When you have been married more than one time, should you  have a joint bank account, or should they remain separate?
135143
My wife and I were both previously married.  We have a joint account for the majority of our money and then she has a small separate account so she can buy gifts and stuff without me knowing.  I think a relationship that is based on trust and sharing includes the financial side of things.
382839
Marriage and divorce solely for the sake of money is wrong.  But divorce can sometimes be a good thing.  What about people in abusive relationships?  Or what if a person's spouse cheats on them?  If money is all you're worried about, then, as stated already, get a pre-nup.  Actually, I think pre-nups are great tools, not just to make sure that if you are divorced your finances are protected, but also to ensure ahead of time what the conditions would have to be for your ex-spouse to be allowed to sue you (like, if you cheated on her, then she would be entitled to part of your fortune as a settlement).  That kind of thing.  Anyway, the reason finances become such a big issue during divorce is that a couple's assets are considered "community" property- in other words, they legally share everything unless specifically stated otherwise in an agreement before-hand.  The laws vary from state to state on this.  This dates from a time when women were completely dependent on their husbands for money, and might even have been considered chattle.  So it's a bit old-fashioned.  But part of the main idea of marriage is giving all of yourself and sharing completely with your spouse, so it is still considered a very valid practice.  Anyway....
580727
I'm not a lawyer or a banker, but I think the POINT of a joint checking account is that the money in it belongs both to person A and person B so they are well within their legal right to withdraw any and all funds even if depositied by person A.\n\nedit: you should talk to your bank
370298
It depends on the people involved, their ages and the amount of "assets" they have.\n\nI think young married couples, who marry for the first time, have no reason to consider a pre-nup.  They are coming into the marriage with little or nothing and starting off on their life together.\n\nHowever, when the people involved are "older", "successful", and have considerable "assets", I think a pre-nup is a very good idea.\n\nSuppose a woman had been married to her husband for over 40 years or so.  They built a life together, raised a family and acquired certain "assets" during that lifetime.  Their intentions were to ensure that any "assets" they had upon their death, went to their children.  \n\nThen the husband dies and the wife is left alone.  A few years pass and she starts dating for "companionship".  She meets someone and they decide to get married.  They were both previously married and each had acquired "assets" of their own.\n\nDo you think it would be right if she died shortly after the new marriage and the current husband decided to keep all of her "assets" and leave nothing for her children?  I don't.\n\nThat's why people usually have a pre-nup.  To protect "assets" that they made BEFORE they met their new spouse.  Sometimes they have a business or a lot of property.  Why should the new spouse be entitled to all the "assets" they made BEFORE they met them?\n\nMost confident and successful people don't have a problem understanding the value of a pre-nup, they aren't "threatened" by it.  I think the people who have the most problems with a pre-nup are the people who are more concerned about what might happen to them in the "event of a divorce".  Personally I think they are the ones who are "setting themselves up for failure".\n\nOnly "my" opinion, everyone is entitled to their own.  Good luck.
110774
Well, I will first off give my opinion. I have helped a few female friends with divorce. For either party to try and take more then they actually deserve is complete and total BS. People tend to try and screw people over for some sort of revenge. Fact is, you both are going to be happier apart so how can you put a price on your happiness? \nAs for as legally... If the seperating is one that was done legally then nothing from that point on can be divided up. If it wasn't then everything is in the open for attack. However, if you've been seperated for that long... Why in the world would you want to take things that you truly know deep down you have no right to take. I say, you split whatever it was that you two aquired while you were together. That is up to the seperation. After that you dont really have a right to anything else. Do you feel he has a right to your things since the seperation. If so then everything on both sides should be split down the middle. If you cant come to some kind of agreement... All assets should be sold, money made should go to pay off debt collected as a couple and whatever is left if anything should be split evenly.
271784
Common law is shown as a legal status after 7 complete years of actually living together. However your 6 previous years before marriage are moot but anything bought before the marriage the he has brought into it with you, you may be intitled to percentages which increase if you have even ever paid or wrote a check for that beared your name.(utilities, mortgages, etc.) You then become an owner by association. Seek a qualified attorney as this she should have been aware of.
104489
After just being married, I'm sure that your mindset is that EVERYTHING should be together.  Seperate accounts is what he is used to at the moment.  This is all new for the both of you.  Give him a little time.  As time goes on, I am willing to bet the accounts will merge.  This is what happened to me.  I'm speaking from experience.  Don't push too much right now.  Lay low on this and see where it goes.
55243
transfer it out of her name - such as into a relative's name (and, more importantly, social security number). then have this relative slowly trickle the money down to her when she needs it.  "relative" being anybody not in the immediate family that filed for bankrupcy.  it could be a close personal friend, it doesn't have to be a relative by blood or marriage.
405926
i'd wait to get the money and THEN break up. at least get it in writing that they owe you money before you do it, that way if you wind up taking them to court you'll have documentation of the money owed.
215859
If you're happily married for 10 years without sitting down to discuss finances, you should be ANSWERING the questions. \n\nIf you can manage to keep your finances straight without having a big discussions and occasional resentment, than you should share your secrets with the rest of us hapless strugglers.
154722
Many state laws state that what you had prior to the marriage remains yours after the marriage.  But each state law varies.  The state I live in - it ALL becomes joint property after a significant length of the marriage.  You'd have to check wtih your state laws.\n\nPoint 2 - if you are already worrying about what's yours in case it doesn't work out, there are some genuiune fears that neeed to be addressed.. either via pre-nuptial agreement (most women find this offensive) or by trying to resolve this fear you have.\n\nAt the end of the day.. unless it's a 1/2 million dollar piece of something that you do not want 'her to have' then set up the prenup and ONLY list that item.  I bet she'd be more than willing to say gee, yeah, that's your family heirloom, and I'm willing to signmy name that I won't go after that if we divorced........it's when you include MANY items, then the women get nervous..... and we think gee, he's aleady expecting problems and that's a real turn off and states you don't trust in the marital love.  Prenups work but usually
158502
Simply stated, it is very rare that there is a benefit from filing separately. More than likely the two have you should have filed jointly a long time ago. There are no implications except that you will likely save money.
528826
I hate to give a callous answer,  but I think one is called for in this situation.  Your should ask yourself why your boyfriend is someone elses ex.  It appears that there is a very good reason.  If you link up with this person I expect that within 3 years he might very well be your ex also.  Money matters are the reasons for more divorces than any other one cause except perhaps infidelity.  \n\nSix years of your life have already shown very little roi.  Best to liquidate this liability and find a good assets instead.
49129
Right now you are bf/gf so it is important that everything be split 50/50.  This is to protect both of you in case you end up breaking up.  Breaking up is hard enough let alone if you end up with legal issues regarding money and stuff.\n\nIf you were married though I would say that money shouldn't be kept seperate.  It should all go into a joint account that you manage together.  There shouldn't be seperate credit cards and there shouldn't be seperate names on certain titles to vehicles or homes.  In a good relationship there is no trying to protect ones self or worrying that one person contributes more money than the other.  It is all about doing for the good of the family and the relationship.
523822
Laws governing property and spousal rights vary widely from one state to the next. Go see a lawyer. Initial consultations are usually free.\n\nWith that said, in many states it doesn't much matter whose name is on the mortgage. Assets acquired while a couple is married are generally considered to be jointly held. And so, a wife who moves out nonetheless has a property interest in the house whether she co-signed the mortgage or not. The same is true for any other property and investments.\n\nIt will behoove you (especially if there are children involved) to not be guided by what any of the folks here are saying (including myself). Call a local lawyer who will help you to keep a share of what is rightfully half yours.
238253
No.  It actually shows that you be a bit more wise as to how you spend money because you have different accounts for sifferent purposes.  You could have 1 for everyday expenses, while another is actually your money market which you use for emergencies, and home improvements.
78394
My personal opinion here would differ slightly form your question, but I think would help in your decision.. Unsure of your actual financial situation I cannot give sound advise, but in my life my decision would go as this. I would have at least 2 accounts, but 3 may be the other optional route. Your 1st and main account would be a household account in which you both deposit your portions of income into which is then utilized specifically for all household and 'joint' related activities, etc.. You could then setup auto pays and deposits into this account. The savings account with this bank could be used for vacation savings. Then additional acount(s) would be more personal accounts. These would be used for really anything you deem it useful for. I would hope you are not trying to hide money, but simply it would be a nice palce to store some money to pay for your own past personal credit card debts, etc.. As well as keep a small portion of savings for possible personal investments. That or you simply divide it up form the main account and these are your 'leisure or fun' accounts for personal items. Therefore you will never spend your household money except on what it needs to be as well as you can both control what needs to be controlled by both.