How many do you use? Visa, Masterd Card, Discover, American Express
121486
Before I learned how to repair my credit.......ZERO....now that I have cleaned my credit and did it on my own.......let's just say I have more than I need and I use them all and all are at zero balances. Always pay in full. They aren't getting a red cent of interest off of me. If you must really know......5 visa, 10 mastercard, 1 discover, and 5 american express.
382319
There are better cash back cards than the Discover Platinum and Discover Gas cards.  I used to carry Discover until I found much better rewards cards.  I'll get to those in a minute.  First, answers to your questions:\n\nDiscover Gas is the better deal because it offers 5% back on gas and vehicle maintenance up to $1200 per year.\n\nDiscover Platinum also pays cash back on gas, but at a lower percentage rate:  .25% for the first $1500 in spending, .5% for the next $1500 in spending, and 1% back on spending after $3000 (year-to-date).\n\nWith two cycle average you still get billed every month, but if you're not paying off your balance every month, then you're being charged interest on the average balance you had over the previous two months (rather than the previous one month as is typical with most credit cards).\n\nSince rewards cards pay different percentages in different spending categories, have different tier structures, etc., the *best* card for you will depend on your spending profile (how much you spend in various categories each month).\n\nAn easy way to pick the best card for you is to use the calculator tool at http://www.creditcardtuneup.com/ to estimate how much each of the leading rewards cards will pay you.\n\nIf you're interested in using two cards to earn more cash back than you could with just one card, the tool will also calculate the best combinations of cards for your spending.
484920
Boy Oh Boy. Here is the perfect answer...\nDON'T get a credit card.\nIt is the number one American Financial Woe.\nALL the contracts include interest rates as high as 27% once you miss your first payment...AND THEY DON'T HAVE TO TELL YOU THAT IN THE CONTRACT. THEY ALL CAN CHANGE AT ANYTIME. They have the loopiest contracts. And they don't have the same credit controls as a bank.\n\nI don't have a credit card. I have a debit card. I spend money I have and I never go overboard. Every single one of my friends has had a major credit card problem. \n\nGet a credit card ONLY if you can make payments in a timely manner. Otherwise you'll get screwed.\n\nOh, BTW, I used VISA at an ATM in Central Africa so it is Everywhere you want to be\n\nMastercard was the former American Standard\n\nAmerican Express has no limit (DANGEROUS!!!)and is hard to get accepted everywhere.\n\nand Discover is the card that pays you back...sometimes.\n\nThey are great for emergencies, but often become bigger problems than the problems they solve.\n\nDEBIT CARD! Debit Card! DEBIT CARD!\nBut it offers less protection against theft.\nI leave most of my money in my savings and flip in over at an ATM before using it. This also helps me spend a lot less.\n\nGood luck, but you've been warned.\n\nThe Bible also prohibits money lending with interest, but who reads that anymore.
261131
You can get a Visa, MasterCard or other gift card at any major bank. You choose the card value you want, and it can be used in any store that accepts credit cards.
93461
Depending on how long ago you got the American Express card it might or might not be reported to the agencies as of yet. But, it should go in your own business credit report as a separate entry.
114381
I have an american express and love it
280180
You do not have to be a resident of the US. I have a friend who is from India and has managed hotels all over the world and it simply amazes him that it is an "American" Express card and so few places accept it whereas he said in India, Egypt, etc it is readily accepted!
51950
Penetration of credit cards itself means nothing: I might have 9 different credit cards but I always write a check or pay by cash for all my expenses.\n\nI will turn the question and ask it differently: What percentage of payments in the US is made through credit cards (as opposed to checks, cash etc.)\nI know that 37% of payment volume (payment dollars) is made through cards, which of course includes credit cards, debit cards, check cards, prepaid cards etc. I would take a guess and say that probably about 10-15% is solely through credit cards.
458290
Your credit is generally based (in part) on how much credit you have available to you (i.e. how much money you can access via credit).  Because of this, having more accounts generally raises your credit.  However, if you have LOTS of cards, some banks will feel you have "too much" credit.  It depends on how many accounts you have open.  If it's 5 or less, I would leave it open (as long as you won't use it and rack up more debt. If you it may pose a problem in that you might be tempted to use the card, then close the account.)
428497
here is the card info that you might want to check out...\n\nclick on the link
26655
A lot of factors play into your credit rating.  Generally, it is good to HAVE two or three credit cards.  You will actually lose points on your credit rating if you don't have any credit cards, or if you have more than four.  Another way to build your credit with those cards is to use them sparingly and always pay on time.  You credit report will show every time you made a late payment to a credit card co., mortgage co., or anyone that you owe. So... in answer to your question, two cards is better than one, but no more than three.
25232
If you don't already have one open a checking and savings account. it is best to go through a credit union they are better and safer in the means they won't screw you over like the others.  Get one or two credit cards and no more than that if you have more cancel them. Opening and closing credit card accounts will lower your credit a bit but in the long run it works to your benefit. I say to only have one or two because too much in credit card credits will also bring done your credit. Don't use them often but say charge dinner on it sometime and then always pay the bill the day it comes, pay all your bills this way. It shows responsiblity on your credit report. And don't look at you credit report more than once a year, it also lower your credit.
339756
You can get a visa card.
418692
Too many cards will hurt your credit rating.  They look at your available limits (i.e. what you could borrow); if it's too high, the rating is lower.\n\nThey look at payment history.  Just have one or two cards, use them for purchases, and pay them off regularly.  That will build your credit history and resultant credit rating.
325173
If you replace the first card, 1 in 16. if you don't replace the first card, 1 in 17
221886
platinum credit cards
622550
Here are the headlines of the sites I found on the search lists below.  As you can see, there are many excellent sources.\nManager for Operations of the American Express Company of Saudi Arabia\nAmerican Express - Saudi Arabia - Cards - Gold Credit Card\nResearch on Financial Cards In Saudi Arabia\nLiving in Saudi Arabia Guide: Money - Debit and Credit Cards\n\n*Please choose a best answer.  There is a contest that requires best answer to enter*