When renting an apartment...what do creditors look at?
403095
Hi well basically they look if you are creditable person, meaning by that, if you have credit established, if you have bills, make payments if you are on time paying them, they look for history, by establishing credit need to have a good job and take things on credit and you can establish credit history, depeding on your situation. Some times living on your own is harder, because you will have to pay rent, buy food, car gasoline, clothes, medicines, etc. You should have establish your credit while you were still living with your parents. There are links where you can check your credit. \n\n\nGood luck\n\nPedro R\n\nGood luck
475587
You apartment manager is responsible for the safety of the unit - you are responsible for your items inside of it.  I would suggest getting renters insuarance.  That will protect your items from flood damage, theft, etc.\n\nGood for you for thinking and planning ahead!
153527
Go to the RRA... Renters Rights Association. They will handle it! They eat that kinda crap up... I know cuz I have been an apartment manager b4 and the owners where total asses... there was so many things i couldnt do after the tentants were promised things by the owners then went back on em... good luck
338135
Direct answer to your questions is, "Yes".\nHowever, lower credit rating and outstanding debt will limit you in where and what type of property this person can rent.\n\nThere are a number of factors that goes into renting a property such as;\n- type of property, \n- monthly rent,\n- expected income stream and level of tenant, \n- monthly loan payments,\n- credit rating,\n- tenant's personality,\n- number of dependents, etc.\n\nSo, just because you have a not-so-good credit rating and a loan, it may limit you in what type of place you could potentially rent, but it will not eliminate you from renting a property itself.
414566
Check your lease.  Your landlord likely is holding your deposit in a non-interest bearing account.  It's highly unusual for interest to be owed to renters when and if a deposit is refunded.
87129
It depends how old the eviction is... most "negative" info on a credit report expires after a few years, but you can also petition the credit reporting agencies to delete these items, or include your good faith explanation.  There are several web sites devoted to tenant rights and there is always Nolo Press for affordable and reliable legal resources.
1176727
You simply need to look beyond the few places you're looking.  Not all landlords check credit.  You might try answering ads in the paper.  Sometimes, individual property owners who own just a single condo or house will be willing to rent out their property without a credit check.
779030
Yes.  They often get a commission from the people who own apartments.  Look in the phone book under Rental Properties.
645995
as long as you lease and usually 30 days after you move out.  They will have to inspect, clean, and deduct all that from the deposit (if any) before they give it to you.
533135
It depends on your lease agreement...you should have a copy.
912502
Rent to own places usually do not report unless it is in default.  However if in need of credit try a department store card or even open an account at a furniture store.  Most financing there is easy to obtain with easy terms and the due report good and bad credit.  Lately dept. store cards IE. Sears, Wal-Mart etc. will easily give you an account if you have a major credit card IE Visa, Master Card.  I would steer clear of Rent-to-Own.  Those are more for people who have really really bad credit.  And even then they could probably restore their credit way before what ever they buy there is paid off.  Hope this helps and God bless you in making a good decision and establishing you credit.
1082344
To avoid any charges appearing on your credit be safe give them a 30 day notice, clean up let them inspect for damages so they wont charge u, and you wont have any thing to worry about because you have covered yourself. Remeber to keep a copy of you r 30 day notice and you can also have them sign a copy for you, one of the leasing managers. But if credit is not really a concern then screw 'em and just move, but you sound like you are concern so just take the extra pre cautions.
404362
Every lease is different.  It amazes me how many people do not read the lease or listen when the manager/landlord goes over it when you sign it.\n\nYou should have a copy of the commencement checklist from when you moved in. In your lease it should tell you what you are and are not charged for when you vacate.\n\nWhy not call the manager/landlord and ask him/her what is expected on move out? They will explain to you what is normal wear and tear and what is not. Ask if they provide a move out checklist for you to follow.
805289
yes.  Most apts don't look at cretid- they look at rental history.  If you have no previous rental experience, you will need a co-signer.  Sounds like you are in good shape.
927323
I am not sure on this one, but the best approach may be to ask the manager if the complex has insurance as a business that will cover the damage to the property as an act of God.\nThe property is owned by them, not you, so the damage to the apartment will definitely be covered. As far as your personal property like the tables, etc., you might be on your own. Mostly, people are expected to carry renter's insurance for their personal belongings. Good luck to you.
428724
Give your landlords a month notice. Know that they may show your apartment. The proceedure is not too complicated, just make sure tha apartment is clean, and you should get your deposit back. Good luck!
569929
Unless you feel the amount owed to you is worth upward of $500, don't waste your time. I was screwed out of my deposit and billed $700 for an apartment I had cleaned after I moved out and took pictures.  I left a telephone and a mirror the assistant manager asked I not put into the trash ( he said when the dumpsters were emptied they would remove it for me).  I was charged $400 for trash removal, and carpet cleaning $125 ( have a receipt my carpet was cleaned 30 days before I moved out) and they didn't clean the carpet they replaced it.  My time was worth more then the headache I went through, I fought it based on the principal.  My manager had been a good friend and then pulled this crap on me.  I would let it go. It made the joy of buying my first home more of a nightmare trying to fight my old landlord.  We finally agreed to disagree.  She kept my $550 ( oh I am getting mad just thinking about it) and I wasn't charged the additional money they tried to milk me for.