is there anyone that will give me a home loan with a credit score of 545?
484925
That's pretty low.  They maybe will if you have a big down payment and agree to a huge interest rate.
590677
you can join a place where they compile a list of lenders and banks for people in your situation \nif you need more detail contact me
1041843
NOW, do a pre screen on lendingtree.com. It doesn't affect your rating and my score was 600 with no down and I bought a house last fall. good luck
913356
there are lenders here for people with limited credit experience\nhttp://www.wesayes.com
89292
try contacting one of the three major credit bureaus, call a mortage company for the numbers.
464183
I do loans for people with bad credit all the time- and some are really bad.  Your best bet is to have a mortgage professional review your credit, income, and savings and they will be able to tell you what you qualify/ or not qualify for.
941238
I'm a nationally known credit score expert.\n\nDo you mean "good" or "excellent"? \n\nGood for mortgage lending would be 680-719. Excellent would be 720+.\n\nFor auto lending, excellent would be 740+, which would qualify you for those great rates advertised on TV "for highly qualified buyers". Some of these programs are 720+, 730+. 735+ depending on the actual promotion's minimum score.
1114549
Yes, it is possible but you won't get a great interest rate.  If you go to one ot the three major credit bureaus, you can join one of their credit watch services and they will notify you if your score changes and what kind of mortgage or loan rate you could expect.  I do this with Equifax on line and I check it a few times a month.  When your score is high (and it does constantly change) that would be the best time to apply for the loan.
784783
a loan from the bank wait snap u have poor credit nvm idk
608115
I belong to a company thatwrites loans in 47 states. I am an indepemdent loan officer. You can view my site at \nhttp://www.nlcofhollywood.com/jgottschall\n\nIt sounds as though this may be what yur looking for.\n\nGood Luck
1103852
check out my profile and use the link\nit takes you to a company that compiles banks and lenders for people with bad credit\nit also provides a credit repair kit help to get that score up
1139656
620 is the conforming line in mortgages for a Good rate'=.\n450-619 is the sub-prime market and they charge you higher% rates\nabove 620 you can get certain concessions starting at 660\nthen more at 700-720\nIn the sub-prime market you will not get 100% financing until your score is at 580 or greater. below 580 you get only partial financing\nfrom 450 to 520 about 65 -70% \n521-550  About 85% \n551-575 about 90-95%\nactually any thing below 500 will disqualify you from most lenders. very few will do sub 500 scores at all.\nHope this helps\nI am a mortgage banker and I finance the homes realtors think they know every thing!
119380
try www.scotsmansguide.com lender search send me an email and I will look into my data base for other answers for you
172551
my credit score is 650 and i've been told thats in the fair to good category. \nit pretty much depends on how much income you have compared to how much debt you have.\nalso if this is your first home, you should be able to get special financing and a low interest rate( usually from a bank)\noverall, i would say you have a great chance of getting your loan, as long as you can afford $700-$1000 a month for mortgage.
685416
Hi Pat,\n\nI am a loan officer and you should easily be able to get a loan.  We are not allowed to discriminate because of age and with a credit score of an 850 you can get the best deals out there.  I would recommend you asking around and find a trusted mortgage broker who can search out the best loan for you.  Most brokers work with about 50-100 different lenders and can find you the best deal out there.  If you are in Texas I can help you and if you are in another state I can probably refer you to a good company.  Feel free to email me if you would like a referral.\n\nBy the way, if you do get into a house you can then do a reverse mortgage and pay off your loan or get some money back.  I specialize in reverse mortgages and would be happy to assist you with that also.
207623
your credit score can run as low as 300 and as high as 850\nI should know im a loan officer and I run credit all the time.
1165899
Don't know any lender that will not check credit when you are asking for financing. Most hard lenders will not require the typical credit score that a bank or a lender would require. For example, I was able to place a client with a 520 FICO with a hard money lender. The interest rate was not that bad, but it was higher than normal rates. You would have to talk to a mortgage person that has contact with people or groups that privide private financing. Hope this helps, contact me directly if you have any questions.