Is there a law that makes a bank responsible for a bad check if they did not put a hold on it.?
137919
The bank is not responsible to make sure that funds are available. It is the depositors responsibilty. The best that can be done is to talk to the bank that the check was drawn on to find out if funds are available to cover it, and of course, sue the writer of the check.
697782
very illegal & just downright a dangerous trap to set yourself up for.  \nDon't do it...if you don't have the money DO NOT write the check.  It's easier to deal with late payments than jail!
1046202
If your name is on the account, this is pretty much a two-parter.\n\nThe first part is the bank.\nThe second is the checks.\n\nIf your name is on the account, you will also be held liable for the bank charges. Overdrafts, fees etc.\n\nYour ex-husband is the one who will be liable for check fraud. Which can result in a hefty fine and quite possibly, prison.\n\nYou need to check your states laws on check fraud. Get your ex-husband to stop writing those checks and clean up the mess he made or you may not see him for 10 years.
590380
BECAUSE YOU HAVE TO PAY INTO UNEMPOLYMENT INS. IN ORDER TO COLLECT IT  ''DAH''. IF YOU DON'T PUT MONEY IN A CHECKING ACCOUNT YOU CAN'T WRITE CHECKS.SAME THING
152610
There is no law about what you can put in a safety deposit box.  The bank may have rules about what can go in. These rules are more for safety of their employees than laws.  You really wouldn't wasnt to keep acid in a SDB.
43266
If they claim they never received it, the first thing I would do is stop payment on that check, then send a second one. \n\nI don't think there are any laws against them cashing both checks. But, you can always sue them to try and get the money back, but then you are talking about legal fees and attorney fees, and so on. Depending on the amount of the check, it just may not be worth it.
619723
Nope.  They have to be sure you didnt cash it.\nYour friend really needs to pursue the issue since he wrote the check.
1075880
Contact a lawyer. He can find out. If you don't have the money to pay a lawyer, just call the police or District Attorney in the jurisdiction where you wrote the bad check. Even though you wrote the bad check two months after closing your account you may have used the wrong check mistakenly. It seems likely you knew you were writing a bad check, but that would be difficult to prove. Tell them you had no criminal intent which you must have to be charged with a crime, but say you want to make good on the check to clear your record. You can also call the person you wrote the bad check to and send him a certified check. Another option is to get your credit report and see if there's anything on it. I would recommend paying off the debt. If you don't you may lose a great job because of what some may consider a criminal record or you may wind up in jail after being picked up for a bad tail light. Peace of mind is worth the cost. But, your choice.
1115094
They send you checks which you deposit into your checking account.  You then have to immediately write checks to another account.  The problem is, the checks they sent you bounce in a few days and they've stripped your own account out of all of its money and you get penalized by your bank for writing bad checks.
1185286
They are right. You cannot stop payment on a check unless you believe that check was stolen or that the person that you wrote the check to has defrauded you.
535185
They shouldn't. But, to avoid any attention from IRS, Have them give you two $6,000 checks. The reason is that the banks are required to report any transactions of $10,000 and over. Also do not deposit the two checks on the same day. Banks have people who look for any suspicious activities. Although they do that to look for illegal transactions, you don't want to be on their watch list.
1069361
Yes I had that happen yesterday. Telecheck is an electronic way of processing your checks, they send it through the computer and based on your banks routing number and your own account number it contacts the banks mainframe to verify that you have the amount in your account to cover the check you just wrote. it then puts a hold on the funds and you get your check back voided out. Walmart and a lot of companies are starting to do this now because of having problems with too many people writing bad checks that bounce like a rubber ball and then not being able to get in contact with them to collect funds that the store(s) were shorted. All in all it comes down to keeping the honest people honest, unless you live in a state where they have laws that if you write bad checks you can be arrested for it and proccessed for fraud.
1094622
You have nothing to worry about. There is a statute of limitaions that is well past. If it bothers you so much, send the company the money for the check, but I am sure they do not even have a record of it any more!!!
645749
Did you know that giving someone a bad check for payment of goods/services is a fradulent act....fraud is a criminal offence. Depending on how malicious you feel, you could "sic" the police on her by filing a report with the local police. Since you probably want to get your money, a demand letter stating your intent to file a complaint with the local police for "passing bad checks" if payment is not made in cash or toher certified funds, may actually do the trick.
287746
Would have been helpful if you would have provided the check amount.  Another way to deal with this, is to take the person to small claims court.  Along with the criminal side, you will get a judgement, which affects a bad credit rating as well. \nAgain, the amount the check was written for would be the determining factor.
314120
She would be charged with the original crime and may actually get charged for the check also, like the answer above there are terms and coditions that she must follow and if she and the bank can give proof that it was the banks fault and not hers then she may be able to resume her probation with a little extra time tacted on.
386696
They need to confirm the bank number and account number. You just write VOID in BIG LETTERS on the check so no one else can use it. It's not a big deal. Good Luck! And make sure you enter it in your register as voided.