with a credit score 786 what is the chances of getting a mortgage loan?
399164
thats real good unless you have something else going on that i dont know about then any loan should be yours
176150
There are actually three variables that go into determining wht your interest rate will be Fico Score, Debt-to-Income Ratio and Loan-to-Value.  You can get a mortgage with any score.  Even sub 500 scores.  You might qualify for a loan now with your score but the interest rate is going to be higher.  If you are willing to pay the price I would say go for it and allow your mortgage payment history to build up your score.
1001596
You will be fine with getting a morgage. My credit was not much better than yours when I got my morgage. You may not get the best interest rate, but you can have that lowered by paying points upfront. The morgage will increase your credit score in a very short time. Mine is now above 700 since getting my morgage 2 years ago. Just keep paying your bills, do not get into out of hand debt, and give it time. From your score, you are doing things fine thus far, just keep on track.
996091
Hi I work for a mortgage bank people with good credit  700 and above going full doc (W2 etc.)  0 x30 ( no lates) on your mortgage  no bk  good clean credit you are in the range of 6.75 with no PMI or MI even over 80 ltv this is a 30 fixed mortgage with no buy downs (read GMAC & quicken fine print) If you have any other questions please email at johng@oldmerchants.com
586304
What do you mean by low income loans?  FHA has good rate but there guide line are tough.  If you have good credit, that is your low income loan.  I and do 575 FICO score 100% financing.  If you need more help please feel free to email me.  rondelu2002@yahoo.com\n\ncheck out http://www.dhcd.state.md.us/Website/programs/cdammp/intro_flash.html
551037
630 is not the worst score ,Im in mortgages and have gotten people financing with scores of 575 results the unfortunate part is they pay more interest.Much has to do with the ability to pay the amount down ect.pre manufactured homes \ntry getting into a regular mortgage on a regular home it may be more beneficial in the long run.
916147
I am ever so slowly working on repairing mine. I went from having bad credit to no credit and now I have recieved offers from about 4 different places (two of which are department stores, the other two are regular credit cards), so I am just at the bottom, but I am going the right way! (My bad credit was caused by my getting married too young and having an ex who got me to sign checks that we knew would bounce...I'm just damn lucky I didn't end up in jail!) But I don't know how good your credit score has to be to get one of those home loans. I'm not to that point yet. My personal near future worry is paying off student loans since I will be finishing up a masters degree, so I won't be able to think about a house for a while yet. But it sounds like you (and me) are going the right direction! Good Luck!
466658
Find out exactly what your credit scores are from all three bureaus and exactly what is on them, both good and bad.\n\nIf your score is above 580, you have a good chance of getting approved with no money down.\n\nIf you have at least 3 tradelines (bills showing up on your credit report) that you pay, on time, every month for at least a year, you stand an even better chance.\n\nIf you don't make enough money to qualify on your own, your friend will also have to be on the loan.  The lender will usually use the score of whoever makes the most money.  If your friend has credit issues too, they will need to be taken care of just like yours.\n\nTalk to a mortgage loan officer you trust.  Talk to several.  If you're in Ohio, talk to me, I'd be glad to help.\n\nA good loan officer will tell you what things you need to do to qualify and will guide you through the process.\n\nGood luck,\n\nLeah
537125
YES YES IF YOU HAVE AT LEAST A 580 CREDIT SCORE (SHOWING W2) I DO NOT HAVE PMI OR MI WITH 100% WE ALSO OFFER 6% CLOSING COST TO BE ROLL INTO THE MORTGAGE FOR A TOTAL OF 106  I AM A SR LOAN MANGER AT A MORTGAGE BANK . ANY QUESTIONS PLEASE EMAIL AT JOHNG@OLDMERCHANTS.COM
571979
There are plenty of lenders that do loans down to 500 fico score. You just need to not have any forclosures or repos. Find a great mortgage broker that specializes in shopping for lending for those with credit issues. Push comes to shove, you can seek a credit repair specialist that can get your score up to a 560 so that you can qualify for a 80/20=100% financing loan in your area. Credit repair is costly, usually $45/line item/credit agency to get rescored, but you must be willing to either pay the debt or have a lawyer "fix" your credit using their methods.
1144172
Best way is the 80/20 with a credit score of 580 and above you don't have to put any money down. And the closing cost can be as low as 1 percent, and you might not even pay for closing cost at all.  \n\nIf you do need a loan or both contact me for help..\n\nssvay@alglender.com
274735
Look, first of all you needn't give out credit card number to get credit scores of credit report. It's availbale for free on the interenet and also you may request directly from the creidt bureaus. And let me tell you that if your daughter has got a score of 726,its wonderful becuase she has an excellent credit.I'm a loan officer myself and a person having a score of 726-I can qualify her for any kind of loan she wants.\n\nBut anyways let me give you the contact info of the credit bureaus from whom you may request copy of the credit report.\nEQUIFAX INFORMATION SERVICES   (EFX)\n800 685-1111\nP.O. BOX 740241\nATLANTA, GA  30374\n\nEXPERIAN  (XPN)\n888 397-3742\nP.O. BOX 2002\nALLEN, TX  75013\n\nTRANS UNION  (TUC)\n800 916-8800\nP.O. BOX 34012\nFULLERTON, CA  92834
915620
whats your credit score and fica score.how old are you and do you have a job?you have to answer many questions to be approved for a loan and having just credit isnt bad but if your credit score is below 600 you will have a problem.check your ratings
626302
you can buy your score at www.myfico.com\n\nIt's 12.95 last time I checked.\n\nI also got a free score when I went to a workshop at a mortgage company, they do a combined  pull from all three and the score was on it.
102032
You need to have excellent credit for those kinds of loans. I suggest you shop around several banks, and lendingtree.com\nYou may qualify for a low downpayment not as high as it would be normally. Just shop around and make sure you have a couple thousand saved up for closing cost and a downpayment.
170300
That depends on the rest of your credit as well.  You might want to get the mortgage BEFORE you get the student loan.  Mortgage companies are a lot stricter than the financial aid companies.  If you get the student loan first, you could hurt your chances of getting the mortgage.  Good luck.
833397
Depending on what other bills you might have, I would consider buying a house instead of renting.  Even with a 578 mid score on your credit, you could qualify for 100% financing.