how can support collections freeze my acount when i'm current with my arrears ?
464926
Yes they can even freeze social security benefits checks deposited in your checking or savings.They can and will take your state and federal income tax refund check.File a petition in juvenile and domestic relations intake office for your support to be re evaluated.
545320
Contact the trustee and find out if they will allow you to pay off your "plan" early.  \n\nYou don't want your BK dismissed, that will allow all of your creditors (including unsecured ones) to come after you.
328833
send it to a collection agency
227877
Check in options sometimes there are ways to self freeze or close your account. Other wise you stop using it.
305132
Demand draft will not bounce. Senders account has already been debited.
700555
Clear your cashe and histories. \nthen try to re connect to the web.
1104608
What you are attempting to do is called "contract volation".  It's a tricky game.  As mentioned in the previous response, you must meet certain conditions for it to be legal.  And you may need to research your local state laws, or consult with an attorney.\n\nFrom my research (in Michigan) you may get away with it if the creditor accepts 3 payments in a row.  \n\nI wish you had asked this question before you sent out your first check.  You missed several important steps, like getting the collection agent to fix your credit once the balance was paid.
314384
You always have it, unless the debit is returned NSF...then they will freeze it until it is paid.
181500
Hey Ryan~ You asked quite a few questions so I'm going to break my answers up so here it goes:\n\n"After I have paid off a collection and my credit report states that it is closed and paid in full"\n \nAre you SURE you owed the collectors? You may not have had a contractual or legal obligation to pay them. Did you ask for validation of the debt before paying? If not, even though you have paid them it is not too late to ask for the validation. If they cannot validate the debt, even though paid, you may be entitled to a refund of said monies as well as they cannot validate or verify the information with the credit reporting agencies.\n\n"do granters look past this." \n\nFor scoring it will not help your credit score. HOWEVER, if a creditor does a manual review of your credit then yes they may look past it as it has been paid especially for a mortgage. \n\n"On my current credit score I have 6 negative marks, 4 of the 6 are paid in full and closed."\n\nRemember what I said above about the paid accounts. For the 2 that are not paid; send them a debt validation letter by certified mail return receipt requested. You want them to prove to you that you have a contractual and legal obligation to pay them and not the original creditor. \n\n"From what I have read on here it seems to be a lengthly process of trying to get that mark removed before the seven years are up"\n\nIf they do not respond to your validation request send a copy of the certified letter along with a copy of the "green card" you get back from the post office for the certified mail to the credit bureaus along with a dispute of the tradeline in question. You have proof the debt cannot be validated therefore it must be removed according to the FCRA.\n\n"Is there any I can do to improve my credit score to get me great interest rates?"\n\nI don't know what your current scores are but yes there are several things you can do like continue paying your bills on time, lowering utelization on any accounts currently open. Do not seek further credit. Each inquiry can hurt you. With as many derogatories you currently have it may be difficult to get new credit. If you have a good history with your current creditors then you may want to consider calling them and asking them to lower your current interest or wave annual fees.\n\n"Also I have presented offers to the original creditors to pay the accounts in full if they will pull them back and none have taken any of the offers."\n\nThat is not uncommon. Try to work out a doable payment plan with the original creditor (OC) to pay off overdue balances. Do whatever you can to keep the OC from sending your account to a collection agency if at all possible. If you insist on continuing to make "offers" to the OC then make sure you're sending them in writing.\n\n"Correct me if i'm wrong but from my understanding once an account is sent to collections the original creditor is paid the unpaid balance in full from the collection agency and the agency comes after you and tacks on an agency fee?"\n\nOk I'm correcting you. In my opinion you're wrong. Some collection agencies may actually be "in house collectors" which means the collector is a paid employee of the original collector. Outside collectors are known as third party collectors or JDB's (junk debt buyers). In many contracts and states a collection agency may not be permitted to tack on additional fees which is why it's important to ask for validation so you will know what the fees are for if they are in excess of the OC. Many JDB's purchase debt for pennies on the dollar.
606071
Just to let you know, every reported transaction is going to take you about an hour on the phone. This is going to be a pain in the butt. You need to dispute the accounts, (which you've done) now the angencys are going to need to prove that is infact you. They will do this by matching your DOB and ss# as well as your last 3 previous addresses. If they don't match yours the bill isn't yours, and it will be taken off. It takes some time ( a couple of months) so be paitent. If it isn't resolved in that time, you need to call each agency. Sorry but itentity mixups and theft are hard new.
95561
contact your provider, cause i heard u can sue, but ive held out for a month and my object then came in
133749
Stay away from StormPay. I sent in a request for a withdrawl. It's been over 3 weeks and they will not release my funds.
692124
Call the lender (or, possibly the collections agency if your situation has gotten to that point).  Many companies are willing to work with you because defaulting on a loan is bad for their business, too.  However, you have to show them that you are a responsible borrower:\n\n1.  Explain to them what happened (tell them just what you told us here)\n2.  Tell them that you will take responsibility from now on (the loans will always be in your name, so even if your mother still plans to pay them off, you should still keep a watchful eye on your account balance to make sure that she is never late) \n3. Ask what repayment options you have at this stage.  Some lenders will put you into a forbearance in order to alleviate your payment problems.  Other lenders will recommend that you consolidate your loans in order to lower your monthly payment.  Others will, as you suggest, devise alternative payment options called an "income contingent" or an "income sensitive" payment plans.  Ask them if they can do this and, if so, whether they can make your payments close to $50.  Generally, once you make 6 consecutive payments on time, you will be out of default, which will help your take-home wages and your credit report in the long run.\n\nRemember, too, that collections agencies deal with a lot of lazy people -- show them that you are different.  If the person you speak to is having an "off" day or doesn't seem willing to help you, try again.  Consider asking your former Financial Aid Office to contact them on your behalf (I have done this for students) -- sometimes they are more pleasant when dealing with someone "in the business."\n\nFinally, one of your rights as a Stafford or Perkins Loan borrower is that you be allowed to speak to an ombudsman when things get rough.  You can find one and learn about what they can do at http://www.ombudsman.ed.gov/  (Basically, an ombudsman is an individual who resolves disputes through an independent viewpoint; they do a lot of impartial fact-finding to make sure that you have been treated fairly.)
504988
The best way to get creditors to stop bugging you is to pay your bills.  Your neighbors might thank you, too.\n\n__________ EDIT ________________\n\nI'm confused.  If you don't owe money, why are you worried about the collection agency finding you?  Wouldn't you be GLAD that they FINNALY got a hold of you through your neighbor so that you can clear up any misunderstanding and not have them harm your credit by reporting you as two months delinquent?
911719
Roderick,\n\nLet me break this down for you.\n\nOnce you are in a situation where you can even pay a portion of the debt, you need to send the collection agency a pay-for-deletion letter.\n\nJust remind them that you have other creditors to pay, and "in the spirit of compromise" you would like to settle the account for $XXX dollars as payment in full IF and ONLY IF the collection agency will remove the negative item from you credit report at ALL THREE credit bureaus.\n\nThe collection agencies will try to give you the okie-doke by saying that they can not do this (because it's extra work for them).  However, they have the ability and authority to do it.\n\nIf the collection agency declines your offier, just inform them in writing that your payment went to another collector who agreed to the aforementioned terms.\n\nPlease be aware that you are NOT TO TALK to the collection agencies over the phone or through e-mail.  All correspondence must be sent via CERTIFIED MAIL.  In addition, you must maintain copies of the receipts as proof of mailing.\n\nSee hyperlink below.\n\nGood luck.
13084
I don't think that you can.  Just open a new account.
863159
There are two options with this. Your account was given back to the original creditor or another \ncollection agency has taken over the accounts.\nCheck with the company you owe the money to. If they\ndon't have the account you can either keep quiet and\ncross your fingers that the account has been lost or just wait and see if another collection agency\ncontacts you.