I have two credit cards, both visa; one is a student credit card and the other one is a chase platinum card,?
490127
I think both would help you build your credit history and your credit score. You need to be carefull about how much you spend from the available credit. You should keep your spending below 30% of the total available credit as your credit score highly depends on your debt ratio (Available credit/Credit Remaining on the credit card).
22854
Actually, my Visa Check Card acts as 3 in one. It's my atm card as well as debit. But it also acts as a credit card. When charged as credit, it just takes it out of my account.
873368
The actual machine, or the card.  The card is free after approval from your bank.  As for the machine itself, have no clue.
121575
I think Visa is more common but its just the differance of Visa vs Mastercard. Most places that take one also takes the other. You bank is probably switching over due to a price brake from matercard.
598417
If you go to a "Visa Only" Business with your MasterCard you cannot shop there and viceversa.\n\nHowever, exclusive businesses are slowly disapearing and you can always find another business.\n\nI suggest you to always keep at least a Visa and a MasterCard just to be safe.
774146
One is a debit to the account and one is a credit (deposit) to the account.
209735
actually you dont contact VISA because VISA is an association of member banks.  If you have an issue with your credit card you need to contact the bank that issued the card.  That customer support number by law must appear on the back of the card.
525571
As long as the credit card is in good standing and you can verify the amounts that are added to the credit card for credit it should not be a problem.
816092
here is the card info that you might want to check out...\n\nclick on the link
711507
Get a prepaid master card or visa.
180510
You can apply online though various banks for cards.\nMerely do a simple search for either card and dozens of sites will be available to apply
229178
Depending on how long ago you got the American Express card it might or might not be reported to the agencies as of yet. But, it should go in your own business credit report as a separate entry.
952354
i used to work for 2 different universities and you would not believe how corrupt they are -- in the second the president threw pepsi off campus and coca cola paid him to do it.  i doubt mastercard pays to have visa kicked off campus but my assumption would be someone tried to pull something over on visa  and visa had to close up to protect itself.  anytime a beurocrat says "not my fault" you can be fairly well guaranteed it is.  you can always get a cash advance on your visa to pay tuition.  i often thought the hardest part of getting a college eduction was cutting through all the nonsense.
184321
NOrmally, your credit card will have the following interests. One for purchases. One for cash advance. One for balance transfers.\n\nPurchases can have a promotional rate like 0% for the first 6 months of the card then it goes to Prime + xx%. Cash advances are normally 22% Balance transfers can be as low as 3% for the life of the balance depending on your credit history (both usage and payment) with your card company. You are correct, do not average them as it will only confuse you further. Treat them individually. The reason for the different rates is to "lure" you into spending much on the lowest interest segment, usually, balance transfers. While it is in your cardmember agreement in very fine print, all your payments will first be applied to the LOWEST INTEREST charges. When that is completely paid off then and only then will it apply to the second lowest and so on. Imagine you made a cash advance of $500 at 22% but have purchases of $700 at 17% and a balance transfer of $5000 at 3%. Until you are able to pay off completely the $5000, the $700 will continue to earn interest upon interest plus the $500 cash advance will rake in 22% month after month.\n\nMy advice to all is when you have a credit card with a low balance transfer rate, by all means use it for balance transfers only. Use another card to purchase goods. Or pay the balance off before doing a balance transfer.
410029
Have them checked out by Visa and Master card they would know if they are officially a merchant and if they had any complaints!Good luck and be wise about giving out your information!
110296
Similarities\nThey are both card associations that set rules and standards on how card transactions are accepted, authorized and processed. They both make money the same way and, currently, they are both owned by member banks. Citibank is the largest issuer of MasterCard and Bank of America is the largest issuer of Visa.\n\nBy the way, neither set interest rates - the banks set the rates.\n\nKey differences...\n\nAcceptance\nMasterCard is accepted in more places globally, Visa is accepted more in the US.\n\nOrganizational Structure\nMasterCard is about to go public, meaning you can buy shares in MasterCard Inc. Visa is an association of several geographic organizations owned and operated by member banks.\n\nProducts\nVisa Debit cards are all over the place, not sure MasterCard has a debit card - or if it does it is not widely available. MasterCard does have a neat product called PayPass that allows you to just tap your card and go.\n\nAds\nVisa ads stink. MasterCard's "Priceless" ads are cool.\n\nAt the end of the day, pick the card that gives you the most reward points - which might stear you to American Express!
921186
probably call the 1-800 mastercard office and they should be able to tell you