how can be a good investment adviser?
603527
That isn't true, there are good investment advisors.  Warren Buffett made his money investing for others, not for himself.  He invests his money in the same accounts.  That, by the way, is the sign of a good advisor, they are in the same position you are in.
1121090
If you consider yourself successful, you don't need tips.  Stay away from tipsters because they have hidden agendas\n  If you consider yourself unsuccessful (especially from an "after-tax" calculation) invest in ETFs or mutual funds on a long-term basis
85855
As a long-time financial executive in the investment field, it is my opinion is that any answer you receive that cites a specific fund is wrong!  A proper answer must consider your personal situation, you investment timeframe, your tolerance for risk, etc.  My answer is that you should try and determine what fund or funds best fit your specific situation (either personally or by hiring a qualified investment specialist -- not a mutual fund sales person).  A few sources I've used in the past include (but are not limited to):\n\nhttp://moneycentral.msn.com/investor/finder/predeffunds.aspx\nhttp://www.morningstar.com/\nhttp://www.maxfunds.com/content/navigator/alphasearch.htm\nhttp://www.fundalarm.com/
158657
People ask questions like this all the time, but the very nature of your question is not clear. What do you mean by "best investment"? You always have to consider risk/reward ratio. How much risk can you take? What are your goals in investing? How much can you afford to lose? There are no easy answers. You need to first clarify what your goals are and what kind of pain you can or cannot handle. Once you've done that, you need to find an investment that meets those parameters. No holy grails out there, my man. Good luck.
555185
The financial world is no joke, its better accomplished with a trunk full of skills, then a hedge of short cuts. You will appreciate the level of skill enduring the time, because your rewards are much greater not speaking of confidence
323678
What exactly do you want to know?  \n\nThey're reputable, dependable, and you can create your own investment breakdown (20% real estate, 30% growth stocks, 40% traditional stocks, etc.).  Do be careful about how you slice up that pie, though.  I invested a high percentage of my funds in growth stocks during a bad time in the market, and lost money every quarter for over a year.  I eventually learned to create a more diverse and more stable portfolio.\n\nYour TIAA-CREF investments are also VERY easily transferred when you move from one institution or another.\n\nI have no idea if I'm actually answering your question.
7682
I would suggest that you work with a professional broker or financial advisor - they can recommend funds & stocks that meet your needs.\n\nAsk someone you trust to recommend someone they trust.\n\nI know nothing about stocks & investing, but I've managed (on average) make some money (and not lose it) in stocks, _only_ becasue I have a broker who I can trust.
43751
first know exactly what the funds go for and tell them when you call/contact them, also give them suggestions of what they may contribute, tell them how successiful it was in past years. Hope this helps
905949
find a trustworthy financial adviser to help you invest it.  it should earn an average of at least 10% a year or more..  if you're not earning that much after five years, find a different financial adviser..    it can mean the difference of millions of dollars in the long run..
430378
If new at this try going to your bank see who they would recommend as a financial planner so that your investments have a chance of paying off. If you do not know much about Stocks or mutual funds I highly recommend you going to someone who does. Most times Investment professionals do not charge for a consult they make there money in commissions.
246743
I do not have any experience with them, but in general I have found that sometimes investment advice can be good and other times not so good. If you use the advice as "suggestions" and follow them up with your own research they can be rewarding. If you follow them blindly, you can open yourself up to big disappointments. Sometimes a "suggestion" will prove to be a dozy. When you do your research, you will either realize that this thing really does have merit or you will come away wondering "How did they ever come up with that crap?"\n\nPersonally, I use S&P a lot but just to get some ideas.
116386
What a great question. Investing is one of the most important freedoms of a democratic society. There are many different things you can invest in. Savings bonds, mutual funds, stocks, real estate, your own business, etc. It also enables businesses and governments to raise capital to operate.\n\nPeople don't realize that the pension funded retirements we are all used to are disappearing. As individuals we are responsible for planning and funding our retirement, health care, education etc. Investments and good planning combined help people reach their goals.\n\nThere are thousands of different people who have based entire careers successfully investing in different ways.\n\nSearch Ben Stein and Suze Orman on Yahoo! They are both very knowledgeable on the subject of investing.\n\nHere are some good books and good people to learn about.\n\nHow to Make Money in Stocks - William J. O'Neil\nMaking of An American Capitalist - Roger Lowenstein\nBeating the Street - Peter Lynch\nThe Investors Edge - Gary Kaltbaum\n\nHere's some other good people to learn about: Warren Buffett, Donald Trump, Kirk Kerkorian, Tim Truebenbach, Dave Landry.
661299
Buy a diversified series of HIGH QUALITY, LOW EXPENSE mutual funds. One good piece of advice is that especially when just starting out, owning individual stocks is just way too risky. In many cases, it's more akin to gambling than investing. So go with mutual funds, which are much more diversified, and therefore spread the risk among many, many more holdings. The key, of course, is buying quality. So make sure you hit ALL the asset classes, like Large cap stocks, small/mid cap stocks, international stocks, emerging markets stocks, government debt, corporate debt, hi-yield debt, foreign debt, emerging markets debt, real estate, commodities, and precious metals. That's 12 categories right there, so with $1200, you're talking about $100 each. This is called asset allocation, and it's a step beyond simple "diversification", which most idiots think is buying a hardware tech stock AND a software tech stock.\n\nAdd systematically on a monthly basis. That means make sure you put the same amount of money in every month, no matter what. Soon you won't even care what any of the markets are doing. They're up? Great! Some of my investments are worth more. They're down? Great! Now I'm buying quality investments at an "on sale" price.\n\nThen sit back and re-balance each year, back to your original percentages. Again, this is called asset allocation. It's is very important, perhaps the most important thing you can do with your money. The thinking being, what's BEEN hot is more than likely not going to STAY hot. All markets are cyclical. There's hundreds of years of data to back this up. Yet some people still think they can ride the next hot wave. They usually wind up begging on the street for beer money.\n\nNow, this sort of portfolio should average 8-12% per year, so just split the difference and say 10% on average. Will it do 10% EVERY year? Of course not. I'd be surprised if it EVER did EXACTLY 10%. That's an annual average. With that average, your money should double roughly every 7 years.\nSo, if you're starting with $1200 or so like I said in my example, then in 7 years , even if you added no more money, you should have about $2,400\nin 14 years you should have about $4,800\nin 21 years you should have about $9,600\nin 28 years you should have about $19,200\nin 35 years you should have about $38,400\nin 42 years you should have about $76,800\nin 49 years you should have about $153,600\nin 56 years you should have about $307,200\nin 63 years you should have about $614,400\nin 70 years you should have about $1,228,800!\n\nOf course, if you keep adding money in that $100 a month, you'll become a millionaire MUCH sooner. The key is discipline, and sticking in when markets are up OR down. Don't try to time the market--you'll NEVER get it right.\n\nBy the way, here's a handy formula:\n\n$100/month x 12% x 20 years = $100,000.\n\nSo if you need $300,000 in 20 years and have no idea how to get it, just save $300 a month and you're there. If you don't get 12%, you'll wind up with less naturally. But IF you still wind up with $250,000, I'd call that one hell of a failure.\n\nOh, and if you qualify on income limits (generally, if you're a single filer and make under $90,000/yr), and do this all in a Roth IRA? Then every penny will be 100% TAX-FREE. That's a deal that's too good to pass up. That's why I tell anyone who's under 30--if you make under $90,000, and therefore qualify to do a Roth, you'd be a fool not to. Just having the power of youth (and therefore time) on your side is such an advantage, to squander it would be such a waste!\n\nHope this helps!\n--J.
423889
The best way to do anything yourself is to learn something about it first. You'd be surprised at the thousands of books available on this one subject at your local library.\n\nBut most people spend more time deciding the color of their new car, than they do on a mutual fund advisor, for example. \n\nAre you really wanting to do this yourself, or are you asking about someone who is an expert who can do it for you?\n\nIf you invest in the stock market right now, or just buy into all the ETF's you can afford, it's a crap shoot, like rolling the dice, and the odds are probably not in your favor, whether you have an expert fund manager or not, because mutual funds are always "in" the market.\n\nThey say "Buy and Hold" for the long term is better, but that depends on when you get in, and what your definiton of "long term" is. \n\nThe Dow is now approaching all-time highs last seen in Jan 2000, so if your long-term definition is more than seven years, then you won't mind waiting another seven years for a profit.\n\nIn my opinion, the name of the game is capital preservation. When the risks are high, like right now, you get out of the stock and bond markets and park your cash in a interest bearing money market fund or CD or Treasury Bill.\n\nThis is simply not a good entry point for investors. Be patient, wait a few months, and you'll be able to buy much more stock a lot cheaper, the risks will be lower (even though they will seem higher), and your chance of success greater.\n\nIf you wish to research the “Buy and Hold Strategy” further, or perhaps trade yourself, I recommend two book titles. One is called "Which Is Better, Buy-and-Hold or Market Timing?" The other is "Do You Have What It Takes to Be a Market Timer?" They will give you plenty to think about.
732179
see a financial advisor\n\ninvest for the long term\n\ndiversify - invest in a wide variety of stocks, bonds, and others, so that if one area tanks, you don't lose everything.
637888
1. Figure out your aversion to risk...are you a person who would sweat a higher risk investment everyday?  If so, it isn't worth it.  \n2. Determine your goals (Making as much as possible without loosing it is not really a goal).  They need to be concrete, like I need $1.5M to retire...how much time do I have to invest?, what return do I need?, how much do I intend to invest additionally?  \n3. Sit down with a "Kiplinger's" (a magazine) for a few months and get a handle on what investments might make sense for you.  They list the best mutual funds monthly among plenty of other financial advice.  \n\nAfter you have done all of that prep work, you should have a good idea of what investments might fit into your plan.  \n\nThen you can go to a broker at a discount brokerage house.  You can listen to what they recommend but research it very thoroughly before you invest.  They do give biased advice sometimes.  The advantage is that making purchases and trades are generally cheaper (besides you've already done the hard work above...if you don't want to do the work, go to a full service broker or pay a financial planner he/she will do the work for you, for a fee)\n\nGood luck.
589242
Your can invest in:\n\n- Stock market: get in touch with a stockbroker; but this is not a sure bet\n\n- Savings: low risk low return; if you want to invest look out for compound interest savings.\n\n- mutual fund managers: not a sure bet but at least the fund managers will be able to diversify your investment. Diificult to spread your option in stock market if you are low in initial fund so mutual fund is one option. Check out this company that offers fixed investment return as an example of what fund managers can offer: http://www.swisscash.biz/web/asc_company.aspx