What is the average amount of money paid by insurance companies in Ky for soft tissue injuries?
455701
Well, i don't know the exact figure, but I'd think it's somewhere between 10k-20k. Most of these things are settled out of court, I received a settlement from progressive Insurance for soft tissue injuries for $7,500 (also factor in that your lawyer is taking 1/3 of what you get, 40% if he has to file a suit)
725133
Homeowners insurance was made for this reason (and property damage). Keep in mind, the insurance will only pay your unpaid medical costs associated with the injury.\n\nThe bigger issue is the person who threw you out. If they physically threw you out and your leg was broken as a result, that is assault, a criminal act. Civil suites are unlimted in most states. You would need to pursue the homeowners first to substantiate your claim. Good luck! I'm sorry to hear your leg was broken at all!
523606
STOP! before retaining an attorney $$$, consider contacting the business and informing them of the incident and request the name of their ins. provider. Often they make reasonable offers. (in this case doc bill plus $1000)\n\nOnly if they refuse and your injuries/damages exceed your states max. small claims award by $1000 should you even consider discussing the matter with an attorney. \n\nUnless you were injured and treated professionally (have a bill) your case is weak. Damages for pain and suffering with this type of occurance will be aprox. $1000 unless you can prove the incident was the result of negligence or malice. \n\nIf you hire an attorney it is likely there won't be enough money left to pay the bill for your care.
312341
A very useful website for determining salary ranges for many industries in a specific region of the country is www.salary.com.\n\nAccording to salary.com, the median salary for an Optometrist in Lexington, KY is $89,713.\n\nGood luck.
269026
Earnings of claims adjusters, appraisers, examiners, and investigators vary significantly. Median annual earnings were $44,220 in May 2004. The middle 50 percent earned between $33,900 and $57,410. The lowest 10 percent earned less than $27,220, and the highest 10 percent earned more than $72,620.\n\nMany claims adjusters, especially those who work for insurance companies, receive additional bonuses or benefits as part of their job. Adjusters often are furnished a laptop computer, a cellular telephone, and a company car or are reimbursed for the use of their own vehicle for business purposes.\n\nMedian annual earnings of auto damage insurance appraisers were $45,330 in May 2004. The middle 50 percent earned between $37,210 and $54,280. The lowest 10 percent earned less than $29,550, and the highest 10 percent earned more than $63,220.
430233
I think $10 an hour is reasonable.  Don't forget you'll have to have workers compensation insurance too.
145017
You can read a copy of the statute at the link below.  California Civil Code Section 3333.2 limits recovery for pain and suffering in medicai malpractice lawsuits.  In an action for "professional negligence" against a "health care provider", you can only recover $250,000 in "noneconomic" damages (i.e. pain & suffering).
969419
Four years ago my HMO paid the hospital $11,000 for each of my hip replacements.  I saw the hospital bills and they were around $18,000 each, so that means that they agreed to accept the $11,000.  The surgeon's fee was not included in this amount but the prosthesis was.  I have no idea what the surgeon got.  Additional costs included one radiation treatment, home nursing, pre-op testing, blood donations, physical therapy, equipment rental, outpatient meds and about 5 office visits.\n\nMy guess is that the HMO paid about $20k for each hip.  My out-of-pocket was $200 for a private room and about $50 co-pays for equipment rental and drugs.
668795
I've written this kind of insurance for a few of my customers. Never anything as big though, stuff like an archery tournament where the prize was a truck. I work at an Independent Insurance Agency so I was able to shop around for the best deal, ended up purchasing a policy from Lloyds of London who will insure just about anything. Call a local Independent Agent and tell them what you need. You'll need to have details of the promotion and be able to give some kind of evidence as to the difficulty of winning the prize. For instance, on the archery tournament I had to get info on the length of the range, the size of the target, the type of bow involved and whether it was indoors or outdoors. Lloyds came back with a couple of stipulations: no mechanical sights to be allowed and no professional archers allowed, also the winner had to hit dead center, not just in the bull's eye circle. The odds were calculated at something like 1:1,000,000 that anyone would hit dead center, especially as it was an outdoor tournament. The premium for the policy was under $1000. SOMEONE HIT DEAD CENTER and the Ins Co had to pay out!\nGood Luck!
578271
because if you go on the show, whether you win or lose, the show pays all your costs.  so if i go on to sue you for maiming my dog fluffy and it's $1300 in medical bills, even if you lose, the show pays the $1300.  that's why it's all small money crimes.  ---my cousin and his mom were on it once fighting over a phone bill and the show called them up after reading about the mom initially filing the complaint in small claims court.
847669
If you work for a carrier and start with small collision claims, probably $18k-$20k.
873653
I work for a personal injury firm. When you get into an accident, it doesn't only depend on how much of your medical bills are. It depends on how injured you are. Just because you were in an accident doesn't mean that you will get compensated b/c of your medical bills. You must prove significant injury. But based on your 100K in bills so far, it seems pretty serious. So I wouldn't worry about. \n\nHowever, you can't get more money than what the policy has. You have a lawyer right? They will file a suit for you. What you should tell him is the file the suit now because your case will take a long time to settle if you don't. \n\nAlso the only way you can get more money from the accident, is if (a) you have an underinsured motorist policy that exceeds that amount (which you can get the difference, if it settles for their entire policy) or (b) they have an umbrella policy (that's a homeowners policy which could be in the millions, but if their not homeowners then theres no policy); \n\nAnother thing you have to check is when they told you its a 500K policy, is it a single combined limit? (that means all injured parties will have to share the 500K in the policy, no matter how many were injured or their injuries) or is it a 250/500 policy? because that means that the most you can get as an individual is $250,000 only. It's basically $250K per person/$500 per accident. So you should find out because if you weren't the only one injured, then you'll be looking at the funds being split amongst the injured parties. \n\nWhen you sue, you are basically suing for pain and suffering, emotional distress, and loss of enjoyment of life. Those are thing s you must prove. Psychologist, can prove emotional distress. Enjoyment of life? like not being able to workout, go dancing, have intimite relations with your significant other. Those are thing s you must prove, especially if it goes to court. \n\nGood luck.
389415
depends on the injury, your attorney, and the jury--they will decide the amount.  If it is too outrageous, the judge can decrease it.
193871
loook at the document which awarded you money and make sure there is no disclaimer stating that this is the only compensation that you can receive. next call a free consulation lawyer and see what he says.  most lawyers who work in personal injury charge a 33% fee and some will not charge you if they dont collect something for you,  good luck and good health
1136670
Its hard to answer since you don't mention the type of injury or if it is permanent or non-permanent.  You also don't mention any of the circumstances, such as if employer had a lot of major safety violatoins or if it was a machine that malfunctioned, both of which would affect the judgement.\n\nSo basically it varies, but if you are opting to go to court instead of accepting the workers' comp payment remember to be sure the award will cover all past and future medical bills and the lawyers fees.  Once you sue you have to pay back the WC insurance carrier for all past wages and medical bills you've been paid and they won't cover any additional bills related to this case.  (Some states have a state run WC plan so this wouldn't apply.)  \n\nMost people with a non-permanent injury don't get nearly as much as they thought they would.
509237
Just have it. The hospital, no matter which one you go to receives federal funding so legally they cannot turn any patients away based on their inability to pay. That being said, speak with the account representatives at the hospital you plan on having the surgery at and discuss the different payment options. They will work with you to decide on an affordable amount. But make sure you go to a doctor and make sure they decide that surgery is the only available option. You need to see a doctor if you haven't already. Don't try home  treatments as another user suggested. If you have a serious injury you could end up with more expensive and more painful injuries resulting from the non-treatment of the first injury.
950647
There isn't exactly a cap but because the system is so skewed to the insurance companies, most people settle for way less than you would in another state.  Insurance companies can find lots of different ways to stop your comp or make you settle instead of fighting all the time.  If you attorney says that there isn't much money, he's not bulls**ting you; there really isn't.  I worked for a comp attorney for almost eight years and the money becomes less and less all the time.\n\nNow scarring to the face and neck (only the face and neck) will net you about one weeks comp per inch of scarring.  That is a specific loss lump sum, separate from your comp.\n\nNow if you can prove that your left arm is unusable, you may be able to get a specific loss benefit for that as well.\n\nSorry I can't be more helpful but the comp laws in PA are not for the little guy.  Good luck.