are there any studies that show differences between the way different cultural groups percieve credit?
404072
This is something believed by some researchers  in some prestigious univeristies: There are more similarities than differences between cultures.Cultural differences decide the way something is percieved or felt. Surely there is a study of somekind in soem language about this phenomenon
273990
I'd agree that material factors probably play a greater role, but cultural factors could be important.  There are, for instance, certain religious sects that don't allow particluar medical treatments (e.g. blood transfusions).  I'd suggest that you go to:\nwww.findarticles.com\nand enter a search such as: health care and social class.  Another search might be health care and cultural\n\nWhen I tried these searches I came up with numerous articles, some of which looked like they might be useful to you. Good luck.
323849
Yes and no.  Yes in that you can take basic psychological ideas(fight or flight, survival instincts, mother/child ideas, primitive responses, fear, anger, love etc...) that apply to humanity and then place them upon a culture superficially to analyze but you have to be careful of context. But you cannot place specific ideas of behavior, religion, rituals, tradition etc., upon different cultures because not only is that imperialism(and assumes your culture is the definition of what culture or normal/acceptable behaviors are) and just plain rude and out of line but inappropriately imposing.  Because each culture is so drastically different with different traditions and rituals that it wouldn't make sense to impose one philosophy upon another: ie...Christianity upon native peoples around the world, Euro-centric upon natives or Africans etc...It is inappropriate and arrogant to assume one idea makes sense for all people.  It's an ideal unrealisitic notion. \nAlso you have to consider economic and cultural systems in place that affect the way people relate as a whole society.  Japan from what I've learned is a group mentality society versus America is an individual mentality society.  They tend to think of the group and the affects upon the group first, and we tend to think effects upon the individual first.  Both have pros and cons.  \nAnd Japan does have a religious or rather spiritual foundation, Buddhism.  It's a brilliant and gentle philosophy that permeates much of their culture subtly but unlike religious dogma, is not obvious and in your face, reminding people of it's existence on a daily basis; There is no guilt by religion.  Because that contradicts the very nature of Buddhism, unlike other religions. Yet I know that shame is a much used idea to encourage modesty and humility amongst Japanese people.   \nSome cultures base their manners, traditions and overall culture upon ideas and history and not just religion or desires for conquest or expansion like many western cultures have.
743980
It's about average for average credit. Origination can go from 0% to 10%, depending on credit.
867360
I don't think most Americans would know one from the other! In my town we have over 30 thousand Asians...and as far I can tell...they all work very hard, and don't fleece the government\nI can not tell if one or the other is being more discriminated against!
373181
There are very subtle differences, but once a person has lived or worked in Asia and has grown familiar with the cultures, it's easier to recognize them. The languages are quite different, with very different tones and expressions. The clothing can be different, and there are gestures that are unique to the specific cultures. (For instance, the Korean women typically cover their mouths when laughing or even speaking.)
553140
The German people are quite clever, along with most of the other Germanic European countries (Netherlands, UK etc)\n\nThe East Asian people (Japanese, South Korean, Chinese) are very innovative and create alot of wonderful new technology.\n\nThe Roman Europeans (French, Italians etc) are creative and artistic and genius with food, art, and fashion.\n\nThese are general stereotypical trends the way most people see it.  At most likely derive from the way people in different cultures are bought up and the education systems.  But what I am trying to point out is that genius covers the whole spectrum, and whilst some people are genius with electronic devices, others are genius with food.
555065
A lot of people I know are brain washed that material possesions can bring happiness. It doesn't matter if they have to use credit, or step on others, they need these things now! I think its just a cry out for attention, even if its subconscious.
914499
Hair color, give me a break.  Culture, YES.  The culture you are raised in probably accounts for 99% of the way you think. Only 1 in 1000 will reject their cultural conditioning and only 1 in 10,000 will ever be capable of independent thought. Our gurus and shamans tell us what to think and most people, like sheep, need to be led. When in Rome, you do as the romans do. Cultural mythologies (i.e. religions) are poweful forces and hard to break free of.
1018948
The most commonly used credit score in US is the FICO score. Scores can range between 300 and 850, depending on your credit history (on-time payments, debt ratios, etc.). According to an ad that runs frequently on Yahoo's home page, 678 is the average score across the entire US.
520320
Different cultural perspectives in America?  Germany?  Japan?  Be more specific and I probably can help you.
193393
I was a student at King's College, London, many years ago. Probably there is not much difference, but they are possibly more disciplinarian? Of course students are always 'lively people' the World over.There is not so much emphasis on success-certainly there is much hard studying involved. The ethnic makeup of the British population has changed much over the years.
348742
Most likely no.  On both continental groups Eurasia/Afica nad the Americas there were many similarities in technology and scientific process.  This jsut shows that if we as humans really need (or want) something, that we will find a way to get it.  Every great ancient culture was great because they tackled the problems that everyone needed solved.  Writing happened on both continental groups becaus a need to archive history in a condensed form, the same way as the compess, boat and agriculture developed, out of a universla need.
1140446
At least in India, people do not copy any one in the world. But we accept what is good in terms of values even if it is foreign, like in classical music there is influence of both the west and the middle-east. Ours is an eclectic culture and that is why we assimilate from all directions and make it our own.
600454
Yes.\n\nOver the last 20-30 years we've seen a BIG swing in the United States because people were seeking spiritual and cultural influences from other countries. \n\n(Large influx of eastern thought in the 70's, and in the last 20 years the Hispanic population has dramatically increased, bringing new ideas with it, as just two examples.)\n\nLike any form of interaction, we can both benefit and be harmed by such things, depending on how we approach them and what we personally take away from them.\n\nI'd say US culture looked pretty uniform though around 1950, while nowadays it is VERY diverse due to crossing cultural boundaries.
709665
how about the percentage of unemployed college graduates.  Or the percentage of people who are in high debt trying maintain a wealthy lifestyle.  meritocracy suggests that fine items, cars, etc is the effect of hard work, etc, however if you have easy access to credit you can have all of these things (albeit, with risk but even so) without hard work.
229842
no, it a form of control. then again cultures control people so you may be right.!