Where can I get a loan without a checking account?
595931
Several places.\n\n1) credit cards (revolving credit / high interest rates)\n2) specific product financing (many retailers or dealers offer to finance the purchase price of their product or service - also considered collateral based lending.)\n3) Risk-free loan (some banks will provide you with a loan secured by cash in the form of a CD, stock, IRA or other financial instrument\n\nBut I have to caution you a bit about running up debt before you've accumulated some savings. (Is that the case here?) The most fiscally prudent course when just starting out is to try to purchase things with cash to ensure you don't end up owing more than you can afford...
18360
Some retail and gasoline credit cards are not revolving (do not carry a monthly balance) and sometimes are easier to obtain than regular cards. Over time they can help establish history. If you don't have a checking account, open one. You have very little credibility with lenders if you don't have at least a checking account and preferably a savings account as well. Just as importantly, be sure not to overdraw your bank account. Bouncing checks sends a signal to potential lenders that you can't manage your daily finances and are therefore not a good credit risk.
1020284
All of those places that cash your personal check but hold it a few days before they submit it to your bank are a ripoff.  There are laws that limit how much interest you can be charged on a loan (basically they are giving you a very short term loan) but they get around those laws by calling their charge a service fee instead of calling it interest.  If it were interest the rates would be incredibly high.  A fee of 2% of the check that is held for 2 weeks is equivalent to paying over 67% interest on a loan.\n\nYour best bet is to not spend your money before you've earned it.
438181
Try a credit union or the UK equivalent of that
943821
The only way that you can is to have a cosigner (i.e. mom dad, bro or sis) I don't know of any bank that will loan to someone without proof of income.
460637
You don't have to have a bank account at the bank you want to get a mortgage from.  So just find a bank that has the highest interest and save there.  When you are looking for a mortgage, you get in touch with many banks to see which ones has the best option for you! \n\nSallie Mae has good first time home buyers programs.\n\nGood luck!
1063950
Follow the following steps: -\n1. Know a Bank which is easily assessible from your house, work place, college etc via a Branch or an ATM.\n2. Get yourself photographed, carry two photos to the banks along with a proof of your resident and if a gud sum of money to deposit initially.\n3. Ask for the Account opening form at the Bank.\n4. Fill the form.\n5. ask for the assistence from the Operator or the customer care officer.\n5. Get the form checked.\n6. If any problem refer point no. 5 again.\n7. Get the Account number and collect the cheque book as well.\n8. Also fill the ATM / Debit card form to meet your urgent needs for withdrawls.\n9. Send a thanks note to me when through.
354068
you can get a great card at www.entrustsystems.com/wow with no credit check and you don't even need a bank account
995600
Try www.prosper.com if you really want to borrow some money and a bank won't lend it to you.  However, if you are struggling just renting, it's unlikely you'd be able to make higher payments.  Try saving just a little bit of money - like 50$ a month in an account for a down payment.  Once you make it automatic, most people find they are able to do this and are able to move it up slowly.  Then you can check into first-time home buyers programs in your state, which can help you get a loan with as little as 3% down payment.  Check out the department of housing and urban developments info: http://www.hud.gov/buying/index.cfm
768891
The bank, just call them. Any bank if you do not have one. Bank of America for sure.\n\nWhat city/state are you in?
30781
Don't know about "extra" cash, or what you intend to do to get it, but you can apply for a simple-interest loan from http://www.cashcall.com if you have fairly decent credit.
647020
If you have the time, open a bank account.  There are those check cashing places, but they charge you A LOT to cash your check.
337891
The only one I can think of is your Check Cashing Outlets.\nThey make it easy for someone who does not have or cannot obtain a bank account. It usually costs about 3% of the value of the check but is an excellent option if you can't get a checking account.
266060
Try one of the online banks, for example: www.allstatebank.com,   www.capitalonebank.com,   www.ing.com
522230
BarNone.  You can find more info at barnone.com\nYou can also call them at 1-800-BAR-NONE\nThey offer auto loans exclusively for people with less than perfect credit.
314877
Go to your nearest casino and take out what is called a "marker".  You can get one for however much you need, and you get 30 days intrest free to pay it back.  They will ask you for bank info, so bring a voided check with you.
1088858
If you find one let me know.\n\nSeriously you either have to have good credit or collateral to get a loan.  Period.  Collateral means something of value they can keep or take if you don't pay that helps protect the lender from losing all their investment.\n\nThe closest thing to money without credit or collateral is a payday loan.  You can find them by looking in the phone book.\n\nBut before you do, realize the fees are so steep that many who use them end up owing a lot more than they borrowed.  Some states are trying to pass laws to put them out of business because the fees they charge are so high, and the people who use such services are the ones who can least afford it.\n\nA payday loan still requires you have a job and I'm not sure how they secure it, but I think they get your next check.  I've never used one.  Never will.