i file bankruptsy last year in  december would like to build my creadit back on getting a dell?
100238
dont get a dell.there customer service is the worst of any company after you fork over money.and that is important because there product WILL break
433652
You should check out www.lifeafterbankruptcy.com. Stephen Snyder is the expert on helping people recover from Bankruptcy and begin the process of rebuilding their credit. He conducts free seminars nationwide and sends out an excellent newsletter for people to learn what's happening in the credit world.\n\nIn fact, many people who haven't filed bankruptcy subscribe to his newsletters because he is one of the few people that know what's going on in the "inside" of the credit industry.\n\nAs far as credit reporting goes, go to www.annualcreditreport.com and get copies of all 3 of your credit reports. You should begin by disputing any items that are not reporting correctly. Your immediate goal should be to get any account that was discharged in your bankruptcy to report as "Included in Bankruptcy" or to be deleted.\n\nOnce you have done that you should begin the process of rebuilding your credit. First off you need to be educated about how credit works in the U.S.  Every credit decision a lender makes is driven by FICO credit scores. You can go to www.myfico.com and look in the Credit Education section to learn how FICO credit scores are determined. To build your credit you have to place positive credit items on your file that will report positively for 6-12 months minimum. If you want your credit to be in the Excellent category (FICO score 750+) then your goal should be to have 3-6 revolving accounts(dept. store, gas cards, Visa. etc.) WITH NEAR ZERO BALANCES and 1-2 installment loans(car, mortgage) that are reporting positively.\n\nI would start out with a Bank of America or Wells Fargo secured Visa card. Both banks have great programs with low annual fees, low starting amounts ($300.00) and no junk fees. After 12 months of positive on time payments you will graduate to an unsecured status. Then you will probably be approved for other cards such as dept. store and gas cards.\n\nIt can be done within 2 years!\n\nGood Luck
970264
If it is a dell credit account here is the link\nhttp://www.dellfinancialservices.com/\n\nIf you are just talking about a dell account for making a purchase this is the link\nhttps://membership.dell.com/DellLogin/GA/login.aspx?at=ga,remote&fs=0&tw=7200&ru=https%3a%2f%2fmembership.dell.com%2fmyaccount%2fmain.aspx%3fc%3dus%26l%3den%26s%3ddhs%26%7eck%3dpn&id=100&ct=11%2f7%2f2006+1%3a04%3a07+PM&c=us&s=dhs&l=en
634569
Establish an Employer Identification Number (EIN) free from the IRS--check with your local Employment Security Office for information, or online.\n\nThen your business has it's own identifying number, not necessarily tied to your Social Security number which will be flagged by the bankruptcy.\n\nGood luck!
719274
Call Dell and have them set you up with what you need. Talk to a real salesperson.\n\nDavid
664128
Tell them you are bankrupt and see what happens
519473
i believe there addidas or rebooks hope i can help please best answer
479660
I would file tommorow if I was you, once they get a judgement you cant include them in your bankruptsy. I just filed in october and it was over in march. I downloaded the forms from gov.org website and did it myself, I filed it myself and included a form to ask the court for a payment plan for the court costs which were $187.00, to be made in payments. We filed chapter 7, and because we didnt have more than 25% equity in our home we got to keep it. We wernt behind on that bill. So we just keep on paying it like usuall. We got to keep one car for each of us. Both were already paid off. My husband had one judgement that was not allowed to be discharged. And our home equity loan and mortgage was not entered as a discharge, because we are still able to pay for that. We got $69,000 dollars worth of debts discharged (meaning we don't have to pay them)The day you file, you have to pay $50 dollars toward the total if you file the form asking for the payment plan. The forms are kinda hard to understand at first.The packet is about 20 pages. One ask to list all secured debts, which are home loans or car loans. And then you list all your unsecured debts on one page meaning credit cards and hospital bills and the like with all the totals and names and addresses of the debtors, and then a page to list your income and what your personal assets are like jewlery, art work etc. Just work one page at a time, you can do it. But work fast before the judgement, and don't tell them you are doing it. The day you file you and get a number you are protected from them harrassing you, calling you or sueing you. The papers are free to download of the government web page. You have to decide which one to file chapter 7, 11, 13 depending on you particular circumstances. 7 is total and if you own more that 25% equity in a home they can sell the home to satisfy the debtors. 13 is a repayment plan I think. And state to state has different rules. Now you have to have credit counciling to, I think. The second web site has the forms free to download and the rules of the credit counciling and a listing of the individual states that you would live in. I hope this has helped you. Remember the law was set up for you to help you, when you cant pay the bills. Dont let anyone shame you. Its your right to file..
1043013
I would avoid the bankruptcy, if it's at all possible.  You will probably need business credit to get your new repair shop up and running, and the BK will trash your chances at that (or make it really expensive).  Considering your relatively low amount of debt and what sounds like a very good record of making payments, you can probably just work something out with most of the people you are supposed to pay next month.  If not, you will have some blemishes on your credit, but it will not be so ruined that a BK is needed.  You will survive being a little bit late, if it comes to that.\n\nAre you able to file Chapter 7? Sure.  Almost anyone is.\nShould you? No.  You have other options that you should explore first.\n\nGood luck, and try to keep a positive outlook.
559878
dell has some good pay plans SOMETIMES you cang et a good computer for 30$ a month..if you cant afford that and cant somehow getting government funding for it ..you cant get one period
1000165
For your needs look for loadsa memory and lots of hard drives.\nLook at the DELL website, I dont use a dell, I dont work for dell I only suggest them because some of their machines are cheap and would do what you want.\nAs much RAM as you can afford.\nAs much Hard drive space as you can afford.\nIf you think about it, machines 5 years ago did what you want to do so the latest CPU is not that important.
547078
I have Dell brand PC. Usually their deals are pretty good...I believe so that this particular deal is not bad. Go for it...
251638
Depends on your state and how much equity you have in the house-- some companies do Bankruptcy buy-outs-- chances are though-- if you filed bankruptcy, then you don't have the equity to do the refi-- or you would have used the $$$ to pull yourself out of debt.  Chances are you will need to wait a little while
1634
Depends on your situation.  You can first consult someone like a non-profit consumer credit counseling services.  They may be able to lower your bills to a manageable amount and drop interest rates as well as get the collectors to stop calling.  If it has gotten very bad and you have nothing, you can consult with a bankruptcy attourney and see what options will work for you.  \n\nI wish you luck...not a great time for this around the holidays.  But know that no matter what happens it always works out somehow.
407718
Go to http://support.dell.com/ and type in your Service Tag. It should be on a sticker somewhere on the case.
640634
Depends on the bankruptcy.  When my sister filed, her attorney left out her Sears card, only because she didn't want to have to reopen it later on.  Also, you can apply for a card after the bankruptcy is filed.  Your best option would be to wait about 1 year, then apply.  If you apply sooner, the credit card companies will deny your application.  The best cards are the prepaid ones. You put money on them & use them like a real Visa or MasterCard.  I have a pre-paid MasterCard that I keep a certain amount on for emergencies.  Yes, I get charged $1 for using it.  It's worth it in the long run.  The source below is a great pre-paid card for repairing your credit too.  You can buy the pre-paid card for $10 at Rite Aid drugstores.  Also, Ace Check cashing locations have a pre-paid Visa & Mastercard. That's the one I started out with.  I have the greendot one now & use it monthly.  At the end of one year, they'll send a report to the credit bureaus that I've been using their card & paying my bill on time.  It helps repair your bad credit.
902667
H&R Block is offering a program for Holiday cash. If you qualify, you could get up to 1500 dollars of your return now instead of waiting. I would call the local office to get prices for this and see what exactly you need to do it.