Explain how you would calaculate the capital requirements of the same bank using Basel II accord. Critically  evaluate the opportunities & challenges of the proposed Basel II from a bank's view point.
134951
In U.S. terms, the biggest challenge posed by Basel II, aside from the tremendous amount of technology spend it requires of banks, is the continued waffling on the part of the U.S. regulators regarding the final rule.\n\nFor U.S. banks, I feel the biggest opportunity of Basel II is that the revised accord will level the playing field amongst the top U.S. banks and their international competitors.\n\nI do not foresee many opportunities for banks to withhold less capital, as was previously predicted. In fact, banks may end up reserving more. Nonetheless, the revised accord is a good chance to develop some real rigor around credit risk management, instead of relying merely on the "stabbing fish in a barrel and getting lucky" technique.
62918
ask the bank....best thing to do. They should know.
408799
For this kind of job expect questions specific to your accounting skills. \n\nI would ask you about your knowledge of recent accounting pronouncements, such as FAS 133 derivatives accounting; your knowledge of regulatory capital and new initiatives like Basel II: your specific knowledge of the banking business like how other banks account for their securities portfolios & accounting methods now used in acquisitons.\n\nI'd ask you about your past work experience especially if it includes a major accounting firm. I'd ask how many people you supervised, in what capacity.\n\nSince a controller is a pretty senior position I'd also try to assess your people & organizational skills through loose, meandering, conversation oriented to your work experience.\n\nTo brush up on banking go through web sites like www.occ.treasury.gov or for accounting go through archives at www.fasb.org\n\nThis job is very technicals so brush up.
489114
http://finance.yahoo.com/q?s=BBBB
598241
write a compehensive business plan then present it to the bank and the capital venturist in order to get the finance is the most realistic way to play the game.
356518
Tell the bank details . I will try my level best.
141574
Well, you could start by saying what kind of help you need.  Do you need financing, labor, legal advice, or what?  If the idea is a good one, a local bank should have a fair amount of resources for you.
160802
I work at a bank and don't have a clue.\n\nhttp://www.nesara.us/pages/home.html
5254
There are several questions you will need to consider.\n\n1.   What type of company (Mutual or Corporation)\n2.  How much starting capital do you have.  There are minimum requirements that vary by state.\n3.  What state do you want to write in?\n\nCheck the appropriate Department of Insurance web site for the licensing requirements.
83102
Many approaches:\n\n1) Discount cash flow method. Work out all the projected free cash flows of the company and then do a dcf on it. The key is not in doing up the model - the key is in your assumptions (as in all models);\n\n2) Multiples - look for a listed company in a similar industry and use a EBITDA multiple to find out an approx value. Check yahoo finance - it is rather good for info finding;\n\n3) Asset valuation method - not as accurate as the above but add up all the assets of the company. Note that the sum may be worth more than each piece if all is functioning together well;\n\n4) replacement value - check out the market values of all the assets and value that. \n\n5) Net Asset Value - Assets minus liabilities for a really general ballpark figure. \n\nI generally use 1 & 2. 3-5 are just very general guides.
651527
1) Yes.\n2) You need to open a margin account. (Minimum $2,000.00)\n3) Yes.\n\nTop 3 Answerer in Business & Finance. (Vote for me)
496161
Okay, I would figure this out one year at a time:\n\nThe first year, the account would have:\n\n1.08(2500 + x) = 2700 + 1.08x\n\nwith x equaling the end of the year deposits. I multiplied by 1.08 to get the amount after the 8% interest was added.\n\nThe second year would be the above amount plus another x and multiplied by 1.08 for the 8% interest:\n\n1.08((2700 + 1.08x) + x) = 2916 + 1.1664x + 1.08x\n\nThe third year would be this amount plus another x and multiplied by 1.08 for the 8% interest:\n\n1.08((2916 + 1.1664x + 1.08x) + x) = 1.08(2916 + 1.1664x + 1.08x) + 1.08 x\n\nThe above equation represents the amount in the savings account after 3 years. Set that equal to 10,000 and solve for x:\n\n1.08(2916 + 1.1664x + 1.08x) + 1.08 x = 10000\nx = 1953.94\n\nSo the couple will have to deposit $1953.94 at the end of each year.
445955
The beta can be calculated using the Capital Asset Pricing Model.\nReq RoR = Rf +b(mkt premium)  So, just plug in the numbers you have, and solve for b, beta.\n\n.13 = .05 + b (.10)\n\nSo, b = .8
123964
Footnote to the footnote, unless you are continuing to work and are a 5% owner or greater including family attribution, then you still have to take the RMD.\n\nGood luck!
470604
I believe the answer is b, as the bank keeps a $100 000 reserve (10%) for $1 000 000 outstanding loans - and that this is a closed system. \nI'm not sure about the multiplier though - that's the ratio of saved income - I don't know how you're supposed to figure it out from that data.
594574
Call the bank and ask them
632825
Hi, that looks ok to me. Bit of a dry subject though!\n\nOnly change I might suggest is that you change the sentence that starts "Besides,..." to "Also, a client wishing to borrow Swiss francs will have to sign......". That would read a bit easier.\n\nI dread to think what you need that for...