Is there any way to get the money from a student loan and defer classes...but still get the money...?
610351
No, these things are highly regulated.  \n\nYour money can't even be disbured until the start of school, so registering but not attending isn't an option.  And if you enroll but then withdraw from classes (or drop out, or skip town) before completing 60% of the semester, all of your Federal financial aid will be pro-rated based on the actual number of days you completed.  Most schools disburse Financial Aid at the start of each semester and then closely monitor their students' eligibility.  When they are notified that a student is not enrolled or isn't taking enough credits, the school is required by law to recalculate the student's financial aid within 45 days (until recently, it was only 30 days).  If the recalculation shows that you have not earned all the aid that was disbursed for you, they must return the money that you aren't entitled to. Remember: the Financial Aid Office disbursed it in the first place -- they can return it, too, just as easily.\n\nIf, somehow, you did skip town with more money than you were eligible for, you are responsible for repaying those funds and may be subject to additional penalties if you intentionally acted fraudulently.  If you don't repay the money, there will be an overpayment "flag" placed on your National Student Loan Data System (clearly marked on your FAFSA results) record and you won't be allowed to borrow Financial Aid again until you repay the funds you took.\n\nMost *state* financial aid programs employ similar "return of funds" poilicies to those used by the feds. There are, of course, other funds besides Federal/state funds.  Instutitional aid, and private aid aren't necesarily subject to the same 60% restrictions -- however, these funds are ALSO channeled through your Financial Aid Office, who is responsible for monitoring your eligibility for any type of aid that you receive.  Every lender/scholarship organization/school will have written a specific policy detailing on how they wish their funds to be treated when a school withdraws; these policies are unlikely to leave you with "spending money" after your tuition has been taken care of.\n\nAll that said, there are lenders out there who offer student loans that bypass the Financial Aid Office.  Since these lenders don't double-check your enrollment/eligibility, you might be able to borrow them even if you aren't in school. However, these loans will carry very high interest rates since they are more "high risk" than any loan certified by the school. You need to ask yoursef: if you are going through hard times now, isn't borrowing a high-rate loan only going to make matters worse?
1059809
if you are looking to get money for school..try talking to the financial director at that particular school.  They should be able to help you with any type of federal aid that you qualify for..and at a better rate than you can get from any bank.  Plus you don't have to start paying on it til after you graduate.  But, if you are looking to build up your credit, visit your local loan officer, and try taking out some small loans..like $2000 or so, and make sure you always pay on time!!
252447
If your talking about an application fee generally those are not refundable. If it is tuition then I would just make a huge fuss about it until they gave in and just gave you your money back to shut you up. However if you didn't let them know you weren't attending and didn't try to get your money back until in the middle of the semester than it is your fault and they don't have to give it back.
657100
Providing you havenet used it yet, student loans come wiht what is called a forbearnce. Its used in times of hardship. YOu need to call your loan provider and see if you can apply for them. You may not be able to now that you've defaulted but its worth a try. the forbearnce will bring you current, and maek it so you only have to pay the intrest on you loan. I had to use it.
821264
You can't receive the money directly to you because the money is for your tuition and fees.  any additional funds remaining you will receive a refund check.  Schools don't receive interest off of grants or loans that are not disburse to students.  Interest accrues once the aid is disperse.  In addition, if you don't have any outstanding requirements to satisfy then you should have received part of you aid by now.  Also, schools have different time schedules when it comes to certifing aid, especially if you asking for the funds later in the semester.  I hope this helps.
815134
I got a job at the university I am attending.  Most places let full time employees go to school there for free. It means that I can only take classes part time, but I was not up for getting myself into more loans like I did when I was an undergrad, and I don't have enough money saved to pay full price.  \n\nYou've already checked into financial aid, I assume.  Grants are another good place to look.  Sometimes you can even get an award or grant from your undergraduate institution.
8495
Dealing with the bank is your best choice. You can usually ask for a Forbearance, if you have sufficient income to continue making payments. Ask for the Workout Department, and tell them you are willing to work something out. They may put the past-due payments at the end of the loan, or allow you to pay a little more each month to catch up the past due payments. Depending how far behind you are, this may be your solution. If you still have problems, there are other options you can explore.
961180
I'm not sure where to get a grant ,but you can go to Prosper.com which is a Peer to Peer loan group. You can slowly pay back the loan at a certain interest rate while you go to school.
121133
Federal regulations do not allow a student to obtain a deferment on a defaulted loan.  Period. Your best course of action would be to speak to the lender who holds your defaulted loan.  You may need to make a few good faith payments, after which they may grant you a forbearance, which is similar to a deferment except that interest will accrue on your loans during the forbearance (deferments -- other than In-School Deferments -- can be difficult to obtain).
431502
Usually you receive your student loan payment as a check and if it goes beyond what you owe school, you can use the remaining amount for those expenses.  I believe the amount goes directly to your school and the school will give you the balance.  Somehow when I was in school I used student loan money for expenses.  Its perfectly accepable...just remember you have to pay it back so don't go crazy otherwise it will linger over you for the next 15 years if you don't get a great paying job that you can pay it off quickly.
679324
I myself have quite a few student loans through a private college.  Our financial aid department did most of our loans through Citibank, which offers a consolidation of your loans w/ minimal monthly payments that I'm paying now (about $5 a month for every $2,000).  Most banks want to take your debt and consolidate it (it's how they make their money), so I'd shop around or ask your financial aid department for suggestions of banks that will work in your favor.  Also, try looking into the bank your checking or savings account is at, they usually offer discounts to customers.  Hope this helped a little.
200050
The first thing to do is, in fact, contact your lender.  However, as long as you are enrolled on at least a half time basis (6 credits) each sememster, your loans should be deferred.  Your school should report your enrollment status to the National Clearinghouse, which is then reported to your lender and guaranty agency.  An ideal website for you to check is http://www.nslds.ed.gov/  \nYou can check your loan status and enrollment status.
725796
fix the rate and you will save a ton of money. my school doesnt give me the chance to do that. my tuition has gone up almost 30 percent since ive been here so a fix rate would have helped me a ton.
64234
Depending on what type of overpayment you are talking about, you might not even need to pay it back.  If you filled out the FAFSA and received a pell grant for college, but received more aid than your college expenses (your aid exceeded the cost of your tuition and books) then you will get a check back at the end of the semester for the amount of money left over.  This money is yours to keep.  However, if you received financial aid but then failed to stay in good standing (you failed too many classes or completely withdraw) then the college should send you a letter telling you the amount of your financial aid that you must repay.  Normally you must send a check back to the college for the amount of the overpayment to the address listed in the letter that you receive.  If your college offers online payment of fees then you could pay them online, but otherwise you will have to physically send in your payment.
66323
Call Your student loan company. make payment arrangements and they should lift the lean on your taxes immediately.after recieving the first payment of the arrangements you make.
203518
You will have to bring your defaulted loan back in good standing.  Once that is done, you should be able to defer the payments while you return to school.
937476
you can get scholarships and grants on collegeboard.com, scholarships.com, and sallie mae... you can also look at a book called "1001 Ways to Pay for College"... it's a GREAT resource... and don't worry too much about student loans... people that graduate from college make MUCH more than people that don't... and you'll be able to pay it off... and student loan lenders are really nice about it... as long as you are paying it little by little they don't care... it's when you stop completely... i'd DEFINITELY say that you should go back to college... it's worth it. You could even try looking for colleges that insure that you'll be able to pay... there are several like that... where the college will work to make sure you can afford it... those are listed in the book as well...