What will happen if I over charge my debit card?
405795
In using your debit card you engage in transactions that are the same as writing a check.....If you overcharge your acount you will usually be denied the transaction on the basis of insufficient funds. If, however, you do manage to overdraw your account you will end up with a negative balanc, and you will recieve a return check fee just as you would if you wrote a bad check.  The next time you deposit money into your acount the negative balance will be deducted from that money.  No collections unless you close the acount and dont pay the money you owe.
393997
Dont leave your card in the ATM Like I did and had to cancel card and wait 2 weeks for a new one. OUCH\nDo not over spend what you have in your account. They will charge you overdraft fees. Thats it! Make sure you get overdraft protection too.
866098
I do not know how you paid for this, but one thing you can do, if it was a personal check or a direct debit from you checking account, go to your bank immediately and tell them you are a victim of fraud.  They will have you fill out a simple form and then they can reverse the charge and put the money back into your checking account.  If the payment was a debit from your account you should close the account because they would try to debit it again.  I had this problem once with a $650 online order when the merchant refused to communicate with me and by doing this I was able to get all my money back.  The bank credited it back into my account immediately and that was it.
855975
If you didn't get it, your credit card company will have a receipt of the payment.\nYou can ask the card issuer for proof of payment and if that doesn't work with the vendor then you'll need to ask that the payment be charged back.
484553
When you call the bank, they will reverse the charge and issue you a new card. You'll never know who used the card. These things happen so often that they won't really do anything for $500.
392613
no such thing as overcharged. they can charge what ever they want. If you were mis-charged, then talk with whoever did your taxes
913898
Call your credit card company and reverse the charge.  They will investigate and if it's a scam as you claim it is, you should get a credit.
643722
cancell the card like now...and check if they billed you. If they did report as fraud. Get a new credit card
964675
you will be charged overdraft fees\nbut when you return something it should go right on your account
448390
When you've gone over your checking account's balance and not paid the overdraft fee.
1069908
call your credit card company and see what the charge was
765117
The biggest possible disadvantage would be any "fees" that your bank would incur.  Be sure to read that fine print.  The convenience of a debit card comes with more responsibility too, you've got to write down all of those transactions in your ledger or it can really cause a headache later when you try to balance your books.
845313
Yes\n\nVisa electron will always check your account to make sure there is oney there before authorising the transaction.\n\nVisa debit will have house limits with many retailers and not check your account balance before authorising the transaction. So you could spend more money than you have in the account or on an overdraft facility.\n\nBe careful, your bank will charge you if you abuse it, around £30 each time you spend without money being in the account!
751722
Call your credit card company immediately and have that card cancelled and a new one issued.  Yes, they can take all the balance.
995535
You should call the credit card company and check to see if your payment posted, if it did, you can charge as of the posted day.
209661
Most bank's charge $25-50 for overdraft fee's. Best bet is to call your bank and talk to them, and see if they will refund the fee.
5578
Notify your credit card company of the unauthorized charges and have them issue a 'stop-payment' on any further charge attempts....