How to structure a Medium Term Note? Does the note issuer book any liability on its book?
815671
If the term is longer than 12 months then YES the issuer would book the liability.
432322
a mix of the rubber cement and sticky note glue.  Maybe you can try to find out from the credit card company to the company that print them up the company that formulates it.
256195
As long as it is notarized, it is fine.  You do not need to file it at the county Recorder's Office.  The note should be clear on when payment starts and how much the interest is being charged.  The note can be used as evidence in court case if the party does not pay.
1060309
I think it depends on the business. Is it a financial institution? Mortgage company you are talking about? \n\nIn that case, I believe it is in the UCC which is a Federal Document.
472783
You won't make much money in MM funds, but you won't lose anything.\n\nMoney market instruments are short term, high credit quality investments.  Some are backed by the government (T-Bills are money market instruments).  Others such as banker's acceptances, eurodollar deposits and commercial paper are backed by high quality corporations.\n\nBetween 1972-2000, there were 11 defaults among the 4354 commercial paper issues rated by Moody.  All were caused by a crisis of liquidity, and all investors were eventually paid.
953040
You can actually download a template for note cards or if you purchase a pre-perforated note card paper the steps are outlined there as well. Avery papers makes a myriad of card stock most of which can be easily obtained at any office supply.  I have seen some beautifully pre-printed blanks as well where you just type in the sentiment, invitation, announcement or whatever you need. Good Luck!
1144061
Umm, no.\nThe note is anonymous.  No signing is needed.  If you need to use parting words, Warm Regards is the best of the choices.
929345
EXHIBIT 10.23\n\nAMENDMENT NO. 3 TO\nLETTER OF CREDIT, LOAN AND SECURITY AGREEMENT\nAND PROMISSORY NOTE\n\nTHIS AMENDMENT NO. 3 TO LETTER OF CREDIT, LOAN AND SECURITY AGREEMENT AND PROMISSORY NOTE (this "Amendment) is made as of this 31st day of October, 1999, between MOBILITY ELECTRONICS, INC., formerly known as Electronics Accessory Specialists International, Inc., a Delaware corporation, (the "Borrower"), and BANK OF AMERICA, N.A., successor to NationsBank N.A., a national banking association (the "Bank").\n\nRECITALS\n\nWHEREAS, on May 6, 1998, the Bank and the Borrower executed and delivered a Letter of Credit, Loan and Security Agreement (the "Loan Agreement", all capitalized terms used and not specifically defined herein to have the meaning given to such terms in the Loan Agreement), as previously amended by Amendment No. 1 and by Amendment No. 2 (hereinafter defined), pursuant to which the Bank agreed to make direct advances of the Loan to the Borrower and to issue Standby and Commercial Letters of Credit for the account of the Borrower, in the aggregate amount outstanding at any one time not to exceed United States One Million Five Hundred Thousand Dollars ($1,500,000), to provide the Borrower with working capital financing in connection with the export of portable computer accessories; and\n\nWHEREAS, the Export-Import Bank of the United States ("EXIMBANK") guaranteed a portion of the Borrower's Obligations under the Financing Documents, pursuant to the EXIMBANK Guaranty; and\n\nWHEREAS, on May 6, 1999, the Bank and the Borrower executed and delivered Amendment No. 1 to Letter of Credit, Loan and Security Agreement and Promissory Note ("Amendment No. 1") for the purpose of extending the Termination Date and the maturity date for the Borrower's Obligations from May 6, 1999, to August 6, 1999;\n\nWHEREAS, in August of 1999, the Bank and the Borrower executed and delivered Amendment No. 2 to Letter of Credit, Loan and Security Agreement and Promissory Note ("Amendment No. 2") for the purpose of (a) extending the Termination Date and the maturity date for the Borrower's Obligations to October 30, 1999, and (b) decreasing the Bank's Commitment from $1,500,000 to $750,000; and\n\nWHEREAS, the Borrower has again requested the Bank to extend the Termination Date and the maturity date for the Borrower's obligations to March 31, 2000;\n\n2 WHEREAS, the Bank is willing to accommodate the Borrower's request to further extend the Termination Date and the maturity date of the Borrower's Obligations subject to the terms and conditions of this Amendment.\n\nAGREEMENTS\n\nNOW, THEREFORE, in consideration of the actual agreements herein and other good and valuable consideration, the Borrower and the Bank hereby agree as follows:\n\n1. Extension of Termination Date. The Loan Agreement is hereby amended to provide that the Termination Date is extended until March 31, 2000, whereupon the Bank will no longer make advances of the Loan to the Borrower or issue Standby or Commercial Letters of Credit for the benefit of the Borrower. The existing provisions of the Loan Agreement provide that, with certain exceptions, any Letters of Credit issued thereunder shall have an Expiry Date no later than the Termination Date, and the related Applications and Agreements of Letters of Credit require the Borrower to repay on demand any Letter of Credit Obligations arising with respect to Letters of Credit. With respect to any Letter of Credit having an expiry date after the Termination Date, the Loan Agreement requires that the related Letter of Credit Obligations shall be prepaid on the day immediately preceding the Termination Date.\n\n2. Extension of Maturity Date. The Promissory Note is hereby amended to provide that the maturity date is extended until March 31, 2000, whereupon all of the Loan Obligations shall become immediately due and payable.\n\n3. Intere
163365
Ooooh, not a good idea!\n\nCanned business notes can be purchased in kits at Staples and or OfficeMax.\n\nBut you should not use one unless you can fully understand the legalese involved and what the consequences are if there is a breach.  If you don't understand the canned note, you can still get shafted -- and maybe even worse.\n\nYou're better off:\n\n1) documenting the loan using a common sense letter which you sign and the borrower signs (you keep the original)\n\n2) making the loan with a check never in cash (you'll want to fill in that Memo line at the bottom with something like: "loan to Jack to be pd on 3/3/2006". \n\n3) keeping the cancelled check;\n\n4) requiring payment using a cashier's check or money order (never cash and never with a personal check).
1068636
You have a promisory note from a friend??  You can't really "cash" it.  YOu can try to sell it to someone else but that would likely be at a discounted rate.  There are companies called Factoring Companies who will buy notes from bank and other lenders for a percentage of it.  For example, if the note is $1000 you might be able to sell it for $300 - $700.  But other than that, the only person backing the promise is your friend.  You need to collect from him. \n\nAnd they "expire" when there has been no attempt to collect in 7 years.
936411
When you purchased the property did your mortgage include the lot as part of the collateral for the note? If so did your mortgage contain a partial release clause? If the lot did not get put in as collateral in the mortgage to cover the note then you're free to sell it. However if it is part of the mortgage you need to go back to the lender and try to negotiate a partial release for the lot upon full payment of some sort. If you try to sell the lot and it is part of the original mortgage then the entire note will be due.\nBuena Suerte
1140521
It is a Public Income note - basically a hybrid equity/debt security.  Companies issue them to raise capital, much like a preferred stock.  People buy them for the dividend flow, typically.
605062
There are numerous ways to do cost basis.  The way that you are referrring to is the FIFO method, which is fine.  You might pay a bit more if the stock went up since your cost basis for the original shares is lower, but this would be offset by the long-term treatment.\n\nAs long as you keep track of which shares went where with the dates and the rest of the documentation, you're free to use that method.
317501
With Capital Gains rates the lowest ever, interest rates at a 40 year low, and underwriting guidlines so loose, the only people who sell property and carry back a note are the ones who want the income stream. \n\nThe last time I sold a property that involved a personal note was about 8 or 10 years ago. Even though the new owner has sold for cash, the old note holder still gets a dozen solicitations a week for her note. \n\nI would think it is very tough to buy any note at a discount.  I hope you didn't pay very much for those books. Look on eBay and see how much your program is worth. \n\nSorry, \n\nLeigh\nhttp://www.LeighMaynard.com\nRealtor since 1986
30307
Talk to a local bank that keep there loan in house rather then selling the note on the secondary market.\n\nConsider private finacing. A yield at 8 to 8.5% would be nice on a ten year note.\n\nPerhaps you may know someone in the family that can help. 3% on your money is not much of a yield on a savings account.
421884
They might have it in the footnotes somewhere, or it might be listed in the text, but that's kind of rare.  Worse case, you could probably email/call up their investor relations department and just ask.
252738
email investor relations for Credit Suisse.. that is the easy way and they should come through with the info or a link.\n\nfaster way would be dashing down to your local library and hitting the microfiche (do they still have those?) for old newspapers or the Business Reference section for old S&P or Moodys books on splits and dividends. wake the librarian up and ask them to help.