I need a $5000 loan to pay off an outstanding tuition balance quickly. Where's the best place to go for this? Credit isn't an issue...just need $5000 immediately.
127760
Try your bank. That is always a good place to start.
347195
What do you owe money back for?\n\nIf you have prior student loans, you will qualify for an in-school deferment if you go back to school in at least 6 units. Once you are enrolled, contact your lender and they can mail you the deferment application. If your loans are already defaulted, then the deferment will not be an option. If you have defaulted student loans, you must resolve the default before you will qualify for any other type of federal student aid.\n\nIf you owe back for Pell grant from a prior semester, you will not qualify for a federal student loan (or any other type of federal student aid) until that overpayment has been repaid. Even if you are going to use the funds to pay back your prior debt, the school will still not fund you if you have an overpayment on your record because you do not qualify.\n\nSo, unfortunately, your answer is NO. Unless you take out a private loan at a bank.
417426
Dear friend i hope this website will clear all your doubts regarding the loan\n\nhttp://www.nutch4.com/onlineloans.html
650747
Pell Grants...you do not have to pay back. This is absolutely the best way to go, if you can get approved for one.
551745
I am in the same process myself. After you fill out the application, someone from your college should contact you to basically verify all the info and let you know how much you are going to get. Most colleges do not give you the money until the first day of school. Your tuition comes out of the money first and then they will usually cut you a check for the remainder that you can use for books, ect. I started my app the last week of October and the financial aid office at my college said there would be no issue in getting it on time for Winter quarter. You should contact the financial aid office at your college, they are paid to help you out and answer your questions.
337523
Call the lender (or, possibly the collections agency if your situation has gotten to that point).  Many companies are willing to work with you because defaulting on a loan is bad for their business, too.  However, you have to show them that you are a responsible borrower:\n\n1.  Explain to them what happened (tell them just what you told us here)\n2.  Tell them that you will take responsibility from now on (the loans will always be in your name, so even if your mother still plans to pay them off, you should still keep a watchful eye on your account balance to make sure that she is never late) \n3. Ask what repayment options you have at this stage.  Some lenders will put you into a forbearance in order to alleviate your payment problems.  Other lenders will recommend that you consolidate your loans in order to lower your monthly payment.  Others will, as you suggest, devise alternative payment options called an "income contingent" or an "income sensitive" payment plans.  Ask them if they can do this and, if so, whether they can make your payments close to $50.  Generally, once you make 6 consecutive payments on time, you will be out of default, which will help your take-home wages and your credit report in the long run.\n\nRemember, too, that collections agencies deal with a lot of lazy people -- show them that you are different.  If the person you speak to is having an "off" day or doesn't seem willing to help you, try again.  Consider asking your former Financial Aid Office to contact them on your behalf (I have done this for students) -- sometimes they are more pleasant when dealing with someone "in the business."\n\nFinally, one of your rights as a Stafford or Perkins Loan borrower is that you be allowed to speak to an ombudsman when things get rough.  You can find one and learn about what they can do at http://www.ombudsman.ed.gov/  (Basically, an ombudsman is an individual who resolves disputes through an independent viewpoint; they do a lot of impartial fact-finding to make sure that you have been treated fairly.)
176601
Focus on these three things: interest rates, fees, and customer service.\n\nThe cheapest college loans are going to be the ones with lower interest rates and low (or no) fees. These, however, are the loans that require the borrower (or the co-borrower) to have pretty good credit.  If this sounds like you, you might be in a good position. To obtain a list of loan companies, try checking with your school's Financial Aid Office to see if they have a list of recommended private loan lenders.  Schools are approached *all the time* by lenders looking to obtain their business.  If your school has an existing relationship with a lender, they might have worked out some additional benefits to you, the student, for borrowing with that lender. [You should still do your research, though.]\n\nOnce you have a list of lenders, check their websites for rates and fees.  These should be laid out clearly and, if they are, not give that lender a call.  Some lenders will offer one rate for all borrowers. Other lenders might say things like "rates as low as..." which should immediately signal to you that your rate *could* be higher.  This "as low as" statement implies that the interest rates are "tiered," meaning that YOUR rate will depend on your (and/or your co-borrower's) credit.  A good example of this is Sallie Mae's Signature Loan, the most popular (or, at least, the most often borrowed) private educational loan.  With this loan, students are given a lower interest rate for having applied with a co-signer. \n\nRE: Loan fees.  These aren't desirable, per se, but they aren't the end of the world either.  Sometimes, the only way that a company can offer a really good rate is to take a couple hundred off the top (example: MEFA offers super-low rates on some loans, but they do charge a fee).  There are borrowers that absolutely refuse to borrow a loan that has fees and, if this is your philosophy, that's fine. But weigh all your options and do the math.  Make sure that the up-front savings are worth it. (Try a loan repayment calculator like the ones on www.finaid.org -- these will give you a good sense of how much money you might save [or not] in the long-term).\n\nAnd while you're looking at the up-front benefits, make sure you ask either your lender or your school about any "back-end" (repayment) benefits.  Many companies will offer you a discount of .25% for having your monthly payments automatically (or for setting up online billing).  \n\nSo, what else differentiates one company from the other?  Well, nothing that you can see in writing on your promissory note... BUT, you might want to consider the following customer-service related questions:\n\n* Can I make my payments (view my statements, see tax information) online?\n* Will this company sell my loan or will you be my contact for the life of the loan?\n* What kind of options do I have for forbearance or deferment if I am having trouble making a payment later on?\n\nWhile a company with good customer service may not save you money, they make save you a lot of heartache and hassle down the road...\n\nSome loan companies to research:\n* Sallie Mae (or one of their subsidiaries, such as Nellie Mae, AMS, etc.)\n* Citibank\n* Citizens Bank\n* Sovereign Bank\n* Wells Fargo\n* Bank of America\n* Access Group\n* Key Bank\n* EdAmerica\n\n[Above, I only listed companies with whom I've had positive experiences -- there are countless others, of course, that may also be a good fit for you]:\n\nNote: Before you choose any of these companies, do a quick check to make sure that there isn't a company in your state that offers low-interest loans to their residents.  Some states so this and, very often, the rates are unbeatable.  [Some examples: MEFA (Massachusetts), VSAC (Vermont), and the Alaska Commission on POstsecondary Education.]
607898
you should file for financial aid first. that will not pay for all of it. you can search www.collegeboard.com or something of that nature and fin scholarships, and if you still need a loan you should use Chase.
164177
I just received this loan application form and know nothing about it, but check it out.\n\nNorthstar Systems\n162-01 Northern Blvd., #199Flushing, NY 11358\nPre-Approval Loan Application\nFast Approvals on All Types of Loans-Guaranteed!\n\n\nNeed a Cash Loan for Personal or Business use, or a Debt Consolidation Loan to consolidate all your bills? We can assist you immediately.\n\nOur service offers:\n·Unsecured Personal Loans from $500-$10,000.00 (Bad Credit Accepted)\n·Debt Consolidation Loans up to $50,000.00\n·Military Loans and Federal Employee Loans\n·Business or Business Start-Up Loans (no limit)\n\nWe accept BAD, FAIR or NO credit applicants. Of course good credit is always welcome! No Homeownership Required! Loans amounts from $500-$250,000 available.\n\nWith over 12 years experience, our Nationwide Loan Service has helped thousands of people get the money they need, when they could not get a loan from any other source. Regardless of past credit history you can get the money you need, and re-establish your credit today!\n\nNorthstar Systems is a company dedicated to excellence, offering our customers prompt individualized service which is fully guaranteed.\n\nThe majority of applicants who apply are approved for the money they need. Of course, your are under no obligation to accept the loan even after you are approved. Interest rates are low, with flexible payment options to fit your needs.\n\nEven if you have been previously turned down, filed bankruptcy, have bad credit or good credit, we can help you get the money you need today!\n\nPlease complete the short Loan Service Application. Return it along with your one time $35.00 application Fee. Instruction on next page.\n\nWe believe in putting our money where our mouth is! In other words. If we do not successfully assist you in securing your loan, you owe us nothing. Your service fee is 100% refundable if you do not receive your loan.\n\nThe entire process takes 7-10 business days from the time we receive your Loan Service Application. You are under no obligation to accept the loan or loan amount offered once you are approved. You decide!\n\nOur service is 100% GUARANTEED\nIf your loan request is declined for any reason your service charge is refunded.\n\n\nHere is the actual loan application (the formatting is all messed up in this narrow space, but maybe you can at least tell what info they need:\n\nLOAN SERVICE APPLICATION FORM\n(Please Print)Date\n\nTell Us What Type of Loan You Need. Check One or All. We ask for general information only, we do not run a credit check!\nPersonal Unsecured LoanBusiness or Start-Up Business Loan\nDebt Consolidation LoanDebt Consolidation Program\nMilitary Loan-Federal LoanStudent LoanAuto Loan\n\nAmount of Loan Needed?How did you hear about us? \nApplicant Name \nPhone NumberE-Mail Address (If you have one)\nAddressCityState Zip Code\n\nMortgage'\nRent OtherTime at Current Residence\nEmployer's NamePosition\nLength of Employment Monthly Income Other Income\n\nCo-Applicant Name (If Applicable)\nPhone NumberE-Mail Address (If you have one)\nAddressCityState Zip Code\n\nEmployer's NamePosition\nI understand that all information given in this service application to Northstar Systems is held in strict confidence and is for general information only.\nWe Guarantee a Refund if for any reason your loan request is denied! 100% Guaranteed!\nThe company guarantees the client will be approved for the loan request or the service fee will be refunded. The company will assist the client for 60 days to secure a loan or financially related service. Client will pay service fee of $35.00 for processing loan information. Client will apply to referrals provided. Client must show applications were submitted and were declined by three lenders to be eligible for a full refund. promotional offers can be cancelled without advanced notice.\nLength of EmploymentMonthly Income\nOther Income\nApplicant Signature \nCo-Applicant Signature (if applica
97408
Save up before hand. Also you can  get student loans and/or grants and scholarships. Just apply in the financial aid office. I never got a loan but did get both a scholarship and grant (you don't have to pay these back). Also another thing I did was work at the University. You could find a flexible job there that works around your classes and only work up to 20 hours per week.
502863
I am ever so slowly working on repairing mine. I went from having bad credit to no credit and now I have recieved offers from about 4 different places (two of which are department stores, the other two are regular credit cards), so I am just at the bottom, but I am going the right way! (My bad credit was caused by my getting married too young and having an ex who got me to sign checks that we knew would bounce...I'm just damn lucky I didn't end up in jail!) But I don't know how good your credit score has to be to get one of those home loans. I'm not to that point yet. My personal near future worry is paying off student loans since I will be finishing up a masters degree, so I won't be able to think about a house for a while yet. But it sounds like you (and me) are going the right direction! Good Luck!
307404
Don't worry they will figure it out and demand it back right away.That happened to me with a student loan one time but I didn't take the money I called them and told them about it because I knew they would figure it out and I would have to pay it back right away, best to not touch it and let them know.
536416
I'm not sure where to get a grant ,but you can go to Prosper.com which is a Peer to Peer loan group. You can slowly pay back the loan at a certain interest rate while you go to school.
413685
Hello there,\n\nYou still do have many options, but i would need to know more information in order to accurately give you a suggestion..\n\nYour in a situation that alot of students find themselves in these days with such high tuition rates..\n\nWhat i would have to do is take a closer look at your situation and then advise you from there..\n\nI work with Student Aid Lending, we are a nationwide title IV lender administered by the Department of Education... I would be happy to assist with your federal student loans... \n\nTake a look at my yahoo 360 profile.. There is alot of helpful information there for anyone to view.. You can also find the direct link to my website..\n\nhttp://360.yahoo.com/my_profile-hluduhmi...\n\nIt is actually a VERY SIMPLE process, it can be completed in 10 minutes over the phone and internet...\n\nFeel free to call or email me at any time.. Im available at all times to answer any questions or concerns you may have..\n\nI hope this helps!\n\nJason Fry\nStudent Aid Lending\n1-800-964-0642 ext 114\njasonf@StudentAidLending.com
525380
Most private student loans will be sent directly to you.  One company that I have had a wonderful experience with is think financial.  It only took minutes to apply and i had a check delivered to me in a week.  Great company with great customer service.\nCheck out their site at:  http://www.thinkfinancial.com\nGood Luck.  If not them, most other private loans offer the same type services.
446459
Payday loans. They suck, and the interest is awful, but that is what they are there for- people who need the money NOW. You can do a few at a time, and even online. I think there are places you can go and they give you the money in person. Otherwise, call up Grandma or someone you know with $. Good luck!
468524
I had really crappy credit and was able to get a student loan.\nStudent loans aren't the same as bank loans, you fill them out along with your federal grant application and they base the award on factors like what year you are in, if you've progressed since the last loan (so you can't be a freshman for five years), if you're making acceptable grades (C average) and your need.\n\nSign up for everything, grants, work study and loans so the loans will be the smallest award since the others will cover the rest of it - and you will have less debt in the end.\n\nAnd turn your car in and cut your losses.