Is there a rule to follow in deciding when to drop full coverage on an auto?
471691
As an insurance agent I am asked that question by my clients all the time.  If you can easily afford to repair or replace your vehicle without any insurance money, then I would say drop the collision coverage.  Otherwise, keep it.  It's better to pay a little now in premium then to suffer a major financial hardship.
474340
well u can look up driving statics on triple a website and go to any auto insurance website to help find data to support your answers
985224
Only some insurance cover the procedure, and they cover varying amounts. You want to check with your own. D is not that large, so they may not deem it madically necessary. I personally had one a few years ago and went from DDD to C, and even then it took a bit to get them to cover it.
658481
you are supposed to tell your insurance company when you have an accident.  It's possible they would have covered the cost of repair under your policy if he was driving with permission.  It depends on your policy.
245699
All companies have their own rules.  There is not one rule for all companies.  It also depends on the job within the company.\n\nMy son just changed jobs and they offered him a company car right off the bat as a benefit of that job. He was a car salesman at the previous place and got a job at a different place as a sales manager.  He asked for and got a monthly monetary allowance instead of the car.\n\nYou've got to talk with your company.
845332
Absolutely.\n\nYou should call them and offer to make small nominal payments in advance (or even let them take small token payments directly from your checking account) while you are gone.\n\nYour account will continue to accrue interest while you are gone, however, and your repayment schedule will be altered to be longer.\n\nIf you are going to be gone and not driving your car, you may want to contact your auto insurer and tell them to put your liability policy in abeyance while you are gone.  They can probably halt the need for liability premiums and you'd likely get to extend your insurance coverage when you get back to make up for the time you didn't use it.
755051
It depends on what your doing to the home.  If all you are doing is cosmetic upgrades, a normal policy will do.  If you are adding square footage to the home, a builders risk may be in order.  Keep in mind that since the home will not be occupied, you will need a vacant dwelling policy, and those can run a bit higher than a normal homeowners policy.  Try contacting who you carry your auto through.  You may get a price break for having more than one policy with the same carrier.
1159731
Learn to establish a good shift-brake ratio. The majority of society are unable to apply the necessary established perimeters that are needed. Good luck!
1163047
State Farm. If you are a good driver, they decrease your premiums every 6-12 months. However, one accident may go straight back up.
727407
Some states will allow a carrier to cancel a policy if there are two at fault accidents in three years, some don't.  It varies from state to state.  You WILL see a heft surcharge, up to 40% of the polciy premium, for two at fault accidents.\n\n\nYour agent is the most accurate source of information, because this varies widely from state to state, and company to company.
861829
Over 50 plans are all well and good, however most do not offer full cover until you have been a Member for over 24 months. If you die before that time you only get your premiums back, not the life sum assured.\nCall a financial Adviser to ask about your own individual requirements. The first consultation is usually free and without obligation (they will tell you over the phone ). He /She may be able to suggest a better option as they can research the whole market not just one company. Good luck
264172
well um depends on where ya live, where you take it..what kind of maintance you want done...there are alot of things to be maintained on a car...not all of them done at the same intervals...
1115874
That varies with the insurer.  Different companies have different policies.  Most of the better ones try to do so within 48 hours.
568520
listen, as long as your don't have a lapse in coverage, NO INSURANCE COMPANY CAN USE THE PRE EXISTING CLAUSE CONDITION ON  YOU... so make sure to extend that cobra just a little longer if needed... other wise they can only use the pre existing for one year.... Good luck.
122380
Any vehicle with frame damage is considered TOTAL LOSS.\nNow you can figure it out.
667914
The minimum amount you will need is the amount that will protect your assets.  If you run a multi million dollar corporation, but only have a $500000 policy, then you are not sufficiently covered.  Once that $500000 runs out, then you are bare for the rest of your company to be liquidated.\n\nTake into account if you are incorporated or as an individual running your business.  Do you own a home, car, other properties?  You will want enough coverage so that if you are sued, they don't take these away from you as well.\n\nYou will need to speak to a licensed independent agent in your area to determine what is sufficient for your needs.
734109
Who's insurance company are you having a problem with, yours, or the other person's?  It's relevant!\n\nThe other person's company does NOT have a "fair claims practices" type responsibility to YOU.  They won't pay out more than the policy limit, or more than the minimum required by their policy terms, WHICH YOU DON'T KNOW WHAT THEY ARE.\n\nIf it's YOUR insurance company, is the problem that they want to depreciate parts or use after market parts?  You will have to read your policy to see if they can do that. \n\nANY law firm will take this on, but you'll have to pay them up front, and by the hour - which will likely cost more than a new 99 Dodge Durango by the time this is all done.  So it's not worth it to hire a lawyer.