how do I get apersonal loan with bad credit?
463367
First off go online and get your credit report and start disputing the stuff on the report if the companies you owe dont reply with in 30 day saying you owe it will be removed from your credit report. This will help raise your score. Ive done this with my report rose it by 100 points.
625098
What is your definition of terrible? There is always a loan out there but getting it can require out of pocket funds to qualify. If your credit is really bad most lenders will not finance a 100% purchase so you'll need to come into the deal with funds for the down-payment and closing costs.\n\nGive me a call or drop me an e-mail and we can go over your specific scenario.\n\nKruorock@firstratelending.com\n866-562-6838 x 106
571979
There are plenty of lenders that do loans down to 500 fico score. You just need to not have any forclosures or repos. Find a great mortgage broker that specializes in shopping for lending for those with credit issues. Push comes to shove, you can seek a credit repair specialist that can get your score up to a 560 so that you can qualify for a 80/20=100% financing loan in your area. Credit repair is costly, usually $45/line item/credit agency to get rescored, but you must be willing to either pay the debt or have a lawyer "fix" your credit using their methods.
990232
Try this website. My friend got a loan from there. Its like the ebay of loans.\nProsper.com
135090
Call Countrywide Mortgage - they have aggressive programs for credit challenged. You'll be surprised.
333654
you can't get a loan. With little or no credit you'll have to work on your credit first. Working is a way. Don't apply for too many cards, store credit cards, credit cards such as visa.  If your cool with your parents, maybe have them co-sign or have them put you on one of their cards to help with your credit. But it takes up to 2 years to establish good credit. Trust me I know.!! : )
913111
Bad situation...maybe you get a loan from a bank or a lending company.
724962
Their are all kinds of companies out there to help you. The only bad thing about them is they charge you a very high rate . Look on the Internet for: Amazon.com,  United Credit Help  Or the best ,  Quicken Loans. They  charge a higher rate ,but they work with people who have NO credit or very BAD credit. I wish you the very best of luck & I hope this helps..
892955
There's an online people to people lending site, www.prosper.com, that's getting very popular nowadays. I am browsing the site and I found people who have cases like yours and get their loans funded. I hope I have helped you in a way..\n\nGood luck!!!
411317
go to your local bank and ask for info. a lot of places will give you a loan with bad credit. don't you ever watch television??
454863
Only way you could hope for a loan is from family. You really need to get your credit back on track and keep it that way. Get a credit card or something that will allow you a small monthly payment and keep it up and that way your credit gets back up. Although I know with your bad credit right now most lenders will not want to loan to you and you may be able to find a credit card company that will..Good Luck Nicky
23261
There is no clear cut answer to this question. Your credit score is not good at all. No matter what card or loan that you apply for, you will end up paying higher interest rates. \n\nThe best way to get lower rates is to increase your credit score. To increase your score, pay your bills on time, stop charging as much as you do now, and try to pay off as many cards as possible.
503885
try Prosper.com.  If you meet a minimum credit score criteria you should be able to get a small loan with a decent interest rate and low payments
410067
you should try your bank or a credit union...almost any bank will give you a loan, the problem is the interest...do you have any relatives you can borrow from?
611948
Any purpose loan with low APR! Called Any for short
796405
try borrowing from prosper.com. It is a people to people lending site that's getting very good reviews. Good luck..
67196
Prima facie I do not think there should be any difficulty in getting the loan .   Probably your bad credit is haunting you .   Assuming you have bad credit ---due to any reason whatsoever --- it should be possible to explain to the potential lender the reasons which led to the problems .  You may further convince the potential lender that the causes --which led to bad credit---no longer exist .   It is a question of putting up your story in a proper way .   Of course the problem can be solved quickly if the lender listens to your story with empathy .  If this does not work , --as a stratey ---you may try high cost loan where the credit rating may not be an issue .   After repaying some part , you can approach a new lender who offers you " take over loan facility " at a soft rate.    He will be guided by the latest record of repayment .   All in all , it should not be difficult matter.