WHAT IS THE BEST BANK TO BANK AT? pLEASE GIVE YOUR OPINION, AND WHY!!?
103311
Frost Bank has always been good to me and it is totally free, I'd choose them!
557883
Try HSBC (hsbcdirect.com): $1 minimum and 4.5% interest rate!   Several competitors offer similar deals: ING Direct, Emigrant, Citibank.\n\nThese are all online savings accounts; you can't get to them from a branch. Some or all of them offer ATM cards though.
251152
Any bank should do. Be aware they accept only paper money.
463505
Emigrant Direct rocks - No Fees, No Minimums and money can be transfered to your checking account within 24 hours. 4.50% APY\n\nLove them!
611235
The best bank promo i saw was that the bank near my home was giving away a free slow cooker (costs 10-15 dollars)with every checking account open\n\nI know its......lame\n\nI once used a bank product to sell some stocks of radio-shack.\n\nAll I had to do was give them the certificate, and they put it into an on-line account. I then sold all the stocks for a fee of around 15 dollars on a 3200.00 transaction
1058316
Any bank, but you usually have to roll them.   There are also Coinstar machines in several grocery stores, they charge 10%, but it was worth that to not have to roll a bunch of pennies for me!   I think if you go to coinstar.com you can find out where a machine might be close to you.
1134019
Bamks often have promotionals where they'll actually give you money to open an account with them.  For a while the bank I used to work for offered $50 to open a checking account.  Try to get an account with no monthly fees.  Often this requires that you have your paycheck directly deposited into the account.  If you're a full-time student, some banks will offer you a special "student checking" account with some nice perks...they're counting on you to remain with them when you graduate and start making the big bucks.  Finally, DON'T OVERDRAW YOUR ACCOUNT!!!!!   They'll charge you about $30 if you do! (That's for each INDIVIDUAL overdraft.  If you overdraw by 25 cents by buying a pack of gum with your debit card, another 75 cents buying a candy bar, and three bucks at starbucks, they can charge you $90!)  Pay VERY close attention to how much you have in your account, minus all outstanding checks and debits.  Don't assume that the ATM won't give you the cash if you don't have it in your account.  In two years of working for a bank, I never figured out exactly how this works, but it's sometimes possible to withdraw more than you have.  Not a good scam, though, since they charge you for each time you do it.  It's ultimately the responsibility of the account holder to manage his or her own account.
355286
uuhhh...\n\n\ntalk to the bank????
384151
If you cant open one at a Bank then alternitivly try a credit union or visa-versa. Some people dont relize they do differ quite a bit but if you have had trouble with a checking acount before, you will have to wait 7 years to clear them (yes the same concept as credit)
1129901
All states have different banks, at 17 I opened my first account with a bank called First Citizens and they were great to do business with.They have toll free numbers if you need help and you actually speak with someone that can help you.\n\nMy cousin just opened an account with Bank of America and he had saved a bit of money up,come yesterday he deposited his paycheck and we went out of town.When we got there he tried getting money from an atm and it said he only had .57 cents in his account.He tried calling customer service but only got an automated response which was no help at all.My brother also dealt with the same bank,and they allowed overdrafts and caused his account to be messed up because it would say the money was there but then say it wasn't.\n\nWorse bank I know of is Wachovia.My fiance had an account there,and it went very bitter.Same with my father,he would deposit money and go shopping two days later and then they would say he had no money in the account,and charge him fees.Same thing with a few more people I know.
936963
I like them... the one I go to is really personal (they are still a small bank where I live), so they know my name as I come in the door.  I think of the national banks, they are one of the better...
800288
I have had good experience with GE Money bank. Just paid off a 36 month int rest free loan. Can't beat that for a loan anywhere.
325
It depends on the level of service you are looking for. For example, is internet access good enough for you, or do you prefer a bank with local branches? For me, Etrade offers the ease of online access but reasonable interest. On the other hand, Citi bank has many local branches but low or no interet in checking.\n\nThe best site that helps you to compare interest offers is www.bankrate.com. It also rates the reputation of the bank. Once you select the interest level and reputation level that you like, come back here and ask if people have good/bad experiences with that bank. Hope this helps.
628088
Overall, I think banking with a credit union will be better for you overall, but it won't directly impact your credit.\n\nHowever, your fees may be less, they may provide you with loans at better rates, and they may be less demanding of you while you bank there.  So, I'd recommend it, but I can't say that it will have any immediate effect on your credit.
761217
Pros: Better rates and more attention to you as they have few customers.\n\nCons:  Fewer locations and shorter hours.  Often less options and services than a full service bank.
1072465
I would try Chase.  They are everywhere!  And, I believe they just took over Bank One.  (At least all the Bank Ones here in Columbus just changed to Chase.)  The Chase website shows two branches in Wooster and 28 branches in Rochester.
201143
The local banks offer convenience and relationship banking. They don't feel the need to pull you in with higher yields. Some of the high yield banks don't have retail locations and they save on Rent and other expenses. Some of those high yields have a catch, read the fine print. Also they are not required to keep increasing the rates. Once they have your money, they figure you will leave it there.\n\ncheck bankrate.com to compare.