safest way to invest money?
406239
Buy a CD from a federally insured bank (in the USA anyway)
1019794
CD is well known to be the safest investing instrument, but it's safe only if US dollar (or whatever your currency is) doesn't crash. However, given the current trend in US dollar, I am not too optimistic about that.\n\nAll other investment vehicles have varying degree of risk. If you have never invested before, I don't recommend any but suggest that you should spend at least a year to learn about investing before actually doing it. You can begin by reading books and articles from the www.richdad.com and www.investopedia.com. \n\nAnother thing I would like you to understand - If you don't accept any risk, why should you be awarded with any gain? The real idea about investing isn't to avoid risk, but to take limited, calculated risk for potential gain that's (very) likely to be at least a few times more than what you risk. To do that, educating yourself is of primary importance. If you can't accept any risk, or want not to spend time on learning how to, you should not invest.
1140593
There really is no "safe" place to put the money and get a "big" return.  Generally, the two are on complete opposites of the spectrum.  Be safe=low return, risky=possible high return
849279
If you just want to invest and have no input i'd put most into cash management and get say 6.5% interest (very low risk). I would also put some into shares ie. banks or strong companies that are low risk.\n\nIf this is a lot to you, you dont want to risk it....
8339
Find safe investments through a reputable investment firm.  That way you'll make some money but you won't lose it.  If it's for college you probably want to hang on to at least what you have.
311039
This is a vague question.  What do you mean when you say what is the best.  If you mean safest, most have insurance guarding you on your investments if the financial service and/or trust company were to go bankrupt.  If you mean, honest, depends on what you are looking for.  Are you interested in one of these places to manage your money?  Manage your trust account?  \n\nIf you can be more specific, I will help you. \n\nGood luck!
47967
It depends on how much risk you want and how much you are hoping to gain. \n\nThe safest would be CDs. Check ingdirect.com, Their 18 month CDs are yielding about 4.5%\nhttp://home.ingdirect.com/products/products.asp?s=OrangeCD\n\nIf you are willing to take some risk you can invest it in mutual funds or even stocks. Investing in the market is more risky but can provide greater returns.
325645
Safety - safe, FDIC insured up to $10K. Unless someone bombs your bank, the money is safe.\n\nGrowth rate - this SUCKS for savingts accts. They give less tthan 1% return. If youre interested in savings accts, use Orange (ingdirect.com) who is offering 3.95% currently - way better, but still not as good as a CD. \n\nInflation Protection - none. Inflation grows faster than the measly 1% return youre getting...\n\nLiquidity - excellent! You can get at it whenever you need to witth an ATM card! \n\nTax avoidance - none. Get sent a 1099 at the end of the year. However, in order to get dinged on your taxes, you need to make more than $600...at 1% interest, that means that you have $600,000 in a savings acct...doubtful at this point.\n\nWhat really irks me is that they take your money and lend it to people, charging 15 - 19%, pocket 14-18% and give you 1%. BS!!!
334081
dont place all your money into one type of bond, split your money up into stocks and bonds... put your money as a medium type, not agressive, if the stock market crashes, then all your money goes...it also depends wheither your investing in a 401 k or something else, different savings plans offer all different kinds of options
120722
It depends on whose money it is. Some people would say the best place is call options on the NASDAQ, other would say mutual funds, others would say bonds, others would say real estate, others would say GICs.\n\nIt depends on your goals and your understanding of investments. Don't blindly trust other people for advice like this. Learn to judge for yourself.
273119
beginnersinvest.about.com and earlyearners.com\nTwo websites you can check out. Best way to start investing is to just by setting aside a small about each week or month i.e. 25.00/week and letting it set in a savings account until you find a certain investment you would like. Whatever you do make sure that the investment is something you are comfortable with. And whatever anyone tells you nothing will guarantee a return except goverment obligations such as government issued bongs and banks. OTher than that there is risk. However risk isn't necessarily bad. Just research before you buy.
329108
A mutual fund is your best bet.  Remember that "quick" money means risky when it comes to investing.  Better to go slow and not lose your money.
974739
Bank CD's usually have a penalty for early withdrawal.  If you cash in a Tbill early, you might win or lose, depending on current interest rates.  There's also another commission to pay the broker when you sell the Tbill versus letting it mature.\n\nAs far as safety goes, Tbills are the safest but CD's are pretty close.  You also don't have to pay state income tax on Tbills.
1104053
invest in real estate the best returns for your money and the safest way to encash it when you are in need
1020732
work, save and invest.  if you want money go to where the money is.
1059867
The quicker you want your money to grow, the more risk you have of losing it. \n\nThree reasonable choices\n1) Open a savings account\n2) Buy a 1 year CD\n3) Read and learn about the Stock Market and then start Investing in what you know such as Coke, McDonalds, or Microsoft.
957757
Gold is one of the best investments for all times.\nBullion you can buy trough at least several companies.\nMake easy search for example "buy gold bullion" and choose for \nyourself.\nBut there is some inconviniences too  -there is a some hefty comission involved upon buy and sell.\nAlso you have to worry about keeping it at home or paying safe deposits fee in the bank.\nI thing one of the best way to own Gold is trough gold tracking stock -ticker is GLD- it tracks absolutely the price of gold.\nIf you wanna have some gold on your hand you can buy  some gold coin.