i need to file bankruptcy at no charge?
374354
What you need and what you get could be different.\n\nThe filing fee is now $274 going up to about $299.  You can file a petition to waive this if you are filing "in forma pauperis" but you would have to file an affidavit proving your inability to pay with your current assets or your cash flow.\n\nYou need credit counseling before you file and that costs $50 or so, but you can get that waived if you are truly indigent.  You need financial education after you file and the cost for that is also less than $50.  You can get that waived if you are truly indigent.\n\nBeing truly indigent and proving it to a court's satisfaction are two different propositions.  \n\nIf you are really truly indigent, your best bet is to look for a legal aid attorney to help you.  The new bankruptcy law is complicated and there are many traps in it for the unwary.\n\nYou can file a bankruptcy petition by yourself "pro se" but it is getting harder and harder to do so effectively.
284022
I don't think that companies that are considering bankruptcy are posting this info on the web. I believe bankruptcy court might be your best bet but hey thats just a guess.
662752
I can't stand you people who are giving horrible advice. If you file suit against someone and they file bankruptcy, you are still able to collect. Judgments are non dischargeable when filing Bankruptcy. Any court order form of payments are nondischargeable. You get a judgment and record it with the clerk/state, it is vaild for 10 years and if the defendant receives any money or assets you can place a lien on them. Also, if you get a judgment you and your attorney can file a citation to discover assets to get your settlement. They will then need to sell any assets they own (up to a certain amount) to satisfy your judgment.\n\nDo not take the first amount the insurance company offers you. You can get more. Even without an attorney you need to ask for things other things like gas that was in your car, if you had new tires, they usually will pay the tax on a new car up to the value of your old car, the title and license. You can accept the check from you insuance company and then sue her and her insuance for reimbursement. Your insurance will put a lien on the amount you recover usually 2/3s of what they paid out. Don't give your insurance company any information that will incriminate you. You can tell them you are seeking counsel and will be intouch with them about it.\n\nIf you are moving out of state, you need to make sure that you are able to go back to the county that you are moving from because you need to file suit in either the county you lived when this happened, county it happened in or the county that she live in. (assuming they are all different)
634569
Establish an Employer Identification Number (EIN) free from the IRS--check with your local Employment Security Office for information, or online.\n\nThen your business has it's own identifying number, not necessarily tied to your Social Security number which will be flagged by the bankruptcy.\n\nGood luck!
925813
Bankruptcy shoudl be a last resort! \n\nIf you have to file, then make sure you know what your getting into. \n\nHere are some very informative bankruptcy facts. \n\nhttp://www.expert-credit-advice.com/bankruptcy_facts.htm\n\n\nGood luck to you!
320613
In the U.S. simply go to the yellow pages and find a Bankruptcy attorney. ...very simple, actually.\n\nThe laws have just changed, however, in the US to make sure that those that file truly does not have the ability to pay.
817422
You've received a bunch of bogus responses, now read a response from a bankruptcy attorney.\n\nWhen you file for Chapter 7, the court schedules a meeting of creditors in each case, usually about 30 days after the filing.  The meeting is nick-named the "341 meeting" after the section of the bankruptcy code that requires it.\n\nThe chapter 7 trustee asks you about assets.  In most no asset cases, the trustee's work is concluded at the 341 meeting.  He does not monitor the debtor's post petition income or assets or perform any other "tests" of the debtor's entitlement to a discharge.\n\nThe deadline for a creditor to file and adversary proceeding to object to yo receiving a discharge is 60 days after the date for the first meeting of creditors.  If no creditor objects, then you will generally receive you discharge within few days after the adversary proceeding expires.\n\nMost of the Chapter 7 cases I've handled in the last year take 3 to 3 1/2 month form the date of filing to the date fo the discharge.
711165
I doubt that the bankruptcy trustee would excuse you from attending the Meeting of Creditors that is required under the Bankruptcy Code.  Besides, what is the urgency to file bankruptcy while you are still incarcerate?  You can file after you get out.
342067
Go to the court where your bankruptcy was filed.  They WILL allow you to see the file.  The only cost involved is that for the copy machine.
704042
Goto your local court house or goto www.foreclosure.com(they give you a 7 day free trial too)
812214
Please contact the local bar association for a referral to a bankruptcy attorney.  Consult with that attorney for accurate answers to your questions.
1168610
~See a bankruptcy lawyer and get a stay of execution filed.  Fast.
805198
Not sure about Chapter 7. But, Chapter 13 you can add to it. Just contact the Attorney that handled your bankruptcy and he should handle it. He may charge you a little for his time and additional fees involved. Just ask when you call him and they tell you.
441566
Ya, just call a credit card company. They'll give you credit as long as you're not currently in bankruptcy. You may have a high interest rate and/or a low limit, but it's credit.\n\nhttp://www.creditcards.com/
1093197
I would contact the better business bureau and place a negative report on their business. Next I would contact the credit card agency and ask them how to dispute this charge. Since this is from December 05 you might have a hard time getting them to do anything since that is almost 6 months ago.\n\nAs far as small claims court goes, you have 2 choices in filing a case. You can report it in your precinct where you live and if they will not go across state, which i do not understand as i have done this several times with medical collections....then you can file in the precinct where the business resides. You would need to call the county clerk for that county or the sherriff's dept and they can tell you which precinct that address would fall under. Best of luck.
702046
I doubt if you will be able to file bankruptcy on line. You can file on your own, but will probably need to talk with an attorney. Bankruptcy laws changed about a year ago. You cannot automatically get a Chapter 7 discharge. There is a means test you must pass before you will be allowed to receive a discharge. You may be required to file Chapter 13 to repay all or part of your debts. That is the new law. There are Consumer Credit Counseling companies that help those with credit problems to work something out and repay their debts without having to file for bankruptcy. They can often work out a reduced settlement out with your creditors. If it has been 10 years and you are working, perhaps it would be best to try and work out a settlement on your debt. Frankly, after 10 years, I am not sure that they could legally collect from you anyway. If you file bankruptcy your credit will suffer for many years. A bankruptcy can stay on your credit for as long as 10 years, depending on the section of the bankruptcy law you use. You really need to talk to a lawyer or credit counseling service.
819705
When you get before the court, explain that you have had a change in your life and would like to quash your application for protection under chapter 7 bankruptcy code, you shouldn't have to change to chapter 13 or any other chapter.  Let the judge know you no longer need bankruptcy protection and can pay all your bills in full immediately, though your credit is going to be shot anyway.