what is comprehensive general insurance?
397069
There's two things it could be.\n\nI think you might be talking about General Liability insurance, which is a commercial insurance coverage to cover businesses in the normal course of their business. It coverage a wide range of actions like slip and fall accidents or advertising injury and many things in between.\n\nBut you also could be talking about Comprehensive coverage on your automobile which would pay for damage to your car from everything other than a collision.  Even some weather related claims that are excluded from your homeowner's policy...like flooding for example...are covered in under your comprehensive coverage.\n\nUnless you can be more specific, that's the best I can do.
892486
I'm sorry but I'm pretty sure you won't find a policy that covers those things.  You have an investment related problem, not an insurance one.  Talk to someone who can get you an investment that you can pull out of in the case of an emergency and will be sufficient enough to provide temporary income replacement for a specified time period.  It is also a general rule to always have on hand at least 6 months of income replacement in a savings account somewhere for emergencies only.
491192
http://ge.com/en/product/business/healthcare.htm
216934
group insurance is provided to several people who have a common employer, organization, etc. Example, your job, alumni association, automobile club, etc. \n\nindividual insurance is when you purchase it for yourself. \n\ngroup insurance is not individually underwritten, so if one member would not qualify on his own, they would be covered under the group.
1152017
Hi.!!\n\nCould you explain the purpose of this question. Because that would really determine the answer. i have a huge resource of data on insurance.
302172
Would assume its insurance.
668795
I've written this kind of insurance for a few of my customers. Never anything as big though, stuff like an archery tournament where the prize was a truck. I work at an Independent Insurance Agency so I was able to shop around for the best deal, ended up purchasing a policy from Lloyds of London who will insure just about anything. Call a local Independent Agent and tell them what you need. You'll need to have details of the promotion and be able to give some kind of evidence as to the difficulty of winning the prize. For instance, on the archery tournament I had to get info on the length of the range, the size of the target, the type of bow involved and whether it was indoors or outdoors. Lloyds came back with a couple of stipulations: no mechanical sights to be allowed and no professional archers allowed, also the winner had to hit dead center, not just in the bull's eye circle. The odds were calculated at something like 1:1,000,000 that anyone would hit dead center, especially as it was an outdoor tournament. The premium for the policy was under $1000. SOMEONE HIT DEAD CENTER and the Ins Co had to pay out!\nGood Luck!
15851
Some insurers have a MyInsuranceComany.com website of some sort, where you can find out what coverage you have.  However, I have never found them to be useful for specific procedures or tests.  \n\nUsusally, you end up having to call them and sit on hold while they look through their manuals.
884931
One form of low cost insurance is Major Casualty which only pays when the bill goes over a certain limit. Check to make sure they will cover a pre-existent condition.\nYou doing ok with the bp? I've got it to so if you need to scream sometime - give me an e.
853039
There is a new federal law, but it relates to "janitor insurance" -- life insurance for which the employer was the main beneficiary.\n\nAs for health insurance: you can usually declare one policy "secondary" to another. But you have to take the initiative. I have done that with household cover because I have both homeowners and renters and the renters policy is better. I forced the agent to get a letter from the household company acknowledging that the policy was secondary.\n\nNo reduction in premium, but it avoide the problem of co-insurance, deductibles, absence of new-for-old and other stuff that the forced insurance didn't offer but the renters policy did.\n\nOn health, I have FEHBP (government employee/retiree insurance) so I have to watch out for the same sort of issue, but I haven't had to demand acknowledgment of secondary cover yet. My "other" cover is national health service (UK), and that doesn't count.
861578
It is a law which rather than setting out absolute principles contains a series of principles to be followed in certain conditions.  For example, the Health and Safety at Work etc. Act 1974 places a general duty on employers  'so far as is reasonably practicable' to protect the health, safety and welfare at work of all employees.  There is clearly a degree of flexibility to deal with individual circumstances.
852917
You may contact the office of any of the general insurance company's in your area and ask them if they are recruiting agents. Now there are pvt general insurance cos, other than the govt Co's. If they are recruiting then you may apply. Most of the Co's offer free training while some may charge about Rs.1000 -1500 for a 15 day course (100 hours) from IRDA (Insurance Regulatory Development Authority). At the end of the course u have to appear for an exam - it may be on line - and pass the exam. If u pass the exam you'll be issued a license by IRDA for a period of three years (u have to renew after 3 years appearing again for an exam). \n\nYou can also take a combined license, i.e., one for Life Insurance and one for General Insurance. You have to appear for 150 hrs training if you opt for the combined license. Pls note that you can't be an agent for more then one Life and one General Insurance Co., \n\nAll the best..
100171
Check with the State.  Sometimes they will have an insurance pool for individuals that are considered uninsurable outside of a group plan.  However, the premiums are usually very high.  Good luck.
437690
The best you might be able to do is try to find a 'guaranteed issue' policy that does not require medical underwriting.\nThis is going to require the help of an agent very familiar with non-standard forms of life insurance.\nThis product does exist but you are going to need help, so call some agents and 'interview' them about this kind of product.\nIf they tell you they don't know of anything, try somebody else because it is out there.
300093
dsinngerdj,\nYou are providing poor information to the public and any clients that you meet with.  It appears that your only product line is term insurance so you say that that is the only type of insurance that makes sense for anyone.  That is simply wrong.  Every person has a different financial situation and until they have reviewed their situation and established a plan, you can not say that.  For many people a combination of term and permanent coverage is their best bet.
1047303
yes, there is a good website for insurance.Go to wikipedia,the free encyclopedia.www.en.wikipedia.org.you will see most of the content about insurance and their types.
777704
Well the best one is to have one before your diagnosed because alot of them don't cover pre-existing conditions for a year prior to the new policy.  You'd want one with good medical testing coverage, hospital stays, drug coverage, dr visits, alt med if possible.  Many of the Blue Cross higher up plans have that, they have some co-pays but cover the big stuff.  Independent Health which is NY based company has good coverage too.