How do I get a credit card?
825276
If you're in college and on a student loan, the bank may offer you a student credit card. If not, the only way is to fill out an application for one. However, they may be picky if you don't have a job or a good source of income. I'm avoiding one for now as they can be very addictive. You think it's free money, but they will get back in the log run, plus all the interest that adds up.
423764
You need a credit card. How old are you?
47254
Without a credit history, getting a credit card is not easy. Keep trying at the bank you do business with. They may start you off with a credit card with a $500- $1000 credit limit to see how you pay your credit card bills, then increase your credit limit as time goes by. If all else fails, there is such a thing as a SECURED CREDIT CARD. This card is backed up by a specific amount you put up to ensure  payment of your charges. This is also your credit limit. One you establish yourself as credit worthy, you get whatever credit deposit you put down,and a regular credit card is issued to you. For secured credit cards, again see,  your local banker first.
418157
get a job,  a bank acct  and then they will let you have one.   (why would you get a credit card without a job?)
970486
been there done that. I don't know how legal this is but what the hay.   Anyway, get a credit card from anywhere. Then get another one from anywhere. then get another one from anywhere. The ones advertised in magazines are the easiest. When you have these credit cards, you run them up to a $100 each and make the payments. You do this for three months. Then you look for one of these consolidation offers [usually in your junk mail from any bank] then you consolidate your three cards into one and that will bring down interest dramatically. One word of advice. If you are climbing out of a bad credit situation you have to make the low interest card payments on time and at least two times the minimum payment. You have to do this for one year. been there done that  I now have a 10,000 dollar credit limit. go slow.
458229
Any credit card that has a low FIXED interest rate such as Prime +2.5% and no annual fee. I do not recommend American Express and Discover just because they have limited usage. VISA and MASTERCARD are accepted everywhere in the world and have friendly programs and rules. The best to get a credit card is through a credit union. Moreover, if you are looking to build credit, you have to get a secured credit card/loan and might need to pay a yearly fee but just for 6 months. After that you can apply for any card you want but be conservative. The less cards you have the better your credit will be - providing you have a line open. Hope this suffice.
572239
Go to your local bank and ask for a secured credit card.  They will ask you to put down a deposit - basically, payment in advance.  You will then be allowed "credit" against this amount.  As you make payments over time, you will build up your credit rating until the point where you can get a regular credit card.
295890
in order to apply for a credit card you must be at least 18 years old. you can have your parents get you a card as long as they are the ones who sign for it. no minor can sign into a legal contract until they are 18
1147170
You should be able to get a credit card from just about any bank that offers a VISA or MasterCard.  Look in your local Sunday paper or on line to find a card with either a low interest rate or no annual fee.\n\nIf this is your first card, keep your credit limit to $1000 or less.  This way, you won't get into trouble by over-extending yourself.
94624
try ebay first\nthen, do a search, there are lots of shops (of course, you need a credit card)
216252
The best credit card for anyone is a Visa or Mastercard debit card (not technically a credit card).  If you need the use of a credit card and can afford to pay for it, just use that money to open a checking account and use the debit card instead.  If your intention is to build your credit, do it with other forms of debt like an auto loan.  The only good credit card is one with a zero balance.
1153964
To get a credit card, it takes more than just a good score.\n\nPull your credit report to make sure that it is reporting correctly and dispute items that are not.\n\nAlthough, at 650, that is pretty decent to get a good credit card - depending on which bureau it is under. Go to www.whogavemecredit.com and search that score to get an idea of what others have gotten with the same score.\n\nIf you have no credit history, that can be a problem - start out with getting a secured card. Usually after 6 months or so a bank will turn it into a real credit card with a limit. Don't take out loans to raise your score. Credit is supposed to be a tool, not put you into debt!\n\nCheck out creditnet.com and creditboards.com to see if theres info out there that can help you get started!\n\nGood luck!
588552
If you have issues with credit, best not to get a credit card.  The companies who will give you one will charge insanely high interest and you may get into debt again.  If you're trying to build credit, you should be able to get pre-approved through your own bank.
207211
A credit card is a card that you can use to pay for your purchases and promising to pay the money in installments or in full. They are loaning you money upfront (up to your available credit limit) and they are going to let you pay the money within the grace period (25-35 days) or start incuring interest charges. Credit Cards are unsecured loans (which means you don't have to have collateral) and some have extremely high interest rates (some are 9% if you have really good credit and others are up to 27%). In life I believe it is necessary to have one because to apply for a loan for a house you need credit. You need to have a good history of paying back on time, not having a lot of debt, etc... To build up your history, you need a credit card. Get a credit card and just charge one thing per month to start building up your credit. Pay it off in full each month. The more credit you have the less your interest rate may be and the more of a loan you can apply for. The uses are everything! You can stop worrying about having enough cash.\n\nTo get a credit card, you need credit. Where do you get this credit to start with? Well, you can do one of the following:\n1) Get a credit card at a local bank that you have accounts with. Small banks are extremely friendly and can help you build up your credit score. \n2) Get a secured credit card. That means you have collateral. This builds up credit while giving you money management skills. \n\nYou need to be 18 to apply and have a regular income.
616539
Look for a credit card that's secured with a deposit. Don't carry a balance on it. As soon as you can, try to get an unsecured card.\n\nMake sure you make any payments; try to not keep a balance.
1164438
Stores like Sears or Best Buy offer store credit cards with much less strict credit requirements.  You might try getting a Sear charge card and making a few purchases to establish a credit history.
70690
Open a savings account with Citibank ask them for a secured credit card.  You will need a Social Security Card and an established credit history, i.e. five or so tradelines (credit cards, cell phone account etc...) in your name to establish credit here in the states.  But a secured credit card is a good first step for someone with no credit history at all.  Always pay the bill on time and keep the credit limit low.  Eventually other banks will be willing to offer you additional credit as you prove credit worthiness.