What do you think about ING as a bank?
464325
Been using ING for over 5 years now. Couldn't be more satisfied. The web site security is better than any other bank or credit card company that I've dealt with. Customer service is excellent. Was impressed enough to invest in their stock which is in the upper end of the financial sector.
973502
Any bank should offer very low rates and fees.  Just make sure you're working with a reputable company and you'll be fine.  There's probably hundreds of companies out there that can give you the lowest rate.
55510
I haven't had 1st hand experience with a personal account at HSBC but many of the physician at a medical group client swear by it. \n\nIn general I live by the "if its not broken don't fix it rule". If you found a bank that gives you good service and a decent return stick with it. Unless you're parking a large amount of money an extra .25% someone else may offer isn't worth the potential headaches. Then again if you're parking a large amount of money there are better places to park it than a savings account.
1055595
Banks will preform better with automation.\n 1. I still like teller service.\nBanking services will also preform better. \n 1. Older users still do not use automation.\nBanks are making more money because it cost less to run the daily shop.  \n 2. Less people needed.
1012307
That is/ or would have been World Savings and loan.  However since they have sold out to Wachovia, I would thing that puts ING Direct in the running.
450896
I heard if you put 1 mil in a savings account, you get a much higher interest rate, like 10%.  So I would put it in the bank and live off the interest.
756554
its a good idea, ther r people who have made miilionaires in doing this. but u need a good credit score to get a loan from the bank in order to finance ur business. \nbut i can tell another ez way to make money, go n invest in share trading, find out a company with good business prospect and invest, u can make millions.
6617
I would argue that todays HSBC really had little if anything to do with the HSBC from that long ago, so I think you are ok to bank with HSBC.\n\nI would recommend that you don't bank with any commercial bank and instead work with a credit union.  They tend to have better rates, lower fees, and be better members of the community.
352660
Dear dnzsvn (what dat means?),\nIn the 1930's, when Willie Sutton, the famous bank robber was finally caught by J. Edgar Hoover's FBI, he was asked why he robbed banks.  His answer was simple.  "Because that's where the money is."\nBanker's have hearts of coal.  Or cinders.  None of them really want to help you.  They want to make money...just like most of us.  They will never lend you money if you need it...only if you don't need it.  It's a rule of banking.\nSo, here's one of the secrets of life from someone who learned it late but has managed to prosper from it nevertheless.  Do you work?  Do you have a job?  Do you get a paycheck every week?  DO YOU PAY YOURSELF!  That's the most important thing you can do, PAY YOURSELF!\nWhen you get paid for your work, take 10 pct of your net pay and go open a bank savings account (yes, I know, I said banks and bankers are swine, but you can use them until the proper time).  Always remember that YOU DON'T NEED: a new car, a new stereo, a new anything...make do with what you have.  You MUST sacrify while you are young in order to retire early (without relying on a soon to be non-existant social security system from the government).\nThen, when you have $1-2K in the bank, I recommend you go see a stock brocker from a reputable company (I use EdwardJONES, and NO, I am NOT employed by them nor do I get a finder's fee...I have just found my local agent to be a truly honest individual who has your best interests at heart), and put your money in a "money market" account.  Tell the broker to "roll over" (that is, reinvest) the quarterly dividends and keep putting that 10 pct per payday into the account.  Then, you should be able to retire around 45-50 and to hell with the rest of the world.  And stay away from credit cards unless you can pay them off the month the bill comes in.\nI wish you all the best.\nSincerely,\nkrazygab
787370
a bank is a place where many transactions takes place like,depositing money,withdrawing money,opening accounts,sending money from one account to another,u can also keep ur jewellery or important documents or papers or anything very precious in its locker.\nis it enuf?\n:-)
891848
It's a bank draft Holly...It is guarenteed money...Bank's have a tendency to hold international cks longer than is needed...They make money on it while you wait....After all, we live in an instant computorized age. I would think 2 or 3 day's should be sufficient...Call a few banks and check their policies...2 to 8 week's is rediculous.... :)
356049
Of course you can, as long as you aren't into illegal activity, like laundering. Banks prefer you deposit the cash, they make money on it, you make money on it everybody is happy!
757171
I worked Customer Service at a bank before. In all honesty, it was one of the worst jobs I have ever had. When you are dealing with other people's money, be prepared to get cursed at, yelled at and threatened to be sued. Often for things that are out of your control.
1050001
I don't care for Wells Fargo Bank or at least the branch in my town.    When I was younger my mom would ask me to take her deposits into  the bank and on several occassions they would act like I was trying to take money.  Even after my mom had filed paperwork that ok'd me to drop the deposits off.  I remembered telling them hey Im trying to give you money not take it away.   So when I got older to have an account I went to another bank.   Wells Fargo  made me feel like I was trying to pull one over on them.
796996
That seems like a lot of money.  It might be worthwhile to call the bank where you have your account and ask their advice -- there may be someone there who is accustomed to seeing this type of business and can tell you whether the fee is reasonable for what you are trying to do.  And your bank will know about the transaction, anyway, once you get the money deposited.
411652
As long as there are enough people with enough money to pay someone else to do something they'd rather not do themselves, this seems like a winning idea. The size of the town seems big enough, as long as the demographics work and provided there is not already a lot of competition in this area. My one recommendation is to set it up so you can get paid before you do the work or as soon as you do the work, because collecting afterwards is going to be tricky. In a service business like this, you will encounter a certain number of deadbeats. Also, be real clear on your fee structure, including things like charges for bad checks. You may want to check with your bank for a check verification service. Don't let people take advantage of you. Offer great service, be dependable, and hopefully your customers will recommend you to other people to help you grow your business. This really is a great kind of business and I applaud you for undertaking it.
1149595
SOME SAY IT IS NOT WORTH IT, PERSONALY MY OPINION IS IT IS WORTH INVESTMENT IN THE LONGER TERM. ALTHOUGH 'START UP' FEES AND COSTS ARE GREAT. THE COST ON THE ENVIOMENT IS ALSO LESS.