where can you get a loan when you have bad credit and no bank accounts?
597066
Honestly?  No established loan agency will give you a loan.  I used to work in a bank, and you are missing all of the basic criteria for a loan.  You need to clean up your credit, get a bank account, and be accountable.  What is the loan for?  There are debt consolidation organizations if you have a lot of credit card debt.  They will negotiate reduced APR so that you don't have to pay that much monthly and get you on the road to solid credit within a few years.  \nhttp://search.yahoo.com/search?ei=utf-8&fr=slv1-mdp&p=debt%20consolidation\n\nIf you have a retirement account, you can take a loan out against it for 50% of its value.  It has a one time fee, and their is interest but the interest is being paid back into your retirement account.\n\nThere are also organizations that offer free financial advice.  I once was in your shoes.  It is a horrible place to be, and I feel for you.  But I got myself out of there.  I created a budget, that I lived by sacrificing entertainment and convenience for about a year and suddenly I was debt free after 10 years of living under the burden.  The constant stress takes a toll on you.  It is worth getting out from under it.
1080162
You may find a tough time getting a loan from financial institutions with poor credit, even from SBA. SBA requires a number of factors to avail of their loans, and one of them is good credit history (see SBA Basic requirements http://www.sba.gov/financing/preparation... )\n\nIf you cannot get loans, try to get a loan from your parents, family and friends. If they cannot give you any, use your credit card. Credit card requires no collaterals but are an expensive source of funds. \n\nOtherwise, either downscale your plans and amount of capital needed; or wait until your financial situation improves.
85304
Well, more than 75% of the people throughout the country do carry bad credit and all of them get the loan from somewhere or the other so there is no reason why you can't. I'm a loan officer myself and has helped many.....give me a call if you like and i may be able to help you out.
884106
Loads of places - HFC bank are a favourite for unsecured loans. You will only need a guarantor if you are young and/or have a poor, or limited credit rating.\n\nOtherwise they are only too keen to lend you money but as the other answerer said - be ready for high interest rates and hefty repayment schedule.\n\nOff to buy Xmas presents already? Good luck..........
778350
If you've had a checking or money market account with a bank for awhile, I'd start with them.  That's how I had to start building my credit.  Take out a loan and pay it back with the money I got from the loan.  \n\nNowadays, it's tough to get a loan unless your record is spotless or you're getting a house at a rock bottom price.  Good luck.
156362
You can't.  If you have bad credit, you are a high risk.  You WILL pay more for a loan, PERIOD.
291534
You may find a tough time getting a loan from financial institutions with poor credit, even from SBA. SBA requires a number of factors to avail of their loans, and one of them is good credit history (see SBA Basic requirements http://www.sba.gov/financing/preparation/requirements.html )\n\nIf you cannot get loans, try to get a loan from your parents, family and friends. If they cannot give you any, use your credit card. Credit card requires no collaterals but are an expensive source of funds. \n\nOtherwise, either downscale your plans and amount of capital needed; or wait until your financial situation improves.
808666
Go to a bank, one that you alresdy have a relationship with would be a good start or you could try a site like LendingTree .com. Lending Tree will shop your application and get you multiple answers.
1081087
You should check out Brian Sacks' Website at:\nhttp://www.loanofficersuccess.com
973084
Do you have bad credit or just no credit history?  If it's the former your best bet would be to wait until your 'bad' credit drops off or is 'seasoned.'  If you just have no history - try and apply at Sears or local department stores.  Do NOT run up the cards!  Use them of course, but not more than what you can comfortably pay off in a month.  Once you have been paying on them for 12-24 months you should be able to get a car loan with your local bank.  If that is too long of time frame you may have to see a used car dealer that offers their own financing (BEWARE - the rates will be horrible and payments high for the quality of vehicle you get from such a place).\n\nAnother option would be to see if a friend or relative would be willing to lend you some money though this can cause serious problems if you fail to pay them back.\n\nGood Luck!
787003
Your best option is to apply for a loan at a local bank. If that doesn't work and all else fails, put it on a credit card-- but only if all else fails.
335342
Try going to a credit union.  They usually will let you sign for an unsecured signature loan if you at least have a steady job.
1185896
Vist www.nelnet.net. Inquire on the Federal Stafford Loan. That's what I did. I'm 18 with no credit and no cosigner. Mostly everyone is approved.
90159
If you have no credit, its almost like having bad credit. Nobody will want to finance you because you have no history. Your best bet would be to go for a HUD home. They will build a home for you or give you a standing home in good condition and they will work out a payment that meets your budget. It was designed for people in simaler postitions. There is also Section 8 houseing that you can look into. There are probably waiting lists for them. Other than that you could get a realitor to point you in the right direction.
245224
If you have the money, it is easy. But if not and you will ask for a loan, it will be hard and you may not be able to get the best terms of the loan. You will have little to no credit history, and that is always an impediment.
1113712
sure use the link on my profile\nlet it take you to the website that states this in its text\nWe have over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required.
590677
you can join a place where they compile a list of lenders and banks for people in your situation \nif you need more detail contact me