can I still cash a check after 10 months if it doesn't state a time period of 6 months on it?
362057
Not in the US. All states have a version of the Uniform Commercial Code, which posits a 6-month life for all checks. I suppose some states may have expanded the time limit for some kinds of checks, but I wouldn't count on it.\n\nhttp://www.law.cornell.edu/ucc/4/article4.htm#s4-404
537452
Many big retailers can tell when you have paid with a check and will not give cash back. They won't complete the return until they can tell the check has cleared (1 to 5 days). Little businesses cannot and may give cash back. It all depends on the policy.
843692
The M/O could "bounce" because it could be fradulent. I would contact the bank regarding the check before depositing to make sure its authentic or bring it in person to your local bank and ask them to verify it.
1094622
You have nothing to worry about. There is a statute of limitaions that is well past. If it bothers you so much, send the company the money for the check, but I am sure they do not even have a record of it any more!!!
714841
first of all, 5 months is a long time.  if you didnt get paper statements, go to the bank, explain your situation, and ask if you could get a copy of those statements.  you CAN go to jail if you cant come up with an acceptable answer. some businesses will resubmit a check is returned, but if they do it a second time, the check simply becomes uncashable, and the only way they can re-coup their money is through the legal process. i used to work for a company that would collect bad checks(for a fee) by calling the bank to check availability of funds, and if they were available, my job was to go to the bank and process the check.   i dont think thats a very common practice anymore....too bad
653522
Yes, by the way you will get the rest in a lump check so just hang in there. I have had friends that waited 13 months to get their back check. Take care!
878134
You can't cash it, but if you have an account you can deposit it. Most bank tellers will check for both signatures, so the only way I know is to deposit it through the atm. I've told people of this and done it myself, and I haven't heard of any of these deposits being refused.
838400
This is exactly why you don't take a personal check to your bank to cash it, always, always, always go to the bank listed on the check because they will tell you if the check is good or not.  The bank doesn't know it was a bad check, just like stores don't know until it comes back sufficient or not.  Your out of luck, it's not your fault or your bank's fault, it's the fault of the person that wrote you the check.  Contact them regarding it.
23622
It varies depending on your bank but probably at least 5 business days, unless it's a government check then it should clear quicker.
1056153
They will issue a warrant if you just let the date go by.  You need to contact them and tell them that you won't have the money by that date, most will extend the time or make some type of payment arrangements.
390437
It doesn't matter where the funds are from.  The account is what is restrained.  If you get the check issued directly to you and cash it out then you'll get to keep it, but once it's in the account it's just "your" money and there's no difference between it and any other money even if there is no "other" money in the account.  \n\nThe only way to protect the check is not to have it put into the account.
816030
As long as the check was legitimate and not fraudulently endorsed, you should be OK.  Stop Payments will prevent the check from clearing, but you've noted that the check already cleared. \n\nWhy are you worried?
1068060
Banks will give you a 10 day grace period.  But if they don't receive it, in their hands, on the 11th day, you'll get a late payment.
351654
Do not issue a new check until you have the returned check in your hands.  It is abnormal for someone to not cash a check for so long.  You are probably not legally required to issue her a new check, since it is clearly noted that it is good for one year only.
624445
If it's not too late, see if you can stop payment on the check that you wrote (if you wrote one already).\n\nAlso, go to the bank and explain the situation; if you deposited it in good faith, you shouldn't get into trouble
362779
They can go back as far as the person doing the check want's to..., but I think most people check  between 5-7 years possible 10.
625103
It depends on when the person deposits the check and what bank they use.  If they use the same bank as you, the check should clear on the same day.  If they use a different bank, it could take 2-3 business days.