Has anyone used an internet mortgage lender?
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Oh!  Another dragonfly!\n\nNo I haven't used them, and yes, I'd be worried about all of that data because you don't want a bunch of bozos pulling your credit report and driving your credit score down.  I used CTX Mortgage and they were good.  They are their own lender so their margins are bigger than many banks because they are lending out their own money.  Or try www.naca.com if it's your first home.
336291
Going through old files.  Interest rates were much higher a few years ago and a lot of the people with 10% interest rates may be interested in refinancing considering they wouldn't have to add that many more years to their mortgage.  Assuming you're in the mortgage business, that is.\nAnd I know that it's difficult, but cold calling works as well.  Sending out inexpensive flyers works, too.
200636
I'm not familiar with the company, but low rate jumbo Option Arms are fairly common.  You need to find out if that's an intorductory "teaser rate", as well as the maximun Loan to value they're offering.  If they're a web based lender, make SURE you find out ALL their fees, (be very careful to scrutinize EVERY line of the GFE), and see if they'll guarantee no additional fees. That type of company tends to have extrememly high costs attached that are not necessarily disclosed from what I know from clients of mine (I'm a mortgage broker) who have either used them in the past, or checked them out.  Hope this helps.
711104
Try confused.com to compare all the lenders.  You can apply directly online from that website.
108485
Quicken Loans is the number one online lender. Their customer service is second to none and they make the mortgage process really easy.
1109749
http://www.lendermark.com/i_want_to_buy_my_first_home_564.htm
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from mortgagetransit.com
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Im not sure if you happen to live in the baystate (massachusetts or even New hampshire or RI) but baystatelending.com is awesome- put in your info regardless of whether or not your from the area and they will probably refer your information to another lender who could get you a loan
905048
Yes, there are plenty of websites out there that will give you all the information you will need on pre-foreclosures, etc.  Many come with a small fee, but like all other products/services all the good ones do.\n\nWhat I would do is take advantage of the free 7-day trial.  That way you can see if you like it or not.  \nI have used Foreclosure.com in the past and was very satisfied.  \n\nWhat I like most is that they give you resources to guide you through a process that can be rather daunting at times.  \n\nHappy hunting!
216719
usually a credit union offers good rate so you might want to check it out if you are the member of a credit union.\n\nyou can also compare rate on the bankrate.com, which has a good number of mortgage brokers and lenders.
119380
try www.scotsmansguide.com lender search send me an email and I will look into my data base for other answers for you
1182230
I've never used them but I've closed for clients several times where they were the lender.  They were about average, comparable with most of the other lenders who were not banks.\n\nMortgage brokers are good to deal with if you have credit problems or income issues.  They have many loan programs to choose from and can help you find a loan that will work for you.\n\nIf you don't have credit problems or income issues then I've found that it's best to deal with a bank rather than a mortgage broker.  The banks charge less closing fees and their rates are usually competitive with those offered by mortgage brokers.  The interest rate might be 0.25% higher but the fees are usually lower by sometimes hundreds of dollars.
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My names are Williams Scott,I am a certified loan lender.I offer secured and unsecured loans to individuals and companies at low interest rate.I offer long and short term loans.My firm has recorded a lot of breakthroughs in the provision of first class financial services to our clients especially in the area of Loan syndication and capital provision for individuals and companies. \nWe have brought ailing industries back to life and we back good business ideas by providing funds for their upstart. We have a network of Investors that < DIV>are willing to provide funds of whatever amount discrectly to individuals and organizations to start business and operations. We also recruit Agents to assist our companies in receiving payments. In our bid to be useful to you, please tell us which area that you wish us to be of service to you. Kindly respond immediately to this email, Looking forward to your reply. \nemail:willscott_55@yahoo.com\nTel num:+447031940527
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I don't have qany experience with that site myself, but does it meet all the requirements to be safe? You can read my article on how to avoid internet money scams at:\nhttp://www.webcashlink.com/articles/work-from-home.html
203134
Many people have.  This question has been asked a couple of times already.  They violated predatory lending laws, and charged excessive fees that in most cases resulted in the acount having less money in it when it was closed then when it was opened even.
584374
The other answerer has a good point... lol...\n\nIf you are concerned about someone that you are dealing with: I'd recommend asking for references from the person/company (and calling), looking into what orginizations that they belong to (eg. Real estate boards) and looking to see if they are a member of the local BBB.\n\nAs far as a list of know scams or cons, I'd be curious to see if one exists.
301244
Boy you can get the goofiest advice on these forums!\n\nTom the mortgage guy is mostly right. If you want to have the loan in only one name, then you can only put that name on the title. After closing, record a transfer from you to you and Lisa. (that was not a typo) \n\nIf you are using a Realtor to find the house, he will have done this before and you should be using the lender he recommended. Don't use the cheapest lender in the newspaper. That guy was just working at a tire store two weeks ago. If you aren't using a Realtor, you should be. Sheesh.\n\nI am glad to refer you to a ReMax agent in your home town that I have personally interviewed. Call or email me.\n\nLeigh M\nPortland, Oregon\nhttp://www.LeighMaynard.com\n\nI am not an attorney. I am not YOUR attorney. Nor do I play one on TV.