how do you handle money properly?
144695
Budget\nSet your goals - What do you want to buy?\nWhat is your income?\nWhat do you have to spend - food, transport, clothing, tax.\nHow much can I save each week.\nCan I save enough to get what I want, when I want it.\nCan I allow for some extra spending and still reach my goal.
1069849
Well, you do not go into much details about how old you are or how you are able to come into money (do u work?).  \n\nWhy don't you come up with a number that you feel comfortable with?  For example, $30 / wk. you give them $30/ wk and this way you contribute to the household and satisfy them, and at the same time come to terms that you will not see this money ever again. \n\nAs a teenager, over 20 yrs. ago. I had to contribute $150/mo. \nas well as payments for tel. bill / contribute for gas. I didn't think it was fair but my mother was a single parent.
529922
I would say, first, create a budget.  Outline what cash inflows you will have, and what expenses you expect to incur.  Doing this will help you save for what you know is coming, and be better prepared to adjust, should something unexpected come along.\n\nOtherwise, you might be interested in setting up an IRA. (individual retirement account)  There are many kinds, and you choose the one that's right for you.  IRA's are a good way to set aside money for retirement; they are also treated very favorably by the tax codes!\n\nOh, and Use something like a Microsoft Excel spreadsheet, it helps you stay organized and can be adjusted, saved, and can do a lot of the adding/subtracting stuff for you.\n\nSimple answer for a simple sounding question... anything specific?
304776
Use your own money, in small increments or save it until you have enough.
672516
Stop spending, cut your spending.\n\nPlan a budget, and save.
716839
Paul J is right. 25% is the way to go, and remember to put that 25% into your piggy bank as the FIRST THING you do with your money, when you get it.\n\nIn addition to that, I never spend my change. When I buy something, I only use bills to pay with, and just put the change in my pocket. At the end of the day, when I get home, I take all that spare change and throw it in a box. Next day, when I have to buy something, I only use bills to pay... etc. In no time, you'll find that all that spare change adds up to some real money. In an emergency, you can take it to the bank and cash it in for paper.\n\nI'm so proud of you for starting to think about saving, at your age. I didn't start saving until I was almost 40. Worse than that, I was in debt up to my ears, because of credit cards! It took me forever to get out from under that crushing load of debt, but I've learned my lesson. Never again!! If I can't pay for something with the cash in my pocket, I do without. And I NEVER touch my savings, except to count it and rub my hands together in glee.
1177365
Wow everyone seems to do exact. I however round up to the nearest dollar. I've been able to put away a few hundred extra dollars a year by doing this.\n\nAlso, if you ever go over, you'll know you have a little extra in there to protect you. To me, doing exact is not good. It only takes a small mistake and your check book is off.
762075
What you've got to do is wait till you see someone that looks as if they've got some money.  Then you throw your net at them.  While they struggle with the net, take their money.
1014639
If you have credit cards, cut them up and throw them out.  Withdraw all the money from your checking account.  When you get paid, put your money in envelopes labeled for what that much money is going toward....we have rent, vet, groceries, gas, electric, etc.  SEAL THEM, and don't open them until you have to pay the bill.  Get a money order instead.  It's less than $1 at the post office, if the order is under $1,000 I think.\nPut whatever money you have after bills into a SAVINGS account, so you can't write a check or charge to debit.\nIf you don't have the will power to do that, then every time you go somewhere and buy unnecessary CRAP (mostly clothes), take them home and put them in your closet with the tags ON.  Then when the weekend rolls around, you can go back and embarass yourself returning everything you've bought that week, and when they ask if it was defective, you simply say, "No, I can't really afford it, but I have a shopping problem."  After you've humbled yourself a few times, you might break that nasty habit.\nIf you have someone you trust (probably not wise), you can always hand your money over to be delegated to you where it's needed.  But I only say that because I make sure I have $500 IN HAND before my other half goes back to work every Tuesday.  He's worse than you could EVER be, believe me.
465908
really good money how???
583721
<sarcasm>\nVote for Frank Castle's Answer.  He's the self-proclaimed "Top 3 Answerer in Business & Finance"...even though he didn't answer your question at all.\n</sarcasm>\n\nGet your bills together and sort them out.  Find out what the absolute minimum you can pay on all of them is.  Pay the minimum amount on all of them EXCEPT the smallest one.  Pay as much as you possibly can on that smallest one.  Do that every paycheck until it's paid off.  \n\nOnce that's paid off, take the money that you were paying towards that first smallest bill and combine it with the minimum for the next-smallest bill you've got.  Do that until it's paid off.\n\nNext, do the same thing with the next-smallest bill.  Take all the money (from the first and second bill) that you were paying the second bill off with, and combine it with what you were paying on the third.\n\nThis "snowball effect" will have you out of the hole before you know it.
567437
save your money and accept what you have.it is how you use it that matters.
823106
Find a friend or family member who is good with money and ask them for their help and guidance.  It is always good to have personal help and not just read tips off of a website or book so that your situation, personality, likes and dislikes can be factored into your budget.  \n\nSuze Orman on CNBC Saturday nights is also a great resource!
957392
To me the best way to save money is put aside some amount every week systematically you can't miss one deposit, then forget about that money is there, there is no other way around unless you have several thou to play with..☺
749768
first do hardwork without thinking.be positive attitude.\nbelieve self confidence forget money matters,ur intellegence ,hard work provides money in the form of schlorships.go ahead without stop.bur readind..........reading....very important.dont believe timidly words of others.\nis it ok?my friend?start now,god bless u
989931
Buy things with cash....don't pay interest (make your house the only exception)\n\nTurn off your lights\n\nBuy generic\n\nDon't spend money on things that depreciate quickly (cars, computers, etc)\n\nDrop your cable and high speed internet.  \n\nDon't buy DVD's.  Go to discount movie theatres, and use coupons.  \n\nI think the other question you can ask yourself is "how can I make more money."  Focus on decreasing expenses AND increasing income.
839951
Budget, Budget, Budget.  You need to sit down and write up a budget.  If it ain't on the list and isn't absolutely required then it ain't gettin' done.  As you get used to this each pay period you'll get better at listing everything and estimating bills.  As you go through the month you'll be surprised at how much you'll be tempted to spend on non-requirements.  Make sure you factor in entertainment and food into your budget.  Budget is not a dirty word.  After you do it a few times you'll see it's not a burden.  BTW, get rid of that car or pay if off ASAP.  Alot of people retire poor because they always have a car payment.