Is there a place to get a free credit report without having a credit card???
151203
Yes ...Contact to your cc provider ...if you don't have any ...ehmmm ...are you think to cheat someone??\n\nha!
1047362
If you are over 21 you can get one free credit report per year from the three credit bureaus from https://www.annualcreditreport.com/cra/index.jsp\n\nThis is free and legal. I would not use any other companies. Most will charge you money, some will steal and sell your info. The one I gave you is the one the government reccomends you use.
142549
https://www.annualcreditreport.com\n\nYou can get three reports a year for free (one from each of the 3 credit reporting agencies). Best of all, you don't have to sign up for anything like you do at freecreditreport.com.
185160
As mentioned above, go to www.annualcreditreport.com.\n\nThis site was set up last year in response to a new law that forces the 3 credit agencies to supply you with a FREE yearly credit report.  It's fairly automated and easy to use.\n\nYou can either download your reports and view/print them while on-line, or get info on calling a toll-free number or mailing for them.  \n\nEither way, it's free and easy.  Go to the link and get more info.
62563
www.annualcreditreport.com\n\nThis site was given to me by a friend in the Loan business. She said its really free but I think you have to do it by mail.
220131
You can go to freecreditreport.com, but it will only give you your report and not your scores, which is what most people are looking for.  If you go to annualcreditreport.com, you can get a free report, but only once a year.
243968
Here's some more good advice from Credit Guru...(my hero!)\n\nThere are no places that offer free credit scores.  You will have to pay for them.\n\nThe sad part is that each of the credit reporting agencies have slightly differant systems of calculating them.  \n\nIf you go to the site that developed the FICO scoring system, they have a calculator that will estimate what your score is.  It's free but won't be totally accurate.\n\nOr, at the same site and for $49.95, you can get the credit score for all three agencies.  \n\nThe nice thing about this site is not only will you get your credit score, but it will also show you the reasons it's low and how you can improve it.  I guess that's worth the high price tag.\n\nGo to the site, read up, and make a more educated decision of what you want to do.
988618
Best bet is to order a credit report. This way not only do you get information about the old credit card account you are able to get an up to date account of your entire credit history.\n\nHere is some information on how to get your credit report:\n\nQ: How do I order my free report?\n\nA: The three nationwide consumer reporting companies have set up a central website, a toll-free telephone number, and a mailing address through which you can order your free annual report.\n\nTo order, visit annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The form is on the back of this brochure; or you can print it from ftc.gov/credit. Do not contact the three nationwide consumer reporting companies individually. They are providing free annual credit reports only through annualcreditreport.com, 1-877-322-8228, and Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.\n\nYou may order your reports from each of the three nationwide consumer reporting companies at the same time, or you can order your report from each of the companies one at a time. The law allows you to order one free copy of your report from each of the nationwide consumer reporting companies every 12 months.\n\nA Warning About “Imposter” Websites\nOnly one website is authorized to fill orders for the free annual credit report you are entitled to under law – annualcreditreport.com. Other websites that claim to offer “free credit reports,” “free credit scores,” or “free credit monitoring” are not part of the legally mandated free annual credit report program. In some cases, the “free” product comes with strings attached. For example, some sites sign you up for a supposedly “free” service that converts to one you have to pay for after a trial period. If you don’t cancel during the trial period, you may be unwittingly agreeing to let the company start charging fees to your credit card.\n\nSome “imposter” sites use terms like “free report” in their names; others have URLs that purposely misspell annualcreditreport.com in the hope that you will mistype the name of the official site. Some of these “imposter” sites direct you to other sites that try to sell you something or collect your personal information.\n\nannualcreditreport.com and the nationwide consumer reporting companies will not send you an email asking for your personal information. If you get an email, see a pop-up ad, or get a phone call from someone claiming to be from annualcreditreport.com or any of the three nationwide consumer reporting companies, do not reply or click on any link in the message. It’s probably a scam. Forward any such email to the FTC at spam@uce.gov.\n\nQ: What information do I need to provide to get my free report?\n\nA: You need to provide your name, address, Social Security number, and date of birth. If you have moved in the last two years, you may have to provide your previous address. To maintain the security of your file, each nationwide consumer reporting company may ask you for some information that only you would know, like the amount of your monthly mortgage payment. Each company may ask you for different information because the information each has in your file may come from different sources.\n\nQ: How long does it take to get my report after I order it?\n\nA: If you request your report online at annualcreditreport.com, you should be able to access it immediately. If you order your report by calling toll-free 1-877-322-8228, your report will be processed and mailed to you within 15 days. If you order your report by mail using the Annual Credit Report Request Form, your request will be processed and mailed to you within 15 days of receipt.\n\nWhether you order your report online, by phone, or by mail, it may take longer to receive your report if the nationwide consumer reporting comp
15862
There are, but I would advise some caution.  One site is www.creditexpert.com which is run and operated by Experian.  You sign up online and give them your credit card number and personal information, try out a credit monitoring service designed to help prevent identity theft, and in return receive a free credit report and credit score.  The only problem is that you must cancel the service before the free trial ends (usually 30 days).  If you forget, they charge your credit card automatically for 1 year of credit monitoring service.  Also, to cancel the service you have to call the company and wait on hold around 15-20 minutes.  I would actually recommend getting a free copy of your credit report from www.annualcreditreport.com and then paying only around $5 extra for your credit score per credit bureau.
988207
Just goto to credit reporting site and request your report...You are entitled by law to one free credit report from each agency once per year.\nExperian.com\nTransunion.com\nEquifax.com\n\nAfter you fill out the requested information you can download and also print your report. You do not have to give a credit card # using this method.\n\nHope this helps!
78908
Each credit agency can provide you with one free credit report per year.  Just go to one of their websites and there's usually a link on the main page that takes you to the request page.  You can either see the reports online and print them out, or if you want the report mailed then you have to print out a request form and mail it out.  The three major credit bureaus are Experian, Equifax, and Transunion.  (Their websites are their names).
56633
You should be able to get your annual free report here  --> https://www.annualcreditreport.com/cra/helpfaq#oftenrequest\n\nThis is a good overall site for credit information\nhttp://www.privacyrights.org/fs/fs6-crdt.htm
842620
I'm sorry to tell Renee that there is only one site that is absolutely free:  AnnualCreditReport.com.  It's the ONLY government approved site to get your free credit report from each of the bureaus.\nThey don't ask for your credit card # and does not require you to sign up for any services.  If you want your credit score, you will have to pay for that.\nIf you find any other site that offers a 'free credit report' ignore them.
1079611
Go to: www.freecreditreport.com
166135
The actual way to legitimately get your free credit reports from the 3 major credit reporting bureaus is to visit the site below. \nYou should never have to give your credit card info to get your free credit reports. The Law requires that each of the three major credit bureaus supply you with at least one report each year at your request. \nYou do not have to pay, you do not have to sign up for any credit watching schemes, and this website is designed specifically by the credit bureaus to comply with the law. It is probably the safest place to supply with your information. Other websites with similar names try to get your information and sell it or they try to sign you up for things you dont need. If you have further questions please post them. YOU NEVER HAVE TO GIVE YOUR CREDIT CARD INFO.
528858
You can get your free credit report (no fees, catches or anything) from http://www.annualcreditreport.com\n\nCurrently the law does not require them to give you a free credit score.  YOu need to pay for that.  Many places offer yo a score, but it's not the FICO score that most lenders request.  To get that, you need to visit http://www.myfico.com\n\nYou should be able to get a bank account, just keep checking around.
817697
go to www.annualcreditreports.com and get a free report each year