my husband is having trouble paying off his student loans. anyone know of any places that help pay them off?
415501
Well, I don't know about the baby, but I know about this US \nFederal program that helpped my son:\n\n\n This is a free, U.S. Government program (no fees or other charges) \n \n \n No credit checks \n \n \n No pre-payment penalties \n \n \n Your payment will be reduced by as much as 60% each month \n \n \n You will have to write just one check each month for your student loans \n \n \n All information is secure and confidential\n\nGood luck!
796405
try borrowing from prosper.com. It is a people to people lending site that's getting very good reviews. Good luck..
768756
look for ones that are non-profit. Some articles for it are at http://www.234debtconsolidation.com
840639
it's called student loans.
832517
Your husband probably owes money to the bank or you're in chexsystems.  The bank should have given you a reason.  Try Citibank or Wamu.  They both will give you an account.  I'm in chexsystems and haven't bothered to pay them and I've got accounts.
958823
Hello There,\n\nYES there are plenty of federal student loans available that you can use for anything!! Not just living expenses, but anytihing you need to use them for..\n\nIve used student loans to pay for miscellaneous items many times in the past because its your money... You need to buy what ever you need at the time you are going to college.. Your loans are money you are borrowing to do so...\n\nI work with Student Aid Lending, we are a nationwide lender administed by the department of Education (We have a title IV license)\n\nTake a lok at my yahoo 360 profile.. You can find alot of information about student loans and also direct links to my companies website...\n\nhttp://360.yahoo.com/my_profile-hluduhmi...\n\n\nFeel free to call or email me and i can process the entire consolidation for you in just 10 minutes over the phone..\n\nI hope this helps, and again, do not hesitate to call or email me with any additional questions!\n\nAnd congratulations to you for wanting to make someting great out of your life... I commend you for it! There needs to be more people like yourself that have the drive to want something more!\n\nJason Fry\nFinancial Advisor\nStudent Aid Lending\n1-800-964-0642 ext. 114\njasonf@StudentAidLending.com
757267
yes. they are cuthroat with student loans. student loans never go away. the goverment can do this because they own the loan. a normal company would be past the statute of limitations. call the loan company and ask for a deferment or to set up payment plans. they are also the easiest of creditors to deal with in my experience.
332888
There are hundreds but they all charge outrageous interest rates and up front fees which just perpetuate the debt cycle.\n\nBetter to go and look up a debt councilor - usually a free service in your local area.
925138
First, you have a great husband.  He cares enough to clean up the mess.  Sue the ex-f***head for the balance of the paid-off loan, and tell the lending agency to enter it into his credit file.  Secondly, try opening a "mad-money" savings account for your spending moo...Make sure your husband is aware of it, too.  Put 20% of your LEFT OVER money (after bills) in it each paycheck and then save for what you want.  When you have 20% over your purchase price, go ahead and get your goodies and owe nobody!  Sounds like your husband has been listening to Dave Ramsey.  You two should take the "Financial Peace University" course.  When you've been debt-free for 10 years you will see just exactly how much you have in the bank and it will amaze you.  Have a great life with that great guy!
618550
Have you tried the SBLA?  That is the Small Business Loan Association.  I do not know the web address.  Also, try your local bank.  If you have collateral and good credit, I am positive that they will work with you.\n\nGood Luck!
1184451
Unfortunately, student loan interest rates go WAY up on 6/30/06 thanks to Dubya!\n\nMyself, I am a grad and need to consolidate my loans before the deadline! So I went on a google hunt (I mean search ;). But eventually, I did find a site that has rated a few student loan consolidators, and says they have checked them out. Here's the web page: http://lendersrated.com/studentloans.htm\n\nHope it helps you...\nkarateross
546953
You can contact your public assistance office, The good will, the salvation army, or catholic services may help. Been down the same road you are now. Good luck! Also if you call the power company, most times they will be willing to set up payment arrangements.
860978
Here is a list of banks who offer student loans in Philadelphia along with their website:\n\nBank of America: http://www.bankofamerica.com/studentbanking\nCitizens Bank: http://www.citizensbank.com/\nCommerce Bank: http://www.commerceonline.com/\nPhiladelphia Federal Credit Union: https://www.pfcu.com/loans_student.shtml\nPNC Bank: http://www.pnc.com/\nSovereign Bank: http://www.sovereignbank.com/
732811
I was like that for a long time, and I am only now starting to get out of it.  It is hard, but call all of your debtors, and make a payment plan.  I set it up as I would pay them each ten dollars a week, and then when I got one paid off I would pay the difference to the next smallest debtor.  A lot of times they don' t like to deal with weekly payments, but if you tell them what you can afford, and as long as you send your payments regularly, then it shouldn't be a problem.  I read a book that helped me with this as well, it was called The Four Laws of Debt Free Prosperity By Blaine Harris and Charles Coonradt with Lee Nelson.  This book really helped me, I wish you luck!
669839
Sallie Mae can and will garnish wages, and will claim any income tax refund that might otherwise be due to you. Do contact Sallie Mae, they often have a number of options available to help prevent a default. I know it feeling terribly embarrassing to you at this time, but they deal with this situation all the time. They will have alternatives to offer you.\n\nBankruptcy does not eliminate government funded student loans. \n\nI do not know specifically about American Family Education Services. In general private lenders must hire collectors, and or file a legal suit to collect a debt. If found liable, you will have the additional collection costs added to your already problematic debt.\n\nIf any part of your current financial problem include consumer credit card debt, Consumer Credit Counseling can be of help. They help you create a realistic budget, negotiate with creditors, sometimes even eliminating some or all interest, and they help you make the payments to tame your debt.  Do not be fooled into using one of the many scam companies that feed off the reputation of this original non-profit group, the IRS has recently (finally)filed suit against many of those predatory groups.
679324
I myself have quite a few student loans through a private college.  Our financial aid department did most of our loans through Citibank, which offers a consolidation of your loans w/ minimal monthly payments that I'm paying now (about $5 a month for every $2,000).  Most banks want to take your debt and consolidate it (it's how they make their money), so I'd shop around or ask your financial aid department for suggestions of banks that will work in your favor.  Also, try looking into the bank your checking or savings account is at, they usually offer discounts to customers.  Hope this helped a little.
1180859
Yeah, sometimes. I'm 21, married, a dad, going to school and working full time. I have tons of debt piled up already b/c of student loans, but I'm studying to be an accountant, so I don't think I'll have a problem paying them back. Money, or the lack there of, is really the only thing that worries me. I hate being in debt though, so I think I'll manage.