Can I recoup increased interest charged by my credit card due to erroneous credit reporting?
368459
Contact the credit card company, they are the one's who erroneously overcharged you.
1140477
Start by reporting this to your credit card issuer. \n\nThen get a report from the major credit agencies: \n\nExperian   http://www.experian.com\nEquifax   http://www.equifax.com/\nTransUnion http://www.transunion.com/\n\nGet on it right away. You will be responsible for only $50 of illegal charges, but it takes time. Don't delay.
729515
You'll become a victim of ....UNIVERSAL DEFAULT....if your other credit cards find out you were late on another card, they CAN and WILL bump your interest rate on their own card as high as possible (up to 28%)......it's part of the terms of any credit card.....you can't risk screwing up w/ one creditor and expect the other creditors not to notice....they run arbitrary/random credit checks on their account holders and......\n\nany reason under the sun to increase your interest rate....they will jump at.
544216
I did a search and nothing solid turned up aside from this site:  http://www.adamswells.com/~firstpres/fpc4.htm\n\nI suggest you contact your credit card company and inquire for more details.  If they aren't able to furnish any more details  about the business that charged you I suggest you dispute the charge (you have every right to).
402229
Assuming that you used your credit card to make the purchase, just call your bank and dispute the charge. \nYou will get an instant 'temporary credit' back on your credit card.\n\nGood Luck....
771864
Call the company and explain the situation.  They can often reverse the charge on your account when you correct the situation.  Most places are reasonable.
502056
If you haven't had any bills paid late....call the bank.  Usually if you've had your card for more than a year, they will give you a choice between lowering your interest, or giving you a higher credit limit (go for the lower interest, trust me!).  Most banks won't tell you this, they would just increase your limit which makes people who don't know about the choice...happier.\nDoesn't make sense, but that's how it works.\nTrade in your high credit limit for a lower interest...it is better.
393358
You still owe them the funds, irrespective of it being their mistake. They cannot penilize you for it i.e: charge intertest that you would not have paid, or make additional money on the deal. However as they have inconvienced you, they should allow you to settle the debt in a manner that you have been doing without additional fees.\n\nYou may be entitled to compensation for damages if for example you had already budgetted for another item. In that case a lawyer would be the person to handle that.
5578
Notify your credit card company of the unauthorized charges and have them issue a 'stop-payment' on any further charge attempts....
1069908
call your credit card company and see what the charge was
937569
That would depend on how long you have been delinquent and if the amount was sent to collection or if they still own the late account. I would contact corporate office and ask for info on your account as they may have added late fees and others thet made the amount higher than you know of. Good luck.
338466
Perhaps instead of a debt consolidation your in need of a credit repair company, as these old debts have been charged-off already.?
1005677
You should have considered that outstanding bill when you refinanced - but that is obviously out of the question now.\n\nIf you can't pay them right now - I would personally go to the company who did the work, request to speak to the owner/manager, explain to them your situation and make some type of payment arrangements and then stick to it.\n\nAn alternative is charging the cost to a credit card, taking out a personal loan or selling something of yours to come up with the funds to pay the bill. Even if you get billed late, the work has been done to your satisfaction [I am assuming] and they are entitled to their money. Good luck.
879327
Yes.If they've gone to collections or an attorney then they're on your report(s) and marked key derogatory or 30,60,90,120 days late.Sometimes the creditor will sell these written off accounts to resurgent companies.At that point you should contact the resurgent company and dispute with all three bureaus.\nOnce you dispute an account that's sold or written off the creditor has no claim to it anymore and will not reply to the dispute.Then the bureaus will remove the information.I did this very same thing and am paying Capital Management only 2477.00 back on 7079.00.They buy these accounts for just a few cents on the dollar and don't report to the bureaus.Resurgent companies don't want your credit ruined.\nBankruptcy is the very last resort.It screws up your credit almost as badly,and yes these bankruptcies go on your reports.\nBarring any of this contact an agency(like the ones you see commercials for) and they can help reduce your payments.I have to do this with my evil ex-wife because I unknowingly married into 27,000.00 of credit card debt.I think we used Credit Guard but I try to think of that experience as little as my failed marriage
814380
Talk to your attorney or pull your credit. It depends on if it has been discharged yet.
1082628
I would call the credit card company and ask them what the transaction was for. Just tell them that you don't remember what it was for and that you want to make sure that you made that charge to your credit card. Good Luck.
630090
tell the bank so they can make a record of the mistake b/c karma is a bitch, it will always come back to you. besides you never know if the money you are spend is someone bill money...