I lost my 20.00 hr job in January, is there any way to save my home (especialy gov help)?
486181
Contact the institution you have your loan through, and let them know you are under hardship.\n\nThen start looking for another $20 job as fast as you can.\n\nDepending on how many years you have already paid into the loan you MAY beable to refinance it.  Call a local mortgage broker and see how they can help.  Consultation is free.\n\nSometimes our credit isn't as bad as we think it it, sometimes it is worse.  But there should be help.  A good mortgage broker or financial officer can help.
1057418
contact your local agent.. best bet, call 911, they must have some info for you! sorry to hear you lost your house though, glad you still have computer or have access to yahoo answers!
182498
Just keep working and wait 'til you get home. No sense getting fired, which of course would provide you all the time you needed to surf.....'til it was time to get back to work to pay rent, utilities, grocery bill, etc.
1074050
You should be entitled to some housing benefit or income support even if you are working. Contact local council and ask for benefits section.  You could try going to the housing department and say youve been kicked out of home (you will need proof) and that you are homeless.  Be prepared to make a fuss and don't give in, you could be lucky.\n\n Renting a room in a shared house is not always that bad - you still have your own space which can be locked and you can make some really good friends. Go and look round a few places and find out what the other sharers are like.  Living on your own can be lonely at times.\n\ngood luck
438583
You don't.\n\nDo your job, and screw around in your own time.\n\nGET BACK TO WORK!!!!
995515
What you need to do is to talk to the apartment manager and describe your situation. See if you can pay partial rent and a late fee and hold off for a couple of weeks until you get back on your feet. You must keep the lines of communication open and show what you are doing to resolve this issue that you have caused. I, personally, would have done this before the rent was due.\n\nHowever, if you can't bounce back, see if the manager will allow you to sublet the apartment. Also, If you could find a qualified tennant to fill your apartment while you rent a room from someone else, maybe the apartment manager will not evict you and let you break the lease. \n\nAfter all is said and done, you are responsible for your own situation and problems. Your loss of emplyment and the status of transportation are only factors in your life, they do not relieve you of your responsibility (unless you're a democrat or a liberal, but that's another story). After all, I can't call up my bank and say "Yeah, I can't pay my mortgage on my apartment building this month because this tennant in unit #211 made some poor choices in her life. Yeah, she bought a Ford." I jest, but I hope you understand what I am saying.\n\nRegards...
203848
1. Consider yourself blessed. If your bosses would just pick up and close shop the way they did, did you really want to be loyal to a place like that.\n\n2. Call unemployment and file as quickly as possible.\n\n3. Did you have a 401k plan? If so, you may be able to    \n   withdraw against it (There are tax and early withdrawal \n   penalties involved) But if you need the money,   \n   sometimes you do what you gotta do.\n\n4. Call all utilities and get on their budget plan. This \n   will begin to help you formulate a budget if don't  \n   already have one. And you'll know what your basic bills \n   wlll be each month.\n\n5. Write a letter to all your creditors telling them you  \n   will be making lower payment amounts because your income \n   situation has changed.\n\n6. Update your resume.\n\n7. Ask any and everybody, do they know of any place hiring.\n\n8. Surf the net for possible leads.\n\n9. Post your resume to a job search site like Monster dot \n   com.\n\n10.Volunteer somewhere doing something.  Sometimes you can \n   find the answer to your problems by helping someone else \n   with theirs. And who knows this may be where you get  \n   your best leads from. \n\n11.Exercise. If you don't already, start a routine that \n   will help you reduce stress.\n\n12. Finally, is there a dream in your life you haven't \n    reached for? Maybe now is the time to do what you were \n    sent here to do. When you are reaching for something  \n    you have always wanted, you'll encouter stumbling  \n    blocks but you'll never fail. Self employment might be \n    calling your name. You have 30 years of service, you \n    can't tell me you don't have the background to succeed \n    at whatever you want to do.\n\nI wish you Godspeed and the best of luck.
153527
Go to the RRA... Renters Rights Association. They will handle it! They eat that kinda crap up... I know cuz I have been an apartment manager b4 and the owners where total asses... there was so many things i couldnt do after the tentants were promised things by the owners then went back on em... good luck
827153
the only thing i can suggest is that u either move back in with your family,  if that's possible,  or find somewhere cheeper to rent - like someone who owns a house who just wants to rent a room out.....   even so, it'll take u a while to save.  the other option is to buy a house in need of repair in a not-so-nice area,  do it up a bit, then rent it out,  or live in it, and rent one of the rooms out to provide extra income.  hopefully u could sell the house on for a profit one u had made improvements to it.  at least it would get u onto the property ladder...
892486
I'm sorry but I'm pretty sure you won't find a policy that covers those things.  You have an investment related problem, not an insurance one.  Talk to someone who can get you an investment that you can pull out of in the case of an emergency and will be sufficient enough to provide temporary income replacement for a specified time period.  It is also a general rule to always have on hand at least 6 months of income replacement in a savings account somewhere for emergencies only.
883210
Question truly lies in the eye of the beholder. Last time I owned a house was 1990. I sold in 1993. I LOVED house and job.\n     I stopped believing in whoring myself out for hourly wage. When this was first introduced in States back when people fiercely rejected the idea as"selling themselves out as mere chattel 4 slave labour.\n    That info has probable, gone down the "MEMORY HOLE"by now. How ever, at time of 1993 departure. I was earning $16,45. per hr.100% percent benefits and was only months away from the magic 5 year plan.\n    This was great company 2 work 4 because at 5 year. mark. You became salaried with 125% pay raise and company car(personal & weekend were a llowed plus u get company gas card.) all co workers where shoked that I would walk away now, yet things were troubling me, about exploitation of poeple being foced into obscence living/ woking cnditions. So many die and live in absolute poverty. unimanagable in west all so we can get cheap reding glasses & and all else.\n  Although things 4 me were great and kookng better, I opted out of This new Capitaliim. brought in dramaticliy by Thather and the people who  Reagen his lines.Forget loans uless absolute emergeny. and pay back at end of end of each month. Never, ever pay minaimin  balance. u could pay  4 20 yrs, an stillnot have made dent in payment sinced u have been interest only...MARY
480225
i would contact your state's labor board and find out what your options are.  they may be able to help you without contacting a lawyer.  if you are unable to get help through them, i would contact your local "legal aid".  this is a group of lawyers who will usually give you legal advise, or even actually work for free or minimal cost.
1167125
sure but in the long run the loss of job wasnt worth it\n\nGood Luck and God Bless!!
160301
Well, that sucks.  I'd find me a lawyer and tell them the whole story, you'll probably get your job back and then some.
431853
I'm a FEMA employee(responding to this question on behalf of my daughter), and I see situations like this all the time: it does appear that New Orleans residents are receiving more help/support than other Katrina survivors; however, I would simply encourage you to contact FEMA, by phone, and request a FEMA trailer -- if you haven't already -- ask for rental assitance -- if you're not already getting it (starting the process is a relatively simple process, and ideally, you can have a check, averaging $2,358, for your first 3 rental months, within 14 days (this can possibly continue for 18 months of rent coverage). Also, if you had personal property losses (the contents of your home -- renter or owner), you can/should be compensated by FEMA for it. If for some reason you received nothing, appeal FEMA's decision for another chance to be awarded something. Writing a brief appeal letter and asking for a reconsideration is your most effective tool to address any decision FEMA makes that you are not pleased with.  Also, there are other programs -- such as HUD's "Disaster Voucher Program" -- that can assist you in achieving your goal of getting back to MS, re-gaining employment, and getting back on your feet.  More than anything, know this, despite what you've heard, FEMA really does try to help and really can help! When you call us up and get a phone representative who is insensitive to your struggle, unwilling to spend the necessary time on helping you get the help you need, rude or rushed -- simply shorten the call with that person and call back until you get someone who really wants to help you! We have many resource phone numbers that can help -- other than FEMA -- ask for them when you call us -- make us give them to you.  Please know that we can help, and some of us, many of us take our work/mission at FEMA very seriously, and we won't rest until we know that we have truly done our best, and all that we can do, to assist families like yours get re-established! I trust, hope and pray that you and yours will find yourselves in the place you want to be real soon!
840104
Two quick suggestions. First you should look for another job. It won't really matter if you own or rent; you will either loose your home and have bad credit or have an eviction on your record. As far as buying a home is concerned I would not unless I had 6-12 months emergency funds for mortgage, taxes, insurance, utilities, food, gas etc and you had another job lined up.
227390
no they dont do that over here.you could try repossed homes