Why can't people give other people 2nd chances on loans??
411488
You probably have bad credit. Go to one of those web sites that evaluates your credit and see what it says. Also see what your local bank says the minimum credit score is for accepted loans. But try to pay back those old loans quick because not paying them quickly will only hurt you with a lower credit score and increasing interest.
104181
Better check with student loan requirements.  Things are getting tough for people not paying these loans back.
28823
Life's hard. Money is tight. Tough love is called for here! Either go to that school or find a way to pay for another one on your own.\n\nKids today think everyone owes them and that money doesn't matter, because it's not theirs. It's not something you did, trust me. My daughter is the same way and so are the kids of just about everyone I have talked to with kids that age. I don't know what happened to our society to give them this impression, but it is what it is. Stay tough, don't pay for a school when there is a free ride already.
759870
not everyone is as bad as you say! i guess as long as you borrow and return and lend and get it back, people will respect you for that and just lend and borrow :) of course that person ought to be your close friend, someone you trust :p
589992
learn how to spell first, then apply. They don't give business loans to people if they can't even use spell the word loan. Sorry
632607
Wow that's an incredible question...I'll do my best to give an incredible answer.\n\nFirst..YOU DON'T SUCK! And only your thought of you do, you need to give yourself room to be human.. we all make mistakes, sometimes more than once or twice or even a dozen times before we start beating ourselves up enough to say.. "Well this isn't working, time to change tactics"\n\nDoing the same thing over and over again and expecting different results is the definition of insanity!! \n\nComplaining however is whole different thing in itself..Is it really that you're complaining about it... or needing feedback from an outsider's view to see if your decisions are with sound reason..and as long as you're looking for more info on what went wrong..and learning from them.. \n\nGiving up that right to complain happens when you aren't at all conscience that you have any responsibility in what has happened .... blaming circumstances, blaming others, blaming anything else but what you've personally contributed that made this outcome a reality is what voids the complaint department to me.  And it's okay to complain about yourself, as long as you're learning what you did doesn't work, and try a new path next time, and if the same result happen again.. and you complain.. to me that means you're looking for someone else's view to help see what you might have missed in the situation.\n\nGood Example?..Well I am a work-a-holic, and help-a-holic, When I have time I give it.. and where I see troubles I try to help with it. My hubby's granny had many troubles with credit cards, bills, health and a live in son that most of the time wasn't employed..So I took every path imaginable to bring back value and calmness to her life, but you can't help those who won't help themselves.. so as much as I tried to help in different venues, it was fruitless...you can't invite a person to live with you to help them, for them to want to bring the problem with them to you. And I don't hear them complain anymore since my hubby and I have made several offers to help, and they don't accept those terms, it's the only terms we are able to give. So you make peace with that, wish them well, and pray for them. Then you move forward.
178097
Welcome to the club.  There's a lot of us who have lent money to relatives, friends, or romantic interests and got nothing back.  Forget the money.  In the future, consider any loan you make as a gift that you probably won't get back.  If you're not willing to lose the money, don't lend it.
892955
There's an online people to people lending site, www.prosper.com, that's getting very popular nowadays. I am browsing the site and I found people who have cases like yours and get their loans funded. I hope I have helped you in a way..\n\nGood luck!!!
331013
talk with your friends and family members. it is hard to get a loan now.
770071
Someone once told that they never LOAN money, they give it, because if the person asks for it, they evidently don't have any money and they really need it.\n\nChalk it up as a lesson learned and understand that your blessings (money and all) do not come from people, but from God. Thank him for putting you in a position at the time to help someone and continue to do good. God will take up with this friend what she owes, because the bible speaks of debts! \n\nIt is a personal choice whether or not you continue the friendship, but it goes without saying that you should not give her or her family any more money. You live and you learn; people have ALOT going on in life and don't always do what they should or what is right. We all just have to trust that God will convict people and maybe one day, when you don't even expect it OR God will give you an unexpected financial blessing through the hands of someone else. Take it from someone who knows!
450128
There are a lot of companies out there that do "consolidation" loans that I believe you are thinking about.\n\nThis type of loan often gives you enough to pay off all your smaller debts and can give you some extra money on top.\n\nNormally though they require collateral (IE a house) but a lot of the companies do take people with less than perfect credit history.\n\nStick on your TV and you'll soon find an advert for a company of this type.
86247
Try FAFSA, and sometimes states have loan help too.  Also, I am not an expert but what about any other of your relatives.
912426
I normally give out thousands of dollars all the time on the internet to complete strangers that are in need of loans.  Because obviously the Internet is the best place to meet trustworthy people.\n\nBut, I decided to quit doing that this past week ... sorry.
423456
There are many things I would change about myself if I could.  I would change the fact that I'm so gullible.  I've been coned so many times it's not funny.  I've been taken in every way you could imagine.  My own family con me into lending then money and with the intention of never paying me back.  My x wife did the same thing to me.  I lend her large sums of money and have to this day never gotten any back.  I even given her money, bought things for her like a car, place to live, and gifts.  Those where free gifts from me, but I expected to get money borrowed back.  Friends have done this to me.  This has been the way all my life.  I'm too easy going.
1175781
The only way I know of is to get a co-signor on a loan, and re-establish your credit from there. See if your bank will work with you on a small credit-reestablishing loan as well. Most banks will, especially if you tell them your circumstances.
1141058
Try this:\n\nPrivate people lending money for just about anything.  They bid the rates down and your rate is based on your story and your ability to pay back.\n\nOf course if it is for school, why not a student loan?
558380
I 100% agree !! They ususally only give money to people w/ children and/or people who are married. I dont receive any because my step-dad makes too much. I dont live at home and they DONT support me in anyway!! They are very unfair. I am in loan debt. Try looking for some scholarships to help.