where do I get a mortgage in Ohio?
151967
at a bank or mortgage lender
798503
Start with an attorney.  You're going to be making some legal promises that can last thirty years, you need someone that knows what they're doing who is on YOUR side, and no one else's. \n\nYou need to talk to mortgage brokers, figure out what price range you're looking in. \n\nThen you need to find the house you want. Realtors are great for that, but if you don't use one, you still need to know what price range to shop for. \n\nWhen you find it, you sign a contract. It says "On or about a date two months from now, I'm going to pay you X and you will give me a deed to the house, free and clear of all liens.  This contract is void if the house is inspected and found to be in horrible structural condition."   It'll run about five pages. \n\nYou get the house inspected to be sure the roof is solid, not just painted on, that kind of thing.  \n\nIt gets appraised to be sure you didn't get conned on the value. Lenders don't like lending twice what the house is worth. \n\nA date to Close is set, something agreeable to all parties and lawyers. \n\nThe lender sends your loan papers and the money to your lawyer. \n\nYour lawyer explains what you're signing;  pay attention to the Note, which is your promise to repay the loan, and the mortgage which says if you don't, they take the house, and even while you are paying you keep it insured and in decent shape, and pay the taxes, etc.  Then he hands everyone their checks and it's your house. \n\nYou also will go through the "hud 1" or "settlement statement".  That's where you see all the money in and out on the transaction.  Closing costs are basically anything that has to be paid by you or the seller that isn't the price.  Loan fees, attorney fees, conveyance taxes, appraisals, filing fees, final water bills.... anything.   \n\nNow, having said all that... you also need to have an iron clad contract with the boyfriend detailing what happens to the house and the payment if you split up.   The courts won't be interested in helping you without a written contract.
101150
You should go to a mortgage broker. They help you find the best mortgage lender for your situation. \n\nThey don't cost any extra as they just get a cut of the money the mortgage lender makes. At least that is the idea, you still have to be a wise shopper.
54871
I LIVE IN CLEVELAND, OHIO.
55324
http://www.carepathways.com/nhg-state-OH.cfm\n\nhope that helps! that is allll the nursing homes in ohio!
77410
Ohio has some amazing values right now.  Cleveland in particular is a real buyers market and features many older historic homes with significant architectural pedigree at amazing prices.  As well, you can find waterfront on Lake Erie very affordably.   Good Luck!
125788
Are you a mortgage broker?  I would check out RegionalMortgages.com  Its an informational site about mortgages and loans.  They also have a national directory of local lenders.  You should get registered in the directory.
407010
Each state has an office with a name that is something along the lines of "commissioner of land"...contact that office.  They can put you on a mailing list to receive notices when they are about to have the auctions.\n\nAnother thing you can do is look for pending forclosures in the newspaper.  They have to post it in the newspaper before they forclose.  If it is an old mortgage, call the homeowner and offer to take the note.  They can sign the house over to you and you can either assume the note or refinance to get it into your name and current.  This method was pretty much how I got my house, and the 27 thousand dollars equity that came with it.
169718
Im not sure if you happen to live in the baystate (massachusetts or even New hampshire or RI) but baystatelending.com is awesome- put in your info regardless of whether or not your from the area and they will probably refer your information to another lender who could get you a loan
630661
You can look for houses on any mortgage lender or estate agent online. I hope you don't mean getting a free house. You won't do that!
522885
Absolutley free information is available through the state housing development authority or state housing agency.  You may be able to qualify for a variety of programs to save you money on the rate or get down payment assistance.\n\nAlso check  http://www.homebuyingguide.org/\n\nBE CAREFUL with the ARM loan.  If you plan on living in the property for more than 4 years, you could get into a bad situation if rates go up. (As they are expected to do.)  \n\nSample websites are\nhttp://www.ohfa.org/\nhttp://www.nyhomes.org/home/index.asp\nhttp://www.ihda.org/ViewPage.aspx?PageID=2\nhttp://www.calhfa.ca.gov/
632596
Call your local bank and get pre-qualified for a mortgage.  Ask them about what grants are available in your area, at your wage level etc..\n\nI qualified for two grants when i bought my first house.  one was based on my income level.  the other was based on the location I was buying my new house.
1033541
Definitly go with a fixed rate first mortgage..\n\nAs the other responses tell you, you will simply borrowing against your property that you own free and clear. It will be considered just a new first mortgage (refinance). \n\nYou definitely do not want a Home Equity Line of Credit..even though every LARGE bank in america tries to advertise and SELL these loans, they are a bad move for any borrower. Not only are they bad for your credit, you will have a much higher interest rate.. Banks try to SELL them to people because they make much more money on a equity line of credit..\n\nI would also advise that you work with a nationwide lender that has a portfolio of investors. The reason i say that is becasue if a loan consultant can shop your loan for you among their many investors, you will get the best possible loan program for yourself. What i mean by that is you will get lower fee's, lower rates, and faster service...\n\nMy name is Jason Fry, and I am a loan officer with Providential Bancorp, a nationwide mortgage lender. I'd be happy to assist you in a refinance, or at least be able to let you know exactly what YOU QUALIFY FOR. You can then make a more informed, and educated decision whether it would be the right move for you. \n\nFeel free to give me a call at 312-264-6448, or \nyou can email me at Jasonf@providential.com.\n\nThank You,\n\nJason Fry\nProvidential Bancorp
646222
Go to a bank for a mortgage, and always put down at least 20% downpayment so you don't have to pay for mortgage insurance!
254522
try \nhttp://jfs.ohio.gov/ouc/uctax/index.stm
748092
Check with your current mortgage company, or with the new mortgage company.  See if they offer the bridge loans.  You could also ask your realtor, if there is one involved in your transaction.  To find a lender, if you haven't already, try a yellow book listing, and call and interview a couple companies to find out the terms that are available for you.  Good luck!
981315
Try to watch the annonces or try to watch the yellows pages...\nAnyway try to watch here:http://www.rentalhouses.com/stateseo/ohio_rental_houses_oh_homes_for_rent.html