how does one choose a finacial advisor?
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By referral is the best.  If not, set up appointments and interview them and ask about their investment strategies and ethical standings.\n\nBut before any of this, read Investment for Dummies to bring yourself up to speed on investments.  You have to know the minimum before investing.
122681
A good starting point is the Planner Search feature of the Financial Planning Association's website. (www.fpa.net)\n\nEven if you don't win the big jackpot, a financial planner is a good idea.
510619
Lots of different ways . . .\n\no  As already suggested, get a job in sales at a brokerage firm and get your Series 7\n\no  Check out financial advisory firms if giving personal advice is more your preference than sales\n\no  Check out bank trust departments -- lots of potential jobs from sales to advisory to portfolio management (fixed income as well as equities).  A good place to get some hands on investment experience.\n\no  Financial subs of major companies.  Jobs might involve raising funds via sale of short-term debt, cash management, equity and debt financing, etc.\n\no  Check out major financial firms (primarily in NYC) that are involved in merger and acquisition activities (e.g., Morgan Stanley).  If you're really, really good and willing to commit your life to your job, you can make a lot of bucks in this area.\n\nThese are just a few of the alternatives.  Also, keep in mind that you should be willing to take most any job to get your foot in the door.  If you have the educational background, are really smart, have a lot of initiative, and show an affinity for the investment business, you can advance very rapidly.  True invest pros have no (I repeat NO) tolerance for incompetence or lack of drive, but will overwhelm you with opportunity to be successful if you "show the right stuff."  The investment field is not a good choice for the average person or the timid.\n\nBy the way, your engineering degree implies strong quantitative abilities.  This gives you a leg up on your competition and is something of substantial value in the investment arena.
772979
Most financial advice offered on this site, even if well meant, is unqualified guess work. An Independent Financial Adviser is worth consulting, for that amount of money. You can get a lot of ideas from the web-link, below. It is operated by the Daily Mail financial section.
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A good place to start is Motley Fool.  They are just like the court jester--the jester (England) who tell the king anything and still keep his head.  M.F. approach is to tell it like it is- inform, humor, and then let you decide what to do.  They don't work for a particular firm, that is only interested in that one thing.  They examine everything, and encourage all to read, ask questions before making any investments.  I really do encourage you to seek this out-- I just wish I had the money to invest!
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If in UK. Consult a Independent Financial Adviser. The first interview is free they can survey the entire market place and get you the best deal for you. Just put in IFA and the area you live in to your tool bar and it will give you a list of people to contact. Some of the best companies only deal through independents
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If new at this try going to your bank see who they would recommend as a financial planner so that your investments have a chance of paying off. If you do not know much about Stocks or mutual funds I highly recommend you going to someone who does. Most times Investment professionals do not charge for a consult they make there money in commissions.
59877
You need to call a finacial planner you can trust. Local independent insurance agent.
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Take a look at this article and its related links for info about life insurance: http://www.fuzeqna.com/iqcu/consumer/kbdetail.asp?kbid=745\n\nFor how to choose an insurance agent: http://www.fuzeqna.com/iqcu/consumer/kbdetail.asp?kbid=682\n\nFor how to choose a financial planner: \nhttp://www.fuzeqna.com/iqcu/consumer/kbdetail.asp?kbid=464\n\nI recently bought life insurance online using Insure.com.  I was very pleased with how smoothly the process went.  For $300 a year, I am covered for $300,000.  You'll want to consider your financial obligations when deciding how much coverage to get.  \n\nGood luck.
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Rich, you should avoid blanket statements.\n\nStarting with CFP's is a good idea. you can use the Financial Planning Association's Planner Search feature on their website (www.fpa.net) to find a list of CFP's near you.\n\nAs far as annuities go, they have their uses. To assume that an annuity is wrong for you without knowing anything about you is not very objective.\n\nDon't be afraid to ask hard questions when interviewing planners.\nQuestions to ask:\nHow do you get paid?\nWho is your broker/dealer and how do you determine what financial products to use?(Some B/D's apply pressure to their representatives to sell proprietary products over others. You want to avoid this.)\nHow long have you been providing financial advice?\nDo you have clients that would be willing to talk to me about your services? If not, why?\n\nIf the planner gets nervous or evasive about answering these questions, don't bother asking any more questions. A trusting relationship with a worthy financial planner is an incredibly valuable relationship.
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See a finacial adviser and get a broker between the two they should be able to find the right loan and manageable repayment plan for you as well as insurance for the loan and property.
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Speak to a Financial Planner in your area. Avoid insurance salesmen, especially those who are "captive" (employed by an insurance company and selling that companies products over others) and those that use a "multiple of salary" approach to determining your need for coverage.\n\nA qualified Financial Planner will help you determine the appropriate level of coverage, educate you on the various types of coverage available, and shop a variety of carriers for the appropriate policy.
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consult your employer or 401K manager
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Check for yourself:\n\nhttp://en.wikipedia.org/wiki/Chartered_Financial_Analyst\nhttp://en.wikipedia.org/wiki/Certified_Financial_Planner
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Look for a cerified financial planner.  Although you have to pay up-front a fee-only planner will give you the most unbiased advice.
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It depends on your profile and requirement from the scheme. One good scheme cannot be best for every one. \n\nBefore selecting your plan take care of few things:\nPast performance of the funds of the plan.\nCharges in the plan. Compare and understand the charges as some time there are many hidden charges. \n\nLook if the features of the plan meet your requirements. \nConsult with good professional Financial Consultant before investing. \nResearch in satisfactory manner before investing. \nAfter all it’s your money. \n\nYou can contact me from my profile for further assistance.
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Talk to as many center of influence people as you can.  They will in turn help you with the investment plans.