what states do you not need car insurance?
359545
Wisconsin is one, but if you don't wanna get sued you probably should have it in any state.
798576
Never heard of such a thing.  Direct your question to your state department of insurance, which can be found by going to the website for the National Association of Insurance Commissioners, http://www.naic.org/  \n\nClick on "NAIC STATE AND JURISDICTIONS", links to state departments of insurance on the left hand side of the home page, about half way down.   Most states provide excellent assistance to consumers regarding questions such as yours at no cost.
540328
CALL 800 # TO INSURANCE COMPANY AND ASK.  THEY HAVE A LIST--YOU CAN GET ONE MAILED TO YOU OR LOOK ON THEIR WEB SITE.  THEY CAN TELL YOU DIRECTLY OVER THE PHONE AS WELL.
734874
no driving while holding a cell phone in California.....you can wear a headset though....
1141918
In US, auto insurance is required if you own a car.\nEverything else, is just extra protection. If you are not wealthy, then you need different kind of protections\nSuch as:\nHealth insurance (cost of being in hospital or seeing a doctor is very expensive)\nHome insurance (if you own a home).\nLife insurance (if you really want to care for your family's finance after you pass away)
293025
Ask your insurance agent.  Most sell them
742721
Just take defensive driving.  Most states allow you to take it once a year or every 2 years for the purpose removing the fine and keeping the points off your insurance.
35272
Nope. I am from Ohio and a friend of mine tried to get his fiance on his insurance and was not allowed until they were married. You have to be married to be able to be inclued on your partners insurance.
1050897
you are 19 and male with a short driving record... no cheep for you... sorry... inexpensive maybe... geico, progressive, esurance.. try online quote... they are the easiest...
403801
I wouldn't think so, but it would depend on the state.  My state no you don't have to.
239660
It depends on what state you are in.
372903
DENVER - Uninsured motorists will face tough new penalties beginning Saturday if they are caught behind the wheel or are involved in an accident. \n\nA law effective the first day of 2005 nearly quadruples the penalty for driving without insurance. Violators will earn a suspended driver's license and a minimum $500 fine. Repeat offenders face a minimum $1,000 fine and a suspended license for up to eight months. \n\n"In the past, many uninsured motorists knew that the cost of insurance was more than the cost of the fine if they were caught," said Gov. Bill Owens, who signed the new law earlier this year. "With this new law, I believe more Coloradans will recognize that it is no longer worth the risk to drive without insurance." \n\nThe insurance industry estimates that 15 percent to 18 percent of Colorado motorists drive without auto insurance. The cost of paying for accidents caused by uninsured motorists drives up the cost of rates. \n\n"We all know the frustration of being in an accident with an uninsured motorist," said Carole Walker, head of the Rocky Mountain Insurance Information Center. "It's been shown in other states that increasing fines goes a long way toward putting a dent in the uninsured motorist problem." \n\nColorado's new law is one of the strictest in the country, but it could take months or years to have an impact on the ranks of the uninsured and on premiums. \n\nContinue article\nAdvertisement\n\n \n"All of these things take time," Walker said. "Hopefully, the awareness... will start making a difference." \n\nThe new law goes beyond simply citing those caught driving without insurance. \n\nA new database will match vehicle registration information with records from insurance companies, verifying whether a vehicle is insured or not. \n\nAutomobiles that aren't matched with an insurance policy will be flagged, and the registration will be suspended. \n\n"Gone are the days when scofflaws could drive uninsured on our roads and get away with a slap on the wrist and a $100 fine," said Doug Dean, Colorado's commissioner of insurance. \n\nFor more information click on this website...\nhttp://newssearch.looksmart.com/p/articles/mi_qn4191/is_20041231/ai_n10043433
459922
Generally speaking you can pick up individual coverage. Typically insurers will disallow coverage for pre-exisiting conditions UNLESS you have had coverage prior to applying for the new coverage.\n\nFind a health insurance broker near you to help. Policies are controlled by state law. I do not know what, if any, idiosyncracies exist in Cali.
148697
Different laws for different states.
976946
If she was on private property the situation may possibly be different in some states from on a public street. Also, in most states (but not necessarily all, see the Calif. case at http://snurl.com/uninsuredalien ) one is not necessarily barred from suing just because s/he her/himself is uninsured. But it's illegal to drive uninsured. \n\nAnd it shouldn't be possible: your car's tags are canceled in many states; your insurance agent has to report the non-renewal to you and to the DMV in those states.\n\nIt would be wise to see an experienced auto crash and moving violation lawyer to sort this out. You can't/shouldn't do it by yourself. There are hospital bills to be paid.\n\nIf you don't know any lawyers DON'T use the Yellow Pages. Go down to court and spend an hour listening to cases (DUI, etc.; also civil cases from accidents). Talk to lawyers and their clients. Pick a lawyer that way.
1063341
Check with your insurance company to find out exactly what’s covered under your own auto insurance policy. \nThe best way to protect yourself when using a rental car is to purchase a regular automobile insurance policy that explicitly extends collision and comprehensive coverage to rental cars in any state or country.\nIf you don't own a car and you rent on a regular basis, you might want to purchase a "nonowner" policy that will give you the same type of coverage.
608721
In Florida, you could be labeled a Habitual Traffic Offender and get a 5 year revocation added.  Glad I'm not paying car insurance for somebody like that.