looking for a personal loan of $4000-can pay back in 6 months-have credit problems so need a high risk loan?
153028
try cash call, or 1-800-bar-none
654708
You can apply at any bank for a personal loan. Go to the bank where you are a customer and see a loan officer. Interest rates are usually a bit higher for unsecured personal loans, but they are still far cheaper than the Fast Cash alternative. You can also get a cash advance from a credit card.
541487
Suggestion: Go to 'rent to own' places and ask them if they will report your timely payments to the credit bureaus for you. Most of them will be happy to say yes, if you buy something of course. Get something small and simple and make the payments on it. Try to get 90 days, same as cash and knock it out before the 90 days are up. They report your good work and you can start rebuilding your credit. The bad stuff will still stick around for 7 years, but your efforts will help you in getting loans if you need them. Good luck to you!
1016816
What do you need a loan for?  If your credit is horrible, any loan you are going to be able to get is going to be at a very high rate of interest.  You'd be better off saving $200 a month for a few months and paying cash for whatever it is you need the loan for.  If you just need it to make ends meet, you're going to sink further and further in the hole and never be able to get out.  Spend less.  Pay your bills.  Don't borrow.  Adjust your lifestyle to fit your income, not the other way around.\n\nSorry.  Not the answer you wanted, but having been down the "I can't live on my income, no matter how many raises I get" road, I know what I'm talking about.
277557
Paying $995 a month for 8 months is only about 14.3% interest. I doubt you will find a loan for less than that with bad credit. Since it is your son's education your going to have to pay high interest over a long period of time. Ask your son to pick up a little slack and get a part-time job. Good luck with your future.
890371
This is what worked for me. I became a member of a credit union, little smaller and more personal than a bank. I started off with a 500 dollar loan. If you have been on your job at least 6 months they will work with you.
892955
There's an online people to people lending site, www.prosper.com, that's getting very popular nowadays. I am browsing the site and I found people who have cases like yours and get their loans funded. I hope I have helped you in a way..\n\nGood luck!!!
277626
It may be a good idea if you are having a hard time making payments on high-interest debt.  However if you are making the payments OK, you may actually be hurting yourself.\n\nIf one or two of your debts will be paid in 6 months to a year, you will have that extra payment available to do what you want very soon.  If you refinance, for 5 years, you might have a lower combined payment but you will be stuck with it for 5 years where you might have had a lower total payment if you had left things alone for just a few months and paid off a couple of your debts.\n\nIf you have a home and can get a home equity loan, you can take the interest off on your taxes but it also costs money to get that loan so it may be a wash.\n\nJust some things to consider.\n\nOne more thing, if you have a bank you do business with regularly, I would use that one to refinance.  You can also check www.bankrate.com.  That website can give you information about what banks are reputable and operate in your area.
960989
Sure.  Depending on what you need it for and your actual credit you will probably pay a high interest rate though.  Check the links here for some help.
399386
Looks like you would have to go to a family member if they won't because you are a welcher then you might find a institution that has loans for high risk bowerers, If that's not possible save your money and get a credit with a limit and re-build your credit it will take a few years good luck
974564
First off I have to thanks you for not stating you true income. Think of the children that you lack of tax is affecting. Since you appear to have an integrity problem it seem to be no wonder why you have low credit score also since that really is based on integrity.\n\nBut you will be in good company since most loan officers will screw you also, as you come in a say hey I am cheating the man now please loan me 160k. anyways the truth will not get me 10 point for best answer so good day.
932047
eric,\ncitibank offer loans over the net up to $$25k pretty much right away.\nhowever with bad credit this is not possible.\nif you don't have security to offer then private money is about the only option.\nthere are sharks here who will lend at 4% per month.\nlet me know where you are accesing the singapore money from and i'll take a look thru the terms with you.\npete
85304
Well, more than 75% of the people throughout the country do carry bad credit and all of them get the loan from somewhere or the other so there is no reason why you can't. I'm a loan officer myself and has helped many.....give me a call if you like and i may be able to help you out.
385515
You gotta pay 8.5% up front to get a loan?  And probably a high interest rate on top of that!  Are you crazy to even be thinging of doing that?\n\nThere has to be someone who will loan you money for less than that.  Keep looking!
174671
Try www.prosper.com\n\nThis is the new p2p lending/borrowing without the middle men. (Similar to Zopa in U.K.) This works like ebay. You list a loan for $X (you can borrow up to $25,0000) at r% or less. The lenders would bid for your loan. As a borrower you are the "seller" and the lenders who bid on your loans are the "buyers." Unlike in ebay there will be multiple lenders giving you partial sums. Prosper takes 1% service fee upfront from you and distribute your monthly payments to the lenders. You personally won't have to deal with the lenders and you can remain anonymous.\n\nYour chances of getting a better rate on the loan is higher if you have good credit. Propser does the usual credit check when you sign up as a borrower and rates you as AA, A, B, C, D, E, HR(high risk), or NC (no credit).
363058
look up american general finance company\nyou will pay a high rate though
1140848
check the link on my profile it might suite your needs better\nquote from the site\nWe have over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required.