can lapsed car insurance fees be reported to the credit bureau?
415288
Unfortunately, lapsed car insurance fees can be reported to the credit bureau and also turned over to collection agencies if not paid.\n\nWhen you purchased the insurance, you signed a 'contract (policy)' with the insurance company.  Typically the policy is for a period of time, like 6 months or 1 year.  Insurance companies then give you, the customer, the option to pay it all up front, or to make a series of payments, usually 2 or 4 payments for the 6 month policy.  So you are not paying for insurance month by month.  If you did not cancel the policy when you relocated, you are liable for the payments.  If you decide to let the insurance lapse, after a period of time, the insurance company will cancel the policy, but you will have to pay for any time coverage was provided up until the cancellation date (grace period). Been there, done that....\n\nBTW- grace periods are built into the policy.  Otherwise, if you were 1 day late paying your insurance, it'd be too late because it'd already be canceled.  You don't authorize grace periods...\n\nYou should definitely check out your policy and see what it says, I'm also curious as to why relocation caused the insurance to lapse?
401633
Depends on what it was and how much it was insured for.\nYou need to check your policy covering the item closely to see if there are any payout limits or exclusions.\nNote:  you may not want to make a claim if you think it is going to lead to a policy cancellation or rating (a bump into a higher premium amount).
869937
They probably don't want to go through the cost of taking your car back, so continue to insist on working out a payment plan with them.  Ask for the supervisor, and whatever you are able to agree on, get it in writing.  If you can't get anywhere with them, however, I would consider getting an attorney or nonprofit debt counselor involved who can negotiate for you.  Daily phone calls are harrassing and can be illegal.
935209
If no one was cited for the crash then the insurance does not have to pay a penny even if the other person told you it was their fault and gave you all the insurance information.\n\nExample. I know a guy who cut someone off and side swiped them. He told them it was his fault and gave the insurance information. They agreed not to call the police but 3 hours later he got a phone call from a cop asking him what happend. The cop looked at his cars damage and could not determine who was at fault. Even so he told them his insurance would pay and he already filed a claim to have them fix the car, he was pissed that they called the cops and called the insurance and cancled the claim. The insurance said as long as he wasnt cited they wont have to pay unless he wants them to.\n\nYou probally pissed the person who rear ended you off when you called the police. You should of worked it out with them and had them agree to have their insurance pay for your car.\n\nIts probally to late.
922518
You have probably confessed to the officer and have clearly confessed to the insurance co.\n\nMake retributions to the car owner quickly, and get receipts.\n\nThen be forth-coming with the prosecutor, and seek mercy.  If you show regret, bear responibility, the prosecutor could easily drop all penalties, and offer a bargain.
463235
maybe if u call the cc co and explain they'll help u dispute the charges, while they're in dispute u don't have to pay that transaction
1117777
you should contact your Broker/Dealer agency's commissions department or the life insurance's commissions department.  they should be able to tell you.  they way that commissions are paid out also depends on the type of product you sold as well.
804031
go to dmv they will have the cope on file...everybody makes mistakes
969658
Call the credit bureau
191429
Unless the car has a big fault to it, you may be stuck with it.  If the dealer did not disclose a problem with it then they are still liable for it.
845754
I can't tell you whether or not it's legal but I can tell you that our Department provides a copy of the initial report to the victim free of charge.  Most insurance companies tell the victim to obtain a copy of the report for them so they don't have to pay for it (we make insurance companies pay for the copy).  If that is the case, tell your insurer to get the copy.  You pay for the insurance, make them do their job.  NYC is $15!!!! Wow, I knew it was expensive there but I didn't know the paper costs more.
361940
yeah that would  be a good idea, in case anything happens to it, you'd be sorry if you totaled the car and had to pay more than you have to pay for insurance.\n\nP.S. ...I'm a nice guy;)
798576
Never heard of such a thing.  Direct your question to your state department of insurance, which can be found by going to the website for the National Association of Insurance Commissioners, http://www.naic.org/  \n\nClick on "NAIC STATE AND JURISDICTIONS", links to state departments of insurance on the left hand side of the home page, about half way down.   Most states provide excellent assistance to consumers regarding questions such as yours at no cost.
476362
You can write to all three of the credit report places yourself.  They have to look into all matters that you report.
860804
You can try to turn it into your insurance, but if questioned, you will be backed into a corner.  You stated you were putting him on as a second driver, did you or not?  \n\nNever, NEVER "rent" your vehicle out or rent one for someone!  Even if you know the person.  \n\nClaim fraud with what company?  Credit Card?  If you rented the vehicle and did not put his name as a second driver and they have proof you rented, damage reports, pictures, etc, you are liable.  Your insurance is not going to go after John Doe either.  It was your responsibility.  \n\nGood luck.
309858
I like your way of thinking.. They would check your credit.. Cuz they believe if your credit is bad.. You'll most likely steal from them. Same with auto insurance.. If you have bad credit.. you pay higher premiums then those with good credit.. Guess they think if you have bad credit your at a greater risk to get in a accident.. Stupid huh!
716154
If you agreed to diagnostics but not repairs at the main dealer, you should not need to pay. Report the local garage to the Trading Standards to deal with what could be a scam.