My wife and I in the process of a divorce.  She has quit her job and moved in with her parents.  She still expects me to pay all of the bills.  We have a one year old son that I get to see all the time and love my time with him.  My problem is that although the Judge has told her to find a job, she had not yet and I swimming in a sea of debt.  I speak with her about it and she just tells me, "I can't snap my fingers and find a job."  Does any one know of any government programs that can assist someone in a time of need with money issues.
123285
There are food banks? Food Stamps? Housing assistance, Heating / Electric assistance programs. Most of which you would have to qualify for? Most programs have had high demand & cutbacks. I would suggest you look for a second job & bail yourself out.
526298
My Mom gave me the best advice a long time ago: "Never enter into a long term relationship with someone if your happiness is based on the other person becoming something they are not now. "  Since money is one of the most common reasons for marital discord and even divorce, you need to sit her down and talk to her about what is going to happen once you are married.  Will you have a joint checking account, or will you have separate accounts?  Will she keep working, and if she does, will her money be her own, or how much will each of you contribute to the household? Who will be responsible for paying the bills so that you don't end up getting your electricity turned off, or losing your home?  Can you put her on a budget?  Will she accept you taking over all the finances to prevent overdrafts, which are expensive and can trash your credit rating as well as hers?  What will happen if she continues to do this after you are married?  You are right, she needs to learn to manage her money better, and you should stop bailing her out and make her face the consequences.  You are teaching her to take advantage of you, and if you don't put a stop to it, you will be paying all the bills while she spends all the money she can on unnecessary things.  I'll bet she could have paid you back, she has just chosen to spend her money on other things first.  Sooner or later, you are going to resent her perfect nails and the new outfit she sports while still owing you money.  You need to make her pay you back, even if it is only $20 every 2 weeks, or whatever she can afford.  Work this out now before you get married, or you probably won't be married for long.  My suggestion: put her on a cash budget.  Take away her checks and credit cards, so she can't spend money she doesn't have.  Once she learns to manage her money that way, gradually reintroduce checks and credit cards, as long as she stays within her budget.  It won't be pleasant, but better to solve this now, even if it means breaking up, than to find out after you are married that she can't be reformed.  Good Luck!!
491757
Tell him to call the mental health office - or the hotline and they will give him information regarding FREE counseling services.  The thing with medical assistance is they can only check the accounts that you give them- if he has the money in a separate account from his checking, he can probably get away without them knowing about it.  People of multiple accounts in many banks for that reason-- rich have them in off shore accounts.  Best of luck to your friend, you seem like a really good friend to be doing this for him  And there are family crisis centers that can give counseling to the whole family and by the way, he doesn't have a job so he should go to social services in his town and see what else they can do to help him get back on his feet--- again, he should not disclose that one bank account- and if it IS linked to his primary checking that he uses and they would ask for the records for, he should withdraw the monies from that bank and put it elsewhere and explain the withdrawal as a repayment of a loan to YOU.
351979
You don't tell us what you did in the military so it's a little difficult to offer any employment advice.  If you can, go home to your parents.  Let them know it will be for a short time and you will pay rent.  And then do so.  Next, contact your states Department of Human Services.  You may be eligible for aid while you are trying to get your life in order.  Some states have health insurance for children, WIC just to name a few.  You may even be eligible to housing assistance and childcare assistance.  Contact local temp. employment agencies and have them test your computer skills.  Let them know you are anxious to work, and are looking for a permanent position eventually but will work wherever needed until such a position is available.  If your computer/office/ factory skills are not up to par, look for work in your local Walmart, fast food places, etc. There are jobs that do start almost immediately however they don't usually pay that great so you may need help from loved ones.  Good Luck!\nPS.  Where's your baby's daddy?  He is legally responsible to provide financial support for the baby so ask DHS about routes to collect this money too.
147055
Sorry to hear about your current situation. :( \n\nThe first thing I would do is figure out what city/town/state services are available to you. There is a lot of assistance with housing/food/child care/employment/legal fees/ECT. Your state government must have public welfare/need offices around the area. I would just go in, explain your situation and apply for aid. This is what welfare is supposed to be for, someone who is in immediate need of financial help for a temporary time. They also assist you in going to college if you are interested in that. \nI think you are very courageous to leave him. You only live once, so might as well be happy. Not staying with a person addicted to gambling, drinking, and spending money. Good luck. Feel free to email if you have any questions. \n:)
218113
No I haven't but (it sounds like its a friend) and it sounds like she can get help through a pro-bono place , or a low income based legal services . YOU WOULD BE SURPRISED  at what some places consider LOW INCOME . My sisters husband brings home at least $400.00 a wk (in winter) and at least $600.00 a wk. in summer , and they have a 3 person household . They get approx. $46,000 a year bring home and they get help from W.I.C , Daycare Asst. , food excetra . So tell her - or help her , find those services .
518353
sorry when you have money you can not get help.  I was a single parent as my son was growing up and I did not use aid I got a job and raised him, he then learned if you want something you have to work for it. You could always get a job.  I am disabled and have medicare.  If you are too sick to work you can apply.
96203
I so understand your situation, in the 70's and 80's I raised 3 kids and a grandchild as a single mother and had to work 2 and 3 jobs because full time jobs were not available to women, because they would have to pay benefits so I would get 32 hours at one job 28 hours at another and then I'd wait tables  so I'd have everyday money for food, lunches, ect. the other checks I used for bills.  Unfortunatly this seems to be the same scenareo.  I am now disabled in the prime of my life due to the fact of just not having the recources to take care of my body when I should have.  This country doesn't take care of it's people and from the budget that Bush has put together this year it isn't going to happen if it passes.  Everybody wonders why so many people are on disability so young, honey thats your answer the government pushes the workers, they protect the businesses instead, giving them tax breaks for every little thing they can think of and the employees suffer not only in the short term but in the long run.  I went to college, held down 2 jobs in the process college doesn't pay the bills so I had to make a choice!  In the long run, yes I suffer every day now in chronic pain, but my kids suffered then they didn't have their mother, sure they had sitters but it didn't come close to what they should have had, and no there was no child support at all and no attorney genneral to help me get it even tho I told them where to find him and even paid out of my own pocket! So this is the kind of country we live in and I don't think it's gonna get better, just hang in and VOTE that's the only recourse we have get somebody in congress who cares about the workers, that would be different. But nothing will change if you don't VOTE.
421942
There are social services available. Look in the phone book.  Make a few calls. You should be able to get food stamps and other services and moneys to pay at least some bills, like utilities.\nLook for a community help line. They are set up to help people find the services they need.  All too often people wait to call until the situation is in crisis and that could be avoided or lessened if they had just taken the initiative to call sooner.  I do not mean to sound cold, I do care, I just want you to get the phone book out now and have the other adult make some of the calls for you.\nThere may even be some special needs charities.\nIt varies by location. Here we have a group that is just for coordinating all the charity services available and helping people file for help.\nGood luck as you pursue things.
518883
I live in the USA and struggle everyday. Living paycheck to paycheck. Sometimes not eating so the rest of my family can. I have to roll coins to pay for a few gallons of gas in my van so I can get to work to make more small pocket change. Then the govn't takes so much tax out of my check it leaves me barely enought to pay the bills. Then the mailing system (which is operatted by the govn't) is slow and delivers my payments past the due date, then a late fee is applyed to my account. Then I apply for government help and they say I make too much money to get assistance. But I see others around town riding in high priced cars, going to pickup a monthly government check. Those pple live off the taxes that are taken from my check to sit at home jobless and feed their 9 kids without a father. Then I see them pull into the casino and blow their whole Social Security check, which that tax money also gets taken out of my paycheck. I go to the doctor and pay a $25 co-pay just to see the doctor, then pay the remaining balance that my crappy insurance doesn't pick-up (which also gets deducted from my paycheck) . I have to pay another co-pay for any perscriptions that the doc. perscribes. At the same time I see someone with name brand shoes and clothes on tell the nurse that they are on MEDICAID (operated by tax money the govn't takes from my paycheck) Therefore, they pay nothing! It's all free for them.They might have to pay a small $5 fee for medicine. That the rest of their bills is picked up by the government (the taxes taken from my paycheck). It sicken me to see that I am barely able to hang on, but other people take advantage of the government assistance by continuing to be lazy and unresponsible.  Trust me...this is no picnic. Unless your famous, inharitted money, workaholic, or supported by the government....you are living paycheck to paycheck and nothing more.
461995
I was in this situation myself.  Since you are short on money, I would recommend that you try completing the forms yourself.  See below for a link to a site that was useful to me.  Prepare for a lot of homework.\n\nAs a warning, there are fees which must be paid with these applications.  In addition, one of the forms require that you show that you and your husband are able to support yourself financially.  If you meant literally that you have no money, you may need an additional sponsor (parent, friend, etc.) to help you.\n\nGood luck.
410462
Listen Bill get all those bills and bring them to a financial adviser some banks offer this free sit down and talk and find which is the best way to pay these bills off..then go see your doctor and tell him what is going on he will give you something to help you ..you my friend may be heading for a nervous breakdown....keep in mind that your wife and children love you ..Bless You luv kara
6708
sounds like you need more help then u can find on the internet. I say bake some cookies and do a secret santa.\nwhen our family was down and out my mom just got us all to make our presents.\nit may not be glamoruos,but we had more fun then we would of had if we had gotten what we couldnt afford. And it sounds like u may need to go to court for child support(27%of his income for each child with most cases, that would help)
12381
You do have rights, where do you live, would assist if local. If money is holding you up in the battle, try locating a DADS or POPS in your area, I recommend DADS over Pops though. DADS can steer to to legal de facto or Ex Parte soulutions.
591007
She will need a new sponsor-it doesn't mean a lot.  She will need to either go to school full time or work. She may do both-but one must be full time. She must be in no trouble and remain that way.\n\nShe can get Legal Aid-her local County Government Center can tell her where to find them. If she doesn't speak the language she may have an interpreter.\n\n Yes she can be divorced--our government does know that happens\n\nShe should seek help ASAP.
301107
You need to go through the courts.  Have a child support order made by the courts, with an income deduction order, so that the money is just taken from his check and deposited into your account (no more bounced check worrries).  I went through what you are going through for years until I finally went to the courts.  By this point my ex was $14000 in the hole but had purchased a new car, enrolled in college for his masters degree, and was living great.  But whenever I questioned him about it, he would tell me how hard he was struggling and that he just couldn't do any better.  I, however, was living on a prayer and wish, maxing out credit card for grocery and clothing for my son.  And wondering if I would ever be able to get out of the hole he'd made.   \n\n\nIt took 10 months for the courts to straighten everything out.  I requested that I keep my son's insurance on my policy because my exhusband was very unstable and changed jobs a lot.  They had no problems with that.  They garnished his income tax refund for the next 3 years and made it very clear to him that his child was first in his life, not his new apartment  or car or school. \n\nHe pays the very least a non-custodial parent can pay.  I was not trying to break him, I just wanted my son to have the benefit of both parent's income.  Which I think is his right.  \n\nThink of it as fighting for your children.  You would never let anyone else take anything from them or cheat them.  Don't let their father.  If they lived with him, he wouldn't have a choice about taking care of them.  He shouldn't just because ya'll aren't together.  \n\nYou don't need a lawyer.  Just go to your local office for Child support enforcement.  If you don't know where it is, search child support and your state's name.  \n\nAlso, think about life insurance policy -- child support orders normally require both parent carry one because you need that assurance in the event of an untimely death.  \n\n\nGood Luck!!
561883
what about going to your church and if they cant help maybe they can lead you in the right direction to get help. I understand the hard times as I have had my share but some how it always worked out.  Good Luck