what is a crossed check?
490467
CHECK+ CHECK AGAIN +AND DOUBLE CHECK = CROSS CHECKED BY YOU OR ANOTHER PERSON TO ASSURE QUALITY AND QUANTITY
618109
The first answer is totally backwards and incorrect.\nWella Fargo, Washington Mutual and many other banks have checking account programs for people with Chexsystem issues.\nCredit unions DO NOT allow checking accounts to people with Chexsystem issues.
1114607
Well, if you know there is a check in it you must have already opened it. Send the check back in the mail to the issuer. \nIf you "cash" it, you will be in trouble!
962150
At a check cashing store.
1045002
You could:\n\n1. Cash the check if the bank has a local branch or local affiliate-branch. (safest option)\n\n2. Call the bank and see what info they will verify (open account, funds availability, name of maker, no stop payments, etc.)\n\n3. Have your bank send it out for collections (which could take weeks or be returned by the paying bank if they don't accept checks sent for collections).\n\n4. Request the funds be wired to you instead or sent as a postal money order, etc.\n\n5. Deposit it, wait two weeks and call the other bank to confirm if it's been paid (it can still be reversed if it's a fraudulent check)\n\n6. Go to a check cashing place and try to cash it there. Call one up and ask what happens if it comes back. I'm guessing they'll go after you.
1094770
b - there is not enough money in the account to cover the check. This can be due to "floating" a check, which is writing a check with the expectation that the amount needed to cover the check will be in the account by the time the check arrives at your bank.
526012
It works just like a regular check, just ask how they want it made out. A person's name or if it is a small business how they need it made out. They can cash or deposit it just like any other check.
327640
No. A certified check is one of your OWN checks that has been certifed by your bank to have funds set aside in your account to cover that particular check and only that particlar check. A cashier's check is a bank check, in effect drawn on the bank itself.\n\nA certified check is one for which the bank guarantees payment.
830996
The ink that's printed on the check with your account number is actually magnetic, the reader is then able to read the account number and routing number off the bottom of your check, and it can check your account info against the different check verification sources to determine if a check is likely to clear or not.  If you've had bounced checks you haven't paid and been reported by your bank to one of the verification places, and they have you in their system, then it'll return that info to the merchant trying to run your check and they'll refuse it.
945583
Same as a regular check.\n\nCoach
409049
It's probably a marketing scam!  Watch out!\n\nLook very carefully at the back of the check.  You will see wording to the effect that if you cash the check, you are agreeing to something. \n\nThey use this method to con people into signing memberships or other nonsense.  Look the check over VERY carefully.
91833
The bank will not be able to automatically read your check, so they will have to key it in by hand. If all your checks are like this, they will probably be calling you and telling you to stop it because it is slowing them down.
505832
See if your bank has those kinds of checks you can order if not, You can always order checks online. Just try doing a search for them on your browswer, I'm sure you will find exactly what your looking for.
723750
Some banks are set up to do this and some are not.\n\nYour bank should tell you.\n\nIMHO it is no different than sending a check.
168851
Checks are batched by the tellers of your bank throughout the day and the end of the night.  From there, they are sent down to the bank's operations center where they are processed.  Checks drawn on the same bank are cleared overnight and checks drawn on other banks are sent to those banks for payment.  There was a new law passed recently that now allows banks to electronically clear the checks from each other before sending the hard copies to the other banks.  This saves a lot of time and money.  Honestly, it doesn't make a difference how big or small the town is as all banks must follow the same regulations.  It's not like an employee from one bank can just walk across the street to the other bank to get the checks cleared.
843692
The M/O could "bounce" because it could be fradulent. I would contact the bank regarding the check before depositing to make sure its authentic or bring it in person to your local bank and ask them to verify it.
787251
A warrant check is a check issued by a government treasury office rather than a bank.\n\nMORE INFO:\n\nIn some U.S. states, a warrant is a demand draft drawn on a government's treasury to pay its bills. They are essentially checks (and are often referred to as such), but a different term is used as final payment is made by the treasurer instead of a bank. Most of these warrants have been replaced by checks or electronic payments, but in Arkansas they are still used by the state, and some counties and school districts, for non-electronic payments.