What are the different safe ways to invest the money ?
117877
"Safe" is a relative term.  However, insured bonds, government backed bonds, and CD's (only up to $100,000) are generally agreed upon as investments you will not loose any money in.\n\nYou will, however, be loosing out on the returns that you might be getting if you invested in a wider array of securities, such as stocks and stock mutual funds.
394091
On the one hand, you should stick with what you know.  On the other it may not be good to have all your money invested in the same place.  Of course you can diversify by putting money in the bank, like in CDs or money-market accounts.
164032
Well, generally, there are three things you can do (to sum up what others have said as well): 1) you take hold of physical gold (you buy the gold and have it sent to you) 2) you can invest in gold indexes or funds 3) you can invest in gold mining equities. I would suggest 2. You won't have a bunch of gold lying around your house and you won't have to figure out which gold miners are good and which aren't. That being said, you still need to figure out what kind of index or fund you will buy, and that may take some research. I would also wait a little on gold, I think we will see a bit of a pullback.
342742
To best grow your money you first need to establish the amount of risk your willing to take. Low risk, get into bonds or money market accounts and expect about 5-6% annually. Mutual funds will offer the full range from 5-20% on average, but the more gain means the more lost. For the most aggressive risk (and therefore gain) play in individual stocks, options or on forex (foreign exchange currency market).\n\nThe most important thing is to spread your money around, don't lump all your capital into one or two stocks, because your setting yourself up to take major losses. Educate yourself before jumping into anything. Investopedia.com is a good resource for that - just remember that they are supported by various brokers and agencies, so take recommendations lightly. They do, however, provide good solid information on the basics.
546035
Open an online brokerage account with Ameritrade, Scottrade, Tradeking etc and buy shares for say 2000 USD. Sell it after you have gained atleast twice of commission (say 10*2) by looking at ur balances every day. It may go down initially butdon't lose heart on that. It eventually will go up (2min, 2days, 2 years...). Stock investing is basically finding a safe stock which doesnot give you a loss after your waiting period and investing in it. \nTo a beginner like you a safe stock could be EWD
1123621
(1) Win the lottery.\n(2) Make a REALLY good business idea and have the capital to support it.\n(3) Wise stock investing.\n\nOtherwise, no. Beware of "get rich schemes" like you are proposing. You will only lose money.
34862
What is the purpose of the investment?\nHow long before you need to take withdrawals?\nWhat is your risk tolerance?\n\nI can help you with more info, but if you are just looking for a simple investment I would pick a balanced fund. A personal favorite of mine is American Funds: American Balanced Fund. It is very consistent as are all of their funds.
673311
Getting an education is a great investment in yourself, and being cautious with your investments is wise, but don't ever let anyone tell you that low income families shouldn't invest in the same types of opportunities that anyone else could.\n\nPeople with very low incomes have made themselves into millionaires by a combination of responsible spending and thoughtful investing.\n\nThe best place to start with small balances is mutual funds.  As long as you stick with mainstream funds, you should be fairly safe.  Don't expect a straight upward line, but over time, on average, you should expect the long-term results to be strong over the long run.\n\nMeanwhile, as you build up your portfolio, you can be reading and learning more about investing for the future. By the time you outgrow mutual funds, perhaps you will know more about the different stock market decisions you will need to make.  Perhaps hiring a financial advisor would be wise at this point, or perhaps you can go on your own with your newly acquired knowledge.  \n\nConsider books by Peter Lynch, Jeremy Siegel, and Benjamin Graham as some of the best sources.  \n\nBest of luck to you.
436540
there are mutual funds with small initial investments. $500 for example. Some even less. That is a good way to start. I have included a link through Yahoo finance showing funds of that nature that are rated better than average by Moringstar. Yahoo sometimes does not provide correct information so you need to use this as a starting point and research a little furture. \n\nAnother way is to open an on line brokerage account and buy shares directly in good solid companies that have a good track record and pay dividend that have tended to increase over time, such as BAC, for example. But that is more risky without having at at least 5 and preferably 10 different stocks in your portfolio to reduce the risk of a piece of bad news causing disaster. You also have the option of buying exchange traded index funds. That is an inexpensive method to participate in general market trends. I personally do not like the idea, but a lot of people do.
536193
i suggest to invest currently in gold as best option or if u want ur investment more secure then invest in insurance unit link plans
556053
do a diversification. eg: don't put all into one thing. \n\ndepending on when you will need the money, will determine your risk tolerance\n\nyou need to see your banker, and ask for the person who provides investment advise.  most banks provide this free of charge. \n\ngood luck. \n\nthe higher the risk, the higher the POTENTIAL for return. \n\nHowever, you know your own tolerance, don't invest in something too risky, UNLESS you can afford to lose it.
450413
First I recommend, be patient.  No need to make any quick decision(s).  Keep an open mind, and listen to suggestions.  Think for yourself then, and you will make the appropriate decision.  Look at your circumstances.  If it is a windfall, and not needed right now, take $10000 of it and find a no-load mutual fund as an investment.  Then leave it alone and your investment ought to double about every 7 years.  That is what us "little" people do.  A no-load fund means, no fees to buy and no charges when you sell later on.  Hold the remaining $5000 and think some more.
1076880
Nowaday's there are alot of basic how-to's on investing. I suggest taking a financial accounting course at a local college (audit it) to attaina more thorough understanding.
576190
That is a tough question to answer. I guess this is the question every person ever born asked at one point. How do I increase my savings.\nWell there are many ways:\n1. Put it in a bank and wait for the interests. That would take a long time to see any significant increase but the risk is very very low.\n2. Invest in something. This has better chance of increase but has much higher risk of losing. So invest in something you are sure that wont lose value. Gold is going up and so are many other precious metals - platinum, palladium, silver, and some not-so-precious metals copper, zinc etc.\nMany stocks are going up. If you catch the right boat at the right time.. you may get where you want to be. \nMost people you ask will give you a surefire idea about where to put your money. But ask them if they will put all their money there too. Most of the time they won't. \nSo its about your willingness to take risk and your ability to find the best option for the million available ways to invest your money.\nIf you live in India, real estate is in the boom. The money you've got is worth a little above 1000 US Dollars. So you cant buy much land with it. \nMy personal advise - buy gold. It is now at 25 year high, but it can still go up. As anything else, it has risk of losing value, but I don't expect gold to crash like Enron.
409487
Depends what your after?  I would suggest bonds as the 'safest' form of risky investment.  I know that makes no sense but speak to a highstreet bank - they abviously use finacial advisesers with considerable knowledge of the market to pick them a few investments.  In turn you get the opportunity to 'back' thoe investments with your own money - the back will take their cut of the top and leave you the rest.\n\nOtherwise a shortterm alternative would be premium bonds (although I think the max is £20k per person then if I remeber correctly every £100 essentialy buys you a lottery ticket - this Premium bonds lotrery takes place every month and although you don't make interest (hence only look at this a short term investment (unless your lucky!) you do stand the chance of winning between £50 and £1m a month...
922472
The best relative safe one that I have found is a Bond fund that Charles Schwab has--it currently pays 5.8%.  I have some funds in it and did a lot of checking before going in that direction.  Schwab is a good Co. to deal with --no conning or high-pressure.\nRemember the "rule of 72" says that your 5.8% compounded and reinvested will double in 12 and 1/2 years.
212176
It depends on how long you plan to have you money lock by the investment. \n\n(1) For long-term, I would suggest bonds. In the past, bonds offer better rate for long-term. (However, this is not true recently.)\n(2) For short-term, CD is easier to liquidate (or the penalty of getting out of it could be smaller).