What to do when check fraud happens to you and you don't notice it for months.?
462142
First things first, NOTIFY your bank.\n\nSecond, check to see what the statute of limitations is in your state for filing a charge of fraud. \n\nThird, every person (no matter what age) should keep their monthly checking statements and keep records of every check they posted, so that they can search for discrepancies.
1059156
File the report!  Be upfront and honest!  Why would anything come back to you.  Avoiding it will make it look like you did something wrong.  \n\nClose out your account.  Talk to the bank manager and explain what is going on. Usually they will not charge overdraft fees if any apply.  They will be able to look and see where the purchases were made and hopefully stop this lady.  Call TODAY!  and get it taken care of.
157605
You should contact all of the credit bureaus to alert them of your loss so that fraudulent activity does not occur.  Equifax, transunion, and experian.
641838
It is best to call the bank that issued the check and make sure that the account exists.(do not call the number printed on the check...scammers will put their own number on there)
577487
Yep, contact the person in charge of human resources at your local office, at the regional office and headquarters. The next thing to do is call the police and get it on file that you are claiming theft of our check. That way, if someone did take it and cash it, you will still have a chance to get it back. Do it now!!!  If that check is already cashed, there is probably little you can do, other than call a lawyer which would probably cost more than your check is worth.
546360
i agree with Delbana - STOP PAYMENT on the check if ti's a personal or contact whoever gave you that check to do likewise, IMMEDIATely.  First look very hard for that receipt! If you can't find it, schedule a meeting with the bank officer in charge. If that doesn't resolve your problem, every state has a Banking Commissioner that you can get free help from in a dispute with a bank.  Every bank is required to 1) issue you a receipt for a deposited check, 2) make a photocopy of that check on a daily microfische-like source, and 3)return said check - to you if it was a personal one (altho' many major banks have done away with returned checks, but are stilled required to give you that photocopy) or to the check maker (your job, etc). If it involves a lot of money, banks have cameras over looking every teller and you can get a lawyer to sequester those tapes to protect you(but the Bank Comm. is free, give him a chance first).
310014
Well, obviously you couldn't have written them a check, right?  Because if you did you could ask the bank for bank statements dating back to about one month after you sent the check in, through till current day.\n  What did you do?  Did you send them a cashiers check?\nIf so, do you have a copy of it?  Like the carbon from the original or something?\n  You would simply go to the bank it was drawn on and ask them how to investigate whether this cashiers check was evey cashed and they take it from there.\n  What is the problem, you do not give us any details?\nIs IRS saying they have never received payment?  \n   You need to remember how you paid them, get a copy of whatever it is you paid them with, your receipt or something and start from there.  Even on money orders, I think there's a number or address on the copy so you can write and get info.  What ever you do on this, however, be sure everythingis done return receipt on any and all letters sent through the mail.  Cerified mail will be the only way to have a "paper track" of your efforts with whom ever you contact, that their company is not being helpful and too, what channels you have gone through to find out if something was cashed.\n  Banks have microfished checks................hopefully...you wrote them a check?
796783
go to a different chase bank.  if their name is on the check, they have to cash it.
332889
First of all, think hard about what might have happened.  If you maybe signed up for an adult site, or have one of those credit rebuilding cards like USA Platinum.  \n\nIf you're 100% sure you did not authorize this, contact your bank and file a fraudulent transaction.  THESE ARE USUALLY REOCCURRING TRANSACTIONS.  Check your past statements and be sure to inform your bank that this is not authorized.  \n\nDon't waste your time calling the number.  Usually it's a fax or no one answers, or you never call during business hours.  You can try googling the number to see if there is anything about the company.  It should not be that hard to note it as a fraudulent transaction with your bank.  They should be able to remove it and reimburse you.  Just let them know to look out if it tries to come through again.
110760
Why don't you contact the c/c customer service via their website? With a computer, you can get answers as fast as 48 hours. I have NEVER had any problems(knock on wood!) doing business with my bank or c/c company using their "help" or "ask us" section using my computer. All my payments have debited from my checking account on time and I haven't been late for a long time. The sites are secure and so far, I have not had my identity stolen or any other problems.\nThey aso have 800 numbers and you can talk "live" with a rep. \nIt is April and your problem occured almost 6 months ago. You better hurry or your credit will be shambles!
848121
Because the bank memo posts all transactions.  That is why you saw your transactions at first but they went away.  They will definitely come back--you can bet on it.  What is happening is the bank is waiting for the merchant to send through the complete transaction slip to debit your account  That can take anywhere from one day to six months....depending on the merchant.  Do not take the funds out.  Always go by the balance in your checkbook...it is the most accurate you can have.
884759
I recieved the same letter, I checked it out at the bank first had them call Chase, the check is not valid. I also called the number on the letter two nights ago at 10:23pm and was surprised when the answer I got was "What the f*ck are you doing calling so late, don't you knwo what time it is" "click" It is a scam just frame the check in the "wish it was" frame and go back to our pathetic lives
1022044
Contact the tax bureau in the state where you live. Tell them your story. Then wait several months for them to get back to you and several more months after that for them to send you another check. And, it will be without interest. Only we taxpayers have deadlines and get penalized if we are late.\n\nGood luck!!
643722
cancell the card like now...and check if they billed you. If they did report as fraud. Get a new credit card
474023
Get a check card.\nSome places will also allow you to send money orders, but its really best to get a debit or credit card so if you get scammed you can get your money back.
1126946
stop cashing in the checks.\n\ndoesn't matter who's fault it is, if it's not money your entitled to, you don't get to keep it.
32156
1. you should immediately call up the issuer bank and ask them to block the card. \n\nYou are normally insured against fraud, and this would be avaialble only if you informed the bank.\n\n2. Go to the police and get an FIR. \n\n3. Try thinking of the place where you might have left it.