How do I freeze a bank account to received money owed to me thru small claims court decision?
99489
The previous person that answered your question is wrong!!! You CAN get the court to order money be taken from checking and savings accounts to fulfill their debt. As far as "freezing" the account, I am unsure. Good Luck!
303411
Try going to your states attorney's office. Report the person to the state. File small claims if it's under 5,000. Send certified letter requesting return of money.
463137
1. Write a letter POLITELY explaining the situation and that you want them to stop sending emails asking for money.  (If you can find a mailing address, send it certified mail with return receipt, so you can prove they received it)\n\n2. In the letter ask for confirmation IN WRITING that you have $0 account balance and that no further charges will be incurred.  Give them a deadline of between 7-10 days to respond (give the date, e.g. 5/1/06).\n\n3. If you do not get a response, or they refuse to follow your request, file a complaint with the Better Business Bureau.  They can help mediate this type of dispute.  Bonus: your complaint goes on record for the public.\n\n4. If the BBB doesn't work, write another letter, certified mail again, with another 7-10 day deadline, still polite but more strongly worded.  Communicate what action you will be "forced" to take if you do not get a good resolution in this time frame (complaint to the state or US Attorney General, litigation...)\n\n5. As a last resort, consult a lawyer on what you can sue for in small claims court (some only allow monetary claims and are unable to enforce changes in behavior - or if small claims even has jurisdiction).  Most cities have a legal hotline you can call to find a lawyer who will give you a 1/2 hour consult for a small fee: Cincinnati $10.\n\n6. Monitor your credit report.  You want to know it if they file collection actions against you.\n\nRemember to document all communication with the company (keep copies of letters, a notebook with dates/times of any phone calls about the issue), put your name, address, email address and any account number on all correspondence, above all be polite!  If they are working in good faith to help you, then be a little flexible.  This could be an honest mistake!\n\nGood Luck!  This sort of thing can be tedious and frustrating, but well worth the effort.\n\nlizzy (Winner - v. Family Dental Care Associates, billing dispute 2003-2004).
304377
First of all, I reccomend you follow your banks advice and cancel the card that is getting charged this monthly fee.  Then have it reissued. It is not difficult, nor is it unpleasent. You just may have to wait a week or two to get your new card in the mail.\n\nNow, I think you should stick up for yourself and get your $60.00 plus any other charges they took from you after you canceled before the 30 day trail period was over. Stop talking to them on the phone, that won't get you anywhere any longer. Find out the address to corperate headquarters and send a registered return receipt required letter, explaining the situation, everything you have done to get this stopped and your money returned. Provide copies of all e-mails justifying your stance that you terminated the service prior to the end of the thirty day trial period. Also, send copies of all e-mail correspondance that shows your efforts to resolve this in a civilized manner and the answers you received from their customer service department. Then tell them you want your money returned to you, as you did not use their service after the 30 day trial period and they have been taking payments for services you did not use. Tell them this is the only letter you will send and that if they do not return your money you will take action with small claims. \n\nOften just sending such a letter, with material to back up your claim, (material that will show a judge they have acted wrongly) will get you your money back. If they don't send you your money apply for relief through small claims.\n\nIt is not difficult to file a small claim. You have to first send out a demand letter, which was what you did in the letter I told you to send. Then you fill out some paper work, usually just a small amount, attach all your proof, ie: your e-mails and bank statement showing amounts taken, and then go to the court date. You tell the judge what you said here and show the e-mails and your bank statement showing the amounts taken. The judge will then look at your proof and render a judgement. If you show all documents which prove you closed this account prior to the thirty day free trial, and the amounts they took illigally, you will win and get that money and your filing fee usually fifteen to thirty dollars. \n\nSince this is a large company you will probably get your money back by just sending out your demand letter. These companies do not like going to court. It costs them more to go to courst than to give you your money back. So, don't be intimidated by them. \n\nIt really is easy. Shut that account down, get your card re-issued, send the demand letter with your e-mails showing you terminated prior to the end of the thirty day free trial, and they will send you a check. It is only in rare cases they won't give your money back. They will not give you your money back if you just do nothing. They will also keep taking that monthly fee if you don't close that card down and have it re-issued. They do this as they know a certain number of individuals won't do anything to stop them as they either don't know how or are too intimindated to take proper action.\n\nShow them you are not one of those individuals and you WILL GET ALL YOUR MONEY BACK. Not just stop the charges from continuing.\n\nOH, sorry, to get the paperwork for a small claim action, just go to your closest court house and ask for the paperwork at the clerks office. The paperwork is usually free of charge. There is often instructions on how to fill them out too. If not just fill in the blanks and then write what you said here and attach COPIES of all e-mails and bank statements.
107188
YOU JUST GO TO SMALL CLAIMS COURT AND FILE THERE. YOU SHOULDN'T HAVE ANY TROUBLE GETTING YOUR MONEY IF YOU COME TO COURT PREPARED WITH ALL YOUR DOCUMENTATION.
126738
Like crythsania said....why are they threatening you?  What agreement did you have with the debt collector (and why are you messing with those fools anyway)?\n\nIf you have an agreement with them to pay an amount of money, they can't just change it.  Keep sending them the agreed amount of money, and let them sue you.  The judge will simply re-instate the conditions of that agreement.\n\nOn the other hand, if you are not paying what you agreed on, they can sue you.  Now you must gamble on whether the judge will order a payment plan you can afford, or risk garnishment/lien proceedings.  \n\nDon't know where you are at, bit in my area the judge would look at the debtor's financial situation and order something he can handle.  I've seen people get away with $5.00 a month.
672317
Keep the deposit or go to small claims court.
73901
There is no way to "beat" the case now that you have already lost it.  It can be appealed, but that would cost more than paying it.  The best thing you can do is reach an agreement about paying off the judgment against you.  You are bound to pay off the judgment (I presume the court found you owed money and didn't order particular steps about how you should repay) but it can be hard to actually collect, and most people eventually agree to payment schedules rather than trying to force total immediate payment.
1118801
Creditors can not just take money out of someones checking or savings accounts.  They must take you to court and get a Judgment to garnish your account or wages.  They can be sneaky sometimes especially if you moved since becoming delinquent on your account.  All they are required to do is serve you at your last known home address and put an ad in the paper.  Then they show up to court, your a no show and the judge signs the paperwork.\n\nMost creditors will not sue over small amounts of debt.  They will sell the debt to other collectors and ruin your credit.  There are state statues on how long a creditor has to sue you from the time you default.  Most states set the limit at 5 to 7 years.\n\nIf a judgment has been issued against you and they file to garnish your accounts or pay, you are suppose to get notification.
770913
Have you contacted the company?  That would be the first and most obvious step.  You may be mistaken about being owed money or the company may not be legally obligated to pay it to you at this point in time.
899786
We had a similar problem The bank will follow through as they will want there money back also. The best thing is to protect your details I dont deal with anyone that does paper transactions anymore as Our details were taken from a carbon in th rubish of a chineese Resturant so if there machine isnt working we go elsewhere.
1160541
If the letter was from a court, there is a judgment against you. They may be able to get a court order garnishing your wages or your bank account. They can not take any other property you own, unless they have a court order. Courts do not often order the seizure of non cash assets, If it was not from the court, it most likely was an attempt to scare you into paying.\n\nLook for small print at the bottom. If it says "this is an attempt to collect a debt............" then it is just a collection attempt. \n\nYou still owe the money, and should do everything you can to pay it back. Send the dealer something, even if it is not a full payment, every month. The best way to solve this problem is to pay what you owe.
210875
If you sold it on an online auction site, report the individual and get him/her banned from the site.\n\nIf you sold the item in person, sue in small claims court (if it's for a small enough amount of money).  Go to your local municipal courthouse with the exact amount of money you are owed (and the cost of the refused check) and the person's full name and address and say, "Help."  Someone will tell you what to do.
901280
You have to take him to small claims court first, and get a judgment,  Then you will have to try to find a bank account, or garnish his job  if he won't pay.
266902
YOu can fill out a form at the bank to put a stop payment for dailydeals. If you did not authorize them to go into your account, fill out another form and teh bank will do an investigation. if it turns out in your favir the bank will reverse the charges that they charged for insuffiient funds.
203714
there are a few things you can do: go to the court house and get a garnishment /execution paper and run a cash drawer levy on them. other than that since you are in cali the laws might be different but you could also run a asset levy against the co. checking acct if you can find it
389332
Just contact your bank. They got all this stuff figured out.