where can i get a £1000 loan over 24 months.i have a below average (but not awful) credit rating?
398411
You are right, you do not want to keep having your credit pulled because it will make your score go down.  Are you looking for a personal loan?
590677
you can join a place where they compile a list of lenders and banks for people in your situation \nif you need more detail contact me
438181
Try a credit union or the UK equivalent of that
611948
Any purpose loan with low APR! Called Any for short
280634
have you tried the LAW loan?\nhttp://www.salliemae.com/apply/borrowing/lawloans.html
74708
Whatever the "average" interest rate is, I'm not sure why you're interested.  I would think you'd be looking for the lowest rate.\n\nIf that's what you're interested in, I suggest you find a credit untion near you that you qualify to join and apply for your loan there.\n\nThe next best way to get a low interest loan is by using collateral like with a car or home equity loan.  Do you have a car or home with equity that you can use as collateral for a loan?
1028289
Try American General Finance or Try a Credit Union. I got a loan with a 470 score.
688445
I agree with Herb R with regards to the No Doc loan (we call it the NINJA- No Income, No Job no Assets).  However, this loan is based solely on your credit so if that is low you may not even qualify for the No Doc, and if you do the interest rate is going to be ridiculous.  I would recommend that you get a job and save some cash before you purchase.  Or at the very least try to improve your credit
327448
No but a credit score of less than 550 means you will have no chance getting a loan. Less than 620 will lead to you paying higher rates. 620 to 650 is average while above 650 is a very good score. Credit scores range from 375 to 900.\n\nYahoo! Finance offers a free credit score here.\n\nhttp://en.wikipedia.org/wiki/Credit_score
884106
Loads of places - HFC bank are a favourite for unsecured loans. You will only need a guarantor if you are young and/or have a poor, or limited credit rating.\n\nOtherwise they are only too keen to lend you money but as the other answerer said - be ready for high interest rates and hefty repayment schedule.\n\nOff to buy Xmas presents already? Good luck..........
985305
Your local bank would be an ideal first step.  Another choice is maybe a credit union you belong to - USAA, State Employees, ask your HR department if there is a credit union they are affiliated with, or could refer you too.\n\nOne choice is also to discuss this with the loan company you're already with.  Ford Motor Credit, Honda Finance, or whoever.\n\nLastly, if you can't get resolution or if your credit is maybe not ideal, try someone like Wells Fargo Financial Acceptance, Chase Manhattan Auto, Triad Financial, Citizens, Car Finance, Americredit, to name a few.
1081087
You should check out Brian Sacks' Website at:\nhttp://www.loanofficersuccess.com
299517
Go to a Mortgage Lender...they service loans to poor credit, although if it is too bad, they may want you to clean it up a bit before loaning to you anyway.  A loan that takes into account poor credit is going to at least double if not more the percentage rate of your mortgage.  When you go to look for your loan, be sure to watch for all of the hidden costs (that goes for ANY mortgage)...never sign anything until you have seen a Good Faith Estimate which will disclose any and all fees that are associated with your mortgage!  If you don't understand it, find someone who will help explain it to you....don't let the lender that is "offering" you the loan do the explaining...they can try to make everything sound "okay" and you can get yourself into a mortgage that you can't get out of.  Be Careful!!!   and Good Luck!!!
503885
try Prosper.com.  If you meet a minimum credit score criteria you should be able to get a small loan with a decent interest rate and low payments
1003641
yes I do that type of loan, How is your credit score? Can you prove your income (W2 etc)?What is the buy back price?Please email me the answer and I will tell what you can get. Johng@oldmerchants.com
1021352
THe problem you have is that as Tesco have said, you are at your borrowing limit. This means that ALL lenders will look upon you applying for a credit card (or even a loan) as an attempt from your to extend the amout of credit you have.\n\nYou need to talk to you bank or a credit company you can actually have a conversation with to explain what you want to do to improve upon your present position. \n\nSimply applying for extra credit will not work as they card compnay will see it as extending your credit and making the situation even worst!\n\nA credit card company will only accept a Balance Transfer to the value of the credit limit they provide - no vredt card company wold give your enough credit to cover your debt.\n\nFinally - You sound seriously in debt. Short term fixes such as credit card offers will not provide you with an answer. As I said above, you need to sit down with your bank and plan a way forward - probably by taking out a loan to teh value of the debt. That way your payments will be set (and unavoidable) and a time frame for payment established.\n\nIf possible, avoid those TV Advert debt companies as they make a charge for their service/charge high rates (over a long period of time) and often link the debt to any property you may own.\n\nNB. If you do some up with a payment plan, you MUST destroy all your credit cards so that you are not temtped to revert back to your old spending ways!
1109035
I am a loan officer with Providential Bancorp, a nationwide mortgage lender. Most banks and lendrs will not approve a loan over 100% LTV. But, all lenders are different. We specialize in working with people in similar situations to yours. (Bad credit, 100-125% LTV loans, bankruptcy's in the past, etc.) Give me a call at 312-264-6448, my name is Jason. I'd be happy to assist you in a refinance.. \n\nYou can email me at Jasonf@providential.com.\n\nI will be back to my office on Wednesday the 5th, but i will be on my email account through tthe weekend if you would like to talk now!\n\nEither way i hope you enjoy your holiday weekend!\n\nJason Fry