I have 2 years with bankrupsy its that true I can try to remove it now?
356930
There is no letter that you can use to dispute a valid bankrupcy.\n\nMost adverse information in your credit report stays there for 7 years.  The exception is bankrupcy, which will stay there for 10 years.  There's no way to remove it other than time.\n\nOnce a bankrupcy has aged for a few years, and if your credit has been clean since then, you may be able to start getting credit again.  Be warned that you will pay the highest interest rates as you are seen as a significant risk.  One thing in your favor here is that you won't be able to file bankrupcy again for several years.\n\nA mortgage broker may be an option but be very careful there.  There's always someone out there willing to take a risk -- for a price.   Fees tend to run high and you your interest rate will be well above market.  The mortgage will almost certainly sold to a mortgage servicing company that specializes in the so-called "sub-prime" market.  They have zero tolerance for late payments and some have a record of "losing" payments that were actually made on time.  If you decide to go this route, monitor your credit score closely and refinance with a better lender as soon as you can!\n\nAnother tack you might be able to take, especially if the bankrupcy was due to circumstances beyond your control such as unexpected medical bills, is to try and negotiate with the lender.  Small, local banks and credit unions are more likely to be able to work with you on this so shop around!\n\nIf the bankrupcy was was due to poor financial management on your part -- running up credit cards for travel, fancy clothing, or other spurious expenditures -- you're probably out of luck.\n\nYou can start to rebuild your credit history with a secured credit card from a local bank or credit union.  You place funds in a savings account that is used to guarantee payment of the credit card.  Pay your bills on time, and always pay more than the minimum.  Once you have a good payment record under your belt, approach them about securing a home mortgate.  \n\nIt will also help greatly if you start a savings plan to set aside money for the down payment.  Most people could put aside 10% of every paycheck and live off the remainder.  Sure, you may have to give up some things to do this but for the most of us that equates to one less night on the town every month.  You'll be surprised how quickly it will add up.\n\nDon't waste your time or money on credit repair services.  These are ALL scams that will separate you from you money and do nothing to fix your credit score.  Some will even advise you to commit fraud, such as trying to get a new Social Security number or changing your name.  Doing that can land you in prison!
946678
why wase money getting it profecionaly removed? cut it of urself.
703369
Unfortunately since your name is on your mother's account, the bank is legally able to take the money out of that account to cover the other account that you have with them.  \n\nYou might want to have your mother call them and ask them what she needs to do to remove your name from her account.  I imagine that it is legal for her to do that - especially if you consent to having your name removed.\n\nHope that helps.\n\nBest,\nShakti
805740
Best thing to do is Kindly talk to your bank and explain the situation and hope for the best it may depend on your history with the bank if you have a good reputation you may be all good but your going to have to replace the money that was taken out
917103
CAB should have told you all this. \n(Didnt they give you an information pack with all this in it?)\n\nBankruptcy usually lasts for up to a year now.\n BT wont accept an account from you unless you have the discharged papers saying you are no longer bankrupt. \nYou can get a bank account but not an account with an overdraft or debit card. HSBC are currently the best bank to go to for this.\nBankruptcy will stay on your credit rating for seven years even after you've been discharged.\nAnd even if you are made bankrupt you still have to make some payments.
710498
go into your account settings and remove it from there
177113
I suggest you to contact your bank
531124
You need to pay it and it will show a PAID collection on yout bureaus. Theres no way around it.  Have you disputed it with the bureau?  If they cannot validate it within 30 days they have to remove it per the FCRA.  You could try that route.
743008
No way.\n\nThis situation would fall under the fair credit reporting act.  No financial institution is allowed to release info like that without your express written consent.\n\nThe only info they can release legally, is to tell someone if your account has enough funds to cover a check you wrote.  And this would be a simple, yes or no answer.\n\nYou could file a complaint with your state attorney general, but I would believe that both your boss and his banking friend would deny it happened.\n\nIf I were in your shoes, I would close down my account, and after I have opened a new account, send a letter to the VP telling him exactly why you moved your banking.
310287
click on banking reconcile and the account will come up. tick off all; cheques that were paid and all deposits made and put in ending balance of statement and bank charges and you should come to zero
675380
Yes, no problem. Contact www.gseradicator.com and tell them to help you with that.  They can send you a natural way to remove them. Call it a recepe. Good luck.  I know thwy will help you @ no charge.
539134
depends on the bank but i dont think you can
433471
It may affect your ability to have another account open. \n\nI will advise you go to the same bank and explain the circumstances to the account executive. I am sure the bank manager will be glad to override the block (flag), and your new account will be open. You may also have the opportunity to clear that old account.
475506
YES!!! \nDont do it.  My wife and I did it and when we went to buy a new car it showed up on our credit report.  It wasnt as bad as a bankrupcy but it did put a negative hash on it.  We were still able to get the new car loan but it really mad me mad at myself for not looking into that first.  Should have just paid them off by myself.
109577
Take away its credit card
1154720
Write the creditors that haven't updated your report as yet.  They will be more than happy to see that you "did it" yipee! They will take a few weeks but keep checking.  They might even remove the report altogether but usually stay on for three years, some won't remove the report, even if paid off, for 10 years.  I even had one down in California (dept. store) that refused to remove my report, even paid off...ever.  I said what? They said we never will, you were bad.  Well, its gone now but that was years and years ago. Call the folks to be sure they process you as Pid In Full to each credit agency.  Its a lot of work, buy YOU did a lot of work to pay it off, now its their turn.
560080
It will remain on your record for a set length of time and then I drops off automatically.  I don't think you can have it removed.