What if there were no credit?
149661
Credit = opportunity only if the borrower manages his/her finances properly.  So you're correct to a point.\n\nCredit can also be bad news, though.  The number of bankruptcies in this country costs tax payers millions of dollars through higher prices, higher interest rates on loans, etc.  That means we, as a country, lose opportunities because we are so laden with debt!\n\nKeep in mind, living within your means creates non-monetary opportunities that would otherwise be unavailable if you were loaded with debt.\n\nFor example, if you have a huge student loan, you might be forced to take a job you HATE because it is the only way you can afford to pay back your student loan. \n\nOr, to afford your brand spankin' new Audi TT, you might have to work a second job or longer hours. And that translates to not being able to spend time with you family and friends, or devote some relaxation time for yourself.  It means you'll have to sacrifice quality of life.\n\nSo while credit can create opportunities and make us all super smart with great cars, too much debt can also make us overworked, overstressed, lonely, pathetic human beings.
1145663
You would just have to pay a deposit, with bad credit I had to give 50$ to get service. Using someone else's credit card, ( with permission from my grandpa)
1175781
The only way I know of is to get a co-signor on a loan, and re-establish your credit from there. See if your bank will work with you on a small credit-reestablishing loan as well. Most banks will, especially if you tell them your circumstances.
748721
no if u if u have no income
1127307
The one with the highest credit should apply by themselves. You can be added later.
90159
If you have no credit, its almost like having bad credit. Nobody will want to finance you because you have no history. Your best bet would be to go for a HUD home. They will build a home for you or give you a standing home in good condition and they will work out a payment that meets your budget. It was designed for people in simaler postitions. There is also Section 8 houseing that you can look into. There are probably waiting lists for them. Other than that you could get a realitor to point you in the right direction.
1184152
I'd imagine that it is based on non-payment.
555867
the line of credit would be lower interest than any loan,  I would probably leave it as is
828469
Depends where you are in the world, but a credit card may be the fastest route to the credit.  Or a loan from a local bank - however they will require some collateral.
1052309
Try Chase. Or capital one. They both gave me credit cards when I had no credit. Then just use them and pay more than the minimum payment (or pay all of it) and it will help establish your credit. You may also think about asking your financial institution. They may have ways to help you as well.
2904
Options to "Buy with no money":\n1. make\n2. trade\n3. buy with "future money" / credit - but be sure you will have that money in the future.
641403
Even if you have a zero balance, your card will never be cancelled unless you cancel it.  People can get in trouble with this if they forget they have a card, and then move address, then an annual fee comes due (which they don't pay cos they don't know about it) and their credit rating gets marked down for non-payment!\n\nYou must, in most cases, cancel the card in writing.
23089
You should open a credit card.  Even if you are not going to use it, you must have credit to establish credit.  There is a great article below that will explain this is detail.
474527
Don't feel threatened by this.  If you don't pay your medical bills, they WILL be reported to your Credit Report.  Don't worry though, you won't go to jail if you don't pay it, but you might regret it later when you need to purchase something on credit.
498278
I'm starting college this fall and I have zero credits so far. I don't think there's a credit requirement in entering a college, unless you're transferring from another.
418157
get a job,  a bank acct  and then they will let you have one.   (why would you get a credit card without a job?)
1162908
No way no work\nNo pay(~~)