We are opening a dental off -Do i need to have workers compensation insurance if I have people working on 1099
157071
You will have a hard time with the IRS come tax time with 1099 workers. Do they work with other firms? Do you set their hours? Are you in control of thier working conditions. Do they supply their own equippment or work solely with yours. The wrong answer to these questions will raise red flags at the IRS. If your 1099 workers don't pay their taxes you'll have hell to pay. You need workers comp.
42633
Yes. If people get sick or hurt they need something to fall back on. Plus it helps the employer too. People with health insurance can get back on their feet faster and, if the stay home briefly, don't get others sick. On top of which you probably can deduct this expense from the company's taxes.
701140
Some dentists will do this. They might have a loan company they work with. If it is just a regular dentist they might let you do this, but make you pay off the bill before they do the treatment.
25889
IRS Designation 1099 in lieu of W2/W4. Contractor status.\nAll taxes are responsibility of your sub contractor.\nI do 1099 work often.\nTo be fair let your worker no of all the rules.
908234
There is a company that offers dental benefits that can save you up to 80% on your dental work. I know they have great savings for that. \nIt costs $11.95 for the benefits package but well worth the savings. They also offer Free Prescription, Free Vision and Chiropractic Care is all included in the $11.95.\n\nGood Luck,\n\nChristy
12983
It depends on your insurance carrier, whether or not you run a business in your home or if te worker just happens to be going to your home for a specific reason, but normally works elsewhere, and it probably isn't a good thing to mention that you pay them under the table.  \n\nIt also makes a difference in how you present the loss/liability to your insurance company.\n\nSo it isn't a black or white answer, you need to offer much more information.
396124
1099 is not an employee.  You are a contractor.  Two differnt things.  Give it to your tax person before you make it any more difficult.
93707
Yes, you have to file if you made more than $400 in self employment.  If you were paid on a 1099 as an independent contractor that would be considered self employment.  You have to pay self employment tax, which is social security and medicare, on your 1099 income.  File a 1040, and a schedule C for the 1099 income.  Self employment tax goes on Schedule SE.  Deduct the studnet loan interest on the 1040, line 33.
773963
Either way, you're going to have to get some kind of business liability insurance.  If you teach at home, you may be able to get a rider on your homeowners/renters insurance.  \n\nIf you're a homeowner, and have a specific space in the house that is only used for your studio, you can get a small deduction on your taxes.
1138123
It sounds unfair, since you're there for the employer's benefit.  I would check with your state's Labor Department.
950777
Delta and almost all insurance companies have millions and millions of different plans.  Just because one Delta covers ortho does not mean your will.  The best thing to do is look on your insurance card to find the phone number.   Call them and ask the following questions:\n1.  Do you cover braces for adults?\n2.  If yes - at what percentage?\n3.  What is the deductible?\n4. Is there a maximum amount you will pay?\n5. DO you pay monthly or quarterly, or lump sum?\n6. Does the dental office need to file claims at every appointment, or only the first appointment?\n7.  Will i get a discount if i go to a dentist on your list of providers?\n\nThat will help you know how much they are Really going to pay.  Just because they say they cover braces doesn't mean they will pay 100%.  Be careful.  Also ask them if they will cover the Pre-ortho x-rays and impressions, and the retains after the ortho.
882070
What you have to pay is dependent on your husband's rank.  I had to have a tooth pulled and I had to pay $46 out of pocket.  Call you dentist's office. They should be able to tell you UPFRONT how much you will have to pay when you go on.  I've had Tricare Dental for YEARS and I've always called ahead to find out what I had to pay so I wouldn't be surprised.  Don't bother calling United Concordia direct.  I don't think anyone actually works there :0)
433928
Workers Comp is paid by your employer.  The income is usually taxable.
1035351
it would depend on how many employees you have. what your payroll is. and whether or not you have ever had any claims. it is different in each case.
24301
I'm no expert on Work Comp in OK (I do know they have some silly rules) but it would seem that they cannot stop your health insurance. You aren't on COBRA. You are still considered an employee and thus if the company pays for its employees health insurance then they must pay for your insurance regardless if you injured. Now, with that being said, what does your employee handbook say about leaves of absence. I would consult HR at your companay.
1109067
I think there may be confusion, because of they way your question was phrased.    This is what I understand your question to be: \n1 - You are the FOUNDER of the LLC. \n2 - You are NOT legally required  to pay into the State workers compensation program, i.e. because you are an only employee, or have less than the # of required employees on your payroll. \n\nIF the above if correct, then your answer is technically "yes", here is the REASON WHY: \nWhen you founded the LLC Corporation, that corporation is a Legally SEPARATE AND DISTINCT "person" from yourself.  You and the corporation are TWO SEPARATE  "persons".  You are recognized as a "natural person", whereas your LLC Corporation is viewed as a "Legal Person".   In essence, you would be suing the LLC Corporation and NOT yourself. \n\nIf you plan to hire additional employees and need help with workers comp claims from an EMPLOYER'S standpoint, you may want to bookmark http://www.50StatesWorkCompClaimReview.com \nHope this helps.
120957
It just depend what type of 1099 you have. If you worked them you need to do a schedule c and schedule se if you have a gain on your job. If its a pension or a 401k that you took out early you have to figure the additional tax on the plan, which is 10 percent of what you took out.