How can be sure that my credit card company will show a closed account as *closed by consumer*?
398839
Visit www.equifax.com and order a customized tri-merge report.  Dispute each credit card on your report.  The drop-down menu on the dispute form will give you the option to choose "closed by consumer".  Once you submit the online form, you will receive an e-mail upon approval from the credit bureau notifying you that the change has been made.  It's easy and you will see your credit score move up quickly once you submit your dispute, because the bureaus update the scores immediately.
76846
Call your credit card company.
963826
You contact the credit card company and they investigate it. sometimes it can turn out to be a parent company of something you charged. at other times it can be an error. but for example i have a bank of montreal mastercard so if i have an error on my statement i call them. if you have a store card you would call the head office etc. check the back of your card and see if there is a number. if not look up their web site online.
79400
Call the credit card company for advice.
995064
You need to be more specific.  You will need to have a service to process the credit cards via the bank that issued them.  You also need to validate the credit card as well.  \n\nGo to Verisign and chek out their products.  The have one that you can purchase for a low amount and will charge yo very little each month to use their services.  The program is pretty much canned and requres little programing skills.  \n\nBe aware that after the product is installed, all of your support will be via email which takes a long time to solve an issue.  So, you really need to be more explicit in requesting and providing information or you will be very frustrated.
83769
Short answer: call the customer service number and hope you get the right answer. Long answer: You must read ALL the material sent to you by the cc card company. Eventually, you'll see a notification of a change in terms. THAT notice [or pamphlet] will tell you where you need to send your written notice that you are opting out of the change [or, 'freezing' your account, as you put it.] HOWEVER: 1- If you USE the card [like, by mistake because you forgot], IT'S UNFROZEN. 2- You will receive similar notices in succeeding months notifying you of changes to your account that you must REPEATEDLY respond to to keep your original terms [they're betting you're out of town/overlook it/forget to send it in/think there's no need to notify them again/miss the new deadline/ etc]; 3- This will NOT stop the relentless pursuit of OTHER legal means to jack up your rate, such as finding out you've paid another creditor late or that you used more of some OTHER credit line! Good Luck.
5578
Notify your credit card company of the unauthorized charges and have them issue a 'stop-payment' on any further charge attempts....
694193
Yes you can close a capital one credit card account with a balance on it but you still have to pay off your balance. The only fee that would go away would be the annual fee if its a card with a membership fee. You just wouldn't be able to use it when its closed.
372296
When you received your card, there should have been a brochure with the rules and interest rates, how minimum payment is determined, etc.  Most companies also allow you online access to your account.  If all eles fails, you could call them and ask.  The number is usually on the card.
643722
cancell the card like now...and check if they billed you. If they did report as fraud. Get a new credit card
382742
It depends.\n\nIf your credit card provider is a national bank, it is likely that they are regulated by the Federal Trade Commission for consumer offerings.\n\nIf your credit card is a state chartered bank and you suspect a problem, you should contact your states attorney general.
1096415
u dont the account is closed
1075038
speak to your credit card company , your card will automatically come with isuRANCE FOR SUCH A THING HAPPENING
1095108
Call AOL on the phone and be sure to document the phone call (when it was made, who you talked to) and get them to confirm you have closed your account.  Delete AOL and AIM from your computer using the Add/Delete program in Control Panel. You need to do that so no one will use it again.\n\nBe sure AOL will not continue to charge you each month, so check your credit card statements for the next few months.  Quite often they are sneaky and do not close down accounts until they get the second request - so they can charge you more money.
17094
Credit reporting agencies are required to research possible inacurate information. If information cannot be verified, it must be removed. If they can prove the information is real, I would be concerned that the item is from identity theft. If it is from a delinquent payment that was made on-time, that is something that you have to take up with the creditor, since their records will indicate it as late and will inform the reporting agency that when they verify it. If you are unable to reach a resolution, you may file a complaint with your state's Banking Department.
996293
The company should send you a new one with a new expiration date. The outstanding balance stays "open" until it is paid regardless if you use the card anymore or not.
975447
Hello,\n\nYou should contact the store and ask if they can provide you with receipts for purchases during this time period.\n\nIf the purchases were not made by you, but money has been taken from your card to fund purchases; then you should get on to your account provider and explain the situation (as your card may have been cloned or details stolen).\n\nThanks