Which "cash back" credit card has the righest cash back percentage?
145681
The highest cash rebate you can get from any cash back credit card is 5%. \n\nBoth the Citi Dividend Platinum Select Card and the Chase Cash Plus Rewards Visa pay 5% rebates on "everyday purchase". This is defined as purchases made at standalone supermarkets, gasoline stations and drugstores. You earn 1% rebates on other purchases. For both cards, you can earn up to $300 in annual rebates.\n\nThe Blue Cash from American has a tiered rebate formula, but also pays 5% rebates on "everyday purchases". For annual spending below $6,500, you earn 1% and 0.5% rebates on "everyday purchases" and "other purchases" respectively. Once you cross the $6,500 threshold, you earn 5% and 1.5% respectively.\n\nThe Bank of America Power Rewards is a reward card. However, you can use your points to exchange for cash rebates rather than rewards. Above a certain number of points, the rebate percentage is 2%. Hence, this card, is also a great combination to use with either the Citi Dividend Platinum Select Card or the Chase Cash Plus Rewards Card.\n\nDiscover Platinum pays 5% rebates when you make purchases with merchant partners from their "Get More" program. They are constantly adding new partners so you have to be a memebr to get the full details.\n\nFor anyone looking for a cash rebate credit card, either the Citi Dividend Platinum Select Card or the Chase Cash Plus Rewards Visa should be the first choice. Later, you can add either the Blue Cash or Power Rewards, combine them with the Citi or Chase cards and earn more than the standard 1% on "other purchases" (ie non supermarket, non-gasoline and non-drugstore purchases).
117317
HSBC Direct has the highest that I know of right now, at 4.8%. That is a promotional rate (no restrictions, unlike ING Direct) until sometime in May, but their base rate of 4.25% will probably rise by that time, and I expect it to remain among the highest available rates after the promotional period ends.\n\nI should point out that ING Direct's 4.75% is restricted in such a way that customers such as myself won't be able to earn the 4.75%, and would be limited to the base rate of 3.8%. Be sure to read the fine print.
1005953
If you are looking for a credit card with low fees  might i suggest that if you have a bank account that maybe you should try there first if that doesn't work i would  think Capital one has a decent card but they do have a membership fee  i think \nBest of luck on your search
1164438
Stores like Sears or Best Buy offer store credit cards with much less strict credit requirements.  You might try getting a Sear charge card and making a few purchases to establish a credit history.
140507
Advanta Makes a good card, especially for business.  They have a fixed rate of 7.99.
41939
Yeah, get rid of that card and get one that gives you cash back.  That's better than anything you can redeem with credit card "points."
743298
Yahoo has a site which displays various credit card companys, their associated interest rates and other info.  check it out at:\nhttp://shopping.yahoo.com/b:Credit%20Cards:784705332\n\nI'm sure if you call a company and tell them your delima, they can express a card out to you, usually the card arrives anyways in a couple of weeks.\n\nAnother option, if you need the money, is that the credit card companies offer cash advances, with zero percent financing for the first year.  Take the cash advance and ensure you have the money that way.
1174923
Which card is best depends on what you buy.\n\nI use the Citibank Platinum Dividend Select Mastercard.  It offers 5% on supermarket, gasoline and drugstore purchases, 1% on everything else.\n\nOther cards will offer varying percentages for different types of purchases.  The key is to find the card that pays you the most for the stuff that you normally buy anyway.
1012090
That's not a bad credit score to have. Try out CitiBank and Chase cards. Both can give you reasonably high limit and oth offer the cards that have 0% APR for 12 months or so. It would be even better if you're registered as a business owner, a proprietor, or LLC manager. Then you can apply for a variety of business credit cards, which generally carry the same perks, but larger credit limits.
66979
To me, all the points and miles business is a hook to lure you into buying and paying for something else or buying something you do not need or weant.  I would look for the lowest possible rate, no annual fee, best grace period, lowest default rates, and a card that has a customer service department based in the US that  speaks English.  I have actually cancelled cards because their customer service centers were in India or Panama and could not understand a word they were saying.  Also, check to see that the interest rate is not computed over TWO billing periods (this can cause you to incur a finance charge even if your balance is zero) Bear in mind that no matter what the terms are you can get, these credit card agreements are one-sided affairs that the card issuer can change at the drop of a hat. So you might think you have one deal one minute and turn around and BAM! all of a sudden the rate is 42%.
585907
If you are carrying any credit card debt pay that off. You will earn an instant 18% (or whatever rate the card carries.)\n\nIf you are not carrying any credit card debt then I would say any index mutual fund.\n\nfinance.yahoo.com has a mutual fund screener that will let you filter for funds with a minimum initial investment of $100 or less.
292290
Before I learned how to repair my credit.......ZERO....now that I have cleaned my credit and did it on my own.......let's just say I have more than I need and I use them all and all are at zero balances. Always pay in full. They aren't getting a red cent of interest off of me. If you must really know......5 visa, 10 mastercard, 1 discover, and 5 american express.
86100
Capital One has their No Hassle credit card. However, I don't know if they report to the Credit Bureau if your FICO is 600
1081687
The most expensive part of accepting credit cards for your business is paying the "discount rate", to the credit card processing bank.  The cheapest, lowest, "discount rate" is  physically running a card through a machine or "swipe rate", like you do when you shop.  The next rate is called a "keyed in rate."  Where the customer puts the number into the pad off the computer with the 3 digits off the back of the card as proof.  This is an added security measure the banks like to see that will win you the next rate.  The highest rate is when the customer calls you on the phone and verbals the number to you a, "non-qualified rate."  Basically each level is an added amount of risk the processing bank is making you pay for with each transaction.  There is one more rate and it should be lower, more around the keyed in rate, and this is for debit cards.  Today, 80% of all cards used in the market place are debit cards.  Also Discover card and American Express have the highest rates.  So all this said, your business "is going to incure a bit of an expense" in order to accept your first credit card.  However, in order for you to be in business at all, especially an e business, you HAVE to accept CC's.  \n\nNow back to your question,  you have to shop around.  I would suggest shopping the conventional cc processors first.  Who are they?   Look in the phone book in every major city.  Or go to a couple local businesses and ask them for a referral.  Stay away from "Heartland"  Look for a company who does not lock you into a contract.  Also you should not have to buy any equiptment other than the link.  If you do buy a machine, buy it.  Do not lease it for 8 times more than it is worth.  The non-internet based cc proccessors will probably give you better rates than any internet based cc processor.  I used to work for a proccessing bank and we had an option for internet based businesses.  Basically, shop around until you find the lowest discount rates, on Visa and Master Card around 1.5 - 1.75 at a .10 transaction fee" and no statement fee. If they can offer you these rates for "swiped in rate".  The keyed in rate which is where you business is, is around 1.00 higher.  That is a great rate.  Disc & Amex will be around 3.5-4.0, far less people use  these cards and you don't have to accept them if you so choose. They will charge you $150 to $200 to set up your account and they will give you a link your web designer can easily add to your site.  Each month you receive a statement call the processor and have them explain it to you.  You want to make sure they don't change the rates on you.
912283
They're right with Capital One. That was my first card long ago. They started me off at 500 bucks. I used to charge stuff just so I could pay it off when the bill came. This built very good credit. Next thing I knew I was recieving lots of card offers. \n.
699394
Look at:\nhttp://www.discovercard.com/discover/data/cashback/partners.shtml
745696
TRY DIRECTMERCHANTSBANK.COM OR GMFLEXCARD.COM OR WELLSFARGO.COM\n\nNO ANNUAL FEE, NO PROCESSING FEE AND NO SECURITY DEPOSIT.YOU WANT TO STAY AWAY FROM ALL OF THAT.\n\nIF YOU DON'T HAVE ANY CREDIT THOSE CREDIT CARD WOULD HELP YOU TO BUILD YOUR CREDIT. GOOD LUCK!!!