My Homeowners Insurance cancelled me because I have a Pit bull?
824103
Because 90% of liability claims paid out on homeowners policies are dog bites.  And 75% of those dog bites are one of five breeds - including pit bulls.  \n\nSo, insurance companies don't want to give liability insurance to people who own pit bulls, chows, dobermans, wolf/wolf hybrids, or rottweilers, sometimes german shepherds.  Yes, little dogs bite more, but they don't do the damage.\n\nI know of ONE homeowners company that will write a policy with a dog exclusion - Foremost Insurance.  www.foremost.com to find an agent near you.  The exclusion means, if your dog bites, you pay everything out of pocket.  No exceptions.
1012807
Realtors and their employing broker carry Errors and Ommissions insurance for issues like yours. Talk to your agent about the problem and if he/she does not resolve it then speak to the Broker. If neither party is willing to correct the error then contact the state licensing department and find out who their insurance is with and file an E&O claim. To do this you will need proof of the error so hopefully you have something in writing or some e-mails between you and your Realtor agreeing that your willing to offer X and the Realtor made a mistake either honestly or otherwise.\n\nIf the agent/broker is unwilling to work with you on this issue, your best alternative may be to fire them and retain the services of another agent.\n\nBest of luck.\n\nKevin
1091499
1.  She is not obligated to tell the other party's insurance company anything.  Certainly she should consult with an attorney or her own insurance company before making any statement.  \n\n2.  Assuming a theory which would make her liable for not securing her dog, she should contact all of the following: her auto insurance policy, her homeowner's or renter's insurance (if she has such) and the boyfriend's homeowner's or renter's (if he has such).\n\n3.  She should discuss with an attorney (not her insurance company -- they defend, they don't sue) the possibility of suing the driver for the injury to the dog on the theory that when driving in a residential area one should be on alert for cats, dogs and small children running into the road.
833989
Because the mortgage company didn't pay it.  \n\nDid your escrow account have any money in it to pay the premium?  If not . . . maybe because you weren't making payments . . . then the policy expires because it wasn't paid.
393404
Who do you have your property insurance with.  That would be the first place I would go.  Usually it is added as a rider to a property policy.  If you don't currently have homeowners insurance, you'll probably have to purchase that at the same time.  Shop around different independent agencies in your area.  They have access to different companies.\nBe aware, a number of companies are stopping offering earthquake coverage because of the number of natural disasters lately.  They want the federal government to come out with national disaster insurance like they have for floods.
873797
YES, but my health insurance will no longer cover it!
239695
call your insurance broker. renter's insurance is pretty cheap from my experience.
1115582
How much were your belonging worth? Do you have any proof, e.g., receipts, etc.? Not any attorney, but doubt you could sue for more than actual damages and court costs. Have you contacted the owner or insurance company.
806936
Not if you put it in after you get the policy, and the company doesn't know about it.\n\nActually, it doesn't cost more if you have the trampoline - but you won't find anyone willing to insure you.  It's a question on the standard ISO application - do you have skateboard ramps or a trampoline?  \n\nBecause trampolines are VERY dangerous, and lots of kids end up in emergency rooms from head injuries.  If someone with a trampoline calls me, looking for insurance, I can't help them.  Really.  I don't know a single company that will do it.    Kinda like, breeding pit bulls in the back yard . . . prohibited risk.  Sorry!
889882
Make sure the neighbor notifies his household insurer FORTHWITH or the insurer will refuse indemnification.\n\nYou would probably have to sue to get more than out-of-pocket expenses. And your legal costs might leave you with less than you spent.\n\nIf the neighbor refuses to cooperate, you will have to see that he is served with a summons or the statute of limitations (varies by state; in Minnesota the statute of limitations for dog bites is six years) could run. Two years is a not uncommon limit -- but the insurance policy will have a much shorter limit, perhaps just a few days, for notification.\n\nYou can Google <dog bite statute limitations + [your state]> and probably find out what the limitation is.
940221
The homeowners insurance will pay for everything.  It's why as a home owner you carry insurance, just have your boss call his agent and explain that he and his friend were doing some roof work or hanging lights whatever and then give it to the emergency room.  he should carry at least $100,000 worth of coverage, and tell him his rate won't jump so not to worry.  Get your hubby fixed up and split the deductible.  Everyone's happy.
761078
You are screwed.\n\nWhen you bought a home that belongs to a HOA, you agreed to abide by all their regulations and by-laws.  Period.\n\nRun ads in the paper, penny saver, post outside of your neighborhood, boards at grocery stores, laundromats etc.\n\nYou can also pay for yourself to list your home in the MLS, go to www.mls.com.\n\nGood luck
725133
Homeowners insurance was made for this reason (and property damage). Keep in mind, the insurance will only pay your unpaid medical costs associated with the injury.\n\nThe bigger issue is the person who threw you out. If they physically threw you out and your leg was broken as a result, that is assault, a criminal act. Civil suites are unlimted in most states. You would need to pursue the homeowners first to substantiate your claim. Good luck! I'm sorry to hear your leg was broken at all!
885246
To be honest, you don't have any sort of lawsuit against anyone.\n\nIf you don't trust this person, then you should not use her to take care of your dog.\n\nIf you don't have anyone else who can take care of your dog, then you can get a lock for your medicine cabinet.\n\nYou can't just let it go, but you can't jump down anyones throat for doing what they thought you wanted done either.\n\nYou probably don't have the whole story.  If your dog was crying or raising hell, your neighbor probably felt like she was doing what she was supposed to do since you do entrust the care of the dog to her.  If the management knows this, thats probably why they let her in.\n\nWhat you need to do is speak to the person who let her in privately.   Don't come across like you are accusing them or blaming them for anything.  Explain that while you do allow this person access to your place to take care of your dog, you have certain things in your apartment that you secure first and that you don't want this person being let in without you knowing about it in advance.  Ask them nicely to not let her in again unless you have called them and told them it's ok.
839069
I can only suggest seeing a lawyer if they do not want to let you out of the lease.  Have you given your landlord some type of documentation from your doctor stating the problem?  Depending on the time left on your lease, if it's not to long, you may be able to work out a deal with the landlord.  Good Luck KG
851003
Not as happy as Id like.  My insurance with them runs out next month and im getting anew insurer! :(
507395
Yes, your animal can be covered as well. You may have to sue the person to recoupe your vet bills but you can and do have a leg to stand on.