What is the name of the government program that helps lower income families buy a house?
153395
There are several:\n\nTransforming FHA - HUD will propose transforming the Federal Housing Administration to include updating decades-old requirements that severely limit FHA's ability to reach the very homeowners it was created to serve. HUD will propose amending the National Housing Act to allow FHA to offer new mortgage options to benefit lower income borrowers who currently are forced to turn to nonprime, high-risk mortgage products to purchase their homes. This proposal will restore FHA to fulfill its mission to give families a safe deal at a fair price.\n\nHOME Investment Partnerships (HOME) Program - HOME is the largest federal block grant program dedicated to creating affordable housing for low-income families. The Administration proposes $1.9 billion for the HOME program in 2007, an increase of $123 million from this year. Each HOME dollar allocated to a local jurisdiction traditionally stimulates more than three dollars from other public and private sources.\n\nThe American Dream Downpayment Initiative (ADDI) - The 2007 Budget provides $100 million to help first-time homebuyers overcome the biggest obstacles to homeownership - downpayment and closing costs. Since President Bush signed this initiative into law, ADDI has helped nearly 14,000 families to purchase their first home, nearly half of whom are minority.\n\nSelf-Help Homeownership Opportunity Program (SHOP) - The Budget proposes $40 million for HUD's SHOP Program, which allows lower income families to purchase their first home through their own "sweat equity." Those who benefit from SHOP funds must contribute at least 100 hours of their own labor to help make a house their home.
152415
You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your objectives.\n\nIf you are looking for grants pertaining to homes, you can get better information by going to your state's HUD office and ask them for availability of grants.
1164368
Some new developments offer purchasing opportunity for low-income people.  They offer the houses at below-market rates.  Check your local area for new developments and see if they have such a program.  I think they're called VMR.
396849
Well, the Section 8 that I'm familiar with is government housing assistance. So, I'd start by  Googling HUD (Housing & Urban Development). You can contact the state's Chamber of Commerce, or a municipality's chamber of commerce. You can also look up a state senator or assemblyman there and ask someone in their office for logistical help.
1186396
Homegrants is the source for Down-Payment Assistant Grants and Gifts. Our easy to use online forms help streamline the Grant Process. ... use of downpayment on a vehicl grants Grants for home improvements H.E.L.P ... Process qualifications for this program REALTOR Referal Fee Remodel remodeling Replenishment Seminars SSN \n\nthis is one of the link where you will get good information www.usagovernmentgrants.org\nwww.grant-rating.com
789047
Contact fannie mae (www.efanniemae.com)  they have recently added some programs for their MyCommunityMortgage thing that is meant to help people like yall.  I work at a mortgage company and we have been able to get people in homes when they had bad/nocredit no savings no down payment no assests. Youd be surprised what you can get if you go through the right lender. good luck!!!
1056480
go to \nsba.gov\nthey have all kind of help.
343388
Try here there are lots of loan programs. http://www.allsolutionsnetwork.com/cgi-bin/d.cgi/CB9051/no_down_loans.htm
187151
Contact your local social services.... they might be able to help you...that was how I got my job babysitting for low income families on the aspire program. It might be different state to state, but I am sure they will probably be able to steer you in the right direction. Good Luck.
834063
No, there are no grant program for renters. If you are talking of federal grants, it depends on appropriation approved by Congress. \n\nNote though that while non profits may give some grant assistance to home buyers, even HUD does not give out grants.\n\nThe Housing and Urban Development in their Grants Available page makes it clear that they do not provide grants to individuals -- hence no grants for a person to buy a home http://www.hud.gov/grants/index.cfm\n\n"While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available."\n\nFor information on grants, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.\n\nNote though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants. \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
561480
A lot of places offer free "weatherization" repairs to the low income and others offer home improvement loans at low or no interest.  Check with your city's Housing Department.
1110829
Check out Fannie Mae's website for all their loan programs and the lenders who process their low income loans:\n\nhttp://tinyurl.com/9ybcz\n\nAlso, check with your city hall. Every city has loan assistant programs (sometimes even grants) and affordable homes for sale to low income persons. \n\nRegards
919960
The Housing and Urban Development in their Grants Available page makes it clear that they do not provide grants to individuals -- hence no grants for a person to buy a home http://www.hud.gov/grants/index.cfm\n\n"While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available."\n\nI suggest you check out non profits, who are the recipients of most housing grants. Check out Habitat for Humanity. Also visit the Nehemiah Corp as they have a downpayment assistance program for qualified lenders http://www.getdownpayment.com/\n\nIt is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK - lots and lots of it, that is why a cottage industry of grant writers was born.\n\nNonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same - hardly any grants for starting a for profit business.\n\nEven SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html\n\n"The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments."\n\nHere is a listing of federal grants for small businesses. See if there is any available for individuals for starting a business -- THERE'S NONE.\nhttp://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show\n\nMost of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
135175
Be poor and get grants
1004751
Have you went out to the state for help like the department of human resorces? or family independance agency? they will help you with stuff like that depending on your income, which you said is low so you should qualify...\n\nGood Luck
385411
the government offers some help with down payments for first time buyers. there may be some criteria though. may be worth checking into.
555394
government funded program to educate children 3-5 years old...  like pre-kindergarten for lower-income and special needs children.