Does anyone know where I can find affordable health insurance for self employed people?
369892
I would check with the state you live in. For example my state (NY) has a plan called healthy NY for working people that have no insurance at reasonable rates. Go to your state's website to check.
605869
if you're a self employed family, you could probably still get a group insurance plan with your home based business as long as it was at least 3 people. I'm sure you know that a group plan has benefits over a single plan such as treating pre-existing conditions and no time limit on start of benefit, etc.
293945
There's a thing called the "Little Blue Book" and it has a listing of all the drs in your general area in PA. You could probably contact your healthcare provider or any health insurance company to find out where to obtain a copy- even if you don't have any coverage yourself. You can usually find the number to contact them by looking on the back of any insurance card. Good luck and if you need help in Pittsburgh PA, feel free to email me- I work as an emerg telephone operator at an answering srvc for drs, etc.
532802
Colonial Supplemental Insurance. Coloniallife.com  I am a licensed agent with them and can tell you my money is good. Try them out. We do supplemental employee benefits. We are similiar to Aflac, but much better
192501
You can purchase insurance for this as part of your business owners policy.  Contact your insurance agent
972712
Do as much research as possible, first you should realize that that Group coverage (which you currently have) is guaranteed issued without medical underwriting.  Individual and family plans that you purchase from agents, or directly from health companies are medically underwritten.  This means that if you or any of your family members have health conditions (or have in the past 12months) or take medications it may be difficult or impossible to obtain a plan outside of your husbands employer.  If your family is very healthy, then keep going and first ask get a list of your doctors and you should call your drs office and ask what health plans they accept.  Buying a plan that your Dr. does not accept would be worthless.  In the USA three types of plans have emerged in the last two years, 1. PPO Participating Physician Organization, you can visit any dr within the list of participating physician (normally thousands) and receive discounted rates, copays, and normally involve co-insurance. 2. HMO Health Maintance Organization, with this type you pick 1 primary care physician, and if you need specialty care, your primary care physician will refer you out.  3. HSA Health  Savings Accounts, these are High deductible plans, (perfect for self employed) these are long term strategic plans, you take control of your healthcare costs by purchasing a low costs High Deductilbe (normally 2500-10000) and you pay everything out of pocket until you have reached the deductible.  A smart consumer will open a HSA account at a financial institution (Federal Tax Exempt) earn at least 5% interest and fund it, whatever is not used up by the end of the year rolls over the following year (the money, and account belongs to YOU), Learn more at www.HSAInside.com\n\nLots to consider, I suggest you interview at least 3 or more brokers who specialize in Health Insurance and don't sell anything else.  Lots of plans to pick from, so speak to someone with experience.
875444
Here's a good article for choosing a health insurance plan:\n\nhttp://www.bellaonline.com/articles/art31285.asp
580003
Health and vision usually fall under "Health Insurance". Bank of America does provide health insurance for employees.\n\nPlease note: if you leave the company, you will no longer be insured and will have to get your own.
120844
the US government has many low income health plans. find one in your area and apply! than your foot surgery would be cheap!
316389
Hello, if you live in California, Blue Cross has a plan called "Tonik". It covers medical, emergency visits, doctor visits, dental and vision. Rates are lower than most health plans because they only advertise this plan on the internet. You may want to check it out. Good luck.\n\nhttp://lamontinsurance.com/tonik/tonik.health.html\n\nhttp://lamontinsurance.com/tonik/tonik.chart.html
51489
I would look for companies that have local agents in your area.  Try here: http://www.insuremyhouse.com\nThey have a directory of local agents.
384155
I think at the very least, any company with more than 40 employess should have health insurance for their employees. That would take some strain off of the government.
555542
Since you asked this question under the insurance catagory, I'm assuming you're looking for an insurance job.  Try either Allstate or State Farm.  They both have programs that will help you start your own agency
741576
There are a few ways to compare plans and rates before you find the most affordable plan for health insurance in the State of Washington.\n\nYou could look in the yellow pages under "health insurance" and contact a health insurance agent in your area who can give you quotes and review the plans available in your area. That way, if you have questions they can answer them for you before you decide.\n\nOr, you could compare free, no obligation quotes for affordable health insurance plans online through a health insurance quote provider.\n\nTwo of the leading online health insurance quote services for the self-employed are:\n\n1) InsureMe - they give you up to five free health insurance quotes from top-rated health insurers nationwide. To Request a free, no obligation quote, Go to - http://www.insureme.com/landing.aspx?ref...\n\n2) eHealthinsurance.com offers you side-by-side quote comparisons from a large network of health insurers across the country. eHealthinsurance has more than 900,000 clients in the U.S.\n\nBefore you decide on a plan make sure to understand how the Co-Pay works. And, review all exclusions, including any Pre-Existing Conditions Exclusions. \n\nTake the time to compare quotes at different deductible/Co-Pay amounts, you may be able to save some extra money that way.\n\nMake sure to ask about any tax-deductions available to you for your self-employed health insurance premiums.\n\nI hope that helps you find affordable health insurance in Washington.
470048
I had to go shopping for health insurance recently and got a lot of quotes with all kinds of options. Private pay - like what your asking. If your not over 40, healthy, don't smoke or have any special needs, then our situations are similar and I can tell you what I was impressed with. Out of 8 bids from various national company's; The two best were Mutual of Omaha and American Family. MofO was very impressive with coverage, additional free benefits and low cost riders like glasses and dental. American family was the same with an added benefit of a high yield health savings account that can be used as a tax deduction. Both had low deductables with free well care or low co pay well care, and were well under 200 a month not including riders. Good luck.
236191
What kind of insurance are you looking for?
378212
Good Luck, join the crowd of Americans with no insurance. Thank you Mr. Bush! There are state funded insurance you might qualify for, but they are usually closed to new patients. Or you can go to your city public health department, they can help you out.