Should I keep full coverage insurance on an 11 year old truck?
599462
no ,  not everything .  the premiums cost more than the truck is worth.
510629
First off, you get what you pay for and secondly, if it seems to good to be true then it probably is. I would bump up to COMP and COLLISION as well in my opinion. I would also ask the agent for a copy of the policy itself , called a specimen policy, and comb through it very carefully. It will spell out what you will and won't be getting in the policy. If you are comfortable then yes, go for it. Be advised , anything not covered by the policy  in theory could be charged back to you. I work for an insurance company and have seen people lives ruined by not having enough or the RIGHT TYPE of insurance. Bad things do happen to good people. I hope this helps.
430065
This varies state by state. In some states you are allowed to owner retain you vehicle.  Check with your state insurance commissioner
658142
Report the damage to your insurance company, they will take the battle to the towing outfit's insurer. If that doesn't work, sue them.
568374
Try selling it to a private party for as close to teh payoff as  possible.  What's the KBB value of the truck?  If that doesn't work, keep the truck and absorb the payments for a while longer.  When possible make more than 1 payment a month.  If he looses any money on a trade in, it'll just get rolled into the price of a new vehicle, increasing the payment even more.  Best bet, suck it up and pay it as quickly as possible.
1062892
really need more info,but if she is a licensed driver,then your insurance company should cover it,if she is under age or still a student.if she is not then i hope she has insurance herself.hen hers should cover it.
477370
Yes, it's normal for insurance companies to tell you that they can not insure due to a particular condition.  There's the usual wear-and-tear that insurance do not cover.  You do want to make sure that you maintain your property and do the best you can to prevent any damage.  I don't think the insurance will reimburse you amount you spent on maintenance, but you definitely want to be adequately insured at all time by complying their recommendations.
568520
listen, as long as your don't have a lapse in coverage, NO INSURANCE COMPANY CAN USE THE PRE EXISTING CLAUSE CONDITION ON  YOU... so make sure to extend that cobra just a little longer if needed... other wise they can only use the pre existing for one year.... Good luck.
981085
If you feel that its necassary yes...but are you still going to be able to work and bring in your own income? These semi truck drivers carry insurance and yes some of them carry million dollar insurance but not all of them go after the company he is driving for dont go after him..he probably feels guilty about it every day of his life. I am very sorry for your pain.\n\nGood Luck to you
1178097
check with a insurance company with experience in commercial insurance. You need the wrecker insured, insurance for the car you are towing and also insurance in case something flys off that wrecked car and hits a passing car. Also insurance for the driver and the passengers if you pick up a wrecked car and transport the driver somewhere. \nAlso where ever you park the wrecker may become a commerical ( sales area) so that may be more than just plan house insurance. If parked at home \nIf you store the wrecked cars to work on them that is a whole other can of worms,  you need insurance for hazard waste in case the radiator or gas tank leaks into the ground surface
1075100
contact a insurance agent.\n\nlol
397069
There's two things it could be.\n\nI think you might be talking about General Liability insurance, which is a commercial insurance coverage to cover businesses in the normal course of their business. It coverage a wide range of actions like slip and fall accidents or advertising injury and many things in between.\n\nBut you also could be talking about Comprehensive coverage on your automobile which would pay for damage to your car from everything other than a collision.  Even some weather related claims that are excluded from your homeowner's policy...like flooding for example...are covered in under your comprehensive coverage.\n\nUnless you can be more specific, that's the best I can do.
111569
Call an independent insurance agent specializing in commercial insurance. I like the indep. agents because they usually can shop among various companies for the best deal. At renewal time, make sure to quote the policy elsewhere as they can be lazy about that and it can cost you some big $$$ if you don't.\n\nMake sure you have a good written warranty on your product. It seems many people have no clue how to acclimate hardwood prior to installation and it is laughable when a builder tries to sell you a home with big gaps between the board ends. A real stoner was he.
1150618
Depending on where your friend lives, the insurance shouldn't be too expensive.  With my company (State Farm) the rate is determined based mostly on experience in the field.
386762
yes you need insurance. It MIGHT be covered in your homeowners policy, but you really do need to speak with an agent. try state farm; they insure almost everything.
1071245
if you financed the car, the borrower will make you get insurance to protect their interests.. if you bought the car for cash, you should get both liability, collision,and uninsured/under-insured motorist coverage to protect yourself and others-- in most states, having liability insurance is a state law, failure to have it will get you a ticket, a big fine, and the possible impounding of your car !! the city in Texas i live in, just passed a rule that anyone driving with out insurance on their car, will have their car impounded by police on the spot.. for your own security , and to stay out of trouble, it would be a good idea to get insurance on your car ASAP !! I am a retired CPA, CFP, & LUTCF..
763291
I would be a little wary, 100,000 is the sort of time that things start needing attention - head gaskets, CV joints, cam belts.\n\nIf it has had a MAJOR amount of work done recently on the engine and things have been replaced already AND the bodywork looks in great condition UNDERNEATH - then go for it.\n\nI would still take into account that it will cost you more to fix if and when it does go wrong than a Ford or other "more regular" vehicle.\n\nGreat cars when they run well, damned expensive when they need repairing.\n\nPerhaps worth asking if the garage would extend the guarantee to 12 months in exchange for a modest increase in price. If they flatly refuse than you might want to wonder what they are worried about. If they say yes, then perhaps worth taking if the extra cost seems fair.