Question  about  a  lien  on  my  house?
493040
AS far as i understand it the LIEN does not mean that they are taking your home away from you, it basically means that you can not SELL your house without the person who holds the LIEN giving permission; so basically if/when you sell the property they will reclaim there 2800 USD from the proceeds of the sale.  This is how it works in the UK might be different in the States.
1069397
What is your ultimate goal here?  Are you trying to get out of your mortgage?  Get the previous owners to pay for repairs?  \n\nIf you are truly able to prove that they failed to disclose this information you can probably win a lawsuit, but if the previous owners are not wealthy it may be like trying to squeeze blood out of a rock.\n\nDid you have an inspection done prior to the purchase of this home?  If so, did the inspector notice anything amiss with the pipes?  If not, why not?\n\nIt sounds like you have grounds for a lawsuit, but you may not get any satisfaction out of it.  Lawyers are expensive.  I wish you well.
707004
Well It would help if I knew what state you were in; however, I may be able to help anyway because I took Real Estate Law a couple of semesters ago.  \n\nFirst of all I think title exams go back further than 50 or 60 years.  I think they go back as far as the title has been recorded. Regarless, if the title was obtained fraudulently at anytime that causes an issue.   Legally if the deed was ever obtained fraudulently or if there is some other flaw in the deed then some unknown person may have a legal claim to the property if they ever find out they have a claim and may be intitled to quite title lawsuit.  The other problem that could occur is if the real estate is ever sold and title insurance is purchased and the fraud is discovered then the current owner may loose his claim to the property or the flaw in the title will have to be resolved before it can be sold.\n\nAccording to my real estate law book a quitclaim deed purports to convey only the grantor's present interest in the real estate, if the grantor has any interest, rather than the real estate itself.  Since such a deed purports to convey only whatever interest the grantor has at the time, its use does not mean or imply the grantor has a good title, or any title at all.  This form of deed does not impose any future obligations on the grantor.  If the grantor has an interest, it is conveyed by the quit claim deed.  If the grantor has no interest none will be conveyed.  If the grantor aquires an interest after executing the deed, the interest will be retained as the grantor's property.  \n\nQuitclaim deeds are used when the grantor knows that the title held has a flaw, such as where another may have an interest in the real estate, or where the interest of the grantor is doubtful, but a deed is need to clear that interest.  They are commonly used when parties have aquired title through foreclosure or some other involuntary means.\n\nThe point of the quitclaim deed is to release the grantor from the covenants and warranties included in other types of deeds becuase he knows there is a flaw in the title.  This knowledge alone would make me wonder why he is choosing this method of transfer if he allegedly know nothing of the flaw.\n\nI don't know if this helps or not but I hope it does! :)
562826
You cant put a lien on someones home for non payment unless they put the house as collateral. What you need to do is take them to small claims court and the court will make them pay.
531840
yes.  In fact contractors lien's have to be litigated within a year.  If the litigation concerns real estate, the "lis pendens" (notice of litigation)  also acts as a lien.
715302
Your best bet would be to pay off the lien or negotiate with the company to pay it off.  If it does not belong or apply to you or your husband, you should seek legal advice.  You can also refinance and all liens placed on your title can be paid through your loan.  Please feel free to contact me with any questions or concerns, or if I can be of further help: JessicaStephens@banncor.com.  Best of luck.
1142314
NO\n\nbut you can put a lien on thier house..so if they ever try to sell it ---they have to settle with you, or sue them in small claims court
641722
No, the house is part of the real estate, too bad it was not a trailer! anyway there is nothing stopping you from making an offer, so go to a realtor, anyone will be happy to write it up, if you are in the norther michigan area give me a call, lol! just make an offer of what you are willing to pay, often times listing agents will list a house at whatever the owner wants just to get the listing, kind of like blowing sunshine up their skirts...i digress, just go to a realtor and make an offer, if you can pay cash instead of a mortgage you will have a good chance. good luck
415323
This does not sound exactly right... but I'll take a stab...\n\nYou are buying a deed... so yes, you would have ownership... not a claim against title like as in a lien purchase.\n\nI can see what you are saying about the one year period... essentially this is how liens work (although I'm not a title agent who would be able to advise you better).\n\nThe more that I'm thinking about this... the reason that you will not be able to get title insurance is because you are buying an inferior deed type.  You will probably have to go through a process to cure any 'potential' defects to title.  Like advertising ownership and intention to cure defects in newspapers through public notice.\n\nBut because other liens might be outstanding, and probably very likely, this is why you are not getting a Warantee deed.  The defective deed type presents significant risk and their are to be likely other claims to title.
765949
Has the lien been reported to your credit?\nIf not, pay it off. If so, consult an attorney specializing in real estate.
773748
A lien is a claim against property for a debt.  At the bank, they are probably referring to either mortgages against real property, or a contract pledging a car as security for a loan.   These are probably the two most common forms of liens, but there are others.  \n\nYou probably don't want to know much about the other kinds, but they include such involuntary liens as for taxes and judgements, and "inchoate" liens (liens that haven't actually become liens, they just MIGHT become liens) such as Mechanic's liens.
676778
Do a search on line for your local county and state laws regarding purching tax liens. In my state you cannot purchase the lien you can only purchase the property at the tax foreclosure. States will differ in the rules they have regarding tax lien purchase. Besides that there are specialists that sell awesome programs on line that can teach you how to do that. Try looking up Jeff Adams who has a free program on line called the "Real Estate Mentor" I have really enjoyed that!
488739
Wages, checking and savings accounts, lien against your home.
318415
What they are doing is completely legal.  Who issued you a deed in 2002?  That is the person you must go to now to get the check endorsed.  Once this is done and the house repaired, I recommend that you either ask the lender to let you assume the current mortgage (not likely to happen) or refinance the mortgage in your own name.\n\nAnother option would be to retain an attorney and let them fix this for you.  The legal fee shouldn't be too high and it would be worth it to get things cleaned up and in your name.
948212
If your name is not on the mortgage then you may not be liable for the debts incurred on the house.\n\nIf your name is on the title then you have a stake in the assets of the house.\n\nIt seems you are sitting pretty.
419984
Someone has placed a lien on a part of your property (home, car, etc.) for something.  Maybe a debt owed.\n\nThe "abstract" part should give youa brief explanation of the court order and tell you what happened and why.\n\nYou need to contact the court it was issued from and see what you need to do to resolve the matter.
727195
These are called tax lien properties. When a person defaults on their property taxes the municipality still needs the money. The county will put a tax len against the property. These liens are available for sale  at county auctions. In NY they are interest bearing and are sold to the bidder who took the lowest interest rate. The best thing about tax liens is that they have the highest priority over any other lien. However, most people will not  loose their house for not paying property taxes. If the owner remains deliquent for 2-5 years you will be able to receive a tax deed and take possession of the property. It is very unlikely though. Also, alot of banks will be at these auctions and purchase these tax liens on properties that they hold a mortgage note on. You should contact your county clerk office for the dates of the auctions and for a list (they may charge a fee or place ads in the papers). In NY they hold auctions once a year in January or February. Before you decide to go to one of these auctions you should consult a knowledgeable attorney who is competent in tax liens.  Good Luck and I hope this helped you.