I need to know what the law or rule regarding the holding of out of state checks thru National City Bank?
100115
The rule of thumb for checks is: In Town/City 1yr., Out of Town/City 6 mos., Out of State is 30 days.
616904
There's no such thing as "your money".  I know this sounds... strange, but it belongs to the federal government.  Just like your license plate, mail box, and anything else CONNECTED or RELATED to the government.  So if you kick you license plate and bend it, it's illegal.  If you knock over a mailbox - it's illegal.  If you shread a dollar bill, it's illegal, but not like anyone's going to arrest you :P
1069361
Yes I had that happen yesterday. Telecheck is an electronic way of processing your checks, they send it through the computer and based on your banks routing number and your own account number it contacts the banks mainframe to verify that you have the amount in your account to cover the check you just wrote. it then puts a hold on the funds and you get your check back voided out. Walmart and a lot of companies are starting to do this now because of having problems with too many people writing bad checks that bounce like a rubber ball and then not being able to get in contact with them to collect funds that the store(s) were shorted. All in all it comes down to keeping the honest people honest, unless you live in a state where they have laws that if you write bad checks you can be arrested for it and proccessed for fraud.
528215
http://www.checksunlimited.com/\n\n\nalso check out\nhttp://dir.yahoo.com/Business_and_Economy/Shopping_and_Services/Financial_Services/Banking/Checks/\nat look at the different sites
539672
No. I live out of state and rather than have my paychecks sent to me every month and risk losing them, I have my business partner or one of my parents deposit it directly into my personal account. \n\nThe only time you're required to endorse the check is if you plan on cashing it or withdrawing cash against it immediately.
709276
National City Bank, but you need to sign up for OD protection. If you don't, they will charge you.
370561
Try here:\n\nhttp://www.txwb.uscourts.gov/pdf/local_rules_2000.pdf#search='filing%20fees%20for%20a%20bankruptcy%20conversion%20in%20the%20Western%20District%20of%20Texas%3F'
285132
Check FDIC or dept of commerce,,,
764339
what kind of account?\n\neach bank/credit union is different and may have different rules and policies - so you will need to inquire directly with your bank.  ask for a schedule of fees & depositors agreement.\n\nhowever, there are federal rules set by the federal government, these are federal regulations, and there's quite a bit... to see them, click onto:\n\nhttp://www.federalreserve.gov/Regulations/
606231
They can not hold your paycheck because they "think" you "might" be a thief. They have to have you arrested and prove it first.\nIf they hold your check without haveing you arrested then YOU need to be the one to report a crime.
339362
You can get information on how the bank is regulated (State or Federal and which agency) on its website.\n\nIf you suspect foul play, a letter to your State's Attorney General is a good place to start.\n\nGood Luck!
555364
My Roomate came from another state and his bank does not have an ATM where we live.  He is able to deposit money in another ATM machine, however it takes a couple of extra days to be posted.
407474
Yes, this is a scam and here is how it works. \n\nThe criminals who run the scam are a Nigerian gang. They use stolen checks from real businesses. \n\nWhen you receive one of these checks and deposit it in your bank account, your bank will verify if the account on which the check was drawn exists and has sufficient funds. This will generally be the case. Therefore after a few business days you will receive funds in your account. \n\nNow this is where it becomes really dangerous to you: You have just passed a bad check, which is *illegal* and you can go to prison for that. Furthermore, the check can and will still bounce. When that happens it is *you* and not the bank who will be liable for any losses! Checks can bounce for months after they have already "cleared" and it is the depositor who endorsed it with his signature on the back who is responsible. You vouch for the check with your signature.\n\nOnce the bank that holds the company's account forwards it to the company's accounts department they will see that it doesn't match any check they signed. They will find that it came from a stolen checkbook. They will notify their bank, which will notify your bank and the funds will be removed from your account. \n\nIf you have already withdrawn the cash and forwarded it to the criminals (they will tell you there are taxes and handling fees to be paid) then your account will be thousands of dollars in the red. It will get frozen. The bank may report you to the police. You may be charged with and prosecuted for passing bad checks and for wire fraud. \n\nIf you receive any check under an arrangement where you are to cash it and forward funds from it to the check sender or a third party nominated by the sender, you can safely assume it to be a scam. Take the check to the police. Possession of fake checks is a crime under US Federal Law.
1185187
Depends on which payday company your talking about.  Some companies want the original statement from the bank, while others will accept one from the internet.  Let me know what company and  I can tell you.  In Dallas, TX, all you need is your most recent check stub, a bill as proof of residence(light , water or gas), phone bill, and your most  recent bank statement.
66034
http://www.nationalcity.com/personal/onlineservices/onlinebanking/default.asp?WT.svl=1
320488
I work for a major US Bank and I have 6 years of experience in Item / Check Processing, It is not illegal to use your old address as long as you keep it updated it with your financial institution. You can also place stickers with your new address on top of the old one on your checks.
449587
I don't understand your question.  Are you asking to have the Law changed, or just to quit having money taken from your check?