It is better if the interest earned is tax deferred
133891
Definately a 401k eligible mutual fund specializing in resources (oil specifically, but any resources will do)
532844
If you compound the interest (add the interest earned back into the principle) once a year, you get 6%. If you stop every three months, add the interest into the principle and start again, you'll have more money at the end of the year by accruing interest on the interest earned-to-date. \n\nSay 6% per year, works out to 1.5% for one quarter. Instead of investing $100 for a year, you invested $100 for one quarter and made $1.50. Then next quarter, you invest $101.50, by the third quarter you have $104.57, and at the end of the year you have $106.14. Because you invested the interest earned too. In finance, money*time = more money, so it's better to get your earnings ASAP instead of at the end of the year (e.g. daily compounding).
379040
Sure, but you're better of to buy term insurance, and put the difference between term & whole into the IRA.
197523
Invest the money in a high yield savings account.
540374
The interest is tax-deductible for most taxpayers. The tuition was deductible in the tax year the tuition was paid (or billed to student loans).
301161
No, you can't avoid capital gains tax. Unless it is in an IRA if you sell it you pay taxes. That may not be that bad. If it is a long term gain bite the bullet and pay the 15%. The 15% maximum capital gains tax is a big windfall to someone in your situation. No one likes to pay taxes but in your case it is pay me a little now or a lot later.\n\nIf it isn't a long term gain yet then certainly wait until it is.
72932
id you mean systematic?  If so, it is putting away money on a regular and consistant basis into a tax deferred vehicle such as a 401k or an IRA.  The money you put away plus any interest it earns and any growth is tax deffered until it's withdrawel at retirement.
131757
You aren't earning much interest with savings bonds.  The only incentive would be the no tax distribution if it's used for education expenses.  It depends on the type of saving bonds though.  So do more research on the particular type you have and compare the interest rates and the potential tax savings.  Essentially DO THE MATH.
666365
I would do the home equity loan because your interest will be tax deductable.
219556
No, if it is your principal residence, and you sell within 2 years.  However, if this is an investment property, and you are using that money to buy another investment property.  The transaction could be set up as Sec. 1031 exchange, which will result in a tax deferral.
121403
It all depends on what interest rate you are paying on the mortgage and what return you think you can get with your investments.  If the return you think you can get on your investments is higher than the interest you pay you are better off not paying off the mortgage.  For example, say you get 10% on your investment portfolio and you pay 5% interest on the mortgage.  Why take $1,000 away from your investments and miss out on the $100 ($75-$85 after taxes) you would have gotten in return in order to save $50 ($62 after tax savings) in interest in the first year?  It works the same way for successive years afterwords.  So you need to think about what you can reasonably get by investing before you make this decision.
420382
It's only common sense. It is better to get 50,000 (more money) in the first year so that you can invest it elsewhere for additional profit, than to have 10,000 (less money)in the first year.  Money has time value. A dollar in year one worth more than a dollar in year five. Mathematics calculation only confirm this common sense.
204396
It is true...you can use a self directed IRA to defer your tax obligations until your retirement age. Any money that you place into the IRA and any profit that you make can be kept into the IRA account and your not required to pay taxes until you make with drawls at your retirement age. Of course you always want to consult a CPA professional on the specific requirements of this program. But I believe you have it correct in a generalized format. A lot of hard money lenders use that vehicle or a trust to minimize their tax obligations.
292995
it seems good to people who make financially investments.  You will notice that return on mutual funds are doing good, 401K etc.  The interest rate to borrow money is higher  now and the return on investing your money is higher which yields a win/win.
627002
If the interest is about the same between the guaranteed and un-guaranteed investments, I would without question take the guaranteed option.  Even if the interest is slightly higher in the unguaranteed option, having that security is worth the reduction in the interest rate.
536590
You can place the money in a long term, tax deferred annuity retirement account and pay the taxes on the earnings as you are paid the profits.
204282
I just spoke to the principal of an international school about this last week.  His school has worked out a Roth with an office that is in a U.S. territory nearby.  The tax is prepaid so there's no tax or penalty paid at retirement.  Email a investor in the Mainland to see what they can offer.  Some offices are just ignorant of the law, as most folks are for most things like voting, taxes, shipping things to people who are abroad.  You may want to email an investment group someplace like the Virgin Islands, Guam, Puerto Rico...  They're more familiar with policies and retirement programs for Americans living outside the Mainland.