What is a bank CD?  Once you open one can you get your money out one month after you deposited it?
105198
CD=Certificate of Deposit.  I suppose savings and loans and credit unions issue them as well as banks.  In the old days you committed your money for a certain number of months or years and paid a penalty for cashing out early--the penalty being set by the bank and spelled out in the contract.  Now my little local bank offers a CD with a term of one month or so that can be cashed out in 7 days without penalty.  I bought one to park some money while a check cleared and earned 3.5% interest.  I thought it was a good deal with minimal hassle and no fees.
99244
Usually you will get a higher interest rate with the larger CD, however unforseen circumstances could cost you alot more. If it were me I would invest it in one $5,000 CD and two $2,000 CD's and one $1,000 CD. This will allow you a better return while also allowing you the chance to withdraw early with minimal damage should you find yourself in a situation where you need the money. (If you need a K note then cash a K note, 2K then cash a 2K ect....)
656864
No you can't do that. Your account may be closed.  This is fraudulent activity.  \n\nThe bank would likely reduce your access to funds to zero, meaning that in the future anything you deposit to your bank account would be held for 3-5 business days, your card would likely be cancelled and your account may be closed.
470762
No such thing. Your money is your money. You give it (the money) to someone else - it is their money. End of story.\n\nIf the sum is small or large will make no difference. If you gave your friend a check to deposit - then the bank will have a hold (which depending on where it is drawn, can be up to 10 days) on the account until the check has been cleared.\n\nDon't forget (and make sure the bank knows) that it is your (or your friends) money!\n\nGood luck
227031
If it is not your banks atm, then you are "borrowing" another banks money, literally.  They count that stuff and put it in there themselves.  So they have to contact your bank and your bank has to wire it to them (of course a pc does this).
406239
Buy a CD from a federally insured bank (in the USA anyway)
616526
hii, even i joined in this .i opted for cash on delivery and got the cd .we have necessary info and links with a acc no. in it... and we need to register it with cj.com.  even i did till this point.\n. i need to go through to it ...\n . if u r from india u will get the cash only through checks.
1159412
they are not priced they are determined by the amount of time you want to lock in your money.  For instance you have $10000.00 okay.  You want to lock it away for 90 days at 4.5% apr.  If you pull your money out before 90 days that will penalize you something like 6 months interest.  You can't add fund until the CD matures.  You can add if you want to roll it over and do it all again or you can pull your money.
570495
It depends how you are getting it.  If you are getting direct deposit, it will be 8 to 16 days.  A paper check will take about a month.
337313
I get money taken out of my checking account every week into ING direct, and now all of a sudden I blink my eyes, its a year later and im SUPER RICH!  all it takes is consistency.  I am also part of an MLM that is making me extra cash that I put aside. Email me at pinkcinnamon3@yahoo.com if you wanna sign up!
420375
Put 1/2 in a 12 month cd, and 1/2 in a money market account.\nGMAC pays 4.7% money market with checking for withdrawals. 12 month cd pays 5.2% APR\nwww.GMAC.com
856499
that's how they keep money in the bank. There is actually never the amount of money in the bank that you and everyone else deposits. If everyone withdrew their money in one particular bank at the same time, the bank wouldn't be able to give you all your money. They need insufficent funds fees and monthly fees for accounts to be able to cover that money
929712
I opened a savings account at a bank yet did not get an ATM card for the account.  I have money direct deposited from my paycheck into the account each month.  The money just sits there since it would be a pain to drive across town and stand in line to take any money out.  Basically, I just forget about the account unless an emergency comes along.
532750
Don't risk a penny of it. Put it in either a 6 month bank CD or a 6 month Treasury Bill, either of which you can get on the Internet without any fees. Go to treasurydirect.gov for a Treasury Bill or to money-rates.com for a CD to find the best rate on a FDIC insured 6 month CD. Money-rates has links to the banks to make application.
890887
basic CD at your local bank.
299165
A CD is a Certificate of Deposit.  It's similar to a treasury bill or treasury bond, nut is offered by a bank instead of by the US Treasury.  you deposit your money for a fixed period of time (anywhere from 3 months to 5 years, sometimes longer), and in return for placing your money with the bank for that length of time, they pay a substantially higher interest rate than you'd receive from a savings account.
520718
Yes, they don't have to give you any money today, but they'll have 100 available on monday (the next business day)\n\nGovernment Regulation CC, says banks can place holds on checks. The first 100 to be available the next day. Local checks (by routing number not location, banks can be next door but still non-local) Are to be available in 2 business days unless an expection is made, if it's over 5,000 then the first 5000 is available in 2 days the rest in 7. NON LOCAL checks are different they are the first 5k in 5 days the rest in 11. They are doing this for your protection as well, you would hate to spend 30k and then find out a week later the check was bad.