Are there any free credit reports I can get done online? I live in Canada?
817697
go to www.annualcreditreports.com and get a free report each year
826308
here's some free articles to get you going:\nhttp://credit-cards.ebookorama.com\nhttp://finance.ebookorama.com \nhttp://credit.ebookorama.com\nhttp://credit-repair.ebookorama.com
67563
Go to https://www.annualcreditreport.com/cra/index.jsp\nit will have every account you ever opened and the balance that is owed on each account and if you are in good standing or not with them.It is a completely free website and checks all 3 credit agencies.
91250
Just apply for something that requires them to run your credit report.  Especially if you are denied credit the credit company that supplied that inforomation has to supply you a free copy of your credit report.
91112
i have been looking for a site like this too but have no luck everyone that i have went into says they are free and then once you put all of your information in they want your credit info. if you happen to find let me know which one you went into.
501440
You went to the wrong source.Go to www.annualcreditreport.com  Your credit report from all three reporting agenies is free but your credit score is not.
398208
DON'T use freecreditreport.com - it's a bit of scam. \n\nUnder the FACT Act amendments to the Fair Credit Reporting Act, you are entitled to one free Personal Credit Report in a 12 month period\n\nUse: http://www.annualcreditreport.com.\n\nUPDATE: \n\nBy the way, thanks to Mrs. Thang and Credit Guru for echoing my comments above. There is some bad info in Credit Guru’s answer that I must address. Going to any of the credit reporting company's websites or myfico.com and ordering and paying for what they represent as your credit "score" is another scam the bureaus are using just to get money from you. I have had customers sit at a computer in my office and purchase this report "WITH SCORE" and 3 minutes later, pull a tri-merge credit report for mortgage purposes (what anyone who is going to evaluate your credit is going to do) and the numbers were SIGNIFICANTLY different (in most cases, lower). If you read the fine print in the scored report that they give you, they tell you that the "model used to deliver the score to you [the consumer] may be different than the scoring model given to a company evaluation your credit worthiness." \n\nAND... since each credit bureau has a patent on their credit scoring formulas, they are not legally obligated to disclose to anyone exactly how they came up with the score (nice, huh?). The only information that credit bureaus are required to disclose to you the consumer under the provisions of the Fair Credit Reporting Act is the information REPORTED TO THEM BY CREDITORS (in other words, they are required to tell you [the consumer] that "Chase Visa (or whoever)" is reporting a balance of $xxx, a payment of $yyy and that you've been late 3 times in the last year. They are, however, not required to disclose to the consumer THIER (the credit bureau’s) OPINION OF YOUR CREDIT WORTINESS (as represent by the score they report to the creditor)). \n\nThere is hope though. If you REALLY want to know what your credit score is, go see a mortgage broker and apply for a loan (Applying for a mortgage in no way obligates you to take a mortgage). As a professional courtesy, it’d be nice for you to disclose that “even though you are applying or a mortgage, you’re mostly just interested in your score and may change your mind about the mortgage once you see your credit report.”\n\nThanks to recent changes in the Fair Credit Reporting Act, creditors (ie: the mortgage broker you went to see) who pull your credit for evaluation are no longer prohibited from showing you what they found (which was a shady part of the law in the first place if you ask me!). In fact, we're REQUIRED to disclose to you EXACTLY what your scores are and the range of scores for each repository reported (as well as a lot of other valuable information). This will be your score as creditors see it and THE only accurate representation of how you're being represented by the bureaus to the creditors. \n\nThese are facts and are accurate based upon my experience of helping hundreds of consumers fix their credit and qualify for mortgages. \n\nSorry it's so long but the truth needed to be told.
929768
Fico scores usually are not free, however you can check your credit once a year for free at freecreditreport.com .  You will be able to see any mistakes on it if there are any.  Some credit cards as a feature on their websites have a credit score that is reported to them by one of the 3 credit bureaus, which could help you gain understanding of where you stand.
15979
Try to find the website for you state court system or county court system. Many will have a freebie area to check on people's criminal and civil records. However, a credit report (bill paying tendencies) will never be free.
276995
You can't get the credit score. You can get the credit report at annualreport.com for free. If you look at your reports and how the scoring system works, you can get a general idea what your # would be.
850433
If you are turned down for credit,you can get a free credit report from the three major credit bureaus.Good luck.
373212
You can request one by going to this site.  You are allowed one free credit report check each year.
110350
Get a copy of your credit report.
228158
I think you can only get 1 for FREE if you have been denied credit. Then you should follow the instructions on the letter of denial. Otherwise, for a small fee you could:\n\nHow can I get a copy of my credit report? \n\n Obtain your credit report, by either downloading a copy of the request form that we've included on this web site or call the two largest Canadian credit reporting agencies, Equifax Canada Inc. \n1 800 465 7166 and Trans Union of Canada 1 800 663 9980. \n\nOnce you have placed your request, the credit reporting agency will then mail your report to you. It is recommended that you get your report from both agencies to ensure accuracy. \n\nFor more information on credit-related topics, return to Frequently Asked Questions. \n\nDownload Sample Credit Report (PDF File). \nDownload Description of a Credit Report (PDF File). \nCan I get my credit report on-line? \n\nConsumers may obtain a copy of their credit report, plus credit score, and a score analysis on-line in Canada, for a fee. Equifax Consumer Services Canada https://www.econsumer.equifax.ca/ca/main?lang=en provides consumers on-line, real-time access to their credit information. Consumers provide personal information during the order process for their credit information so that Equifax can verify their identity and immediately deliver their credit report. The consumer information collected online may be used later to provide relevant notifications and special information to each consumer.
173642
Yes, annualcreditreport.com is the place to go. To monitor your credit year round for free, only request a report from one of the three agencies now. Wait 4 months then request a report from one of the remaining two agencies, then 4 months after that request the last agency's report. 4 months after that you will be ready to request next years free report from the first agency, and so on.
947024
you could try freecreditreport.com
145733
You can get a free credit report and score at www.annualcreditreport.com once a year. Most places don't usually give scores, just the credit report, but Experian usually does.