detailed step by step process on how the us banks process us checks?
474899
1. Stamp (or write on) the back of the check to indicate it was received by the bank, and for internal banking purposes.\n2. Put the check in the drawer.\n3. Put the checks in a safe.\n4. Truck picks up checks and brings them to local headquarters.\n5. Intra-bank transfer occurs or checks are sent to national headquarters.\n6. Check is sent to originating bank.\n7. Originating bank electronically transfers funds to recipient's bank.\n8. Check returned to originator for bookkeeping purposes.
389332
Just contact your bank. They got all this stuff figured out.
1045002
You could:\n\n1. Cash the check if the bank has a local branch or local affiliate-branch. (safest option)\n\n2. Call the bank and see what info they will verify (open account, funds availability, name of maker, no stop payments, etc.)\n\n3. Have your bank send it out for collections (which could take weeks or be returned by the paying bank if they don't accept checks sent for collections).\n\n4. Request the funds be wired to you instead or sent as a postal money order, etc.\n\n5. Deposit it, wait two weeks and call the other bank to confirm if it's been paid (it can still be reversed if it's a fraudulent check)\n\n6. Go to a check cashing place and try to cash it there. Call one up and ask what happens if it comes back. I'm guessing they'll go after you.
313487
Here is info that can help you http://www.newcheckingaccount.com/index.html
1134572
Here is procedure to print checks\n\nBegin a new transaction or edit an existing one. \nIn the Number box, select Print this transaction, and then click Enter. \nIf you want to include the payee's address information on the printed check, enter it in the Print Address window. \nClick OK. \nUnder To Do in the left pane, click Print checks. \nSelect the options you want, and then click Print. \n\nHere you can get more details\nhttp://www.microsoft.com/money/support/manual/money04/ch6p5.asp\n\n\n\nAlso see this\n\nPrinting Checks Can Result in Duplicate Check Numbers\n\nSYMPTOMS\nAfter you print checks in Microsoft Money, you may discover duplicate check numbers when there were no duplicates before printing the checks. \n Back to the top \n\nCAUSE\nWhen you set up Money to print checks, you enter the word PRINT in the check number field to flag the checks for printing. However, duplicate check numbers can be generated if you specify a check number to start printing checks that contains a check number that is not flagged to be printed. \n Back to the top \n\nExample\nLet's say you enter checks 100, 101, 102, 103, 104, 105, and 106 in the register. By changing the number in the NUM field to the word PRINT, checks 102, 104, and 105 are selected to be printed, \n\nIn addition, you specify a starting number of 102 to begin printing checks. After the checks are printed, Money replaces the PRINT notation in the check number with the actual number of the check on which it was printed. \n\nThis results in the following register entries: \n100, 101, 102, 103, 104, 105, 106, 103, 104\n Back to the top \n\nExplanation\n• Check 102 was to be printed, and it was the first # to be printed. \n• Check 104 was next to be printed, and it printed to check 103 (there was already a check 103, so there are now duplicate 103s). \n• Check 105 was next to be printed, and it printed to check 104 (there was already a check 104 so there are now duplicate 104s).  \n\nWORKAROUND\nWhen you enter checks in the register, do not assign them check numbers. Money will automatically assign them the correct numbers on printing. \n\nhttp://www.kbalertz.com/kb_Q76652.aspx#appliesto
1125897
Well there are alot of ways you may want to ask the bank you bank with if they have a branch in the US. I know that Citibank & Banco Popular are worldwide banks and are reliable, not like Bancredito.so you may want to check if they are in your area. Many times you have to open it in person unless you have a Financial Analyst who takes care of these things for you. Otherwise I would just go with researching the banks there in the UK & looking into the cost of transferring funds online bonuses & minuses to different institutions. Once you find a branch there that does have a branch in the states have them go over all the basics with you & of advantages again.\n\nHope this helps
723941
each month the bank sends you a statement with the cancelled checks.  Put a check mark next to the  check number which matches with the amount of which was posted in debit column In the debit column enter any service charges, or service fees that the bank charged you. Total that column.\n\nThen add up all the outstanding checks.  Outstanding checks are those checks that were written in your credit  colum but were not yet deposited by the person you wrote it out to. Write each of those outstanding check on a separate sheet of paper. Total those check.  Then take the total of the debit column, and subtract the total of the outstanding check.  That shd. be your Bank Balance. If it does not match  then you made an error.\n\nTo try and find the error do the following\n\nSubtract the Bank Balance from your balance, see if there is an amount that is written in the debit column, or the credit  column that you might have missed.  \n\nThis is the way you reconcile a checkbook.  I have been doing it for 30 years.\n\nGood Luck\n\nThere is one thing I dont understand.  A private person uses a check book to reconcile there personal accounts.\n\nIf this is a business he should have an a/c payable, and a/c recievabel. Ledgers and the regular bookkeeping system. I am surprised he is still in business.
1075182
They should clear the next day. It is a government check. However, call the bank to verify.
885117
If you are referring to a chequebook....\n\nYou need five columns. One for date, one for description, one for withdrawals, one for deposits, one for balance.\n\nThe balance should be equal to the sum of the previous balance plus the deposits and minus the withdrawls.
208549
Well if the premier program is anything like the regular program, you do the depositing through the accounts section. Once you set up the Checking or savings account you then go back and select that account and click "deposit" and the box will come up asking date, amount ect. Otherwise you can do it in the accounts section directly from the list and make sure you select deposit instead of payment when the option box comes up.
573194
make sure to get plenty of checks
943654
Nope, not from the same finanical institution.  Most banks will only cash checks for account holders.  Try a check cashing place and pay the fee.
553467
Write a check from the local account and mail it to the other bank with instructions to deposit into your account there.
328149
Balancing a checkbook should be easy, but there are a number of pitfalls.\n\nIf you're using a check card with that account then you have another source of outgoing funds to consider. You can only balance your check book when you consider what other monies are being taken out of that account. Additionally, money drawn out from that account may not be removed the same day as the tramsaction. Add to that the complications of interest payments and funds coming into the account and transaction fees and you will end up with a headache.\n\nI suggest you either use your statements to balance your account (even better with software such as Quicken or even Excel) or you use online banking, which is always right (as of close of last business day) even if you can't figure out why.
541547
then tell him to mail it to you, IF they say there is a "processing fee" tell them to go fucj themselves.\n\nIf they do mail it to you, deposit, and WAIT until the check actually clears your account.\n\nThe other option is to call the police in the area code and ask them if they are aware of this company, also the Better Business Bureau.
772798
Your question is not very explicit. Your spelling of the word "cheque" indicates that the banking system is not in the United States, but I could be mistaken. However, my familiarity is with the US banking system, although I'm by no means an expert.\n\nPlease note that when I say "you" in the following description, I'm using the generic form of "you" and I'm not referring to you specifically.\n\nIn general, you must have an account at a financial institution in order to write a check. A check is simply a transfer of funds from one financial institution to another. \n\nWhen you (payor) write a check to someone (payee), they will either deposit the check in their own account or they may cash the check. The payee's bank (or financial institution) may let the payee have the funds immediately or it may place a "hold" on the funds for a period of time. If the payee's bank, or financial institution, gives the payee immediate access to the funds, it's because the payee's bank has a reasonable expectation that the funds will be good. For example, the payee may have sufficient funds in their own account so that if the check bounces, the bank will be able to recover the funds from the payee. The payee would then try to get the money from the payor to cover the shortage. \n\nIf the payee's bank places a "hold" on the funds, that means the payee does not have immediate access to the money. The bank will wait a specific number of days (usually 4-10 days) to give the check time to complete the transfer of funds. Each bank, or financial institution, has its own policy regarding how long it will place a hold and on what types of checks it will place a hold (e.g., out of state checks).\n\nThe time allowed to complete the transfer of funds between financial institutions varies depending on a number of factors. And there may be some individual idiosyncracies with specific financial institutions. I.e., all financial institutions are not created equal when it comes to processing payments.\n\nFor example, several years ago, I ordered a wire transfer of funds. I thought a wire transfer would be virtually immediate because the payment should go through electronically. What I learned was that the wire transfer would be sent to the branch of my bank that was closest to the branch of the payee's bank, but then it would be physically sent to the payee's bank -- either by US mail or, possibly hand-carried. This was an idiosyncracy of my particular wire transfer transaction.\n\nSo when the payee deposits the check in their account, the deposit is based on trust between the bank, the payee, and the payor. The actual funds have not yet transferred into the payee's account. It can be 10 days or longer (although it may be shorter now) and a check may bounce. Also, the payor may put a stop payment on a check, which may not be communicated to the payee's bank for several days.\n\nCashier's checks are an interesting item. I used to think that a cashier's check was like cash. It turns out that they're actually more like checks. The purchaser of a cashier's check may put a stop payment on the cashier's check and it can take as long as 30-45 days before a problem shows up in the payee's bank account. And cashier's checks are commonly used to send fraudulent payments. So you have to be very careful about receiving cashier's checks.\n\nIf you write a check and don't have sufficient funds in your account, when the payee's bank submits the check for payment your bank will usually debit your account for the amount of the check. Many banks will give you grace for your first one or sometimes two bounced checks. In other words, they will pay the check to the payee's bank. The payee won't know that you had insufficient funds. However, your account will be overdrawn and you have to cover the overdrafted amount, including overdraft ch
667269
Often the bank's number has a merchant option as part of automatic service where you can check the availability of fund. If not, talk to the teller the first thing in the morning since they adjust the account every afternoon. When the fund is there, take the check to the bank where it came from and cash it at the teller counter.