what is a lien? insurance whise?
109370
jerry's got a lot of it, but anyone can file a lien.  anybody who feels they are entitled to part of your settlement can file a lien.  this includes medical providers if you have a worker's comp claim or injury from an auto accident, or your attorney and such.
1120223
Mortgage insurance can mean several different types of insurance.\n\n1. (a) If you are purchasing a home and are requested to carry mortgage insurance this is an insurance policy that protects the lender if the mortgagee fails to pay his mortgage.  It does not insurance the property or the home owner.\n     (b)  a mortgagee can obtain mortgage insurance when purchasing a home to insure the title of the property is clear if any problems arise while the homeowner has the home.  This is a one time fee paid when the home is financed.  Most homeowners do not get this type of insurance.\n\n2.  Mortgage insurance can also be mistaken to mean home owners insurance.  Homeowners insurance covers the property up to a certain dollar amount and the homeowner will choose the insurance company.  \n\n3.  Some people believe that mortgage insurance is insurance that will pay off the remaining debt on a mortgage if the mortgagee dies.  Simply put it is nothing more than a life insurance policy that pays off the mortgage.  Some lenders offer this coverage, some do not.  Alot of times it is cheaper to get a term life insurance policy.
1060188
Perfection of Lien Top \n \nProcedure To Perfect Lien A security interest in vehicle for which a certificate of title is issued is perfected by delivery to the registrar of existing certificate of title, if any, application for certificate of title, with name and address of lienholder, date of security agreement, and required fee. It is perfected as of time of its creation if the delivery is completed within ten days after creation. Otherwise, it is perfected as of time of delivery to the registrar. See MGL Chapter 90D, Section 21 \nVehicles From State Outside of Massachusetts The validity and perfection of a security interest in a vehicle subject to such security interest when the vehicle is brought into the commonwealth is to be determined in accordance with the rules included in General Laws of Massachusetts, Chapter 90D, Section 21 \nDuty of Owner Creating Lien If an owner creates a security interest in vehicle, owner must immediately execute application, on the certificate of title or on approved form, show name and address of lienholder and date of security agreement, and cause the certificate, application and required fee to be mailed or delivered to lienholder or, at lienholder's request, to the registrar. See General Laws of Massachusetts Chapter 90D, Section 22  \nDuty of Lienholder The lienholder must immediately cause certificate, application and required fee to be mailed or delivered to the registrar.  \nLienholder With Possession Must Make Certificate Available Upon request of owner or subordinate lienholder, a lienholder in possession of certificate of title must either mail or deliver certificate to subordinate lienholder for delivery to the registrar or, upon receipt from the subordinate lienholder of owner's application and required fee, mail or deliver them to the registrar with certificate. The delivery of the certificate does not affect the rights of the first lienholder under his security agreement.  \nRegistrar Notes Lien Upon receipt of certificate of title, application and required fee, the registrar shall either endorse on the certificate or issue a new certificate containing the name and address of the new lienholder, and mail the certificate to the first lienholder named in it. See General Laws of Massachusetts Chapter 90D, Section 22  \nExclusive Manner of Perfection For Vehicles The method provided in chapter of perfecting and giving notice of security interests in vehicle for which certificate of title is issued, or required to be issued, is exclusive. Chapter 90D, Section 26.  \n Possession and Sale Top \n \n \nWithout Use of Force, Without a Breach of Peace Subject to this section, a secured creditor under a consumer credit transaction may take possession of collateral. In taking possession, secured creditor under a consumer credit transaction may proceed without a prior hearing only if the default is material, and consists of debtor's failure to make one or more payments as required by the agreement or an event which substantially impairs the value of the collateral, but only if possession can be obtained without use of force, without a breach of peace. Unless debtor consents to an entry, at the time of such entry, possession must be obtained without entry upon property owned by, or rented to the debtor. See General Laws of Massachusetts Chapter 255, Section 13J \nHearing Required Except as provided above, creditor under a consumer credit transaction may proceed against collateral only after a prior court hearing where the right of creditor to take possession has been determined, after debtor has an opportunity to be heard, having been notified in writing of hearing at least seven days in advance. See General Laws of Massachusetts Chapter 255, Section 13J \nRight To Redeem The debtor under a secured consumer credit transaction may redeem the collateral from creditor at any time within twenty days of taking possession of the collateral, or thereafter until creditor has either dispos
76710
Probably not.  The lien just preserves their right to make a claim against your property at some point in the future, usually when you go to transfer ownership or sell it.
121940
What is the nature of the risk you are "insuring"? For example, Auto insurance protects against the risk one faces from having an accident.\n\nA type of business that falls into your line of thinking is third party warranties. Think about extended warranties on products. You buy them, typically when you purchase the product. You agree to the terms of the contract and it protects you from the risk of the product breaking, but it is not insurance.\n\nIt depends on the nature of the risk you are offering protection against.
657164
You need to contact the company that financed the lease, they are the ones who will remove the lien.  They will send you a letter saying the loan is paid in full also.
826541
Try http://www.fool.com/insurancecenter/basics/basics.htm\n\nI hope it helps! I have used this site in the past, and it does provided basic information in a nice way.
954654
If there is a lien on the property you are stuck w it- D
298037
Generally they purchase your owners policy for your new home. You will purchase the lenders policy. For your title insurance.  They will also pay for any existing liens and encubrances that they created on the property before conveying it to you.
1790
First of all, if a lien was place, you should have received something in the mail that indicated such.  If you didn't, get down to the County Recorder's office and do a search on your parcel number.  It's quick, free and easy.
488739
Wages, checking and savings accounts, lien against your home.
540782
your property still has a lien on it\nI can't understand how anyone could've bought your house unless they paid cash and didn't have the services of a lawyer\nneverthe less these people can sue you for selling a house which they cannot get a clear title to
117228
My understanding is it's basically a BILL that follows a vehicle's title.\n\nIt usually occurs when a tradesman (i.e. mechanic) files a lien for unpaid repair work.  This is his remedy to ensure that, should the vehicle be sold, his monies will be paid to him.
910146
How is this an insurance question?
1127152
It's an insurance form, issued on paper.  It's a statement to the "holder" (ie, Radio Shack) that the insured (you) has the type of policy described below (usually general liability, auto liability, workers compensation,  & other).  Furthermore, it states that in the event that one of your policies should cancel (ie, for nonpayment of premium, mid term), or change terms (ie, you lower your coverage limit) that the insurance company will attempt to give a set amount of notice (usually 10-30 days) PRIOR to the cancellation/change  going into effect.  \n\nIf you have a general liability policy, your agent can issue it.  If you don't, you'll need to get one.
434124
It's a lien.  There are two types of liens.  Perfected and unperfected. They can also be consensual or non-consensual See this link for more details:\n\nhttp://en.wikipedia.org/wiki/Lien
426208
Not exactly sure what you are referring to.  Are you talking about a lien on your property?\n\nYou will need to check with either your county or state secretary of state and see who keeps track of property liens.  In Michigan, you go to the Sec. of State, but the information is filed at the county level.  There may be a charge for the information.