can i take out a student loan if i am able to receive financial aid from the government?
488622
If your Finanical Aid Office establishes that those "other expenses" qualify as educational expenses then, yes, you should be able to receive financial aid to supplement your federal aid package. Even Federal Student Aid is not limited to tuition costs alone...\n\nSee, at nearly all accredited, Title IV eligible (i.e. they are allowed to administer awards like Pell Grants, Stafford Loans, etc.) institutions, you as a student are allowed to obtain financial aid up to your "Cost of Attendance" (COA). Your COA is a specific number determined by the Financial Aid Office that roughly corresponds to your actual educational costs. It may (and often does) include the following items*:\n\n-- tuition & fees\n-- room & board (whether it be on- or off-campus)\n-- a "reasonable amount" for books, supplies (in some cases, a computer), transportation, miscellaneous expenses\n-- dependent care\n-- study abroad expenses\n-- loan fees\n-- employment expenses for co-op study\n\nAs you can see, tuition is only one part of your COA. So, say your total COA is $30,000 and your tuition is $20,000. Even if you had received Federal Student Aid in the amount of $20,000, you could still obtain another $10,000 in other types of funding.  In some cases, if you need additional funding, your school may be able to either increase your pre-set COA/budget \n\n*There are some things that can't be included in a COA, of course, like deposits and late fees; by the same token, there are things in your COA that aren't usually on your bil, so the two usually balance out nicely.
586307
Federal financial aid is for US residents and citizens only. Admission has nothing to do with it.Some scholarship or school-based funding can be available to you. You should find out from the school itself about what they can offer.
210153
Yes!  go to www.fafsa.ed.gov There are grants available based on need and financial income.
787123
1. You don;t have to if:\n- you get enough money\n- you don't want to attend this school\n\nUsually the school will offer loan for its students (the loan can come from school finance, or goverment, or some companies, banks..).  If not, you're still able to appy loan from  banks and/or goverment.\n\nThe process is very simple, everything you'd need is your information (social number, birthday, the shcool you're attending,...) and signature for the promissory note that prove you will pay back after graduation some years.\n\nBut the contacts are varied, so for sure you should read very carefully to have right decision.
420819
You should go to your financial aid office at school.  You should be elligable for federal student loans.  However, you will not get enough to pay for your school and pay off your credit cards.  It doesn't work that way.  If you are going to get a student loan you college has to tell the bank that it is ok for you to get that amount.  So go to or call your college's financial aid office.
1162923
In the US fill out your FAFSA form to find out, you will more than likely be able to get a loan, but it won't be great.\n\n\nwww.fafsa.gov
1083897
Of course you can! These things are almost always non-binding. In fact, most schools will cancel your financial aid automatically when they find out you're not attending.  \n\nIf the grant is a federal grant, the process will be taken care of for you, since one of the fundamental rules of financial aid administration is that you can't disburse funding for a student who isn't attending your school.  As I said, if you told your school that you aren't coming, chances are that they already cancelled your grant.\n\nIf the grant is from the school itself, chances are that the regulations are similar.  No school wants to throw their money away on a student who doesn't go to their school, so they will check and double-check to make sure that you are a student there before they disburse your grant funds.  If you are uncertain, just give them a call to confirm this.
476442
Yes.  The maximum amount of Financial Aid that you can receive is based on your "Cost of Attendance," which is determined by the Financial Aid Office .  Schools are allowed to include the following items in your COA:\n\n* tuition & fees\n* room & board (on- or off-campus)\n* a "reasonable amount" for books, supplies (in some cases, a computer), transportation, miscellaneous expenses\n* dependent care\n* study abroad expenses\n* loan fees\n* employment expenses for co-op study\n\nPretty much, you can get financial aid up to the amount of your COA.
507752
http://www.fafsa.gov\n\nthat's the form you have to fill out to get government financial aid for school... (depending on your income and the school you're going to, the government will cover a large chunk of it in grants/loans, up to all of your school)
170300
That depends on the rest of your credit as well.  You might want to get the mortgage BEFORE you get the student loan.  Mortgage companies are a lot stricter than the financial aid companies.  If you get the student loan first, you could hurt your chances of getting the mortgage.  Good luck.
207012
Apply for a student loan at your local bank/credit union.
198268
If the financial aid is in the form of student loans then yes you do have to pay it back.  If it is a grant or a scholarship then you do not.
478520
Yes, they can.  On a case-by-case basis, a school may decide not to certify/originate a loan for a borrower.  The school must document in writing the reason for refusing to certify/originate the loan and must ensure that, in doing so, they are not denying you access because of race, sex, color, income, religion, national origin, age, handicapped status,  or selection of a particular lender or guarantor.\n\nWhat are you looking to gain by waiting so long?  It's true the official deadline for submitting a 2005-2006 is June 30th -- but notice how that date occurs AFTER most schools' academic years are over.  By this time, most schools have begun making loans for the 2006-2007 academic year.  If you want your loans to be processed smoothly, save yourself and your Financial Aid office some major hassle and apply sooner.
1126914
You can get a loan legally speaking, just not a federally guranteed one unless you're a US citizen. That means you'd have to qualify for the loan & you just said your family went bankrupt, so that might be difficult. Also, your visa is probably conditional on you staying in school & may not allow you to work. If you can work & can take a little time off school, there are plenty opportunities where you can save up some money & get back to your education. I don't know how much you have left, but it might be expediant to pick up where you left off at a new school w/o paying the $5000. You won't be able to transfer your credits till you pay them, but you can go on with your education & save up over time to pay them off, then transfer those credits, after you pay them, in time to graduate. Just don't tell them about the previous school when you apply. You can also speak with your financial aid office about helping you find a scholarship.
1025134
The school that you plan to attend should have a list of available grants and applicatuon procedures.  If not, go to  http://studentaid.ed.gov/students/publications/student_guide/2005-2006/english/types-loans.htm  and you should get all the information that you want.\n\nGood luck!
1155807
In order for anyone to receive Financial Aid, s/he must be making "Satisfactory Academic Progress" (SAP -- usually taking a certain # of classes and maintaining a certain level of excellence in those classes).  So, if your FA was taken away, I can only assume it was because you didn't meet this requirement.  As such, before you apply for any private loans, you need to make sure that they, too, don't have an SAP requirement (some, like the Sallie Mae Signature Loan, will require that you be in good academic standing).\n\nTo obtain a private loan, you will need to apply directly with the lender.  Take a look at FinAid's list of the most popular student loans, here: http://www.finaid.com/loans/privatestudentloans.phtml . Before you submit any applications, check out several of the lenders' website first.  Read all of the sections on "how to apply" and "rates and terms" -- you will find that each lender will each have slightly different criteria than the next. \n\nWhenever possible, apply with a co-signer/co-applicant.  (If your credit is less-than-perfect, the co-signer's credit will act as a sort of stand-in for yours.  Even if you have good credit, applying with a co-applicant often helps te borrower obtain a lower interest rate.)\n\nWhen you find a loan that you are eligible for, with terms that appeal to you, just click apply and follow all the directions. Don't leave anything blank.  If you don't hear from the lender in a few days, follow up.  Ask questions if you have any.  \n\nIn most cases, your loan will require "school certification," a process wherein your lender will contact the school, tell them that you have applied for their loan, and request additional information from them.  Once your application is complete, your loan should be disbursed within a week or two of the start of classses.  Again, if it isn't give your school or your lender (or both) a call to find out where you stand.  Good luck.
1153321
You should be able to talk to your financial aid rep at school and look for additional funding. I am just finishing school and I was able to do many things like that to help pay for textbooks, etc. The school by law is supposed to return any unused financial aid to you unless you tell them you don't want it returned to you so I have never had trouble getting enough to cover all necessary expenses.