(continuation) bond is 7% paid semiannually.  this bond is now 8 years old (the owner has received 16 semianual interest payments) if the bond is purchased for $3,800 what effective annual rate of interest would be realized on this investment opportunity?
126879
Bond pays out 7% of $5,000 24 times in 12 years remaining of its life. = $8.400. Viewed as a return on an investment of $3800 this is anominal rate of (700/3800) x 100 % p.a, = 700/38 = 18.4% p.a.
609400
They will continue to accrue interest for 30 years after the date posted on the front of the bond. If you go to www.savingsbond.gov you can enter the date posted on the bond and find out the exact current value of the bond. Good Luck
94671
Either you want the equivalent annual interest rate when an annual 2.01% rate is compounded monthly, or when a 2.01% payment is made each month.\nIn the first situation, the effective annual rate is \n(1+(.0201/12))^12 - 1 = .020286, or 2.0286%. \nIn the second situation, the effective annual rate is \n1.0201^12 - 1= .269735, or 26.9735%.\n\nThe first respondent's answer yielded over 1200% interest, evidently due to a typo.
147744
$15,000 borrowed for 8 months at an annual interest rate of 12% will accrue (8 months/12 months) * 12% * $15,000= 8% * $15,000 = $1,200 in interest. You will need to pay back this interest plus your initial principal, a total of $16,200
636280
http://finance.yahoo.com/bonds
45688
Considering annual coupon payment, it works out to be 6%.\nFormula is    Rate of Interest = (Interest X 10) / (Principal X No. of years)  = 6000/1000 = 6\n\nReal rate of return = Nominal return - inflation rate\nwork out ... results will be 4,2,0,-2
198655
I believe the answer should be $174,401.97  My finance teacher showed us that you can do pretty much any financial calculation in Excel.  That is what I used to calculate this answer.  All you need to do is open a blank worksheet, type each value (2500, 15 & 0.10) in different cells and then in a blank cell click the paste function button.  Since the periods are semiannual you will actually need to input 30 since 15 years times 2 periods a year is 30.  Also the rate will be decreased to 5% since again 10% a year = 5% per period.  In the Financial category there should be one listed as FV (future value).  A box will pop up asking you to input the necessary data.  It will then calculate the correct answer for you.  The answer will appear to be negative unless you make one of the values negative i.e. I input 2500 as -2500.  Be sure to put a '1' in the last box if the payments are made at the beginning of the period.  I hope this helps you.
360875
If the bond was bought at issue the price paid would be RM2 mil.\n\nBut you say it yieled 6.5% and this is equivilent to RM12000 *2 (because it is semi annual) so it must have been bought for 369230.  (i.e. 24000 is 6.5% of 369230).\n\nA yield of 6.1% (24000) is equivilent to a value of 393442.\n\nSo profit is \n\n24000 * 5 = 120000 (coupon payments)\n393442-369230 = 24212 \n\n24212+120000= RM144212 = profit.\n\nThe original yield on the face value is 1.2%
340467
They are adjusted on an inflation basis.  Inflation + 1% is what they set the rates at.  When you bought them and the type of savings bond bond will also affect the rate, albeit slightly.
661882
17.7% annually,\nAssuming there are 365 days in a year,\ndaily interest rate = 17.7%/365=..04849%\nThe answer is A.
311203
$13,455. x 9% = $1210.95 Interest\n$13455.00 + $1210.95 = $14,665.95\nUnless the interest was 9% per annum\nThen you only use 1/2 of the total interest amount and the previous answers are correct (or $605.48 + $13455.).
670906
It is already been pointed out that the 4.23% is an annual rate.  Banks compound interest daily using the annual rate divided by 360.  This means that if you put $20,000 in the bank for a year, you should have:\n\n$20,000 * (1+.0423/360)^365 = $20,867.36\n\nat the end of the year.  That averages out to $73.03 per month (though it is less in the early months and more in the later months).
599121
use future value calculators (on the web). also excel programs have financial functions section.\nin the interest rate divide it by 12..\nso, 10% annual = 10/12% per months. 15 month, $326 per month.. in your example, the future  value would be $5185.81...if you want to find the interest portion then subtract 326*15-5185.81 = $295.81
382256
If you figure the property was purchased on January first 1998...\n\nat the beginning of 2007, t=9 and at the beginning of 2008, t=10.\n\nwhen t=9, the value of the property is 77566.41 \nwhen t=10, the value of the property is 81444.73\n\nso the property will increase by 3878.32 between 2007 and 2008
43103
This is not enough information. \n\nYou need to supply a salvage value at the end of year 6, or an income stream that goes on forever.\n\nAlso you need to supply the interest rate if you want to know when it breaks even. The other option is to just ask for the IRR, internal rate of return. (this is what the bank would be paying if you opened an account and deposited and took out money as you described)\n\nThe internal rate of return for the project you listed is 0.61% assuming the sixth year payment is the return value and there is then nothing left. If thats the case you should NOT embark on the project as the riskless rate of return (govt bond) is much higher.\n\nIf alternatively you still have the $1,000,000 at the end then the return is 16.55%. Now I would say it has potential as long as the numbers described are not the best case scenarios. If the thing appreciates then even better. It drops to 10% IRR if the end salvage value is about $448,000 just to show where you might consider the cuttoff to be if 10% was a good return for you.
663289
Do you mean the present value of annuity of 1 per year, for 48 years, at 8% per year compounded annually?\n\n\n(1-(1/1.08^48))/0.08 = 12.19
294301
I-bonds are issued by the US government and guarantee a fixed rate of return above inflation.  Currently, I-bonds guarantee 1.4% above inflation (see source below).  The current rate of inflation for the next six months is 1.0%, so an I-bond purchased today would have an effective annualized yield of appoximately 2.4%.\n\nThis is a pathetic return for someone trying to grow a nest egg.  Earning 2.4%, your investment will double in about 30 years.  Adjusted for inflation, it would take 50 years.  Compare this with the stock market, where you can expect a nominal return of 10% and an inflation-adjusted return of 7%.  Adjusted for inflation, it takes about 10 years for your investment to double in buying power.\n\nI-bonds are good for people of retirement age who would like a guaranteed return above inflation.