rate for nonsmoker is $425. rate for smoker is $735.
126483
All I know is that it is ALOT!\n\n9 years ago when my son was about 3 my hubby and I were applying for life insurance.\n\nHe mentioned that he did occasionally have a cigar.  \n\nHe traveled alto for work and 2 or 3 times a year.  When he was in Ireland visiting a certain client he would have A (just 1) cigar.\n\nWell they tagged him as a smoker and jacked up the rates.\n\nYou would not believe the red tape we had to go through to get that reversed...and extra blood work too!\n\nMy 3 year old over heard us discussing this and was shocked!\n"Daddy you NOT suppose to EVER smoke!"\n\nSo then and their my hubby promised our son he would never ever do it again.\n\nAnd he hasn't.\n\nI don't think the few cigars he was having each year posed much of a health risk.  But I think what he did for our son was great.  He set a great example.
536191
should be fair for all - i gave up smoking 4 years ago and don't like to be in smokey atmospheres at all now - but that's my choice so i can avoid going to places i know will be smoke-filled.
44021
Nonsmoker: I'm under 18 and already I know that smoking is REALLY BAD!!! I hate it. I know a lot of things by joining after school groups and they teach about in school sometimes. I would never really want to be around someone who smokes, unless they are family or really close friends.
37152
Different companies charge different amounts. It will also depend on how your health is, if you smoke, if you are over weight, etc. Start calling insurance agencies and ask for quotes. That is the only way to know who is going to be the cheapest.
362252
I think that's so funny.\n\nI don't smoke and I never will.  I don't have to worry about going broke for some cancer sticks.
585905
I think that many people are finally getting the message. Cigarettes are very expensive and it's very hard to smoke in most places. The restaurants and bars in my county have forbidden it. Cig. smoking costs everyone money because of the costs of the illnesses they cause. Ins. rates go up for everyone to cover it.
518123
smoking it there selves. free pot to them. if they were not going to smoke it they would have charged you with it.no matter how small of an amount it was.the more charges the better it looks for them.
440484
My husband took tarceva for lung cancer . It was $2950.00 per month. He passed in June .  I have about 14 pills left. If you want them email me I will give them to you. Good luck and I will be thinking of you.
9857
I am a non-smoking, smoker. figure that one out! \n\nSmokers are a complete contributor to the health service. \n\nThe NHS could not survive without such a donation as tobacco sales, and cigarette merchandise. Society has made the media give mixed messages on this time after time. They invent treatments, they come up with causes, they say it's highly unethical and unhealthy to smoke, yet they advertize it all at the same time. Why is this such a conflict? I'll tell you why. \n\nA) They advertize this because they know that smokers are one of the biggest donators to the treasury, over 10,000.00 is spent on tobbacco daily. They fear getting sued, so the media makes up for the advertisements, by smashing down smoking economy, and making smoking legal only for people of the ages, 18 and up.. I'm sure though that if 16 year olds could legally start a career at that age, they would lower the smoking age. \n  \nThink about it, 18 and up. Adulthood, where choices can be made, career choices open, college dues must be payed, so on, so forth. \n\nThey just fear getting sued. Honestly, as much as the Health administration would like, NOT to admit it. They would crumble without the daily tobbacco sales.
629365
Well, if the assumption is that the non-alcohol drinkers shouldn't pay for any alcohol, then this is how it works out:\n\nEach person's contribution towad the $3000 is $200.\n\nThe non-alcohol tab should be split among all 15 people - that's $1962, divided by 15.... equals $130.80\n\nThe alcohol tab would be split among the 12 alcohol drinkers... that's $538, divided by 12... equals $44.84.\n\nSo, the three non-alcohol drinkers spent $130.80 of their $200 contribution.  They would be refunded $69.20 each.\n\nThe 12 alcohol drinkers spent $175.64 of their $200 contribution.  They would be refunded $24.36 each.\n\nAfter issuing these refunds, you'll be left with 8 cents.  You can divide this up however you wish.\n\n*** KingYellow and Word Nerd - double check your answers.  You are going to end up refunding 4 cents more than you have available to give back.  Somewhere along the way you rounded off incorrectly.   ***
177454
if you are renter, and not a owner there is nothing you can do, other than move. there are some non-smoking apartments, they are just a little harder to find.
520905
Hello Sue\n\nIm not a doctor but I do have some experience in this area. I was a smoker for 50 years but stopped cold turkey after a heart attack and quadruple bypass surgery 14 months ago.\n\nIt is my theory that smoking robs the heart and artories of oxygen and that allows plaque buildup, it also hampers your breathing and causes laziness so smokers are less apt to exersize then non smokers are.\n\nAfter 14 smoke free months my risk of heart attack is now half that of a smoker and thats a good thing.\nBy the way I was smoking 2 packs a day so it wasnt easy.\n\nLeon
125278
A lady I used to work with did it. She payed $600. But it worked,she used to chain smoke kools.
624594
yeah right, at that rate you bought on average 333 cartons of cigarettes a year, or approximately one carton a day, (actually .912) cartons a day.  That's 200 cigs a day or 8.333 cigs per hour, or one cig every 7.5 mins, everyday, assuming the person never slept or was in a place that they could not smoke for the entire 30 years.  Your revenge is a fake.
517451
You should contact your local health department. I do believe that in most states, the health department is charged with enforcement of non-smoking laws. \n\nBe sure to carry a small tape recorder with you after you complain. You can expect that there will be illegal retaliation against you.
410699
I'm a smoker and I don't like it but I'll deal with it. I just wonder whats next. Alcohol? Fast food? Mandatory weight reduction? Mandatory health insurance premiums?( most of your property insurance is already mandatory)\nUniform Statewide school funding.( its coming).
519213
given the choice i'd really prefer a non-smoker..