I am SO sick of Kaiser, I need out! I want a PPO plan where I can choose my doctor form a large assortment and bypass the gp if I want to see a specialist with no hassle. Cost is not as much of a factor as excellent service and happy doctors that make good money when I see them so they have a big incentive to fix me when something goes wrong.
121345
If you need an individual or family policy, you have a bunch of choices depending on where you live. Most PPO plans are going to part of large networks with a wide choice of doctors. You can do a check on ehealthinsurance.com, put in some info and see plans and pricing for your coverage needs. But just since I hate them, avoid Aetna.
110087
If you went into the E.R as far as I know they can not turn you down.... They can make you wait forever and a day, but they can't turn you down.\n\nAnd most good hospitals work out payment plans for people with out insurance.
310763
If your employer is offering free PPO coverage, I'd go for it.  You are young and healthy, but if you have a hospital stay, the deductible would be manageable.\nYou might think of saving at least part of that $100/mo you are not spending on the HMO to pay for dr. visits though
148432
Sorry to hear that, but maybe it's better for you. He doesn't sound like a very good doctor (your family doctor). So you should get another one. Talk to friends, family or neighbors to recommend you a good doctor, or ask your insurance agency for some references.
308607
sure  call the peoples prescription plan. #1-877-267-9555\nWe use it and it gets us some great deals on 5 of the 6 meds my husband takes. It's only $6 a mth and covers everyone in your house hold.
673007
Money and relocation benefits. Look for an ethical, honest person who would not afraid to speak his or her mind with an excellent work ethic. Someone who will put people first before the bottom-line because he or she knows that without good people the bottom-line will suffer. Someone who will defend the organization as long as it is doing everything right, yet will not be afraid to speak out on behalf of the patients if quality of care is suffering. Is there such a person out there?? Yes, me. I am getting ready to retire from the military with 20 years experience. I have a BSN, MPA and working on an MSN. I have over 18 years of management and leadership experience along with ethics training. Strong people person who knows how to get things done through others. I love it where I am, but if the price is right I will consider working for your company. I worked in the White House Medical Unit for over 3 years in the Clinton administration so I also know how to deal with VIPs, politicians, plus the average guy off the street...contact me at datsmeyall@yahoo.com.
400472
the waiting list for anything on the nhs these days is a joke,you can know book a hospital appointment online via the nhs website You should kick up a fuss,better still tell them you are not from this country and you will get it straight away
17538
Not knowing what your situation is, i.e. location, insurance, etc.  I can only recommend (if she has insurance) to check with your provider manual and find a new doctor.  It's always good to get second and third opinions on something like that.
259747
I feel your pain...I retired to Canada (partially for that reason) a number of years ago and was quite pleased with the health care......a family doctor in Canada is very versatile and can treat a number of ailments including minor outpatient surgery in his/her office...other side of the coin..if you have to go into a hospital, more often than not, unless it is a life or death emergency, you will face a lengthy (several months) wait....now, there IS more to the story....I was able to do this, because at the time, I was married to a Canadian citizen...after a minimum of paper work I was granted health care priviledges...what you would have to do as a non-Canadian citizen to be granted residence in Canada, I'm not sure.........and of course, in this world there is no free lunch, income taxes were considerably higher; and there is/was a modest monthly cost for health care premiums....this was in 1998....if there have been changes since that time, I am not aware of them...........also, I mentioned that was only one of the reasons I moved to Canada...I was living in Victoria, Vancouver Island and it's one of the most beautiful places on earth..the Canadians are great people...ALSO, the U.S. dollar was was about 30 to 40% higher than the Canadian $.....not so now; and it's dropping....so, you've much to consider......good luck!!
530360
Uh ... insurance companies offer different policies and different levels of coverage.  Blue Cross in my area has about 17 different plans to choose from.  It's up to the employer to decide which (if any) plan they want to offer and they certainly aren't under any obligation to pick the most expensive plan with the widest eligibility net.\n\nHow is it "discrimination" if a DIFFERENT hospital selected a DIFFERENT tier plan of United?\n\nIf what other people are getting really bothers you and you don't like the benefit selection at your current job ... go get a job at the other hospital.
359625
A PPO will probably cost you a bit higher premium, but if the DMO dentist that you are stuck with is someone you would not choose to go to, you WILL end up going outside the network and paying full price anyhow, so this makes the PPO cheaper, as far as I am concerned.\n\nA PPO will have a list of "preferred providers," but you can go to ANY dentist you choose - even stay with your current dentist - and still get reimbursed at the PPO rate.
326079
my office (small business with 14 employees) has a group plan through blue cross blue shield.  it was actually easy to set up.  i called a few of the big players and asked for agents/reps to come to my office.  they all set up appointments.  i got quotes from everyone.  compared plans and viola....  insurance.
521662
I am one of 45 million people without access to affordable health care. It affects my life every day as I am a diabetic and I do not take all the prescribed medicines that I am suppose to. It will probably shorten my life but it is the best I can do. I do not think it is a big issue for the general public, they are not effected by it one way or the other. But for those of of us that need to be able to see a Dr. regularly, It is a dangerous situation. I think that the real answer is to do away with the private insurance company's and offer national health care so that everyone has access to it if they need it. I understand that this would not be free health care as it has to be paid for by taxes, however I would rather see my money going for people like me then to send 10 billion a month to a war in Iraq that should have never been.
554930
First off, ask yourself what needs do you have?  Lets take each case, first your father is over 65, and he may or may not qualify to Parts a & b & d of medicare, check into this first.  Then depending where your father lives, (presuming he has Medicare) he can purchase a Medicare Supplement plan, or the more popular HMO Medicare plans.  I would suggest you contact medicare to find out if your father qualifies for medicare, and also ask what is available in your state for his options.  I could go on for hours about the differences on HMO and Supplemental plans- if you have more questions contact me.  Next, mom is 64, so when she turns 65 she will also be eligible for Medicare "again check with medicare" so her needs will be different than yours- it will depend on her health needs, what dr. she sees as far as the policy type I would recommend.  Last you and your wife, both of you are in the Child bearing years- so if you are thinking of having children in the future please make sure the policy you pick will cover maternity, many new plans do not cover maternity.  When looking for a Health Insurance plan, lots to consider:\na. Is your a Dr. a provider "PPO or HMO" this will dictate the type of plan to pick from.\nb. Do you want to prepay for services and pay a Copay for Services? (HMO, which are normally higher premiums, because a portion of your premiums is paid directly to the Dr. you pick)\nc. Would you willing to pay more out of pocket with copays, and co-insurance (normally a percentage of the negotiated rate varies between 10-40%) in order to select a wider number of physicians (PPO), most PPO have thousands of Drs to pick from.\nd. Premiums, Premiums, Premiums, set your monthly or yearly budget for healthcare costs.\ne. Gaining popularity in the health scene is "Health Strategies", normally this means HRA or HSA plans, or what I call a Self Funded type of plan, coupled with a High Deductible.  With this type of strategy the consumer "YOU" act like a health insurance company- you see health insurance companies re-insure, this means they take out policies with Lloyds of london and others to limit liability.  With this type of plan, you take on a high deductible and pay out toward this deductible during the year, put money aside "ex. HSA non taxable in most states" to save for your deductilble, health insurance co's call this "reserves" most have billions in reserves, so it is not hard to figure that the odds are on your side that you will "accumulate money".. remember the health insurance corps are not into it to loose money.  Smart consumers throughout America are switching to Consumer driven type plans, as HSA eligible plans.  I would suggest going to my website www.HSAInside.com or calling me direct for any questions.\n\nRudy Rivas, President\nwww.HSAInside.com
81802
Since you are already with BCBS, can you switch you plan to Blue Care Network, and is it even offered where you live? I have Blue care network, and I really like my plan.  \n\nYou do work through a primary care physician, and need a referral to see a specialist, but this works fine.  I have three specialists, and they are all covered.\nIf I have any problems, I see my primary care doctor, never a wait, and if she cannot help, she will refer a specialist (besides my normal three specialists). It is very easy.\n\nI am on many meds, and the max I pay is $20 for each.  One I pay nothing for. Hospital care is covered 100%, emergency visits are $25 co-pay.  My primary care physician is affiliated with Providence Hospital, so this is my hospital.\n\nBlue Care Network is a PPO through Blue Cross.  \n\nHope this helps.
107038
Spelling: look up "Kaiser Permanente"
181921
It is not the governments job to take care of people! This country was built on the rugged individual and not the nanny state. I would never want the government to think it knows what is best for me. There is nothing stopping people from seeing a doctor and making payments. \nMy father had no insurance for years with us 7 kids and that's how they made it work. We have it so much better in this country than anywhere else in the world. When you grow up you will realize this.