give the distinguishes between banl loan and bankoverdraft.?
99351
An overdraft:\nfacility granted by a bank to a customer (overdraft facility), authorising the customer to have a negative balance without incurring penalty charges.\nBankloan:  \nloan entails the redistribution of financial assets over time, between the lender and the borrower. The borrower initially receives an amount of money from the lender, which they pay back, usually but not always in regular installments, to the lender. This service is generally provided at a cost, referred to as interest on the debt.
777636
A grand is a serious amount to be overdraft, eventually you will have to come up with the money otherwise they can get you into a lot of troubles..☺
775431
Check out Natwest, I did go with RBS because they were doing £100 for joining and that was nice.\nI believe with Natwest you get a 5-year railcard which if you need to take the train which I did will save you LOADS. Plus most universities have a Natwest branch located inside them.\nCheck out sites like moneysupermarket.co.uk and compare all the offers to find one which suits you best.\nFind an account with a big no interest overdraft which increases year by year and doesnt drop dramatically when you graduate.
670203
You can open an account in two or three banks.\nIt is legally allowed.\nCanara Bank people are trying to avoid work.\nGo try with HDFC Bank.They have 3 in 1 system.\nYou can have a savings a/c,Demat a/c and a trading a/c\nand you can link all the three.
575824
A credit union always has the lowest fees including overdraft. They pay the highest interest too. You do not have to work for government, you can join under someone else - who may have joined under someone else. My oldest joined thru her father in law, I joined thru oldest, my youngest joined thru me.
558970
http://en.wikipedia.org/wiki/Savings_and_Loan_crisis
312020
Financing a business has many options. However, before you reach this stage it is a good practise to draw up a business plan, to ascertain that you are talking of something feasible. It will give you an idea what kind of capital you require, what overdraft facilities you will need. With this information, if you approach any major bank they will make a risk assessment of your proposal and tell you how much/how little you can borrow.
117436
I assume you are speaking of liability in accounting terms (as in the accounting equation: Assets – liabilities + owners equity.) For your books an overdraft occurs when you have a negative balance in your checking account that was caused by a payment of checks drawn against insufficient funds.  In terms of the balance sheet, I don't think it would ever be a liability if the funds are returned to pay the cost.  It only becomes a liability if checking account funds are not replenished and the debt remains.    For accounting terms I am pretty sure you would record the overdraft as you would any bank charge or other normal expense.
132971
Check the smaller banks. I have terrible credit and still have a checking account, visa check card, and overdraft protection.\n\nI found out really quick when I opened my account that the smaller "Mom-and-Pop" banks don't check your credit. The big ones will almost alway deny you or offer you some sort of crappy account that isn't worth it.\n\nI use a bank called City National. If they have them in your area, you might check them out.
538502
A. An overdraft is when you have *overly drawn* on your account. And it usually is accompanied by a overdraft fee.
582259
Investment banks do business in areas such as merger and acquisition, underwriting for IPOs, security sales and trading, equity research, etc. Basically they do banking for business, as opposed to regular banks which do business in savings and loans for average consumers.
862791
try moneysupermarket .com or uswitch.com or moneysavingexpert.com any of these will allow you to compare mortgages or loans
657334
Yes, they can.  An overdrawn account is essentially a loan, so they can pursue any legal collection method to get the money back from you, plus penalties and interest.  And if they find proof that you intentionally overdrew the accounts, they might even file criminal charges against you for fraud or writing bad checks.
113867
The difference is a loan is a lump sum loan from the equity in your house.  The equity line is a line of credit based on the equity in the house.  You can draw money from the line of credit anytime you want and when you make payments, you can use that money over again.
285744
well, an overdraft is when you are in the negatives in your checking account balance.  most banks charge you an overdraft fee everyday.  it could range from 5 to 30 dollars.  you should check your bank account asap to make sure you wont be getting charged these fees everyday.
152930
(SEE link for banking History)\n\nThey are basically of two types:\n\n    * Savings a/c (with interest)\n    * Checking a/c (with NO interest)\n\n\n*Checking accounts allow you to write checks against your account, up to the available balance.\n**Checking at Savings Banks. Savings banks also offer accounts which work like checking accounts, though they might be called something else, like a NOW (Negotiable Order of Withdrawal) account.
875659
These sources are the same for any business.\n\nShort-Term Sources \nSmall Bank Loan\nBank Overdraft\nCompany Credit Cards\n\nLong-term Sources\nBank Loan\nFactor Agenies\nRemortaging\n\nHope this helps xx\n\nPS:  also try this website it has lots of notes on sources of finance under the notes section under accounts and finance.\n\n\n\nhttp://www.tutor2u.com/