how many credits in one quarter do you have to have to be full time?and do you have to be full time for financial aid?
138145
Well, in schools that go by semester, the minimum number of credits for undergraduate students is federally mandated:  12 credits is the *minimum* you can take and still be considered full-time for Federal Student Aid purposes (so 6 is half time).  \n\nFor students in a *quarter* program, the mimumum is 36 credits per year to be considered full-time for FSA purposes.  This means that 9 credits per quarter equals full-time under Federal Student Aid regs. \n\nYou have to be half-time or greater to be eligible for most Federal Student Aid programs.  Federal Pell Grants are pro-rated based on whether you are full, half, or 3/4 time (this credit load is then weighed against the cost of the school to determine the amount that you will receive in Pell).  \n\nThere are private loan programs out there designed specifically for less-than-half-time students.  Most major lenders offer this option, so it shouldn't be hard to find one that works for you.\n\nNote: For graduate students, the number of required credits is decided by the school, so as long as your school considers you half- of full- time, you're set to get Federal aid.
479161
you have to be taking a minimum of 6 credits, so two 3 credit classes, or a 4 credit class with a 2 credit lab.  I am taking 2 classes, a math and a sociology, sociology is online and the math is at the college and they pay for all of it.  Jus go in and sign up, you will need to go to a web site, I can't remember the exact address, I think it is www.FFSA.gov.  But check with the college first, then you have to take an orientation, it is not that long or that boring, and you are set for 2 semesters.  Good luck
205934
I never heard of paying for one semester on your own to qualify again. I do know that if you have too many "W" or withdrawals/late drops that it will effect your financial aid, but you must accumulate a certain amount. Also if you are a full time student and you do not complete the minimum 12 units you need to notify financial aid with an explanation. Also depending on how low below the required units you complete, you may have to repay them back all or a portion of the Aid awarded to you.
313397
The poster above me is uninformed.  There are limits, but they are higher than most people think. Your friend could absolutely have received $20,000 or more in student loans in a single year if...\n\n(1) s/he is a graduate student (particularly one who borrowed both Stafford and Perkins loans this year)\n(2) s/he is an undergraduate student who borrowed private loans (most of which have no [or high] limits)\n\nAssuming you fit the eligibility criteria (you're enrolled at least half-time at an accredited school, have room in your Cost of Attendance, etc.), you can borrow the following amounts of Stafford Loan funding:\n\nUNDERGRADUATES:\n\nFreshmen: $2,625\nSophomores: $3,500\nJunior/Senior/Fifth-Year: $5,500\n\n*Independent* undergraduates are eligible to borrow additional unsubsidized Stafford loan funding: $4,000/year for Freshmen/Sophomores and $5,000/year for Juniors, Seniors, and fifth-year students.\n\nThe Federal Perkins Loan limit for undergraduates is $4,000.\n\nGRADUATES:\n\nLoan limits for graduate students are much higher.  In general grad students are eligible to receive $18,500 per YEAR in Stafford Loan funding.  $8,500 of this amount can be subsidized.\n\nPerkins Loan limits for Graduate students are $6,000.  [Add the Stafford max to the Perkins max and there you have your $20 grand!]\n\nHealth professions students are eligible for additional  Stafford loan funding.  The amounts for this, however, vary by course of study.  For specifics, see the link below.  You will notice that, for some students, their annual limits are HUGE.\n\nAGGREGATE DEBT LIMITS:\n\nThere are aggregate ("overall") debt limits that MUST be taken into consideration when calculating a student's eligibility for these annual limits.  A student would become ineligible to borrow student loan funding those funds would exceeded his aggregate debt limit.  Stafford aggregate limits are as follows:\n\n* $23,000 for a dependent undergraduate student,\n* $46,000 for an independent undergraduate student (or a\ndependent undergraduate student whose parents do not qualify for PLUS loans), no more than $23,000 of which may be subsidized.\n* $138,500 for a graduate or professional student (including\nloans for undergraduate study). No more than $65,500 of this\naggregate amount may be in the form of subsidized loans.\n* $189,125 for graduate health professions students, no more than $65,500 of which can be subsidized.\n\nNote: loan limits are set to be increased beginning with the 2007-2008 academic year.
468524
I had really crappy credit and was able to get a student loan.\nStudent loans aren't the same as bank loans, you fill them out along with your federal grant application and they base the award on factors like what year you are in, if you've progressed since the last loan (so you can't be a freshman for five years), if you're making acceptable grades (C average) and your need.\n\nSign up for everything, grants, work study and loans so the loans will be the smallest award since the others will cover the rest of it - and you will have less debt in the end.\n\nAnd turn your car in and cut your losses.
548014
In stead of taking in Home Study, why don't you go to regular school? I believe there is No, and will Never be financial aid package or scholarship offered because the basic requirement for these ones is full time student.\nYou can visit here for some useful information (not for U.S but good information) http://www.icslearn.co.uk/
550005
Take over 12 hours a semester\nGet over a 3.8 GPA\n\nThat's it. You don't have to be there a certain number of semesters, but you do have to take a certain number of hours.
289498
im not quite sure about #1 because the times have varied slightly when ive applied for mine...\n\nfor the second answer youll know how much help youre getting because you get a letter in the mail stating how much youre getting etc...\n\nyour classes wont be dropped but if financial aid doesnt cover them your liable to pay the school before you can go your next semester (atleast at mine its that way)
82848
You can always qualify for financial aid even if you made too much money. The difference is that you will have to pay for it and the interest when you're done with school.  Also, you can only qualify if you at least go to school with a part time load. \n\nOnline college is only a good bet if it's in the same state your living in, otherwise you'll be paying out of state tuition, which is most of the time as much as 5 times more expensive. Have you thought of a community college?
640660
Yes you can transwer with only having 1 semester of college. It's best to transfer early. Good luck!
342759
It will take more than one semester of classes, but it also depends on how many credits these classes are worth.\n\nFor example,\nI had a 2.1 average. Then I had a semester of straight A's, four courses, each at 4 credits each and it raised it to a 2.3. \n\nI would email your advisor. \n\nGood luck!
104909
depends on the state you live in. i don't know too much myself, but am learning as i go... i just registered for spring quarter today, and i know my financial aid for the 06-07 school year is going to cover everything only because i live at home, am raising a four month old lil boy, and quit both jobs so i could focus totally on school. my 05-06 financial aid has yet to be filed....had to order transcripts from the irs. check out my profile and email me and i will keep in touch with you, seeing how i am going to be doing a lot of research. like i said though, try looking up grants offered through the state you live in as starters.
457004
Financial aid is the whole package the school offers you--scholarships, loans, grants, work study opportunities, etc.  You have the opportunity to accept or reject the different parts of it (like accepting grants and rejecting loans if you can do that!).  Scholarships are basically free money given to you either by the school or by an outside organization (you are a candidate for some just by applying to the school; others you have to apply for separately--check out fastweb for lots of scholarships!).  Some scholarships have strings attached (like you have to maintain a certain GPA or keep a specific major) but some they just give you.  Some last your whole time at school, but some are one-time deals.  Hope that helps!
602035
Have you already filed an appeal with financial aid. Sometimes, that works in getting more aid. If you have tried that already, you can inquire about scholarships. You can ask your financial aid dept. to assist you with this. If you are still short on tuition, you could work to pay for the classes and take only the amount of classes that you can pay for in each semester. Otherwise, loans are whats left.
395807
Start off at a community college or junior college those are alot cheaper, and the best part you get the same classes for about half the price. 12 units is considered a full load so I always try to take 6 units of fun enrichment classes and 6 of classes I actually need which takes a little longer but combats the getting burnt out affect. Plus if you are worried about the financial part most all colleges offer financial aid and it ends up paying you to go to school. Good Luck
84352
Grants and Federal Loans. Fill out the FAFSA online and check the box that says you are interested in work-study and student loans. You won't have to begin paying them back until 6 months after you graduate. It is how I'm paying for school, as an undergrad Junior you qualify for 10,500 in loans per year I believe freshman get 3500. The true amounts depend also on the state you live in, I think.
633376
This is very difficult to gage because it depends on personal preferences, lifestyle, academic abilities, and the difficulty of each class.  The freshman year can be frustrating because this is the time you learn what you can handle or want.  The recommendation I usually make is for students to over-schedule and then map out how much they need to do for the rest of the semester in the first week and then drop anything that seems too much to have a more reasonable schedule.\n\nWe advisors will argue over whether you should take any math because we come from different personal perspectives on the matter.  I say get it done ASAP, while others will say it's ok to avoid in your first year.  The first year is the cruicible though and I think getting it over with shows you can handle college.\n\nRanges:  If you work too much, 12 hours will seem like a grindstone.  I have had students that consistently had 20-21 hours each semester and graduated early.  They were usually 4.0 students that did not work because they had scholarships paying for everything and parents that could and would afford anything that the scholarships didn't cover...