what type of student loan also supplement's for living expenses.?
605689
Almost any loan can be used for living expenses, since living expenses are built into your Cost of Attendance.  \n\nSee, at the start of every award year, your Financial Aid Office will set a "Cost of Attendance" for each of its students (it's sometimes also referred to as your "budget").  Your budget is a specific dollar amount which is meant to reflect the educational costs of students in your cohort (your program, your year in school, etc. -- people like you).  Most budgets include items like tuition [of course], room & board, transportation, books & supplies, dependent care [where applicable], and a "reasonable allowance" for personal expenses. It can even include a computer!  Obviously, your financial aid is meant to *first* be applied to billable charges like tuition, fees, and dorm charges (if you live on campus) -- but once those are covered, you can get as much financial aid as you need, UP TO your pre-set Cost of Attendance.\n\nNow, if you've reached your COA and you still need money for other expenses you will need to either \n(a) ask your Financial Aid Office to increase your budget [which they may not always want to do], or \n(b) borrow a loan that doesn't need to be certified by the school.  \n\nEducational loans that don't pass through the Financial Aid Office DO exist, though I hesitate to recommend them because they generally have not-so-great terms and interest rates.  You can check out the list of private lenders on finaid.org and see if any of them allow you to request that a check be mailed directly to you: http://www.finaid.org/loans/privatestudentloans.phtml
117770
Talk to a financial advisor.  THat is just the reason they are around.  The will project the tuition at the time he will be there, and tell you how much you need to put back each month.
660445
Absolutely.  Plenty of people have 2 loans.. some have 20.  Of course, there are limits to how much Federal aid you can get (annual limits as well as "lifetime" limits), but if you have only one degree now, chances are you haven't come close to these limits.  \n\nUndergraduate ANNUAL loan limits for Federal Stafford loans are as follows:\n\nFreshmen: $2,625 \nSophomores: $3,500\nJunior/Senior/Fifth-Year: $5,500\n\n*Independent* undergraduates are eligible to borrow additional unsubsidized Stafford loan funding: $4,000/year for Freshmen/Sophomores and $5,000/year for Juniors, Seniors, and fifth-year students.\n\n{Note: The annual Federal Perkins Loan limit for undergraduates is $4,000.}\n\nGraduate ANNUAL loan limits:\n\nLoan limits for graduate students are much higher. In general grad students are eligible to receive $18,500 per YEAR in Stafford Loan funding. $8,500 of this amount can be subsidized.\n\n{Note: Perkins Loan limits for Graduate students are $6,000.}\n\nHealth professions students (and, in some cases, students in teacher certification programs) are eligible for additional Stafford loan funding. The amounts for this, however, vary by course of study. For specifics, see the link below. You will notice that, for some students, their annual limits are HUGE.\n\nAGGREGATE (overall/lifetime) Debt Limits:\n\nThere are aggregate ("overall") debt limits that MUST be taken into consideration when calculating a student's eligibility for these annual limits. A student would become ineligible to borrow student loan funding those funds would exceeded his aggregate debt limit. Stafford aggregate limits are as follows:\n\n* $23,000 for a dependent undergraduate student,\n* $46,000 for an independent undergraduate student (or a\ndependent undergraduate student whose parents do not qualify for PLUS loans), no more than $23,000 of which may be subsidized.\n* $138,500 for a graduate or professional student (including\nloans for undergraduate study). No more than $65,500 of this\naggregate amount may be in the form of subsidized loans.\n* $189,125 for graduate health professions students, no more than $65,500 of which can be subsidized.\n\nNote: Federal loan limits are set to be increased beginning with the 2007-2008 academic year.\n\nFinally, even if you have exceeded your Federal borrowing limits, most private lenders will allow you to borrow a private loan up to the cost of your education less any other financial aid that you had received. In some cases, some private lenders will allow you to borrow education loan funding in excess of your direct costs.
840639
it's called student loans.
584484
FYI: I solved my school tuition cost problem by working for an employer who offers 100% tuition reimbursement.  Also, did you know that some student loans are forgiveable if you work in an improvished area for a designated amount of time.
630266
go here...\nhttp://loans.mamayek.com/studentloans.html
119367
I depends on who he works for, where he works and how much he works. Remember, he still has to pay for insurance, staff, building rent, pay for equip. etc. Also if he is fresh out of school, he may be payng off student loans.
243889
Did you do the FAFSA form.  I am kind of in the same boat.  I didn't go to school and I worked instead.  Now my FAFSA info will be based on my income of 20,000 even though if i go to school full-time I won't be making any money.  We should keep in touch and encourage each other.  I hate feeling like I have an "impossibbility complex" over something as simple as going to school.  If you can work out something to get through your first year, you will be eligible next year.  Take student loans, it should be worth it.  If you click my name, there is a link on my profile to send me an email.  Feel free!
314551
which country do you want to go to universty in. some countries have student loans also they have grants\nthe uks website is dfes.gov.uk. i can really only give u uk info. i wish i could help more. t
951718
You can talk with your university about getting a computer loan. I had several friends that got their computers this way and didn't have to pay back the loan until they graduated.
568637
The general rule of thumb is that your monthly student loan payment should not exceed 8-10% of your monthly income.  Try the loan repayment calculator of FinAid.org; it allows you to punch in your debt and receive both a report of your monthly payment AND the annual salary required to comfortably make that payment: http://www.finaid.org/calculators/loanpayments.phtml\n\nA lot of people will tell you "none," but these days debt is sort of a fact of life... car loans, mortgages, credit cards.... These types of monthly payments are things that we simply accept because of a certain lifestyle that we choose to live.  I would hope that students would place their college education at *least* as high-priority as a car.\n\nThat said, the average U.S. undergraduate student graduates with roughly $19,000 in debt, so if your aggregate debt is somewhere around there, you'll probably manage just fine.\n\nIf it looks like you'll end up graduating with more than that, it's really up to you to determine how much is too much for YOU.  Take a realistic look at the career prospects of people with your degree in your major -- how much do other graduates in your field make?  If it isn't much, take a look at *yourself* and ask whether a few years of modest living is worth the long-term benefits of having followed your dreams.  Perhaps you aren't opposed to the thought of taking an unrelated job while you gain the experience and financial resources necessary to wholeheartedly pursue the career that you studied for.\n\nDon't forget that there is a lot of solid data to support the fact that college graduates earn a lot more over the course of their lifetime than those without degree.  \n\nAll this said, there's no reason not to apply for as many scholarships as you can.  Try any of these: http://www.finaid.org/scholarships/other.phtml
796301
Hello there,\n\nYou still do have many options, but i would need to know more information in order to accurately give you a suggestion..\n\nYour in a situation that alot of students find themselves in these days with such high tuition rates..\n\nWhat i would have to do is take a closer look at your situation and then advise you from there..\n\nI work with Student Aid Lending, we are a nationwide title IV lender administered by the Department of Education... I would be happy to assist with your federal student loans... \n\nTake a look at my yahoo 360 profile.. There is alot of helpful information there for anyone to view.. You can also find the direct link to my website..\n\nhttp://360.yahoo.com/my_profile-hluduhmi...\n\nIt is actually a VERY SIMPLE process, it can be completed in 10 minutes over the phone and internet...\n\nFeel free to call or email me at any time.. Im available at all times to answer any questions or concerns you may have..\n\nI hope this helps!\n\nJason Fry\nStudent Aid Lending\n1-800-964-0642 ext 114\njasonf@StudentAidLending.com
64835
Apply for a gsl (guarnteed student loan)\n\nIt's not a crazy amount of money but it helps if you want to do work study too, some of the money comes out towards your loans and some goes cash in hand\n\nTheir are always loopholes around it, My parents didn't have the credit either and I went to financial aid office and they sent me in the right direction and my loans were in my name without a cosigner....Don't know if that helps but goodluck to ya
1037556
yes....some banks will give you loans for that....world savings has a program for that
1131335
If you have an education background and teach in a head start program they will assist in loan repayment.  If you have a medical background there are alot of loan repayment programs as well as sign on bonuses just for coming to work for them.  One thing you can read the back of some student loan disbursment paperwork from your school and there might be some listings on there.
995013
Have you applied online with FAFSA?  There are loans that students qualify for, government and bank loans for new borrowers.  There are scholarships on Fastweb also for many different types of students.  Many loans/scholarships are designed to help pay living expenses while a student is going to school.
1162580
"Generally international students need about $ 7,000 to $ 12,000 for living expenses, including such things as rent, food, transport, entertainment, electricity, telephone, clothing etc. If your spouse is accompanying you, add about $ 5,000.- or if your child is coming add about $ 3,000. This does not include costs of purchasing a car or furniture."\n\n(Currency is Australian Dollars, and I think $AUD1.00 ~= $US0.72)