Is there some kind of a gimmick to filling out the info required to obtain a free credit report ?
818732
Go strait to the credit unions websites.  You can get one credit report free each year.  If you get it thru annual credit reports.com you join a credit service.  Go straight to the source.  I do it every year at the same time.  \nGo to each website Equifax- Transunion-  Experian
786381
Not sure how you would do this, but could you do a background check on yourself to see if there is anything there incorrectly?  There are tons of cases of credit reports being flawed.  Isn't it possible that a background could have false information in it?\n\nIf they found something, they certainly should have told you.
373212
You can request one by going to this site.  You are allowed one free credit report check each year.
237339
Yes, you can get one free credit report from each company - every year.\n\nBe careful - there are many scam sites out there offering this service. The only safe place is www.annualcreditreport.com
1047362
If you are over 21 you can get one free credit report per year from the three credit bureaus from https://www.annualcreditreport.com/cra/index.jsp\n\nThis is free and legal. I would not use any other companies. Most will charge you money, some will steal and sell your info. The one I gave you is the one the government reccomends you use.
479341
You can go to www.annualcreditreport.com . By law 3 credit agencies are required to give you a free credit report once a year. However, you do not get your credit score, just your credit report. If you want your score they usually charge around $6- $10. Good Luck.
508889
Freecreditreport does NOT give out free credit reports or scores.  You would have to sign up for their service, get your report, then cancel their service.  If you want to play that game, that's up to you.  But also note that they do not give you a "FICO" score, but a differant scoring method.  \n\nCredit Reporting Agencies are not required to give out free credit scores like they are with credit reports.\n\nIf you really want one, I strongly suggest you go to http://www.myfico.com and pay for it there. This is the site of the folks who actually developed the scoring system.  They also give you a rundown on what exactly is wrong with your score and how you can improve it.
77661
Annualcreditreport is the best free credit report.\nYou can click on the link below, and find out for yourself.\n\nhttps://www.annualcreditreport.com/cra/errorState?currState=&ion=&date=&from=landing
1050546
www.annualcreditreport.com\n\nit really is free, there is a charge if you want your score.  gives you the reports from all 3 major credit bureaus
142549
https://www.annualcreditreport.com\n\nYou can get three reports a year for free (one from each of the 3 credit reporting agencies). Best of all, you don't have to sign up for anything like you do at freecreditreport.com.
42826
If you're using a current, updated browser, AND your system is clean of any spyware, there's very little chance of any danger involved in the transaction.  \n\nYou'd actually be in more danger of having information stolen if you phoned or mailed your request.\n\nPLEASE NOTE: http://www.annualcreditreport.com is the ONLY authorized online source for you to get a free credit report under federal law. You can get a free report from each of the three national credit reporting companies every 12 months. Some other sites claim to offer "free" credit reports, but may charge you for another product if you accept a "free" report.
253772
You can't it's all a trick,I've tried them all. Go to a bank and apply for a loan even if you know you won't get approved. This is the only FREE credit report I've found. \nYou will receive a complete credit report from the bank!
278247
This is the government mandated website where you can get 1 free credit report from the 3 agencies for free in one year:\n\nhttps://www.annualcreditreport.com/cra/index.jsp\n\nThe federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year. The government’s goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment.\n\nFor credit score, you can go to http://www.myfico.com/ or use any of the 3 credit bureaus (e.g. Experian)
957825
I would check you credit report at annualcreditreport.com it free and it could save you a big head ache down the road
687066
Credit score? No. The formulas used to calculate the actual scores are proprietary to the bureaus, and they don't give them out free.\n\nCredit Report? Yes, everyone in America is entitled to a free credit report once a year. Don't do the ones that make you sign up for something for "free" for a month or two before getting it.
98716
Federal law now requires all three credit reporting agencies to provide you with one free credit report each year.  You won't be required to provide any payment information, unless you want to purchase additional services.\n\nFind out more here:
1047775
everyone gets one free credit report per year from each of the reporting agencies all you do is go to www.freecreditreport.com its a secure site they will ask you some questions to verify you are who you are and then you just print them if you wanna keep them...but you wont be able to check again till this time next year unless you pay for them.