can't pay back on line payday loan. What will happen next?
823281
they will bounce the check every week until you can pay it.  you should just call and make a agreement of some type of payment.  they would rather get some money than none.
221291
Yes, I'm pretty sure that they can do that. I've known people who have had this happen to them, and there is really nothing you can do, except ask the company if you can pay it back gradually over time.
521208
please try to avoid payday loans as musch as possible. I took one out and had to continue taking them ,and then they ruined my account. if your're absolutely positive you can handle them here are a few :\nhttp://www.Cash2day4u.com\nhttp://www.quikpayday.com\nhttp://www.soniccash.com\nhttp://www.cashtransfercenters.com\nfisr american cash advance is walk-in place, check and see if it's in your area , they are real good as far as getting you the maximum and setting up just the finance fees so you don't have to pay it back right away. but please, please, if you can avoid it, dont take them out.only do one at a time and pay it back before you get another one, and only get it if you desperately need it. amscot also does them. most online lenders require you to fax your check, bank statement, and paystubs if you can. they do thid to eliminate fraud.
840602
When you're looking for a payday loan, it pays you to shop around. You can get a payday loan online, but have a look at several options before you decide.\n\nHere is a website where you can get information, links, advice, etc.\n\nI hope this helps. Good luck!
680136
1. Contact the company that dis-pursed the loan. \n2. Speak with a loan officer or Representative. \n3. Explain situation or hardship.\n4. Ask for deferment on payment. \n5. Always remain in contact with them.\n\nYou may ask for a deferment payment if the loans have not exceeded the overdue period without contact from the loan holder. They will work with you on payment arrangements if you communicate your situation. \n\nKeep in mind that student loans can be deducted from your payroll... as well as taken out of your end of year taxes, if you do not ever resolve the issues with the loan holder. This could also be considered a federal offense if the account is never closed out. \n\nJust keep your eyes peeled, keep lines of communication open, and you should be OK. \n\nGOOD LUCK!
767042
Just pay it back. NO legal problem, but make up a story as to why you thought you were getting the extra money.
775008
As far as I know, as soon as the payment is past due they can turn you in to collections.  Usually it takes a few months though before they do that, as they will have to give a cut of the monies collected to the collection firm.
715898
Just because they have a judgement against you doesn't mean they will automatically garnish your wages.  It is their option to take the judgement to another level and file a court action to enforce that judgement.  If they have some collateral on the loan they could try to repossess it first.  Or they could file to satify the judgement with a garnishment of wage.  If you can talk to them and work out payment arrangements they may work with you to resolve the judgement without going that far.
946282
Never, never, never..........loan money.....especially in large amounts ....to anyone not unless you really really know them.   \n\nI would keep on confronting her....or make up some type of repayment plan to where she can pay it all back.   If she can't do that, then have her do some work that you need done (for the next several months) till you feel it's completely paid off.....if she can't do it any other way.   I've learned..........I'm out over 10,000.00 dollars!  and I will never again.....listen to anyone's tale again.  If they need help, .....I will do it my way or no way!
808836
That is up to the finance company. Some will repo it if you're late two or three payments. I would try to get them caught up ASAP or call them and see if they will work a new payment plan up with you or else you might be walking really soon.
892533
I would try my own bank first and see if they have a lsmall loan prgram or credit card that I was applicable for.  The payment will depend on how much your interest rate is and how much time they will give you to pay it back, so if it is 2, 500 and your interest rate was 10% and you had 12 months to pay it back, how much woudl it be?  Figure it out that way, just an example.  also, find out if there is a grace period where if you pay it back within say 30 days thre will be no interest or if you can wait until 60 days later to make your first payment.  Hope this helps!  Good luck!
692124
Call the lender (or, possibly the collections agency if your situation has gotten to that point).  Many companies are willing to work with you because defaulting on a loan is bad for their business, too.  However, you have to show them that you are a responsible borrower:\n\n1.  Explain to them what happened (tell them just what you told us here)\n2.  Tell them that you will take responsibility from now on (the loans will always be in your name, so even if your mother still plans to pay them off, you should still keep a watchful eye on your account balance to make sure that she is never late) \n3. Ask what repayment options you have at this stage.  Some lenders will put you into a forbearance in order to alleviate your payment problems.  Other lenders will recommend that you consolidate your loans in order to lower your monthly payment.  Others will, as you suggest, devise alternative payment options called an "income contingent" or an "income sensitive" payment plans.  Ask them if they can do this and, if so, whether they can make your payments close to $50.  Generally, once you make 6 consecutive payments on time, you will be out of default, which will help your take-home wages and your credit report in the long run.\n\nRemember, too, that collections agencies deal with a lot of lazy people -- show them that you are different.  If the person you speak to is having an "off" day or doesn't seem willing to help you, try again.  Consider asking your former Financial Aid Office to contact them on your behalf (I have done this for students) -- sometimes they are more pleasant when dealing with someone "in the business."\n\nFinally, one of your rights as a Stafford or Perkins Loan borrower is that you be allowed to speak to an ombudsman when things get rough.  You can find one and learn about what they can do at http://www.ombudsman.ed.gov/  (Basically, an ombudsman is an individual who resolves disputes through an independent viewpoint; they do a lot of impartial fact-finding to make sure that you have been treated fairly.)
165431
Call the company they will give you the payoff amount as of the day you call.  Credit reports are not up to date as of the day you order them.
878656
Those payday loan places can really wind up costing you a lot in the end. If you're in a bind, you can go to one of those national tax preperation firms. Several of them offer "holiday loans" or "instant money" loans. They can be paid back with your refund when you file your tax return. You can get up to $1500 in some places, which might be enough to get you through. \n\n    If you're really in a pinch, like if you need money for heating, electricity, or food, you can go to a church or synagogue and ask for help - some also offer classes or advice on money management to break the cycle of borrowing. There are a couple of websites I"d suggest on the matter, and I'll attach them. \n\n     I realize I don't know how much money you need or why... if you're looking for a mortgage or something you could always try a Credit Union if you're eligible. If you have a 401K or life insurance you can typically borrow against them or from them. If you have an IRA you might be able to get some money out of it, depending on the type of IRA and how much you want to pay in taxes. I have borrowed from my family and my boss, but in those cases it's important to know without question when you will pay them back, and DO it - with interest. \n\n     Finally, don't be fooled by anyone who tells you that for a small fee, they will find you a lender. If you have to pay up front for someone to lend you money, it's probably not a good idea - you might never hear from them again.
908021
I know how you feel. I suggest you ring them and explain that you can't afford to pay. You're broke! You just can't do it!\nThen they may offer a solution. \nIt really isn't up to them but they want to help if they can find a way to get your money.\nJust say you can't afford it and leave it at that.\nGood luck. Stand your ground.
159834
hereisyourwayoutofpaydayloans\nPayday debt[how to get out]\nWe first got into the loan because we needed car repairs and didn’t have enough money then someone told us we could get a payday loan.  We went to the payday store and it was so easy just needed to provide a bank statement, pay stub and post dated check for two weeks, my next payday, $575.00 they handed over $500.00 cash.  We really thought we would be able to pay it back and that would be that.  Then when payday came along $575.00 out of it would be hard as we were already living payday to payday.  We went back to the payday store and were told we could just pay the $575.00 cash then re-borrow again that sounded good we just didn’t think of the very high interest rate.  So if you borrow every two weeks at $75.00 interest for 26 weeks that equals $1,950.00 in a year.  So when we would re-borrow that would not  cover all of the bills because we would be short the $150.00 from the interest so we went to the next payday store to cover the monthly bills then we found we needed more money for some other need.  Then when we needed to pay off that loan we were short so we had to go to another to cover that loan then another and another before we knew it we were into four paydays per month.  Here is the calculation $75.00 x 4 loans =$300.00 per two weeks x 26 weeks per year $7,800.00 x 3 years $23.400.00. Paydays are suppose to be a happy time but when you are into them like we were it is a nightmare and very stressful, robbing Peter to pay Paul, running from one store to another. What was amazing is as I was going from one to another I would see the same people at each store, sad but true. \nOur website is hereisyourwayoutofpaydayloans
592830
Don't do payday advance.  It's the quickest, but definately not the best.  Try a small finance company, something like National Finance here in NC.  I have about 4 repo's and a judgement and they finanaced me.  Good Luck!