Looking for good health insurance, do you have any suggestions where to look?
143365
She can't be kept on ins. until 25?  When son turned 18 I called and checked out many many insurance companies.  Check with local Family Independence Agency - sometimes child can get assistance with medical (like medicaid).
291961
If you need an individual or family policy, you have a bunch of choices depending on where you live. Most PPO plans are going to part of large networks with a wide choice of doctors. You can do a check on ehealthinsurance.com, put in some info and see plans and pricing for your coverage needs. But just since I hate them, avoid Aetna.
316389
Hello, if you live in California, Blue Cross has a plan called "Tonik". It covers medical, emergency visits, doctor visits, dental and vision. Rates are lower than most health plans because they only advertise this plan on the internet. You may want to check it out. Good luck.\n\nhttp://lamontinsurance.com/tonik/tonik.health.html\n\nhttp://lamontinsurance.com/tonik/tonik.chart.html
1185310
You sound like you already know a bit about health insurance, but here’s a couple of general ideas, although it’s always best to talk with a qualified insurance agent who can help you get the right coverage. When you talk about $200-250, is that total costs for a month or for premiums and copays? It sounds like you might like a PPO over a HMO, although you might also be interested in a more traditional fee-for-service type of insurance. The PPOs will give you more freedom, but you’ll also have to fill out more paperwork. However, if you already have a doctor you like, you might want a PPO since your doctor might not be part of a HMO (PPOs usually don’t require you to have a primary care physician). \n\nLast year, Consumer Reports conducted a national reader survey of about 35,000 people and asked them about how they liked their health insurance and quality of health care (click here). Sixty-four percent said they were happy with their health plan. People were generally happier with HMOs than PPOs, but the Consumer Reports writers said that this was probably more a function of the lower prices. As a group, more PPO members felt they had adequate access to health care than HMO members. As I mentioned before, though, the rate of billing errors was three times higher among PPO members than HMO members.\n\nKaiser of course has a major presence in California, and Blue Cross Blue Shield is also a popular choice among Californians (they had by far the most PPO plans in the top 10 of the CR survey). You might want to write down all your concerns and then rank them in order of importance. It’s simple, I know, but I’ve always found it a useful way to make a tough choice.\n\nIf you’re still looking for answers, visit MostChoice.com. It’s a Web site that makes finding health insurance answers easy and makes shopping for health insurance quick and painless. You’ll be able to view online quotes from California health plans, and local area insurance agents will help you compare a range of competing health plans from companies like BCBS. There’s no cost or obligation to you, and your personal information is used only to match you with local health plans and insurance agents. You can find it here: http://www.mostchoice.com/health-insurance.cfm.\n\nBarnes@MostChoice.com
439935
methodist group insurance is a good deal cos they cover zillions of clubs, and other social organisations. Cos of the mass cover to so many the premiums are dirt cheap.
116550
Check with the college first, and see if they have health insurance that you can purchase. I know that the school that I'm at offers student health insurance. If not, check around with different companies to see what they offer for students.
863275
That’s a tough question because I guess it really depends on how you define “best.” Two health plans I’ve been under were valuable to me for different reasons. Some people want a company that gives you access to whomever you wish to see; some people want a health plan that has the happiest customers; other people want the least expensive; others just want a health insurance company that pays on time. The best way is to ask the people close to you how they like their health plan.\n\nWhat kind of health insurance are you looking for? It might be a good idea to jot down a list of the different aspects of a health plan and then chart the differences between various plans you come across. Here’s an example:\n\n•Monthly price (premium)\n•Yearly deductible (amount you spend before the insurance company will start paying)\n•Copay amount (amount you pay per service)\n•Coinsurance amount (amount you split with the insurance company – usually a percentage; i.e., you pay 20 percent and the insurer pays 80 percent)\n•Freedom of choice (can you visit whatever doctor you want; what are the steps to getting referred to a specialist or for a medical procedure?)\n•Preventive medicine and routine doctor visits (does the plan include these?)\n•Mental health (included in the plan; copay amounts; maximum number of annual visits).\n\nI’d check out Consumer Reports (link below), US News & World Reports Best Health Plans, and whatever other informational resources you can find. I’d also talk with locally licensed health insurance agents. I’ve also included a couple of articles about choosing a health plan that might be useful. They are government-authored, but they’re actually pretty good (all links below). \n\nAfter you decide what kind of plan you’re interested in, check out MostChoice.com. You can quickly compare plans and speak to state-licensed health insurance agents with no obligation.\n\nYou can find MostChoice here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\nBarnes@MostChoice
707438
It depends on what you mean by cheap. That is, cheap could mean low monthly payments. However, if it doesn’t provide the financial protection you need or the access to the kind of care you want, having the insurance really won’t justify the lower payments. The first step in finding affordable health insurance is finding out exactly what you want from a health plan.\n\nBasically, health plans differ in three basic ways:\n\n•monthly price/annual deductible\n•access to health care (the degree to which you can visit whom you like and undergo medical treatment a specialist thinks you need)\n•financial strength of the insurance company\n\nAlso, the price of a plan is not simply the premium you pay each month. You also have to consider the annual deductible, as well as any coinsurance amounts or copayments. Additionally, the savings you can achieve through an HMO, PPO, or other managed care plan can be erased if you have to go outside the network for expensive medical care. I’ve included links to two articles that do a good job of walking you through making the best possible choice in health insurance you can afford that still provides the coverage you need.\n\nKaiser of course has a major presence in California, and Blue Cross Blue Shield is also a popular choice among Californians (they had by far the most PPO plans in the top 10 of the CR survey). You might want to write down all your concerns and then rank them in order of importance. It’s simple, I know, but I’ve always found it a useful way to make a tough choice.\n\nYou might also want to check out Consumers Reports and US News&World Reports Rankings to get some opinions about high-quality health plans (link below). I’ve also linked to a couple of online articles that do a good job of explaining health insurance and what to look for in a new health plan. The last link in the Source section is to the California Department of Insurance page on Health Issues: it has some good information on the rate of customer complaints for insurance companies and has tools to help you find out which health plan might be right for you.\n\nTo get a lot of information quickly, try getting in touch with local insurance agents through MostChoice.com. There’s no cost or obligation, and you can also view instant free quotes on health plans available near you. All you have to do is have your questions ready and tell the agents how much you want to pay and what kind of coverage you expect to get in return.\n\nYou can find it here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\nBarnes@MostChoice
741576
There are a few ways to compare plans and rates before you find the most affordable plan for health insurance in the State of Washington.\n\nYou could look in the yellow pages under "health insurance" and contact a health insurance agent in your area who can give you quotes and review the plans available in your area. That way, if you have questions they can answer them for you before you decide.\n\nOr, you could compare free, no obligation quotes for affordable health insurance plans online through a health insurance quote provider.\n\nTwo of the leading online health insurance quote services for the self-employed are:\n\n1) InsureMe - they give you up to five free health insurance quotes from top-rated health insurers nationwide. To Request a free, no obligation quote, Go to - http://www.insureme.com/landing.aspx?ref...\n\n2) eHealthinsurance.com offers you side-by-side quote comparisons from a large network of health insurers across the country. eHealthinsurance has more than 900,000 clients in the U.S.\n\nBefore you decide on a plan make sure to understand how the Co-Pay works. And, review all exclusions, including any Pre-Existing Conditions Exclusions. \n\nTake the time to compare quotes at different deductible/Co-Pay amounts, you may be able to save some extra money that way.\n\nMake sure to ask about any tax-deductions available to you for your self-employed health insurance premiums.\n\nI hope that helps you find affordable health insurance in Washington.
293945
There's a thing called the "Little Blue Book" and it has a listing of all the drs in your general area in PA. You could probably contact your healthcare provider or any health insurance company to find out where to obtain a copy- even if you don't have any coverage yourself. You can usually find the number to contact them by looking on the back of any insurance card. Good luck and if you need help in Pittsburgh PA, feel free to email me- I work as an emerg telephone operator at an answering srvc for drs, etc.
958013
Look into (Medicare) Capital Health Plan in FL. (capitalhealth.com) for the best coverage in FL. Also look into commercial plans...Harvard Pilgrim  Health Care, (harvardpilgrim.org) based in MA. They provide good HMO/POS healthcare. Consider mail order pharmacy with these or any other plan(s) that you might get for good Rx co-pays.
269783
Try Allstate Insurance.  They're looking
745457
if you contact your insurance provider they should have a list, or a book of doctors that accept medicaid.
34201
Car insurance? Life insurance? Health insurance?  All I can say is that you should shop around.  \n\nTry donig this:\n- get some quotes on-line (works mainly for auto insurance)\n- walk into (or call) some different insurance agents (State Farm, Allstate, etc)\n- talk with an insurance broker (they represent several different companies\n- talk with a financial advisor (life, and maybe health only)\n\nThey all will work to find you the best deal.  Whoever gives you the best deal is the company you shoud go with.  \nNow if you are talking about auto insurance, keep in mind that it is not too uncommon for a company to charge you one price on line, and to charge you another one in an agent's office, and to charge you another price through a broker.
985332
typically blue cross and blue shield is a decent company
917904
Have you checked with any house painter organizations (if any exist)? Sometimes they can provide group health insurance. One word of caution, though. There is debate about the value of association health plans (those you might see with a professional organization). On one hand these plans are less expensive than individual coverage and people with pre-existing conditions are more likely to be accepted than if they tried to apply for insurance on their own. On the other hand, some critics say that association health plan benefits are so watered down that you are better off paying more for a private plan (if you can afford it).\n\nYou might also contact your state insurance department to see if you might be eligible for group health insurance as a “group of one.” Some states expand access to group health insurance to self-employed individuals with no employees. I’ve included links below to state insurance departments and to a listing of state health guides that should explain whether “groups of one” coverage exists in your state.\n\nIf you’d like to talk to local insurance agents and compare health plans online, try MostChoice.com. It’s a fast, no-obligation way to explore the local health insurance market; you might find that health insurance is more affordable than you think. If not, that will make you more confident in your pursuit of alternative options.\n\nYou can find MostChoice here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\nBarnes@MostChoice
555701
The best place is probably going to be your local health department.  \nYou can always call ahead just to make sure, and if they don't provide Medicaid from their offices, they can always refer you to who does or who you will need to speak with.