where can i get an honest loan of $3,000.00. my credit is not too good and the banks are all saying no. help?
399386
Looks like you would have to go to a family member if they won't because you are a welcher then you might find a institution that has loans for high risk bowerers, If that's not possible save your money and get a credit with a limit and re-build your credit it will take a few years good luck
765780
hey dont lose hope dearie I am sorry to hear that, Ive been through a lot of financial troubles too and I always got assistance from NHBS, Inc. they are a team that works with the best lending institutions...try contacting them and I do hope you'll get thru all these ,\n\nhttp://www.newhorizon.org\n\nIm sorry I can only give you their site, not contact info but I think it can be seen on their site too\nall the best\nhave a super day
1028289
Try American General Finance or Try a Credit Union. I got a loan with a 470 score.
1153442
Call a local mortgage broker (check your local yellow pages) and ask for a consultation, they are usually free or may charge a small fee (< $25)  for pulling your credit report..  Do not call a bank.  Mortgage brokers have many more programs available than banks and are more experienced in dealing with folks with troubled credit.  Anyway, they can pull up your credit and see how it looks.  It may not be as bad as you think.  If it is, there are programs such as FHA that are not credit score driven.  It always helps to have money saved up for a down payment, and while 100% loans can be obtained, you will most likely need a minimum of 3% down.  If you do not have the 3%, it can be in the form of a gift from family or friends.  There are 3rd party non-profit companies that you can get the donwpayment from, although FHA has been looking down on them lately.  Mainly b/c the 3% gets financed back into the loan....sort of...but I can't say that...LOL\n\nA good mortgage broker will have all of this information.  He/she should also be able to direct you on what to do if your credit needs a little repair.  If you are not ready to buy now, they can coach on what to do to be ready in 6 months or so.  Good luck with your dream of owning a home.
938530
If you have credit without bad mark on it I am sure you can get a loan from a private source(bank or person).  Also depending on how much you need you maybe able to use other options like credit cards.
1003641
yes I do that type of loan, How is your credit score? Can you prove your income (W2 etc)?What is the buy back price?Please email me the answer and I will tell what you can get. Johng@oldmerchants.com
62803
Do you have a bank that you have any accounts in?  if you do they may be willing to make you a small loan.  Everyone has to start somewhere.   (how can anyone ever get a loan if they didn't have credit?  think about it... Everyone had to have a "first" loan - it's from that point that you will establish if you are trust/creditworthy or not) so don't blow it.  Pay that loan when you do get it. \n\nIf you don't have a bank account - you may need to have a family member co-sign  the loan for you.  You need to be sure to pay the loan off on time and you will be on your way to building a great credit for your future.
541487
Suggestion: Go to 'rent to own' places and ask them if they will report your timely payments to the credit bureaus for you. Most of them will be happy to say yes, if you buy something of course. Get something small and simple and make the payments on it. Try to get 90 days, same as cash and knock it out before the 90 days are up. They report your good work and you can start rebuilding your credit. The bad stuff will still stick around for 7 years, but your efforts will help you in getting loans if you need them. Good luck to you!
1182257
good luck trying to get one..\nhold off on another loan; work to pay off your current ones as of now..
213903
Your in luck, we are a direct lender and also broker.  I have done many loans for people that have bad credit.  The normal banks you walk into will turn you down for any reason they want. I have lenders that look at other factors besides your credit.  Contact me at www.xclusivefinancial.com
737763
Try Lending Tree I understand they have various  banks to choose from to make loans for all types of credit.
156362
You can't.  If you have bad credit, you are a high risk.  You WILL pay more for a loan, PERIOD.
751303
Be careful when looking for loans like this. I hope you have evaluated the real cost of these loans. Is it worth the price you pay for the loan? I would make sure it is a real emergency, and that you can reasonably afford to pay the loan back.
890371
This is what worked for me. I became a member of a credit union, little smaller and more personal than a bank. I started off with a 500 dollar loan. If you have been on your job at least 6 months they will work with you.
253772
You can't it's all a trick,I've tried them all. Go to a bank and apply for a loan even if you know you won't get approved. This is the only FREE credit report I've found. \nYou will receive a complete credit report from the bank!
1016816
What do you need a loan for?  If your credit is horrible, any loan you are going to be able to get is going to be at a very high rate of interest.  You'd be better off saving $200 a month for a few months and paying cash for whatever it is you need the loan for.  If you just need it to make ends meet, you're going to sink further and further in the hole and never be able to get out.  Spend less.  Pay your bills.  Don't borrow.  Adjust your lifestyle to fit your income, not the other way around.\n\nSorry.  Not the answer you wanted, but having been down the "I can't live on my income, no matter how many raises I get" road, I know what I'm talking about.
323263
Speak to the bank manager at the bank of you're preference. He/She would be able to help you and explain all the requirements that need to be met to get a loan.\n\nBest of luck!!