imean really,it was a mint chevy silverado-worth 20,000 power everything-fell and hurt my back-out of work 6mos,they say they sold it at auction for 11,000-any law students out there? can they lien my house garnish my pay for somthing i dont own-it was so new i made two payments on it.
134887
Yes it is legal.  What typically happens is that you are still on the books for the full purchase of the loan.  If they repo the car, they auction it off and then try to collect on the difference.  The only recourse that you might have is if the auction price was considerably less than the fair market value.  You might be able to do something there.  Other wise, sorry to say..You are stuck.
607389
I had a judgement filed against me. I paid the debt. I am now in the process of debt recovery. I did find out that when they file a judgement, you can call the lawyer in charge of the action and talk to them about debt repayment. The interest didn't mount up either after the judgement was filed. The only draw back is that they keep it on file for the next 6 years after the debt is satisfied
255284
Ooooohh ... that's a really sticky situation.  My guess is that you're going to have some big family problems with this one.  Have you told the executor that the debt was forgiven?  Do you have it in writing?  If you don't have it in writing that the grandfather refused to accept the money and the debt was forgiven, you're going to have a really hard time proving anything.  I'd retain a lawyer if you're going to fight it.\n\nAlso, you should consider if the damages to the family relationships are worth the $60K.  Some family feuds can go on for years and years.
594793
The laws may difer from state to state etc...I suggest that you call Motor Vehicles and get the answer straight from the source. If anyone would know how to fix this problem legally they would. I'm sure that this has happened to someone else at some time or another.\n If that doesn't work then you are left to think up a clever way to sell it to someone else.
401177
My car was just stolen too. I had to pay the motherfuckers 650.00. which is total bullshit. Anyways call the :THE VINE. Its a victims line. They may be able to help you out. I went out to get my car 4 times before they would let it go. Because it was out of my county, I had to get 2 releases which didn't cost anything. It was more of a pain than anything. Meanwhile my car sat stripped . Not to mention the tow company took my battery and a few other items. So the faster you get the money the better. But do try the vine. Best of luck I feel for you.
420184
You should have definitely gotten something in writing before you turned over any money.  You have a contract with this person and they probably have the upper hand because you gave them the consideration and they need to give you the dog.  If they don't give you the dog you can sue them, however, if they are willing to give you the dog I'm not hopeful you'd get your money back instead.  Of course there may be loopholes, and I don't know all the facts, so if it doesn't work out you should at least consult an attorney. Good luck and sorry to hear about the job.
413912
If the bill is only in your name ... your husband won't get wage garnishment, however, the money can be garnished from a checking account. If the house is in your name, a judgment against your house. Listen to me.. go to court.. they will put in Mediation, work out a deal, make some kind of payment arrangements, believe me I know.. I am taking many people like you to court tomorrow... its in their best interest to show up... I can get the vehicle if thats in your name... many things one can do....
303094
Without a written quote there isn't anything you can do.  (I would not have purchased the truck at the higher amount, though, I know you had your reasons.)  You can certainly let all your friends, family and acquaintances know that you were screwed around by this dealership and hopefully cost them some business and reputation issues as a result.  You can also write a formal letter of complaint to the owner of the dealership expressing your opinion of how they do business and to let the owner know that you will be telling everyone you know what you think of them.  Perhaps he/she will reconsider as an expression of goodwill and in the interest of customer satisfaction.
554863
Check to see if your state has a "lemon law", many states do. You should sue him in small claims court for breach of contract.  Look at your I owe you and your bill of sale, if he blatantly lied to you which it sounds like he did then you can sue him for damages.  Most states small claims courts allow you to sue for up to $3000 dollars.  Gather your receipts and total all bills up and sue him for that much, include the i owe you amount.  Place all receipts and place them in a 9x11 envelope and mark as evidence.  File at the court house, in NY it costs under $20 to sue, you represent yourself so make sure you do your homework and are confident and honest.  The slimy salesman will most likely sue you in small claims as well, that's okay because you can tell your side.  Avoid emotional outburst, facts only such as his statements, promises and receipts, explain his coercion into an IOU, which is unethical BTW.  Small claims has no attorneys is just you and him, can be appealed by loser once but usually ends the same and then goes to city court which usually ends the same too.  I went through this over a rental deposit before law school and was victorious through all three processes. Just stay calm, do your homework and draw out an easy to understand time line, and go on the offense rather than defense.
78168
My advice is this, a contract is not going to assure that they pay and yes you will be able to sue in small claims court the the money owed but if you feel that you don't want to deal with all that I have a solution. I happen to be an investor who buys real estate notes which you clearly have. Now I would be willing to cash you out and give a lump sum of cash for your property and you can walk away and not worry about it. durland78@yahoo.com
486213
That was bad advise from your attorney. Get a free consultation from another one. 10,000 dollars is too much to just "forget about" Did the morgage fall through on bad faith actions from yourself? And besides it the Principal of the thing!
423730
9,000? Im guessing it was a car.\n\nAlrighty, heres what you gotta do-\n\n1. Pay it off in full\nor\n2. Dispute it off your credit report
366229
you are right on track.this one is a slam dunk.though you are doing every thing right you need to contact your attorney generals office because she is adopting unfair and illegal business practices.this PERSON IS HAVING SERIOUS FINANCIAL PROBLEMS AND IS TRYING TO TAKE IT OUT ON YOU,You sound like you have enough fight in you.go get her.If I were you I would start by sending her a certified letter indicating intent to file charges against her for double dipping,and to file a $5000 dollar small claim against her for attempt to defraud.if she goes ahead with her claim to send your "bill"to a collections agency she is only giving you additional ammunition for your claims.If this thing appears on your credit you can get it removed by showing that this is an attempt to at distortion.It will also give you the additional info.you need for a successful claim.
421521
If it has been in both your possessions for 6 months, it is community property.  Go buy a car for you and tell him to stick that one up his a**!
323120
After any type of repossession the bank can still come after you for payoff. They will take your trailer, sell it for whatever they can get for it. You and your husband will still be responsible for the difference. So, if you owe $10,000 (nice easy numbers), they are able to sell for $5,000.. you would still be responsible for the remaining $5,000.  They can then garnish wages. Then you will have a repo and a judgement on your credit. \nMy advice is talk to a lawyer and talk to the bank and see if there is anything you can do. \nIt may be worth moving the trailer to a different park and then renting. \nGood Luck!
289197
You should have sayed you LOANED her money. When you GIVE you don't get anything back! Sorry.\n\n2 weeks is probably a little late. You could try going to court and make her fix the tranny if you have that in writing, but a sale is a sale, sorry!
118997
I had  a repo several years ago and I even had two checkings and a savings account.They auctioned  off  the vehicle and go less than what I owed.I told them to kiss my *** and they did I,I never heard from them again !!