Can I stop a bankruptcy after it has gone to court?
819705
When you get before the court, explain that you have had a change in your life and would like to quash your application for protection under chapter 7 bankruptcy code, you shouldn't have to change to chapter 13 or any other chapter.  Let the judge know you no longer need bankruptcy protection and can pay all your bills in full immediately, though your credit is going to be shot anyway.
666619
First the bad news:  when a company has declared bankruptcy, you have very little to no chance to get your paycheck.  Suing a bankrupt company won't do you any good either.  Unless your relative is an attorney, or you get a 'free' consultation, you might not get a good answer from an attorny anyhow.  \n\nThe good news: if you have enough social security paid, you might get an unemployment check.  You still could try to consult an attorney for a 'free' consultation.  If you are lucky, the company might have just enough money to pay some of your paycheck.\n\nMy advise: Start looking for another job.  At least it's not your fault that you lost your job.
235102
The laws and procedures vary by state, so I encourage you to consult a local attorney for further advice.  As an attorney with experience setting up wage garnishments, I can offer a few comments.\n\n1.  Creditors are almost always willing to listen even if they have a judgment.  Try negotiating a payment plan you can live with.\n\n2.  If you are appealing the judgment, most states will require you to put up collateral for an appeal bond.\n\n3.  You might be able to file a claim of exemption.  Some states have laws that allow judges to reduce the amount of garnishment due to economic hardship.  If you live paycheck to paycheck and need every dime to pay rent, the judge my reduced or stop the garnishment.  You should see a local attorney or maybe the court clerk to get the necessary forms.\n\n4.  Bankruptcy is an option to consider.  Filing bankruptcy will stop garnishment right away.  Consult a qualified bankruptcy attorney.
362197
I"m so sorry for your loss.\n\nDid you go to a bankrutcy lawyer?  I would check with them.  If some of the debt included in the bk was soley his, you might not be responsibe.  If it hasn't gone through completely, you might be able to file hardships with creditors who will suspend rates or payments for a little while.  Also, the bankruptcy courts might be able to recalculate payments because of your lack of income.\n\nBasically, I would see a professional.  Maybe you can find a relative to help you with finding someone that will do it cheap/free.
19330
Your only recourse is with the courts.  If the business filed bankruptcy, you must file a claim for the value of your property.  If not, then take the owners to small claims court.  Either way, you may not see your money for years while your claim is processed.\n\nGood Luck!
255352
In most cases, after you have declared Bankruptcy and been discharged of all your debts you become a "better credit risk" that you were before.  You should have no trouble in obtaining a loan for a car [provided you need one...if not dont go that way].  Of course you must be able to show that you can pay for it based on your income.  The interest for anything you do will be high from now on....You can also try for a loan from a small loan company that reports to the credit bureau...borrow around $50 to $150.00 and pay it on time [basically three payments]....then go for one in the $150-$300 range and again pay it a few days ahead of schedule...make sure the place you go (1) report to the credit bureau and (2) is going to give you the loan - since credit inquiries cost you "points" on your credit score.  Last try for a "store" card....department store, ask for low credit line....talk to them first before you file an application for there card.
157155
Contrary to what many people think, a bankruptcy does not automatically void a judgment lien.  If you have a judgment against you and the creditor filed a lien against your home, the lien would survived the bankruptcy unless you filed the proper motion with the bankruptcy court to remove the lien.\n\nMy suggestion is that you see a bankruptcy attorney right away to review your bankruptcy file to see if there is still something you can do about this.  If you did not file the appropriate motion, you might be out of luck.
191386
As previously stated, it will depend on what kind of debt you are talking about.\n\nStudent loans, child support, taxes, and other debts can not go away with a bankruptcy.\n\nMortgages and car loans, or any type of secured loan can be included, but you still have to pay those loans or have the property repo'd.  But the interest rates and payments may be a little more favoriable.  \n\nOther loans will be handled in a bankruptcy, including the judgements.\n\nBut.....(yeah, there are always "buts")\n\nThey do not get erased unless you file for a Chapter 7.  The new bankruptcy laws passed last year make it more difficult for people who currently have an income to file Chapter 7's.  You will be forced into a Chapter 13, which means you have to pay back a portion of the debt.  The amount depends on your current income, and the state you live in.\n\nPlease take the time to read the link below.  It has info on the new bankruptcy laws.\n\nIn my opinion, unless you owe a whole lot of money, it's not worth filing bankruptcy.  You need to find a way to negotiate with the creditor.
112550
There are many loan companies that have the idea that since you just came out of bankruptcy you are a safe bet because you have no debt and can not file bandruptcy again for a long time.  Call around your area, or there is a good chance the furniture company has several lenders willing to help.  Ask them.  Good Luck.
640457
If this individual holds a judgment against you after having gone to trial, there is very, very little you can do.\n\nThe only way to successfully get out of paying the judgment is to have no money.  Even then, sometimes a creditor can attach the bank account of someone holding money for you.  There is one way to have no money and quash the judgment so that the creditor cannot come after you again - bankruptcy.  If this is important enough to you, talk to a lawyer about filing for bankruptcy.
175170
You contact the attorney for the plaintiff and inform him or her of the discharge, ususally by letter.  The attorney should dismiss the case immediately.  If not, file a motion to dismiss, raising the discharge as an "affirmative defense".  If the suit continues nevertheless, then file a motion in the bankruptcy court with notice to the creditor requesting that the suit against you be enjoined (stopped by injunction) because of your discharge and asking for damages.  This almost never is necessary since collection lawyers are well versed in the impact of a discharge injunction.
723225
No, he can't stop payment. Small claims court is the right idea for recovery. There could also be a criminal issue separate to the civil recovery.\n\nSeparately, even if you did owe him money, that long ago, his recovery would most likely be barred by statute of limitations. If you don't owe him money, don't in any way suggest that you do, since admitting that you do owe him money could negate the statute and revive the debt.
225326
You can dispute it through all three credit bureaus and also contact the bankruptcy trustee and let them know. They can help you also.
1072675
I had a judgement filed against me. I paid the debt. I am now in the process of debt recovery. I did find out that when they file a judgement, you can call the lawyer in charge of the action and talk to them about debt repayment. The interest didn't mount up either after the judgement was filed. The only draw back is that they keep it on file for the next 6 years after the debt is satisfied
182689
Hire a bankruptcy attorney to advise you.  If you have filed your petition and are now receiving opposition from the trustee, simply trying to back out may be the wrong course of action.  This issue is way to sensitive to be handled in this forum.  Call an attorney right away.
1105476
Your best option is to go to court. If you reply to their summons it actually takes longer( in days) for the foreclosure to go through. Always reply in writing. But generally, the judge sets a sale date to sell your house and when that day comes it will be sold to the highest bidder. Your best option would be to find someone who buys houses. You see the signs everywhere and they advertise in the classifieds. Or try to refinance. The fact of the matter is that there are only a few ways to DELAY foreclosure. You can't stop it. No matter what anyone says bankruptcy will not save you. Now days you have to pay all that back anyway. All bankruptcy does is give you a few months. I am an RE investor and I have seen many bankruptcys that end up selling at foreclosure anyway. The bank will require the back payments to be caught up even with bankruptcy.
1000911
I work for the bankruptcy court. You 'screwed' up in terms of filing. You should've filed 6 months ago before the law changed. If you try to file now, you will not necessarily be dismissed of your debts. Why not get rid of one or both cars? do you need 2 cars. Sell one. And use that $$ to pare down your debt. Also, consolidate your credit into onw low interest loan/credit. Remember if you file now, it is going to cost you a lot of $$$$ with no guarantees. Bankruptcy will really screw your credit report. Good luck. This may not be ideal--but I re-financed my a$$ off to pay off me debt. I sold a Benz that I didn't need. We're all weak...