How to overcome financial burden?
103494
Try to see if you can get a better paying job. This will help and then get yourself into a better habit - pay off all your credit bills and then don't create any new ones.   Live within your means.   Good luck!!
428483
Without knowing exactly what financial trouble you are in, hard to answer. Maybe go to your bank and apply for a loan, borrow money from friends and family. OR, contact the people you are in financial trouble with and be honest with them. A lot of companies, organizations, people can be quiet pleasant and easy to work with if you're only honest with them. Whatever you do, don't ignore it...financial trouble never goes away on it's own, it will only get worse. I hope you the best.
306060
Actually "BriGuy" had a very good response for easy ways to make some money.\n\nUnfortunately, the problem is typically spending more than you earn in the first place.....or an unwillingness to work a second job (perhaps, even getting a first one?).\n\nIf you "can't catch up"...stop moving the mark (target).  Spend only on the absolute necessities (rent/mortgage, food, utilities, cook at home/eat out less, etc).  Then if there is any extra money...pay down the debt with the highest interest rate first (not the largest balance).  If there is no money left over...go find some...1st or 2nd job, whatever is necessary to "catch up".  More details would help.\n\nIf you just want money to "overspend" with and "take advantage" of people's good will.....I would suggest that people donate their funds to a "Feed the Children" type of charity that enables people to continue to live on some basic level (something like that).
672516
Stop spending, cut your spending.\n\nPlan a budget, and save.
661938
Hi, i would like to introduce to you something incrediblely amazing new method of becoming more financially free. \nI am not joking, serious about it. Its a new system created not long ago and has tremondous potential to expend. Sky is the limit.
2481
First let me say I've been there.  I ran up huge credit card bills and couldn't pay my rent.  My newlywed and I made a choice to move into my parents house and my parents took out a home equity loan that I made the payments for.  In hindsight, I should never have done either.  Moving into their home was too much stress for my spouse and almost cost me my marriage.  Asking for a loan from my folks turned our relatinship from parent / child to king / slave.  They were always questioning why we bought items that they thought were unnecessary, etc.\nThe best thing for you is to make a budget.  I know, it sounds painful, but this is the way to get your finances under control and you will be able to maintain your pride and integrity.  Living within your means will open your eyes and help you to find money that you can use to pay down your debts.  If you can get a job at night and / or on weekends, do it.  Deliver pizzas, bartend, whatever you can do to make some extra cash.\n\nKeep your chin up.  You can do it by yourself.
1000135
I'm actually in a similar spot... I can never seem to get ahead. The first thing you need to do is take out some paper, as well as all your pay stubs and bills. Right down exactly when and were you either got money, or spent money. I don't know how you're using the money you get (if all of it is going to debt or not) but if you have outside expendatures like clothes, food, movies, etc., you might have to cut back on them a bit. It sucks, I know, but a lot of times my money goes places I don't think about because I'm too tired to get food, or it's just ONE movie, but it all adds up in the end.\n\nAlso, don't pay off all the bills the day the bill arrives in the mail. Make sure you have enough money just for essentials and then send the money out. A lot of times sending the bill back right away can result in big overdraft fees when you find out you paid the bill, but don't have enough money for gas.\n\nIf you're doing everything right and still can't figure it out, talk to your credit card company or bank about your debt. They may be able to work out a special payment plan until you get back on your feet. Banks and credit companies don't like selling off debt to other collectors, so even though they can be "evil" they also want to keep you as a customer and may be willing to work with you to bring down your debt. Essentially, just live as low to the ground as you can, just getting essentials and not spending anything on any cards you may have debts on. Also, carrying cash instead of using debit cards or writing checks is great because the money is in your hand and you can see literally where it is going. Best of luck
363439
If you're a home owner, the best way to get your hands on money is to cash out some equity in your home.  It's your money (from one perspective) and the rates will be about the lowest available on a loan.\n\nI caution you though, borrowing more to pay off your debts isn't the solution; replacing the financial habits that got you into debt with more healthy financial habits IS the solution.\n\nIn general, people in debt live on 'if-come'; they spend more than they make.  To fix the problem, you have to begin living on less than what you make, creating a surplus of discretionary income each month that you can use to pay back the money that belonged to someone else (banks in most cases) that you already spent.  In the meantime, they continue to collect interest on the money that you spent that wasn't yours.  It's a nice business considering how many people today don't see it for what it is.  Watch TV for half an hour, there will be plenty of companies just itching to make you a consolidation loan.\n\nIf home equity isn't available to you, shop for a consolidation loan with the lowest APR available and make yourself a promise to cut back on your expenses and pay the money back.  Get tough with yourself and decide what you NEED to live, and get rid of the things that made life more fun; they cost money that you can use to get out of debt.\n\nIn short, whatever your income is, it is.  Learn to live on it or find a way to make more of it.  Continuing to spend money that isn't yours is just going to keep you in debt, if not dig the hole deeper.
1147773
First sit down, than think twice! \nNow make a list of every good situated man from who U may dare to ask financial help! Those U expect would help U, put last on your list! \nNow GO! Don't stop! Be U! Be your busines, make them wish to help U!\nGood Luck!
1165991
first go and do something that you would really enjoy..   then you could find a needy family that is really trying to make it(parents work etc...)  but just can not seem to get ahead and help them out with the utilities, medical, food, or basic living expenses.  you do not necessarily have to give them the money you could pay for or buy the things that they need.
218467
Well as far as financial assistance goes good luck and keep trying. However have you considered changing your lifestyle maybe a small apartment, and other ways to be more efficient. It kinda hard to tell what your situation already is but, but wish you the best of luck.
678480
Just have moderation in everything you do. Don't eat out, forgo movies and other entertainment you have to pay for, have a yard sale of your unwanted things, I knew a lady once who made $500 on a yard sale.  You'll have to get creative to save money on entertainment, but many communites have free concerts, or you can go for a walk in the part.  If it's possible, you and your partner can get a second, part-time job.  Or go to a temp agency and take some extra jobs that way.  Good Luck. \n\nP.S.- I know you want a house, just don't get in over your head and start of your new life back in debt.
450854
first you need to consolidate his debt.  it is true life is not fair but be happy you have your health and a family try to get a loan to start a business in steel but make sure you do ur homework as you have more on te line than your average entrepreneur.  you must take a huge risk to reap huge rewards.  if you choose to be cautious consult a financial planner and or creditors for advice.  good luck sir and may all your problems end like bad day when the sun sets.
1153328
I think you need to read all the replies to your questions carefully and also head over here:\n\nhttp://credit-cards.ebookorama.com/\nhttp://finance.ebookorama.com/\nand  read up the parts on dealing with debt, I have had a best answer posting these to people with similar problems so hope it works for you too.\ngood luck!
236811
try getting a job and stay out of debt
1128360
Live beneath your means.\n\nInvest what you don't spend. Invest either in your own business, or invest in the stock market and other assets. The  first way will get you there faster, but eveyone doesn't want to pressure of being the boss.\n\nStart as soon as you can.\n\nDon't stop learning to improve yourself.\n\nBe patient.
28298
1. Start writing all your expenses. ( Preferably\n   categorywise. )\n2. Have a budget for the expenses and try to compare\n   and control with respect to the budget.\n3. Learn to avoid impulsive buying.\n4. Become more busy. If you have lot of free time\n   try: \n   Spend more time for Your hobbies, do Social work,\n   study some subject/language you like, write to\n   friends and near ones.\n   In general try to become a more active person:\n   There is much more fun in doing things than\n   simply having ( buying with money ) things.\n5. Avoid watching TV if you get influened by Ads.\n   Learn about TV turn-off Network.\n   Try visiting sites like   \n   http://www.adbusters.org/home\n6. Donate some money to worthy social causes.\n   This will motivate you to curtail your spendings.