Which option is best when making a decision,being "cautious" or taking a risk?
412739
I think you want to enter the stock market but afraid of losses.You are  cautious and that mean you don't know which way the  stock would go and still you want to enter the market and trade! In that case buying a put and a call which  is known as straddle is the  the best way to go.This will work both ways and protect you in  ups and downs of market not only that but your risk is limited to the amount of buying a put and a call. If you buy the put you have no liability and if stock falls dramatically down below the put strike price it will give you a very good return on your investment.If you are taking a risk you can  buy a call. Buying a call is less liability then selling a put. If you buy a call, you will make money as  stock goes up.In case of stock going down you lose only the purchase price of a call. Balancing of calls and puts need some training, reading and experience of market situation. Be careful!
524840
Can you work out some kind of deal?  I mean, why risk that if you can avoid it?
265983
Diversified stocks is the fastest, but the most risky.  Most people try a mix of stocks and bonds.  The more risk you are willing to take the more stocks.  Buying mutual funds is usually best.  I like vanguard.com and fool.com for advice.  Fool.com is somewhat tongue-in-cheek
977077
Life is full of risks; everything you do is risky. Every time you breathe in and out you are taking a risk that the air is clean and will not kill you. And you survive. You continue to breathe. \nWell, with relationships you have to decide if the risk is worth it. Make a decision and then stick with it. DO NOT look backwards. We can all look back and say 'if only...' but there is no point. You must make the best of whatever decision you do make and enjoy the resultant happenings. YOU have to be in control of your life, not the other way round. Make the decisions, enjoy the results and be in control. Life is great fun if you are. Remember, you are only here once; it should be as happy and as fun as possible. BE IN CONTROL!!!!
1019794
CD is well known to be the safest investing instrument, but it's safe only if US dollar (or whatever your currency is) doesn't crash. However, given the current trend in US dollar, I am not too optimistic about that.\n\nAll other investment vehicles have varying degree of risk. If you have never invested before, I don't recommend any but suggest that you should spend at least a year to learn about investing before actually doing it. You can begin by reading books and articles from the www.richdad.com and www.investopedia.com. \n\nAnother thing I would like you to understand - If you don't accept any risk, why should you be awarded with any gain? The real idea about investing isn't to avoid risk, but to take limited, calculated risk for potential gain that's (very) likely to be at least a few times more than what you risk. To do that, educating yourself is of primary importance. If you can't accept any risk, or want not to spend time on learning how to, you should not invest.
614412
Generally the shorter your time horizon, the less risk you should take on.\n\nIf you plan to withdraw in 3 years (a very short time horizon), you should be more conservative rather than more aggressive in your investments.
1166517
If you are serious about investing I would talk to a financial adviser first. stocks is a little risky but if you want to take the risk then go for it. Just talk to a professional and get his advice. If you are going to do it yourself make sure you do the research on the company that you want to put the money in. Make sure it is not going to be bust. look into perhaps small cap stocks as they will be good, risky but all investing into stocks are a risky bet. Wish you the luck and hope that whatever you do decide works out for you
1150786
It sounds like right now you shouldn't choose either.  You need to take some time to yourself and figure out what you really want. Otherwise you're going to end up getting hurt or hurting them in the process.
138198
You are the one who makes the final decision and I so doing you take the full responsibility.  If that decision comes from advice  from others or is the result of your own contemplation doesn’t make any difference.  Throughout the ages many have considered the question as to the value of advice. . . . . \n\nNo one can give you better advice than yourself. – Cicero, from Ad Atticum, II, 50 BCE.\n\nAdvice is less necessary to the wise than to fools, but the wise derive most advantage from it. – Francesco Guicciardini, from Storia d’Italia, 1564 CE.\n\nYou may give him good advice, but who can give him wit to take it. – Thomas Fuller, Gnomologia, 1732 CE.\n\nA good scare is worth more to a man than good advice. – E. W. Howe, from Country Town Sayings, 1911 CE.
946803
Try to think of a situation where the decision you made wasn't the popular one but it was the correct one.  I once heard a saying "The right decision isn't always popular and the popular decision isn't always right."  So when you make the right decision you dare to be great, because it may not always be the most popular one.
249195
100% financing. To minimize your risk in investments, try not to use as much of YOUR money as you can. Use the banks money to finance your investments.
435124
You trust quickly and give in to the moment.  Think matters through.  Don't be to trusting from now on.  Put your guard up.
528375
Yes credit cards are risky. But if you know how to manage your money, and not overspend, then they're not as risky. Also be sure you never lose it if you get one.
192090
It is a gamble for the one offering the opportunity that the person they are offering the opportunity to will not make good use of it. For the person being offered the opportunity, it costs narrowing one's choices down to that which they can handle well. That is, one must choose, and in choosing, one must exclude that which is not chosen. It also costs the luxury of procrastination.
629589
Well, as with anything that you risk assess, you could ask the same question about anything and it would be equally vague. "Is it safe to drive a car?", "Is it safe to live on your own?", "Is it safe to walk alone?".\n\nAs with anything solo, so long as you know the risks, are aware of the possible consequences and how to control those risks if you choose to, then it's down to personal choice. There is no "yes" or "no" to your question and since you have not provided anymore information about where you're going walking, what equipment you own, there is little I can say to advise you.\n\nI've been hiking and camping on my own several times, sometimes I've left a routeplan with someone, sometimes not. It's up to you. Only you know how aware and in control you are of the situation and environment and only you can decide how much risk you want to take.
464469
its not a smart thing to decide to do
342390
First let me say you are not the only one who has been through such things.  I too, have done things which I later regret but at the time I refuse to think about the consequences because at the time it feels right.  You can avoid making the same mistakes twice by learning from your first mistake.  Before you do something on impulse..evaluate the situation, think about the pros and cons and then decide if it's worth it.