Why do people not have an emergency fund?
469864
people like to live for the moment.
707740
The common conception is that stingy people are that way because they have no money - because they have to be.  Some of the cheapest people you'll ever meet are rich folks though so in reality it can go either way.  At first it doesn't seem to make sense that a rich person would be stingy but then you have to figure there's a reason they are rich in the first place.  They probably didn't get there by being casual about money.
1037241
They don't want to employ a deadbeat. They don't want your creditors calling and they don't want to have to garnish your salary. Also, people who need money to pay their bills might be tempted to steal.
223555
Sometime in the 70's or 80's, they kicked a whole bunch (we're talking oodles) of people out of mental hospitals.  They had nowhere to go except on the streets.  They're still there.  \n\nAlso, it's hard to get by these days!  It takes a lot to make a living.  Sometimes illnesses or other issues have an impact on our finances.  Not all homeless people are street beggars.  There are a great many who have jobs, live in cars/shelters and try to make ends meet.  Children, too.\n\nThis might be the land of opportunity, but it's really hard to get by when you're down on your luck and have few resources to help you.
523768
Because some people don't actually believe in material culture. Money is the root of all evil. When you have less, you are more happy.
831447
Simple: Most people can't afford to anymore. Also, it doesn't help that most people are stupid and waste all their money on stupid stuff and then spend the rest of their lives trying to get out of debt.
854273
No funds for that specific purpose since it is a very rare necessity. You can however write a grant proposal, have it signed by at least 500 people within you community and submit it to the charity organizations in your area.
1072078
Because people feel they are entitled to.  Americans feel they have a right to a roof over their head, food to eat and a car to drive.  Anyway, that problem may end soon.  Cars are coming out that if your payment is late, the car is disabled and won't start until you make the payment.
575689
It helps support areas that wouldn't get things that are needed done normally. Most often because they don't have the money to pay people.
36125
Some really need help. There are places that do help. Some use it as a way to make a living. Did you know they have a school to teach you how to be a begger or hobo. During the day they ask for money, at night they go home to their Mansions and fine cars and families.
1047806
I guess anything is possible but the only way that would ever happen to me is if I was incapacitated and unable to work.  I would work as many jobs as needed before I resigned myself to homelessness.  I see many answers about people being one paycheck away from it.  Too many people spend more than they have so that when tough times hit, they are doomed.  They need to start doing without some of the "wants" and spend only on the "needs" in order to have some savings for those rainy days
169743
The federal Reserve is designed to set aside a certain amount of monewy so that people wont withdraw all their money and the banks fail. Before this banks failed all over the country. It used to be insured for 1oo,ooo dollars but im sure its more now, That way indiviual account holders felel secure and trust the bank and the bank then invwst without fear of sudden failure and all account holders trying to withdraw all their money at once. Good luck
559852
Why? If you need money I know a sure fire money making scheme. WORK!\n\nTheres a place to go when your broke. TO WORK!\n\nHope I wasn't unclear.
460794
No they are not , because they use money givin to them to help fix building problems and thier own supplys to keep it running . And whatever is left might help some with gas , bills , $25 gift cards excetra . And when you go to get food they don't give enough for how many you have in your family , they make it very complicating to even get help , because of people who lie to get more have ruined it . But they ruined it because thier family was starving . I think that if rich people dug deep into thier own pockets , go door to door , or watch at grocery stores and watch the people around you , you can tell if a person is really is in need or not - take the time to turn and say QUIETLY  " I know you need more than that and I am able to help your family , no strings attached " I would start crying if someone said that to me , and I would take the help - other than going to a food bank . They don't even give food that goes with any of the food they have givin , but they expect you to make 3-4 meals for 5-8 people out of nothing but canned foods mostly . I could go on and on - sorry !
380038
We need money for our basic needs, like food clothing and shelter, so wanting some money is natural. Then come our desires which can always be improved by raising thier budget. Ultimately we all have alot of things that we want to do, get, do more with or improve and these are all limited by the amount of money available, among other factors. Money is involved in everything that we do to be happy. The reason they say "Money won't make you happy" is that a big unexpected pile of money all at once would probably do more harm than good. Happiness is never guaranteed just because you have a certain amount of money.
1164041
Because they don't care about public finances; they only care about private finances. It's basically "I got mine and screw everybody else."
58594
FREE MONEY, don't we all wish. However there are ways to help suplement your household needs depending on your state. You may want to look into options like corporations or state agencies that pay your rent or electric as ways to get money to cover your needs and to be able to disperse some funds into other directions. Best of luck!