Describe a simple process for using rates and unit prices that might help someone who is having difficulty und
831025
If you know the unit price, then straightforward multiplication of the unit price times the quantity will get you the price of the item. If instant coffee is unit-priced at $6.50 a pound and you have a 14 oz container, the price should be $6.50 * 14 / 16  = $5.69. (If you want to do these calculations at the market, it helps to have a calculator, obviously.)\nIf you know the price of the item and the quantity, then you can find the unit price by dividing the price by the quantity. When I buy 3 4.5-oz bars of soap for $0.79, I'm getting soap at a unit price of $0.79 / (3 * 4.5 / 16) = $0.94 per pound, a good deal. \nThe unit price is the real indicator of how far your money is stretching. If you believe that there is essentially no quality difference between competing items of the same size, it pays to buy the one with the lowest unit price. Often, markets get careless, both with price marking and computing unit prices. Sometimes you'll find that a smaller size of something has a lower unit price than a larger one, even when not on sale! It gives you a good feeling to know you've done your best to get the most for your money.
973905
To find a rate of change, you need to find out how much the average has changed from one point to the next, then divide it by how many units that change is spread across:\n\n1. ((78/10) - (48/4))/(10-4) = (7.8 - 12)/6 = -4.2/6 = -,7\nThe price decreased by $.70 per person\n\n2. (120/4 - 30/1)/(4-1) = (30 - 30)/3 = 0\nThe rate did not change\n\nSlopes:\nThe easiest way to do a point-slope problem is to use the slope-intercept form of the linear equation, y = mx + b, where m is the slope and b is the y-intercept (the place where x = 0, and the line crosses the y-axis).  Plug in your known values and solve:\n\n1. 5 = -2(3) + b\n5 = -6 + b\n11 = b\ny = -2x + 11\n\n2. -3 = (-4/3)(2) + b\n-3 = -8/3 + b\n-1/3 = b\ny = -4/3x - 1/3
881584
For a small business you could either simply use an excel sheet, where u divide up the columns you need and use the calculation symbols for ease of any calculations. You can sum up, subtract etc easily. Just use the help/office assistant in Microsoft excel.\n\nAlternatively use SQL database system, you can get a person trained in software to create an sql system for you which will be quite easy to use and help in costs and all other functions for your data.
940383
Ha! Trial and error.\n\nUse a spreadsheet.
106386
you can use an amorization chart to recalculate or check out any refinancing website and use their mortgage calculator...remember your tax shelter will be affected,too
241025
try this site for help\n\nhttp://www.futureaccountant.com/
19117
Try this one\nhttp://www.hfamerica.com/?ovchn=GGL&ovcpn=11.26&ovcrn=mortgage+rate&ovtac=PPC
1145749
Reduce the cycle of time for production and sale.\nGo in for discounting the bills receivable and get a cash credit sanctioned. Examine what all rebates concessions you are entitled for. Get credits without extra cost .Establish relationship with debtors and creditors and ways and means to improve cash flow. Find out where the money is flowing when, how, why etc and you can find out. May be sell and lease your building to your own self. Sell the cars and go in for rentals.Avoid overtime payments.etc etc etc
1172662
Actually I work for a company that consolidates student loans, I can help you. Call 1800 710 0114 first thing monday morning and ask to speak with Yvette. \nI'd be happy to help you and anyone else you know that needs help locking into to the interest rate for this year. Good Luck!!!!
308724
i have a friend back home and her rate was,  150 a hour just foor stimatimates.  putting tapes in the wall where goes what and giving u a drawing of the desing 1000 if she actully has to do it her self. for ya. and go shoping with ya.
488621
you can start as a jr. processer and they will train you.  otherwise ROP offers classes in loan processing for free.  as someone who has been in the business for years there can be lean times.  Ameriquest just had a big lay off  - 3,400 people.  that's because interest rates are up so no one wants to refi. also the housing market is cooling down. it might be tough until summer, even still rates don't seem to be going down at this time.
668112
Any price list or charge in his type of business is a combination of Labour, Materials, Plant, Profit and Overheads \n\nStep 1. Calculate (or guess) the number of man-hours it will take to do a task.  Cost out each man-hour and multiply it by the number of man-hours.\n\nStep 2. Calculate the cost of the materials he will use.\n\nStep 3.  Work out what plant and small tools he will need.  Calculate an hourly charge out rate for this plant and small tools by calculating the cost of the plant and dividing by the number of useful hours for each.  Also allow for repairs to that plant .  Multiply the cost per hour by the number of hours the plant will be used.\n\nStep 4.  Add 1, 2 & 3 and apply a profit margin of say 20% to this answer.\n\nStep 5.  Add say 15% for overheads to the amount from 4.\n\nDo this for each activity that he undertakes.  For example installing a light fitting in an existing painted wall and making good has a cost of materials, such as the switch, conduit, conductors, saddles, outlet box and cover, draw wire, light fitting, plaster, paint, cleaning materials on completion.  Include the labour required to chase the wall, draw the wire, terminate at the switch, terminate at the fitting, the plastering and making good.  Then add the cost of the drills, angle grinder, conduit bending machine, etc.  Overheads are items such as the transport of the materials, the ladder or access, the cost of the bookkeeper, telephone bill, rent of warehouse, advertising, marketing, etc.\n\nRemember that he should charge more money than it is costing him but at a price his customers are prepared to do business with him for.\n\nKeep a record of the prices charged against each item and compare it against the costs incurred.  Refine your price lists based on your data base.\n\nGood luck
244939
Here are some links that may be of help:\n\nhttp://www.getyourebook.com/selfbuild\nhttp://www.getyourebook.com/bargainprops\nhttp://www.getyourebook.com/nomoneydown\nhttp://www.getyourebook.com/becominganagent\nhttp://www.getyourebook.com/forclosures
354557
refer to this notes \n\nhttp://www.futureaccountant.com/process-costing/
839154
Whoa!\n\nAs a former mortgage firm owner, here is the correct answer to your question:\n\nAs a cost to you, one point equals one percentage of the loan.  (If you pay one point on $100,000, you PAY $1,000 to the lender)\n\nWhen points are used as discounts, you are basically paying the lender to decrease your interest rate for the period of the loan.  If you have a 30 year fixed loan, you will pay the lender "points" to secure a lower interest rate.  For example, when you pay "one point", your total overall interest rate may be decreased by .25%.  So instead of paying 6.25%, you will only be paying on 6.00%.\n\nWhat this means:  You save .25% interest over the entire course of the loan.  On $100,000 loan, this would save you $16.17 per month on your loan.  Multiply this monthly savings by 30 years, and you will save $5,821.\n\nPaying points, if you are going to hold onto the mortgage, is generally always a good idea.  \n\nThey key with paying points is to determine how long it will take to recoup your investment.  In our example, if you save $16 per month, it will take you 5.15 years to recoup the $1,000 you paid in "points".\n\nIf you want to calculate your own savings, you'll need a mortgage calculator (free on the web) to find the savings in mortgage interest rates.  Simply punch in the before and after rate scenerios and compare the difference in payment.  Then divide that amount into how much the "points" are going to cost you.  The number will be how many months you will need to wait to recoup the investment.  Divide by 12 to determine the years.\n\nYou can also forward this to your broker and ask him/her to come up with a list of point options and their expected recoup time for each.\n\nAs a mortgage broker, I always recommended paying points if I had customers savvy enough to understand them.  Overall they are a good deal.  Simply make sure your "discounted" rate isn't the regular rate offered somewhere else.  In that case, the "buydown" is just going into the pocket of the broker.\n\nBest of Luck.
490338
Phone the television channel.\n\nOr visit their web site. \n\nCome on man, its not that hard.\n\nYou could also contact the financial dept. of a friendly advertising agency and ask what the current flighing rates are.\n\nThe prices do vary dramatically.
1119437
I haven't done this in forever, but I'll try.  If I get something egregiously wrong, let me know via email.\n\nIn the interests of laziness, I used M instead of MM for million.\n\nIn time 0, there's\n-15M\n-150k\nSum = -15.15M\n\nIn year 1,\nthere's\n-1M from fixed costs\n-5.65M from change in NWC (58M in sales -> 5.8M total)\n+8M from (sales - VC)\n-2.8M in tax\n+1.5M from deprecation tax shield\nSum = .05M\n\nIn year 2,\n-1M in fixed costs\n-2.9M from change in NWC (87M in sales)\n+12M from (sales - VC)\n-4.4M in tax\n+1.5 from depr\nSum = 5.2M\n\nIn year 3,\n-1M in fixed\n+4.35M (43.5M in sales)\n+6M from (sales - VC)\n-2M in tax\n+1.5 from depr\nSum = 8.85M\n\nAt the end (still year 3),\nthere's\n+4.35M from recovered NWC\n+3.75M in salvage value (might be less if the book value is less than 3.75...I don't exactly remember how to handle this, but it might be 60% depending on if the sale is taxed from whatever cost basis)\nSum = 8.1M\n\nSo, -15.15M + (.05M/1.2) + (5.2M/1.2^2) + (8.85/1.2^3) + (8.1M/1.2^3) = -1.69M\n\nThe IRR is relatively trivial from here.\n\nHm, so it's looking negative.  I'm not sure.  There's definitely something off in my calculations somewhere.  *shrug*