What is the average credit score of a college student?
359271
There is no average, really.  Some don't have any, some have good (+600) some have bad (-600) and some are bankrupt.  Most people who go bankrupt these days are 23-28 years old!
284582
How much do you need?\nWhat is your current credit score?
1138351
Credit offers that are "pre-approved" have not actually looked at your credit... yet. But if you call them and say you want their offer, they will dive into your credit report. \n\nYour credit scores are GREAT. Now you have to work hard to keep them there. Having 3 credit cards as a student (paid off, if I read your question correctly) is plenty. Don't get more. \n\nBanks and other lenders look at several factors when evaluating you for credit: \n1) Credit score \n2) ratio of actual debt to potential debt\n3) ability to pay back\n4) number of inquiries\n\n1) Credit score is the whole calculation of the other items. It takes into account how long you've had your credit file open (9 months for you), how much you have outstanding, how high your credit limits are, and how well you've paid your debts over time.\n\n2) Ratio of current debt to potential debt means if you have a credit limit on a card of $5000, and your current balance is $1000, then you have only borrowed 20% of your maximum. This can cause concern if you have 3 or 5 cards in the same boat. You have $3000 outstanding, but if you ran out today and started buying things, you could run up $15000 very quickly. They want to know if you have the ability to handle that potential debt load and associated payments.\n\n3) Your job. How much you earn per month in relation to how much you can afford to pay back each month.\n\n4) How many places are you trying to get credit, and how close together are your applications? If you apply today to one place, and another tomorrow, the second place does not know if you were approved or not at the first place. You have more potential debt out there, and are therefore a higher risk than if you had simply tried the one place. Certian situations are looked at differently than credit cards, such as car loans and mortgages. \n\nAny loan that is secured by your signature (yes, a credit card is still a loan, just a different type) is called Unsecured Debt. Lenders do not like to see a lot of this because they have no recourse if you default on the loan. If you default on your car payment, they can take your car. Same with a house payment. They cannot take your signature.\n\nKeep your debt low, your number of credit accounts low, and keep making payments regularly. Don't apply for a lot of credit, you already have enough. The longer you go without inquiries, the better your scores will be, and the more likely you will be to be approved when the big ticket item is needed.
460810
most companies checking credit to give you either a credit card or cell phone etc would like to see a minimum of about 620, if you have atleats 670 you can get better interest rates on loans and better credit deals.
1182948
Generally, you can get a student loan regardless of credit. You should always fill out a FAFSA and then still look around for other student loans.
298088
I have included a few links that expand on the answer below. I hope this helps.\n\n\nQ. What is a credit score, and how does it affect my ability to get credit?\nA: Credit scoring is a system creditors use to help determine whether to give you credit, and how much to charge you for it.\n\nInformation about you and your credit experiences, like your bill-paying history, the number and type of accounts you have, late payments, collection actions, outstanding debt, and the age of your accounts, is collected from your credit application and your credit report. Using a statistical formula, creditors compare this information to the credit performance of consumers with similar profiles. A credit scoring system awards points for each factor. A total number of points — a credit score — helps predict how creditworthy you are, that is, how likely it is that you will repay a loan and make the payments on time. Generally, consumers with good credit risks have higher credit scores.
872434
Q. What is a Good SAT Score?\nFrom Jay Brody,\nYour Guide to College Admissions: U.S..\nFREE Newsletter. Sign Up Now!\nA. The best possible score on the SAT is a 2400, a score achieved by just hundreds of the more than a million students who take the SAT each year. The average SAT score is about 1540. \nBut what's a good SAT score? While many students and parents ask that question, there really isn't a great answer. A good score on the SAT is different for each student, and depends on where you want to go to college. \n\nHere are some rough, unofficial estimates of the average SAT score at various schools. The average isn't necessarily the score you need to get into a college--there are plenty of factors other than SAT score at work, and by definition half of the students at any school are below the average. But it's a good ballpark figure if you're trying to decide whether your SAT score is good enough. \n\n\nHarvard - 2200 \nWilliams - 2125 \nUniversity of Virginia - 2000 \nUCLA - 1900 \nIowa State - 1825 \nOhio State - 1800 \nDePaul - 1750 \nArizona - 1700 \nUniversity of Indiana - 1650
859271
I have always had good credit, but together me and my husband spent 18 months cleaning up his credit from a 540 score to well over 700 (which is great btw). This was about 4-5 years ago. I only say that to let you know I know what I am talking about. For starters the actual mathematical formula used to determine your credit score is a secret. Which sucks. However, there are guidelines that are very helpful such as :\n•Payment history (35%) – the most important category. Have you made all payments on time and for how long. How many unpaid debts you have that have resulted in alternative action (e.g. bankruptcy, tax liens, collection lawsuits, etc). \n•Amounts owed (30%) – how many lines of credit you have and how much you owe compared with how much you can borrow. \n•Length of credit history (15%) – how long you have had your accounts. \n•New credit (10%) – how many new lines of credit you have. \n•Types of credits used (10%) – do you have a balance of revolving (credit cards) and installment (loans) credit lines. \n\nIf I were do this is what I would do. Get rid of the store cards (close them). Closing them doesn't hurt your credit....what hurts you credit it the fact that you are lowering your overall amount of credit extended to you, and if your balances equal more than 30% of total credit available, you get a ding. But as soon as your balances fall below 30% you get a jump in your score. So KEEP your card for 6500, and keep your balance under 30%, or get it there asap. Then never use more than 30% of your total limit on the card. Personally, I would keep the card, pay it off, and never use it again ata all but keep it open. You want to keep it open because the lenghth of time of open revolving accounts(credit cards) is a plus to your credit score. I have this one credit card that I have had since college. they keep raising the limit hoping I'll go nuts. The limit is now 11 grand. My balanace is ZERO. There fore, i have 11k of credit extended to me, but a zero balance (like i said under 30% is good), and I've had this credit card for about 8 years, so that looks "responsible" on the fico score, and is a plus to your score.\n\nIt's tricky to get used to how it all works, but I spent the time doing it and we went from BARELY being able to buy a house 4 years ago and filling out mountains of paperwork, to have great credit and filling out a one page document, and handing over a down payment to buy our second house.\n\nAnyway, store credit cards are trash! They ALWAYS have high interest rates, and they are only good for the stores they are listed for. You aren't going to be having any clothing emergencies, and if your closet burned down (literally), and you did have a clothing emergency then you could reasonably use your visa.\n\nHaving said all this, can I make a suggestion?\n\nTotal Money Makeover by Dave Ramsey. Go to the bookstore and buy it. You will thank yourself.\n\n\n***********OH YEAH! Don't ask to have you credit limit lowered on the visa (like some others have said on here)! That in itself won't lower your credit rating, but you will have less credit to use to stay under the 30%, and anytime you go over 30% that DOES give you a ding! Remember, credit limit hikes are good for you IF you stay under 30% and don't lose your mind and go nuts a Macy's!
42005
the stated average is 100.\nthe average college graduate is usually around 120.\n'genius' levels begin around 135.\n\nthere are many iq tests online.  i've linked to one below.\n\n//
1104370
First of all your credit score is pretty decent,infact anything over 620 is good enough to obtain a mortgage,so if you want and are willing you can buy a house to.\nSecondly when looking at a credit report lenders or landlords look for things such as credit lines,length of those credit lines, payment history,accounts in collections,delinquent accounts to name a few.\nAnd thirdly when looking at a report,the report from all three bureaus are taken into consideration and your middle score(the number between the highest and lowest) is the one which is taken as your credit score.
1063403
You can have a pretty low credit score and still get a loan. The only thing is, it may be a really bad loan. It might have lots of fees and a much higher interest rate.\n\n**Edit:\n\nI have read that some people got loans with scores as low as 530, but they admit that the terms of the loan weren't the best.
971734
Multiple choice and essay scores are subscores.\n\nYour total score is the sum of your critical thinking, math, and writing scores = 1250.\n\nOn the test for students entering college in 2006, the averages were as follows:\nCritical reading: 503 \nMathematics: 518 \nWriting: 497 \nTotal of average scores = 1518\n\ns
297194
Lenders have various definitions of an 'excellent' credit score. But generally speaking if your credit score is over 720 it is excellent. Some lenders will offer better rates to clients with a 740 or 780 credit score. Rarely I'll have clients with credit scores over 800.
799898
Analyze credit \n\nlook: http://www.expert-credit-advice.com/request_analysis.htm
75220
A credit is a unit of work you receive for completing a course.  At some schools you can take a test to receive credit prior to starting school, but the majority of credits are received by passing courses or transferring them in from another school.  The amount of credits required to graduate depends on the major you select.  At most 4-year schools, a course typically counts for 3-4 credits, with some specialized offerings counting for a bit more or less.
1086957
A lot of colleges are recognized. I think it depends on what college you study from.  Good luck.
966694
100 is average.  Two thirds of the population scores within 15 points of average -- so you probably score better than about 60-65% of the population and lower than 35-40%.