this is 4 on ones like me to ansewer what if u can not pay a high credit balance what can u do?
485300
First, try to learn proper grammar.  Second, you can try to call whoever you owe to have the interest reduced, which will reduce the payment amount.  Third, manage your credit so you don't get into this problem again.
1110507
be responsible with the credit you have\n\npay more than the minimum payments \n\npay your bills when they come in the mail (it will ensure no late fees)\n\nstay under your limit (no over the limit fees) can hurt you\n\nkeep your credit to debt ratio low (this is the difference of total credit divided by available credit) 90% is bad 20% very good\ndon't close credit card accounts this is your credit history. (if you have a credit card for 10 years and you've never had a late fee or been over the limit and you close the account, creditors are unable to see the excellent relationship you had with that company\n\nthis has worked for me hope it helps
66625
Call the credit companies - sush as Equifax and put a freeze on your credit in addition to calling the credit card company. Depending on your credit card most of the time they do not hold you liable for fraudulent charges.
192060
A common miss-conception is that  trying to pay off charge offs will help to raise your credit.  In some cases this is the exact opposite. If the Account is Charge-off then the Creditor has already considered you a lost cause.\n\nIf you try to make a payment, you will re-open the creditors interest in collecting those funds from you. And along with there interest in collecting. Basically starting the entire proses over again.  Even if you pay off those cards, they will always be reported as charge off. Just changed to "Paid charge off" Which is not any better.  The guide on the link below is probably the Best, and least expensive way to begin repairing your credit.\n\nSo you know, 0 balances are not good, the credit burrows like to see 30% balances.  \n\nTry to keep open as many tradelines as you can. They reward you with a higher credit score the more in debt you can get. LOL
737998
Yeah, you have a lot of credit available to you.  If you were to max em all in one month you might find it hard to make all the payments.
441694
As a financial consultant, I can advice you to write a detail letter to all three credit bureaus and let them know what is going on. You need to pay nothing to them as you have already paid your company who you where already selinquent too. Sit back and relax, your problem can be solved. If you need more information you can contacting me by email.
122401
You may have to pay a fee for a high interest Master Card or Visa.  \n\nGo to your local bank and beg them for a small loan to reistablish your credit.  You may have to give them another reason for the loan and use your sterio for collateral.
511361
Pray for a miracle.  There's no way to raise your credit score that much in that short a period of time.
616539
Look for a credit card that's secured with a deposit. Don't carry a balance on it. As soon as you can, try to get an unsecured card.\n\nMake sure you make any payments; try to not keep a balance.
780597
citizens advice (debt advisor) they make the creditors an offer of £1. keep making the payments and after a few months the debts are more than likely squashed, providing u keep up to date on payments
102691
It is probably a scare tactic to get you to pay.  If you do not owe the debt, sent a certified letter to them indicating that you do not owe the debt.  If you do owe the money and do not have a dispute on the validity of the debt, then make payment arrangements with them.
485347
as others have said, pay your bills ON TIME, even if its the minimum on your Credit Card. \nI have a very high credit score, and its been because I am faithful to my credit cards (don't have more than 3 that I use carefully), I am on time with my payments and I clean up my debt as soon as possible. That makes me a good person to lend $$$ to, since I'm show that I am not a default risk.
1016294
They cant do much if you continue to make the payments that you can afford.\nDo your best to make the biggest payments you can every month.\nAll you need to do is show that you are doing the best you can to get it paid off, and they will not be able to do anything to you.
754770
If possible pay more than the min due.  If you pay the min due it will be like that forever and you will pay tons in finance charges.  To you have any assets you can use?  if you have a  house take out a line of equity on your house to pay off your bills.  your payments wont go up much for 4,000.  this will help your credit to clear all those credit cards.
589284
Worry not my friend you aren't responsible for it.  Legally "they" can't put debts on your unless your signature is present.\n\nRival
441566
Ya, just call a credit card company. They'll give you credit as long as you're not currently in bankruptcy. You may have a high interest rate and/or a low limit, but it's credit.\n\nhttp://www.creditcards.com/
822968
Sadly, the bills with the biggest additional penalty get paid first, the nice guys with minimal or no  penalty got delayed payment.\n\nIf it is a really nice creditor, call  and tell them when you will pay, and do it.