I want to know how many people think they are paying to much for insurance. What if you could join a plan for $39 a month? would you do it? I am just taking a survey. The plan would include office visits for $10. you would see a Nurse practioner for most cases. You would also get certain prescriptions for a $10 copay as well filled within the same retail location. I am even thinking about throwing in a dental hygenist for emergency situations and maybe a couple free dental cleanings a year with your plan. There would be no major hospital coverage or emergency surgery services for this price but you would have most of your minor medical complications covered. Allergies to Colds, Flu, Strep tests, STD tests and treatments, pain relief, sprains, strains. Mostly what an urgent care facility would treat. And if you did not join the plan the out of pocket expense would be around $59 per visit. Now tell me who would be in on this? any info will help with my initial interest survey. thanks!
138711
It sounds like a good plan, but I'm english and therefore dont really know how much your average pay of insurance is anyway.
571035
i don't know where you live or what sex you are...but if you givve me your address I will send you that $10 copay so you can go to the health clinic.  honestly....it sounds like you have it really hard and if that will help I am more than willing.
586214
I definately agree with you, they should see their physician. But HOLD ON! before you start going against them, you also have to see the medical insurance is very high, and it is NOT going to STOP! it will geek on going higher. The reason I said this is almost HALF of all the people in America does NOT have Health Insurance. Right there, thats serious. Plus they have to pay certain amount just to get a visit to their clinic(If the have insurance) if they DON'T have insurance, they should go to webmd.com. That site is very good. But yes, i do agree with you on shortnessof breath. that is an exception as well as heart related symptoms. Getting some answers here helps them get some feed back on what are some possible causeof their pain. if it was VERY serious (physiologically) then they wouldn't be able to type their question in the first place, instead they would dial 911. But I applaud you for bringing this question(Yes, it is a serious question).
674422
I have AmeriPlan and it's a good program. You can save up to 80 per cent on any kind of dental work. It's a discount program, so it's better than insurance in a sense that you can use it as soon as you receive it. I wish I would have waited and joined this month, because they are doing a special where you can get it for like $3 a month for 3 months.
291526
So, now that you have learnee your lesson, you will never be oversharged again. Double check prices before you ar sick. I do that whenever I go to a new area. Even on holidays I ask about the hotel doctor and fees. I have insurance but I still have to pay up front before I am refunded, so I check every peny. Any time you go somewhere for more than one week check out the area doctor prices. it is a little bit for work, but it will save you money if you need to go to one.
258714
May I suggest to you Ameri Plan's discount benefits program. They do not have any restrictions on ongoing conditions and you can start saving immediately. There is a hospital advocacy program that assigns you a personal advocate to negotiate with doctors on your medical bills.\n\nThe plan also includes savings on dental, vision, prescription and chiropractic care. I'd check them out. I'm so proud to be with them. I know I shouldn't advertise, but your need sounds great. Let me know if you have any questions. wlakin@ameriplan.net\n\nhttp://www.mybenefitsplus.com/40378118\n\nPlans are month to month with no contract.\n\nWe are currently running a promotion for just the dental, vision, prescription and chiropractic plan where you can try it out for 3 months for $23 total. This is a great service. You should check it out!
370916
For good coverage maybe $800 - $1,000 a month for all you are asking. The basics maybe $500. People dont realize just how much employers (or others employers) pay a month on insurance till they have to pay it themself.
477347
What you have to pay is dependent on your husband's rank.  I had to have a tooth pulled and I had to pay $46 out of pocket.  Call you dentist's office. They should be able to tell you UPFRONT how much you will have to pay when you go on.  I've had Tricare Dental for YEARS and I've always called ahead to find out what I had to pay so I wouldn't be surprised.  Don't bother calling United Concordia direct.  I don't think anyone actually works there :0)
305060
Go to an Urgent Care group close to where you live.  This is an easy-to-fix problem and be sure to let the provider know you are on a budget.  There are some standard medications that are cheaper than others and do the job 95% of the time.  I'd estimate with Rx, you can do it for $50-60 dollars, maybe cheaper.  Check around.  \n\nA second thought.  Does you campus have a student health center.  That certainly would be the cheapest.  Look into it.\n\nA third thought.  Some towns have low income or volunteer health clinics that will see you.  I used to volunteer at one.  We asked for a $5 donation which included being seen and medication...what a deal.\n\nDon't go to the ER - the bill will be five times that of an urgent care.  In the ER it is their job to prove this is not an eye emergency and that takes time and dollars.  A hospital does have to evaluate you whether you have insurance or not but they do not have to treat you if you are not experiencing a life and death issue.  Further they will attempt to bill you for services rendered, including sending the bill to collections...save yourself the grief, find a clinic as I mentioned above.
496917
There is a company that offers dental benefits that can save you up to 80% on your dental work. I know they have great savings for that. \nIt costs $11.95 for the benefits package but well worth the savings. They also offer Free Prescription, Free Vision and Chiropractic Care is all included in the $11.95.\n\nGood Luck,\n\nChristy
158587
I am going to assume you don't have insurance.  When I went to see one,  it cost me about $200 cuz the doctor was out of my insurance network.  That was just a follow up to a procedure.  All together, with procedure, it cost me about $2000.  $1500 for procedure, $300 for in-patient, and about $200 for the follow-up.  Luckily the procedure and the in-patient were partially covered by insurance.  All in all, it's expencive.
26695
Well, none of us knows what we might face in life, and the whole insurance market is a numbers game anyway.  The vast majority of premiums  (those paid by an individual and their employer) cover people who will not get chronically ill.  Those individuals' payments far outstrip the actual health care costs they will incur over a lifetime, and they subsidize the poor unfortunates who end up with rare and expensive diseases.  That's the whole point of insurance in the first place--to cover people's medical costs who could otherwise not do so themselves.  \n\nInsurance companies regularly cap coverages, disallow procedures they deem not medically necessary, and sometimes refuse to pay in circumstances where the covered individual was at fault for the injury/disease (not wearing a seat belt, suicide attempts, etc.)  But going down the path of covering only select diseases is taking things a bit too far I would say.  In effect, the company in question would be saying "You're a hemophiliac?  Oh man, that's a shame.  Good luck on that not dying thing dude."  Of course we'd (as taxpayers) pick up the tab for all the emergency room visits the uninsured hemophiliacs would make, and that emergency-care-only approach may turn out to be far more expensive than covering the regular treatment and drugs which might prevent the emergencies in the first place.\n\nAlthough I can see the logic of your argument, I can't say that it strikes me as a good idea.  I think there may in the end be less savings than first meets the eye, and that our society has a certain self-interested obligation to take care of those people who are in need.
482603
It depends upon which plan you sign up for within the Healthy Kids program. My son has the Staywell Healthy Kids plan and there is no copay for his doctor visits and $5 for his prescriptions. If you go to https://www.healthykids.org/ you can get some more answers. Calling them on the phone is sometimes very difficult as their phones are always busy.
1913
i would if it was more physical and not towards experimental medicine.  i was in a study once, but i didnt take the medicine.  I had my wisdom tooth taken out.  they gave me medicine to bring home since they cant keep me there.  i went home and threw it away. when asked in a follow up, i said i took it and it relieved the pain, but some instances it didnt work so i took an advil and that helped.  i said that because i didnt want to false information to get to the public.  we would end up having all these people take medicine that was supposedly proven to work but didnt.  I would probably want at least 100 dollars to be a ginea pig.  Even if it was 200 buxx, and some people only make like 60 buxx a day after taxes, i dont think people want to be a ginea pig.  so, at least 100 would be fine for me, given that its only an hour.  because look on the other side.  i make between 40 to 60 an hour.  so, why bother being a ginea pig unless its more then that?  whats the average income in that area?
530993
try http://everyonebenefits.com/40436527 it's $49.95 per month for an individual. It covers all specialists, prescriptions, labs, x-rays, hospital stays, etc. Pre-existing conditions covered. No deductible, no claim forms, and no waiting period to use your benefits. Contact me with any questions you may have.
196739
Snazzy,\n\nYou and I need to talk!I want to share with you a business opportunity that cost less than $200 to get started in the health and wellness industry. the company is called Tahitian Noni International. If you are serious about your situation and would like to get money out of the way as an issue. let's talk! send me an email..if you are serious.
425987
I have a soluition to your answer.....if you are looking for real work with real benfits...then you have found it here. I am not sure if you are willing to work from home, but this is the best thing i have ever found!!!!! Its called Ameriplan and it is a home based business that sells Dental, Vision, Chiropratic, and Prescriptions all discounted up to 80%. This is not insurance but great for those who cant afford it, and need something witha discount. We are also in with the BBB and have been on 60minutes. If you are interested and are not overwhelmed by all this info. then please contact me at my website or email me @ cam_smw_kmm@yahoo.com