how can i dispute  for fraudelent accounts in my credit file?
100153
If you know there are fraudulent account in your credit file, this means you have a copy of your credit report in your hot little hands.\n\nI also means you have the required Fair Credit Reporting Act disclosure.  If you read that lovely disclosure, it will tell you who you need to contact to dispute what was reported and how to contact them.\n\nIf you found out about these accounts because you were denied for credit, you probably received a written adverse action notice from the bank.  That also has a FCRA notice.
924525
Send a validation demand: \n\nhttp://www.expert-credit-advice.com/Letters/Letter17.htm
5578
Notify your credit card company of the unauthorized charges and have them issue a 'stop-payment' on any further charge attempts....
890706
Try this:\n\nBy law they MUST supply you with a free annual credit report.\n\nSend each of the three agencies (get the address at https://www.annualcreditreport.com/cra/order?mail )\n\nSend it by certified mail, return receipt.\nInclude a copy of your driver's license, social security card, and a copy of a utility bill with your name and address on it.  This will establish enough proof that you are the person listed on the report.  \n\nInclude a letter explaining your difficulty in getting the report.  Remind them that the Fair and Accurate Credit Reporting Act requires that they supply you a free copy upon request, and their failure could result in legal action.  Include your contact info including telephone number.\n\nIf this still does not result in a copy of your report, pretend you just won the lottery.  You will easily win a small claims suit for $1000 for their violation.  \n\nI would use this method instead of calling.  You would first have to go through a phone maze at each of the credit reporting agencies, which is silly.
978237
Someone once told me that if you submit a letter to the credit agencies disputing information and they do NOT get to it within 30 days, that whatever it was that you were disputing should automatically be removed from your credit report from that agency. This was actually told to me by a lady in the finance department of a car dealership, so I think she probably knows her stuff. She says that there is a good chance that they WONT get to your dispute letter, because they receive SO MANY. Give it a shot, otherwise, you will need to submit paperwork to disprove that is YOURS- which means doing research, finding out  who may have done it,etc and if you know who did it, you need to file a police report and stuff. Good luck!\n\n-EA
1033816
these so called fraud protectors are a waste of time and money!  these credit card companies are supposed to do this service for you for free.  You will know if your card was not used by you or with your consent because it will show up on your report.  the companies should repay you for this also!  They may close the account and reopen a new one in your name with a different number but that is better than paying those rediculous prices for this protection.
255307
They took $159.95 from my account a couple of weeks ago. It is a credit card fraud company. They took your info through fake credit card ads online. Then they would take your money as a 'subscription' fee. I got their phone number from my bank and called them, but no one was ever there. Their number is 813-930-7323.\n\nSolution- Call your bank. Tell them that you want to dispute the transaction. My bank investigated the dispute and gave me my money back in one week. I want to sue them for my time and energy trying to get my money back.
793943
Contact the major credit bereaus. They can provide you tools to correct it without involving the law.
525281
If you have an identified creditor that was defrauded notify them, they will provide assistance, paperwork and additional instructions. Their insuring agency will probably want a report, a copy of which may help for your legal issues. \n\nIf you think it involves postal fraud or theft, the Postal Inspector wants to know and WILL take a report, which was where I had to go when I had an identity theft incident.  Each police agency [(3)- business location, home, offense location] I attempted to report it to referred me to another.  \n\nContact all three major credit reporting entities Experion, Transunion, and Equifax, they will make arrangements to notify you of suspicious activity initiated in your name or on your accounts.  Good luck!
411358
I would go to the bank and tell them that they are illegally giving out personal information and they need to fix it or you will seek a lawyer for their advice.Or maybe you should use another bank.
159882
While you can dispute negative items directly with the credit reporting agencies , in the case of fraudelent accounts you will have more success working directly with the credit issuers. In most cases, they will refer you their security department who will investigate and send you an affidavit to fill out which you will need to notarize and return with information about the nature of the item.
42280
You cannot.  If you believe there are incorrect items on your credit report then you have two potential choices.  The first is to dispute the items on your credit report.  It should take about 45 days for everything including the postal service to make the necessary round trip in about that amount of time.\n\nThe second is sometimes available, primarily to mortgages only.  You can request the lender directly contact the creditor who is erroneously reporting something.  There are special proceedures, if the other party will document that it is an error, to have it temporarily removed from that one institution's credit report usually to correct a FICO score.  It is important to understand, it must be an error and the other party must be willing to go to extra lengths to fix it as a favor to you.  The fix is only temporary and you will still need to dispute the item on your credit report.  The lender has to be willing to accept third party documentation and the party with the error has to be willing to go out of their way to write a letter explaining what really occured.  Since I believe this costs the lender money to get a one time correction, they have to really want you as a customer.\n\nIF IT IS NOT AN ERROR, YOU WILL CERTAINLY GET A DENIAL.  This denial will show up on your credit report as a loan applied for, but with no record of it being granted.  I have never heard of anyone doing it except for mortgages.
843240
Call your credit card company and have the card cancelled. Tell them who is defrauding you.
1160784
You can try Lexington Law Firm. They claim to specialize in this area, but as a rule the credit bureaus will tell you that No-one can remove a legitimate item from your report.
462142
First things first, NOTIFY your bank.\n\nSecond, check to see what the statute of limitations is in your state for filing a charge of fraud. \n\nThird, every person (no matter what age) should keep their monthly checking statements and keep records of every check they posted, so that they can search for discrepancies.
1693
You must have a copy of your credit report from the company that pulled it - i.e., Equifax, FICO or Experian in order to file a dispute.  I personally go through Equifax when I have problems such as these.  On the credit report, they have a number (they don't publish on their website) for you to call if you would like to dispute something you're seeing.  You can also make a dispute online on their website at:\nhttps://www.econsumer.equifax.com/consumer/sitepage.ehtml?forward=online_dispute\n\nYou may be able to get the Equifax folks to transfer you (if you don't have the credit report in hand) to the appropriate number, but this is their Fraud On My Credit Report number: 1-888-766-0008.\n\nI hope this helps!  \n\nGood luck!
157605
You should contact all of the credit bureaus to alert them of your loss so that fraudulent activity does not occur.  Equifax, transunion, and experian.