How can i make a business cash flow?
611826
Do you mean statement of cash flows?\n\nHere is an example:\nSample Technology Corporation\nStatement of Cash Flows\nFor the Year Ended December 31, 2006\n\nCash Flows from Operating Activities    \n   Net Income    \n   Adjustments    \n      Depreciation Expense    \n      Amortization Expense    \n      Gain on Sale of Equipment    \n      Increase in Accounts Receivable    \n      Decrease in Unearned Rent Revenue    \n      Decrease in Inventories    \n      Increase in Accounts Payable    \n      Increase in Prepaid Expenses    \n      Increase in Income Taxes Payable    \n\nNet Cash Provided by Operating Activities\n   \n     \nCash Flows from Investing Activities    \n   Purchase of Available-for-sale Securities    \n   Sale of Equipment    \n   Purchase of Buildings    \n\nNet Cash Used in Investing Activities\n   \n     \nCash Flows from Financing Activities    \n   Borrowings from Banks    \n   Issuance of Common Stock    \n   Payment of Cash Dividends    \n\nNet Cash Used in Financing Activities\n   \n     \nNet Increase/Decrease in Cash and Cash Equivalents    \nCash and Cash Equivalents, January 1, 2006    \nCash and Cash Equivalents, December 31, 2006
8788
try to talk to friends and ask them if they can help you out...\n\nthey may know some people who can help you with your business
10588
It all depends on what is happening in your market. Some markets are "cashflow" markets. These are areas where you can buy a house and rent it out for an amount where you make a good profit, thus cashflow.\n\nOther markets are better for buy and sell. When you can't make properties cashflow, then you need to find properties where you can buy low and sell high. Also, there are times when you are willing to have a negative cashflow because the appreciation is so high. You hold the property for a few years, renting it and feeding it at the same time, and then sell when the appreciation has increased the value and you get your payday then.\n\nThe market determines the strategy -- not the other way around.
401868
We, as you and somebody else... Let that be the first RED FLAG... Not only do you not have the positive cash flow yourselves but you dont even know anybody to ask... This is getting off to rough start... I'm not being negative, just real... Restaurant and bar biz is no joke when it comes to trying to make a buck... Especially when you have to pay back most of what you make in the beginning... Think about it... Good luck!
859027
Create business plan. It must include projections for at least 2 years.\n\nMake sure you have 20% - 30% down payment\n\nMake sure you have collateral. The following is the formula to calculate collateral:\nCollateral = (Personal Real estate value*0.8 – Mortgage) + Commercial Real Estate Value * 0.8 + Equipment value *0.5 + Inventory *0.1\n\nMake sure your credit score is 680+.\n\nMake sure you have relevant experience. Banks will never finance career change.\n\nCollect all necessary financial documents:\n1)Personal tax returns for the last 3 years\n2)Business tax returns (for existing business) for the last 3 years\n3)Profit And Loss statement year to date\n\nCall your local banks. Ask if they do SBA loans.\n\nWhile choosing bank, keep in mind that banks are specialized entities If you wanted Chinese food, you wouldn’t go to a steak house, would you? Banks are organized the same way. You will never find a bank that does all types of businesses and all types of loans.\n\nDo your homework. Call the bank, ask for a business loan officer and describe your business type and your financial needs. Try to avoid banks that will give you a general answer: “We make our credit decision on a case per case basis”. Most likely you will waste money and most importantly your time.\n\nComplete loan application – make sure there is no arithmetical errors, mistypings and all personal financial information is correct.\n\nSubmit the complete package – all documents that were requested by the loan office, in the order that was requested to the bank.\n\nGood luck,\nMarina Lando\nPresident\nBusiness Loan Quest\nhttp://www.blquest.biz
34483
You will need to show receipts of the revenue that your business generated. You should have statements from the individuals and companies that gave you the money.
355060
Join technology and business fairs.  Send your business plan to banks and prospective investors.  Try to ask friends and family for preliminary financing - they could hit the jackpot on your company someday! (Think Coke, Google!)
903260
To get started, I suggest contacting the Small Business Administration Financing Page (SBA) – links below. Entrepreneur also offers a great site dedicated to money & finance – see below.\n\nResearch, research, research – this cannot be stressed enough. Read as much as you can. Here are some book titles that are relevant:\n\n* Free Money for Small Businesses and Entrepreneurs by Laurie Blum\n* Finding Money: The Small Business Guide to Financing (Small Business Series) by Kate Lister, Tom Harnish\n* Financing Your Business Dreams With Other People's Money: How and Where to Find Money for Start-Up and Growing Businesses by Harold R. Lacy\n* No Cash No Fear: Entrepreneurial Secrets to Starting Any Business with No Money by Terry Allen\n* Starting on a Shoestring: Building a Business Without a Bankroll by Arnold S. Goldstein\n\nThere are plenty of free informational resources out there. Check the source box for links to articles.\n\nHope that helps! I wish you much success & happiness in all your ventures!
306629
decrease in cash flow for investing\nincrease in cash flow for financing
1029579
try this. no investment required. no inventory to keep. no quotas to meet. fun and easy to do.\n\nhttp://www.stuffafriend.biz/members/xtnl...\n\nof course, like with any other business, though, the amount and quality of work you put in will be reflected in the income that you will make. so you can choose to work a little or work alot, it's really all up to you.
665201
Well, - first would be to clean up your English.. I think you might want to "propose" a business idea.. You know, good ideas are great - - we all have many.. however, putting them into practice is another thing - thus the expression 1% inspiration 99% perspiration.. Best advice is do some paperwork and investigation first - How much are drinks like yours selling for? How much will you have to pay in rent and for employees? How many drinks a day will you have to sell just to equal your expenses? Add at least another 15% for miscelaaneous expenses that you never considered. Do the math - if it works out really really well, then you might want to show your math to a business person - rather than just another idea.. ok?
471753
1. Make sure you maximize your tax deductions. Plow more money back into the business - marketing, new computers, etc. and claim them as deductions\n\n2. Open a Self Employment 401K http://www.powerhomebiz.com/vol149/401k.htm and maximize it. You can put in as much as $16,000 per year + 25% of business profits. It is tax deferred so you don't pay taxes now, but at least you can use it to save for your retirement.
387288
You can try if your bank will give you 100% loan. But banks -- even SBA -- always want to see the business owners invested in the business so they require business owners to put in money into the business. As SBA explains it:\n\n"Business loan applicants must have a reasonable amount invested in their business. This ensures that, when combined with borrowed funds, the business can operate on a sound basis. There will be a careful examination of the debt-to- worth ratio of the applicant to understand how much money the lender is being asked to lend (debt) in relation to how much the owner(s) have invested (worth). Owners invest either assets that are applicable to the operation of the business and/or cash which can be used to acquire such assets. The value of invested assets should be substantiated by invoices or appraisals for start-up businesses, or current financial statements for existing businesses."\n\nMake sure that you have other requirements such as collateral, excellent business plan, business financials to convince banks that you can be given 100% business loan. You just have to try.
666614
If you are already doing business and you are in profits, then my suggestion is to save as much as you can from your profits. As a rule, spend only 20% for your personal expenses and invest the rest back to your business. This way your business will keep on growing and the small will become huge one day. This is the easiest and the best way to grow a small business as it is not always easy to get financing from banks or personal sources for new business.\n\nBut yes you will have to sacrifice your luxuries of life in the begining but a day will come when even the 20% of your profits will be more than enough for you....BEST OF LUCK!!
32965
FIRST OFF YOU HAVE TO KNOW WHAT YOU WANT TO DO AND HOW MUCH YOU WANT TO INVEST. GO TO THE LIBRARY THEY HAVE BOOKS THAT WILL HELP GUILD YOU ON HOW TO WRITE A BUSINESS PLAN. SBA HAS A PACKAGE THEY CAN GIVE ON WRITING A BUSINESS PLAN SO CAN SCORE. LET'S TALK CONTACT ME ON MY YAHOO MESSENGER.MY YAHOO MESSNEGER NAME IS JANETTEPEACOCK. HOPE TO HEAR FROM YOU.
561572
apply to the SBA.  they handle business loans.
675373
Wow, you've asked the right question!\n\nI considered doing it once, and took a job as a counselor at an agency in town to learn a bit about the business.  THE biggest challenge that the company had was dealing with the cash flow issues, and funding the ever-expanding working capital.  Consider how the business typically operates.  They send an employee out on a job.  At the end of the week, the temp agency pays them, and then they bill the client/business.  Typically, the businesses would stretch out as long as they could before they paid.  So, it would often be as much as three months before they got paid.  What this means is that your working capital grows astronomically and sometimes catastrophically.  The faster you grow, the more credit you need to cover.  \n\nAnyway, its an interesting and rewarding business, and if you can recruit well and market your services effectively, I think it should be viable.  But, the financial side of it is far more enormous than I ever imagined.\n\nBack in the day, Entrepreneur Magazine had published a very useful start-up kit for that specific line of business.  It was quite costly back then - something like $250, but I'm told they are more in the $20-30 range today, so I'd strongly suggest looking into it, if they still offer it.  (I'd send you mine if I knew where it was.)\n\nBest of luck to you.