What is the cheepest way to purchase Kaiser health insurance for myself?
356790
A good site, that I used when I had to get health insurance on my own rather than through a company, is Ehealthinsurance.com. I'm not sure they have Kaiser, but you can check.
1114991
If it were an individual plan that would be true. Since you’re friend doesn’t have an actual policy (he’s a certificate holder, the company owns the policy), I’m not sure if the company can do that. I wouldn’t think so, but here are few links that might be useful:\n\nState Insurance Departments\nhttp://www.naic.org/state_web_map.htm\nThey should be able to tell you quickly if this is legal.\n\nCOBRA\nhttp://www.dol.gov/dol/topic/health-plans/cobra.htm\nDescription of the rules for continuing coverage after leaving work.\n\nState Employee Benefits Security Administration\nhttp://www.dol.gov/ebsa/aboutebsa/org_chart.html#section13\nState regional offices that help protect employee rights and benefits.\n\nIf you’re friend’s looking for a new health plan, try visiting MostChoice.com. It has free quotes and policy details like a lot of sites, but it also has a simple and effective way to get in touch with locally licensed health insurance agents. There’s no cost or obligation. All you do is fill out a short form, review some free quotes, and within 48 hours local agents will contact you to talk about what you’re looking for in medical coverage and what kind of price range you have. You just wait until one of the agents delivers a quality health plan at an affordable price.\n\nYou can find MostChoice here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\nBarnes@MostChoice
1081492
Adequate and timely medical care for all American citizens is already available. Do you need a list of companies to purchase it from? I have Afflac.
203094
To get Health Care from eBay you must be a PowerSeller ($1000+ in sales per month and and a 98% postive feedback rating). Below is what is listed on the PowerSeller Portal regarding health care options.\n\neBay, through Mercer Health & Benefits, now exclusively offers PowerSellers a diverse suite of health insurance plans and services that allow you to build a plan to meet most of you or your employees' healthcare coverage needs and budgets.  These services include:\n\n*Prescription drug and health services discount card\n*Vision care discounts\n*Hearing aid, vitamin and supplement discounts\n*Access to a diverse list of individual health insurance plans
88661
You need to find a good agent to recommend the best carrier but in order of least expensive to most expensive\n\nHMO, POS, Direct Access, PPO\nYou may be able to get by with the HMO with a hospital copay rider and prescription card. It wont be the absolute cheapest but good coverage with low risk exposure. I'm not sure where you are from so its hard to say what company is best in your area.
1147499
The best place to start is by doing what you’re doing now – asking for personal recommendations. I’d also check out Consumer Reports (link below), America’s Health Plans (link below), US News & World Reports Best Health Plans, and whatever other informational resources you can find. I’d also talk with locally licensed health insurance agents. I’ve also included a couple of articles about choosing a health plan that might be useful. They are government-authored, but they’re actually pretty good (all links below).\n\nAfter you’ve done some research, you should visit MostChoice.com. It’s a Web site that helps you shop for health insurance. They have free instant price quotes and policy information on health plans near you, but their specialty is getting you in touch with state-licensed agents. There’s no cost or obligation to buy insurance. You just fill out a short form and wait for the agents to contact you (within 48 hours). Have your questions ready and let them work until one of them delivers the plan that’s right for you. You might want to have a set amount you want to spend each month on insurance and tell the agents to work within those parameters.\n\nYou can find MostChoice here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\nBarnes@MostChoice
715456
Visit your state insurance department's Web site. You'll probably find a list of companies selling individual coverage in your state, including those that aren't handled by brokers. For example, many BlueCross/BlueShield plans -- often one of the few choices available in highly restrictive states -- prefer to deal directly with customers, or offer such low commissions that they aren't worth a broker's time. \n\nThe insurance department may provide shopping tips for your state, as well as insurance-company complaint records. \n\nIt is a good idea to check with a qualified insurance agent before purchasing a health insurance policy.  Health policies can get very complex and can hidden coverages/non-coverages.  Start by getting a quote at: http://www.insureme.com/landing.aspx?Refby=614499&Type=health.  This web site will allow you to compare prices and find the best price and coverage.  It is free of charge and they even give you the option to speak to local agents if you have questions.  \n\nI hope that helps!  \nRon @ InsureMe
316389
Hello, if you live in California, Blue Cross has a plan called "Tonik". It covers medical, emergency visits, doctor visits, dental and vision. Rates are lower than most health plans because they only advertise this plan on the internet. You may want to check it out. Good luck.\n\nhttp://lamontinsurance.com/tonik/tonik.health.html\n\nhttp://lamontinsurance.com/tonik/tonik.chart.html
1047456
I think the best way is to do some research on your own and then get in touch with local health insurance agents or brokers. I say more than one because talking with more agents will give you more ideas, see more health plan products, and – most importantly – get several different insurance agents competing two earn your business. Many people don’t realize it, but insurance plans aren’t any cheaper online than they are through an agent.\n\nWhen I’ve looked at small business matters, The National Associated for the Self-Employed (see link below) had some good information. They have a health care Web site with some good information as well (also below). Also, some states have group-purchasing pools for small business and the self-employed. Depending on the kind of business you’re in, there may be a trade association you can join and get group health insurance through them.\n\nAfter you’ve done some researching, try visiting MostChoice.com. I’m a writer for them, and they have a simple approach to shopping for health insurance. You fill out a short form, they send you information on health plans available in your state, and local state-licensed insurance agents contact you within 48 hours to talk about what you’re company needs in a group health plan. It’s free and you’re not required to buy anything from the agents who contact you. Just wait until one of them delivers an insurance solution that makes sense for you and your company.\n\nYou can visit MostChoice here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\n\nBarnes @ MostChoice.
676661
There is a decent insurance sold by the Better business beurau in California.  You might call the BBB in your state if they have a similar plan. \n  \nOtherwise Stay away from HMO's and discount cards.
746171
Some people want a company that gives you access to whomever you wish to see; some people want a health plan that has the happiest customers; other people want the least expensive; others just want a health insurance company that pays on time. The best way is to ask the people close to you how they like their health plan.\n\nWhat kind of health insurance are you looking for? It might be a good idea to jot down a list of the different aspects of a health plan and then chart the differences between various plans you come across. Here’s an example:\n\n•Monthly price (premium)\n•Yearly deductible (amount you spend before the insurance company will start paying)\n•Copay amount (amount you pay per service)\n•Coinsurance amount (amount you split with the insurance company – usually a percentage; i.e., you pay 20 percent and the insurer pays 80 percent)\n•Freedom of choice (can you visit whatever doctor you want; what are the steps to getting referred to a specialist or for a medical procedure?)\n•Preventive medicine and routine doctor visits (does the plan include these?)\n•Mental health (included in the plan; copay amounts; maximum number of annual visits).\n\nI’d check out Consumer Reports (link below), US News & World Reports Best Health Plans, and whatever other informational resources you can find. I’d also talk with locally licensed health insurance agents. I’ve also included a couple of articles about choosing a health plan that might be useful. They are government-authored, but they’re actually pretty good (all links below). \n\nI’ve also linked to a California Insurance Department page that has a checklist you can use as you are comparing various plans.\n\nAfter you decide what kind of plan you’re interested in, check out MostChoice.com. You can quickly compare plans and speak to MI health insurance agents with no obligation.\n\nYou can find MostChoice here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\nBarnes@MostChoice
863275
That’s a tough question because I guess it really depends on how you define “best.” Two health plans I’ve been under were valuable to me for different reasons. Some people want a company that gives you access to whomever you wish to see; some people want a health plan that has the happiest customers; other people want the least expensive; others just want a health insurance company that pays on time. The best way is to ask the people close to you how they like their health plan.\n\nWhat kind of health insurance are you looking for? It might be a good idea to jot down a list of the different aspects of a health plan and then chart the differences between various plans you come across. Here’s an example:\n\n•Monthly price (premium)\n•Yearly deductible (amount you spend before the insurance company will start paying)\n•Copay amount (amount you pay per service)\n•Coinsurance amount (amount you split with the insurance company – usually a percentage; i.e., you pay 20 percent and the insurer pays 80 percent)\n•Freedom of choice (can you visit whatever doctor you want; what are the steps to getting referred to a specialist or for a medical procedure?)\n•Preventive medicine and routine doctor visits (does the plan include these?)\n•Mental health (included in the plan; copay amounts; maximum number of annual visits).\n\nI’d check out Consumer Reports (link below), US News & World Reports Best Health Plans, and whatever other informational resources you can find. I’d also talk with locally licensed health insurance agents. I’ve also included a couple of articles about choosing a health plan that might be useful. They are government-authored, but they’re actually pretty good (all links below). \n\nAfter you decide what kind of plan you’re interested in, check out MostChoice.com. You can quickly compare plans and speak to state-licensed health insurance agents with no obligation.\n\nYou can find MostChoice here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\nBarnes@MostChoice
223071
Look up Assurant Health in your area...\nI write health insurance out here in the west...\nOr look for pacificare or go to ins4u.com that will give you alot of different companies and then just go shopping....
106981
There are a couple of things that you can do to check health insurance rates.  One would be to check websites like ehealth.com and netquote.com or my site LoveTheRates.com.  I've listed a link to my site below. If you happen to be from Connecticut, please click on the second link.  That is also my site, I can give you quotes from every Connecticut health insurance company. \n\nAnother would be to check with your state insurance department to get a list of companies that sell individual health insurance in your state.  I've listed a link to a page on my site that will give you a list of insurance department websites.\n\nFirst link, health insurance quotes (all states)\nSecond link, health insurance quotes (Connecticut only)\nThird link, list of state insurance departments\nGood luck.
424301
Go to www.ibx.com and click "Find a Health Plan."  My friend has coverage for $115/month
231841
Shop around for an inexpensive health insurance, especially one with a medical savings account.  With this account, only a little of the premium goes toward the insurance and the rest goes into an interest bearing checking account.\n\nAvoid the ones you see on the internet.  Some are not legitimate and can actuall be used to obtain personal information about you and steal your identity.  It's happened.
90218
Contact Kaiser directly for specific information.  If an offer is made, get it in writing.