What exactly are unsecured and non secured loans? How are they different from secured loans?
106131
Secured loans are given with something stated as collateral ( you don't pay your loan, we take your house, car, etc.) Non-secured loans are more like personal lines of credit. They are harder to get, and tend to be higher interest.
415110
Each place is different.  There is no real way to avoid the fees they charge to advance you a pay day loan.
1107520
you should be able to get a mortgage as that is a secured loan
1000902
A 'No Qualifying' loan is one that does not look at your income or employment for qualifications.  The lender simply looks at your credit and the amount of money you are putting down.\n\nIf your credit score is good, the rates are not actually that bad.  Yes, they are a little higher than a loan where you provide pay stubs, W-2's and all that stuff, but they are still in a good range.\n\nNow if your credit is WAY BAD and you use a private lender, you will need to put 30% + down and your rate will be over 12%.  These are the loans that get the bad name.\n\nA 'no qualifying' loan from a respectable mortgage company is not that bad if you fit the criteria.  There are still qualifying guidelines (credt- down payment), but you don't need a job or verifiable income.\n\nI have done plenty of these loans for past clients.\n\nTake care,\n\nGreg S.
758659
My names are Williams Scott,I am a certified loan lender.I offer secured and unsecured loans to individuals and companies at low interest rate.I offer long and short term loans.My firm has recorded a lot of breakthroughs in the provision of first class financial services to our clients especially in the area of Loan syndication and capital provision for individuals and companies. \nWe have brought ailing industries back to life and we back good business ideas by providing funds for their upstart. We have a network of Investors that < DIV>are willing to provide funds of whatever amount discrectly to individuals and organizations to start business and operations. We also recruit Agents to assist our companies in receiving payments. In our bid to be useful to you, please tell us which area that you wish us to be of service to you. Kindly respond immediately to this email, Looking forward to your reply. \nemail:willscott_55@yahoo.com\nTel num:+447031940527
434562
A form of securities that is really an unsecrued debt. An IOU to a company. If it is registered it has been reviewed and registered as a trading security by the SEC and state governments where it is traded.\n\nThis means the financials of the company issuing the debenture are on file and open to public view.
245155
A secured credit card is when you put up say $1000 and the credit card co. gives you a charge card with a $1000 limit on it - they extend you credit because you've already given them the money to back the card, so they don't lose any money if you default.  When you close the account you get the money back.  It's a good way for people with bad or no credit to improve their credit score.\n\nAn unsecured card is when they issue you a credit line of $1000 but you've given them no money as colateral, so if you default, they may lose that money that you've charged but might not pay back.  \n\nUnsecured cards are a bigger risk for credit card companies but they usually get a bigger return on them.
1087325
A home equity loan, because the loan is secured by the value of your house.  Obviously this only works if you have a house.  In general secured loans are easier to get, because they are less risky for the lender.
938530
If you have credit without bad mark on it I am sure you can get a loan from a private source(bank or person).  Also depending on how much you need you maybe able to use other options like credit cards.
750253
The PLUS (Parental Loan for Undergraduate Students) is not issued by the school, but rather their preferred lender. These lenders, or banks, also issue "private" student loans; where the parent co-signs with the student to obtain the required funds. The difference between the PLUS and Private student loans is that PLUS loans are sent to the school, while private student loans are sent directly to you. A recommendation for private student loans is: iStudentLoan.com
491284
Debenture is a unsecured (that's critical) debt :).\nFeature:\nYou owe money\nIt probably carries a coupon which you have to pay\n\n\nRival
1110162
Don't do it from a store, they will rip you off with probably 10-20%.  You should just take out a personal loan from a bank or credit union.  Depending on whether it's a secured or unsecured loan it should be around 8-11% I'd believe.  You could also take out a home equity loan if you have a home.\n\nMy credit union has secured for 9.99% and various rates around 10.5% for unsecured.
358549
VA loans are basically just normal loans. They must be obtained by a mortgage company that deals with VA loans, but most, if not all, do.\n\nThere are benefits and negatives to VA loans:\n\nBecause they are secured by VA, there is generally no PMI insurance required even with no money down loans.\n\nYou don't need to put money down, and all the loan fees can be rolled into the loan.\n\nThe interest rate is the same as any other loan, since it is basically a regular loan with VA backing.\n\nThe appraisal must be done by a VA inspector, and generally, the appraisals usually come in much lower than a non-VA appraisal. They are more picky, and don't work very hard to get a higher appraisal.\n\nIf you want more specific information, you can contact your VA office and they can lead you in the right direction.
31547
If you have bad credit, no one is going to be willing to give you an unsecured loan.  If they did, you would only be digging yourself deeper into debt.  \nMy suggestion is to order your credit reports and dispute anything that is old, payoff anything that has a high balance in respect to credit limit.  Use your tax retun money and create a strategy to pay off your balances.
586505
It is a security that by regulation or by policy cannot be used as collateral for margin loans and may not be purchased on margin.  In purchasing it, you reduce the amount you may have on margin overall.  Generally these are either high risk or have failed to meet their SEC requirements.
245722
Possibly the problem is security.  Have the security to make the loan possible.  The lender may not want to take a risk on you because of no stability, job time, time of residency, or credit issues.  Try to see about getting a co-signer or a guaranteeor to the loan.
319537
If it is an unsecured loan, the amount will be based on your monthly income. Also they will do a debt to income ratio to see if you have the ability to repay the debt. The credit company will not want to overextend you.