how do i find help budgeting?
823106
Find a friend or family member who is good with money and ask them for their help and guidance.  It is always good to have personal help and not just read tips off of a website or book so that your situation, personality, likes and dislikes can be factored into your budget.  \n\nSuze Orman on CNBC Saturday nights is also a great resource!
462188
Look in templetes and choose the budget one :-)\nYou can also download templetes from microsoft for free\nhttp://office.microsoft.com/en-us/templates/CT011377161033.aspx\nhttp://office.microsoft.com/en-us/templates/CT011377041033.aspx
275795
These websites should give you all the help you need.  Good luck with it.
100668
Budget. Figure out how much money you need to spend. Make liberal estimates, and save everything else. Then, little bit little, find ways to lower your spending (find better prices for the things you need, avoid extras like eating out, movies, etc).
303243
Look at your past expenses.  Ideally you have records from the past few months.  You will probably have some money you spent that you can not account for.\n\nFigure out what expenses are required and what are discretionary.  If you are spending too much try to limit your discretionary spending.  You may also have to determine what of your required expenses are actually necessary.\n\nA budget is like a diet, you need to build some fun in or it will not work.  You have to give yourself some money to spend beyond the minimum.  While having a limit may seem like a pain at first, it can also make you be creative with how can I enjoy this $20 I can spend on fun to have the most fun.
477948
Everyone has to be part of the solution - kids included.\nPost your budget on the fridge to remind everyone they have a stake in this. Pain that it is, writing down EVERYTHING for a couple of months will cure the problem.\n\nFirst, add up all your income per pay period - month, week, biweekly, whatever.\n\nThen add up all your "fixed" expenses to match the pay period (multiply rent x 12 then divide by 52 to get weekly, etc.)(estimate using highest electricity bill, telephone bill, etc.) and ADD A NEW ITEM CALLED "BANK" THAT IS 10% OF YOUR INCOME.\n\nSubtract the expenses from your income. Now you know what you have to spend on groceries, gas, clothes, etc. etc.\n\nWhen your paycheck comes in, put it directly into your bank, and put 10% directly into your savings account - this matches your budget. Some banks will automatically do this for you if you ask them to.\n\nWhenever anyone spends anything, have them subtract it from the remaining money and WRITE DOWN WHAT IT IS FOR. Everyone can see where the $$ are going, and you'll see exactly what is happening and so will everyone else. Having the whole family seeing and supporting a reasonable budget is the best way to go - and a great lesson for your children.
583838
Try download.com and search for 'household budget'. They should have some free ones to suite your needs. I did a search and a few came up. You may want to mix up the search terms to get some more results.
148553
Try to find companies or organizations online if you do not succeed try writing to local authorities or companies providing your details. As long as i am concerned these people need to have guarantor before helping you. I think your parents or relatives can act as guarantors
375731
One way I learned to make a budget was to save every receipt from everything I bought for one month, right down to fast food and gas. You may be suprised at what you spend money on. A little here and a little there adds up fast. Do that for a month and you can better write a budget for yourself.
981407
With regard to the bills, I would try a computer program such as Quicken.  You need to make a list and prioritize projects until you get caught up.  You might try hiring an administrative assistant to help you with answering phones, paying the bills, filing, etc.  You could probably hire a college student for a few bucks an hour.
199888
Keep it simple - use Excel\n\nOpen Excel.\n\nAt the bottom of the blank sheet you'll see a tab - right click on it and call it 'Variables'.\n\nCell A1 - Enter your monthly budget (just the figure, no letters or symbols)\n\nCell A4: Enter this title: 'Budget for XXXX 200X' Where X is the month and year\n\nGo to row 3:\n\nColumn 1 - Date\nColumn 2 - Item\nColumn 3 - Cost\nColumn 4 - Who spent this money? (initials)\nColumn 5 - Category (use symbols - e.g: F - Food; C - Car; G - Gifts; E - Entertainment etc)\nColumn 6 - Cash (you put a tick in the cell)\nColumn 7 etc - Credit Card - a column for each one you have\nColumn whatever - Debit card etc\nIn the last column cut and paste this formula:  =sum((A1-(C1:XX)) where XX is the last cell of row 3 that you have data in. This formula will give you how much you have left to spend.\n\nWhen you've done this, copy this sheet by going to the tab at the bottom and right clicking - select 'make a copy'. Change the name of the tab on the copy to 'Fixed Outgoings'.\n\nIn this new sheet enter things like your mortgage or rent, car loans etc that are fixed and the same every month. Enter the values in the cells.\n\nThe sum in the total cell of this sheet is your fixed outgoing. Subtract this fixed monthly total from the value you originally put in cell A1 in the 'Variables' sheet. Cell A1 of 'Variables' now shows what you have left to spend every month.\n\nWith a bit of practice you'll get this right. \n\nFinally - name the file by the month. On the first day of each new month copy the whole file and fill it in again. You'll build up a month by month account of your expenditure. Save all the files in one folder called 'My Budget'.\n\nPS: If you've never used Excel don't be put off. Its pretty easy - you can make the cells any size you like and you can colour them in or change the fonts etc - so for instance, make your Total Cell a big one in a bold colour!
268358
I would recommend spending $19.95 on a book Called “Financial Peace” Written by Dave Ramsey. “More than Enough” is also a good second book if you like the first written by the same author. The book is written on an easy to read (6th grade level) It covers budgeting and gives sample budget's it also encourages you to sit down with your spouse to establish and keep a budget. I do not use all Dave Ramsey's suggestions but anyone that does will not go wrong. The base of his teachings is very valid and useful. I firmly believe anyone starting out with these tools will not go wrong. Remember in life though a little common sense goes along way Good luck to you
213592
The first thing you need to create is a budget.\n\nWrite down the diferent  categories of spending starting form the essentials to the non essentials, like this\n\nRent/housing $\nUtilities Electricity\nUtilities Water\nPhone/Cellular\n\nFood/groceries\nCleaning supplies\n\nCar payment\nCar insurance\nCar gas\n\nOther living essentials\n\nThen go to the non essentials like;\nCable\neating out\nmovies\nmagazines\netc.\n\nWrite down what you spend for 2 months, then you will know where the money is going. From here decide how much you want to put into each category, like;\n\nSavings $20.00 per week\nClothing $20.00 per week\nAuto repair $10 per week\nand so on, add your own categories as needed then put money into that account and when you have enough for what you want to purchase go and get it. \n\nThis way you will have teken care of the priority payments and then know how much you can afford to play with.\n\nGood luck
1017836
http://www.calculators.net/paycheck.html\n\nhttp://www.mtstcil.org/skills/budget-3.html
64775
First you need to write everything you pay for in a month in a notebook. This will tell you where some of your spending problems are. After this create a  budget. Leave your self spending money so you don't feel like your depriving yourself. Many people will not leave anything for themselves , feel bad, and blow their budget. If you have credit cards put them in a metal coffee can and freeze them. This will take some of the impulse out of your spending because while you are taking the time to thaw them out you are really thinking whether or not the item is worth it. Thats why you put it in a metal can so you can't use the microwave. Lastly remember to pay yourself first. Always make sure to put something away in savings. If you can do this with direct deposit, I would recommend this highly so that after a couple of weeks you won't even remember that you had it. Good Luck:)
689174
Just go the program and then click on help menu. It will give you lots of help. And instead of web page I recommend that you should use book. just pick up book from your local store.
1108419
So what kinda help you'r looking for???