how do i  calculate a mortgage?
467046
Not a problem:\nhttp://www.mortgage-calc.com/\n\nQuick, easy calculator
574778
first, start with how much money you have, then find the rate, and the time\n\nfor example:\nI have $20,000, at a rate of 12% for 36 months. The interest would be $20,000 times .12 times 36.
10570
Try Regional Mortgages.\nhttp://www.regionalmortgages.com
862791
try moneysupermarket .com or uswitch.com or moneysavingexpert.com any of these will allow you to compare mortgages or loans
480454
You would have to know what the rate is first.\n\nif the interste rate was 8.0% ( I am using US Funds)\n\n200,000.00 x 8% =16,000 x 25 = 250,000.00\n\nMortgage payments per month = $2,185.00\n\nCheck with a bank or mortgage company to get it converted if needed.\n\nIt is very important to know what rate you will be paying.
651929
Loan amount = L\nInterest    = I\nTaxes       = X\nInsurance   = N\nTerm in Yrs = T\nPayment     = P\n\ntherefore: P = (((L * (I/12)) + L) /(T/12)) + X/12 + N/12
123039
No, that's not possible.  Even if you paid 0% interest, that would take 87 years, 6 months to pay back.\n\nA $420,000, 30-year fixed rate mortgage should be just a little over $2500/month today.\n\nFor comparison, my $90,000 mortgage is over $600/month.
339953
Call a random mortgage company and ask them this question.
9398
Calculates the payment for a loan based on constant payments and a constant interest rate.\n\nSyntax\n\nPMT(rate,nper,pv,fv,type)\n\nFor a more complete description of the arguments in PMT, see PV.\n\nRate   is the interest rate for the loan.\n\nNper   is the total number of payments for the loan.\n\nPv   is the present value, or the total amount that a series of future payments is worth now; also known as the principal.\n\nFv   is the future value, or a cash balance you want to attain after the last payment is made. If fv is omitted, it is assumed to be 0 (zero), that is, the future value of a loan is 0.\n\nType   is the number 0 (zero) or 1 and indicates when payments are due.\n\nSet type equal to If payments are due \n0 or omitted At the end of the period  \n1 At the beginning of the period \n\n\nRemarks \n\nThe payment returned by PMT includes principal and interest but no taxes, reserve payments, or fees sometimes associated with loans.\n\n\nMake sure that you are consistent about the units you use for specifying rate and nper. If you make monthly payments on a four-year loan at an annual interest rate of 12 percent, use 12%/12 for rate and 4*12 for nper. If you make annual payments on the same loan, use 12 percent for rate and 4 for nper. \n\nTip   To find the total amount paid over the duration of the loan, multiply the returned PMT value by nper.\n\nExamples\n\nThe following formula returns the monthly payment on a $10,000 loan at an annual rate of 8 percent that you must pay off in 10 months:\n\nPMT(8%/12, 10, 10000) equals -$1,037.03\n\nFor the same loan, if payments are due at the beginning of the period, the payment is:\n\nPMT(8%/12, 10, 10000, 0, 1) equals -$1,030.16\n\nThe following formula returns the amount someone must pay to you each month if you loan that person $5,000 at 12 percent and want to be paid back in five months:\n\nPMT(12%/12, 5, -5000) equals $1,030.20\n\nYou can use PMT to determine payments to annuities other than loans. For example, if you want to save $50,000 in 18 years by saving a constant amount each month, you can use PMT to determine how much you must save. If you assume you'll be able to earn 6 percent interest on your savings, you can use PMT to determine how much to save each month.\n\nPMT(6%/12, 18*12, 0, 50000) equals -$129.08\n\nIf you pay $129.08 into a 6 percent savings account every month for 18 years, you will have $50,000.
476390
take a loan on the equity of your property.  it will be like a new mortgage
756644
excel has one that you can convert to html\n\nopen up excel go to office online and do a search on mortgage calculator\n\nor go to refdesk and find the calculators link their are very many
431671
Basically your bank will loan you money based on the value of your property. There are loan ratios so lets say they have a 10% ratio (I think thats normal although others demand more or less depending on the area). That would mean you can borrow up to 90% of the value of the house. If the house is 100K you could borrow 90K. Now if you only owe 50K because you bought it a a few years back and it has gone up in value then your bank will lend you up to the 90K (or an extra 40K) for you to do whatever you want with. Its a cheap way to finance debt for purchasing things like cars, holidays, extensions...than using a credit card or personal loan BUT it means you are putting those things under your home loan and if you dont or cant pay then they reposses your home. You would start by going to your bank and having the home valued by a professional they recognise to see how much you could borrow. A good bank will pay for this service for you as long as you take out a loan with them. You generally set up a new loan (which means a new fee) and then your back to normal. Your home loan repayments will go up but they should be able to calculate these for you so you know what to expect. Remember interest rates are on the rise so factor that in. Happy spending.
19117
Try this one\nhttp://www.hfamerica.com/?ovchn=GGL&ovcpn=11.26&ovcrn=mortgage+rate&ovtac=PPC
750725
20 percent.\n\nGet a 15-year fixed mortgage for the rest.
749562
Use a mortgage calculator because it's very hard to figure out compound interest manually - it's compounded every month, but also reduced by the amount you pay (assuming you make monthly payments) so you can't just multiply the principal ($4,327.77) by 10%\n\nIf you're not making monthly payments, then use an investment calculator.
176150
There are actually three variables that go into determining wht your interest rate will be Fico Score, Debt-to-Income Ratio and Loan-to-Value.  You can get a mortgage with any score.  Even sub 500 scores.  You might qualify for a loan now with your score but the interest rate is going to be higher.  If you are willing to pay the price I would say go for it and allow your mortgage payment history to build up your score.
28922
Maybe you can try looking up mortgage topics on Wikipedia.org.  They usually have a wealth of info on all sorts of topics.