I overdrew on my checking account any suggestens?
370474
Somtimes talking to the bank will get them to quit charging you additional overdraft fees.  But, getting a loan or advance is probably the best option (if that is possible).  Next time, read some of the fine print before using any card then you won't be in this mess again.
170959
ask your bank or go to their website
911240
Unfortunately, no.  You can thank our government for this...that's part of the "Patriot Act".  You may want to ask your financial institution why they didn't ask when you opened your checking/savings account!
805740
Best thing to do is Kindly talk to your bank and explain the situation and hope for the best it may depend on your history with the bank if you have a good reputation you may be all good but your going to have to replace the money that was taken out
490776
not yet....  go to the bank where you cashed your checks and talk to an officer ... he can and will help you...
628003
I think you should make an appointment with a bank or loan company
165663
a cancelled Check? LMAO
1076430
THIS IS SOOO IRRITATING.....I had a checking and "share" acct (with a $25 balance) at Credit Union, and ATM transaction overdrew the acct by $1.45. Silly me, had already opened up another acct at different bank so I figured I would let those accts sit a couple of weeks and close them out. WRONG, when I finally opened up a statement  I was in shock that the share acct was still there but the checking now had a balance of -$386.00! Now I thought that when you try to get more money then is available, the ATM transaction should decline, WRONG AGAIN, (oh did I mention I worked at a bank for 4 yrs :(). Got as far as you did at the branch and left more irritated then before, two days later the Sheriff shows up to serve me with Court Papers. I go to the bank because I can't afford to miss work at this point and ask the girl at the counter "after transferring the $25 from the share account, what do I need to pay?" She has me write a check for $350 + dollars, and says the accts are closed. End of story....nah...I get a call 2 days later from the branch manager saying that if I don't make the 50 mile trip by the end of business day to pay the additional $43 in fees, the teller left out, I would be in contempt of court............\n\nOpen a new account quick and hope the bank burns down. Keep your chin up :)
844529
Ask to speak with someone higher up at the bank.  $1000 is not worth the time of the more important people, so they will just tell their staff to fix it.\n\nJust keep pushing.  They want you to take no for an answer.\n\nIf necessary, gather all your documentation and make an appt. with the highest official at the bank that you can.  Be strong and keep explaining how they are wrong.
4976
Most banks and major retail stores use ChexSystems.  It keeps a history of your bad checking habbits and could cause problems for you in the future if you don't pay those hot checks and related bank fees.  Your bank could report you to ChexSystems as being overdrawn and having outstanding bounced checks.  That information will be shared with other banks later on if you attempt to open a new checking account in the future, which could result in your being denied a checking account.  Also, if you write a check at any major retail store like Walmart they run your check through ChexSystems.  If you are listed at ChexSystems then Walmart can deny your check on the spot, even if you have money in your new checking account to cover the check for your current purchase.  This seems unfair, especially since you could have money in your new checking account and the retail store refuses your check because you had other checking problems.  One way to get around this would be to use a debit card at places like Walmart that use ChexSystems.  Because debit cards immediately take the money electronically out of your bank they are never run through ChexSystems.
209661
Most bank's charge $25-50 for overdraft fee's. Best bet is to call your bank and talk to them, and see if they will refund the fee.
314825
You should be able to cancel those debits.  You'll need to contract the companies and cancel your scheduled debit.  I would also contact your bank and see if you can block those debits too.
132971
Check the smaller banks. I have terrible credit and still have a checking account, visa check card, and overdraft protection.\n\nI found out really quick when I opened my account that the smaller "Mom-and-Pop" banks don't check your credit. The big ones will almost alway deny you or offer you some sort of crappy account that isn't worth it.\n\nI use a bank called City National. If they have them in your area, you might check them out.
258629
Checking account with bad checks running threw it yes, nice big put in the bank saving account every week yes looks good
624445
If it's not too late, see if you can stop payment on the check that you wrote (if you wrote one already).\n\nAlso, go to the bank and explain the situation; if you deposited it in good faith, you shouldn't get into trouble
158905
ask the bank....best thing to do. They should know.
690269
Yes, I do. Your money is federally insured - FDIC up to a huge amount of money. Just balance your statements and you'll be fine. When you find a mistake, you call them on it. Usually, they put whatever amount of money is in question back into your account until they finish their investigating of what happened. If they are right, they take the money back out of your account. If the bank is wrong - which I have seen before - they send you a letter saying you were right! That's the best part! But they will send a letter either way.