would lenders give credit to those with poor credit to pay debt in full if under 5000 dollars?
466667
well 5000.00 is not really very much to be in debt for. so I say you have a good chance of getting a consolidation loan
113927
Not really.  Some lenders (like the one I work for) look for a minimum of 640, others 620. You are right on the borderline.  Anything from 640-699 is ok and 700 or above is considered very good and will likely get you better rates.  I would find out why you are a 630 (delinquencies reporting?  overextended credit cards?  a lot of new debt?) and work on correcting those issues.  Good luck!
846434
The score ranges from 300 to 850, with the average being around 720.  Your score, being below average, means that you may qualify for some loans and credit cards, but your interest rate will most likely be higher than someone with a better score.  \n\nSome creditors might feel there is more of a risk associated with lending money to you because there has probably been a history of late or missed payments, or collection type accounts in your credit record.
1003753
However, as above this is correct, but paying a creditor as little as £1 shows a willingness to pay and goes in your favour, always try to talk to them, get them to stop interest and work out a repayment plan.
740925
Yes you can, but probably won't be paid any damages.  If you did not make the payment, even if it was because of a hurricane, it was late.  I know that some banks gave some special consideration to hurricane victims after Katrina and Rita.  Did you call your lender after the hurricane?  I would write them to explain the circumstances and send a letter to the credit reporting bureaus.  You may not be able to do much else.
144400
Your credit score is low, but not THAT low. Yes, you can get credit. However, you will pay 2 to 3% above the normal rate.
40873
That depends how you define "not so good credit".  If you simply have a lot of debt (within reason), it shouldn't be a problem.  However, if you don't have good credit because of late payments, this could be an issue that would cause a landlord some concern.  After all, if you have a history of making late payments, he'd be in danger of putting himself in the same position, receiving your rent payments late...or not at all.  So the short answer to your question is "Yes...but it depends..".
946659
Yes. Don't waste my time. If you can't refinance me a loan for the past due balance or refinance me with a credit score below 500, then don't waste my time I have done my homework.
206321
Bad credit YES.\nWorth it YES.
342474
The short answer is "yes."\n\nThe longer answer is "the amount of credit you have available to you is one factor among many that determines your credit worthiness.  Alone, having a $50k credit limit with $0 debt will not prohibit you from nor qualify you for a loan."\n\nI've included more information below.  I think the best one is epic.org which outlines the percentage of your score that is attributed to each factor.\n\nBy the way, the reason that having such a high available credit line is potentially considered a negative contributor to your overall score is because you have the ability to use that entire credit line and your income may not support that.
908651
It sounds fishy.   If you have that much money to give to someone else,  just pay off your own debt and that will help you too.  I know when I opened to much credit too fast, it hurt my credit score a bit and were only talking about 1500 dollars.  This company is talking about credit lines of 10-15 thousand each.  That could show you as out of control and a credit risk and lower your score.
1103519
It depends on the company who will be loaning you the money and how the process it. They might have you try to clean up the bad credit a little before they approve you. Thats what happend to me. My credit had some bad things on it and I had to fix them before we got approved. Your credit doesnt have to go back to perfect but you have to prove that you paid back your old debt. Otherwise the person with good credit might have to be the one who takes out the loan for the house without putting the other person on it.
140863
there are some pretty specific rules on this. as i recall if you did not acknowledge the debt at any point along the way then they are out of luck.\n\ndouble check the info however.\n\nsee this page http://www.bankrate.com/brm/news/cc/20040116b1.asp
1078269
You may not like my advice but as a former financial counselor I hate to see people get into worse situations. Right now a $5000 loan is not the solution to your situation. I can see from the low credit rating and late payments on credit cards, that having a $5000 loan may actually be a large temptation to spend it instead of using it to pay off your debts. The BEST thing may actually be to use a consolidation program. They basically contact your debtors to arrange an amicable payment schedule to satisfy the debts and all you have to do is make one monthly payment. There are plenty out there which are non-profit, and you can ask them to waive their voluntary donation fee so that it truly becomes a free service. The reason it is a good idea, is that by consolidating your debts, the creditors see it as an honest attempt to improve your financial health, and reduce interest rates accordingly. Not only that, but they close all your open accounts so that you are unable to make any new charges. This might be painful but its the best medicine for someone who is having financial trouble. Just make sure you are working with a company that is reputable and accredited.\nThis might not be want you wanted to hear, but credit repair takes time. It is not something a regular person can fix overnight. Just continue to make payments and slowly you will see an improvement on your score.
441566
Ya, just call a credit card company. They'll give you credit as long as you're not currently in bankruptcy. You may have a high interest rate and/or a low limit, but it's credit.\n\nhttp://www.creditcards.com/
984633
It's pretty low.  If I were you I would stop borrowing and find a way to pay off more of my debt.
652932
You would need to have a secured loan.  Secure with some sort of item so that the lender could get their money if you default.\n\nIf you're looking for a credit card, there are cards out there that you give them $500, and then you have a $500 limit.  It helps you build credit.