what is best? To get my money on PMT or PV? Does it depend on the interest rate?
457324
You don't take the time to spell it out, we won't take the time to answer. \n\nPayment or PResent Value? OR is PV a stock - "Pfeffer Vacuum Tech" currently trading at $66.39/share.\n\n"To get your money on" doesn't make sense. Speak grammatically correct English, and you might get a correct answer. Don't make people guess. What a waste of time.\n\nI'm sure you have some idea what you're talking about, or asking about, but you have not yet conveyed it to us.
231682
I can train you.\n\nVery Important Note:\nIf you don't have assets of at least $2,500,000.00 and if you are not willing to lose at least $25,000.00 PER DAY I suggest you to stay way from energy futures.  \n\nFUTURES ARE RISKIER THAN OPTIONS
81527
so you can get the best interest rate
734323
AMAT is a solid company but there is a huge overhead supply of stock that is just waiting for an opportunity to be dumped on the market at break even.  Tell you what to do.  Take a small position, maybe 100 shares.  If it goes up 2 bucks a share add to the position.  If it goes up another buck add some more.  I agree the solar is a potential but this stock has been a dog for so long I expect it will take a good while to work out the overhead supply.
487004
Premium bonds are probably the safest way coz you're not gonna lose ur money and can get it back whenever you want.  And with £20,000 in you're likely to win pretty regularly.\n\nGood Luck!
966355
if you want to keep the money liquid and easily accessible money markets or short terms CDs are the right place to look. www.bankrate.com shows a ton of options ranked by return. you'll find the best rates with online banks. many reputable ones are available.i bank with Bank of America also who's currently offering a no penalty withdraw on a CD earning 4-5%. you won't do better with anything else out there if you're looking for guaranteed return and easy access to your cash.
706312
Personally, I'd prefer prosper.com. But it depends upon how well established you are and what's your risk tolerance. If you're well established with a good foundation and are willing to risk it all, the sky is the limit. But if you're like most, I'd start with maybe 50% in VFINX (index 500 fund, 10% avg return) and the other 45% Internationals. perhaps 1-5% in high risk high return stuff. Repeat until you get comfortable enough to understanding risk before you venture out to deeper waters.
466957
Vanguard will give you the lowest fees.\n\nSchwab will probably give you the best service.
1174923
Which card is best depends on what you buy.\n\nI use the Citibank Platinum Dividend Select Mastercard.  It offers 5% on supermarket, gasoline and drugstore purchases, 1% on everything else.\n\nOther cards will offer varying percentages for different types of purchases.  The key is to find the card that pays you the most for the stuff that you normally buy anyway.
402722
You can go to this Morning Star site and get the best performing funds for the past year. It is ProFunds UltraJapan Inv.  Unfortunately funds that do the best one year frequently do terribly the next year.  You can also get the funds that have done best over the last 3, 5, and 10 years.  Unfortunately studies have proven that even funds with good 10 years records have a tendency to underperform the market in the future.  The Magellan fund had the best record ~15 years ago,  over the last 10 years it has not done well.
1114234
Sometimes bank offer "teaser" rates for short times, then drop them.  As best as I understand it, ING did offer 4.75%, but has dropped it to 4.25%.  HSBC is currently offering 4.80%, but will they drop it later?  The Vanguard Prime Money Market Fund currently offers 4.83%.  They don't do teaser rates, but they are not FDIC insured.
175373
Morningstar is pretty good, sign up is free and you can compare lots of fund aspects. Dig deeper at yahoo finance for particular funds.
244999
Hi, I didn't see your original post so I don't know how liquid you'd like the funds to be.  If you don't need to draw out money frequently, you can probably get the best short-term rates with Certificates of Deposit (CDs) which are available at most banks and savings/loan institutions.  You can split the money up and open a number of accounts over different time periods so that at least one reaches maturity every month, every few months, or whatever period you choose.  When an account reaches maturity you can take some of the money out, add funds, change the investment period, or withdraw the total and close the account.  Most have minimum deposit amounts required, so you just need to make sure you don't withdraw too much if you want the account to remain open.  If you want more liquidity, then yes, money market accounts are much better than regular savings accounts in terms of interest, and the on-line accounts seem to offer the best rates.
42689
The 401k is great if the employer provides some kind of match.  If you are looking to buy some government bonds, I would go with the I bond which currently has an interest rate of 6.73%\nCheck out http://www.treasurydirect.gov for more info.
653710
Try your local teacher's credit union.  Usually you can join if you're a member of the PTA.  Their rates might be a little better than a commercial bank.\n\nDon't forget US Savings bonds!
990884
Emigrantdirect.com and INGdirect has one of the highest interest rate for a savings account.\n\nBut a majority of Bank accounts usually don't have high interest rates. You are better off investing in mutual funds if you want the highest rate of return in the LONG RUN.
588477
There are multiple ways of obtaining that. Not sure if your making a comment or asking a question. Private money will be expensive, however if your investment property generates enough money to off set those costs, then they can help in the short term.