what issues are barclays currently facing? And what opportunities are there available to the company?
484611
May 1, 2006:\n\nBarclays Capital, the investment banking division of Barclays, aims to hire 50 people by the end of this year to develop a leveraged finance business in the United States. \n\nUnder the leadership of Joe McGrath and Rick Van Zijl, the former Goldman Sachs veterans, the company is spreading into higher-risk activities. The leveraged finance business plans to lend to non-investment grade companies, as well as underwriting high-yield bonds and offering mezzanine finance. \n\nThe group hopes to gain from corporate relationships built by high-yield colleagues in Europe. By building a US leveraged finance business, BarCap hopes to develop a global business in this area. The bank expects the energy and power sector to be an initial area of focus in the US, tapping into the strength of the bank's commodities work. It will look to underwrite deals with credit ratings ranging from low single B to high CCC. \n\nMr Van Zijl said: "It is a strategic initiative for the Barclays franchise and integral to the efforts of BarCap." \n\nAbout 35 people have been hired, including former Goldman Sachs staff. The company hopes to do its first trades in the year's third quarter. Mr Van Zijl said the group was mindful that it is expanding as experts forecast increased market volatility. \n\nJohn Varley, chief executive of Barclays, mortgaged his Pounds 1.5 million house in London with the rival HSBC, it has emerged. The bank's finance director and its deputy chairman have also taken mortgages with rival providers. Barclays said the executives had been reluctant to take out mortgages elsewhere, but did so to keep their finances private from colleagues.
616428
If you are in any doubt re a financial company's standing or details you can check with the Ombudsman at the web site below.\n\nHope this helps
209370
as long as thry pay you what is the problem?
976122
The banks are ripping people off with excessive charges, it happens everyday, one of my friends has worked at three top uk banks and always says that the bank never does anything to benefit the customer, its all just to benefit the bank. \nMy parents have had terrible experiences with their bank, they've taken direct debits out of their account earlier than the agreed dates so that they are charged for being overdrawn, then when they are overdrawn they have to pay extra charges because the bank sends out three letters (charged at £10 each) one to my mother, one to my father and one addressed to them both to tell them that they are overdrawn, even though they live at the same address, its ridiculous.  They've done worse to them too but i know that its happening to nearly everyone from working class families. Its just a way of gettig the rich richer and the poor poorer.
253563
managing the things were difficult.. for eg. lets take wipro, they providing software solutions and they manufacturing home products//compare to software and manufaturing products here there are lot of agencies... therefore it is very difficult to run those ORGANISATIONS//the balance sheet of the organisation will go up and down//
760530
This was on BBC Watch Dog a few weeks ago,they import the bikes from over seas,get in touch with the beeb,let them kick some butt and yes name and shame,Trading Standards (england)  through your local council etc.\nIf you cannot get them to contact trading standards then goto Citizens Advice
278227
i work in finance, dealing mainly in lending. lenders are legally bound to follow certain rules. one of those is that they cannot lend money to customers that cannot afford to make the repayments. there is a little grey area, as different companies have different criteria. if you are in the uk, this is all covered by the consumer credit act 1998, and i would recommend that you contact the Financial Services Authority. this is the governing body for all financial companies in the uk. they will investigate, and will remain impartial. they will be able to give you better advice for the specific problem you are facing, though i have to say it's not very sensible to take out a loan when you know yourself that you cannot pay it back. having said that, they still have responsibilities, and i'd definitely check into that if i were you.
347083
Go to the BNZ, they should be able to help you.
845880
It sounds normal for an average UK company to do that. Some will have policies in place to provide additional income but this is unlikely to kick in after just 6 months.
197317
Well, according to The Wall Street Journal Eastern Edition, March 17, 2006, St. Paul Travelers Cos. is in negotiations to acquire Zurich Financial Services.\n\nHere is the article:\n-------------------------------------------------\n\n"The insurance industry has seen many big European insurers buy U.S. companies in recent years. Now there are hints that a U.S. company could make a big move in the other direction.\n\nSt. Paul Travelers Cos., of St. Paul, Minn., is discussing the possibility of a merger with Zurich Financial Services of Switzerland, one of Europe's largest insurers and a bigger company in terms of market capitalization, according to people familiar with the matter. The effort is preliminary and may go nowhere, these people said. A potential deal faces several significant hurdles, and even if successful could take months to complete, they cautioned.\n\nStill, the talks, however preliminary, are the latest sign of ferment in insurance. The industry has been slowly consolidating around the globe in recent years as insurers aim to follow in the footsteps of banks by transforming themselves from regional or national fixtures into global players.\n\nAmong recent big deals in the industry, Swiss Re in November acquired General Electric Co.'s insurance business for $6.8 billion, while this month Old Mutual PLC of South Africa closed a deal to acquire Skandia AB of Sweden, also for $6.8 billion.\n\nSo far, European companies, some of which have substantial operations in the U.S., have played a central role in global consolidation. But U.S. companies increasingly are turning their attention to growth opportunities overseas, particularly given that the U.S. is in many ways a mature market for the products insurers here specialize in. Besides the Swiss Re acquisition, recent deals include the 2004 acquisition by AXA Financial Inc., a unit of French insurer AXA SA, of U.S. insurer MONY Group Inc. in a deal valued at $1.5 billion.\n\nCombined, St. Paul and Zurich Financial could create a rival in size to American International Group Inc., the only U.S. insurer with big international operations. A purchase by St. Paul would be one of the largest European acquisitions ever by a U.S. company. Zurich Financial has a $33.6 billion stock-market value, compared with a stock-market value of $29.9 billion for St. Paul Travelers. Together, the companies racked up more than $90 billion in revenue last year and employed more than 85,000.\n\nPulling off such a deal would be a coup for St. Paul's ambitious chief executive, Jay Fishman, a former top Citigroup executive and protege of Sanford I. Weill, the executive who helped create Citigroup through the merger of insurance giant Travelers Group and Citicorp in 1998. In 2004, Mr. Fishman helped arrange the deal that brought Travelers to St. Paul after it had been spun out of Citigroup.\n\nZurich Financial has businesses in 50 countries and already ranks as one of the top U.S. property and casualty insurers, for both businesses and individuals. St. Paul Travelers operates primarily in the U.S.\n\nA Zurich spokesman declined to comment. A spokesman from St. Paul Travelers said the company "doesn't discuss speculation."\n\nFor both companies, a trans-Atlantic insurance merger could help spread risks more evenly around the globe, industry experts said. In addition, the large overlap in the U.S. businesses of the two companies provides a potential opening for considerable cost-cutting.\n\nNeither company has an especially strong stock price at play in the preliminary talks. Though Zurich Financial's stock has climbed strongly this year, it had long lagged behind its peers as the company struggled to emerge from the aggressive expansion strategy of former chief executive Rolf Hueppi. Current management has written down many of Mr. Hueppi's acquisitions in an attempt to wipe the slate clean.\n\nSt. Paul's share price, meanwhile, trades at a little less th
694607
If you've tried all the things you have then i'm at a loss what to suggest except for writing a letter or sending an email to the FA at Sloan Square in London. Sorry but I don't know the full address or email address but you could google that and hopefully find out.
758659
My names are Williams Scott,I am a certified loan lender.I offer secured and unsecured loans to individuals and companies at low interest rate.I offer long and short term loans.My firm has recorded a lot of breakthroughs in the provision of first class financial services to our clients especially in the area of Loan syndication and capital provision for individuals and companies. \nWe have brought ailing industries back to life and we back good business ideas by providing funds for their upstart. We have a network of Investors that < DIV>are willing to provide funds of whatever amount discrectly to individuals and organizations to start business and operations. We also recruit Agents to assist our companies in receiving payments. In our bid to be useful to you, please tell us which area that you wish us to be of service to you. Kindly respond immediately to this email, Looking forward to your reply. \nemail:willscott_55@yahoo.com\nTel num:+447031940527
814699
Get in touch with your local Trading Standards there number should be in your Telephone directory. I work in retail and they have an obligation to supply to the customer. Without you they wouldnt be able to continue trade.
1131505
Company Profile:\n\nLocation: 1 St. James's Square\nLondon SW1Y 4PD United Kingdom\n\n# of employees : 102,900 (12/31/2004)\n\nCA: $75,290 million\n\nCL: $71,497 million\n\nSE: $85,462 million\n\nMajor Stockholders:\nJPMorgan Chase Bank, as depositary for American depositary shares\n(ADSs), holds interests through its nominee, Guaranty Nominees\nLimited, in 6,723,651,976 ordinary shares (31.07% of the company’s\nordinary share capital). Legal & General Group plc hold interests in\n758,262,602 ordinary shares (3.61% of the company’s ordinary\nshare capital).Co-operative Insurance\nSociety Limited holds interests in 1,550,538 8% 1st preference\nshares (21.44% of that class) and 1,789,796 9% 2nd preference\nshares (32.7% of that class); The National Farmers Union Mutual\nInsurance Society Ltd hold interests in 945,000 8% 1st preference\nshares (13.07% of that class) and 987,000 9% 2nd preference shares\n(18.03% of that class); Prudential plc holds interests in 528,150 8%\n1st preference shares (7.3% of that class) and 644,450 9% 2nd\npreference shares (11.77% of that class); Royal & SunAlliance\nInsurance plc holds interests in 287,500 8% 1st preference shares\n(3.97% of that class) and 250,000 9% 2nd preference shares (4.57%\nof that class); Ruffer Limited Liability Partnership holds interests in\n750,000 9% 2nd preference shares (13.7% of that class).\n\nStructure: CEO: John Browne salary in 2005: $10.5 million
920593
help you with problems you could have with their products.\n\n:>peace
886849
well the recruitment process must be delt with accuratly, as they need experienced, wise, and trustworthy staff, they also need to ensure they employ ethnic minoroties, i do not see alot in banks in the uk, and that is strange. and with the advertising, it is important as to attract customers, because nowadays, banks dont only offer current accounts, savings accounts and loans, NO they also offer mortages, insurance, and other services.\nso their advertisments are really important as to deliver the correct information to attract more customers.
953370
www.iii.co.uk      always good discussion boards, and interesting. Coutts bank (the queens' bank) is always right - they predicted the recent fall in shares in advance, but if you had that much money I don't suppose you would be asking questions here....