how can i save money?
472545
Get a bicycle or walk to work or school.
1144267
start saving from today
81660
well first off u need to figure out what are ur priority expenses. when u get paid u need to set aside the money u need to pay whatever bills need to be paid.. then whatever is left is your money.. take 60% of what u have left and that is for u and the other 40% u need to bank it and never touch it... and u do that every pay week.. if u stay steady to it u will have no problem in saving money. secondly, u need to knwo when to say no. if your a type of person who loves to spend money then u ned to tell yourslef No . spend only what u need and buy only what is needed.... if u need anything else i am here for you
749494
Spend $100 on something you want/need.\nSpend another $100 on something stupid (go crazy with this one...once in a lifetime thing)\n\nSave the rest.  Put it up somewhere like you didn't even have it until some time comes along when you really really need money.
256128
Start by asking your bank what you can do to save $ for the long run. Maybe a IRA plan? Do you have a full time JOB...if so, ask your employer if they have a 401K plan or anything similar. Stocks too me is just like gambling your money. But whatever suits you
1098836
work and dont spend.\nlive with a lot of freinds and split the bills.\nlive in a box. stay a way from things like phones and tv and the intenet. ac and heat. and ride your bike. go to the libary for fun.\nbe cheap. or get another job like mow grass deliver papers. if you know pepole who dont like to clean charge them.
46541
Creating a budget would be ideal, but it can get boaring and eventually you will stop keeping track of your spending, if budgeting is not interesting to you. \n\nOne easier way would be to estimate the total amount of money you allocate to entertainment(anything that considered to be a want not a need) then take 10% of that amount and save it.\n\nExample if you spend $250 a month on entertainment save $25 a month. Be sure to put the money is some form of interest bearing savings account.
311
It depends on what you mean by "save a lot of money".  If you are trying to save money over a period of time, it depends.  Over the long haul you might save money by buying, since you'll end up owning the property and could sell it and recover your investment.  You might even make money by buying if you live in an area where the property value is likely to go up over the period of time you might live there.\n\nIf you're trying to save money on a monthly basis, renting is usually cheaper, unless a) you might rent out one or more rooms, thus off-setting your out-of-pocket monthly expenses, or b) you can afford to put down a large down-payment.\n\nLiving in a high-cost area myself, I say "buy" if you can afford it.  If nothing else you can go to town on decorating or remodeling, something you can't usually do when you rent.
557065
First - stop using the credit card.  Interest can work for you (savings) or against you (credit)\n\nLook at it this way - if you save $100 at 1% (typical bank savings acct.) you HAVE $101 at the end of the year.  If you pay on $100 @ 12%, you've PAID $112 at the end of the year. \n\nPay off the debt, then save, save, save!  Let the bank pay you to lend your money to others, instead of you paying the bank to use your money!
648897
1. Never spend your saving's\n\n2. Try putting some into high interest account's\n\n3. Personal Pension or 401 K..etc.\n\n4. Invest to reduce your cost of living..etc. (Buying rather than Renting property...etc)\n\n5. Spread your saving's into different Mutual Fund's
1111900
YES....make a list of everything that you spend money on during a week or a month.......\nBE TRUTHFUL!!! list everything, and how much it costs......\nThen look at the list, and decide what things you can do without, you will easily find a few dollars here and there....\nA long time ago, i realized i was spending a lot of money (not to mention getting fat) going out to lunch at work...now i pack a lunch, which saves some $$$ and also is healthier.
945724
Hei! I so totally understand what you are going through!\n\nI just can't stop spending even though I kept telling myself to save up!\n\nBut then one fine day I decided to 'freeze' my money. Get advise and assistance from the bank. You get to decide how long you want to 'freeze' this money. In this way, you know you have the money but you can't touch them! Eventually, you will get used to saving up and once you see the fruit of your labour (the amount of money you have saved up), you might even be motivated to save some more.\n\nTo me, it feels good to know I have that much money and that I can spend them in the future. The more money I saved, the more I can spend in the future. It motivate me greatly!\n\n'Procrastination to spending' is the key answer! Try to delay spending!
168656
Rent a cheap apartment for a little while. During that time, save some money for a downpayment on a home. The more money you put down, the more money you'll save in the long run. The best bet is to get a 15 year, fixed rate. You'll save thousands of dollars in just interest alone.
290951
Create a monthly budget. First, spend one month collecting receipts, bills, etc. and determining what percentage goes towards rent, food, entertainment, transportation, etc. From that, you can determine which costs could be eliminated. By doing that, you can determine how much you can save during a month!!
343343
its hard to save then spend.\nwhen will u get ur salary, take a pen and paper.\nAllocate ur budget on various things like-\nGrocery, education, transport, entertainment etc.\nThen plan ur investment details. U can opt mutual fund, property or bank savings.\nBut u have to sit and plan ur earnings and spending structure of ur money.\nAlways remember "A penny Saved id Penny Earned."
475592
okay, I don't really know what you spend, but here are somethings to check:\n\n(1) cable, get rid of it if possible (or get the cheapest deal)\n\n(2) cell phones, get rid of them if possible or ditto.\n\n(3) gasoline.  Try to limit driving, so you could maybe shave off $5 or $10 a week.\n\n(4) get cheaper car insurance, if possible.  If you haven't had an accident in 5 years, you can ask your company right now for a "best driver" rate.\n\n(5) don't leave any appliances (TV, computer) or lights on when you are not using them\n\n(6) If your health insurance is expensive, you could also shop around\n\n(7) And if you got a refund from taxes this year, you could change your withholdings so that you can get more out of each paycheck, instead of waiting until the end of the year.
80365
First step is to review what you are spending money on.  Prepare a budget and stick to it.  Most people that have money, made it by saving it.  They did not start a business or own one.\n\nSecond step would be to improve your education/training.  Many companies will pay for the training.\n\nThird step would be consider a government position.  The town/city/county/state government positions will include a pension/state retirement.  This will mean that you are saving for your retirement even though you are not actively saving because it is mandatory for government employees.