what would you do if somone you loaned your car to totaled it and you had no insurence?
594371
I would get in my time machine and go back to when they asked to borrow my car and say "Hell No".
894569
Does WV have an uninsured/underinsured state fund for motor vehicle accidents?  Do you have your own insurance?  Either of those should cover you.\n\nOr you could try a crime victims compensation fund.
326550
What ever you borrowed isn't worth the pain of having to call you to get it back....\n\nTry borrowing something more expensive next time...
265951
It depends. If you are in a state with no fault insurance then you are probably screwed.  If not, you have to get in touch with them to get to their insurance company to get your car repaired.
191429
Unless the car has a big fault to it, you may be stuck with it.  If the dealer did not disclose a problem with it then they are still liable for it.
848267
When settling your insurance claim with an insurance company you will be dealing with an adjuster. You need to remember that although this person deals with insurance negotiations on a weekly basis they are also a human being. They are doing their job but they also understand that you need to be paid for your vehicle’s damage and bodily injuries if there are any. \n\nOnce you get it in your head that the adjuster is just like you it will be easier to speak with them. The adjuster will want to tape your phone conversations and that is fine, just think before you speak. Do not say anything that might sound like you were at fault if you were not. Do not say you feel fine when in reality you are in pain from your injuries. \n\nThe best resource that you can have during negotiations is your detailed records. These records should include all the documents you have collected after the accident occurred. This includes the police report, medical records, and estimates on the car damage and so on. If you have any bodily injuries ask the doctor to note any aches or pains you report to them so that they will be detailed enough for the adjuster to understand your physical difficulties caused by the accident. \n\nThe best time to speak to the adjuster is when you have all of your documentation laid out in front of you. Use your common sense and knowledge of what has happened to you. If you feel the adjuster is offering a fair amount than take it. If you are not offered a reasonable amount by the adjuster tell them how you feel. Give them a number you would be satisfied with. \n\nAuto Quotes:  http://www.insureme.com/landing.aspx?Refby=614506&Type=auto\n\nRon @ InsureMe
813535
If you didn't report the accident to the police when it happened then you'll have to sue the vehicles owner in court. Most police departments will not do a report after the fact or after you've agreed to settle it on your own. Save all the documentation you have. You can fight it on your own, though a lawyer or contact your own insurance company. Your insurance company will use their own resources to get the other party to pay so they don't have to. The downside to that is they will consider it to be a claim and probably adjust your rates. For future reference, if you are positive you were not at fault it is always better to get a police report done. You may be able to settle things between yourselves in which case the police report won't go anywhere but at least you'll have it if things go bad, as it appears they have for you. And by the way,  the owner of the car is responsible for the damage not the driver.  Good luck.
146192
Absolutely.  They do this for your own protection.\nIf he were living with you and you were even somewhat financially responsible for him and he got into an accident as an uninsured driver, the lawyers would sue him first and when he couldn't pay, they'd come after YOU personally for the costs.  Actually they'd sue your homeowner's insurance first and when that ran out they'd sue you personally.\nSo, do you want to take that risk of losing your house and savings because of that?
784542
It was an accident.  File it under insurance.
1115582
How much were your belonging worth? Do you have any proof, e.g., receipts, etc.? Not any attorney, but doubt you could sue for more than actual damages and court costs. Have you contacted the owner or insurance company.
978241
It depends even when the other person admitted they were at fault their incurance will try and prove your injuries were not from the accident. They don't want to pay you, thats how they make money. Time for a settlement can be a few months or a few years. Lawyers are helpful in getting you what you need but the cost can be astronomical. Consult with a lawyer and your finances BEFORE making a decision.
280446
That's begging for big trouble.\nIf anything happens the insurance is no good, they wont pay any damages.\nIf the owner of the car knowingly allows you to drive that's criminal charges most of the time.\nThe car can be impounded even without an accident.\nUnlicensed driving can keep you from getting a license later.\nYou can be hung up with no transportation far from home.\nIf the car gets stolen you cant turn it in to police. b\nla, bla,bla, so on and so on. \nDo something else.
856574
File a police report and insurance claim if you had insurance.
658142
Report the damage to your insurance company, they will take the battle to the towing outfit's insurer. If that doesn't work, sue them.
1115117
Tell your lawyer to do his job or you will A) report him to the bar for neglecting a legal matter entrusted to him and B) sue him for breach of contract and legal malpractice. Speaking as a lawyer myself, I can NOT drop a client on the basis the Respondent doesn't have insurance!\n\nNext point...was the driver charged with operating without insurance? I bet there is a policy in effect...but the driver was not listed on the policy...therefore you can still sue the company that owned the vehicle as well as make a claim against the drivers personal policy if any is in effect at the time of the accident\n\nHope this helps....to not attempt to settle this yourself! You don't even know the extent of your damages!
500747
*shakes head in disbelief*  Why do people answer questions when they have absolutely no idea what they are talking about?\n\nDon't bother consulting a lawyer on this one.  It would cost you too much.  This is exactly what small claims is designed for -- someone like you with a case small enough that lawyers should not be involved.\n\nSue.  On the complaint, spell out the facts of your case and then ask for alternative relief.  Meaning -- ask for the car to be put in your name.  Then put down that if the court denies you the car, that you are asking for all payments made on the car to be returned to you.  Assuming the facts as you have presented them are true, then the court will almost certainly grant you one fo these two remedies, possibly with interest.
966259
Car loan companies usually wait until you miss three payments before they come and get your car.\n\nYou can try and take some sort of legal action, but your car will be gone before anything gets resolved. I would get the money together and pay the loan company and the repossession  folks soonest................