Is there any way to get the interest lowered on a Legal Loan shark loan? ie Cash Call?
415110
Each place is different.  There is no real way to avoid the fees they charge to advance you a pay day loan.
495253
This is not likely to be helpful, and could result in you increasing your debt.  When a loan is processed and approved there are almost always fees to be paid. This lender may be planning to add the fees onto your loan balance.  He is trying to make a buck off of you. Be wary. \n\nThink of lenders as sales persons.  They are pushed either by greed or by management to "sell" and ethics are rarely their top priority.\nAvoid taking financial advice (or any other sort of advice, for that matter) from someone who stands to gain from one of your choices.
973690
Just keep making the payments until it's paid off.  When you can, put any extra money towards the principle to lower the amount of interest you pay.  It will help build your credit so future interest rates for you should be lower as long as you paid on-time, everytime.  Chalk it up to a lesson learned - most of us have been there.  \n\nSince you are upside down, it's unlikely you could sell it.  \n\nDon't go to a place that will "wrap up the payments" with your current car into a new car loan.  You are only paying the difference of over a longer period of time.  That leads to a vicious cycle of always being upside down on your loans.  \n\nThe last is to join a Credit union and refinance it to ease your monthly payment, but that's a long shot as they rarely finance more that it's worth.
192229
the easiest way to do that is to add in some cash and refinance as 1 mortgage.  Whoever gave you the 2nd loan did something that really didnt help you out at all.
343388
Try here there are lots of loan programs. http://www.allsolutionsnetwork.com/cgi-bin/d.cgi/CB9051/no_down_loans.htm
263726
Find your local Consumer Credit Counseling Service(the original one, not all these you see on TV) It should be in your phone book under that name - Consumer Credit Counseling.  Their fees are minimal and they will work with your creditors to lower interest and fees and get the bills paid.  I speak from experience! Hope this helps.
377816
Try visiting your state's website for governing the real estate entity.  They should have a number to call for grievances.  If you are in California, visit www.dre.ca.gov.  That is definitely illegal and you may have a small window for statute of limitations on this so act quickly.  If you call the lender first, before seeking guidance, they may "call the note" which means that you will have to refinance or pay the loan in full at that point in time.
873731
Mostly places that will charge you an outrageously high interest rate. You are better off waiting to get the loan, and try paying off some of your old debts and improve your rating. It is very hard to do, but possible, with a little perseverance. Much luck.
779041
Refinance and pay off debt and get additional money from your equity.\n\nCall my motgage guy, Glenn Silvera compedative rates has done 3 loans for my family..  office 561 683 9168  or  \nCell 561 309 5539, he hates when I give that out hahahahahaaa\n\nAt the very least you should call him and laugh then hang up!!!!\n\nDo It!!! \n\nIm evil...
79514
No, however you may be able to refinance that loan with a home equity loan and deduct the interest on that.
786182
There are many companies that will do this. Really depend on where you are in Australia and who operates in your area.\n\nHave a look under "Finance" in the Yellow Pages. They are usually the smaller operators. You might see some at major cities - the ones that will give "cash advances, unemployed welcome" type of company. \n\nJust be mindful that these company will have extremely high interest rates. Think carefully about your ability to pay back the loan as well as time commitment. You might end op paying back for years to come over a relatively small amount.
639852
Go to Consumer Credit Counseling Service.  They can help.  Be careful if you try other services, some are legit but some will just take your money and go more into debt. CCCS helps you make up a payment plan and calls creditors for you and can get interest lowered.
437357
call your loan company and ask them to send you a new copy of the interest.
504802
if you are in that situation you dont need a loan. but, if you insist, loan sharks are the best way. dont give them names of possible backers if default bc they will probably kill them
442767
It is always adviable to get the shortest loan term possible, that way you pay the least interest.  In case changing your loan term will result in any complications, the bank told me that I could turn my 30 year loan into a 15 year loan simply by making 1 extra full payment towards the principle every year.  So if its easier for you, just pay extra and leave the loan as it is.  You will still be better off in the long run.
1135181
milind_ , \n\nWill you make no payments on the $1,000 loan value(principal and interest) until the 20 years is up? And when you say the interest is 20% reducing, how exactly does interest rate decline/change during that period? If I know that then I can give you the answer. Cheers
784508
Are the lates on the mortgage?  If so, the 60-day is what is killing the 85%.  Unfortunately, I don't know of any lenders that would be willing to do that LTV either.  Have you tried hard money lenders?