how do i get loan with bad credit?
411317
go to your local bank and ask for info. a lot of places will give you a loan with bad credit. don't you ever watch television??
625098
What is your definition of terrible? There is always a loan out there but getting it can require out of pocket funds to qualify. If your credit is really bad most lenders will not finance a 100% purchase so you'll need to come into the deal with funds for the down-payment and closing costs.\n\nGive me a call or drop me an e-mail and we can go over your specific scenario.\n\nKruorock@firstratelending.com\n866-562-6838 x 106
1003685
There is no way  around the bad credit.   Sounds like you will have to establish  the credit again.   Good luck though.
654212
If you have bad or poor credits and want to re-establish your credit, these are the special cards for you such as USA Gold Shopping Card, USA Gold Optimum, or Orchard Bank MasterCard. Since you credit history is bad or poor, you will be only given a small credit line. And you might have to pay a higher interest rate than that of regular credit cards. But if you are determined to get your credit back to good standing, apply for one of those credit cards and always make the minimum monthly payment, or even better - pay off the balance every month. Your credit lender will be willing to low the interest rate and increase your credit line gradually. \n\nIf you still can't get approved for these special credit cards for bad credit, try pre-paid credit cards - These Prepaid Card does not extend you credit. Instead, accounts are prepaid for a specific amount and accounts are only good for the balance you have loaded/applied. They work pretty much like a debit card but entitle you to some benefits of a credit card.
1021960
Find someone to cosign with you.  This will use thier credit to get you the loan, and when you pay it off, your own credit will improve.  Of course, if you do not pay it, they will go after your cosigner.
873731
Mostly places that will charge you an outrageously high interest rate. You are better off waiting to get the loan, and try paying off some of your old debts and improve your rating. It is very hard to do, but possible, with a little perseverance. Much luck.
742910
It is possible to acquire property with bad credit.  Contact your local lender and see what kinds of programs they have for people in your situation.  The only drawback for having bad credit is that the interest rate will be higher than normal.
1077324
If you haven't had any more bad credit on your record since the bankruptcy a year ago, you probably won't have too much trouble getting a loan, actually.  You will pay a higher rate, to be sure, but you can't file bankruptcy again for quite a while so you're a pretty good credit risk, actually!\n\nA good friend filed bankruptcy about 18 months ago due to high medical bills (nearly 7 figures) and recently bought a new car.  She's paying 8.5% with 15% down but had no problem getting the loan approved through the auto maker's financial wing.\n\nA local credit union would be a good place to start, as another poster recommended.  You won't get their prime rate but you won't be raped either!  Just move all of your banking business with them and start rebuilding your credit!
396894
Unfortunately (certainly in the UK) there's no way to get a loan that fast...as you will have to supply details...get checked and so on - so a week is usual.\n\nAn overdraught facility with your bank can be arranged faster...but whether they will depends...\n\nIf you have bad credit then you are counted by the industry as higher risk and so will be charged greater rates of interest.  So you should think carefully before entering any agreement - as you will pay back much more than you borrow - which will obviously create more problems in the long term.\n\nThe best place I found to investigate loans (in the UK) was moneyfacts.co.uk - they compare the lot - but of course it might not apply to your circumstances.\n\nBut to be honest a loan isn't going to fix your troubles (sorry!) - and if you're finding yourself getting in trouble financially there are loads of great charities that aim to help people struggling.  Here are two:\n\nhttp://www.cccs.co.uk/\n\nhttp://www.consumercredit.com/\n\nAll the best
478136
I am a loan officer and I work with individual credit continously.  Bad credit is a broad term.  Beware of those who offer "Bad credit" loans on the internet as they are almost always payday advances.  My best answer is to contact a specialist like me to see what YOU would have to do to repair your credit.
1012410
To be honest, another loan is probnably the last thing you need if you already have a bad credit history. It will just make the situation worse.\n\nYou should concentrate on reducing your expenditure and increasing your income.
114665
Land loans are difficult to get to begin with.   The best way to do it with bad credit is hard money.  You will need a 50-60% down payment.
61007
Unfortunately, you can't.  Parent Plus loans require at least decent credit, and, if your credit score is low, a cosinger.  Maybe look into other loan options.  There are many websites to check out! Good luck!
102032
You need to have excellent credit for those kinds of loans. I suggest you shop around several banks, and lendingtree.com\nYou may qualify for a low downpayment not as high as it would be normally. Just shop around and make sure you have a couple thousand saved up for closing cost and a downpayment.
541487
Suggestion: Go to 'rent to own' places and ask them if they will report your timely payments to the credit bureaus for you. Most of them will be happy to say yes, if you buy something of course. Get something small and simple and make the payments on it. Try to get 90 days, same as cash and knock it out before the 90 days are up. They report your good work and you can start rebuilding your credit. The bad stuff will still stick around for 7 years, but your efforts will help you in getting loans if you need them. Good luck to you!
61930
My husband and I had the same problem two years back for the same reasons. We tried everything, even those ads that say they will loan you money with bad credit. It was a scam and we were out a few thousand dollars so be careful of those. We eventually found a person who was willing to do a land contract or lease to own. We leased the house we are in for two years and then when we bought it the money we paid in rent those two years was the down payment on the house. We went through his Credit Union and it was a fairly easy process. He was a HUGE help to us. So I would suggest that route if you can!\n Good luck and I hope all works out for you!
486641
Take out a $500.00 loan through your local bank or credit union, but then turn around & deposit that $ right back into the same bank. They will make monthly deductions, & as they do...this will build up your credit rating, giving you good credit.