Investing and looking for a Mutual Fund that is balanced in the following percentages only ?
475476
You'll never find it, and if you did it would change soon.  You'll have to buy 8 funds, preferably ETF's, to get this exact breakdown.
1049712
There is a low risk mutual fund out there, ticker symbol PRPFX.  It has never lost money in any year since it started in 1997, and has averaged a return of 6.5% each year.  Go to morningstar.com to get more information on it.  Also, you can acquire it without any fees at Charles Schwab.  Good Luck.
871106
If you are starting out and you dont know anything about stocks it is better to invest in a no load mutual fund, such as Vanguard Equity Income fund. You willneed $3,000 to open yor account and you can add $100 any time. If you buy stocks it will cost you commissions and if you dont have at least $50,000 to start you cant diversify.But stick with large cap stocks . The blue chips. A  mutual fund is your best bet. I am an investor for 40yrs.
318964
For us little people, I find the best way to invest is with no-load mutual fund accounts.  That way there are no charges or fees either up front or when you eventually sell out.  Also professional managers take care of the investing and do much better than we could ever do.  Second, I find the best way is to make the investment LONG TERM, let it sit no matter and over time I have found my investments always do well.  May I suggest a conservative long time company:  Lord Abbett Affiliated Fund has been excellent for me.
131847
In US stocks, most academic studies show that a broad index fund will have the lowest risk.  If you add in foreign stocks, studies differ, but a mix of ~80% US stocks and ~20% foreign stocks is optimal for lowest risk.\nI would suggest:\n80% Vanguard Total Stock Market Index fund\n20% Vanguard Total International Stock Index Fund \nHowever, unless you are very young, you should put some money in bonds, and increase this percent as you get close to retirement.  The bonds will further minimize risk, but they lower your overall return.
332949
These 2 sites are pretty good for learning. The beginner will do best investing in mutual funds.
622216
This is absolutely not your best option!!! TRUST ME, I KNOW!!! Mutual funds are always the way to go but if you are looking to make your money grow fast....invest in CHEESE. The 2nd richest man next to Bill Gates is a cheese man. last year their stocks split almost 2 a month. I did and by the end of last year I was very very wealthy!!!! I'm 26 and finacially have the resources to retire and live comfortably until I'm 85 and never work another day in my life. AINT LIFE GRAND!!!!!
43974
http://www.schwab.com/public/schwab/research_strategies/mutual_funds?cmsid=P-980434&lvl1=research_strategies&lvl2=mutual_funds\n\nIf this is too specific just go to http://www.schwab.com, click on Research then click on 'Mutual Funds'.
40519
Mutual funds are a "basket of stocks" that allow you to have an ownership in a more diversified way. Check out ETF's a newer wrinkle on fund investing.\n\nread education links at bobbrinker.com
1148271
Depends what type of fund, your age, and what your family's goals are. Probably anything middle-risk mutual fund should be fine so long as you and/or your wife have a steady income.\n\nYou should also check with your investing company if they offer a tax deferred college savings program.
85855
As a long-time financial executive in the investment field, it is my opinion is that any answer you receive that cites a specific fund is wrong!  A proper answer must consider your personal situation, you investment timeframe, your tolerance for risk, etc.  My answer is that you should try and determine what fund or funds best fit your specific situation (either personally or by hiring a qualified investment specialist -- not a mutual fund sales person).  A few sources I've used in the past include (but are not limited to):\n\nhttp://moneycentral.msn.com/investor/finder/predeffunds.aspx\nhttp://www.morningstar.com/\nhttp://www.maxfunds.com/content/navigator/alphasearch.htm\nhttp://www.fundalarm.com/
1087020
I personally believe in mutual funds as I have no idea about stock markets. To make good money, invest systematically in well managed diversified equity growth funds. Usually set target for your retirement or kids college tution. I bumped into this blog directly related to India. http://www.dalalstreet.biz/2006/06/sip-art-of-investing-in.html\n\nMaybe this will help.
317461
Definately a 401k eligible mutual fund specializing in resources (oil specifically, but any resources will do)
695098
I don't think you are adequately diversified.  Most advisers will recommend you have more than 3 stocks.  Stocks are very hard to predict.  When you bought NT, you didn't expect it to drop 75%, but it did.  You have to consider the possibility that two of your stocks could nosedive, just like NT did.  Sometimes a stock will crash and never come back.  I would recommend at least 10 stocks, in a variety of industries.\n\nIn addition, while many mutual funds charge too much, Vanguard.com has some low expense, no-load funds that don't charge much.  You might consider putting half you money in a mutual fund for diversity, and half in stocks you like.\n\nI also disagree with your statement "banks always make money."  There have been many banks that have failed over the years.  Savings and loan companies, which are similar to banks, had a very rough time a few years back, and many failed.  Not that I expect TD.TO to fail, but you never know.\n\nI wish you the best of luck.
517192
Buy a diversified series of mutual funds. Individual stocks are just way too risky in most cases, especially for novice investors, even if they look like a sure thing.  How are Enron and Worldcom doing right now?\n\nMake sure you hit all the assets classes, like Large cap stocks, small/mid cap stocks, international stocks, emerging markets stocks, government debt, corporate debt, hi-yield debt, foreign debt, emerging markets debt, real estate, commodities, and precious metals. That's 12 categories right there, so let's say you get started with with $1200, you're talking about $100 each. \n\nThen sit back and rebalance each year, back to your original percentages. This is called asset allocation. The thinking being, what's BEEN hot is more than likely not going to STAY hot. All markets, after all, are cyclical.  This is why people who invest their 401(k) by just putting in whatever's had the most recent best numbers never get anywhere--they're investig in something that DID will and IS probably NOT doing well.\n\nThis sort of portfolio should average 8-12% per year, so just split the difference and say 10%. Will it do 10% EVERY year? Of course not. I'd be surprised if it ever did EXACTLY 10%. That's an annual average. With that average, your money should double roughly every 7 years. \nSo, in 7 years you should have about $2,000\nin 14 years you should have about $4,000\nin 21 years you should have about $8,000\nin 28 years you should have about $16,000\nin 35 years you should have about $32,000\nin 42 years you should have about $64,000\nin 49 years you should have about $128,000\nin 56 years you should have about $256,000\nin 63 years you should have about $512,000\nin 70 years you should have about $1,024,000!\n\nOf course, if you keep adding money in, say $100 a month, you'll become a millionaire MUCH sooner. The key is discipline, and sticking in when markets are up OR down. Don't try to time the market--you'll NEVER get it right.\n\nHere's a handy formula:\n\n$100/month x 12% retutn x 20 years = $100,000.  \n\nSo if you invest $300 a month, you can expect to have $300,000 or so in 20 years, depending on what return you get.  And remember, even if you stop there, that money itself will double again in 7-10 years, depending.  Then double again.  Then double again.  You get the idea.\n\nIn short, you can make a HELL of a lot of money, with a small output on your part, if you do it right, and are patient.\n\nOh, and if you qualify, and do this all in a Roth IRA? Then every penny will be 100% TAX-FREE. That's a deal that's too good to pass up. That's why I tell all my under-30 clients--if you make under $90,000, and therefore qualify to do a Roth, you'd be a fool not to. Just having the power of youth (and therefore time) on your side is such an advantage, to squander it would be such a waste!\n\nHope this helps!\n--J.\n\nP.S. The previous answerer's advice about contacting Edward Jones is gold.  I would go to their website at www.edwardjones.com, enter your zip code, and find the closest office to you.  Chances are there's one within 10 miles.  They have 10,000 office in the US, UK, and Canada.  And they will take care of you right if you decide you don't want to go it alone.
829524
Hi, i suggest a great site with plenty of Issues related to your Investing and everything around it. it also provide clear and accurate answer to many common questions.\n\nI am sure that you can get your answers in this website.\n\nhttp://investing.sitesled.com/\n\nGood Luck and Best Wishes!
1154043
It depends on the share class. There are A, B and C shares to almost every mutual fund. Each have a different fee structure.\n\nThis link below will help you...