I'm kept from buying or selling because they say I owe a balance.but I can't find out where to go to find out what my balance is.Please help me if you can.my id is babestein2001.Thank you.....babe
102977
Here are some Q&A from yahoo\n\n>>>Where do I find my points balance? \nVisit points.yahoo.com to view your Yahoo! Points account detail. To view your Yahoo! Visa card account history, use the Bank One site at visa.yahoo.com.  \n\n>>>How do I check my points balance? \nTo check your points balance, visit Yahoo! Points and view your balance in the right column. For more detail, select the balance detail link for a list of recent transactions and expiration dates. Remember, to earn points using your Yahoo! Visa card, you must link your Yahoo! Visa card account to your Yahoo! Points account.  \n\n>>>Is there a limit to my account balance? \nWe do have a $50.00 cap on your Yahoo! Phone Out service. However, if you are worried about running out of funds, just set up the auto recharge option. The auto recharge option gives us permission to add funds by charging your credit card when your Yahoo! Phone Out account balance falls below $2.00.  \n\n>>>How do I check my Yahoo! Phone Out account balance? \nSimple. Just log in to your Yahoo! Voice account. Once logged in, you can view the account balance in your Yahoo! Phone Out account.  \n\n>>>What is the Account Summary? \nThe account summary allows you to quickly view charges and credits to your Yahoo! Phone Card, as well as account balance, for a given month.
94743
Do Not Do! If you win something they should not ask for cc# or bank account#. Report it immediately. Go to yahoocustomerservices.com then answer form. Hurry
259997
If it truly isn't your debt, then you need to take the appropriate actions.  You need to notify the company in writing via certified mail that this debt is not yours.  You also need to contact the credit bureaus and follow the procedures that they have in submitting a written objection/notification.  You have to jump through the hoops, but it is better to do it now than to have a major battle on your hands once it is put on your credit report.  \n\nYou may want to have your credit report pulled as well, just to make sure that everything on it is yours.  It may be that there is a Jane A. Doe with the same DOB  when you are Jane Ann Doe. \n\nYou need to take immediate action for your own protection.
102437
This is a classic example of how collection companyes screw you!\n\nEven after you have paid off the debt, they continue to post your histor on your credit report.\n\nNext time, send them a letter telling them that IF you pay off the debt, they MUST remove any negative history.  \n\nNow look where you are?  Broke and bad credit.  \n\nYour first job is to contact all of the creditors and credit bureau and demand that the status of all those loans say "paid in full".  Have the credit reporting agencies place a letter in your file explaining what happened.  You are allowed a short message.  \n\nGo through the links I've supplied and see if it helps.  \n\nGood luck.
95789
I play this game...actually I live in this game.  I'm addicted.  I have 4 accounts...I had 5 but that one was stole from me as it wasn't mine in the first place...lol.  My main account's name is december_saige.  I don't know my number thought.  i guess I could look it up but don't want to
87176
If you will still have those two negative items on your credit report, even if they are paid in full, contact all 3 credit bureaus immediately about those 2 negative accounts.  Tell them that those are the specific accounts that you are disputing and tell them that those accounts are wrong, that they are now paid in full.  \n\nMake sure to include information on the accounts such as the account numbers and the name of the company.  The three credit bureaus will have to investigate and they will find that you did in fact pay the accounts and they will change that on your credit report to showing that they are now paid in full.\n\nWhatever you do, do NOT bother contacting the accounts that you paid in full and asking them to report to the credit bureaus that you paid them.  They will just jerk you around and say "oh well, it says in our records that we did report it" when in fact they don't.  They got your money and they don't give a crap about the rest to take the time to report to the credit bureaus that you paid them.  So you will have to contact the credit bureaus yourself and let them know that it is incorrect.\n\nIf you don't know, the three credit bureaus are Equifax, TransUnion, and Experian.  The phone number to TransUnion is 800-916-8800, Experian is 888-397-3742, and Equifax is 800-270-3435.  It probably won't be enough to call them to dispute the information, but you can call and ask for their mailing address.  Then you will need to type up a letter to each credit bureau to tell them you are disputing the errors on your credit report.\n\nTo save you some time getting screwed around by the credit bureaus, I recommend you include with your dispute letter a copy of your driver's license, a copy of your social security card, and proof of your current residency such as a copy of your current utility bills with your name on it.\n\nSorry if it sounded like I ever repeated myself, but I am just trying to save you some hastle in the long run.  Because if you don't include all of those things along with the dispute letter right away, the credit bureaus will just screw you around and keep sending you letters requesting more information and it will just take a longer process and you keep having to repeat the information you already sent to them.\n\nIf you haven't guessed, I have gone through this already.  lol  But the upside of this is, the sooner you get this done, the better, and if you have any credit cards or other accounts, just keep them up and try to keep as low of a balance as you can and keep paying.  Your credit score will improve sometimes within 6 months or so.
671632
Call your credit card company and discuss this with them.  Can't hurt to ask.
609922
Pretty soon you will start getting offers from credit card companies (Householdbank, Orchard, First Premiere) and although they start you at a tiny $250 limit, it is a way to start re-establishing credit.  Just charge something small and make payments.  I know it looks like there is no hope, but there is.  Also, order a copy of your credit report and see what is on there.  Try and challenge anything.  Sometimes the credit agencies are so lazy they won't verify anything.  Is your BK dismissed?  Sometimes if it is dismissed, you can have it removed.  I just got mine removed from Experian.  Good luck.
139098
Contact the company directly and give them supporting documents to prove it is only one and it is too old. Ex: cancelled checks to show payment. And in the future after repaying an old or even a current debt, always ask them to send you a letter showing a zero balance. That way when there is confusion in the future you have proof it was paid and the date.
561092
The company should send you a new one with a new expiration date. The outstanding balance stays "open" until it is paid regardless if you use the card anymore or not.
253797
Hi,\n\nYes, I signed up with them too and followed thru with their instructions. On Wed 5/17 I opened up a NEW Chase acct with online access and on Thurs 5/18 added their Wells Fargo acct to be linked with mine. \n\nOn Friday, I got further instructions to activate this acct with the 2 deposits mentioned and to initiate a 10k transfer from their acct to my acct. I did this in the morning because this was supposed to be a SAME day transaction. I got the confirmation #'s and printed out all paperwork for my records. Friday evening, I decided to check the status of the transaction only to find out that my Chase online access was DEACTIVATED and was instructed to all Chase's regulation dept to speak with them.\n\nI have yet to speak with the Chase team to find out what needs to be done. I heard from another gal that said the same had happened to her but I haven't heard further word.\nI also emailed Dollartime on Friday evening, but so far have not heard anything. Tried calling too but all I get is a busy signal.\n\nI have filed an online complaint with www.fraud.org and they will forward the info submitted to the local authorities. These thugs need to be caught and proscecuted!\n\nAlso found out that Universal Escrow's identity WAS stolen and aka Dollartime was using their impressive list of business trade references to lure innocent folks (like us) into cashing BAD checks for them.
385000
You can send a letter to the credit bureau requesting that they add it.  Send along any evidence you have of the debt.  They will then contact the creditor to verify the information.  \n\nIt can not be added if it's not verified.
187826
they wont suspend the account but you wont be able to pay a using them until you add a valid account. they will mail you sayin your details are not correct and you need to update. something along those lines. just dont buy anythin till you've added the new one
42047
get a copy of all 3 credit reports.  just disputing on one wont fix the problem.  Write them a letter stating inaccuracies or use the online reporting thru their website. they by law have I think it's a couple of weeks to verify the debt/bad debt is valid or they MUST remove it from your credit bureau.  In the mean time they should mark it "in dispute" on your credit bureau if youre trying to buy a car or something in the mean time.  they might take that into consideration or maybe not.  sometimes you can go straight to that co and dispute and they can update the inaccuracy to the cbr immediately.
547059
Hello,\n\nYou should contact the store and ask if they can provide you with receipts for purchases during this time period.\n\nIf the purchases were not made by you, but money has been taken from your card to fund purchases; then you should get on to your account provider and explain the situation (as your card may have been cloned or details stolen).\n\nThanks
391724
Be very careful with credit counseling agencies.\n\nThere are good ones out there - and there are bad ones out there.\n\nAny that charges YOU the customer - is not a good deal.  Then too there are those that have you send them your money and then you never know what happened to it.  No one gets paid and you never get it back.\n\nThe only one I can tell you for sure is legit is "Consumer Credit Counseling".  It appears to be the most respected one in the credit industry.  \n\nKnow too that lenders do not have to abide with whatever a credit counseling agency tells you the creditor will do.\n\nPLUS - talk to the creditor first is a good idea.  Explain to them that you are considering this option.  You may find that your creditors will work with you to resolve the problem you are experiencing.  My company does that.  At no cost to anyone.\n\nGood luck.
547413
SCAM. Pay the 1600 and it shows as paid after 30 days. They can't pull it off until the scheduled date (seven years after it was posted) Dont let them do that to you. Tell them you want to be assured in writting that the entry will be completely removed from your CR. Until then, keep ur 2400 inyour wallet. Those Jerks.