How do you get a credit card or business credit  in your business name and not your own name?
115290
Not that simple.\nFirst , you might want to consider incorporating.\nThat is the first step to separating (to a certain extent) you and your business.\n\nYOur best bet is to start an relationship with a local bank that also offers business credit.\nAsk if they offer a business credit card.\nYou may need to "co sign" for the business at first.\nThis is a process that takes time, as the business grows.\nAs the business gains revenues and profits, and you can show it as a viable credit risk, then credit may be easier to get.\n\nYou will have to get used to the idea, that your personal credit might be tied in for a while.  Creditors know it is easier to walk-away from bad debt, when it does not effect personal credit.  \n\nbusiness credit is also a riskier 'bet' for the creditor.
432650
I need more details, but taking your question at face value, I mist say IT IS IMPOSSIBLE.  Credit bureau companies use your SSN to ID you FROM BIRTH and unless you have more than 1 SSN, they will never give a new credit file.  So, get a new name, birth day & SSN, then you get a new credit file.\nThey also TRACK the SSN from birth.
47254
Without a credit history, getting a credit card is not easy. Keep trying at the bank you do business with. They may start you off with a credit card with a $500- $1000 credit limit to see how you pay your credit card bills, then increase your credit limit as time goes by. If all else fails, there is such a thing as a SECURED CREDIT CARD. This card is backed up by a specific amount you put up to ensure  payment of your charges. This is also your credit limit. One you establish yourself as credit worthy, you get whatever credit deposit you put down,and a regular credit card is issued to you. For secured credit cards, again see,  your local banker first.
528495
Building business credit is not a quick process - it takes time, normally around 3-4 years. The first step is to set up the proper business structure and take basic steps to ensure your business appears "real" and stable to the business credit bureaus. That means getting the proper occupational licenses, and a phone number that is listed with directory assistance in the businesses' name, among other things.\n\nOther than paying a company to do it for you, here are some ways you can build a business credit fast:\n\n1. Register your phone in your business name\n2. Get a business checking account\n3. Register with DUN & BRADSTREET and get your DUNS Number\n4. Find vendors who can give you lines of credit (start with Staples or DELL)\n5. Apply for a business credit card - giving your business EIN instead of your SSN\n\nI recommend reading the article "Building Business Credit" at http://www.powerhomebiz.com/vol146/credit.htm
919663
You go to the Secretary of State website, and they often have Business Name searches available. Check the name you want. You can use a business name as long as it is the only name in your state, even if another business is using it in another state.\n\nBe careful though and check if the name is trademarked at USPTO http://www.uspto.gov
958629
Go and ask your bank. They have lists of aliases and may be able to tell you the companies real name.
283459
a business card in your name would still count towards your credit score (boosts it if you're good with payments, lowers it if you're not.) If you own your own business then it's a good way to keep track of you business expenses. Keep in mind that having too many credit cards can be potentially harmful (e.g. if you spend more than you earn) so take some time to review the interest rates/fees/bonus features of each credit card and just keep one/two that are the best ones for your needs.
1023678
well you could do a form that emails somebody or multiple people the information , but then somebody at the office is going to have to run the person, spend the money to get their credit score/history, ect\n\ni would check out experian.com to see if they have something already put together in a affiliate package where people can check their credit score from your page and print it out and give it to the boss with their credit application, and you will get a piece of all the action that comes from your website . . .
229178
Depending on how long ago you got the American Express card it might or might not be reported to the agencies as of yet. But, it should go in your own business credit report as a separate entry.
11564
Use the current name of the company.
802447
Start the business in someone Else's name.  Go down get a different PO Box, and use your girlfriends, wife's or such name and open a new business account at the bank.
1052309
Try Chase. Or capital one. They both gave me credit cards when I had no credit. Then just use them and pay more than the minimum payment (or pay all of it) and it will help establish your credit. You may also think about asking your financial institution. They may have ways to help you as well.
1165037
Most are scams.  Credit counselors, on the other hand, if reputable, can be helpful.  Check with your better business bureau or the state attorney general's office before proceeding with either option.
436499
You could apply for a business line of credit.  They are usually secured by the inventory, furniture and fixtures of your business, but would give you working capital.  Usually a line of credit has a variable rate, depending on your credit it starts at about Prime + 1%.  The line would be renewed once a year, which is best so the rate could be adjusted.  You have the option to pay off the line or renew it each year.
376871
To file for your "Doing Business As" DBA or fictitious name, read the procedures from your Secretary of State Website (search [name of state] Secretary of State). Some will want you to go to your county clerk's office, while some may allow you to do it online. It is typically a very easy process.
241136
Unfortunately a lot of banks have very similar ways of deciding who they give credit to - that is overdraft, lines of credit, etc.\n\nYou may go into another bank, and find the same thing.\n\nBest to talk to branch manager and ask. Then have the same talk to another branch manager at a similar bank down the street. \n\nIf you are going to be charged fees and not have a line of credit, you might as well get it somewhere you you like the people you will be dealing with.\n\nGood luck!
208341
If you have a primary and one rental, the cheapest financing you will get is still in your own name. Getting financing in the name of a business, or coprpration is very difficult and expensive compared to you personally...Mainly bucause this new business will have very little income, assetts, no credit, etc. A plain residential loan in a persons name...banks like much more... I am of course a lender...a green lender.... email me if you have any more questions. joel@rcbaral.com