I have johns hopkins health system corporation premium plan health insurance...
130531
call the number on the back of the card.  trust me, they'll give you more info then you ever cared to know.
232407
are you the employer?  Have you paid the premiums?  I don't understand the situation.
260904
Daniel, \nForsenius Healthcare charges my Blue Cross/Blue Shield insurance account $3000.00 per treatment.  Typically, most patients dialysize 3 times per week.  It adds up!!\n\nBest of luck to you!!\n\nCosmicKelly :)
449200
For medical I would go with a HSA compatible high deductible \nhealth insurance, not necessarily BC/BS. \nThere are many available out there.\nHSA stands for health savings account. For dental and vision\nI would recommend http://e-healthplus.com
129750
Well you should definelty have GL and probably Cargo... i know the insurance we write has a $7,500 ded. for pharmaceuticals.  Also you might as well just go for the whole package policy meaning you get coverage for GL, Crime, Cargo, and property.
547305
Mental health has more risk  then just medication cost to the insurance company. The cast of an inpatient stay is extremely high and they take that into account even if he is not that ill. \n\nAnd yes there is policy that most companies have that states that if they have had a certain illness with-in the last x amount of years then they will either be denied coverage totally, excluded that specific illness and cover all know things, make you pay a higher rate, or make you wait a certain time period for the illness to be covered by the policy. But like others have said if you get the policy through a job then it will not matter. And I hope he understands that the employer is not allowed to ask or inquire about someone health. HIPPA laws
505672
Normally the amount of money you pay as insurance premiums for health insurance is not deductible.\n\nHowever, if you are a small business owner paying health insurance premiums for your employees and you use a tax advantaged plan like an HSA...you may be able to get certain tax breaks on your business' taxes.\n\nBut on personal income taxes you are not allowed to take a deduction on the amount you spend on health insurance premiums.\n\nYou can deduct certain medical expenses in excess of 7-1/2 percent of your gross adjusted income (AGI).
405510
eHealth insurance offers a good search of the best prices for different health insurance carriers in your area. If you're a college student, you are usually covered by the school plan without any additional payment.\n\nhttps://www.ehealthinsurance.com/ehi/Alliance?allid=Goo13330&sid=NATIONAL+2
189268
Go to www.ibx.com and click "Find a Health Plan."  My friend has coverage for $115/month
655056
The best place to start is by doing what you’re doing now – asking for personal recommendations. What kind of health insurance are you looking for? It might be a good idea to jot down a list of the different aspects of a health plan and then chart the differences between various plans you come across. Here’s an example:\n\n·Monthly price (premium)\n·Yearly deductible (amount you spend before the insurance company will start paying)\n·Copay amount (amount you pay per service)\n·Coinsurance amount (amount you split with the insurance company – usually a percentage; i.e., you pay 20 percent and the insurer pays 80 percent)\n·Freedom of choice (can you visit whatever doctor you want?)\n·Preventive medicine and routine doctor visits (does the plan include these?)\n·Mental health (included in the plan; copay amounts; maximum number of annual visits).\n\nHMOs (health maintenance organizations) are popular right now, and they usually include mental health coverage in their plans. A typical example is that you would pay a monthly fee and then a copay when you visit your therapist (usually around $50 for a plan with low monthly payments). One potential problem, though, is access to physicians. An HMO might not have the kind of mental health specialist you’re looking for. Before you enroll in an HMO, I would strongly urge you to look at their mental health specialist roster. For more choices, you might opt for a PPO (preferred provider organization) or a traditional fee-for-service plan.\n\nOne helpful Web site is needymeds.com (see link below). It is a catalogue of Web sites devoted to discounted drugs and medical programs.\n\nThe best way to find answers to your questions, though, is by talking with local insurance agents. Just tell them what you’re looking for and how much you want to pay, and then wait until one of them brings back a policy that’s right for you. You won’t spend any more on a plan from an agent than if you bought the same plan online. MostChoice.com is a Web site with state-licensed agents throughout the country. When you visit the site, you fill out a short information request form. You’ll get free quotes and policy information on health plans near you, and within two days agents should contact you. There’s no cost and you’re not expected to buy a policy from the agents. Also, MostChoice will use your personal information only to help you find the health plan you’re looking for.\n\nYou can visit MostChoice here: http://www.mostchoice.com/health-insurance.cfm\n\nGood luck. I hope this helps,\n\nBarnes @ MostChoice.
454354
Not as happy as Id like.  My insurance with them runs out next month and im getting anew insurer! :(
85030
If your insurance is through your employer, then your company should have someone who serves as the representative for your company when dealing with your insurance company.  Insist that this person help you.\n\nAlso, when you call your insurance company - don't accept the first person who answers the phone.  Insist on talking to a supervisor.\n\nAlso, tell both the hospital and your insurance company that you want them to talk to each other again - this time with you on the line as well.  Clearly someone is mistaken and this may be the only way to get to the bottom of the situation.\n\nGood luck!  Insurance can be a nightmare!
657947
I guess you're not from around here (USA)  You get medical insurance from your job or medical insurance companies such as Blue cross/ blue shield, State farm and etc. look under medical insurance in the yellow pages of any phone book where you live.
425386
you could read your policy or contact your insurance provider
236363
There is a lower costing health insurance called KChip that is just for children. I don't know if it is just available in my state of Kentucky but you could type it in the search engine and they might have something similiar in FL for you.
675699
You sound like you already know a bit about health insurance, but here’s a couple of general ideas, although it’s always best to talk with a qualified insurance agent who can help you get the right coverage. When you talk about $200-250, is that total costs for a month or for premiums and copays? It sounds like you might like a PPO over a HMO, although you might also be interested in a more traditional fee-for-service type of insurance. The PPOs will give you more freedom, but you’ll also have to fill out more paperwork. However, if you already have a doctor you like, you might want a PPO since your doctor might not be part of a HMO (PPOs usually don’t require you to have a primary care physician). \n\nLast year, Consumer Reports conducted a national reader survey of about 35,000 people and asked them about how they liked their health insurance and quality of health care (click here). Sixty-four percent said they were happy with their health plan. People were generally happier with HMOs than PPOs, but the Consumer Reports writers said that this was probably more a function of the lower prices. As a group, more PPO members felt they had adequate access to health care than HMO members. As I mentioned before, though, the rate of billing errors was three times higher among PPO members than HMO members.\n\nKaiser of course has a major presence in California, and Blue Cross Blue Shield is also a popular choice among Californians (they had by far the most PPO plans in the top 10 of the CR survey). You might want to write down all your concerns and then rank them in order of importance. It’s simple, I know, but I’ve always found it a useful way to make a tough choice.\n\nIf you’re still looking for answers, visit MostChoice.com. It’s a Web site that makes finding health insurance answers easy and makes shopping for health insurance quick and painless. You’ll be able to view online quotes from California health plans, and local area insurance agents will help you compare a range of competing health plans from companies like BCBS. There’s no cost or obligation to you, and your personal information is used only to match you with local health plans and insurance agents. You can find it here: http://www.mostchoice.com/health-insurance.cfm.\n\nBarnes@MostChoice.com
454739
this is what i use http://www.altiushealthplans.com/\n Altius