I am a college student and I need health insurance, what is a good company to go to?
116550
Check with the college first, and see if they have health insurance that you can purchase. I know that the school that I'm at offers student health insurance. If not, check around with different companies to see what they offer for students.
937964
Contact an independent agent such as a Natiowide agent. If they can't write it with their "standard" companies, ask them for a quote throught a wholesaler. You may be able to get a quote with a national association relating to EMTs. Ask others who are EMTs or the instructors. They should have an idea of where other students have gotten their insurance.
880401
When I graduated from college (5 years ago), I got temp health coverage from Fortis, which is now Assurant Health.  It was a simple online process.  I remember it being affordable.  I cannot speak for how good it is, because thankfully, I did not need to use it.  After 6 months, it expired and that was it\nhttps://www.temporaryinsurance.com/stm/(nzuznvznzbxmqe55raetbozl)/GetQuote/\n\nIf I just graduated, I would take a serious look at this site.  They seem to specialize in students.\nhttp://www.gradmed.com\n\nJust make sure you read what they will not cover.  For example, don't get pregnant.\n\ngood luck\n\n.
291961
If you need an individual or family policy, you have a bunch of choices depending on where you live. Most PPO plans are going to part of large networks with a wide choice of doctors. You can do a check on ehealthinsurance.com, put in some info and see plans and pricing for your coverage needs. But just since I hate them, avoid Aetna.
88661
You need to find a good agent to recommend the best carrier but in order of least expensive to most expensive\n\nHMO, POS, Direct Access, PPO\nYou may be able to get by with the HMO with a hospital copay rider and prescription card. It wont be the absolute cheapest but good coverage with low risk exposure. I'm not sure where you are from so its hard to say what company is best in your area.
1094663
search for e-insurance on yahoo search. try typing in short term health insurance.  i did this for my son recently as he is no longer a student but doesnt have a job with benefits yet.  it is  a pretty reasonable price too.
94108
Different companies charge different amounts. It will also depend on how your health is, if you smoke, if you are over weight, etc. Start calling insurance agencies and ask for quotes. That is the only way to know who is going to be the cheapest.
1132689
There are several good plans available in Florida.  Price is going to be a function of where you live and how old your daughter is.  Not all companies offer plans in all areas.\n\nThe best and most affordable health plan will be with Aetna, Blue Cross (BlueChoice), Humana, or United Healthcare (Golden Rule).  It depends where you live.  All are good companies ("A" rated by A.M. Best) with good coverage.\n\nPremiums are regulated by the Florida DOI (except UHC is regulated by the Illinois DOI and they do not regulate premiums).  Your best bet for a low premium is to look at deductibles of $1,000 to $2,500 with co-payments for Doctor visits and prescriptions.  These higher deductibles offer considerably lower premiums and can save you hundreds of dollars a year in premium.  \n\nIt is a question of managing your risk effectively.  Individual health insurance is medically underwritten.  This means that if you are not healthy and your are going to cost them money...you will be declined or the pre-existing conditions will be ridered (excluded) or rated up (price increase of 25-100%).\n\nOn the other hand, if  you are healthy you probably won't be using your health insurance for much more than preventative care.\n\nAetna, BCBS, and Humana all have good preventative care benefits that are NOT subject to the deductibles.  They also have co-pay options available or included in the product.\n\nI hope this helps.
1013210
Insurance is actually my major in school right now, and I will be the first to admit that health insurance is a confusing topic.  However, your agent will be willing to answer any questions for you or you could use your local library or the internet for research.
116015
Health insurance can be a croc of sh**  I don't have group coverage so I had to get some short term individual coverage. Get this, if I ever file a claim of any sort, I can not renew with that company ever...  what a joke.
1047456
I think the best way is to do some research on your own and then get in touch with local health insurance agents or brokers. I say more than one because talking with more agents will give you more ideas, see more health plan products, and – most importantly – get several different insurance agents competing two earn your business. Many people don’t realize it, but insurance plans aren’t any cheaper online than they are through an agent.\n\nWhen I’ve looked at small business matters, The National Associated for the Self-Employed (see link below) had some good information. They have a health care Web site with some good information as well (also below). Also, some states have group-purchasing pools for small business and the self-employed. Depending on the kind of business you’re in, there may be a trade association you can join and get group health insurance through them.\n\nAfter you’ve done some researching, try visiting MostChoice.com. I’m a writer for them, and they have a simple approach to shopping for health insurance. You fill out a short form, they send you information on health plans available in your state, and local state-licensed insurance agents contact you within 48 hours to talk about what you’re company needs in a group health plan. It’s free and you’re not required to buy anything from the agents who contact you. Just wait until one of them delivers an insurance solution that makes sense for you and your company.\n\nYou can visit MostChoice here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\n\nBarnes @ MostChoice.
470048
I had to go shopping for health insurance recently and got a lot of quotes with all kinds of options. Private pay - like what your asking. If your not over 40, healthy, don't smoke or have any special needs, then our situations are similar and I can tell you what I was impressed with. Out of 8 bids from various national company's; The two best were Mutual of Omaha and American Family. MofO was very impressive with coverage, additional free benefits and low cost riders like glasses and dental. American family was the same with an added benefit of a high yield health savings account that can be used as a tax deduction. Both had low deductables with free well care or low co pay well care, and were well under 200 a month not including riders. Good luck.
458706
You may want to try a local university or college in your area.  Many times they have dental students who do a lot of work and it is generaly a good thing because the instructors are on hand as well.  Sometimes you can get quality care.\nGood Luck Health Care Does Break Your Bank
244227
There are many companies out there who specialize in affordable health insurance. Mega Life, Midwest and United American Insurance all offer affordable policies. These policies do not offer comprehensive coverage that you would find in group policies instead they offer a specified benefit amount thereby making them more affordable. Ask the agent when the last rate increase was, and what the deductibles are to make sure you get the best plan for you.
1151958
Try the company that has your home owners insurance or renters insurance
231841
Shop around for an inexpensive health insurance, especially one with a medical savings account.  With this account, only a little of the premium goes toward the insurance and the rest goes into an interest bearing checking account.\n\nAvoid the ones you see on the internet.  Some are not legitimate and can actuall be used to obtain personal information about you and steal your identity.  It's happened.
213150
http://www.ehealthinsurance.com/\n\nGreat place to start.