Are there any loans for people with bad credit and no collateral?
480079
if the purpose of your loan is to pay your debts. you are better of consulting an agency that helps you reduce all of your debts into one whole bill and pay a monthly fee. jus know that it will take a long time, pay a lot of interest but it can be done. i did it like that. or you can just find a relative with the cash and ask them for it.
645136
Borrow from friends and family if you have no credit.  Some finance companies might lend you the money, but at a high interest rate.
425656
Actually you're speaking of two forms of 'collateral' and it can be done with the right lender. The bigger question revolves around your ability to repay. Lenders typically view the collateral as a secondary source of repayment to be used only if the borrower defaults. So, if you have stable income, a good credit history, and your other obligations are not excessive relative to your income - you will likely find a bank that is happy to make your loan.
623124
An unsecured loan with no assets is going to be difficult.  You may have to go to a high interest, high risk lender.\nIf you have a current relationship with a bank try them.\nBetter, if you belong to a credit union, try that.  If you qualify for a credit union, join and try them.\nOtherwise, it is going to be difficult to get a decent rate.
541848
There are indeed ways to by a house even with poor credit.  The powers that be do understand that people have to live somewhere and pay, so they do loan people money.  Nowadays, one can even find homes to buy with very little or nothing down.  Usually the penalty for bad credit is higher interest rates though.
535276
www.naca.com\n\nThey are a non-profit housing advocacy group. They do their own financing, will work with you to get your credit back on track and they also work with banks.  They do fixed rate loans.  Check them out.  If you have bad credit your terms with a lender aren't going to be that great.  NACA isn't about profit, they are about getting people into houses.  They got their money by taking on Fleet Bank for predatory lending and they won.  Now they use that money to help others get into homes.  Good luck!
316870
There are loans that do not require any documentation, or only require verification of assets.  You will need good credit, and might need to put money toward a down payment to keep the interest rate at a decent level.  Call a mortgage company.
30136
i am in the same boat as you. far as i can tell right now you have to go and pay all the bills that got you bad credit and then go and like finance something or get a contract cell phone or get a small loan. something to build the credit back up. but that is all i can figure right now.
618550
Have you tried the SBLA?  That is the Small Business Loan Association.  I do not know the web address.  Also, try your local bank.  If you have collateral and good credit, I am positive that they will work with you.\n\nGood Luck!
472934
You can get a loan from your credit card. Ask for a cash advance. However, use it only for an emergency because it charges very high rates.
990232
Try this website. My friend got a loan from there. Its like the ebay of loans.\nProsper.com
503885
try Prosper.com.  If you meet a minimum credit score criteria you should be able to get a small loan with a decent interest rate and low payments
1175781
The only way I know of is to get a co-signor on a loan, and re-establish your credit from there. See if your bank will work with you on a small credit-reestablishing loan as well. Most banks will, especially if you tell them your circumstances.
1075701
if you have a bad credit rating it's not easy to get a loan for anything
938530
If you have credit without bad mark on it I am sure you can get a loan from a private source(bank or person).  Also depending on how much you need you maybe able to use other options like credit cards.
333654
you can't get a loan. With little or no credit you'll have to work on your credit first. Working is a way. Don't apply for too many cards, store credit cards, credit cards such as visa.  If your cool with your parents, maybe have them co-sign or have them put you on one of their cards to help with your credit. But it takes up to 2 years to establish good credit. Trust me I know.!! : )
984325
If you own a car or boat or piece of valuable jewelry take it to a pawn shop for a collateral loan. Honestly, before I would do that, I'd go to a friend or relative and offer them collateral for a loan if they are available.\n\nBest wishes,\n\npup