How do I clear a delinquent bank account?
100306
1.  Pay up so the balance is positive.\n2.  Close it.\n3.  Wait 2 years.\n\nYou can also ask your bank if they'll remove it from your credit report once you have a positive balance.  Chance are they'll update the credit score to show that it's remedied, but you'll need to wait 2-6 years for it to clear.
231052
Go to the branch of the bank in person, make sure you have proper i.d.  and can tell them when the account was opened , etc. With identity theft on the rise , the bank will safeguard the information for the account holder.
894665
Contact the better business bureau.  For them to deduct money from your bank account you had to sign something and file it with your bank. Make your bank produce that for you . You may also seek legal advice.
431551
They bank on people like you, it's their bread and butter.  Please never again use one of these places because they are the modern day loan sharks and once you are caught it's really difficult to catch up financially.  \n\nYou need to go in there and work something out.  They will work with you because it means more money for them.  Do not cancel your bank account because it will be a black mark on you and you might have difficulty opening a new account.  Do not try and duck these people, they have all kinds of ways to affect your credit and you just don't need that aggrivation on top of everything else!\n\nDo whatever you have to do to get them satisfied now, and then do whatever you have to do to pay them off and get them out of your life forever.  Good luck!
779112
Go to the police. Its illegal to do that.\nContact your bank to find out where the money went and change your account; now they have your cheque or credit card number and your details, they can steal your id or try to take more money from your account.\nIf you paid by cheque, cancel it.\nIf you paid by credit card phone them NOW tell them and cancel the card.
917103
CAB should have told you all this. \n(Didnt they give you an information pack with all this in it?)\n\nBankruptcy usually lasts for up to a year now.\n BT wont accept an account from you unless you have the discharged papers saying you are no longer bankrupt. \nYou can get a bank account but not an account with an overdraft or debit card. HSBC are currently the best bank to go to for this.\nBankruptcy will stay on your credit rating for seven years even after you've been discharged.\nAnd even if you are made bankrupt you still have to make some payments.
821003
Any bank or convient store can help...
281671
Talk to your bank, they can help you.
436609
open, unused accounts may well be costing you banking fees...close all unused accounts by notifying the banks involved. Have checks mailed to you. You can close accounts by notifying each bank. DO NOT just let the money sit, as monthly charges can put an account in the red, and you will have to clear up each overdrawn account BEFORE you can open a new account anywhere...the banks all work together on this one.
979862
steal your identity - manipulate your banking - eliminate your credit rating etc etc etc
475938
Mainly depends on why you're in ChexSystems in the first place and what you did to get there.  Most banks won't let you do anything once you've been reported.  You're best bet is to plead you case to the bank that reported you in the first place.  And I'm sure there is already bad blood between the two of you.  But, make nice with them and hopefully they'll remove your record from ChexSystems.  If this is done, you can now go to any bank without an issue arising.  Typically, most banks won't remove your record, though.\n\nA local credit union is typically REQUIRED to offer you at least a savings account.  That might end up being a last resort.  But you should at least end up with an account and an ATM card.
165089
go to a reputable bank with proper I.D,
238983
This depends on your status at the bank. If you are in good status i.e. no previous over drafts and you have had an account open for a year or more. If this is the case than there is good news.\n\nCall the branch where your account was opened and talk to the branch manager. Explain the situatuation and be sure to tell him or her about your good standing with the bank. You are the customer, so stand up and demand to be rewarded for being a good customer. Remember everyone makes mistakes.\n\nIf you are in bad standing, I would call anyway. Explain your situation and you may get them reduced. And if that doesn't work, pay your fines and close your account. Go somewhere that understands.
874352
some banks have whats called a second chance account with limitations and a probational period  meaning that if you have messed up with other banks they give you a chance to get yourself together .you may have to build your relationship with the bank before they let you get a debit card or checks,but its for your safety so that you don't mess up another account.
431249
Talk to your local bank.
807754
It would be worthwhile to open the new account first with some of the money from the old bank, and keep some in your old checking account until you are certain that all the old checks have cleared and that you've also changed any direct deposits or electronic payments (like auto payments of credit cards or utility bills).  Then when you're sure nothing else is hitting that old account, go ahead and close it.  Make sure the old bank understands you're ready to close the account so they don't charge you any fees for having low balances-- if there's a possibility of that type of fee, you're best plan is to close the account with a written letter and save a copy of that letter in case they make a mistake.
569647
Call and put a hold on your account, Open another one and move everything from the old account into your new one, then close out the old account