Does anyone know which bank has the current highest rate for a high yield savings account?
117317
HSBC Direct has the highest that I know of right now, at 4.8%. That is a promotional rate (no restrictions, unlike ING Direct) until sometime in May, but their base rate of 4.25% will probably rise by that time, and I expect it to remain among the highest available rates after the promotional period ends.\n\nI should point out that ING Direct's 4.75% is restricted in such a way that customers such as myself won't be able to earn the 4.75%, and would be limited to the base rate of 3.8%. Be sure to read the fine print.
796168
Go to bankrate.com to check out the local rates.\n\nThere may also be some pretty good links on \n\nhttp://www.advancedwealthsolutions.com
1132383
Even "high interest" savings or Money market accounts pay less than the interest rate a bank charges for a loan. That's how banks make money. They take in money and pay a low interest rate, and then they lend money out at a higher interest.
967983
sainsburys internet banking have reported that the have the highest interest rate in the uk and its 5%, which is very very good
401080
Do you belong to a Credit Union? They often have the best rates.  Also, I've used Capitol One in the past and they had very good rates at the time, too.\n\nhttp://www.capitaloneautofinance.com\n\nGood Luck!
644903
You can look up current rates at http://bankrate.com
1117822
yes, but hsbc and emigrantdirect have higher rates\n4.8 and 4.65 compare to ing's 4.25%
413652
Easy peasy - the answer is but a mouse clic away.\nGo online on try one of the many financial websites (do a search on "mortgages") they have search engines which allow you to survey the market and come up with the best deal.\nI reckon the traditional building societies offer the best rates. Check out the Nationwide, Yorkshire, Coventry and Derbyshire Building Societies. They all have good web sites.\nJim
895541
I have an account with ING direct, but I've since abandoned it in favor of Emigrant Direct and HSBC.  I was very pleased with ING, but their interest rate on savings is no longer competitive.
918681
That depends on which bank or credit union your using for your accounts. you can go to www.bankrate.com and check the best rates on savings accounts, MMA's, and CD in your local area.
1130502
Check on www.bankrate.com for interest rates.  It's always good to save money!
210761
Right now your best bet is HSBC Online. They offer 4.8% until the end of April. Citi is solid with 4.5%. You can also open a Paypal account and enroll in its Money Market account and save according to your needs. Finally, overall, the best would have the be the high yield Orange accounts with ING.
643653
I would go with a Credit Union. They are able to give you better rates on all of your personal banking needs.
345644
One of the best sources for interest on  savings, credit cards, etc is http://www.bankrate.com\nIt depends what state you are in and what the balance on the account is.\n\nHSBC direct in New York shows 4.7% minimum balanace $1.00\nhttp://hsbcdirect.com
909565
Regular checking/savings accounts typically will not offer that high of an interest rate.  Rates like that typically aren't found from a bank on higher end CD rates.  \n\nYou could check www.bankrate.com
1102026
CitiBank offers 4.75% for their eSavings account.  Citi has a better Brick & Mortar presence than HSBC through out the U.S. \n\nHSBC, I think is confined only to NYC.  If you're from NYC, then it's good, but then again you might also want to consider Citi...which is also quite prevalent in NYC.\n\nIf you're already sold on HSBC, but don't have access to your funds all the time, say via. ATM, Bank etc. near your residence, there is a work around for this.  sorta...\n\nAlong with HSBC Online Savings Account, also open a FREE Checking Account.  Get a DEBIT CARD and NOT the ATM Card. ( You get only ATM card with just Savings account ).  Then you can use your debit card in grocery store, cvs...etc...where you can get cash back, after your purchases.  There is a limit on how much $$$ you can get per transaction like this.  You cannot get hundreds of $$$ like you do from ATM.  \n\nKeep most of your funds in HSBC  Savings account and move them online to your linked HSBC Checking account whenever you think you may need them...say while you're travelling and all.\n\nHope this helps.\n\np.s.\n4.75% (Citi),  4.65% (HSBC), 4.73% (PayPal)...all are most likely to go up, end of this month when the FEDs, raise the interest rate again...as anticipated by everyone
476440
I can advice you.\n\nI cannot tell you what you should look for because I don't know what types of investments are you looking or how much money you have or for how long are you going to invest or how old are you and other factors.\n\nING is an Excellent Insurance Company and they are currenly offering the third highest interest rate in the United States of America.\n\nThe second highest interest rate is HSBC with 4.80%