what is credit portfolio?
489900
A credit portfolio is where credit card companies along with rental agencies, car dealerships, etc. go to see if your worthy of paying your obligations on time. I recommend going to www.annualcreditreport.com and requesting a free experian credit report to see what yours is about. You want to look at this at least once a year, if not more, to make sure no one has stolen your identity.
1039002
credit report program
646823
it is assets MINUS liabilities equal equity\n\nassets = liabilities + equity\n\nevery debt(s) must have matching credit(s)
289515
I think you may mean "Equifax." They're one of the credit reporting companies. Their site is www.equifax.com
338655
a dept store credit card that was my first one but then I found out I was being ripped off bcuz those have super high interest rates.  it's a good way to establish credit I guess just make a purchase every season and take the rest of the season to pay it off without defaulting it will show you're consistent and reliable.
633344
I had good luck with Capital One. They didn't give me a large credit line, but their interest rate is good. Another thing you might consider is just paying off the balance every month so that the interest rate isn't a concern to you.
416835
A FICO score is a credit score developed by Fair Isaac & Co. Credit scoring is a method of determining the likelihood that credit users will pay their bills. Fair, Isaac began its pioneering work with credit scoring in the late 1950s and, since then, scoring has become widely accepted by lenders as a reliable means of credit evaluation. A credit score attempts to condense a borrowers credit history into a single number. Fair, Isaac & Co. and the credit bureaus do not reveal how these scores are computed. The Federal Trade Commission has ruled this to be acceptable.\n\ni hope this will help
389772
Credit Report.\nI recently got my credit report and it listed all my past employers.
71957
There are number of things that are taken into consideration besides ratios while assessing a credit proposal .  I am specifically referring to ratios since stress has been laid on it.  If the business is already started , the trends are gathered .   In such cases , the important ratios seen are [a] Debt Equity Ratio [b] Current Ratio [c] Gross Profit Margin Ratio to name a few .   There are about 30 ratios which can be studied .   However , I have mentioned only a few .  After ratios are calculated , they are compared with other businesses who are in the same line .   Thereafter , the partners/directors' ability to run the business profitably is studied .  It is also gathered as to whether there is demand for the said product .   Finally it is also seen as to how much you are able to contribute --it is called margin .  Further security aspect is also looked into .  At the time of processing a proposal , it is not only the ratios but a number of other things that are also studied .
600465
a credit card is a great example of an interest bearing debt.its unsecured and the credit card company makes you pay for their services and the convience of having and using their card. anytime you buy products over a certain time you have a interest bearing debt.
166515
Banks invest a lot in Government bonds, GNMA's and Agency paper.  The majority of their portfolios are usually in GNMA's and Collatoralized Mortgage Obligations (CMO's).\n\nCheck out this link for information on all FDIC insured banks.  http://www2.fdic.gov/SDI/SOB/  Under Industry, check all FDIC-Insured Institutions and then for Reports check Securities then Run Report.
460140
an integrated suite of banking applications designed to support deposits, loans, cards customer management and collections for the global banking market.\nCORE would mean the basis of this.
962248
Return on investment (ROI) is a standard measurement ratio used to find the relative attractiveness of various avenues of investment. The return is calculated on Compound Interest. \nCredit card interest rates should be calculated on Compound interest basis.
184212
Re phrase the question!\n\nI think you are asking if you should borrow from a line of credit to buy a portfolio of factored invoices(accounts receivables)?
207211
A credit card is a card that you can use to pay for your purchases and promising to pay the money in installments or in full. They are loaning you money upfront (up to your available credit limit) and they are going to let you pay the money within the grace period (25-35 days) or start incuring interest charges. Credit Cards are unsecured loans (which means you don't have to have collateral) and some have extremely high interest rates (some are 9% if you have really good credit and others are up to 27%). In life I believe it is necessary to have one because to apply for a loan for a house you need credit. You need to have a good history of paying back on time, not having a lot of debt, etc... To build up your history, you need a credit card. Get a credit card and just charge one thing per month to start building up your credit. Pay it off in full each month. The more credit you have the less your interest rate may be and the more of a loan you can apply for. The uses are everything! You can stop worrying about having enough cash.\n\nTo get a credit card, you need credit. Where do you get this credit to start with? Well, you can do one of the following:\n1) Get a credit card at a local bank that you have accounts with. Small banks are extremely friendly and can help you build up your credit score. \n2) Get a secured credit card. That means you have collateral. This builds up credit while giving you money management skills. \n\nYou need to be 18 to apply and have a regular income.
1122014
Go to Yahoo or Google, and type in Portfolio Management.  You will get more info than you can ever digest.  Good luck!
27964
Credit: What it is, why it's important, how to maintain good credit, protecting yourself from credit fraud, etc\n\nMaybe lump it into a big "Personal Finance" course encompassing checking, savings, retirement plans, doing your taxes, credit, rent, credit cards, student loans, car loans, etc etc.\n\n[edit]\n\nThese may seem like easy concepts to some people, but there are alot, and I do mean alot, of people out there who have no idea about these things.  Many companies exploit this ignorance to make big profits.