best finncial institution for home equity line of credit rate?
478687
The one that will give you one at the terms that are the most favorable for you at the time you borrow the money.\n\nThere are a lot of lenders out there. They all constantly change the rules - mostly to suit them, not the borrower.\n\nSo, know what it is you need in a HELOC, and ask for it - if they don't have it - it either doesn't exist, OR that place doesn't do it.\n\nFor example: Loan with no early prepayment penalties, no set up fees, no yearly fees, competitive rates, fast closing, and courteous knowledgeable employees, and is convenient.\n\nWhen I looked for a HELOC - it needed to be one of the cheapest, and also hassle free. A lot of banks will compete - just tell them you are considering other institutions.\n\nI've had one of these - so I know these things (above)exist.\n\nI have a link to the mortgage professor on my website - you may want to take a look. There is also a link to bankrate - which shows a number of institutions - but not all. Try local, then consider ELOAN.\n\nGood Luck!
1129080
Bankrate.com is the best source:\n\nhttp://www.bankrate.com/brm/compare_rates_home.asp
1154254
ING Direct is awesome and great rates.  Very simple to sign up and use.  Only down fall is that the transaction period of moving money can take a day or two.  But definitely would recommend ING.  4.25% rate is better that the usual 0.25%
488383
Honestly, neither are good for your credit but the lesser of 2 evils is the fixed home equity loan (second mortgage). Lines are like big credit cards secured by your home and is revolving. Any revolving debt is bad for your credit if it's not that strong anyways.\n\nYou would be better of refinancing your first mortgage and taking the equity out as cash.
74708
Whatever the "average" interest rate is, I'm not sure why you're interested.  I would think you'd be looking for the lowest rate.\n\nIf that's what you're interested in, I suggest you find a credit untion near you that you qualify to join and apply for your loan there.\n\nThe next best way to get a low interest loan is by using collateral like with a car or home equity loan.  Do you have a car or home with equity that you can use as collateral for a loan?
973502
Any bank should offer very low rates and fees.  Just make sure you're working with a reputable company and you'll be fine.  There's probably hundreds of companies out there that can give you the lowest rate.
413652
Easy peasy - the answer is but a mouse clic away.\nGo online on try one of the many financial websites (do a search on "mortgages") they have search engines which allow you to survey the market and come up with the best deal.\nI reckon the traditional building societies offer the best rates. Check out the Nationwide, Yorkshire, Coventry and Derbyshire Building Societies. They all have good web sites.\nJim
339997
Iam not sure but if you want you can try HUD or Sallie Mae(1888-272-4665) I am not sure if this is the right number for the housing division for Sallie Mae but they should be able to direct you in the right direction.
711104
Try confused.com to compare all the lenders.  You can apply directly online from that website.
113335
With your situation you're working with an investment property and will take a hit on rate because it's not your primary residence.  But the rates that are available to you depend on your credit score, how much equity you have, mortgage payment history, and how much debt compared to income that you have.  \n\nI work for a company called MYLOAN and our rates are very competitive and service is top notch.  If you'd like a free no obligation consultation you can fill out an application on my website, email me, or give me a call.  I wish you luck in your search for financing.
1025127
A home equity loan or home equity line of credit is really your best bet.  Interest payments can usually be used as a tax write-off.  Check with RegionalMortgages.com
78130
It all depends on what your credit is.  First thing, I would go to your local bank.  Wells Fargo has REALLY good home equity lines of credit (HELOC).  Now, if they decline you, you still have a chance.  Find a local mortgage broker who has access to a lot of banks.  Depending on what your credit is and how much you owe on your house, and what your house is worth... they should be able to find you something.  If you want to ask more specific questions, feel free to email me at matt@eastbaylending.com
210761
Right now your best bet is HSBC Online. They offer 4.8% until the end of April. Citi is solid with 4.5%. You can also open a Paypal account and enroll in its Money Market account and save according to your needs. Finally, overall, the best would have the be the high yield Orange accounts with ING.
6959
Go Online or contact Countrywide mortgage that are one of the biggest and have hundreds of programs avilable. Congratulations on such a high score.
1071442
the housing authority in your local area. Section 8 and most home loan company  have offers you should look into Countrywide Home loans and New Century home loans.
807262
My personal opinion of these places is horrible. I went to one, and for a 700 dollar living room suite, they wanted over 1800 dollars for a used one with cigarette burns in it! I wouldn't do it. I would do one of two things. I would get a secured credit card, and you get that money after a year. US Bank is a good place to go for that. I would go somewhere and use a co-signer with a 12 months same as cash plan. That way, you get the credit, but you don't have to pay anything for the interest.
648054
Assuming you have more than $125K equity in your house, you can talk alsmot any bank about an equity line or equity loan.  I like Washington Mutual myself...\n\nIf you DON'T have this much equity...well, you are out of luck.  \n\nBTW, my experience has been that deals which have short time limits are usually best left to pass.  If the time limit is due to an auction, for example, then you should have prepared much sooner.  If someone is giving you a "limited time offer" then you should probably laugh in their face.