I will get a partial lum sum of $100,000.00 when I retire what should I invest this in.?
481209
This is a very vague question!  You should sit down with a Financial Consultant and create a financial plan.  That person should ask you your risk tolerance. \nWhat type of income will you be getting from pension, social security, or other areas?\nAre you selling a business? \nWill you be working after you retire from this company?\nWhat types of debt do you have now vs when you retire? \nIf there is any additional income that you'll have.  \nWhat is your tax situation?\nWho are your beneficiaries?\nHave you already planned for long term care (one out of two people will need it in the future) \nHow long do you want to lock up your money?\nDo you have enough life insurance so your wife will be reasonably comfortable?\nHave you created a trust or will?\nDo you have grandkids?\n\nThere's 100 different ways to go about it.  I would recommend seeing a *Certified* Financial Planner with your wife. It will be a nightmare eye-opener for you. \nIt will be the equivalent of you sitting naked in someones office. LOL \n  Be careful going to one of the large or smaller brokerage houses first because you'll be like live bait.\n\nOff the top of my head should you wait to retire when your older?  Will you outlast your retirement funds?
900036
I just rolled over my 401K to an ING Direct IRA account. They have great options and low maintenance fees. Check them out.  www.ingdirect.com
321453
Buy a $111,111.00 or less house (If you don't have one)\nBuy a $11,111.00 or less car (If you don't have one)\nPay all your Credit Card Debts.\nInvest 50% of the rest on a small business (With the help of a retired CEO of a public company) and 50% of the rest on the stock market (With the help of a Portfolio Manager)
996500
60% in real estate, 22% in SPDRs, 12% in a diversified monthly income fund, 6% in a resource fund. For fun you can dabble in forex (I recommend Hang Seng Bank), but not more than a couple of percent. It's ok to discuss your situation with an investment adviser, but DO NOT hand over control of your portfolio! You have to pilot your own ship.
290600
Dude, you need to check out what is called an indexed mutual fund. The way it works is the company guarantees your full invested capital; so you can't lose that. The money that they make is added to the value of your fund, but you have to lock it in for a minimum amount of time; can be as long as ten years. This is a good place to start out. If your feeling more daring invest in silver or mining companies like Pan American Silver trades on the New York Stock Exchange under the ticker PAA. This baby is on rails right now, you can check them out on their web site and research their history. Hey your the blunt guy aren't you? Well good luck towards your first million and keep living the American dream.
329108
A mutual fund is your best bet.  Remember that "quick" money means risky when it comes to investing.  Better to go slow and not lose your money.
630556
You definitely want to roll it over to a self-directed IRA, where you'll be able to invest in stocks, bonds, mutual funds, annuities, and yes, even CDs.  Stay away from the bank, their idea of a good return on an IRA is a 5% CD. No one under 55 should ever have CD's in their IRA, it's a waste of both your age (which can be a powerful weapon) and the IRA's tax-deferred status.  CDs are for much older people, or for money that needs to remain somewhat liquid--which is something IRA money does not.\n\nDespite Scuhbby's inane assertion that the average mutual fund does 16-30% (no, the average mutual fund loses money), mutual funds are absolutely the way to go.  Pick a broadly diversifed mix of assets classes, cover all your bases, and remember to rebalance every year.  A financial advisor might be able to help you with this, but if you have the tools, talent, and time to do it yourself, go for it.  And oh yeah, the discipline, which is the most important.\n\nMake sure you hit all the asset classes, such as large-, mid- and small-cap stocks, international stocks, investment grade and hi-yield debt, foreign debt, commodities, real estate, and precious metals.  Come up with a mix you're comfortable with, and sit back.  A properly allocated diversified portfolio will average 8-12% return per year, on average, and you'll be able to take advantage of the IRA's tax-deferred status.\n\nMOST IMPORTANT, if you qualify income-level wise, IMMEDIATELY look into converting your IRA (once you've rolled over the 401k) to a ROTH IRA.  Thus, not only will your preserve your tax-exempt status year-to-year, you'll also ensure all future earnings will be 100% TAX-FREE.  Even a normal IRA/401k requires you to pay taxes when you take distributions.  Converting could have some current year tax consequences, so consult a financial advisor for your specifics, but in nearly every case I have found it to be worth it.\n\nHope this helps!\n--J.
1045219
Pay off any credit card or other large debt. This will be your best rate of return.\n\nConsider investing the balance in a Roth IRA or contribute more to your 401K.
536193
i suggest to invest currently in gold as best option or if u want ur investment more secure then invest in insurance unit link plans
127484
Donate 10% to charity and invest the rest. Find a broker nearby and that money could grow into something even more useful.
137060
It depends on the investments available in your 401(k). If it's not an investment you would otherwise consider, I would look for something else.
1153859
I would invest them in a high interest cd.  Then I would pull them out and invest them in real estate.  If all this goes well you will be able to retire all thanks to yahoo answers
320509
Read a good book (or two) on retirement investing.\n\n(In the long run it will teach you a lot & save you tons of money)..............
66458
Invest,\nReal Estate, Stocks
309510
Here is a good way to do it.\n\nInvest 100 $ in the following way. Put 80 $ in a money market fund. Assuming 4% interest the 80$ will grow to 100 $ in 6 years time. This is your money back guarantee.\n\nInvest the other 20$ in an Stock Index ETF. Returns in six years will vary, but you have a good chance of winning a healthy percentage and a extremely small chance of loosing more than a third in six years. This joker part of the investment will be worth between 12 $ (at worst) and 30 $ (at best) after six years.
288128
I suggest stocks, mutual funds and ETFs.\n\nDrop me a line if you need more detailed information.
60838
With $200 dollars a month, you might want to sign up for a 401k plan from an online brokerage firm while picking one or two mutual funds.  As long as you consistently deposit the amount of $200 dollars, you should realize a relatively fair or modest return.  It will also reduce your taxable income, saving you money on taxes and increasing your future retirement funds.  \n\nHowever, if you're looking for a higher return investment, allocate it to a money market ING Direct account.  I believe their offering 4.75%, which is a modest return but it offers you greater liquidity.  After a year, you might then swap it into a brokerage account and then invest it in growth stocks that can generate a higher return.