Curious, if you're a small business and you need to report a debt on a debtor's credit report, how do you?
411701
SORRY, BUT STUDLY DOESN'T HAVE ALL THE FACTS.\n\nSMALL BUSINESS ALL OVER REPORT TO CREDIT REPORTING AGANCIES.\n\nALL YOU HAVE TO DO IS CONTACT THE ONE IN YOUR AREA, THEY WILL PROVIDE YOU WITHA FORM TO FILL OUT.  YOU WILL HAVE TO PAY SOME FEES FOR JOINING AND THE RIGHT TO REPORT BUT THEY ARE NOMINAL.
628915
Lets get a few things straight, and ignore the advice of these   bill collectors....\n\n1)  Credit reporting agencies report what creditors tell them to report.\n\n2)  You can not get negative information removed from your credit report if it's "fair and accurate".\n\n3)  There is no law forcing creditors to post anything!  There is no law preventing them from editing or removing any entry that they posted.\n\nTherefore, if you pay a bill off, there is nothing preventing a creditor removing negative entries from your report, and/or posting the entry to say "paid as agreed".  \n\nNote that just placing "paid" on your account does NOT remove negative history such as delinquincy or late payments.  \n\nThis said, what you are trying to do is fix your credit report by paying the debt.  Why would you want to pay your debt and still have bad credit?   The nonsense these guys are saying about a paid off delinquincy looks better then an unpaid one is wrong and stupid!  Would you rather get kicked in the nuts or kicked in the butt!  Neither!\n\nSo what you need to do is negotiate a settlement with your creditors.  In exchange for paying off the bill, they must remove all negative entries from your history.  Make them agree to this IN WRITING before you pay them a dime.  \n\nThey are simply lying if they tell you they can't do it, or it's against the law.  I am still waiting for one of the collectors who respond here to show me any evidence or law to disprove me.  \n\nAnd yes, they will do it, I've helped several people get their credit cleaned up this way.  If the creditor wants their money, they will work with you on it.
159113
Through a private person.  All companies will report.  Ask the companies if they are a "reporting" company.
914823
They are not going to report to the credit bureaus. But you can ask for a letter of reference from them.\nIf you do not have enough credit some creditors may use letter of references from your other creditors that do not report.\nThat includes you house phone, electricity, and gas bills.\nAnd if you have not looked at your credit report, review and you can go to www.annualcreditreport.com if you have not already done so.\nHave fun and good luck.
185128
check your credit report and dispute whatever you can on it.  if credit companies cant prove you owe this amount or if the report is past 7 years, then they have to remove it.  experian is the easiest to dispute online...i wiped out 13/24 debts from my report just by challenging them online within 6 weeks!!  it'll take some time and a bit of effort, but not as hard as i thought, and definately worth it!
884232
Most companies require at least $5,000 as a bare minimum. Others are as high as $20,000. \n\nThis company has no minimum: http://www.expert-credit-advice.com/debt_settlement_service.htm\n\nThey ONLY deal with debts in collections or bad debts. If you are current with your bills, they cannot help you, and they will not advise you to stop paying your creditors if you are current.
349906
You can send the CRA's a letter requesting that they add the loan to your report.  Give them as much info about the loan, and they will verify it with the lender.\n\nCreditors are NOT required to list credit histories with the credit reporting agencies.  Many of them do not even have access to send them that information.
11398
A person is not able to place information on payment history on another person's credit report unless they are a business or corporation of some sort.  This is because to be able to report information on a credit report you must subscribe to the credit bureau to be able to do so, and the fee for subscription is costly.  If you are a landlord for a few houses then you are better off evicting the tenants and then placing their unpaid rent to a collection agency.  The collection agency would be able to place the information about the past due rent on the tenants credit report for you, plus attempt to get the money back to you for the unpaid rent.
1038150
Contact the Consumer credit counselling service who will work with you to create a debt management plan and they will take over all contact from your creditors,and collect a managable small payment and distribute it amongst your creditors...NB The Consumer Credit Counselling Service is a charitable organisation so will not charge you for their services
542555
Here is how the game is played....\n\nIf you pay off your debt, you still have to deal with that negative report on your credit.\n\nPlacing "paid" on it does NOT remove  negative information such as late fees or that it went to collections.  Those who tell you otherwise are lying or ignorant.  I've counsoled many, many people who made the mistake of paying off debts, hopeing to get their credit improved, only to see it barely helped at all.\n\nThe ONLY person who can edit/delete credit information is the creditor to placed that information there.  And it's very unlikely you will get their cooperation once you have paid the debt.\n\nTherefore, before you pay them a dime, get IN WRITING that they will remove all negative information from your credit report.  Don't pay them a dime unless they do!\n\nRemember, you are trying to fix your score.  Why pay them if it's not going to help you out?  \n\nUse the sample letters below and write a negotiation letter.
680378
It's clear you don't want to do it the old fashioned way or you might never have ended up with bad credit to begin with. However let me take devil's advocate position just for an excercise in fairness. Pay off your debt as fast as you can & then speak with the Small Business Administration. You'll find a ton of help there. While you're paying off your debt?, try working in the field you want to start up to gain insider tips  on how best to run that business.Look for the link Starting Your Business
145731
Actually any one can do it. If you owe a business money and you decide not to pay it most businesses instead of going to court will give it to a collection agency which intern sends you a nice letter and then if you dont pay it they put a nice spot on your credit.  Yes you know about any borrowing institututions who do it regually.  But through a collection agency almost anyone can.  If you see any you can dispute it though.
1066789
The link below contains a bunch of sample letters to send to creditors.\n\nEmail me if you need more advice.
693220
The only way to get this debt removed is fight it with the creditor.  That may require a court trip to sue your ex for the amount she charged, then paying off the debt.  Be sure to make the creditor remove the report before you pay them, otherwise they just may leave it on your record.\n\nCredit reporting agencies will not remove this listing.  The best they can do is include a statement of your dispute, but most lenders ignore this information.
954033
get a equifax credit report, it will tell you who you owe and how much. make sure to keep your reciept for payment incase they dont strike it from your credit report so you can prove you paid it.
940071
If a creditor has access to Pacer or any other system that you can review bankruptcy filings. Fortunately, most creditors would rely on your credit report, current income to debt ratio and what you tell them.
47000
contact the creditor. If it is a large firm ask for the collections department. Attempt to negotiate a settlement that includes elimination of the negatively reported information. Start by saying "can you help me with this". Explain the original problem and staate that you want to make it good. Sometimes they will be sympathetic. At a minimum, if you pay they have to report it as originally charged off but paid.