I am in need of $30,000 to pay bill,however my credit score\n is low, where can I get a low interest loan?Lost job\n serveral years ago& only been able to get low paying jobs.
137438
dude!!!! (or dudett) u go to ditech.com
108968
I also had poor credit, but bought my first home last year.  I went through a broker, instead of just getting a real estate agent.  He was able to find a bank that would give me a "statement loan".  That is where I had the money, just not the credit.  They used my bank statements from the past year and seen that I had enough money to make house payments, and I was even able to get first time home buyer program, 0 money down, and the sellers paid the closing costs.  There are ways, but my best way was to go through a Broker, who was able to help me tremendously!
413765
We in the past have used what we call "loan Sharks" LOL. But really its called Hard Money, normally a 5 year balloon mortgage interest only and a much higher rate than the general public get.  You can look for Private Investors or some mortgage brokers may have a lead for you.  Have you tried just speaking with a regular mortgage broker?  They can do miracles, and try a few of them, but keep in mind, everyone that pulls your credit will pull your credit rating down.  So pick and choose carefully.  Take care and good luck KG
287749
Its really hard to tell how much you can get anyway with paying. I use to do this kind of work. So it depends on how long you have owed them, was you credit good (always made payments on time) until this happened or it was a little rocky sometimes,then what kind of finance company was it ( automobile, private loan from a bank or credit card co, home buying) & has it gone into collections yet?? All these things sometimes makes a difference. But you can always make them an offer. Cause they have told you what the debit was, what they would settle for. So now I would make them an offer. Maybe start with whatever $ amount you can pay right now..then if that fails then offer a little more but it will take you a little bit longer to pay that $ amount. And just go from there. If all else fells, make 1 lump sum, & payments on the rest. BEST OF WISHES, I KNOW ITS HARD!!
108842
Find your local Consumer Credit Counseling Service(the original one, not all these you see on TV) It should be in your phone book under that name - Consumer Credit Counseling.  Their fees are minimal and they will work with your creditors to lower interest and fees and get the bills paid.  I speak from experience! Hope this helps.
580581
Try American General Finance or Try a Credit Union. I got a loan with a 470 score.
235595
Most people think they can't get a home loan due to low credit scores. I specialize in home loans for people with bad or poor credit. The best way to look at things is to ask yourself how much you can afford monthly for your mortgage. IM me and I can get you started if you like.
535991
Im in the same boat as you. I have bad credit and debit. I for me figure get a 2ed job pay off all my bills save save save then try for a loan when the bank sees no more debit you have a better chance. I'm starting a business now, well it's already in the books but need more money to fund it.
191494
It is true that inquiries lower you credit score, but it's amazing the type of companies that are out there! There is always a company willing to refinance. Go on line and check it out, and try to get in touch with an actual person to ask your questions, that way you don't have to submit an application. Good luck!
251960
Try and try again with your bad credit, make sure you get student loans from the bank or wherever.  Maybe these other expenditures should be used to keep your bills paid and such rather than making your credit worse.
618989
Hi\nYou may have trouble in getting an unsecured loan for $30K.  I am a loan officer at a bank and when it comes to most debt consolidation loans, they are unsecured -- meaning no collateral.  This being so, unsecured loans are not real big loans.  You could do this as an equity loan against your house (or your friends, i mean).  Once there is collateral, the terms involved get much "friendlier:"  Good Luck!
59687
My best advice would be to start by opening a new credit line.  Paying your bills on time and saving as much as you can.  Credit can be a bummer when it comes to buying a home.  Good luck!
628058
This loan does not exist. A 520 fico for a stand alone 2nd? The lowest score I have found where you can do a stand alone is 560.\n\nEven if there is such a program why would you want it? The rate on the 2nd would be astronomical. Your best bet would be refi your existing 1st and take what ever cash out you need. \n\nIf you can find this, and I have looked in the past with no results do the math and see if it makes sense. Figure out whatever you payment for the 2nd would be and add it to your existing 1st. Then find out what a new first would be all by it's self. I would bet a new 1st comes out less per month.\n\nIf you would like to discuss your situation in more detail feel free to drop me a line. \n\nKevin 866-562-6838 x 106\nkruorock@firstratelending.com
29413
Whatever the "average" interest rate is, I'm not sure why you're interested.  I would think you'd be looking for the lowest rate.\n\nIf that's what you're interested in, I suggest you find a credit untion near you that you qualify to join and apply for your loan there.\n\nThe next best way to get a low interest loan is by using collateral like with a car or home equity loan.  Do you have a car or home with equity that you can use as collateral for a loan?
221484
Contact the institution you have your loan through, and let them know you are under hardship.\n\nThen start looking for another $20 job as fast as you can.\n\nDepending on how many years you have already paid into the loan you MAY beable to refinance it.  Call a local mortgage broker and see how they can help.  Consultation is free.\n\nSometimes our credit isn't as bad as we think it it, sometimes it is worse.  But there should be help.  A good mortgage broker or financial officer can help.
15362
To legally improve your credit profile, you should: \n\nRemember to pay all your bills on time. When you are delayed or delinquent in a payment, late fees are charged, more interest accrues and your credit health is negatively affected. \nApply for a department store card or gasoline credit card, which are often easier to qualify for, and pay those bills on time. \nContact your card issuer immediately if you were unable to pay your bills on time, or if you have found an error in a bill. Be sure to make any complaints, and get corrections, in writing. \nMaintain a small number of credit cards and close unused accounts. Creditors look at your potential for going on a spending spree and falling too deeply into debt. The more credit cards you have, the larger your debt potential. \nKeep your debts reasonable. Financial experts say that, as a rule, non-mortgage debt payments should not exceed 10 to 15 percent of your take-home pay each month. If your debts are higher than that, try to reduce them before applying for another loan. \nAvoid unnecessary inquiries. Any time you authorize a creditor or other business to check your credit report, an inquiry is added to your report. If you have a large number of inquiries in a short amount of time, creditors may infer that you are either applying for too much credit because of financial difficulties or taking on more debt than you can repay. \nOrder a copy of your credit report at least once a year from each of the three credit reporting companies to stay on top of changes to your credit profile and to check for identity theft.
92601
Your best bet is probably to start with a secured line of credit.  These are credit cards, however you have to pay against the line of credit ahead of time.  This will allow the lender to give you a card to use and have the money available if you default.  Use the card wisely AND pay off your charges on time.  It'll go a long way to giving you a good credit history.\n\nAnother choice if you can't afford the upfront payment on the secured line of credit is to get a regular credit card and since you have no credit history be prepared to have an obscene interest rate.  Use that card wisely AND pay it off on time to prevent any interest charges.  After some time, you can apply for another card with a lower interest rate and chop up that higher card.  NOW THIS IS IMPORTANT...pay those cards off immediately.  Do not get trapped with revolving credit.\n\nYou can give yourself a decent credit rating in as little as a year or so as long as you always pay your debts on time.\n\nGood Luck