why are mobile homes/manufacture homes so cheap?
597092
thin walls, cheap stuff inside, no basement or crawl space underneath, does not gain value like a house does, so when u sell it you won't get what you would want,and it has wheels!  need I say more lol  but if it is a start or thats all you can afford then it ok.  just not good for a lifetime like a home.  hope i helped......
39377
Bad news....chances are you aren't going to find much luck.  Most mortgage and finance companies tend to avoid mobile home loans, as they assume that the lifespan of a mobile home is only 20-30 yrs.
622549
You can purchase a mobile home from a company like Palm Harbor Homes and they will get you financed for a land home package with no money down.  I am buying one and yes your family will have plenty of room.  You can get a three bedroom for about 60000, and I dont know how much land you want  or where you live but you can do it.  My problem is getting financed for land by itself they always want 25% down any suggestions?
1130263
Same thing.  I live in northern New Jersey and according to a friend who works out of a local real estate office the unsold inventory of homes in the area is climbing.  \n\nI think part of it may have to do with increased credit card debt payments and higher gas prices draining away cash.  With all this extra debt the income is just not there to support high home sale prices.  In other words. home sale prices are being reduced to put gas in the tank and pay credit card bills.
856130
Confusion over the use of the terms "modular", "manufactured", "double-wide", and "mobile" are common.  If by "modular" you mean that she has a double-wide or mobile home, then you are using the term incorrectly.  Modular (also called "systems-built") homes are stick-built homes built in sections in a factory instead of built on-site.  They are built to conform to all state, local or regional building codes at their destinations and are subject to local inspection to make sure the structure meets code, the same as a site-built home.  They are constructed in modules, trucked to the homesite and set on a foundation or crawl-space by crane.  Modular homes appraise about the same as site-built and a well-constructed modular should have the same longevity as its site-built counterpart. They can be single- or two-story and a well-built modular has 2x6 16" center on walls.  \n\nIn contrast, a "double-wide" (formerly referred to as a mobile home or trailer) is built to conform to a federal building code (HUD) rather than the building codes at their destinations; they are sometimes referred to as "HUD Code" homes.  They are essentially a house trailer - built on a non-removable steel chassis and transported on their own wheels.  They may be constructed in modules which are joined upon arrival at the home site.  When arriving at the site, the wheels are removed but the frame left in place.  Usually they are set on a slab.  If they are not set on a permanent foundation, they MAY BE DIFFICULT TO RE-FINANCE.  Building inspectors are not required to approve the structure although they may check on the work done locally, such as electrical hook-up.  These homes sometimes decrease in value over time. One clue that the home is a double-wide is to look at the roof pitch.  It will not be as steep as a true modular home.  This is because the roof on modular houses is hinged for transport, then raised after the house is set so pitches up to 12"12" are possible.  Mobiles or double-wides do not have their roofs hinged; however, in order to get under overpasses, etc. as they go down the road, the roof pitches are of necessity, much less steep - either flat or 4"12" or maybe 6" \n\nYour buyers should have no problem getting a mortgage on a TRUE MODULAR home since there is really no difference between it and a site-built home except for the fact that it was constructed in a factory instead of at the home site.  If they truly do have a modular home and are having difficulty, then the lenders may not be familiar with the true modular product.  Some lenders may have never dealt with this product.  Looking for a different lender would be the answer.  However,  I suspect that she is having difficulty because what she has is a double-wide HUD-code home to sell and they may tend to depreciate rather than appreciate in value.\n\nFirst, she needs to determine exactly what kind of construction it is - stick-built modular or mobile.  If it's on a permanent steel frame, it's mobile.  If it has a basement or crawl space, go down there and look up at the construction of the floor.  If it's modular construction, it should look exactly like the construction of your own site-built house (except it may have even more wood in it so it would be stronger and survive the trip from the factory!).\n\nThe seller may be asking too much money for the mobile home and may have to lower the price just to get rid of it.
888398
I don't think you can get a loan for a mobile home without putting at least 10-20% down. Mobile home is personal property and not real property. Therefore, a bank will treat it like a car or TV. Land is certainly real property. However, in most cases mobile home owners don't own the land. They lease it. You should double check if the land comes with the price. If it does, you may still have to come up with a significant downpayment.
155587
Good luck.....YOu can find cheap accesories for them.....But as with most the cheaper you go the worse they are.
140568
I don't think you can think of a mobile home as an investment, and if you aren't really saving any money I don't think it would really be worth it.  \n\nIt's one thing if you own the land the mobile home is on, but to just own the mobile home, I just don't see the value.\n\nI would think it would probably be best to buy an old mobile home (so that you can save money on the mortgage and the space rent), and put the money you are saving in a bank account and use it later as a down payment on a house or at least a down payment on land.  You will probably be better off.  \n\nGood luck.
159260
It really depends on the area. Usually it will cost less if you buy the land, but not always the case.\n\nFor instance, in Orland you could get about twice the size of house if you bought the land and built the house. The reason was they were not being built inside of a community and the builders were not adding to the cost of the land to make more money.\n\nJust be careful and make sure to get a really good contractor to take care of everything for you.
773010
NOTHING is built or made to stand up to how it was made back in the good ole days.\n\nCheap labor. Cheap materials. The cheapest way out so the seller can reap the benefits more.\n\nWe live in a greedy nation!
1181719
pick up a homes magazine, there should be forclosed homes in there. U can always go to palm harbor homes and find a mobile home, or search online for forclosed homes in ur area. My 1st house was forclosed and we bought it for almost $40,000 less than appraisal value. Good luck!
1164368
Some new developments offer purchasing opportunity for low-income people.  They offer the houses at below-market rates.  Check your local area for new developments and see if they have such a program.  I think they're called VMR.
478119
Best mobile home....isn't that an oxymoron?
803197
The south is expensive, no way around it.  For example--an 800 square foot mid-terrace property (that's what a townhouse is in American speak)  in Surrey, about an hour south of London goes for about £175 000.\n800 square feet.  Wrap your head around how TINY that really is. Your house is ELEVEN feet wide. And you have neighbours attached to you.  On both sides.  And no driveway.  \nAre you crying yet?
559138
Definitely try to negotiate the price.  If they are not willing to negotiate on the base purchase price they will most likely be willing to negotiate the costs of extras.  And when it comes to tract homes, "everything" is extra.
212347
I seems as thought a lot of new homes aren't that low, you might get lucky with a townhome that cheap.  But you might just have to search the listings online to find builders.  Or maybe you could drive around looking for new developments.
1001595
Because we are so materialistic. And we love to show off. The thing that bugs me is the way all the new houses that people build are just boxes. They have no character because people pick the cheapest but biggest design. It's sad really.