completed fafsa - efc score is 00000 - what financial aid I should qualify for?
471409
That number means that your Expected Family Contribution is $0 (put another way, this means you are a "full need" student).  \n\nHowever, it should be emphasized that this does not mean that 100% of your schooling will be paid for. Many FAFSA applicants mistakenly believe that a $0 EFC (or very low EFC) means that the school or the government will cover the remainder.  This is not the case.  Most colleges do not have the means to meet all their students' full need through scholarships, and almost all of the Federal awards have limits that often fall short of tuition costs. \n\nHere is a sample financial aid package for a $0 EFC student (this assumes that you are a first-year dependent undergraduate student):\n\n-- $2,626 Stafford Loan\n-- $4,050 Pell Grant\n-- up to $4,000 (max.) Perkins Loan *\n-- up to $4,000 (max.) SEO Grant *\n-- a Federal Work-Study Award (FWS) -- from as low as a few hundred $ up to your unmet need *\n\n* {These funds are allotted at the school's discretion. These days, there is never enough SEOG, Perkins, and FWS to go around, so it is uncommon for schools to award students to their maximum eligibility.  While a student *could* be eligible for a great deal of Work-Study, most schools impose limits of a few thousand at most.}\n\n-- Your home-state may offer additional grants/loans to their residents. These awards are based on financial need, but check the criteria before expecting these funds to be part of your package. \n-- scholarships from your school (amounts very greatly and may not be based on your financial need but, rather, academic performance, etc.)\n\nLook at these awards in light of your tuition costs.  If you are planning on attending a low-cost school, it is possible that your financial need will be met with this package.  However, the average undergraduate student's financial aid package won't meet the cost of a private school education and you will need to seek out private/outside scholarships, appeal for additional scholarship from your school, or borrow a non-federal loan to supplement your aid package.\n\n{Just in case you aren't an undergrad... As a grad student, your $0 EFC would make you eligible for up to $18,500 in Federal Stafford loan funds and up to $6,000 in Perkins loan funds.  Graduate students are not eligible for Pell or SEOG.}
278038
Usually, there is more to it.  it depends on how much aid -- and what types of aid -- you are looking for.  Funds such as the Federal Pell Grant are considered "entitlements" to the [very] high-need students who apply for Federal aid; once you are deemed eligible, you don't need to do much else besides file a FAFSA to obtain this award. (But don't expect to receive Pell if your EFC exceeds $3850.)\n\nThere are other types of aid that require a little more effort on both your part and the part of the Financial Aid Office.  Your school will use the FAFSA to determine your eligibility for most types of Federal aid.  Many schools have an allocation of what is called Campus-Based Aid which includes Federal Perkins Loan (a low-interest loan with attractive terms), Federal SEOG (a grant for high-need students), and Federal Work-Study (a program wherein students work on campus [or off-campus in community service roles] while their wages are partially subsidized by the government).  It is up to the school to determine the criteria they will use to allocate Campus-Based aid.\n\nOnce you have been awarded this aid, your Financial Aid office will usually send you a letter detailing your aid, which you will need to sign and return to them (not all schools require a signed award letter; check to see what the process is at your school).\n\nIf you are awarded any type of loan, there will be extra paperwork that you will need to complete (a Promissory Note, references [sometimes], and an Entrance Interview form); some schools enable you to complete these forms online.\n\nMany schools offer their own institutional grants, scholarships, or loans. Those who do often require their students to complete a separate application.  When the money is theirs, they can determine what steps you must follow to obtain it. Particularly with scholarships and grants, there might be several steps you need to take before the money can actually be disbursed to you.  Very rarely can you get something for nothing.
996501
Your fafsa student aid report or whatever it is called will tell you what your EFC is (expected family contribution)  even if it is 0, this does not guarantee that the school you are going to will award you enough money to cover all expenses,  each college calculates their student money differently.  The best thing to do is go into the Financial Aid office of your school and see what steps are still needed.  Make sure you are told what scholarships are available through your school as well.  You should also do a search for scholarships on the web, there is always money out there for students.  Good luck
314435
In theory, the only thing you need to do in order to obtain Federal Aid is complete the FAFSA with your school's code 6-digit code on it.  However, your school can require a number of other items from you before your application is considered complete, as follows:\n\nMake sure that your school doesn't have a separate institutional application. Many schools do have their own form on which they collect supplemental information.  If they have one, complete it ASAP for maximum consideration for financial aid.\n\nMany schools now require their students to submit copies of parent [if you are dependent] and student tax returns, W2s included.  Some schools require these items from you ONLY IF you are selected for Verification. Check the SAR (Student Aid Report) -- which will be sent to you by FAFSA Central Processing once your form is processed -- to see if you have been selected for Verification (this will appear in the Comments section).  \n\nIf you're been selected for Verification (or if your school is one of several that verifies ALL applicants), you will also need to complete a Verification Worksheet -- either the standard federal form or a form that the school has created.  This form will ask questions about your untaxed income, # in household, # in college, etc.  \n\nIf this is not your first time in college, you may need to provide your financial aid office with information about your old school. There are a few schools out there that require something they refer to as a "financial aid transcript." On this form, they might ask you for information about scholarships/awards that you received in the past.  (Sometimes your current school will confirm this data directly with your old school, so be honest).\n\nIf you are a dependent student with siblings in college, your school may actually require you to send a form to your sibling's school for his/her Registrar to certify your sister/brother's enrollment there.  (Why do they do this?  Because every sibling you have in school lowers your EFC and increases your eligibility for aid.)  These types of forms are more rare.\n\nLastly, if this is your first year in college, make sure your Admissions file is complete.  Many aspects of your Fnancial Aid award depend on this.  For example, your financial aid cannot be disbursed until your school has confirmed that you have earned a "qualifying degree" (i.e. they must have your final high school transcript that states that you officially graduated before you can get your money).\n\n[See the links below for examples of some of the types of forms mentioned above.]
33736
It all depends on what sort of grant that you are looking for. FAFSA (mentioned above) is to qualify higher-education grants and loans. If you are looking for an academic scholarship or grant, check out www.fastweb.com\n\nIf you are looking for a grant related to business or non-profits, check out the Federal Government's grant site for step-by-step directions: http://www.grants.gov/Apply
464626
You do not get a "FAFSA check."  You get a list of loans and grants that you are eligable for.  Actually, your school will tell you what you are eligible for.  It could be nothing...it could be everything.
553484
Look into all grant programs. There should also be some type of unsubsidized loan that you can get. You did not say if you are in the U.S. or not so under the assumption that you are you should fill out the fasfa and see how much you can get, then you can always put some money aside from your paychecks to compensate for what you are lacking in financial aid.
1004091
Most important fill out your FASFA. Then talk to your counselor at school. They'll be able to tell you which ones you qualify for.
824751
depends.  \n\nfill out the FAFSA online at fafsa.ed.gov. and submit to the schools you are looking at.  Depending on what funds they have available, what you are eligible for will determine the package you get.  People usually are eligible for more than they think!
288344
Filling out the FASFA (Federal Application for Student financial Aid) was a great first step.  When you filled out the form there should have been a step to include the schools you wanted your information sent to.  if you did that then those are the only steps you have to take.  The school of your choice after you have been accepted(which should be soon) will send you a congratuations acceptance letter and a financial aid award letter. In this letter you will find a breakdown of grants, loans, and scholarships.  it will also list you out of pocket cost if applicable.  Side note, as long as you remaina full time student(123hours) then your financial aid wont be reduce.  i wish you all the BEST!
262154
If what you're looking for is information about how much you would be eligible to receive or how much a school would offer  you, there's no substitute for contacting the school's Financial Aid office directly.\n\nYou can find a little bit about them in general at http://studentaid.ed.gov/  I've pasted in the basics of that information below.\n\n-----\n\n"Federal Supplemental Educational Opportunity Grants (FSEOG) are for undergraduates with exceptional financial need. Pell Grant recipients with the lowest EFCs will be the first to get FSEOGs. Just like Pell Grants, FSEOGs don't have to be paid back.\n\n"You can receive between $100 and $4,000 a year, depending on when you apply, your financial need, the funding at the school you're attending, and the policies of the financial aid office at your school.\n\n"If you're eligible, your school will credit your account, pay you directly (usually by check), or combine these methods. Your school must pay you at least once per term (semester, trimester, or quarter). Schools that do not use semesters, trimesters, or quarters must disburse funds at least twice per academic year."
152593
What you're eligible for will be determined by your total income. The fact you're getting nothing from your family suggests it will be based on your annual income alone. Unless you're making very good money, I'd be surprised if you weren't eligible for some grant money. The amount will be determined by the financial aid office at the college or university you're applying to. You'll likely have options on both grants and loans, but be careful to remember that while the grants have no strings attached, the loans must be repaid at some point (with interest). So try to take out as little in loan money as you possibly can. Good luck!
699205
complete a fafsa application
662432
financial aid is based on financial need.  the fafsa people with their super cool calculators take into consideration many different items such as how much you and your parents made, how many kids you/parents have, how old your parents are, etc.  then they come up with a number: efc or expected family contribution.  this is how much your family is expected to pay for you to go to school.  this number is sent to whatever schools you want.  the number doesn't change so it is up to the school to create a financial aid package to make up the difference (let's say your efc is $1,000 and the school costs $20,000, then.... the school has to find you $19,000 in aid).  \n\ni always tell my students (who generally have an efc of 0 cuz we live in a poor town) that they could have a beat up pinto or a brand new lexus and it will cost them the same.  sometimes they just have more loans.  but, hey, pay those later and get your education now.  hope this helps.
816707
It is impossible without more information to know how much financial aid you will get that is need based from both the federal government and the college itself. It is based on your parents' income along with your income. So, it becomes important to apply for scholarships and grants.\n\nI recommend still applying at FAFSA.ed.gov because it can help you tap into need based financial aid at USC and the federal government.\n\nSecond, apply for state college grants. I have included a link to their website. Also, it can help you into work study employment on campus.\n\nThird, if there are college's that offer merrit scholarships if your grades are kept above a certain point. I could not tell if USC was one of them though.\n\nFourth, search Google.com and Yahoo.com for scholarships based on your college major and religion. Sometimes, you can locate scholarships based on this.\n\nFinally, join several free membership scholarship search websites. Most are updated on a regular basis. Work hard on the essays and have someone proofread them before sending them. Even the smallest scholarship means one less loan to repay. Also, there are some that are not income based scholarships.\n\nGood luck!\n\nThird, work on keeping your grades up because
568469
Two of the major Federal Student loan programs -- Stafford and Perkins -- are unique in that they require absolutely NO credit check. In fact, Financial Aid Administrators are forbidden from checking your credit as a condition for receiving these loans. You don't even need to show financial need to obtain an Unsubsidized Stafford Loan -- as long as your school is accredited, you are enrolled at least half-time as a regular student, and your other financial aid doesn't exceed your Cost of Attendance, you will be offered a Stafford Loan.\n\nIf you have "maxed out" your eligibility for Federal loans, there are private companies that will lend you money even if your credit is bad (which you're fixing, I hope?).  If you have a creditworthy cosigner then your credit won't matter much at all.  That's what cosigners are for -- their credit acts as a "stand in" for yours!\n\nFirst, review the huge list of private loan lenders on FinAid's website: http://www.finaid.org/loans/privatestudentloans.phtml ... Go to each lender's site and read the terms and credit criteria of their loans until you find one that focuses more on one of your credit strengths (job history, perhaps).  Be careful when searching online for companies that specifically claim to offer loans to people with bad credit (companies like Astrive are questionable because they bypass the school). Make sure the company has a good track record before you commit to a 10-30 year relationship with them
538075
You only have to have lived in your own place for 1 year and rely only on your income as far as reporting the income on the application. Go to your local community college and ask to speak with a financial aid adviser or the one at the college that you intend on attending.