Is there a way to put a family member on the deed to your property with out refinancing your home?
373717
You can add someone to the deed by doing a quit claim deed.  It is not uncommon to have someone on the deed who is not on the note.
671428
You should contact the lender (the holder of the mortgage) for help.  They can advise.  They are the REAL owner of that house.\n\nYou have no reason to want to enter the house, so don't.  Force a sale of the house or have your ex-bf refinance and buy you out.
336291
Going through old files.  Interest rates were much higher a few years ago and a lot of the people with 10% interest rates may be interested in refinancing considering they wouldn't have to add that many more years to their mortgage.  Assuming you're in the mortgage business, that is.\nAnd I know that it's difficult, but cold calling works as well.  Sending out inexpensive flyers works, too.
251638
Depends on your state and how much equity you have in the house-- some companies do Bankruptcy buy-outs-- chances are though-- if you filed bankruptcy, then you don't have the equity to do the refi-- or you would have used the $$$ to pull yourself out of debt.  Chances are you will need to wait a little while
943770
whoever the next of kin is, gets the land... your description is to confusing to figure that out for me..but you being a family memeber should be able too.... a lawyer would probally help too.. if there is a lean on the land or debts owed.. it might just go to the government.. I would get a lawyer
32251
Yes there is a way... BUT it won't be easy and it will come at a price. Be VERY VERY careful about going with subprime lenders for they will charge you an outragous interest rate and a high closing cost. \n\nIt is best to try and work on your credit first then try and refinance.
94819
didyousearch was correct but I wouldn't advise you filling it out yourself. You need to speak to a Title Agent or real estate attorney. There are specific clauses the need to be on the deed to convey it properly for example marrital status and or a homestead clause. There are others that could possibly be needed as well.
1087606
You should call the Clerk of the Court for your county.  It's possible that a transfer of title to a family member (sharing title with them) will not be taxable, since it's not a "sale" and they are part of your family.
1181486
cyou can refinance a va home loan through any mortgage company or bank, but if you want to try and keep tour va staus, make sure you contact a mortgage company that specializes in va loans.  there are several websites that off er this type of loan; just type in "refinancing a va loan".
1072256
The answer is yes you can BUT the reality is that it is hard to find a lender that will refinance your loan knowing that at any minute your home could be sold and they will waiste their time and money. Most lenders will ask you to take the home off the market before you can refinance.\n\nGood luck!
986127
You need to be put on the note from the mortgage company.  Meaning you would have to refinance.  Your parents will get the tax credit.  But as a suggestion, I would ask your parents to put you on the deed so if anything happened to them you will not have to pay an inheritance tax.  Establish credit if you can.  I know it is a tough world but that is your best bet.
1114731
You can.  I know people who have done it.  In some very rare times you can even recieve a check when you buy a home.  It is possible but not always easy.  Each market is different and each seller is too.
129002
If you are both on the title and the note, then you are either going to have to do one of these things. \n\nIf one person wants the house and the other person does not care about the equity in it, then the person who is giving up the house needs to sign a quit claim deed with a title company, and then the person who wants the house has to refinance it to get the other person off the note. The lenders will not just let one person take over the whole note because most loans are not assumable, and you were probably qualified by using both of your incomes and credit. \n\nIf one Person wants the house and the other does not, but the person not wanting the house wants their equity out of it, then the person wanting the house needs to buy out the other person. You would do the same thing as I mentioned before, except you would take the appraised value of the house now, subtract what is owed on the home, and divide by two to determine each persons equity. Then the person being bought out has the option of taking their equity out of the cash back from the refinance, or they can attach a lein on the house for the amount of equity they are owed. If they attach a lein, then before the house can be sold, or refinanced again the lein has to be satisfied. The problem with doing a lein is that if the property goes down in value, or gets foreclosed upon, your priority is second, and you might not ever get your money.
234839
Have an attorney help you execute a "Quick Claim Deed."\n\nAlso, it does NOT have to be okayed with your Mortgage lender.  You can have any name(s) you want on the deed.  The deed and the mortgage are two completely different things.
306641
You can if the title to the land is separate from the house.  But I suspect the title is for the combined land and house, so you can't.  Why would you want to do this anyway?
801250
Talk to any local realtor.....If they won't do it msot can refer you to someone who will.
811036
There is a possibility you can refinance to a fixed rate. But, it will still  be a pretty high one, unfortunately. It will depend on equity you have in the home and your credit grade. If you want to see about it, drop me a note - hall442@yahoo.com.\n\nPeace.