how do you check on old life insurance policies?
101511
Call the insurance Company give them the policy #, SS #, birth cert., ect,ect, ect.\n\nBlubla
261754
One place to look is at the Pension Benefit Guaranty Corporations missing participant list.  The PBGC is a U.S. Government agency that protects pensions.  They have a search page for unclaimed pesions. Look on their web site: http://www.pbgc.gov
88412
Probably the best benefit of life insurance is burials are expensive, and with life insurance, when you expire (die), your family will have enough money to bury you, pay off your bills, etc. (Depending on how much of a policy you get.) You can get life insurance policies through several different companies. Most of the time employers offer it with their health insurance policies. The best policy will vary with your individual needs. If you consult an insurance agent, they can better assist you with your particular needs. To check into it, visit these websites:\n\nwww.aigtermlife.com\nwww.insureapp.com\nwww.1stquote.com/company-list.htm\nwww.accuquote.com
284460
You are able to search on their website.  Just enter your firend's last and first name to check.
653228
you could consult public records for the city/town they were living in at the time of death, you could check church records if you know where they attended church
1077
Try going to insurance news:\nhttp://www.findlocalinsurance.com/insurancenews.html
100545
If you're trying to determine whether or not someone has died and when they died, one place you can start is to search the Social Security Death Index. \n\nClick>>>http://ssdi.genealogy.rootsweb.com/
586668
Try writing to your state's department of insurance. Usually the insurance department in each state maintains records of claims, denials, and consumer complaints.  The National Association of Insurance Companies (NAIC) has a list of insurance departments on their web site: http://www.naic.org/state_web_map.htm\n\nKeep in mind that each state has different regulations regarding the record keeping of certain data, therefore the information you are looking for may not be available in the state where you reside. Your best chance is to just call or email the insurance department and find out.
807556
You can check to see if some people from your past that you'd like to find out of they're still alive, by checking the obituaries on the internet. There are two websites. They are www.obits.cc and www.oldobits.com.
258468
30-60 days from filing claim if no surprises.\n\nCall the company for the death claim forms..They will then send you a package with the forms that need to be completed.  They will require the death certificate.  You can get this from the funeral home.  Once you submit it in, they will review the claim and pay it.\n\nIf the policy is 2 years old or less it may take a little longer as policies are contestable for 2 years.  In addition if the circumstances of death were unusual it may take longer as well.
276129
Try www.ais-insurance.com
793842
Well, it doesn't exactly work that way.  The life policies commonly sold to babies, that you pay on for their whole life, are called Whole Life policies.  They are usually a BAD buy.  It usually pays out $2,000 towards funeral benefits, and when they turn 18, you can increase the policy to $25,000 or so (with an increase in cost) without having to prove insurability. \n\nIt was a good deal for my brother, a type 1 diabetic, because that was the only way he'd get coverage except through an employer.  For the most part, however, it's a rotten deal.\n\nFor less than that, maybe $100 a year (2/3 the price) you can buy a 20 year term life insurance policy that will pay $100,000 upon death, you can renew that for another 20 years for about $125 a year.    Just make sure the policy you get is renewable and convertible.
1085334
Several ways: \n1) You can check his check book to see if he made any payments to a life insurance company. \n2) Wait until agent delivers the policy (usually takes 1-3 months to process life application and see if your dad qualifies for it).\n3) There is usually what is known a "conditional receipt", this says your dad is instantly insured once the agent leaves with the first month premium. You can try to find where your dad put it in the house.
172047
you can check the staus by going to irs.org
148411
First, ask your aunt if she has any idea of the company or even the person he spoke to about the life insurance policy. Also ask if she knows if he knew any insurance agents on a personal level. If you can't find it then start calling the Customer Service Departments of insurance companies in your state (if that's where he lived too). Tell them you are the Beneficiary on the policy and the Policy Owner is your father and now deceased.\nGood luck!
1015341
You can't possibly find that out unless you come across the paperwork for the policies or payments made to an insurance company. Good luck.
1048438
A term life insurance policy is a contract between you and the insurance company where if you die during the contract term they will pay your beneficiary the amount specified in the contract.  This is pure insurance and there is no account or cash value.\n\nFor example: If you purchase a 30 year TERM policy for 1 Million dollars then the insurance company will pay your beneficiary $1 Million dollars, tax free if you die in the next 30 years.  Some term policies offer conversion options without underwriting should you want to extend your insurance beyond the original term.  You would be converting into one of the policies I mention below.\n\nTerm insurance is the cheapest option and the shorter the term the lower the premium.  You may have heard the people say "buy term and invest the difference".\n\nSome term policies offer a "return of premium" rider.  This option usually increases the premium 30-40% (ballpark).  If you survive the term of the policy they will refund the premium you paid.  These policies do accumulate a small account value.\n\nUniversal and Whole Life Insurance Policies are the ones that accumulate a cash value.  Whole life policies are the most expensive because they are guaranteed to be in force until age 100.  Universal policies may or may not be in force until age 100.  If it doesn't say guaranteed to age 100 then it isn't guaranteed.\n\nThe account value of these policies grows over time and you can then either withdraw cash or borrow against it.  if you take the money out it may be subject to taxes.  If you borrow it there are no tax implications as long as you don't lapse the policy.\n\nLife insurance policies are not the best investment vehicles, but because of the tax benefits they can be a good alternative depending on your tax bracket.\n\nAgents will most often try to sell you a Universal Life policy.  This is because the premiums are higher than term and the commission is that much better.\n\nI tend to recommend guaranteed level premium 20-30 year term policies with convertibility options (just in case).  You should only consider companies rated A- or better.  I find the best rates come from American General, First Colony, Genworth, Met-Life, West Coast Life,  and Prudential.\n\n"A wife doesn't know the value of a life insurance policy...but a widow does."