Why not just save the money? Did you realise??
824586
Yeah..it almost killed me when I was thinking like you....but the problem is that self-control sometimes makes u have a hard time..like when u wanna buy something new and then u know that u should save money instead of buying it...it's a pain in my a.s.s , u know..but saving money also need some kinda plan..I mean..u can't save a great lot of money at once.. u have to start your saving just with a small amount..in this way, you can also save your money and also buy some new accessories for you to some limit..\nGood luck in your plan..if u r going to save some money..!!
363507
The BEST way to save money is to save for something. Then it might actually happen. For example - I need to save money - so each pay I'll put away so much, with nothing specific. Next you'll have an emergency, or you'll use the money for gas, new dress, going out to dinner, pay a utility bill, etc.\n\nBut if you - Put money away for a new pair of imported Italian leather shoes I've always wanted - something specific - then you will probably put the money away, and leave it there until you reach the needed dollar amount to buy the shoes.\n\nI've used shoes, but it can be retirement, emergency funds, insurance, new house deposit, dream vacation, wedding ring, etc., etc.\n\nThe more specific the better. When it is specific, it is easier to rearrange - if you need to - like, gee I no longer need those expensive Italian shoes, mum got me a pair - I'll put the money towards my new house deposit, and so on.\n\nThat really is the best way - once you know what the money is for - it is easy to work out where to put it.\n\nI'm available fo further clarification if need be.\n\nGood luck
189132
529's are a great way to save money on a pre-tax basis, yes. There are other ways to do so, but they don't enjoy the same tax advantages. There's a risk & return calculation to be made there. You should talk with a financial advisor - there are some special tax rules involving gifts to children and spouses that might allow you to get some tax advantages as well while putting the money into some kind of investment vehicle. Treasury bonds (acutally bonds of all stripes) are a very attractive investment at the moment, with interest rates up so high.
794633
Why do you ask???  Are you offering the extra cash from your money tree????
1050622
Save it?  just get rid of it......Christ, its my money.....
174030
100% you can. Don't worry about it.\n\nBTW, its the best purchase you'll ever make, in terms of cost/convenience ratio - my experience.
578904
to get financial answers lol!\n\nthanks for the 2 points
1154501
As hard as it would be to pass up the sleigh bed, (for me too!) the best thing to do would be to save it for unexpected expenses.  If you had more in savings I would say go for it, but I can tell you that when you own a home, there's always something that comes up unexpectedly!
1133674
Make a deal with yourself to save a certain percentage of your money.  Think through things that you want to buy. Don't just buy on impulse.  Use coupons at stores and compare prices at different stores before buying something so you can buy it cheaper.  Have self-discipline.   =)
850782
get a good job or save up for it!
1160816
I'm generally a 'just start doing it' kind of person, and while I think it's a matter of personal preference, I can tell you that just starting without being sure is a more expensive option.  More money needs to be applied each time you change your direction.\n\nIf you think it's worth the cost for the rush of momentum, great.  If not, well, be sure.
1118908
Yup.  Keep the new 5%-discounted shares 12 months for a 5% more shares free dole-out to you, plus approx 4.5% dividend for the year (plus/minus the market change in that year - probably a big plus if the Abbey's flotation is anything to go by) adds up to a very attractive proposition indeed. Value could easily increase by 20% in the year, most building societies are paying less than \nabout 4.5% for instant access. Use your wife's money to buy if she isn't an income tax payer and you're even more quids-in. \nI got all this info from my missus, she's read the mailing before me..
553754
Good for you for saving!  Too few people do that these days.\n\nBoth emergency and savings should be in a savings account or a VERY low risk mutual fund, where you can get to them pretty quickly if you need them.  They are designated as such by you, not the bank.\n\nAn emergency fund is just what it says - money you keep around (in an account, of course) for emergencies - unexpected medical bills, unexpected car repairs, etc.  The key here being UNEXPECTED expenses.  \n\nA savings fund is what you use to save for higher cost items that you want to purchase (TV, computer, newer  - never NEW - car, home).\n\nIn addition to these, you should be accruing CASH in seperate envelopes for things you buy fairly often, but not necessarily every week (auto repairs, home repairs, clothing).  That way, when your're ready for some new clothes or it's time for the oil change, you have the cash on-hand.\n\nIt sounds like you have a good handle on your finances.  If you want more tips and advice, check out one of Dave Ramsey's books from the library ("Financial Peace" or "Your Total Money Makeover").
56344
are you serious? who wants to live with nothing at all? go for the money!
1014448
I have found the best way of saving.  I was able to put away approximately $8000 in 18 months.  Look for www.sharebuilder.com.  Its an investment site.  You can purchase stock for $4.00, no matter how much stock you buy.  Do some research.  I chose companies based on the products i use in my daily life.  I found it be fun to save and also enjoyed shopping for new stocks.  The dividends usually pay better than any savings account, so give it a try.  It worked for me.
572103
Working, sacrificing to save early so you can invest and have more later.
289905
Why don't you save it?