what kind of the credit cards is better and why? and which is the best? and why?
458229
Any credit card that has a low FIXED interest rate such as Prime +2.5% and no annual fee. I do not recommend American Express and Discover just because they have limited usage. VISA and MASTERCARD are accepted everywhere in the world and have friendly programs and rules. The best to get a credit card is through a credit union. Moreover, if you are looking to build credit, you have to get a secured credit card/loan and might need to pay a yearly fee but just for 6 months. After that you can apply for any card you want but be conservative. The less cards you have the better your credit will be - providing you have a line open. Hope this suffice.
599160
I just got a Capital One card for my first. I have no credit, so the APR is super high (19%), but it has no Annual fee, so if I only use it for small purchases that I pay in full when the bill comes, I will not have to pay anything extra and I still get to build my credit.
560060
Try first permier bank. They offer credit cards to every one. High APR though. However you can also take a secure credit card i.e. you deposit 2000$ in the bank and they give u 2000$ credit limit. Ones u have this for a few months then you will get a good credit and you can get other cards.
612020
The more you have, the more open credit you have which lending companies like. As long as you can pay them all off monthly (the best way to use credit cards) you can have as many as you want. I'd say optimal number would be 3-4. Those should be:\n1 visa\n1 mastercard\n1 discover\n1 american express\nThis way you can pay at any location that accepts any type of credit card. I'd also recommend cards that give you bonuses like cash back (discover and american express) or airline miles (all of them).
12137
The best credit you can get
597249
Either would be OK if you need another credit card. I would check the benefits of any card before I just got one.
1089731
http://www.creditcard321.com/\nBut be careful when getting a credit card, period.\nGet one only for emergencies or don't get one at all. The debt thing in america is out of control.
905052
Unfortunately, there are always tradeoffs when you are looking for a credit card. I take it from your question that perhaps your credit is not so good. There are four types of cards that are available to those with poor credit.\n\n1. Secured credit cards - probably the best type of card to get because\n\n1. They have low annual fees\n2. Most do not have processing fee\n3. Most report to 3 major credit bureaus\n\nBut they will check your credit!!\n\n\n2. Unsecured credit card for people with bad credit.\n\nYou can also apply for an unsecured credit card. There many subprime credti cards around. However, they will check your credit and most likely, you have to pay a processing fee.\n\n\n3. Prepaid Credit Cards\n\nYou can also get a prepaid visa or mastercard. There are no credit checks. The reason is they are not giving you credit. (It's like a debit card). However, most charge a processing fee, some very low and some very high. Furthermore, you do not build a credit history with most prepaid cards.\n\n4. Catalog Cards\n\nThe most common are the ones from USA Credit. There are no credit checks, but you have to pay a processing fee. Furthermore, you can only shop at usashoppingclub.com and not use the card anywhere else. Having said that, they report to one credit bureau (not stated which one) and it helps you rebuild your credit.\n\n\nBest bet for you is to get a low cost secured credit card that reports to the 3 credit bureaus and not get hung up over the credit checks and processing fee criteria that you have set for yourself.
952030
If you have trouble paying the complete monthly balance, go with one that has a very low interest rate.\nIf that is not a problem for you then why not choose one that has an awards program and earn points for flights and other incentives.\nNot knowing where you reside I can only say that in Australia, Virgin has a very good and reasonable (rates) card.\nThe one I have is outrageously expensive ( a high annual fee and a interest rate of over 19%) but my business expenses rack up the frequent flyer points and I travel regularly, so on occasion have free flights. Most major banks here have these cards, ANZ, CBA and Westpac. Most majors also have cheaper ones too.\nThere is a consumer website that compares all the cards on the market:\nhttp://www.cannex.com.au/default.asp?PageID=7\n\nHope this is of some help.
94581
The ones that stores offer are relatively easy to get and you can use them to build your credit so you can get a major card later.  However, don't let the balance get out of hand, those cards from stores have stricter penalties and higher fees.
338655
a dept store credit card that was my first one but then I found out I was being ripped off bcuz those have super high interest rates.  it's a good way to establish credit I guess just make a purchase every season and take the rest of the season to pay it off without defaulting it will show you're consistent and reliable.
923439
This is going to seem odd but use the ones that come free with your checking and savings accounts and stay debt free. Having done both worlds: debt and debt-free, I can tell you debt-free is much better. It is very rewarding to walk in a pay cash for a car, take a nice vacation with cash, etc, etc.\n\nThe only exception is a house and if you're a real go getter you can even do that debt free.
720108
With a Credit Card, you spend now, and pay through the nose later. With a Debit Card, you pay now, and spend your money whenever needed, later !
49021
Try Advanced Credit Systems.\n\nVery reliable and great pricing!
124198
By 'best' do you mean best customer service, best rates, best fees, best account choices, best branch locations, best online banking service?  It all depends on what you're looking for.  I suggest you look not to banks but to credit unions.  You see, they're not-for-profit and that means they truly care about their customers (called members) and not just about making a profit, like banks.  Many credit unions offer membership to people who live in the area -- unlike the old days when you had to work for a particular employer or belong to a specific group.  Many credit unions offer online banking and many of the services that you may need from a bank.  Since they're non-profit, they offer lower fees and better rates than the "big boy" bank chains.
303717
Yep, credit cards are better for security's sake.  And the currency exchange cost is actually better than you will usually pay at the kiosks and banks over there.  BUT... most credit card issuers have started adding on big (2-3%) additional fees on every overseas transaction.  I don't put up with that, so before my last trip to Europe, I left all my regular credit cards at home (they all had extra fees), and applied for a new card from Target Bank (which doesn't carry the extra junk fee).  Used my Target Visa throughout Europe, and had a blast.  I also remember State Farm and HBSC as two other companies that still issue cards without the extra fee.  I'd check in to one of those before you travel.\n\nBut, you'll want to carry a little bit of cash for those late-night emergencies where you can't find anyone to take credit.  Probably not as much of a problem in Paris as it was in Eastern Europe, but I'm sure there are still a lot of things you'll want that you can't buy with credit.\n\nEnjoy your trip.
427524
You can check here:\nhttp://www.edealinfo.com/creditcard/\n\nThe most popular ones are Citi Dividend Platinum Select MasterCard and Chase Cash Plus Rewards Visa Card.  Both have no annual fees, 5% cash back on grocery stores, drug stores and gas stations, 1% on other purchases.  The only difference is that Citi Dividend has a $300 limit on cash back per year.\n\nHaving too many cards increases the possibility of identity theft and stolen credit cards, and most likely you will lose check of them.  You don't really need specific credit cards for specific stores/purposes if you don't spend that much on them, because the benefit difference is not that much.