whatis a good credit score?
370001
I answered the same question 3 days back and yesterday as well and my answer was chosen as the best answer so just copying the same answer and tying to help you with this.\n\nGood Credit rating is anywhere above 620. The best part of good credit rating is if you have a score more than 620, you can get 100% Finance on your Mortagage.\n\nPoor Less than 450\nFair450 - 619\nGood 620- 749\nExcellentAbove 750\n\nThere are only 4 slab, there is No slab like very good or some thing.\n\nI hope this cleared your enquiry, otherwise feel free to write at refinance@inbox.com
473707
you need someone to co-sign for you a small loan at the bank. That will start your credit. As long as you pay it on time every time then you'll have good credit.
174028
A credit score is a measure of how financially stable an individual is. It is based on numerous factors including employement history, income, real estate ownership, outstanding debt, debt payment history, etc. In essance, it is a measure used by lenders to determine the likehood that a loan will be repaid in a timely and orderly fashion. \n\nWhy should it be good? Basicall, the lower the credit score is, the less the lenders will believe that the loan will be paid off. As a result, they will charge higher interest and/or offer smaller loans to compensate for their increased risk.
972175
is that good credit or bad?
382345
Your credit should be in good standing. There is no other condition.
298605
Most of the people answering in the credit section have no clue about FICO credit scoring.\n\nIf you have a "dormant" (your term) credit card that you have had for a long time and it is not reporting any late payment then having that account and not using it will be a positive factor for your score. The thought that you can have too many cards and that is risky isn't proven in the credit scoring model used by FICO. People who get into trouble usually carry balances on all their cards. If you have lots of accounts with zero balances that shows credit responsibility.\n\nFrom a practical standpoint having 3-6 revolving accounts(with near zero balances) and 1-2 installment accounts(car, mortgage) will be "optimal" for attaining an Excellent credit score (720+) If you have more revolving accounts then you might consider which ones you don't ever use and close them.\n\nGood Luck
248392
A major part of your credit score is tied to the length of your credit history.  The longer your history the better your score.  Therefore, if you establish credit at 16 (or even younger), then by the time you are 23 and looking for a car/home you will already have a decent credit history established.\n\nYou can open a bank account at any age, but you need a parent to co-sign.  See if they will also co-sign for a credit card for you.  Keep it with a very low credit limit ($500).  Every time you use it, pay it off at the end of the month.  That will establish a history for you.\n\nGo to www.myfico.com and get more information on how your credit score is calculated, and other hints.
243968
Here's some more good advice from Credit Guru...(my hero!)\n\nThere are no places that offer free credit scores.  You will have to pay for them.\n\nThe sad part is that each of the credit reporting agencies have slightly differant systems of calculating them.  \n\nIf you go to the site that developed the FICO scoring system, they have a calculator that will estimate what your score is.  It's free but won't be totally accurate.\n\nOr, at the same site and for $49.95, you can get the credit score for all three agencies.  \n\nThe nice thing about this site is not only will you get your credit score, but it will also show you the reasons it's low and how you can improve it.  I guess that's worth the high price tag.\n\nGo to the site, read up, and make a more educated decision of what you want to do.
846434
The score ranges from 300 to 850, with the average being around 720.  Your score, being below average, means that you may qualify for some loans and credit cards, but your interest rate will most likely be higher than someone with a better score.  \n\nSome creditors might feel there is more of a risk associated with lending money to you because there has probably been a history of late or missed payments, or collection type accounts in your credit record.
1113727
There is not "minimum score" lenders look at.  If your score is good (700 and above), look among regular banks and mortgage companies.  If your score is not so good (below 600), look among sub-prime lenders.  If your score is in between, look both places.  However, income is more important to lenders than the credit score.
422905
With a score of 670, you should not have a problem getting a credit card. The US Average score is 680.  Compare cards.  You can get some food information on bankrate.com. Look for a low fixed rate or a reward card with NO annual fee and if possible, avoid the two-cycle billing method (Opt for the average daily balance method of calculation)
946131
You have to have something reporting to the credit bureaus in order to build good credit. To be honest with you, credit cards are the best thing to build your credit, besides a car or mortgage.\n\nJust get a couple of credit cards and keep your balances to around $300.00. Pay at least the minimum monthly payment every month. This will build your credit up quickly, but won't put you into a lot of debt.
1007451
I was searching around for the same question and I found a website that tells you your credit score needed to get approved for any credit cards.  so here it is   \n\nhttp://www.financeglobe.com/Finance/index.php?db_id=33&p=getdatabasesearch&keyword=AMEX&column=19radio&keyword2=.&column2=11text&PHPSESSID=f4d587606db7099766d2c7bc63eb593a
503052
With the way interest rates are right now, plus depending on the person's credit rating...\n\nCredit Score:\n\nbelow 500; then charge 29.99% APR\nbetween 501 to 600; then charge 23.99% APR\nbetween 601 to 720; then charge 17.99% APR\nabove 721; then charge 14.99% APR
327448
No but a credit score of less than 550 means you will have no chance getting a loan. Less than 620 will lead to you paying higher rates. 620 to 650 is average while above 650 is a very good score. Credit scores range from 375 to 900.\n\nYahoo! Finance offers a free credit score here.\n\nhttp://en.wikipedia.org/wiki/Credit_score
966171
Yes, it is a good score.  It is above average.  The range from 85 to 115 is low average to high average.  Remember though that if it came from an on line test they score higher than the real IQ tests.  An IQ score is only a number.  It is not who you are.  Much more important than your IQ score is how you use it.
303673
I bought a car 8 months ago.  I am paying OUTRAGEOUS interest.  I had to put a HUGE down payment on it. BUT my credit score has gone up 150 points in that short time because I am ahead in my payments and have never missed one.  So the moral is.  You have to open a credit line in which you will pay to much interest and then make the payments on time to prove credit worthiness and then you will get better credit.  I got a credit card two months ago and I have not missed a payment on that wither.