why does visa card starts with 4?
150763
Just like the entry above states, it's a way to identify the corresponding logo to the credit.  This helped identify counterfeits at the beginning.  \n\nCheck out the link below...
905052
Unfortunately, there are always tradeoffs when you are looking for a credit card. I take it from your question that perhaps your credit is not so good. There are four types of cards that are available to those with poor credit.\n\n1. Secured credit cards - probably the best type of card to get because\n\n1. They have low annual fees\n2. Most do not have processing fee\n3. Most report to 3 major credit bureaus\n\nBut they will check your credit!!\n\n\n2. Unsecured credit card for people with bad credit.\n\nYou can also apply for an unsecured credit card. There many subprime credti cards around. However, they will check your credit and most likely, you have to pay a processing fee.\n\n\n3. Prepaid Credit Cards\n\nYou can also get a prepaid visa or mastercard. There are no credit checks. The reason is they are not giving you credit. (It's like a debit card). However, most charge a processing fee, some very low and some very high. Furthermore, you do not build a credit history with most prepaid cards.\n\n4. Catalog Cards\n\nThe most common are the ones from USA Credit. There are no credit checks, but you have to pay a processing fee. Furthermore, you can only shop at usashoppingclub.com and not use the card anywhere else. Having said that, they report to one credit bureau (not stated which one) and it helps you rebuild your credit.\n\n\nBest bet for you is to get a low cost secured credit card that reports to the 3 credit bureaus and not get hung up over the credit checks and processing fee criteria that you have set for yourself.
687597
It depends what you want.  To generalize, the four different cards associations have different market positioning that can be summarized as the following:\n\nMasterCard/Visa: Greatest worldwide acceptance\nAmerican Express:  Good for frequent travellers and affluent customers\nDiscover:  Good for customers wanting cashback rewards.\n\nHowever, what really matters is the loyalty program that you get attached to the card.  This depends on the bank that is issuing the card, not the cards association.  You can find a cashback card that is branded with the Visa logo, the MasterCard logo, the Discover logo, or the American Express logo.  The deal given by the bank is what you should use to determine what card you want.
513481
It's often called the CVV CV2 or CVC number - all the same thing.\n\nBasically it's the 3 digit number on the back of the card (4 digits for AMEX) that usually follows the last 4 digits of your card number.  It's found on your signature strip.\n\nIt's used as a barrier against fraud and when provided proves the user has the card in his / her possession or at least has had sight of the card they're using.\n\nIt prevents people finding your number on e.g. a shopping receipt and using your card fraudulently.
536895
Start out with a 'pre-paid'.  Charge a couple things, add more money to the card.  You have to crawl before you can walk.
510288
Pay the one with the highest APR first. To get them all paid off though,.. whatever the minimum payment is right now - pay that EVERY month - even when the min amt due changes and lowers - don't do it. Stick with the curent amount. When you get the first one paid off, take the money you were using on that one and put it toward the card with the highest APR. Keep doing this. You will have your cards paid off completely in a few years. I had over $20K in credit cards and in less than 4 years, I'm down to 2 cards - one with $3000 and one with about $600. Good luck.
376623
It's probably a cost thing.  Each company charges a small fee, so maybe mastercard raised its fee.
269269
alot, most accept mastercard
735103
Vendors or the creators of these cards are determined by Visa itself.  They must abide by the general laws regarding credit cards which are regulated by the states and by federal regulation.  \n\nVisa selects who to allow as an operator.
934702
Mastercard, VISA, American Express, and Discover are the four major credit cards, but there are probably many more not as well known cards out there.
73600
Since you're under 18, you're not eligible for a line of credit. My 16 year old cousin tried to apply for a real(Capitol One) card for people with no credit, and he was denied because his SSN showed he was under 18. The Visa Buxx is a great choice. You are protected by Visa's Zero Liability policy, and you have the control of it being prepaid. You can easily add money to it. And it works all places Visas work! The bad- some smaller(newer, more cautious) stores may not let you use them... A 16 yr old with a credit card??
69258
I have about 5 - Used to have more. I don't think 5 is needed though.  3 is my recomended # -  We USED to have credit debt and ended up keeping the 5 cards that have the longest credit history. That's the only reason we have 5.   I do use them often but now it is only for purchases that I KNOW I can pay in FULL when the bill comes.  So I am NOT in debt anymore - Thank You God!!  It was a long road to hoe - 10 long years we paid off our debt  (over $57,000  - not including house loan) \n\nI am a firm believer in credit used properly.  Too many people don't understand how to go about using credit and end up building a mountain of DEBT instead.  I learned the hard way that this not a good idea.\n\nPS -  andy_r_boyd  -  Don't close down your other card.  Just keep it open with no balance.  put the card away in your file cabinet for safe keeping.  When you close down your oldest cards you are closing down your history!!  TIME is your friend.  Just having the card there helps your credit score because you are in good standing with that card.  Plus it shows to other creditors that you are not out of control with your credit cards.  It looks good to have a card with no balance on it.  It shows that you can budget yourself and you don't have to rack your balances up or max your cards out.  Keep it until you are old and gray :)
856224
Your credit is generally based (in part) on how much credit you have available to you (i.e. how much money you can access via credit).  Because of this, having more accounts generally raises your credit.  However, if you have LOTS of cards, some banks will feel you have "too much" credit.  It depends on how many accounts you have open.  If it's 5 or less, I would leave it open (as long as you won't use it and rack up more debt. If you it may pose a problem in that you might be tempted to use the card, then close the account.)
650262
I am assuming you are in the US. If yes then this answer would apply to you...I uswed to work for JCPenney Credit Cards so I know a bit about Credit Rating. The more credit you apply the more credit rating is affected. particularly if the application is declined. So the smart thing to do would be to have not more than two or three cards.
427925
My ex, who claimed bankrupcy 3 years ago, is now carting aroud his new visa! He had maxed out 6 cards at that point and was in debt about 30K. Tell me how he got another card??? Funny thing is that when I applied to get a card, I was declined even though I made more than him. I'm quite certain if I was a man earning the same salary, I'd have several cards by now.
95149
im guessing this is you... visa card is ok basically once you get married. you have to gt your marriage certificate and then talk to the social security office.they can help u wuth more information.
297211
as of right now, I would say no. they have 1 2 and 3 listed but no 4.