what happens if i quit the co that has keough plan? do i get to keep what is earned?
481808
That's a GREAT question and an important one. If you quit a firm that has a 401K (I presume you mean that by the Keough) you can TAKE IT WITH YOU in a single traditional IRA account. YOU GET TO KEEP WHAT YOU EARNED in a traditional IRA. This is advisable, as you can put the investments into funds or stocks that you choose. Your 401K has choices made by your HR dept, not always for how good an investment it might be, but based on choosing a 401K plan that can be administered cheaply by the benefits department. While you can leave it at the 401K plan, you are far better off to transfer it to your own IRA account.\n\nSo, to better your results, transfer your 401K when you leave by contacting the HR dept and asking for a distribution form. DO NOT take the check yourself, have the 401K transfered directly into your IRA account you've set up at a brokerage. Your broker will direct you into better investments, or you can research this yourself and do it yourself with fund companies or online brokerages if you feel you are willing to spend the time on the research.
166202
that is actually pretty typical when a company/organization is taken over by another or a sale is finalized.  Be SURE to check things out and make sure that you WANT to stay there.  Often times when a corporate take over occurs, there are HUGE changes in salaries and benefits.
972816
You have to have worked for 6 months and have been laid off. If you quit, you won't get it. If you where fired , they can dispute it.
545320
Contact the trustee and find out if they will allow you to pay off your "plan" early.  \n\nYou don't want your BK dismissed, that will allow all of your creditors (including unsecured ones) to come after you.
335942
it depends on your determination, skills, ability and knowledge. like for example, if you are a go-getter person, you have a tendency to reach higher goals then you may have multiple projects and aim to get different positions or career to satisfy your curiosity. but if you are an average person, you may tend to stay loyal to the same job you have cause you are at ease with what you got going until it's time for you to retire, unless the company is downsizing and your ability does not meet the quality or performance they are looking for, then you will be the first one to go especially you have the seniority and due to the new approach by bigger company now these days, they rather hired a fresh one than pay you with the same amount and benefits without being counter productive.
258346
STOP WORKING.\nKEEP EARNING.
791441
Cost to Company or CTC is a combination of your\nBasic pay + House Rent Allowance (HRA) + PF (Provident Fund) + Gratuity + all other allowances.\n\nYour take home is CTC - (PF+Gratuity).\n{ Note: PF is around 12% of your pay and Gratuity is 4.5% of your pay }\n\nNothing to worry about that.\nWhen you are quitting the company you will be paid double the  amount that they had taken from you each month as PF.\nThat is you will be paid 2*PF, it is known as settlement.\n\n{Note: You also have an option wherein, when you are joining a corporate you can tell them that you don't want the option of PF - but that is a loss for you!}
486487
Search for another job.   (don't mention it to anybody you're working with) then (always) give your employer a month to 2 week notice.  You want to be in goodstanding so you'll get a good review.  Don't quit your job until you know for sure you are going to get the other job!!!!  3 years isn't a long time to already be sick of a job.  try 20 years!!!  You should always save money no matter what...!!!!  even it's only 5-10-20 dollars a week it adds up pretty quick.  I save my change.  I am a bartender, at a family owned chinese restaurant, so i give lots of change by the end of the night.  i save it and put it in a cd account that way I won't spend it.  i'm using it to save up for my child's college education...she's only 3!!!  I have a long ways to go...
964931
It sounds as if they can't offer you any job security or guarantees. I'd stay with the old job.
1041054
It depends on your state and your company policy. Most likely you will not after only 90 days.
362002
You need to choose a custodian for your IRA, and request the employer to have the lump sum transferred to that custodian.  This will take some planning, filling out forms, etc. Check with HR, and of course with other recent retirees.\n\nIf you plan to retire 2 years or so in the future, just file the info away for future reference.  But a layoff could hit sooner, so it's good to be prepared!
1032612
Leave the company. As I have had to learn many times, it isn't your company, so it isn't your worry. If the company goes under, it isn't you that pays the price for it. You lose your job, get unemployment and get another job. It is the owner who failed that suffers the most.
172366
If you plan on getting unemployment benefits, you have to be fired.  IF you have a lot of money coming your way if you quit, then you have to weigh your options.  If they will be good references too, then I'd probably quit.\n\nWhy are you being forced to quit?
1110305
Yes. As a recently former associate. The are screwing over all of their long term employees so they can get them to quit. They want to hire all part timers and pay them minimum wage. I used to back the company 100%. Not anymore.
504022
Depends..\n\nAre you working for yourself, in your own practice?  Is so, you'll be buying your own insurance, vacation will be time you don't get paid, etc....\n\nAre you working in a corporate office?  Then your benefits are part of your package from the corporation, usually consisting of Insurance, Vacation, and other perks.
533855
you will get whatever you make a month for your last 3 months at your last job
825654
A)  One reason why this may have been "the wrong thing to do" is if the termination date of your insurance under employer #1 really isn't November 30th.\n\nTypically, when a person leaves an employer, their coverage under the group policy terminates pursuant to the "Individual Terminations" provision.  The termination may be the date the employer notifies the insurer that you're no longer working there; the date your employment terminates; the first day of the month following your termination; or some other date specified in the contract.  Unfortunately, some employers tell their employees that they have a "30-day grace period" after they leave.  In each and every contract I've ever seen, this isn't the case.\n\nWhy could this be a problem for you?  Because IF insurer # 1 finds out your coverage should have terminated earlier, AND there's no insurance law that prohibits it in your state, it could "retroactively terminate" your coverage, take back the money it paid, and you'll be stuck with the bill.  Some states, such as mine, restrict an insurer's ability to do this.  The problem is, if insurer #1 retroactively denies your claims, you may be beyond insurer #2's timely filing period, which means the claims would be denied.\n\nYou may want to absolutely confirm the termination date under insurer #1 so you can rest easily.\n\nB)  Another reason this may have been incorrect has to do with "Coordination of Benefits" between insurer 1 and insurer 2.  The National Association of Insurance Commissioner's "Model Regulation" regarding COB in your case reads:\n\nSection 5:  Rules for Coordination of Benefits:\n     Subsection D\n          Number (3):  "Active or Inactive Employee:"  The plan that covers a person as an active employee who is neither laid off nor retired is primary.  If the other plan does have this rule; and if, as a result, the plans do not agree on the order of benefits, this rule is ignored."\n\nThat's "insurance-ese" for insurer #1 should have paid as your secondary, since you're no longer covered as an active employee under employer # 1's group policy.  If this is the case and insurer # 1 finds out, it can retroactively deny the claims and take the money back.\n\nLet me know if I can help further.