Does a corp credit card that is distributed by your employer & paid late by your employer hurt your credit rpt
466876
If the card is in your name with your social security\nnumber, yes it could hurt your credit rating.  Check with\nyour employer, or call the credit card company and find \nout.
1095206
Because you don't own the company. Companies seek to preserve profits. What they do with your money is that they invest it and hope to get a return on it. That's why it takes awhile to get your money back.\n\nIf you were expecting a payment on time from someone, and they pay it late, won't you get pissed off? So the company shows their anger by punishing you with late fees. At the same time, your credit score may go down.
938272
Yes, but it should not affect the transaction you are having it pulled for. If you do not complete the transaction it will affect the next one you attempt to do. \n\nBrokers do serve a good purpose as they don't have to have your credit run several times to shop for the best loan for you. \n\nYeah that's a blatant ad, but ohh well! business is slow, you gotta start somewhere! :)
323991
Yes, if they are still effecting your credit rating. The better your credit rating - the more they will want to loan you. I get automatically accepted for loans and credit cards. I've never had debts - always pay of my credit card, bought my car for cash. My credit card company offered me a loan at 5.9% last month. I could probably borrow that and invest it in the markets and make money! Give the impression you're loaded and they'll offer you more - if you're broke - you don't stand a chance of a loan for the price of a sandwich. With on line banking now - you can move money around your accounts and give them a great turnover and put virtually everything on a credit card. I was offered a new credit card that doesn't incur any interest for up to 12 weeks after the purchase. Stupid interest rate of 19% - but 12 weeks interest free credit can be handy.
1137504
I wouldn't be surprised.\nCredit counts for everything these days.\nIt can even get you thrown out of your apartment.\n\n\nRE: tahneste's answer, the company needs to know that you are trustworthy enough to accept the responsibility of a corporate card.
905631
Ask your Bank to give a Bank Guarantee for the average or maximum amount due from you at a time. Thereafter, ensure that every payment goes to the company in correct time...neither too early nor one hour late. This builds up a FINE CREDIT HISTORY FOR YOU/YOUR FIRM.  you WILL BE ON YOUR WAY TO THE GOLDEN PATH OF ASSURED CREDIT FOR ALL YOUR BUSINESS DEALS.  PLEASE DO NOT DO THIS AS A TRICK. DO IT AS AN ARTICLE OF GOOD FAITH AND PART OF YOUR CHARACTER!
979721
According to the Fair Credit Reporting Act, they can only call if those type personal calls are allowed.  The next time they call at work, tell them your boss is angry about the disruptions and if they call again you could be fired and they (the creditor) could be sued.\n\nThey won't bother you after that.
913330
Your credit can change minute by minute.  It all depends on when companies that you have accounts with report to the bureaus.  When the companies report, it changes not only your payment status, but outstanding balance in comparison to high credit limit, # of months reported, and how long the account has been opened,etc and all these will affect your credit score.\n\nAlso not all companies report monthly when you are in good standing, they may report less often, so that good history my not show as soon as payments are made.
856793
I think they're looking for liens and tax problems.  I had TERRIBLE credit following a layoff and have never have any problems. Banks are a little different because they have to bond you, but I think you can relax.
996464
hell no ! just dont be late and you should try to pay a lil more than min i.e. min= 15 pay 25-30\nalways increaseses your score when you pay early and more than min! but has no affect if you pay just min so stop worrying!
578636
Ask your employer.  \n\nSome companies pay their employees based on each 1/10 of the hour (or each 6 minute interval) they work.  So if you punch in at 8:57am, or 8:59am, you are still only paid as if you punched in at 9:00am.  If you punch in at 9:01am, you would be marked as 1/10th of an hour late even though you punched in only one minute late, and you would be paid the same as if you punched in at 9:06am.\n\nI worked at a company that automatically took out a 30 minute lunch break after 6 hours whether the employee punched out of not.  The result was if I worked between 6 hours and 6.5 hours, I only got paid for 6 (whether I took a lunch or not).  If I worked 7 hours straight without a lunch break, I only got paid for 6.5.
40873
That depends how you define "not so good credit".  If you simply have a lot of debt (within reason), it shouldn't be a problem.  However, if you don't have good credit because of late payments, this could be an issue that would cause a landlord some concern.  After all, if you have a history of making late payments, he'd be in danger of putting himself in the same position, receiving your rent payments late...or not at all.  So the short answer to your question is "Yes...but it depends..".
289857
Yes and it will bring down your score. That is why it is important to keep the payments up and on time if not a few days ahead of time...Lady
154693
Depends on the card. In my experince there is none. Even if they don't send you a statement, it's still your responsibility to pay the bill on time. If you have a ligitimate reason, they may wave the $25-$55 late charge, but if you had any promotional low APR, it will now be hiked up to 17% (or something else rediculously high).
310560
That's something you have to ask your credit card company.  When you make payment, try to pay at least $5 more than the minimum due.  It will help you a bit.
956744
Maybe they figure the employee won't over do it and spend too much when it first has to come out of their pocket? I have heard of employees given the company credit card and going hog wild.\n\nSome of the places I have worked would give you an "advance" which might be anywhere from 50% to 80% of the projected or estimated total cost of the trip or total that you'd be entitled to get (per diem, mileage, etc.) but, yeah, I've usually had to front at least part of the cost and never had it paid to me upfront or been given a credit card.\n\nSome employees actually prefer to pay it themselves and get reimbursed. My brother earned a lot of frequent flyer miles that way, using his own credit card, but I've also worked places it could take 3 months to get reimbursed and that sucks.
50404
If you have misused a credit card then you are responsible not the credit card company. You agreed to their terms, now you want to change the rules because they have more money than you? This is the thinking of a child. \n\nWhen you don't pay, who do you think does? The rest of us do. Credit card companies are not in the business to loose money. \n\nIf you don't like them I suggest you get back at them by buying stock in their companies. As their profit rises, so will your stock value.