Can a phone company bill you for a call placed over 1 year ago?
368959
Yes, because according to the contract between you & the phone company, if they provide a service as per the agreement, they can bill you for it at any time.
1111286
Yes.  Charging off is just an accounting term, and most companies do this after a certain period of no payment.  This does not make the debt disappear.  You still owe the debt, so they can sue until the statute of limitations runs out in your state.
451889
great question.  I used to keep everything, now I try and get rid of it as it comes in.  Do I really need a copy of a phone bill from last January?  Probably not.  I have heard keeps tax stuff going back 3 years, but if you are audited they can go back 7 years, so use your judgement on that one!
989481
Dealing with old debt \nBy Lucy Lazarony • Bankrate.com \nDon't let an old debt come back to haunt you. \n\n\nSome debt collectors are unearthing old debts, debts that are five to 10 years old or more, in the hope of squeezing some fresh money out of unsuspecting consumers.\n\n"I had one guy who got a call on a debt 14 years later," says Gerri Detweiler, author of "The Ultimate Credit Handbook."\n\nA collection call on an old debt can be tricky to handle, and if you handle it wrong it could lead to big trouble down the road. \n\nFirst off, it's important to realize that an old unpaid debt can't hurt you nearly as much as a new unpaid debt. \n\n- advertisement - \n \n \nAn unpaid credit account will mar your credit report for seven years. But once your debt passes the seven-year mark, you're in the clear. \n\nWith newer debts, debt collectors may call and threaten to sue you day in and day out. With an older debt, any debt collector that threatens to take you to court is breaking the law.\n\nThat's quite a difference and it all hinges on whether the debt a collector is haranguing you about is beyond the statute of limitations for delinquent debt in your state.\n\nOnce a debt is older than the statute of limitations for debt in your state, a debt collector no longer has the right to sue you for payment. You may still have a moral obligation to pay back the debt, but you can't be sued over it.\n\n"They can still ask you to pay, but they can't threaten to sue. If they do, it's a violation of the Fair Debt Collection Practices Act," says John Ventura, a consumer attorney in Brownsville, Texas, and author of the e-book Stop Debt Collectors Cold.\n\nLet's say you still owe some money on an old credit card account left over from your college days, 10 years earlier. And let's say the statute of limitations for credit card accounts in your state is five years. \n\nA debt collector may call you and ask you for payment for this forgotten account, but he can't take you to court or threaten to sue you over it. If he does, he's violating the Fair Debt Collection Practices Act. \n\nAnd since the debt is more than 7 years old, it's no longer listed on your credit report.\n\nWatch your step\n\nEven though a debt collector won't ever admit it, you're the one with the advantage here. But one little misstep could change all that.\n\nIn some states, making a partial payment to a debt collector or even acknowledging that you owe the money is enough to make an old debt new again.\n\nIf this happens, the five-year statute of limitations on your debt starts all over again. A debt collector has five more years in which to sue you for payment. And a non-payment on your new-again debt could be reported on your credit report. Then the advantage transfers to debt collectors.\n\nThe best way to handle a collection call for an old debt is to say as little as possible. Don't agree to pay. Don't acknowledge the debt. \n\nIn her book, "Money Troubles: Legal Strategies to Cope With Your Debts," attorney Robin Leonard offers the following advice: \n\n"You should never talk to the collection agency about it at all, even if they call at a permitted hour of the day. Just hang up the phone or put the receiver down and walk away."\n\nThe best way to respond to a collection notice on an old debt is in writing.\n\nUnder the law, a debt collector must send you a written notice telling you the amount of money you owe and the name of the creditor. If within 30 days of receiving this collection notice you write a letter back disputing the debt, a debt collector may not contact you.\n\nIt's a good idea to send this letter via certified mail so you'll have proof that the debt collector received it. Under the law, a collector may only renew collection activities if proof of the debt, such as a copy of a bill, is sent to you. \n\n"Definitely seek a
133488
Yes, http://www.donotcall.gov and you will stayed registered for at least 5 years.
1147059
If the first call was unanswered, that should be your clue...\n\n\nIf i were you, i would check with the better business bureau\n\n\nsee the site below.........
866440
Lawyer here and a NY lawyer--\n\nYou haven't given enough information and the way your question is phrased I'm not sure what you are asking...there is no statute of limitations applicable to debt collectors, only as to debts.  Now if you are talking about oral, written contracts, promissory notes or open accounts (and that would include a credit card revolving charge account) the statute of limitations applicable to a suit to collect the debt is six years.  \n\nThe NY statute of limitations starts to run on a credit card account from the time the debtor becomes delinquent.\n\nThe statute of limitations does not prevent the filing of suit--you can still be sued, but you raise the statute as a defense.\n\nYou mention fraud, without giving any details, so I can't say what fraud you are talking about or whether it is fraud.  However, if you were defrauded, that too would be raised as a defense to any suit against you and can also be raised as your own claim against your alleged defrauder--assuming the statute of limitations on fraud has not expired.\n\nFinally, if you are talking about debt collectors, the statute of limitations will not bar them from trying to collect the debt.  In fact, if you say the wrong thing to them, you can revive the debt and start the statute of limitations clock running again.  So my first advice is don't even talk to them--when you do they try to get to you make statements that go against your interest and they record them in their business records which are admissible as evidence in a suit against you.  \n\nThe creditor or collection agency may theoretically continue with letters and telephone calls forever (although third-party collectors are subject to the "cease and desist" provision of the Fair Debt Collection Practices Act.)\n\nBelow are a couple of links which might help you if your problem is credit card debt:
961501
After it has been turned into the police you can claim it after a year.\n\nCoach
577234
I suppose so unless you signed a contract stating that you would pay x amount.  Your $1 is a legal payment but not good enough to satisfy the person or company you owe money to, and they can still take action against you.
1119678
OK, if it is in his name, and your not married, it's his responsibility, not yours. You shouldn't be held responsible for someone Else's phone bill.
500898
There is a statue of limitations on a debt. After the statue has expired, (usually 2 or 3 years after the last activity) they can not sue you to collect the debt. \n\nCredit reporting agencies can not report on accounts older than 7 years (10 if bankruptcy).\n\nThese times are based on the last activity on the account. For example, if you made the last payment on a credit card on Feb. 15, 1999 the bad debt must be removed from your credit file in Feb of 2006. If you make a payment now, the clock starts again. \n\nMost debt collection companies try to get you to make a payment, sometimes offering to "settle" for 1/2 or less, in order to restart the statue where you can be sued, and it will remain on your credit reports.\n\nWhile you may have a moral responsibility for the debt, there is no legal one!
148868
What if the phone company bills you for $100.00 and you write them a check for $1000.00 by mistake. \nWould you like to get your money back or should they tell you "It was your mistake and we are keeping the money"?
99396
Call the company that you worked for.  They can resend.
856209
YES!  And sorry to say, but you probably won't get your issue resolved.  They are always right and you are always wrong.  That's will all of the bill people you have to call.  Good luck to you!
813289
Yes, it does cost something.  It depends on your telephone company.  Where I live I think it costs about $1 every time you use it.
1000442
some websites have the option to bill your phone number, It all depends on there billing methods and your phone company
249515
Instead of getting a subpeona for your records, why not just ask for a duplicate copy of your bill from that month to be sent to you for records purposes.  It will list all your calls on the register.\n\nHowever, getting your phone records probably won't help.  Just because you called doesn't mean that you discussed that particular issue.  And even if you know specifically who you talked to, it doesn't mean she will remember you - service reps can sometimes talk to a few hundred people a day on a variety of topics.\n\nI've seen cases where people claim they were told one thing by their insurance company verbally and they sued unsuccessfully, because ultimately it is your job to know your own policy contract as it is written.