how can i get a loan with a 450 credit score?
830787
you can only get one at a 500 score..
282483
Try getting a small signature loan through a credit union.  An unsecured loan has less stringent requirements for qualification.
297194
Lenders have various definitions of an 'excellent' credit score. But generally speaking if your credit score is over 720 it is excellent. Some lenders will offer better rates to clients with a 740 or 780 credit score. Rarely I'll have clients with credit scores over 800.
207623
your credit score can run as low as 300 and as high as 850\nI should know im a loan officer and I run credit all the time.
608115
I belong to a company thatwrites loans in 47 states. I am an indepemdent loan officer. You can view my site at \nhttp://www.nlcofhollywood.com/jgottschall\n\nIt sounds as though this may be what yur looking for.\n\nGood Luck
34419
I may be able to help you out.  I am a loan consultant with a national mortgage company called MYLOAN.  We are comparable to Ditech or ELOAN except our rates are better.  We work with borrowers of all credit types.  If you like, you can go to my website and begin an application or give me a call and I can take your application over the phone.  It takes about 10 minutes of your time.  I wish you luck in your search for financing.
1050972
As a former loan officer at a bank I can tell you that every question that the loan officer asks you is being asked for a reason. All of your responses go into determining your final score which will determine your interest rate, how much they will lend you, how long they will allow you to carry the loan and ultimately whether or not they will even approve your loan. I'm not telling you to lie but some of the questions that you will be asked will not be verified by the loan officer so you could possibly sweeten up your loan by answering them in a way that enhances your score. Those questions are:\n1. How long have you lived at your current address? You get more points for having lived at the same place for more than 5 years.\n2. How long have you worked at your current job? Max points at 5 years\n3. Do you currently own or rent? Max points for own\n\nAlong with your credit report, these questions will determine your fate. You'll also be asked questions that will definately affect your loan but in most cases the loan officer will be able to verify your answer as soon as they pull your credit report.\n\n1. Have you ever filed for bankruptcy\n2. Have you ever had a judgement against you\n3. Have you  ever been more than 30 days late on a payment.\n\nRemember, banks are in the business of doing loans. Loan officers need to do a certain amount of loans per month to meet their quotas so they really do want you to qualify. If you have had some late payments be prepared to write a statement as to why those payments were late. In some cases that can be the difference in getting approved and not getting approved. \n\nGood luck
1010101
You can get it, just not a good rate with your current score. And there are ways to boost your FICO scores in a few months. I can help you with it. I work with a big direct lender/mortgage broker doing business in 48 states, and because the huge volumn of business we do, we get better rate than smaller brokers. We have over 200 loan programs to meet the needs of different situations, from good FICO score and good income and down payment, to poor FICO score and NO income (called "stated income") and NO down payment, so I will be able to find the program which best fits your needs. Contact me at xjuy@yahoo.com or 408-476-0455 and I can help you. Jessica
329180
depends on your credit score and how many revolving credit accounts you have... my credit just shot through the roof thanks to the new house I just bought. I had no credit and got approved for a brand new house, so if you do have good credit then i'd assume you could get the loan
1175781
The only way I know of is to get a co-signor on a loan, and re-establish your credit from there. See if your bank will work with you on a small credit-reestablishing loan as well. Most banks will, especially if you tell them your circumstances.
473707
you need someone to co-sign for you a small loan at the bank. That will start your credit. As long as you pay it on time every time then you'll have good credit.
500939
For auto loans a score of 550 will be the minimum to get somewhat normal interest rate. If you have a credit score of 680 or better you will qualify for low rates. Check into your local credit union, they usually have better rates and terms than traditional banks.\n\nIf you go to the dealer for financing they may use an Auto Enhanced FICO credit score which is a specialized credit score that takes into account your past performance on auto loans & leases.\n\nGood Luck
795831
look around for these car lots that say we finance right here right now..\na lot do this,\nbut you may get a better rate as long as your credit is good, but tell them you just want to fiance through them,\nor go to a CREDIT UNION not a bank and talk to them for a car loan, they usually only require you open a bank account with them and this way it can even be taken right out of your check if you want it to. this makes it much better for them to give you the loan\n\ngood luck\nsmile
102032
You need to have excellent credit for those kinds of loans. I suggest you shop around several banks, and lendingtree.com\nYou may qualify for a low downpayment not as high as it would be normally. Just shop around and make sure you have a couple thousand saved up for closing cost and a downpayment.
976979
The answer you got from the person telling you to borrow the $70,000 is misinformed. You can't borrow $70,000 on a property unless it appraised for $70,000. I'm assuming that since the purchase price is $55,000, then it will only appraise for $55k or $60K.\nEven though Lending Tree says bad credit ok, they don't really have lenders that have programs for people with really low scores. You need to look in your Yellow Pages under mortgages or mortgage brokers. You will probably see some ads for brokers that say bad credit ok, non-conforming or sub-prime loans,things like that. Start calling a few of them, tell them your situation and see if they can help you. You didn't say how low your score is. You can ask the broker if you could get a FHA loan or downpayment assistance. Don't forget, call several different brokers, because they all use different lenders and there are hundreds of programs out there. So if one broker can't help you, there might be another one who can. Also, if your score is too low, they can advise you on things you can do to raise your score fairly quickly.\nIf you can't get a loan, you could ask  the seller if he would consider doing a lease purchase. If he would, you could rent the house for a period of time, say a year or two until you can improve your credit and qualify for a mortgage. Part of the rent you pay applies to the purchase price of the home.Also, you could ask him if, he would do a land contract. That is basically, where the seller gives you a private mortgage. You make the payments to him. After a year of making your payments on time and working on improving your credit, you go and get a refinance mortgage with a lender and pay the seller off. These types of transactions are done all the time and might be a good option for you.
411317
go to your local bank and ask for info. a lot of places will give you a loan with bad credit. don't you ever watch television??
317606
Go here http://www.jdoqocy.com/click-1972638-10368062 Guaranteed Personal Loans - Unsecured Loans\n50,000 satisfied clients a year can't be wrong!\nBad Credit OK