Loan payments such as home or car. Is there something banks do not want us to know.
126422
with loans that charge interest daily you can save with this method but those that charge only monthly would not save this way
419970
Possibly yes. It's a good idea to keep separate bank accounts - that way you will be able to always show that you have good credit. And if you buy something jointly you will probably automatically become responsible for it, especially as she already owes money elsewhere. :-/
86629
Most banks decide what to loan you using the 28/36 Rule. That means your house payment can’t exceed 28 percent of your gross monthly income and your total debt can’t exceed 36 percent
358804
How on earth can a loan double and triple?  Have you made any payments?  Or is this what is now owed, since the lender had to take you to court?  Doesn't sound right at all...missing information, here.
289424
It depends on how cooperative the bank in Bermuda is.  If they value your business and won't disclose the details, then the money is not taxed.  This is technically illegal and people might get to wondering how you got that 100k and you might get an investigation later on, but lots of Americans illegally make offshore accounts.  Are you (or whoever it is) feeling lucky? :)
385326
Right now it is kinda true. home loans take alot more paperwork cars take alot less, but you can have a much lower credit score and still qualify for a house than you could going for a car. It is a buyers market baby!!!
51091
Think about it........if you don't pay for a credit extended to you...it can be a car, credit card, home loan...anything someone has put trust in you to repay...it goes against your credit worthiness......YOU had children, which SHOULD be more important than any other obligation you have.\n\nYES!!!!.......it should go against your credit report!  If I am a creditor you have applied and asked for credit from, I would want to know that you are unable or unwilling to honor your obligation to your CHILDREN!  If you don't pay for your kids, what would lead me to believe you would pay me?\n\nI don't know anything about your situation, BUT...before you pay ANYTHING else, you should pay to support YOUR children.  As for as taking half your check, tough!  The fact that they are having to take money out of your check should be embarassing because that is a last resort action by the court for individuals who WON"T send the money in.\n\nYou bring an intresting point to my mind.....One has to have a license to drive a car, get married, hunt a deer, perform electrical or plumbing work....but they will let ANYONE have children without demonstrating they have ANY understanding of priorities and responsibilty.\n\nAgain, I cannot judge you as I have no idea what the circumstances are, but the basic pricipal is the same no matter who you are......SUPPORT YOUR CHILDREN FIRST!
302480
maybe they sent it to your bank .  some companies do that ,  as you will have to sign a credit agreement.
537095
I think that most mortgage companies will look at both scenarios & take both incomes into consideration. If both people want to be on the note of the loan they will look at both incomes.
207038
Every bank has the right to do this. Its in the verbage of the loan documents, they can "secure" the collateral at ANY time they feel it is being jeopardized, IE, news says the plant is closing down, and your already late, they CAN come take your car, but they never do. Same with this case. Their first priority are themselves, especially credit unions, because the operate from a non profit stand point, they cant afford to take huge losses every year, if they did, they would have to raise their rates, and people would stop using them. But, they should be willing to work with you, which it sounds like they are.\n\nJust have a sit down, and plan your payment schedule with them. Maybe a consolidation loan to eliminate some debt ( like paying 100 a month on a loan with a 1300 balance ) etc..
158903
You can call any escrow company up and ask what the fees are for a loan amount. Also, if its a refi or a purchase.
26373
Some companies use outside credit card processing companies to manage their accounts.  Any one who loans you money to make purchases for goods, etc., has the right to charge interest.  Interest rates are regulated by the federal government though, so there is a cap they can charge.
585945
They don't want to employ a deadbeat. They don't want your creditors calling and they don't want to have to garnish your salary. Also, people who need money to pay their bills might be tempted to steal.
654463
Since you have a computer go to your banks online service bring up the payments. Call the Loan Company while online discuss it with the manager in charge. Explain to them the problem you are haveing. A Friend of mine just went through this an she claim bankruptcy just prior to this but kept the car and payment. But what had happened is the payments go to a lock box and sit there and when they finally put it in they credited the wrong account. They were showing her two months behind an her payment were there on the first of every month. Plus get there building address not a po box and send the payments to that addrress.
240270
If lenders know you're a US or Canadian citizen, they're likely to pull your credit report in your home country.  I would recommend paying the bill... whenever possible and/or work out an agreement... mayber they'll settle for less.  Negotiate if possible.  If you don't do it now... it will catch you later.  Best Wishes, C.
272379
Yes.  If you must purchase a new car, put it off until after you have signed your mortgage and purchased the house--- not just the preapproval process. If you need the car now, then you may consider waiting a bit before buying the home. Any new debt--- even a credit card that you never actually purchase anything with--- causes your credit to go down a bit; it comes back up with a couple of months of regular payment history but that 20 point difference can make a huge impact on your mortgage terms. Also many big purchases in a short time will make your credit look like you may be on your way to overextended. Lenders, especially mortgage lenders, like to see a history of carrying that amount of debt and when the size of the debt changes dramatically, you no longer have any history of being able to pay.
582922
I think this is a new area of concern and that there isn't policies as to rights set in place yet.  I could be wrong.  Talk to a lawyer.\n\nBe thankful that your company told you so you can keep an eye on your credit reports and be more aware if something looks fishy.