In Ohio ,how long after filing a bankruptcy action, can creditors attach any inheritance or other monies?
148938
The Trustee can recover any inheritance obtained within 180 days of your case filing.   After that, only post-petition creditors have any claims against your inheritances.  And then, your inheritance may be in a trust an protected from creditors by a spend-thrift provision.
276938
Your Uncle Eric is happy to come to your emotional rescue on this vital question.\n\nOf course, you can discharge state tax liens at bankruptcy proceedings.\n\nIn fact, apparently not known to our other Answer comrades, until the new Bush Bankruptcy bill of October 2005, Federal tax obligations were also dischargeable at bankruptcy.\n\nBush did more to hurt the little person in that bill than any other president in history, but we don´t want to wake anyone up with that do we?\n\nSpecific rules apply for state taxes.  Only those years that have gone all the way through, in most cases to liens, will apply and rules that count certain days that are tricky are in play.\n\nTherefore, look in your local phone book for an attorney to help you.  The fee is very small, even here in California, usually under $1,000, to get a fresh start in your life.\n\nLook at this....if I am wrong, and I have personally worked with people at the Tax and Law Center in San Diego to help many other people, the attorney with tell you over the phone that her office will or will not be able to help you.  Just ask them in your initial call!\n\nDon´t forget to email you Uncle Eric if I can be of any help!\n\nGood Luck.
146210
See a lawyer.  I believe the executor has the right to liquidate assets in order to pay outstanding debts or other bills against the estate and this must be done before anything remaining is distributed to the heirs.
295321
Here's an idea... pay the $500-$700 you'd give a bankruptcy trustee to your creditors, and work yourself out of debt.  Don't wave the white flag of bankruptcy... have some self discipline and get out of your situation on YOUR terms!
498684
Normally, that would fall under contract law. In Ohio, if it's a written contract, the statute of limitations is 15 years, unwritten, 6 years, breach of contract for sale of goods is 4 years and bulk transfers is 6 months
689498
Any account included in a bankruptcy remains on your personal credit report for a maximum of 7 years from the date the bankruptcy was filed. The bankruptcy itself, listed in the public record information section of a credit report, remains for either 7 years from the filing date if it was a Chapter 13, or 10 years from the filing date if it was a Chapter 7, 11 or 12.
952131
Put in your request with the bankruptcy court, but you'll be faaaarrrrr down the list of creditors that get paid.  \n\nThanks for the change in bankruptcy laws Congress :(\n\nI'm afraid in all likelihood he's SOL.
1003840
Not unless the debt was co-owned by you and your mom. If the estate is in probate and you are the personal representative of the estate, you are protected by the court from that kind of action. You do not own her debt. Her creditors must address their concerns to the estate, not you personally.
164940
Talk to the attorney that represented you in the bankruptcy. That is what he/she was paid for. Make sure this creditor was in the petition to discharge in the first place. If not then they have every right to pursue the matter further.
298906
It depends if the trust is revocable or not revocable.  It also depends on whether you transferred the house to your children's trust when you were insolvent.  It also depends if you transferred the house to your children's trust to hinder, delay or defraud your creditors.  Transfers like this might be avoidable as fraudulent transfers by a trustee in bankruptcy.  And depending on the law in your state, there could be a "look-back" period of up to 6 years or under certain circumstances, 10 years.\n\nHowever, if you were solvent after making this transfer and made it with no intent to hinder, delay or defraud, such a transfer may withstand attack by a trustee in bankruptcy.  Much depends on the facts of each particular case.
1066789
The link below contains a bunch of sample letters to send to creditors.\n\nEmail me if you need more advice.
281392
Depends on the state, and how easy it is to access their law information.\n\nIn Michigan, a quick search of Michigan's MCL laws comes right up with that info.\n\nNow, understand how it applies to you is a completely differant battle.  I would strongly suggest you get a bankruptcy attorney and let him explain it.
797962
Is the car worth $8000 now or is that what you paid for it?\nAlso do you still owe anything on it.  There are a lot of variables.  I filed last year in California and our attorney who handled it answered a lot of the questions for us.  That is what you pay them for.  Most of the time you can also low-ball the value.\n\n  Our attorney looked up the lowest blue book and then asked if there were problems with transmission or if tires were due to be replaced etc and kept deducting values until it fit.  \n\nAlso if you have an active account you don't always have to include it in the bankruptcy.  Especially if it is your only car and you need it for transportation to work/doctors, etc.  My husband and I had both lost out jobs within 2 weeks of each other which prompted our bankruptcy.  But my son has chronic health issues so we were able to extend what assets we kept.\nGood luck.\n\nAdded noted:  in reference to below, personal property.  They will ask you to list the value of your wardrobe, any jewelry, appliances, electronics, furniture, even kitchenware... as to what you might get out of them if you sold them to try to pay back your debts.  Fortunately they will usually go by 'Yard Sale' values.  Just keep that in mind when you try to determine what they determine as your total value.
730334
If you are asking if a creditor can continue to report a debt as late the answer is no... but they can continue to report its status before the date of your bankruptcy.  If they report it as late after your filing, expect to spend some time getting your credit report fixed.\n\nFirst, you should call or write the creditor and get them to fix it.  When they don't, you'll need to forward a copy of your entire BK petition and discharge order to each bureau with the debts highlighted that you want updated as "included in bankruptcy" as of the date of the filing.\n\nYou may have to then call the bureaus if they mail you back saying they won't comply.  You will find very few companies or people will want to help you in this regard and that is why it is important to call your creditors upon filing to ensure you don't have to play catch up later on.\n\nIf the creditor keeps reporting it incorrectly, you'll need to file an "Adversary Complaint" in bankruptcy court.  Go to your local law school library or court building library and ask a clerk for the Title 11 forms.  You may be able to tell them this form and they might be able to locate it for you.\n\nIf you have a lawyer, tell them your situation as they will likely be able to shoot out a letter to the creditor.\n\nExpect to spend a great deal of time to get everything fixed, if you have mulitple issues.  But in the end, it will be time well spent.
758876
I agree with your attorney.  \n\nIf you are questioning your attornies knowledge - and if the attorney said he "does not THINK so" ... vs.  "No, they cannot touch it"... you might consider another attorney that is very knowledgable in bankruptcy law.\n\nGenerally attorneys that practice in the city where the federal bankruptcy court is are very knowledgable in the laws surrounding bankruptcy.  General practicing attornies (wills, probate, divorce ... etc etc etc) may not be knowledgable.  You might want to ask for a referral.\n\nOnce you file bankruptcy - what is called a "stay" is immediately set forth.  This means that you are under protection of bankruptcy court & no further collection acts may progress.  In fact, you can often recover money paid with in the proceeding "x" number of months prior to filing.\n\nGood luck.
362197
I"m so sorry for your loss.\n\nDid you go to a bankrutcy lawyer?  I would check with them.  If some of the debt included in the bk was soley his, you might not be responsibe.  If it hasn't gone through completely, you might be able to file hardships with creditors who will suspend rates or payments for a little while.  Also, the bankruptcy courts might be able to recalculate payments because of your lack of income.\n\nBasically, I would see a professional.  Maybe you can find a relative to help you with finding someone that will do it cheap/free.
1127799
Once it is filed, yes. Although a Chapter 13 you are paying debts off through the court. You fail to keep up the payments, your bankruptcy gets discharged back to the creditors to collect.