does anyone know where to find really inexpensive health insurance or does it just not exist?
463766
If you have a low income, many counties offer free health insurance with proof of income.  Usally a few dollars for office visits, one or two for prescriptions.  Check local county/state office and see if you qualify.
152352
There are lots of commercial services that will do this for you.  Do a search for mailing lists physicians on the internet and you will find something.  \n\nIf you don't need to hit everyone, and want to do it on the cheap, you can just do a search in the Yellow Pages under Physicians and mail out.  That won't give you fax numbers, and will miss the people who aren't in the book, but you might get 60%.
1031508
I’d check out Consumer Reports (link below), America’s Health Plans (link below), and whatever other informational resources you can find. I’d also talk with locally licensed health insurance agents. I’ve also included a couple of articles about choosing a health plan that might be useful. They are government-authored, but they’re actually pretty good.\n\nAffordable can mean what you can pay month-to-month or what can help shield you from a really expensive illness or medical procedure. For example, I’ve spent money on health insurance for over 10 years and have had only two non-routine doctor visits. My sister, on the other hand, has unfortunately had to use her insurance a lot. The bad news is that insurance prices are increasing and fewer and fewer employers are offering it to their workers. The good news is that you have a lot more options in health insurance than you used to. Just remember that the more you pay monthly, the less you’ll pay out-of-pocket before the insurance company picks up the bill. And, of course, the less you pay monthly, the more you’ll pay before the insurance company helps you out.\n\nTwo new plans aimed at twentysomethings are popular right now – but you don’t have to be in that age group to join. They are “Tonik” from Blue Cross Blue Shield and “Sound” from UniCare. They have low premiums and high deductibles, but they can also include dental and vision for a relatively low amount of money. Regular doctor visits are also included. In less than two years, Tonik has become the second most popular BCBS health plan in California. The only problem is that they are not available nationwide yet.\n\nYou should try visiting MostChoice.com. It’s a Web site that helps you shop for health insurance. They have free instant price quotes and policy information on health plans near you, but their specialty is getting you in touch with state-licensed agents. There’s no cost or obligation to buy insurance. You just fill out a short form and wait for the agents to contact you (within 48 hours). Have your questions ready and let them work until one of them delivers the plan that’s right for you. You might want to have a set amount you want to spend each month on insurance and tell the agents to work within those parameters.\n\nYou can find MostChoice here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\n\nBarnes @ MostChoice
27543
It depends on your location, you medical history and what you need in a health plan.  If you want full coverage, it's more expensive than, say, an emergency/disaster-type plan.  This link should get you started: http://health-insurance.fanaticshome.com/Articles/Where_To_Find_Cheap_Health_Insurance.php
586471
There is no such thing as cheap healthcare.  There is free healthcare and really expensive healthcare.  Especially dermatologists.  The need of a derm is usually cosmetic.  So it is something people really want, not need usually. Your best bet is just get to whichever one you can find and make sure you have some insurance first.
193765
It will be very hard to find individual coverage that will include the pre-existing condition, impossible to find it at a cheap price. I hate to say it but COBRA is probably your best bet at this point. To bear more bad news, COBRA is limited to 18 months. Will you be disabled longer than 18 months? if so I am afraid you'll be forced to take what you can get.
378212
Good Luck, join the crowd of Americans with no insurance. Thank you Mr. Bush! There are state funded insurance you might qualify for, but they are usually closed to new patients. Or you can go to your city public health department, they can help you out.
470048
I had to go shopping for health insurance recently and got a lot of quotes with all kinds of options. Private pay - like what your asking. If your not over 40, healthy, don't smoke or have any special needs, then our situations are similar and I can tell you what I was impressed with. Out of 8 bids from various national company's; The two best were Mutual of Omaha and American Family. MofO was very impressive with coverage, additional free benefits and low cost riders like glasses and dental. American family was the same with an added benefit of a high yield health savings account that can be used as a tax deduction. Both had low deductables with free well care or low co pay well care, and were well under 200 a month not including riders. Good luck.
46411
Certainly people should understand that others can not afford decent insurance. Some hospitals offer programs that you can sighn up for. Most programs may go by a sliding scale fee, others just ask for a payment plan to be followed.
512630
There is a lower costing health insurance called KChip that is just for children. I don't know if it is just available in my state of Kentucky but you could type it in the search engine and they might have something similiar in FL for you.
166388
www.medicare.org\nI fought with trying to figure out which plan to get for two weeks and then it came to me how simple it is.  \nJust take the number of generic prescriptions times the cost of the particular plans generic costs . . . then do the same with brand scripts that are not generic yet.  Add the two together.  Take the monthly premium and you've got your answer.  At the above web site, you can find which plans are available in your state.  Good luck!\nSamanthaandpooh
451476
Australia has government funded healthcare called "Medicare".  You have to go to specific gov't hosptials or doctors to get treatment or your bills won't be covered (like a massive government HMO).  Private healtcare exists and is very reasonable with small deductables and huge coverage.  I pay $125 a month for myself, (young adult), and get full coverage on everything, plus emergency and dental.  Drugs I pay up to AU$30, then they pay for the rest.  I have no deductable for doctor/dental visits, as everything I've been to has been reimbursed.\n\nMost people here still would prefer to belong to private healthcare over public healthcare, as the waits are shorter and the benefits better.
83854
There are many providers of short-term health insurance that would probably meet your needs. I had a great experience with an online provider, Clear Blue Insurance. Great site, really easy to deal with and a good choice of plans.
268410
You are only able to get them with prescription, and usually the insurance will cover them. I have only pay the co-payment of my insurance, but for 30 of them, i beleive the price was about $140
733231
Are you buying your own plan or are you employed? Employer based insurance is usually the best and the cheapest.\nIndividual policies are okay the thing is as you add more things to it the price goes up. There are tons of of websites offering "the best insurance" but this is what you need:\nLow deductible, Low inpatient stay deductible/copay.\nReasonable pharmacy plan if it's offered with the medical.\nDo they cover your annual exams for both you and the baby, some individual plans don't.\nDo they cover baby vaccines. \nLabs and radiology is there a copay? Some radiology tests may on different plans.\nBirth Control what products are covered, if any? (after you deliver)\n\nAt my job I suggest www.ehealthinsurance.com
1012716
i don't know where you live or what sex you are...but if you givve me your address I will send you that $10 copay so you can go to the health clinic.  honestly....it sounds like you have it really hard and if that will help I am more than willing.
1045869
I'm sorry to hear your situation but you do have options. You can compare quotes from InsureMe. They offer you several quotes and accept many medical conditions.\n\nYou can also look into life insurance with no medical exam required. This may cost a little more, but you get quick approval, if qualified. There's no exam, no agent to deal with, and no delays. Try out quotes from both options. And good luck with getting your coverage placed at a reasonable rate. Take care.\n\nhttp://www.term-life-online.com