What can a 57 yr old man do with his US$100,000.00? Where & how to invest so that he can have a mnthly income.
109956
CD's and bank money markets would probably be the best thing for you.  They're safe and insured.  You wont loose your principle.
1031816
Go to a bank and take out a loan... very unlikely that you'll find any answers that you want.. no one is going to give/loan/borrow/invest.. whatever you want to call it.. that much money to someone on yahoo.. come on kid.. seriously!
127768
if you flip coins with a friends (gambling) then most likely after 100 flips you will both have the same amount of money you started with.\n\nIf you invest in stocks and mutual funds, the total amount of money increases over time as the shares that you own go up in value or pay you dividends (your share of profits).\n\nThe long-term annual gain of the the US Market is about 12%/year. This is much better than the 2.5% annual gain of a bank account. However, you have to be patient with the stock market as it goes up and down.\n\nGo to your local bank and open a "Roth IRA" wih an "index fund" and put $25 a week into it from your pay check. If you are under $25 you will likely have a $million by age 65.
473492
Since you are a beginner and have about $5000, the simplest way is with a mutual fund. \n\nStart at Yahoo, fund screener. \n\nKey in your parameters: $5,000, moringstar rating of 5, turnover less than 100%, expenses less than 1.0% and see what pops up. You will find funds with impressive historical results. Unfortunately, the past is not a great predictor of the future. But this is a good place to start\nOr visit Vanguard.com and key in your investment criteria and they will tell you wich funds they have meet your criteria. \n\nThe link below will show you the results for international stock funds.
923463
I would certainly invest in the stock market.  I think the best way to find good investment ideas is to look at what the best traders are buying.  This is the idea behind the site http://www.top10traders.com - this is a free site that lets you create a portfolio of stocks with $100,000 in "play" money.  Each day the site ranks the best performing portfolios, so you can see how your picks perform compared to other investors.  You can also read posts on investing from the best traders, as well as share your own investing ideas.\n\nHere are this month's best traders:\n\nhttp://www.top10traders.com/Top10Standings.aspx\n\n\nGood luck!
557091
the "best" investment you could make has to do with your knowledge and experience with investing, and by the sounds of it you dont have much of either. I wouldnt invest in any stocks or bonds, or anything with high risk until you know about tax laws, financial institutions, etc. Educate yourself first or blow all your money away. Trust me there are plenty of people out there waiting to take your money away from you.\n\nI would suggest a ROTH IRA, since your principal is not taxed, and has a very high return for younger people over a long period of time. \n\nAnother thing u could do with your money is start a business and sell it once its successful (for a few million dollars or whatever it happens to be worth) -- but like investing you should educate yourself first.\n\nAnother best bet as a non-experienced investor is to start out safe in Money Market accounts that have near 5% interest rates like ING direct orange account, or HSBC Money Market Savings account as some examples.\n\nThe CD thing sucks becuz they tie your money up for long periods of time whereas money market savings accounts are easily liquidible.\n\nOh i should mention also that ROTH IRA has no penalities on withdrawls you make against the principle, and you can use money from a ROTH IRA to buy your first home too!
942670
You are brillant to be starting now.\nThere are all kinds of ways / vehicles to save for retirement, and all have different benefits. \n401(k) max to at least your company match...that free money. Then don't be conservative with the investment portion. You have 43 years to overcome fluxuations in the market.\nOther investments vehicles, like an IRA (tax free going out taxed on exit) or a  Roth IRA (taxed going in but tax free out), or an life insurance policy, or buying stocks directly ...depend on your circumstances. \nWhat income tax bracket are you in? How much can you set aside, are you interested in buying a home? Saving for that down payment? Going to school?\n\nIn general: you should have a nice mix of stocks and real estate investment, and eventually something conservative like bonds.  \nStocks can be via a fund, lots of stocks bundled together, but should include a spread of big and small companies, and domestic and international.\nReal estate you can buy and own, or have via real estate investment trusts (REIT).\nWhatever investment you choose, please do three things: Look at the costs associated. Look at the tax implications. DO YOUR OWN HOMEWORK. Don't trust someguy on YAHOO answers, or some guy in a nice office and a nice suit, with a smooth line--if something is to good to be true, it is.
439734
If you are serious then you can make this happen.  Two things you need to focus on.  Given your age and only have 5 years to go you need to focus on the first which is your earnings ability and then secondly best ways to invest your money.  Look for a multi level networking company that is new (less than 1 year), that has a great product and one you believe it, research the management to make sure they know what they are doing, research the compensation plan and then spend several hours each day growing your business.  Take your earning and invest it in several different vehicles - stocks, notes payable, oil and gas, real estate etc.  Keep focused.  Don't listen to naysayers (aka dream stealer's).  You can do it!!  Good luck and welcome to the next Millionaire Club!
316544
Don't use any answer in this forum to go by.  \n\nThey don't know you & they don't know your goals. You didn't identify what your time horizon is (ie: buy a car next year or retire in 35 years).  You haven't identifed your risk tolorence. What's your investment experiance level?\n\nWithout these "basics" no one can suggest anything that's really good for you!\n\nGood luck
649851
That depends on your life style. Try to put your money into investments, IRA's and stocks and bonds.
1154277
What you do depends a lot on what kind of person you are.  If you have a lot of self-control and self-discipline, take it all now and invest it, living off what it generates.  If it's a large enough amount, it can form the foundation for enough growth to keep you in comfort for the rest of your life if you invest propersly.  If it were me, that's what I'd do.\n\nIf, on the other hand, you're likely to spend it all as soon as you get it, take the sum over time, so you'll always have some money coming to you.  It's not a very good solution though.  Your annual payment in 50 years is going to seem a lot smaller than the one you'd get today.  Inflation would just eat away its buying power.
761866
Before you invest the first dime of that 5k make sure you have:\n1. Contributed enough to your 401k to achieve your company's match. (if that is an option available to you)\n2. Paid off all debt (except for your mortgage if you have one)\n3. Set aside 3 months of living expenses.\nNow you are ready to go! As to tools... see the following url which has info on various investment strategies.\nSuccess and health to you! \n\nSource(s):\n http://www.investmentu.com/sitemap.html
715505
Invest better.\n\nCoach
1062287
Do not spend one red cent of it. \n\n You did not mention your circumstances so giving advice will be too hit and miss.  \nHave you completed your education?  If not you may wish to invest in that.\n\nDo you own a house or are you renting?  You may wish to invest in a down payment on a house, but do not invest in a house larger than what you need.  A lot of people think they have to have a 3000 sq ft home.  Then they complain about the taxes, utilities, and upkeep. \n\nIf you are set in both of those departments but do not have any investment experience, you do not want to go blindly into investing just yet. Put it into a 12 mo CD for the time being and begin learning about mutual funds. They are your safest bet for the intermediate term.  Do not put all of your funds into any one investment. The key to minimize the risk of investment is diversity.  Maybe $10000 in a fund investing in Chinese companies, maybe $10000 in a fund investing in European companies, maybe $10000 in a fund investing in small U S companies, maybe $10000 in a fund investing in large cap companies. \n\n Get the picture?  Always have a cash reserve for emergencies.
423855
Get a DEMAT account for urself, thats the first step..then i will tell u how to go abt investing.
760706
I would suggest practicing your investing skills at http://www.top10traders.com  This is a totally FREE site. You can create your own portfolio of stocks with $100,000 in 'play' money, and then watch how your stocks compare against other traders. \n\n The site lists out which investors are doing the best and what stocks they have bought. Just click on the portfolio of the best investors and you can see the stocks they like.  \n\nGood luck !
298305
Well i am no expert but i have done fairly well in the stock market following something rather simple.\n\nI invest in 2 diffrent ways.\n\n1st What do people do at all times?\nThey get married,divorced, children born, loved ones die, get a new job, get fired, buy a house or lose it all. \n\nThey drink. I have invested in booze rather well. It's not something that is going to make you rich but it will be safe and keep up with inflation. It's like plumbing, people might quit smokeing or drinking but nobody is going to quit hitting the head.\n\n2nd i have invested in what the military is useing. The company that makes medals and makes uniforms. Gerber Blades and Leather man Paratools. Everyone has one. General Dynamics makes alot of the communications and electronics for tanks and troops. ect.\n\nI'm not rich but when i retire i can just live and spoil my grand children.\n\nOne more. Invest in yourself. Going to school and buying land. Own a home. Own your car. Invest in things that you enjoy collecting (I collect coins). Get a good retirement fund. (I use TPS, it's the government reitrement program for Federal workers). 15% per paycheck.\n\nGood luck. Start early and stick to it.