I have bad credit. Is there any personal loan I'm elegible for?
478136
I am a loan officer and I work with individual credit continously.  Bad credit is a broad term.  Beware of those who offer "Bad credit" loans on the internet as they are almost always payday advances.  My best answer is to contact a specialist like me to see what YOU would have to do to repair your credit.
30136
i am in the same boat as you. far as i can tell right now you have to go and pay all the bills that got you bad credit and then go and like finance something or get a contract cell phone or get a small loan. something to build the credit back up. but that is all i can figure right now.
1100866
It is possible to get a debt consolidation loan with bad credit, but not all of your debts may be eligible. \n\nHowever, consolidating what you can could be a good start. Combine your credit cards, etc into one manageable debt. There are companies that will provide this, even if you have bad credit. This should free more of your income to tackle your other debts.\n\nAnd you must do this. Don't use debt consolidation simply as an excuse to rack up even more debt: if you do, you'll end up going bankrupt.\n\nForce yourself to budget your expenditure within your income. This must include whatever it takes to repay your other debts. Cut up all but one of your credit cards. Leave the one remaining card at home, to be used only in emergencies. Pay for everything by cash. When you pay cash it forces you to understand the real value of money!\n\nThis is hard, but if you stick to it, you'll not only repay your debts, you'll repair your credit as well. \n\nGood luck.
156362
You can't.  If you have bad credit, you are a high risk.  You WILL pay more for a loan, PERIOD.
1047151
Try going to a local church for the help you need.  Those fast loan places are bad news.  Your financial problems will only increase.
398411
You are right, you do not want to keep having your credit pulled because it will make your score go down.  Are you looking for a personal loan?
391715
Talk seriously with the company or loan agent.  Lay down your cards.  They will be happy to know that your are sincere and willing to pay under reconstruction basis.  It pays to be honest and pay your debts.  Most people I know are not responsible enough.  I am proud of you.  Goooooooooo. Boy.  They'll understand you.  Trust me.
971487
I would not recommend getting a fast cash personal loan. You would be better off asking a friend or relative for the money because the interest you have to pay or penalties for being late, could exceed the amount that you ask for in the first place.
149124
most of them are scams.  but if you have a relative (spouse or parent) with good credit, you can have them co-sign a small loan (try to get a credit card at the local bank with a low credit limit - about $500 to start).  When you show responsibility in paying that, you can rebuild your credit that way
880632
Applying for "a bunch" in the last six months is negative toward your credit history.  Stop by your local bank and see if you can borrow a small personal loan...or maybe buy a car?
737763
Try Lending Tree I understand they have various  banks to choose from to make loans for all types of credit.
317606
Go here http://www.jdoqocy.com/click-1972638-10368062 Guaranteed Personal Loans - Unsecured Loans\n50,000 satisfied clients a year can't be wrong!\nBad Credit OK
917100
No, Dont know of any that would be foolish enough to give you a loan without a credit check. The very thought suggest you might be better off working for someone instead of a small business. Or maybe take some courses at your local college.
180790
try applying for a personal loan at any bank or credit union
95835
It is possible to get a loan if your credit is bad. If you have a good idea, and your business proposition makes sense you could get private lenders to help you. Private lenders may be more expensive, and sometimes upfront fees apply. Private leneders tend to work with you, regardless of your credit.
454863
Only way you could hope for a loan is from family. You really need to get your credit back on track and keep it that way. Get a credit card or something that will allow you a small monthly payment and keep it up and that way your credit gets back up. Although I know with your bad credit right now most lenders will not want to loan to you and you may be able to find a credit card company that will..Good Luck Nicky
468019
Your options depend on what you need the money for and the condition of your credit.  If you need money money for a loan with collateral, such as a car loan, you will pay higher rates and need a bigger downpayment.  \n\nIf you credit is pretty bad and you are trying to get a personal loan, you will have trouble finding anything approaching a decent interest rate.\n\nIf your credit is okay, but not great you might try www.prosper.com for person to person lending.