Neighbor is willing to Cosign For A Student Loan. Should I let him?
828607
1. none, to you. All the risk is his.  2. He gets nothing.
947986
Do you have any documentation of the loan?  Was there an agreed timetable for repayment?  If you have a promisory note or an IOU, then you can try to put a lean on his houses and cars.\n\nHowever that will definitely kill the friendship. If you value your friendship, just explain that you really need the money and if he could just pay a portion of it each month ($500 minimum and $1000 maximum/ per month)  then you will be happy.  If your friend begins to slack off, gently remind him that you did him a huge favor and he should pay you back.  Be understanding if there is an emergency that disrupts the payment schedule.
553248
Hello!\n\nMy name is Earl Catlin a financial adviser for 4.0 student loans.  On July 1st student loan interest rates will be rising to 6.8%.  It is best that you consolidate now at a lower interest rate that will also put you at lower monthly payments. For more information visit www.40studentloans.com.  If you decide to apply use my name as your financial advisor and you will recieve a free iPod if approved.\n\nThanks,\n\nEarl Catlin
908153
Your best bet is to go to a local bank.  Local banks are much more likely to loan on smaller amounts (I know, $50,000 is not a small amount) than other lenders.  If you go local, they are much more likely to want to work with someone who is moving in.
245722
Possibly the problem is security.  Have the security to make the loan possible.  The lender may not want to take a risk on you because of no stability, job time, time of residency, or credit issues.  Try to see about getting a co-signer or a guaranteeor to the loan.
1135221
no sorry i haven't and i lived in pa my whole life. sounds rough though and another good reason not to risk your home to finance something else, sorry i hope it works out for you. hopefully your spouse will have the descency to realize loan or not the home is yours and they shouldn't mess with it.
124219
Just start calling  local real estate agents.   Most will be a little reluctant at first because most agents already have loan officers they prefer.  Take the approach that you want to help them with their open house.  Offer to bring fresh baked cookies to the open house, then once you’re there offer to go get lunch for the both of you.  I know this sounds like a lot of hoops to jump thru, but remember you have to sell your self to the agent if you want them to send business your way.  \nI wish you the best of luck.
839845
Bad Idea. I find it hard to believe you'd get a better rate on a student load by using the mortgage (unless she didn't go through the gov't but only through a bank or used credit cards otherwise, the rates are extremely low and you can take lots of time to pay back). \nTrying to build a little equity? You must already have some equity otherwise you couldn't do this. They are not going to consolidate it into a loan for more than the property is worth.\nWhy waste that equity you have now already on something low interest, that you can take a lot of time to pay back.
474697
I wouldn't want to get involved either.  If they live beyond their means, then any money they lend you will be spent the same way.  Any help you offer should not be monetary, but maybe a helping hand some other way.  Don't let your husband be manipulated into helping them when it when nothing will be resolved.
457304
Yes, I am a mortgage broker also, you are not committed to him unless this is a purchase and you dont have much time left.
731122
I would be honest with her and tell her that she has not yet paid you back to 200.00 and therefore you are not able to give her any more money....she is treating more of a gift than a loan unfortunately.
468630
A) be sure they knew it was a loan. They might not be aware of it.\n\nB) Talk it over with your friend, in a "Hey, money is getting kind of tight for me right now, how are things for you guys? Would it be possible for you to say, start floating me 50 bucks a paycheck or something? It would really help me out."\n\nC) Remember, there is no way to not sound like a jerk. Because that depends entirely on what kind of people they are. Also, a good rule of thumb when loaning out money, is to never actually expect to see it again. Try, yeah. But don't be surprised when it never appears again.
385311
You can get someone with a good credit to Co-Sign the loan for you.
951207
Hey, brother, can you spare a dime?\n\nThis sounds like a good idea but if I were to do this I'd tend to think of it more as a grant and not expect a repayment.  At the very least you can make a friend and what's wrong with that?
312248
not sure about your state but your landlord should be giving you intrest on the money you are loaning him or her. Even if you put a deposite down your entitled to intrest.
786978
If you have a good rental history with your landlord he may be willing to cut you some slack.  \n\nTell your landlord the truth and make arrangements to pay in installments every week.
919146
Sure the other wants to buy a house with the one????