How can I get a credit card when I turn 18?
456519
Credit cards are easy to get.  TOO easy if you ask me.  You can apply online, call the company, or apply through your bank.  BE CAREFUL though because they will give you a card and a maximum limit and it is so easy to just start spending.  I have a friend who racked up credit cards when she was 17 and 18 and she barely, barely paid them off (she is 27).  They are not your friends.  Make a habit of only spending what you make and having one to only use in emergencies like unexpected car repair.  Good luck and God bless.
88414
You will have to wait until you are 18.
133397
Try the bank where you have a checking account they will probably give you a credit card. You have to start out  small with like a 200 or 500 dollar limit.
818734
First of all you should have your credit report to know your score so as you won't make a wrong application. The fastest and the most convenient way to choose a credit card and qualify for it is by Internet. You just go to a site, look through credit card offers and fill out an application form and you can receive your card in about 7-10 business days. There are numerous sites of the kind, and you shouldn't fear to use them.\n\nYou can try these:
683981
Apply for a Discover card with a credit limit of $200; limit your use of it to $100 a month.  You will get credit for spending as you use it so you are not just spending money but getting something in return.\n\nAlso, go to your bank. Most banks have credit cards that they offer depositors; just make sure you tell them you want one with a limit on it.  Asking for a credit limit will demonstrate to them that you are responsible and credit savy.
90236
This site compares rates on credit cards for teens.  Most likely you can apply online with any of these financial institutions.\n\nhttp://www.bankrate.com/yho/rate/cc_ratehome.asp?web=brm&card_class=All&card_type=Student&newr1=112\n\nAt 18, I received my first credit card.  My dad was a bank manager.  Little did he teach me about managing finances.  I learned from the school of hard-knocks, as they say.  I charged away, and as long as I was working while going to school, I figured I could pay off the balance... eventually.  So I just paid the minimum payment month after month and accrued interest charges that seem ridiculous to me today.  Not until I got married did I figure out how to manage money and credit.  \n\nHere's an article to help you help your teen start off on the right track:  http://www.bankrate.com/brm/news/cc/19980907.asp
839892
Having anything in your name will help.  Cell phone, car payment, car gas card, but if you really want to build credit you need to get a credit card.  Go to your bank and ask about a "student visa" card.  Those usualy only have a $500 limit, so you can't really get into to much trouble with it.  And then just put like $50 a month on it and always pay it off.  That is how I started, and I have great credit!
449516
The law most likely says that you cannot. Often times, you must be 18 or older to find a place to live or have utilities. Then most places have a credit check...odds are that you have none.
70690
Open a savings account with Citibank ask them for a secured credit card.  You will need a Social Security Card and an established credit history, i.e. five or so tradelines (credit cards, cell phone account etc...) in your name to establish credit here in the states.  But a secured credit card is a good first step for someone with no credit history at all.  Always pay the bill on time and keep the credit limit low.  Eventually other banks will be willing to offer you additional credit as you prove credit worthiness.
2292
Another avenue here is to get a secured credit card, you find a bank or institution, you put whatever you can afford in a savings account (say $250.00) the bank gives you a credit card using your own money. After about 6 months if you keep up your payments they give you your money back and give you an unsecured a credit card. In time with the other great ideas here you will have credit.
207211
A credit card is a card that you can use to pay for your purchases and promising to pay the money in installments or in full. They are loaning you money upfront (up to your available credit limit) and they are going to let you pay the money within the grace period (25-35 days) or start incuring interest charges. Credit Cards are unsecured loans (which means you don't have to have collateral) and some have extremely high interest rates (some are 9% if you have really good credit and others are up to 27%). In life I believe it is necessary to have one because to apply for a loan for a house you need credit. You need to have a good history of paying back on time, not having a lot of debt, etc... To build up your history, you need a credit card. Get a credit card and just charge one thing per month to start building up your credit. Pay it off in full each month. The more credit you have the less your interest rate may be and the more of a loan you can apply for. The uses are everything! You can stop worrying about having enough cash.\n\nTo get a credit card, you need credit. Where do you get this credit to start with? Well, you can do one of the following:\n1) Get a credit card at a local bank that you have accounts with. Small banks are extremely friendly and can help you build up your credit score. \n2) Get a secured credit card. That means you have collateral. This builds up credit while giving you money management skills. \n\nYou need to be 18 to apply and have a regular income.
652932
You would need to have a secured loan.  Secure with some sort of item so that the lender could get their money if you default.\n\nIf you're looking for a credit card, there are cards out there that you give them $500, and then you have a $500 limit.  It helps you build credit.
181336
I would advise you not to apply for one. I am almost 21 years old. I don't have one and have never needed one. Every person I know under the age of 40 with a credit card is in serious debt. I am too, because my husband had three cards when we got married. Your safe choice is to not get one. However, if you feel you must have one, I would open a checking account. Most banks offer a low interest rate on credit cards to people that have checking accounts with them.
247579
You can ask your mum or dad to give you a supplementary credit card.
429702
get a job, then try and get a store credit card - like from target or walmart.  if you purchase stuff on that and then pay it off on time, you'll establish good credit.  but be careful about just applying for tons of regular credit cards.  each time you apply, if you get rejected, it can damage your rating
317236
its impossible, you must be 18 and have credit. You would have to have your paretns co-sign for you
619412
you have to be 18 with a credit card if you aren't you have to have a friend do it and if you are planning on having a party there be careful nothing gets damaged if its on your Friends card