i recently took out a loan for school and i am disabled is there a way i don't have to pay that loan back?
112811
you need to contact your loan lender right away. I don't think you'll have to pay it back, but you'll have to make changes on your master promissary note. The Loan officer will give you more instructions.
1153321
You should be able to talk to your financial aid rep at school and look for additional funding. I am just finishing school and I was able to do many things like that to help pay for textbooks, etc. The school by law is supposed to return any unused financial aid to you unless you tell them you don't want it returned to you so I have never had trouble getting enough to cover all necessary expenses.
805882
You can apply for stafford loans or private loans within your school.. go to the Financial Aid office and they should be able to help you out.
780436
Sorry, but no.  You would have to have mortgage insurance on your home that includes disability.  If you are concerned that you may become disabled you need to contact your mortgage company and/or your insurance agent for information.  If you are currently disabled purchasing this coverage now  would not cover you after the fact.  \n\nIt would be a good idea to contact your mortgage company to find out what coverages you currently have.  Sometimes we forget what we do have.  I purchased my home about 8 years ago and I had to check my loan paperwork to double check coverages.  Good luck.
121133
Federal regulations do not allow a student to obtain a deferment on a defaulted loan.  Period. Your best course of action would be to speak to the lender who holds your defaulted loan.  You may need to make a few good faith payments, after which they may grant you a forbearance, which is similar to a deferment except that interest will accrue on your loans during the forbearance (deferments -- other than In-School Deferments -- can be difficult to obtain).
390749
It depends on your school and how much they charge for tuition, how much you make, whether or not you are a dependent of your parents, how much you parents make if you are their dependent (24 being the cut-off age unless you have a kid, are in the military, can prove some extenuating circumstance, are a ward of the state, and some other qualification I cannot recall)...et cetera. \n\nIf you do not qualify for federal grants, you can always try for loans, but my recommendation is to only take out what you need to cover books and tuition to avoid the high debt that I am currently incurring because I live on my loans.
972965
Sometimes student loan payments may be deferred for 12 months or more.   I don't know if it continues to accrue interest during that time, but at least the payments are postponed until you can get your feet on the ground.  \n\nAre your students loans through Sallie Mae?? They have a website that can help you or call them directly.  www.salliemae.com \n\nIt is not their responsibility to find you a job.  There are plenty of resources to help you do that on your own.
761113
First, pull out all your paperwork and read the fineprint VERY CLOSELY.  Often, buried with in the agreement, is an option to apply for a "deferement" or "forebarence" (which suspends your payments while you go through a hard time but interest still accrues).\nAlso, check for a "forgiveness" clause if you are unable to pay due to a major disability making it impossible for you to get work.\n\nNext, discuss Consolidation with your private loan agents, this would lessen the overall interest burden on you.\n\nIf you can not apply for a forebarence, consolidate or re-negotiate your payments, double check with a lawyer to make sure your private loan agencies are not giving you the shake down.\n\nIt can be dangerous to take out a loan to pay for a loan, but if you must, there is that option putting up a house or car for collateral.\n\nPerhaps family could lend you money (Make sure you have a signed contract with them even through they are family!).  Of course that is not an option for everyone.\n\nAlso, double check your budget to make sure that you are only spending what you need during times in your life when you are strapped for cash.
523124
Your school probably isn't accredited, so they are not allowed to participate in Federal Student Aid programs, nor will your attendance there help you obtain the types of private loans intended for traditional students.  But there ARE private student loan lenders out there who cater to students in your situation.  What you need to look for is a "career" loan.  Try any of these:\n\nSallie Mae: http://www.salliemae.com/apply/borrowing/career_training.html\nStudent Loan Xpress: http://www.careerxpressloan.com/\nSunTrust: http://www.careerxpressloan.com/\nWells Fargo: https://www.wellsfargo.com/wf/student/loans/undergrad/career
353372
No. Your best bet is your employer giving you tuition reimbursement. You could ask the local banks around your area. But I doubt it.
140244
You could apply for a Stafford Loan. They come subsidised where the government pays the interest while you are in college. \n\nhttp://studentaid.ed.gov/students/publications/student_guide/2004_2005/english/types-stafford.htm
801956
so you 'already received canadian student loans'? \nhow much did you get? how much more do you need? the best option is student line of credit and a co-signer can be anyone, even your friend.(who has money of course)\nor, you can just go take a year off , work,save money and then get back to school. I mean, school will always be there!
1126914
You can get a loan legally speaking, just not a federally guranteed one unless you're a US citizen. That means you'd have to qualify for the loan & you just said your family went bankrupt, so that might be difficult. Also, your visa is probably conditional on you staying in school & may not allow you to work. If you can work & can take a little time off school, there are plenty opportunities where you can save up some money & get back to your education. I don't know how much you have left, but it might be expediant to pick up where you left off at a new school w/o paying the $5000. You won't be able to transfer your credits till you pay them, but you can go on with your education & save up over time to pay them off, then transfer those credits, after you pay them, in time to graduate. Just don't tell them about the previous school when you apply. You can also speak with your financial aid office about helping you find a scholarship.
692124
Call the lender (or, possibly the collections agency if your situation has gotten to that point).  Many companies are willing to work with you because defaulting on a loan is bad for their business, too.  However, you have to show them that you are a responsible borrower:\n\n1.  Explain to them what happened (tell them just what you told us here)\n2.  Tell them that you will take responsibility from now on (the loans will always be in your name, so even if your mother still plans to pay them off, you should still keep a watchful eye on your account balance to make sure that she is never late) \n3. Ask what repayment options you have at this stage.  Some lenders will put you into a forbearance in order to alleviate your payment problems.  Other lenders will recommend that you consolidate your loans in order to lower your monthly payment.  Others will, as you suggest, devise alternative payment options called an "income contingent" or an "income sensitive" payment plans.  Ask them if they can do this and, if so, whether they can make your payments close to $50.  Generally, once you make 6 consecutive payments on time, you will be out of default, which will help your take-home wages and your credit report in the long run.\n\nRemember, too, that collections agencies deal with a lot of lazy people -- show them that you are different.  If the person you speak to is having an "off" day or doesn't seem willing to help you, try again.  Consider asking your former Financial Aid Office to contact them on your behalf (I have done this for students) -- sometimes they are more pleasant when dealing with someone "in the business."\n\nFinally, one of your rights as a Stafford or Perkins Loan borrower is that you be allowed to speak to an ombudsman when things get rough.  You can find one and learn about what they can do at http://www.ombudsman.ed.gov/  (Basically, an ombudsman is an individual who resolves disputes through an independent viewpoint; they do a lot of impartial fact-finding to make sure that you have been treated fairly.)
558111
Yes, there are Education Loans for college available if you qualify.\n\nHere are the links:\n\nhttp://www.fasfa.com/\n\nhttp://www.fafsaonline.com/\n\nhttp://www.schoolwork.org/fafsa.html
775214
I am sorry but student loans that are underwritten (or subsidized or guaranteed) by the federal government can not be included in bankruptcy proceedings.\n\nIf you have a bona fide disability, I would suggest that you apply for Social Security Disability Income through the Social Security Administration.\n\nThe federal government is open to possible deferment of student loans in times of disability and low-income, but you can pretty much forget "forgiveness" of loans unless you are performing some kind of Peace Corps service or entering a field where there is a high need for human resources.\n\nIf in doubt, call the Department of Education and they have government assistants who can answer all of your questions about student loans.
180098
check out http://www.fafsa.ed.gov\n\nThere are grants and scholarships you can get as well, which do not require that you pay them back.  Many of the grants and scholarships require that a completed FAFSA (Free Application for Federal Student Aid) application be completed and submitted with the grant or scholarship application.