I just got insurance and I have a few questions....?
491642
Yes, it looks like you'll want to wait til June 1st if you want the insurance to cover the visit.  It's only 7 days from now. \nDouble check your card, sometimes the co-pay is a bit higher for specialists (like gynecologists) than it is for a regular doctor. \nThe easiest thing to do would be to call the doctors office and give them the info from your card, they'll let you know what you can expect to pay.
110982
As far as your annuities bonus. Read the fine print. That 6% bonus isnt really free. The insurance company just charges a higher expense for a certain number of years to recoup that "bonus" money. In some cases it makes sense but is usually just something extra to get you interested. Nothing is ever free.
305458
Is this a health insurance plan paid for by your employer?  If it is, take the one that would most benefit you and your family.  HMO's may be fine for some people, but I chose to take Blue Cross/Blue Shield; it allows me to go to any doctor I want, and just about everything is covered.  Yes, there may be a higher copay bill you may receivef rom the doictor, but it is worth it.  HMO's tend to dictate who, what, where, when and how you can receive medical treatment.  They also may not be accepted out of your area, so if you were on vacation, thwere may be a problem if something may happen that requires a hospital or doctor visit.  Research all plans available to you, and make the decision that is best for your needs.\n\nI am the president of my union at work, and we are fighting to keep BCBS; we have been without a contract for a year and a half, and will wait as long as we have to to insure that we keep this benefit.
743504
by the fact YOU have called it a "MINOR PRANG" i take it that it was your fault.\n1) if no-one else was involved and there is no damage to property or persons, sort it out yourself. dont use insurance.\n2) If there is damage to a stationary car, or property, you need to make a decision. a) own up, and pay out your own pocket. b) own up and go through insurance. c) drive off quickly....\n3) If you have hit a car with someone in it. swap details, but ask them to agree to sort out without insurance and pay out of your own pocket, see if they will agree. If they do, DON'T mess them about, get it done!\n\nIf you claim through your insurance, you may lose some No Claims Discount (usually a reduction of 2 years instead of an increase of 1 year at renewal) Or you may have 'Protected No claims Discount' or 'Guarenteed No Claims Discount - DO NOT BE FOOLED...\n\nFirstly - protected NCD (no claims discount) only allows 1 accident in one year or 2 in 5 years (some companies 3 years) then your NCD is hit harder than someone without NCD protection. and Guarenteed NCD is only 'Guarenteed' while you stay with the same company. try and move and they will not provide proof of the level you think you have - now they have you by the balls!\n\nSecondly NCD protection or guarentees only protect your NCD. The price of your insurance (and every insurance policy you are on i.e. partners) will be increased substantially for three to  five years.\n\nMy advice, if you can afford it, pay for it yourself. dont use insurance companies. Remember you WILL pay more regardless for the next three to five years on every policy you are on as well as your excess.\n\nI'll put my soapbox away now.
89965
I don't quite understand the question.  Are you asking how to defend yourself against the lawsuit?  Your insurance company should be hiring a lawyer to represent you.
963914
The Basic and Essential plan is alot cheaper then the Blue Cross HMO plan. The basic plan is just that. Very basic! $30 copay for doctors $500 copay for hospital inpatient. Alot of the major services are covered by either a high copay or a 70/30 coinsurance. The plan info. sheets on the site are pretty good. Most agents dont know much about the ind. plans because they are more hassel then they are worth commission wise. You may want to go on your mom's plan as an overage dependant. You may keep this coverage until your 30th birthday. Your premium would be about 60% of the single rate that your mom pays. Its a good deal and you will get better coverage then the individual plan can provide.
384716
How is it being removed?  The removal process is what could be a price jumper.  Plus, are they having it analyzed to check for cancerous material?  I think most of the time that is what they *have* to do in order for your insurance to pay anything on it.  My insurance will not pay for anything "cosmetic".  I have to fight them on a claim because they refused to pay anything for a skin tab removal and it was not cosmetic.
891250
contact your insurance company for this bonding.......unsure of cost,,, area, amount of employees and coverage desired...
94108
Different companies charge different amounts. It will also depend on how your health is, if you smoke, if you are over weight, etc. Start calling insurance agencies and ask for quotes. That is the only way to know who is going to be the cheapest.
802754
It depends on the type of insurance you have.  You can always call the number on the back of your insurance card and ask them.  Otherwise, generally they will pay if there is a reason to.  For instance, if there are suspicious lumps or leaking from the nipple or a newly inverted nipple would all be reasons to evaluate what is going on.
595620
Call the number on your insurance card and ask them.  Each plan is different even if it's by the same agency.\n\nAs far as I know, most don't pay for the patch though.
1073336
Base on your description, it is impossible to get a good rate. Rates that are advertised online or on TV are for people with perfect health. No matter what type of policy you get, cash value or term, it will be very expensive for you and your husband to even get $100,000 coverage (premiums are at least $2000/year).\n\nMy only advice is to look around for companies and find which one offers the lowest premium. It is better that you find out by calling the insurance company directly instead of filling stuff out online.
1056780
What kind of insurance are you talking about?\n\nIf this is health, yes you can have group or family health coverage (up to a certain age for children).\n\nIf this is life insurance, most companies will allow you to add riders to your policy, that way everyone is covered. You want to avoid buying separate policies because each policy cost money (processing and underwriting).\n\nIf this is auto insurance, yes you can have group insurance.
478883
Have done daycare for twelve yrs just stopped\nyou are going to need it because there are preditors\ntrying to collect the insurance money at all time at least have you but covered. Good luck. I have switched carrers\nfulltime you can take a look at site below. It help me come out of the daycare business. Share with all your clients\nemail if you have any questions
298114
Did you get quotes for the homeowners insurance?  You can find a local agent here: http://www.findlocalinsurance.com\nAt the settlement table make sure to question everything.  They are supposed to go over all the fees and interest rates with you.  Make sure everything is exactly what you had expected.  Once settlement is over, its very hard to get corrections.  Good luck with the new house!
215756
Becareful what you buy.  There are many insurance policies that you should have - auto, home, life, disability, business, liability...\nIf you are talking about insuring your legs or other body part, this is really only for people that make huge sums of money by using that part of their body.  A supermodel might insure her legs.  For more insurance info try http://www.findlocalinsurance.com
367151
In 1998 mine was just shy of $20,000 after all the bills came in.  I had insurance.  Try bargaining for a cash discount.  Insurance companies get big discounts, never hurts to try.