When a store sticks your check in that machine what does it do?
830996
The ink that's printed on the check with your account number is actually magnetic, the reader is then able to read the account number and routing number off the bottom of your check, and it can check your account info against the different check verification sources to determine if a check is likely to clear or not.  If you've had bounced checks you haven't paid and been reported by your bank to one of the verification places, and they have you in their system, then it'll return that info to the merchant trying to run your check and they'll refuse it.
1126908
any place that you can place an order for checks should be able to that for you
130107
It means writing a check knowing your account may not have sufficient funds to cover it right away.  Some people will float checks a day or two before payday, for instance, and hope their bank posts the paycheck before clearing the checks.\n\nIt's also called 'kiting' a check in some places, and the practice is technically illegal.  New regulations concerning check processing times have almost eliminated the one to three day lag time between writing and depositing.  If the merchant receiving the check runs it electronically, your account could be debited within hours and the check would bounce.
1073040
This is usually how the scam works:  After the check is deposited, the bank will tell you the check has "cleared."  He will then ask you to send a check to him for the amount.  Then the original check will bounce, and you will be out the money.  See this link for an example.  \n\nChecks that have "cleared" can still bounce.
833739
I couldn't have said it better myself.....GOOD JOB. I totally agree with you. The checkers are also to scan a certain number of items thru the checkout in a length of time. I know the price of the items that I take and several times they have been wrong. My sister used to work for Wal-Mart and you would not believe the stories she could tell you.........
848612
Qoute:\n\nWhat is the difference between a Cashiers Check and a Certified  Check?\n\nCashiers Check: A check issued in any amount that has to be made payable to a specific party, not cash. It is an official bank check, drawn on the bank.\n\nCertified Check: A check written on the customers account, funds are certified as available and are legal liabilities of the bank. Funds are withdrawn from customers account and placed in a special bank account for payment. Certification transforms the original order to pay into the bank's promise to pay.\n\nend qoute
723750
Some banks are set up to do this and some are not.\n\nYour bank should tell you.\n\nIMHO it is no different than sending a check.
22854
Actually, my Visa Check Card acts as 3 in one. It's my atm card as well as debit. But it also acts as a credit card. When charged as credit, it just takes it out of my account.
346520
One of two things will happen:\n\n1) After you give them your bank account number, they clean out your bank account.\n\n2) They send you a check for 10,000 dollars.  It seems to clear.  You send them a check back for 9,000 dollars.  Then the first check bounces.  You are out 9,000 dollars.
1104685
Not many.....just keep enough cash on you to last you a few days, asit shouldn't take long for your real checks to come in.( I hope you told them to start your checks with the number 1000...some stores also have a policy about not taking checks at all with a number of less than 500 or 1000.)
681070
to much money and they MAKE you sign a contract that takes money right out of your check book or credit card.\n\ngo somewhere else
327640
No. A certified check is one of your OWN checks that has been certifed by your bank to have funds set aside in your account to cover that particular check and only that particlar check. A cashier's check is a bank check, in effect drawn on the bank itself.\n\nA certified check is one for which the bank guarantees payment.
449179
It's all about whether they can determine if you wrote those checks to commit fraud or not.  People make honest mistakes with their checking accounts and the government is very forgiving on those occassions.  Most companies will send the check off for collection.  The agency will give you about 30 days from the day you bounce the check to settle it with them, plus the bounced-check fee of course (usually 25-35 dollars).  If you settle the amount or at least arrange a payment plan, they will NOT send this off to the county prosecutor.  Once it DOES get sent off, even the prosecutor will give you ample time to settle your case out of court.  If you still ignore this and let it get into the court system, well, then you're pretty much screwed.  \nAnother thing, bouncing checks will get you blacklisted in Chexsystems which is a nationwide service used by all banks to monitor your check writing habits.  Once you're on this list opening a bank account will be close to impossible for about 5 years.  Even when you settle and pay for the check, they are not obligated to take it off your record.
255611
I think you mean MICR. MICR stands for magnetic ink character recognition. It allows the bank to read the numbers at the bottom of your check (check number, account number, routing number) using a machine.
212023
In terms of credit / debit cards, the point of sale means the cash register. Whenever you go to a store and they have those card-swiping machines right at the register, that's a POS terminal.
1021299
cheque or money order
1166336
Do you have the cash?\n\nWhat can they do? Can they un-cash your check?\n\nBlow them off - they're just trying to intimidate you. \n\nChange your phone number.....