If I owe money but I have been in contact with this company, are they allowed to come to my house to get it?
604614
I'm pretty sure what he is doing would be considered harassment.  Call the company he works for (EVERYONE has a boss SOMEWHERE) and report him.  If that doesn't work, and he comes back, call the cops on him.  You can get a restraining order where he can't come near your house.
1002842
Yes. They can come to the workplace and ask as to your whereabouts. They are trying to collect on a debt and as long as they did not release any credit information to the other employees it was legal. \n\nTo avoid this in the future you have  to send a letter to the company. Request that no contact be made through your job. In order for itt to be considered a legal request you have to send it certified mail to the company asking them to refrain from making contact at your place of employment(include the address) and make sure it has to be signed for when received.\n\nIf you can't afford the car, you should just set up a time to give it back to them. It is alot less hassle and cheaper in the end. Not to mention you won't risk coming out of a store or your job and have the car just be gone.
1054991
I think they can sue you...but only if you aren't making any payments...\nsend the collection agency $50 a month, or a little more if you can spare it...it will keep them from being able to sue you
492137
Yea you can but i would make sure i paid off the debts before hand dont wanna get your self into more trouble then nessecary
627446
Dear Friend,\n\nYou probably can't, unless they owe you money.  If they owe you money, you can sue them for it.  If they say they can't pay, or if they ignore you after you win, you can subpoena their bank records.\n\nYour Friend,\nFrancesois
405735
You can get your money back - In fact, if you no longer owe anything on the account, they will mail it to you. They cannot keep it, especially due to being audited.\n\nHowever, if you still owe on the debt, it's unlikely you will get it back. They will apply it to the principal on the account.
128107
If htey gave you the house and you are paying the notes, do you have a ocntract with them?  Has it been transferred to your name?  These are things you need to check out.  Sounds like they still own the house, and if so I would take my 842.00 and go elsewhere to live or have to put up with controlling in-laws and a nosey sister-in-law.
331543
yes as long as you dont owe them money
1180398
I agree with spade_2nite, something doesn't sound right if they are contacting you for payment - if they had recieved a judgment.\n\n\nContact your county court clerk and ask if there is a judgment or a suit filed in your name. (You can also go to the clerks office and request to see your file.)\n\nIf there is no judgment or pending suit filed, that company is violating your rights. If that is the case - speak with an attorney immediately!!!\n \nIf there is a judgment filed and you had been properly served, check your state statutes for the exemptions in your state.\nFor example -  exemptions "may" mean that they cannot garnish your wages, take your car, take funds from your bank account etc. It all depends on "your" states exemption laws. \n\nAfter you check with your county court clerk and find that there is or is not a judgment against you, it may be best to speak with an attorney. There are many attorneys that will give a free first consult   \n\nAlso, I would suggest purchasing a tape recorder and the next time they call, tell them that you are recording the call. Some states allow you to tape without informing the other party that you are taping, you would have to check your state laws on that. But, if you cannot find your states laws on taping, then be sure to inform them you are taping when they call.  \n\nTell them that recieving phone calls at your home and place of employment is inconvenient for you and that you are requesting they contact you by the U.S. postal service only - be sure to have that on tape. By law, if you tell them to cease calling - they are "required" to stop calling.\n\nIf there is a judgment against you, filing for bankruptcy may not be the wisest thing to do - depending on the dollar amount of the judgment and your other debts. \n\n\nI have included a link so you can check your states rules of service
577234
I suppose so unless you signed a contract stating that you would pay x amount.  Your $1 is a legal payment but not good enough to satisfy the person or company you owe money to, and they can still take action against you.
589284
Worry not my friend you aren't responsible for it.  Legally "they" can't put debts on your unless your signature is present.\n\nRival
856209
YES!  And sorry to say, but you probably won't get your issue resolved.  They are always right and you are always wrong.  That's will all of the bill people you have to call.  Good luck to you!
638947
Don't worry they will figure it out and demand it back right away.That happened to me with a student loan one time but I didn't take the money I called them and told them about it because I knew they would figure it out and I would have to pay it back right away, best to not touch it and let them know.
1049593
I urge you to look up and browse The Fair Debt Collection Practices Act.  It contains the rules creditors must follow in collection efforts.  \n\nAs for coming to your door, the Act prohibits conduct designed primarily to harrass, etc. -- and at least here in NY, knocking on your door for any reason other than a process serving handing you a summons to court strikes me as exactly that.
703484
NOT very easily.. they would have to go thru a eviction process to get you out ESPECIALLY if you can prove you have been paying...
810207
Almost everything is a scam these days. I wouldn't pay them until they guarantee you in writing you'll get the loan.\n.
427333
Who is the account with now?  Check with them.  The big question is are you entitled to the account?