I've got 2 bills due to come out of the bank on the 30th, do I still have time to cancel them? Thanks
132537
You should be able to cancel those debits.  You'll need to contract the companies and cancel your scheduled debit.  I would also contact your bank and see if you can block those debits too.
302459
tell the bank so they can make a record of the mistake b/c karma is a bitch, it will always come back to you. besides you never know if the money you are spend is someone bill money...
130666
The first thing you must do is cancel that card! Cut it up, put it in the blender, flush it down the toilet, just make it go away! Make sure you let the credit card company know that you want to be taken off their mailing list. Trust me, two days after you cancel, you will be sent another card. \n\nAs for your PLC, the best thing to do is to sit down and explain that using that fund is not an acceptable means of daily living. It is set aside for certain things and day-to-day expenses are not one of them.
528769
I'm sorry but I think the best way to know for sure your closings are processed properly, it would be best to take the painstaking time to call each of the cards numbers and void those accounts.  Either that or call Experian to see what they can do to help.
503784
If your account is at the same branch then you should get value the same day. If the cheque is drawn elsewhere, it will take the usual 3 days to be paid by the paying branch and should be classed as cleared funds the next working day to allow for it being returned.\nIts a load of crap that banks make a fortune out of the money being in the system as the customer gets credited with value on the same day that the payer loses the value from their account. However, if they dont give value after 3 days ie. most building societies, then they are the ones making the money. Don't confuse banks with building societies as banking provides one of the cheapest services to the public in UK. I have never paid any charges in 40 years and I am not rich, I just make sure the money is in the account.\nPS if anyone wants to make sure they dont pay charges to First Direct - a subsiduary of HSBC then take out a cheap product with them. They are only trying to get rid of all the accounts with minimal balances that have sat there doing nothing for years and costing them money.
158624
I called and they said they cancel it but i still got a bill.  On the back of the bill there should be a canellation form you fill out and you might want to contact you bank as tell them not to except any debit from AOL
596129
Yes, you can pay your bills using a debit card. You are not charged to do this. You can pay with your debit or money order. I suggest not falling behind in payments and ruining your future. Lay off the card for a while. Use your debit card for in store purchasesdon't carry cash and use the credit card only for emergencies.
305664
Did you give details of your bank account before you switched off? If not you wont be charged, if you did then call up your bank and cancel the direct debit, that way they cant get to your money. If you did it some other way just cancel it.
37383
Bills such as electic, phone, credit cards, etc. need only be kept until you recieve the next bill, legally they cannot make you responsible for errors (yours or theirs) not caught within the current billing cycle. Tax records not included.
476212
Actual funds are not available until the check you are depositing clears the bank of origin (since most money transfers are done electronically, the delay is minimal on payroll checks). Deposit at the ATM today.. since most banks have times deposits are posted to the account, such as Next business day, after 3pm deposits aren't posted until after midnight of the next business day... it's pretty convoluted... at least a deposit slip will cover any automatic fees in your account. However, the funds may not be available to you to get cash back at the ATM machine.\n\nDaveB mentioned over drafts.. this is true, the bank will withdraw funds before posting deposits.. it's their way of charging overdraft fees. so as long as you have enough money for your requested cash withdrawl, you'll be fine.
493702
unless the banks have notified you that the card has been cancelled - cos you missed payments, went over etc., the cards are still active. however, remember that it is so easy to fill them to the hilt again. it starts off as oh its just this one thing, its just this emergency, il pay it back on pay day, then its oh and this thing and that thing, oh ill pay a bit now and the rest later and before you know it, your maxed out and taking out a bigger loan.\n\njust be cautious is all x
395682
Call the company and explain the situation.  They can often reverse the charge on your account when you correct the situation.  Most places are reasonable.
438401
Hello,\n\nTechnically you've just got yourself into one deep hole. You will be paying interest on your overdraft, so to use cheques to put money if a different account was a really bad decision; as the amount of interest you receive for the money being in the basic account will be lower than the overdraft interest rate (almost guaranteed).\n\nIf the financial provider has realised you own both accounts, they may be taking the money you have in your basic account to pay your overdraft. An overdraft is a feature which can be pulled whenever the provider wants too, and you have to pay the balance when they do this.\n\nYou need to contact your bank and find out whats going on, then you need to clear your debt, then you need to start saving for an emergency fund; just in-case you lose a job in the future. (Recommended: 3 months salary into a savings account).\n\nAn overdraft is a useful tool, if its kept in good standing; you have abused it so you will struggle to get borrowing products in the future... Unexpected events happen, some good and some bad; and you really need money to help keep your mandatory expenses paid.\n\nTechnically what you have done isn't illegal, it's just created a big problem you didn't need.\n\nGood luck with sorting the situation and finding a new job.
405915
Call the phone number on the bill, that I'm sure you're still getting with a zero am't due.  Talk to a REAL person, tell them you have no use for the card and you want it canceled.
484599
It will probably be a seperate bill. You should ask the landlord.
35170
They will charge you. But if you explain that it is unjustified they will refund both overdraft fees.  If the customer service rep doesn't understand, talk to the supervisor.
171143
Just contact your bank. They got all this stuff figured out.