I have $10,000 I can NOT risk, and I have $1,500 more that I can risk, what are my investment options?
400953
For the $10,000 you can't risk, you could buy a US Treasury Bill, they are pretty safe if low yielding.  For the other $1500 Gold is a possibility, even at the high price it's at now there is still a pretty good chance it will continue to climb, or you could try a Precious Metals or Commodity ETF if Gold itself is to risky for your taste.  Energy sector ETF's look good at the moment (at least to me).  Another way of thinking about this is what companies are producing things that China needs, and investing there.
801461
BUY SOME OF THE TOP PERFORMING FUNDS. THEY ARE LESS RISKY THAN STOCKS.
1038373
Invest a million dollars in something that gives 1,000 times return.\nGetting the original million is the tricky part.
983540
Go to Vanguard.com, they have many good funds index and otherwise and you don't pay a fee to invest with them
477495
Take ten million dollars and invest it in the stock market. In a year, you'll have your one million dollars.
404298
Go to the bank and buy I bonds. They are risk free, and will keep up with inflation as measured by the CPI.
28358
Live well within your means.\n\nInvest in a home.  Keep consumables like cars to a minimum.\n\nContribute the maximum to your 401(k) plan.\n\nAt the same time, be disciplined to put in a set amount into a savings account each month from your salary.\n\nGet an IRA.  Also see if can qualify for a supplemental IRA.\n\nDepending on how much risk you can handle, invest in stocks, bonds or no-load mutual funds.
492559
start investing systematically in mutual funds, over the next 10 to 20 years you'll make a helluva a lot more there than you will in a savings account, it just won't happen overnight
147476
Watch out for some of these answers. 20% return (with no time frame mentioned...hmmm) with little risk is not realistic. A private equipment leasing investment is a huge risk, not only if construction slows and business drops off, but there is zero transparency, who are they?\n\nHigh yield (junk) bonds aren't a terrible idea, but only for a portion of your money, not all. What you have to ask yourself is:\n\nDo I already have a sufficient emergency fund (3 months worht of expenses, min) set aside NOT counting the 9Gs? If so, you can invest for the longer term. If not, find a good money market account (INGDirect or HSBC Direct) and plug enough of the $9,000 in there to make up the 3 months. Depending on your expenses you may need to add money to $9,000.\n\nOnce your emergency fund is taken care of, you can invest the rest. You now have to ask yourself (or have a financial planner ask you) what am I saving this money for? Is it ok to lock it up for retirement or do I expect to use these funds to buy a house in 5 years or send someone to school 16 years from now? Your time horizon(how long you have to stay invested) is the single largest determinant of how much risk can be built into your portfolio through asset allocation. Your attitudes towards risk will fine tune your allocations. A competent financial planner can help you through this process.\n\nALSO, AVOID these spammers talking about Daily12 or Swisscash or any other pyramid scheme. They're garbage.
8339
Find safe investments through a reputable investment firm.  That way you'll make some money but you won't lose it.  If it's for college you probably want to hang on to at least what you have.
463506
commodity is risky.  \n\ndepending on your investment goals, I would talk to a financial advisor.  Usually your bank will have people you can talk to for free.\n\ngood luck.
903561
Buy a $1,000 Series I Savings Bond.  It's also one of the safest ways to invest.
732179
see a financial advisor\n\ninvest for the long term\n\ndiversify - invest in a wide variety of stocks, bonds, and others, so that if one area tanks, you don't lose everything.
45804
You can invest up to 14K (and more) through a solo 401K.TD Waterhouse/ameritrade offers the account with low fees. So do some other financial institutions. There may be other instruments such as SEP etc.. \nwatch for fees, maximum annual investment. \nSpeak to someone at your bank/broker.
1123074
Put $100,000 into a bank.\nPay off all my debt.\nBuy things I need (like new car or a new home)\nBuy some real estate.\nInvest the rest into Traditional IRA (you don't qualify for Roth IRA), mutual funds, stocks and bonds, education plans (if you have kids), and variable annuities.
1158763
You can honestly do it trading options.  You could get a margin account which would automatically give you a $20000 account, $10k yours and $10k borrowed.  Then buy "calls" on stocks you think are going to go up and "puts" on stocks you think are going to go down.  If you chose wisely you will get rich quick, if foolishly you will be over $20,000 in debt in a matter of days.
505409
I would not buy stock options they are too risky, especially for beginners. I would recommend the following approach:\n\nFirst, I would make sure you have at least 3 months salary saved up in the bank or in a money market fund for an emergency fund. Financial disasters like getting layed off or sick happen to all of us.\nSecond, I would pay off all high interest debt. Pay off everything you can except the house mortgage. Paying off debt is one of the best investments you can make. You will have more money in the future because you won't have credit card bills to pay.\nThird, if you have money left, start investing in stocks, bonds, and money market funds.  You want to buy a diversified portfolio of stocks, as individual stocks are too risky.  For most folks this means buying mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low cost funds. If you are like most people you will invest part of your money conservatively, in money market funds and bond funds, and part aggressively in stock funds. Vanguard.com has an on-line questionnaire which will give you an idea how aggressive you want to be. \nInvesting in a mutual fund IRA for retirement may give you an income tax break. Talk to your tax adviser. You may also be able to invest in a stock mutual fund via a 401K plan at work.\nBelieving someone you met over the Internet and know nothing about is risky. Read these websites for further information.