What's a good site to help find statute of limitations on debts by state?
613967
Forget the nonsense in the previous replies.  Read the link below.  This is an excellent article explaining the Statute of Limitations, and the length of credit reporting.  Many people here don't know the differance between these two.  You sound like you already have a grip on what is going on.  ;)
289258
Here is a good FREE site to check for money owed to you.  Just type in name and state, and it will pop up all matching listings.  Happy hunting!\n\nhttp://www.missingmoney.com/\n\n(Also check out their page for direct links to the unclaimed property websites operated by each state:\nhttp://www.missingmoney.com/Main/StateSites.cfm
167139
Bankrupties are public record and can be accessed at the county courthouse where the bankruptcy was filed.  There will most likely be a per-page charge.\n\nIf you are extending credit to someone, this information should be on the consumer credit report.\n\nGood luck
571470
<sigh>\n\nOK, William, I thought you would be a differant form of creditor....but you are at least honest.  Just need some more education.\n\nWinelover, you are obviously a collector, peddeling the same like of BS as all the rest!\n\nLets clear up the lies.  Debts can NOT be reported on your credit report for more then 7 years, beginning on the date of the delinquency.  Please refer to the Fair Credit Reporting Act Section 804.\n\nCreditors can continue to collect on a debt that is older then the statute of limitations.  They just have no legal way of collecting.  Depending on the state, that runs from 4-10 years.  Once that day is passed, they can NOT sue you in court or legally try to collect.  If the debt is real old, you can simply contact the credit bureau and demand that it be removed due to the SOL running out.  It will probably require a letter to the creditor also.  Either way, debts older then 10 years can easily be ignored!\n\nSo when you folks tell people that depts never go away, you are simply uneducated or lying?  Which is it?\n\nThe only time they can continue to come after you is if they have taken you to court, and won a judgement.  \n\nThat said, lets answer your question.  William is correct.  Older debts do not hurt your score as bad as recent debts.  Don't get me wrong...negative reports still hurt!  \n\nIf you have any bills collection interest, pay them first (high interest rates first).  Then just try and work your way through.\n\nBefore you pay, first contact the creditors and try to negotiate a lower balance if possible.  Just explain what happened and they may work with you.  \n\nMost importing...you are trying to cean up your credit report.  It does you absolutely no good to pay these bills if the creditor does not remove any negative information from your report.  And you will find that once they have your money, they will not be very cooperative in helping you.  Once paid, you no longer have any leverage to work with.\n\nGet IN WRITING an agreement that once the bill is paid, they will remove all negative information from your records.\n\nUse the sample letters below to help you.\n\nWhen you negotiate, DO NOT offer to pay anything.  One slick trick collectors are using is to ask for a "good faith" payment.  If you do that, you start the statute of limitations clock, and your debt added several years to it's age.  The way the game is played...you are NOT denying you owe the debt, but you are NOT offering to pay it either, until an agreement is reached.
970743
State websites list the info on who is owed money.
467151
The debt may be charged off but they will still be looking for you.  The debt was probably sold to a collection agency.  \n\nWord of advice, once you come back and start seeking new credit, it will flag your credit history with your new address.  Once the collection agencies get hold of it, they will come looking for you.  So take whatever precautions you can.\n\nI can't give you much information on the Statute of Limitations, and how it will effect you.  Most states have certain clauses related to people who leave and come back to the state, or bring their debts from another state.  I don't know what your situation is, so you need to investigate this also.  Restarting the SOL could add more years to your legal liability.\n\nCheck out the link below for info on this.
986083
look in the dept. of correction in your state website
158416
Contrary to the previous answer, most of this information IS public record and can be easily researched.  You just need to know where to look.  You can start by getting a copy of your credit report at www.freecreditreport.com.  That will often show liens against you.\n\nJudgments can researched at the court.  You probably know if you have been sued, but you can research the court's name index to find any case number and then review the file.   The file should cointain any judgments againt you.\n\nLiens are usually available at the county recorder's office.  There should have a name index there as well and you should be able to purchase copies of pertinent documents.\n\nDepending on the laws of your state, there may be other places to research liens.  Contact a local attorney for more information.
108944
That's 'statute' of limitations, and it depends on which state you file that will in.
540717
You will have to be much more specific for an answer to your question. Do you mean how long can someone try to collect money from you for bills you owe? Each state has collection laws, but they are different for different kinds of debts. And it is statute, not statue.
1118434
YES THERE IS!! I'm so glad you asked! It's 6 years baby! I had to cut Sears off for trying to collect after 10 years! BIG NO NO! 6 years, that's it! Check out suzeorman.com. Other debtors can still try to collect after 7 years, but after 7 years it is to drop from your report. Watch out for judgements. They can stay on for 15 years and get RENEWED! Consumers have no justice I swear. Hope this helps!\n\nTo the third answer, NO THEY CANNOT CONTINUE TO COLLECT. It is a statute, so it's law. After 6 years, they would be going against Ohio State Statute, against the law. They cannot collect after 6 years, and it must be removed from your credit report after 7 years. Thrid answer needs to do some more research. www.suzeorman.com
15979
Try to find the website for you state court system or county court system. Many will have a freebie area to check on people's criminal and civil records. However, a credit report (bill paying tendencies) will never be free.
585440
Read the link below.  It discusses what the statute of limitation is, and what the length of time in your state is.  Most states run 4-6 years, but some are more.  So look at the link.\n\nThe very first thing you need to do is send the collection agency a "demand to validate".  This is a demand that they send you proof that you have a legal obligation to pay this debt.  They must send you copies of contracts, bills, receipts, and everything used to calculate what they claim you owe.\n\nInclude in this letter a statement that you do not believe this is your debt, and tell them you expect some proof.  Also remind them that posting unvalidated reports to your credit history is a violation of the Fair Credit Reporting Act, and they can easily be sued in small claims court for $1000 if they try to do it.\n\nAlso include wording to the effect that they must cease and desist contacting you.\n\nSee the link below for a sample letter you can use.\n\nIf you have not checked it recently, get a copy of your credit report and verify that they have not posted anything on your history.  You can get a free copy by going to http://www.annualcreditreport.com\n\nContact me if you need further advice or encouragement.
372354
The statute of limitations for each state is readilly available on the internet with a simple search.\n\nAttory Generals are not in the business of giving individuals legal advice.\n\nSo what is your problem here?  If the \nSOL has run out, you need to go back to court and get the judgement appealed and overturned.  Until that time the creditor can continue to garnish your wages.
666453
How long ago is LONG time ago? Check the statute of limitations on credit card debt for your state. For Ohio, they cannot collect anymore after 6 years. You can find out on suzeorman.com
521479
updated continuously:\n\nhttp://www.toptips.com/debtclock.html
33730
You can look at the court records at any bankruptcy court's website.  The form of website is www.ilnb.uscourts.gov\n\nIn this example, IL is the state of Illinois, N is the Northern District and B is for bankruptcy.\n\nChange IL and N as necessary for your local court.  Follow the instructions for PACER-CM/ECF which you will find on the website to learn of a particular case.