how do u get a credit card when you have bad credit from New Zealand?
143110
no way at the moment. i can migrate to another country and look for a job, be good, and apply for a credit card during promotion period
1168771
this might help..\nhttp://www.cardratings.com/lowrateplatinumcreditcards.html\nhttp://www.creditcards.com/
828425
To get a good credit score you need to have credit. One good way to get a higher rating is to have a revolving credit card, or if you buy something on installment, make your payment every month and never be late. A few months before the installment note is due, pay it all off. Don't get credit cards where you must pay an annual fee in order to have the priviledge of charging with them. If you have a really bad credit card, close it, but don't open and close too many cards. If you have credit cards, put them away and don't use them. If you open and close credit cards it can adversely affect your credit rating. Do not take out credit cards with department stores, even if they offer discounts on your purchases. In fact, they will lower your credit rating. If you have them, close them, If you want to charge in a store it's better to use a regular credit card such as Mastercard or Visa. Be careful when you apply for loans because every time you apply for a loan the lender checks your credit rating. If you have too many inquiries, that can lower your credit score. If you are about to purchase a vehicle or even a home, shop around for the best interest. If you check with numerous lenders that check your credit rating, it won't lower your score because it will show that you are shopping for a particular purchase and it is good to look for the best interest rate. Once you have credit cards, it's best to keep them open, believe it or not, because if you go for a loan the lender will see that other lenders consider you a good risk. (Maybe it's because they know that if you decide to max out your credit cards and leave the country, there will be a lot of other lenders hunting you down besides them!) If you are just starting out and don't have much of a credit history, go to the bank you bank at and ask for a credit card. They will likely give you one with a low credit limit, such as $200.00. Charge on that card and pay the monthly payment on time. Before long you will have a history of whether you are a good credit risk. If you go to annualcreditreport.org you can get a free credit report once a year. They have information on their web site that will tell you  how to improve your credit rating. Put the credit cards that you already have away in a safe place. Just don't open and close them and open new ones. Use credit cards, but always pay them on time, or at the end of the month to avoid paying interest. Good luck.
828469
Depends where you are in the world, but a credit card may be the fastest route to the credit.  Or a loan from a local bank - however they will require some collateral.
438181
Try a credit union or the UK equivalent of that
1160898
is your credit card from the states?  haha....don't pay it back, and don't go back to the states.  they can't do anything about it.
984173
Sounds like a prepaid credit card may be the way for you to go... \n\nHere is a link to one that says "No credit or bad credit OK, NO credit check required, No employment required"\n\nhttp://www.fastcreditcardoffer.com/credit-card-search/credit-rating/bad-credit-no-credit/default.aspx\n\nGood luck.\n\n.
823618
Simple, go to www.creditcards.com and compare the cards, and choose one.  \n\nFill out the online form, and if they approve you, you will be sent a card in the mail.  \n\nActivate the card, and begin using it for purchases, but be careful not to get yourself into debt!!!!  Manage your credit wisely.\n\nLearn more at http://www.thetruthaboutmortgage.com
560060
Try first permier bank. They offer credit cards to every one. High APR though. However you can also take a secure credit card i.e. you deposit 2000$ in the bank and they give u 2000$ credit limit. Ones u have this for a few months then you will get a good credit and you can get other cards.
718411
If you have a decent business try establishing a merchant account with your bank to accept credit cards. Also look up Innovative Solutions on the internet where you can process credit cards online. Also NetPlugin offers shopping carts for your business with credit card solutions as well.
1089731
http://www.creditcard321.com/\nBut be careful when getting a credit card, period.\nGet one only for emergencies or don't get one at all. The debt thing in america is out of control.
970486
been there done that. I don't know how legal this is but what the hay.   Anyway, get a credit card from anywhere. Then get another one from anywhere. then get another one from anywhere. The ones advertised in magazines are the easiest. When you have these credit cards, you run them up to a $100 each and make the payments. You do this for three months. Then you look for one of these consolidation offers [usually in your junk mail from any bank] then you consolidate your three cards into one and that will bring down interest dramatically. One word of advice. If you are climbing out of a bad credit situation you have to make the low interest card payments on time and at least two times the minimum payment. You have to do this for one year. been there done that  I now have a 10,000 dollar credit limit. go slow.
587462
If you have bad credit, it's because you didn't pay money you owed in the past.  People don't want to lend money to someone who has shown they might not pay what they owe.\n\nBut you don't need perfect credit.  There are lots of places, with names like "family finance company" or some such, that specialize in lending money to people with not-so-good credit.  But there is a big catch--you will pay a very high interest rate if you go to one of those places.
973084
Do you have bad credit or just no credit history?  If it's the former your best bet would be to wait until your 'bad' credit drops off or is 'seasoned.'  If you just have no history - try and apply at Sears or local department stores.  Do NOT run up the cards!  Use them of course, but not more than what you can comfortably pay off in a month.  Once you have been paying on them for 12-24 months you should be able to get a car loan with your local bank.  If that is too long of time frame you may have to see a used car dealer that offers their own financing (BEWARE - the rates will be horrible and payments high for the quality of vehicle you get from such a place).\n\nAnother option would be to see if a friend or relative would be willing to lend you some money though this can cause serious problems if you fail to pay them back.\n\nGood Luck!
150217
A debit card usually isn't a problem, this has to do with banks and they have their own system for checking good standing in the banking system. As long as you don't have a slew of bounced checks somewhere you should be allright. A credit card is harder. Lots of time you just have to wait a little while.Here's a good idea, some jewelry stores will offer credit to anyone. I did this and received three credit cards within a matter of weeks. I didn't have a bankruptcy,though, but I had really awful credit and I tried for three years to get a credit card.
931012
My credit is of perfect condition. How did I get it this way? Simple. I only bought things I needed/saved up for and as soon as my Visa statement arrived in the mail I would write out a check, in full of the balance, and then mailed it out the very next day. I also had a $3500 car loan that has been paid off with no late payments.\n\nYou can always join a credit union and apply for a Visa. However, the more accounts you have open will negatively affect your credit score. Late payments on accounts, old unresolved accounts, over-limit amounts, bankruptcy, ect. will also negatively affect the score.
403842
Apply for a credit card. \n\nIf you get one, great. If you are declined, you may be able to obtain one by putting money down, usually about $100 or so. This is known as "securing" the credit card. You'll have a low credit limit.\n\nOnce you begin to charge purchases, make sure you can pay the balance in full since interest rates can be quite high. It's much easier if you don't use the card much each month! Your credit will improve the longer you keep your account open and pay at least the minimum each month.\n\nHope that helps :)\n\nAlso, obtain copies of your credit reports from each of the three credit bureaus. They're free once per year. Go to http://www.freecreditreport.com/