The amount though is too large for me to pay back all at once. I was told there is a form that I could fill out to make up some kind of payment arrangents. Does anybody know this form, because I haven't found anything. Thank you.
138995
I'm a tax preparer and in order for me to answer that question i would need to know what state you owe. I live in California, and in this state our state tax is so low we don't have a form to fill out we call the tax franchise board and make payment arrangements.
366412
I was like that for a long time, and I am only now starting to get out of it.  It is hard, but call all of your debtors, and make a payment plan.  I set it up as I would pay them each ten dollars a week, and then when I got one paid off I would pay the difference to the next smallest debtor.  A lot of times they don' t like to deal with weekly payments, but if you tell them what you can afford, and as long as you send your payments regularly, then it shouldn't be a problem.  I read a book that helped me with this as well, it was called The Four Laws of Debt Free Prosperity By Blaine Harris and Charles Coonradt with Lee Nelson.  This book really helped me, I wish you luck!
477139
Ok, were your payments completely and 100% up to date.  If they were, then the bank had no right to take your money.  You were fulfilling your agreement with the bank.  However, if you were behind on payment(s) and had a history of being behind, then the bank probably got you on something that was in the credit card agreement.\n\nLook at it this way, you are being weened from credit cards.  Get away from them, they are a waste of money.  Get a check card and don't look back.  Find a different bank too.  One with a bit better customer service.
259759
That depends on if the bank you got your loan through will penalize you if you pay it off faster- sadly a lot of banks do that. Try calling the bank, explain you have a loan through them, and ask them if you can pay extra on your principle amount each month. If they say yes, then when you write your check for the payments, make sure to include an extra note which says, "Please apply any extra amount to my principle".\n\nIt also matters on how big your payments are- how much you can afford to pay per month.
36533
I filed anyway one year, when I only made like $6,000-$7,000 and I got back over $600. I was very surprised. You might do it online for kicks just to see if you have anything coming to you. If not just leave it unfiled. Good luck !
419877
I think I would try to hang tough and make it difficult for them, but I think you will probably have to pay.  In fact you are probably not the only person that was over-paid.  \n\nHowever, in your negotiations/discussions with them, make sure that they re-pay YOU for the 10% penalty and tax that will end up on you tax return for the year because of the pre-mature withdrawal of the funds to pay them back.
96147
Wow! That was kind of harsh. Did you ever think maybe this person got sick and had trouble paying for a month or so? YES you can e-file if you still owe. However, it depends on the state you live in if they will take your check or not. In Indiana, if you owe less than 500 dollars, they won't take your check. They sent us a letter stating they would, but they never did. And for the person who just made the rude comment, my hubby and I have five kids that live at home full time. He rarely sees child support for his two that he has custody of and I rarely see my for my two. We have one together and he has another one that he pays on. We manage to support all five kids and still payed over 16k in back child support in four years and he is the only one working. Don't judge someone until you know the whole story.
432742
Danny, have you talked to your trustee about this. If they were to be making the payments, if I were you I would be asking where did the money go to. I would contact a lawyer. I would think you would have some kind of re-course. Good luck to you.
393698
My grandson just did that, although we do not have a citi bank in our community, He called them and had all of his loans consolidated.And locked them in at a low interest. Then he had to defer them, work wasn't too good, not many hours.Citibank I understand is really good with students. Won't hurt to contact them. Good Luck.
632069
I was in the same situation but I'm pretty much out of debt because I consolidated my credit cards.  I'm in a program with Ameri-debt.  If you need the phone number contact me.  They have actually helped me alot and I've gotten a lot of my family members to join and they have felt alot of relief.  Hope I helped.
3302
The bank would much prefer you to make your payments compared to taking on a property.  Talk to them.  A lot of times they can work out a deal.
161345
Somtimes talking to the bank will get them to quit charging you additional overdraft fees.  But, getting a loan or advance is probably the best option (if that is possible).  Next time, read some of the fine print before using any card then you won't be in this mess again.
565592
yes I do that type of loan, How is your credit score? Can you prove your income (W2 etc)?What is the buy back price?Please email me the answer and I will tell what you can get. Johng@oldmerchants.com
326869
Contact them immediately and set up an arrangement to pay them or borrow from friends or family to pay them back.  They can garnish your wages.  When they do, it will be on their terms.
123981
oops, i hope you did't use the ID you're using on this site coz maybe it would make a negative impression.  anyway try contacting a charity organization if u really have a need & u can't get a loan. example: local church, red cross, catholic charities, or united way etc etc
266922
I wish that all of us single parents could team up and help each other out... a single parent watches another single parents kids while they work, vice versa... single parents that carpool... single parents buying food in bulk and splitting between the families... even living in the same households if possible... \n\nIf only I ran the world... but since I don't, I can only provide this suggestion that I provided to another person on these Yahoo! answers:\n\nIt would be a wise idea to do a credit check on yourself first to clear up any concerns before hand. Law states that you are allowed one free credit check per year by the three major credit entities --> Equifax http://www.equifax.com Experian http://www.experian.com & Transunion http://www.transunion.com\n\nGive yourself one to two months after clearing up any "questionable" items on your report, if you needed to in the first place. Then go in for the loan.\n\nI would go to your bank to inquire about a personal loan first... but they may have a cap on what you can borrow (for example, $4000 and looks like you're needing up to $7500).\n\nCitifinancial may have a local branch in your area (check them out and see if there is one near you --> http://www.switchboard.com\n\nJust walk in with a copy of your latest paystub, a list of all your monthly debts and what you owe. If you don't have a branch near you, then call them or visit their websites:\n\nCitifinancial http://www.citifinancial.com\n\nBeneficial is another place... very similar to Citifinancial.\nBeneficial http://www.beneficial.com\n\nGood luck! :)
529000
Hey, brother, can you spare a dime?\n\nThis sounds like a good idea but if I were to do this I'd tend to think of it more as a grant and not expect a repayment.  At the very least you can make a friend and what's wrong with that?