i am starting a handyman service nc,what kind of insurance do i need?
102567
liabilty -definately. check with your town hall - they offer lots of great info for small businesses.
676661
There is a decent insurance sold by the Better business beurau in California.  You might call the BBB in your state if they have a similar plan. \n  \nOtherwise Stay away from HMO's and discount cards.
1079294
It's based on your payrolls.  You'll need to contact the agent that provides your general liability, auto liability, and inland marine (cargo) coverage for a workers comp quote.
670454
first find out how much your job is insured for.
540328
CALL 800 # TO INSURANCE COMPANY AND ASK.  THEY HAVE A LIST--YOU CAN GET ONE MAILED TO YOU OR LOOK ON THEIR WEB SITE.  THEY CAN TELL YOU DIRECTLY OVER THE PHONE AS WELL.
1120751
myuhc.com\ni have that insurance...
369892
I would check with the state you live in. For example my state (NY) has a plan called healthy NY for working people that have no insurance at reasonable rates. Go to your state's website to check.
575737
To have a contractor's license packet sent (it will cost $6), contact:\n\nNorth Carolina Licensing Board for General Contractors\nP. O. Box 17187\nRaleigh, NC 27619\n(919) 571-4183\nFax: (919) 571-4703\nhttp://www.nclbgc.net  \n\nIf your company is a partnership or corporation you must register with the North Carolina Secretary of State and include the registration with your application to the Board. You can contact the Secretary of State at: \n\nNorth Carolina Secretary of State\n2 South Salisbury St.\nRaleigh, NC 27601-2903\nMailing address: P.O. Box 29622\nRaleigh, NC 227626-0622\n(919) 807-2225\nFax: (919) 807-2039 \nhttp://www.secstate.state.nc.us/ \n\nNC has a minimum required working capital for each type of license limitation:\n\nLimited = $17,000 (cost of project is less than $350,000) \nIntermediate = $75,000 (less than $700,000) \nUnlimited = $150,000 (no limit)\n\nFor information on starting a business in North Carolina, go to: http://www.nccommerce.com/servicenter/blio/startup/default.asp\n\nTo register your business name, you or the partnership must file an Assumed Name Certificate with the Register of Deeds Office in the county or counties where you will do business. \n\nTo help you decide which business structure is right for you, here are some pages that lists the pros and cons of each structure\n\nhttp://www.powerhomebiz.com/vol3/legalstructure.htm\nhttp://www.nccommerce.com/servicenter/blio/startup/structure.asp\n\nI strongly suggest you call the NC Business Service Center to help you with your questions on how to properly start a business in NC. Here's the contact info:\n\nCall 919 715-2864 or \nToll-free ( in NC ) at 1 800-228-8443 or\nSend fax to 919 715-2855
1178097
check with a insurance company with experience in commercial insurance. You need the wrecker insured, insurance for the car you are towing and also insurance in case something flys off that wrecked car and hits a passing car. Also insurance for the driver and the passengers if you pick up a wrecked car and transport the driver somewhere. \nAlso where ever you park the wrecker may become a commerical ( sales area) so that may be more than just plan house insurance. If parked at home \nIf you store the wrecked cars to work on them that is a whole other can of worms,  you need insurance for hazard waste in case the radiator or gas tank leaks into the ground surface
937964
Contact an independent agent such as a Natiowide agent. If they can't write it with their "standard" companies, ask them for a quote throught a wholesaler. You may be able to get a quote with a national association relating to EMTs. Ask others who are EMTs or the instructors. They should have an idea of where other students have gotten their insurance.
163524
Find a local agent through InsureMyHouse.com
288977
You don't have to be bonded (or insured, for that matter), but it's better if you have employees working for you.  I know that if I were to hire a cleaning company to clean my home, I wouldn't hire them unless they were bonded.  It's an added "trust factor" for your clients.  It also helps you if damage occurs while cleaning (insurance), or a case of theft with one of your employees arises (bonding).\n\nGood luck!
1155803
advertise your company\npass out flyers\njust make sure you have all of your bases covered like insurance etc....
22971
In my opinion, your best option is to find an insurance agency in your community, possibly referred to you from friends or family.\n\nAn insurance agency is licensed to write with several companies and will find the best company for your needs, and at the best price. \n\nThis will eliminate unnecessary searching, overpaying and possible liability exposures.  In addition, you will have an agent in your neighborhood that you will be able to rely on. \n\nEvery consumer should understand their policy, and most do not.\n\nMy opinion: Shopping for insurance over the internet is the worst choice available.
781708
Think twice about it, it will be 30 times the labor that you think, your insurance will go through the roof and by law you need to have bathrooms, handicap available in most states, people stiff you for board and if you get a load of bad hay, you don't want to go there.\nIt is a great and noble idea, just know the laws in your state and district and know that your life as you know it will forever be changed.
906404
Must burn house. Insurance to the rescue!
236191
What kind of insurance are you looking for?