what does it take to be finacial okay?
602034
u need to b hard working if u r not born with a silver spoon in ur mouth
404749
just enough to get by with what you have\n\n"enough to meet the needs of a situation"
59911
First of all, you have to follow rules as much as you can but at times, pragmatism doesnt allow following of rules beyond a certain extent.\n\nIn that case, be ready to be flexible but try to judge things on your values & standards. you should never cross your values in doing business or breaking rules. \n\nFor profitable business, there are many other options, Find out the needs of the market, then operate in that segment.
186284
Getting out of debt takes time and committment.  It can be done legitimately by paying off your debt.  It just takes time.  Ask yourself, do I need it or do I want it when spending and then if you want it, don't buy it.  Don't put too much pressure on yourself and just operate in cash only now.  There is a light at the end of the tunnel.
104469
hotwire199 gave you some good advice. There is nothing an agency can do that you can't do for yourself. You have to be willing to dedicate the energy it will take to get things on track. Just a little more than a year ago I was so derailed off the track I didn't think there was hope. Now I am back on track and been doing great. I had a FICO of 498 when I started. Now I'm closing in on 700. You can do it! Good Luck!
582728
First step is a business plan (a really good one) your ideas, what money will be going out and what will be coming in (you have to second guess these things) and a trip to the bank for advice. A course on running a small business would help too, I did one and it turned me right off the idea lol.
471516
Money problem means debt, no doubt. The answer is to pay it off. Easy answer but hard, if not impossible, to do. There are several things you need to do to begin to take care of this problem.  First, you need a steady job. You need steady income. Next you need to save 10% of whatever you net and put it aside. No matter how little that is, do it. Be faithful to pay yourself this 10% and let it grow. That is your emergency money. Next you tackle those credit cards. Your emergency money is for when you have an emergency so you don't have to keep using your credit cards. You want to get out of credit card debt. Retire the easy to retire cards first. Then pay more than the minimum payment. The more you pay the better, but never forsake paying yourself the 10%. Next telephone. Get rid of your cell phones and cable tv or internet. If the temptation to talk long distance is doing you in, get rid of phone service. This is radical to get out of debt. Later you can have all these things when you can afford them, assuming you will want them after getting used to not having them. Make a budget and stick to it. Gas, food costs you x amount each month. Track your spending. Pretty soon you will know what you need to pay bills, buy food, buy gas, pay yourself 10% and how much debt to retire monthly. As you do these things, and you see progress, you will get excited. The biggest hurdle you will have to get over is your lack of desire. Do you really want to get out of debt or do you really want someone to bail you out? The truth is either  you get out of debt or you will stay there. It is your choice. I had a similar choice years ago. I did exactly what I am telling you to do. I had $8,000 in credit card debt, about to have my truck repossessed and I was ready to lose my house. Now I turned that around doing exactly what I  am telling you to do.  I promised myself that I would never spend like that again. That was a painful lesson but a lesson well learned. So, it is not the end of the world, you have some work to do.
511870
Pay your bills on time, don't use more than 25% of limits on cards/charge accounts, don't apply for a lot of credit (inquiries). Be consistent, and it will move up.
144695
Budget\nSet your goals - What do you want to buy?\nWhat is your income?\nWhat do you have to spend - food, transport, clothing, tax.\nHow much can I save each week.\nCan I save enough to get what I want, when I want it.\nCan I allow for some extra spending and still reach my goal.
100071
Knowing the basics of managing money.  Being financial literate means you know enough to be able to get yourself in good financial shape.  It does not guarantee it will happen, but it means you have a chance.\n\nI would include the following in my definition of financial literacy:\nBeing able to put together a household budget.\nUnderstanding interest rates and fees to a degree you can shop around for loans and investments.\nA basic understanding of how a credit score works - paying bills on time and not running up too many debts.\nOpenning a checking and hopefully a savings account.
1147773
First sit down, than think twice! \nNow make a list of every good situated man from who U may dare to ask financial help! Those U expect would help U, put last on your list! \nNow GO! Don't stop! Be U! Be your busines, make them wish to help U!\nGood Luck!
411816
A certain amount is necessary.  When I was first married we struggled to make ends meet.  We're married 12 1/2 years now and we're in a much better financial place.  I don't have to worry about how to pay the car insurance with takes away alot of the stress.  However, I was very happy then just as I am happy now.  Money is a facilitator, but by itself won't make you happy.
633647
That is an excellent question. The answer however is not simple. \n\nIn order to live at or below your means you have to have financial discipline. Most people don't have the financial discipline to avoid overspending. This requires a detailed financial plan and the discipline to implement it. \n\nMost people suffer from impulse buying, pride, and the need for recognition from others. Buying a fancy car for example, which is above their means, will get them praise from friends, family, and acquaintances. It will be their quick fix for recognition, but it will have a negative effect on their future financial well being. Do you really need that $300 sweater? Can you settle for a $80 sweater? A $30 sweater? A $10 sweater? Do you really need to go out and eat at a restaurant and pay $200, while at the same time you can get the same meal for $12 by eating at home? \n\n\nOther reasons such as easy access to credit cards and loans coupled with the previous reasons are also major factors.\nWe also live in a culture of consumerism. We are flooded daily with ads that urge us to spend, this usually results in overspending.\n\nThe solution? Make a budget, implement it, and reap the benefits of having financial discipline. Avoid impusle buying and buying to satisfy the need for recognition, if it is outside your budget. Alternatively, overtime you can set aside savings for your luxury purchases.
926322
Easy one for me, most of it is over and done with.\n\nDon't worry, adulthood comes in plenty good time, no hurry.\n\nBetter to build up a lot of good memories than start to worry about the future that much, unless you are one of those soulless individuals fixated on money.
270806
Merit and financial need.
1127659
well i really can't awswer this question but i think real estste financling is something really hard
877157
A financier to finance what?  More details would help me be able to give a good answer.