i've been denied by all bad credit credit cards is their any second chance credit cards i can try.?
468055
You've been denied because you don't know how to handle money.  You don't need a credit card, you need to spend money MORE wisely, not borrow more money.\n\nWhat's in my wallet?  CASH!
480309
Your local consumer credit counseling agency may be able to offer advice and possibly assistance.  \n\nI would try the one that is actually called CCCS rather than one that may advertise as credit counseling.  CCCS is non-profit and offers free advice.
268496
1. First get a copy of your credit report when someone denies you. Or go to the free credit report site  https://www.annualcreditreport.com/cra/index.jsp or just call the credit report agencies after you get denied in your credit application. Check if someone has been using your identity, putting black marks on your credit report\n\n2. Start building your credit history by applying for store credit cards. Macy's is more lenient than JC Penney's in my experience\n\n3. Go to your bank and check if there is a way they can give you a credit card. I tried to get a loan before, but they gave me a credit card instead (I was an immigrant with no credit history then)
567312
Having a history of good, revolving credit (finger hut, Mervyns, Sears, JC Penney) will help you.  Just use it.  If you buy one thing, once, that won't really help.  I got a card at Mervyns and bought maybe one item every three months.  It helped me.  I had a great credit history but "lack of revolving accounts".
735241
When my score was around 525, last year at Christmas I got approved for a Target credit card, but other than that, the only card I know that is legitimate for bad credit is the Orchard Mastercard (the one you see advertised on Yahoo). Good luck!
963261
If you paid by credit card, contact the credit card complany and cancel payment on the item.  That's the reason we use credit cards!  Once they realize they aren't getting their $$ I bet they start listening to you.\n\nSorry about your bad experience.
173014
Yes, there are several credit card issuers that will approve you for a card if you have bad credit.  There may be some up front fees or you may pay a higher interest rate since you pose greater risk, but at least there are options.  Check out the bad credit section at CreditCards.com (http://www.creditcards.com/badcredit.php)
1182257
good luck trying to get one..\nhold off on another loan; work to pay off your current ones as of now..
292770
Have you moved since you stopped using the cards?  I would go on www.AnnualCreditReport.com  Get a copy of your report to make sure there are not any problems.  Its a free service provided by the 3 major credit bureaus.
1168771
this might help..\nhttp://www.cardratings.com/lowrateplatinumcreditcards.html\nhttp://www.creditcards.com/
253772
You can't it's all a trick,I've tried them all. Go to a bank and apply for a loan even if you know you won't get approved. This is the only FREE credit report I've found. \nYou will receive a complete credit report from the bank!
196244
Try Capitol One Credit. They help people with not so perfect credit. You can even apply online. Try autotrader.com
1109128
How are you coming to the conclusion that you have average credit?  Four places have turned you down.  That's hardly average!  You are being denied because your credit is well below average, especially given the ones that turned you down.\n\nEach time you get another credit card, your credit score drops.  Each time you apply for another one, your score drops.\n\nMost financial advisors recommend that you carrry two general use credit cards (Visa, MC or Discover) and no more than one oil company and one retail store card IF you are a regular customer.  Anything more than that is going to hurt your credit rating even more.
654212
If you have bad or poor credits and want to re-establish your credit, these are the special cards for you such as USA Gold Shopping Card, USA Gold Optimum, or Orchard Bank MasterCard. Since you credit history is bad or poor, you will be only given a small credit line. And you might have to pay a higher interest rate than that of regular credit cards. But if you are determined to get your credit back to good standing, apply for one of those credit cards and always make the minimum monthly payment, or even better - pay off the balance every month. Your credit lender will be willing to low the interest rate and increase your credit line gradually. \n\nIf you still can't get approved for these special credit cards for bad credit, try pre-paid credit cards - These Prepaid Card does not extend you credit. Instead, accounts are prepaid for a specific amount and accounts are only good for the balance you have loaded/applied. They work pretty much like a debit card but entitle you to some benefits of a credit card.
982090
Yes, you can by  asking the credit bureau, the best thing is \napply for a credit card if they approved you it means you do have a good credit and if not it means you have a bad credit.
210430
Please check the links I have listed below. They will help you sooooooo much on your journey to reestablish credit. There is a listing for bankruptcy friendly creditors as well as a fantastic group of ppl that have been in your shoes to help you with each step of the way.\nFirst I recommend you get copies of your credit reports and check them over for accuracy. You want to have a good idea of what's on your reports since bankruptcy so you know where to go from here. Good Luck!
132971
Check the smaller banks. I have terrible credit and still have a checking account, visa check card, and overdraft protection.\n\nI found out really quick when I opened my account that the smaller "Mom-and-Pop" banks don't check your credit. The big ones will almost alway deny you or offer you some sort of crappy account that isn't worth it.\n\nI use a bank called City National. If they have them in your area, you might check them out.