Hi.\nI decide to quit from the my present job and do insurance full-time.\nI'm in my second year of insurance.\nIs it worth if i'm quit from my present job(working as Security Officer) that i earn monthly around 1180.00?\nI'm blur.\nI have a confident that I can succeed in my life.\nBut,there is unexplained feeling inside me that make me confuse always.\nI'm not sure,is it my decision is worth..\nPls help.
124874
You are the only one that should answer this question my friend because you have to live with the results.\n\nSome of the anxiety is due to the fact you are leaving a job that gives a guaranteed pay for one that bases your income on your sales ability, good or bad.  I say that if you can live with this concept, you should go for it.  Your success will build confidence that will help you in many other areas of life.
541486
Here's what you need to do in order to make this decision:\n1. Estimate how much you are likely to earn in the new position.\nYou need to know the commission rate (it might be a percentage of sales, such as 3%). Then you need to estimate how much you will sell per week (or per month). Talk to Saks about how much most people sell. Then multiply the commission rate times the estimated sales per month to see how much you might earn per month.\n2. Consider how much your income might vary. Try to estimate how much your sales might vary from month to month, and consider how this will affect your income.\n3. Consider how much savings you have. If you have a lot of money in the bank, you can accept some variation in your income. If you don't have any savings, then you probably can't accept a variable income.\n4. You don't mention whether Saks also pays an hourly rate. My guess is that they will pay you a certain amount per hour PLUS a percentage of your sales. This will reduce the amount of variation in your income.\n5. Compare the amount of income (and its variability) in the new job with the income you receive now.\n6. Also consider the opportunity to learn more in a new job, the opportunity to be promoted (are there more promotion opportunities in the new job?), and whether you will enjoy the work more than what you are doing now. \n7. Also consider benefits. Does one job provide better health or pension benefits than the other? That's like receiving a higher salary.\n8. Finally, consider job security. Are you more confident of being able to kep your job where you are now, or in the new position? Is that a significant difference.\n\nThink about all of these things. Then look into your heart and determine what you really want to do.\n\nGood luck!
324055
I assume you mean in a business/career sense, since that's where you posted your question.\n\nThe biggest risk I took?  Quit my secure, stable job with a computer software company to sell insurance.  As it turns out, I'm a lousy salesman, and my business was short-lived and not very lucrative.\n\nHowever, because I had quit my job with the computer company, I was approached by a local college and asked to teach some computer classes - best job I ever had.  Loved every minute of it.  So, in retrospect - even though there were some pretty big bumps in the road, the risk I took paid off in the end.  When I was teaching, I was earning about the same amount that I was at the computer company, but I was much, MUCH happier.  I was home with my wife and kids more, easier to get along with.  It was better all around.\n\nLife is full of risks.  Look at ANY highly-successful person and you'll find that they took many big risks.  But when they took these risks, they never looked back.  They realized that they had made a decision and saw it through.  They believed in it, and while not all of their choices worked out as well as they had hoped, the ones that did work out well far exceeded the damage done by the poor decisions.
410731
I can relate mate. I got an office job a couple of months ago (I'd never worked in an office either) - and I noticed how different it was. It's too enclosed and suffocating - I've gotten used to it recently though (it's still not my 'thang' though). I'm thinking of sticking it out for about a year.\n\nIf you can, get some experience under your belt (as much as you can, 6 months is a good amount of time) and then move on - at least you'll have that office experience (in case you ever need it in the future). \n\nIn the meantime - look for jobs you'd want to do and work towards getting one of them (maybe pursue something in your spare time that is linked to the kind of job you want).\n\nIf this is too painful, quit and take the car job - it's important that you are happy! =)
483265
the thing is as a Life Agent they insurance companies that I work for would want to know why you are covering your children for $500,000.00 now you could pull a policy on yourself with no issue and that $11,000.00 you are looking at paying would be better for you you would be paying way over the needed amount to cover your children with compounded interest and everything if you are looking at pulling this type of policy I would love to help you with it I do not work for NY life but would be able to give you pointers as well as maybe show you a few other companies depending on the state that you live in that would maybe be better back to covering the children I know that all the companies I work for would wonder why you would insure your child for more then $200,000.00 without good reason IM me and I will see what I can do my IM is rahnside\nA Life Insurance Specialist\nRahn Sidebotham II
491582
We have the wisdom to choose our life. Anything or Anyone which abducts your freedom and dignity should be avoided at any cost. So dare to quit. Be open to your new employer....
1406
I think you're asking the wrong question.  But here goes...\n\nQuick math:  If the other job is 50 miles further away, and your car gets 25 miles to a gallon, it'll take you 4 gallons of gas per day to commute the difference in the distance between the two jobs.  At $2.25 per gallon, buying 4 gallons of gas, working 250 days per year, it will cost you $2250 more in gas alone, just to commute.  Assuming your $6K will be taxed at a "marginal" tax rate of about 40%, you really are only getting $3600 more (take home).\n\nSo the far away job is going to be worth about $1350 per year (which is $3600 minus the gas costs), which is nowhere near the cost of a car (payments, insurance, maintenance, etc).  (Not to mention the stress of that much driving!)\n\nNot sure if my assumptions are correct, but that should give you a mathematical way to look at it.  Basically, if my assumptions are correct, you should NOT take this job if you are looking for short-term financial gains.\n\nHOWEVER, like I said, you are asking the wrong question.\n\nIf the current job is truly "dead end", then it's time to look elsewhere.  You really need to be looking out for the next 5 years when it comes to a job.  And remember, this is NOT a decision between just these TWO jobs... there are a lot of jobs out there, and I'm sure that there are non-dead-end jobs that are closer to home.\n\nWhat you should do is to evaluate what an ideal job looks like that you are qualified for.  I think that  being close to home should be one criteria (especially if transportation is an issue).  But look for something that has a 5-year possibility of growth.  Not that you need to be CEO in 5 years, but can you grow, and increase pay, and learn and be positioned for an even better job?\n\nThen conduct an aggressive, thorough job search.  That could be the subject of another question.  But you want to be in a position where you are deciding between two or three GREAT jobs, and then you're doing it right!\n\nNo dead end jobs.  Ever.
385441
Only $46K?!  Consider yourself fortunate!  Sounds like a little burn out.  Take some time to gather yourself.  I was an enlisted man and quite literally practiced medicine for 23 years.  When I retired, I had 136 credit hours -- most of them in the upper level hard sciences.  I went back to school and was only allowed to transfer 47 -- none of the upper level courses.  Because I couldn't do the calculus and chemistry, I had to switch my major.  I graduated as a high school teacher and still couldn't get hired.  My wife and I now own a dog grooming business.  She grooms, I pet and distract.  It's enough to make your head implode.  In medicine, I was good enough for the President of the United States.  In the civilian world, I'm not qualified to pass out band aids in a mass casualty situation.  Go figure.\n     About that originality/individuality stuff.  Can't have it in my line of business.  The people expect the established standard.  My recommendation, start your own business.
224003
Disability is critical to protect the income stream of the any income earner.  Not just to protect the loss of income to the family, but also to cover the living and medical expenses of the disabled.\n\nHowever, you need to evaluate the policy.  $250/month sounds like a lot, but it might be because you're getting a high coverage.  Generally, you should insure about 2/3 of your current income.  Because the benefit will not be taxable if you pay the premium using after-tax dollars.\n\n- Does the policy cover own occupation or any occupation?  Get one policy that at least cover own occupation for the first several years of disability.\n\n- Does the policy pay up to age 65, or for a duration like 5 to 10 years?  The longer the payment, the higher the premium.\n\n- Is there a social security income rider? The premium will be cheaper with this rider since the insurance will work in conjunction with the SSI not in addition.\n\nIt's true that group policies are much cheaper than individual ones.  However, those policies will cease when your husband leaves work or is laid off.  It's still wise to own your own disability policy.  But if the job is relative secure, you might opt for a smaller coverage on your individual disability policy which will bring the premium down.\n\nAlso, if you pay the premium annually or quarterly, it's always cheaper than paying monthly.
281743
if you are happy where you are right now, if the job you have is rewarding and the work conditions are good and comfortable in general, then do not consider the 100 pound (unless your entire salary is 200 or 300 pounds!!!)\nanyway, if you are not comfortable at your current job, then you may do the SWOT technique (it usually helps in making decisions): you have two options right the moment, you either stay where you are or go back\ntry to write down the Strengths, Weaknesses, Opportunities and Threats. compare the two options and see which one of them scores less in the weaknesses and the future relevan threats and decide accordingly.\ngood luck
522881
I think it depends on the individuals  needs, employers needs, and the details of the different plans that available.\n\nhere the order of importants for me.\n\nwork environment\nIf I don't like the work or the people, I find another job. \n\nsalary \nif it high enough you can supplement any employer's plan you fell is weak, on the other hand if the benefits are good enough, you might not need as much of a salary.\n\nmedical\ndental \nvision, \ngym access (if you job is not physically active) \n\npension\n\nI put wellness above pension, because if you don't take care of yourself, you won't life long enough to enjoy a pension.\n\nflexible work hours and time off\nI don't have this as much in my current job as  my brother does. It nice to be able to take off time with little notice.
175447
You need to answer this one for yourself.\nAsk yourself: Will more money make me happier than I am now - happy enough to change jobs?  Can I stand to do the other job for the rest of my career?  Can I survive and be content with the money from my current job?
176854
If you are really unhappy, you should think about changing jobs.  I changed my job two years ago because of a similar experience and I have never been happier.  There is also a high level of stress in my new school, but now I feel I have the support from my superiors at all times instead of the critics I used to have.
153794
Dear, I, too, am in the same situation; but sometimes we have to make sacrifices to do what we have to do!  If you can't afford to quit your job, what other alternative do you have as far as living arrangements?  What ever you do don't quit school.  You are going to school for a reason.  I do believe that it is so that you won't have to work at "sucky jobs" for too much longer.  Just think "NO PAIN, NO GAIN"!!  This way you will enjoy your success even more.  You are a Survivor!!!!
566680
You didn't mention if this new manager was also selling. If he is, great. Have your top sales person offer to match him sale for sale. That should embarrass him into either quitting or coming up with a more reasonable figure. Or, who knows? Maybe he is right. Either way, everyone will find out. Chances are, especially if one comes from outside of their industry, that the manager doesn't know how to sell. That is usually the case. In that case take the top salesperson's monthly average and add about 20%. I don't care what the product is cable or airplanes, that's doable. BTW, why did they hire from outside the company? Another problem might possibly be that they want people to quit that are close to collecting retirement benefits. It happens all the time.
635025
My philosophy is either love what you do or make a lot of money doing what you hate. You my friend are doing that so hey keep your head up make that money. Make sure to save a lot of it because at some point your going to have to jump ship. You can't stay in that hell hole forever. That way you dint have to rush into the next job and you can pic something you at least like if not love. Good luck holla at me if you want to vent.
588471
financial decision. happiness will only get you so far. when you're bank account dwindles to nothing, you're happiness with that job will run out quick. stick to your uneventful job for now but keep phishing at those high end stores and maybe you'll find somthing that please your heart and your bank account at the same time.