equifax transunion or experian wich one is the best to check your credit?
825687
All three are the major bureaus that pretty much every lender uses. You can pay a little extra to get a tri-merged report, which will contain scores from all three. We as mortgage lenders use the middle score to determine what programs my clients qualify for. Keep in mind that when you pull your own report, that you're score will differ than if a lender were to pull it. This is due to the fact that when a creditor pulls your credit, that there is a good chance that they are providing you with credit of some sort, which can bring your score down. That's why, if you have several companies pull your credit, that your score will drop. This is true for all creditors except for mortgage loans and auto loans, since there was a law passed by the Fed's which states that you have a 14 day period in which you can have your credit pulled by multiple lenders and it will only affect your score as if it were only pulled once.\n\nHope this helps.
633344
I had good luck with Capital One. They didn't give me a large credit line, but their interest rate is good. Another thing you might consider is just paying off the balance every month so that the interest rate isn't a concern to you.
63954
E-loans, and if your credit is good, Wells Fargo, Quicken, or me personal favorites, AM express or Bank of america.
52971
efax is good but you have to becareful as they will bombard you will lots of promo via email onces they get hold of your address. Additionally, the free service is not always that reliable. I tried receiving back to my free number and the line is always engaged. \n\nThen again it's a free service. according to eOpinions they only have a 2 star rating.
1127393
Check you credit report\n\nget a free on on www.annualcreditreport.com
1016146
They should be removed from your credit report after 7 years.  sometimes you have to write each credit company (experian, trans union, equifax) and tell them so they remove it.
1101149
People with best credit scores?
310752
Equifax works in most countries, I know it has a branch in El Salvador, you will affect hes credit rating in the US through them
232774
www.annualcreditreport.com\n\nThis will supply you with the three major credit reporting co. Transunion, Experian and Equafax. They will ask you a series of questions pertaining to what may or may not be on your c/r. Transunion will ask you for account numbers- so be prepared. Most collection debt is reported to Equaffax and Transunion. CC debt will be on all three. Just to give you a hint where to look!\n:)
158966
You can get your official score from each of the 3 reporting companies.\n\nDo not trust any free credit report sites except those officially authorized by the Federal Trade Commission which include the 3 main companies that compile your credit score (Equifax, Experian, and TransUnion). My source includes official government information regarding free credit reports and how to get one. It doesn't make sense to trust other credit reporting sites when you can get information officially from those that actually compile your credit score.\n\n"The law allows you to order one free copy of your report from each of the nationwide consumer reporting companies every 12 months."
15862
There are, but I would advise some caution.  One site is www.creditexpert.com which is run and operated by Experian.  You sign up online and give them your credit card number and personal information, try out a credit monitoring service designed to help prevent identity theft, and in return receive a free credit report and credit score.  The only problem is that you must cancel the service before the free trial ends (usually 30 days).  If you forget, they charge your credit card automatically for 1 year of credit monitoring service.  Also, to cancel the service you have to call the company and wait on hold around 15-20 minutes.  I would actually recommend getting a free copy of your credit report from www.annualcreditreport.com and then paying only around $5 extra for your credit score per credit bureau.
1106518
If you have your credit report, you should be able to call them and let them know what is incorrect, false, or needs updating.  They will file a claim and either investigate it or have you send in information that they will be able to use to update your credit report.  Also, there are credit reports/scores available from TransUnion and Experion.  All three of them use different reporting methods and may all show different information, and have different scores.  You can request one free copy of all three credit reports once a year on the internet, or by call the agencies themselves if you suspect that they are incorrect.  They will often times send you a copy for free so you can verify the accuracy.  I have dealt with Equifax extensively after having some of my personal information stolen and used by someone else.  They are generally helpful, fast, and easy to deal with.  Any other questions let me know.
728380
GO TO ANNUALCREDITREPORT.COM. This is the website that gives you one free credit report each year from Experian, Equifax, and Trans Union. This is the result of legislation recently passed. On that site, you have the option to dispute anything on the report. It is the Collection Agency's job to prove you owe the debt not your job to prove you don't. These people can be SOB's. Try that to dispute it. I hope it works for you. You want to check your credit anyway. You could be the victim of identy theft and this is just the start of it. You need to check it out. Good Luck
1184395
It depends on what agency he used to pull your credit. Some creditors only report to certain bureaus. maybe they'll report to equifax and not transunion. If could be that the creditors you have may have only reported to two of the three agencys. Highly unlikely but possible. Tell your guy to use CreditPlus. That's who I use. I'm a mortgage guy too. Basically it costs money to report you to the bureaus. so if your creditors are cheap than it may just be that they only reported you to the cheaper bureaus and not all of them. Most credit cards will report you to all three bureaus but some smaller ones will only report you to some.
626432
yes you can, equifax is the easiest...just tell then you didnt authorized them and they will delete them day 1. transUnion will give you a hard time saying they dont dispute inquiries you will have to write to the creditors yourself. Experian on the other hand is a 50/50 chance. They deleted 2 out of my 5 so far day 1. Myself I try to apply for credit online so I dont have to sign anything for proof that I applied to a card, and when they dont approve me I dispute it...
773840
www.creditboards.com/forums has helped some people with this.  Also, www.rewards660.com, and www.sendvisa.com (total visa) only report to Transunion, this is also the one they pull.  www.myimaginecard.com reports to all 3 bureaus and they don't pull any of them
734344
checks bounce....\nIt is important to keep your credit clean