What is the life cycle of an insurance claim?
100788
DramaGuy is almost right.  A claim doesn't always increase the premium of the policy.  It depends on the type of claim and the company.
948256
If it's not a life insurance policy, then the policy holder is the "named insured" on the declarations page.    That is the person who bought the policy, and the person who is covered.\n\nIf it's life insurance, it's the person who BOUGHT the policy, not necessarily the insured, or the beneficiary.
234634
Liability coverages in general cover damages you cause to others.  There is Property Damages (to property such as cars, houses, personal items, etc) and Bodily Injury (injuries caused to a person).  The minimums vary from state-to-state, but almost all states require at least these two to be carried on a policy.
1115874
That varies with the insurer.  Different companies have different policies.  Most of the better ones try to do so within 48 hours.
147513
Ask your insurance agent. They have access to that info.
136126
There's two different bases for the insurance.\n\nLife insurance has an inevitability built in.  You are going to die someday for certain and as long as you pay premiums and materially mistate your health or fraudulently try to collect it will pay.  Life insurers (thorugh the use of wise actuarial tables) hope that enough people live long enough to grow enough capital to eventually pay off all their claims.\n\nProperty/Casualty insurance doesn't have the same inevitability built in but is supposed to protect your assets in the unlikely case that a claimable event happens.\nIf you have several claims in a close enough time period, you become too risky to continue to insure, thus the company will cancel ("nonrenew" in the biz) your policy.\n\nSo in life insurance they know you are going to die but just don't know when.\nIn property insurance you could conceivable pay premiums and never need to make a claim.
257247
I wish I could give you a better answer:\n\nThere must be a phone number to the claims dept. somewhere on your paperwork.  Do you have a policy?  Somewhere on this, a claims dept. phone # should be listed.\n\nOtherwise, I have found this web address you can try. This is the FEGLI HOME PAGE:\n\nhttp://www.opm.gov/insure/life\n\ngood luck
921145
Insurance or sue the theif.
438673
Only product available that i know of is a "guaranteed issue" life insurance policy from Presidential Life.\n\nYou can get a maximum of $50,000 of coverage, and the death benefit is graded for the first years of hte policy, meaning that if you died in year 1-3, the company pays your premiums back only.  after that, the full death benefit is paid.
827542
ok, normally long term insurance has a elimnation period of 6 to 12 months before you get any payments.\n\nthe short term normally cover that first 6 months to a year.\n\nYou will need both to be fully covered.\n\nLets say you are in a car weck and can't work for 9 months,\nyou get no pay check, you can't pay your health insurance premuim  you lose your car and your house and so on.\n\nLets say you are in that same car wreck and can never work again, how will you live, pay your bills and so on.\n\nBut some people have enough money saved to pay all thier bills for that first year or first 6 months,  and can take the risk of not having short term,\n\nOthers can't afford the long term which costs alot more, so they buy the short term, to at least cover the more temp issues,
711327
1) when the accident happens\n2) contingent liability expires
342376
I realize it's not the answer you want, but it takes as long as the insurance company wants it to.  They can drag it on forever if they want.\nRead the book or watch the movie John Grisham's "The Rainmaker"
970838
A warranty can be issued by any company but needs to have backing to its warranty. Most times companies take out bonds or insurance policies to cover warranties. Time of business is usually your best way to measure validity of warranty. Our company offers a 5 year warranty on painting services we have been in business for over 30 years. This enables you to have a little peace of mind.
118199
Hi Joyce.... you asked this question under the category of insurance so I presume you would like to know with respect to life insurance.  Well, the life insurance companies have what is known as actuarial tables which give them a good idea as to the life span of individuals based on age, gender, physical traits/attributes and lots of other factors. It's kinda complicated to explain, to say the least but suffice it to say most all companies go by this table and can underwrite and determine premiums based on that.  For complete and more accurate details regarding this subject, you should contact your local life insurance agent in your area.  LOL
784542
It was an accident.  File it under insurance.
172678
it depends on the insurance. but usually 5 days.
651412
warranty for lifetime\nsame in all states\ncheers