how do i find out if someone left me a life insurance policy?
607029
if your dad listed you as one of the beneficiary, you have the right to access the money. Call the insurance company for questions.
315638
When a life insurance policy is owned by someone other than the insured, the must prove an "insurable interest" at the time the policy is applied for. Also, even the policies that are guaranteed issue (no medical underwriting) still require the signature of the insured. If your signature is forged that would be grouds for the insurance company to void the policy.
675522
Contact your insurance company. Abond is a piece of paper kind of proof of insurance.
925306
My condolences about your friend and her loved one.\n\nI’ve linked to articles describing how to choose a life insurance and how to calculate how much life insurance you need. I’ve also linked to online calculators to help you figure it out. Deciding how much life insurance is enough is a very personal decision – what’s right for you might not be right for someone else.  I’ve also linked to an article about what to look for in renewable term life insurance.\n\nYour concentration on the life insurance company is a good idea, since your life or disability policy will only be as solid as the financial strength of the insurance company you choose. After you read the articles below and get a firm idea of what kind of policy you’re looking for, try visiting MostChoice.com. You can compare insurance policies online quickly and speak to multiple insurance agents working in your community – all without any obligation. It’s a quick and simple way to swiftly survey the local insurance market, and MostChoice provides information on more than 140 companies with A+ or better financial ratings.\n\nYou can find MostChoice here:\nhttp://www.mostchoice.com/life-insurance.cfm\n\nHope this helps,\nBarnes@MostChoice
15851
Some insurers have a MyInsuranceComany.com website of some sort, where you can find out what coverage you have.  However, I have never found them to be useful for specific procedures or tests.  \n\nUsusally, you end up having to call them and sit on hold while they look through their manuals.
1013464
The general answer is, "a reasonable period of time".  It can vary depending on the circumstances - if someone just goes missing, I believe it takes years before they can be declared legally dead.    I'd contact the insurance company as soon as you can locate it.  Regarding the bank account, as soon as probate court approveds the will, or appoints an executor, you'll have access to teh account.\n\n\nThere are no fees associated with an insurance claim.  Going through probate court, filing the will, and/or having an executor appointed WILL cost something, and if the court appoints an executor, they're allowed to charge for their services.
192780
If it is out of business, you can't find them.  However, all states have a State Insurance Board that handles claims, premium refunds, and anything regarding an insurance company that goes into liquidation.  Go to your state website, look for the State Insurance Board and you should be able to find some information on where that Insurance company's issues are being routed.
1067348
try contacting someone their and find out.
552798
To find out who gets the life insurance proceeds, you must look at your husband's policy. The beneficiaries are usually listed near the end of the policy.\n\nIf no beneficiary are listed, then death proceeds will be sent to his estate and from there on, the court will rule who gets what (unless your husband has written a Will).
926171
You should be able to contact the Human Resources office of your old employer, assumint they are still in business.  Considering that it was your plan, you are entitled to the information within.
137362
Here is some info on life insurance: http://www.insuremylife.org/info.html
389035
Since the policy was paid up, it is still valid.  Unless the company that sold it ended up in the hands of an insolvent insurer (which is very highly unlikely) there is a successor company out there somewhere.  \nThe best place to find out is the state insurance trade association of your state.  Their member insurance companies will likely know who the successor company is.  And, if that company refuses to pay out, you should contact the insurance department in your state.  They will contact the successor and force them to pay the policy.
942729
Life insurance is a policy that pays a specified amount of money after your death to a beneficiary, a person you choose. The amount of money the person receives depends on the type of life insurance you purchase. The amount you pay to the insurance company, the premium, depends on the policy you select.\n\nToday more than 200 insurance companies write life insurance policies in the United States. Not all insure cancer survivors. Those that do offer life insurance policies for cancer survivors usually require survivors to pay a higher premium.\n\nYou may not want life insurance now. You may not be able to afford life insurance. However, if you think life insurance would help you or your family, options exist for cancer survivors. Survivors who want life insurance should understand the different types of life insurance and how having had cancer affects the type of life insurance they can get.\n\nGet a quote & more information here:  http://www.insureme.com/landing.aspx?Refby=614500&Type=life\n\nTake care,\n\nRon @ InsureMe
159331
depends on a few factors. legally, an insurance company has up to two years past the point that your policy is issued to rescind (cancel) your policy, but only for specific circumstances. Most likely they will do an investigation to see whether or not you had pre-existing conditions and had a hunch that you had a terminal illness, and just waited to go to the doctor after you were approved. Honestly, it's going to be tough to win this one, but good luck and best wishes.
853574
Has someone died leaving you money?
180727
If you go to http://www.metlife.com/Applications/Corporate/WPS/CDA/PageGenerator and register, you can most likely see your policy and personal information (history, premium, profile, etc) online.
994898
refund any premiums? The answer is no. Unless you pay annually, they will return the 6 month premiums. Otherwise, they won't refund any premiums.\n\nThe only way to get all premiums refunded if all these conditions are met:\n1) You had the policy for at least 2 years\n2) The company finds out that you made false information on the life application. OR you report that you made false information.\nIf these conditions are met, then they should refund the premiums.