What to do w/ 2 college degrees, no job, thousands of dollors in student loarns, no savings account,?
409339
I would defer for a year and get a job in a field you like (not necessarily by degree)some of us have degrees AND problems finding a job, go to a career center (in every city)or look into continuing education classes and sit in on some of the classes, there you will find such things as how to make a resume (with or without a work history) how to apply, what to wear, what to say, what to expect....etc. please don't worry, if you like you can write to me and I can walk you through the process..
948102
I know exactly how you feel! I am a college student in Connecticut, where the cost of living is very high. Although I didn't take out a loan (I work forty hours per week to pay my tuition and bills... ugh!) and I don't currently have any debt, it is pretty difficult to get by.\nMy advice is to just stay in school and successfully finish your degree, or else it will be a big waste of time for you to have gone through so much to accomplish so little! If you can find a job in your field after you graduate, it will be a lot easier to pay off your loan (depending on your major: example: medicine vs. journalism? Medicine definitely pays off!).\n You should pay attention to how you spend your money, however. Try to save as much as you can and even go as far as keeping a spending journal. Taking note of where every penny goes is a very reliable way of figuring out what you need and what you're wasting your money on. When you figure out how much money goes into 'splurging', you'll be surprised; put whatever extra money you have into a bank account or invest it into an IRA or something similar. Good luck! =)
733340
I dropped out, went to work, got my credit , bought my stuff then had to work and pay it off and it is never ending..I wished I had not dropped out and stayed with it..as far as a Major..well that is a tuffy...You won't really know what you want until you experience more of life..all you can do is pick something and hang in until you see something that strikes your fancy..any advanced formal education is a zillion times better than none..Check out some testing to see where your interest are and then maybe pursue education leading to something you like and enjoy doing..A degree will get your foot in the door, now sell yourself, you can always go for a masters later on..It's ok to take a break but don't get bogged down in the silly, unimportant stuff..DON'T STAY AWAY FROM YOUR EDUCATION TO LONG...or you might never go back..Good Luck to you, take care and you'll find your niche!
594449
I went to college with no financial assistance from grants/loans or my family.  Started at a 2-year community college, working full-time and taking classes at night.  Transferred to a full university, still working full time and squeezing in classes in the morning/evening, doing homework in the middle of the night, and not getting much sleep.  It took me 6 years to get my first degree that way, but I made it.  Went on to get 2 graduate degrees, all while working full time.\n\nYou don't need a full ride or tons of money to get a college education -- you just need desire and willpower (and a lot of caffeine!). :)
138059
Check with your financial aid department.  There should be tons of help for you.
472892
im doing the same thing now. the financial dept at the college you want to go to can help you. i got a full pell grant and i qualify for student loans as well.42 years old with 2 kids. good luck
1159716
i'll tried to help you to find the best answer in your situation....\nthere's different answer in different cases.depends on urgency.\n1. Friend of mine,from a poor family background, ask the same question. His family really need economic support, so i suggest him to have a part timer job. It's very good for him to help his family economic condition. what about you??\n2. in another case, if our family good enough to pay for it,no need to do that.focus on our study.if we're not focusing,10 years later,we'll regrett it, and we're too late to fix that.Focusing study, make lots of friends and earn more experience(get a lesson after school/course,do hobbies,etc)are good things to do..After we graduate, we can choose wisely the job were interest in and mastered the job we choose.\n3. if i'm from millionaire background.....just sit on my chair,sleep on my bed, eat on my table, no study,no work. if i were older enough, work on my family bisnis.earn more money...wekekekke........the 3rd one is a joke...kidding...hahahahaha.
1163542
Don't get a job!!! Start a business! there are lots of enterprises you can start on little or no money and build into something worthwhile.\n\nBuy books in thrift stores and sell them on Amazon\nStart a service that makes use of your talents\nStart a web design company. You find the clients and have others do the work!\nThere are lots of things you can do if you just think about it.
613239
like when you finish college:with no money but a lot of dreams
323740
Oh hon, how old are you?  You sound JUST LIKE me when I was just finishing up school.\n\nNo one can (or should) tell you what to do with your life, especially not a bunch of strangers who know nothing about you.  It's a hard decision, and one that you need to really do a lot of soul searcing on.\n\nGo ahead and keep going to school.  Take a wide variety of subjects, and see what tickles your fancy.  Then do some research on those careers - what a typical work day is like, what a normal salary is, how much education is required, what the job market is like now, and what the projected job market will be like once you've finished your degree.\n\nI know you may be asking just to ask, but in case you are really looking for serious advice, I hate to see anyone do it the hard way like I did (married, working full time and going to school, too.)  I THOUGHT I knew what I wanted to do, and jumped straight into it my freshman year of college to find out I hated it.  Two major changes later I finally ended up dropping out.\n\nSo, since it sounds like we have a lot in common, besides accounting (what I do now) I have also considered - financial advisor, psychologist, teaching, engineering, and architecture.  I also plan, sometime in the next few years, to start my own business as a contract bookkeeper.\n\nEdited - typos galore :)
363528
Try getting a job washing dishes or serving customers at a local restaurant.....or flipping burgers. Then tell yourself, "This is where I'll be for the rest of my life if I don't finish school."\n\nYou'll probably graduate early, and with honors! LOL! Seriously, it takes a minimum of a Bachelor's degree to really get anywhere in this world these days - it's a bad setup, but that's what we have now.\n\nAnd you're right to think friends aren't an option - if anything, far too many of them are probably encouraging you to "blow off class" at any time of the day, right? And you're paying an awful lot of money to be using it as essentially the cover charge for a never-ending party - you're still young (I'm assuming) and will have *plenty* of time to party once you're out of school, so get yourself through it while you're young enough to enjoy the fruits of your labors. You'll look back on your Bachelor's (or higher, if you're so inclined) and think, "Man, that Wheezer guy was right!" while you're getting your Burger King order from the partiers who couldn't quite finish.....\n\n; )\n\nGood luck!
557944
get as much financial aid as you can. financial aid is a guaranteed loan that you won't have to start paying off until you graduate and parts of it won't start to accrue interest until you're no longer in school.  the interest on them is generally much lower than normal school loans gotten directly from a bank.\n\neven if you get a full scholarship, it might even be worth it to take out as much financial aid as you can and simply invest it.  these loans are too good to turn down for the most part.\n\nthere's nothing wrong with having more than one loan out at a time. just make sure you keep track of them and pay on time when it's time to start paying them back.
186392
Put the money where it can give you the most value at this particular point in your lives.\n\nConsider this order: Emergency fund (3-6 months of living expenses), high interest rate loans, retirement.\n\nMortgage is a long term debt, if it is comfortable for you at this time, leave it. Car? - does it run? Have you had trouble with it? Do you do the regular maintenance on it? If it works, and has no sign of giving up, then continue using the car - should you need to upgrade, consider recently used.\n\nChildren's college fund? Make sure your retirement is good first, then look after the children. It makes no sense to make sure their college education is great, and then have no where to go come retirement.\n\nInvesting in stocks - this is probably where your retirement money will be going. Stock investing is a 10year activity.\n\nWhat would I do with it? I would use it on whatever is the most important thing to me at the time I had the money. Emergency fund, high interest debt, retirement, family, entertainment, work.\n\nGood luck\n\nI am available - you can contact me directly via my website
720248
Look for something you own that you can sell.  After you are beyond your crunch, find a job where you can practice the skills you are studying.  This will ensure you a good paying job after you complete your studies.
684110
Have you looked into grants, like the Pell Grant, that you don't have to pay back? You have to have certain income guidelines. Get a good!counseor at the admissions at the college and they will go to bat for you. There is millions of dollars in untapped grants and scolarships that people don't use, alot from private donors, every year, going to waste. You can start on the internet and get on a reputible site, goggle "money for college", or go to the book store, they have several books on untapped loans, I bought one myself a few years back. Also work study programs at the universities are worth looking into. There is a goldmine out there! Are you the child of a Veteran by chance, that may be a route to go and look into. Good Luck!
865573
For the long run the intership would be better for you, first very few interships are paid. Most are volunteer. Or skip out on the internship and get a part time office job somewhere on the campus. Preferably one that is close to what your degree is in. If you're an accounting major try to work in the accounting office, ect.\n\nAlso, you're very lucky your family is taking care of your expenses. However, if you're on financial aid you have to start paying back your student loans six months after completion of your degree. Whatever you do in life do not default on your financial aid, it will hurt you and follow you for life. Also, your family needs a bit of a reality check. Your first job out of college is probably not going to be enough to cover all of your expenses until your first two years or so out. If you can find one right out you're very lucky. Good luck!
741463
1) get a part-time job to help pay for your education\n\n2) student loans (expensive! - but may be worth it if you get a legitimate education that qualifies you for a high wage career)\n\n3) attend a junior college or lower-cost public university/college\n\n4) all of the above!