I have no healthInsurance and was stuck wit a medical bill of $25,000. Is there any program that can help me?
141522
Yes, Before you are turned in to a collectioin agency Contact\nHill-Burton Hotline\nHealth Resources and Services Administration\n5600 Fishers Lane, Rm. 11-19\nRockville, MD 20857\n800-638-0742 (outside MD)\n800-492-0359 (within MD)\n\nThese people are supposed to be able to help you pay your hsopital bill.
172940
Hi elduva318,\nContact your local health department or if you have a doctor ask about a payment plan. Good Luck: Blueladybug
103272
Once the bill collectors have them, they are already written off by the medical service provider, and they sold them to the collection agency for less than 10% of the face value.  At that point, the collection agency gets to keep any money they recover; none of it goes back to the medical care provider.  So the social assistance agencies can't help you pay any of these back.  You should search the web for advice on how to preserve all your rights when dealing with collection agencies.  If you don't have the money to pay the full bill, it is not profitable for them to sue you (even though they legally can), so they would rather negotiate a price that you can pay.  But get everything in writing and don't agree to anything over the phone.\n\nFor the future, if you have low income and don't have insurance, check with your county social service agency about getting catastrophic insurance with them.  You will fill out a financial statement, and they will set the premiums according to their guidelines.  Then if you need emergency or critical care, this will cover the physician fees when you are treated at a county hospital (the hospital can usually get reimbursed through medicaid for its charges, but the doctor's can't).  There are a lot of working people with low incomes who fall in this gap, and in most states, the county has the only agency to provide a little bit of a safety net.  (In states like California and New York, the state agencies may adequately fill this role).
93168
If you have no money, call some clinics from the Yellow Pages and try to negotiate with them on a partial payment.\n\nCall the Department of Human Services.  They may have a list of clinics that charge based on your income.\n\nGo to the emergency room.  They can't refuse you....Good luck!
832575
Yes, contact Smith GlaxoKline and apply to them for assistance.  Most drug companies will give medications free or reduced price to those in need who cannot afford it.  Also you could apply through department of human resources for medical assistance.  If you qualify you will get free or reduced price for prescription medications and medical care.
1086057
I dont have any real answers for you.  I live in Illinois and it is the same way.  You might try talking to the doctors and hospital.  Many of them have programs to help those of us with no insurance.  You might also look into state and federal programs for your particilar illness.  Best wishes to you.
378504
If you are in the United State, call your EMS Service (probably your Fire Department) and ask them about it.  I know when my daughter was taken to the hospital, we got a bill from them, but when I called and spoke to them, they explained they simply wanted to be reimbursed by the insurance companies, not by the taxpayers who were already paying them in taxes.  Any amount not paid by the insurance would be dismissed (and it was).  City agencies are trying to find any way to recoup operating costs.
1029304
Look in the phone book, call your insurance company, or ask your pediatrician for a referral.  Go to your county health department and they have some on staff that are free or on a sliding scale payment.
1002236
IF $$IS A CONCERN TO CAN GO TO YOUR LOCAL PUBLIC AID OFFICE. MOST CITIES HAVE WHAT THEY CALLED A "WELL CHILD/BABY"                                  ' PROGRAM. THIS SERVICE IS FOR WOMEN AND FAMILIES THAT HAVE LOW INCOME OR NO INSURANCE. AND IT WILL COVER ALL OF YOUR PRENATAL, HOSPITAL, AND DELIVERY COSTS. IT  WILL ALSO COVER YOUR CHILD'S MEDICAL EXPENSES UNTIL HE REACHED THE AGE OF 6 IF NECESSARY
1086248
I applied for Mega Life and Health Insurance. For starters it was expensive. I expected to pay about $300 a month. It took 3 months to get my policy. The monthly payments were to be automatic drafts from my checking account but they would not take a debit card. They wanted a credit card. I don't do credit cards. The payment went up $30. because my doctor said I had high blood pressure. I just took my blood pressure - 110/75. I don't have high blood pressure and told the dr. he caused my insurance to go up. So I cancelled them. Plus my doctor was not on their list. You have to call them everytime you got to a doctor to get their OK. Too much hassel.
390143
I know you say that you can't afford it, but you need to see a doctor. Most likely it's nothing, but it's worthy of investigation. I've been where you are...no insurance, suspicious lump (in my breast), there are places that you can go to get help. Call your local health department and see what services they offer for people in your position, they may also be able to point you in the direction of a low or no cost clinic in your area. Also, contact your local hospital, most offer charity care which would cover all or part of your bill based on your income. Good luck.
663032
I'm assuming you meant to say you CANNOT pay for your medicine.  Are you enrolled in Medicare's Drug Program?  If not, WHY not?  There are many senior-friendly organizations with people who can help you make sense out of the drug-benefit program.  Try contacting them, OK?
819112
Call your local health department and ask them about low income/free clinics to provide you with health care. You probably need some iron from losing alot of blood but you definitely need a doctor. If they don't provide you with any help call a local hospital and ask for their social services department and talk to them about free/low income clinics/doctors. Good luck.
53095
You can go and pay out of pocket.  That should be less than $50.  Many, but not all, insurance policies pay for that. \n\nBut you should be careful asking for meds when you don't need them.  If you simply have a virus, taking anti-biotics not only won't help you, but could make it worse for you next time you get a bacterial infection.  If the bacteria has become immune to the drugs because you took them when you shouldn't have last time, it could kill you.
882243
What is the worst case senario that can happen if you do not have insurance? You might become financially devastated when things happen. That means, you might be worse off then you are now. \n\nAlso, according to past experience working in an insurance company, the reason that they charge you so much is because that event is very likely to happen. The more likely, the more expensive. Therefore, the more expensive, the more you need to have that insurance. \n\nDo not cancel your plan, instead find out more information about alternatives and go through underwriting from several companies. If they reject you(which will be most likely) at least you have something to fall back on when something happens. If they accept you, wait for 3 months before cancelling your current plan.
378212
Good Luck, join the crowd of Americans with no insurance. Thank you Mr. Bush! There are state funded insurance you might qualify for, but they are usually closed to new patients. Or you can go to your city public health department, they can help you out.
1045869
I'm sorry to hear your situation but you do have options. You can compare quotes from InsureMe. They offer you several quotes and accept many medical conditions.\n\nYou can also look into life insurance with no medical exam required. This may cost a little more, but you get quick approval, if qualified. There's no exam, no agent to deal with, and no delays. Try out quotes from both options. And good luck with getting your coverage placed at a reasonable rate. Take care.\n\nhttp://www.term-life-online.com