what do i need to know to start investing money?
398271
i need to know your age first. This is very important.
1123226
through networking, you can present your business idea and business plan to a group of investors and try to convince them that your idea is actually a viable investment.  you are going to need projections, a DETAILED business plan, a GREAT idea, and great people skills.  Also, having some competency in the field you will be entering is a huge plus.  start with family members and close friends, and if they cant invest, maybe they will refer some friends/associates of theirs to invest.
58602
You can go to the company's home page and find out if they have direct investing options.  You see some companies allow you to buy stock directly through them McDonalds is one such company.  Buying common stock this way allows you to save money on brokerage fees.  Some companies sell for a small fee for 1 or two dollars and others for free. \n\nYou can also talk to a financial advisor.  Your local bank is a good place to start.  You can also find a financial advisor the American Express.  You can also open an account with one of the online trading companies.  However, research these carefully/.  I also suggest setting up a special bank account if you are going to do this.  This will prevent someone from using you online account to completely wipe out your savings.  \n\nOne last thing remember the market is an extremely volatile and you need to research any company prior to investing in it.  And any investment you make may bring larger rewards are extremely large disapointments.\n\nGood Luck!
933938
You know there is a minimum amount you have to invest in money market funds. Probably at least 18,000 pounds or 10,000 US
94914
You are wise to consider investing and the stock market. It is one of the most important parts of a free and democratic society. Here are some books to get you started:\n\nHow to Make Money in Stocks - William O'Neil\nMaking of an American Capitalist - Roger Lowenstein\nThe Investor's Edge - Gary Kaltbaum\nStock Investing For Dummies - Paul Mladjenovic
288128
I suggest stocks, mutual funds and ETFs.\n\nDrop me a line if you need more detailed information.
426193
To run a business, money is required. If you start a company, you can approach investors and sell them shares of your company (subject to your fulfilling various rules regulations and conditions specified per law). These shares are called stock. The platform that allows you to legally trade in these shares is a stock-exchange, where anyone eligible can buy shares through a broker or sub-broker who against a small commission trades the stock that you want to buy or sell.\n\nAs far as how to invest is concerned, it is advisable that you start by investing in good equity Mutual Funds. Test the waters, do some study of the various companies if you can, or consult a financial adviser. (I am one, You can email me your contacts and if I can, I'll get back to you)\n\nHowever, don't invest all your money in one asset class alone, spread it across various other classes such as Post Office Savings Schemes, Bank Fixed Deposits, Real Estate, Insurance, Government Bonds, and directly equity once you are confident that you understand the market. Each and every person has his or her own financial needs and hence specifically defining the amount to be invested would be difficult unless the your current status is known.\n\nTaxation is another important aspect that needs looking into. Please do include your taxation liabilities in your financial planing otherwise you could end up with a lot of trouble with the taxman.
372074
An answer would take volumes to provide, so let me suggest some literature: \n\nI would recommend William O'Neil's "The Successful Investor" as a good starting point. Follow that up with Peter Lynch's "Beating the Street". That should provide you with two strategies that you can learn from in building your own investment strategy.\n\nOther good books include "The Motley Fool Investment Guide" by Tom and Dave Gardner or "Real Money" by James Cramer.\n\nI have read all the books above and devised a strategy that adopts a bit from each one. \n\nAnother thing you can do is invest using a fictional portfolio. Let that run for a few months to see if you are ready to take on wall street. In the meantime, let a professional look after your money (ie, mutual funds). Once you are ready, sell the fund and invest on your own.\n\nRemember, the time spend learning about investing is far less then the money lost by not being prepared.\n\nGood luck.
203166
The type of account you use makes little difference.  The most important thing is what kinds of "instruments" you put your money in.  "Instruments" are stocks, bonds, CDs, etc.\n\nYou should have a balance of stocks and bonds for your long term investments.  In my opinion, index funds are the way to go.\n\nLearn about the Couch Potato Portfolio and the Coffee House Portfolio at the second and third links.\n\nSend me your e-mail address and I can e-mail you a couple of short articles about these portfolios.  Click on my name and you'll get My Q&A page which shows how to contact me.
1020732
work, save and invest.  if you want money go to where the money is.
758181
WAY TO GO KIDDO !!!!\n\nYou can start to read up on the stock market... read read read !!!! Email companies and request their prospectus', it is free! Read about the companies that interest you, then you can find a company that you can buy directly from them without a broker. EASY EASY !!\n\nSearch : "direct stock purchase plans" and it will get you headed in the right direction. Heck... persuade friends to learn this too !! Remember ONLY YOU can make your future SWEET !! Get started NOW!!!\n\nEvery time you go out to buy something, put that equal amount away into a jar or savings account. Once a month, once every six months or annually, take that money and put it in your stock  ((that you have done your homework on)).\n\nBest Wishes on a bright financial future!\n\n: )
661299
Buy a diversified series of HIGH QUALITY, LOW EXPENSE mutual funds. One good piece of advice is that especially when just starting out, owning individual stocks is just way too risky. In many cases, it's more akin to gambling than investing. So go with mutual funds, which are much more diversified, and therefore spread the risk among many, many more holdings. The key, of course, is buying quality. So make sure you hit ALL the asset classes, like Large cap stocks, small/mid cap stocks, international stocks, emerging markets stocks, government debt, corporate debt, hi-yield debt, foreign debt, emerging markets debt, real estate, commodities, and precious metals. That's 12 categories right there, so with $1200, you're talking about $100 each. This is called asset allocation, and it's a step beyond simple "diversification", which most idiots think is buying a hardware tech stock AND a software tech stock.\n\nAdd systematically on a monthly basis. That means make sure you put the same amount of money in every month, no matter what. Soon you won't even care what any of the markets are doing. They're up? Great! Some of my investments are worth more. They're down? Great! Now I'm buying quality investments at an "on sale" price.\n\nThen sit back and re-balance each year, back to your original percentages. Again, this is called asset allocation. It's is very important, perhaps the most important thing you can do with your money. The thinking being, what's BEEN hot is more than likely not going to STAY hot. All markets are cyclical. There's hundreds of years of data to back this up. Yet some people still think they can ride the next hot wave. They usually wind up begging on the street for beer money.\n\nNow, this sort of portfolio should average 8-12% per year, so just split the difference and say 10% on average. Will it do 10% EVERY year? Of course not. I'd be surprised if it EVER did EXACTLY 10%. That's an annual average. With that average, your money should double roughly every 7 years.\nSo, if you're starting with $1200 or so like I said in my example, then in 7 years , even if you added no more money, you should have about $2,400\nin 14 years you should have about $4,800\nin 21 years you should have about $9,600\nin 28 years you should have about $19,200\nin 35 years you should have about $38,400\nin 42 years you should have about $76,800\nin 49 years you should have about $153,600\nin 56 years you should have about $307,200\nin 63 years you should have about $614,400\nin 70 years you should have about $1,228,800!\n\nOf course, if you keep adding money in that $100 a month, you'll become a millionaire MUCH sooner. The key is discipline, and sticking in when markets are up OR down. Don't try to time the market--you'll NEVER get it right.\n\nBy the way, here's a handy formula:\n\n$100/month x 12% x 20 years = $100,000.\n\nSo if you need $300,000 in 20 years and have no idea how to get it, just save $300 a month and you're there. If you don't get 12%, you'll wind up with less naturally. But IF you still wind up with $250,000, I'd call that one hell of a failure.\n\nOh, and if you qualify on income limits (generally, if you're a single filer and make under $90,000/yr), and do this all in a Roth IRA? Then every penny will be 100% TAX-FREE. That's a deal that's too good to pass up. That's why I tell anyone who's under 30--if you make under $90,000, and therefore qualify to do a Roth, you'd be a fool not to. Just having the power of youth (and therefore time) on your side is such an advantage, to squander it would be such a waste!\n\nHope this helps!\n--J.
382496
You need to open a brokerage account somewhere.\n\nwww.tdwaterhouse.com is one place.\n\nYou can buy shares there and check on your investments.
910643
Hi Tajinder. Go and read some of the articles on investing at http://www.hammocksurvivalguide.com/\nYou will find a lot of useful advice there. Make sure you know what you are doing before you part with your money. Remember that when somebody makes money through an investment. Somebody else usually loses it.
23258
1) Read everything you can get your hands on about investing.  I would start with "How To Make Money In Stocks" by William O'Neil.  Yahoo Finance has a very good "education" section also. \n\n2) Never ever purchase a stock based on what you read here on or a message board.  Everybody on a message board has an agenda.
296107
There is not enough information to answer your question.\n\nHow much is a large lump sum?\nWhat is a good investment?\n\nThe highest return is always the highest risk \nThe minimal risk is always the lowest return (Goverment Bonds get you 4% a year with minimum risk)\n\nYou can start by opening a brokerage account at ameritrade.com\n\nDrop me a line if you need detailed information about investments in the stock market.
318425
Money is good for beginners.  But I would recommend to use the library so you can read on other investing magazines.  Yahoo Finance is a good on-line resource.