How can I find financial advisor who will advise on all financial aspects of life,not just manage investments?
144188
Rich, you should avoid blanket statements.\n\nStarting with CFP's is a good idea. you can use the Financial Planning Association's Planner Search feature on their website (www.fpa.net) to find a list of CFP's near you.\n\nAs far as annuities go, they have their uses. To assume that an annuity is wrong for you without knowing anything about you is not very objective.\n\nDon't be afraid to ask hard questions when interviewing planners.\nQuestions to ask:\nHow do you get paid?\nWho is your broker/dealer and how do you determine what financial products to use?(Some B/D's apply pressure to their representatives to sell proprietary products over others. You want to avoid this.)\nHow long have you been providing financial advice?\nDo you have clients that would be willing to talk to me about your services? If not, why?\n\nIf the planner gets nervous or evasive about answering these questions, don't bother asking any more questions. A trusting relationship with a worthy financial planner is an incredibly valuable relationship.
972505
READ read read!  Every financial book you can.  Then take away from them what will work for you best.\n\nTake to heart the fact that it is not how much money you make but how much you keep and have that money make you more money.\n\nLive well below your means, save save save and invest it all, only after doing you homework.\n\nBuy, DO NOT RENT.  Have roommates or tenants pay your mortgage so you can be saving and investing.\n\nQuit smoking, gambling, & drinking, add that to your savings.  Find othere areas where you can cut back.\n\nFind someone who is where YOU want to be (MENTOR) and pay attention to what they are doing.  With this being said, be careful for many whom you may think are well off are simply in a giant hole of debt.  Your average rich person is NOT someone you can pick out on the street!\n\nLimit time spent with those who do not have the same goals as you.  Limit time spent with friends that spend foolishly or party well beyond anyones means.\n\nBefriend people who are smarter than you for you have nothing to gain from idiots.\n\nPay cash for vehicles and other things.  If you don't have the cash then YOU DON"T BUY.  A lesson that will only make your life better.\n\nThink of assets as "something that puts money IN your pocket"  and think of liabilities as "something that takes from you pocket".     Aquire assets NOT liabilities !! !!  If you MUST buy things, why not buy things that make you money? !!\n\nStart believing that YOU deserve to be financially independent rather than you deserve that new car.  The car will only cost more and more money.  Get over the urges to inpress people with "stuff" you have.  Let them see you how ever they want and do not concern yourself with their thoughts.  Live by :  What people think of me is none of my business!!\n\nI could go on but then I just as well write a book....  ha ha ha\n\nBest Wishes on a bright financial future!!
883965
First of all, unless you have a lot of money, typically you're not going to get advice from a financial adviser(they get paid the big ones).  Before you begin investing you need to saturate your brain with key terms and types of investment products out there.  A good website that has a lot of beginner's tools is Fool.com\nRun by the Gardner brother's their website has free articles to get you a good idea of different investments and methods for investing
531660
You should talk to a representative at your financial institution where you have your IRA. They will be more than happy to give you individualized suggestions.
1022613
Hi, I have been stressed out with financial problems. The cab have financial advisors now. They can advise but they can also help you with a budget plan and write to creditors as well as deal with other things. They are friendle and helpful as well as taking a lot of the stress of you. It even helps that someone will listen and not judge you. Hope this helps. Take care
288418
After getting a degree in finance or something else that will help you,I say starting your career in a bank or credit union (seems to me either one would be fine) is a good start and then try to get a job with a financial planning company. You could even try to get an entry level job with a financial planning company such as customer relations, secretarial jobs,that will help you get your foot in the door in financial planning.
603527
That isn't true, there are good investment advisors.  Warren Buffett made his money investing for others, not for himself.  He invests his money in the same accounts.  That, by the way, is the sign of a good advisor, they are in the same position you are in.
597978
Go talk to a financial planner.  Asking these detailed question on a public bulletin board with out posting all of your personal financial information is a waste of your time.
1136540
Don't you think this question is a little open ended?\n\nI'm a financial and investment planner by profession and there is no way that this question is answerable. \n\nYou first need to decide for yourself:\n\nHow much you want to invest, for how long, how much risk you are willing to take, how much access you may need to the money, whether you wish to invest directly or via a fund, which country you plan to invest in, which currency, etc.\n\nWithout that sort of thinking from you, the best intentioned answer in the world will not be able to help you.\n\nSorry, but I hope that it helps.
502441
I think it is to manage accounts and give financial advice
497191
I had and IRA with them for the last 6 years.  I have since move it to Fidelity because it didn't do well, and my adviser wasn't keen on keeping me up to date.  On finsishrich.com, the site of David Bach, he has resources you can use to find a good adviser.
625106
Look for a cerified financial planner.  Although you have to pay up-front a fee-only planner will give you the most unbiased advice.
1011397
Go and see an independent financial advisor who regulated.\n\nOr do a preliminary search on the internet.
601056
You may want to talk to a financial advisor and discuss investments that would help you meet your financial objectives. \n\nIf you are interested in individual stocks you may want to consider a hypothetical portfolio, on paper, in order to experience how difficult (proper) investment selection and diversification can be to achieve.
132439
Hey Trade_Info, how's it goin?\n\nTry the Planner Search feature on the Financial Planning Association's website, fpanet.org and click on the Public/Find a Planner link.\n\nBy the way, I have to say I am taking a little offense at your statement, Trade. I usually see you point of view even when we don't agree and I respect your knowledge, but to say "only you really care about your financial well being" is an insult to ethical, caring planners. Yes they do exist. I am one of them and I care deeply about my clients' financial futures.
714731
Dave Ramsey, a radio financial guru, offers a list of "Endorsed Local Providers" (ELP's) on his website. You can type in your zip code and get the name of someone in your area. The plus here is that he requires that honesty and integrity be at the forefront of that person's business. Also, the company I work for has done very well by me. I ususally don't promote them on this site, but in this case, I will say that H&R Block financial advisors have been great. (Please know that I get no financial gain from telling you this - I work on the tax side, not with investments) I'll provide you with both links, and please let me know if I can be of further assistance :)
568713
hi if i was you i would get anfinacle advisor you may have to pay for his services but he will beable to give you good advise.