I never used it more than 2000RS or so everymonth. Unfortunately by the time I complained of lost card, thief had misused it. ICICI bank didnt do a proper investigation, Wants me to pay. SHould I pay? What should I do? I am a salaried employee and 30,000 Rs is a huge amount to pay for things I didnt purchase. Is there any forum I can complain to?  Please help
121826
According to the ICICI Web site, post reporting the theft (and assuming your card has a Visa, Mastercard or Amex logo), your liability is 'Nil'.  I assume that means no liability.  Pre-reporting, then, is implied to mean full liability.  So, when your card was lost or stolen until you reported it, you appear to be liable.\n\nHowever, if your card has a Visa, Mastercard or Amex logo, you may be able to call any of these three companies and make a complaint against the bank.  Visa and Mastercard (and probably Amex too) require banks to comply with certain provisions of the card in order to issue cards with their logo.  So, contacting these companies may help you if the bank is in the wrong.\n\nGood luck.
407746
It depends, is it one of those bad crdit credit cards? I've got a Rewards 660 they required copy of utitlity bill (proof or residence) drivers license (proof of identity) and since I provided them with my home and cell # I had to send part of my cell bill.  Also before they sent my card they called my home and cell #.  Once I got my card I had to call from my home or my cell to activate.  They can ask for what ever they want, it's up to you whether you give it to them or not.  If it's a more reputable company they don't ask for these things.  If you've got bad credit, they put you throught the ringer, although I have other cards for bad credit and they didn't ask for all of that.  Google the company and see if there are any complaints from other card holders about them.
465550
I do not know how you paid for this, but one thing you can do, if it was a personal check or a direct debit from you checking account, go to your bank immediately and tell them you are a victim of fraud.  They will have you fill out a simple form and then they can reverse the charge and put the money back into your checking account.  If the payment was a debit from your account you should close the account because they would try to debit it again.  I had this problem once with a $650 online order when the merchant refused to communicate with me and by doing this I was able to get all my money back.  The bank credited it back into my account immediately and that was it.
410697
Contact your bank and dispute the charge.  It should be credited back to your while they are investigating whether or not it is a legitimate charge.
402716
since the institute did not start do they have an existing office or office bearers still? if its totally gone missing then it would be very difficult to get your money back. but if there is an address still then u can file a case against them in the consumer court where u could get back not only the amount that is due but compensation too. so do not waste anymore time & take action.
594196
Did the debit card have a NAME on it? Was it your "friends" name? \n\nDid you have the PIN number? How did you get it?\n\nDid you make a purchase or take money out of the ATM? \n\nIf you REASONABLY believed that your "friend" owned the card then you may have a defense. Theft is an "intent" crime meaning that the State would have to prove that you had the knowledge that the card was stolen in order to get a Jury to convict.\n\nHowever, if the name on the card was not your friend's name, then you reasonably should have known that your friend could not give you permission to use the card.\n\nGetting an attorney is always a good idea. Talk to him/her about your options.
494981
kuch smajha nahi \nbut if u think the bank has done wrong just appraoch the banking obudsman first and see \ngo to rbi.gov.in
364352
I would ethier put a stop payment for that account, or close the account all together. The transaction will appear on your statement. I would check into this right away. After you close the account, I would advise you to seek a lawer. You can take legal action againts this company. Charging without permision is called fraud. You may be able to get some of the money back if not most of it. depending on your credit card company you may be able to do a chargeback, that reverses the transaction.
453812
Actual a debit card is linked to a checking account.  If the checking account has overdraft protection.  It will use this.  \n\nNow if the checking account has no overdraft protection. They should of denied all of your transaction after the 1st time you account went into the negative.  \n\nHowever,  I would go into the bank an explain what happen.  They might be able to help you get back and remove it from the collection agency.   They should not charge you 600 in overdrafts and fees.   \n\nI would dispute the fees owed.  The bank sent it directly to a collection agency without contacting you first.   Most banks will contact your first and give you 30 days to pay it back.\n\nGas stations do put big holds on them.  \n\nBanks are supposed to wait till the transactions hard post before applying an overdraft charge.  Some don't.   This could be illegal.\n\nhuman_we_are is incorrect.   Try to discuss this with your bank before just paying the fee blindly.
278099
You couldve handled this when they charged you the first time. YOu need to call your bank and tell them to block NetZero from billing you and automatically withdrawing from your account. I would call your bank now and tell them the problem. THey might be able to give you temporary credit and they will make sure you get the credit you need by doing their own investigation through NetZero.
151394
It will always be there, if you leave it for long periods of time, you can sign up to earn intrest on it like a bank, next time you log in look for the link on the main page of your account. You can also get a debit card to spend it and not worry about transferring it to the bank, I have one, love it
248307
I would check with the better business bureau.  \n\ndo not give ANYONE your bank account information. \n\nit sounds fishy to me...you should check with the police if they have had incidents with this company.
547059
Hello,\n\nYou should contact the store and ask if they can provide you with receipts for purchases during this time period.\n\nIf the purchases were not made by you, but money has been taken from your card to fund purchases; then you should get on to your account provider and explain the situation (as your card may have been cloned or details stolen).\n\nThanks
147133
hi first of all top team lol \nrite have you emailed them ???\nhow did you pay you may be able to get your money back through your payment option ie.bank card ring bank talk to them \nwas it a proper liverpool site or was it a sports shop ??\nplease give as much info as possableok go into paypal go into history and it should have it there find the email addy or site name then go from there report it to paypal too they can try to claim your money back
362611
Since the "product" was shipped in August, and received by the customer at about that time, why did it take 3 months for the customer to charge "fraud"?\n\nIt seems to me that since the customer has not returned the item, that they are merely trying to acquire a "product" without paying for it.  You should inform the credit card company of the facts, and indicate that you believe that they are aiding and abetting a fraud. \n\nNext find an attorney that would be willing to initiate a civil action against the customer and the credit card company. You can get a referral from the local bar association.
52257
Visa does have the legal right to preform a "chargeback". Do I think it is right or fair? No.\nDid the person check out using a shopping cart with your internet merchant account? Or did you use a standard merchant account and typed in the numbers into the terminal. If you typed in the numbers, and did not have an agreement with the merchant account to accept phone or online orders, then they are well within their rights. Most non-internet merchant accounts require that you physically swip the card, or key in the data only if you are physically holding the card.\n\nThis might be a good time to start searching for a new merchant account.
490565
We had a similar problem The bank will follow through as they will want there money back also. The best thing is to protect your details I dont deal with anyone that does paper transactions anymore as Our details were taken from a carbon in th rubish of a chineese Resturant so if there machine isnt working we go elsewhere.