Which is the best mode of investment for middle class people in this changing economic condition?
469697
Strangely enough, it's not a certain investment that will reverse the trend of the current middle class economic condition.  It's a change in spending habits and debt.  We are a country in massive debt working to pay back credit card and lending companies.  All we would have to do is change the way, and frequency, in which we spend and the middle class would once again grow and be strong.
538506
People speculate China, but I would suggest emerging market in general.  This way you're not putting all eggs in one basket.
483250
Meet with a financial advisor.  You will have to do some hard-core saving.  The best bet is to have money taken right out of your paycheck, the more the better.  Your advisor will walk you through different investment options - mutual funds, annuities, stocks etc.  Mutual funds are great, they're several stocks of different risk levels all bundled together to minimize the risk while maximizing potential earnings.  If you could put $200 a month in for 15 years in a moderately aggressive mutual fund, you could easily end up with $50,000.
309659
Essentially it is because we are spending more.  We have become an expendible society.  Cars break we buy new a button breaks we buy a new shirt.  We do not make our own clothes now, we barely make our own food things cost more oil cost more, experience costs more.  The middle class has to try to keep up with the other middle class then in a recession it makes them poor and others rich depending on investments.  The goverments tax system also does not support the middle class only the lower income and the high end with exemptions.   There for our government, society, and economy do not support the middle class this has been this way for decades catch the phrase "rich get richer poor get poorer"  as well as the man shipping all our jobs overseas is laughing at the middle class all the way to the bank.  I hope to see our society actually vote a working middle class person in to office of several levels to turn arround the laws and tax breaks to help out the middle class.  I wait for that day.
156820
I think most financial advisors would say that is a fairly conservative long term investment. Specially if you are doing it through a mutual fund company like Vanguard which has pretty low expenses
586030
There are plenty of ways to invest and also plenty of investments in which you can loose your money. \n\nfarm land. buy it and rent it out to farmers or go shares\n\nrental properties. maintenance can be a nightmare though, but the tax advantages are terrific\n\nrare coins, stamps, baseball cards, comic books, etc. but you have to spend a lot of time and energy persuing that venue. \n\nvacation home. but not in a huricane prone area.\n\nthose are some of your options. Now let's talk stocks\n\nYou say you are invested in stocks but how diversified is your portfolio?  Do you have 50% of your porfolio invested outside the U S? Is a portion invested where the future growth is expected to be? India, China
565796
Only a very few people know the best form of investment, and regrettably I am not one of them. \n\nThere are however good forms and bad forms, and I do know something about them.\n\nLet's discuss bad forms first. That is a little easier. Speculative stocks. They are very bad forms. There has been a lot of money made on speculative stocks, but not by the average investor. The loss to gain ratio is about 50 to 1. So the odds are against you big time. \n\nOver priced stocks. Look what happened to all those investors that bought Microsoft at 60 a share, Intel at 80 a share, and so on. \n\nNow what about good investmets.\n\nThose are sound companies selling at a reasonable price with good prospects of earnings growth. \n\nSome examples: major companies in China. That economy is growing 3 times as fast as the U S economy. If you have no idea of what Chinese stock to invest in, pick a mutual fund that invests in Chinese stocks. \n\nPetroleum companies. Demand for petroleum will continue strong and supply is not keeping up.\n\nBlue chips that are out of favor. HD, MSFT, INTC, CSCO, C, BAC. WMT???
534962
Well, I'm not a big fan of fixed-income investments, because they typically have no growth opportunity.  Given that outlook, my favorite fixed income investments are convertible bonds and convertible preferred stock, because these carry an opportunity for something over and above just the income.  Of course, you will pay extra for that component, but I still think they are typically more valuable.\n\nThe only other fixed-income investment I would consider in the current interest-rate outlook is the I-bonds, which are inflation-adjusted.\n\nYields shift constantly.  Check with the treasury for I-bond yields.  Convertible yields are quoted on finance sites.
713984
upper - inheritance\n\nregular middle class - teacher, tradesmen, office worker, sales, financial/banking officers, government workers.....
128519
I think mid cap stocks offer the best value.  But to see if the stocks are over valued on a individual basis you'll need to use stock valuation models.
69558
None.  Use a debit card, save money, invest.
817718
Be willing to accept a lower standard of living. The expansion of the economy is due in large part to dumping the gold standard and instituting the Federal Reserve. \n\nGo back and look at the history that caused these changes.\n\nAs for the income tax, how would you propose paying for public goods?
403886
Time to think of other areas to consider...If you can afford it! It is a buyers market right now in the south east and soon the bubble will burst. So now is the best time to buy!
1027351
I see two opportunities currently, the Chinese market and metals. For specific currency, investing in the Chinese Market is a great route; this is a boom economy and will be a major superpower/economic power in the future. \n\nAn even better choice would be to change the money into metals, such as gold or silver. As inflation increases and the US dollar decreases, it would be a solid investment to put your money in metal. If I were you and had only $1000, I would invest in silver. I have actually bought silver over the Internet from an exchange and seen a return within the last year.
432456
No, there is still a "middle class" and they are the ones that get the shaft all of the time. We are quickly closing the gap between the poor and middle class though and it WILL become a 2 tier society. I'm not sure the rich are going to like being the ones to have to keep this country afloat when we are reduced to a 2 tier society.\n\nk.m.
592866
Rich, Middle Class, Poor.
397416
Booming, Booming and Booming!\nIf you talk about all metros and big cities, this is the ANSWER. Invest wisely in any of these cities and you will get good return on your investments. Mumbai, Bangalore, Hyderabad, Noida,Delhi, Pune, Ahmadabad,Chennai and so on.