Can you take out 3 payday loans at once?
404978
Why would you want to? Not being judgemental, but I certainly hope that the expense you are wanting to cover is worth the astroniomical fees/interest they charge on these loans. I think these places should be shut down. They prey on the poorest people in America and drive them deeper into debt/poverty. If you can possibly put off paying the debt, do. Even if you get charged a late fee for the late payment, it's probably lower than what you'll pay to 1-3 cash advance places. If you are needing cash for something like a car repair, you'd be better off to swallow your pride and bum a ride for a while, take a bus, ride a bike, or walk. There's nothing wrong with admitting you don't have the money to pay an expense right away. When our country learns that, we'll all be better off.
159834
hereisyourwayoutofpaydayloans\nPayday debt[how to get out]\nWe first got into the loan because we needed car repairs and didn’t have enough money then someone told us we could get a payday loan.  We went to the payday store and it was so easy just needed to provide a bank statement, pay stub and post dated check for two weeks, my next payday, $575.00 they handed over $500.00 cash.  We really thought we would be able to pay it back and that would be that.  Then when payday came along $575.00 out of it would be hard as we were already living payday to payday.  We went back to the payday store and were told we could just pay the $575.00 cash then re-borrow again that sounded good we just didn’t think of the very high interest rate.  So if you borrow every two weeks at $75.00 interest for 26 weeks that equals $1,950.00 in a year.  So when we would re-borrow that would not  cover all of the bills because we would be short the $150.00 from the interest so we went to the next payday store to cover the monthly bills then we found we needed more money for some other need.  Then when we needed to pay off that loan we were short so we had to go to another to cover that loan then another and another before we knew it we were into four paydays per month.  Here is the calculation $75.00 x 4 loans =$300.00 per two weeks x 26 weeks per year $7,800.00 x 3 years $23.400.00. Paydays are suppose to be a happy time but when you are into them like we were it is a nightmare and very stressful, robbing Peter to pay Paul, running from one store to another. What was amazing is as I was going from one to another I would see the same people at each store, sad but true. \nOur website is hereisyourwayoutofpaydayloans
222073
i have 3 credit cards in it and $15 in cash
39758
Yes it does.  Take out a loan to pay off all your other loans.  If all your debt is in credit cards this can be a good idea.  May I recommend the book Destroy Your Debt by Samuel Blankson.  This has become a very popular book on getting out of debt.
886960
Sure, it just depends on how organized you are.  I don't reccommend taking 4 at once though, I would take them one at a time.  That way, if life does throw something at you and you can't finish the course, you're only doing that with one course, and not 4.
736317
You got a consolidated loan setup to lower interest on multiple loans you had trouble paying. That's your fault. Keep on the plan you have now or declare bankruptcy.
1046872
As long as you do it all on the same day, no. If you do it all on different days, then yes, you're score will drop slightly. \n\nI'd recommend you go to your bank or credit union first. Don't rely on the dealer unless they have some great financing terms.\n\nIf you still can't get the rate or credit report you want I'd choose either Equifax or Experion.
577009
just pay the amount of the payment\nno one says you have to pay the whole thing at once
369619
You can refinance your student loans but only to get a better interest rate and or consolidate multiple loans into one loan. There is no equity so you can not pull money out. However if you are still in school, and are receiving loans, usually all of your loans are in deferment until six months after graduation, unless otherwise stated by your schools financial officer. If you have finished a degree, you can go back and enroll and complete 6 units or halftime and all of the loans that are defer-able will go back into deferment. Double check with your loan company. Also if you are married don't consolidate or refinance with your spouses loans, because if anything bad should happen(God-Forbid It) but divorce, or even death you will still be responsible for your spouses loans.  Hope this helps....If I can help you with more info just let me know. Take care
861435
You can try paying off the best one you have and just pay the minimum on the others until you do.\nOne I did, was just overcharge the limit, and then keep it paid. They just up my limit to my new self-induced limit, nothing said. ;-)
1061133
Unfortunately, no, you cannot consolidate private and federal student loans. \n\nUnfortunately, student loan interest rates go WAY up on 6/30/06 thanks to Dubya! It is imperative that you consolidate before then. You can refinance just one loan..doesn't have to be multiple.\n\nMyself, I am a grad and need to consolidate my loans before the deadline! So I went on a google hunt (I mean search ;). Eventually, I did find a site that has rated a few student loan consolidators, and says they have checked them out. Here's the web page: http://lendersrated.com/studentloans.htm...\n\nHope it helps you...\nkarateross
1135500
Only consolidate if you have over 10k in loans, otherwise it's really not a big $$ savings. If you want to lock in your rate, it locks your loan in, and you can't move it to another lender.
1154498
If you work you can go to a payday advance company
404421
nope. banks might lend ya up to that much, but you're better off keeping the ratio around 25-30% if possible. one bad run of luck with your job, and you lose everything....
793237
I haven't heard of this program, but be very cautious getting into any "payday lender" situation. Often the interest rates that they collect are quite high, and make it difficult for you to get the loan paid off.\n\nI'm certain there's far more information on the internet about these types of loanss. In general, though, be careful.
188643
Payday loans are a racket don't get into that unless you are doing the loans wow I can't belive anyone would pay $237 for $200 for 2 weeks. That comes out to like 459% a year!!! I have a good friend that has 2 Payday loan stores and makes alot of good money.
164735
to reduce payments and interest