I am trying to find this collection agency information called CBSI? And I am having difficulity finding it.?
458759
CBSI - Credit Bureau Services, Inc. Napa 800-937-1138
859278
Log on the cbes.gov.in or servicetax.gov.in but i am not sure tracing facitlity is availble but better u try to upload the return if u rgetting scrutiny error then your number is invalid if u r getting no scrutiny error it is perfect.
728380
GO TO ANNUALCREDITREPORT.COM. This is the website that gives you one free credit report each year from Experian, Equifax, and Trans Union. This is the result of legislation recently passed. On that site, you have the option to dispute anything on the report. It is the Collection Agency's job to prove you owe the debt not your job to prove you don't. These people can be SOB's. Try that to dispute it. I hope it works for you. You want to check your credit anyway. You could be the victim of identy theft and this is just the start of it. You need to check it out. Good Luck
91112
i have been looking for a site like this too but have no luck everyone that i have went into says they are free and then once you put all of your information in they want your credit info. if you happen to find let me know which one you went into.
103531
your local court house many times has information terminals available,  much is public information.  bca stuff can get pretty old so understand your sources - including this one.
736654
This sounds like a load of cr*p.  Don't deal with collection agents at all.  If you WANT to pay the bill, deal directly with the credit card company (and make SURE it is the credit card company you are dealing with, not a collections agent pretending to be them).\n\nIf the company won't deal with you and the debt has already hit your credit report, just don't bother with it at all--it can't get any worse.\n\nIf they threaten to take you to court wait until you have at least two letters from a REAL attorney (investigate whether the law firm that sends you the letters is legit or not) and then offer to settle with them for 50% of the funds due.\n\nCollection agents will lie, cheat, and steal just to get you to talk to them, don't deal with them at all!  No honest person becomes a collection agent... or if one does, they soon lose all aspects of humanity they once had.\n\nGood luck!
137508
http://www.keepmedia.com/pubs/AccountingToday/2004/09/20/583715/?extID=10047&data=principal_residence
1079859
I dont have the website handy but Melissa Data can give you endless information like that. They have free lookups on there website
1104886
Call the F.B.I. Or check this website:\n\nhttp://www.ic3.gov/
384820
First I would do a goggle search using the name and information you have. It's surprising how much is out there you can find out with just a simple search.\n\nSecond contact the better business bureau and the Chamber of Commerce (through their website) there in Phoenix Arizona and ask if they have had any reports of problems with this company. It's free through both of these sources to find out about a business and they will tell you of any major problems that have been reported. \n\nThird I would ask the financial aid office at the school I was planning to attend if they had any information about the company. If they don't know anything about them ask how to contact the Federal Student Loan Department to find out what they have on them. Sallie Mae keeps records on problems with lenders and will provide that information to you.\n\nSee the resources area below for URLs \n\n(Remember that companies that are questionable change their information often so not finding out anything doesn't mean all is OK. Use all of the resources before you decide and look for positive information not just a lack of complaints.)
907416
go to annualcreditreport.com
267860
Try the bank for the details, you may contact the concerned people via the website:\nwww.cbr.gov.pk\n(this is the website of Central Board of Revenue)\nwww.pakistan.gov.pk shall give you links for all the govt departments
163660
Typically, yes, but you are correct in that it is ultimately up to the creditor if, when and to whom they send the information.  I've even seen numerous circumstances where collections appear on one bureau but not the other two (the same can be said for judgements, delinquencies, etc).
845305
you can look them up in any government phone book. you can also do a search on the net if you can eliminate some of the various types and limit yourself to specific agencies.
1142258
FIRST COLLECTION SERVICES\n10925 OTTER CREEK EAST BLVD \nMABELVALE, AR 72103 \n(800) 844-2036\n\nYou have the wrong address. That P.O. Box traces back to:\nINTERNATIONAL COMPUTER SYSTEMS INC\nPO BOX 3564\nLITTLE ROCK, AR 72203
761520
Try this to improve your score:\n\nFirst know that the bureau must verify any debt you dispute. If they can not verify it, it must be deleted. They have 30 days to do this.\n\nWith 7 years in the credit business, I recommend disputing them all at the same time, as you will likely need to go through several rounds of letters to get what you want done. If something is blatently wrong with your credit report, call the bureau after they write back and refuse to remove it. Go up the food chain until a manager agrees to remove or amend the incorrect info on the spot. Don't buy into their speach about re-disputing it - but make sure you have provided the information necessary by mail already to correct the error. It will not help you to insist on something being removed if you have not provided verificaiton on why.\n\nWhen you mail in the dispute letter, mail in as much information as possible with it. If your verification is a bankruptcy, send in all the pages to your petition and tab the important pages for them to review.\n\nAlso mail in a copy of an electric bill and a copy of your ID to avoid any delays. See the FTC web's site for your specific rights with collectors and debt reporting:\n\nhttp://www.ftc.gov/\n\nIf your problem is directly with the creditors, write to them ONE time. If they do not remove incorrect information, write to your state's attorney general's office and the FTC. This will get you the results you seek if you are in the right.\n\nIf this is a collection agency problem, write to the same people plus the ACA at www.acainternational.org. Collection agencies are generally slime, so know your rights before you call them. See your rights here:\n\nhttp://www.ftc.gov/bcp/conline/edcams/credit/index.html\n\nIf you have legit items that are bad, dispute them also. If they can not be verified, they must be deleted. It is not your responsibility to prove they are inaccurate, it is the credit bureaus who must demonstrate they are.\n\nHope this helps!
1177457
CBCS has purchased this debt.  They own it.  It will not help to contact the telephone company.  The reason they will not settle with you is because this is considered a utility bill.  Collection companies, even though they could, will not accept partial payments for old accounts.  Occassionally, when the bill is very, very old they will accept a lesser amount.  Your's is not terribly old.  You could contact a supervisor and offer a larger amount, but I doubt that they will accept anything other than full payment or a payment plan.  If you are purchasing a home next year, you need to get this resolved quickly.  It can take 12 months for your credit score to get anywhere near normal after something like this.  If your FICO score is too low, you'll end up paying a higher interest rate on your mortgage; that'll cost a heck of a lot more than an old phone bill.  The paid in full will need to season on your credit report to get this off your back. Don't waste time disputing the debt if the account was in your name, regardless of the circumstances. If it was incorrect, it should have been disputed with the phone company back then, not now with someone who could care less.  Be sure to get a paid in full receipt from CBCS.  If they don't report it correctly, at least you'll have the receipt to show the underwriter when it was paid.  They can manually underwrite your loan and adjust your FICO score appropriately, if needed, when the time comes.  It is smart of you to think about this now.  Next year is not the time to deal with this issue.  Good luck, and happy house hunting.