Apartment forces renters insurance on tenants...bad sign?
831665
Unless the theft resulted from negligence on the part of the complex, then they wouldn't be liable anyway.\n\nIn this case, it looks like the complex saw a trend of break ins and took on the policy to help their renters or they simply realize that having renter's insurance is for the best.  The complex is still responsible for anything that is covered under their own insurance like repairs, leaks, mechanical failure, so I don't really see how the apt. complex would benefit from this other than having tenants who are responsible enough to insure their property.
801967
i never paid management fees while i was renting it was only when i brought my property i had to pay. the management bill is responsibility of the owner it should say in you contract what your rent money goes towards. if it doesn't tell the landlord that you where not aware of this extra charge and ask how much it is it normally is a set monthly payment.it goes towards the maintenance and sometimes the insurance of the apartment it sound like its a leasehold property. if you decide to pay make sure you get a receipt to prove that you have paid your landlord can write one out and sign it.
85592
renter's insurance covers the stuff in the apartment or house. The owner has homeowners insurance to cover the building only. What you are saying doesn't really make sense. I am almost positive you can't be forced to buy it.\n\nHere is a link to ohio landlord tenant law, in particular about renters insurance. You might peruse the site to find more info. \n\nhttp://www.ohiolandlordtenant.com/faq30.html\n\nThe problem is that he isn't evicting you. You do not usually need to renew a lease to stay someplace, there is usually a provision in the agreement that it simply defaults to month to month. So you might be able to not renew the lease and force him to evict you. At that point you might have more rights. Before you get to this point be sure you know the law. Don't just do it and then find out it wasn't the right course of action.\n\nYou should call a lawyer that specializes in landlord tenant law in your area and ask them a few free questions over the phone. If they wont let you ask a few questions for free then call another, someone will help you. They will know the law inside out.\n\nThe bottom line is if you are being screwed by the landlord, a court will side with you. This sounds like just such a case. Just talking to a lawyer and having them explain the law to you so you can call the landlord and tell them what you found will likely be enough. Landlords don't usually want to do the wrong theing they are just sometimes not up to speed on the law just like many tenants aren't. They try and do something that makes sense to them and don't realize it is wrong for them to do so.\n\nGood luck with your problem
26345
What does your lease say?. This should outline your rights for showing. Perhaps another neutral party may assist or you may need to retain an attorney and place them on notice that you will show subject to notice etc.
566289
Your homeowners' or renters' insurance will cover stolen personal property sometimes even if it is not at your home/apartment.\nVERY IMPORTANT:  There are two kinds of this insurance:\n\n1. Actual Cash Value\n2. Replacement Cost Coverage\n\nIf you want a new item, then you need to buy replacement cost coverage.  It will pay what ever it costs to replace it.\n\nIn an actual cash value policy, the insurance will only pay whatever the item was worth at the time....in other words the used price...not what it costs new.
363550
Tenent's, or renter's, insurance covers all of you personal belongings up to the policy limits and subject to certain exclusions.  It give you theft coverage both on and off your premises.  It covers you for certain types of fraud.\n\nThe policy also provides you with liability coverage and contains a "guest medical" provision.  It will also pay for loss of use in case due to a covered loss, you home is unlivable and you have to live temporarily someplace else.
847584
If you signed a lease you are bound to it.  It is not the complexes fault that someone said something to you that you do not like.  Make the manager aware of  the threat.  If she/he is a good manager she will address the problem and take care of it for you.  If one of my residents get threatened, I have no problem evicting the bad guys...good luck
164370
I don't know if the laws vary according to where you live, but as a rule, the landlord is not responsible for your personal property. That's why they have "renter's insurance". If you don't have it, then you're out of luck.\nUnless the fire was caused by poorly maintained wiring or some such thing. Then you may be able to take him to court and sue for your loss.
842063
The key is that they are not requiring it before lease renewal. It will be a condition of staying.   They can pretty much condition the lease on anything they can find enough renters to agree to. \n\nNow, renters insurance isn't terribly expensive, and has benefits to you and the landlord.  I suspect it's going to cost you about $15 per month, get a quote somewhere.  Look at it as if it were a rent increase, and make your decision whether to accept it or not. \n\nWhat renters insurance does for them is protect against damage done to their place by your pets, or a fire you cause, some other things.  What it does for you is protect you if a guest of yours is injured on your property, cover your belongings if there's a fire or burglary, some other things.  \n\nThey sell renters insurance to a lot of people that aren't required to have it by their lease.  You should get a rate quote and find out what good it does for you.  It's not necessarily a bad idea.
153527
Go to the RRA... Renters Rights Association. They will handle it! They eat that kinda crap up... I know cuz I have been an apartment manager b4 and the owners where total asses... there was so many things i couldnt do after the tentants were promised things by the owners then went back on em... good luck
695701
Usually no--why should the apartment manager/owner get penalized because you bought a house.
677336
There are huge liabilities in the Apartment Management industry.  I'm sure that any Management comapny looking to hire a Leasing Agent would be concerned as to experience due to awareness of Fair Housing laws and Worker's Compensation awarenesss as well as other liabilites that are industry specific.\n\nMy recommendation is that you contact your local apartment association (http://www.haaonline.org/HAAWEB/ScriptContent/Index.cfm) to get more information on courses you can take towards a designation that will help you become more industry aware.\n\nThe Leasing process is VERY shaky when it comes to Fair Housing ordinances.  If you were to study up on those and make it clear that you are sensitive to such liabilities, you may have a greater chance obtaining the job even with out experience.
816979
I pay 8% (of rent) to management company. Also I pay them 50% of the first month rent when they bring in a new tenant and sign a lease. This is in OR. I have heard up to10%. 8-10% seems to be normal.
785928
i really think they should have a rent control for something like your situation.  most company's can do a write off.. i have rental accomadations and if someone swallows their pride and approaches me.. i can write them a deal.  i just wrote a deal last year and it gave me a nice perk from the governement. taxes.but i can not read minds.. maybe your present building owner or assoc..will cut you a deal.. we have not mastered mind reading...you have to ask..
272700
I feel your pain.....i rent apartments and outside we have a sign that says "move in specials" and people come in and ask us "do you guy have move in specials because your sign say you do" I want say Duh!!
793991
No that is why they made you sign a lease so that you would pay what you were owed.\n\nYou should have tried to sublet it to someone who would pay the rent (or most of it) so that the landlord did not lose money and sue you for it.
383264
You're going to have a challenge.  First you need to work on getting it zoned properly.\nIf you try to get strictly commercial insurance and you have a claim and they find out it was because it was being used as a residence, it may void the policy.\nYou will need a homeowner's policy that might have some commercial provisions in them....a 'combination' policy so to speak.\nSince there are plenty of home based businesses that need a combination policy, an experienced personal lines insurance agent will be able to help you.