There is a program called AceInvest. Says that it gives $6000 after 170 days for a $150 invest. Is it a Scam?
479451
If it was even partially true it would be oversubscribed to the point of stupidity ... the institutional investors would be kicking their doors in - just have a look at what the interest rate would be.\n\nAs has been said, if it sounds too good to be true then it probably is.  If you still are interested read their terms and conditions VERY VERY VERY carefully.  Look for any "buts", "ifs", "at our discretion" and "subject to" type statements ... I'm betting that you wont see your cash again or the $6000.\n\nSorry but I can't see how these schemes can exist in a real economic system.  High rewards are only gained through high risk.
117718
At the end of the day it's your money and you are the one responsible for it's performance. Are you investing in stocks or mutual funds? \n\nThe wisdom of averaging into stocks is debatable. If you want to dollar cost average into mutual funds a decent strategy would be to buy a fund comparable to the Russell 2000, Nasdaq or S&P500 when it is well below it's 200 day moving average. Maybe try buying in fifths. It has been a while since this last happened, you never know what the future will bring.\n\nThere are no guarantees in investing.\n\nFollow Up: Learn what a 200 day moving average is. Leave your money in a Money Market Fund until what you want to buy is well below it's 200 day moving average. \n\nThis only happens once and a while, five times would probably be better than ten times, depends on how many years you're going to hold it for, and in the end it's your decision.\n\nDon't do it on a set schedule. Buy when the market is down.\n\n"Buy when there is blood in the streets."
1145593
If you would sign up for an account at a financial institution you can arrange to have your investments done automatically for you.  For example, you could set it up so the 1st of every month you buy $250 of IBM stock.  Each monthly transaction might cost you $5 flat regardless of the amount or number of shares involved.\n\nAs an incentive to join, they may offer six or twelve FREE automatic investments where the $5 is waived for six or twelve months.  Since you could have set up a couple of automatic investments (IBM and Microsoft, for example), they can't really advertize the first six months no commission, so they simply say six free automatic investments/purchases.
635567
Not that I'm convinced that any tools help an investor trade, but I don't see much at this site that I like. But then I'm not a trader, I'm an investor. I won't invest in a single stock anymore as I learned my lesson the hard way, only once and it wasn't a big deal but that's all it took. Then I went to Morningstar, enrolled in their education workshop, I think they call it Personal Learning or something like that. Took every course they had to offer and I still read almost daily newlestters from them. In addition when it comes to mutual funds I simply like low cost, no-load, long tenure management, top notch Total Returns, and because of that I like reading msn moneycentral and look for Jim Jubak and others. But even here be cautious as even the best of the best have bad year returns once in awhile, link #1:\n\nThen watch MOFQX, I'm not saying to buy it but it is the most interesting mutual fund I've ever heard of. It's a relatively new fund and it is quirky but what an idea. And it is still climbing. Who knows. Read, read, read and then sleep on it. If you want the really easy way out, go with TRowe Price or Vanguard's Life Strategy style funds. They match your risk with your age and they are the cheapest arounf. Other than that if you will promise yourself to keep up with the markets, ETF's are great but only if you drop all you are going to at once as trades dimish your returns because of trading fees. Good luck.
101142
Hi Alra,\n  I am assuming that you are here in the USA. If so I would highly recommend DRIPS, Dividend Reinvestment Plans (DRPs), if only because of the small amount of cash you have available, you cannot afford to be paying ANY commissions, they will eat through your $200 like a hot knife through butter at room temperature. With DRPS you are buying the stocks directly from the company itself without paying those commissions. I would also suggest that you add a set amount of dollars every month to your holdings. Only pick stocks that you have checked out and believe in, especially those that make products you buy and use and like. Look at this for the long term, gradually your account should increase in value. Then you are able to take some of those profits and trade riskier stocks through a regular trading account. \nGood luck and don't forget to watch Jim Cramer's Mad Money on CNBC    BOOYA
720654
Well if you want to invest in something thats cheaper then fractions of a cent, it would have to be free. So what can you invest in online that is free? I dunno, enter every contest you come across. Focus on ones where you can enter once or multiple times a day...and use multiple accounts and/or scripts to cheat the system.
743159
well one month is a very short term u r looking at \nat this juncture as of yesterdays close the mkt seems to be correcting so if u wnna enter some stocks enter biggiwes \ndont go in for sugar stocks and banks \nmay be IT will help but thats also run up a lot. \nbe a long term insvestor and enjoy
1146995
I've used Scottrade and Ameitrade.  I prefer Scottrade since their commission is lower, $7 for both market and limit orders.  They have 2 offices in my city (in case I need to go there in person) and their scottrader is pretty darn good for streaming quotes and streaming Dow Jones News.  They also have a scottrader elite for accounts over $25K which offers advanced technical analysis and level 2 trading (an extra $10/month).  There is no inactive account fees and all you need is $500 to open an account.  They also offer quite a bit of other research such as free S&P reports on companies.  One final thing is that they offer access to options, bonds, and funds.  I took a look at cybertrader.com and it appears they are geared more towards active traders (at least 20 trades/month), which may not sound like a lot but in reality it is unless your an active trader.  They also offer services in the futures area, which I've never personally used but you may be interested in.  You probably need to decide what type of trading you want to do (active or occasional) and do you want access to futures, options, bonds, funds, etc. and go from there.
1109704
Software like that is useless and a waste of money. Don't waste your time. Find an actual broker or sign up for one online like sharebuilder or ameritrade.
920516
I've tried many so called "opportunities" in the past in which I had to pay money to get involved only to find out that I had to give more money to stay involved. \n\nI have been involved with this company about a month and I like it very much. There are NO sign-on, enrollment, maintenance, or other hidden fees at all. Best of all this IS NOT a scam. If you are willing to work you can make a lot of money. That's very impressive to me. I finally found a company that gives you free enrollment, free website, free accounting software, and free support.\n\nIf your interested in this rare opportunity, please e-mail me and I will set you up today and you can start your business today. You can run this business from anywhere you have access to a computer. Excellent for "home based" business seekers
666649
1) No (They just charge a very small comission. Typically less than $9.99)\n2) Yes (It takes a few seconds)\n3) Market Price\n\nIf you want, you can open a brokerage account with at least $500.00 in 15 minutes or less at Scottrade and then you can buy a Mutual Fund for $5.00 and then sell it one minute later so you can see for yourself how this really works. (It will cost you 2 comissions of $7.00 but education is priceless)\n\nIf you need more detailed information you can drop me a line.\n\nTop 3 Answerer in Business & Finance. (Vote for me)
636721
Wow.  Some incredibly terrible advice so far.  Buy a no-load fund because they're free?  Would you go to a barber that gave out free haircuts?  How about a doctor who gave free colonoscopies?  Just because they're FREE doesn't necessarily mean they're any GOOD.  Loads (commissions) work like this: If you're going to someone for advice, you're going to compensate them for their time and expertise.  If you're going to do all your own research, and put in the time, then by all means, consider no-load funds--if and only if they meet your particular objectives. And if you ARE going to go it on your own, make sure you have the tools, time, and talent to stay the course.  And of course the discipline, which might be the hardest one.  Minimizing expenses is definitely key, but there are many, many super-high quality "load" mutual funds that have lower fees than "no-load" mutual funds.  Oh yes.  And better returns too.  Check the fund's annual expenses, which yo udon't pay out of pocket and hence can fly under the radar.  That's the money they deduct from your return whether they've made money or not.  Ideally, what you want is a combination of low expenses, a proven track record of beating the index, and a well-founded expectation that they will continue to do so (not just because you "feel" they will).  Of course, there are very good offerings no matter which camp go with, and MANY more terrible ones.  So do your research, either way.  \n\nAs far as buying certain sectors because they're "hot", wow, perhaps even worse advice.  Gold was at $250 an ounce and more than doubled to $660, a price unseen in, like, forever.  So where do you think it's more likely to go?  Up or down?  Gimme a break.\n\nAs a matter of fact, let's say you don't even have a crystal ball, and so you have no opinion on where gold is going.  Or stocks.  Or real estate.  Or bonds.  What's a sensible investor to do?\n\nBuy a diversified series of QUALITY mutual funds. The one good advice I saw was that owning individual stocks is just way too risky.  In many cases, it's more akin to gambling than investing.  So go with funds, which are much more diversified, and therefore spread the risk among many, many more holdings.  The key, of course, is buying quality.  So make sure you hit ALL the asset classes, like Large cap stocks, small/mid cap stocks, international stocks, emerging markets stocks, government debt, corporate debt, hi-yield debt, foreign debt, emerging markets debt, real estate, commodities, and precious metals. That's 12 categories right there, so with $1200, you're talking about $100 each.  This is called asset allocation, and it's a step beyond simple "diversification", which most idiots think is buying a hardware tech stock AND a software tech stock.  \n\nAdd systematically on a monthly basis. Soon you won't even care what any of the markets are doing.  They're up? Great!  Some of my investments are worth more.  They're down? Great! Now I'm buying quality investments at an "on sale" price.\n\nThen sit back and re-balance each year, back to your original percentages. Again, this is called asset allocation. It's is very important, perhaps the most important thing you can do with your money.  The thinking being, what's BEEN hot is more than likely not going to STAY hot.  All markets are cyclical.  There's hundreds of years of data to back this up.  Yet some people still think they can ride the next hot wave.  They usually wind up begging on the street for beer money.\n\nNow, this sort of portfolio should average 8-12% per year, so just split the difference and say 10% on average. Will it do 10% EVERY year? Of course not. I'd be surprised if it ever did EXACTLY 10%. That's an annual average. With that average, your money should double roughly every 7 years.\nSo, if you're starting
1097883
Hi fren, I think it is not advisable to invest in Mutual Funds this time, provided u have some other investments which can compensate any loss u might incur. I say so because if u follow market, u can see that for few of the very strong funds the NAV has gone down.\nMutual funds, depend on share market and currently all the analysts (national and international) have advised their clients to take a vacation.\nI think for a new investor like you, u should wait for some time, let the market stabilise once then u can think of getting in.
973396
Coach has maxed itself out @ almost $40.00 per share and will never offer you much of a return unless it plummets back down to it's foundation price.  \n\nIt is too high and was only a productive purchase to those smart enough to get in on the ground floor.  \n\nIt is rated at an 8,  a great stock to own but as far as it going up enough to make you money...  I don't see it happening.  It wont ever become an Abercrombie or an american eagle.  I don't think so anyway...  always go with your gut!  I would hate to be the deciding factor and you not do something you should have done. \n\nCheck out Psun...  It just split and is still cheap!
382614
I think you would be better off putting that 20k into a 90-day CD at or around 4.5%.  Thus eliminating the chance of losing it.
653862
No you didn't. Sounds like a scam to me.\n\nLet me guess: \n\nA) You don't recall entering\n\nB) Your notification was by e-mail\n\nC) The course will tell you some "hot investment tips", which just all happen to be in schemes run by the course "tutors". And these schemes will mysteriously collapse, along with your money.
632406
it is a stock trading program you probably signed up for by mistake, look in the email somewhere it should have a link to opt out