Secured Credit Cards???
825829
My first secure card was with Bank of America. But you may check this link\nhttp://www.badcreditoffers.com/creditcards/
1009907
many banks have secured credit cards, which are similar to a debit card.  you give the bank a certain amount to hold on to, and that amount is your credit limit.  if you use it wisely and pay off the balance each month, it ups your credit rating, and can eventually be transferred into a regular credit card.  worked well for me...
572239
Go to your local bank and ask for a secured credit card.  They will ask you to put down a deposit - basically, payment in advance.  You will then be allowed "credit" against this amount.  As you make payments over time, you will build up your credit rating until the point where you can get a regular credit card.
475111
Sure if you want to be raped. If you're trying to fix your credit, start with a secured credit card. You know, one that requires 75 to a hundred dollars per year to have and has bad intrest, but don't use if for more than 50 dollars at a time and never make a late payment. After a year or two, ditch it for a better card with no yearly fee. This is a leg up to a better credit score.
989780
www.capitalone.com  Look for the credit card that they offer to people to insufficient credit history.\n\nSometimes discover offers cards a little easier.\n\nOr, you can contact your bank and ask them if they offer a secured credit card.  For this, you will have to deposit money in a CD with the bank, and they will issue a card to you with a limit of that amount.
610600
I wouldn't exactly call it a scam but it shouldn't be legal. Did you read the terms of the card? You would have been much better off by investing the fees into a secured credit card that has a chance with positive payment history to be upgraded to an unsecured card. \nSome of the terms I read are:\n\nTHIS IS NOT A VISA NOR A MASTERCARD\nTHE COST OF MEMBERSHIP IN THE USA CREDIT PLAN IS $149.95.  THE COST OF THE ELITE SERVICES IS $19.95 PER MONTH.\nONLY MEMBER ADVANTAGE ITEMS MAY BE CHARGED ON THE USA CREDIT SHOPPING CARD. DISCLAIMERS:  USA Credit is not a credit services organization, financial or banking institution.  Your Account is a line of credit that can be used by an Accountholder to shop exclusively at Our online shopping Website.  This is not a credit repair service.\n\nCREDIT BUREAU REPORTING: I understand that USA Credit is a subscriber to a Credit Bureau and that My new Account as well as My monthly payment history will be reported to that Credit Bureau.  **note that it says it is a subscriber to "A" credit bureau which tells me if it does report it is only going to report to one bureau not all 3. \n\nIf your intention was to build a credit history there are much better options out there. You do have 30 days to cancel this membership if you choose to do so. \n\nAs I said previously, you could take that 149.95 fee and apply it to a secured mastercard or visa. Just find one that will report to all 3 bureaus and begin building a credit history. There are several good card builders out there. Some banks even offer you an opportunity to earn interest on your money you put into a secured card. If at all possible please cancel this membership.
1103104
You can rebuild your credit with a secured credit card.\n\nYour bank should offer these. the way they work is you have to deposit some funds in a savings account and that amount is then your credit limit for the card. You cannot take the money out of the savings account without reducing your credit limit. Because this money is held by the bank it is secured and therefore no risk for them to give you the card.\n\nMake sure you make your payments on time and maintain a balance each month and within 12 months it should improve your credit score.
123994
Loan consolidation is the KEY! But to do this I'd first research some of these credit-repair companies with a nationally certified rating service. Pick a well rated company and get busy. Also if you own any security instruments you can sell them for quick cash.
1043934
You can get a MasterCard by either Premiere Bank or CorTrust Bank. Both offer a non secure line of credit without a credit check. There are fees which are charged to your new card(s).
23180
You can apply but you better have OTHER SOURCES (alimony, child support, allowance, etc) of income to provide as proof of you having some kind of money to pay, otherwise they will deny you. The only other choise is getting a Secured Credit Card. Where you place money in a bank account and your credit limit is the amount that you put in the bank (you cant use the money in the account though, its basically collateral). If you seek a Secured one get it from a well known bank though like Bank of America. They have a lot of banks and companies that offer them but they tack on huge fees. Like for a $200 card after they apply their various assorted fees your credit limit will be $50. Large reputable banks however may only charge you a $40 annual fee for the card.
696290
Get a secured credit card. You put a deposit down and the company will give you a card with a line equal to the amount of your deposit. After a year or so, they'll start raising your limit and the account will become like any other credit card.
1165289
You might try and have someone add you as an authorized user on their card(s). Just be sure that the cards you are added to have an excellent history and low utilization.\n\nDoing that should raise your scores and make it easier to get your own cards.\n\nTry to get a secured card. If you go with a good credit card company, depending on how you manage your card, it should unsecure in about 9 to 12 months.\n\nIf someone does add you as an AU, wait until it starts reporting before you start applying. \nEverytime you apply that means a hard inquiry, which lowers your credit score.
417568
Why dont you try getting a Visa Debit Card from your bank.\nIt's like a Visa card but you only spend what you have in your checking account. \n\nYou need to really build your credit back up so maybe get a secure credit card and work your way up to unsecured.\n\nBelow is a website that can give tips on how to fix your credit.  Good Luck
195104
It will be hard to find a creditor without extreme high intrest. You have to find a secured credit card. For example you send this card an amount of a $1000 as colateral and in exchange they will provide a credit card with an intrest that is backed by your money. To build your credit, charge things to your card but pay it in full when the statement comes so your balance is always back to zero.
268996
Amex Green Card is the easiest to qualify for but they will look for some type of credit history before approving you. \n\nI would look at secured credit cards to start building your credit history.The best programs are from Wells Fargo & Bank of America. They are have low annual fees, no application fees, no maintenance fees, and lower interest rates. They are available in all 50 states. Both Wells Fargo and Bank of America report their accounts to all 3 credit bureaus.\n\nStay away from the "Sub Prime" crap like First Premier, Aspire & Orchard Bank. They have lots of hidden fees.\n\nYou can review lots of programs at www.bankrate.com\n\nGood Luck
437551
Why don't you get 2 secured cards with a $1,000 credit line each. After one year of on time payments you will most likely get your $2,000 back and have 2 revolving accounts reporting to your credit file.\n\nI like the programs from Bank of America and Wells Fargo because they have low annual fees, no junk fees and report to all 3 credit bureaus. Also as you improve your credit score you will have access to their other credit products which are competitive.\n\nThe other place you can go is your local credit union. \n\nCheck out www.bankrate.com for all the secured card programs.\n\nGood Luck
340944
you can get an awesome card that will help you increase your credit score (guaranteed) or help you establish credit on www.entrustsystems.com/wow