paper work for a medical expense retirement plan it is like a IRA?
140555
http://www.kiplinger.com/personalfinance/features/archives/2004/02/hsa.html
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An accountant wouldn't lie to a lawyer would they?\n\nIt's called self-proprietorship. Look it up and do a search for SEP IRA. Some sources below.
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It doesn't have to just be E-trade...there are several companies that also have no-fee IRAs (Fidelity Investments for one).  The real question is-are you talking about a personal IRA or setting up some sort of small business plan?  Most small business plans (SEP IRA, self employed Roth or regular 401k, Simple IRA, or some equivalent) are going to charge you fees due to the increased cost of reporting to you.  The best thing to do is ask around to find out the most economical, depending on what it is you really want.
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Most of their deferred income plan website is in PDF format. It depends on what the job(s) are. \nhttp://www.lacers.org/\nhttp://www.lacity.org/pen/\n\nIf you want the links for all US Public Employees Retirement System:\nhttp://www.xpdnc.com/links/bnftgpen.html
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There are medical tax write offs you can do. But you need to combine it with a regular expenses too.. So basically yes/ with limitations
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An IRA is like an empty folder or bag.  You need to put stuff in it like indexes, stocks, bonds ect.  If the money has already been taxes then you should open a ROTH IRA otherwise the money with be taxed on the front end when you put it in and the back end when you take it out.  ROTH IRAs don't have back end taxes (so those millions you might make are tax free).
468645
Yes you can absolutely.  they are two different animals.  A traditional IRA is funded with before tax dollars and a Roth IRA is funded with after tax dollars. A disbursement from a traditional IRA is taxed, and disbursement from a Roth IRA is not.
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Start here, http://www.dol.gov/ebsa/\nAll employee retirement plans have to conform to certain federal guidelines.  They are overseen by the Department of Labor and the IRS.  You can also call 866-444-ebsa.\n\nGood luck!!
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You don't need to pay tax when you redraw from Roth IRA when retired. Traditional IRA only let you defer taxes.
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As a unit of One, you will want to consider the Indivdual K plan design. Much cheaper to administer than a full 401k. Other alternatives are SEP IRA's and SIMPLE plans. Look for a financial planner that specializes in designing qualified plans for small businesses.
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I just rolled over my 401K to an ING Direct IRA account. They have great options and low maintenance fees. Check them out.  www.ingdirect.com
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I am not sure how the state laws of NY or NJ address the protection of IRA assets, but the new bankruptcy law enacted last year does provide ceratin protections on a national basis. the following excerpt is from "http://www.retirement-retirement.com/story-486.php"\n\n[Especially important to participants in employer-based retirement plans is that the bankruptcy act says that all assets rolled over from these plans into an IRA, and all subsequent earnings made inside the account attributable to the rollover, are protected from creditors, regardless of the amount of the rollover. That should remove much of the reluctance among investors to move most retirement plan assets into IRAs if they decide that's the best financial strategy. \nWhile IRAs have unlimited protection for certain rollover amounts, such is not the case for original (non-rollover) contributions by the owner to traditional and Roth IRAs. The bankruptcy act put a price tag on the "reasonably necessary" amount that might be protected in these IRAs ­ $1 million. That is, if the aggregated value of your original contributions and their earnings to traditional and Roth IRAs exceeds $1 million, the amount above $1 million (excluding any protected rollover amounts) could be vulnerable to creditors. That $1 million amount is indexed annually to inflation. \nMost investors building an IRA from scratch won't exceed the $1 million limit, since annual contribution limits to traditional and Roth IRAs have been relatively low for the past two decades. And the bankruptcy act allows bankruptcy courts to permit the IRA owner to keep more than $1 million if it is in the "interest of justice" (though the act did not spell out what constitutes an interest in justice). \n]
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If your only contribution to the traditional IRA is the rollover, then you may still be able to contribute up to $4000 ($4,500 if you are over age 50) to either the same traditional IRA or to a Roth IRA, depending on which one best fits you. \nThere are other factors involved here, such as whether or not you still contribute to your employer's retirement plan and how much you make. I'd be happy to do the calculations for you if you'll give me those numbers. But I understand that is sensitive information, so I will send you the link to the form you use to figure allowable contributions. \nRollovers are not considered contributions because they are in the same type of tax-advantaged plan. You would only have to be concerned if you put more into the IRA than you had in the 401K, or, conversely, if you spent some of the money and didn't out it all in (you might be liable for tax and penalties in that case). \nLet me know if I can be of further assistance :)
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Hi my name is Robert Mcduff and I have a company that invest in people ideas Iv very interested in what you have I will need a one page plan and i need to know what it is.
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If you are talking of an IRA, 401k, 403b or any other tax sheltered retirement account that money can be rolled through a 1035 exchange to a life insurance policy. Wherewith the loans and proceeds from the policy are not taxable.
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You may be able to borrow some from your IRA account but I would not recommend it.  Typically it would be for a home purchase and not home improvements.  Honestly I am not certain so you may want to take a look at publication 590 from the IRA that details out the rules for the IRA in plain english (which helped me quite a bit!)
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It is very simple.  Contact your old HR department and ask them what process they follow.  Some companies now will do rollovers over the phone if you tell them the name of the new custodian.  They have to mail you the check, but it will be made out to the "new custodian c/f you."  If you can do it over the phone, go to your bank/brokerage/investment company you do business with and set up a rollover IRA then call the 401(k) plan and tell them the name of the new custodian and the new account number.\n\nSome comapnies still make you fill out paper forms, so it's always best to call your old company first and find out what method they follow.  This will save you some time because you'll know how to do the rollover, or will have the paperwork to roll it over, when you go and set up your new IRA.