What is the best series of US Savings Bonds to invest in?  I am looking to make small investments a month.?
410844
none of the bonds. A mutual fund is nice as is a Roth IRA; and forget the 1.6% savings account.\n One way to make 18% on your money is to cut up those credit cards thereby saving the interest 6-24%, and pay cash..\nDave Ramsey has a great financial peace series he teaches calles FPU financial peace university
1038205
I would go to Vanguard.com.  Their website is an excellent resource for laymen education about investing.  Plain speak so Joes like us can understand what they are talking about.  Additionally, they have some of the lowest-cost funds out there (not to mention they are pretty good).  Lastly, the service is very good.  I would start there.
69269
go to http://www.treasurydirect.gov/. I prefer the i bonds for taxable accounts. Use TIPS for IRA accounts.
439706
I like Legg Mason Partners Funds (formerly called Smith Barney). I invest in LMP Aggressive Growth, LMP Fundamental Value, and LMP Appreciation Fund. These are known as "3 Fund Approach." Why? Just like you don't want to invest all your money into one stock, you don't want to invest your money all in one mutual fund (even though it invests 25 to 300 different companies). How you want to diversify your money is up to you, but I put about 33% into all.\n\nMy dealer is PFS Investments and they don't charge any fees to use their services. You can buy or redeem your shares online. You can check the value of your portfolio anytime online too. Oh yeah, make sure the agent is properly licensed and ask about the complimentary financial need analysis (a very useful financial tool).\n\nAnyway, no matter how you invest, don't pull out if the stock market crashes because you know stock market will always rebound (base on past performance).
533759
You can invest at least $10 a month to buy Microsoft at http://www.mystockfund.com/ or if you have at least $500 you can open a brokerage account at scottrade.com\n\nTop 10 Answerer in Business & Finance.
328304
My impression is that they are all scams.  It is just not possible to offer interest rates like that.  I certainly wouldn't invest in one outside the U.S., because it would be hard to get your money back when they steal it.  But I wouldn't invest in one inside the U.S. either.  Here is a government website about these scams:
92347
If you want to be 100% safe long term bank deposits would be safest. Next best thing are bank bonds/certificates the Gov't Banks issue out.\n\nOf course, investing in anything else would introduce risks and possibly increased returns/losses.\n\nAny investment that probably promises me anything more than 5% with no risk would be highly questionable.
294363
The answer is not simple, it depends on when it was issued.  There is a website for information on savings bonds, it is www.savingsbonds.gov.  I went through and found the following link which you should be able to research and find the information you are looking for.\n\nhttp://www.publicdebt.treas.gov/sav/savinvst.htm
86043
It depends on what you would concider good and how much risk you are taking with your investments.\n\nIf you are investing in money market .25%/month is good right now.\n\nIf you are investing in bonds, about .65%/month is good.\n\nIf you are investing in large cap stocks, about .85%/month.\n\nIf you are investing in medium cap stocks, about 1%/month.\n\nIf you are investing in small cap stocs, about 1.2%/month.\n\nIf you are buying gold or other precious metals, about 1.5%.\n\nBalance risk vs. return is the key...take a little risk with a little bit of your money...
560963
You can go to sharebuilder and put some in monthly.  If you pick a company that is known to be stable and pay good dividends then you can reinvest the dividends, it becomes sort of like compound interest, where the interest starts earning interest.\n\nDiversification is nice, so low cost Exchange Traded Funds are an important consideration.  I like the Dow Jones Select Dividend Index Fund (DVY).  It is about $62 a share right now and is within pennies of its Net Asset Value, the worth of the stocks inside the fund.  It has a distribution yield of about 3.60 which is a pretty good rate of return compared to if you left the money in the bank.  Every share you buy is getting a slice of some 114 very profitable companies that share part of their profits (dividends) with you the stockholder.\n\nGood luck, whatever you do.
744172
if you are looking for an investment for a youngster with long term horizon then I would consider stocks rather than bonds.  bonds simply can't provide capital appreciation...\n\nconsider buying a stock and ordering the stock certificate and framing in their room...heck look at google or some marquee big name...\n\nbut if you insist on bonds then go with the the I bonds. good luck.
69896
If you want to play it really safe invest in Series I Savings bonds which should do well, even under the the conditions described. If you are willing to take a little more risk in exchange for the possibility of higher returns, also consider International bonds, gold, silver, and timber REITS, which should also do well under these conditions. (For example, buy shares of American Century International bond fund, Central fund of Canada, and Rayonier, and Plum Creek.
299613
I would go to Savingforcollege.com and enter my state on the left hand side.  They have many investment options \nI would recommend investing predominately in stocks when they are young and slowly switching to bonds as they get older.  If you don't like stocks you can invest in bonds or money market funds.
446681
A basket of stocks called an ETF.  Bonds don't beat inflation plus taxes (unless you buy an I-bond for your Roth IRA).
784089
Put your money in HSBCdirect.com or emigrantdirect.com savings account and your account will earn over 5% interest or put your money in a Money market account, you can find out the best rate at bankrate.com\n\nIf you want to go the ETF route, you may want to check out the ticker: SHY, it is a 1to 3 year US Treasury Bonds, or AGG, the ticker for the total index bond funds.
846944
You can never go wrong with investing in an index fund for the long-term. I recommend a total US stock market index that will give you exposure to Large, Mid and Small cap funds. This is the best option for long term investing. You'd be hard pressed to really find something that has a better risk/reward payoff.
164845
I own and recommend the following mutual funds without hesitation to anyone, for any situation and length of time. These are the first funds in which I invested, and I've owned them all for 3.5 to 4 years. I have ranked them from highest to lowest 3 year return.\n\nBUFSX\nCAAPX\nMVALX\nDODBX\nOAKBX\n\nI advise you to do your own research and comparisons at Morningstar.com.