How do you become wealthy if you haven't started saving yet? and you are thirty.?
402462
Open a brokerage account at Scottrade with just $500 today and start saving half of your paycheck (This is not as easy as it seems) until you have enough for a down payment for your house.\n\nIf you don't have a college degree. Now would be a good time to go back to school.
685269
wait until you are 35.
51577
Start young and put 10% of your annual income into some sort of IRA or 401K. Keep your investments within those vehicles aggressive. Over time you'll be surprised how the compounding effect adds up. But, start early and be absolutely disciplined about it. \n\nAlso, at some point, when you have some cash, buy property. Nothing builds profit like property.
371136
Most people are taking a shot in the dark like im about to do, because you never told us your age and/or your interests. \n\nFirst off, if your nowhere near driving age then id  buy a really nice LCD TV(30-40 inches sounds nice), and even then you should have a couple thousand to play around with. \n\nIf your gettin close to, or over 16 years of age then drop that load into a savings account if your not driving yet, or if you are driving that would not only be a NICE downpayment for a car it could buy you a car all the way depending on how expensive you want to get.  If your happy with your current car and over 16 keep it in a savings account because you will need cash for an apartment/home, college, ect...\n\nIf you dont like my previos suggestions heres a list of other stuff to blow it on :P\n\nMP3 Player(go buy the best Ipod on the market hehe)\nPSP\nXbox 360\nPortable Dvd player\nDvd recorder\nSurround sound\nStereo\nTickets to your favorite Pro Ball game or Concert Tickets\nBuy a puppy :P\nI'm a guy, but it seems like chicks do spend a lot on shoes\n\nOr you could invest your money in the stock market, CD's (not music >.<, go to your bank to find out more), U.S. Savings Bonds, ect...
648897
1. Never spend your saving's\n\n2. Try putting some into high interest account's\n\n3. Personal Pension or 401 K..etc.\n\n4. Invest to reduce your cost of living..etc. (Buying rather than Renting property...etc)\n\n5. Spread your saving's into different Mutual Fund's
575507
If you continue to do the same thing you will never earn a lot of $$$$, because service or job is for the beginers only. You need to start your business to be a real rich person, i don't want to show you dreams but i am telling you the truth. I am sure now you got an enough experience in the job you are doing so go ahead and start your business. I know you might not be having money to do it this time, so start saving and do remember to invest your savings in stocks till the time you start your business coz this will help you to increase your savings.\nThere are a lot of stocks in the market which can provide you with a good returns and there is a nominal risk, all you need to do is keep your eyes open and invest at right place at right time.\nYou mentioned that you want to earn by hard work i really appreciate that, otherwise there are several ways you can get millions of $$$ in a day.\nI am 19 and going to start my small business in 6 months\nthanks and good luck
77777
You already know the answer to your own question. You won't become rich in a week. Those who have made their foutune workded for it. If you are willing to work at it maybe someday you will wake up and be "rich".
343343
its hard to save then spend.\nwhen will u get ur salary, take a pen and paper.\nAllocate ur budget on various things like-\nGrocery, education, transport, entertainment etc.\nThen plan ur investment details. U can opt mutual fund, property or bank savings.\nBut u have to sit and plan ur earnings and spending structure of ur money.\nAlways remember "A penny Saved id Penny Earned."
693776
It depends on "how quick"\n\nThere are several ways where a 2-3 years worth of properly directed effort that can make you wealthy in the longer run.\n\n\nIf you arelooking for "get rich quick" faster than that - most likely you are in for the mud.
767342
im 24 now, ive been really saving since i was about 19... try using Microsoft Money. Its personal finance software. It lets you keep track of your income and expenses. you can create a budget... and once you do, you'll see where you spend your money and you will realize what is important and what is not. when i started using that software, it got me more and more excited about money because you see what is coming in and going out.
555195
Go to your local library and check out "The Automatic Millionaire" by David Bach. It's easy to read, and the advice will work, if you're willing to commit to it.\n\nBeing automatic, you'll start investing money without it have a chance to pass through your hands to be spent first.\n\nI have no association with Mr. Bach. I just enjoyed his book, which I read at the "Costco Library" when I was unemployeed several years ago.\n\nBy the way, because I had my finances in good shape, I was out of work for 8 months, and it had NO IMPACT upon my financial life. My wife and I had properly prepared our finances to weather an event such as that.\n\nThe techniques discussed in Bach's book were almost exactly what we've been doing for 15-20 years on our own. We did some on purpose, and some we hit by accident. (E.g., my bank's mortgage was bi-weekly rather than monthly, so I paid off my "30" year mortgage in about 20 years.)
359500
WELL I'M 40 AND KNOW WHAT YOUR TALKING ABOUT LOOK AROUND YOU WHAT CAN YOU DO WITH OUT AND WHAT PEOPLE IN YOUR LIFE ARE NO GOOD FOR YOU!AND YOU KNOW WHAT I MEAN!!! WHEN WE ENTER A CIRCLE OF PROBLEMS IT IS HARD TO LEAVE THAT CIRCLE UNLESS YOU MAKE A SHARP TURN AND DON'T LOOK BACK!!! THINGS THAT YOU KNOW ARE BAD FOR YOU LEAVE THEM BEHIND YOU DON'T NEED THEM!!THINK POSITIVE AND SET GOALS BUT DON'T SET THEM SO HIGH THAT YOU CANT REACH THEM. INSTEAD OF GOING OUT AND PARTYING SET THAT MONEY ASIDE IN A BANK ACCOUNT AND DON'T GET THE ATM CARD IT MAKES IT EASY TO GET YOUR MONEY .IF YOU KNOW THAT YOU HAVE TO GO TO THE BANK EVERY TIME YOU NEED MONEY YOU'LL SAVE MORE .FOR A JOB THINK OF YOUR SKILLS AND JOBS THAT YOU HAVE HAD MAKE A LIST OF WHAT YOU HAVE DONE YOU'D BE SURPRISED OF THE REFERENCE THAT YOU CAN GIVE YOURSELF.YOU CAN WORK ON YOUR CREDIT ALSO JUST BY RENTING TO OWN SOMETHING LIKE A TV VCR OR FURNITURE START SMALL BUT PAY YOUR BILLS ON TIME AND LEARN TO DO WITHOUT THINGS THAT YOU REALLY DON'T NEED TO BUY!!!!!START SMALL AND IT WILL GET EASIER EVERY DAY . LOOK FROWARD AND NEVER GO BACK !!!!!!!!!!!
1002070
Idk man, im not a rich guy, but it would seem that hardwork, persistence, thriftiness and knowing the right places to put your money(and I dont mean at the back of your toilet seat) are keys to it. Oh yea, and a good opportunity too.\n\nFirst off, if you dont have any capital, find a job that you can do well if you work hard enough. Something that is up to your level or skills. The pay must at least cover your monthly expenses including a little entertainment and should give you a little extra money for savings. If not, you'll have to find a second job and work doubly extra hard. Work hard and responsibly enough for your boss to like you and give you some raise. DONT EVER spend your money on unnecessary things, like that new release of Playboy. Do things that can save you money. Walk to work when you're not too tired, eat at home.... Always budget your money. Make a financial schedule of the things that you have to pay for. Make goals like how much you want to save by six month's time, but make them realistic (Dont plan to retire in six month's time). Control yourself at times when you become impulsive. Always ask if you're buying something: do i need this? how much do i need this? ALWAYS save for emergencies. Loans are cash burners cuz of the interest.\n\nWhen you save some money, you can multiply from there. Im not sure how to really make this work, but an uncle said learn how investment in your country works. Go to your favourite bank and inquire about Unit Trusts, Bonds and Shares. Dont go to the stock exchange if you're not sure and unexperienced. Its better to trust your money in a group of professionals who know whats going on, even if you have to pay them a little. I dont think you can be as rich as Bill gates with this, but at least it should secure you financially and make sure your expenses dont exceed your income.
1171856
Have alot of money first off
514770
When you're young, it's hard to live debt-free (car, home), BUT . . .\n\no  Always live below your means.  Trying to keep up with the guy next door (who's probably deeply in debt) is a recipe for financial disaster\n\no  Don't use credit cards unless it's for convenience and you have the cash in hand to pay them off each month\n\no  As you get a little older and more established in your profession, try to eliminate all debt (except, perhaps, your mortgage.  That may take a little longer to eliminate)\n\no  Remember, MOST self-made millionaires lived a conservative lifestyle (below their means) most of their lives.
5164
1.  Skip the get-rich-quick scams\n2.  Get an education, as much as you can.\n3.  Get a steady job.\n4.  Invest early and learn about the magic of compound interest.\n5.  Don't borrow for anything except education and a house. \n6.  Beware of credit cards.  They are dangerous. Pay them off every month.
622216
This is absolutely not your best option!!! TRUST ME, I KNOW!!! Mutual funds are always the way to go but if you are looking to make your money grow fast....invest in CHEESE. The 2nd richest man next to Bill Gates is a cheese man. last year their stocks split almost 2 a month. I did and by the end of last year I was very very wealthy!!!! I'm 26 and finacially have the resources to retire and live comfortably until I'm 85 and never work another day in my life. AINT LIFE GRAND!!!!!