Is it possible for a 15 year old to have a credit card?
607534
It would be good for you to start understanding how credit cards work and learn the discipline of managing it properly. Your parents could probably get you a card with a very small starting limit of $50-100 max. It would help you get under way with a credit history and also understand the penalties that you could get with overdraft and late payments. Go for it, but cautiously
560060
Try first permier bank. They offer credit cards to every one. High APR though. However you can also take a secure credit card i.e. you deposit 2000$ in the bank and they give u 2000$ credit limit. Ones u have this for a few months then you will get a good credit and you can get other cards.
907040
There is no such thing as an online credit card. A credit card is a tangible object that you can use online. Do you mean a credit card you can apply for online?
1108428
dont think there's an age limit
1147170
You should be able to get a credit card from just about any bank that offers a VISA or MasterCard.  Look in your local Sunday paper or on line to find a card with either a low interest rate or no annual fee.\n\nIf this is your first card, keep your credit limit to $1000 or less.  This way, you won't get into trouble by over-extending yourself.
707410
The company doesn't know how old your daughter is.  They probably bought a generic mailing list, ran a cursory credit check and found no major negative information and mailed out an offer.\n\nIf your daughter were to seriously fill out the application, and give true information on her date of birth and/or social security number, chances are she would be declined.  Or they would ask her to 'reapply with a co-signer'...code for "get mommy or daddy to apply for the card and give you permission to use it."\n\nLegally, nobody under the age of 18 can be held repsonsible for a legal contract (credit cards and other purchase agreements fall under this heading) because it is assumed that a minor does not have the education and life experience to make a properly informed decision.\n\nMy advice would be to just shred the application before putting it in the trash. You don't want someone picking through the trash and fraudulently getting credit in your daughter's name, either.
1127877
i am pretty sure you can go to any back and open a young savers account, but i do not think you can open a checking account until the age of 18, which in turn means you cannot use checks until then
34009
The easiest credit card to get is American Express Blue for students. It has a limit of $2500 and they give it to you right away. Just apply and in one week you have a new card
134616
i think so because they require credit cards for purchases. try asking help from your parents if you really like an item from ebay.
1112157
yes i was 12 when i got a credit card and my own bank account
999783
Most banks will open an account for you, however a credit card is an extension of credit which the application is a legal document.  The bank must follow the law that governs your state.  State law dictates how old you must be to sign a legal credit agreement.  Each state is different.  You will need to contact your bank.
589784
A credit card, such as VISA or MasterCard, allows you to pay for sales or services by borrowing against your line of credit with the credit card company and to make monthly payments on the outstanding balance. A charge card, such as American Express requires payment in full each month of the outstanding balance charged to the account. \n\nAs for who is eligible to obtain it....that depends on the specific creditors requirements although one cannot not be a minor.
336244
Debit cards and credi cards are differnt. Credit cards allow you to buy something now, pay for it later. Debit cards take it directly out of your account. (Like a check) Also, she may have had her parent's sign for her to get it. I'll give you some advice: Don't get a credit card this early in life. Wait until you have a wonderful job and a lot of financial smarts.
1158309
If u are a Citizen of Iran and if there is a Bank that provides Credit cards .. then for sure u can get a Credit Card ....\n\nIran cannot issue credit card but Iranian Banks can issue u a Credit card
183973
You would probably have to start out with a secured card, or try getting a store card to build a credit score.  Then as long as your credit score is good you can get one almost anywhere.
333654
you can't get a loan. With little or no credit you'll have to work on your credit first. Working is a way. Don't apply for too many cards, store credit cards, credit cards such as visa.  If your cool with your parents, maybe have them co-sign or have them put you on one of their cards to help with your credit. But it takes up to 2 years to establish good credit. Trust me I know.!! : )
470426
some cash and change, my school id and drivers license, my voter's registration card, and some other stuff that i can't think of at the moment, but...i don't have any credit cards. i'm 22, and i don't want one and i don't ever plan on getting one. they cause nothing but debt and i don't want to go through my whole life with credit card bills, and i just really do not want them. besides...i already have a school loan, and by the time i finish college in a few years, i'll have even more money racked up on it than i do now, and i don't want to have to add credit card debt to it