How to get a credit card with credit limit of 5 to 10 thousand if I have bad credit?
370508
gonna have to get a pre paid one.....hope ya got the 5 -10 k to put on it
871384
You can start now by going to your bank and getting a secured Credit Card with say a 1000.00 limit.
34009
The easiest credit card to get is American Express Blue for students. It has a limit of $2500 and they give it to you right away. Just apply and in one week you have a new card
828425
To get a good credit score you need to have credit. One good way to get a higher rating is to have a revolving credit card, or if you buy something on installment, make your payment every month and never be late. A few months before the installment note is due, pay it all off. Don't get credit cards where you must pay an annual fee in order to have the priviledge of charging with them. If you have a really bad credit card, close it, but don't open and close too many cards. If you have credit cards, put them away and don't use them. If you open and close credit cards it can adversely affect your credit rating. Do not take out credit cards with department stores, even if they offer discounts on your purchases. In fact, they will lower your credit rating. If you have them, close them, If you want to charge in a store it's better to use a regular credit card such as Mastercard or Visa. Be careful when you apply for loans because every time you apply for a loan the lender checks your credit rating. If you have too many inquiries, that can lower your credit score. If you are about to purchase a vehicle or even a home, shop around for the best interest. If you check with numerous lenders that check your credit rating, it won't lower your score because it will show that you are shopping for a particular purchase and it is good to look for the best interest rate. Once you have credit cards, it's best to keep them open, believe it or not, because if you go for a loan the lender will see that other lenders consider you a good risk. (Maybe it's because they know that if you decide to max out your credit cards and leave the country, there will be a lot of other lenders hunting you down besides them!) If you are just starting out and don't have much of a credit history, go to the bank you bank at and ask for a credit card. They will likely give you one with a low credit limit, such as $200.00. Charge on that card and pay the monthly payment on time. Before long you will have a history of whether you are a good credit risk. If you go to annualcreditreport.org you can get a free credit report once a year. They have information on their web site that will tell you  how to improve your credit rating. Put the credit cards that you already have away in a safe place. Just don't open and close them and open new ones. Use credit cards, but always pay them on time, or at the end of the month to avoid paying interest. Good luck.
339101
Just my educated opinion.....\n\nCredit card company will generally come after you for debts over $1000 if they have contacts in your state.  That makes it easier for them to appear and court and sue you. Otherwise, the cost is too high.  So your $5000 debt makes you a prime target.\n\nI'm fairly certain that if they don't come after you, you can expect a collection agency to do it.  Either way, I'd say a lawsuit is a very real possiblilty.\n\nI don't think the SOL will help you.  The CA will certainly know when it expires and will step up collection efforts before that happens.\n\nSo my suggestion is to first look at your budget.  I'm sure that if you take a serious look at it, and cut out unnecessary expenses, you can find $100 a month.  You need to negotiate a payment plan with them, so don't insult them by offering $50 a month.  They are not going to wait several years to get paid, and if you don't offer something reasonable they will sue you.  Even $100 a month is will not go over well with them, but it's a start.\n\nIn the link below are a few sample letters you can use to form a negotiation letter.  Try that out and see what happens.  \n\nOne last piece of advice....it's a certainty that they have placed a negative item on your credit report.  Get them to remove this item IN WRITING before you pay them a dime.  It's my opinion that a judgement is just as bad as a default, and both will hurt your credit score.  But If they want their money, make them fix your credit.  Otherwise, you will have bad credit, plus you will be broke!  This is very important if you plan to get credit within the next few years for a car or home.  If that's not going to be an issue, the bad credit won't matter, as it will gradually improve after a few years.
1008053
You may want to consider a "secured" card; this is a credit card that is backed by a savings account of equal value, meaning that if you have $500 in the account, you have $500 of credit. This is the best way to fix/establish credit.
970486
been there done that. I don't know how legal this is but what the hay.   Anyway, get a credit card from anywhere. Then get another one from anywhere. then get another one from anywhere. The ones advertised in magazines are the easiest. When you have these credit cards, you run them up to a $100 each and make the payments. You do this for three months. Then you look for one of these consolidation offers [usually in your junk mail from any bank] then you consolidate your three cards into one and that will bring down interest dramatically. One word of advice. If you are climbing out of a bad credit situation you have to make the low interest card payments on time and at least two times the minimum payment. You have to do this for one year. been there done that  I now have a 10,000 dollar credit limit. go slow.
1168771
this might help..\nhttp://www.cardratings.com/lowrateplatinumcreditcards.html\nhttp://www.creditcards.com/
1153964
To get a credit card, it takes more than just a good score.\n\nPull your credit report to make sure that it is reporting correctly and dispute items that are not.\n\nAlthough, at 650, that is pretty decent to get a good credit card - depending on which bureau it is under. Go to www.whogavemecredit.com and search that score to get an idea of what others have gotten with the same score.\n\nIf you have no credit history, that can be a problem - start out with getting a secured card. Usually after 6 months or so a bank will turn it into a real credit card with a limit. Don't take out loans to raise your score. Credit is supposed to be a tool, not put you into debt!\n\nCheck out creditnet.com and creditboards.com to see if theres info out there that can help you get started!\n\nGood luck!
989780
www.capitalone.com  Look for the credit card that they offer to people to insufficient credit history.\n\nSometimes discover offers cards a little easier.\n\nOr, you can contact your bank and ask them if they offer a secured credit card.  For this, you will have to deposit money in a CD with the bank, and they will issue a card to you with a limit of that amount.
201453
Absolutely close or cancel any un needed cards. If not for security reasons alone. Banks look at how much credit you have"open" and available to you. They compare this to your income to get a ratio. A debt to Load ratio. So if you have 5 cards out. that's realistically 3 too many.You need to keep a "balance" between having some credit cards and too much debt. You need a few cards open and active to satisfy the companies that you are worthy of more credit but not too much to have them think that their acct is the one that you will default on.
763069
You can alway go to a bank and get a secured credit card. This is one where you put a certain amount in security on deposit, and this is what your credit limit is. When you eastablish your credit worthiness, say in a year, then you can get your deposit back and get a regular one. Once you establish credit, you'll have more pre approved offers for credit cards in the mail  than you know what to do with.
596381
Just get any credit card, doesn't matter what the interest rate or anything is. Just make sure you pay it off every month then the interest won't matter and it will help your credit rating. Make sure the card doesn't have an annual fee either. Then eventually you will be offered better credit cards. I currently have 7 credit cards because i opened four credit cards when i was 17 then went from there and now i have better credit cards with rewards.\n\nDo not listen to the people that are telling you to get debit cards, if you want a credit rating you need to have available credit which doesn't apply to a debit card.\n\nAlso, getting a credit card from certain stores such as Victoria's secret don't necesarily work as a real credit card, they are only limited to that store.\n\nCiti card would be a good card to start out with, you just have to be responsible with it, if you want a good credit rating you can't abuse it.
1124141
You have to build credit history first. The first card is the hardest to get. Get a secured card first, then once you build credit history then you can have a regular credit card. Secured card is you give the bank the amount of money that you want for your credit limit and the give you a card for that amount.. For instance if you give them $200.00 then they will give you a line of credit for $200. If you give $300' then the give you a $300. credit line. Than  once you do that for about 6 months or more then try for a card. Good Luck to you. Even if you don't want it a secured card is the only way you will get the regular one i don't think you have any other options.
247946
It really depends on the bank.  The best thing to do is find out your credit score, and then go to YOUR bank, and tell them your credit score, and hopefully you have history with your bank (not too many overdrafts) do not go and apply for a both of cards, because that will only lower your score more.  YOUR bank is the best bet, you can also set up an automatic payment for a minimum amount each month, and they might be able to work with you.  Ask for a tiny limit, maybe $100... buy $20 of gas each month, and then pay it off each month, this is a good way to increase you credit score, and you will be able to borrow more in no time!  I hope this helps
193993
Be very careful about which card you choose.  Read the whole offer, because if you are careless, and sign the wrong one, you could end up paying fees of up to 300.00.  Meaning you could send one 500.00, and your first statement will come with you already owing 300.00.  The cards that you send your money to will cost you money, basically you buying your new credit, but in the future other creditors will only see that you had a card that you paid on time.  That is never pay late with them!  Also, try not to get over 80% of your limit.  It usually shows the balance, and date of that balance month after month.  Being near/over you limit is looked at nearly as bad as a late payment.
984173
Sounds like a prepaid credit card may be the way for you to go... \n\nHere is a link to one that says "No credit or bad credit OK, NO credit check required, No employment required"\n\nhttp://www.fastcreditcardoffer.com/credit-card-search/credit-rating/bad-credit-no-credit/default.aspx\n\nGood luck.\n\n.