Need help "BAD" in the way of a loan, so that I can get back\n  on my feet and bills caught up. I am doing all I know to do\n  but feel that a loan will help turn things around for me.\n don't mind making payment for loan,but this one loan will \n clear up debt for me . I don't make enough to handle it all.
136016
you should get a consolidation loan but without a job that may be rather difficult.  you could try finance companies but the interest is very high
365091
If you can repay the loan in 2-2 1/2 weeks, perhaps you can work it out so that you don't need to borrow any money. How about selling some things? That way you won't incur any more debt. You may also be able to get another job on weekends and evenings.
251960
Try and try again with your bad credit, make sure you get student loans from the bank or wherever.  Maybe these other expenditures should be used to keep your bills paid and such rather than making your credit worse.
330547
Sometimes a small loan is not the way to go.\n\nIf your collateral is enough, you may be able to clear up some of what is causing your bad credit. Furthermore, depending on the specifics, sometimes the bank would turn down a small loan because they cannot make enough on it when they would accept a larger loan as being more profitable. I know this is counter intuitive do not let it discourage you be encouraged by that fact.  \n\nWithout specifics of the collateral and your bad credit it is hard to give you an answer that is good for your specific circumstances. \n\nIf you have a bank that you normally deal with checking or savings then try them first.\n\nDo not let predatory lenders take advantage of your circumstances.\n\nYou will handle this well.
343752
Consolidation is a good idea.....as long as you take this warning.\n\nOver the past few years, many people have gone to consolidation and home equity loans to try and cure their credit problems.  They take all their bills and combine them into one bill, which generally is going to be mean a lower monthly payment, but will take longer to pay off.  OK, so far so good.\n\nThe problem is that these people turn around and charge thing on their "now empty" credit cards.  The result is they are now twice the amount in debt.  They end up filing for bankruptcy.\n\nOver the past two years the vast majority of people who filed BK did it for that reason.  \n\nSo as long as you understand this trap, you will do ok.  Consolidate your loan, but STOP further credit spending.  Get rid of the credit cards and try to use all of your disposable income to get this new loan paid off.  \n\nOtherwise, start looking for a bankruptcy lawyer.
164177
I just received this loan application form and know nothing about it, but check it out.\n\nNorthstar Systems\n162-01 Northern Blvd., #199Flushing, NY 11358\nPre-Approval Loan Application\nFast Approvals on All Types of Loans-Guaranteed!\n\n\nNeed a Cash Loan for Personal or Business use, or a Debt Consolidation Loan to consolidate all your bills? We can assist you immediately.\n\nOur service offers:\n·Unsecured Personal Loans from $500-$10,000.00 (Bad Credit Accepted)\n·Debt Consolidation Loans up to $50,000.00\n·Military Loans and Federal Employee Loans\n·Business or Business Start-Up Loans (no limit)\n\nWe accept BAD, FAIR or NO credit applicants. Of course good credit is always welcome! No Homeownership Required! Loans amounts from $500-$250,000 available.\n\nWith over 12 years experience, our Nationwide Loan Service has helped thousands of people get the money they need, when they could not get a loan from any other source. Regardless of past credit history you can get the money you need, and re-establish your credit today!\n\nNorthstar Systems is a company dedicated to excellence, offering our customers prompt individualized service which is fully guaranteed.\n\nThe majority of applicants who apply are approved for the money they need. Of course, your are under no obligation to accept the loan even after you are approved. Interest rates are low, with flexible payment options to fit your needs.\n\nEven if you have been previously turned down, filed bankruptcy, have bad credit or good credit, we can help you get the money you need today!\n\nPlease complete the short Loan Service Application. Return it along with your one time $35.00 application Fee. Instruction on next page.\n\nWe believe in putting our money where our mouth is! In other words. If we do not successfully assist you in securing your loan, you owe us nothing. Your service fee is 100% refundable if you do not receive your loan.\n\nThe entire process takes 7-10 business days from the time we receive your Loan Service Application. You are under no obligation to accept the loan or loan amount offered once you are approved. You decide!\n\nOur service is 100% GUARANTEED\nIf your loan request is declined for any reason your service charge is refunded.\n\n\nHere is the actual loan application (the formatting is all messed up in this narrow space, but maybe you can at least tell what info they need:\n\nLOAN SERVICE APPLICATION FORM\n(Please Print)Date\n\nTell Us What Type of Loan You Need. Check One or All. We ask for general information only, we do not run a credit check!\nPersonal Unsecured LoanBusiness or Start-Up Business Loan\nDebt Consolidation LoanDebt Consolidation Program\nMilitary Loan-Federal LoanStudent LoanAuto Loan\n\nAmount of Loan Needed?How did you hear about us? \nApplicant Name \nPhone NumberE-Mail Address (If you have one)\nAddressCityState Zip Code\n\nMortgage'\nRent OtherTime at Current Residence\nEmployer's NamePosition\nLength of Employment Monthly Income Other Income\n\nCo-Applicant Name (If Applicable)\nPhone NumberE-Mail Address (If you have one)\nAddressCityState Zip Code\n\nEmployer's NamePosition\nI understand that all information given in this service application to Northstar Systems is held in strict confidence and is for general information only.\nWe Guarantee a Refund if for any reason your loan request is denied! 100% Guaranteed!\nThe company guarantees the client will be approved for the loan request or the service fee will be refunded. The company will assist the client for 60 days to secure a loan or financially related service. Client will pay service fee of $35.00 for processing loan information. Client will apply to referrals provided. Client must show applications were submitted and were declined by three lenders to be eligible for a full refund. promotional offers can be cancelled without advanced notice.\nLength of EmploymentMonthly Income\nOther Income\nApplicant Signature \nCo-Applicant Signature (if applica
621171
Well this has nothing to do with dating but..... it all depends, if your accounts were closed by the grantor(the company giving you the loan)then your score could have been lowered by about a hundred points so it might be down in the low 500s, but if like you say you are paying your bills now, it should go back up in like 2-3 yrs that is saying that you continue paying everything oin time, in like a year or so try opening some new accounts or buy a car on credit, and keep up with the payments, and always remember not to owe more than 50% of your limit
513889
Why should somebody, a total stranger, loan you any money? If the situation was reversed would you loan any money to anybody? Think about it.....then find some work and save some money. Good luck!
26343
Prima facie I do not think there should be any difficulty in getting the loan .   Probably your bad credit is haunting you .   Assuming you have bad credit ---due to any reason whatsoever --- it should be possible to explain to the potential lender the reasons which led to the problems .  You may further convince the potential lender that the causes --which led to bad credit---no longer exist .   It is a question of putting up your story in a proper way .   Of course the problem can be solved quickly if the lender listens to your story with empathy .  If this does not work , --as a stratey ---you may try high cost loan where the credit rating may not be an issue .   After repaying some part , you can approach a new lender who offers you " take over loan facility " at a soft rate.    He will be guided by the latest record of repayment .   All in all , it should not be difficult matter.
92000
As far as I know if one of your credit rating is good, then it wont matter if the other's is bad - I think its like some loans.  Co-signer w/ good credit = :D
28868
Just paying a few dollers each month will put you in good standings credit wise. All you need to do is let them see you are making a little effort also if you need assistance you can go to your local human services and they could help you get some assistance. Good Luck cause I know how it feel I got overian cancer and had no insurance now I have thousands of dollers in bills. It seems like they never stop mailing you bills but like I said just show them a little effort.
317662
Providing you havenet used it yet, student loans come wiht what is called a forbearnce. Its used in times of hardship. YOu need to call your loan provider and see if you can apply for them. You may not be able to now that you've defaulted but its worth a try. the forbearnce will bring you current, and maek it so you only have to pay the intrest on you loan. I had to use it.
551947
Keeping lines of communication open is good. Also, try to make any payment you possibly can. At this point, you may have to bite the bullet and get ANY job just to pay the bills. You can still search for a permanent job but it would be crazy to lose a house you almost have paid off if you can go down the street and get a job at fast food, a retail store, etc. Heck, deliver pizzas! If you can possibly do so, get a roommate. Do whatever it takes to bring in some money (legally) and keep the lender aware of all your efforts. Once you get 4 mths behind, they can start the foreclosure process. If your credit is okay, and since you have some equity in your home, you may be able to take out a home equity line of credit - but I'm not a big fan of treating your home as a bank, esp when the problem is that you have no money to pay the mortgage as it is....it's like robbing from Peter to pay Paul. Because you're going to have to then pay back on the HELOC as well. So this would be a last resort.
209953
I do loans for people with bad credit all the time- and some are really bad.  Your best bet is to have a mortgage professional review your credit, income, and savings and they will be able to tell you what you qualify/ or not qualify for.
565592
yes I do that type of loan, How is your credit score? Can you prove your income (W2 etc)?What is the buy back price?Please email me the answer and I will tell what you can get. Johng@oldmerchants.com
244598
Well, to be honest with you your best bet would be to put the money in the bank that you plan on paying the credit cards off with. Each month you can pay over the monthly limit, but make sure you make your payments on time. By just paying off your debt it's not going to really help your credit score. They want to see someone who has really established themselves and has a good reputation. You might be able to get a loan anyway, but I will advise it might not be the best nor the cheapest interest rate. These are definite things to keep in mind.\nIf you do these things it will help your credit score, and you will be building a good reputation for your credit. This will also cause your credit score to go up. Once you have established good credit again, you will be able to get the loan you want and deserve. Hey we all fall into some bad times. So you aren't a bad person!! Just get back up on your feet, and move on. Life throws us curves and sometimes we have to duck, sometimes we have to tread through! \nMy suggestion to you would be to go to the websites I have pasted below. It explains what is a credit score, how do I get my credit score up. \nGood Luck, I hope this helps!
200819
It basically means putting all your loans into one place and then you only pay one person the amount of the loan instead of paying several places.  It is worth considering but you must get a good deal before saying yes.