How does a check clear?
818099
no i don't think so for what reasons?
1162900
A check may be run through "the work" twice, that is through the FED clearing process.  If it is returned a second time, it will be charged back to whomever deposited it, and the check or electonic image returned to the depositor.  That person will then have to collect it by other means, or he/she can request that the item be sent for collection.  If you request that the item be sent for collection, the check is mailed to the bank it is drawn on and that bank pays the item as soon as funds are available and the mail a money order or Cashier's Check.  There is usually a collection fee involved of about $15 to $20.
1094622
You have nothing to worry about. There is a statute of limitaions that is well past. If it bothers you so much, send the company the money for the check, but I am sure they do not even have a record of it any more!!!
1116993
You need to call your bank in the morning. If you just recently paid a bill it may have not gone through yet. Is your check direct deposited? If so it may not be cleared until Monday. My son-in-law had that problem and ended up with about 3 hot checks to pay for. Call your bank and ask about it. I would not write any checks, even Friday, until you find out if it is cleared.
156250
You have recieved a deposit. Money has been put into your account. (checking/savings)
1174097
Yes . Filling out a check properly\n         is a good practice.
723941
each month the bank sends you a statement with the cancelled checks.  Put a check mark next to the  check number which matches with the amount of which was posted in debit column In the debit column enter any service charges, or service fees that the bank charged you. Total that column.\n\nThen add up all the outstanding checks.  Outstanding checks are those checks that were written in your credit  colum but were not yet deposited by the person you wrote it out to. Write each of those outstanding check on a separate sheet of paper. Total those check.  Then take the total of the debit column, and subtract the total of the outstanding check.  That shd. be your Bank Balance. If it does not match  then you made an error.\n\nTo try and find the error do the following\n\nSubtract the Bank Balance from your balance, see if there is an amount that is written in the debit column, or the credit  column that you might have missed.  \n\nThis is the way you reconcile a checkbook.  I have been doing it for 30 years.\n\nGood Luck\n\nThere is one thing I dont understand.  A private person uses a check book to reconcile there personal accounts.\n\nIf this is a business he should have an a/c payable, and a/c recievabel. Ledgers and the regular bookkeeping system. I am surprised he is still in business.
449179
It's all about whether they can determine if you wrote those checks to commit fraud or not.  People make honest mistakes with their checking accounts and the government is very forgiving on those occassions.  Most companies will send the check off for collection.  The agency will give you about 30 days from the day you bounce the check to settle it with them, plus the bounced-check fee of course (usually 25-35 dollars).  If you settle the amount or at least arrange a payment plan, they will NOT send this off to the county prosecutor.  Once it DOES get sent off, even the prosecutor will give you ample time to settle your case out of court.  If you still ignore this and let it get into the court system, well, then you're pretty much screwed.  \nAnother thing, bouncing checks will get you blacklisted in Chexsystems which is a nationwide service used by all banks to monitor your check writing habits.  Once you're on this list opening a bank account will be close to impossible for about 5 years.  Even when you settle and pay for the check, they are not obligated to take it off your record.
386696
They need to confirm the bank number and account number. You just write VOID in BIG LETTERS on the check so no one else can use it. It's not a big deal. Good Luck! And make sure you enter it in your register as voided.
1110056
The Federal Reserve Board site states that the Check Clearing for the 21st Century Act (Check 21) was signed into law on October 28, 2003, and became effective on October 28, 2004.\n\nIf that is the case, then all states are subject to this law.
903936
Check is in the mail.
1151876
do you mean check kiting? which is what happened where you deposit a check from another account into a different account, but the check that was deposited still has not cleared that bank so the funds where the check was deposited is in doubt as well. \nAlso, say the account where the check was deposited, you go down the street or into a different county an open up another account. now neither of these checks have cleared and it seems like to you that you have lots of money in the bank, but you don't because all of the checks have not cleared the banks that they were drawn on.\nDon't do this again as it is a felony!!!
848121
Because the bank memo posts all transactions.  That is why you saw your transactions at first but they went away.  They will definitely come back--you can bet on it.  What is happening is the bank is waiting for the merchant to send through the complete transaction slip to debit your account  That can take anywhere from one day to six months....depending on the merchant.  Do not take the funds out.  Always go by the balance in your checkbook...it is the most accurate you can have.
655030
I balance my checkbook typically once a week.  I have duplicate checks, so if I don't write them in the register immediately, I still have the copy.  As for debit transactions, I put all of my receipts in my checkbook so I can record them later.  I also do a lot of online banking, so whenever I go on to the website, I have my checkbook with me so I can record any online transactions I make, and I can balance my account right then and there.  I don't ever look at the monthly statement I get in the mail because by the time I get it, my account's already balanced with later transactions than appear on the statement.
168851
Checks are batched by the tellers of your bank throughout the day and the end of the night.  From there, they are sent down to the bank's operations center where they are processed.  Checks drawn on the same bank are cleared overnight and checks drawn on other banks are sent to those banks for payment.  There was a new law passed recently that now allows banks to electronically clear the checks from each other before sending the hard copies to the other banks.  This saves a lot of time and money.  Honestly, it doesn't make a difference how big or small the town is as all banks must follow the same regulations.  It's not like an employee from one bank can just walk across the street to the other bank to get the checks cleared.
346520
One of two things will happen:\n\n1) After you give them your bank account number, they clean out your bank account.\n\n2) They send you a check for 10,000 dollars.  It seems to clear.  You send them a check back for 9,000 dollars.  Then the first check bounces.  You are out 9,000 dollars.
548993
Banks process all deposits in batches, usually run overnight. This is when the availability of funds is verified.  They give you the benefit of the doubt as soon as you deposit the money, however. This means that you can write a check against it but can't get cash. That's why we often see a "balance" and an "available balance" that differ. Hope that made sense, I was a bank teller for a few years in college.