My husband & his father currently own their own towing business...?
475040
I work in collections so I deal with wrecker and repo companies all the time. Best experience is when everything goes off without a hitch. Worst is when there are numerous problems such as when a repo man broke the drive shaft of a repo (he paid for the repair).\n\nYour husband and father may want to look into doing repo work on the side. Depending on the state, they will need to be licensed, bonded, and insured before most banks will use them. However, they already have the equipment (tow truck) and a lot of the know how. My repo companies charge $250 plus for a repo which is a lot more than I pay for a regular tow if I pick it up myself.
75015
I find it strange that someone from a car company is continually trying to get a hold of your father by coming to your house.  It's illegal for anyone to show up to your door if you owe them a debt, unless they are serving him with a civil judgement.  Also, if it's in regards to a loan, it wouldn't be a car company coming to hunt him down (unless it was a buy here/pay here place), it would be the bank that loaned him the money. You can send them a cease and desist letter so they will stop calling, and make sure that you put in the letter that he doesn't live with you anymore.  Are you sure they are trying to contact him in regards to a debt, or is it more than that?  I'd contact an attorney anyway.  It sounds like there could be more to this story.
625024
Wow.  There are some dumb responses here.  Anistasia (other respondent) was pretty much on target, though.  The key questions will involve: (1) the form of the business, (2) your husband's role in the business, (3) your role in the business, (4) the type of tax that didn't get paid, and (5) the laws about marriage property in your state.\n\nShort answer:  Yes, there's a good chance that this can become a problem for you, even if it's just convincing the IRS you're not a valid target.  If they believe they can get to your husband by rattling your cage, they might, even if they know they can't get to you.\n\nTo answer your question, one would need to ask you these questions:\n(1) What kind of business is it?  Corporation?  Sole Proprietorship?  If the business is a limited liability form (corp., LLC, etc.), it may serve to contain the problem to just the company and its assets.\n(2) Does your husband own the company or just work at it?  What is his role in the company?  If he owns it, are there other owners?\n(3) What kind of tax is it?  For some tax types, the IRS can push right through a corporate structure and assign some of the liability to individuals involved in operating the company, officers or not.\n(4) How are you involved?  Are you an officer in the business?  (Even if you are an officer "just on paper", you could be on the hook.)  Do you help run it?  Do you do its books?\n(5) What are your state's laws regarding marriage property?  In some states, the debt of one spouse is basically the debt of both.  In other states, the debts are separate (or separable).\n\nAs you can see, there is no short, easy answer for you.  You should probably consult with a lawyer or CPA who has experience in handling such matters.  Good luck.
742312
A car is definately something he would LOVE. I know I would. But make sure he's responsible enough to maintain the car, ya know. Insurance, registration, maintenance, and even gas. Otherwise, he's going to keep coming to you for this stuff!
865265
Whoa... your dad is being a hypocrit. In this case, I agree with you. If he expects you to do something, he should be setting the example and doing it himself.
785439
I don't know where you live, but in the U.S. it is not illegal for the daughter-in-law to do this. It is immoral and very unkind, but not illegal. If the parents live outside of the U.S. they should consult the company the son worked for and see what they can offer. If they have already given the wife all they will, then the parents should see a lawyer. \n\nGood luck to you. Please give the parents my sympathy.
412976
dang, thats hard, really hard on the family as well.\nhe needs to find out what the problem keeping the jobs are. if its him he needs to make a better effort, if its the jobs ..... he needs to suck it up and take care of you and your kids. i hate to use the term "dead beat" but omg if thats it ........ lay down the law or move on.
145280
Just go. Let him be the one to do the legal thing. My husband's ex-wife did it (new husband in military) and they moved to Hawaii (we live in Louisiana). We have not seen my husband's daughter in almost 3 years because they transferred again and we've no idea where they are.
839201
Start your own car wash and wax business...;
558766
It is not a desirable option, but bankruptcy may be the only way to keep a vehicle needed for work in the situation you have described.  Contact a bankruptcy attorney soon for a consult.  Once the vehicle is repossessed, the fees will be even higher and will be due immediately along with towing/repo fees and and penalties then the vehicle often gets sold at auction pretty quickly.  Don't let it go this far without taking action yourself.  It is solvable with quick action on your part.
496256
Unfortunately, he can file bankruptcy, which just makes it harder for you to collect. You did mention for "us" to qualify  for a loan on our new house... I'm assuming this means you both own this house together (BOTH of your names are on the title)? If this is the case, you can go to court, and sue him for your half of the equity in the house (and the original downpayment plus attorney's fees) - this may require him to sell the house (which he can't legally do without your signature if your name is also on the title also). While the money you used to pay off your ex's vehicle and travel trailer might be gone (but not necessarily), at least you might be able to recover your loss suffered in the mortgage loan. Good luck!
442821
It's difficult to answer half a question.  Did the towing co. refuse to tow your vehicle because it was inside a gated community? Call another towing company.\n\nDid your vehicle get towed from the gated community?  If yes, then someone within the gates must have called them.
727306
Wow this is one for the books.Don't they realize how they are hurting your children and there very own son.does your husband have brothers & sisters.If he does he should try getting in there good grace.The way they are treating you after loseing your baby I really don't know why you would want anything to do with them.It was their grand child. Good kuck,but I think you should move on with your own family.
484379
I can understand your problem.  Is it possible for you to move closer to a city and get your own vehicle?  That way you could have the best of both worlds where you live 10 minutes from the city and yet don't lose the country life your husband loves.  I find living out in the country to be the best thing because I don't have to deal with the city except when I want to.  At the very least make your husband get you your own vehicle so you can do stuff.
568374
Try selling it to a private party for as close to teh payoff as  possible.  What's the KBB value of the truck?  If that doesn't work, keep the truck and absorb the payments for a while longer.  When possible make more than 1 payment a month.  If he looses any money on a trade in, it'll just get rolled into the price of a new vehicle, increasing the payment even more.  Best bet, suck it up and pay it as quickly as possible.
1108533
Since it's your father, I'd say find out what it would cost him to have someone else do it.  Then charge him less.
863960
Ask them what they need and do that. \n\nJust be a helping hand.\n\nListen.\n\nChuck Swindoll talked about how he helped an older woman when he was a cabbie and she was moving into a "home." Google him and look for his sermon from a couple weeks ago if you want to hear the story. Not a religious ploy just a good story.