I am ILLEGAL can I get credit to buy a house and have credit cards as well?
487496
just did the research on pin numbers...it's for fed student aid. http://pin.ed.gov/pinWebApp/pindex.jsp here is the website.
1058619
You first have to clear your bad credit. If you are low income, you don't live above your means. If you want a house, you must tighten your belt and save money, not spoil your credit. After your credit is fixed, call a broker...mortgage broker and they will give you more details after studying your situation. Also there are some grants to help in certain areas.But without a good credit, you won't be able to buy now. Call the credit burea and find out exactly what you problems are. Deal with them one at a time until you are finished. Good Luck. I know you can do it!
15471
If you can get a very low limit credit card, and be very responsible with it, that will build your credit.  So will getting  a loan that's somehow secured, either with money in your account or a car or other solid collateral.
1157254
You might want to try to rent from a private owner...usually these people dont do credit check..but if they do you might have to get a co-signer or pay a few months ahead of time
109137
yes. Ask you credit card.
763069
You can alway go to a bank and get a secured credit card. This is one where you put a certain amount in security on deposit, and this is what your credit limit is. When you eastablish your credit worthiness, say in a year, then you can get your deposit back and get a regular one. Once you establish credit, you'll have more pre approved offers for credit cards in the mail  than you know what to do with.
773962
Apply for a secured credit card.Deposit,let say $500,and your credit limit equals that amount.Use it for expenses you would otherwise make,like buying gas,groceries,phone bill,...etc.\nWhen the bill arrives,pay it in full.This way you avoid paying expensive interest while building credit.\nAfter a year or so of doing this,your credit card issuer,will raise your limit and convert you to a non secured card (you get your $500 back).\nAlso buy a CD (certificate of deposit) at your local bank say for 6months or one year term.Use that CD as a collateral to obtain an installement loan from the bank. Make the payments on time for at least six months before paying it off.\nThese two methods will certainly raise your credit profile.\nBut also important is save,save and save money for a down payment of at least 5-10% of the cost of that condo.It will make you less of a risk to lenders. Try to avoid meaningless consumerism and keep your long term goal of owning your own place permanent in your mind,and I am sure you will reach your goal.\nBTW,like tyou I am a relatively recent (legal)-chill out Lou Dobbs-LOL- immigrant to the US. I got here little bit over five years ago and own my condo,and just closed on a second house.It can be done.Whatever the Mind can Conceive and Believe,the Mind can Achieve.\nPeace
1145727
You can get one done but it won't show much.  It is a wise idea to open one or two credit cards and then charge something and pay it off promptly.  If you ever want to buy a house or a car this will help you more than if you have never charged anything. You see, they want proof you are capable of handling credit.
826921
If you have absolutely no credit. "ZERO" credit scores, I can get you 100% financing using utility, cell phone, cable or other non-reporting bills as alternate credit. 2 year job history is all that's needed and must be an owner occupied home. Hope this helps! www.TheLoanPro.com
466897
Your can buy a house with poor credit owner finace and pay 54% interest and never pay it off its nothing more than a scam.*\n\nWhen you get behind they put you out than turn around and sell it again but they keep you large down payment. Its legal instead of being a sum-lord they or sum financers.\n\nI bought a home through Coldwell Reality last year and the bank they back track your rental and credit history 10 years a house is the hardest thing in this world to buy.
510256
When you apply for your state real estate license, they do a criminal background check with fingerprints.  I've been licensed in 2 states and in neither state was a credit report pulled as far as I know.  To be licensed they are primarily concerned with "moral torpitude" (the actual term used, how old-fashioned!).  \n\nIf you are going through school and interested in law, real estate and credit, consider becoming an on-site property manager.  It will give you real estate experience, you'll be running people's credit checks so you know how that works, you'll see the deals the owner of the property do and how they handle things, and unfortunately you'll probably deal with the court if you have to do an eviction.  You usually get free or reduced rent plus you might even get a small salary depending on how many units you are responsible for.
982090
Yes, you can by  asking the credit bureau, the best thing is \napply for a credit card if they approved you it means you do have a good credit and if not it means you have a bad credit.
1172494
Accepting that you are going to do it. Seriously. Then you need to find a lawyer that specializes in this as you are going to have some long term negative consequences and the idea is to make things as easy as possible. Some day you will want, or need, credit again for any number of things and you should be laying the groundwork for that right now.
1070109
The first place to look is a mortgage broker. Many mortgage brokers have several programs to choose from including for people with bad credit. Also, pull a copy of all 3 credit reports. this will allow you to get a complete picture of your credit without taking a hit on your credit score. You can even take these with you to meet with the mortgage broker and then he or she will be able to provide more direction. You should know what you can afford before you go looking for a house. Plus don't be afraid to take a smaller investmetn than originally planned. Home ownership builds credit as long as payments are on time and consistent. This can lead to your dream home.
1069864
The best way to build credit is get a loan and pay it off. You could start by betting a store credit card. If your making payments to rent to own, then you have a line of credit with them and that should help.
1026198
Go to a mortgage company and tell them you want to build up your credit. Thats what im doing and I got approved for a 125,000 dollar house.
946831
If you have a bank account, you may consider asking your bank for a credit card.  They may require that it be secured, which means you would have say $500 in an account that you couldn't touch, and you would be borrowing against that money and paying it back.  Then use it for gas and groceries and pay it back every month.  After a while (six months or so) you can apply for a real credit card, they will see you can pay, and will probably say yes and offer you a higher credit limit. As long as you use the cards, but don't really appear to need the cards, they keep raising your limits. For credit scores to be good once you get your cards, you don't want to have the cards charged up above 30% of the total value.  Stay away from Capital One, they do more injury than good to people's credit scores.\n\nYou can also try jewelry stores and electronic stores if they have anything you want to buy.\n\nThere are other ways too, but they take some major explaining. So if you are curious, email me and I'll respond.  Part of how you better your credit has to do with why you want it improved. What is your goal and why?