Credit reporting services?
613750
everytime you check credit , it affects your credit in a negative way
692900
Go to http://www.annualcreditreport.com and request your totally free, no-strings-attached credit REPORT from each of the three major agencies.  But only do one agency every four months (i.e. Experian in June, Equifax in October, TransUnion in February) and you can monitor your report all year for free.\n\nFor your credit (FICO) SCORE, you'll have to pay (usually around $10), but you can do this through the site above when you order your free report.
315463
You can get a free credit report from www.freecreditreport.com, but you have to MAKE SURE you write down the cancellation instructions and follow them by the specified deadline, or you will be charged. (I'm a member of www.freecreditreport.com) If you haven't already gotten a credit score or report this year, the bureaus will give you ONE for free per year (w/o having to order or cancel anything). You can call to order one at one of the phone numbers below.\n\nEquifax (800-685-1111); Experian (888-397-3742); or Trans Union (800-888-4213).
1050546
www.annualcreditreport.com\n\nit really is free, there is a charge if you want your score.  gives you the reports from all 3 major credit bureaus
511790
Only once, but here is a trick.\n\nThere are three credit reporting agencies (Transunion, Equifax, and Experian).  If you get just one of those reports every year, and get the others every 4 months, you can monitor your credit 3 times a year.\n\nIt's not perfect but it's better then nothing.
15862
There are, but I would advise some caution.  One site is www.creditexpert.com which is run and operated by Experian.  You sign up online and give them your credit card number and personal information, try out a credit monitoring service designed to help prevent identity theft, and in return receive a free credit report and credit score.  The only problem is that you must cancel the service before the free trial ends (usually 30 days).  If you forget, they charge your credit card automatically for 1 year of credit monitoring service.  Also, to cancel the service you have to call the company and wait on hold around 15-20 minutes.  I would actually recommend getting a free copy of your credit report from www.annualcreditreport.com and then paying only around $5 extra for your credit score per credit bureau.
508889
Freecreditreport does NOT give out free credit reports or scores.  You would have to sign up for their service, get your report, then cancel their service.  If you want to play that game, that's up to you.  But also note that they do not give you a "FICO" score, but a differant scoring method.  \n\nCredit Reporting Agencies are not required to give out free credit scores like they are with credit reports.\n\nIf you really want one, I strongly suggest you go to http://www.myfico.com and pay for it there. This is the site of the folks who actually developed the scoring system.  They also give you a rundown on what exactly is wrong with your score and how you can improve it.
1186123
The above answer is correct, www.annualcreditreport.com, but do NOT ask for your FICO scores or they will ask for money. If you do not get your reports there is a form you can fill out.
1039974
www.annualcreditreport.com\n\nThis is the official website created by the three major credit reporting agencies (TransUnion, Equifax, and Experian).  The other site mentioned above is not a website, when I tried to check it out there was no page found.  Whatever you do, do NOT try to get one from freecreditreport.com, they will contact you by phone and try to sell you crap (this I know from my own personal experience).
720252
you can get your free credit report online go to www.annualcreditreport.com
243968
Here's some more good advice from Credit Guru...(my hero!)\n\nThere are no places that offer free credit scores.  You will have to pay for them.\n\nThe sad part is that each of the credit reporting agencies have slightly differant systems of calculating them.  \n\nIf you go to the site that developed the FICO scoring system, they have a calculator that will estimate what your score is.  It's free but won't be totally accurate.\n\nOr, at the same site and for $49.95, you can get the credit score for all three agencies.  \n\nThe nice thing about this site is not only will you get your credit score, but it will also show you the reasons it's low and how you can improve it.  I guess that's worth the high price tag.\n\nGo to the site, read up, and make a more educated decision of what you want to do.
624519
yes....www.annualcreditreport.com
77661
Annualcreditreport is the best free credit report.\nYou can click on the link below, and find out for yourself.\n\nhttps://www.annualcreditreport.com/cra/errorState?currState=&ion=&date=&from=landing
799898
Analyze credit \n\nlook: http://www.expert-credit-advice.com/request_analysis.htm
1086341
Credit counselors are great and they are free. There are millions online, but be careful to do a background check on them. My parents used Genisis.
218065
Equifax           800 525-6285\nExperian          888 397-3742\nTransUnion        800 680-7289\n\nIf you need an online credit report, try looking them up in Yahoo Search or Google, or call one and ask for their website.  These are the main services.  By law you're allowed one free report, maybe it's one per year, but might be only by phone.
411701
SORRY, BUT STUDLY DOESN'T HAVE ALL THE FACTS.\n\nSMALL BUSINESS ALL OVER REPORT TO CREDIT REPORTING AGANCIES.\n\nALL YOU HAVE TO DO IS CONTACT THE ONE IN YOUR AREA, THEY WILL PROVIDE YOU WITHA FORM TO FILL OUT.  YOU WILL HAVE TO PAY SOME FEES FOR JOINING AND THE RIGHT TO REPORT BUT THEY ARE NOMINAL.