what is a good, best or clever way to generate mortgage leads(refinancing or purchasing).
128321
If you can get in with Realtors, go for it.  There are so many "B Credit" loan officers out there that the Realtors don't need you.  They have a guy already.  Concentrate on doing one thing really well and let them know what that one thing is.  That's your only hope going directly to them.\n\nSend letters to all your office's past clients.  Give them an article or something that will interest them and publicize a mortgage or credit seminar.  Call this list of people and ask them if they'd like to reserve a seat.  You can advertise but you may not need to depending on how big your house list is.  I did all this and of all the people who attended, only about 1/4 or less came that saw the ad.  Everyone else came after I spoke to them on the phone.  It will get you some deals but, most importantly, it will spread good word of mouth about your company.  \n\nHere's the most important part.  Take these new deals to Realtors that like you.  If you give them deals, they'll do the same.\n\nThis is one of MANY options.  You could work with local FSBO's by PreQualifying their potential buyers.  Or call "for rent" ads and send them info about investor and commercial loans.
641156
You are now into an industry where you need to work, work, work and work. Really, Mortgage business are getting more harder day by day as the Interest rate are rising like anything.\nBasically mortgage business is a referal business but most of the Loan officers do not get refrences in the beginings. So they left demotivates.\nAccording to a survey 80% of the loans are closed by 20% of the Loan officers and the rest 20% of the Loans are closed by the other lest 80% loan officers.\nSo to get a good start there are thousands of ways all you need to be is hard working and of course smart worker.\nI can get you couple of ways where you can start closing loans in just a small span of time.\n1) Start mailing your flyers, this is one of the way you can use in the begining. Target around 3000 homes in your area and hire few kids to distribute some flyers there and let everyone know that you are a new LO in this area. Also you can mail these flyers and do remember to leave your Name and phone number here. This way can really help you but it takes alot of time, because you get a call back from just 1-2 out of 100 that you just to say HI and if they need something they will contact you.\n2) The Second and the best way you can use for the beginers. Buying leads- You can buy leads from good telemarketing companies who generate leads for different Loan officers. The biggest problem with this is they sell the same leads to several loan officers and when you call the customer they already got numerous calls from other companies. But there are some reliable companies who can provedi you quality leads and ofcouse these will be give to you and only you.\nSo find out some one who can get you virgin leads and you can start closing loans soon.\nGood Luck
64297
We, Omites, are an experienced telemarketing company and can help you with mortgage leads. Omites can provide your company with Lead Generation Services that provide you with good and qualified prospects that will increase your company's sales. \n\nWe have developed a proven process to generate Mortgage Leads through Telemarketing. Our leads are exclusive, generated the same day they are given to you. Our leads are actually customers who have confirmed their interest in getting a mortgage. \n\nCurrently we are serving our Clients in the mortgage industry, by providing them with hot transfers and lead generation services. We generate 150 to 180 fresh mortgage leads on a weekly daily basis as per their requirement through out the week. The calling List that we use runs against the DNC list.\n\nThe rate for our mortgage lead generation services is determined, based on the volume of yor requirement.\n\nPlease email us at omites_leads@yahoo.com in case you are interested.
650042
All I can say is shop around-get quotes from as many different lenders as you can because there are so many bad deals out there right now that some lenders will promise the sun moon and stars for your business. Don't use a fly-by-night place you never heard of-seek out ones that have reputations. Ask around and get recs from friends who have refi-ed even if it was on a house.
1036
If you are looking to advertise mortgage services online, try Regional Mortgages \nhttp://www.regionalmortgages.com\nIts an informational website that has a directory of local mortgage professionals.  They allow for one mortgage rep per zip code.
119008
Since your from Canada maybe it's different here in US. But I can tell you here in the US, applying for a lender that offers refinancing and at the same time offers interest only payments are getting more and more popular. Maybe you need to try a different bank or lender to get that deal. The only way lenders will turn you down is if you exhausted already most of your equity of your house. Also, try looking into "Open Equity Line of Credit".
261114
so you have your own mortgage company?  I can probably help you steamline your process email me at taustin288@gmail.com and we can probably work out something
631492
This Job requires a lot of patience and ofcouse some money at backhand at the times when you don't get your loans closed as you are in the position right now.\nThere are two ways you can do now.\n1) Keep pushing towards your goal, of course this is good and hard working too but it has a disadvantage i.e., you will get demotivated if you didn't get a loan closed for a long time.\n2) This is best way which almost every one in this business use in the begining is buy leads, you can buy leads and start closing your loans.\nLeads are generally avaliable in the market but they are not virgin so don't buy before you reasearch. Its always good to buy leads from telemarketer because they provide you lead the same day they call the customer and in this way you can reach the customer before anyone else do that.\nI am a telemarketer and generate leads from different companies and loan officer as per there criterias and requirements. I can get you leads of customer who are paying interest rate at 8% and want to refinance. Write me at refinance@inbox.com
385736
My names are Williams Scott,I am a certified loan lender.I offer secured and unsecured loans to individuals and companies at low interest rate.I offer long and short term loans.My firm has recorded a lot of breakthroughs in the provision of first class financial services to our clients especially in the area of Loan syndication and capital provision for individuals and companies. \nWe have brought ailing industries back to life and we back good business ideas by providing funds for their upstart. We have a network of Investors that < DIV>are willing to provide funds of whatever amount discrectly to individuals and organizations to start business and operations. We also recruit Agents to assist our companies in receiving payments. In our bid to be useful to you, please tell us which area that you wish us to be of service to you. Kindly respond immediately to this email, Looking forward to your reply. \nemail:willscott_55@yahoo.com\nTel num:+447031940527
183674
Easy peasy - the answer is but a mouse clic away.\nGo online on try one of the many financial websites (do a search on "mortgages") they have search engines which allow you to survey the market and come up with the best deal.\nI reckon the traditional building societies offer the best rates. Check out the Nationwide, Yorkshire, Coventry and Derbyshire Building Societies. They all have good web sites.\nJim
596619
I tried there leads when i was a loan officer in CA, but they were really a B $hit leads. I think they sell same leads to multiple companies, thats why when i call them most of the customers were already under process of signing there closing.\nBut now i own my own telemarketing company and generate my own leads. I also sell those leads. If you want to give me a try write me at willclose4utoday@yahoo.com
110191
Yes I've heard and dealt with Primerica representatives before.The company has been around for along time and is Part of Barney & Smith. There recruiters get people to join by telling you all the money you can make by helping people save money on there mortgage rates and insurance rates. They will teach you how to help home owners save money on refinacing there loans. Yes you have to invest the money in first for your license and then you have to find 3 people for them to try to help out with there refinacing of there homes or insurances, the person that recruited you goes with you to the first three meetings with prosective clients, and you watch and listen. You make no money off this the one who recruited you does. When you finally go out on your own you have an oppurtunity to make a percentage of the clients you bring in but it seems like a long process. If you have the time and the money to try it out, it may work for you, but it seems like a pyramid kind of thing to me. I believe but am not sure but I think the peson who brings you in also gets a percenatge off the clients you bring in also.
662381
If you want to play games with your financial future, which is what you are proposing here, at minimum a course in math/ financial calculations could help.  A meeting with your banker could help you understand the current rates if any that they could offer to you for your proposed project, and what conditions would be imposed on such a loan.\n\nNo, it does not sound to me as if this is an advisable plan.  It seems that basic business knowledge is missing. This can cause severe problems for the plan.
291288
What I would do ? Search for some mortgage brokers web sites,  visit them, and contact those who looks the some agressive in their sales strategies. \n\nHope it helps,
636235
This is a great question.  \n\nMortgage brokers all over the country have access to mostly the same programs as everyone else.  Rate is the worst thing you can shop for when getting a mortgage.\n\nFirst, since they all have the same bag of goodies, stay local.  I highly suggest you find someone you can meet in person and shake their hand.  Meet their staff and become familiar with the office.  You will be able to judge how well you can trust this person with your biggest asset.  \n\nLet them know that you know all about the loan process and what to look for.  This will urge them to give you the best deal.  Read up on mortgages before you jump in.  This is a great blog to learn everything about the mortgage process and the people involved:  http://www.explaintome.blogspot.com\n\nGet and study their Good Faith Estimate.  Know that brokers will get paid either by fees or in the rate.  When given the choice, fees don't sound bad after all!  \n\nBottom line:  The scenario you gave is a joke to mortgage brokers.  I've worked with 100's of lenders and I don't know any that would deny that loan unless I'm not getting the whole story.\n\nThe mortgage broker that will give you the best rate is the one that is motivated to.  Let your broker know these three things:\n\n1)  You know how the mortgage process works and how they get paid.  Therefore you won't be taken advantage of.\n2)  You realize that brokers don't work for free and you will not be unreasonable.  You'll work with him to negotiate the best deal for you and him.\n3)  You'll do anything you can to help the broker close your loan as soon as possible.  (here's an idea for bonus points.  show up at the broker's office unannounced with your W2's, most recent paystubs and bank statements, and your tax returns if you're self employed.  Bring in a copy of your drivers license.  Don't just bring the license, make a copy first.  He'll know you've done this before and you really know what you're doing.)\n\nDo these three things and you'll impress the pants off the guy.  If he knows you mean business and you'll work with him to close it quick, he can get by charging you less than average.
507799
Don't take the job!  I used to recruit these type of people for another large mortgage company and the turn over is horrible.  They will try to paint a picture that you are going to make a ton of money and it is easy, but it isn't.  There might be 1 or 2 warm leads but the rest will be making cold calls (telemarketing).    May be 1 in 100 will make over a $100K.  Plus you will be very luck if you last 6 months, plus it is a bad time to get into the mortgage industry, things are very slow right now.  \nIf they are charging a lot of fees - means they are going to prey on people that have bad credit and in a bad situation.  They promise that they can fix their situations, but you will actually make it worst in the long run.  It will make it hard to sleep if you have a conscious.\n\nGood luck!
458401
Heres is some advice! If you are looking to purchase a home, first get pre-qualified. If you log onto http://www.justgetaloan.net we can get a you a fast free pre-qualification with access to great service,programs and low rates. Getting pre-qualified will let you know how much you can afford. Also when dealing with a realtor the realtor will work harder for you knowing that they have a real client. Many people want to buy homes, those who have the ability are the ones realtors work for. Also it will give you buying power. I.E. Seller is selling home for 200k you have been pre-approved for a mortgage up to 190k the seller is more likely to come down on the price becuase you have been qualified for the mortgage. Its like your walking around with a blank check. Feel free to log onto the site http://www.justgetaloan.net also you can contact me at 866 530 7300 ext 7305 or by email at jfreeman@justgetaloan.net