Can any of u explain about Cash Management to me.?
365786
Spend less than you earn, then you cant go wrong, keep a spreadhseet detailing your income and outgoings, that will help stop any nasty surprises.
941555
Seriously, where to put your money depends very much first on how much money you have in the first place and then what kind of investment objective you have.\n\nIf you have a very large fund and your objective is stability and protection without regards to short term cashflow issues, you may want to keep your money in government bonds and Floating Rate Bonds. A good mix of these will allow you to hedge against interest rate risk involved in government bonds and give you the stability of bonds.\n\nIf you have a very large fund and your objective is stability and protection but you also need monthly or daily cashflow for your livelihood, then perhaps it is better to keep your money in high end real estate in mature areas, earning a relatively lower annual growth but with more stability. That being done, you should rent the place out in order to generate your monthly cashflows.\n\nIf you have a small fund and your objective is stability and protection with no monthly cashflow need, then you simply have to compare which bank gives you the best return on their fixed deposit an park it there.\n\nIf you have a small fund and your objective is stability and protection with cashflow need, then you probably might want to consider to buy a small rental unit for rental income or learn to do covered calls on the local index.\n\nInterest rates fluctuate all the time. The interest that you see displayed on the board today can change by next month. So, comparing interest rates on saving accounts is by no means certain what you will get in the long term.\n\nThere are a lot of avenues and ways to keep and grow money and if you are looking only at banks and saving accounts, then perhaps it is time you start to do more reading and research on the area of finance. It is a wild wild finance world out there and there is no end to the new products and investment avenues that are being created daily. Depending on your personal financial situation and your personal investment objective, you need to be able to figure out what works for you and if you are unable to do that, prehaps it is time to engage a personal investment or finance adviser. \n\nJust remember one thing, there is no such thing as "The One Perfect Way To Keep And Grow Money". Everything comes with a catch. Higher returns will come with a longer tie down period putting that money out of use for the short term and is frequently, but not always, more risky. Lower returns are frequently more stable and safer but does it mean your personal retirement needs by the time you need that money?\n\nMoney is a complex issue for the uninitiated but a pressing one. And that is exactly why it is so hard to make the right decision. Making the right decision takes the right knowledge and the right knowledge these days only comes with more reading and research. \n\nOne fact remains true despite all these talk, and that is, there is no safer way to grow money, keep it safe and fight inflation than taking personal charge of your own money instead of leaving it in the hands of any external agencies. Start learning today....\n\n\nHope these helps.\n\nP.S There may be people who hates paypal for some reason but that does not mean that it is a hell full of devils. I have worked with Paypal and grown my business with Paypal for the past 3 years and have found them to be extremely reliable.\n\n\n\n\nhttp://www.mastersoequity.com \n\n\n\n\n\n.
44248
I wish i could help you but when you find out let me know cause this is something that i was just trying to figure out believe it or not. so please forward the answer when you get it!?!?!?! I have money going in there and i dont know what I want to do with it????? I AM SO CONFUSED!
953677
The book at the following link will help you to learn about Bank Fiinancial Management  http://www.countrybookshop.co.uk/books/index.phtml?whatfor=0471849391\nNo, it probably wont help.
1068579
Well, if you close at a title company you do practically get cash. It's usually a cashier's check. No one in their right mind is going to hand over greenbacks at a closing - and you should not expect them too. Not only is it dangerous to be carrying around THAT much cash, you could lose it before it ever makes it to the bank.\n\nCashier's Check is what you want. I am a real estate agent in the State of Alabama.
1014492
I almost always save and invest "found money".  Just a habit I have gotten into over the years.  If I win money from an award at work I try to spend it on something I will remember.  To try and keep it up close and personal.  But usually about 70% of that ends up in savings as well.  I run out of ideas about how to reward myself.  Good luck.
167132
You dont really have to get too technical here. Just keep a notedpad handy or a piece of paper in your wallet/purse and write down how much you spent and what you bought on all your purchases. Thats it. If you want to get fancy you can categorize them to bills, gas, food etc.... Keep it simple. Usually after a month you realize where most of your "lost" money is going.
687354
American green backs,but cashless transactions are more popular and can be done all over , I personally like to hold my money in my hand.\n\nBeing prepared from the get-go helps make things easier. Carrying an ATM card, a credit card, traveller's cheques and American (the most accepted world wide) cash gives you pretty much all the options you need
1102319
You may want to just do a basic search for money management also, like on Yahoo or google, rather than paying money for info you could probably learn for free :o)
465908
really good money how???
1143005
This is a common mistake that most people make. I still try to figure this out… why do people buy when the market is high and sell when the market is low? It’s like going to a supermarket and asking them to charge you more for milk that’s on sale. \n\nHere’s some advice…\n\nInvest most of your money in mutual funds.  The reason… because they’re managed by people that know what they’re doing.  It’s ok to play individual stocks too, just don’t sink all you money into them.  You can also get away from commission fees by setting up an auto-investment plan with the online service that you’re using.  Doing some analysis won’t help you pick good companies, knowing the management will, however you and I don’t have that luxury.  So… what do we do?  Well, let’s start with the tangibles.  What products do they sell?  If that product would disappear could we live with out it or would it seriously hurt the way we live (i.e. toilet paper)?  How popular is this/these products and how easy is it to enter this particular market.  What competitors do they have?  What are they doing different?  Let’s take a look at the financials, how much debt is this company carrying? **** that’s the most important question.  Good companies become great by carrying little debt.  Look up book value ratio. This measures a company's stock price compared to it's book price.  \n\nEX.\n\nIf a company XYZ’s stock price is selling at $5 a share and the book value (liquidating the company) is $10, then just by buying this stock you’ve already made a $5 profit.   Hope this helps.\n\nAlso… hold your investments.  \n\nInvestments are supposed to be held for long periods of time. When I say long periods, I mean 10, 15, 20, 30 years. The key is that companies will make money, that’s what they’re in business for. Inflation, for a short-term, could affect this, however most companies will pass this off to consumers or find ways to cut back on costs. Do you see my logic…AS LONG AS COMPANIES ARE IN BUSINESS TO MAKE MONEY, you have nothing to worry about.
1145749
Reduce the cycle of time for production and sale.\nGo in for discounting the bills receivable and get a cash credit sanctioned. Examine what all rebates concessions you are entitled for. Get credits without extra cost .Establish relationship with debtors and creditors and ways and means to improve cash flow. Find out where the money is flowing when, how, why etc and you can find out. May be sell and lease your building to your own self. Sell the cars and go in for rentals.Avoid overtime payments.etc etc etc
602066
Here's how i make money:  it's like a costco, co-op; you pay for a membership and shop wholesale.  right away you save money and make money telling others about it.   I am doing it and with 3 kids, no job and a home owner, i can tell you it works!   \nI save a lot of driving, gas and time shopping at home from my own mall and i get paid too!   I've included the compensation plan for you to check out yourself:   http://freetime.wwdb.biz   username: dream  password: more\nSee if it could work for you.............  if you are over 18 and  have told someone about a good movie or a great deal before, you qualify, dear\nIt is pretty simple:\nDo you spend money on stuff?\n\nWould you like to save money?\n\nWould you like to make money while you buy your stuff?\n\n \n\nOur business is simple.  We help people save money and make money while they buy their stuff.  Let me explain by asking a few more questions.\n\nAre you a part of a union or group benefits plan?\n\nYou understand how group buying saves money?\n\nThat's the first step of our business.\n\nYou know what a CO-OP is right?  In a Co-op, like there are many on the Island here, you receive a dividend on the products you buy at the end of the year.\n\nOur business is similar, you are a business owner and you can recieve a portion of your purchases back at the end of each month.\n\nTo get this money, we change where we shop.  Your parents shopped ina supermarket that had about 7,000 different products on the shelves.  Today giant stores have over 30,000 items on their shelves.  \n\nWe shop on-line where there is hundreds of thousands of items to choose from.  Would you agree that having more choices is better?\n\nOn to of the money we save, we save time.........\n\nHave you ever felt stressed out shopping for something like toilet paper?  Have you ever felt you could do something better with your time than shopping?\n\nWe'll help you get the stuff that wastes your time by shopping on the internet.  Your stuff will be delivered right to your home, when you need it, saving you time for more important things.  I will make you life easier.\n\nOn top of that, all the companies you buy from will pay you a bonus because they don't have to advertise to get your business.\n\nWe got $380.00 ourselves for our own shopping this month.  We got it for shopping with dozens of the best companies in the world.  Companies like Timex, Panasonic, Sylvania, Calvin Klein, Roots, Kellogg, Nature's Path, Nutrilite, General Mills, Quaker, Lipton's, Christe, Heinz, RBC insurance, Esso, etc.  We get our stuff from the best companies in the world.\n\nThat's how we help you save money and time on the stuff you buy.  Now, about the making money part:\n\nHave you ever told someone, a friend or a family member about a movie, a restaurant or a product you like?   Do you know that your positive opinion is the best advertising a company can get?  \n\nDo you know companies would love to know who you refer to them and to thank you with a cheque?  For them, it is way better and cheaper than spending money on advertising.\n\nToday with the internet, for the first time in the history of commerce, companies can track who helps them with references.  and they'd rather pay the consumers directly than pay papers, magazines, radio and TV ads.  That's how you make money: by shopping and telling others about what you like.\n\nMake sense so far?\n\nLet me show you quickly how the numbers work:\n\nhttp://freetime.wwdb.biz   username: dream   password: more \n\nto view some of the products goto:  http://cgordon.qhealthbeauty.com\n\nRegistering to save money and to qualify for a monthly bonus is around $75 the first year and $50 after.  If you want to make money on your referrals, registering is about $150 the first year and $75 after.\n\nSo, to summarize:\n\nYou spend money on stuff, You'd like to save money, You'd like to save time, and possibly you'd like to make money wi
1123216
Most budgets are directly based on the amount of cash inflow. It's pretty much as simple as that. Base what you spend on what you earn. Manipulate the way you spend to fit the amount you earn.
1125854
Cash reserve = free cash on hand; think of it as a company checking account\nRevenue = total amount of money earned / accounted for, based upon the rules of GAAP, during a given time period\nAnnual income = it depends on how they calculate ann income.   There are many ways that you can value a company, one of which is a series of cash flows, discounted back to by the current interest rate, to put the cash in today's dollars.  If this company is claimin income of $1M, but either has liabilities that its not taking into consideration before this, then 400k might be reasonable.   I would be nervous as to how this company earns its income, and whether its stabile or not.  If there arent 400 in liquid assets, you might be buying a company that is not sustainable, that you will may or may not have a way to get your 400k back.
238420
You are always encouraged to borrow because that's how credit card companies make money!  Tips I heard from those money management seminars:\nOnly spend what you have. \nUse cash, avoid credit cards, because seeing money getting out of your pocket gives you more sense of "hey, you are spending" then using the plastic card.\nPaying for debts, be sure you pay some principal with your monthly interest. This way you pay it off faster, ending up with paying less for interest.  Works well for home martgages.
834998
I doubt you could find a cash advance place without checking or savings account.  You have to have some collateral so to speak, they want to make sure they can get their money back with or without your cooperation.  Go open a checking account, they're no big deal.