Timeshares from RCI.  Is it a good investment?
410039
75% of the resort's original proice is still too much money to pay for a timeshare! Don't buy from the resort! Buy resale and save as much as 60%, typically. Of course this depends on location.\n\nThere's a thriving timeshare market online. Use a search engine!\n\nMy favorite company is Sellmytimesharenow, but I'll leave that to your discretion. Just make damn sure that the resale company has a clean BBB record.
427405
go to   www.tug2.net  \n(timeshare users group) \nregistration is free for the forum (BBS) and advice section, you will find plenty of independent info on the disney timeshares
1153859
I would invest them in a high interest cd.  Then I would pull them out and invest them in real estate.  If all this goes well you will be able to retire all thanks to yahoo answers
1120531
It's a lottery type thing. Not on the shores of the US--that should cause you some concern. Their website says you get your return on investment in two years.
50653
if you intend to stay in a property for a short period of time, then an ARM could still be a good deal. if you intend to stay 5 years or longer then a fixed loan would be better. a sharp rise in an ARMs could occur and force people into negative amortization. it is better to know what your costs will be in the future, then worrying about being homeless because of an interest rate spike!\n\njust my opinion. i have done it both ways in the past and was uncomfortable with the ARM going higher.
307735
I never heard of them before. I don't want to discourage you. If you interested I think you should look at what you getting and what is will actually cost in both time and money. \n\nMy experience with a similar deal was that most people don't find that they end up losing money.
305802
Here is a great way to invest. It is fool proof, not as quick as you may prefer, but you can trust it.\nwww prospera-fund dot com\nThey are invested with several traders in stocks and FX accounts, (diversified).\nThere you can invest money to earn 10% a month compounded! After testing with 100.00 it works, and so I invested more, four different options, all 10% a month, "offshore investing".\nExamples of compounding: 1000.00 after one year: 3130.00.\nor, 200.00 after 5 years: 60,000.00\nDo it, and forget it for 5 years, you'll not be sorry. \n\nSource(s):\n\nwww.prospera-fund.com \nrefer. luckyrick
771615
Man... where are you going to find a fourplex for 100-200k?  Madagascar? Somalia? Sudan?  Just kidding, but that's pretty "down market".  \n\nHere's some tips:\n\n1) You can get an investment for around 4x-6x your salary from a bank. Think around 120k-180k. \n2) You can generally get something that is 80% levered (where you put 20% down and even more levered if you have good credit/reserves). Sure, you can get 100% financing - but you don't want to stretch yourself to the breaking point. Tighter credit policies also make it difficult to get more financing. Don't do exotic financing like negative amortization or interest-only as you can lose your shirt easily. Go 30 or 15 year fixed. \n3) Don't go so cheap on the four-plex (speaking from experience as I owned a fourplex).  It is better to deal with a single unit that costs the same. Your tenants are a) going to take MUCH better care of your place because they are generally more respectful of property, b) you'll have less people living in your place doing wear/tear/accidents and c) you will have less headaches managing fewer people. \nPeople do REALLY stupid things with your stuff, especially when the deposit is only a few hundred bucks instead of $10,000... my person experience, tenants flood the bathrooms, put the washing machine outside, shoot out all the lights with a bb-gun, dig up the decorative tree in the front yard, go four-wheeling on your lawn, iron on the carpet, knock down a fence, pay late, skip rent, dump trash outside, dump their kiddie pool water next to the building, bash in closet doors.  Each small thing will cost you 1-12 months in rent lost money at the low end.  My single unit place in California that cost 3x as much as my four-plex had much fewer tenants, less wear and tear, no headaches, was easier to sell and netted more money (downside was lower average occupancy).  \n5) Start with a single-unit fixer upper in a working class neighborhood.  Don't invest too much money in fixtures that don't have a positive return.  Put your "sweat capital" into things that make it habitable (e.g. painting, fix the plumbing, make sure the doors/windows/roof all look good). I'm not saying you sould be a cold-hearted slum lord, but don't waste money on things with negative NPV. \n6) Unfortunately, it takes money to make money. Get a good job.  Take side classes/certificates/degrees to make sure you can make more money in the future.  It took 10 years for me to make enough money, but once I did, making money was much easier when you have money. Learn about investing.  Knowledge is very powerful - which you can then use to make your money work for you.  Read, read, read.  Go to the library. Borrow books from friends. \n7) Don't be afraid to take some risks.  You are going to screw up. You are also going to do things very well.  But you need to take risks to get ahead.  When things go wrong... and they will go wrong... take self-responsibility (i.e. don't blame someone else) and learn a lesson for the next time. \n8) Cut way back on your spending.  It's going to suck, but you can turn your sacrifices into cash, which you can then use to fuel your investments.  Don't play the "keeping up with the Joneses". You don't need the latest gadget, a new car, new clothes, take-out dinner, the nice cut of steak, the fabbo trip.\n9) If you REALLY feel like you need to invest now, get friends to invest with you.  However, make absolutely sure you have a contract that is iron-clad.  Designate a chairman, voting system and equity rules because friends/family and money don't mix.  Some will flake and not work their share. Some will want to do it their way and only their way.  Some will want to back out if things go badly.  I will never work with family/friends.
853895
Well I recently invested in the stock market with 1k. I baught LOGI at like 25.80 and its up to 27.50 or something so I'm doing rather well for myself I'd say! I use Scottrade...(if you want to sign up let me refer you so we both get 3 free trades...they dont give you anything if no one refers you) send your email to cammyton@yahoo.com if you are insterested.\n\nP.S I am planning on investing in toshiba next I think because they are rather cheap and I believe they are a part of that new BlueRay DVD thing coming out.
973396
Coach has maxed itself out @ almost $40.00 per share and will never offer you much of a return unless it plummets back down to it's foundation price.  \n\nIt is too high and was only a productive purchase to those smart enough to get in on the ground floor.  \n\nIt is rated at an 8,  a great stock to own but as far as it going up enough to make you money...  I don't see it happening.  It wont ever become an Abercrombie or an american eagle.  I don't think so anyway...  always go with your gut!  I would hate to be the deciding factor and you not do something you should have done. \n\nCheck out Psun...  It just split and is still cheap!
26566
certainly! a good 1..\n\nits an ever expanding company... so.. returns may be slow initially.. but the prices r bound to go up!!
877247
it depends on your age - if you are young and still working stock and bonds are very god but if you are older you ay want to keep a guaranteed return on investment such as CD's\nreal estate is up and down I dont recommend it
316544
Don't use any answer in this forum to go by.  \n\nThey don't know you & they don't know your goals. You didn't identify what your time horizon is (ie: buy a car next year or retire in 35 years).  You haven't identifed your risk tolorence. What's your investment experiance level?\n\nWithout these "basics" no one can suggest anything that's really good for you!\n\nGood luck
1076614
Brokerage firms or investment centers have "College Fund" investment accounts.\nThey offer investment income opportunities with preferential or zero tax liabilities, so long as the fund is used for education expenses by the named recipient, ( Which can be changed ).\n\nThere are many levels of risk/return investment to choose from.\nDepending on the children's ages, you can amass quite a return.\nThey have informative booklets where I started one.\n\nTD Waterhouse -Ameritrade.\n\nFor general investment and advise, they offer similar investment packages targeted toward varying risk tolerances.\nInsurance and/or annuities are good for large estate transfers also.
617052
Since the interest that you pay on your "Owner Occupied" home is tax deductable (even 2nd mortgages and Home Equity Lines of credit) where investment properties (Non-Owner Occupied) interest is not, I personally think it would be better to use the equity in your current home to put money down on an investment property. Plus, putting money down on the investment propertey will most likely lower your interest rate.\nBUT, with all that being said, I don't know full details of your financial situation and strongly suggest going to your financial planner for further information. If you don't have a financial planner, I know that Ameriprise Financial Advisors is a fantastic, safe company to deal with (formerly American Express Financial Advisors until they broke away from them last October). \nAnyway, best of luck with all this.
884875
I started my investing with Edward Jones. They are lucrative and they have strict requirements before even considering someone for employment.  I have long since moved onto my own (and have done very well at it too) for first timers go ahead and pay the fees to invest in the long run its worth it.
172273
got to www.timeshares.com