10 year savings plan 25 pounds monthly?
116263
Close to $4,000 @ 5% savings rate.
908562
The percentage you would pay would be based on your other income, it's hard to say without knowing your situation.  On $2500 it would range from about 10% up to 35% depending on your income.  Most people about 15%.\nA way around this for the future, if your children get savings bonds, you can file a tax return for the child each year, declaring the amount of interest the bond earns that year.  Unless your kid is quite wealthy they won't pay any tax yearly and when time comes to cash the bonds they will already have been declared and no tax is due.
1132899
It might be a better time to get out of the bond market.  6 mo T-bills pay 5%. Why tie your money up for 10 years and risk that interest rates might go up to 8% long term. That is probably where they should be.
846954
I personally have an HSBC online-saver account. It is run solely over the internet banking system, and because of this, and because it means that HSBC don't have to employ any staff to manage the account or handle paperwork, the interest rate is higher. I believe it is currently 4.95%.\nAlternatively you could open an ISA account, which also have good rates of interest.\nYou're best bet is to go down to a building society or bank, and speak to a Customer Adviser. Be warned though, they will invariably try to get you to sign up for their own company's accounts. So if you go to Natwest, you will hear all about the greatness of Natwest. Shop around!\nHope this helps,\nRegard, Liam
861829
Over 50 plans are all well and good, however most do not offer full cover until you have been a Member for over 24 months. If you die before that time you only get your premiums back, not the life sum assured.\nCall a financial Adviser to ask about your own individual requirements. The first consultation is usually free and without obligation (they will tell you over the phone ). He /She may be able to suggest a better option as they can research the whole market not just one company. Good luck
952302
if you are paying back 357,50 per calendar month you are paying 47190 in all which is 14690 interest. This is 45.2% over 11 years or 4.1090 per annum. Your interest on the first month is 110, second month 109 etc etc (I am leaving off the pennies.)\n\nIf you pay 2500 EXTRA ie 2867.50 on the 12 th month of every year your payments will finish on month 68 witn a payment of 232.34, having paid 3882.136 interest.
344263
This plan should help assist you.\n\nhttp://everyonebenefits.com/40374893
796222
http://uk.finance.yahoo.com/q/cp?s=%5EFTSE
863963
The amount of pension received after 25yrs depends on a lot of factors.\n\nFirstly the Canada Pension Plan is based on earnings . Therefore the higher the income the more you can receive. \nThere is a ceiling (a maximum ) that one can pay in yearly. \nYou should look up the Service Canada site and it will give a lot of information on this matter. Or even better you can call \nthe government toll free and get exact answers there.\n\nThe number is 1800 277 9914
344349
The question should be how much can you save per month.  To figure this out you need a budget.  Figure out where all your money is going now.  Then figure out where you can afford to cut back.  \nNext go to your bank and ask to speak to a financial advisor (this should be a free service).  They will go over your budget with you and help you to determine an affordable monthly amount you can invest safely (low risk).  I have an investment  (mutual fund) for my 10 year old that he contributes $25.00 a month to.  Your Financial advisor will be able to recommend investments some that can give you tax breaks if the investment is going towards the purchase of a first home.  We can't all be financial wizards so take advantage of the ones your bank offers, this is their job.  Good luck and believe me its not as hard as it looks (after one month you won't miss the money), plus you know you will one day own your own home.  \n\nMost places require 10% as a down payment although some places will offer no downpayment (usually though your interest rates are higher then).  You can ask your financial advisor about this as well.
881093
I'm guessing that you mean a savings account book, what they write in it means nothing unfortunately, their computer system will only have credited you £10.\n\nThat said i'd wait a couple of months and go in and ask them to update the book with any interest thats due, play dumb and say you're not sure if you're due any but you're just curious. If the balance is £10,000 plus a bit of interest, withdraw it all immediately and blow it.
400321
I rent at the moment (about £1600/month), and I'm going to be buying next year.\n\nIt's the best way to go to be honest.
861698
If you have been paying contributions for less than 2 years you will probably be able to get your money back.  If you've been in the scheme for 2 years or more than no.  Pension scheme rules are subject to the approval of the Inland Revenue (HMRC) and all group schemes require that contributions of 2 years or more duration have to remain in the scheme.  However, if the scheme run by your employer is a Group PERSONAL Pension Scheme (perhaps a Stakeholder Pension) then you will not be able to get your money back.  It will remain there and you'll not be able to get at it until you are 55 at the earliest.  Dig out the paper they gave you when you joined and within the small print you should find the answer (if you can't find them, ask your personnel people for a copy).  \nA couple of thoughts.  If you can possibly manage to leave it there, assuming you have the choice that is, you might have the chance to transfer the benefits to a new employer's scheme in the future and, most important of all, every pound you save towards your retirement (however far off that may seem) will help you to have a better retirement  -  you will not have any sort of decent retirement if you have to rely on the State Pension, if it exists when your time comes.  Best, take advice from an Independent Financial Adviser for all the options.
913295
Easy, as much as you can afford!, \n\nAt the minimum I would suggest no less than 25% but the more you put on, the less interest you will pay in the long run and you will be mortgage free years ahead of schedule!\n\nWhen we brought our first house we put every cent of savings we had on to the deposit (dont be fooled going for the minimum payment, it adds thousands to the interest!)\nwe also went for the shorter term (25 years instead of 30) to help force us to pay it off quicker (you can always re-mortgage if you get in the poo).\nAnd then we proceeded to put 50% of our income on it for the first 3 years, we have now lowered our payments as we are traveling and renting the house out, but once we return we will put the payments back up.
229717
Here is the Honeywell pension plan - \n\nhttp://www.pensionsatwork.gov.uk/pdfs/honeywell.pdf
709709
the AA are currently offering 5.1% for a phone based account\n\nhowever that includes a bonus which could disappear next year so watch the interest rate on your account carefully and move it if it does fall
846924
The first thing you should note is that you have an annual personal tax allowance of £5035. This means you do not pay tax on the first £5035 in any tax year. (april-april).\n\nOn the next £2151 you pay tax at a rate of 10%.\n\nBetween  £2151 and £33300 (over the allowance) you pay 22% Tax.\n\nAnything above this you pay 40% tax.\n\nThis means the higher tax band starts at £38,335 (£33,300+£5035). Any income above this will be subject to 40% income tax.\n\nTo complicate matters you pay national insurance at 11% for earnings between £97 and £645pw but this drops to 1% above £645pw.\n\nIf you are close to the higher tax band you may be able to bring yourself back below the band by paying more into your pension. There is no other legitimate way to avoid the 40% demand.\n\nAlso make sure your savings and investments are in tax efficient forms (such as ISAs). This will mean that you don't have to pay tax on your interest.\n\nNote:-\nThis assumes you are below 65 (above 65 your personal allowance increases to £7280).\n\nIncome includes all income including investments (rental income, interest, share dividends etc.) \n\nBe happy with earning a decent wage!