can u give me some tips on how to save up!
122723
don't spend\n\nonly buy what you really have to have.\n\nwatch a DVD instead of a MOVIE at the theater.\n\ndon't eat out, eat at home (although with the rip off prices the stores sells food at, it's almost the same as eating out)
448367
Since you are well aware of that, it's a good start. Determine in which area do you overspend.....is it books, CDs, DVDs, cosmetics, clothes, shoes, games, etc etc? Then stop buying them. Do the math and see how much you could have saved if you stop buying them.
649768
thanx love saving money
326095
I know Washington Mutual has information on savings account tips for kids.  You may want to check out their website for more information.\n\nhttp://www.wamu.com/about/community/programspartnerships/education.asp#WaMoola
61148
You would need to reduce your current level of spending by approximately $10 per day. You could save this amount by not going out to eat, driving less to conserve fuel, and cutting back on miscellaneous expenses.\n\nAnother suggestion would be to have a garage sale to get rid of some things that you no longer need. That would help you raise some money.
322108
First off, don't give up. Cut up the credit cards immediately. You do not need them to live. Use only cash.\n\nNext figure out your budget, how much is coming in vs how much is going out. Figure out where you can cut costs - are you eating out, going to the movies, going out to bars and niteclubs? Are you bringing your lunch from home or are you buying lunch at work? \n\nAre there things that you enjoy doing that are free when you aren't working? Do those things. Is there something that you enjoy doing that you can earn extra income? Do you work weekends? Maybe with another job you should work those weekends. Then work on your resume and look for a job that either pays more or has less hours. \n\nYou need to stay busy so that you do not get stressed out and depressed. Do NOT sleep over 7 hours each day, get plenty of fiber and veggies - they usually cost less than meat. If you do these things, your picture will look rosier by the end of the summer.
174990
device a budget for yourself and make it something you can stick to.  make a commitment to save at least 10-15% of you paycheck each pay period and make sure you do it.  if you can manage to stick to that it'll get easier to not spend all of your money unwisely.
396999
don't spend all the money you earn.  make a budget and constantly add to your savings
373133
Get a bank or any jar. Every time you catch yourself swearing fine yourself a quarter and put it in the bank. When your first child is born use the money to start a savings account.
617112
you can open an online savings account with an interest rate of 4.75 with citibank, or 4.65 with hsbc or emigrantdirect, it's a little lower than one year cds but you can get your money right away without penalty\n\nhave enough money in this account (about 3 months worth of expenses in case you lost your job) and the rest in cds
549384
First of all get a long term retirement fund and contribute to it regularly... even just $20 a week. Don't touch that money under any circumstances. Now at the same time start to put money away for short term goals. Don't get into the credit card trap of paying 10-25% interest on things you really don't want or need. Spend less than you earn. Consider the value of your purchases not the wants... concentrate on needs. You have alot of choices as a consumer. Will you be happy driving a 2007 Hyundai for $15,000 or must you have that $34,000 Chrysler??? Do you need a cell phone and a home phone? You can save $30+ by going with one or the other. Do you frequently buy books and magazines that you can get from your local library for free? Are you paying bank fees for checking??? Do you shop around for pricing on purchases before you buy? Do you go out to eat every day at lunch??? It's all about value. The more you spend, the less you'll have. Common sense isn't always common. Read books about millionaires from your library and you'll find ways that you can join those ranks. I am not suggesting you go without treats. Hey, you work hard for your money. What I am saying is not to forget the future because it'll be here before you know it. You don't need a $1,000,000 home. Live within your means and you'll have a much happier life and lifestyle without the worry.
572115
I have found the best way of saving.  I was able to put away approximately $8000 in 18 months.  Look for www.sharebuilder.com.  Its an investment site.  You can purchase stock for $4.00, no matter how much stock you buy.  Do some research.  I chose companies based on the products i use in my daily life.  I found it be fun to save and also enjoyed shopping for new stocks.  The dividends usually pay better than any savings account, so give it a try.  It worked for me.
436402
First you need to stay strong and focused.  That is very important.  Second, you need to buy a small notebook and write down every penny you spend.  You need to have it on paper so you can see where your money is going.  In most cases you will be able to find places you could cut.  Keep records for a week or two and then sit down with family and decide what wasnt necessary to spend.  After that you will have an idea of how much you spent on groceries, bills, etc.  That next week take your income and subtract what you will need for living expenses, down to the penny, and put the rest away in a savings account.  Even if its not much, it will start adding up.  Good luck.
326102
figure out how much money you make in a given period of time (a month, a week, whatever). now, subtract essential things. rent, gas money, electricity bill, etc. \nnow, figure out how much is left. THAT number is how much you've been wasting. lol. so, you need to change it. cut back things that arent necesary. how much do you need to spend to have fun? figure out what's a fair figure to spend on yourself, and set that as a limit. but the majority of your extra cash should go in the bank. and make sure you're paying off the cards as aggressively as you can. dont just pay the minimums, see how much extra you can throw at it.
163780
save ur pocket money and buy a cat\nwell u can borrow it from me too
463924
You are an ambitious teenager. That's great. Saving, what a smart idea. Ask your mother or father to bring you to their bank to set up a savings account for you. I had a luney tunes account at the bank, thought it was the coolest thing. Work to earn your money and put it in the bank when ever you accumulate a good amount ($40-$60). Convince your parents how nice it would be to have their house cleaned from top to bottom every week, and how much  you want to do it in order to save money. Talk to your father, I think they are more interested in your financial situations. Remember, you will be saving from now until the day you retire (house, vacation, new car, Christmas gifts, the list goes on..). Now is a great time to start.\n\nOh, and please dont fall for these silly, fake "online money makers". Get out and do it the old fashion way, like your supposed to.
367695
Im just about to turn 22 and I have saved about 40k. I try for about 800$ a month, but often find that goal hard to reach. No debts as it stands right now, but things maybe changing shortly. I wasted alot of my income until about a year and a half ago.I think its important for teenagers to learn about finacial responsibility before they waste the first few years going pay check to pay check, I wish I had