i am new to vermont. what are the requirements,laws ,process of buying a home in rutland vermont.?
603665
To buy a home, the requirements depend on the mortgaging bank.  They can have points, but they can also have no point programs offering higher interest rates.  Inspections are not mandatory, but I'd have one done, especially given the high housing costs at the moment.  Attorneys are not always necessary, but I would suggest it - a notary public must sign papers from any online mortgage transaction--town clerks usually will do it without issue.\n\nAppraisals are necessary and arranged by the bank.  (My last appraisal cost $300.
191033
The following  link will help you out. It has many different calculators on it pertaining to home buying. It gives you "How much can I afford" and "How much can I borrow" info as well as things like "Rent vs. Buy" options.\n\nGood luck with your home search!!
1102261
If u wana buy a home in georgia u can search in ads in newspaper or internet.\nu can visit this website\nhttp://www.homegain.com/local_real_estate/GA/georgia.html
779650
That information goes town by town. Call town hall or check the town's website for your municipal code. Generally you do have to be a resident of the town (or willing to move their), but in some towns make an exception if they have a hard time finding someone and will open it up to residents of the county. I have never heard of it being open to anyone in the state though.
121907
I don't know the laws in your state or where you are, but where I live it would be deemed illegal.  Here you can take the prospective buyer to the house and tell them the basics, such as it's a three bedroom, two bath house... but you can not physically take them in and show them the property. You'll need to research the real estate laws in your state.
600980
Contact a commercial Real Estate Agency and give them a list of your requirements. They will find the properties for you.
305326
My advice would be to contact the Attorney Generals Office of Vermont and speak to someone there.
896057
Go to Vermont and take your pick
213114
Include Applicant's name, loan number, and address of home to be purchased if known, otherwise you a tbd address.  Then it should look something like this:\n\nI,____________(Doner), do hereby certify the following:\n(1) I have made a gift of $_____(amount) to __________(recipient) Whose relationship is:_________(relationship)\n(2) This gift is to be applied toward the purchase of the property located at:___________________(property address)\n(3) No repayment of the gift is expected or implied in the form of cash or by future services of the recipient.\n(4) The funds given to the homebuyer were not made available to the donor from any person or entity with an interest in the sale of the property including hte seller, real estate agent or broker, builder, loan officer, or any entity associated with them.\n(5) The source of this gift is:____________(source)\n\nInclude\nDonor signiture and date\nDonor name printed\ndonor address\ndonor phone number\n\nBorrower signiture and date\nCo-Borrower signiture and date\n\nInclude a disclosure stating that the signatures above indicate that we fully understand that it is a Federal Crime punishable by fine, imprisonment, or both knowingly make any false statement concerning any of hte above facts as applicable under the provision of Title 18, United States Code, Section 1012 adnd 1014\n\nInclude evidence of Donor's ability to provide funds and evidence of receipt of transfer of funds with this letter
1137316
That's actually a few questions. Let me see if I can sort out some of them for you.\nPlease keep in mind that I am not the law and all I am about to say is my best guess after 25 years of living here.\nIn Alaska there are several definitions of Resident.It varies depending on what you want to do.\n Register to vote, 6 months.\n Hunt or fish, 1 calender year. \nApply for the Alaska PFD 1 year.\nApply for State land lotteries 1 year.\nThey are all a bit different so a person needs to check with the appropriate agency.\n\nRemote Land Parcels are available and costs vary.I'm pretty sure the residency requirement is 1 year. None that I'm aware of are free even if you apply and are selected.\nhttp://www.dnr.state.ak.us/mlw/landsale/\n\nI don't know anything about not paying taxes if you agree to move here and develop a parcel but anything is possible.\nWhile there currently is no state income tax(the politicos are trying to change this as I type) we still pay taxes on about everything else. i.e. personal and real property,gas,hunting fishing ect.. Sales tax varies by community just like every place else.\n\nTry to keep in mind that there are reasons that Alaska is the largest state in the union and has fewer residents than most small cities in the lower 48.About 600,000 people live here total. Mostly that reason is COLD UNIHABITABLE ACRES millions of them. \nIf you look at a AK map it's essy to see where most people live. And to live there you have to do ALL of the same things you do anywhere else. Except maybe put up with as many neighbors.\nI hope that helps. I know it doesn't answer all of your questions but if you go to the state link below they should be able to help you with the rest.\n\nD
856386
Heres is some advice! If you are looking to purchase a home, first get pre-qualified. If you log onto http://www.justgetaloan.net we can get a you a fast free pre-qualification with access to great service,programs and low rates. Getting pre-qualified will let you know how much you can afford. Also when dealing with a realtor the realtor will work harder for you knowing that they have a real client. Many people want to buy homes, those who have the ability are the ones realtors work for. Also it will give you buying power. I.E. Seller is selling home for 200k you have been pre-approved for a mortgage up to 190k the seller is more likely to come down on the price becuase you have been qualified for the mortgage. Its like your walking around with a blank check. Feel free to log onto the site http://www.justgetaloan.net also you can contact me at 866 530 7300 ext 7305 or by email at jfreeman@justgetaloan.net
94347
check out homes and land magazine or on the web.\nThere you can find out the info you are looking for
221657
If u r making u r own house: Change as per vastu rules.\nIf u already own such a house: Make some structural changes.\nIf u r staying in such a rented house: No problems if u dont stay there for more than 5 years.\nIf u r buying such a house: See if u can make some changes.\nThe best option is to buy or build something called a Studio in the US or West. A studio is nothing but an empty flat without any walls. So u can make wooden walls and make changes as and when you like. For example if you are attracted to Vastu now, so u make u r studio wooden walls like what vastu says. Then after some years if u feel like using Fengsui then change the wooden walls!!!!
321762
Ours has been discharged now for about a year and a half and we are in the process of purchasing a 4 bdr, 2bth home. So far we have the home but are now looking for a piece of land to put it on. All we had to do was show proof of discharge and what all was paid off in it. Since you have no money to put down I would check around and find out what ya had to have down. If you had to have a down payment I would try to get a co-signer, or look into FHA, HUD or Section 8 or any Government loan programs to see if I could get help from any of them. Good luck and wish ya the best..... :0)
667328
Hello,\n\nCongratulations on deciding on a long-term decision right at the outset of your career.\n\nBy deciding to buy your home, you will do the following:\n\n1. Stop paying someone else's mortgage.\n2. Build your own equity.\n3. Since you have a good income, you will book the tax benefits.\n4. Fix your monthly payment on living in a home for your lifetime (based on your mortgage).\n\nThe Process:\n1. Check your credit by yourself. Try to work on any cleanup that you might need to do (like some irregularities in payments or any other incorrect reporting regarding your credit history. A good Mortgage agent should be a great help and be able to do everything for you. But some mortgage agents might use this for a rip-off.\n2. See if you can identify your objectives, needs and wants. Like, if you want to live close to downtown, a new home, a nice neighborhood, commute, lifestyle etc.\n3. Find a good Realtor who will help you understand your objectives, needs and wants and put them in perspective so that he will help you identify the home you will want to live in.\n4. A good Realtor should be able to take care of the entire process. You have to zone into your dream home out of the Millions of properties available out there. You will also have to identify your constraints in terms of finances, having a Realtor will give you all these ideas.\n5. It is very important that you pin your requirements, it will make the process of selection very easy.\n6. The process itself.\na. Find a Realtor.\nb. Find a Mortgage Agent.\nc. Find a house.\nd. Once selected, make an offer.\ne. If the offer is accepted\nOrder inspections, title reports, HOA docs if it is a PUD / Townhome.\nFinalize Mortgage.\nRemove Contingencies based on investigations.\nGet ready for sign-off.\nSign-off\nDo a walkthrough inspection\nFund your mortgage\nGet your Keys\n\nYou may want to browse on the internet for some more preliminary understanding.\n\nDisclosure: I am a Licensed Realtor with Century 21 in San Jose, CA.
339992
I have never done it before but when I spoke with my Realtor, he suggested the below website.\nHope this helps..
651803
I needed the same information and consulted a lawyer to get it.  It's more expensive, but if you are interested in buying property, it will save a lot of trouble.