can bank take back money paid and cleared in account. A deposited personal check that now has been withdrawn?
816030
As long as the check was legitimate and not fraudulently endorsed, you should be OK.  Stop Payments will prevent the check from clearing, but you've noted that the check already cleared. \n\nWhy are you worried?
91833
The bank will not be able to automatically read your check, so they will have to key it in by hand. If all your checks are like this, they will probably be calling you and telling you to stop it because it is slowing them down.
899786
We had a similar problem The bank will follow through as they will want there money back also. The best thing is to protect your details I dont deal with anyone that does paper transactions anymore as Our details were taken from a carbon in th rubish of a chineese Resturant so if there machine isnt working we go elsewhere.
11188
It should not make a difference. If you make a deposit  on a sunday, it will appear on your statement as dated for the following business day. Keep in mind that the bank can hold the check for up to 10 days before making the funds available to you - you can assure that this does not happen by asking if the funds are going to be available for immediate withdrawl - of course only if you deposit it in person.
796534
You don't get a refund ... you have to deposit the check into your own account and the bank credits you back for the money they took when they certified the check.
22499
When someone deposits a check to their bank it gets "cleared" on two sides, your bank being one and their bank being the other.\n\nWhat happens is his bank sends your check (or possibly an electronic copy these days due to the Check 21 law) to your bank for payment.  Your bank then credits his bank the funds through the Federal Reserve.  His bank would then credit his account the amount of the check.\n\nDepending on the funds availability policies of their bank it is possible that the funds were deducted from your account by your bank and held by the recipient's bank for several more days.\n\nThat being said, a 14 day hold is very unlikely.  Even from the 12th to the 21st is a long float period.
866098
I do not know how you paid for this, but one thing you can do, if it was a personal check or a direct debit from you checking account, go to your bank immediately and tell them you are a victim of fraud.  They will have you fill out a simple form and then they can reverse the charge and put the money back into your checking account.  If the payment was a debit from your account you should close the account because they would try to debit it again.  I had this problem once with a $650 online order when the merchant refused to communicate with me and by doing this I was able to get all my money back.  The bank credited it back into my account immediately and that was it.
156250
You have recieved a deposit. Money has been put into your account. (checking/savings)
423931
The checks from them can not be garnished,\n\nBut once the money is actually in a checking or savings account, it is just money and can be "attached" for debts.\nSo while the actual money is exempt, if you don't merely cash the checka nd keep the money in a jar at home, they are free to attach checking accounts
1185286
They are right. You cannot stop payment on a check unless you believe that check was stolen or that the person that you wrote the check to has defrauded you.
1126675
I don't the the question is about criminal liability although clearly if it was percieved you were involved in the fraud knowingly you could face charges.\n\nThe money can be taken back from your account at any point, as it may go several weeks / months before the cheque is discovered to be counterfeit. (i.e. whenever the account holder gets his statement and spots it, rings the bank and they trace the account into which it was paid from the document handler line on the back). At that point you will lose the money!\n\nMost of the Banks are wise to the number of forgeries out there, as are companies in the IT sector receiving large orders from Nigerian businessman, who then pay with a UK cheque! \n\nIf ever in doubt get your bank to check it out for you. They are your best hope.
386696
They need to confirm the bank number and account number. You just write VOID in BIG LETTERS on the check so no one else can use it. It's not a big deal. Good Luck! And make sure you enter it in your register as voided.
773468
Call your bank, they have copies of all checks written and deposited. They should be able to get if for you quickly and with minimum effort.
165663
a cancelled Check? LMAO
414459
Yeah, these people are right.  If the money has been paid to family court already, it will stay on your account and go towards any future balance.\n\nIf they garnished your income tax check, though, you will receive a refund.  It may take several weeks.  But not if it is part of a regular paycheck garnishment.
894293
Check with your bank to see if the first check has cleared your account. If it has not, put a stop pay on it. You'll probably get a fee for it. You can pass it on to your landlord if you're brave enough. (Not a very good way to start a business relationship!) Once you've gotten the stop pay on the check, just write another one. \n\nIf it has already cleared your account, get a copy of the front and the back of the check. (This sometimes takes a few days.) and present it to your landlord. If he has cashed or deposited the check already, then he's probably lying to you and just wants to get paid twice. If that's the case, better to find out now! I would not rent from him in that case.
168851
Checks are batched by the tellers of your bank throughout the day and the end of the night.  From there, they are sent down to the bank's operations center where they are processed.  Checks drawn on the same bank are cleared overnight and checks drawn on other banks are sent to those banks for payment.  There was a new law passed recently that now allows banks to electronically clear the checks from each other before sending the hard copies to the other banks.  This saves a lot of time and money.  Honestly, it doesn't make a difference how big or small the town is as all banks must follow the same regulations.  It's not like an employee from one bank can just walk across the street to the other bank to get the checks cleared.