Someone is filling out credit applications and sending them in with my name and signature.What can I do?
486401
First contact the Federal Trade Commission to report the identity theft.  They will advise you what to do, but basically you will need to contact all three credit bureaus and have them place identity theft alerts on your files.  Contact your local police department and report the incidence of identity theft--they will make a report.  You should get a copy of the police report or at least a case number.  Request free copies of your credit file and report any discrepancies in writing to each credit bureau.  Keep a watch on your credit report, social security files, and bank records.  You should check your credit files at least yearly, and report any suspicious activity immediately to the appropriate agency.
1061656
it sounds like you were a victum of id theft and i would get hold of the police, the credit compancys get copys of the reports then talk to a lawyer to see that can be done. \nsense you are a senor please take care of your health or you will end up in the hosptial please keep in touch with me lenore pagee
1081675
It's identity theft.  File a police report and notify the three credit agencies.  They will set it up so your friends mom has to actually talk to someone to obtain any sort of line of credit.\nKeep all documentation because this will follow her around.  Notify the head of HR if the person has done this to one person, chances are she's done it to many.
524762
you have to prove it was a fake signature and get the picture of the person that did sign for you at the closing- get all the parties involved. the title company the realtors,the co-owner.  Have fun proving you didn't sign the documents though.  you are right a lawyer needs to be notified but the cost to bring this to court and put the guys in jail is expensive too...enough that you may not want to persue it.  Try finding the person that signed chances are they've gotten out of town too.  On a good day you'll find every body and catch them before they leave town but they've got to think your not going to do anything.  hence, even if you do they might not care and it could be dangerous to boot.  I hope your guys are amateurs.  I don't have any direct info for you but I have a friend that went thru similar home fraud case and the FBI and state's atty. were interested in her case-maybe they can refer a good atty. Mortgage lending fraudulent transactions are federal offenses.  If you get 25 yrs for credit cards I hope it's more for lying on a loan document.
581514
If this is a legitimate third party they must identify the original creditor. Shorty is correct however, the third party may have purchased the account from the original creditor and has a better standing than a collection agency or attorney. That is they are now the creditor. \n \nThey are required to help you with this. Account numbers if applicable should be on any letters they sent you.\n\nAlso, getting a copy of your credit report may help you. The following sources will help with all of this.
255357
You should talk to someone instead of reading comments based on people who do not have your application and credit profile.\nI have been lending for over a decade and know that allthough everything these guys are saying is true, it might not apply to your situation at all. Every client is unique.
35603
Contact the 3 Credit Burueas and notify them of the fraud.\n\nClose the fraudulent Accounts.\n\nFile a report with the local police where the fraud is taking place.\n\nFile a complaint with the FTC.\n\nClick the following link for more info.\nhttp://www.consumer.gov/idtheft/
912468
Your signature doesn't really matter. Just finish with:\n\nBest regards,\nYour name
328114
That stuff is listed in phone book; as long as you didn't give out info like ss#, bank accts., credit cards, you will probably be okay.  If you are that concerned you can call one of the credit bureaus and ask what their policies are on unusal activity regarding your credit.  If you report it ahead of time this may help you with any liabilities in the future.  Good luck.\n\n I hope you didn't give any bank info to this man.  If so, call your bank tomorrow and explain situation.  Cancel acct. and wait to reopen a different one till you call soc sec..  Call soc sec. office and explain what happened and that your # and info may have been compromised. They will probably have a new one issued to you.
81470
if the person affected your credit rating, contact FICO immediately. get a copy of your credit report, and then go through the process of writing letters to remove errors from your report.\n\nto move forward in life, business, or whatever, it's very important that your credit is clean!
846956
always very important 2 update and run your anti and spyware.. everyday if needed.. because as you know now , your comp is not protected.. i wouldn't do bill paying on comp..scan  2 protect yourself, you can either open a new account and delete the old.. 2 do this, sign out at top of mail room and start the sign back in, click new user.. and on this new account, put in a fake name and address.. then click options on mail home page, over 2 your right, and click mail addresses and highlight your old name and click delete.. if you want 2 keep your old account, then update and scan your comp, then sign into your mail account and change password.. if you haven't done this already, call the big 3 credit card holders and have them put a red flag on your name.. even if you don't have credit cards.. have them put a stop from anyone opening a card in your name.. 1-800-525-6285.. www.equifax.com...1-888-397-3742...www.experian.com... 1-800-680-7289.. www.transunion.com.. also see www.consumer.gov/idtheft...www.ftc.gov/credit.. bummer eh.. never open mail of unknowen, never put your addy in profile or in open chat, never use a name or screen name that will lead back 2 your mail account..
977931
Offer a low percentage in writing and make sure you dont pay over the phone.\n \n\nUse the letters in this http://www.expert-credit-advice.com/ free credit repair kit to make the offers, it worked great for me!
40663
Call your bank and request new checking/savings/credit card account number.  Contact the fraud department of any one of the three major credit reporting agencies.  Have them put a fraud alert on your credit report.  They will contact you if anything seems suspicious.  There are other steps you can pursue also.
947525
Never respond to those unsolicited calls. They are phishing and looking for a steal-able identity. Even if the call was legitimate it does not mean you just get the approval. They do a credit check on you AFTER you tell them you want the credit. If you never had a card like that chances are they are calling from a list of people who are not credit-savvy and would fall for a scam.
965816
You can go to the loan office and ask them to please report it to the credit dept. and also ask to receive a print out of your payment history so that you will have proof in black and white that it was in good standing, you might also want to contact the credit agency to contact the loan office requesting the info to update your credit files
578311
Steps to Take in Recovering Your Identity and Line of Credit\n\n Ensure that you report the crime to the police right away and request a copy of the police report as you may be required to provide it as proof of the crime when you are later contacting the businesses and organizations you need to deal with\n\n Document all of the steps that you take, names of all the people whom you deal with and any expenses you incur in re-establishing your credit and clearing your name\n\n Cancel all of your credit cards and have new ones issued\n\n Close all of your bank accounts and open new ones\n\n Order new bank machine and telephone calling cards and change all of your passwords\n\n If your passport has been stolen contact the passport office\n\n If your mail has been diverted, contact the post office\n\n Apply for a new driver’s license\n\n Advise all of your utility companies (including home telephone and cellular service providers) that someone using your name may attempt to open unauthorized new accounts\n\n Contact the fraud departments for each of the three major credit bureaus to ensure that your credit reports reflects the case of identity theft and follow up with them after a 3 month period to ensure that someone has not tried again to use your identity.  This will also ensure that your permission is received prior to opening any new types of credit accounts\n\n Ask the credit bureaus for copies of your credit report so that you may carefully review them and ensure that no fraudulent loans or accounts exist\n\n Notify your bank of stolen or misplaced checks, ensure a stop payment order is placed on them and contact the major check verification companies requesting that they notify retailers using their databases not to accept the lost or stolen checks\n\n Contact the Federal Trade Commission who will assist you as a victim by providing information that will help you to resolve any financial issues or other problems as a result of your identity theft
95395
You mean that the parents are using the child's name to obtain credit cards or other legal documents?  \n\nYou can let the parents know that you are aware of their actions, and want them to stop before you take it to the authorities.  Maybe they will do the right thing.\n\nIf not, you can contact the involved parties to let them know of the situation. and stop any further transactions from being made.\n\nYou could also ontact the police, identify theft is a crime.  I would think that would be a last resort, however, considering the consequences.  Possibly a call to Child Services would get an investigation started into the matter.