How can you get a government loan to buy/rent a HUD house if you have bad credit and are on disability?
486359
Contact the local HUD agency and fill out the paperwork.
841481
All states, including Texas, offer a government sponsored first time home buyer program directed towards lower income buyers.  The buyer (or better yet ... the borrower) definitely needs to be a citizen.  If your credit is a mess, they usually offer credit counseling as a free service.  These government programs usually include down payment assistance in the form of a forgivable deferred loan (a loan you never have to pay back that goes away over a small number of years), which is much like a grant as long as you don't buy and sell your house fast.  Some states offer special interest rates too.  It usually works out to be a better than average deal if you can qualify.  I found the program for Texas in the link below.  Good luck!
449485
This is the HUD page on available grants. Check your state and contact them if the grant is available in your area\n\nhttp://www.hud.gov/offices/adm/grants/fundsavail.cfm
535276
www.naca.com\n\nThey are a non-profit housing advocacy group. They do their own financing, will work with you to get your credit back on track and they also work with banks.  They do fixed rate loans.  Check them out.  If you have bad credit your terms with a lender aren't going to be that great.  NACA isn't about profit, they are about getting people into houses.  They got their money by taking on Fleet Bank for predatory lending and they won.  Now they use that money to help others get into homes.  Good luck!
771238
YES :)  There are companies that lend to those with bad credit. Ditech.com is one.\n\nThe interest rate may be nasty but you can get a mortgage. There are also companies that own homes that sell them to less than perfect credit.\n\nBuild your credit back up. Get a credit card and put everything you usually buy on it BUT PAY IT off every month. If you have judgments, pay them. Charge offs, wait and dispute them with the credit agency..most can't prove them because they are junk debt.\n\nGood Luck
758800
You can in tenessee. I know someone who just got housing there. in the same situation. You should ask hud in your area.
761113
First, pull out all your paperwork and read the fineprint VERY CLOSELY.  Often, buried with in the agreement, is an option to apply for a "deferement" or "forebarence" (which suspends your payments while you go through a hard time but interest still accrues).\nAlso, check for a "forgiveness" clause if you are unable to pay due to a major disability making it impossible for you to get work.\n\nNext, discuss Consolidation with your private loan agents, this would lessen the overall interest burden on you.\n\nIf you can not apply for a forebarence, consolidate or re-negotiate your payments, double check with a lawyer to make sure your private loan agencies are not giving you the shake down.\n\nIt can be dangerous to take out a loan to pay for a loan, but if you must, there is that option putting up a house or car for collateral.\n\nPerhaps family could lend you money (Make sure you have a signed contract with them even through they are family!).  Of course that is not an option for everyone.\n\nAlso, double check your budget to make sure that you are only spending what you need during times in your life when you are strapped for cash.
1008747
Depending on the information contained in your work and credit history, many banks,credit card and finnancing companies will consider  special or non-traditional applications.\nThere are goverment agencies that can provide loan gaurantees for small business or education.\nYou can consider going to family and friends. If you can secure even a portion of the needed amount it may help you if and when you approach a lending institution.\nYou may also consider asking your employer.\nRemember that there are special government loan programs for person's with disabilities who wish to start a small business.\nFinally, professional associations, alumni associations, social service clubs are all potential loan sources for members.
811362
Go to City Hall, ask for HUD assistance, good luck. Have you considered housesitting? You get paid to watch someone else's house.  Have you thought about live-in caretaker? You have options.
1084310
The only way to fix your problem is to sell to a house buyer. They will let you pay rent to stay in your home than sell it back to you at market value when you've fixed your credit. But only if there is potential marketable value to your home.\n\nAnd a private lender will end up costing you more. Ck into FHA
186769
First do not tell your prospective landlord about your condition to prevent discrimination.Check with your local YMCA they rent rooms.Also there should be apartment complexes for disabled people that charge you according to your income.Also you may qualify for free housing.Check with your local govt for those options.Bless you and Good Luck Also try your chamber of commerce for assistance
127013
Buying grants. 1. you can search hud web site and check you local city. Also it depends on the type grant you are looking for. ( Free money?) ( down payment assitance) I would need to know more about your needs are.
58382
Contact the Housing Authority in your state/county.
926918
Try to work on repairing your credit. If you go apply for a home loan they will tell you what you need to do to get your credit repaired. A good size down payment will also help when you go to buy a home. There are programs to help first time homeowners through FHA and HUD. It will take money and time to buy a home but it can be done with the right mortgage company.
399386
Looks like you would have to go to a family member if they won't because you are a welcher then you might find a institution that has loans for high risk bowerers, If that's not possible save your money and get a credit with a limit and re-build your credit it will take a few years good luck
487353
Before going anyplace contact your local housing authority to get telephone numbers of public housing or Section 8 housing agencies. You need to find one that has openings.Section 8 is a good program. You can move into a house, apt, trailer and HUD will pay your rent, you only pay 30% of you adjusted income.  Most agencies also have a Family Self Sufficiency Program that would be excellent for you and your famiy.  It helps you set goals, employment and eventually gets you into homeownership. IF your housing authority where you live now has Section 8 voucher available, perhaps they would let you go portable to where you want to be.  If you have any questions about this program you can call my office 501 624-4405 ext 102 and I will help you in anyway I can.  Good Luck
918411
go to social services and apply for food stamps. You might also try going to the local section 8 office and applying for housing...they won't assist you until you are on their program.. Sometimes churches will help if you have a shut off notice or eviction notice. If you have little income, you might quailfy for medical benefits. Ignore these people who tell you to give off your butt and go to work.. It's those people who know very little about what it's like to need help. They have been telling me that for years and I am on disability..disability/work doesn't go together. People are just judmental.one day they will they may need the help to and they will have people telling them the say thing.