grants are near impossible or not enough. who specializes in home buying with income of 16k year disability?
595964
It will really depend on your area. There are some cities that "gift" up to $100,000 toward the purchase of a home. What area are you in?
284844
The Government has created a portal to help individuals who need benefits because of life events. Visit http://www.govbenefits.gov\n\nUse the drop down button\nDO YOU NEED BENEFITS BECAUSE OF A LIFE EVENT?\nChoose the life situation best applicable to you and then see if you qualify for the available government assistance.\n\nForget grant money - there's hardly any money for individuals. Go to the Catalog of Federal Domestic Assistance (CFDA) and Grants.gov - these are two sites created by the federal government to provide transparency and information on grants. But you'd be hard pressed to find any grant that would support individuals.\n\nTo check for available housing grants, go to HUD http://www.hud.gov/offices/adm/grants/fundsavail.cfm\n\n\nhttp://www.cfda.gov\nhttp://www.grants.gov\nhttp://gtionline.fdncenter.org\nhttp://www.powerhomebiz.com/vol66/grants.htm\nhttp://www.sba.gov/expanding/grants.html
604421
It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK - lots and lots of it, that is why a cottage industry of grant writers was born.\n\nNonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same - hardly any grants for starting a for profit business.\n\nEven SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html... \n\n"The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments."\n\nHere is a listing of federal grants for small businesses. See if there is any available for individuals for starting a business -- THERE'S NONE.\nhttp://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show\n\n11.800 DOC Minority Business Enterprise Centers \n14.132 HUD Mortgage Insurance_Purchase of Sales-Type Cooperative Housing Units \n14.155 HUD Mortgage Insurance for the Purchase or Refinancing of Existing Multifamily Housing Projects \n14.197 HUD Multifamily Assisted Housing Reform and Affordability Act \n20.907 DOT Minority Institutions \n59.007 SBA 7(j) Technical Assistance \n59.012 SBA Small Business Loans \n59.026 SBA Service Corps of Retired Executives Association \n59.041 SBA Certified Development Company Loans (504 Loans) \n59.043 SBA Women's Business Ownership Assistance \n59.046 SBA Microloan Program \n59.050 SBA Microenterprise Development Grants \n81.036 DOE Inventions and Innovations \n81.105 DOE National Industrial Competitiveness through Energy, Environment, and Economics \n\nMost of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs \n\nFor private grants, you may want to check the Foundation Center's Foundation Grants for Individuals Online. It's a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for "students, artists, academic researchers, libraries and financial aid offices." Entrepreneurs are apparently not one of them, so I take it they also don't have listings of private foundations who give grants to would-be entrepreneurs.\n\nhttp://www.cfda.gov\nhttp://www.grants.gov\nhttp://gtionline.fdncenter.org\nhttp://www.powerhomebiz.com/vol66/grants.htm\nhttp://www.sba.gov/expanding/grants.html
1025293
Good question. Did you try grants.gov?
294680
If you're married then you have to report both your income and your husbands on the FAFSA. Have you checked with your state rehabilitation agency? They often offer job training for a new career where your disability won't matter. You can also apply for scholarships, both at the University and through fastweb.com. Talk with the financial aid office at the University about a college access loan. You can also apply for a Sallie Mae loan. You can get a CAL or Sallie Mae loan regardless of income. I've included some links below that may help. Good luck!
759370
there's an online people to people lending community that is getting very good reviews---http://www.prosper.com You can lend as much as $25,000 only. Its not close to the $40K you wanted but I hope I helped you in a way. Good luck.
1133744
Disaster grants are given at the State Level.  They are federal grants but the state distributes the funds and you'll have to contact your state's distribution director for an application.  You have to meet certain criteria also before a grant is given.  You may be able to qualify for a Small Business Loan for a home purchase. The interest rate is 2.86% fixed for 30 years and you do not have to make your first payment until 12 months after closing.  It's a good option also.  Good Luck.\n\nHurricane Katrina Survivor
595011
There are plenty of options available to you.\n\nThere is a great free report at http://www.first-time-homebuyers-loans.com that will point you in the right direction.  It is very helpful, but to big to copy it here.\n\nGood luck,\n\nGreg
851758
Look in The Oklahoman in the classified if you live in the metro area.  They have a ton of listings.  I'm not sure about any grants...you shouldn't need one to rent though.
88573
I almost did, but found out I would be paying almost twice a much for house.  You can get non-documentation loan, but they are tricky too.  Check with several real estate agents or an attorney.
998559
my husband is the only income coming into our house and he makes $10 per hour and we manage to do just fine with a family of 4. Most people cant live on $22,000 a year....we are considered below poverty level but we always have food on the table and our bills are always paid never late.....but I have a higher financial advisor and his name is GOD.....have you tried getting a grant at the local college...that is if you have a local college....I wanted to be a medical transcriptionist and heard I could get a grant at out local college....
389574
Yea there is stuff out there. I went to grad school, was in a similar situation. I applied, I was eligible for loans, but no grants.
914040
Government grants are out there.  There is no such thing as a grant that results in you getting a free house.\n \nThe grants that are out there help you with down payment and/or closing costs.  You still need to qualify for a loan.  There are not any "participation fees" or "finders fees" for this.  The government is giving this money, and the mortgage company giving you the loan will assist you in it.  Find a mortgage company that has access to and knows how to do these grants.\n\nSomebody asking for a "fee" to get it for you is a scam artist.  Report them to the state attorney's office.  Even if they don't get your money, you can bet they're getting rich ripping people off.
225190
get a repayment ....thats the only kind to go for unless u a financial wizzkid \n\nalso try lookin into this new goverment housing scheme they look reasonable where u only buy half your house ..\n\ni feel ya pain ...1st timers got it tough
449485
This is the HUD page on available grants. Check your state and contact them if the grant is available in your area\n\nhttp://www.hud.gov/offices/adm/grants/fundsavail.cfm
818326
I suggest you check out non profits, who are the recipients of most housing grants. Check out Habitat for Humanity. \n\nAlso visit the Nehemiah Corp as they have a downpayment assistance program for qualified lenders http://www.getdownpayment.com/\n\nThe Housing and Urban Development in their Grants Available page makes it clear that they do not provide grants to individuals -- hence no grants for a person to buy a home http://www.hud.gov/grants/index.cfm\n\n"While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available."\n\n You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.\n\nNote though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.
871239
I suggest you check out non profits, who are the recipients of most housing grants. Check out Habitat for Humanity. \n\nAlso visit the Nehemiah Corp as they have a downpayment assistance program for qualified lenders http://www.getdownpayment.com/\n\nThe Housing and Urban Development in their Grants Available page makes it clear that they do not provide grants to individuals -- hence no grants for a person to buy a home http://www.hud.gov/grants/index.cfm\n\n"While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available."\n\n You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.\n\nNote though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants. \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs