I have a mortgage with Birmingham Midshires it is  repayment  but the interest rate is 6.75%....?
413652
Easy peasy - the answer is but a mouse clic away.\nGo online on try one of the many financial websites (do a search on "mortgages") they have search engines which allow you to survey the market and come up with the best deal.\nI reckon the traditional building societies offer the best rates. Check out the Nationwide, Yorkshire, Coventry and Derbyshire Building Societies. They all have good web sites.\nJim
533873
Try out A+ Financial their interest rates are really low and the payment are cheap. They even have free advisors come to your home to discuss it all with you. Depending on your debt ratio you might need a co-signer but it is a really good company... I went from paying 870/month on debt to 246/month for 5 years. Their rates are lower than 6%
751344
This is an open ended question and can not be answered. Rates varied from 8 - 10% depending on multiple factors.\n\nI write a blog on the subject of credit management, mortgages, real estate trends, etc. Check it out for more information that may be helpful.
1042862
Interest rates for any new Federal Stafford loans made after July 1st will will be 6.8% for all borrowers (in-school or otherwise).  \n\nIf you already have a *variable* rate Federal Stafford loan, your rate on that loan will remain variable and will be expected to increase to 6.54% (for borrowers in school, grace, or deferment) or 7.14% (for borrowers in repayment).\n\nInterest rates for any new Federal PLUS loans made after July 1st will will be 8.5% for all borrowers (in-school or otherwise).  \n\nIf you already have a *variable* rate Federal PLUS loan, your rate on that loan will remain variable and is expected to increase to 7.94% for all borrowers.\n\nPerkins rates and terms will effectively stay the same (5% fixed rate).
880329
Depends on the type of mortgage.\n\nSome are fixed rate - and will not alter whatever the bank rate does. some are LIBOR ones which track London bank rates. Some are capped - which means they vary - to a maximum but not higher.\n\nDepends on the type.
16707
Yes, go here and use one of the calculators offered...\n\nhttp://mortgages.interest.com/content/calculators/index.asp
709385
Hello.\nI am a Private Lender, I think i can help You Get The Loan You Required,That will be If You are still interested.My Interest rate is considerate.\nContact me Via email,edward_loanfirm@yahoo.com\n\n  Mr Edward Pellicane.
301123
That is a good rate, but be sure to read the fine print...they can often increase the interest rate if you are late, don't pay a certain amount each month, or after a certain period of time.  It is better to pay it off each month if you can...then you are paying 0% interest...can;t get better than that!
213300
Do not sit and wait for something that is possibly only a figment of someone's imagination.  Plus the area that you are in may not apply.  Also, when this happens, it is very possible that interest rates on mortgage are going to start going up quite rapidly.  Buy now.  Most areas are experiencing a buyers market.  Now is the time!!!!\n\nIf you would like lending advice, go to www.americanhm.com/timothy.kaz ee and there is a ton of info on there.  Plus you can even apply online.
126607
Your total mortgage should be no more than 2 1/2 to 3 times your annual salary.  The higher the interest rate the lower the mortgage should be.
113927
Not really.  Some lenders (like the one I work for) look for a minimum of 640, others 620. You are right on the borderline.  Anything from 640-699 is ok and 700 or above is considered very good and will likely get you better rates.  I would find out why you are a 630 (delinquencies reporting?  overextended credit cards?  a lot of new debt?) and work on correcting those issues.  Good luck!
1094773
$750,000 with 0 down at 6% on a 30-yr fixed will leave you with a $4,500/month payment (on your ~$6,000/month take-home).  After a year you'll have paid off (essentially) 0 principle. That leaves you with $1,500 for utilities, maintenance, insurance, etc. on the house.  Plus food, car, etc. for yourself.\n\nTypically, mortgage brokers won't (or shouldn't) give you a loan with a monthly payment that's > 25% of your monthly income.  \n\nWhy risk it? What's the incentive for having this huge albtross around your neck for a year?
1124998
It all depends on the interest rate.  The higher the rate, the more the payment will be.
784508
Are the lates on the mortgage?  If so, the 60-day is what is killing the 85%.  Unfortunately, I don't know of any lenders that would be willing to do that LTV either.  Have you tried hard money lenders?
742759
You can still get 100% mortgage. Northern Rock will even lend up to 125%.\n\nSome lenders will charge a higher interest rate on 100% mortgages. Some antiquated providers may charge a Mortgage Indemity Guarantee fee (MIG) which is a four figure sum which insures the lender (not yourself) in the event of repossession proceedings. If your proposed lender charges MIG, then look elsewhere.\n\nIf you are getting 100% mortgage because you don't have a deposit, you might encounter a problem exchanging contracts on a new place. This is because exchange of contracts usually requires a 10% deposit, and your mortgage won't be advanced until completion (which means you can't use the mortgage to fund the deposit). You will either have to:\n\n1. Get a bridging or short term loan. \n2. Get your solicitor to ask the vendors solicitor whether they'll accept a lesser deposit.\n3. Purchase indemnity cover which insures the 10% - I think its called a "Guaranteed deposit bond" but your solicitor will know for sure.\n\nIf you see a house you like, the first thing to do would be to get a mortgage decision in principle (DIP). This is basically the lender doing a credit check on you and saying "we are prepared to lend you up to x amount on a property which fulfils our criteria". The DIP can be obtained in a matter of minutes. The full mortgage application (i.e. on the actual property itself) takes weeks.
148202
1- You are looking at a rate of 6.25% in IL. I ran it through Provident Funding as a 30yr fixed, full doc, 80% LTV/CLTV, second home, $288,000 loan amount, with a 21 day lock period. This assumes all the information you supplied is accurate, and that your DTI (debt to income) does not go above 50%.\n\nThat is a rate that the mortgage company would be ok with selling you. If you are being quoted higher than that, then feel free to talk to me and I will let you know if you are getting a fair deal or not.\n\n2- Your Mortgage company can usually get you at least as good of rates as your local bank, unles you typically carry a very high ballance with them. You would be surprised ... you Mortgage Company is propbably signed up with your bank to do loan through their wholesale side, as opposed to your retail rates they would offer you direct.\n\n3- When a good time to go through with it is completely up to you. If you are in a situation where you can offord it, and are comfortable with it, then do it now. No one can make that decision but you.
1016557
I think they are all pretty much offering a rate of 3.5 if you look online. I suggest you consolidate or refinance before June 1st. Here in CT the rates are about to go up to 7%