we are 64 and 67 and we will now have to pay for our medical and presription coverage and our work penison is being reduced because of companey where husband retired from is in bankrupty.
138119
Plenty.  You could babysit schoolchildren afterschool "under the table".  Make crafts and sell them, offer to housesit for people, sit with sick or elderly people so their families can get out once in a while, do some laundry or housecleaning on the side, offer to garden for $, yard sales, flea markets . . . my aunt buys old jewellry dirt cheap, cleans it and resells at the flea market for 3 times what she paid.  My husband grew and sold flowers one summer . . . my sister babysits on the side.  Good luck!!
488937
We do not have health care because doctors would have to take a cut in pay, they are a powerful group. The selfishness of the upperclass is incredible!!!!!!!
334929
No, it will now be 'pleasure BEFORE business' ! \nThe present day senior citizens will be spending a lot more, on rejuvenating themselves, and looking younger - as that is what all the advertisers are now conning them into !
594938
Married couple`s allowance is no longer available unless either you or your partner were born before 1935.  It was phased out a couple of yeas ago, you`re out of luck!
161827
It has always been my experience that people who dont want to pay are not worth working for.Senior citizens that want a challenge can get plenty of those by volunteering for the Red Cross or any one of a thousand charity orgs.That's where you can find most of them right now.
40129
This is terrible. I truly wish in the US you had universal health care coverage like other countries.\n\nAt this point, you might want to consider trying to publicize your case in the media. And also - someone has to talk to your Dad, and make him realize that, though we have a human need to place blame, we don't always have somebody we can blame. Given the close brush he had, he might be wise to focus on the more important things: no matter how bad the finances are, any day spent on this side of the dirt, is a good day. \n\nYou might also have him visit a bankruptcy specialist - I know that the Feds have made it nearly impossible to declare bankruptcy now, but there might be a loophole somewhere.
298069
Turning 30, because your insurance premiums go down.
155753
No, the problem is multi lateral.\n\nThe main issue is that starting in 2011, there will be more people getting benifits than those that are paying into the fund.\n\nWhy 2011?  The "Baby Boomer" generation will start to retire.    Because of the development of birth control and abortion they did not adequately reproduce themselves in order to sustain the program.  Hence our population demographics now resembles a sort of reverse pyramid... with the greater percentage of those becoming older moving to the  top.... So what happens?  It naturally falls and collapses.\n\nThe second issue is that the Social Security fund is used as a cash money 'grab bag' Not enough money in the budget for Senator Wastepennies project?  Get it out of Social Security.  The result is that there's nothing in there but a big I.O.U. and the populace is basically paying the benifits as we go along.
603716
It is either let your father go since Medicare won't pay, or get the money together and save his life and keep him around.  That's a tough decision, but I think I would have to get the money somehow and get the procedure done.
335980
It is very hard. I am on that road too. Father is in the same boat. You have 2 basic choices, you take guardianship and to heck with their wishes and make the decisions for them. Not the nicest way to go. Or you find out who deals with the seniors in their area and you have them set up things that make life more manageable, if not perfect for them. Hire helpers, volunteer drivers and visitor. Can you get nursing aid to visit for medical checks and medication management? It a long and winding road at best, but  really all they want is as much independence and dignity as they can  muster at their ages. Here we have a commission on aging that will help you review your options, they can asses your parents and see what the underlying reasons are for missed medication (lack of money, forgetfulness, too cheap to buy it, difficulty taking it) When the send out a worker list here i know that background checks have been made and references are checked, it is still a hard match to get personalities to mesh. In reality I make the drive myself several times a week, do shopping, get meds, do heavy cleaning, fix televisions ( remotes baffle him he keeps locking the features out). Life would be far easier if he would move into a assisted living or agree to live here, but alas he has rights to stay where he is and be independent as long as he is mentally fit and not a lear danger to himself and others. You have to realize a large portion of their life was in that house, it marks their history, accomplishments and memories. You may just have to dig in and make it as safe as you can for them. Talk to  a senior center, social worker, aging speialist and know what options are there and what rights they have and what benefit they get from not moving. Its complex, do a lot of asking and research. And talk to them plainly about how much stress and worry you have about them, but listen to them too. Good luck.
209169
Social security was a bad fix for a problem a LONG time ago.  You can thank the new deal for this horrible system we have today.  Your social security that you pay for does not go into some big fund that grows until you retire, instead it is instantly used up to pay for current retirees.  This works as long as you have more working adults than retirees, a situation that might not always be the case. (Especially if we continue to let in illegals, and then give them amnesty, more people able to draw retirement who didn't pay into it, sounds fair to a liberal!)\n\nHow do we reform the system, there are a lot of ways!  But nothing will get done if every time it is even mentioned every single democrat without thinking yells "Stop taking money from the elderly!"  They will oppose any effort at reform in any social program, so I guess our only hope is to stop electing democrats.\n\nNotice I didn't say electing republicans was the answer either, try electing some independents who support your issues! The 2 party system is quite possibly the worst thing to happen to our beautiful democracy.
248764
You are probably too late to file personal bankruptcy now that the law has changed anyway.  I don't believe there is an exemption for life insurance, but you need to see a lawyer.  Or maybe work out a plan with your creditors whereby you will give them the money you owe them back over time.  Sell your car (take the bus), sell your television, learn how to budget.  Sell the children (no, wait, not such a good idea!)\n\nGood luck.  Get some help to get out of this mess and to stop you from doing it again!
674918
I've never had to do anything like what you're doing, but if I did, I'd start by contacting all the senior citizen centers/organizations, hospital auxiliaries, banks, garden clubs, business and professional groups, as well as area churches. Many of these organize tours or "caravans" for their members. Ask to be put in contact with the persons responsible for this.
330988
If you are 30 and unmarried, i'm sorry but your just an old maid. Make sure you can financially care for yourself and your cats.
215686
Talk to a licensed insurance agent in your state - or more than one.  The 276/mo for you is a decent rate depending upon your health and your state.  Take a look at your overall financial situation then ask if you have enough resources to retire or if you need to continue to work and for how long.\n\nGood Luck\nNote:  This is not a solicitation for sale of any insurance.
53911
Probably no copay, premium or deductible.  Yes, I believe they are covered for the rest of their lives.\n\nSo unfair.
452082
You might, but you will need to contact Medicare or the company you have your plan with.