how do i get a checking account if i am in chexsystems.  Know any banks in SC?
475938
Mainly depends on why you're in ChexSystems in the first place and what you did to get there.  Most banks won't let you do anything once you've been reported.  You're best bet is to plead you case to the bank that reported you in the first place.  And I'm sure there is already bad blood between the two of you.  But, make nice with them and hopefully they'll remove your record from ChexSystems.  If this is done, you can now go to any bank without an issue arising.  Typically, most banks won't remove your record, though.\n\nA local credit union is typically REQUIRED to offer you at least a savings account.  That might end up being a last resort.  But you should at least end up with an account and an ATM card.
590922
Yes. Go to www.bankofamerica.com
926518
You must have an official ID and proof of address to open a bank account. If you don't have them, no bank account for you. \n\nSorry, that's the way it is.
863715
Go to the bank that you have a checking account with.
132971
Check the smaller banks. I have terrible credit and still have a checking account, visa check card, and overdraft protection.\n\nI found out really quick when I opened my account that the smaller "Mom-and-Pop" banks don't check your credit. The big ones will almost alway deny you or offer you some sort of crappy account that isn't worth it.\n\nI use a bank called City National. If they have them in your area, you might check them out.
559401
Just sign up for a checking account at a bank and ask for a debit card.
409079
Wells Fargo (Just open a Checking Account with at least $100.00 and the Visa Card is FREE)
170802
Try First State Bank they don't use those systems
325
It depends on the level of service you are looking for. For example, is internet access good enough for you, or do you prefer a bank with local branches? For me, Etrade offers the ease of online access but reasonable interest. On the other hand, Citi bank has many local branches but low or no interet in checking.\n\nThe best site that helps you to compare interest offers is www.bankrate.com. It also rates the reputation of the bank. Once you select the interest level and reputation level that you like, come back here and ask if people have good/bad experiences with that bank. Hope this helps.
349206
Most national banks use ChexSystems, if that's what you're referring to. I would suggest to try a bank that exists only in your local area. The smaller the bank, the greater the chance that they don't use ChexSystems.
173440
Go to www.consumerdebit.com and you can get a free copy of your Chex System report. You can find out who and what is being reported about you. You can then negotiate, in writing of course, with the bank(s) that put entries there to pay them and have it removed.\n\nYour other option is to call other banks/credit unions in your area and ask if they use Chex Systems. Some of the smaller local banks don't.\n\nGood Luck
424955
Shop around. It's obvious that your bank is jerking you around. For information on best banks, try http://www.consumerreports.org/cro/personal-finance/lower-checking-fees-903/overview.htm.\n\nDo your homework. Make a list and find out the following from each bank you look up:\n\n1. do they offer free checking\n\n2. is there a limit on the number of checks you can write every month; if there's a limit, what's the charge on going over your limit\n\n3. what are the non-proprietary ATM fees (these means 'do they charge if you use a bank ATM that is not their own')?\n\n4. is there an annual/monthly fee to have an ATM card?\n\nI have sovereign bank and they're pretty good. Their customer service is so-so, though, so eventually I'm going to look for another bank, too. Good luck.
17193
Many canadian banks have US branches where you can open an account. There are also some US banks that have branches in Canada
689724
go to any branches of bank of nova scotia or royal bank
1102573
None. You need ID to open an account.\n\nAnd now, most banks require two forms of identification, not including your SS card or birth certificate.
973285
It happened to me too.  Ask around.  Call several banks.  One of them is bound to let you open an account.  It's the branch managers' call.  Sometimes.  After some time passes you shouldn't have a problem.  Besides, lots of people go through life without a checking account.  You can open a savings account.  After you've had an account with a bank for a while they're bound to be more receptive to letting you open a checking account.  You can pay your bills in person with cash or use money orders. This isn't the end of the world.
1182601
Perhaps you have made some mistakes in your past with your banking account, and have ended up on Chexsystem's database. It will be very difficult to open a new bank account because 80% of all banks are using their systems to verify your banking history. Not only that, but you will remain in the system for a period of 5 years. My advice would be to perhaps go to a smaller bank. One of those local banks that may only have 1-2 branches in your area. The larger the bank, the better chance that it will be using Chexystems to verify all new applicants. There really is no way to know though, unless you contact the bank. You can also check out the Chexsystems consumer website https://www.consumerdebit.com/consumerinfo/us/en/index.htm and get more information on how they work and tips on how to avoid ending up in their system in the future.