Which college loan can I apply and be qualified for if I have bankruptcy? points!!!!?
360146
Federal student loans like Stafford and Perkins require no credit check, so apply for those first using the FAFSA: http://www.fafsa.ed.gov\n\nAs for private educational loans...\n\nIf you have a credit-worthy cosigner, the possibilities are endless.  Their credit acts as sort of a "stand-in" for yours.  Do your best to find someone to co-sign for you.  If they are hesitant, look for a loan with a "co-signer release."  This release will let the co-signer off the hook after you make a certain number of payments on time (usually 3 or 4 years worth).  \n\nAs you probably have found, now that you have bankruptcy in your past, you are considered a high-risk borrower on your own.  Any company willing to lend you money will itself be somewhat "high risk" -- the only way they can afford to lend to you is to offer exceedingly high interest rates and unfavorable repayment terms. I hesitate to recommend any specific company since most companies of this ilk are going to be a little disreputable.  I found a few by searching Yahoo! for terms like "bad credit unscecured loan" or "bad credit personal loan."  The loan won't be ideal, but if you can repay it in a timely fashion, you might be able to improve your credit enough to qualify for a lower-rate loan, which you can then use to pay off the "sketchy" bad credit loan.
1110092
Go through the state. I live in Texas and got a loan for however much I was willing to pay back after I graduated from college. It was easy. (But Im not sure if the state you live in offers this)\n\nIt's worth a try.
1091325
you can look at my profile\nthere I have a link you should have interest in\ncheck it out for yourself text from the site\n"We have over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required."\ngood luck
1087353
apply for a subsidized or unsubsidized loan or both through financial aid at your school. There is not a credit check or anything, just apply before the deadline, go through a brief orientation and sign a promissary notice. You can also find out about workstudy and scholarships. Here is a link below to explain to you about the loans I mentioned to you above.\n\n\nhttp://www.michigan.gov/mistudentaid/0,1607,7-128-4221-8419--F,00.html
609980
Well even in bankruptcy you can't default out of student loans, so.... \n\nbut try this:\n\nThere are tons of scholarships that go unclaimed each year. Many $400, $500 or $1000 scholarships never even get applied for because people think it's chump change and not worth applying for. Well, get a few of those $500 scholarships and it'll really make a dent in your tuition bill.\n\nDo a search on scholarships, search your major, your ethnic heritage, your town, your parents employers, your employer, hobbies, high school, local chamber of commerce/rotary/ lion's club etc. Left-handed? There is a scholarship out there for you! Older woman returning to school? There are scholarships out there for you. Do combined searches on more than one criteria "hispanic women aviation scholarships" etc.\n\nGo to the library and ask the reference librarian for a reference book on scholarships. They usually have more than one. There are all kinds of scholarships out there, you just have to start applying yourself and make it your summer career to send out letters everyday for scholarships. Good luck!
1182948
Generally, you can get a student loan regardless of credit. You should always fill out a FAFSA and then still look around for other student loans.
42594
It depends on when you filed bankruptcy and whether or not it has been discharged.  Some lenders help clients get into homes 1 day out of bankruptcy.  You will have to put some money down most likely, but the rates aren't outrageous if you're working with the right people and hopefully the bankruptcy has improved your situation as well as credit scores.  You can probably get 100% financing if you have a 540 credit score.  I'm from the MD area and know that housing there isn't cheap.  Good luck with your search!
657100
Providing you havenet used it yet, student loans come wiht what is called a forbearnce. Its used in times of hardship. YOu need to call your loan provider and see if you can apply for them. You may not be able to now that you've defaulted but its worth a try. the forbearnce will bring you current, and maek it so you only have to pay the intrest on you loan. I had to use it.
613183
Man!  Do I disagree with the comment about filing your own bankruptcy!  \n\nIf you are low income, there are provisions in the law allowing for some financial help.  Just ask the bankruptcy attorney.
811257
It's the way the laws were written - the assumption is that if you went to college, you should make enough money to pay those loans back.  If they allowed bankruptcy, I'm sure that 40%+ would file, since they'd have no money right out of school.
499595
I filed 6/05 and discharged 9/05, I have some problems getting credit.  But Right after I filed I applied for a Rewards 660 Visa Card and was instantly approved.  This card specialized in people who have filed bankruptcy.  I also have an Orchard Bank M/C, Target Guest Card, and a Hooters M/C with a limit of $1k.  I have been cleaning my credit up now since my bankruptcy has been discharged and I recently was approved for Capital One Auto Finance Blank Check Loan.  I just got my new car on Sunday. I think I'm ok now with the credit accounts I have now, so I'm just building up my credit and making all my payments ON TIME!!! That's the key!  Good luck...Believe me filing Bankruptcy IS NOT the end of the world, you can have good credit again.
429762
Go to your college financial aid office and ask them. Good luck!
297451
first you have to go through credit correction.   Get your F.I.C.O. score back up and then worry about getting loans.  The fact that you filed for bankruptcy will have no affect on wether or not you can start a business.  Forget about the bankruptcy and get your credit back in order.
282483
Try getting a small signature loan through a credit union.  An unsecured loan has less stringent requirements for qualification.
709334
Try this website for information on repayment of student loans:\n\nhttp://www.studentloanconsolidator.com/repayment/forgiveness.shtml\n\nCircumstances and Conditions for Loan Discharge:\n\nIf you have taken out a loan to help pay for your education, all or part of it may be cancelled (forgiven) for several reasons. You may qualify for total or partial loan forgiveness if: \n\n*You die or become totally and permanently disabled* \n\nThe school closed within 90 days of your enrollment and they were unable to finish their program of study \nThe school did not properly qualify your status before they began studies \nYou did not receive a refund that was due to you \nYour signature was forged \nThe school did not properly evaluate your ability to benefit from the coursework before beginning studies \nThe school does not make required return of loan funds to the lender \nYour loan is discharged due to bankruptcy. Cancellation is possible only if the bankruptcy court rules that repayment would cause undue hardship \nFor child care providers, A.A. or B.A. in early childhood education required. Must have worked for two consecutive years in eligible child care facility serving low income community
588329
There are many lendors who will give you a home loan one day out of bankruptcy, look in your yellow pages, they usually state this in their ad.  As long as you have a good job, and been there a long time, they will give you a loan.  And dont sign a lease for a year, do a temporary thing, so you can get a house asap!
287718
Have you started by talking to the financial aid office at the college you're interested in?  They'll determine your eligibility for many different kinds of aid--both public and private, subsidized and unsubsidized.  True, you may end up having to take out a private loan (or a combination of things--loans, work-study, etc.)--but they may be able to point you in a better direction than if you try to do it on your own.  Remember: if you don't go there, they don't get the money--so it's in their (the Financial Aid dept.) interest to find a way to get you what you need.  \n\nApologies if you've already gone this route.  Anyway, good luck.