Where can I get a mortgage lead origination program?
464824
There are a ton of programs out there.  The most popular include Goldmine, Producer's Edge, Siebel, ACT!, and MortgageBOT.  \n\nYou could even use a Microsoft Excel spreadsheet and then set up tasks for yourself in Outlook.
1127464
I may be able to assist you, I am a mortgage broker who works with over 100 lenders nationwide and offer several programs that will fit almost any situation.I specialize in Re-Fi's, Purchases,  Home Equity Lines and Home Owners Insurance. Please feel free to contact me Jcorreahq@yahoo.com I will go through everything with you and answer any questions you may have about the process. This is at no obligation to you and if nothing else will educate you on how everything works and what you qualify for exactly! I look forward to hearing from you! ~Joseph Correa Licensed Mortgage Broker
783796
In the last 15 years or so those of us in the mortgage industry have spent a great deal of time educationg our potential clients that they need to see a lender before they take any further steps towards a purchase.  In this, which is more of a purchase market than we have seen in several years, a diversity of sources is extremely important.  Many buyers have already been pre-approved for financing before they begin their search so what may have once been the best source for clients, Realtors, is no longer a gold mine.  \n\nWith a 20+ year history in the mortgage lending industry, there are several approaches I would suggest that may help you develop a wide base.\n\nDevelop relationships with several financial professionals, tax accountants, CPS's, financial planners.  You may see the preponderence of their referrals at times when Realtor business is down, that will help you avoid the "peaks and valleys" effect.  Maintain regular contact via brodcast email, holiday cards, articles you find that may interest them.\n\nDivorce attorneys are another excellent source.  Many of them do not underestand the long term implications a divorce can have on the parties and how important that the equity issues be resolved prior to the filing as well as the documentation requirements for those deeding out but remaining on title.  Again, regular contact is a must.\n\nMonthly mailings to a "farm" (a specific neighborhood) make your name a familiar one and most likely to get a shot at a refi or home equity loan as well as a potential new purchase.  You may want to team up with restaurants or stores convenient to the neighborhood to send out discount coupons for their services.  That always gets attention.   Keep your size realistic to minimize production and mailing costs.  Your title company's marketing representative is a good source for this information.\n\nAnd, even though they may no longer be the best source, Realtors ( a stable of at least 10 with another 3 or 4 always in development)  is a must.\n\nAbove all, make certain everyone you meet knows what you do for a living.\n\nGood luck.
914870
There is no easy way to generate leads.  It is all hard work...passing out your cards, word of mouth, referrals.  In my area  a lot of agents ignor fsbo's and if you approach them right you will get them every time.  Do not send a letter or call.  Show up at the door, introduce yourself as a Realor.  Ask about the house and whyn they are moving but let the conversation flow naturally, don't force the lsiting that will come if you just talk about everyday stuff.  Also give them all the forms they would need IF they sell the hosue on their own .  If they don't sell it on their own they will remember the nice girl who brought the forms and was nice to them......they WILL call and list with you.
213300
Do not sit and wait for something that is possibly only a figment of someone's imagination.  Plus the area that you are in may not apply.  Also, when this happens, it is very possible that interest rates on mortgage are going to start going up quite rapidly.  Buy now.  Most areas are experiencing a buyers market.  Now is the time!!!!\n\nIf you would like lending advice, go to www.americanhm.com/timothy.kaz ee and there is a ton of info on there.  Plus you can even apply online.
1001529
There are many lenders that offer this. I can have an approval in 2 days. What state are you in? \nhttp://www.lendermark.com
460637
You don't have to have a bank account at the bank you want to get a mortgage from.  So just find a bank that has the highest interest and save there.  When you are looking for a mortgage, you get in touch with many banks to see which ones has the best option for you! \n\nSallie Mae has good first time home buyers programs.\n\nGood luck!
895577
If you are trapped in an interest only mortgage you will have to pay penalties for paying off the principal.  It is not a good idea.  Hopefully your loan guy is part of a big bank.  That is where you will get the best deal with no funny business!
119380
try www.scotsmansguide.com lender search send me an email and I will look into my data base for other answers for you
865541
Yes you can. You will have to go with a non-conforming lender. There are a lot of lenders that will give you a mortgage one day out of BK. Depending on the lender you can get 90% to 100% financing. Your best chance of getting 100% financing is if you no lates for the last 12 months on your current mortgage or lease and no new negative credit since your BK. \n\nYou won't be able to know what your rate will be until you speak with a mortgage broker and he reviews your credit report. I work for a large non-conforming lender. With your scores and no new negative credit, you should be able to get a 7% to 8% interest rate being a year out of BK, which isn't bad. If you are planning on moving soon, I would go ahead and call a mortgage broker in your area and get the ball rolling. You just need to find a broker that is licensed to do business in Texas, which shouldn't be a problem. Many brokers are licensed to do loans in many different states now. Look in your yellow pages for morgage brokers or mortgage loans. You will probably see many that work with people who have credit problems. Find one that you can work one on one with as opposed to trying to do your mortgage on line.You won't get the kind of service you need trying to do your mortgage on line.\n\nPlease don't believe it when people tell you that you can't get a mortgage because of your BK or that you will have to have a huge down payment, because that just isn't true. There are tons of programs for people with bad credit. If you can't get a clear 100% loan, there are 80/20 combo loans and all kinds of different programs. Just make sure to pay all of your payments on time and don't go out and make a big purchase, like a car, before you get your mortgage.\n\nIf the first broker you talk to doesn't sound like he can help you, don't be afraid to call several. Just remember you are looking for one that works with less then perfect credit. They are a dime a dozen now a days, so it shouldn't be a problem.\n\nYou can get a mortgage!!! Good luck!!!
1120075
This is a great question.  \n\nMortgage brokers all over the country have access to mostly the same programs as everyone else.  Rate is the worst thing you can shop for when getting a mortgage.\n\nFirst, since they all have the same bag of goodies, stay local.  I highly suggest you find someone you can meet in person and shake their hand.  Meet their staff and become familiar with the office.  You will be able to judge how well you can trust this person with your biggest asset.  \n\nLet them know that you know all about the loan process and what to look for.  This will urge them to give you the best deal.  Read up on mortgages before you jump in.  This is a great blog to learn everything about the mortgage process and the people involved:  http://www.explaintome.blogspot.com\n\nGet and study their Good Faith Estimate.  Know that brokers will get paid either by fees or in the rate.  When given the choice, fees don't sound bad after all!  \n\nBottom line:  The scenario you gave is a joke to mortgage brokers.  I've worked with 100's of lenders and I don't know any that would deny that loan unless I'm not getting the whole story.\n\nThe mortgage broker that will give you the best rate is the one that is motivated to.  Let your broker know these three things:\n\n1)  You know how the mortgage process works and how they get paid.  Therefore you won't be taken advantage of.\n2)  You realize that brokers don't work for free and you will not be unreasonable.  You'll work with him to negotiate the best deal for you and him.\n3)  You'll do anything you can to help the broker close your loan as soon as possible.  (here's an idea for bonus points.  show up at the broker's office unannounced with your W2's, most recent paystubs and bank statements, and your tax returns if you're self employed.  Bring in a copy of your drivers license.  Don't just bring the license, make a copy first.  He'll know you've done this before and you really know what you're doing.)\n\nDo these three things and you'll impress the pants off the guy.  If he knows you mean business and you'll work with him to close it quick, he can get by charging you less than average.
556857
so you have your own mortgage company?  I can probably help you steamline your process email me at taustin288@gmail.com and we can probably work out something
127374
Have you tried CountryWide, Home123, Sterling Bank or LendingTree.com?  If you were a veteran I would recommend New Freedom Mortgage!
1180913
Just stay home for a day and answer all incoming phone calls, you'll get a few.\n\nOn a serious note, these guys are selling something\nhttp://www.mortgage-leads.info/
175081
I would try a lead generation service such as:\nMyers Internet\nLion Inc.\nEtrafficers\n\nThese are all legitimate proven companies that bring in real leads for people willing to work them.  I would contact each for more details.
441768
Apply to a bank or a mortgage company
1014637
I think your broker is on the right track with this.  You've got two avenues to attack here: the letter and the mortgage.  To me, it looks like your better avenue would be to get this letter.  You'll have this problem with any mortgage company.\n\nIt seems silly to me that you are getting a stone wall at work.  Write up a soppy letter that explains how you need this loan and one piece of paper from them is all that is keeping you away from your dream.  \n\nAlso, the letter you show the lender doesn't necessarily need to be from the president of the company.  They're usually just looking for something on their letterhead with a signature of someone in some kind of supervisory position to you.  \n\nBest of luck!