what if a student overpays loan?
375371
The overpayment is refunded.
396894
Unfortunately (certainly in the UK) there's no way to get a loan that fast...as you will have to supply details...get checked and so on - so a week is usual.\n\nAn overdraught facility with your bank can be arranged faster...but whether they will depends...\n\nIf you have bad credit then you are counted by the industry as higher risk and so will be charged greater rates of interest.  So you should think carefully before entering any agreement - as you will pay back much more than you borrow - which will obviously create more problems in the long term.\n\nThe best place I found to investigate loans (in the UK) was moneyfacts.co.uk - they compare the lot - but of course it might not apply to your circumstances.\n\nBut to be honest a loan isn't going to fix your troubles (sorry!) - and if you're finding yourself getting in trouble financially there are loads of great charities that aim to help people struggling.  Here are two:\n\nhttp://www.cccs.co.uk/\n\nhttp://www.consumercredit.com/\n\nAll the best
584484
FYI: I solved my school tuition cost problem by working for an employer who offers 100% tuition reimbursement.  Also, did you know that some student loans are forgiveable if you work in an improvished area for a designated amount of time.
474001
Wow, 90 hours is a lot. I'm in a similar situation, but I'm taking out a small loan for school so that I only have to work 40 hrs. a week, and then I'll just pay off the rest after graduation. Debt is annoying, but it's not healthy to overwork that much. Make sure you take off a week between semesters to recuperate, otherwise you'll burn out. Good luck.
52079
You should be getting a letter from the IRS about where the money went. That is standard practice. If not, the obvious one would be an outstanding Student Loan. They will take your money if you have not paid them. Have you done your research? Call the IRS and ask.
796301
Hello there,\n\nYou still do have many options, but i would need to know more information in order to accurately give you a suggestion..\n\nYour in a situation that alot of students find themselves in these days with such high tuition rates..\n\nWhat i would have to do is take a closer look at your situation and then advise you from there..\n\nI work with Student Aid Lending, we are a nationwide title IV lender administered by the Department of Education... I would be happy to assist with your federal student loans... \n\nTake a look at my yahoo 360 profile.. There is alot of helpful information there for anyone to view.. You can also find the direct link to my website..\n\nhttp://360.yahoo.com/my_profile-hluduhmi...\n\nIt is actually a VERY SIMPLE process, it can be completed in 10 minutes over the phone and internet...\n\nFeel free to call or email me at any time.. Im available at all times to answer any questions or concerns you may have..\n\nI hope this helps!\n\nJason Fry\nStudent Aid Lending\n1-800-964-0642 ext 114\njasonf@StudentAidLending.com
1081219
Make sure your loan contract says that excess goes to principle, which is the more favorable option.\n\nMost, not all, loan agreements are written this way, so double check.  Ask to see the language in the document if you are currently loan shopping.
677321
An honest person would be asking, 'What is the best way to return the overpayment to the employer?'
66323
Call Your student loan company. make payment arrangements and they should lift the lean on your taxes immediately.after recieving the first payment of the arrangements you make.
657100
Providing you havenet used it yet, student loans come wiht what is called a forbearnce. Its used in times of hardship. YOu need to call your loan provider and see if you can apply for them. You may not be able to now that you've defaulted but its worth a try. the forbearnce will bring you current, and maek it so you only have to pay the intrest on you loan. I had to use it.
859762
it is the law that you are not supposed to pay more than $500  HOWEVER there is a scam going around that asks you to pay more than that  please read up on it,especially if you are trying to get the loan online!!!!! If the offer is coming from Fairview Lending Group PLEASE do not take it. DO NOT SEND them money it is a SCAM.
601091
Yes, if you have over £6,000 in savings it affects your claim.  I don't think you can claim it if you have over £6,000.
951718
You can talk with your university about getting a computer loan. I had several friends that got their computers this way and didn't have to pay back the loan until they graduated.
980797
you should've gotten a scholarship. or get a student loan and pay the money back later.
682452
Contact your local tax office to find out exact procedures.\n\nAlso if you have student loan repayments you will have to contact them too.
308358
It depends on what kind of debt you already have.  If it's student loan debt, banks tend to allow for that, since it's an investment in you.\n\nSince you have a good credit score anyway, there's no harm in asking for the loan.  What's the worst they can say?  Other than "no", they might want a point or two more on interest - that might be the rub.
109857
There is always a loan provider willing to make a loan. The terms may be unfavorable..this is how the loan institution compensates for the risk. Attempt to find out why you are being turned down and fix that problem.