how do i find put if a overdue debt is in the process of being a ccj?
598229
Contact your local court and ask if they have any court filings under your name.  Depending on where you live, this information may be available on the internet.  Many courts have records available on-line.  Others may require you to go to the courthouse to investigate.
972628
as the whole picture is put on your credit report, paying something off tends to look better than a CCJ against your name.\n\nso while i cant say the former will help your credit rating any, the latter will certainly knacker it.
144861
Call the credit report company and they will tell you the number or address of the company in question.Also if it's on your credit report it usually tells you when they will take the charge off.
232774
www.annualcreditreport.com\n\nThis will supply you with the three major credit reporting co. Transunion, Experian and Equafax. They will ask you a series of questions pertaining to what may or may not be on your c/r. Transunion will ask you for account numbers- so be prepared. Most collection debt is reported to Equaffax and Transunion. CC debt will be on all three. Just to give you a hint where to look!\n:)
954033
get a equifax credit report, it will tell you who you owe and how much. make sure to keep your reciept for payment incase they dont strike it from your credit report so you can prove you paid it.
72513
when your statement comes in take the ending balance they give you and subtract any debt that hasnt come in add any deposit they have not posted this is your correct balance they have already given you any interest and taken any charges .  if you do not have your statement yet the bank will give you a read out wich is all your current activity that will work
195656
Check out credit card receipts where you paid for filing fees...that may be only way.
319680
If the debt has been turned over to a collection agency then no there shouldn't be anymore late fees added on. They aren't allowed to add them anymore from the time it was turned over!!!!
140863
there are some pretty specific rules on this. as i recall if you did not acknowledge the debt at any point along the way then they are out of luck.\n\ndouble check the info however.\n\nsee this page http://www.bankrate.com/brm/news/cc/20040116b1.asp
654857
log onto the site www.annualcreditreport.com.  Check your credit report (you may have already done this).  Dispute that account on your credit report.  This is all you have to do!  The credit bureaus will then contact that source (AMER COL CN) and they have to prove that you once owed that debt.  If they cannot prove it or if the company cannot be located (this happens ALOT-sometimes I don't think the companies even check into it to verify the debt-they just don't respond to the credit bureau) or if they do not respond within 30 days to the credit bureau, your collection is removed.  This would boost your score lots of points!  Don't go crazy trying to locate that wireless company, do this first!  I have seen many collections deleted this way, including a medical collection of mine.  It is really easy, too!
157750
Get a credit report....If it is not on it , it was probably paid off
601231
I you want to know how much debt you're in, you're going to have to do the 'legwork' yourself. Just gather up all  your most recent 'debt' statements: credit cards, car loans, mortgage, medical bills, etc. and then add all the totals up and that will give you a fairly accurate picture of just what and how much debt you're carrying.
1061833
I believe you should pay off the bad debt you have first.  After you do that, get a letter from the bank you paid off.\n\nAfter a month, it should no longer show on Check Systems as outstanding,  it should show you as paid off.  CS, thats where banks put you for having a debt with them\n\nI am not sure if check systems can give you a listing of who put you there.   IF so, also keep the letter that says you paid off that bank.  And go open an account by providing proof to the potential bank account you want to open.'\n\nthe way banks see it is: they dont wanna open an account w/ you since youhad a bad historyh w/ previous bank. \nyou will remain on CS. for 5 or 7 yrs. \nI was on it.... paid it off, and had to show those ltrs, i know.
937569
That would depend on how long you have been delinquent and if the amount was sent to collection or if they still own the late account. I would contact corporate office and ask for info on your account as they may have added late fees and others thet made the amount higher than you know of. Good luck.
83769
Short answer: call the customer service number and hope you get the right answer. Long answer: You must read ALL the material sent to you by the cc card company. Eventually, you'll see a notification of a change in terms. THAT notice [or pamphlet] will tell you where you need to send your written notice that you are opting out of the change [or, 'freezing' your account, as you put it.] HOWEVER: 1- If you USE the card [like, by mistake because you forgot], IT'S UNFROZEN. 2- You will receive similar notices in succeeding months notifying you of changes to your account that you must REPEATEDLY respond to to keep your original terms [they're betting you're out of town/overlook it/forget to send it in/think there's no need to notify them again/miss the new deadline/ etc]; 3- This will NOT stop the relentless pursuit of OTHER legal means to jack up your rate, such as finding out you've paid another creditor late or that you used more of some OTHER credit line! Good Luck.
311525
If you don't know ask an attorney. They will ask who sent it you to. There is a lot of missing info here. Are you being sued? Did you file for bankruptcy? Has a family member passed that owned a debt? In these kind of matters, stick with the advise of a professional to protect yourself, and not someone you've never met on yahoo.
786381
Not sure how you would do this, but could you do a background check on yourself to see if there is anything there incorrectly?  There are tons of cases of credit reports being flawed.  Isn't it possible that a background could have false information in it?\n\nIf they found something, they certainly should have told you.