Is it possible to get relief from IRS debt without hiring an expensive firm? Can it be done by the individual?
141961
It is possible to negotiate with the government to get your tax debt reduced.  I suspect this will only happen if it is realistic to expect that the debt won't be paid at all otherwise.  A personal accountant could probably help for under $1K.
61512
You need to have a tax pro intervene with the IRS and ask the IRS to let you make payments.  Once the IRS sends you the letter that says you can make payments, you can get a loan.  That is if your FICO, debt ratio etc. is in line.  I know this for a fact-I do loans and have done loans with that same scenario. Hope that helps!
1150801
If they have already contacted you regarding the money, there is no statute of limitations on collecting.  Howefver, they have three years from the date you filed your return to examine your returns.  Once they have done that, they can take their time.  However, if they beleive you have committed fraud, they can audit EVERY tax return you ever filed.\nIf you owe them, you will have to pay.  Bankruptcy won't help since taxes are excluded from debts that get discharged.  Your best bet is to try to work out some payment plan that you can afford.  If they agree to it, DON'T default or they can demand the entire debt to be paid at once.  FYI, state and local taxing authorities make the IRS seem like kittens so don't mess around.
442260
if you call the IRS they can send you a printout. I think it costs a few dollars.
521386
Call the IRS and tell them you are in a hardship situation and ask for an Offer in Compromise form.  It is not that difficult to complete .. just answer all the questions honeslty.  I use to work for the IRS and help many get their tax debits forgiven or releave for a small percentage  of the amount claimed due by the government. \n\nIf you have any question post it here and I will figure out a way to share my personal email addy with you... for more detailed questions specific to your case .....
570687
Certainly the human resources officer where you work can provide some information for you. The tax situation could be the most serious so make and follow a plan to settled that immediately.  Get a notebook. Write your name and the date on the first page. Skip the next two or three pages. Then list each activity, bill or account that needs to be settled on a page by itself. Include the account information like the person to contact, the phone number, address, interest rate and the amount that is owed, and when it is due for each one. Set a time to find the resources (people or organizations) that are available to assist with resolving each one. When you complete paying an account, put a big x on it's page. Turn to the pages that you skipped and write the name and the date that it was completely settled on one line. Keep working on this consistently until you have all the pages with X's on them and the list of completed accounts and dates listed on the pages that were skipped for this purpose. Good luck...
108540
i think you can file using a substitute w2 form but to be 100% sure you can call the IRS help line found in the 1040 instruction booklet.
757341
It depends on the type of IRS debt it is, and when it occurred. \nGenerally, income tax debt that became due 3 years ago or more is dischargable.\nIf the debt is more recent, it is not dischargable.\nIf the debt stems from other types of taxes due, it is usually not dischargeable.\nConsult a bankruptcy attorney, they usually offer free consultations and you can give them more detailed information so that they can give you a clear answer.\nChapter 13 bankruptcy means there will be a repayment plan, but the same rules apply if your unseured debts plan to be paid back pro rata, instead of 100%.\nAgain, I advise you to consult an attorney in your area.\nGood Luck.
269629
I highly recommend getting professional tax help like H&R Block.  If you have problems, they can become much more difficult if you don't have someone who is not personally involved and can think logically and clearly and who has dealt with the IRS/State tax agencies.  Getting emotionally involved only exacerbates the problem.  It may cost a bit to get the help, but it may end up saving you big $!
362902
Yes.  You can scream, throw things, and stomp about the house.  Then you have to use the 1099C on your tax return and see what the actual result is.  If you owe money that you don't have, work out a payment plan with the IRS.  Difficult, but it can be done.
709235
It is sometimes possible to erase your tax debt at an enormouse discount with an offer in compromise.  The IRS does not publicize this program for obvious reasons, as there have been cases to where somone has reduced their debt to around 5% (including debt and penalties.)  In order to proceed with an offer in compromise, one of the following must be true:\n1.  There is some kind of doubt as to whether the IRS can collect their debt from you.\n2.  There is some doubt as to whether or not you owe the bil.  \n\nThe IRS accepts 1 out of 4 offers in compromise, so if you seriously want to reduce your debt and get your offer accepted; you should seek the help of a tax specialist.  \n\nI do know one case where a woman in WA state had her IRS debt reduced from $20k+ to less than $1k.  There were errors on her past returns and a tax specialist was able to refile past years tax returns to reduce the debt.  It was pretty amazing to have your life turned around so quickly!
311034
There's not JUST ONE... go to IRS.org and it will list numerous 'free' filing sites --- look for the one that will work for you --- EZ or however you are filing.   It's easy and you will receive a confirmation to insure it worked.
219252
The first step is to consult an accountant or enrolled agent in order to determine what you owe, including interest and penalties.  Then you need to choose a representative to deal with the IRS on your behalf, who may be your accountant or enrolled agent, or may be an attorney.  You should find someone who has experience representing clients in similar circumstances.\n\nYou should act quickly if the IRS has not contacted you yet, because you may be able to reduce your liability by coming forward voluntarily.
80332
STOP!\n\nBefore you go to a "Non-Profit" Credit Counseling company, you need to know the facts.\n\nFirst though, why do you want to get credit relief this way.  Are you trying to avoid Bankruptcy?\n\nSecond, Why can't you do it yourself? At least try.\nHeres the rub, if you go to those counseling companies, the creditors put on your credit report, "Handled by a credit counselor" (Or something to that effect)  If you go to try and buy a home at some point, and that shows up, it is the EXACT SAME as a Bankruptcy. \n\nWhat I would do, is call your creditors, and try and negotiate with them, if you can.  Tell them you can pay 50 cents on the dollar as long as they will do a payment plan.  It may not work, but only go to those Credit Counseling Companies if you absolutely have to.\n\nBest Wishes.
39351
No.  Ask your tax consultant, but it is not a cost of doing business...
1177288
It is always best to consult a qualified tax professional in these situations. It depends of course on the amount in question as to whether that would be a desirable option. Personal legal fees are almost never deductible. You must generally be able to show that the fees are related to a trade or business. You may also write to the IRS and request a letter ruling. They will issue these for specific transactions such as yours.
901304
I retired from IRS Collection Division 2 yrs ago after working 28 yrs. You need to go/phone IRS and ask for paperwork to file an "Offer in Compromise" Anyone who owes taxes to IRS has a RIGHT to this. It is a way for people to settle their tax debt when they cannot fully pay it. The IRS is required to help you along in the process, you do NOT need to pay an att'y or accountant to help you. You offer what you can afford, as little as $1. If you feel the IRS person is not helping you, then you have a RIGHT to speak to their supervisor. If the offer becomes accepted the tax lien is removed. I urge you to take action now, do not delay in contacting IRS. Write down names & ph # of IRS employees you talk to and notes as to what they tell you. Good luck.