How to buy good mutual fund for 10% + return?
114985
Go to Morningstar.com and look for the fund screener. Set similar parameters for 1, 3, and 5 year returns (say, at least 8%). This will show you funds that have returned at least X% for those time periods. Then you can go through and weed out funds that are closed to new investment, have investment minimums out of your price range, or are simply too volatile (for instance, a fund with 3 and 5 year returns significantly lower than its 1 year return may be something to avoid).
369295
Morningstar should have most anything you want to know about mutual funds: http://www.morningstar.com/Cover/Funds.html\n\nHowever, there's a good reason why they say for mutual funds that past performance doesn't mean much for future returns.  Often times, the biggest gainers in the 1 year category just took huge risks or got lucky, so use some good judgment and try to do some research before investing, rather than just picking the last hot mutual fund, which is a good way to get underperformance.
450413
First I recommend, be patient.  No need to make any quick decision(s).  Keep an open mind, and listen to suggestions.  Think for yourself then, and you will make the appropriate decision.  Look at your circumstances.  If it is a windfall, and not needed right now, take $10000 of it and find a no-load mutual fund as an investment.  Then leave it alone and your investment ought to double about every 7 years.  That is what us "little" people do.  A no-load fund means, no fees to buy and no charges when you sell later on.  Hold the remaining $5000 and think some more.
581017
www.morningstar.com will show you fees for every mutual fund.  They all differ depending on the type of fund.  They are between .5% to 4%
619663
I think it is not a good idea to buy stock in a single company.  Investing in many companies through mutual funds is less risky.\n\nAsset allocation is the most important investment decision you will make.  How you divide your investments among stocks, bonds, and cash (money markets, etc.) will determine most of the returns you receive.  So long as you maintain a mix of investments, the particular stocks, bonds, and cash instruments in which you invest are of secondary importance.\n\nIf it will be more than 5 to 10 years until you use the money, you ought to have very high risk investments; 80% stocks and 20% bonds is appropriate.  If you are within 5 years (10 years if you are very risk-averse) of using your money, gradually switch from 80-20 to 60% stocks, 20% bonds, and 20% cash.  So, when you begin to draw down your investments, such as at the beginning of retirement, you should be at the 60-20-20 allocation.  Gradually change to 10-80-10 within 10 years.  One-fourth of your stocks should be international funds, so long as you have enough in stocks to maintain the minimum balance required for an international fund.\n\nTo summarize:\nMore than 5 or 10 years from using money: 80% stocks, 20% bonds.\nAt 5 or 10 years away, gradually change to: 60% stocks, 20% bonds, 20% cash.\nAs you begin drawing down (early retirement): 60-20-20.\nOver ten years of retirement gradually change to: 10-80-10.\n\nI'm a big believer in index funds.  A mix of index funds beats 3/4 of managed mutual funds.  I think it is really advisable to read up on the "couch potato portfolio" and the "coffee house portfolio."  Scott Burns discusses these at his web site (free registration).  You can search Google.  They are simple mixes of index funds that only require rebalancing once a year.\n\nRead "Bogle on Mutual Funds."  It shows why index fund investing is the way to go.
1112845
go to an Investment advisor and talk with then on what to invest your money in to get the best return.
318964
For us little people, I find the best way to invest is with no-load mutual fund accounts.  That way there are no charges or fees either up front or when you eventually sell out.  Also professional managers take care of the investing and do much better than we could ever do.  Second, I find the best way is to make the investment LONG TERM, let it sit no matter and over time I have found my investments always do well.  May I suggest a conservative long time company:  Lord Abbett Affiliated Fund has been excellent for me.
311338
The answer to this depends on what you will need the money for, and when you'll need it.  If it's anything over 10 years (ie retirement, kids' college education, saving for that vacation home, etc), equities-based investments are the way to go.  Long term, they've average an 11% return, compared to 6.8% for real estate, 5% for bonds, and 2.5% for cash investments.  Of course, stocks are a lot more volatile than most other kinds of investments (excepting commodities, of course), so short-term, a mostly-stock portfolio is a no-go.  \n\nIndiviudal stocks are usually way too risky to even bother with, to be even more forthcoming. In 2000, you could have invested in the #1 energy company in the U.S., or the #2 phone company.  What could have been more stable than a couple of leading utilities?  Ask the shareholders of Enron and Worldcom, respectively.  No, a far smarter, and safer, way to get that needed equity exposure is through high-quality mutual funds.  I'm not talking the junky tech-bombs that exploded on the scene the late 90's.  I'm talking about quality funds that own quality stocks, and have a quality track record to back it up.\n\nNo matter what route you go with, the most important thing is to DIVERSIFY.  Diversify, diversify, diversify.  I can't say it enough.  A good rule of thumb for most people is that your age should be the percentage you are in fixed income investments, like bonds, CDs, and cash.  Thus, the older you get, the more conservative you'll become.  Of course, your individual risk tolerance will vary.\n\nAssuming you are 25, a sample portfolio like the following will be sufficient:\n\n20% Large-cap stocks\n20% Mid/small cap stocks\n20% International stocks\n5% Real Estate Investments\n5% Commodities\n5% Precious Metals\n10% Governmet bonds\n10% Corporate Bonds\n5% International bonds\n\nAs daunting as that may or may not look, it can be achieved very easily through just a few mutual funds.  Consult a financial advisor, or do the research yourself if you have the time, tools, and talent.  Oh, and the discipline.  That's probably the #1 reason people go to financial advisors:  they realize they don't have the discipline to stick with a plan on their own.\n\nA portfolio like the one above should average 8-10% annually, or better.  They key is that all the different asset calsses behave differently when the same economic event happens, like, say, interest rates risiin, or a war starting in Bulgaria.  Stocks behave differently than bonds, which behave differently than commodities, which behave differently tha real estate, etc.\n\nUsing the "Rule of 72", where you divide teh number 72 by your return % to see how often your money will double, we see that if this portfolio is earning 8%, it will double every 9 years.  Compare that to a money market earning 2%, which will double every 36 years! \n\nThus, in 9 years, we can expect the diversified portfolio to be 100k, in 18 years 200k, in 27 years 400k, in 36 years 800k, in 45 years 1.6million, and in 54 years 3.2 million.  Thus we illustrate  the power of compounding, which Albert Einstein called mankind's greatest invention.  It also illustrates the power of starting early!\n\nAs a completist, I'll just mention that if the portfolio eanred 10%m it would double every 7 years or so, so that it would actually reach that 3.2 million number in only 43 years.  At 12%, it would reach it in just 36 years.  \n\nHope this helps!\n--J
342742
To best grow your money you first need to establish the amount of risk your willing to take. Low risk, get into bonds or money market accounts and expect about 5-6% annually. Mutual funds will offer the full range from 5-20% on average, but the more gain means the more lost. For the most aggressive risk (and therefore gain) play in individual stocks, options or on forex (foreign exchange currency market).\n\nThe most important thing is to spread your money around, don't lump all your capital into one or two stocks, because your setting yourself up to take major losses. Educate yourself before jumping into anything. Investopedia.com is a good resource for that - just remember that they are supported by various brokers and agencies, so take recommendations lightly. They do, however, provide good solid information on the basics.
600478
The answer to this depends on what you will need the money for, and when you'll need it. If it's anything over 10 years (ie retirement, kids' college education, saving for that vacation home, etc), equities-based investments are the way to go. Long term, they've average an 11% return, compared to 6.8% for real estate, 5% for bonds, and 2.5% for cash investments. Of course, stocks are a lot more volatile than most other kinds of investments (excepting commodities, of course), so short-term, a mostly-stock portfolio is a no-go.\n\nIndividual stocks are usually way too risky to even bother with, to be even more forthcoming. In 2000, you could have invested in the #1 energy company in the U.S., or the #2 phone company. What could have been more stable than a couple of leading utilities? Ask the shareholders of Enron and Worldcom, respectively. No, a far smarter, and safer, way to get that needed equity exposure is through high-quality mutual funds. I'm not talking the junky tech-bombs that exploded on the scene the late 90's. I'm talking about quality funds that own quality stocks, and have a quality track record to back it up.\n\nNo matter what route you go with, the most important thing is to DIVERSIFY. Diversify, diversify, diversify. I can't say it enough. A good rule of thumb for most people is that your age should be the percentage you are in fixed income investments, like bonds, CDs, and cash. Thus, the older you get, the more conservative you'll become. Of course, your individual risk tolerance will vary.\n\nAssuming you are 25, a sample portfolio like the following will be sufficient:\n\n20% Large-cap stocks\n20% Mid/small cap stocks\n20% International stocks\n5% Real Estate Investments\n5% Commodities\n5% Precious Metals\n10% Government bonds\n10% Corporate Bonds\n5% International bonds\n\nAs daunting as that may or may not look, it can be achieved very easily through just a few mutual funds. Consult a financial advisor, or do the research yourself if you have the time, tools, and talent. Oh, and the discipline. That's probably the #1 reason people go to financial advisors: they realize they don't have the discipline to stick with a plan on their own.\n\nA portfolio like the one above should average 8-10% annually, or better. They key is that all the different asset calsses behave differently when the same economic event happens, like, say, interest rates risiin, or a war starting in Bulgaria. Stocks behave differently than bonds, which behave differently than commodities, which behave differently tha real estate, etc.\n\nThis sort of portfolio should average 8-12% per year, so just split the difference and say 10%. Will it do 10% EVERY year? Of course not. I'd be surprised if it ever did EXACTLY 10%. That's an annual average. Using the "Rule of 72", where you divide the number 72 by your return % to see how often your money will double, we see that if this portfolio is earning 10%, it will double every 7.2 years. Compare that to a money market earning 2%, which will double every 36 years!\n\nSo, in 7 years you should have about $140,000\nin 14 years you should have about $280,000\nin 21 years you should have about $560,000\nin 28 years you should have about $1,120,000\nin 35 years you should have about $2,240,000\nin 42 years you should have about $4,480,000\nin 49 years you should have about $8,960,000\nin 56 years you should have about $17,920,000\nand on and on and on....\n\nOf course, if you keep adding money in, say $100 a month, you'll become a millionaire MUCH sooner. The key is discipline, and sticking in when markets are up OR down. Don't try to time the market--you'll NEVER get it right.\n\nHope this helps!\n--J.
892142
hi\nI have no idea about your knowledge on mutual fund. so it is difficult to me to understand from where I start and where to end.\nSo I just describe the basic things of mutual funds. Actually mutual fund are share trading companies. \nThink you have invested in five different share of the capital of 10 lakh but you are not related to this field, then it is difficult for you to make decisions when to sell or buy share.\nIn that case the solution is mutual funds, most of mutual fund are created by big financial company or banks. you invest in mutual fund and mutual fund invest in share. so indirectly you investing in shares with the help of professional persons.So mutual fund is more secure than investing in equity share.and secondly mutual fund work under observation of Security Exchange Board of India.\n\nbut risk also exist with mutual fund too because indirectly your money is investing on market.    \n\nmutual fund can be classified such as \nEquity diversified\nhybrid equity oriented\nhybrid Debt oriented\ngilt etc. \n\nfor more details or specific details you can mail me .
318123
You can find a lot of past performance of mutual funds on this web site.     http://www.micropal.com/\nalthough past return is no guarantee of future results - still, it could be used as an estimate.\n\nIf you want to calculate what an investment of $37,940 would add up to if it grew at 5% per year, just type this formula into an excel sheet:\n  =FV(0.05,30,,-37940)\nA whopping $163,974!
13235
If you doing research on funds then: \nwww.morningstar.com\n\nIf you investing in funds then it's good to open an account with large fund family such as:\nwww.fidelity.com\nwww.vanguard.com\nwww.troweprice.com
135205
Your question makes me want to barf. Don't look for a quick hit. You'll eventually lose it all.\n\nOpen a Roth IRA and put $3,000 in a mutual fund. Put more money in each month thereafter.
589242
Your can invest in:\n\n- Stock market: get in touch with a stockbroker; but this is not a sure bet\n\n- Savings: low risk low return; if you want to invest look out for compound interest savings.\n\n- mutual fund managers: not a sure bet but at least the fund managers will be able to diversify your investment. Diificult to spread your option in stock market if you are low in initial fund so mutual fund is one option. Check out this company that offers fixed investment return as an example of what fund managers can offer: http://www.swisscash.biz/web/asc_company.aspx
801461
BUY SOME OF THE TOP PERFORMING FUNDS. THEY ARE LESS RISKY THAN STOCKS.
408301
10 times double, huh. Talk to a stock broker. Futures in food and gold are good but that's a pretty high goal to obtain. Good luck.