Where can you get a student loan if you have bad credit and no co-signer avaliable?
819713
Through financial aid
312490
If you can, try applying with a co-signer -- even if your lender approves you on your own, they might give you a lower rate just for having a co-signer (example: Sallie Mae).\n\nFor private educational loans, consider the following loans/companies:\n\nSallie Mae Signature Loan: http://www.salliemae.com\nCitibank CitiAssist Loan: http://www.studentloan.com\nBank of America Private Loan: http://www.bankofamerica.com/studentbanking/index.cfm?template=stb_bac_loans\nWells Fargo Collegiate Loan: https://www.wellsfargo.com/wf/student/loans/undergrad/collegiate\nCitizens Bank Undergrad Loans: http://www.citizensbank.com/pf/studentloans/applications/undergraduateloan.aspx [May be harder to qualify for w/o a cosigner.]\nAccess Group Private Loans: http://www.accessgroup.org/loan_terms/General/Eligibility/General_Eligibility.htm?Template=General_EligibilityInfo.htm\nCampus Door: http://www.campusdoor.com [more of a last resort, though they have been known to approve younger students with super-short credit histories]
951718
You can talk with your university about getting a computer loan. I had several friends that got their computers this way and didn't have to pay back the loan until they graduated.
503885
try Prosper.com.  If you meet a minimum credit score criteria you should be able to get a small loan with a decent interest rate and low payments
943821
The only way that you can is to have a cosigner (i.e. mom dad, bro or sis) I don't know of any bank that will loan to someone without proof of income.
280934
If u have a school in mind, contact the LEA (local education athority)for where the school is - They helped me to get student loans (which you only back when u can afford it and it is interest free) and financial aid.
908646
Some credit is available to people with bad credit experience.\n\ngood luck !
817271
get your loan from worldwide banks.visit\nhttp://www.freewebs.com/getyourloan
63163
You should probably go to the fafsa.ed.gov website. From there, they have a link to the Direct Loans website. You may need to contact them to possibly see what they can do to help you. \n\nGoing into default on loans can have really bad consequences. So I urge you to check in with them to see.
1155807
In order for anyone to receive Financial Aid, s/he must be making "Satisfactory Academic Progress" (SAP -- usually taking a certain # of classes and maintaining a certain level of excellence in those classes).  So, if your FA was taken away, I can only assume it was because you didn't meet this requirement.  As such, before you apply for any private loans, you need to make sure that they, too, don't have an SAP requirement (some, like the Sallie Mae Signature Loan, will require that you be in good academic standing).\n\nTo obtain a private loan, you will need to apply directly with the lender.  Take a look at FinAid's list of the most popular student loans, here: http://www.finaid.com/loans/privatestudentloans.phtml . Before you submit any applications, check out several of the lenders' website first.  Read all of the sections on "how to apply" and "rates and terms" -- you will find that each lender will each have slightly different criteria than the next. \n\nWhenever possible, apply with a co-signer/co-applicant.  (If your credit is less-than-perfect, the co-signer's credit will act as a sort of stand-in for yours.  Even if you have good credit, applying with a co-applicant often helps te borrower obtain a lower interest rate.)\n\nWhen you find a loan that you are eligible for, with terms that appeal to you, just click apply and follow all the directions. Don't leave anything blank.  If you don't hear from the lender in a few days, follow up.  Ask questions if you have any.  \n\nIn most cases, your loan will require "school certification," a process wherein your lender will contact the school, tell them that you have applied for their loan, and request additional information from them.  Once your application is complete, your loan should be disbursed within a week or two of the start of classses.  Again, if it isn't give your school or your lender (or both) a call to find out where you stand.  Good luck.
568469
Two of the major Federal Student loan programs -- Stafford and Perkins -- are unique in that they require absolutely NO credit check. In fact, Financial Aid Administrators are forbidden from checking your credit as a condition for receiving these loans. You don't even need to show financial need to obtain an Unsubsidized Stafford Loan -- as long as your school is accredited, you are enrolled at least half-time as a regular student, and your other financial aid doesn't exceed your Cost of Attendance, you will be offered a Stafford Loan.\n\nIf you have "maxed out" your eligibility for Federal loans, there are private companies that will lend you money even if your credit is bad (which you're fixing, I hope?).  If you have a creditworthy cosigner then your credit won't matter much at all.  That's what cosigners are for -- their credit acts as a "stand in" for yours!\n\nFirst, review the huge list of private loan lenders on FinAid's website: http://www.finaid.org/loans/privatestudentloans.phtml ... Go to each lender's site and read the terms and credit criteria of their loans until you find one that focuses more on one of your credit strengths (job history, perhaps).  Be careful when searching online for companies that specifically claim to offer loans to people with bad credit (companies like Astrive are questionable because they bypass the school). Make sure the company has a good track record before you commit to a 10-30 year relationship with them
531566
Don't be depressed -- there are a lot of students in your position who manage to finance their education without grant aid and still achieve success professionally and financially.  You can take out a private loan (focus on private *educational* loans) to cover your educational costs.  If you have someone who is willing to co-sign for you, all the better!  Typically, having a creditworthy co-signer will help you get a lower rate than if you apply on your own.  There are plenty of loans out there that don't require you to have a job history (and, again, even if they do have more stringent criteria, you will generally be OK if you apply with a co-signer who fits those criteria).\n\nFor a list of private education loans, check out www.finaid.org, here:  http://www.finaid.org/loans/privatestudentloans.phtml\n\nOf all of these loans, take a look at Sallie Mae's Signature Loan, which is the most popular private educational loan product out there.  In fact, I don't believe that Sallie Mae has a job history requirement (so this might be perfect for you, particularly since SLMA offers interest rate incentives for students who apply with cosigners).  Citibank is the second largest lender after them and they require either income OR a good credit history.\n\nIs this year-long program done by semester?  If so, most schools will want you to pay once per semester (2x per year), but it will vary.  Check their website or give them a call.  \n\nEDIT: Most lenders will require your school to certify your loan application, at which time they will certify that you are not borrowing more than is allowed.  Usually the maximum that your school will allow you to borrow is based on your overall educational costs -- which typically include tuition, room/board, books/supplies, transportation and and fees (though it is up to the school to decide what they are willing to include).
654106
Yes U can get a loan from any bank -check out the main branch of any bank -lots of banks provide the student loans.
1059809
if you are looking to get money for school..try talking to the financial director at that particular school.  They should be able to help you with any type of federal aid that you qualify for..and at a better rate than you can get from any bank.  Plus you don't have to start paying on it til after you graduate.  But, if you are looking to build up your credit, visit your local loan officer, and try taking out some small loans..like $2000 or so, and make sure you always pay on time!!
86247
Try FAFSA, and sometimes states have loan help too.  Also, I am not an expert but what about any other of your relatives.
913356
there are lenders here for people with limited credit experience\nhttp://www.wesayes.com
97715
First, it depends on what type of loan you're looking for, but the general answer for that sort of amount is you won't get it unless you get a very good co-signer.\n\nTalk to a couple of different loan providers and ask them what their requirements are, that's the best way to go about it.