Retail banking: Good reasons why i should choose investments?
494578
If you have time and you can put in your best effort for this work, you should go for it.\n\nThis will increase your income .\nWill make you more aware of the present things going on .\nWill make you more self reliant
433572
- Attract potential investors when the business grows and needs to expand.\n- Better chances of getting credit from the banking system.\n- You will end up getting a better price if you ever decide to sell your compmany.
811454
Reliance can be a good option because the fund liquidity is maximum as they provide you ATM cum Debit card, from where you can get your money refunded anytime.
930378
Firstly, so that the business owner has an idea of what to expect so he can judge whether the business stands a chance of success and so that he can monitor events once it starts trading and compare them to what was expected in the cash flow.\n\nAnd secondly, so that lenders and providers of capital can be convinced that the business represents a good investment
240803
I like to bank on the web.  If that's what you plan on doing check out their web sites.  Also, I use the ATMs a lot.  I'd check to see who has the most ATMs in my area and how convenient they are for me to visit.   Also check out their fees.  If you use another bank's ATM, how much will you be charged?  Is there free checking for direct deposit?  Look at what each bank offers and see how they meet your needs.\nThese are things that you need to think about before choosing a bank.
34862
What is the purpose of the investment?\nHow long before you need to take withdrawals?\nWhat is your risk tolerance?\n\nI can help you with more info, but if you are just looking for a simple investment I would pick a balanced fund. A personal favorite of mine is American Funds: American Balanced Fund. It is very consistent as are all of their funds.
1174211
Well I'm not a financial expert, but this is my personal opinion and that's to spread savings around and not put them all into one option. The stock market (i.e. that frequent buying and selling thing) can be profitable but downside is you need to make a commitment of time and energy and constantly follow the indexes to decide when to buy or sell: it is like taking on a part-time job, so if you don't have the time, inclination or know-how then it can be a pain. \n\nAnother option is to invest in mutual funds, preferably from a good solid bank. I live in India and I only invest in funds put out by the strongest govt banks, not private banks .. cos I figure if a govt bank would crash, the country would crash and then I would have more things to worry about than what happened to my mutual funds!! LOL. Within mutual funds there are low risk, medium risk and high risk funds. The low risk gives lowest returns. Basically it's similar to stock market except that you invest with the bank and then the bank goes on the stock market and does the work for you. High risk funds tend to give more returns (it's a bit like at a horse race, when an outsider wins?) but there's also the risk that there may be no returns for yonks .. I like the idea of spreading savings within the mutual funds too .. i.e. put some in a  low risk, some in a high risk, some in medium risk. \n\nThere's always the ever-faithful Fixed Deposit. With inflation and rising costs, the amount of money you end up with may not have as much buying power in 10 years as it would have today, but it's a safe investment and I feel it's worth having a few FDs that you just place and then forget about till whenever. You can have FDs in different currencies, certain currencies give you higher rates of interest; also the longer you keep the money in the deposit (that's called the Term) the higher interest you get. One reason some people don't put money into FDs for very long periods is if they think they might need the money earlier or if they think the interest rates might improve later. If it's the latter reason, your bank manager could help you calculate if it's worth it to break your FD and re-invest at the newer rate. Sometimes it is. \n\nThe thing I think is the best investment is property. But I would not recommend it as your FIRST investment, only after you have saved and grown your savings. Property is great because it never seems to depreciate, and if it's commercial or rented, can give you a lifelong income. \n\nThose are the practical tangible options I can think of. I also think of investing in my education and learning as a great investment, cos that's something that can't be taken away from me! and also in the betterment of my home as an investment (as it would keep the value of my property higher than if I let it get run down).\n\nOh I forgot to add .. insurance policies. Some of the life insurance policies give you the money when you reach a certain age, (not just to someone else after you're dead .. which was one reason why they never appealed to me before!) I think they make sense if you want something that comes up when you're a senior citizen, especially if you're in a country where you won't get much social security / pension stuff.
46441
I would invest in Wal-Mart.  They have the lowest prices in the retail sales market.  They are expanding at record speeds and have excellent benefits for their employees.  I actually work at Wal-Mart and I love the place so much that I won't shop anywhere else.
664492
I generally find that Fortune magazine and Investor's have good advice.  There are so many funds to choose from that you really need to spend some time reading about them.
289865
A sector index fund is a better investment because you are investing in many companies at once; the fate of your returns do not lie in the outcome of a single company.
1086714
This question is very hard to answer. The reason for that is that you have to look at multiple factors when deciding what to buy. It depends on your age, how aggressive you are and more. You have to do your research and decide on your own. \n\nFor sure do not purchase stocks that are recommended by chain emails. \n\nGood luck
434643
This depends onthe bank and savings acct you open.  Most compound interest daily but either pay it monthly or quarterly.  It sounds like a money market acct may be a good option for you, the interest rates are generally higher than traditional savings accts and do require a larger initial deposit.  READ THE TERMS AND FINE PRINT FIRST!!\n\nWhat you mean about returns on investments,I am not sure... banks do not handle and pay on brokerage accounts if that is what you are referring to..
717769
I would suggest you find whatever business that you have interest in. Ones that motivate you or open your mind to business input for them. Your own inner desire for a particular area of market will allow you to use your own  judgement to make wise investment choices.
445424
You can fund any investment by redirecting your purchasing dollars on ever thing you buy through your own store, Then you simply isolate the money that is normally retail profit in your own bank account. This take time, but is is money your are already used to spending. In the process you will create a substantial income on the side because you have a store that your friends can shop at. Email us for more info. We are here to help.
708117
Great that you are planning such a wise investment path. I started exactly the same way many years ago. And I'm doing quite well now. My advise to you is go ahead and buy that duplex building. But rent both sides out instead of living in one side. Find urself a cheaper bachelor's apartment to live in. Likely you can get more rent from one of ur duplex than it cost you to rent a bachelor's. You will make more money each month because of the difference. \nYou may say that you only make $30,000 a yr.. but don't forget that when you go to the bank with a proposition to buy and rent the entire building out.. ur yearly income as viewed by the bank is now much more coz they will factor in ur potential income from the duplexes. This allows u a greater debt/expense ratio. and allows you to buy more. \nThere are other good reasons too for not being too quick to move into one side..  income tax for example, because u are not living in the building.. the entire interest on the mortgage becomes an investment expense. Also, it's likely that where you live.. there are better tax advantages to showing u are also a renter. \nIn time, as you buy more and more buildings.. you will be able to choose a house of ur own. But for now, make the most of "all" ur money, live below ur means.. and invest invest invest. \nImportant concepts to understand, balance and use to their most potential are; Ur networth, total assets, debt service ratio and income (both present and potential) debt service ratio is usually the most common limiting factor. ( and keep a watchful eye on interest rates) and know ur local realestate trends and be ur own best forcaster of future trends. As they say, "buy low, sell high"\nCoz in the end, most of ur money will be made on capital gain rather than rental income. ( rental income simlpy facilitates debt expense requirements from lenders )\nChoose a good banking agent.\nAs a realestate investor, ur bank becomes ur greatest partner. Choose an agent that has confidence in you, is knoledgable about realestate and is not afraid to stick his/ her neck out for you.\nBest of luck to you.
1008390
while investing always aim for long term, and by opting dividend reinvestment mode you will be having more number of units in you name and there by more chances of dividends etc., in future., btw dividends are exempt from income tax
661528
Blimey...there is certainly more to you that meets the eye isn't there Mr Raidehz??!! Am completely ignorant on all things business/stock etc...so have to compliment you as I'm sure its all pukka..what you says sounds completely confident and from someone who really knows his stuff...\nSo - a question for you: If I had @ £10,000 to invest, what is the best thing for me to invest it in right now to virtually guarantee good payback within a relatively short timespan......?