need to know how to get a free credit report?
281701
I wish people would stop recommending these sites where you have to subscribe to some service to get your credit report.\n\nIn 2004 Congress passed a law requiring the 3 credit bureaus to give every one a free copy of their credit report once a year.\n\nThat site is www.annualcreditreport.com.\n\nALL OTHER SITES CHARGE YOU!!!\n\nGood Luck
145733
You can get a free credit report and score at www.annualcreditreport.com once a year. Most places don't usually give scores, just the credit report, but Experian usually does.
913281
http://www.annualcreditreport.com\n\nThis is the government mandated site where you can get a FREE credit report in a year. This is a totally free site and they will not even ask for your credit card number. They will also not dangle a carrot to you that you get a free credit report only if you pay for their credit maintenance or something. Just free.
290115
There is a place to get a completely free credit report. \nhttps://www.annualcreditreport.com/cra/index.jsp\nYou pay for nothing unless you want to look at your score. You dont even have to enter a credit card number. Also don't check your credit report every 4 months as another user suggested. Too many inquiries will lower your score.
62563
www.annualcreditreport.com\n\nThis site was given to me by a friend in the Loan business. She said its really free but I think you have to do it by mail.
299102
Everyone is entitled to a free credit report annually by each of the three credit reporting agencies: Equifax, Experian and TransUnion.  You will not get a score (This you can actually purchase for the price mentioned in the previous answer).  You can get your credit report at http://www.annualcreditreport.com\n\nYou could also go to http://www.freecreditreport.com however, that site is actually run by one of the credit agencies (Experian) and I understand that even though you can get your actual credit score (FICO) that way, you are actually signing up for a service where you pay $12.95/month and MUST cancel within 30 days-the trial period to avoid being billed.\n\nYou will need a credit card using that service however.\n\nKeep in mind that you can go into some banks and purchase a prepaid (pre-loaded) credit card (Visa or Mastercard) for $50 or $100 and use this card online, but there is a pretty hefty (for some) fee of $10-$15.  \n\nGood luck\n\nZZ
439554
you can get a free credit report once a year from all of the credit reporting agencies though you will have to pay if you want your actual score.
692900
Go to http://www.annualcreditreport.com and request your totally free, no-strings-attached credit REPORT from each of the three major agencies.  But only do one agency every four months (i.e. Experian in June, Equifax in October, TransUnion in February) and you can monitor your report all year for free.\n\nFor your credit (FICO) SCORE, you'll have to pay (usually around $10), but you can do this through the site above when you order your free report.
397930
credit reports are given by one of three companies Transunion, Equifax, and Experian. see the source link for your free credit report as provided by federal law.
142549
https://www.annualcreditreport.com\n\nYou can get three reports a year for free (one from each of the 3 credit reporting agencies). Best of all, you don't have to sign up for anything like you do at freecreditreport.com.
1047775
everyone gets one free credit report per year from each of the reporting agencies all you do is go to www.freecreditreport.com its a secure site they will ask you some questions to verify you are who you are and then you just print them if you wanna keep them...but you wont be able to check again till this time next year unless you pay for them.
231988
The government now offers a free service for your credit report that you can obtain once a year!!!!\n\nAnnualcreditreport.com
166135
The actual way to legitimately get your free credit reports from the 3 major credit reporting bureaus is to visit the site below. \nYou should never have to give your credit card info to get your free credit reports. The Law requires that each of the three major credit bureaus supply you with at least one report each year at your request. \nYou do not have to pay, you do not have to sign up for any credit watching schemes, and this website is designed specifically by the credit bureaus to comply with the law. It is probably the safest place to supply with your information. Other websites with similar names try to get your information and sell it or they try to sign you up for things you dont need. If you have further questions please post them. YOU NEVER HAVE TO GIVE YOUR CREDIT CARD INFO.
533069
try this website www.annualcreditreport.com you can get a free report through this site  once a year, because according to the federal law you are entitled to this every year
218065
Equifax           800 525-6285\nExperian          888 397-3742\nTransUnion        800 680-7289\n\nIf you need an online credit report, try looking them up in Yahoo Search or Google, or call one and ask for their website.  These are the main services.  By law you're allowed one free report, maybe it's one per year, but might be only by phone.
487673
Truth - if you live in the US, you are now entitled to one free credit report each year from each of the three major reporting agencies (Equifax, Experian, and Transunion).   To access your TOTALLY FREE NO STRINGS ATTACHED credit report, go to www.annualcreditreport.com (see link below).  You will NOT need to input any credit card or bank account numbers.\n\nAs obe231 has already said, get one agency's report every four months and you will NOT have to sign up for a credit watch service.\n\nfreecreditreport.com is NOT truly free.  If you do not cancel your subscription, they will continue to charge you for their credit watch service.
185160
As mentioned above, go to www.annualcreditreport.com.\n\nThis site was set up last year in response to a new law that forces the 3 credit agencies to supply you with a FREE yearly credit report.  It's fairly automated and easy to use.\n\nYou can either download your reports and view/print them while on-line, or get info on calling a toll-free number or mailing for them.  \n\nEither way, it's free and easy.  Go to the link and get more info.