higher int. rates provide incentives for us to save more & borrow less. lower provide to save less borrow more
613787
This is true. If you can earn more for your money by keeping them in a bank, you tend to save and deposit them there. You will not be encouraged to borrow because you will be paying higher interest.\n\nWith lower interest rates, you tend to place your money where you could earn more, such as in business or other investments. Also, if you may borrow because you do not worry so much about the interest.
808158
Sallie Mae explains the tax incentives of student loans on its site: http://www.salliemae.com/before_college/students_plan/ways_to_pay/tax/tax.htm
233208
Lower efc.  Higher efc suggests that you are more capable of affording the cost of tuition.
1185458
On a net basis, no one.  In real terms, higher interest rates are a result of inflation which is an asset transfer usually from the poor to the rich.  However, there can be no profit if rates rise and no real transfer.\n\nNow, there are individuals and organizations who personally benefit and others who lose.  On average, everything is neutral.  Anyone holding cash, variable rate instruments or short long dated fixed rate instruments is ahead.  Anyone fully invested, holding fixed rate instruments or short floating rate securities is losing.  Commodity prices tend to fall as rates rise, existing owners tend to lose, but consumers then buy things at lower costs and win an equal amount (or approximately).
1025885
save more-invest more and earn more
764508
Depends on your investments. Stocks or bonds? Fixed or variable rates/returns? Example, if you're investing in a fixed rate @ 3% and rates go up to 5%...you'll make less because your fixed rate is 3%. If rates go down to 2%, you'll make more.
556165
I remember talking about this in business class. A higher motivator would be better working conditions. If you give them higher pay they still won't want to be there if the working conditions are bad. If the working conditions are good they are more likely to stay there and still have a small salary. With better working conditions the people are more willing to work overtime to get the extra money they need.
1071949
Higher interest rates in the United States mean that the supply of US dollars is lower (because less borrowing is enabled).  As a result, it will take more euros to purchase a certain amount of dollars and thus fewer dollars to purchase a certain amount of Euros.  This means that the US dollar will become stronger in relation to the Euro (i.e. a change similar to 1.26 dollars/euro to 1.1 dollars/euro).
686928
It can be argued that the ease of use of credit cards, the easy access to the "good life", along with high interest rates, are exploitative.  However, card companies make clear what their interest rates are, and they don't force cardholders to use them.
554402
No, the actual cost of borrowing is less because you get the tax shield on the interest expense.  So, the cost of debt is (1 - tax rate) * interest expense.
831365
The higher, the fewer.
1025843
the dealerships usually have a better interest rate\nand your loan will be approved easier also
90610
It's pretty simple. Lowering interest rates encourages spending, which rejuvenates the economy. Alan Greenspan has done a fabulous job here in the USA and I wish he hadn't retired.
549024
There is a benchmark rate that banks and financial institutions use to their top customers, prime.  It is often linked to the Federal Reserve's interest rate for banks to borrow from the government.  To be sub--or below--prime is simply that you don't qualify for the best rates.  It will cost you more to borrow money because there is a higher risk that the money they loan won't all come back.
481656
A few are listed below -- you should be able to easily find more, since charging interest at a rate of over 300% per annum, they can afford to make an occasional mistake in giving a loan.
1087985
With higher interest rates, people don't buy as many houses and cars. Businesses don't construct as many new factories. So, there's not as much need for oil, concrete, steel, labor, etc. Lower demand means lower prices. Or, at least, prices that don't rise as much.
324133
High interest rates with a healthy, growing economy.