I signed up for a free month trial with Bank of America's PrivacyGuard program that lets you monitor your credit rating. When I called to cancel, after going through all the options and entering data to prove you are who you say you are, and then talking to another guy who insists on verifying everything you already entered, and then -\n\nHe gives me another number to call so that I can receive 'preferential service'. I was like well, seeing as this is the number they gave me to call, why don't YOU call them and get some preferential service? He's like no, I'm just doing my job.\n\nAnyway so I decided to bitch out his supervisor before calling the other number. The poor guy sounded like he hates his job, and I'm sure I would too, just getting angry people calling me all day long. Anyway, in summary, he agreed to cancel my account without further ado, although he claimed to know nothing about what the other guy had said. Riiight.\n\nThanks for nothing, BofA. Why do you treat us like dicks?
124073
It's terribly annoying how so many businesses have mastered the tactic of making cancellation of their services a nightmare.\n\nI get around their tactics by ALWAYS asking for a supervisor right away.  When the call center rep says that they'll be happy to help me, I respond that unless they want me to take out my frustrations on them, they should put a supervisor on the phone.  It works everytime!
516658
wow - this is the slickest way I have seen a collection credit debt company looking for someone.\nyou guys suck
675169
Is it a scam? Are you a murderer/rapist? Is it telemarketing? If you answered "no" to aforementioned questions, then by all means sign me up, and whatnot.\n\n-J.
568249
I put you on my watch list because I'm going to ask my sister to ask a friend of hers about this. I won't see her until next week unfortunately. She told me once that she had a friend that ran free checks all the time but I don't know the site. I'll try to find out for you.\n\nAlso, have you tried googling him? And run a search on his email username. I've found ppl that way before.
526317
Never respond to those unsolicited calls. They are phishing and looking for a steal-able identity. Even if the call was legitimate it does not mean you just get the approval. They do a credit check on you AFTER you tell them you want the credit. If you never had a card like that chances are they are calling from a list of people who are not credit-savvy and would fall for a scam.
291489
I wouldn't exactly call it a scam but it shouldn't be legal. Did you read the terms of the card? You would have been much better off by investing the fees into a secured credit card that has a chance with positive payment history to be upgraded to an unsecured card. \nSome of the terms I read are:\n\nTHIS IS NOT A VISA NOR A MASTERCARD\nTHE COST OF MEMBERSHIP IN THE USA CREDIT PLAN IS $149.95.  THE COST OF THE ELITE SERVICES IS $19.95 PER MONTH.\nONLY MEMBER ADVANTAGE ITEMS MAY BE CHARGED ON THE USA CREDIT SHOPPING CARD. DISCLAIMERS:  USA Credit is not a credit services organization, financial or banking institution.  Your Account is a line of credit that can be used by an Accountholder to shop exclusively at Our online shopping Website.  This is not a credit repair service.\n\nCREDIT BUREAU REPORTING: I understand that USA Credit is a subscriber to a Credit Bureau and that My new Account as well as My monthly payment history will be reported to that Credit Bureau.  **note that it says it is a subscriber to "A" credit bureau which tells me if it does report it is only going to report to one bureau not all 3. \n\nIf your intention was to build a credit history there are much better options out there. You do have 30 days to cancel this membership if you choose to do so. \n\nAs I said previously, you could take that 149.95 fee and apply it to a secured mastercard or visa. Just find one that will report to all 3 bureaus and begin building a credit history. There are several good card builders out there. Some banks even offer you an opportunity to earn interest on your money you put into a secured card. If at all possible please cancel this membership.
220842
Okay, most of you have no idea (or only a partial) idae of what your talking about. First things first, Yes they must give you there actual address end of story, failure to do so contsitiutes violation of the FDCPA. Now about cease and desist letters and forwarding. A cease communications letter (CC) simply states that you do not want us to contact you again requarding the debt- you must state wether it si to be written, verbal or both. Otherwise it will be assumed it is verbal. This doesn't stop the collection activity, it simply means we cannot call YOU for information. We can call your family and nieghbors to get information- But we can only call them once, and only ask Where you live, your phone number and place of employment (POE). We can only call more than once if we believe they lied and can prove it. This is under section 805 of the FDCPA chptr 8.  We can only call you again to advise you of specific actions we are taking, ie a law suit. A CC doesn't cover any new account turned over, only old ones so everytime a new acccount comes you mest send another. \nCollection agencys will not just send out other accounts to competitors in the area, is inneffective- they will simply sue if they get the info, or abondon the accoutn if the balance is too small- but the biggents thing to remember CC letters make it so we must sue you to collect, and we can get ifo in a whole lot of diffrent LEGAL ways.
73509
I too have tried to contact these Rat B----ds... They are trying to take 99.98 out of my account. I ordered their "supposedly" FREE trial and then I get this bill for over $200.00.\nI just called the number 1-800-752-0196 and got someone who is with Oral Brite.. No idea who they are, but they said to call back tomorrow when someone will be there from Metabofuel1000.\nI guess they rotate the boiler room staff.\nLet's get a Class Action Suit going against them <grin> NOT FUNNY!\nLets keep trying to get this right.  I will be out of town until 4-10-06... Please respond to this e-mail catern200@yahoo.com\nGod Bless you all\nErnie
669278
Computer Mail Order Submitted: 3/19/2004 8:24:31 AM\nModified: 4/27/2004 10:12:22 PM\n \n\nImpact Health Care myprivaterx.com (aka: Impact Pharmaceuticals, Inc.) charged my charge card for product, did not deliver, lied on the phone Miami Florida *UPDATE ..Finally got a refund \n\nCompany\nImpact Health Care (aka: Impact Pharmaceuticals, Inc.)\nAddress:\n11440 N. Kendall Dr,Ste 206\nMiami Florida 33176\nU.S.A.\nPhone Number:\n866-789-6337\nFax:  \n\n\nOn Dec. 30, 03 I ordered Zoloft on line from . They charged my charge card on Jan. 3, 04 for the full amount $125.00. I started trying to contact them three weeks later after the time they had said it would take to receive the order. No response to emails at all. The phone number is usually busy or the message box is full and cannot take messages, if you do get to a voice mail box, they do not return those messages either. I left numerous messages on the so-called office manager's (Gail Long)voice mail with no return. \n\nI called another number I found on line, 866-789-6337, early morning on 3-12-04 and "John Smith" (I swear that is the name he told me!) put me on hold and finally came back on to tell me he had called the pharmacy and the pharmacy was having trouble getting all the orders shipped. I told him I thought the trouble was probably worse than that and that I had seen a report on this Rip Off website about his company and to please just refund my money. He acted like he was typing it in then and even gave me a Transaction I.D. #, but of course, 7 days later and the credit is still not on my card. I told him the Rip Off website reported that they would say they were refunding but not do it, he just acted insulted when I said that. I also asked him the name of the owner of this business and he said he did not know.\n\nCandace\nJackson, Georgia\nU.S.A.
647499
I had a nightmare time trying to cancel with AOL.  They REFUSED to take NO for an answer.  I was on the phone over 40 minutes with one of their people who took pleasure in not canceling my AOL.  I had to go to my credit card company to stop future payments.  I will NEVER use it again.  I tell anyone who is interested, to STAY AWAY.
254290
They did the same thing to me too.  I moved out of their network and their mover's connect people said that since I moved against my will (military move) I could get outta my contract.  Well it took a month and a half before they shut down my phone and they billed me for it (which was fine I used it),  I paid my last bill in sept., then in March of the next year a collection agency called me up saying that I owed them over a thousand dollars.  Well long story short after 6 months of calls, faxes and letters to their cust. care center they finally said to hell with it and refunded me the money (I paid it so I wouldn't be bothered by the collection agency anymore... which I wouldn't recomend untill they admit guilt).  Just remember this dude. "the Sqeaky wheel gets the grease."  \nP.S. Everytime you call them it cost Verizon $8.50 so just keep calling them, eventually they'll give in!!!!\n\n\nP.S.S. Amy your completely full of sh** the only headway I got from verizon is when I started yelling, screaming, kicking, and bit**ing.  So unless you've been through it shut the he** up!  I also went into there store and they were complete morons in there, twice they acctually tried to resign me.... sh** after all the bs they put me through anytime anyone tells me there thinking of verizon I tell them my story!!!!!!!
69742
my experience with AOL was painful. I called them 5-6 times and they put me on hold for like 10 minutes (no joke), and they still don't answer. then when I do get to cancelling my account, they asked you all these questions like "why are you cancelling your account." they actually charged me for an online McAffee virusscan service that I never wanted.\n\nedit:\nAlso, they do give you all these sales talk about free hours, and this woman hanged up on me once when I told her I don't want to continue AOL.
591215
Yes I have, and they dont do anything they promise to. They never return phone calls. Im wondering if they are even a real company. I getting ready to file a dispute with my credit card co. to see if I can get my money back. Contact me if you have the same problem with these people.
555903
I was almost scammed by this company also.  Something just did not feel right about the paperwork that they emailed me and the email address was from a Yahoo account, sallyhamilton22@yahoo.com.  I thought that was strange.  They also wanted me to send them $940 as down payment on insurance.  I thought that was strange also.  When I called back I could not get through to the original contact Symone Athill, so I pressed another extension and that guy was Kevin Littlejohn.  He was so nervous speaking to me and he could not tell me their website address or their fax #.  Watch out for this company....
170373
You serious? Have you seen the APR they charge? People like these and the Vanquis card shouldn't be allowed to do such a thing. I'd get a loan if I was you!\n\nBut seriously, companies like this don't actually have websites. I've had application forms thru the post but they never give any info for online stuff. No idea who they got my address off but they go straight in the bin.
465782
Well, This is completely not insurance related.  \n\nBut I HATE aol!  It's such a pain in the you know what to cancel!  You HAVE to call, you can't do it online.  Then they try to talk you out of it!  \n\nAnyway, call the credit card company, dispute the charges.  Call AOL, tell them you are cancelling the account.  And in the future, know that ANY TIME someone offers you something on a trial basis for free, but STILL asks for your credit card info, that means THEY ARE GOING TO CHARGE YOUR CARD WHEN THE TIME IS UP.  Not just AOL, but magazines, credit insurance, etc.  They all do the same thing . . . so NEVER give your credit card info out for free trials, because it's a TON of work to cancel the subscription when your free trial is up, and frequently they CHARGE "YOU ANYWAY!!!
369909
They traced a signal .. so like your laptop is "bugged"?  Never heard of anything like that EVER.\nMoving on.  Sitting in a backseat of a car was emotionally debilitating to you?  Whoa!  Were you in handcuffs?\nNext.  YOU lost half of a class?  Like 30 minutes worth? Yeah .. that's interesting or nit-picky.  Lost gas & time fom your cell phone?  You mean that you had to drive somewhere to clear yourself?  And you had to talk on your cell phone also?  Nit-picky.\n\nYou are clearly playing the VICTIM.  Send this mega-store a letter to their corporate headquarters outlining your "real" experience.  I wouldn't mention all the nit-picky because they will laugh it off and you will never hear from them.  Also file a complaint with the BBB.  Expect an apology at best.  To waste anytime thinking that you are gonna hit it big with a settlement is ridiculous and immature.\n\nGood luck.\n\nEDIT:  "Actually a lot of "Superstores" install (and I'm not kidding) a software called Lo-Jack, which allows them to track the computer whenever it is on the internet via IP address."\n\nLo-Jack is a subscription/pay service.  Its not free .. so yeah .. anyways!  (rolling eyes)\n\nEDIT:  "responsability"?  A's huh?