i met my girlfriend when she was in the rears on her 1st or 2nd mortgages. she could not qualify for a?
109740
you really need to talk to a lawyer about this . the laws very from state to state . for instance , in some states your situation would have been considered a "common law" marriage . in which case ,you might not be able to sue her . It would be the equivelant of suing your wife . but this may not be true in your state or locality . and because "common law" marriage laws vary so much from state to state as well as real estate laws . talking to a  real estate lawyer from your state , will be more helpful .
1112974
THANETHE BRAIN DOES NOT KNOW WHAT HE IS TALKING ABOUT. To qualify you I just need your SS# ( to run credit) and answer a few questions, TO GET a mortgage a I need 2 years W2 a sales contact, 2 recent pay stubs a copy of the cancel check if you put any money down.  You need to get a lawyer (have the lawyer run a title search) a appraisal and maybe a home insp. If you have any questions you can email me  johng@oldmerchants.com I am a Sr. manager at a mortgage Bank
740252
He should speak to the Citizens Advice Bureau. As far as I know, unless the house is in joint names or she can prove a significant financial contribution to the upkeep,  she is only entitled to maintenance for the child if they are not married.
208849
A mortgage is an encumberement on a property, which represents the money borrowed to assist with the purchase of the property.\n\nTo qualify for a real estate mortgage in the U.S. you need to have the following:-\n\n1) Source of income - your eligible loan amount is tied to your level of income i.e. wage, business income, rental income, retirement, trust funds etc. You need to show income for the last 2-years.\n\n2) Sufficient and fair credit history with a score acceptable to lender - In the U.S. no one will give you any money if you have NO credit history. No credit is WORSE than bad credit. The minimum credit score varies from lender to lender. You need to have a credit history that is at least 1-year old...some lenders may need 2-3 years.\n\nThat's a good place to start. Find a mortgage broker or deal with a financial instituion directly and they can fill you in on the rest...i.e. level of downpayment needed, loan costs, real estate closing costs etc.\n\nGood luck!
12215
yeah i would say you would know by now, you should call her lawyer or retain one yourself, It is better if you get one, more communication can be done between them.
161819
Geez-first, my heart goes out to her-\nOn the face of everything, it sure would be fair to say she has a "right" to be able to deduct these expenses.  My guess is, since she did not OWN her apartment (?) that she does not itemize her normal tax return.  Since the situation is confused by the disaster, I would have her, or better, yourself, contact your local field office of the IRS, or H&R Block manager (they get direct updates from IRS and State) on how you may be able to handle these disaster-related expenses in her state.\n\nIn her situation also, check with the local F.E.M.A. office and see what financial assistance she might be able to get NOW for housing, food, and other expenses.  What I have found to be true is that if you don't bang on every door and be persistent, especially with governmental employees, you don't get.  Also have her file for unemployment in the state she was working in-something is better than nothing.  \nShe needs to have a permanent address for them to mail her the forms and the (hopefully) checks.  It does not have to be in the same state.
239189
It's not easy, and without more information I cannot give you direct advice. But visit the mortgage Professor - you'll find a link to his website on mine.\n\nSee source pages below.\n\nGood luck!
598607
hi, she is just your gf. you don't know what might happen to your relationship with her in the future. don't give your money to her. she sound like she like to have your money and not paying back which is so unfair. i know you  love her but she has to control herself. and also, if you are going to loan money for her, let her sign an agreement to pay whatever amount you guys agreed to pay every month. think about yourself too not just hers. anyway, that's not your problem. yes, you can help but don't shoulder all of it. good luck!\n\n i am a woman with almost the same problem and my ex bf paid all my debt, unfortunately, we broke up  and there's no aggreement for me to pay him back every month and now he is suffering to pay for it. careful! i don't wanna do it again though and thinking i will pay him the whole amount at the end of this year but i will just surprise him. he don't know my plan of paying him the whole amount.
446575
a mortgage can't do business.
41176
Hey Scott - Agree with Melvin...unless she does have some income which you do not know about or she may be collecting unemployment compensation which has been taxable since end of the 80's (boy, did the government sneak that one in - was NOT taxable like any other insurance such as workman's comp).  If she does owe taxes on some type on income, she may be applying for the "Earned Income Credit" - something you may want to look into yourself if you have not already (I'm assuming you have custody and sole financial responsibility that you can declare your two children as "dependents.) If this is the case, take all the deductions yourself - say NO!  Something does not "smell right" and this is a woman talking here!\nSasha
872471
Whoah.  \n\nThe fact that her check bounced due to NSF doesn't mean she doesn't have the money or can't afford the house.  She could have requested a funds transfer from another account (IRA, 401K, savings, etc) into the account she wrote the check from that didn't make the cut-off time and the check hit before the transfer, or some other really valid reason.  Stuff happens.\n\nImmediately call up the escrow agent and explain what happened and apologize.  Have a certified check or money order in hand to replace the check that bounced and cover the fee with cash.\n\nEveryone has an experience where something really important gets screwed up.  You can pretty much count on the escrow agent or the seller having had such an experience that they can reflect upon and be understanding unless they are complete and total dicks.
973242
I would go ahead and ask the IRS to open a dispute proceeding, and explain what you've provided here, but in greater detail.\n\nSince your joint daughter is not the issue, and I am assuming you were not married during 2005, these are the rules for your ability to claim your ex and her daughter.\n\nYour rights come as a result of the dependency tests under the Qualifying Relative standards under IRC §§ 152(b) and (d), as opposed to the Qualifying Child standards many people refer to that came to be from the Working Families Tax Relief Act of 2004 and the Uniform Definition of a Child. To meet the qualifying relative standard, each dependant must have lived with you for the year and been a member of your household, each made less than $3,200 in 2005, each be a citizen or resident, and each must have received more than half their support from you.\n\nFrom your dialog, it sounds as thought these conditions were true, you filed a return after the end of 2005, then you broke up, and her new boyfriend subsequently filed a tax return.  If so, then you have a winning case.  If you broke up during 2005, your case will most likely come down to dollars, who spent more.\n\nThe identifying infomation the IRS is looking for is first to identify who we are talking about, and that this was not a processing error.  Once that is resolved, the IRS will ask a series of questions and want evidence to support the standards I explained above.  Evidence includes all the money you spent supporting your ex and her daughter, including meals, medical fees, insurance premiums, housing, schooling.  Pull all your credit card records and cancelled checks, and start totaling.  You need to prove support and that they were members of the household.\n\nThe dependancy deduction does not revolve around immunization records and school files.\n\nThese cases are won on an accumulation of evidence for support, which means the winner has just slightly more support than the loser.  If you have a winning case, then you should feel confident going into dispute resolution.\n\nYou should be aware that in all cases where the IRS cannot make any determination as to who should get the exemption, it is lost to all parties.\n\nYou should also be aware that your ex could have claimed her daughter on her own tax return in order collect the earned income credit, and her new boyfriend could be uninvolved in this.  If so, your chances of success are significantly reduced.
1051009
Is she depending on your money? If not, you had no business telling her to get a job. If she was, then you should tell her you can't afford to support her anymore. Just stop giving her the cash. Do you mean you're living together and she wants to move out? Sounds like a good idea. You can still keep your relationship, and once things get smoother you can try again. Sounds like a good way to figure out if she loves you, or your money. Or do you mean she wants to move to another city? She could be bluffing so you beg her to stay. She just wants to feel wanted, instead of like a burden. Just have a business like conversation. Tell her if she get's a job, even a parttime one, you'll continue to help supporting her, but you will keep a tab, and she has to sign a letter of agreement that she will pay you back. That's fair. That way you can be there for her when she needs you, without being taken advantage of. Attitude very rarely changes. So if you can't live with her attitude, move on.
353187
You poor thing this must be really hurtng.  If I were you the next time a problem presents itself I would not offer to help no matter how hard it is don't bail her out and make a point of saying "Oh I'm sorry but I really cant help you out at the moment I'm a little strapped myself this month" and see how she reacts to you.  If she gracefully tells you not to worry that it isn't your problem and she dosen't treat you any differently after your refusal then you'll know it isn't the money she's after but if she becomes cold and distant when you don't hand out to her then I'd seriously consider getting out of there while you still have both some pride and a bank balance.  Good Luck.
1035538
My friend did, and after 3 months, she made a sale (mortgage) and the company only gave her 30% on the loan she sold.  It was redic.  She wouldn't do it again.
548156
First try with your mortgage company. Sometimes they have special hardship programs to re-age your account.
1051144
someones got to pay the mortgage