Do insurance companies offer discounts to companies that offer wellness programs?
141344
It depends on the insurance company and the plan that you are on.  You need to check with your insurance company.
673320
There is no such animal. However there are companies that are "cheaper" The thing you need to remember is cheaper in NOT nessisarily better. My advice to you is go to your local blue cross blushield agent and see what kind of deal they can work you.
79824
They do not advertise or publicize their pricing.\n\nTypically health clubs have a set price but they are very willing to negotiate to get you to join. Dickering is highly recommended.  They will want you to sign a long-term contract in return for getting a lower price.  This may or may not be worth it for you.  Read EVERYTHING you sign and demand all offers be provided in WRITING.  What they say doesn't matter.  It's what is in writing that does matter.
75612
I am not sure what you are referring to, if it is the Medicare the Department of Human Services would have that information.  \n\nIf you are talking about senior discounts in general, I believe that is a store to store thing, and you need to ask them\n\nGood Luck
644925
I work for a health insurance company, so hearing that name makes me think of either a company that wholesales naturopathic medicines or a company dealing with holistic services.
767563
This is an excellent question! \n\n In America people are purchasing "Short Term" Policies are opening themselves up to a "world of problems".   You see in the United States we passed a law that enables employees be offered "Cobra" , Cobra is for your "protection".  Let me give you a couple of "What ifs"\na. I go work for ABC Corp. and call up a few "slick" agents who sell healthcare and they sell me a Short Term policy, sounds great!..11months into the policy the Doctor discovers a tumor in my body, and says it is Malignant- I have cancer.  So I call my short term company, and they say well your policy ends in 30days, I ask the company can I convert to a Permanente policy, and they say "NO", because of your medical conditions.\nb. Second Ex. I sign up with my employers plan, and I am diagnosed 11months into the plan with Cancer, and I decide to quite employment, I am offered Cobra!. So lets keep going, lets say I pay for Cobra for 18months (until it ends) and I am still having Chemotherapy, and thus un-insurable by health companies.  Here is the Good news!!!..I am eligible for HIPPA coverage !!!.."lifesaver"..any company offering health insurance will have to accept me into a HIPPA plan.  \n\nAs you can see the only way a person can take a risk with a short term policy if they can "See the future".. and if your crystal ball shows you not needing any health services over your lifetime, then just refuse coverage!..\n\nDo not trust any salesperson, read articles and do your research, Paul Zane's books are pretty good.
255965
there is really no best plan. i would recommend a discount plan that coincides with your prescriptions. ex: pays 100 percent on bloodpressure but must only get generic brands of everything else.  so surf the net for a discount plan that way your only charged for the prescription instead of the monthly cost plus co-pay and/or diff. of what the insurance company payed for the medicine.  Sorry no specific company GOOD LUCK
190326
You can do a search online. There are a number of sites that rate insurance companies, as well as other companies.
1042372
The National Associated for the Self-Employed (see link below) has some good information. They have a health care Web site with some good information as well (also below). Also, some states have group-purchasing pools for small business and the self-employed. Getting insurance through a purchasing pool typically means that your employers would not have to all be part of the same health plan, which could be good for morale. The downside is that purchasing pools are relatively new and it’s unclear how much savings they really offer.\n\nDepending on the kind of business you’re in, there may be a trade association you can join and get group health insurance through them. Some states have looser restrictions on health insurance through trade associations, meaning that you would pay less for insurance and get more coverage options. I’ve included a link below to state insurance departments – it might be a good idea to contact them or your local chamber of commerce to see if they have any ideas. You also might want to check out this Web site’s (link below), state guides to small business insurance. It’s simple but it might give you some ideas.\n\nOh, one last link (below). It’s to a recent Consumer Reports article about association health insurance scams.\n\nAfter you’ve done some researching, try visiting MostChoice.com. I know you’ve said you’ve tried sales companies to help you, but MostChoice has a no-hassle way to shop for insurance. You fill out a short form, they send you information on health plans available in your state, and local state-licensed insurance agents contact you within 48 hours to talk about what you’re company needs in a group health plan. It’s free and you’re not required to buy anything from the agents who contact you. Just wait until one of them delivers an insurance solution that makes sense for you and your company. And be up front; let them know you’ve done the research. It sounds like you know what you want to pay. Just write down what you and your employees want in a health plan and present it to the insurance agents. Let them do the heavy lifting.\n\nYou can visit MostChoice here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\n\nBarnes @ MostChoice.
1123618
Short answer: no\nThe insurance companies have people that are typically former assitants, or dentists. \n\nAnyone promising you can make money doing this is scaming you.
923529
This is a good discount plan http://mybenefitsplus.com/40436527
740288
They don't cover presciption drugs.  Everyone pays.  Some provinces do have pharmacare, where you once you pay a certain amount a money(eg. a thousand a year), you get a discount.  The discount is based on your anual income.
1120452
I happen to live where they are based, and from the experiences that I have had with them they have been worth it. Please understand that they are a supplemental insurance, meaning that they pay what your "other insurance policy" doesn't cover. If there is something that you don't understand about the policy, call the toll free number and they will be glad to answer any questions you have. I personally know the CEO of the company, and several of my friends, and relatives work there. They have been in business for as long as I can remember, and have billions in assets. They do offer several different policies, so choose only what you think you would need. Also you can ask the sales rep all of the questions that you might have, if they can't answer, then call the toll free number. Hope this helps!!
41605
I feel that all these things help with job satisfaction. It's part of the "total compensation". \n\nPTO helps by giving the employee well-deserved time off away from the office. \n\nHealth insurance make it easier to face the unknown. Health care costs and prescription medication are all all time highs. It's nice when the company subsidizes a large chunk of the costs. \n\nWorkers comp gives you peace of mind that if you do injure yourself on the job...you won't be completely out of luck.\n\nKeep in mind, a company may pass on the high costs to employees with higher co-pays, higher premiums, etc...but in the big picture...it's still cheaper than buying insurance on your own.
166831
I don't think they do but they do offer an Alternative Health & Wellness Network.  Here's the link.\n\nhttp://aarp.wholehealthmd.com/
407037
Check with the physician or clinic which you use most often for medical care.  They usually have people who handle insurance claims, and those people will know which covers more or which may be slow to pay. If your insurance is to include pharmacy benefits, also check with your pharmacis. ~Rosie~
573232
Plans are priced based on risk. I would say a high deductible plan with no rx rider would be the 'cheapest'.  However you must balance it with your needs.  \n\nGolden Rule (www.goldenrule.com) sells policies and they are a reputable firm. I'd start there.\n\nAlso the State Dept of Insurance regulates the industry in your state. Contact them and they can give you a list of all companies that sell insurance in your state.