who are the three credit reporting co.?
150903
There are three big ones: Experian, Equifax, and Trans Union, all with national databases. There is also a fourth one, called Innovis. Most credit grantors report to one or more of them. In general, the credit reporting agencies don't pass information back and forth to each other. So you actually have at least three credit histories, not one.
183105
I'd once spoken to a credit counselor who said you are entitled to ask each of the three major credit bureaus (Equifax, Experian, and TransUnion) for one free copy of your report per year.
172415
By law, each of the three credit reporting agencies must supply you with a copy of your credit report.\n\nGo to www.annualcreditreport.com to get it.
1039002
credit report program
669569
It depends.  Did you go to the actual credit reporting website, like were you transferred to the Experian or Transunion sites?  And even if you weren't, I would still worry.\n\nGo the the gov site that lets you get all 3 reports for free.  I think its www.annualcreditreport.com  Get all three reports and compare them.  If they have wrong information, you need to contact each of the individual companies and get the info corrected.  Its not all that hard to do.
738356
Usually 7 years. Write all 3 major credit reporting agencies and dispute the charges.
67563
Go to https://www.annualcreditreport.com/cra/index.jsp\nit will have every account you ever opened and the balance that is owed on each account and if you are in good standing or not with them.It is a completely free website and checks all 3 credit agencies.
22622
Experian, Equifax, and TransUnion are the big three credit reporting companies. Although they don't share data with each other, your credit history should not differ substantially between them. A quick browse on the web seems to indicate that Experian and Equifax are the most people-friendly, with prompt service and informative customer care.\n\nIf you want to get your credit score (not credit history; that's different and you are entitled to one inquiry from one of the agencies every year), you can go to www.myfico.com and buy a comprehensive report that will show the info that each agency has (you'll pay a minimum of about $45.00). If you just want your score from ONE of the agencies, it's about $15.00 a pop.
969740
Credit analysis $29 includes 3 reports and consultation.... \n\nhttp://www.expert-credit-advice.com/request_analysis.htm
750487
If you fell that you gave that information out, you can contact the three credit reporting agency's and add a fraud alert to your file.  With this in place, they will have to make contact with you to verify that you applied for any new credit.
501440
You went to the wrong source.Go to www.annualcreditreport.com  Your credit report from all three reporting agenies is free but your credit score is not.
1056659
FICO, TrueCedit, PLUS are names of companies who sell you report and score information. Each one will show you different scores from the same credit bureau.  \n\nFICO is like an acronym. The old timers refer to it as Beacon Scores. The scores that mean anything are the scores calculated by the three major credit bureaus, These are what FICO is selling you. If you are going to purchase score information, just go directly to the three credit bureaus.
166135
The actual way to legitimately get your free credit reports from the 3 major credit reporting bureaus is to visit the site below. \nYou should never have to give your credit card info to get your free credit reports. The Law requires that each of the three major credit bureaus supply you with at least one report each year at your request. \nYou do not have to pay, you do not have to sign up for any credit watching schemes, and this website is designed specifically by the credit bureaus to comply with the law. It is probably the safest place to supply with your information. Other websites with similar names try to get your information and sell it or they try to sign you up for things you dont need. If you have further questions please post them. YOU NEVER HAVE TO GIVE YOUR CREDIT CARD INFO.
6140
www.annualcreditrport.com is the source for  a free report among the 3 largest credit reporting agencies. Experian, Transunion etc.\n\nWhat I do is to stage them 3 times a year so I can see what is being reported with each company.\n\nI simply mark my calender and then get an updated report.\n\nYou can get all three at once, but I think thats overkill.\n\nYou will pay a small fee for a FICO score.\n\nBest to you. Merry Christmas
1009645
It's going to take a long time.  I would write all 3 credit reporting agencies and see what you can do.  If you need to buy something in the next 5-7 years you may have to rely on a friendly relative with good credit until you get it all paid off.
281701
I wish people would stop recommending these sites where you have to subscribe to some service to get your credit report.\n\nIn 2004 Congress passed a law requiring the 3 credit bureaus to give every one a free copy of their credit report once a year.\n\nThat site is www.annualcreditreport.com.\n\nALL OTHER SITES CHARGE YOU!!!\n\nGood Luck
35603
Contact the 3 Credit Burueas and notify them of the fraud.\n\nClose the fraudulent Accounts.\n\nFile a report with the local police where the fraud is taking place.\n\nFile a complaint with the FTC.\n\nClick the following link for more info.\nhttp://www.consumer.gov/idtheft/