How to get free credit report online ?
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The federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year. The government’s goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment. This is the government mandated website where you can get 1 free credit report from the 3 agencies for free in one year:\n\nhttps://www.annualcreditreport.com/cra/index.jsp
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Everyone is entitled to a free credit report annually by each of the three credit reporting agencies: Equifax, Experian and TransUnion.  You will not get a score (This you can actually purchase for the price mentioned in the previous answer).  You can get your credit report at http://www.annualcreditreport.com\n\nYou could also go to http://www.freecreditreport.com however, that site is actually run by one of the credit agencies (Experian) and I understand that even though you can get your actual credit score (FICO) that way, you are actually signing up for a service where you pay $12.95/month and MUST cancel within 30 days-the trial period to avoid being billed.\n\nYou will need a credit card using that service however.\n\nKeep in mind that you can go into some banks and purchase a prepaid (pre-loaded) credit card (Visa or Mastercard) for $50 or $100 and use this card online, but there is a pretty hefty (for some) fee of $10-$15.  \n\nGood luck\n\nZZ
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here's some free articles to get you going:\nhttp://credit-cards.ebookorama.com\nhttp://finance.ebookorama.com \nhttp://credit.ebookorama.com\nhttp://credit-repair.ebookorama.com
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Get a copy of your credit report through equifax. This report is free once a year.
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You can get a free credit report from www.freecreditreport.com, but you have to MAKE SURE you write down the cancellation instructions and follow them by the specified deadline, or you will be charged. (I'm a member of www.freecreditreport.com) If you haven't already gotten a credit score or report this year, the bureaus will give you ONE for free per year (w/o having to order or cancel anything). You can call to order one at one of the phone numbers below.\n\nEquifax (800-685-1111); Experian (888-397-3742); or Trans Union (800-888-4213).
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www.annualcreditreport.com\n\nand for your score...well, just do a yahoo search for free instant credit score cuz i forgot the website i got mine from
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go to www.eloan.com  >>>credit report pull-down menu...free scores, that the only one that free
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Go to http://www.annualcreditreport.com and request your totally free, no-strings-attached credit REPORT from each of the three major agencies.  But only do one agency every four months (i.e. Experian in June, Equifax in October, TransUnion in February) and you can monitor your report all year for free.\n\nFor your credit (FICO) SCORE, you'll have to pay (usually around $10), but you can do this through the site above when you order your free report.
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You can go to www.annualcreditreport.com and get a credit report from the three major credit reporting agencies, but you have to pay $5.00 to get your credit score.
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Try to find the website for you state court system or county court system. Many will have a freebie area to check on people's criminal and civil records. However, a credit report (bill paying tendencies) will never be free.
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By law, each of the three credit reporting agencies must supply you with a copy of your credit report.\n\nGo to www.annualcreditreport.com to get it.
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Here's some more good advice from Credit Guru...(my hero!)\n\nThere are no places that offer free credit scores.  You will have to pay for them.\n\nThe sad part is that each of the credit reporting agencies have slightly differant systems of calculating them.  \n\nIf you go to the site that developed the FICO scoring system, they have a calculator that will estimate what your score is.  It's free but won't be totally accurate.\n\nOr, at the same site and for $49.95, you can get the credit score for all three agencies.  \n\nThe nice thing about this site is not only will you get your credit score, but it will also show you the reasons it's low and how you can improve it.  I guess that's worth the high price tag.\n\nGo to the site, read up, and make a more educated decision of what you want to do.
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AnnualCreditReport.com was set up by the big three credit reporting agencies in the United States(Equifax, Experian and TransUnion), to furnish free annual credit reports, as required by federal law.  Under the Fair and Accurate Credit Transactions Act (FACT Act) consumers can request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies. AnnualCreditReport.com provides consumers with the secure means to do so. \n\nI suggest your credit report from only on of the reporting agencies, then 4 months later, check a different agency, then 4 months later, check the last one. So you'll be able to get a continues 4 month look at what might be appearing on your credit report.\n\nAnd remember, its absolutely free with no subscriptions or cost. You can pay extra for scores, but you don't have to.
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You can go to freecreditreport.com, but it will only give you your report and not your scores, which is what most people are looking for.  If you go to annualcreditreport.com, you can get a free report, but only once a year.
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www.myfreecreditscore.com   I think this one is really free, don't forget most states allow 1 every 12 months Free.  Also if you have been turned down  for credit you get a free copy
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There are, but I would advise some caution.  One site is www.creditexpert.com which is run and operated by Experian.  You sign up online and give them your credit card number and personal information, try out a credit monitoring service designed to help prevent identity theft, and in return receive a free credit report and credit score.  The only problem is that you must cancel the service before the free trial ends (usually 30 days).  If you forget, they charge your credit card automatically for 1 year of credit monitoring service.  Also, to cancel the service you have to call the company and wait on hold around 15-20 minutes.  I would actually recommend getting a free copy of your credit report from www.annualcreditreport.com and then paying only around $5 extra for your credit score per credit bureau.
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Get a copy of your credit report.