what is the methods of encouraging an increase in saving?
492765
Eliminating the taxes on earnings created from savings account would encourage savings.
661938
Hi, i would like to introduce to you something incrediblely amazing new method of becoming more financially free. \nI am not joking, serious about it. Its a new system created not long ago and has tremondous potential to expend. Sky is the limit.
275612
Learn how to save money and you'll be ok. Take a deep breath ... and let it out - you're free!
158495
Basically adjust for inflation or deflation in the money to compare the increases in waves earned from one year to another
28358
Live well within your means.\n\nInvest in a home.  Keep consumables like cars to a minimum.\n\nContribute the maximum to your 401(k) plan.\n\nAt the same time, be disciplined to put in a set amount into a savings account each month from your salary.\n\nGet an IRA.  Also see if can qualify for a supplemental IRA.\n\nDepending on how much risk you can handle, invest in stocks, bonds or no-load mutual funds.
839674
The first step is to save a little at a time.  For example, you could open up a savings account and put $25.00 per month in it.  Force yourself to put the money in the savings account no matter what.  Cut out anything extra that you would have done with that $25.00 for the month.  Doing that, you would save $300.00 per year.  The BIGGEST THING in this is to FORCE yourself to put over money monthly.  Your savings will slowly grow, and pretty soon you won't be able to believe how much you were able to save.   There are some high interest savings accounts out there.  I would search for the highest interest rate on savings accounts to put your money into.  The higher the interest, the more money you will make. \n\nIf you would like to save for retirement, a great option to save with is a Roth IRA.  You put money into it just like any other savings, but you can't touch the money without penalty until you are 59 1/2 years old.  The good thing about a Roth IRA is that when you take the money out during retirement, the interest you earned is tax-free. :)  That can save you a lot of tax dollars in the long run!
19598
Pay Cash\nDo things that don't require money\nDeposit Money in a savings account\nSimplify your lifestyle\nSet a financial goal
886247
Make the plan simpler. Break the big plan into little plans then achieve each one. Give the plan a simple goal, not a wishy washy one. A plan to "feel happier" or "to stop designating unwell situations as unpleasant awareness items" are hard to define. A plan to save money is really easy. So much per week, extra over-time in kitty etc etc, it's measurable and definite. Give a dream a deadline and it becomes a plan.
1171229
Huh?\nFree financial advice:\nSave everything you make.\nBuy 50% less salt...saves you 50% of the cost.\nLeave the bucket at home and walk.\n\nRemember:  Advice is free.  The right answer cost money.
250407
One piece of advice I got from a financial planner was to make sure that if I did participate, that I really liked and believed in the product.\n\nIf what you are being asked to promote is something you like, use and believe in - that makes a big difference.
492559
start investing systematically in mutual funds, over the next 10 to 20 years you'll make a helluva a lot more there than you will in a savings account, it just won't happen overnight
1040305
pay yourself first. decide how much you want to save and pay youself in savings first then pay your bills and have whatever is left over to spend.
81704
Consumption and savings.
256351
increasing the money suppy when unnecesary will decrease teh value fo teh dollar adn vise versa
65086
1 pray to god\n2 save little from paycheck\nbe focused if you want to save money\n3 borrow from friends \nhope thats help
566194
Could you provide a little more detail please? The approximate amount that you are short by?\n\n\n\nOne good way to start is to start saving. That sounds very obvious, but please hold on. In the US there is not much emphasis placed on saving, no one teaches you how to save. Small things go a long way, for example a coffee everyday costs you $100 a month depending on where you live: so dropping that habit saves $100! And its good for your health and heart. Smoking is another example, but unfortunately its harder to let go. \n\nSaving on fuel: try using the bus for medium distance commutes. Its not bad, trust me! I take the bus to work everyday. I get my commute done in $40 per month.\n\nYou pitched in to help your family, so its time for them to help you back. Don't hesitate to ask them to babysit your kid once in a while. That I believe saves a lot. If they don't, or if you think they are neglecting your kid, its time to break that parasitic relationship.\n\nTry looking for a job that permit you to work from home, so that you don't need a babysitter. Anything that involves typing for example. But beware of internet job sites, a majority of them are hoaxes. For example, the secret-shopping thing is a hoax 99% of the time. If an offer sounds too good to be true, it is probably not true. \n\nIf you have a kid old enough to do math, it is good idea for you and him/her to let him/her calculate your credit vs. debit everyday. Initially it may be cumbersome and more tiring than doing the darn thing yourself, but it pays off in the long run. Maybe you can ask him/her to sit down while you are cooking, and you recall today's expenses and earnings. He can enter them in two columns, add entries in each column and subtract to give nett daily savings. My mom did that to me :-)\n\nhttp://answers.yahoo.com/question/;_ylt=AtScV0GM2DTZVRGW1tmxxuYezKIX?qid=1006050319925\nlooks to be a professional answer.
442257
Short Answer: \nUsually increases in savings shift the IS curve left and the LM curve down.\n\n\n\nReasoning Behind the Short Answer: \n.......See:  http://pages.stern.nyu.edu/~nroubini/NOTES/CHAP9.HTM\n.......See:  http://www.nd.edu/~tcosiman/ch-9.html\n\n   A higher saving rate (the ratio of S to Y) is also a lower consumption rate, since saving and consumption sum to after-tax income.  An increase in the saving rate is a leftward shift in the IS curve.  In the short-term, if individuals decide to consume less, this hurts firms, who are trying to sell, and leads them to lay people off.  But, in the long term, a high savings rate usualy means more investment, growth in capital, & increases in output & wages.  \n\n   The LM curve summarizes equilibrium in the market for money.  The position of the LM curve depends upon the real money supply.  An increase in the real money supply for a given level of GDP, usually increases total savings, which implies lower interest rates, shifting the LM curve downward. \n \n\n\nIf you want to know more about what IS & LM Curves represent:  \n.......See:  http://en.wikipedia.org/wiki/IS/LM_model\n\nIS: Investment/Saving equilibrium used to represent equilibrium in the product market, where total spending (Consumer spending + planned private Investment + Government purchases + net exports) equals an economy's total output and income. To keep the link with the historical meaning, the IS curve can represent the equilibrium where total private investment equals total saving, where the latter equals consumer saving plus government saving (the budget surplus) plus foreign saving (the trade surplus).\n\nLM:  Liquidity preference/Money supply equilibrium represents the equilibrium of the demand to hold money as an asset and the supply of money by banks and the Central Bank.\n\nSo, in IS/LM equilibrium, both product markets and money markets are in equilibrium.