If you can only pay small payments on your medical bills, Does it negatively affect your creditf?
153666
It can but if you talk with them to set up some type of payment plan, that would help out.
771428
If you pay the debts off it will have positive effect but not substancial and definately not quickly. \n\nIf you really want to improve your credit: \n \n1st pay off your debts in full or settle them for less then you owe. \n\n2nd: Dispute the negative items. \n\n3. Add positive credit history:  \n\n\nThis website will help, take a few minutes to browse through it: \n\nhttp://www.expert-credit-advice.com/
1107647
If you are still late in paying bill, you are still considered a bad credit risk, by most, if not all creditors.Who knows, you may luck out and find one who feels sorry for you, and take a chance with you.
964754
Paying off old accounts used to hurt your score rather than help it. This flaw in the credit scoring system was fixed during 2006. That being said, you are still better off fixing your most recent bad debts and leaving your older ones for last.\n\nOften times, an old debt falls off your credit report before you ever get to it. Hospital bills generally can be paid last, since they have the lowest impact on your credit score.
8348
Yes they can and they do. Most of the times, the doctors office calls the insurance companies to verify insurance and to make sure the particular treatment you are getting done is covered. They also make you sign documents that if the insurance does not pay, you are liable to pay, and they make sure you do. They can even have collection agency on you to recover if you do not pay.
816391
If it's in your name and she doesn't pay, it will affect your credit negatively.
253417
How old is your son?  If he's under 18 why are they billing him?  \n\nIf this is the only negative hit on his credit report, I would suggest you contact the hospital (don't mess with the collection agencies) and work out a payment plan.  But ONLY if they agree to remove any mention of the debt from the credit report.  Otherwise, what's the point in paying the bill?
888638
It shouldn't affect it as long as you are shown as being "current" on the card payments. Credit reports and ratings are more to point out high risk people rather than keep tabs on whether a card is active or not.
628442
It all depends on how bad the bad credit is and how old it is. If its very recent, you'll have to wait for some time, perhaps an year. As it gets older, it becomes less significant, especially if you have even one credit account that is current. If you do not, your best option is to open a small limit secured card perhaps from Capital One. I recommend them because they charge no fees. Use it for $20 a month and pay it off when you get the bill. Each month you pay them, your credit rating will be improving.\n\nP.S. You have a beautiful baby. I wish you best of luck!
303968
Your credit can be affected by just about anything, from Utility bills, cell bills.....all kinds of things.  Anytime you have something you pay on, monthly, bi-monthly, if it's paid late that company can report it to the credit agencies.  Also no credit can sometimes be just as bad as bad credit.  So have him do some research.  Did he pay his water, gas or electric bill late, order anything from a catalog and pay late or not at all......has he paid his cell bill late, get any speeding and/or parking tickets that weren't paid on time?  Even over drawing a checking or savings account can show up.
38988
It depends. Yes, If it is a life threatening situation, go to the financial dept. of your hospital and tell them your need a application in which the government will pay all or part of your bill (it's based on your income). THey have it. It's a federal law.  Good Luck.
73354
Just paying a few dollers each month will put you in good standings credit wise. All you need to do is let them see you are making a little effort also if you need assistance you can go to your local human services and they could help you get some assistance. Good Luck cause I know how it feel I got overian cancer and had no insurance now I have thousands of dollers in bills. It seems like they never stop mailing you bills but like I said just show them a little effort.
1159842
In some states, it's against the law for a hospital to turn someone away who needs medical treatment. Most states require that a doctor sees a patient before the person can be turned away – to insure that the person needs medical care. Generally speaking, you will be billed for your stay in the hospital, and it’s treated like any other expense. If you don’t pay it could affect your credit: half of all personal bankruptcies include some medical debt.\n\nIt’s estimated that 1 in every 7 Americans will visit an emergency room this year, with the average cost being around $400. The average cost of surgery is closer to $1,000. A New England Journal of Medicine study suggests than more than 1 in 10 emergency room visits were for non-emergencies. That means that 10 percent of emergency room visits could have been handled at a doctor’s office, where the average cost was $60 per visit during the study period. It’s even less if you have a small copay under an HMO or PPO.\n\nThere are hundreds of health insurance plans out there that provide financial protection in case you are injured and require extended hospital stays or costly medical procedures. Many of them have a monthly cost of less than a tank of gas. If you’re worried about getting hurt or sick without insurance, you should talk with local state-licensed health insurance agents. Check out MostChoice.com. It is a health insurance shopping site that provides free instant quotes and policy descriptions along with a quick and easy way to get in touch with insurance experts in your area. There’s no cost or obligation to you, and you’re information is used solely to help you find affordable health insurance.\n\nYou can find it here: http://www.mostchoice.com/health-insurance.cfm\n\nGood luck,\n\nBarnes@MostChoice.com
32142
It really should not.  Having zero to smaller balances reflects better on your credit report than having larger balances.  It means that you have a lower debt ratio.
498013
While it will negatively affect your credit it is better than having a charge off or a bankruptcy.  One thing you can do is to pay extra, so that you get out of the program faster.  Once you have completed the payment plan, you should use a credit card with a good history once a month and pay the balance off.  This will show a good use of credit.
970573
Hospitals CANNOT refuse you treatment in the case of an emergency. They will treat you and send you a bill (probably be in the mail before you get home...ha ha). They do have financial programs which can cut the bill in half or totally erase it depending on qualifications.
706449
To the best of my understanding they can't. As long as you are paying then that shows good faith that you are gonna pay it off. I had a problem with a hospital bill awhile back. I sent them 10$ a month. There was nothing they could do about the amount being sent cause I was paying. \n\nSee what some of the other responses are but I think I am right.\n\nGood Luck!!!