I want to become self employed; where can I get health insurance for myself and family?
362998
Kaiser Permenente has plans if you are in their area. \n\nHold on to yourself, because you are going to be shocked at the cost.  Even for a healthy non-smoking single person under 40, it was close to $200 a month.  A family is probably going to be around $500 or more.  Yikes.
1047456
I think the best way is to do some research on your own and then get in touch with local health insurance agents or brokers. I say more than one because talking with more agents will give you more ideas, see more health plan products, and – most importantly – get several different insurance agents competing two earn your business. Many people don’t realize it, but insurance plans aren’t any cheaper online than they are through an agent.\n\nWhen I’ve looked at small business matters, The National Associated for the Self-Employed (see link below) had some good information. They have a health care Web site with some good information as well (also below). Also, some states have group-purchasing pools for small business and the self-employed. Depending on the kind of business you’re in, there may be a trade association you can join and get group health insurance through them.\n\nAfter you’ve done some researching, try visiting MostChoice.com. I’m a writer for them, and they have a simple approach to shopping for health insurance. You fill out a short form, they send you information on health plans available in your state, and local state-licensed insurance agents contact you within 48 hours to talk about what you’re company needs in a group health plan. It’s free and you’re not required to buy anything from the agents who contact you. Just wait until one of them delivers an insurance solution that makes sense for you and your company.\n\nYou can visit MostChoice here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\n\nBarnes @ MostChoice.
605869
if you're a self employed family, you could probably still get a group insurance plan with your home based business as long as it was at least 3 people. I'm sure you know that a group plan has benefits over a single plan such as treating pre-existing conditions and no time limit on start of benefit, etc.
875444
Here's a good article for choosing a health insurance plan:\n\nhttp://www.bellaonline.com/articles/art31285.asp
498623
If health insurance is an issue (ie, you have to provide your own for yourself), strongly consider getting a C-corporation.  If not, consider an S-Corporation.  There are SO many advantages of a small business.  You can deduct your business computer, business cell phone, related auto expenses, health care expenses, etc.  It's an incredible effective tool for growing wealth.  I strongly recommend against being a sole properitor (sp) business.  You'll get eaten alive with taxes -- if you make any income).  A C-corp also lets you carry your losses forward, which is great when you may have a lot of expenses and not a ton of income (now), but when you make money (later), you'll have that loss carry forward which will wash out income, and wash out taxes.\n\nEmail me with any questions, Good luck!\n\nJared
897038
Do you work? If so you should purchase some either from work or a private company. If you don't work maybe you could qualify for sate assistance health care, or disability but the best way would be to purchase your own insurance if you can.\nhttps://www.ehealthinsurance.com/ehi/Alliance?allid=Yah26044&sid=tlp\nhttp://www.humana-one.com/default.asp?kc=1005010404&ipsrc=media&reftype=pi&sptype=osmx&cm_mmc_o=QztBBCjCVzbp%20GEgkAlbBECjCZwzkft%20GElAyzEgwCjCZBFw%20VzTw\nhttp://www.insurancequote4you.com/health/
1084326
Self employemnt just means you work for yourself-- it can be cleaning homes, lawyers, consult, fix computers or sell tamales to friends. Get a business license from the city you operate in.  If have employees, then need to get workers compensagion insurance plus IRS tax ID number plus will need to pay employee taxes.  ALL  income is taxable when self employed- but get a good tax preparer so you get ALL deductions.
715456
Visit your state insurance department's Web site. You'll probably find a list of companies selling individual coverage in your state, including those that aren't handled by brokers. For example, many BlueCross/BlueShield plans -- often one of the few choices available in highly restrictive states -- prefer to deal directly with customers, or offer such low commissions that they aren't worth a broker's time. \n\nThe insurance department may provide shopping tips for your state, as well as insurance-company complaint records. \n\nIt is a good idea to check with a qualified insurance agent before purchasing a health insurance policy.  Health policies can get very complex and can hidden coverages/non-coverages.  Start by getting a quote at: http://www.insureme.com/landing.aspx?Refby=614499&Type=health.  This web site will allow you to compare prices and find the best price and coverage.  It is free of charge and they even give you the option to speak to local agents if you have questions.  \n\nI hope that helps!  \nRon @ InsureMe
1183963
First, check out health plans available through your college. If that doesn’t work, several major insurance companies have developed plans aimed at the so-called “young invincible” market – people in the 20’s. That’s a good thing since about a third of all recent college graduates don’t have health insurance. Two of the most prominent plans are from Blue Cross Blue Shield and UniCare. The BCBS plan is called the “Tonik Health Plan” and was originally developed in California, but is expected to expand rapidly. It features low premiums ($70-$135) and high deductibles ($1,500-$5,000). Another plan for men and women in your age group is from UniCare. Again, it started in Texas but is supposed to branch out to other parts of the country. It’s called “Sound” and has features similar to the BCBS plan.\n\nDepending on your age, you might be able to get coverage under your parent’s plan. Many states have extended the age that children can be included under their parent’s insurance policy. \n\nYou might also want to look into short-term medical insurance.  Typically, they last from a month to six months, although you can find short-term policies that last for a year. Short-term doesn’t offer the same range of benefits as longer-term insurance, but it usually helps pay for:\n\n· Hospital room and board\n· Ambulatory services\n· Intensive Care\n· Lab Exams\n· X-rays\n· Prescription medications\n\nThe best way to get health insurance information, though is from a qualified health insurance agent. Check out MostChoice.com. It’s a Web site that offers free policy descriptions and prices from health plans across the country. You can also get in touch with local area agents who should be able to answer your questions. There’s no cost and you’re not obligated to buy anything from the insurance agents, and MostChoice won’t use your personal information for any reason apart from matching you with health plans and health insurance agents in your area.\n\nYou can visit MostChoice here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\n\nBarnes @ MostChoice.
812770
I have a soluition to your answer.....if you are looking for real work with real benfits...then you have found it here. I am not sure if you are willing to work from home, but this is the best thing i have ever found!!!!! Its called Ameriplan and it is a home based business that sells Dental, Vision, Chiropratic, and Prescriptions all discounted up to 80%. This is not insurance but great for those who cant afford it, and need something witha discount. We are also in with the BBB and have been on 60minutes. If you are interested and are not overwhelmed by all this info. then please contact me at my website or email me @ cam_smw_kmm@yahoo.com
384950
The Government has created a portal to help individuals who need benefits because of life events. Visit http://www.govbenefits.gov\n\nUse the drop down button\nDO YOU NEED BENEFITS BECAUSE OF A LIFE EVENT?\nChoose the life situation best applicable to you and then see if you qualify for the available government assistance.\n\nYou can also contact your county health office to see what assistance may be available to your family.\n\nForget grant money - there's hardly any money for individuals. Go to the Catalog of Federal Domestic Assistance (CFDA) and Grants.gov - these are two sites created by the federal government to provide transparency and information on grants. But you'd be hard pressed to find any grant that would support individuals.\n\nMost of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
311029
try to get your state health insurance insurance it's cheaper or low cost as you won't believe. in new york you got childhealth plus and excellus blue cross. i applied at my local hospital.
279780
You should try HIP or FAMILY HEALTH PLUS. My family has family health plus. Its a good company. Its free and is great. It pays for some of your medicines and pays for your visit to any doctor. Go to this link to get more information:
580003
Health and vision usually fall under "Health Insurance". Bank of America does provide health insurance for employees.\n\nPlease note: if you leave the company, you will no longer be insured and will have to get your own.
89546
any health care provider can give you an HSA health plan.  Once you have a plan in force then you can open an HSA account.  Generally they have a high deductible that you have to meet before the actual health care plan kicks in.  But if you're healthy, having an HSA started can be a great thing for taxes and your future.  There is an HSA bank on line that has more info, but I dont recall the web address.  Any search engine should be able to take you there.
305458
Is this a health insurance plan paid for by your employer?  If it is, take the one that would most benefit you and your family.  HMO's may be fine for some people, but I chose to take Blue Cross/Blue Shield; it allows me to go to any doctor I want, and just about everything is covered.  Yes, there may be a higher copay bill you may receivef rom the doictor, but it is worth it.  HMO's tend to dictate who, what, where, when and how you can receive medical treatment.  They also may not be accepted out of your area, so if you were on vacation, thwere may be a problem if something may happen that requires a hospital or doctor visit.  Research all plans available to you, and make the decision that is best for your needs.\n\nI am the president of my union at work, and we are fighting to keep BCBS; we have been without a contract for a year and a half, and will wait as long as we have to to insure that we keep this benefit.
77683
www.nase.com \n\nThe National Assoication for the Self Employed.\nIts a great company and can help u alot. Good Luck to you.