How can I track down a life insurance policy?
148411
First, ask your aunt if she has any idea of the company or even the person he spoke to about the life insurance policy. Also ask if she knows if he knew any insurance agents on a personal level. If you can't find it then start calling the Customer Service Departments of insurance companies in your state (if that's where he lived too). Tell them you are the Beneficiary on the policy and the Policy Owner is your father and now deceased.\nGood luck!
206509
go on the internet and search out Lifeline telephone service.  Yahoo has a great search engine - or look up an old telephone bill
516404
In life insurance policies, beneficiaries are usually listed in them to see who gets them. Life insurance companies usually distribute it evenly between beneficiaries. So you may still have your fair portion of the death benefit sitting with the insurance company.\n\nIf you are the owner of the life policy, you have the right to view it and see how much cash value is sitting in there. Your sister should not have it since it does not belong to her. You may obtain a court order to take it from her OR you can call the insurance company to find out how much cash value you have in there. There are two things you can do to access your cash value: 1) You can borrow it and pay it back later with interests 2) You can surrender your policy and take all the cash value (surrender charges may apply). Please note: If no one has been paying for your life insurance, it may have already lapse and you are probably not covered anymore. (life insurance are never paid up. Something must keep it enforce, so the insurance company will usually access your cash value to pay it until it hits zero).\n\nTo obtain a copy of your dad's life policy, he should have it somewhere in the home. If you can't find it, then you should call the life insurance company and ask your questions.\n\nIn any case, it is best that you get a lawyer since this is a family issue.
1013464
The general answer is, "a reasonable period of time".  It can vary depending on the circumstances - if someone just goes missing, I believe it takes years before they can be declared legally dead.    I'd contact the insurance company as soon as you can locate it.  Regarding the bank account, as soon as probate court approveds the will, or appoints an executor, you'll have access to teh account.\n\n\nThere are no fees associated with an insurance claim.  Going through probate court, filing the will, and/or having an executor appointed WILL cost something, and if the court appoints an executor, they're allowed to charge for their services.
516955
I guess you don't want to read the life policy. Thats ok, most people don't like to read it either. So I'll help you sum it up:\n\n1) You may surrender the policy anytime\n2) You may change or add the beneficiary anytime (unless it is irrevocable)\n3) You may change the coverage amount that fits your needs.\n4) If there is a savings or cash-value in the policy, you may BORROW it anytime and MUST PAY BACK with INTEREST. If you decide to surrender your policy to get the cash value, there may be a surrender charge.
942729
Life insurance is a policy that pays a specified amount of money after your death to a beneficiary, a person you choose. The amount of money the person receives depends on the type of life insurance you purchase. The amount you pay to the insurance company, the premium, depends on the policy you select.\n\nToday more than 200 insurance companies write life insurance policies in the United States. Not all insure cancer survivors. Those that do offer life insurance policies for cancer survivors usually require survivors to pay a higher premium.\n\nYou may not want life insurance now. You may not be able to afford life insurance. However, if you think life insurance would help you or your family, options exist for cancer survivors. Survivors who want life insurance should understand the different types of life insurance and how having had cancer affects the type of life insurance they can get.\n\nGet a quote & more information here:  http://www.insureme.com/landing.aspx?Refby=614500&Type=life\n\nTake care,\n\nRon @ InsureMe
134892
if the insurance policy was purchased in Louisiana , you can use this link to search for the policy http://www.ldi.state.la.us/Licensing/Life_Annuities/life_annuity.htm\n\nThere are some other tips at this page http://www.ldi.state.la.us/Licensing/Life_Annuities/life_annuity_before_submit_request.htm\n\nImportant potential sources of info include previous employers, trade associations, Banks where he maintained accts  or charge card, mortgage holders etc.  One of the financial institutions may have records of premium payments. If you have not already done so, file a change of address with the U.S. postal service so that any mail which went to you or your uncle at your former addressed might make its way to you.\n\nIf it was not purchased in LA, but you know the state, you can go to the other state web site and see if they have a similar resource or call their Insurance dept if you don't see this feature on the Internet.\n\nThere is also a site http://www.lostpolicy.com/ but they charge 79.95 and while I do not know if they are reputable, they do NOT have any BBB complaints\n\n You can also contact ACLI, who may have other suggestions ( or may be able to provide you with lists of company names etc. to help u remember) , they can be reached \nAmerican Council of Life Insurance\n1001 Pennsylvania Avenue, N.W.\nWashington, D.C. 20004\n(202) 624-2414\n\nP.S. Contact your congressman and let them know you think there should be a national law to requir insurance companies to search a nationally established database of the casualties of all Federally declared emergencies like katrina and attempt to find/contact beneficiaries.
198622
What kind of insurance? Life? Health? Driving?
293262
you can go for Bajaj Allianz life insurence. I think its good. visit:www.bajajallianz.co.in
34201
Car insurance? Life insurance? Health insurance?  All I can say is that you should shop around.  \n\nTry donig this:\n- get some quotes on-line (works mainly for auto insurance)\n- walk into (or call) some different insurance agents (State Farm, Allstate, etc)\n- talk with an insurance broker (they represent several different companies\n- talk with a financial advisor (life, and maybe health only)\n\nThey all will work to find you the best deal.  Whoever gives you the best deal is the company you shoud go with.  \nNow if you are talking about auto insurance, keep in mind that it is not too uncommon for a company to charge you one price on line, and to charge you another one in an agent's office, and to charge you another price through a broker.
979708
One of the best places to get term life insurance is through a local agent in your area. You can check the yellow pages under "life insurance". They will help you compare plans and rates.\n\nAnother option is to compare plans and quotes through an online term life insurance quote provider at eFinancial https://www.efinancial.com/smartquoteef.aspx?source=389-707\n\neFinancial has a network of more than 100 top-rated life insurance companies that they monitor for the best rates and financial ratings.\n\nYou fill out one form and they give you instant quote comparisons so you can compare rates and plans at your convenience without any pressure from a salesperson.\n\nIf you like your quotes you can choose a plan and apply online. This way you compare plans, choose the best rates and the insurer with the strongest financial strength rating. \n\nI hope that helps you get affordable term life insurance. Best of luck to you. \n\nBy the way, level term life insurance is the most popular type of term lfie insurance policy. That offers you rates that are guaranteed to remain level for 10, 15, 20 or 30 years. The coverage amount also remains level the the term of the policy.
236191
What kind of insurance are you looking for?
344372
Call the company that issued the policy.  They will send you a package with the company forms that need to be completed in order to get paid.\n\nYou will need:\n1. the policy\n2. the death certificate - ask the funeral home to provide.\n3. the insurance company forms.\n\nOnce complete, they will review and if straightforward, the insurance companies usually issue you a checkbook that is good up to the amount of the policy proceeds.  You can keep the money in this account and write checks when you need them or write one big check to yourself and deposit in your own accounts.
540328
CALL 800 # TO INSURANCE COMPANY AND ASK.  THEY HAVE A LIST--YOU CAN GET ONE MAILED TO YOU OR LOOK ON THEIR WEB SITE.  THEY CAN TELL YOU DIRECTLY OVER THE PHONE AS WELL.
54290
You could also check with her bank to see if she had a safety deposit box.   Bank records (like statements) might show a payment that was made to the insurance company.\n\nIf you've exhausted all the options that you can do yourself (digging thru her papers), you could pay someone to do the search for you.  I found this site  when I googled your question.  \n\nhttp://www.searchint.com/policy.htm\n\nI have no affiliation with this company, I assume they charge you for their efforts.\n\nGood Luck
137362
Here is some info on life insurance: http://www.insuremylife.org/info.html
313071
Call the insurance company that you had at that time and they should be able to pull up the claim history for that. and yes even if you are not a member of that company anymore they can still look it up for you.