i have £20,000 to invest . has anybody got any ideas?
487004
Premium bonds are probably the safest way coz you're not gonna lose ur money and can get it back whenever you want.  And with £20,000 in you're likely to win pretty regularly.\n\nGood Luck!
529537
Just send it to me so you don't have to ask anyone else. Or you could put it into a high interest-earning CD or buy some stock or invest in a business idea that you feel will be a good venture.
717476
i would invest in something else entirely...something more stable...these days its really easy to get on a bandwagon and have it fall through, i would be more careful with my money
903561
Buy a $1,000 Series I Savings Bond.  It's also one of the safest ways to invest.
422191
try www.motleyfool.co.uk (uk) or .com(u.s) there are discussion forums you cant read for soem advisce & also you can ask questions, they also offer loads of usefull emilas from loans to investment sign up for their email newsletter once you have investigated the site & seen if it provides the info you are after..\nGood luck
808200
You already have several answers suggestion a Roth IRA.  That is an excellent choice, but only if you will not be needing the money until 59 1/2.  It is a retirement account.  There are some exceptions.   You should place some of the 10k where you can get to it in an emergency, maybe 3k.  It is always a good idea to have some cash available.  ING has internet savings accounts that pay 5% with direct transfer to your checking account.  \n\nYou are young so you can afford to be a little aggressive with your money in the hopes that it will yield a very good return over the long term.  Assuming that you would invest 7k,  separate it into 3 about equal piles and invest 1 part in small cap stocks.  Royce Funds has a great selection of them and a terrific track record yielding  about 13% annually over the long term.  1 part in a value stock fund.  There is a decent index fund that is a value fund--EFV.  It has done extremely well so far with a 30% annual return.  But do not expect that to continue.  10 to 12% would be an excellent return.   The last part in a growth stock index fund or mutual fund.  FXI would fall into that category.  It is a China index fund.  Up about 38%  this year.
6576
Find a 12 month CD. If you can go without touching it for that while.. \n\nINGDirect and HSBC have 3.5-4% intrest savings accounts. May want to try those.\n\n* My opinion not intended as gospel for finacial risk, gains etc... Otherwise don't blame me if the market crashes or something esle happening.
1020732
work, save and invest.  if you want money go to where the money is.
793910
ok i can do that, i have never heard of it, but it would be fun if the whole of the uk didnt spend anything!  what would it do to the stock market?
917637
check this out I have £20.000 of debt then an £90.000 mortgage, a flat that is worth £115.000 if sold, no job and a car with half a tank of petrol and a boot full of tools oh and £0.25 cash, and to top the lot I used rapid restart on the jobseekers allowance after having two weeks work and have to wait 3 weeks to sign on then a further week for the money, hardley surviving on bits of cash paid work. Thanks a bunch Ben French. Would you be annoyed watching 12 years hard graft go down the swanny. 30 years old 35 years before retirement and the whole flat measures 17'x17' this diabolical and I earn good money when I can = £28000 to 35000 a year, so much for electricians.
659207
I have an "Investment" tip for you. Bring a suitcase full of money and meet me down by the docks at 2am...come alone.\n\n\nDon't tell anyone about this.
804592
Open a bond...some banks offer 6% interest and that would be a great extra income ( around £300 per month )...
796222
http://uk.finance.yahoo.com/q/cp?s=%5EFTSE
1038373
Invest a million dollars in something that gives 1,000 times return.\nGetting the original million is the tricky part.
1062287
Do not spend one red cent of it. \n\n You did not mention your circumstances so giving advice will be too hit and miss.  \nHave you completed your education?  If not you may wish to invest in that.\n\nDo you own a house or are you renting?  You may wish to invest in a down payment on a house, but do not invest in a house larger than what you need.  A lot of people think they have to have a 3000 sq ft home.  Then they complain about the taxes, utilities, and upkeep. \n\nIf you are set in both of those departments but do not have any investment experience, you do not want to go blindly into investing just yet. Put it into a 12 mo CD for the time being and begin learning about mutual funds. They are your safest bet for the intermediate term.  Do not put all of your funds into any one investment. The key to minimize the risk of investment is diversity.  Maybe $10000 in a fund investing in Chinese companies, maybe $10000 in a fund investing in European companies, maybe $10000 in a fund investing in small U S companies, maybe $10000 in a fund investing in large cap companies. \n\n Get the picture?  Always have a cash reserve for emergencies.
775431
Check out Natwest, I did go with RBS because they were doing £100 for joining and that was nice.\nI believe with Natwest you get a 5-year railcard which if you need to take the train which I did will save you LOADS. Plus most universities have a Natwest branch located inside them.\nCheck out sites like moneysupermarket.co.uk and compare all the offers to find one which suits you best.\nFind an account with a big no interest overdraft which increases year by year and doesnt drop dramatically when you graduate.
779839
Assuming that you're in the UK there's a few options - just save in a regular account, put money into an ISA each year, or go for an endowment product - you pay a monthly premium and it pays out a lump sum after a set period (the monthly premium and the period of the plan depends on the size of lump sum you need).  This type of investment will depend on stock market movements so you might not get back as much as you think.\n\nAnother option is a friendly society bond - you can put up to £25 a month away over ten years tax free.  Try looking at a company like Scottish Friendly.