What are some good money saving tips??
400265
Don't waste money!\nDon't buy liabilities!
749494
Spend $100 on something you want/need.\nSpend another $100 on something stupid (go crazy with this one...once in a lifetime thing)\n\nSave the rest.  Put it up somewhere like you didn't even have it until some time comes along when you really really need money.
290951
Create a monthly budget. First, spend one month collecting receipts, bills, etc. and determining what percentage goes towards rent, food, entertainment, transportation, etc. From that, you can determine which costs could be eliminated. By doing that, you can determine how much you can save during a month!!
951478
Hide your money in a safe place. When it's not lying around, you won't remember to spend it.\n\nDon't bring too much money whenever you're out and about because you'll be tempted to spend it.\n\nWhenever you pick up anything you want to buy, ask yourself why you want it, do you really need it now or at all, is it worth it, how will it benefit you, is there anything wrong with it, could you get a better deal somewhere else, etc.
788214
Use the envelope system.  Make a realistic budget for each category and when you get paid put that much money into each envelope.  When the money in the envelope is gone you don't buy anything else in that category.
1100596
The best thing to do is set short term goals for yourself. I have a hard time saving money on a long term basis but if I know I need to save this much this pay check I can do that.\nEach pay check just put a certain amount aside. You really do not need those new shoes or a new pair of jeans. Even if it is only $20 that adds up!\nWhen you have enough for what you need go get it right away do not keep saving!\nJust use self control.
275612
Learn how to save money and you'll be ok. Take a deep breath ... and let it out - you're free!
767342
im 24 now, ive been really saving since i was about 19... try using Microsoft Money. Its personal finance software. It lets you keep track of your income and expenses. you can create a budget... and once you do, you'll see where you spend your money and you will realize what is important and what is not. when i started using that software, it got me more and more excited about money because you see what is coming in and going out.
186368
First off, understand that a budget isn't to save money, it's to tell your money what it's going to be doing for the next month or so.  You can stay on a budget and not pay your bills, shop 'til you drop, and not save a penny.  You are still on a budget as long as that's what you planned to do.\n\nHowever, if you want to save and pay your bills, you set up the budget to address those desires.  A month makes a good time-frame for a budget, so only list that one month's income, and then determine where every dollar is going to go.  Hopefully some will be left over for savings after paying bills, planning for occasional expenses (quarterly insurance, tag, whatever), buying some groceries, and so forth.  After doing the budget and working on the final numbers with your spouse (if applicable), agree to stick to it.  Never spend any money that isn't planned for by the budget.  "Hey," you say, "what if something comes up I forgot about?"  Simple - call an Emergency Budget Summit Meeting with your spouse.  I.e., sit down and figure out where the money is going to come from.  Scrimp a bit on food, cut back on entertainment, whatever - adjust the budget to include the unexpected expense.  Doing this will force you to accept that the money has to come from somewhere other than that darned useful Visa card (that will kill you over time).\n\nYour best bet for an entire plan of attack is Dave Ramsey's book _My Total Money Makeover_, usually available at the local library (or at your local bookstore).  _Financial Peace_, also by Ramsey, is also a good choice but MTMM is the latest.  Ramsey's plan is a systematic way to get out of debt and build wealth -- a realistic way, which means you won't be rich next month.  You can also take a look at http://www.daveramsey.com but the book is a better introduction to the system.\n\nI'm not affiliated with Ramsey, I just used his ideas and know they work.\n\nGood luck.
156177
visit hgtv.com they have good tips for all budgets\nthe show decorating cents shows you how to decorate a room for under $500
655841
You should write out a budget. Budget for everything. Bills, car payments, entertainment etc. And try to save a little every paycheck.
65086
1 pray to god\n2 save little from paycheck\nbe focused if you want to save money\n3 borrow from friends \nhope thats help
363507
The BEST way to save money is to save for something. Then it might actually happen. For example - I need to save money - so each pay I'll put away so much, with nothing specific. Next you'll have an emergency, or you'll use the money for gas, new dress, going out to dinner, pay a utility bill, etc.\n\nBut if you - Put money away for a new pair of imported Italian leather shoes I've always wanted - something specific - then you will probably put the money away, and leave it there until you reach the needed dollar amount to buy the shoes.\n\nI've used shoes, but it can be retirement, emergency funds, insurance, new house deposit, dream vacation, wedding ring, etc., etc.\n\nThe more specific the better. When it is specific, it is easier to rearrange - if you need to - like, gee I no longer need those expensive Italian shoes, mum got me a pair - I'll put the money towards my new house deposit, and so on.\n\nThat really is the best way - once you know what the money is for - it is easy to work out where to put it.\n\nI'm available fo further clarification if need be.\n\nGood luck
259445
umm get a job and save ?
1107676
Pay all your current bills. Save as much money as possible and the next time you get a lump sum of money like tax time..take the money you have saved and the taxes and pay them off at one time.
376231
yeah. Think of the tax you save!
294414
Maybe try cutting back on "non-necessities", ie: eating out, start bringing your lunch to work. Ask a co-worker that lives near by to start car-pooling to save on gas prices. Cut coupons! Just last month I saved $15 with my coupons, the money you save, you could apply to your gas tank in your vehicle. Also, since your wife is pregnant, apply for the WIC(women,infant,children) program. That will save you money each month on your grocery bill, because you will get milk,cheese,juice,beans,tuna. You can sign up at your local Department of human services office.\n\nGood luck to you and your wife, and congratulation on the new baby!!! :)