what is an RCO loan?  i.e. on an automobile?
478460
It is a rate commitment loan. Say by the time of closing you have not closed than you could be charged another fee until it is. Usually it is for 30 days and within that 30 days your interset is set at one rate...K Usually for home loans
515942
It's okay to have a few applications all around the same time period.  When you shop for a car you do have to go through that sometimes if you're relying on each dealer to provide you with a loan source.  But just a few times!  As long as you're not being turned down you're ok.  However, it's always better to get a loan on your own from your bank or credit union.  It also gives you more power when you're making a deal at the lot.  You already know what your payments will be and, obviously, you don't have the constant applications.
963807
You would probably be able to get a secured loan if you are able to provide collateral such as a car title.
257099
you would have to be the owner of the car for the loan to be secured.  The lender may give better terms if someone with good credit co-signs the loan.  However this is a bad idea.  If the person with good credit has the money and is willing to risk it, they should loan it directly.  Because as a co-signer they are putting their money at risk without any benefit.
696543
There are many lenders who specialize in this type of loan.  If you are looking for a car loan for example try www.autoapproved.com.  Or for a mortgage loan www.lendingtree.com.
1161043
Don't ever borrow money on your car.  Period.  Not for anything.  I lost my car that way once.  I lost a $6500 car for a $1000 loan.  I would not do it again for anything!!
319385
Yes it is legal.  What typically happens is that you are still on the books for the full purchase of the loan.  If they repo the car, they auction it off and then try to collect on the difference.  The only recourse that you might have is if the auction price was considerably less than the fair market value.  You might be able to do something there.  Other wise, sorry to say..You are stuck.
295073
Who is your vehicle financed with now? If you have been making on time payments to them, then you do have some good credit. I would try asking your current lender if you can re-fi. If not, try e-loan.com, I have a loan with them and have refinanced once with the same lender.
923822
You are allowed to own a vehicle. \nHowever the value of that vehicle (or the equity in a financed vehicle) must be equal to or less than the state's allowed exemption.\nIn California, depending on which exemption table used, that value is either $1900 or $2775.\nKeep in mind that if your vehicle is financed, you probably do not have the amount of equity that would cause a problem. Most vehicles depreciate so much, so fast, you would probably owe more than the car is worth until the very end of the loan.\nAdditionally, if your car IS financed, you can keep the vehicle only if you continue to make the required payments. Because a car loan is a Secured loan, if you choose to no longer make payments, the bank can (and will) take steps to claim the collateral (your car).
671262
http://loans.mamayek.com/autoloans.html
525768
If you are both on the title and the vehicle is being paid for he can't repo your car.  If the payments are behind on the car and he is a co-signer he can have the car sequestered from you.  More importantly, if you are behind on payments and the finance company is after it, you'd better give it up.  Its called a Writ of Sequestration, a constable comes and gets it and if you don't turn it over you get to go tell a judge why your not giving it up.
277928
we offer that loan.  what kind of info woud you like.  \n\nwww.xclusivefinancial.com
152569
Pay off the auto loan.  Cars are depreciating assets.  From the day you buy it, the car's value is on its way to zero. Your home is an appreciating asset so you can take more time to pay it off.  Why do you think that auto loans are so short term???  Have you ever seen a 30 year auto loan?? On an average car, if you didn't make any payments on the loan, you would owe more than the car is worth in 1-2 years.\n\nAs a rule of thumb, you borrow money on appreciating assets and pay cash for depreciating assets.
103722
Here's the info page for Direct Pay. http://www.gmacfs.com/us/en/personal/automotive/financing/payment.html
985305
Your local bank would be an ideal first step.  Another choice is maybe a credit union you belong to - USAA, State Employees, ask your HR department if there is a credit union they are affiliated with, or could refer you too.\n\nOne choice is also to discuss this with the loan company you're already with.  Ford Motor Credit, Honda Finance, or whoever.\n\nLastly, if you can't get resolution or if your credit is maybe not ideal, try someone like Wells Fargo Financial Acceptance, Chase Manhattan Auto, Triad Financial, Citizens, Car Finance, Americredit, to name a few.
749194
Here you go. \n\nhttp://en.wikipedia.org/wiki/Loan_shark
100934
The answer just provided is only a simple interest formula.  It is not the one used for car loans.  The correct one used by banks for car loans is complicated.  There are fomulas that will get you close to the right answer, but will never give the right answer.