I am divorced with three children,what kinds of funding or programs are there to purchase a home.?
406186
try the hud home program.  i believe there is a waiting list but it is probably the most popular
712575
try HEAP for aid for heating bills,go to social services department at your downtown county building or look in the blue pages of your phone book. \n  My sister formerly used such services,as she was and still is a single mother with 3 children and has used assistance for milk,cheese,etc..cannot remember the service she used.\n  Your income is your qualifier,I don't think that child support is included as income,at least it is not used as income for tax purposes.\n  Children will eat you out of house and home,if you don't apply for something,and i am sure you cannot depend on your own business with the economical fluctuations which can be cyclical. \n  Good luck..no one should have to choose between money for food and/or rent or clothes on your back.\n  Also make sure you apply for the school lunch program for your children to receive free or reduced lunches depending..again on your income.\n  I used to live in New York and grew up there,my own mother was a single mom,and I remember receiving reduced lunches at school..although I remember selling my lunch tokens for cash..lol.\n  please ignore all the snobbish comments from Rich bratty Republicans who don't know what it is like to have to struggle to make ends meet.
170316
I agree that the Shriners is a great place to try.  However, if you can't get help from them. Try this. If you belong to any religious groups, or other orgazations, see if they have funding for emergencies.  \n\nDo you have close relatives that maybe can help somewhat?  Do you have any thing that can be used to secure a loan? Like a house, or any real property?  Do you have an insurance policy that can be cashed in early?  \n\nDo you vote on a regular basis?  If you do, you might try contacting your local, state, or even federal representatives.  They may be able to steer you toward organizations that can help.  \n\nEverybody belongs to an ethic group. There are organizations that target their specific group for assistance.  There IS help out their somewhere.  The hard part will be doing the legwork for the research to find where it is.  First, use the internet, after you have narrowed the list, use the phone.  \n\nYou might try (a long shot probably) to locate any organizations that help children with your child's afflication.
818326
I suggest you check out non profits, who are the recipients of most housing grants. Check out Habitat for Humanity. \n\nAlso visit the Nehemiah Corp as they have a downpayment assistance program for qualified lenders http://www.getdownpayment.com/\n\nThe Housing and Urban Development in their Grants Available page makes it clear that they do not provide grants to individuals -- hence no grants for a person to buy a home http://www.hud.gov/grants/index.cfm\n\n"While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available."\n\n You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.\n\nNote though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.
871239
I suggest you check out non profits, who are the recipients of most housing grants. Check out Habitat for Humanity. \n\nAlso visit the Nehemiah Corp as they have a downpayment assistance program for qualified lenders http://www.getdownpayment.com/\n\nThe Housing and Urban Development in their Grants Available page makes it clear that they do not provide grants to individuals -- hence no grants for a person to buy a home http://www.hud.gov/grants/index.cfm\n\n"While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available."\n\n You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.\n\nNote though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants. \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
1167120
Here is a list of ALL federal grants available to home owners. There's not many, and none to help in purchasing a new home -unless you are willing to give sweat equity or you qualify as very low income.\n\n10.417 USDA Very Low-Income Housing Repair Loans and Grants \nhttp://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=10.417\n\n10.433 USDA Rural Housing Preservation Grants \n10.444 USDA Direct Housing_Natural Disaster Loans and Grants \n11.462 DOC Hydrologic Research \n12.111 DOD Emergency Advance Measures for Flood Prevention \n14.126 HUD Mortgage Insurance_Cooperative Projects \n14.127 HUD Mortgage Insurance_Manufactured Home Parks \n14.132 HUD Mortgage Insurance_Purchase of Sales-Type Cooperative Housing Units \n14.168 HUD Land Sales_Certain Subdivided Land \n14.197 HUD Multifamily Assisted Housing Reform and Affordability Act \n\n14.247 HUD Self-Help Homeownership Opportunity Program \nhttp://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=14.247\n\n14.310 HUD Teacher Next Door Initiative \n14.856 HUD Lower Income Housing Assistance Program_Section 8 Moderate Rehabilitation \n14.901 HUD Healthy Homes Demonstration Grants \n14.902 HUD Lead Technical Studies Grants \n66.032 EPA State Indoor Radon Grants \n66.806 EPA Superfund Technical Assistance Grants (TAG) for Community Groups at National Priority List (NPL) Sites \n97.022 DHS Flood Insurance\n\nYou can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently. \n\nThere is no truth to what others say that there are grants for just about any purpose. That's not how grants work, and that's a myth perpetuated by those who wish to profit from this misinformation (and there are a lot)\n\nMost of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
452137
Well the first step to managing your finances is to consider your priorities.  With three children you may be concerned about their education and creating a sense of everyday stability.  If your goal is to maximize the livelihood for your family than renting and investing in a business may not be the best options.\n\nRenting can be throwing away money, whereas home ownership is taking your liquid assets and converting them to a home.  Home ownership is preferable to renting; homes tend to appreciate in value.  Buying a home will provide a safe and stable place to live in for you and your familly while allowing for the potential to earn returns on the appreciation or home value.  I'm not certain where you live, but it may be possible to purchase a home with that money or in the least make a significant down payment.  \n\nI would not recommend starting a business if you lack business experience, the rate of small business failure is high.  If you are determined to start a business and do not have a business degree or a masters in business you may want to invest in your education before going forward.  At the end of your education you just may decide not to start a business after all.\n\nIn reality $200,000 is not a lot of money--don't get me wrong it is a significant sum of money.  It is very easy to squander that kind of money if you neglect your priorities.  So beware unless you budget and make a plan to use that money wisely.
801163
There is HUD and Habitat for Humanity...those are the only ones that I am aware of.  Look on the web for some resources or programs that favor single mothers.  Good luck!
74186
You can purchase a home and fulfill your mother's dream. You should go to a first time home buyer's seminar, a bank in your area might be having one soon. You can also look for information on low interest government programs at www.Fanniemae.com and www.Habitatforhumanity.com these are two programs that I know of. You should probably be the one to apply because of your age and income. You may also be able to apply together. Your income is quite low, so you may have to get a part-time job to supplement your income to be eligible. Can't hurt to look into all your options. Good Luck.
10450
Get your facts and information straight and well- organized- include names and dates whenever possible.\n\nPresent the information to the nearest TV station with an investigative or consumer help program. Even if they don't give it air time, they can still offer advice.\n\nLook in the community services section of your phone book- contact...\n- free legal aid\n- handicapped services\n- elderly services\n- United Way First Call For Help\n- Habitat for Humanity\n- anyone else that looks good\n- low-income housing programs\n\nIf either is a regular in a church, social or fraternal organization, or even a bar, let them know about the problems and see if they can help somehow.\n\nHOWEVER... let's be realistic here and face a couple uncomfortable points. \n- Low income. With that income it is unlikely that anyone will loan them any money.\n- It sounds like they were living 'off the grid' to some extent (wind/solar, apparently no insurance, etc.) This always makes it harder to get help when it becomes necessary.\n- Living in their own home may not be the best option for two disabled older people. For example, I don't think they would be at the front of the list for a donated home.\n- The father's age alone will work against him in getting some forms of help. Few programs will provide lots of money for rebuilding a house that he might not be able to stay in for a very long time.\n\nAsk for the dream, but be realistic and thoughtfully consider the options and any offers for help.\n\nGood luck!
737755
There are any number of ways: get a loan, mortgage your house, ask family members...
962484
I would suggest that you consult with an attorney.\n\nIn almost every state, if there is a CPS proceeding, or child in need of care proceeding, you are eligible for an appointed attorney if you cannot afford one.\n\nI urge you to contact an attorney licensed in your state to assist you.  For a referral if you are not eligible for a free attorney, contact your local or state bar association.  Please... don't try and do it cheaply.  Your kids are worth it aren't they?
260676
get an attorney quick before he moves funds out and make sure you get the alimony and child support you need
233081
Bank of America has a program for Teachers.\n\nTeacher Flex®\n\nFull-time educators or employees at the elementary, secondary or college/university education level, including administrators, librarians, counselors, administrative support and custodial staff. Part-time teachers are also eligible. \n\nProgram features & benefits\nAvailable nationwide. Available in every state, including the District of Columbia, for purchases or refinances. \nLittle or no down payment. To purchase a single-family home, all you may need is $500 from your own funds at closing. The remaining down payment and closing costs can come from a gift or other sources. \nFlexible credit guidelines. You may not need an established credit history. All you may need is a favorable 12-month payment history on four monthly bills. \nNo income restrictions. \nFree and discounted banking services. You may be eligible for a variety of discounted or free banking services when you have a mortgage with us. \n\nHope it works for you.
236845
There are programs to help you & your children. What state are you from? What disabilities do your children have? If you give me more info. I can help.
685941
Wow! That is a tough situation and I have been through it myself with 3 children. I have to tell you that it is extremely hard but I got through it. I recently remarried after being divorced for 7 yrs. Do you have friends or family to depend on? I had very little support. How old is your child? Will he/she need daycare while you work or go to school? There are lots of programs with community colleges for single moms. Contact the Attorney General in your state and immediately get child support. Go to your local DHS and apply for low income housing if needed and any other services you qualify for....even day care for low income while you work or go to school. Go to community colleges and ask what programs they have for single moms with low income...some have daycare on site. Libraries have free classes for office/computer skills. Research different careers you would be happy with. Most of all, take good care of yourself by eating right,sleeping enough and having some me time because you can't be a good parent if you don't take care of yourself.You could also get a single mom room mate and split the bills and child care. Hope this helps you!
199907
Try HUD homes and foreclosures...sometimes they need a little bit of work but you can really get a good deal.