Can I Be Charged For Credit Card Fraud?
489789
Plain and simple......FCBA (Fair Credit Billing Act) limits your responsibility for unauthorized charges to $50. This is federal law. If you have not done so, I recommend you send a formal dispute to the creditor in writing immediately. "Send your letter by certified mail, return receipt requested, so you have proof of what the creditor received. Include copies (not originals) of sales slips or other documents that support your position. Keep a copy of your dispute letter."\n\n\n"The creditor must acknowledge your complaint in writing within 30 days after receiving it, unless the problem has been resolved. The creditor must resolve the dispute within two billing cycles (but not more than 90 days) after receiving your letter."\n\nCheck your credit reports to make sure this hasn't been reported yet. I also advise you to consider placing a fraud alert on your reports. "The creditor may not threaten your credit rating or report you as delinquent while your bill is in dispute. However, the creditor may report that you are challenging your bill. In addition, the Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants who exercise their rights, in good faith, under the FCBA. Simply put, you cannot be denied credit simply because you've disputed a bill."
720074
well there is usually a phone number next to the charge.. call it and ask... otherwise, if no phone number is provided call your credit card company and give them the reference number for that charge and they will be able to provide you with who charged that $16 and a phone number for you to call and clarify who authorized that charge and what for
1111429
I dont use paypal for this reason , all I can tell you to do is call your credit card company  (the CC used on Paypal) and dispute the charges, you might win but you might not......its worth a try
144278
Call your credit card company and dispute the charges. They will send information to the company that charged your credit card. The company only has so many days to respond to the credit card company, and unless you signed or otherwise gave agreement to company to use your credit card the bank will reverse the charges off your card.
5578
Notify your credit card company of the unauthorized charges and have them issue a 'stop-payment' on any further charge attempts....
727745
Since the "product" was shipped in August, and received by the customer at about that time, why did it take 3 months for the customer to charge "fraud"?\n\nIt seems to me that since the customer has not returned the item, that they are merely trying to acquire a "product" without paying for it.  You should inform the credit card company of the facts, and indicate that you believe that they are aiding and abetting a fraud. \n\nNext find an attorney that would be willing to initiate a civil action against the customer and the credit card company. You can get a referral from the local bar association.
97244
Just call to your credit card customer service and\nask them.\nSome banks call  you and ask you before charge any\namount in the internet.\n\nGood Luck
269792
All credit card charges are run through "processors" that is companies that allow a business to accept credit cards.\n\nThe rates vary from less than 1%(stores like Walmart, Costco, etc.) to up to 10% for risky businesses like Adult Mail Order/web sites.\n\nIt's all based on risk, potential fraud, business type and transaction size.\n\nOn average a typical retailer will pay about 2% for Visa/Mastercard, slightly more for Discover and maybe double that for Amex.\n\nDebit cards may only cost a merchant between $0.45-.75 per transaction and can't be disputed like a credit card so there is little risk.
593585
If your friend is using a credit or a debit card, it is very possible for the bank to hold or deny the transaction and to attempt to verify with you, the card-holder, that it's you using the card.  This does keep credit card/banking costs down because a lot of credit card fraud is caught before the criminal can run up too large a buil.d I have had several card companies call me to verify that I am actually the one using the card when an unusual pattern of activity occurs. Usually this is 3 or 4 transactions very close together in time, outside of my hometown.
160010
If the credit card company finds that you owe for the services they will charge you any way, even if you dispute it.\n\nYou should be able to cancel your gym membership with a visit to the gym.  Having to send a form back to them after you visit is ridiculous.
1164813
You cannot get a person's name from their IP. You may be able to get their ISP or maybe the fact they used a coffee shop to get on the Internet.\n\nIf however your card was used by somebody else you are not responsible for those charges. The CC company may try top act like you are but stand your ground.
193630
The card holders report the scam or complain about an unauthorised charge. If the transaction is still pending, credit card company will cancel it. If the transaction is completed, credit card company will contact the bank of the receiver and work things out. If things get complicated, anti-fraud unit from Interpol or local police will get involved
699098
You should have received statements from the credit card company showing this charge.  If statements were sent to an old address, you should have put in change of address notices with your PO.  \n\nIf you have a good lawyer, you probably won't have to pay.  But the judge will want to know why you didn't notify the credit card company of your change of address or, if you did, why you ignored statements showing the fraudulent charge.\n\nYou should also be concerned that whoever made that charge MAY have used your husband's name and SS#.  Unless additional charges have come through, it might be a mistake on the part of the credit reporting agency (Experian, Equifax) and they should be notified immediately of the situation.\n\nIt's ALWAYS a good idea to check your own credit report at least once a year... just to make sure that the debts being shown are legitimate.  You can get a free credit report annually, but even if there is a small fee, it certainly would have been worth it in this case.\n\nIt seems odd to me that you have not been aware of this fraudulent charge from so long ago.  Any loans you've made since then would have shown the debt and a loan officer would have probably remarked about it.
866098
I do not know how you paid for this, but one thing you can do, if it was a personal check or a direct debit from you checking account, go to your bank immediately and tell them you are a victim of fraud.  They will have you fill out a simple form and then they can reverse the charge and put the money back into your checking account.  If the payment was a debit from your account you should close the account because they would try to debit it again.  I had this problem once with a $650 online order when the merchant refused to communicate with me and by doing this I was able to get all my money back.  The bank credited it back into my account immediately and that was it.
829591
I understand your frustration. This happened to me with a "trip" I didn't want.\nSome company charged a trip to my card and when I called to contest it they said they talked to me on the phone and I agreed to buy the trip. I said no, play the recording for me. They wouldn't. I called my credit card company and told them take it off I don't want it. I don't have any part of the "trip" in my posession. The card company took it off and two months later put it right back on. I was furious, felt like I had been robbed. I had a lawyer call them and threaten them with a law suit.\n\nSeems to me your cable company could have authorized a credit to your card instead of making you wait.  \n\nIn the future, tell them you are recording the conversation because I have had so many instances of failed promises and twisted statements I could barf. Get a recorder that hooks to the phone line and turns on when any voice is there. Radio shack has them. They take a standard cassette tape and you can pause it if it is just a friendly conversation.\n\nTry not to let this throw for a loop. It most likely was a mistake not an attempt to rip you off. They most likely process thousands of forms a day.  But imagine if your card was close to max and that put you over the limit. You would have a fee of anywhere from $19 to $29! \n\nI got fed up with the constantly increasing rates of cable and switched to satellite.\n\nGood luck ...............
962290
Call your credit card company and have the charge reversed.  right away.
1034233
they charge high interest charges