Bankruptcy discharge?
817422
You've received a bunch of bogus responses, now read a response from a bankruptcy attorney.\n\nWhen you file for Chapter 7, the court schedules a meeting of creditors in each case, usually about 30 days after the filing.  The meeting is nick-named the "341 meeting" after the section of the bankruptcy code that requires it.\n\nThe chapter 7 trustee asks you about assets.  In most no asset cases, the trustee's work is concluded at the 341 meeting.  He does not monitor the debtor's post petition income or assets or perform any other "tests" of the debtor's entitlement to a discharge.\n\nThe deadline for a creditor to file and adversary proceeding to object to yo receiving a discharge is 60 days after the date for the first meeting of creditors.  If no creditor objects, then you will generally receive you discharge within few days after the adversary proceeding expires.\n\nMost of the Chapter 7 cases I've handled in the last year take 3 to 3 1/2 month form the date of filing to the date fo the discharge.
483076
If you have to file go for chapter 7. A bankruptcy stays on your credit report for 7 years AFTER it's discharged. So if you go 7 it's dischatged immediately and if you go 13 it's\ndischarged after you finish making payments...about two years from now. So you credit will be bad longer with a 13. Also, most of the people you probably owe (credit cards, phone, etc)\ndon't care. They've made their money from you and will get a tax break from your defaulting on your payments...good luck on a new start.
1149542
Get copies of your credit reports from all of the major reporting agencies.  Challenge the bankruptcy.\n\nYour lender can also "fast-track" the cleanup process and get your credit re-scored.  There is a small fee for this, typically about $50.00 per item on the credit record.  This is the fastest way to get this cleared.
616920
Good job on making the changes you need to!  It's always refreshing to see people taking responsibility for their problems rather than just heading to bankruptcy court.\n\nIt may be a long shot, but you can call the credit card companies and talk to them about the credit report.  You might also consider talking to either a financial advisor (who would charge a fee but would probably give you very good advice) or a NON-PROFIT credit counseling agency.  If you choose the latter, make sure that you check with the Better Business Bureau or otherwise check them out THOROUGHLY - there are some scam artists out there.  \n\nI *believe* there are ways to "fix" your husband's credit report, but I'm not up on the specifics of how it happens.\n\nBest of luck!
34413
Visit the bankruptcy court website for your area (eastern or western VA) and do a case search for that company: \n\nhttp://www.vaeb.uscourts.gov/\nhttp://www.vawb.uscourts.gov/courtweb/enter.html
21828
If you mean you're trying to find if your bankruptcy has been dropped by the credit reporting agencies, you can obtain an annual credit report free of charge from all three reporting agencies.  If there is information you believe should be changed, each has a simple method of reporting that and getting a fairly quick resolution.  Here's the link to this program:
189505
Go to several dealers and interview the finance people and tell them your situation. A car dealer wants to sell you the car so they will work hard to get you financed. \n\nIt would be helpful to you that all your accounts that were discharged in Bankruptcy report on your credit files as "Account included in Bankruptcy". IF you haven't done so then get copies of your 3 credit reports at www.annualcreditreport.com. It's free by law once a year. Review your files for accuracy and dispute any item you believe to be negative. Each investigation will take approx 30 days.\n\nWhen you are ready to buy make sure you do all your rate shopping within a 14 day period so that all the inquiries will only count as one.\n\nGood Luck
1025631
YES YOU CAN DO IT!!. I work for a bankruptcy attorney. I myself even have gone through bankruptcy back in 2005. You send all three credit report agencies a copy of your discharge along with a copy of your creditor matrix. At that point they will remove those debts from your credit report. They will then send you an updated credit report. It may take a few times to get it all removed. However, your credit report will state that you had filed bankruptcy and it states that way up to 7 years.
667662
In your yahoo search bar type in Bankruptcy Explanations, Scroll down the page til you see number 5 click on that and any questions that you have I'm sure this site will help you.
75873
Hello, I would like to answer your question...\nI know the laws have changed recently and it is harder to go through bankruptcy now than last year...\nYou must be overly in debt and cant possibly pay your way out...\nI had to do that because I lost my long time job when I became disabled and had no way to pay back my creditors...\nI do have a web link you can view all your questions and answers on...\nI hope you will read it over before you take action...\nIt has gotten harder and more expensive to declare bankruptcy now...\nI wish you well...\nhttp://www.fulwilerlaw.com/content/austin-bankruptcy-lawyer.php
1116828
Giggity Giggity is INCORRECT. If these debts were discharged through bankruptcy and it has been more than 7 years since you filed and therefore LISTED the creditors (so they had a chance to file claims against the bkcy), then they should be deleted. You can pull your credit report free at the website below, and write the bureaus to dispute the information. Be prepared to back it up with the SCHEDULE of listed creditors in the bkcy, and the discharge document that says the case was concluded.
181914
Ask your bankruptcy lawyer, they will know.  It won't hurt to try.
295321
Here's an idea... pay the $500-$700 you'd give a bankruptcy trustee to your creditors, and work yourself out of debt.  Don't wave the white flag of bankruptcy... have some self discipline and get out of your situation on YOUR terms!
192403
My ex-husband's car was repossesed. Then when he didn't pay off the balance due, they tried to come after me because my name was on the original loan. What a mess. No bankruptcy for me, but I know people in both Florida and California that have worked after filing bankruptcy.
279922
In some legal situations, with Bankruptcy being one example, you are at times placed in the position of discharging or reaffirming a debt.  To discharge the debt [sometimes referred to as 'forgiving' the debt] - it evaporates and the debtor no longer owes you anything.  To reaffirm the debt means you still want your money, you do not discharge the debt.
613183
Man!  Do I disagree with the comment about filing your own bankruptcy!  \n\nIf you are low income, there are provisions in the law allowing for some financial help.  Just ask the bankruptcy attorney.
997484
If you want a correct answer... ask a local bankruptcy attorney!\n\nI would suggest you read the article "New Bankruptcy Law – Where’s The Consumer Protection?" you can view it at:\nhttp://www.sandiegolawyerforyou.com/san-diego-bankruptcy-law-update.htm\n\n\nhttp://www.las-vegas-nevada-lawyer-attorney-legal-injury-defense-directory.com/las-vegas-bankruptcy-lawyers.htm\nhttp://www.san-francisco-oakland-bay-area-lawyers-attorneys-directory.com\nhttp://www.san-jose-ca-lawyers-attorneys-directory.com\nhttp://www.sacramento-ca-lawyers-attorneys-directory.com\nhttp://www.la-orange-county-lawyers-attorney-directory.com\nhttp://legal-advice-library.info/blog\nhttp://www.austin-texas-lawyers-attorneys-directory.com/austin-legal-services.htm\nhttp://www.san-antonio-texas-lawyers-attorneys-directory.com\nhttp://www.san-diego-lawyer-attorney-personal-injury-dui-car-immigration.info