what you think about retire age 65, ?
117847
People are living longer, more active lives now.  I think forced retirement at any age should be done away with.\n\nSome people need to retire early, and they should be allowed to.\n\nMost folks want to continue working, and they should be allowed to work until they can no longer perform the job.
1114544
Life is about quality not quantity.\n\nIf I am still pretty active at 90 y/o, life is good.  If my memory is bad, joints and bones hurt, someone has to change my diapers, and i'm getting feed baby food, my life should end.\n\nOh by the way. If you live to 120, are you planning to retire at 85 and practically speaking, can you afford to live till 120.
220583
No, it is backed by the full faith of the United States government. Having said that, there is kind of a "bulge" of retirees starting right now, because the Baby Boom generation was so large.\n\nThis is going to cause a problem in making all the payments: either taxes are going to have to go up or benefits are going to have to go down and it will probably be a bit of either.\n\nAlready, they have raised the retirement age for young people from 65 to 70. It will probably go higher.\n\nThe real fiscal problem looming is Medicare, not Social Security, but no one wants to try and fix that problem.
802243
I don't think any age is too old. people should be able to learn at any stage in their life.
14790
YES!! did you just find out you want to do such thing? after 65 years? or did it bother you your whole life that you were a male? well either way I think it is much too risky at you ar age, enjoy what you have left of yor life taking care of your self and making the most of it by being healthy and try making peace with your self and God. Good Luck 2 YOU.
945856
my friends mom lives there 64 yrs old ...she loves it and I have visited her its a great place and not a typical retirement community !!! visit in person before you decide that's your bet bet :)
249624
My Father gets 1,200 a month and I think that is the Maximum, He retired at 70 years old though and worked since he was 15. I think he paid into it long enough, don't you?
38909
I am one so...In Canada we have great work patterns...4 on 4 off, 4 on 6 off.Lots of annual leave as well as V58 leave CTO, ETO. We make good money.Excellent health and dental benefits. You are on a pension plan.You can retire at a young age.I'll be 53 when I can retire with a full pension.You will learn how to handle yourself and not take shit from ANYBODY.
117811
I'm 26.\nI consider "old" above 80.
141803
Not knowing if Social Security will be available for when younger generations are elderly; it's a good idea any to save your money today for when you get older.  You could still work if you want to when you're older, but wouldn't be nice knowing that you don't have to if you don't want to.
217121
Well I have met some people over 40 who have had less life experiance than some 20 yr olds I know.. However since I am getting into the higher age brackets now I can see where you are comming from with alot of them.
259045
I think the age when I won't be able to have children - menopause age then I'll be old.  \n\nBut "old" is not a bad thing.  I can't wait to be old!  I won't have to work, I'm going to cash in on my retirment fund, and vacation til I can't vacation any more.  I'm just going to get fat because I can!  And I'm going to have sex until I break my hip.
243375
I think your time would be better spent teaching the current workforce how to take care of their own retirement. Teach people how to invest on their own through investment strategies designed to meet their retirement goals. Teach people that it is far better to rely on themselves than some huge corporation or the government.\n\nMy retirement strategy calls for NO pension from anybody. While I do have a pension as a work-related benefit, I do not count on it being there. If it is around when I retire in 20 years, it will be a bonus. But I will not need it because of my retirement planning.
1061057
In 10 years the markets will likely start to crash.  No kidding.   This is due to the 1974 ERISA act which transferred the onus of retirement from companies through defined benefit programs such as pensions to defined contribution programs such as 401(k).   The issue though is that while distributions can be taken from a 401(k) at age 59.5, distributions are REQUIRED to be taken from age 70.5.   The first of the baby boomer generation will be turning 70.5 around 2016 meaning they will be required to start selling holdings in their 401(k) plans to meet this requirement.   As more baby boomers hit that age, more will have to sell.  All of this selling without buying stepping in will cause the market to flop.    But wait...it gets worse.\n\nMost baby boomers are not properly prepared for retirement anyway.   Some think they will be because of the money they have in their 401(k) plan except as the stock market drops, the value of their holdings in the plan drops and may no longer be enough to sustain them in retirement.   As a result, they will find they have to cut back on many of the things they were used to for their lives like new cars, dining out, vacations and designer clothes.   Cutting back on all these things will cut into all of those businesses resulting in slowing sales and profit growth causing their stocks to go down even more.   \n\nNow if all of that sounds fun (and unfortunately very likely), then lets factor in what happens when the US government runs up the deficit to try and maintain entitlement spending programs like Medicare and Social Security which are trillion dollar liabilities.   Medicare makes Social Security look like a small problem.   The point is that nearly all of the tax collected by the IRS goes to pay the debt on the deficit, that's just sad.   So as our debt runs up, interest rates have to rise in order to continue to attract foreign capital to our debt to finance our spending.   Rising interest rates again will slow the economy making it harder for business to expand and borrow for capital spending and as such again the stock markets will plumet.\n\nStill having fun?  How about this...    Paper money used to be certificates that represented the equivalent value of gold.   This was called the gold standard.  Basically it meant that paper money had value, the value of gold that backed it up.   Under Nixon the US went off the gold standard and paper money became basically worthless.  Now it doesn't represent anything.   Inflation eats away at a dollar to the extent that between that and taxes, people who put their money in the bank and save are actually losing money.  Don't believe me?  Check this out.   If you're getting 4.5% in your savings account and inflation is currently coming in at about 4.0% for 2006.   So you're making .5% right?  Wrong.  Don't forget that you have to pay taxes on interest income of the 4.5% which will amount to roughly 1.5% (about 30% tax rate).   So between inflation and taxes, you're actually losing 1% per year.   Of course this goes on assumptions of inflation rate (which could go higher or a little lower) and savings rate (which current is running around 4.5%) but the point is that all the people saving will in the next 10-15 years find that their money is worth a lot less than when they put it in the bank.   This again will cause hardship for people.\n\nI hate to have the bad attitude here, I hope this stuff doesn't come to pass but we're on the train and this is where the track is headed.   Hopefully we'll have the sense to stop the train before we get to that point, but its unlikely.
131434
Think of it this way...When you're 85, he will be 100!\n\nYou'll practically be the same age...
219377
Well, I'm middle-aged too (44); we're not ALL kids out here!\nOne thing that surprises me most at this stage of life is how far I've gone with very little education.  I'm merely a high-school graduate, but have a fun, interesting, well-paying job and a bright future.  I'm living proof that even the dumbest among us can succeed!\nAnother thing that surprises me is how screwy my friends' lives are.  Between divorces, dalliances, ventures into some of the...ahem...darker areas of life, and debt, some of my friends are really teetering on the crumbly edge!   I thought I had a monopoly on leading a screwed-up life!\nThe last thing that surprises me is how much I enjoy going back to school.  Last year I started taking pre-engineering courses at my local community college.  I'm very satisfied with my progress, and have something to look forward to when I retire in another 11 years or so.
175729
If you are already tired and can't work, you can retire.\n\nBut if you are still strong, determined and maybe no supporting relatives when you retire, you must still go on working.