Employee share for health insurance?
820622
With large employers, the typical cost to employees for family coverage is closer to $200.00/month.  The smaller the company you work for, the less coverage you will get for your money.\n\n\nI♥♫→mia☼☺†
794270
I have used employee care at Miami Valley Hosp. I would suggest you look into either your employer or your spouse's. Many offer counseling services as an employee benefit. Some health insurance plans offer mental health care (counseling) as part of the ihealth plan. Good luck
274149
Unless the bank handles health insurance, they will only be able to do half the job. You still need a high deductible qualified health plan to utilize the HSA concept. Speak to a Financial Planner or Health Insurance Specialist.
418723
It depends not only on the insurance company but also on the policy your employeer chooses.  Some of the best I have seen is Met Life for UPS employees.  They pay very little out of pocket.
853039
There is a new federal law, but it relates to "janitor insurance" -- life insurance for which the employer was the main beneficiary.\n\nAs for health insurance: you can usually declare one policy "secondary" to another. But you have to take the initiative. I have done that with household cover because I have both homeowners and renters and the renters policy is better. I forced the agent to get a letter from the household company acknowledging that the policy was secondary.\n\nNo reduction in premium, but it avoide the problem of co-insurance, deductibles, absence of new-for-old and other stuff that the forced insurance didn't offer but the renters policy did.\n\nOn health, I have FEHBP (government employee/retiree insurance) so I have to watch out for the same sort of issue, but I haven't had to demand acknowledgment of secondary cover yet. My "other" cover is national health service (UK), and that doesn't count.
34056
Despite some efforts to create a national system, healthcare is still funded largely by joint employer/employee contributions, with the employer typically picking up 70-80% of the cost.  \n\nMore and more options involve HMO's, or health maintainence organizations.  They trade a low-cost co-pay (or insured share of medical cost) for managing practically every decision involving your care.  HMO's often make decisions based on financial considerations.  Other insurance plans are available, but at substantially higher prices.\n\nWith healthcare costs skyrocketing, largely due to vastly increased malpractice insurance premiums, a better solution is needed.  There has been continued talk of "tort reform" which reduces the liablility of a doctor or hospital in a suit.  Other "consumer-driven" insurance plans have been developed that put the insured in more of a position to determine how much his health care will cost.  My wife and I have such a plan, and it offers us some incentive to choose our doctor visits more carefully.
671938
my office (small business with 14 employees) has a group plan through blue cross blue shield.  it was actually easy to set up.  i called a few of the big players and asked for agents/reps to come to my office.  they all set up appointments.  i got quotes from everyone.  compared plans and viola....  insurance.
1119322
http://www.dol.gov/dol/topic/health-plans/erisa.htm
1094663
search for e-insurance on yahoo search. try typing in short term health insurance.  i did this for my son recently as he is no longer a student but doesnt have a job with benefits yet.  it is  a pretty reasonable price too.
1028952
The utilisation of the employee
504022
Depends..\n\nAre you working for yourself, in your own practice?  Is so, you'll be buying your own insurance, vacation will be time you don't get paid, etc....\n\nAre you working in a corporate office?  Then your benefits are part of your package from the corporation, usually consisting of Insurance, Vacation, and other perks.
100171
Check with the State.  Sometimes they will have an insurance pool for individuals that are considered uninsurable outside of a group plan.  However, the premiums are usually very high.  Good luck.
40431
I would say so!  Paid time off as in vacation days - or sick days - or personal days.  Definitly.  Health insurance is a big one too.  If you don't offer these things you will have slim pickens in the people who apply.  \n\nFor my husband - there were some main factors  (workers comp isn't even a thought - it is illegal not to have it if a company has employees - so it's not a benifit - it is just expected)  \n\nThe main factors though were:  Salary, Health benifits, Bonuses, Location (not more than 25 to 30 minutes away), Position, Company phylosophy (some want blood out of stone) vacation days (2 weeks minimum - 3 weeks is preferable) \n\nAll these things are areas that can attract or repel qualified applicants.
968507
I used to work in HR years ago with benefits.  Do some research on the internet about HIPAA (the Health Insurance Portability and Accountability Act) which provides protection for working Americans and their families who have preexisting medical conditions, or who might suffer discrimination in health coverage based on factors that relate to an individual's health.  Have your husband get a copy of his health insurance overview and see if preexisting conditions are not allowed.  Keep in mind, also, that most employers will not let an employee add a family member to their benefits except during Open Enrollment or change in life status (like if you got married in the middle of the year and he wanted to add you).  As for your pain, even if you have to pay for it yourself---DEFINTELY get some physical therapy.  They will have exercises you will have to do from now on, but it will keep you from being in pain.  Good luck!
246759
4 knowledge makes a good point.  What is your deductible?  Also most policies have coverage for the business property, but it may not have coverage for employee property.  Hopefully you have a local agent that can review your policy with you.  If not, here is a good directory: http://www.findlocalinsurance.com
1056780
What kind of insurance are you talking about?\n\nIf this is health, yes you can have group or family health coverage (up to a certain age for children).\n\nIf this is life insurance, most companies will allow you to add riders to your policy, that way everyone is covered. You want to avoid buying separate policies because each policy cost money (processing and underwriting).\n\nIf this is auto insurance, yes you can have group insurance.
824644
I'm not sure what you are asking, but I think you are asking if the $10 taken from your pay each time for your share of the health insurance cost can be reimbursed from the FSA account you are contributing to. I would say no if I am right because the $10 is being treated as pre-tax and you are not eligible to get a reimbursement from an FSA for something that you are paying on a pre-tax basis.