Car company pressing charges for late payment??
830876
You need to get your papers out and read through them. Most car companies will just come repo it in the middle of the night. Sounds to me like you're buying a car from one of those $50 dollar a week no credit needed places. They generally are a lot tougher than a financing company like Ford or GMAC. Those two will send you a letter threatening to repo after you're 60 days late. Never heard of it being done at 30 days.
214604
You do not have to lie.  You just have to be willing to say no if they will not offer the car for what you want to pay.  If the process makes you feel sleazy, then maybe CarMax or a Saturn dealership where the prices are fixed might be the right option for you.
564283
not every lender reports to credit agencies...plus there are 3 agencies...did u check all 3?  \n\ncall to find otu which one they report to and if they dont ask them for a record of your payments.  then tell them "does this mean I can NOT pay you and nothing will happen if you cant find the car?"
869937
They probably don't want to go through the cost of taking your car back, so continue to insist on working out a payment plan with them.  Ask for the supervisor, and whatever you are able to agree on, get it in writing.  If you can't get anywhere with them, however, I would consider getting an attorney or nonprofit debt counselor involved who can negotiate for you.  Daily phone calls are harrassing and can be illegal.
931640
i was in same situation.sent the money.didn't get the loan.that's  their  fee to look for a loan.the finance  company  make the final    decision.which is a credit check.so don't send the fee.its a con
200486
They will be happy to get whatever you are willing to give them.  Suing people costs money, if they can avoid it they will.\n\nI would call and arrange a payment schedule with them.  Then, you can stop worrying about it and they will know that they can expect a repayment.\n\nDo it soon, I am sure this is KILLING your credit!
500747
*shakes head in disbelief*  Why do people answer questions when they have absolutely no idea what they are talking about?\n\nDon't bother consulting a lawyer on this one.  It would cost you too much.  This is exactly what small claims is designed for -- someone like you with a case small enough that lawyers should not be involved.\n\nSue.  On the complaint, spell out the facts of your case and then ask for alternative relief.  Meaning -- ask for the car to be put in your name.  Then put down that if the court denies you the car, that you are asking for all payments made on the car to be returned to you.  Assuming the facts as you have presented them are true, then the court will almost certainly grant you one fo these two remedies, possibly with interest.
154693
Depends on the card. In my experince there is none. Even if they don't send you a statement, it's still your responsibility to pay the bill on time. If you have a ligitimate reason, they may wave the $25-$55 late charge, but if you had any promotional low APR, it will now be hiked up to 17% (or something else rediculously high).
654526
I'm not a tax professional so check this out with one.  Usually there are penalties and interest due on late payments.  It is going to be state specific.  If you are having trouble paying, contact your state tax office and ask to set up a payment schedule.  It may add interest, so ask what additional fees or charges are added to your tax bill.  If you go to the IRS site, you can look around for a link to your specific state.
1085544
call them and explain the situation. At the end of the day you agreed to pay it by accepting the card but they are not heartless people. \n\nAdvise of your current situation with income and other outgoings more important (car, house etc) and then arrange a repayment plan. The sooner you do it the better.\n\nIn some cases they will stop you being able to use the card and will stop or at least reduce the interest charges, but you're better contacting them sooner rather than later
612674
Sue!  Get a barrister and make them prove the claims.  Call your credit card company and refuse the payment.  Tell them the credit was not authorized, and they will not pay it.
1012763
yup ...go to where u pay and tell u cant pay ..they will do payments without intrest
717816
look for the car adds that say, "bad credit, no credit, no problem" or something like that. I don't know where you are, but google Auto Solutions.
604090
Its really hard to tell how much you can get anyway with paying. I use to do this kind of work. So it depends on how long you have owed them, was you credit good (always made payments on time) until this happened or it was a little rocky sometimes,then what kind of finance company was it ( automobile, private loan from a bank or credit card co, home buying) & has it gone into collections yet?? All these things sometimes makes a difference. But you can always make them an offer. Cause they have told you what the debit was, what they would settle for. So now I would make them an offer. Maybe start with whatever $ amount you can pay right now..then if that fails then offer a little more but it will take you a little bit longer to pay that $ amount. And just go from there. If all else fells, make 1 lump sum, & payments on the rest. BEST OF WISHES, I KNOW ITS HARD!!
774251
CarCraze --- you are wrong, sorry to say\n\nWhat you have there, my dear, is a bona fide Court Order for you to appear in court to answer to a Motion to Collect a Debt. If it is on Court paper and has a case number, call the Court to confirm the Docket Number, and find out when the hearing date is.\n\n\nYES, they do have that power.\n\nYES, That is the equivalent of a Subpoena.\n\nIf you "just let it ride", as you say, don't be surprised when you open up your paycheck and you find a good chunk of it GONE !\n\nWhat you should do:\n\nSeek legal counsel (get a lawyer) and come up with a manageable payment plan that is both satisfactory to your creditor, and workable for you.\n\nDON'T HESITATE - you will regret it.
441393
Dude, you knew when your payments were due.  You should have called them when you realized that your bill was late.\n\nBe responsible & own up to your own mistake.  Pay the stupid-tax and chalk it up as educational costs!
995535
You should call the credit card company and check to see if your payment posted, if it did, you can charge as of the posted day.