Are repo company susposed to follow f.d.c.p.a. laws, if not what laws are they suposed to follow?
597520
Yes, any company that collects debts is subject to the FDCPA. It states that a debt collector may not make "The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action." It sounds like it is entirely possible that they do intend to seek a warrant for your friend's arrest, so I don't see how it would be illegal.
682233
Try here:\n\nhttp://www.repo.org/WebFront/index.asp
1046413
The law is contradictory on the point.  On the one hand, fair use legislation allows it.  On the other hand, the DMCA legislation prohibits defeating copy protection.  The courts have been leaning in favor of the movie studios, but the issue is not fully settled.
472150
False in US the automobile is a good -- so it is governed by section 2 Of UCC(uniform commercial code) sale of goods. However, If there are some ambiguities as to the code the common law will govern.
713578
DEAR ADVOCATE,\nSEC156 IS OMMITTED.\nPLS VISIT THIS SITE\nhttp://www.companylawinfo.com/colawinfosite/statutes/comp_act56_amendments/index.shtml\n\nEVERY COMPANY HAVING MORE THAN FIFTY DEBUNTURE HOLDERS SHALL KEEP AN INDEX OF THE NAMES OF DEBUNTURE HOLDERS AND WITHIN 14DAYS AFTER MAKING ANY ALTERATION,MAKE THE NECESSARY ALTERATION IN THE  INDEX. AFTER GIVING NOT LESS THAN 7DAY'S PREVIOUS NOTICE,A COMPANY MAY CLOSE THIS REGISTER FOR A PERIOD NOT EXCEEDING 45DAYS IN EACH YEAR BUT NOT EXCEEDING 30DAYS AT ONE TIME(SEC154)\n\nTHE COURT HAS POWER TO RECTIFY THE REGISTER OF MEMBERS IN CERTAIN CIRCUMSTANCES(S.155) NOTICE OF RECTIFICATION SHOULD BE FILED WITH THE REGISTRAR(156)
1112075
when a new law (usually a health/building code) passes any existing structure /property does not have to conform to the new law until it undergoes a major renovation. you cant really "have" property grandfathered. it either is in compliance or it is not.
70631
Yes, It is basically the same thing with the exception that by repping a product, it becomes legal. Just like paramid schemes, you have to work the system and sign up other people to make any money. If you can sell, and the product attached to the network is not stupid, you can make a lot of money in network marketing. You just need to find people to buy in under you. Sound familiar?
1060309
I think it depends on the business. Is it a financial institution? Mortgage company you are talking about? \n\nIn that case, I believe it is in the UCC which is a Federal Document.
267022
Your State's Federal offices should be able to point you in the right direction. You may also want to consult an attorney before doing this as a non-profit is extremely complex to implement and maintain
12266
No, you would be violating the Anticybersquatting Consumer Protection Act.\n\nhttp://www.keytlaw.com/urls/acpa.htm\n\nIt may be legal, however, if you have a legitimate trademark already with the same name.
475040
I work in collections so I deal with wrecker and repo companies all the time. Best experience is when everything goes off without a hitch. Worst is when there are numerous problems such as when a repo man broke the drive shaft of a repo (he paid for the repair).\n\nYour husband and father may want to look into doing repo work on the side. Depending on the state, they will need to be licensed, bonded, and insured before most banks will use them. However, they already have the equipment (tow truck) and a lot of the know how. My repo companies charge $250 plus for a repo which is a lot more than I pay for a regular tow if I pick it up myself.
365460
I can locate them for you. Not for free though. I just sold my repo company.lol.If you want contact me and we can discuss.
485012
Okay, most of you have no idea (or only a partial) idae of what your talking about. First things first, Yes they must give you there actual address end of story, failure to do so contsitiutes violation of the FDCPA. Now about cease and desist letters and forwarding. A cease communications letter (CC) simply states that you do not want us to contact you again requarding the debt- you must state wether it si to be written, verbal or both. Otherwise it will be assumed it is verbal. This doesn't stop the collection activity, it simply means we cannot call YOU for information. We can call your family and nieghbors to get information- But we can only call them once, and only ask Where you live, your phone number and place of employment (POE). We can only call more than once if we believe they lied and can prove it. This is under section 805 of the FDCPA chptr 8.  We can only call you again to advise you of specific actions we are taking, ie a law suit. A CC doesn't cover any new account turned over, only old ones so everytime a new acccount comes you mest send another. \nCollection agencys will not just send out other accounts to competitors in the area, is inneffective- they will simply sue if they get the info, or abondon the accoutn if the balance is too small- but the biggents thing to remember CC letters make it so we must sue you to collect, and we can get ifo in a whole lot of diffrent LEGAL ways.
962078
A company's raison d'etre is almost always profit motivated. Listed companies under pressure to reap profits, are further accountable to their shareholders, who expect dividends and capital returns from their investments (Stocks, Shares, Unit trusts, and so on.)\n\nSecondary but of equal importance, is the required compliance to various regulations of the Country, Stock exchange, Companies Act and any other provisions laid down by the Government.\n\nDoing business in all countries including England and US, require regulatory compliance on all forms of mass media. \n\nWhilst regulatory requirements of national security of concern in capitalist markets, the main motivation comes from trade protectionism enforced through federal and/or state legislation.\n\nChina, on the otherhand, has a political system which is very much intergral to the free market policy. So long as the Status Quo is maintained with the existing power structure of governance not under threat (perceived and real), all other functions play second fiddle.\n\nChina's laws happens to be more glaring that they uphold the Collective over Individual freedom.\n\nThe reason of political sensitivity is specific with no uncertain terms, backed by severe penalties, dubbed by media as the Great Firewall of China. General context (2)(3)(4) to provide on the severity of the issue.\n\nThe regulations are spelt out in “2. Censorship by Internet Content Providers: Delegating censorship to business”, paragraphs One through Six. (1)\n\n\nAbridged: Notably Paragraphs Three through Six are specific, with One and Two, providing provisio as follows:\n\n- Para. Three, and Key to it, places the Action and Onus on the business to police the site on behalf of the government, “taken down manually by company employees.” “To date, Yahoo! is the only Western company known to have signed the pledge (as will be discussed further in Section IV, Part 1).”\n\n- Para. Four, provides for any breaches to employees and Company that may result in revocation of the company’s license. To avoid a breach, services maintain lists that will raise a red flag for manual removal.\n\n- Para. Five, refers to search engines similarly follow suit. Additionally, “the user is prevented from knowing that the forbidden content exists at all. This is a deliberate choice made by the operator of the search engine.”\n\n- Para. Six, contained within the notes.\n\n- Para. One, spells out the purpose to place accountability on private business to prevent politically sensitive and objectionable content information.\n\n- Para. Two, requires licenses to be displayed.
797082
The Uniform Commercial Code seems to regulate commercial loans with collateral (i.e. business loans).  Personal and real property loans (plain common law contracts) are governed by the state, as they are individual loans.\n\nGood Luck
498208
There are laws concerning repossesing vehicle, but the laws generally deal with who can do the repo-ing and when they do they have to report it to the police. (This varies by state, check your local laws to be sure.)\n\nAs far as when the company can reposses, you will have to refer to your contract. Most auto finance contracts state specifically when collection and/or recovery efforts can take place.\n\nMost contracts state that when you are late (even 1 day), you are in default (you didn't hold up your end of the bargain). Most of the time, any time you are in default, the company reserves the right to recover the vehicle. This is a very good reason to READ THE CONTRACT BEFORE YOU SIGN IT.\n\nThe good news is that the finance company really doesn't want your vehicle, so they will work with you, most of the time, to resolve defaults. Most finance companies offer "skip a payment" plans, or something to that effect so that if you know you are going to have a problem with one payment, you can call them up and ask to put that payment at the end of the contract (this will cost you more in interest).\n\nI would guess that if you are current on your payments, they will not come and take your car. But, you could always call and ask them to be sure.
645182
FALSE..they are void or not enforeable because the subject matter of the contract is an illegal act (in those states where it is illegal)