what is the difference between VISA and Mastercard?
455765
(m)\n\nVisa and MasterCard are both payment systems, not credit cards in themselves. They rely on providers to issue credit cards using their system.\n\nThere are no significant differences between them. MasterCard and Visa are the names of the global companies who manage credit cards. They can both be used around the world.If you're thinking of travelling, check which type of card is more prevalent in the countries you'll visit. MasterCard and Visa credit cards are both internationally recognised, but one might be a better choice than the other depending on the country you wish to use it in.
342626
If your debit card has the Visa or Mastercard logo on it, it works as a credit card too. If yours doesn't then talk to your bank and ask for a newer card, because these days almost all debit cards can be used just like a credit card.\n\nAMEX sometimes works as a credit card, sometimes not. It depends on if the merchant does business with AMEX. Same with Diners. The reason no one takes those cards any more is that all charge/credit cards (Visa, Amex, etc) make their money in part from fees they charge the merchant. Amex and Diners charge fees that are a LOT higher than Visa/MC. That's how they can stay in business and not charge the cardholder any interest.
672172
Don't know if its the same in the US - But we have a thing here called Visa Debit - has the same numbers/expiry and CCV of a credit card so try and find one of those.
1095862
http://www.netbank.com/giftcard is a good source for prepaid Visa cards.
715070
It is in the 4% to 5% range of the total transaction.  Some companies cap this at a certain amount, others don't.  It all depends on the type of deal you work out with which companies.  American Express won't with you to save their life.  Master Care, Visa, and Discover should be willing to work with you on this depending upon the type of business, amount of transactions, etc...
610669
Visa International Service Association\nVisa is a brand of credit card and debit card operated by the Visa International Service Association of San Francisco, California, USA, an economic joint venture of 21,000 financial institutions that issue and market Visa products. The Visa card was launched in 1976 and the card was derived from the earlier BankAmericard issued by the Bank of America\n\n\nAs a document\nA visa (short for the Latin carta visa, lit. "the document having been seen") is a document issued by a country giving a certain individual permission to formally request entrance to the country during a given period of time and for certain purposes (but see below for caveats and exceptions). Most countries require possession of a valid visa as a condition of entry for foreigners, though there exist exemption schemes (see passport for examples of such schemes). Visas are typically stamped or attached into the recipient's passport, or are sometimes issued as separate pieces of paper.
530128
A few significant differences:\n\n  - AmEx charges a yearly fee\n  - You *have* to pay off the AmEx card every month.\n    I've never encountered a limit on my AmEx card,\n    but they don't let you have any carry-over from\n    month to month.\n  - Not all vendors accept AmEx\n\nI nearly always pay off my credit cards every month,\nbut sometimes it's pretty convenient to have the\noption of spreading the payments out in order to\nmanage my cash flow (thus, I have some "regular"\ncredit cards too).  By the way, there are *lots*\nof credit card options; you do have other choices\nother than just Capital One and AmEx.
1097467
Here are the headlines of the sites I found on the search lists below.  As you can see, there are many excellent sources.\nManager for Operations of the American Express Company of Saudi Arabia\nAmerican Express - Saudi Arabia - Cards - Gold Credit Card\nResearch on Financial Cards In Saudi Arabia\nLiving in Saudi Arabia Guide: Money - Debit and Credit Cards\n\n*Please choose a best answer.  There is a contest that requires best answer to enter*
975825
YES! They have a Visa logo on them so therefore you can use it anywhere, including online, where Visa is accepted.\n\nBut, say you have only $10 left and your purchase is $20, you need to submit the $10 for the card and not the entire $20 because it'll decline otherwise (this is just for stores, I'm not sure about online transactions).\n\nAlso, Simon gift cards deduct money off after a certain amount of time, so use it quick!\n\nThere's probably a web site you can go to if you need more information.
742787
Well I guess it depends who you are buying for. I think they have visa gift cards now. That way the person can use them anywhere.
597249
Either would be OK if you need another credit card. I would check the benefits of any card before I just got one.
271897
It depends on the bank you get your Visa from.
624264
Bank of America created the Bank Americard which eventually became VISA and Wells Fargo bank Created the Mastercharge card which eventually became Mastercard. It is a proven system of credibility backed by secure transactions, verification and business guarantees. Banks put the logo on their card because the system stands behind the stability and history of service.
376623
It's probably a cost thing.  Each company charges a small fee, so maybe mastercard raised its fee.
94581
The ones that stores offer are relatively easy to get and you can use them to build your credit so you can get a major card later.  However, don't let the balance get out of hand, those cards from stores have stricter penalties and higher fees.
410029
Have them checked out by Visa and Master card they would know if they are officially a merchant and if they had any complaints!Good luck and be wise about giving out your information!
828530
used to work at Wachovia, and we were told they could be used anywhere VISA was taken, in the US. They looked just like a visa check card.