what is mezzanine financing/?
413090
Mezzanine financing is a hybrid of debt and equity financing. It is generally used to finance the expansion of existing companies. Basically, it is debt capital, with current repayment requirements, but with rights to convert to an ownership or equity interest in a company. It is generally subordinated to debt provided by senior lenders (such as a bank) and is referred to as subordinated debt. Mezzanine financing is advantageous in that, on the balance sheet of a company, it is treated like equity and may make it easier to obtain standard bank financing. \n\nMezzanine financing, being a hybrid of debt and equity financing, is generally not collateralized. Often, there is a repayment obligation with mezzanine financing. It may also be riskier than debt financing and therefore is not generally available with standard commercial lenders. Mezzanine financing is typically found with venture capital companies and/or alternative lending institutions seeking a higher rate of return. Most companies providing mezzanine financing are looking for returns of 20% or higher.
637299
Dear Lender,\n\nI would like to request a ________ month/year loan for $X, the purpose of which is to ___________________. For collateral, which will have a value of at least 125% of the loan, I am prepared to grant a security interest in the following property:\n\nThis loan will be repaid from _____________________.  I look forward to discussions with you regarding this request.
749194
Here you go. \n\nhttp://en.wikipedia.org/wiki/Loan_shark
655552
Tell me more. We are into Private Equity and have funds for this sector. esdevnet@esdevnet.com
432134
There is such a thing as No Money Down financing.  I did thatabout two years ago.  You have to pay an additional insurance payment each month.  We refinanced after a year, and the value of the condo went up, so the insurance payment is gone.
414035
Carlton Financial Group is a company that has it's head office in London and comprises two component businesses - Carlton Corporate Finance Ltd and Carlton Capital Partners LLP.  From what I know of them they deal with commercial finances such as acquisitions and mergers.  It sounds like your dealing with the company on an individual, personal basis.\n\nI can't comment on CFG but they are regulated by the Financial Services Agency (FSA) which is the UK government's regulatory organisation that sets minimum standards and ensures that all financial firms comply with all necessary legislation etc.\n\nSo to answer your question - yes they are real but I'm wondering if the company you're referring to is a different one.\n\nYou might want to post another question giving specific information about why you're wanting a loan, does anyone know of a company that could help someone in your situation, how do you manage debt or something along those lines.\n\nIf I knew a bit more about your circumstances I might be able to offer some suggestions.
519066
Financing related to risk.An Idea appealing someone not necessarily viable.It can't discuss over net.Nowadays a good Idea may able to fetch someone. If you are really serious than post your brief idea to me or sit together.
48188
yes, check out the financing tab of our website...www.265body.com...i have all of the companies listed on there..;)
454684
i have a way to finance your customers, we are a mortgage company that make big or small loans, for residential, commercial, retail, schools, etc...write back to me.
184273
ICF maker offers home-buyers turnkey financing program\n\nJul 1, 2003 12:00 PM\n\n\nIn a partnership with First Federal Bank of Minnesota, Omaha, Neb.-based insulating concrete form manufacturer Reward Wall Systems has introduced a “3-in-1 Financing” program for home-building customers using the company's ICF technology. The financing covers land, construction and long-term mortgage, offering what Reward officials note are these benefits and provisions: no down payment; energy-efficient credit; one-time closing cost; builder options (self or general contractor-administered building); no loan payments for as long as one year. Reward manufacturers residential and commercial ICF systems, distributing them through ready mixed producers and other construction material channels
217294
What you are talking about is an "unsecured loan" in banker's language.\n\nMy quess is that if you have sufficient debt that you need to consider a consolidation loan, you are very unlikely to find a legitimate lender who will advance you the funds on an unsecured basis.  You notice, I said legitimate.  Loan Sharks would loan you the money, but the rate would be higher than what you pay on your credit cards and the "collectors" might be a little aggressive.
1168622
It sounds like you're alluding to an equity sharing mortgage.  I've seen municipal agencies offer loans like these, they didn't appear on title (just as beneficiary of a trust deed).  Also, generally they need to wait for you to sell or refinance the property to get their cut of equity.  Wouldn't it suck if the lender all the sudden said, "OK, give me my equity!" and you had to come up with a couple hundred thousand dollars!
344259
I just got this loan application form, but know nothing about them, so check it out\n\nNorthstar Systems\n162-01 Northern Blvd., #199Flushing, NY 11358\nPre-Approval Loan Application\nFast Approvals on All Types of Loans-Guaranteed!\n\n\nNeed a Cash Loan for Personal or Business use, or a Debt Consolidation Loan to consolidate all your bills? We can assist you immediately.\n\nOur service offers:\n·Unsecured Personal Loans from $500-$10,000.00 (Bad Credit Accepted)\n·Debt Consolidation Loans up to $50,000.00\n·Military Loans and Federal Employee Loans\n·Business or Business Start-Up Loans (no limit)\n\nWe accept BAD, FAIR or NO credit applicants. Of course good credit is always welcome! No Homeownership Required! Loans amounts from $500-$250,000 available.\n\nWith over 12 years experience, our Nationwide Loan Service has helped thousands of people get the money they need, when they could not get a loan from any other source. Regardless of past credit history you can get the money you need, and re-establish your credit today!\n\nNorthstar Systems is a company dedicated to excellence, offering our customers prompt individualized service which is fully guaranteed.\n\nThe majority of applicants who apply are approved for the money they need. Of course, your are under no obligation to accept the loan even after you are approved. Interest rates are low, with flexible payment options to fit your needs.\n\nEven if you have been previously turned down, filed bankruptcy, have bad credit or good credit, we can help you get the money you need today!\n\nPlease complete the short Loan Service Application. Return it along with your one time $35.00 application Fee. Instruction on next page.\n\nWe believe in putting our money where our mouth is! In other words. If we do not successfully assist you in securing your loan, you owe us nothing. Your service fee is 100% refundable if you do not receive your loan.\n\nThe entire process takes 7-10 business days from the time we receive your Loan Service Application. You are under no obligation to accept the loan or loan amount offered once you are approved. You decide!\n\nOur service is 100% GUARANTEED\nIf your loan request is declined for any reason your service charge is refunded.\n\n\n\nHere's the actual form:\nThe formatting is probably screwed up in this narrow space, but you should be able to see what is required.\n\n\nLOAN SERVICE APPLICATION FORM\n(Please Print)Date\n\nTell Us What Type of Loan You Need. Check One or All. We ask for general information only, we do not run a credit check!\nPersonal Unsecured LoanBusiness or Start-Up Business Loan\nDebt Consolidation LoanDebt Consolidation Program\nMilitary Loan-Federal LoanStudent LoanAuto Loan\n\nAmount of Loan Needed?How did you hear about us? \nApplicant Name \nPhone NumberE-Mail Address (If you have one)\nAddressCityState Zip Code\n\nMortgage'\nRent OtherTime at Current Residence\nEmployer's NamePosition\nLength of Employment Monthly Income Other Income\n\nCo-Applicant Name (If Applicable)\nPhone NumberE-Mail Address (If you have one)\nAddressCityState Zip Code\n\nEmployer's NamePosition\nI understand that all information given in this service application to Northstar Systems is held in strict confidence and is for general information only.\nWe Guarantee a Refund if for any reason your loan request is denied! 100% Guaranteed!\nThe company guarantees the client will be approved for the loan request or the service fee will be refunded. The company will assist the client for 60 days to secure a loan or financially related service. Client will pay service fee of $35.00 for processing loan information. Client will apply to referrals provided. Client must show applications were submitted and were declined by three lenders to be eligible for a full refund. promotional offers can be cancelled without advanced notice.\nLength of EmploymentMonthly Income\nOther Income\nApplicant Signature \nCo-Applicant Signature (if applicable)\nP
590543
I agree with Mockingbird... it's an initial gov't disclosure meant to show you your actual cost of credit.  \n\nThe goal is/was to show to consumers that financing has closing costs.  The TIL discloses your actual financing cost over the total term of the loan.
706745
Contact "SCORE", the Service Corps of Retired Executives, in your location.  They may be able to give you some leads on where to go for financing.\n\nHowever, if SBA won't back your funding, then most investors will consider you too risky.
1002566
Loan Money. They have a  very high interest rate.
797082
The Uniform Commercial Code seems to regulate commercial loans with collateral (i.e. business loans).  Personal and real property loans (plain common law contracts) are governed by the state, as they are individual loans.\n\nGood Luck