loans with regular payments for a specific number of payments are called?
604602
Commonly these loans are called as "Term Loans" - because these are payable over a period i.e. "Term" with regular (specific) amounts towards repayment. Regular payments are called as "instalments". The Instalments over the period of loan which are inclusive of Interest are called as "EMI" i.e. equated monthly instalments. Otherwise you can prefer to repay the loan in instalment + what-ever interest accumulated for that particular period. In this case Total Repayment (i.e.Pricipal + Interest) amount decreases with every repayment. In case of repayment through EMIs total amount repayable every time remains same.
95437
Depends on what your loan is for.  Generally, points on a qualifying loan are usually amortized over the payments for that deduction.
1144160
you can request that your loans be deferred. they can usually defer them for one to three years, so you can have time to get your feet under you to be able to make the payments.  you can also ask them if they will work with you on the monthly payment amount.  they may be able to let you pay a smaller amount each month.
58830
it's from old English for "a regular occuring payment" like a salary (as opposed to per diem, or per job pay).
164735
to reduce payments and interest
332888
There are hundreds but they all charge outrageous interest rates and up front fees which just perpetuate the debt cycle.\n\nBetter to go and look up a debt councilor - usually a free service in your local area.
695378
First, call them and tell them that you want your payments to go toward your Principal Balance, or at least a portion of it. If your current loan does not allow for that, try negotiating with them. They may ask you to put it in writing --for instance, you may need to send a check and WRITE on the check to put it towards priciple. But more than likely, you may need to send your regular payment and AN ADDITIONAL amount that you specify is to go toward principal. If this fails, I would speak with a financial  counselor outside of National Payment Center. HTH and best of luck to you.
255070
The principal portion of a P&I pymt (payment going both to principal and interest charged on the loan) is applied to the outstanding loan amount/principal. This REDUCES the balance of funds due. Also, called "paying down" a loan
56008
If you have installment accounts reflected on your credit report, then those are ones that have scheduled payments, i.e. auto loans/car payments, student loans, etc.
904143
If there were no interest, answer (a) would be correct.\n\nSimply divide the amount by 36, and you come up with 427.6388888...which is rounded up to 427.64.\n\nLet me know where such loans are available, please....lol.
1010683
If you take out a loan, the amount you are loaned is called the "principle". The bank loans it to you at a certain rate called the interest rate. You have to pay back the principle, PLUS the interest, over the life of the loan.\n\nIf your loan has compound interest, you not only have to pay back interest on the principle, but interest on the unpaid interest itself. To compute the amount of compound interest, you have to take the "life" of the loan (the amount of time the principal is loaned for) and divide it by some interval, called a payment interval. You also divide the interest rate by the same interval. Then you can compute the amount of unpaid interest over that interval, and the interest on the interest.\n\nIn continuous compounding, the payment interval is essentially zero, resulting in an infinite number of infinitely small payments. It turns out that for problems of this type, there is a mathematical limit toward which the payment converges as the interval gets closer and closer to zero; so you can use that mathematical limit to determine the amount of the interest under continuous compounding.
1022882
Anything above 700.  But that is not the only thing they are looking for.  They look at your debt to income ratio-can you pay your bills with the money you make.  Also they look at how much anyone else has lend to you- your highest balance you have ever re-payed.
622270
A hard money loan is a real estate collateralized loan based on the quick-sale value of the property against which the loan is made. Most lenders fund in the 1st-lien position, meaning that in the event of a default, they are the first creditor to receive remuneration. Occasionally, lenders will subordinate to another 1st lien position loan; these loans are known as mezzanine loans or second lien position loans.\n\nHard money lenders structure loans based on a percentage of the quick-sale value of the subject property. This is called the Loan-to-Value or LTV ratio and typically hovers between 60-70% of the value of the property. For the purposes of determine an LTV, the word "value" is defined as 'today's purchase price'. This the amount that a lender could reasonably expect to realize from the sale of the property in the event that the loan defaults and the property must be sold in a 1-4 months' time. This 'value' differs from an MAI appraised value.
636894
It is true, but you have to meet certain income levels.  If you don't measure up, they will offer you less.  They don't charge you interest, they charge a flat fee.  If you chose not to repay the loan on your next pay peroid, they will charge the flat fee over and over again until you tell them to repay the loan plus the flat fee.  If you can, find a better way.
840639
it's called student loans.
481656
A few are listed below -- you should be able to easily find more, since charging interest at a rate of over 300% per annum, they can afford to make an occasional mistake in giving a loan.
783181
Yes. They are private student loans. Low interest, great service. Distribute funds quick! Directly to you. Student-Loans.net provides a directory of all private student loan lender, spotlighting Astrive.