Medical Student Loan?
139277
Some medical schools offer merit based scholarships/loans.  \n\nHowever, the majority of loans come from federal, private, or university sources based on need.  Each medical school has slightly different requirements for eligibility for aid.  You'll most likely need to fill out a federal student aid application and some statement that shows family/personal contributions (so they can determine how many loans you are eligible for from all sources).\n\nFederal Loans:  \nFederal Stafford Loans\nThe loan is available to eligible citizens and non-citizens. Financial need determines whether the loan will be subsidized or unsubsidized. Medical students may receive a maximum of $38,500. (PER YEAR) Up to $8500 may be subsidized by the federal government.   (In my experience most people do not qualify for the subsized portion of the loans, but you are usually always eligible for the full 38,500 as unsubsidized).\n\nPrivate banks offer loans (supplemental too)- Citibank, Bank of America, and Chase are a few more common lenders.\n\nUsually you have a bank or lender (banks above, Sallie Mae, Med Loans, etc) that will handle the disbursement of all of your loans. \n\nEach medical school determines a total cost of attendence (which includes room, board, books, tuition, other fees, etc).  Your loans can usually not go over this amount.  However, there are some private lenders (with not so great interest rates) that will give you extra loans on top of this.  \n\nMedLoans also offers a "Medex" loan for interview and residency relocation expenses.  The max you can borrow for that purpose  is $12,000 above all other loans.  \n\nThere is so much information about medical student loans and alot of specifics depending on the loan.  There are some that allow you to defer all loans for 3 yrs after you graduate, while others are for your entire residency.  Some give you percentage discounts for consistent payment.  \nI'd recommend you visit www.studentdoctor.net  They have forums and one that is devoted entirely to financial aid.  There are many links there too...about all things medical school :)  \nor http://www.aamc.org/students/medloans/start.htm for info on medloans.\n\nI know it seems intimidating..and I won't lie- it is confusing at times.  Just know that there IS aid available and if you aren't too worried about graduating with alot of debt you can definitely live and attend school on the loans.  I worked the first 2 yrs of my husband's medical school, but we've lived (the two of us and two young children) on our loans for the past 2 yrs.  It was just really important to us that I stay home with the kids.  We've had to cut costs and be very thrifty, but it's definitely dealable.
962301
personal you will have a higher apr because you dont have colloidal.  look at student loan options it will be better
552561
May I suggest to you Ameri Plan's discount benefits program. They do not have any restrictions on ongoing conditions and you can start saving immediately. There is a hospital advocacy program that assigns you a personal advocate to negotiate with doctors on your medical bills.\n\nThe plan also includes savings on dental, vision, prescription and chiropractic care. I'd check them out. I'm so proud to be with them. I know I shouldn't advertise, but your need sounds great. Let me know if you have any questions. wlakin@ameriplan.net\n\nhttp://www.mybenefitsplus.com/40378118\n\nPlans are month to month with no contract.\n\nWe are currently running a promotion for just the dental, vision, prescription and chiropractic plan where you can try it out for 3 months for $23 total. This is a great service. You should check it out!
1030812
Computers, and real estate offer a better life style. The average doctor has a debt of $100,000 in loans etc when he/she finishes school. With all of the changes in medicine, I'm not sure I'd do it again. It certainly has its positive sides but the negatives are huge too. Best wishes.
1071128
Four years of medical school, usually followed by one year of internship, followed by four years of residency training.  Most do either a one or two year fellowship to subspecialize.  Total time, including college, is usually about thirteen to fifteen years years.  Monetary expense is four years of college and four years of medical school.  At current prices, this will easily cost you $200,000 to $300,000.  Put it this way.....you spend half your young adult life in school and in training and when you get out you start your career with a hefty debt that is comparable to a home mortgage....unless you have family money that can finance your education without going into debt.
1185870
It really depends.  Banks will often times charge you a fee to obtain a student loan.  The fee can sometimes end up being over 1000 dollars or more.  If you are a law, medical or graduate student, there is a company called access group, and they will allow you to have your loans without charging you a fee.  The only problem is, their interest rates are a little high.  The best thing to do if you want to be savvy about these loans is do some research into the lenders (like chase or 5/3 bank) and find out what kind of fees they will be charging you.  Thanks!
1155866
Actually education loans in banks are given at a low rate of interests and you will havea lot of facility ......\nlike you neednot repay until you get a job......the instalments will be cut from your salary......but there will not be any burden on your family as well....\njust enquire in a bank..i think its the best option...
353770
You need to look into grants and stuff. I have 2 going off to College and many medical bills. I need a sponsor or some help. \n\nGood luck.
1084000
If you are doing Wisconsin, Minnesota, or Florida I can let you know your options.  No doc is a possibility, you could also go stated with your credit score which is a better interest rate.  Good luck.
207012
Apply for a student loan at your local bank/credit union.
1121573
You could try Medical transcripts...my sis does this and makes pretty good money...you just have to find a good one
158886
Go to any mortgage broker an tell them you want to do a No Doc or Nina loan.  This loan requires no verifcation of assets or employment.  In fact, there are lenders that will do up to 95% financing with for a NINA/No Doc loan
1162923
In the US fill out your FAFSA form to find out, you will more than likely be able to get a loan, but it won't be great.\n\n\nwww.fafsa.gov
687159
May I suggest to you Ameri Plan's discount benefits program. They do not have any restrictions on ongoing conditions and you can start saving immediately. There is a hospital advocacy program that assigns you a personal advocate to negotiate with doctors on your medical bills.\n\nThe plan also includes savings on dental, vision, prescription and chiropractic care. I'd check them out. I'm so proud to be with them. I know I shouldn't advertise, but your need sounds great. Let me know if you have any questions. wlakin@ameriplan.net\n\nhttp://www.mybenefitsplus.com/40378118\n\nWe are currently running a promotion for just the dental, vision, prescription and chiropractic plan where you can try it out for 3 months for $23 total. This is a great service. You should check it out!
761719
You can go into as much debt as you want to.  Seriously, if you barge straight through at expensive schools, you'll be paying off your  debts just about the time your kids hit college.\n\nMy advice is this:\n\nUndergraduate:  Find a subject you love, and major in that.  You will still need to take all the pre-med courses (anatomy/physiology, chemistry, organic chem, physics, and I'd recommend biochem and genetics as well).  I have friends who are great doctors, and majored in engineering, art, math and other non-medical things.  Get good grades.  You are better off getting good grades at an average school than mediocre grades at a tough school.  You'll get out of college what you put into it.  If you work part time, get grants or scholarships, and pick a school that doesn't cost too much, you don't have to have a huge debt load.\n\nMCAT:  Study like hell.  Learn what needs to be learned for the MCAT and kick butt on that test.\n\nMed School:  If you want to reduce your debt, consider the military (they'll pay your way through med school for 8 years of service) or other government programs - there are some that pay your debt if you work in underserved areas, or in public health jobs.  You'll have to research that, and you have at least 4 years to do so.\n\nAfter medical school, you are qualified to do nothing.  You have to do a residency.  You get paid as a resident, but not much.  The hours are long, but it's better now than it used to be.  Residency is a minimum of 3 years, and can go 7 or more, depending on what you want to do.  YOU HAVE TO START PAYING BACK YOUR LOANS AS A RESIDENT, even if you're not making much.  Keep that in mind as you accumulate debt.\n\nHope that helps.
642286
Probably from a loan shark.  Good lenders do not lend amounts like this to people with poor credit because the risk is too high.  Of course it depends on why your credit is bad.  Medical bills are often forgiven, but slow pays and late pays look horrible.  If you have defaults or worse then you are like a pariah and they won't want to touch you.  The only people that will offer you a loan is a company looking to extort a massive amount of interest from you to cover the risk of dealing with you in the first place.
18091
I found a website that might be able to help.\n\nhttp://www.edupass.org/finaid/loans.phtml