bank where i earn 12% interest? or money markets?
151471
Doesn't exist (in U.S., at least).  Ask your neighborhood bank and you'll be quoted a competitive (i.e. close to highest you'll get) rate.  As for money markets, that's considered "cash" too, like a bank, and won't yield you more than a couple of points above your bank.\n\nGo to www.motleyfool.com to get great, always revised information and a good self-education in all things money.
709604
what bank is that!? most banks are around 2-3 %
557883
Try HSBC (hsbcdirect.com): $1 minimum and 4.5% interest rate!   Several competitors offer similar deals: ING Direct, Emigrant, Citibank.\n\nThese are all online savings accounts; you can't get to them from a branch. Some or all of them offer ATM cards though.
1036940
If you dont plan on touching the money for a while, a CD would be good. They have interest rates around 4 percent.
960724
NONE. They are very very very very bad. The interest rates are about 250% to 500% or more. Do not do this.
325
It depends on the level of service you are looking for. For example, is internet access good enough for you, or do you prefer a bank with local branches? For me, Etrade offers the ease of online access but reasonable interest. On the other hand, Citi bank has many local branches but low or no interet in checking.\n\nThe best site that helps you to compare interest offers is www.bankrate.com. It also rates the reputation of the bank. Once you select the interest level and reputation level that you like, come back here and ask if people have good/bad experiences with that bank. Hope this helps.
591006
Since the average rate of a money market account is about four percent (4%) you take your balance and multiply it by 0.0033 to get the monthly earnings on your deposit.  Or if you plan on getting a different rate just divide the rate by 12 and then multiply that times your balance to get the monthly amout of interest.  For example:  $1,000 at 4% would get you $3.33 a month or $40.00 a year ($1,000 * .0033 = $3.33)
516946
The best savings accounts in UK are definitely from Halifax Banks.\n\nHalifax Banks have alot of services that they can give you for example: \n1. Bank Accounts\n2. Credit Cards\n3. Estate Agency\n4. Holidays \n5. Insurance\n6. Investments\n7. Loans\n8. Mortgages\n9. Savings\n10. Share Dealing\n\nAll these services that the Halifax banks offer are great, besides they help you in your life they can give you alot of money and alot of interest in your savings account.\n\nNumber 9 called Savings: Is an excellent account in which you can open a savings account and if you keep your money in that account for a long time, automatically it will increase your interest rate, for example: If you have  £6,500 in your savings account and if you keep your money there for 6 months your interest rate will increase from 3.5% to 6% and it will be a little bit more of money; But you cannot take out money from your account once you've already made this deal, if you take money out you'll lose your interest. (And you can hardly be able to apply once again.)\n\nI think this one is good because they give you alot of interest, it's secure, it has alot of popularity, all the people have their account in it, and it's a bank in which you can trust 100%.\n\nSo try it! It's an excellent bank that in my opinion, I recommend it for everyone that lives in UK.\n\nI hoped that this answer has helped you in everything. \n\nRegards
1164633
It all depends on your score, but give a try to Washington Mutual, Capital One or Orchard Bank. All recently gave me a 0% APR for 12 months. With Washington Mutual it helps if you have a checking/savings account with them, since then you can pay the stuff immediately online.
329174
Our bank even offers 100% loans on Investment Properties.\n\nThey are a little more difficult to qualify for, but they are there.\n\nAlso, the interest rates start going up after the 80% mark, so if you are looking for a "cash flow" property, the 100% loans may not work well for you.  It depends on what area you are in and how much you are buying the house for.\n\nIf you are looking to flip the property in a short time, then who cares about the rate.  Just get in, get out and take your profit.\n\nThanks,\nGreg
434643
This depends onthe bank and savings acct you open.  Most compound interest daily but either pay it monthly or quarterly.  It sounds like a money market acct may be a good option for you, the interest rates are generally higher than traditional savings accts and do require a larger initial deposit.  READ THE TERMS AND FINE PRINT FIRST!!\n\nWhat you mean about returns on investments,I am not sure... banks do not handle and pay on brokerage accounts if that is what you are referring to..
657499
Over here in the UK its either Aberdeen, Heriot watt or Imperial, Cambridge is also good but hard to get into unless you have a bank balance that matches Bill Gates! In the states, Berkley in California, ATM (Think thats what it is called) in Texas and another one in Oklahoma with name escapes me at the moment.
463505
Emigrant Direct rocks - No Fees, No Minimums and money can be transfered to your checking account within 24 hours. 4.50% APY\n\nLove them!
1113602
You can have as much money in any bank as you want. However it is only FDIC insured up to 100K per bank. They calcultate interest by taking however much money you have x 1.0XX (XX being your interest rate) and thats how much interest you will make in a given year.
89979
Some passbook savings accounts pay as low as 0.5%. The average money market savings account rate as of today is 2.92%, but I don't believe there is any regulated 'minimum.'
800288
I have had good experience with GE Money bank. Just paid off a 36 month int rest free loan. Can't beat that for a loan anywhere.
990884
Emigrantdirect.com and INGdirect has one of the highest interest rate for a savings account.\n\nBut a majority of Bank accounts usually don't have high interest rates. You are better off investing in mutual funds if you want the highest rate of return in the LONG RUN.