Is it legal for a dealership to give credit information to a third party who is not on the application.?
371368
It is totally illegal. You singed that contract (application) and the should not be giving it out to anyone else. \n\nUnless it says somewheres on the application that they CAN give out your information in order to serve you better. So you are gonna have to go over the application again to make sure.
860804
You can try to turn it into your insurance, but if questioned, you will be backed into a corner.  You stated you were putting him on as a second driver, did you or not?  \n\nNever, NEVER "rent" your vehicle out or rent one for someone!  Even if you know the person.  \n\nClaim fraud with what company?  Credit Card?  If you rented the vehicle and did not put his name as a second driver and they have proof you rented, damage reports, pictures, etc, you are liable.  Your insurance is not going to go after John Doe either.  It was your responsibility.  \n\nGood luck.
791720
You are in a tough situation. You do have a bill of sale, but, since you financed the car, if the dealer does not have a viable finance source for your contract, than the contract is considered "not cashable", and so, unfortuanatly, yes, they can take the car back. You have a couple of options, talk to the dealer and find out if there is some additional information you can provide in order to help them obtain financing for you, or, you can contact your local bank or credit union to arrange the financing for your self and then just pay the dealer and then they can't take the car back. I am a finance manager at a car dealership, have been for 12 years, drop me an email if I can help answer any other questions for you.
857796
If it is just transactional, then they don't get any information regarding anything other than what they need to conduct the transaction.\n\nHowever, the poster Steve S. is completely wrong in telling you they don't share your information.\n\nBanks and other finanical institutions have the right to share some of your personal information with other companies.\n\nUnder the Financial Services Modernization Act of 1999 (also known as Gramm Leach Bliley), financial instituions like banks have the right to share your information with other companies UNLESS you specificially tell them not to....in other words, you have to opt out.\n\nSteve's post indicates you have to opt-in and that's just not true.\n\nWhat he is talking about is getting credit information from your credit file, which is governed by a separate law known as the FCRA or Fair Credit Reporting Act....which is an opt-in.\n\nBut applying for credit such as what his post alludes to and using credit to make payments are two very different things in the eyes of the law.\n\nCompanies like eBay can easily buy information about you from any number of data vendors like Choice Point and Axciom, which have very, very detailed dossiers about you and your preferences and your buying habits including your use of credit.
502151
All you need is the police report. It would have his drivers license number, and plate number. Hand that over to your insurance comapany and let them investigate it. It is extremely easy for them to get this information, and that's what they're there for. They will be happy to go after his company to keep from paying and taking time to find his info will not cost them hardly anything.
1107852
If it is a lender whom you already have an open account, they can monitor it, especially if your in a delinquent status and they wish to see if you are opening new credit, applications for apartments, etc.\n\nIf this is a person, the only way to monitor it, is to have access to pull your credit file (do they work for a financial institution?), if not it would be hard to monitor it legally, without raising suspicions, they would have to know basics, name, address, date of birth, social security #, etc. \n\nCan you be a bit more specific as to the nature of your suspicion?\n\nWouldn't hurt to get your free yearly copy for the 3 credit bureaus, and see if there are any inquires on the report that you have not applied for, or have credit with.
569846
Yes, they do it on cars. try "your ad here" on the net. I see this all the time. Just make sure they will remove the advertising when the contract expires.
717816
look for the car adds that say, "bad credit, no credit, no problem" or something like that. I don't know where you are, but google Auto Solutions.
1073893
it may not be normal but it is good that the buyer wants some security: An ID to help determine if you can legally sell the car and POA to allow the buyer to transfer the title to someone else without putting his or her name on it.
19165
YES, they can take the car back ... read ALL of the paperwork that was signed. The car company wants you to fall in love with the car, so it does everything possible to get it out the door PLUS protect themselves. I will bet your friend gave their car as a trade in ... it is now probably sold at auction ... When you read the small print, there will most likely be something that protects the car company and they can get their car back, but there will be nothing in print or in any contract that allows your friend to get their car back. Your friend is stuck purchasing a car from this dealer. \n\nThe ONLY resolve I can think of: Since lawyers usually won't scare a car company ... they usually have iron clad contracts on their side. Threaten calling the BBB and tell them you are going to file a complaint with the BBB. The car business SURVIVES on reputation and the BBB will tell too many people not to take care of this problem as soon as possible.\n\nREAD BEFORE YOU SIGN ... EVERY WORD!\n\nGood luck
325523
Major black mark on your credit record. It will make it hard to get another loan or you might have to get a car loan for a much higher interest rate.\n\nThere is no pro unless you are suing the company that sold you the car and even then, I would wait to see the outcome of the court case!
535951
If you don't throughly check the car..you could get blamed for someone elses...mistake.. or damages
35306
You will need to contact the Dealer Supervisor at the various mobile phone companies that service your area.  Typically, dealerships require extensive credit checking and require a substantial investment in store infrastructure and advertising.  Also, the application process usually requires a thorough business plan.  There are many other requirements.  Please find Verizon's link (by way of example) below.
953598
Nope you are well within the limit, but most all dealers have signs posted about being not liable for damage etc. It's a bad cop out but I bet your dealer has such signs.
476362
You can write to all three of the credit report places yourself.  They have to look into all matters that you report.
47167
Well, are you approved through a bank or not? You have 2 questions there in one. If you have not given your credit info to anyone, you are NOT preapproved. If you are talking about an advertisment you got in the mail saying you are "preapproved" then  in reality, you are not. Read the small print.\n\nThe advertising companies take "pools" of names that generally fit a certain criteria, age, income, housing, prior owned autos, etc.. and on avergae, they generate about a 1 percent response, anyway. Of all the mailers they mail, if they send, 10,000 mailers out, they normally get about 100 people to respond. of them 100 people, about half are actually able to purchase their product. From that, about 20 normally do.\n\nAlot of useless information there, but thats how the ad guys work.
1049698
No if you go to a title loan place. They do not check your credit. You will have to pay a little extra to your car title back. But you still get to drive your car. And if its crummy  don't worry about it.