Where do you have your retirement money invested?
154491
Stocks and bonds in a 401(k), stocks in a Roth IRA, Iraq Dinar, REIT real estate investment trust, gold and silver, real estate (where I live) ,an Amway business, a web based business and of course there are plenty of powerball tickets. I am in my early fifties and having been on a plan for over 15 years and still the powerball hasn't paid off.
747829
Mentally NO!  Financially YES!  I max out my 401K & have maxed out my Roth IRA every year!  Not to mention life insurance!  Did I mention I have been doing this since I was 22?
628231
The process is not important.  That you invest is.  If you invest in the right things, you will earn more money.  Most start investing in retirement accounts - 401(k) and the like.
732585
you are correct - you should have 3 yrs of savings and if you are young and working invest in stocks and bonds (deversfy) but if you are older  coming to retirement best to  invest in guaranteed CD's then you know your money will be safe
974241
i would also consider moving out of your boeing stock and investing into an index fund. With your whole retirement fund invested in one stock you leave yourself open for disaster. If it were my money i would probably roll it over into Vanguard or TIAA cref funds and invest into a balanced (combination stock and bond) fund with a higher allocation to bonds for security.
300890
In my opinion, as long as you do not try to withdraw the money early (before 59 and 1/2 years old) a roth IRA is the best vehicle for retirement if you qualify for it.  Within the roth IRA you can invest in mutual funds that focus on bonds if you would like, or more aggressive funds if you like.  You can definitely make an asset allocation that suits your needs and risk tolerance.  Hope this helps.
436743
You should invest your life savings. Truly, you should. Just send it to me and I will handle that for you.
1186755
Automatic savings.  Open an IRA for retirement and automatically have $200 per month taken out of your pay and put in that account until you max out on the yearly limit.  You could even more than $200 in now, since the year is half over.\n\nPay yourself first.  You can't spend it if you never see it.  Your old self will thank the smart young self that started saving.
348238
I have taken the approach of multiple streams of income, multiple streams of investment.  I have money socked away in a Roth IRA, REIT, and a 401(k). I also have my own web site, I have one million Iraq Dinar, some gold and I have a side business on the internet.\nEach of these are paying me daily. I'm fifty-one.
649851
That depends on your life style. Try to put your money into investments, IRA's and stocks and bonds.
288141
Buy a good S&P index fund. Vanguard has a good one with lows fees.  Should get you 8-10% a year over the long run.
126578
OPM is right. Don't confuse the type of account (401k in this case) with choosing an investment mix. I help businesses design and implement retirement plans and as OPM said, you are limited by the plan your employer chooses. That doesn't mean you should put your money elsewhere, especially if your employer provides any kind of match.\n\nFirst rule of retirement investing: If your employer is going to give you free money, TAKE IT!\n\nIf you work for a fairly large and/or sophisticated employer your 401k may have a Self Directed Brokerage option. If available, this option will allow you to bypass the menu of investment options within the plan with at least a portion of your assets. Ask your employer for the details on the plan available to you.
1123074
Put $100,000 into a bank.\nPay off all my debt.\nBuy things I need (like new car or a new home)\nBuy some real estate.\nInvest the rest into Traditional IRA (you don't qualify for Roth IRA), mutual funds, stocks and bonds, education plans (if you have kids), and variable annuities.
632154
Well I have $3.00 in my pocket. I have $100 in my checking acoount. Now I have $3,089 in my Orange ING account, $23,000 in my Franklin Templton IRA Account, $23,000 in my Swiss Bank Account and over $100,000 in investments.
623634
Those planning for retirement soon.
28358
Live well within your means.\n\nInvest in a home.  Keep consumables like cars to a minimum.\n\nContribute the maximum to your 401(k) plan.\n\nAt the same time, be disciplined to put in a set amount into a savings account each month from your salary.\n\nGet an IRA.  Also see if can qualify for a supplemental IRA.\n\nDepending on how much risk you can handle, invest in stocks, bonds or no-load mutual funds.
1020732
work, save and invest.  if you want money go to where the money is.