any of you rich folks out there have tips for saving and making money?
608122
Live under your means.  This means you might be driving a car a lot longer than you might choose to, but if you own it outright, that is saving you car payments.  Don't eat out as much.  Be smart about debt.  Pay off as much as you can toward your credit card each month.  This really hurts in the short term--you have to cut using the card AND make bigger payments.\n\nIt took me a long time to get in front of the 8-ball myself.  I am not rich, but I don't owe anyone any money except for my mortgage.  My mortgage is low and I am making accelerated payments toward principal with the goal of owning the house outright in 3 years.  My car is 13 years old and isn't exactly pretty anymore, but I haven't had a car payment in 10 years.  I can take months off at a time without working because I have such low debt.  That in itself is a huge security.  Living paycheck to paycheck sucks, you never feel in control of your life.  Start taking control, every dollar you can save can go toward your debt and get you on that road to being debt free all that much sooner.\n\nGood luck!
33412
One of the easiest ways to learn without spending lots of money is to get on the mailing lists of people already making great wealth online. You can start at the link below. It's not mine but I sure wish it was.
51577
Start young and put 10% of your annual income into some sort of IRA or 401K. Keep your investments within those vehicles aggressive. Over time you'll be surprised how the compounding effect adds up. But, start early and be absolutely disciplined about it. \n\nAlso, at some point, when you have some cash, buy property. Nothing builds profit like property.
678818
Education is very important, but that is not how you become wealthy. The secret of the rich is residual income. You cannot become wealthy trading time for dollars. The rich value their time, the not so rich value money. The rich pay us money to work 40 hrs a week while they play, enjoy their families, etc. (You've never seen a bentley stuck in rush hour traffic). While we're at work teed off, they are on the course teeing off. Once I learned their secret, I found a way to get me some and it has changed my life. Only 3% of the population gets paid through residual income, and the other 97% works for them. My residual income with TNI, a home based business I have been with for less than 2 yrs, will surpass my income and pension in the legal profession. I wish I had known about this 3 degrees and $76,000 school loans ago, but I know now. I hope this helps. Stop trading your time to build someone elses dreams. Put your time/effort to work for yourself, leverage off of the work of others, and you will become wealthy. See you at the top.
594255
We can't really help you with a way to become a millionaire fast, if there was such a way we would all be millionaires. It's true that some people get lucky by being at the top of a pyramid scheme, building the first million dollar homepage, or winning the lottery. In time though, many people can make a million dollars. If you're like most people, than you probably don't make enough money to just work and save and get there. What you need is investments. Real estate is a good investment because it gives you leverage. That means that you could put down only $30,000, but be earning equity (which is like interest) on an investment of $300,000, even though it is still the banks money, you reap the reward. That's a good place to start. From there you can invest your equity in a diverse portfolio of low risk mutual funds and high risk, but higher return stocks. You could also by more real estate. I know its not an easy answer, but those are usually scams.\n\nI think you should try to be happy without that million dollars. An affirmation that has helped me become wealthy is to constantly tell myself that I have enough money, that I am rich, and to back that up by giving money away. Doing that I went from minimum wage to $120,000 per year and growing. Taking action and finishing college helped too, but I really believe in the power of positive thinking. I hope this helps.
598538
rob a bank?  Don't do it! You can't get rich quick, period, all those schemes you see on tv are scams. the only way to get rich quick is to win a lottery. good luck
298305
Well i am no expert but i have done fairly well in the stock market following something rather simple.\n\nI invest in 2 diffrent ways.\n\n1st What do people do at all times?\nThey get married,divorced, children born, loved ones die, get a new job, get fired, buy a house or lose it all. \n\nThey drink. I have invested in booze rather well. It's not something that is going to make you rich but it will be safe and keep up with inflation. It's like plumbing, people might quit smokeing or drinking but nobody is going to quit hitting the head.\n\n2nd i have invested in what the military is useing. The company that makes medals and makes uniforms. Gerber Blades and Leather man Paratools. Everyone has one. General Dynamics makes alot of the communications and electronics for tanks and troops. ect.\n\nI'm not rich but when i retire i can just live and spoil my grand children.\n\nOne more. Invest in yourself. Going to school and buying land. Own a home. Own your car. Invest in things that you enjoy collecting (I collect coins). Get a good retirement fund. (I use TPS, it's the government reitrement program for Federal workers). 15% per paycheck.\n\nGood luck. Start early and stick to it.
11958
I went to a business seminar and Phil Town taught people how to make at least a million in 10 years using the stock market.\n\nHere's a link. http://www.philtown.typepad.com/
248086
Repeat after me: "It's not how much money you earn, it's how much money you keep."\n\nIf you only focus on the earnings part of the formula, you will miss half of the equation.  You have more control over what you do with your money.  If you spend less on useless/worthless crap, you have more money to put to work for you.\n\nTry reading about budgets (I know, BORING!, but crucial!) and living below your means.  The Motley Fool is a great resource for learning about personal finance (fool.com), so is your local library (FREE!).\n\nOne last thought, high returns often come with high risk.  If your goal is to get rich quick, be prepared to get poor quick first.  I prefer the get rich slow method.  I use rental real estate, mutual funds (Vanguard.com), and individual stocks (interactivebrokers.com), but first I invested in my education, and then cut my expenses drastically.  I suggest you read more and think about doing the same.\n\nBest of Luck
159843
Learn to spell...\n\nFastest way to make money and big money is to do something really dangerous with little chance of survival.
182843
Read the article below.  The most important thing to remember...live like a millionaire!...live simple and save!
211811
Try your luck at lotto or Vegas.  \nThe best advice is to not get into a situation where you need money fast.  Get a job, work hard, save.  Then you get money fast by stopping by the bank.
391290
Wanna know how to get rich? \n\nGo out and work very VERY hard. You might get there.
575507
If you continue to do the same thing you will never earn a lot of $$$$, because service or job is for the beginers only. You need to start your business to be a real rich person, i don't want to show you dreams but i am telling you the truth. I am sure now you got an enough experience in the job you are doing so go ahead and start your business. I know you might not be having money to do it this time, so start saving and do remember to invest your savings in stocks till the time you start your business coz this will help you to increase your savings.\nThere are a lot of stocks in the market which can provide you with a good returns and there is a nominal risk, all you need to do is keep your eyes open and invest at right place at right time.\nYou mentioned that you want to earn by hard work i really appreciate that, otherwise there are several ways you can get millions of $$$ in a day.\nI am 19 and going to start my small business in 6 months\nthanks and good luck
767342
im 24 now, ive been really saving since i was about 19... try using Microsoft Money. Its personal finance software. It lets you keep track of your income and expenses. you can create a budget... and once you do, you'll see where you spend your money and you will realize what is important and what is not. when i started using that software, it got me more and more excited about money because you see what is coming in and going out.
297796
hmm...try selling your stuff, doing chores for money, saving your money, \n\nreserving the bike and follow the above...
114467
The number one secret to becoming rich is neither difficult to understand, nor is it kept that much of a secret. The secret is this:\n\nSpend less than you earn.\n\nIt is so simple, yet so many people do not follow it. Professional athletes and movie stars will make millions of dollars per year, yet spend all of that plus a little more, making them poorer each year.\n\nIf you spend all of your money, you will not get rich - it's as simple as that. If you don't put money in the bank, you won't have any money in the bank. There are so many ways to say it, yet it all boils down to the same thing.\n\nThis won't guarantee that you will become rich, but if you don't do it, it is almost a sure fire guarantee what you won't become rich.\n\nI have no feeling for your age, but there is a very good book to read called "The Millionaire Next Door", written by Thomas Stanley and William Danko. They looked at many millionaires and tried to find out what these people had in common, and wrote a book about what they found. The book may be a bit heavy going if you are under 16, but you can always sign it out of the library and give it a try.