Is there somewhere a widow with old debts can get a consolidation, unsecured loan from?
480309
Your local consumer credit counseling agency may be able to offer advice and possibly assistance.  \n\nI would try the one that is actually called CCCS rather than one that may advertise as credit counseling.  CCCS is non-profit and offers free advice.
778019
In the event of a death - his funds should be frozen for a period of time.  Your cheque should be honoured but it may be delayed.  If you can wait for your money - it would be very considerate of you since the widow will now have a million things to deal with regarding her late husband (funeral, casket, headstone, etc...) let alone finding the time to be in mourning.\n\nIf your able to speak with the wife - bring it up after everything has settled (maybe after the holidays...)\n\nSorry for your loss
280634
have you tried the LAW loan?\nhttp://www.salliemae.com/apply/borrowing/lawloans.html
1066789
The link below contains a bunch of sample letters to send to creditors.\n\nEmail me if you need more advice.
357290
Go to Lendingtree.com\n\nI got a Mortgage after my wife declared bankruptcy.
335342
Try going to a credit union.  They usually will let you sign for an unsecured signature loan if you at least have a steady job.
732025
She is the only person responsible for her debt. \nWhen she dies, the credit card companies will call you (one called me on Christmas Eve after my mom died) and try to get you to commit to paying the debt. Just say no. She was over 18, and they contracted with HER for the debt she incurred. The only thing you will have to do is send them a copy of her death certificate. They write the debt off for taxes at the end of the year.
256051
If you are a widow/widower, one of the best sites is Widownet.org. They are totoally made up of other widows/widowers, and no one would really understand what it is you're going through unless they've been through this themselves.
937997
borrow from the grandparents
784350
not enough info....two loans? 1st and 2nd?  home equity etc. unless there is equity in the home that you can access, the only option is a personal loan  unless you sell the house and have it deeded in both names...a reverse mort might be an option, however, that is usually only avail to seniors.....you could do a promissory note and use purchase money mort as a way to have the one party buy even amounts...ask a real estate atty
399386
Looks like you would have to go to a family member if they won't because you are a welcher then you might find a institution that has loans for high risk bowerers, If that's not possible save your money and get a credit with a limit and re-build your credit it will take a few years good luck
788138
I'm in Australia.  As far as I'm aware the estate of the deceased person is required to pay the outstanding debts.  So your mother, as beneficiary, is required to pay the debts out of the money that was left to her, rather than out of her own money.  If there is insufficient money in the estate, then it will not be necessary for her to make up the shortfall.
548156
First try with your mortgage company. Sometimes they have special hardship programs to re-age your account.
1091615
Hi\nYou may have trouble in getting an unsecured loan for $30K.  I am a loan officer at a bank and when it comes to most debt consolidation loans, they are unsecured -- meaning no collateral.  This being so, unsecured loans are not real big loans.  You could do this as an equity loan against your house (or your friends, i mean).  Once there is collateral, the terms involved get much "friendlier:"  Good Luck!
590677
you can join a place where they compile a list of lenders and banks for people in your situation \nif you need more detail contact me
773401
Yes there are.\n\nThere are mortgage product available for owner who just received a "notice of Default".\n\nIf however the bank or lender repossesed the property or it was sold in an auction you would have to come up with private funds to redeem your property back.\n\nIf you are in California and need assistance in foreclosure bailout loans we can help\n\nRommel Mijares\nMortgage Specialist
112550
There are many loan companies that have the idea that since you just came out of bankruptcy you are a safe bet because you have no debt and can not file bandruptcy again for a long time.  Call around your area, or there is a good chance the furniture company has several lenders willing to help.  Ask them.  Good Luck.