Which credit card company is the best?
827605
Make sure that the one you get does not have an annual fee, or a start up fee. Also a lot of them have introductory rates that get raised ALOT after the 1st 6 mos or so. So, read the fine print. PErsonally, I like Capital One. You can earn rewards, there is no annual fees/start up fees & my interest rate is low.\nGood Luck !
1042455
American Express, Visa, ING, IBM, Ingersoll Rand, RCI, Citigroup, Shperion, AIG and AXA.  Several others, I'm sure.
467109
the best for me is "my credit keeper" 9.99 a month and it gives you all three credit bureaus and credit scores along with a scoring calc "EX. if i get another card how will effect my score" plus it gives you a explanation on why your report is the way it is
1174923
Which card is best depends on what you buy.\n\nI use the Citibank Platinum Dividend Select Mastercard.  It offers 5% on supermarket, gasoline and drugstore purchases, 1% on everything else.\n\nOther cards will offer varying percentages for different types of purchases.  The key is to find the card that pays you the most for the stuff that you normally buy anyway.
76846
Call your credit card company.
939607
The best card really depends on what you want to use the card for. \n\nIf you want a card to park money and earn some interest, look at Netspend.\n\nIf you want a card for direct deposit, look at rushcard or netspend.\n\nIf you are looking for a card as an allowance tool, look at a visa buxx card.\n\nHere are somethings to look out for:\n1. Hidden fees (some cards even charge for customer service)\n2. How long they've been business....the established cards have been around for atleast 2 years\n3. Do you need to do something extra to get the things that you need (some card put restrictions on car rentals for example)\n\nA great source is the prepaid card forum.
842242
Macys is a high-interest card. Get a low-interest credit card !
902915
I'm inclined to say American Express.  My husband uses it for travel and I believe they have a student card.
825882
They are all excellent brands. Pick one that seems to be the right mix of performance and price. BFG makes excellent cards but you're going to pay the price. I have an EVGA and it's been perfect. Check out reviews on newegg.com and about a zillion other hardware review sites.
1185600
Yes Visa is a credit card company
287662
The ones with the most predatory practices.\n\nFind someone with a membership to Consumer Reports website and search for articles on which companies have been successfully sued for doing slimy things---like making payment due on a Sunday, when there offices are closed, then charging late fees on Monday when they come in and post the payments.\n\nAnd watch an episode of Frontline on PBS about the Credit Card industry.  Horrifying.\n\nAnswering your question more directly, as long as you have income and haven't done bad credit things (like make late payments to debts with interest, had a car repo'ed, etc.,) then companies will offer you cards.  Paying utility bills, landline phone bills late doesnt' hurt you.  Paying cell phone late does.  Also cable bill maybe. \n\nApply for an American Express card. Once you get it, you will get junk mail offering pre-approved cards that will follow you for the rest of your life.  Don't actually use the Amex card for anything, since you can't carry a balance on it, you have to pay it off at the end of every month.
458229
Any credit card that has a low FIXED interest rate such as Prime +2.5% and no annual fee. I do not recommend American Express and Discover just because they have limited usage. VISA and MASTERCARD are accepted everywhere in the world and have friendly programs and rules. The best to get a credit card is through a credit union. Moreover, if you are looking to build credit, you have to get a secured credit card/loan and might need to pay a yearly fee but just for 6 months. After that you can apply for any card you want but be conservative. The less cards you have the better your credit will be - providing you have a line open. Hope this suffice.
848938
Washington Mutual.  Online they offer a free checking account and a free savings account that pays 5% interest.  Their debit card earns rewards, though not as juicy as many credit cards offer.\n\nhttp://www.wamu.com
934702
Mastercard, VISA, American Express, and Discover are the four major credit cards, but there are probably many more not as well known cards out there.
753343
A credit card give you credit. That means that you do not have to pay your bills fully and you can carry a balance. You will be charged an interest on the balance that you carry. This is one of the ways that credit card companies make money.\n\nA charge card on the other hand, requires that you pay your bills in full. That means that you cannot carry a balance. The most famous charge card is the American Express Rewards Gold Card.\n\nCharge cards have an annual fee because the issuers cannot make money from cardholders carrying a balance.\n\nShould you get a charge card or credit card. Well, if you need credit and carry a balance occasionally, getting a credit card makes sense as most do not have annual fees. Though a charge card has annual fees and does not allow you to carry a balance, they have very good reward programs. For example, the Membership Rewards from American Express and Diners Club Rewards are perhaps the best reward programs around.
1089731
http://www.creditcard321.com/\nBut be careful when getting a credit card, period.\nGet one only for emergencies or don't get one at all. The debt thing in america is out of control.
330557
Bank of America, Citi, Capital One, Providian, American Express.