If you are married is it wrong to have a credit card your husband doesn't know about?
361720
no, i don't think is wrong to have a credit card, specially if you work, what i think is wrong is for you to keep it as a secret. i don't think your husband is upset about you having the credit card, i think he's more upset because you didn't have the courage to tell him the truth.
753586
I'm not sure what exactly to tell you but i definitely think he shouldn't blame everything on you. Sure, being married means you might go through financially difficulties but you are suppose to go through things like that together. And since he gave you the ok that you needed, he is just as much responsible as you are.\nI bet you have already talked to him, right? Because everytime somebody posts a question there's always somebody that says "Talk to him". What did he say? It sounds like you are just accepting it the way it is. \nAnd yes, there's always a Saver and a Spender. I can say out of my marriage, i know i'm the spender and my hubby is the saver and i also know i'm the loud one and he's the shy one. But they say 'Opposites Attract'.\n\nAnyway, to come to an end...\nHe should have agreed that it was his fault, too. I think he is the one that made a mistake. You've admitted you would've done it different if you knew this would happen.\n\nI hope i helped you at least a little bit. Don't feel too guilty about it, remember, he gave you the ok about the money. I think he needs to think about what he said and that he never stopped you from getting the money for the remodeling.
737174
It is not a South Carolina law, or any other State law, which protects every individual's privacy... it is Federal law.  Your financial privacy AND your spouse's financial privacy is protected, and creditors who provide information to ANYONE other than the debtor can get in serious legal trouble.\n\nHowever, you or your spouse can provide a creditor with written permission to discuss financial details about your accounts.
370930
First before you sell anything cut those credit cards up and stop using them now. That is how so many people get into debit in the first place, if you don't have the money to pay for it than you really don't need it right?? Second you are thinking of these rings and stuff as objects, which they are but do they not hold memories of the times that you and your husband spent together, the reason that the ring was given. It maybe just jewelry, but look past and see what they really mean. Try before that to get help with your debit, call and see if you can consolidate your bills, they now have debit councilors to help people like yourself, but remember get rid of those cards and that will start you on the right road. Good Luck and please don't do it behind your husbands back that could hurt more than your credit, it could hurt your marriage. Talk to him if that is the way that you think that you need to go.
109706
if your husband cannot pay the bill, his medical bill cannot be charge in your name that is why they are approaching your conjugal responsibilities conjugal properties/possession/assets
291642
Yup. because a credit  card is a credit card. lol but thats a good question
167572
I'm married, and we kinda both do.  We openly discuss our finances every day, he gets a "limit" for how much he can spend on lunch during the week so we dont' run under and also because we have two kids and never know when we'll be seeing the pediatrician.  Even a couple of $20 copays and prescriptions can make a difference in a family's budget.  I usually pay the bills, but we discuss how much goes to the credit cards each month, etc.  Sometimes I'm in charge of the cable bill and sometimes he is if he's got less to do than I do.  Do whatever you have to do to keep out of debt though.  It's hard giving up total control, but just communicate and he'll gladly inform you of your financial status. :)
854089
Because to them there is no such thing as 'your credit and his credit' until you're legally divorced. It's a joint account to them. If I were you, I'd call them and cancel the card, and any other card that he may have jointly with you. (Any card that you both signed for),\nTell them you want to cancel the joint accounts, or have your name removed it. I'd close them though, just to make sure no one at the company gets confused and expects you to pay for his stuff.\nYou may or may not want to tell them you two are separated. I'm not sure about that. \nJust try canceling the card first without telling them and see if they'll close it. If they won't, then tell them you're separated and not responsible for his debt. Then, get a lawyer quickly. I've seen a case not long ago where a man ran up $30,000 in debt in his wife's name and caused a big ugly scene.  She eventually won in court, but man, it was ugly!
512681
Well, in one way I don't blame you but in another way, I disagree.\n\nI was married to my 1st. hubby, we were planning to get divorced, we paid off all the debt prior, well except the mortgage which I would get since I was keeping the house. So we both walked away without major debt and a good credit rating.\n\nWell due to a few issues I had no control over, my credit became badly bruised. My issues were the fact that my 1st. husband died of cancer, there were children involved, which meant loss of child support. My 2nd. husband could not keep a job due to his mental & substance abuse issues, I was unaware of his issues until after marriage & baby. He was good at hiding stuff. My 2nd. husband had horrible credit, another thing I was unaware of until after marriage. He owed thousands and thousands in back child support & back taxes and he took bill money from the bank account whenever we faught, he was really immature. We (I) was forced to file bankruptcy chap. 13 to rearrange my debt then at a later date had no choice but to convert to a chap. 7 and simply eliminate the debt. I was supporting a family of 5 on my own with a hugh bankruptcy payment each & every single month.\n\nMy 2nd. husband is now also deceased, he comitted suicide and left me to figure it out on my own. \n\nSo now, I have a bankruptcy on my credit but I have great monthly income, I make more than many well educated people do & my income is solid.\n\nSo that is where I can agree with you. Had I been more careful about my choice in 2nd. husband, I am sure things would have been much different financially.\n\nBut now I am involved with a wonderful man that has awesome credit and a strong steady work history, almost 29 years with the same employer. I was up front about my financial situation when we started to really get serious and make bigger plans in life. Thankfully my man does not hold my past issues against me and he is in deed willing to build a life with me which will soon include marriage and the purchase of our first home together. But, I will tell ya, I did insist on seeing my new mans' credit report once we were getting serious. I will never allow myself to put in another financial situation like I was in before!! He was actually perfectly fine with it too.
689116
I would most definitely recommend opening a "secret" account. Not only for a trip or rainy day, but just in case something happens...in case you or your spouse can't work, if your spouse is not good at money management, or in the worst case, if your marriage doesn't work out. No matter how much one loves another, one should always look out for themselves first!
953283
Yes.  This verifies that you have the card in your posession.  This prevents anyone with just your credit card number from using it.   If somesone steals your card and uses it, you can always dispute the charges.  I have been victim in credit card theft and it is really no big deal.  The card companies have always taken care of me.
1167811
I really like the $10 off my purchase.  My husband on the other hand has only ever filled one credit app out.  That was for a bag of "Snickers Bites".
1021113
I don't think you have to lay out every single secret that comes down the pike.  Some things you shouldn't have to share with anyone else. Generally, if it's important to the marriage, then go ahead and share it with your spouse.  But above all be sure there is trust between the two of you and never do anything that would threaten that trust.
178269
Here's the thing, if she racked up the bill while they were still married, he's stuck with it. If she got a NEW card account in his name after they were divorced, it's fraud and illeagal, sue her.
328769
It really depends. Your husband won't take on your poor credit per say, however, it may affect your borrowing capabilities. For instance, when you go to buy a house or a car, and if BOTH of you plan to purchase these items together, it may have an adverse affect on the credit scores used, and whether or not you ultimately get the financing you're seeking. I might also suggest you have him manage the finances in the family? Also, when a home, or a car IS financed by BOTH of you, as long as payments are made on time, it can help with boosting your own credit history.
657533
certainly defer marriage until he gets his finances in order.  You don't want/need his credit card debt.  He may have to file bankruptcy in the future if he is actually out of control.  No sense fighting over it though, just don't get stuck with his bills.
172203
If your family is in debt for millions, I am sure that the line of thinking from some employers may be.. He may steal to pay off the debts... to help his family... Just a stretch but in reality, in america there would be no legal way to obtain my families credit history unless I amde it available to them. In that case you could tell them your families story... Mitigating the effect