How do I pay for graduate school?
473642
graduate programs and schools offer a variety of programs to  help pay for the education.  While loans are available, both secured and unsecured, there are also departmental grants, grad assistant stipends, work programs.  don't forget to check with your employeer, they may be willing to cover some of the cost if it helps with your job, and don't forget to check with who ever has your undergraduate loans, some programs will stop the loans while your at grad school.
910981
From what I've found, it seems to be limited by industry.  You might consider working at a university and obtaining tuition benefits. Or, see if you qualify for the State Department fellowships.  \n\nHonestly, I haven't found any specific programs or companies that pay for schooling across the board. It's pretty industry specific (i.e. you can get $25k per year in student loan payoffs if you are a practicing pyschologist in low income areas through one of the federal service programs.)
410808
The obvious answer is "get a lot of scholarships and grants" but the question then becomes "how do you get that many scholarships?"  Well, a lot of it has to do with the school you choose (assuming you haven't chosen a school yet) and why you choose it.  \n\nDon't choose your school based solely on its name.  Ask anyone who graduated a decade ago whether they think the name of their school is what gets them jobs today.  As your career progresses, you'll find that where you got your education means less and less... It's getting a good education that matters, and there are plenty low-cost, good schools out there.\n\nDon't discount your safety schools.  Think about it: it's your safety schools that are much more likely to be so *thrilled* that you've enrolled that they will, in turn, offer you scholarship funding to enroll.  Conversely, some students are so thrilled to have gotten into their "reach" schools that they automatically enroll without realizing that, generally speaking, that puts them at the bottom of the barrel.  Harsh, but true.\n\nIf you already committed to a school, staying completely out of debt is going to take a lot of work, literally and figuratively.  You'll probably need to obtain a part-time job, whether on-campus as part of a work-study or co-op program or off-campus. Remember that these earnings aren't for playing but, rather, for saving. You need to live like a student NOW so that you can live the high life, debt-free, later on.  (Nothing tortures me more than students who work into my Financial Aid office carrying Louis Vuitton bags.)  You'll need to work, too, to obtain scholarships and other awards (an internship, perhaps).  Don't assume that all scholarships are closed to you after you enroll -- keep looking.\n\nFinally, if you have to assume some debt, don't panic.  The monthly payment on a $2500 loan won't be more than $50 a month.  Chances are, you spend more than that on coffee...
180098
check out http://www.fafsa.ed.gov\n\nThere are grants and scholarships you can get as well, which do not require that you pay them back.  Many of the grants and scholarships require that a completed FAFSA (Free Application for Federal Student Aid) application be completed and submitted with the grant or scholarship application.
208052
You don't . . . provided you have enough money to pay for your education yourself. Or, you can just apply for student loans like thousands and thousands of other people and then pay off the loans after you receive your degree.  But, if you qualify for a scholarship, why wouldn't you want one?  Apply for as many as you qualify and hope for the best.  Good luck!
472734
Here's the way it works. (Trust me, I direct a graduate program.)\n\nGrad schools offer their top candidates a "package" which usually includes a fellowship, a research assistantship, a teaching assistantship, or some combination of the three.\n\nFellowships usually cover tuition and fees, and they also provide a stipend, which is a small (usually monthly) amount of money to cover basic living expenses. Stipend levels vary, depending on the discipline (sciences higher), and on the geographical area (higher cost of living in larger cities), and on the type of institution (private universities sometimes have bigger stipendiary budgets than public ones).\n\nResearch and teaching assistantships also cover tuition and fees, but the stipend is given in exchange for a certain number of hours of work a week (usually from 10-20), which can be either in doing research (for a professor), or in serving as a teaching assistant.\n\nGrad students often decide on the grad program they'll attend by comparing the "packages."\n\nHope this helps!
853610
here's a silly answer - stop looking at programs that cost over $100,000 in tuition.  in fact some graduate programs will actually pay YOU to go - ie, if the professors have grants and funds which were allocated for paying the salary of a grad student.  \n\nwhen I went to grad school, I was able to negotiate both the research stipend as well as the fees paid for.  Although most schools charging $100,000 are probably competitive enough that such negotiations are impossible, many will still have stipends for being a TA or RA (teching/research assistant).  Likewise, with more expensive private schools, there may be funds available within the schools to help pay for tuition.\n\nIf you have nothing and still insist on the expensive school, then you will have to take loans, which fortunately can be deferred until after graduation. . . "schooling" being kind of loose - you'd have to verify with the loan officer. . . for instance, medical students can defer their loans through 4 years of schooling and then with their residencies as well technically.\n\nFor med students, I often tell them, just go for it. . . but then again, after residency they'll be making at least $100,000+++ a year.  What you have to ask yourself is "Will the field I'm going in give me an exit salary which will allow me to pay off the debt in a timely fashion?"  A PhD in underwater basket weaving may take 100 years to pay off, but a PhD in molecular biology, after 2 post doctoral fellowships and a job at Genetech. . . maybe not so bad. . . you might even be making more than the doctor. . . but that would also be about 10-15 years from now. . .
13712
You have several options to help pay college expenses.  Your first step should be to fill out the FAFSA (Free Application for Student Aid).  Depending on your financial need you might be eligable for a pell grant from the government to pay for your tuition and books.  Your second option is to apply for scholarships at the college you wish to attend.  Contact the financial aid office to see what is avaliable for the career that you are wanting to enter.  Another option is a work-study program where you work at the college and they give you money in return to pay towards your college education.  More information about work-study programs is avaliable from your local college financial aid office.  As a last resort you could get a student loan, but remember that you would be responsible for paying it back with interest.
832856
I would contact both the Graduate School office, for general information about attending there, and also the chair of whatever department you'd be taking classes from.  The chair can probably tell you more about what they expect from their graduate students, and about any scholarships or assistantships that are specific to that department.\n\nJust remember to be polite, use spell check and use a formal business letter style in your e-mails!\n\nHope that helps, and good luck!
438090
You speak to the financial advisor of that school.  You can apply for loans and grants.  They will assist you with all you need to know in paying for school.
811316
check with the schools financial aid office. ask for scholarships or student loan programs. check out tuition waivers based on gpa performance. also, find out if you qualify for that funding, being that you are an international student.
419201
Great! There are government grants that you don't have to pay back! They will actually pay you to go to school! If you are a woman, minority, have children, etc....handicapped you can get grad school monies! A quick yahoo search on grants will help you out... You could get married??? Rent part of your house out??? Helping others out is what I do too! Be good to people and people will be good to you....
60164
You could get a student loan to help pay for college, but they check your credit as a condition to see if you are approved.  If you need extra money to go to college you should definately fill out a FAFSA application for the pell grant.  There is no fee to apply, and if you qualify the government will give you free money to go to college based on your financial need.
64835
Apply for a gsl (guarnteed student loan)\n\nIt's not a crazy amount of money but it helps if you want to do work study too, some of the money comes out towards your loans and some goes cash in hand\n\nTheir are always loopholes around it, My parents didn't have the credit either and I went to financial aid office and they sent me in the right direction and my loans were in my name without a cosigner....Don't know if that helps but goodluck to ya
855872
Paying for college can be difficult, but there are people and resources to help you. You can afford college. Don't let anyone tell you that you can't. Sure, it's not always easy and it can be expensive. But you can do it.\n\nYou can go through college with less worry if you do a little planning and are frugal with the income that you are assured.  The one question that you should ask yourself is “How long do you want to take to get your degree?”  There is always the option of working your way through school.  You could take a smaller course load, and use the extra time to work.  This will not only help relieve some of your monetary issues, but also improve your resume upon graduation.\n\nYou should also talk with a financial aid counselor at your school.  Every school is different. The Fin Aid department at your school may have special programs geared toward your specific situation that can help you.  Also try doing scholarship, grant, and other financial aid searches online. \n\nScholarshipHelp is a website that explains how college funding works, the types of scholarships available, how to find them and how to apply for them.   I have listed other websites that gives additional information about paying for college. There's obviously no guarantee that any of these sites will work, but it can get you on the right track to getting the information that you need.\n\nBest of Luck.
870110
Fill out the Fasha online.  That will tell you how much government money is available to you.   Then go to your high school guidance counselor and ask for more suggestions.
13462
when you look at financial aid sites include the word "stipend."  A stipend is like a salary or allowance.  They don't usually pay for housing specifically but they do sometimes give you money for your living expenses (stipend)  Be warned though, these are very rare and the competition is high.  It's normally for grad students