what do credit card companies look for in your credit report?
605706
Amount of credit you have overall, any missed or late payments, any arrears or defaults, whether or not you've ever been subject to an IVA - where you make an agreement with your creditors to pay of an agreed sum to clear a debt, usually done after debt collection agencies have been involved, and whether you've any county court judgements
913330
Your credit can change minute by minute.  It all depends on when companies that you have accounts with report to the bureaus.  When the companies report, it changes not only your payment status, but outstanding balance in comparison to high credit limit, # of months reported, and how long the account has been opened,etc and all these will affect your credit score.\n\nAlso not all companies report monthly when you are in good standing, they may report less often, so that good history my not show as soon as payments are made.
963701
Banks are not required to report to a credit reporting agency.  However, most all banks do report.  This problem is most common with small, local banks.  Most of the big banks report.  Further, there are three major credit reports - Equifax, Transunion, and Experian.  The large banks normally report to all three, but some of the smaller ones may report to only one or two.  You should contact your bank to find out who they report to and make sure your loan is reported to that agency correctly.
35744
AnnualCreditReport.com was set up by the big three credit reporting agencies in the United States(Equifax, Experian and TransUnion), to furnish free annual credit reports, as required by federal law. Under the Fair and Accurate Credit Transactions Act (FACT Act) consumers can request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies. AnnualCreditReport.com provides consumers with the secure means to do so. \n\nI suggest your credit report from only on of the reporting agencies, then 4 months later, check a different agency, then 4 months later, check the last one. So you'll be able to get a continues 4 month look at what might be appearing on your credit report.\n\nAnd remember, its absolutely free with no subscriptions or cost. You can pay extra for scores, but you don't have to. \n\nSource(s):\nhttp://www.annualcreditreport.com
831936
If it's tied to a business, it shouldn't show up on your personal credit account.  However, If it's a small business, the credit company may use your personal background to assess credit risk.
536858
There are 3 major credit reporting companies. They are:\n\nTRW (now known as Experian)\nEquifax\nTransUnion\n\nBut I think you may be referring to Kroll Factual Data...
925393
Yes it does.  Most companies tie in a credit check when authorizing a CC in an employee's name.  \n\nWould you, as a business owner, give an employee access to a company CC if they can't handle their personal finances?  They have less concern, especially if it's not their money.  Also, an employee with bad credit could abuse the company CC by paying for unauthorized items for personal use.  \n\nMost CC's I have gotten have the employee sign that the card is to be used for official company business only.  One I had allowed me to use it for anything I wanted, and turn in an expense report for the company purchased items so I could pay the bill.  So if I charged $500, and $200 was for the company, I would be personally responsible for the $300.  That way they can verify the company purchases immediately.
1048788
Not all employers check your credit history, but more and more are because they feel it's a good rule of thumb toward character, habits and trustworthiness. If you are deeply in debt, will you embezzle from the company? It depends on what type of job you are looking for. If you're planning to work with money, you may have an issue.
890580
Credit reports allow people to make informed decisions about others based on that persons actions (payment history, indebtedness...).  When it comes to credit reports, there is no such thing as a blacklist. Credit reference agencies only display factual information about people, most of which is provided by lenders.  They do not offer opinions about your creditworthiness (that is, whether you are likely to repay credit).  \n\nA blacklist is a list or register of entities who, for one reason or another, are being denied a particular privilege, service, or mobility.  The term blacklisting is generally used in a negative context, since it implies that someone has been prevented from having legitimate access to something due to the whims or judgments of another.\n\nThe major difference between a blacklist and a credit report is that a credit report does not tell someone how they should treat you while a blacklist does.  The legality of a blacklist depends on the context.
289213
The ONLY place you should get your free credit report from is  annualcreditreport.com.  I did it recently and they do not ask for a credit card.  This is in accordance with the Federal Trade Commission (see link below).
38996
Contact the three credit companies for a free credit report. With the new laws, each of them have to give you a free report once per year. the credit report will list every time anyone requested a credit report on you.
397930
credit reports are given by one of three companies Transunion, Equifax, and Experian. see the source link for your free credit report as provided by federal law.
489900
A credit portfolio is where credit card companies along with rental agencies, car dealerships, etc. go to see if your worthy of paying your obligations on time. I recommend going to www.annualcreditreport.com and requesting a free experian credit report to see what yours is about. You want to look at this at least once a year, if not more, to make sure no one has stolen your identity.
894761
There are 3 major credit bureaus that track your "credit record" or credit history, Trans-Union, Experian, and Equifax. You are entitled to recieve one free credit report from each of these bureaus every 12 months.\n\nIn addition to credit cards, your history will also include bills that are 30, 60, or 90 days past due, and any personal or school loans you have. It is important to start a credit history but that doesn't always mean getting a credit card. Debit cards are linked to a checking account and aren't listed on your credit history, but if you ever bounce a check and the merchant is unable to collect, this may wind up on there too.
236525
First u need a credit report.  and it in there with ith the few pages. IT should be in the first second page of the report u can get one at www.freecreditreport.com good luck
13758
Credit reporting agencies are required by law to keep your credit report as accurate as possible.  If there are errors on your credit report you have to write to the credit bureau and request the information be corrected.  If the error is with more than one credit bureau you will have to write to each of them directly to have them investigate the information.  Each of the bureaus keep seperate records so a seperate investigation is required from each bureau.  I suggest writing to the other bureaus (Experian and Equifax) and request they investigate and correct your information.
99654
No, if you have credit with the company they usually report monthly or so. If you get your credit report it will tell you what months you were late over 30, 60 or 90. When it goes into Collection...well, thats a red flag. They have a section on your credit report for things like that and bankrupcy.