how can i purchase a mobile home with my ssi income of 603.00 per month?
609888
You might consider renting a mobile home instead of purchasing one - maybe you can find a mobile home that is "rent to buy" because you may not be able to carry a mortgage with an income of $603.00 per month.\n\nI presume you get food stamps - at least - I HOPE you do.\n\nIf you buy a mobile home, you will have a mortgage, as well as you have to pay a lot rent - and that could add up to a lot of money for you.\n\nTry going to a lawyer to see if there is a way that you can buy a mobile home with no down payment, but I expect then when you have to pay back the mortgage, it is going to be steep.\n\nGood Luck and God bless you.
394271
depends on condition, location, size and amenities;  SW probably around 10000 DW probably around 17000 from an individual in good condition.  NADA has a mobile home value guide.  Email me w/ specifics and I'll look it up for you in the NADA guide.
633366
A mobile home is not a great investment, but it may be a perfect solution for you at this time in your life. You will own the home, but will still be renting the land it sits on. You want to be sure that the park is well run, and that there are no real problems there. \n\nA good source for information about the park's reputation for trouble is the police officer(s) who patrol that area, and the local fire / EMS department. \n\nHow long do you anticipate living there. If you are going to be there over a couple of years, you most likely will come out ahead by buying the home.\n\nLook at the cost of the land rent, and the payments you will be making on the home. Compare that to what you are paying in rent now. Adjust the figures to take into account any differences in utilities that are included in your rent and the lot rent.\n\nUnderstand that the mobile home may lose value, but in a good park, it will lose a whole lot less.
955299
With a 100% service rating you would draw $ 2499 a month, plus drawing social security you are looking at somewhere between $3500-4000 a month. Why would you be willing to risk that?
622549
You can purchase a mobile home from a company like Palm Harbor Homes and they will get you financed for a land home package with no money down.  I am buying one and yes your family will have plenty of room.  You can get a three bedroom for about 60000, and I dont know how much land you want  or where you live but you can do it.  My problem is getting financed for land by itself they always want 25% down any suggestions?
515573
Don't do as charmed suggested! Verification of employment is not just a phone call-its tax statements, W-2's, etc. You do have to show ability to pay, if your not working, are you drawing a pension? Social Security? You would qualify as long as your income ratio and payment are fine. Otherwise, you do have to have steady, monthly income. \n\nBasically if you are on a pension of $1000.00 a month, with utilities, food, phone, insurance, etc are around $600.00 a month, and the home equity payment would be $ 300.00,  it would be iffy, as they look at disposable income for auto expenses, clothing etc. \n\nDon't know enough of your situation to advise if you would or would not qualify.  There is also appraisal fees that you must pay up front to get an exact value on your home, they do not go by the PVA assessment, they go by the condition of your home and others in your area, their selling prices, and how long they have been on the market.
89953
go to http://mypay.dfas.mil\n\nGoes straight to finance--even retired
177037
Start looking for some place to move your mobile home. The owner has every right to sell their property and are probably only bound to the end of your lease if there is one. If not you are out of luck.
776171
You can try mobile homes under google. Try Championmobilehomes.com. You can also try the real estate section in your area online and it should pull up mobile homes in your area that are for sale.
872902
If you are good at managing people and have spare time, you can be your own general contractor. You can save up to $100,000 by cutting out the middleman and buying your own materials. \n\nAnother alternative is to buy a pre-built home. The large builders now have homes made in a factory and shipped to the site where they are put together. They don't look like "mobile" homes; you'd never know they weren't built like any other home.
872462
Your local Division of Family Services has a WHOLE list of them.\n\nOne of which is Section 8 housing and i$ based on a sliding scale according to your income...or at least that's the way it is here in Missouri.
899623
yes there is a way, some banks allow you to do what they call "stated income, stated assets" that is a program that allows the borrower to state their income to whatever (within reason) to make them qualify for the loan. The down side is the intrest rate is a little higher than normal usually about .50 of a %. with that kind of down payment I could get him into a home fairly easy, and depending on his credit score he may not have to put all of his money down. email me if you are intrested, i can give you more advise or even help you out with it.
11768
Try sharing with someone who already has a home. It works out cheaper. Chk out the classifieds for it.
851128
Go to    myfloridacounty.com  anyways 650 sounds about right and not that I'm judging but why didn't you pay all along she may be able to claim past money.good luck to your old and new family
1172195
Hello - \n\nThe good news is that their are numerous lenders that will allow you to utilize your good credit scores and still include your husbands monthly income.\n\nIn regards to Stated loans, there are two major types. What we call a SIVA (Stated Income Verified Assets) or a SISA (Stated Income Stated Assets) The lower monthly payment would be on a SIVA loan. On this loan you would have bank statements to verify your monthly income.\n\nMonthly payments could be as low as $600 per month. However, you also will want to look at how long you wish to borrow the money, and at what point do you want to reach the freedom point of owning your home.\n\nThere are a few important questions you need to make sure you ask your mortgage company.\n\nQuestion 1: Is your mortgage portable? In some cases, your mortgage may be 'portable', which means you can carry it with you when you buy your next home and avoid having to obtain a new mortgage. NOTE - These types of loans are not available in all cases.\n\nQuestion 2: Is your mortgage assumable? The term 'assumable mortgage' means that when you sell your house to a buyer sometime down the road, that the buyer can 'assume' your mortgage, instead of having to apply and receive their own mortgage. This is very attractive to some buyers and may help you during negotiations.\n\nQuestion 3: Is there any 'pre-payment penalty' if I decide to sell or refinance my home before I have paid off my existing loan? This is a very important question, since you might be forced to a penalty if you pay off certain types of loans before they are due.\n\nDid you know that with certain loan types, you can shave off years of payments and thousands of dollars in interest? It all depends on what payment schedule you pick. Using additional payments and/or 'bi-weekly' payment programs can save you enormous amounts of money and time. For example, with a bi-weekly payment plan, you could save up to $46,701.00 on a $125,000 loan. Or if you have money trapped in an IRA or 401K plan, we could show you how to get that money out TAX FREE, by utilizing a different strategy.\n\nIn some areas, a seller may not even deal with you until they can verify that you can actually afford to purchase their home. To them, a pre-appon lineroved buyer is essential. But even in cases where pre-approval is not mandatory, it is still wise to consult with a reputable mortgage company and receive a pre-approval. Especially considering that the pre-approval process is fast and easy.not to mention AT NO-COST TO YOU!\n\nOnce you are pre-approved, you can embark upon your home buying journey with confidence, knowing that once you find your dream home, obtaining the money to buy it will be the easy part!\n\nMy company provides this as a free service at :\n\nwww.victorylenders.net \n\n-How to get the best rate and payment on your next loan\n-How to get started with a bi-weekly payment program\n-How to pick a payment amount that fits your needs and lifestyle\n\nPlease let me know if you have any further questions.
294573
Look up social security on the web. They will give you a list of local offices. You can also call and ask at 1 800 772 1213.
528716
Go to your local FHA office, they would know what you can do.