Do Insurance adjusters have to give an allowance for the use of Power and Gas as well as water?
480113
In the event of a loss, they will pay for you tol live comfortably at a substitute location While your home is made right again.  If power, gas, and water was not something you were paying at your old location but you are required to pay for at the temporary location, they will pay for that.  If it was something you would have paid anyway, then no.
25718
Well It Depends If you live in aplace that has a public fire department and you called them because your house was on fire then probably not, but if you called for a medical reason and the ambulance showed up then more than likely you will have to pay a bill.  There is the Rare exception to this in that there is private fire departments that charge for their services and there are public fire departments that bill businesses and sometime they bill for water usage
141344
It depends on the insurance company and the plan that you are on.  You need to check with your insurance company.
941013
Hi. The most efficient way would be to bypass the power to the pump used to raise the water in the first place and use it directly. This would eliminate friction losses and generator losses.
130798
ask your electricity provider if they have a budget program. That is what I did with my gas bill.
808740
It depends on how much you use the electricity.
326465
I use Calsurance myself.  They're one of the biggest E&O providers for insurance agents.  Contact them, they can give you a quote.\n\nhttp://www.calsurance.com/
1075100
contact a insurance agent.\n\nlol
1000418
I would say that it falls under your responsibility ..\nbut the fact that it was during a storm or weather event.. the 'act of God' provision may apply.. if it is a major expense or you are not in good standing with your insurance company.. ask about this possibility ..\nif it is a minor little thing .. pay out of pocket and work out a way not to get the insurance company involved... why have to be concerned with the whole complicated process of appraisals and deductibles and the typical long drawn out paperwork process.. and the potential for it to affect any type of relationship you may have.. I wouldn't make a big issue out of it.. \nThe exact same thing happened to me.. his tree .. my fence ..\nmy neighbor has health issues and after speaking with him.. he paid for the material and I repaired the fence for a weekend project.. problem resolved. No insurance company to deal with.. no strained relations
252338
Yes it is! i had this happen to me while living in an older house. Contact your electric company asap. I didn't and was liable for the extra on the bill. They told me that whenever you notice a problem, report it soon.  You'll save money but be out of what you've already used.
131070
"2. Use less power - take a shower!\n\nSometimes a Myth, but sometimes True\nThe Government pushed this one heavily in the mid-1990s; I have a nice badge showing a dinosaur taking a shower. But in practice the answer is a lot more complex. The easiest way to test this out is to put the plug in the bath next time you have a shower, and see how much it fills up. If, at the end of the shower, there is less water than you would usually have in a bath, then you will probably save money by taking a shower. But it's not quite that simple... \n\nThe simple answer assumes that you are using the same source to heat water for the bath and the shower. This will be the case if you are using your central heating boiler or an immersion heater. But a lot of British homes have a "Power Shower" that uses electricity to provide a powerful and instant shower. Not only do they use water more quickly than a shower fed from a hot water system, they also use on-peak electricity that costs around 7p a unit, compared to 2p for gas. At this point it gets complicated, as to give a firm answer you would also need to know the efficiency of your heating boiler, the amount of insulation on the hot water tank and the losses on the pipework between the tank and your shower.\n\nIn fact, it may not make any difference either way, if you are using the central heating boiler to warm the water. For in most cases, especially in summer, we leave the boiler on for a fixed period of time, allowing it to heat up the tank of water. If the bath or shower is drawn off after the end of a water heating period, it will not affect the heating cost on the day it was used (for that has already happened) but on the next heating cycle. And if the tanks cools down then it will not be significantly affected by how much hot water was used after the previous cycle. "
211391
You cannot deduct gas for medical expenses. You may however deduct any uninsured medical you pay, mileage you drive to the dr's and to get prescriptions, and any medical premiums you pay with after tax dollars. Only a percentage of these are deducted and the total MUST be greater than 7.5% of you AGI(adjusted gross income). If you try to deduct these, then your total Schedule A MUST be more than your standard deduction or it's really a waste of time to try and get this together.
272014
First, what is the claim and second it depends on what it is you are filing a claim over....
945879
The first method would be to compare you utility bills to see if there is a drastic change (or any) between last year at this time and the most recent bill with the insulation on.  \n\nFor an exact calculation, you need the following:\n\nThe R value of the insulation\nLength of pipe insulated\nTemperature of the water inside the pipe\n\nThen plug them into this equation:\n\nQ=UA(Tinside - Toutside)\nwhere Q is the amout of Btus \nU is the thermal insulation (or lack there of) expressed as =1/R\nTinside = water temperature\nToutside = air temperature (average) where the pipe is installed\nA = the surface area of the pipe\n\nOnce you get that for the insulation, do it once with out the insulation.  For the second R value without the insulation, use a R-value of 0.5.  The two different Q's you get will be the amount of Btu's you saved.  \n\nTo convert that to $, you need to convert the Btu's (Q) to kW.  Divide the Btu's by 3.412 to get watts.  That will be the amount watts you saved at your hot water heater/boiler or whatever is heating the water (assuming it is electric).  You then look at your electric bill to determine the cost $/W or $/kWh.  Take the number you got for watts and convert to kilo Watts by dividing by 1000.  Then multiply it by the cost off of you utility bill for $/kWh.  \n\nThis is all for a one hour period.  You need to calculate that for a month, day, or year (720, 24, 8765 hours respectively).  You now have what your savings for this project was.
223544
I would suggest contacting the manufacturer (or CO2 supplier) then consider whether your application is more or less critical and thus may be covered by industry codes.  There is high pressure and then there is high pressure and your specific pressure, environment and use (pressure cycles?) may be important.  If there were an accident or interruption of CO2 service, you might be liable for not following codes or using good judgement (backed up by your formal contacts?).  Also, can the CO2 supplier furnish you with tested cylinders to avoid contaminating them with hydro fluid?
116380
Call the insurance company.
98991
no,  if your connected to city sewers you have to pay. check with your city councilman. they probably negotiated a billing delay when they were first installed. even if it was a city oversight. its a service you have to pay for. they charged me xtra sewer when i filled my pool and thats 6000 gal worth, even though it didn't go down the drain. if they can charge you they will. especially if all your neighbors are connected, they don't give you a choice.