what is a Truth in Lending form? how does it differ from that good faith thing?
478921
The Truth in Lending Disclosure Statement tells you how much interest and principal you will pay.  It includes the amount that you are borrowing (the principal), the total amount of interest if you pay the loan out over the full term, the total amount (principal and interest) that you will pay if you pay the loan out over the full term, and the effective interest rate you are paying (which includes loan fees and charges).  It also lists what your monthly payments will be (principal and interest only) and how many payments you will have to make to pay it off in full.\n\nThe Good Faith Estimate is an estimate of other costs in connection with the closing of the loan, such as title searches and title insurance premium, survey fees, attorney fees, recording fees, etc.\n\nThe Truth in Lending statement contains exact figures concerning your loan after the closing.  The Good Faith Estimate is only a rough estimate of closing costs and you should not rely on it for final closing figures.  The final figures will be given to you right before closing by your attorney, title agent or escrow agent.
589919
Oh yeah, I have suffered a lot if I tell you how much? may be you won't believe, therefore, I won't mention in figures. \n\nFriends do know that I won't refuse and they tell me various stories to borrow money but they never return.\n \nSome people have said, I must change my habit of helping people.\n\nThe most common way of borrowing is like this:\n\nHello, Hi, how are you doing? Un... in fact I got very serious problem/sickness/family problem. Right now I am badly in need of money and surely NEXT WEEK I will return you.\n\nThat next week become month then year and then years.\nAccording to my experience those who want to borrow money they won't return. Therefore, it is said, never lend Money and Wife it will not come back.\n\nnihon94@yahoo.com
1021908
None. A SBA loan is a loan from a bank guaranteed by the Government. \nUsually you have to be turned down by two banks before applying. \nYou may want the second turn down turn it into SBA since they already have the info.
725828
An act of kindness to repay an act of kindness...You can use generosity instead of kindness or consideration or appreciation...an act of consideration is worth an act of consideration, etc, etc.\n\nWhen someone goes out of their way to do something that benefits another, the person benefiting is described as owing credit due but not necessarily to the first person...\n\nIf I give you money for bus fare when you have none, you should say thank you but owe me nothing monetary in return unless it was a loan.  You should then go do something for someone else.\n\nRandom acts of kindness show appreciation for kindnesses you have been shown...
943752
I would suggest digging out all of your loan documents (as much as you have from the time you started working with the broker through closing) and consulting with a real estate attorney to see what their opinion is. Though the laws vary from state to state, there are federal truth-in-lending requirements that all lenders must fulfill. Below are a couple of quickie links for you, one for the FDIC's Consumer Protection Act (also know as the "Truth-In-Lending Act") and the second shows a quick chart as to current state laws regarding common predatory lending practices. \n\nI really hope this works out well for you. Good luck!
866471
loan = to lend something to somebody\n\nlone = being single, being the only one (kind of like 'being alone', only you can use it like 'the lone piece of paper flew off the desk', meaning the single piece of paper).
450550
The major difference is with one you get a car, and the other you get a house. Lol. Seriously though, the difference is interest rates and length of loans.
1132383
Even "high interest" savings or Money market accounts pay less than the interest rate a bank charges for a loan. That's how banks make money. They take in money and pay a low interest rate, and then they lend money out at a higher interest.
636894
It is true, but you have to meet certain income levels.  If you don't measure up, they will offer you less.  They don't charge you interest, they charge a flat fee.  If you chose not to repay the loan on your next pay peroid, they will charge the flat fee over and over again until you tell them to repay the loan plus the flat fee.  If you can, find a better way.
318651
Loan generally refers to monetary and lend generally refers to items.\nI'll loan you $50\nI'll lend you my tools.
770071
Someone once told that they never LOAN money, they give it, because if the person asks for it, they evidently don't have any money and they really need it.\n\nChalk it up as a lesson learned and understand that your blessings (money and all) do not come from people, but from God. Thank him for putting you in a position at the time to help someone and continue to do good. God will take up with this friend what she owes, because the bible speaks of debts! \n\nIt is a personal choice whether or not you continue the friendship, but it goes without saying that you should not give her or her family any more money. You live and you learn; people have ALOT going on in life and don't always do what they should or what is right. We all just have to trust that God will convict people and maybe one day, when you don't even expect it OR God will give you an unexpected financial blessing through the hands of someone else. Take it from someone who knows!
1060309
I think it depends on the business. Is it a financial institution? Mortgage company you are talking about? \n\nIn that case, I believe it is in the UCC which is a Federal Document.
973647
I'm guessing here, since you haven't really explained the context. But some loans are of higher "quality" than others, depending on the financial stability and solvency of the borrower. A loan to the US Gov, in the form of a treasury bond, is of extremely high quality. A loan to a third world country on the brink of bankruptcy or revolution is of low quality. Low quality bonds or loans should have a higher rate of return. If you have a low credit rating, you will pay a higher rate on your credit card or home loan.\n\nPS. learn how to spell "prepare" if you want to get a good grade.
169718
Im not sure if you happen to live in the baystate (massachusetts or even New hampshire or RI) but baystatelending.com is awesome- put in your info regardless of whether or not your from the area and they will probably refer your information to another lender who could get you a loan
85777
Yes. Federal aid is based on a need basis. If you have money in your account, then you dont need money. And yes, they have the right to verify that what you claim is actually the truth.
301911
Here is one that I have been looking into...it is a christian opportunity or Christ-Centered...\n\nhttp://Integrity-Income.com \n\nI think that is what it is called I asked about it and it looks pretty solid. That's my advice take it or leave it.Be carefull though...there are a lot of scams out there. this one seems legit.\nWhere did you get that awful name? It sounds kind of rude.
569358
If it seems to good to be true then where's the catch?  I have owned apartment buildings before, and if you are around long enough you get to know people in the banking business.  At one point I got to know the vice-president in charge of real estate at Hudson City Savings Bank in New Jersey. I had already been a party to one transaction with the bank, a 29-unit half-abandoned building in Jersey City.  One day he offered me a property, and suggested I go take a look at it.  Turns out it was a massive brick apartment building, totally abandoned, sitting on on entire city block just off Bergenline Avenue in Jersey City.  As I recall it had something like 42 apartments.  He offered to sell me the building for just one dollar.\n\nI turned him down.  That is as close to 'no money down'as you can get, heck, this was no money at all, yet even at that price it was a terrible deal.  Sure, you can get these things for no money, I've been there, but you better have access to massive amounts of capital for renovation and upgrades, and I'm talking anywhere from tens of thousands to millions.  If you don't have the means to carry it and improve it, you better think twice before you get into something that can literally slay you.\n\nA lot of the real estate moguls who sold seminars on no money down deals in the late 70s and 80s ended up bankrupt, which ought to tell you something.