Does the collections agency have to agree to take your payments?
366867
Contact the agency, don't wait for them to call you. Most times when you're calling into an agency, as opposed to them calling you, the agent will be a lot less aggressive. If they STILL demand the full amount, STAND FIRM!!!! Explain that your intention is to repay your debt, but that you need to make arrangements to repay your debt in a way that you can follow through on. If this doesn't work, send them a letter notifying them of your intentions to pay, the amount you will pay monthly, and when you will send the payment each month. Next, send them the first payment. What are they going to do, send your money back and say they don't want it?!?!? Most important---pay on time, stick to what you agreed upon. Good luck, I hope this information is helpful.
252731
they will take whatever they want that covers the payment.
960089
They have to sue you first before they can "take" anything from you.  If they do sue and win, then it's up to the courts.  But any kind of threat or statement in saying what you are doing is illegal by not paying is a violation of the Fair Debt Collection Practices Act.  Read that act front to back.  It's dry reading but quite eye opening.
1065045
I'm afraid the above people are incorrect.  There absolutely is a statue of limitations for collecting a debt.  It goes by the type of debt and the state in which the debt laws are under.  Please take a look at the sources section for a link to a website that shows the statue of limitations on debts by state.\n\nJust because there is a statue of limitations on collecting the debt does not mean that they still cant report it to your credit.  They just cannot harass you and it is often easy to get it removed by paying less than you owe.  (by your question I cannot tell if you are going after someone who owes you money... or if someone is trying to collect against you... So I am just assuming someone is trying to get money from you.)\n\nIf you want the item removed from your credit you can contact the collection agency or the original debtor by mail (be sure to do everything by mail as it will give you proof in court if it has to go there)  Make sure to send all letters certified mail also, and keep copies for your records.\n\nI suggest you first dispute the claim that you own the money and ask for a copy of your signature on the document stating that you accepted the terms of the loan (or whatever they are after).  Please note it is illegal to dispute items that you know you owe, but if you honestly feel you dont owe it or cannot remember back that far, etc then it can be disputed with both the credit reporting agencies (transunion, equifax, experian) and to the collection company or the original person who claims you owe money.  \n\nIf that fails or you find out "Opps I remember doing that now" then you need to clear the mark from your credit.  Legally they cannot harass you and it is just in your best interest to clear the matter.  You can often settle for less than you owe, since they know they cannot legally come after you for the debt since it is so old.  Be sure to get in writing that they are willing to accept $xxx.xx and will remove the matter from your credit.  When you send the check send a "Restrictively Endorsed" check and letter.  AGAIN keep copies of everything.\n\nThe "Restrictively Endorsed"  letter will pretty much read as follows:\n\nDear SO and So,\n\n    Please find inclosed a check for the amount of $xxx.xx  which is to be used to pay off my account XXXXXXXXX.  Your acceptance of this check signifies that the account is paid in full and that you will remove all derogatory items from my credit report for all of the major credit bureaus.\n\nThank you so much,\nSo and So.\n\nWhen and if they deposit that check... They have just agreed to the terms in your letter.  Again the letter and check must be in the same envelope.  They must be sent registered mail, and keep a copy of everything.\n\nHope this helps you to remove that collection or at least clear it up (again the statue of limitations is below for your review).  If you are trying to collect a debt then the below link will help you to decide the statue of limitations also.
24315
If you are not paying the full amount, yes. Otherwise, they wouldn't be sending it to a collectin agency. If it has already been sent and you pay it, everything should be taken care of.
1118057
They usually pass it in to another debt collecting agency as far as I know
1023325
I worked for Chase Bank for several years in the "collections department".  You do not have to pay the loan.  If payment goes past due 60 days to 90 day's they will start foreclosure on the loan.  But if you have to move, you are better off to have the funds in your hands.  Next time they call you can tell them not to call you again.  By law they have to honor that request.\n\nGood Luck with your other problems.  I am not able to give you any help on that.\n\nPj
1170570
Yes n if that person don't pay they WILL come after you for the money and it will ding up your credit if they are making no or late payments!  Think long and hard before you ever co-sign no matter WHO it is!
95785
depends on their contract statement.  some say they absolutely have to have to payment BY the due date, not just postmarked
599015
YES they will accept it.  They will ask you to submit your monthly take home pay, and a list of all they stuff you pay.  Provied it to them so that they can figure out how best to help you.
459242
An agreement to pay with the stipulations.
344354
Absolutely not. Most medical facilities are not allowed to refuse treatment to you even if you cannot pay. Though depending on the circumstance, they may be able to refuse to set another appointment until payment is made (i.e. the dentist)\nI imagine that this facility is using this as a sort of "scare tactic" to prevent people from not paying. However, you are entitled to have a certain amount of time to make a payment. If you cannot make the payment in full you are entitled to make a payment arrangement. If you are sending them a reasonable amount of money each month to try an pay off your bills, they cannot even take you to court over the issue. If they harass you for a higher payment which you are unable to make you can accuse them of harassment.\nIt seems like so many companies try to bully people these days. Please know your rights when it comes to your bills. \nYou are protected under the Fair Debt Collections Practice Act. Though these laws apply to collection agencies, I am certain they would also apply to anyone trying to collect a debt, including your hospital.\nCheck out the link below.
700229
They can demand full payment of the bill.  Just because you are paying some money each month does not stop them from filing suit for the balance.  To stop a suit, you would need a payment plan that you both agree to, and that means they can set the amount of money you pay each month.  Without any agreement, they can sue you at any time for the balance.
929886
You can ask, but if you're not going back to him, he probably won't be too sympathetic. But for $50, he probably won't come after you too hard either. It wouldn't be worth the time or effort.\nDoctors get stiffed all the time. I don't think they make a habit out of trying to enforce the 'no-show' charge. Usually, they send one or two bills, then forget it.\nBottom line, either ask him to mail you a copy of the agreement you signed (if you don't remember doing it), and if you did sign it, then do what your conscious says is right.  OR forget about it.
325234
The creditor will come after the co-signer because both parties are equally liable for all of the debt.  If you co-signed, you can (1) pay it, (2) file BK yourself, or (3) live with it on your credit report as an open collection item, or as a write off.\n\nYou can also try to negotiate a settlement for less than the amount owed, but that's still doing the first option.
130502
The collection department of the creditor can begin calling you the day after your payment is due. Normally it is at least 60 days past due before the account is turned over to a collection agency.
808208
No your contract / agreement is with the original compnay - they have the agreement with the collection agency - if you have paid in full then tell them to go away...if you feel so inclined then you can show them proof but you are not obliged to - refer them back to the original company.