trying to get a mortgage for land. can not find a bank to loan money on just land. any suggestions?
108990
I would check with a modular home company.  I'm sure they get asked that question all the time since their customers would be buying land to place the house on it.
125788
Are you a mortgage broker?  I would check out RegionalMortgages.com  Its an informational site about mortgages and loans.  They also have a national directory of local lenders.  You should get registered in the directory.
611385
You can't go to a bank? If you find the right place, they can get a personal loan or a credit card set up that day or next day at least. If you tell a bank that you're willing to pay such high interest, I'm guessing that you could find SOMEONE willing to loan you the money... Just my $.02.
251152
Any bank should do. Be aware they accept only paper money.
756947
you need to have the land\nfinanciers will take a mortgage on the land - this includes anything "attached" now or in the future to the land\nwhen they pay out the loan - it is done in stages according to how far the building has been completed.\nfirst step - assuming you own the land (with or without borrowing)\ntalk to a financier and to a builder to see if you can borrow enough to build what you want
590677
you can join a place where they compile a list of lenders and banks for people in your situation \nif you need more detail contact me
321762
Ours has been discharged now for about a year and a half and we are in the process of purchasing a 4 bdr, 2bth home. So far we have the home but are now looking for a piece of land to put it on. All we had to do was show proof of discharge and what all was paid off in it. Since you have no money to put down I would check around and find out what ya had to have down. If you had to have a down payment I would try to get a co-signer, or look into FHA, HUD or Section 8 or any Government loan programs to see if I could get help from any of them. Good luck and wish ya the best..... :0)
1006592
There are several options there but you may be better of talking to your bank, a mortgage broker and perhaps check an online offer to give you three options.  Keep in mind it may give you peace of mind to work with a local buisness or bank for your mortgage.  It never hurts to shop I tell all of my customers to shop around.  Check origination, lock fees, rates are important but can be less of an indicator of a "good loan" or not.
301719
Try contacting an escrow agent/title company for assistance.  They may not be able to locate GreenPoint Bank for you and may charge you for the research service they provide, but should be able to offer you alternative solutions if you are unable to connect with GreenPoint Bank to enure a solution to meet your needs.
63709
For advertising your mortgage business check out RegionalMortgages.com  They have a national directory of local mortgage professionals.  Get listed there.  Cheap compared to other ads I've seen.
927664
Talk to your bank, and talk to a loan broker.  I have used both with good results.  Your real estate agent should be able to suggest a good loan broker; that's how I found mine.  He put together a reasonable package (it wasn't cheap), and two years later we refinanced into a much more reasonable mortgage.
9051
The bank would much prefer you to make your payments compared to taking on a property.  Talk to them.  A lot of times they can work out a deal.
305493
Try your bank. That is always a good place to start.
721641
go to realtor.com they have land for sall in AZ. g.l also if you need a land loan go to ocrate.com he can do that as well,
676263
Look in the newspaper.  Dont go with the big appartment complexes or anything like that, they all do checks.  Find instead something like house for rent.   They are nicer biger and the landlord will take most anyone.  It cost them some money to do a check  on you.  If they do just explain why and offer to pay a bigger deposit.   Rent to own is very hard to find.   But possible.  Just search the papers and go online.\n\nYour best bet I think is to just rent, then look for homes for sale with seller financing.  They do not do checks and you dont have to get a loan from the bank, the seller does and you just pay what the seller is supposed to pay on the loan.  Those places are usally less expensive and many require some fixing up.\n\nTake your time though.  Look in  Chesapeak.  It is a nice area better than the beach cause that is too touristy in the summer traffic will make you insain.  Norfolk sucks.  Chesapeak is great though.  I lived there for a year.
203764
Vacant land is harder to qualify for lending. It is not so easy to sell and so the bank won't lend as much. Yes, the bank, you can't borrow money for vacant land like you can for a mortgage, so you don't have the same large pool of money to borrow from. \n\nYou will be required to put as much as 50% down and maybe as little as 25% if you are lucky. I would verify this though as my info about this came along to me a while back and things may have changed a bit since then.\n\nYou might have better luck if you are going to live there, maybe a mobile home trailer or maybe a small manufactured home, or just go for the gusto and get a construction loan to build the house you want there.
963731
For land loans, you can opt any one of the following:\n\n1. On the basis of salary certificate. \nIf you are a permanent employee then your latest salary certificate is enough to get a land loan provided you deposit land documents duly registered with the concerned bank.\nIf you are not a permanent employee then along with your latest salary certificate you should provide a surety assurance in prescribed manner besides depositing the registered land documents with the concerned bank.\n\n2. on the basis of deposit of registered documents pertaining to immovable property, duly registered in your name prior to this land purchase, as a security along with the registered land documents with the concerned bank.