If you own a mobile home can you receive the homestead act and if so could you please tell me how you would go about it.
123793
The "Homestead Act" is no longer in effect.  There is no more land availabale to homestead.
104072
Yes....FHA will do it.  I can take care of this transaction if you would like to talk.  go to my website www.americanhm.com/timothy.ka zee and apply.  I will get back to you as soon as I can.  Then also, please call me at (614) 598-2990 and we can talk personally about this.  I should be able to take care of this for you.
454954
how is this in home schooling?\nAre you asking 'Can a company still deduct depreciation on their own properties?- such as farmers deducting depreciation on their tractors' \nwhich companies could charge which parties for depreciation?\nI am not sure what you are asking
272283
depending on how knowledgeable you are. Homestead.com has a great site  looks very nice holds your hand all the way.
554954
I spent 23 years in the military and fought in every war or so called police action from 1952 I have several service medals and when I got out of the military in 1977 I owned a mobile home park , so I wanted to expand , I went to V,A, no luck S,B,A, and after 5 visits the manager told me he could not loan me any money because it was earmarked for minorities, but, if I could find a loan at 6%the gov would cosign for me I owned 27 mobile homes at the time and only owed about $50.000 dollars on the park I didn't need a damned co signer, and told them that,so as a friend told me those medals and $1,00 will buy me a cup of coffee at the waffle house, at the same time they loaned a black 2 million dollars to start a trucking co , and gave him rights to haul anything from soup to hay???? and he had never even been in service, his rights he sold for another two million and filed bank ruptcy in 3 years????
14177
Petty prejudice.  I know what you are saying.  I, too, live in a mobile home and some people think of you as a transcient or someone they are looking for on America's Most Wanted.  People do not realize the mobile homes are affordable housing for a lot of people since housing prices, especially in the cities, are way out of reach for a lot of people. I like my home; it gives me the space I need and I live in a wonderful area.
196959
you can email me. I am in Alabama and my city just had a 8% new home startup permits. Plus we are about to get a new Automotive plant here. arrogant36804@yahoo.com
523510
whoever the next of kin is, gets the land... your description is to confusing to figure that out for me..but you being a family memeber should be able too.... a lawyer would probally help too.. if there is a lean on the land or debts owed.. it might just go to the government.. I would get a lawyer
470218
If you were told that your payments would not change, I can only assume that yor plan is being paid pro-rata. This means only a portion of your unsecured debts are being paid back. This is usually due to the debtor (you) having a low income, and/or little equity in property. Depending on the equity available in your house, the payoff the court receives will probably not result in a full payoff of your debts.\nTrust me, if the full 100% of your debts gets paid by the sale of your home, your case will be concluded and you will not have to continue paying.\nWhat is the homestead exemption in your state? Keep in mind that you will be entitled to that exemption, and will receive that money from the sale of your home. In NY this exemption is $50,000. ask your attorney about that exemption.\nIf YOU sell your home, and you think that you will get enough money to payoff the BK, simply request a payoff figure from you trustee. At closing, the trustee is cut the check, and your bk is concluded.\nIf you surrender to the court and let them sell it off, they will do the same thing, but there WILL be more fees added due to the expenses the court incurs while selling the home.\nGood Luck, and please be sure to consult your attorney.
117159
This is a tricky situation, but it sounds like you will need to get automobile financing.\n\nTraditional mortgage financing requires:\n1. property be permanently affixed to property through permant foundation\n2. Doublewide preferred (FHA will do singlewides though and it's a pain)\n3. Manufactured home built after JUNE 15, 1976  --- very, very important date. I can not emphasize this more, it is the difference in classification between a mobile and manufactured home\n4. All wheels and axels must be removed\n5. Private/connected utilities and septic/sewer\n\nAnother aspect for mobiles is to consider with age is if the singlewide is over 29 years old.  This will affect the amount of insurance you will be able to obtain which might not jive with lender requirements.  Insurance Co's depreciate mobiles after 29 years.\n\nPersonally, I don't touch singlewides... they are too much work/difficult to get financing for.  But if you are purchasing one that isn't on the property already... yeah, it sounds like you will have to get auto financing.  Go to a auto dealership finance department, they might be able to help...
114127
Assuming you are referring to a Lenders Foreclosure... In California, The Homestead Exemption does not protect the Homeowner against Lender foreclosure of Real Estate. The San Diego County (as do most other County Web Sites in California) Assessors Office maintains this basic Q & A section on Homestead Exemptions: http://www.sdcounty.ca.gov/arcc/services/homestead.html\n\nHope this helps answer your question
61814
http://www.mobilehometitles.com/services.html\nMaybe this will help you!!
130714
You can protect your home as long as your wife's name is not on any of your business documents (co-owner, etc.) Another way to protect your home is to homestead it. What this means is your home can not be considered in any judgments regarding your estate as long as a relative (blood or by marriage to an immediate family member) is residing there. Even if the homestead is sold, there is a six month period where judgment liens can not be attached to the revenue received from that sale. The only caveat to this is that the property can not be used for profit (i.e farming, rented out etc.) \n\nThis is a great way to ensure that your children and children's children have a home to come home to no matter what (well as long as the notes are kept current lol.)
92675
no they dont do that over here.you could try repossed homes
264735
I don't think a hard money lender in the sense of what you are talking about is what you are looking for. \n\nIn this case is the land and trailer make the evaluation to come up with the 50% LTV or can you just evaluate the land and get the 50% LTV. \n\nIf you could get the evaluation with the land alone the trailer would be a plus. A land lender is just interested in the land. Are there utilities and roads available to the land?\n\nWhat you are seeking is a land loan lender not a hard money lender.  Hard money lenders are still looking for a house on the property for their investors.\n\nI hope this has been of some use to you, good luck.\n\n"FIGHT ON"
193562
Once you get the judgment that will show up as negative on credit for 7-10 yrs.  You can also record a lien, filing the lien form (a form you that you can purchase from a legal document store) with the property parcel no. etc in the recorders office.  Just know that up too $100k of her portion of the equity is protected by the homestead act & will get you nothing.  More than likely down the road when she does want to buy a home on her own she will be forced to contact you & pay you off.  Another option you have is once the judgement it done, you can try selling the debt to a collection agency that will harass her for payment.
482050
I don't think you can get a loan for a mobile home without putting at least 10-20% down. Mobile home is personal property and not real property. Therefore, a bank will treat it like a car or TV. Land is certainly real property. However, in most cases mobile home owners don't own the land. They lease it. You should double check if the land comes with the price. If it does, you may still have to come up with a significant downpayment.