I got a mortgagebroker who got a FHA loan#,I don't want to go with him, can I go with another and get another#
457304
Yes, I am a mortgage broker also, you are not committed to him unless this is a purchase and you dont have much time left.
214278
Possibly only one of you could get the loan, although both would sign the mortgage.  My wife had no credit history when we bought, so I took the loan and both of us took the mortgage.\n\nIn some states and under some circumstances, the bank might demand both of you to qualify.
610223
What I would do ? Search for some mortgage brokers web sites,  visit them, and contact those who looks the some agressive in their sales strategies. \n\nHope it helps,
129002
If you are both on the title and the note, then you are either going to have to do one of these things. \n\nIf one person wants the house and the other person does not care about the equity in it, then the person who is giving up the house needs to sign a quit claim deed with a title company, and then the person who wants the house has to refinance it to get the other person off the note. The lenders will not just let one person take over the whole note because most loans are not assumable, and you were probably qualified by using both of your incomes and credit. \n\nIf one Person wants the house and the other does not, but the person not wanting the house wants their equity out of it, then the person wanting the house needs to buy out the other person. You would do the same thing as I mentioned before, except you would take the appraised value of the house now, subtract what is owed on the home, and divide by two to determine each persons equity. Then the person being bought out has the option of taking their equity out of the cash back from the refinance, or they can attach a lein on the house for the amount of equity they are owed. If they attach a lein, then before the house can be sold, or refinanced again the lein has to be satisfied. The problem with doing a lein is that if the property goes down in value, or gets foreclosed upon, your priority is second, and you might not ever get your money.
250766
Legally, the appraiser's client (the lender) is the one that ordered the appraisal for the loan.  Therefore, he is the one that needs to be responsible for the payment.\n\nUsually, the appraiser would want the money at time of appraisal to avoid this type of predicament.\n\nHave you contacted the appraiser to see if he can change the lender's name to the new lender?  The appraiser typically charges a small fee for it, but may be worth it.
431953
Not really.  If you don't even want to use a firm like FOR SALE BY OWNER, which makes it a bit easier, you should look into buying a home selling kit at your local office store or maybe online.  It will contain all the forms to get you through the whole process.  Make sure on any disclosures about your home that you are truthful.  I can't tell you how ugly it can get if you're not and the buyer catches you on it.  If you want, you can contact me, I have been a Mortgage Broker for about 6 years, I'll answer any other questions for you at no charge..     IM me at jeremyday1978   for yahoo.
106740
I believe you can.  I work for a mortgage company.  Perhaps we can help you.
478396
Yes you can move, absolutely.  Your lender will NEVER come and knock on your door to make sure you are still living there. You can even have your loan statements sent to an "alternate address." If you want to be completely sure and honest, ask your lender, they won't change the conditions of your loan just because you ask questions.
816112
Find an agent to use as a buyers agent. Then you only need to cultivate a relationship with 1 realtor. \n\nI had a similar experience with a realtor I disliked. It made me cringe to know that she was getting my commision.
339953
Call a random mortgage company and ask them this question.
881610
If you can't come up with all the mortgage you are left with no other options. If you and him are both on the title...you have to change that and get only your name on it if you will be the only one paying for it....sorry......good luck... :(
1166561
I do not know anyone off hand but if your looking to have it appriased because your looking to do a new loan DON'T! Most commercial lenders will charge you for the appraisal and send out their own company  to do the appraisal. If you do this then there is a VERY good chance you'll pay twice. This is completely different than residential where your broker will schedule the inspection and the lender will accept it.\n\nDepending on the size of the properties these inspections can cost over $4,000.\n\nKevin 866-562-6838 x 106\nkruorock@firstratelending.com
748092
Check with your current mortgage company, or with the new mortgage company.  See if they offer the bridge loans.  You could also ask your realtor, if there is one involved in your transaction.  To find a lender, if you haven't already, try a yellow book listing, and call and interview a couple companies to find out the terms that are available for you.  Good luck!
650232
Talk to a mortgage broker. I can help you find one if you want, just email me. What state are you in. I am licensed in quite a few.
933192
see if the other person would refinance with you get a fixed rate see if it goes lower than what you are paying
152441
NO......I WOULD STRONGLY SUGGEST THAT YOU SELL THE HOUSE..\nBECAUSE THEN YOU ARE GOING TO BE STUCK WITH 2 PAYMENTS... THE ONE FROM WHERE YOU BOUGHT THE HOUSE...AND THE 2ND LOAN YOU TAKE OUT...\n\nWHATS GOING TO HAPPENED WHEN YOUR MONEY RUNS OUT...FOR PAYING THE HOME YOU PURCHASED....??\n\nYOU WILL BE STUCK WITH 2 PAYMENTS.
873720
Just phone up any mortgage company and ask them. If they don't do it themselves they might know who will.\n\nJems xXx