injured and no company disability insurance.How can I get some kind of benefit?
142752
You will absolutely not qualify for Social Security disability. \nI copied this from the social security website.\n\nDisability under Social Security for an adult is based on your inability to work because of a medical condition.  To be considered disabled:\n\nYou must be unable to do work you did before and we decide that you cannot adjust to other work because of a medical condition.\nYour disability must last or be expected to last for at least one year or to result in death.\n\n\n If you were injured while you were working you may be able to get workers comp.
525151
Therepy do work pretty good if u can afford them. Ask ur doctor a written statement about u going back to work. If he says no u cant work get a statement\nthat way u can use it for ur disablity and u may want to get a lawyer on that too.
728801
Yes you can get disability... go to your local Social Secerity office and apply... They will probably turnyou down but dont get discouraged....APPEAL IT!!!!!
873653
I work for a personal injury firm. When you get into an accident, it doesn't only depend on how much of your medical bills are. It depends on how injured you are. Just because you were in an accident doesn't mean that you will get compensated b/c of your medical bills. You must prove significant injury. But based on your 100K in bills so far, it seems pretty serious. So I wouldn't worry about. \n\nHowever, you can't get more money than what the policy has. You have a lawyer right? They will file a suit for you. What you should tell him is the file the suit now because your case will take a long time to settle if you don't. \n\nAlso the only way you can get more money from the accident, is if (a) you have an underinsured motorist policy that exceeds that amount (which you can get the difference, if it settles for their entire policy) or (b) they have an umbrella policy (that's a homeowners policy which could be in the millions, but if their not homeowners then theres no policy); \n\nAnother thing you have to check is when they told you its a 500K policy, is it a single combined limit? (that means all injured parties will have to share the 500K in the policy, no matter how many were injured or their injuries) or is it a 250/500 policy? because that means that the most you can get as an individual is $250,000 only. It's basically $250K per person/$500 per accident. So you should find out because if you weren't the only one injured, then you'll be looking at the funds being split amongst the injured parties. \n\nWhen you sue, you are basically suing for pain and suffering, emotional distress, and loss of enjoyment of life. Those are thing s you must prove. Psychologist, can prove emotional distress. Enjoyment of life? like not being able to workout, go dancing, have intimite relations with your significant other. Those are thing s you must prove, especially if it goes to court. \n\nGood luck.
535743
By getting a very large liability insurance policy because you are going to need it. Next best choice, talk with a good lawyer on how to insulate your company from liability claims.
551224
NO. TRY WORKERS COMPENSATION, OR MEDICAL DISABILITY
953661
You might still have a legitimate claim.  Workman's Compensation not only includes sudden injuries derived from work, but also the exacerbation of an existing illness or injury.  Therefore, if there is something inherent in your working environment that worsens this old injury you would be able to claim.  Be prepared for a fight.  Almost all claims are initially denied because the company knows that this will automatically dissuade a certain percentage of claimants from appealing the process.  Appeal!!  If you are part of a union, have the union lawyer represent you.  Don't give up without a fight and good luck.
734757
Disability insurance purchased individually is expensive. Also, if you are an independent consultant, be sure that your disability payment will be based on your past earnings -- perhaps a five year running average. Otherwise, if you have a bad year, your disability insurance could get away with paying you little or nothing if you ever actually need it. \n\nYou can only get coverage up to a certain percentage of your income. Even if you get as much disability insurance as possible, in most areas of Canada and the US, you can only collect a maximum of 80% of your pre-disability income. Your lowest cost option will be for a policy that will provide you with 60% of your income. Given that you are getting this policy individually, and are paying for it with after tax dollars, any payments to you will be tax free.
1136378
Technically yes, but I don't know about your case.  It will depend on the disability insurance contract your employer has with its insurannce provider.  In most cases, the benefit is "integrated" with any other income the insuree is receiving.  Integrating means that dollar for dollar, any income you receive reduces your disability payment.  Income can include PTO, sick leave, holiday pay, other insurance payments like Workmen's Comp.\n\nBasically, let's say your disability pays you $400 a week, and you get $300 a week from Workmen's Comp.  Your disability benefit for that week will be $100 (before tax). That's how "integrating" works.\n\nSource:  I'm on medical leave, and my company's insurance contract specifies that I had to use all my available PTO pay and the disability insurance company integrated that, so for my first 3.5 weeks, I didn't get a penny from the insurance company.  Only after I had exhausted my PTO and had no income did I begin to receive full disability benefit payments.\n\nP.S.  If your injury or illness is expected to require a prolonged absence from work, or a reduced work schedule etc, then you should inquire to your HR about FMLA leave. (Family Medical Leave Act).\n\nFMLA provides protection for the worker on medical or family leave.  You probably need to check out your status. Start by asking your Human Resources rep, or your employer if there is no HR dept.\n\nHere are a few links to FMLA and labor sites you may find helpful.\n\nhttp://www.dol.gov/elaws/esa/fmla/s1.asp\n(this is the federal FMLA website)\n\nhttp://www.laborlawtalk.com/forumdisplay.php?f=15\n(LaborLawTalk.com is an excellent forum for any labor\nquestions/issues.)\n\nAlso check with your state agencies.
1045869
I'm sorry to hear your situation but you do have options. You can compare quotes from InsureMe. They offer you several quotes and accept many medical conditions.\n\nYou can also look into life insurance with no medical exam required. This may cost a little more, but you get quick approval, if qualified. There's no exam, no agent to deal with, and no delays. Try out quotes from both options. And good luck with getting your coverage placed at a reasonable rate. Take care.\n\nhttp://www.term-life-online.com
1055483
Focus groups...\n\nand you get paid for particpation...anywhere from $25 up...and they can be done online...by phone or in person...depending on the company.\n\nsending you a list...websites and phone numbers...\n\nif you like...and need a bigger list...let me know...\n\nI am very sorry to hear about  your disability...especially the seizures...\nthe very best that life and love have to offer you.\n\nOh yes...at each group you go to...network with the others you find there...ask around for more in your area...they will know all the ins and outs for groups and getting paid by cash.especially.\n\nPeace.
982988
I am pretty much faced with the same situation.  I have been denied SSI and SSD.  I have reapplied for it.  I too have a physical disablity that is preventing me from doing a job.  I really don't have any answers for you.  I have applied from everything from being a walmart greeter to a receptionist.  I can not do any job where any walking or standing or climbing stairs is involved as I do not have the use of one leg and can not stand, or walk without the assistance of bilateral forearm crutches.  I have been turned down for everything but to prove it is because of the disability is impossible unless they specifically say it is.  I can only suggest you volunteer someplace to see if you can actually do the work.  I would also keep bugging soc. sec. to get you the help that you are requesting.  Don't leave until you get to talk to a person.
539857
do you get disability?
174306
In most states an employer is not required to allow you to come back to work for a non-work related injury without a full release.  In my opinion your employer is being fool hardy allowing you to come back and not accommodating your restrictions.  You can push the issue but you may well end up sitting at home with no pay check until you fully recover. And your employer is well within his rights to do this.
37440
Your state may have a workers' compensation commission - call them.  Ordinarily a claim for compensation is filed with them first.  You should be able to find an attorney that works on a contingency fee (no fee unless you win).\n\nIf you're an employer, contact your workers' comp. insurance carrier.
769715
There are lots of law firms out there who would offer a conditional fee agreement if your case is as strong as you say, which would mean you wouldn't have to pay anything in costs. Legal Aid is not available for personal injury claims.
186769
First do not tell your prospective landlord about your condition to prevent discrimination.Check with your local YMCA they rent rooms.Also there should be apartment complexes for disabled people that charge you according to your income.Also you may qualify for free housing.Check with your local govt for those options.Bless you and Good Luck Also try your chamber of commerce for assistance