How long must a company wait before writing off a bill?
822474
They can write off a debt after unsuccessful "reasonable collection efforts" are exhausted - usually 90 days. I don't recall any laws stating any time period but only reasonable efforts to collect.\n\nLook in the agreement, it may have the proof you are looking for. Some creditors have their own criteria for this and document it in the agreement.\n\nHave you tried to negotiate it with them? That is pretty cold to do that especially when you have proof you actually moved.\n\nGood luck\n\n================
700299
You can call the company to see if they would give you an extension.    If they say yes, ask if they will remove any late fees on the account.\n\nIf they say there is no extension possible than you will still be delinquent but you show an effort of good faith and willingness to pay down your debt. \n\nRequest the customer service representative you speak with put a note on the account regarding your conversation.  Be sure to document your conversation by keeping their name, operator # and date.  \n\nIf there are notes on your account from your telephone discussion they will be advantagous if you need to have discussions with the Senior management at a later date\n\nHope this helps
306209
7 years from the time it was last reported on. So basically from the time either you or they closed out the account. But a little hint you may want to try is to get your report and dispute anything negative on it. If the individual creditors dont respond back in time to the dispute it can get removed from that specific report. Believe me that works !
217109
Regarding your last question, each state has a Statute of Limitations on how long a debt is legal.  Go to the link below and look up your state.  \n\nThe first thing you need to do is get those silly collection agents off your back.  To do that, use the sample letter below requesting that they "validate" your debt.  That means they must send you a copy of the bills, contracts, and anything that was used to calculate the debt you owe.  If they don't supply you with that information, they can't keep the negative report on your credit history.  \n\nSend this letter to both Cingular and the collection agent.  If they do not respond back in 30 days, send a copy of that letter, plus a letter demanding that the report be removed from your credit history, to each of the credit reporting agencies.  That will get it off your records.\n\nNow, what I'm going to bet is one of two things happened.  They either messed up your last payment and didn't enter it correctly (you do have a copy of the canceled check, right), or you are being billed a fee for canceling your contract early.  All of the cell phone companies have a very large termination fee, and there is no easy way to avoid it.  It's right there in the contract you signed.....\n\n....which is why you are sending them that "validation" letter.  No contract = no legal agreement to pay them.  \n\nSo make them prove your debt or leave you alone!
919502
You will still get bills from the CC company until the balance is paid off.  It does not matter if you cancel the card before it registered as a charge.  \n\nSame is true if you wrote a check.  The bank will keep the account open for several days to confirm there are no outstanding checks.  If the check comes in, they will ask you to pay that amount and possibility list it as a bounced check.
934407
Either get an old bill and find the number that way or call the Companies  and they may have it?! Nexts some like that happens again write it down, :)
1041054
It depends on your state and your company policy. Most likely you will not after only 90 days.
815383
As long as you pay the company $50 before the due date for that billing period, you've made the payment.  If it's due Nov 30 and you give them $25 from your paycheck Nov 9 and $25 more on the 15th, you've made the payment.
630898
Your contract is complete.Bill your customer for it.Your next and subsequent contracts are totally divorced from the first. Invoice each completed contract.\nIf you wanna stay nice however, bill with the words "First contract complete.Subsequent contracts will be invoiced separately"\nBut, Hey! You should have made this clear when drawing up the contract(s). Your customer,department, should expect this\n\nSueter
1104160
You'll have to talk first to the payroll person. Take your time records to them as proof of the time owed. If they refuse to pay in full then, you'll have to file a suit in small claims court.  If/when the judge finds in your favor, it will be a legal ruling. The court demanding this company to pay what they owe. With this being official, they've got to pay or face further legal action from the court. You'll have to power to then to file liens, or sieze funds from their accounts.  You may also be able to sue for your financial debts that are a result of not being paid. (Ie: overdraft charges, etc.)\n  I'd be quick about it though. Not paying, is a big red flag. The company may be about to file bankruptcy. If so, you'll have a much harder time, and may not see a dime.
1032700
depends upon how big a business is if you are talking about a small business it should not be that long you want to make sure you donot miss any account or transaction that will occur and all the departments are listed in order other than that i think 5-6 pages should be enough
130502
The collection department of the creditor can begin calling you the day after your payment is due. Normally it is at least 60 days past due before the account is turned over to a collection agency.
1158206
it's easy go to the court house with the services rendered bill and any subsequent billing. it is then their problem to show they have paid or go to court and prove why they shouldn't. keep all communications on record.
884232
Most companies require at least $5,000 as a bare minimum. Others are as high as $20,000. \n\nThis company has no minimum: http://www.expert-credit-advice.com/debt_settlement_service.htm\n\nThey ONLY deal with debts in collections or bad debts. If you are current with your bills, they cannot help you, and they will not advise you to stop paying your creditors if you are current.
695909
If it's been 10 years since you made any payments, wait another 6 months and the charged off account will be off your credit report and won't matter anymore.  Some of them may have fallen off after 7 years anyway.
822968
Sadly, the bills with the biggest additional penalty get paid first, the nice guys with minimal or no  penalty got delayed payment.\n\nIf it is a really nice creditor, call  and tell them when you will pay, and do it.
175445
You need to look at the original contract with the credit card company.   Generally it's 60 days.