I will be moving to Montgomery County Maryland soon.  Agents have told me to "only" use a local lenders...
150625
Realtors make money off their referals to local banks.  Some will push it to the point that they ywill only work with you if you use their lender.  Beware.  See the Money magazine artivel below for more info..\nhttp://money.cnn.com/2006/02/13/real_estate/closingcosts_money_0603/index.htm
1166816
Contact me, we work with many different lenders(including washington mutual and countrywide) however we can usually get you a better rate than WaMu.  But you probably will need a pre-approval letter for the real estate agent.  Call me at 877-LOAN-103 and ask for Josh and we can get you on your way to your new home.  Or email me and tell me what state you live in and how to contact you.
124219
Just start calling  local real estate agents.   Most will be a little reluctant at first because most agents already have loan officers they prefer.  Take the approach that you want to help them with their open house.  Offer to bring fresh baked cookies to the open house, then once you’re there offer to go get lunch for the both of you.  I know this sounds like a lot of hoops to jump thru, but remember you have to sell your self to the agent if you want them to send business your way.  \nI wish you the best of luck.
594395
you might want to try remax or coldwell banker depending where you are looking because each state is different
730695
I am from Nassau County. The realtor from Nassau is correct somewhere between 3-6%. Nassau County has a wide range a values between 350k to millions. It really depends on where you are. I deal with brokers all the time and I must state that Prudential is one of the better brokerages in terms of service and overall professionalism with people.
113335
With your situation you're working with an investment property and will take a hit on rate because it's not your primary residence.  But the rates that are available to you depend on your credit score, how much equity you have, mortgage payment history, and how much debt compared to income that you have.  \n\nI work for a company called MYLOAN and our rates are very competitive and service is top notch.  If you'd like a free no obligation consultation you can fill out an application on my website, email me, or give me a call.  I wish you luck in your search for financing.
346236
Holy High Fees Batman!!!!!\n\nYeah...you definitely need to kick that company to the curb.  I am surprised your Realtor has not told you to do that yet (if you have one).\n\nIf you would like a much lower quote on financing at a much, much lower rate, you can feel free to contact me at timothy.kazee@americanhm .com and we can talk.  Talk to you soon!\n\nI still cannot believe that deal.  Those guys should be put our of business.  Also, don't let them give you any excuses on this offer.  There are NO excuses for this whatsoever.  I wou7ld recommend not even calling them anymore at this point and not taking calls from them.
455420
A common misconception when buying a home is that you are supposed to contact the Realtor 1st.  Unfortunately, even Realtors will tell you this.  THIS IS NOT TRUE!!!  The Realtor does not negotiate the interest rate with the bank.  The Realtor does not do the paperwork with the bank to get you pre-approved.  The Realtor does not have discussions with the underwriter to plead your case....etc...etc...etc...  The mortgage company does these things.  The Realtor does not.  Please do not contact a Realtor for a mortgage, please.\n\nAs far as getting pre-approved and what you need, please contact me and I can get you pre-approved in a matter of 24 hours or less.  Contact me at timothy.kazee@americanhm .com and we can talk.  See ya soon!!!!
783796
In the last 15 years or so those of us in the mortgage industry have spent a great deal of time educationg our potential clients that they need to see a lender before they take any further steps towards a purchase.  In this, which is more of a purchase market than we have seen in several years, a diversity of sources is extremely important.  Many buyers have already been pre-approved for financing before they begin their search so what may have once been the best source for clients, Realtors, is no longer a gold mine.  \n\nWith a 20+ year history in the mortgage lending industry, there are several approaches I would suggest that may help you develop a wide base.\n\nDevelop relationships with several financial professionals, tax accountants, CPS's, financial planners.  You may see the preponderence of their referrals at times when Realtor business is down, that will help you avoid the "peaks and valleys" effect.  Maintain regular contact via brodcast email, holiday cards, articles you find that may interest them.\n\nDivorce attorneys are another excellent source.  Many of them do not underestand the long term implications a divorce can have on the parties and how important that the equity issues be resolved prior to the filing as well as the documentation requirements for those deeding out but remaining on title.  Again, regular contact is a must.\n\nMonthly mailings to a "farm" (a specific neighborhood) make your name a familiar one and most likely to get a shot at a refi or home equity loan as well as a potential new purchase.  You may want to team up with restaurants or stores convenient to the neighborhood to send out discount coupons for their services.  That always gets attention.   Keep your size realistic to minimize production and mailing costs.  Your title company's marketing representative is a good source for this information.\n\nAnd, even though they may no longer be the best source, Realtors ( a stable of at least 10 with another 3 or 4 always in development)  is a must.\n\nAbove all, make certain everyone you meet knows what you do for a living.\n\nGood luck.
1180913
Just stay home for a day and answer all incoming phone calls, you'll get a few.\n\nOn a serious note, these guys are selling something\nhttp://www.mortgage-leads.info/
125874
no, i just looked into this. the answer is flat out no. they wont even work with you on this one. va only backs loans for homes in the U.S.
801250
Talk to any local realtor.....If they won't do it msot can refer you to someone who will.
939648
In the lender's eyes, an investment property is much riskier to provide financing for than a second home. However, you cannot just call it whatever you want to try to save a buck.\n\nAs "Mazziatplay" stated, it has to make sense. A second home would typically be in a vacation area, for instance. If it is less than a few hours away, why would you need a second home there? These are the type of questions that the lender will ask. \n\nThere is a reason for the three types of classification of your residence. If you're untruthful on your application, it is fraudulent, no if's, and's, or but's...
9051
The bank would much prefer you to make your payments compared to taking on a property.  Talk to them.  A lot of times they can work out a deal.
346295
from mortgagetransit.com
813671
The question really is:  What town, city, region, state or area are you looking to purchase your land from?\n\nFirst -- when you get to the area (where you are interested in purchasing) -- go to the local restaurant, get comfy, get a good meal -- and usually close by their entry door -- they have a Magazine listing the local real estate agents, homes for sale, land offerings, and just pick up this free offering.\n\nThen ... go to your room (hotel) and spend the night going over the listings - tag the ones that look like good possibilities, and list them down separately -- these are the listings where you will start your search for property.\n\nAfter that -- the local phone directory will have listings for Real Estate Agents in the Business Directories -- and match them up to the properties you found.\n\nDO you know your approximate value of mortgage of pre-approval?  If not, it is worth your time to go to several local banks, and check out their mortgage programs, you know, interest rates, what they require for down payments, if there are any special programs that you may qualify for (like VA Home Loan Guarantees or FHA or FannieMae), and APPLY -- do that BEFORE going to the realtors.  \n\nWith this Pre-Approval, it is a good thing ... you can now comfortably work with all the Real Estate Agents that you choose, and ... most importantly, look at properties within your budget, and since you ARE pre-approved, everyone knows you can give an offer (if you find something that you like) and that offer can be different than the listed price.\n\nAlso -- look at what similar properties in the area are going for -- and if there is a big difference in the cost of the land -- find out why.
908153
Your best bet is to go to a local bank.  Local banks are much more likely to loan on smaller amounts (I know, $50,000 is not a small amount) than other lenders.  If you go local, they are much more likely to want to work with someone who is moving in.