Is it a good idea to buy the fraud insurance through your credit card company?
104587
Most credit cards only give you coverage for their card.  Which would be silly to pay for anyway as in most cases you are only responsable for $50.  Go with Identity Theft coverage.  Here is a list of local agents that sell it: http://www.insuremyhouse.com
8498
Probably your bank. They can usually open a secured credit card based on the amount in your savings account. It's also the safest bet for you, because it's a place where your money already is, and it's with a company you trust and already have a history with.
449579
are you trying to commit fraud?
821661
If you listen to the 2 previous posts it is a little crime called INSURANCE FRAUD punishable by large fines and prision time. You could do what most people would do and try to sell it. If you owe more on it than it is worth keep driving it and paying on it until the value and payoff balance out. As wonderful a thought of being debt free is, you also signed a contract promising to repay the loan. If you renig, you dream of being debt free will continue even when you change your mind and want credit and no one will give it to you.
1033816
these so called fraud protectors are a waste of time and money!  these credit card companies are supposed to do this service for you for free.  You will know if your card was not used by you or with your consent because it will show up on your report.  the companies should repay you for this also!  They may close the account and reopen a new one in your name with a different number but that is better than paying those rediculous prices for this protection.
331886
No. Indeed the bank will take care of that.\nIf you purchase item X using Y banks credit card, the cash-back amount will be paid to the bank Y to company X.\nSince it is an transaction in Bank Y. they get profited from that.
74270
YES! It looks bad but lying about it looks even worse. You made a mistake and it will follow you for a long time, but don't make it worse by being a lier on top of it.\nAlot of companies will take a second glance if you are honest about things, at least they know you are not hiding or trying to hide anything from them.\n\nHonesty is the best policy! I wish you luck!
120373
Its a piece of mind.  Don't spend what you don't have; avoid using credit cards.
166959
you could try credit card companies
453657
This site has an insurance news section - http://www.findlocalinsurance.com\nIt seems like everyday there is an article about insurance fraud.
187167
It sure sounds like a great deal.....but read the fine print VERY CAREFULLY on the agreement.\n\nWhat it means is for a set period of time (lets say 6 months) you can use the credit card to make purchases, and not pay any interest fees at all.\n\nAfter that period, you start paying a set amount of interest on the unpaid balance.  Sounds cool, right?\n\nThere are the traps you have to know about.\n\nMany people run the card up, and have a large balance at the time interest kicks in.  They make minimum payments, the card never gets paid off, and everything gets out of control.\n\nDepending on the offer, the interest rate is pretty low, maybe 15% (or lower).  The credit card companies have buried land mines in the contract, and if you step on them you die!\n\nExample #1:  If you go over your credit limit and do not bring it down by the next billing cycle, they will automatically (and without notice) increase your interest rate.  There are no notices and no warnings.  You only find out when you get the next month's statement.  It's not uncommon for people to be paying 25%-30%.  OUCH!!!  \n\nIn the past this would never happen, because if you tried to charge something, and that charge would go over your limit, it would be rejected.  But those nice Credit Card companies decided to "allow" you to "temporarilly" increase your limit so you can buy that item.  They do this "as a favor to you".  Some favor.\n\nExample #2.  If you are ever late on a payment, they will raise your interest rate.  Don't EVER be late.\n\nWish the government would pay more attention to these credit card companies's scams and less time to other nonsense issues.
118698
Credit cards can be good if you know how to use them. They can also be very bad if you don't. The card card companys are great for giving cards with low credit lines. They do this know full well that you will go over the limit, and it is big time to there advantage. They hit you big with an over the limit charge penelty and big interest like 32%.\n\n The way to use the card is to use it like a checking account. IE if you can't pay at the first of the month in full don't buy it. And never pay the minimum payment if you do it could take you 10 years or longer to pay it off.\n\n Keep in mind it is some of the most exspensive money you can use. \n\nBecareful and enjoy.
337756
Proper use of credit accounts build your credit rating.  It is unlikely that you will have enough cash to cover every purchase that you will need to support your lifestyle, such as a home or a car, so establishing credit will help you get the money that you need to borrow at a reasonable interest rate when you would like to borrow it.\n\nThere are also times that unexpected emergencies sneak up on you and having the cash to cover them is unlikely.  For instance, if your car's transmission gives out and you need to have transportation to get to work, having a ready line of credit on a card can solve an otherwise serious detriment to your livelihood.  \n\nWhen traveling, it is safer to carry a credit card rather than a large sum of cash; many cards are in fact guaranteed to a certain amount even if they are stolen.\n\nMany credit card companies offer extended warranties on purchases, insurance policies on the card holder, or other services like arbitration with retailers.  Things that cash certainly do not provide.\n\nHowever, be sure to use credit cards with due respect and responsibility.
876995
How about buying the product instead of stealing it?
744268
Hi David\n\nI don't think fraud would do it but I think misappropriation of funds would possibly do the trick, and a few of the juicy niceties from the Companies Act and associated legislation would not go amiss.
902637
Yes if you do if for profit or fraud.
843240
Call your credit card company and have the card cancelled. Tell them who is defrauding you.