Do you use electronic banking or traditional banking?  Do you favor one over the other?
483526
Electronic banking. I'm using citibank online and like it very much. Saved me a lot of time :)
1127561
I like Quicken better.  It is more full featured.  One example I can think of is that Microsoft Money debt elimination feature is not smart enough to shift excess payments to higher interest debt to help you get out of debt faster.  Quicken will show you how to do this and show you the dollar and time-till-debt-free savings you will gain from the changes.
404403
If the party you're paying isn't set up to receive electronic payments, it may take a little longer.  My company just became a CheckFree merchant (Checkfree is the company most of the major banks use for their online bill payment service).  It's great...I actually get my money one day after my customers schedule the bill-pay.  And I get a report of all the payments I receive that goes right into my QuickBooks.  There is a huge advantage...plus, you don't have to write a check, address an envelope, or pay postage.\n\nI've been paying all my bills with Bank of America's BillPay service and I love it.
234429
You have not stated how small the bank is, thus I am not sure if you have any electronic banking.  Basically, if you can migrate your transactions from the counters to automatic machines or online services, that will surely be cost savings.  You may consider charging inactive accounts!
862722
I use internet banking i believe its safer as your phone does not have firewalls and spyware people can still hack your phone.\nAlso most banks if you have credit card fraud you can track down the person doing it and you get refunded if you use your mobile you have no protection x
174980
Depends on how you paid.  I use a credit card for as much as possible and use an online bank for everything else.  Relatively easy to total specific payments.
970546
The biggest advantages  (of banking within the branch) are:\n**  Making personal contacts and relationships with the staff.\n     This is great if you want to borrow money at some point.\n**  Customer service is more satisfying in perosn to person    \n     banking.\n\nThe biggest disadvantages I can think of are:\n**  Time spent waiting in queues\n**  Restricted banking hours (as opposed to 24/7, seven days a \n     week on the internet or phone banking)
988712
When choosing a bank, the "best" bank really depends on what type of account you are looking to open. In other words, if you are opening a savings account, then obviously the "best" bank would be one that offers the highest interest return on your money. But I am assuming that you are going to open a checking account because you also want access to many ATM machines. I am a customer of Washington Mutual Bank, having a checking account there. They suit my needs the best because they have numerous ATM locations, but most importantly, they truly have FREE checking. In other words you don't get charged monthly maintenance fees, etc. I looked them up online for you and they appear to also have many ATM machines throughout NYC: http://clients.mapquest.com/wamu/mqlocator?screen=find&link=results&linktype=results&smap=wamu_map&width=300&height=225&sqlWhere=%28QUAL%281%29+and+%28QUAL%282%29%29%29&queryRadius=500&queryMax=20&queryUseOrigin=1&queryCenterOrigin=1&closestprox=1&miles=500&type=wamu&country=US&sqlcol1=POL_DIV_2&sqlcnd1=%3D&sqlval1=NY&sqlcol2=ATM&sqlcnd2=like&sqlcol3=OFF_TYPE&sqlcnd3=like&sqlcol4=OFF_TYPE&sqlcnd4=like&sqlcol5=TALKINGATM&sqlcnd5=like&sqlcmb2=OR&sqlcmb3=OR&sqlcmb4=OR&streetaddress=&city=new+york+city&state=NY&zip=&sqlval2=Y&map_display=true&closestn=20&x=5&y=12 . Check them out if you'd like. \n\nUltimately they may not be the best bank to suit your needs. If they don't have the features you are looking for, or you decide you want a different bank, you can always check out http://www.bankrate.com/brm/default.asp and search for banks in your area and compare them through specific features you want. I hope this helps, good luck with your move!
6617
I would argue that todays HSBC really had little if anything to do with the HSBC from that long ago, so I think you are ok to bank with HSBC.\n\nI would recommend that you don't bank with any commercial bank and instead work with a credit union.  They tend to have better rates, lower fees, and be better members of the community.
776913
ABSOLUTELY !!  I have both !!\n\nMax them out all you can for a bright financial future !!
1040934
Most of the big banks are pretty much the same these days. Personally I do 100% o fmy banking with Charles Schwab, and I would not change to any bank from them. Their custome service is way better than a bank, and they offer more services.
67412
Retail Banking is typical mass-market banking where individual customers use local branches of larger commercial banks. Services offered include: savings and checking accounts, mortgages, personal loans, debit cards, credit cards, and so forth.\n\nWholesale Banking is banking services between merchant banks and other financial institutions.
803737
I took out Card Guard an insurance if anything goes wrong...the Banks use the Net...so I do to, but take the obvious precautions...I been using net to buy for about 7-8 years now and ( touch wood..) had no problems...
248444
I use Commerce Bank and have been very happy. Also, if you are looking for savings vehicles and are not internet adverse, try ING Direct.
47400
yes. but in my opinion i rather have a genuine book in my hand. taking time to read the pages. one day i wanted catalogs from dept store, it was online only. iam bent on tradition-but the future demands more hi-tech solutions instead of traditions.
687354
American green backs,but cashless transactions are more popular and can be done all over , I personally like to hold my money in my hand.\n\nBeing prepared from the get-go helps make things easier. Carrying an ATM card, a credit card, traveller's cheques and American (the most accepted world wide) cash gives you pretty much all the options you need
471470
Yes.\n\nI buy the things I need, when I need them. Buy used whenever it makes sense. Return things I do not use. Save for the things that are important to me, and make sure I have enough emergency funds to be in control of my life at all times.\n\nGood Luck!