Should one borrow money from banks to invest in shares /stocks IPO?
461448
Definitely not. While the interest you'll have to pay is fixed, the gains from investing in stocks are not (especially IPOs which are extremely risky, usually individual investors stay away from those). If you're going to invest in anything, buy a bond (assuming it's coupon rate is a lot higher than the interest you'll be paying on your loan, which is probably unlikely). As a rule of thumb, investing is for people who have extra money.
1034247
No. It would not. Go ahead and do it. When I started I put all my money into one stock--10 shares of Household Finance.  You have to start somewhere and sometime.  Now is a better time than a month ago.   But next month might be a better time still or even next year.
853111
I'd suggest speaking to a stockbroker about costs etc, and the returns would depend on the performance of the company.  I think they're about £4 a share just now, and they performed very well last year.  I've thought about it too because Tesco seem to be taking over the world just now...!
602101
Hi Qualander,\n A IPO is when a private company becomes a public company by selling ownership (shares) of their company on the open market. They do so by selling a percentage of their company shares through an exchange, such as New York Stock Exchange, NASDAQ or other exchanges. By doing so they are able to raise a significant amount of money quickly to build their company. This usually is a great way for a company to raise capital without having to go through a bank. But in doing so the reporting requirements to the government agency SEC (Security Exchange Commission)increases dramatically. \n You can find out a lot more @wikipedia.\n One more bit of advice, if you are lucky enough to buy a IPO stock and you show an immediate "decent" profit, please be certain to place a stop loss order. This way here you can at least protect some of your new found wealth. Good luck dancing between the raindrops.\nRegards, Inodat
1115951
Easily, you can move your account to either a brokerage firm or mutual fund company.  The bank can do that too (most have their own brokerage firm) but a bank broker is going to have fewer investment options.\n\nBut before you do that, do some homework.  Go buy "Investing for Dummies" and learn how to choose your investments.  You can't trust your friends (and not these boards for sure) to pick your investments.  You can hire a pro, and it is worth it if you have a large account, but for little investors, the cost of that help gives you noticably less to invest (advice isn't fee), so it is good to start out on your own.\n\nAs to stocks and bonds vs funds, stick to funds until you have at least $50-100K.  It is almost impossible to build a good portfolio with individual securities with less than that.\n\nand to your last question, \n\na mutual fund is a professionally managed portfolio of different securities.  They can hold stocks only, bonds only, a mixture of both and other types of securities.\n\nInstead of you trying to buy all those different securities you need to design a good portfolio, the fund has done it for you with your money and the money of other investors.  You buy shares in the fund instead.\n\nThis gives you the same risk/reward potential as a bigger investor.
471256
It will significantly benefit you.  Stocks trading on the pinks have almost no legal obligations regarding disclosures.  There is material fraud in the pinks as a consequence people avoid them and so they are often mispriced.  If they are successful in their application, the price should eventually increase from greater market size and you will know more about the company.
373503
This depends on your goals, level of risk you are willing to accept, and many other factors.  For me, I like shares of small start-up companies.  Very high risk, but very high rewards IF it pans out.
893446
If you own a company and want to raise money, to raise the money you can go to a bank or a stock exchange. the difference is that in bank, \n\na) the money they give, will be limited, since the banks want to make sure you will return their money, and will only give as much as what your enterprise is worth (in terms of assets etc..)\n\nb) and they will give you the money, only if the risk of default is low. They banks ensure this by asking for a collateral (or security (like lands, equipment etc..)) so that they can recover the money incase of default.\n\nIn a stock exchange\na) the amount of money you can raise is not limited, by your networth, since the investors/fund managers who give your money to buy your shares, understand the risks.  they can give you as much as 10 times your networth, if they feel your enterprise is in a sunrise sector.\n\nBy valuing your share, they value your company on a day by day basis, and it is possible that they value your company far more than what your actual net worth is (i.e. worth as determine by the assets you own). This would  be helpful in preventing take overs of your company or using this inflated worth to buy other companies  having higher networth than yours, (but whose share price is low)\n\nIn short compared to banks, stock exchange is a bigger source of money, and is a way to quickly increase the valuation of your company\n\nOffcourse all this advantages in stock exchange, is possible only if your company is profitable and shows a consistent track record in a sunrise sector (a sector which is growing)
1136609
There is a huge difference between  bankers and venture capitalists. And I'm not just referring to the cost of borrowing so tread cautiously here.\n\nBefore I can provide you with advice I need a little more information. How long have you been in business?  About how many people work there?  Why do you need the money?\n\nJust a quick note " fund some of our operations " might suggest you need money just to keep the business open. If this is not the case it may be better to delete this part of your question.
382229
The easy answer is to ask family to back the idea with private loans.  Remember to treat it professionally rather than personal, money makes enemies out of friends.\n\nYou could also incorporate and give your family stock and by that partial owner ship in the business, but retaining a larger majority of stock than was given out so that you retain control, especially since I imagine you would be involved in day to day operations, but incorporating has rules that has to be followed and may be too complicated for your situation.\n\nAnd, when all else fails you can always try to get financing from a bank.
756554
its a good idea, ther r people who have made miilionaires in doing this. but u need a good credit score to get a loan from the bank in order to finance ur business. \nbut i can tell another ez way to make money, go n invest in share trading, find out a company with good business prospect and invest, u can make millions.
17606
Assuming you live in the US investing in the share (stock) market is as simple as:\n1. Opening a brokerage account with one of the brokerage firms such as Wells Fargo, TD WaterHouse, Ameriprise with a deposit of say $1000 and start buying and selling shares online.\n2. Initially you could buy shares upto your deposit amount\n3. As you build assets you will be eligible to borrow against your assets and buy stocks on margin even if you don't have cash in the account. This is a risky strategy and should be employed by experienced investors
456175
conservative-semi-aggressive:  50% I bonds, 30% stocks for companies that you've heard of before, 15% stocks that are recommended in the health care sector, 5% the latest, hot IPO. \n\nYou might also try to find a 0% loan for three years (most likely one for one year) for the amount of $10,000.  Credit card offers sometimes do this, but make sure to read the fine print.  Put the entire amount in a money market fund and get the interest at the end and pay off the loan before interest accrues.
287549
Only one way to make your money go farther:  BORROW.\n\nOptions:  These are contracts that you buy which, if they meet a certain criteria, allow you to purchase shares at a set price at a set time.  For instance, a contract to buy 100 google shares at $225 on April 1st.  YOu might pay $70 for this contract (at least).\n\nOn April 1st, you have to buy the google shares.  If they are worth more than the $70 price in your contract, you gain 100 shares times the difference.  BUT>...  if they are worth less, you have lost the difference.\n\nI recommend you check out www.motleyfool.com or other investing sites.  When in doubt, check with a professional.\n\nAlso, online stock challenges are a good way to hone your skills and strategies without risk.  JUst write "stock challenge" into any search engine.  GOOD LUCK!
914067
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646255
put some money in the bank
576852
mr. i think u should go to a market consultant as the market is realy verrry speculative now a days and i will suggest u not to invest without a propper guidence ..........