What states prohibit wage garnishments?
150492
Title III, Consumer Credit Protection Act (CCPA)\n(15 USC §1671 et seq.(PDF); 29 CFR Part 870)\n\nWho is Covered\n\nTitle III of the Consumer Credit Protection Act (CCPA) protects employees from discharge by their employers because their wages have been garnished for any one debt, and it limits the amount of an employee's earnings that may be garnished in any one week. Title III applies to all employers and individuals who receive earnings for personal services (including wages, salaries, commissions, bonuses, and income from a pension or retirement program, but ordinarily not including tips).\n\nBasic Provisions/Requirements\n\nWage garnishment occurs when an employer withholds the earnings of an individual for the payment of a debt as the result of a court order or other equitable procedure. Title III prohibits an employer from discharging an employee because his or her earnings have been subject to garnishment for any one debt, regardless of the number of levies made or proceedings brought to collect it. Title III does not, however, protect an employee from discharge if the employee's earnings have been subject to garnishment for a second or subsequent debt.\n\nTitle III also protects employees by limiting the amount of earnings that may be garnished in any workweek or pay period to the lesser of 25 percent of disposable earnings or the amount by which disposable earnings are greater than 30 times the federal minimum hourly wage prescribed by Section 6(a)(1) of the Fair Labor Standards Act of 1938. This limit applies regardless of how many garnishment orders an employer receives. As of September 1, 1997, the federal minimum wage is $5.15 per hour.\n\nIn court orders for child support or alimony, Title III allows up to 50 percent of an employee's disposable earnings to be garnished if the employee is supporting a current spouse or child, and up to 60 percent if the employee is not doing so. An additional five percent may be garnished for support payments over 12 weeks in arrears. The restrictions noted in the preceding paragraph do not apply to such garnishments.\n\n"Disposable earnings" is the amount of earnings left after legally required deductions (e.g., federal, state and local taxes, Social Security, unemployment insurance, and state employee retirement systems) have been made. Deductions not required by law (e.g., union dues, health and life insurance, and charitable contributions) are not subtracted from gross earnings when the amount of disposable earnings for garnishment purposes is calculated.\n\nTitle III specifies that garnishment restrictions do not apply to bankruptcy court orders and debts due for federal and state taxes. Nor do they affect voluntary wage assignments, i.e., situations where workers voluntarily agree that their employers may turn over a specified amount of their earnings to a creditor or creditors.\n\nEmployee Rights\n\nIn most cases, Title III gives wage earners the right to receive at least partial compensation for the personal services they provide despite wage garnishment. This law also prohibits an employer from discharging an employee because of garnishment of wages for any one indebtedness. The Wage and Hour Division of the Employment Standards Administration accepts complaints of alleged Title III violations.\n\nCompliance Assistance Available\n\nThe Wage and Hour Division of the Employment Standards Administration administers and enforces Title III. More detailed information, including copies of explanatory brochures and regulatory and interpretative materials, may be obtained from the Wage and Hour Division’s Web site or by contacting your local Wage and Hour Division office. For additional compliance assistance, contact the Wage and Hour Division help line at 1-866-4USWAGE.\n\nPenalties/Sanctions\n\nViolations of Title III may result in reinstatement of a discharged employee, payment of back wages, and restoration of improperly garnished amounts. Where viola
801117
In the USA, highly unlikely that any retailer would spend the money to hire a lawyer to collect a debt unless you owed them tens upon tens of thousands of dollars. Most creditors hire collection agencies to negotiate debt repayment terms. But if it ever does go that far, then yes, you may possibly have your wages garnished.
153014
United States Bankrupcy Court\nDistrict Of Florida
624932
Wage Garnishment\nTax Returns\nContact the Court for more advice.
278256
They can harass you for the statue of limitations(usually 7 years).  However if they sue you and win a judgement that will reset the statue of limitations and they may get your wages garnished.\n\nHopefully your situation is temporary.  If it is explain it to them and work with your creditor to get back on track.
261871
It depends on where you live - different places have different rules on garnishment.  Here, in Alberta, it doesn't matter how long you've worked at a place, and I would think that would be the same everywhere.\n\nTo prolong the process, contact the person or organization that is garnisheeing you and try to work out a payment plan.  You will have to be willing to make a reasonable offer of payment, otherwise, they will just keep on with the garnishee.  They are holding all the cards at this point.
345465
Below is a link to the Florida Garnishment Laws.  Since you were not real specific on what you need, this is the whole think.  ;)
515764
It depends for what purpose.\nThere was the Mandatory Victims Restitution Act of 1996, which made an exception to the anti-alienation rule of ERISA plans, they can be garnished to collect a criminal restitution order, i.e. property loss of victims, etc. \nAnd also for tax liens.
111538
With Texas' homestead exemption, they can't touch your house.  The exemption also covers one car per person, so if you're married, both cars are covered.\n\nWages are also exempt from garnishment, except in the case of child support.\n\nIncome that is not a wage can be garnished or ordered turned over to a receiver.\n\nBank accounts, rents and royalties can be garnished.\n\nExemptions include social security benefits.\n\nWARNING For individuals living in Texas who are paid from an out of state location, there is case law (Baumgardner vs. Sou Pacific 177 S.W. 2d 317) to support taking a judgment from Texas, domesticating the judgment in the foreign state, then filing the wage garnishment there. Many creditors have used this strategy successfully.\n\nWhat they can do is put the unpaid debt on your credit report which will lower your credit rating and make life a bit harder since these days, everyone looks at your credit rating, for example prospective employers, insurance companies (even for your car insurance rates), and banks and other creditors (for loans), and landlords (to help determine how reliably you will pay their rent/lease payments every month).\n\nThey can turn the debt over to a collection agency that within certain legal parameters can call and hound you often, making life a real hassle.  You can get rid of the collection agency by formally (in legaleze) telling them to quit calling but one way or another, the creditor can become a real hassle.\n\nSeems like if you hold out long enough, they could change their mind after a while and settle with you for a smaller amount.  You also might consider talking to someone higher up in the chain who might be a bit more agreeable.  I would also suggest you get a book on negotiation techniques.  One is to start out a lot lower than $5,300, then work your way up. Your first offer should always be at least double the distance between the initial debt and where you want to end up (no matter how outrageous) so you both can compromise to the middle.  And don't give in too easily otherwise they will probably regret their decision to compromise at the level they did and change their minds or try to pull a fast one on you in one way or another afterward.
77702
Kerplode is correct.  "Garnish" is the word you want.  One is a "garnishee" if one's wages are being garnished.  Hope it isn't you.  Good luck!
474262
Only the court can issue orders to garnish wages. It's called Writ of Garnishment.\nOnce you go to court and win the judgment and your daughter doesn't pay, the court can issue the garnishment.\n\nAlthough, it would definitely put more stress on an already troubled relationship.  You just have to decide what is right.
796587
If the bill is only in your name ... your husband won't get wage garnishment, however, the money can be garnished from a checking account. If the house is in your name, a judgment against your house. Listen to me.. go to court.. they will put in Mediation, work out a deal, make some kind of payment arrangements, believe me I know.. I am taking many people like you to court tomorrow... its in their best interest to show up... I can get the vehicle if thats in your name... many things one can do....
673335
Contact them immediately and set up an arrangement to pay them or borrow from friends or family to pay them back.  They can garnish your wages.  When they do, it will be on their terms.
132835
depends on what state you are in.  in Illinois, the employer MUST provide a copy of the garnishment notice to you prior to making the initial payroll deduction.  After that the employer can make the employee pay for any additional copies.  In Illinois you, as an employee are entitled to a copy of any and all documents contained in your personnel file (the employer IS allowed to charge a copying fee as well as an administrative fee to produce the copies).
618644
You are pretty much out of luck since it is a garnishment; that is a last-resort method to get you to pay a debt of some sort.  The garnishment will not removed until the debt is repaid.  You might call a credit counseling service or a bankruptcy attorney (consultation is usually free) and ask if it is possible to have the amount garnished from your paycheck each pay period reduced, although that means you will be paying off the debt for a longer period of time.  You might also get a second job - if you do yardwork, babysitting, etc. you would be paid in cash....not that anyone would EVER suggest you not report that income, of course...
402519
It's tricky how this works so bear with me,\n\n   In Washington, companies need to give employees notification when they start garnishing wages.  These notifications are not served at work, but rather via a certified letter to your last known address (at least, that's how it's supposed to be done).  Not recieving this letter DOES NOT mean they can't start garnishing your wages, as the employer must do this immediatley when they recieve the court order.\n\nWage garnishments are used to collect money that you already know you owe and have not remitted to some agency (Child support, a lawsuit, Federal taxes, etc).  I suppose no matter how much it sucks, you're being garnished for something you have already done, and it's money you know you owe.  As such, your employer does not need your permission to do it.  They do however have to tell you what agency is collecting the money if you ask them, and the are required to TRY to mail you a copy of the writ.  By them not doing it, it certainly will not stop the garnishment, but you can file a greivance with the state AG.
850132
Once the bankruptcy case is filed your wages CANNOT be garnished by an ordinary creditor.  At that point, only taxes or court ordered child support can be garnished from your wages.  Those items cannot be discharged by bankruptcy.