Anyone know of good hospitalization ins. for a self employed family?
605869
if you're a self employed family, you could probably still get a group insurance plan with your home based business as long as it was at least 3 people. I'm sure you know that a group plan has benefits over a single plan such as treating pre-existing conditions and no time limit on start of benefit, etc.
713010
I understand your problem. My husband was put in the hospital last year and had emergency surgery and I had past hips surgeys and they won't even give us insurance. I started researching some stuff and found a great site that offers health benefits. It's not insurance but you can save up to 80% on dental and medical benefits and you get free prescription, Free chiropractic and free vision. Best of all it's no more than $60.00 dollars a month for the entire household. That site below will offer and show you have to obtain benefits. \n\nGood luck and I am sorry we all have to deal with the goverment doing this to our families.
1023534
Hmmmm...  this could be a little tricky with out insurance....BUT...  there could be ways on working around that..   there are free hospitals (if living in the states) suggestion is to try one of them.....  the wait maybe insanely long but you would not need the insurance.....  just bring a very good and long book to read..  also you can try to contact any hospitals administrator and let them know you need medical attention but can not afford it..   ask if they can help..  some times they have programs to help people without insurance..  really ask about this one..   they even might be able to work out some kind of payment plan or they just might pick up the tab altogether..  in any situation for just about anything sometimes the easiest thing to do is to ask for help...   someone somewhere will always help..  if you can not find help in your area...  look elsewhere..  but keep trying..  take care..
362580
My sister in law used to go to this guy at St. Michael's Hospital in Milwaukee, on 33rd and Villard streets. Try there...
1152375
Aetna is reputable and has good prices.  I use them all the time.\n\nhttp://www.aetnarxhomedelivery.com/\nhttp://crbestbuydrugs.org/
248459
I'm sorry to hear about your husbands upcoming surgery.  The family medical leave act allows you to take up to 3 months off for sickness of your own or families.  If you have accrued vacation time that would be paid.  The leave isn't paid under the family leave.  That's a hard place to be in, I was in that situation myself.  I would ask friends for ideas and help.  Maybe they can organize a dinner fundraiser or your church could help.  Maybe they have some sort of fund where they will pay your bills for awhile.  Another resource would be your public assistance office, I'm not saying you'd get public assistance but they could help direct you to other resources to help.
886604
Go to any emergency room, just like the illegal aliens do for medical insurance....it works for them
794270
I have used employee care at Miami Valley Hosp. I would suggest you look into either your employer or your spouse's. Many offer counseling services as an employee benefit. Some health insurance plans offer mental health care (counseling) as part of the ihealth plan. Good luck
1155133
This happened to me last December.  I wound up in ICU.  What to do about my disabled/non-driver husband, the house, getting around etc.  The Hospital I was in sent a Case Manager (an RN with Social Services training etc) to visit me in.  She really helped.  I could not believe the amount of available services in my area.  There are Catholic Charities, Jewish Chariles, Lutheran Charities,  none of whom care what (or if) your religion is.  There is a low/no fee medical or seniors transportation service.  The list went on and on.  If you have the $ or not, services are available.   Hopefully,  so are REAL friends!!
581919
Try here: http://www.orchardbank.com/ccssa/OBCustomerCare?cmd_Redirect=HomePage
179898
Try any large University based hospital for starters. Before Katrina, I'm sure Tulane would have been the place to go. Not sure if Oschner is still up to full speed yet. Try Baylor or any of the big Texas hospitals.
1008532
One positive aspect is the VA benefits.  The only reason for hospitalization would be serious impairement, otherwise, of course a person would want to live independently.  Check the local VA office about your particular situation and then you can determine exactly what benefits you are eligible for at this time.
350680
Be upfront about not having insurance, and some hospitals will give you financial assistance or a sliding scale fee. There are also sliding scale clinics out there, so ask around for them. My husband owes his life to a hospital that was willing to offer us financial assistance, so I know how overwhelming and frightening this can be.
356790
A good site, that I used when I had to get health insurance on my own rather than through a company, is Ehealthinsurance.com. I'm not sure they have Kaiser, but you can check.
846425
Just call around... Just ask if they use the sliding scale for uninsured people.  I went to one that normally charges $120 an hour but I wasn't working at the time and could only afford $40 and he agreed to see me. So just call around and state your situation and I'm sure people would help you out.
554496
I feel your pain...I retired to Canada (partially for that reason) a number of years ago and was quite pleased with the health care......a family doctor in Canada is very versatile and can treat a number of ailments including minor outpatient surgery in his/her office...other side of the coin..if you have to go into a hospital, more often than not, unless it is a life or death emergency, you will face a lengthy (several months) wait....now, there IS more to the story....I was able to do this, because at the time, I was married to a Canadian citizen...after a minimum of paper work I was granted health care priviledges...what you would have to do as a non-Canadian citizen to be granted residence in Canada, I'm not sure.........and of course, in this world there is no free lunch, income taxes were considerably higher; and there is/was a modest monthly cost for health care premiums....this was in 1998....if there have been changes since that time, I am not aware of them...........also, I mentioned that was only one of the reasons I moved to Canada...I was living in Victoria, Vancouver Island and it's one of the most beautiful places on earth..the Canadians are great people...ALSO, the U.S. dollar was was about 30 to 40% higher than the Canadian $.....not so now; and it's dropping....so, you've much to consider......good luck!!
27700
I am assuming you are looking for a parent or grandparent.  The best ones actually are the local ones.  My mom has a program like this down in her area that is not advertised anyplace else and they respond really fast.  They are also less expensive than the well known companies and just as good.  Look in your local phone book or call a nursing home and see whom they recommend.