Do you guys have any suggestions on how to spread a bad reputation comment for someone in the United States so as to force him to pay a $2k debt he left in his credit card in El Salvador???  The man is a missionary and is related to churches so his work depends highly on his moral standards.  How can I possibly make him rethink his position of leaving his debt to me (his co-signer) unpaid?
130443
Equifax works in most countries, I know it has a branch in El Salvador, you will affect hes credit rating in the US through them
96201
IT IS STRAIGHT UP BUTT-F time!  You are but another instance where government has slammed heavy foot down on to another Commons's neck!  You see, it is a bit different with you.  But had you not been discovered to be faulty with your anger management, you may not have other wise posted this question: You'd be uncovered threat lurking in the shadows.  Tight money seems to be your present problem because now, for whatever reason/s, you seek that helpful counseling in order to become sensible and grabbing in that answer you see out lurking out there in the mist of the void, some plausible solution/s such as they might or probably will bring an increase in your self-order and the secondary gains of better reputation immense.  Alas, the church based holy-F'n cure is gonna require you knee-knock a tad and show up with expected tithing fees for buying gas for minister's plane and Lincoln, and the mental-health crew sets their fun card game aside for picking up their Re ports' Pad, the AGENCY/AGENCIES (Require you bring your own Vasiline), the stigma you sense is the results of that two-pound sledge hammer smashing your toe tops.  Correspond with me and I'll hook you up within yourself and we'll make those connections and changes expedient or we'll quit the project.  I'm more than qualified to assist you and seek no money since I have enough of it and time.  If you are for real for getting the tools to help improve yourself via making essential mental changes then we shall conclude within the span of ten lengthily exchanges where only truth will be considered important.  Spell checker does not like performing on these longer mentions, so kindly correct this un-edited spelling.  Have a nice day.
220453
Sounds to me like you want to teach this person a lesson. Sorry to say that those are not good legal grounds for a lawsuit.  You will never find an attorney to take this kind of case on contingency.  So, if you really want to pursue this you'll have to do it out of pocket, which will be obscenely expensive.\n\nIf your reputation was not in fact harmed then I would say to have a talk with the person, their boss, etc and then let it go.
325790
Send me your information to Brianswifey@cashette.com. I do not know if you are telling the truth or not. If you are not then they will be your cross to bear. I will do all that I can. It may not be alot, but it helps. In the meantime, try the United Way, Urban Ministries, Salvation Army. Many times these organizations provide contributions, monetary as well as food.  Prebyterian Ministries can help. Tell me what state that you are located in. If you are located on the east coast, I will speak to someone that can contact you. Keep your head up and I am praying for you as I type this. If this a scam, be warned that anything that I send will have means to track and I will not hesitate for a moment to press charges.
436977
Lets start with discussing what a junk buyer does.  They gamble.  They are betting that for $100 they can collect $5000 from you.  Not bad for a Vegas bet.  So why would you expect them to accept $100?  That's an even money bet for them and they will obviously refuse it.\n\nIf you have any intention of negotiating a settlement, you better aim at 50% and go up from there.\n\nNow about the lawsuit.  Be aware that if you actually owe them this money, and you do sue them, they will definately countersue you.  Why not?  They have you in court and will probably win.  The best you can hope for is to win your lawsuit, win $1000, and apply that to their debt.  Sorry, facts are facts.\n\nEven worse, a smart lawyer may counter-sue you because of a frivilous lawsuit.  Be sure you have a good basis for a lawsuit before you start playing games with them.\n\n\nSo how do you file?  You need the following:\n\n1) A certified dispute letter to the credit repair agency.\n\n2) A certified letter to the creditor/collection agency demanding validation of the debt.\n\n3) A second certified letter with your intent to file a lawsuit if they do not validate the debt.\n\nIf you have this, you can now prove that they failed to follow the Fair Debt Collections Act and you can proceed with a lawsuit.  See the link below for some guidance.  But you need to search for your states court rules regarding small claims court. \n\nMany states have brochures and forms available on-line.  You must follow the filing rules exactly.
392261
I almost get the impression that you are literally asking people to donate money to you...\n\nSorry to say this but I think you are just one big fat liar !! I checked out answers you have given to questions asked by other people and it appears that you have 3PhD's, 2MBA's...you were working four months ago in finance with 84 people underneath you (which contradicts your question completely) and that you also have a son that is in college..isn't tuition kinda expensive for someone that is all but bankrupt? did you simply forget to mention that in your tirade of self pity? For a person that worked in finance for so long you sure know very little about it...and I seriously doubt you would have been scammed in the amount of $45,000 if you knew ANYTHING about it at all. You certainly wouldn't be running after scam-artist loans in yahoo answers.\n\nYou mentioned also (somewhere in your additions to the original question) that you are unable to treat people while you are on medication..tell me..how does a person so educated in the art of finance treat people?..it sounded very much as if you were talking in a medical sense?  Incidently, there are times when your spelling and grammar are consistent with that of a fourth grader...hardly a good example of the kind of highly educated person you claim yourself to be..\n\nI think that you are just another person seeking attention on the internet and you probably ARE completely broke..but when you tell lies to make up for all the inadequacy in your life it is difficult for others to tell if you are indeed serious about something..\n\nMy advice would be..quit lying, get a life, and get over it.
380046
I know that is frustrating, and the evidence does support that they copied you, the resemblence is striking.  However, you should be happy that someone else is embracing this cause as you are.  You are non-profit, so I can assume that you do this out of a passion for it, not financial gain...so I would assume that you would be pleased.  How will it hurt you if someone from the other side of the world is trying to raise awareness?
121996
Some of my comments on the scenario are posted on the comments board below:\n\nhttp://blog.360.yahoo.com/y_answrs_team?p=1652#comments\n\nNotice your link only gives Pointsreaper's side of the story, however I still haven't seen any SOLID evidence as to why he should be suspended from the site. And until I get a thorough, direct, and detailed answer (more than just 1 or 2 examples) I am with Pointsreaper (aka USA-1) on this one.\n\nEveryone here's a points reaper, whether they want to admit it or not. Just because Pointsreaper was better at it than the rest doesn't give them any right to remove him from the site.\n\nI still want more details Yahoo! Thank you.
197247
Answer to the question: someone's stuck on the subject.\n\nCaution, topher. Naming someone in Y!Answers can be considered a violation of Terms of Service and could draw an abuse email for chatting, harrassing, or some other category.\n\nI will say that I was able to look up the questions I think you are referring to. I read the headers only, but since all 27 have the word "Mormon" in them there appears to be an obsession.\n\nI don't know the content, not being that interested, but if you feel that there is something that violates community guidelines you can use the abuse process yourself. Just click on "abuse" in one of the questions.\n\nYou will have to choose a category of abuse and it will help if you put in the URLs or headers of all the questions and your reasons for believing they are abusive.\n\nIt's not automatic. A member of the Y!Answers staff will use your report to look the questions over and they may agree or disagree with your reasoning. There is currently a backlog of five days.\n\nHe may be looking for a reaction. That can be dialog or it can be trolling -- seeking to start a flame war. Don't bite. If you have a complaint make a report and move on. Avoid his bait. You're better than that and don't need to form an obsession yourself.\n\nA word to the wise.....
651360
Hey icemike.  Sad but ramrod may be right.  I had to take a former co-worker/friend to small claims court.  First you have to go to the closest district court (probably to where the modeling agency is in this case or maybe to your house) and fill out some forms (need to explain the issue, need to know the address/phone number etc of the modeling agency,etc) and pay a filing fee (it may be around $70 and the defendant is forced to pay this back to you if you win the case).  My case was a couple of months after I filed and the defendant never showed up so I automatically won the case.  Tried having their wages garnished but they quickly quit their job.  Next I tried to have any bank savings seized but you needed to know where they banked (luckily I did but they didn't have any cash).  Then I went back to the court to seize any property (car/real estate/etc) that the person owned but the court could find nothing (car was leased, house was in exes name,etc.).  Each step I took was @$75 more and a year later I still haven't collected anything of the $3,000 verdict (the max in Michigan small claims-defendant actually owed $5,000 but I didn't want to bother with lawyers and a longer court process) plus the increased costs of each attempt to collect(technically the defendant will have to pay all these fees too). Basically, the defendant skipped town and it has become my responsibility to track defendant down (believe me the court has been absolutely no help); I have 20 years or more to collect (plus interest is supposedly accumulating on the amount owed) but right now I don't see that happening.  You may want to go file a complaint with a government agency like the Better Business Bureau instead.  Another thing is to look at the contract, it may not say any jobs are guaranteed and, in that case, your friend is probably screwed; I know recently a "modeling agency" notified me to come work for them as a "scout" where basically people paid you to register them as models but no work was ever guaranteed for these people; it sure sounded like the "agency" was scamming both the "models" and "scouts" because the agency took a good cut of the money and probably left the scout with all the legal liabilty.  The only other option I can suggest is to go to the modeling agency, if they actually have an office nearby, and tell them you are going to protest/picket(I'd check with the police or someone first to see how to do it legally) and or possibly put an ad in the paper(s) explaining your dealings with them to the public(I'd see a lawyer or someone before doing it though to make sure you can't be sued for slander).  Perhaps the possible negative press/scaring away of further "customers" will be enough for them to give you your money back. Good luck!
206749
If you can prove what you say it is not slander. There are certain legal criteria a statement must meet in order to be slander and the number one thing is truth. If you lie and that lie damages their reputation, it is slander. If you tell the truth, it is testimony. This sounds like a scam so I would suggest you not send money but I don't have the full details so canno say for sure.
527696
I received a letter from this group stating that I won an award, I threw it in the trash and started investigating. It is a fraudulent organization. Also, be aware that a letter is being circulated in which a person posing as an artist is looking for someone to open an account in their country in order to accept money orders and send the cash to them in the Netherlands. Don't fall for this ploy. A lady accepted a large sum of money in the form of Money Orders from a person who wanted to move to the U. S. The person, a few days later, wanted her to send two thousand dollars to him, stating that it was an emergency, \nshe sent the money only to find out that the money orders had been stolen and she was out two thousand dollars and had a visit from the authorities. Let's use our smarts in these situations.
163064
Here are a couple thoughts.\n\nFirst, the FCC and FCRA (fair credit reporting act) both have something to say about harassing phone calls.  There are only certain times during the day when collection agencies and their affiliates are allowed to call a debtor.  Furthermore, they are not allowed to contact a debtor at work or on a cell phone (assuming that the debtor has dutifully informed them that the number is a cell or work number).  She can easily file a complaint with the FCC about the harassing behaviour if these companies aren't complying with the regulations.\n\nThis person needs to look up the statute of limitations for collecting a debt in her area (or for the area in which she lived when the contract was signed).  My understanding is that a business is legally entitled to try to collect on a debt forever and there isn't a statue of limitations.  However, if this person was married during the time or was under 18, she may be able to prove that it isn't her debt legally, allowing her to stop collection efforts.\n\nAlso, any type of communication that this person has with these agencies or their affiliates is voluntary unless she's been given legal notice.  That being the case, I recommend that she simply ignore them and they'll go away because it's just not worth their time to keep bothering you.  They'll write off the debt before too long.\n\nSuing the companies for harassment would just aggrivate the situation and cost her time and money which, presumably, she can't afford.\n\nFinal suggestion:\n- Contact a local consumer assistance hotline.  You might be able to find one by contacting your local PIRG (USPIRG site: http://www.uspirg.org/)\n- Obtain copies of her credit report from all three CRAs and determine if anything has been posted regarding this debt.  If applicable, follow the CRAs requirements for having the debt removed if it was reported.
330370
Well how much gas does this Explorer use anyway? If he told this person he would do it for him, he should keep the promise he made, and if he accepted the $80 for payment then he should chalk it up to experience and do it anyway! He promised to do it! The other person is counting on him keeping that promise! You are liar if you break your promises and if you don't work out a dollar figure before you take on something like this then it is your fault when you come up short!\nYou must keep your promises, it is your integrity you are putting to the front not his! So he is a jerk that is not paying you enough and probably knows it, but you are the one who made the deal with them and if you don't keep up the deal then you look like a liar and jerk and a cheat to boot to everyone he comes in contact with!
55735
One thing that call centers do is use an auto dialer.  It just puts in a few random numbers and whoever picks up first is connected.  Collection agency's, telemarketers and market research companies all use them.  Yes, it's annoying.  You need to call them and talk to them.  What I had to do with one company was get nasty.  They called me two to three times a day and sometimes I got the same thing you did, silence, and sometimes someone was on the line.  They called and woke me up and they interrupted my son's nap and even bothered us during dinner.  I called them and was like, this is harassment, plain and simple.  I told them not to use an auto dialer to call me.  I made it clear if the calls didn't stop, they would be reported.  They called once a week after that, we did make that agreement.  Just because you owe someone money doesn't mean they get to push you around.  I hope that or something else works for you because I KNOW how you feel.  As long as you are making some sort of payment to them, they shouldn't be able to take legal action...at least that's been my experience.  Even if all you can send them is $5 a month, at least you're trying.  Keep documentation though on what you send and when you send it.
126475
Is he that Nigerian refugee who sent me the e-mail a few weeks ago? He owes me money! I'm will waiting for my $7.5 million, ya jerk!
378127
Suuure they were. They didn't say they used overdrawn credit cards because it would really be embarrassing for Visa. Plus Hoffa. Who is working out a movie deal with those people in California. Bad part is the 50 year old bimbo he was with, in the leopard print blouse and tight fitting pants? Left side of the photo? Well ... the photo may sour the deal. Not to mention any other extended family member. Let's face it. Riding around in a purple 1959 Caddy with a broad like that isn't going to fail to get attention.Plus - she's a Fed!