Is paying your bills online better than writing personal checks?
400421
The bank has your checking account number (which is also very visible on your checks, which anyone you pay with them can plainly see). However, only you can access that account via safeguards you set up with the bank at the time you opened your account.  Paying bills online is an excellent way to track payments.  When you use your bank's bill pay feature, they will let you know when the payment will be delivered.  You can also print a copy of the check they mailed out for you.
22080
Bank of America website or whichever bank you bank with. They should have an online service for bill pay. I know Bank of America has online bill pay for free and you can sign up for an account online. They mail a check to the place you need a bill paid on behalf of Bank of America and the business has no access to your bank account info.
626062
It makes NO difference on your part. Check card works either as credit card or debit card. In either case, the amount is deducted from your account immediately. The reason the bank gives you the choice is because some stores (like some small stores, restaurants or stores overseas) don't have machines to process debit cards. When you use it as credit card, don't expect to get the same kind of service as you get from your regular credit card company (which is not tied into your bank account). You will not be able to dispute your charge or even get a copy of receipt from the bank since it is treated just like debit card purchase at the bank. Some banks give you incentives to use your check card as credit card because they can charge the store a few percent more for credit card use than debit card use. For the same reason, some stores prefer you using debit card because they pay less to the bank for each processing. Again, it makes no difference to you unless you want to get cash back, in which case, you want to use it as debit card. And of course, if your bank either penalizes or rewards you for using it one way, then, that is a consideration.\n\nP.S. If you ever buy something on line from a store you have never heard of, or buying something from some small somewhat suspicious looking business owners, don't use your check card (either debit or credit) but use your real credit card. There is no recourse for the payment made with your check card and they may get access to your checking account.
651944
Most definitely! As long as it doesn't totally render the bill unrecognizeable, you can write things on it without getting sent to jail. You may get a stare if the cashier happens to see it, but just ignore them.
686689
It depends on if you want to pay or not. If you do not mind paying the money then get a company. If you mind then you can dispute yourself. they both have the same result.
1120335
I paid up all the bills I had fixed my car paid my insur up for mths to come lol (smart), was able to buy clothes for my kids n myself. And get extra and new things around the house. \nI see what your sayin but dont worry about them they apparently dont have to go from pay check to pay check just to get by. And dont realize how hard some ppl to work to make that money.\nI agree with the gettin taxes too. As in when you make more money they take more in taxes. Duh so if they dont want that much taken out dont make it.
590155
Don't think you need air conditioning.\n\n\nBut seriously.  You have three choices for paying them electronically.\n\n1. Purchase Quicken or another money management software and get it hooked up with you bank and put the credit card and other bill infor and pay them through the software - this is what I do.  With this type of software you can also schedule to have the payment sent when it is due so you can pre-pay when the bill comes but it does not get sent until it needs to.\n\n2. Setup an account with your bank or another financial institution to allow you to pay bills online directly from them without any local software.  (Most banks offer this as a service.)\n\n3. Go directly to the credit card companies website and using your checking information pay the bill directly on the website. (This is quicker than the other two so I have done this to prevent a payment from being late when I have forgetten to pay early enough.)
954416
I don't think it really matters the amount of the check or which state.  Its illegal regardless and you very well could do time if whomever's account you wrote them on presses charges.
973512
Pay your bills on time....
1054114
Yes, you can pay your bills using a debit card. You are not charged to do this. You can pay with your debit or money order. I suggest not falling behind in payments and ruining your future. Lay off the card for a while. Use your debit card for in store purchasesdon't carry cash and use the credit card only for emergencies.
60699
It all depends on what you need from a bank. You can get more bang for your buck if you choose an individual bank for each banking need. A bank that gives you a good deal on free checking may not be able to give you a good savings rate.\n\nMyself, I have a Bank of America checking account ('free' with direct deposit, but I'm very happy with their bill pay program), a savings account with Emigrant Direct (4.25% APY), and I use credit cards from Citibank (excellent cash rewards).
536285
I think ing is great.  I have my savings account there.  The only drawback for some is that it is only online
961764
Most banks sell Cashiers Checks instead of money orders - basically the same thing but easier to cancel, trace or replace.  Your also paying for the banks time which they consider more valuable.
279611
It is good if you can do your paycheks your self. It is a good tool. I had used it once, but since I did not find time to input the datas and print the paychecks myself I switched to Paychexs
1036268
Telephone banking is a lot like Internet banking, except what you do isn't encrypted. Normally telephone menu systems are cumbersome, so I recommend using the Internet instead. You can do most anything you want by using your bank's home page. Be sure that you type the address in manually and don't guess or use a search engine to find your bank address. Hackers are able to fake addresses, especially in an email, where you won't be able to see the difference between the fake and the real web site, even in the navigation window of your browser.\n\nYou can do online pretty much everything you can do in person besides actually have cash in your hands. You can even have your bank mail you a check, but it's faster just to have the people you want to pay get the money straight from the account. Some say never to give that information out, but every time you give someone a check they have all that information right on it. Don't believe the people who say you have no hope of fighting the thieves who take money without your permission. That being said, I wouldn' t post your account information on a web site unless you want to spend a lot of time cleaning up the mess from thieves.\n\nIt's safer to pay by credit card since you can challenge the charge easier if a thief takes money. Then you can pay your credit card online after you make sure the charges are correct. You should make sure the lock appears in the lower corner of your browser so you know your browser is using encryption. If you have more than one credit card account with a bank you may need to clear the cache on your browser when switching between them.
979008
You're right... there's really not much of a benefit either way nowadays.  I think when you look at fees charged for services and the interest being paid, it's probably an easy decision.  Some money markets are NOT FDIC insured however... whereas personal checking accounts are FDIC insured.
1168168
Pay your bills on time