What is the best way to invest my savings?
108201
Depends. High return, moderate-high risk? Stock market. BE CAREFUL! INVEST NOT GAMBLE!!! After that, moderate risk- moderate returns? mutual and hedge funds. No risk - minimum return? savings bank account. And there is always the possibility of investing in real estate. You will need good consultancy in everything. All other aside, you can invest on yourself by opening a new venture, or take your activities abrod in new EU countries that offer very low taxes, or if you want to produce tangible goods move to China :)
1100226
Put it in a savings account
329108
A mutual fund is your best bet.  Remember that "quick" money means risky when it comes to investing.  Better to go slow and not lose your money.
732179
see a financial advisor\n\ninvest for the long term\n\ndiversify - invest in a wide variety of stocks, bonds, and others, so that if one area tanks, you don't lose everything.
956365
First, I would pay off all high interest debt.  Paying off debt is one of the best investments you can make. You will have more money in the future because you won't have credit card bills to pay. \n\nNext, start investing in stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks, as individual stocks are too risky. For most folks this means buying mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low cost funds. If you are like most people you will invest part of your money conservatively, in money market funds and bond funds, and part aggressively in stock funds. Vanguard.com has an on-line questionnaire which will give you an idea how aggressive you want to be. \n\nInvesting in a mutual fund IRA for retirement may give you an income tax break. Talk to your tax adviser, if you have one. You may also be able to invest in mutual funds via a 401K plan at work. (The Air Force has a Thrift Saving Plan or TSP which is similar to a 401K)  When you get out, consider buying a house instead of renting. It will save you a lot of money in the long run in rent you don't have to pay.\n\nBelieving advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial adviser. They will charge you significant commissions, however.
1088604
you can open an online savings account with an interest rate of 4.75 with citibank, or 4.65 with hsbc or emigrantdirect, it's a little lower than one year cds but you can get your money right away without penalty\n\nhave enough money in this account (about 3 months worth of expenses in case you lost your job) and the rest in cds
92347
If you want to be 100% safe long term bank deposits would be safest. Next best thing are bank bonds/certificates the Gov't Banks issue out.\n\nOf course, investing in anything else would introduce risks and possibly increased returns/losses.\n\nAny investment that probably promises me anything more than 5% with no risk would be highly questionable.
47967
It depends on how much risk you want and how much you are hoping to gain. \n\nThe safest would be CDs. Check ingdirect.com, Their 18 month CDs are yielding about 4.5%\nhttp://home.ingdirect.com/products/products.asp?s=OrangeCD\n\nIf you are willing to take some risk you can invest it in mutual funds or even stocks. Investing in the market is more risky but can provide greater returns.
407457
There are so many types of investments.  Find yourself a good investment broker who can explain to you in detail the benefits of investments that would best be suited to your needs and situation.\n\nYou really should get professional advise for best results.
69558
None.  Use a debit card, save money, invest.
440430
Invest the money in a high yield savings account.
905594
It depends on how risky you want to be.  Do you feel confident about your ability to play the stock market?  If so you could take a chunk and invest it there.  If you are more conservative then I would suggest an ING account or a CD with the highest return of investment.  Usually a 12 month CD will carry a higher return but you cannot access this money easily without paying a penalty.  So if you want a good return with access to your money either a money market or an ING account would probably work best.  Happy investing!
95304
As stated, it depends on your age and your tolerance for risk. Savings bonds are guaranteed by the US Government, but only return about 4-6% per year, depending on the bond type. There are very safe mutual funds that allow you to invest over time (like bonds), but that will return a better percentage than savings bonds, which are the most conservative. Even mature people should not be investing "large" amounts of money in savings bonds, because there is a holding period. If you take the money out too soon, you pay a penalty (lose interest). Plus the returns are not that great.\n\nLastly, expecting that savings bonds will create the money you WILL need in retirement is unrealistic. You need to fund a 401(k) where you work, buy some stocks and mutual funds, then you can add some bonds. Diversification is the secret.
509925
I would get a CD becuase of the fact that you can do it long term and the money gets the best interest. \n\nYou can also open a TERM Money Market acocunt where you can have the bank invest in stocks and mutual funds and you need to sign a term contract before you can take the money out, but may also give you a high yield; maybe even much higher than a CD which usually has rates close to 5 or 6% now...
505866
1. Through a full service broker. This is the most expensive option, but you'll hopefully get some advice.\n2. Through an online broker (e.g. ETrade). Very inexpensive, no advice. You're on your own.\n3. Directly from the issuing company if they offer a direct investment/dividend reinvestment program.\n\nThere are many options available, and you can find brokers everywhere. You may want to check out the August 2005 Smart Money magazine article that did a review on the full service, discount, and online brokers.
196319
Save money. When you get a couple of hundred open a Roth IRA and start investing in an index fund. Do this at your local bank (easy, cheap, friendly) . . . yeah they get paid out of your funds and later you'll roll over the IRA to Fidelity, Vanguard, etc . . . but for now JUST START the easiest way possible.\n\nPS: Assuming you are young and don't get paid a lot REMEMBER that it doesn't get easier to start saving once you have a house, two cars, a wife, and kids. WORSE, you are older and have less time for your investment to grow. START NOW!
1180578
he best way for you to invest depends on a lot of things.\n\nFirst, if you don't have an emergency fund worth 3-6 months of expenses, establish one first, maybe in a money market fund so you can get at it in an emergency. It won't pay back much, but it's better than having to borrow money in an emergency and getting into debt because your money is locked up. Nor do you want to sell your investments during a temporary downturn to pay for something like a new roof. Then you'll have lost that money permanently.\n\nNext, if you haven't done the 401(k) thing and the IRA thing, do it. Tax-free or taxed deferred savings are good.\n\nFinally, if you've already done all those things and still have money left to invest, there's still more stuff to think about. Long term, stocks will grow faster than anything else, but can be very risky short term. They're a terrific investment if you're young and have a long time line. If you're older, you have to think more about safer investments, because you don't have as much time to recover from a downturn in the market.\n\nAnyway, there is no "best" way to invest a sum of money. What's best depends on a lot of different circumstances. If you really want a good investment, go buy a book on investing so you can decide what makes sense for you. Sure, you could give your money to a financial advisor but how do you know he's not just in it for the fees and commissions he charges you? How do you know his advice is any good? You need at least a foundation so you can make an informed decision. Personally, I like "The Only Investing Guide You'll Ever Need" by Andrew Tobias. It'll give you the basics. Good luck.