Also, do you pay the bank in cash, or can they take the funds out of your chequing account?
136312
First question:\nA certified check or cheque is a form of check where the bank verifies that sufficient funds exist in the account to cover the check, and so certifies, at the time the check is written. Note that this does not guarantee that sufficient funds will still be in the account when the attempt is made to cash the check. The purpose of certify a check is to guarantee funds, the amount of the check is held by the bank when it is certified. Otherwise there is no reason to certify a check.\n\nSecond Question:\nI would ask your bank what there policy is, every bank has different procedures and policies.  \n\nHope this helps.
626361
I never go in banks either if I can get out of it .. It is almost as bad as going to get your car tags. I hate checks that have that statment on them and will send them back and demand payment  with out that restrection on them or auto deposit. But again they don't have me bent over because I don't need their money, just that its mine and I want it. You should not have  to jump through hoops for them. I guess you have to have their money to live so you can't fight with them for a month or two. Sounds like you are bent over. lol
600003
you should call your bank that issues your checks immediately if you haven't already done so... They will close your account and you won't be held responsible for those checks.
153879
Of course you can, as long as you aren't into illegal activity, like laundering. Banks prefer you deposit the cash, they make money on it, you make money on it everybody is happy!
15335
Depends on what you mean.\n\nMany companies using clearing or payroll accounts setup specifically for this purpose. Generally, they don't have money in them until the very last minute that it is needed.  For example, if I send out 1000 payroll checks, history might tell me that 75% get cashed in two days, 10% more the 3rd day, and the remaining 15% over the next four days.  I am going to fund that payroll account the amounts that I think are needed for that day, and keep the rest invested until later.  If the account is overdrawn, the company gets charged something.  Companies that are this savvy about their cashflow, usually have agreements in place with their bank that allow them to overdraft the account and be charged daily interest until they put the funds in to covered the cleared checks.  So, if you are working for a company that might fall into this category, this could be a possibility.\n\nThe other possibility is that the company just doesn't have the money to make payroll.  If you think this is the case, contact your state's employement security office immediately and file a claim for uncompensated work.
250335
If you have never bounced a check with this bank before call them and bitch about it, first offense they usually remove it. Otherwise it can be 5 cents and they will charge you. and the going charge is about that. Balance that book every month and don't ever let it get so low again because the vultures will get ya.
457377
You will need cash.\n\nHowever, you could get a cash advance from your credit card but the fee for that is generally on the order of 3% of the amount obtained plus the cash advance will accrue interest from the day you take it out.\n\nFor a likely a smaller fee you could have Washington Mutual wire transfer the funds to a local bank that would then cut you a cashiers check.
98127
You should contact the Bank directly and ask them.  You won't get any good answers here.
169734
They need to confirm the bank number and account number. You just write VOID in BIG LETTERS on the check so no one else can use it. It's not a big deal. Good Luck! And make sure you enter it in your register as voided.
143127
won't your bank loan you the money ?\n\n(sorry about the inane responses you've got at the beginning)
95826
generally banks won't close an account that is already open and in good standing once you are reported into the chexsystem. There's no way to get out once you're in unfortunately. however there are banks that offer second chance banking once the debt is paid off and you have proof. Wells Fargo is one of those banks.\nAs far as payday loans go, you need to get out of that cycle. It's tough, I know. Been there. But it's trap and you'll have to wean yourself off of it and never look back. AS someone who is in the chexsystem myself, and as someone who once had FOUR payday loans going at one time, I know. I was paying $400 a month to MAINTAIN the debt at one point. That was the same as my truck payment !
484593
You can open a community account and you will pay reduced fees if you are non profit making for this element of the business.  You should have more than 1 signatory on the account, maybe yourself and any one of 2 others.  You and they can then write cheques and withdrawal slips with the protection a single named account does not have.  Most of the banks and building societies run them, Barclays do a good one and so do Nationwide.  You will need to go in though and not do it online.
473528
You can ask for counter-cheque from them, 3 or 4 cheques at a time. they have to give it to you. Its free~\n\nIts just another way to get chqs, if you don't need styling
346637
Yeah that's not a problem - they will convert it to GBP. Think you might have to sign it or write your town/city on it somewhere. \n\nWe just banked a cheque for 2500USD & got charged £10.50 from the bank so you'll get charged about that amount I would imagine.
53315
The banks usually have cameras on every counter. Find out when your cheques have been cashed and then get the bank to help you. You issued the cheques, so you do have the right to know who cashed them in.
410702
At the most they can screw you. They can definatley take a strict action coz its not the bank money its the money from general public which goes to bank as saving. Make a clear statment to them that you are willing to pay at later date.
315302
It's simple, you just take the amount of money to a bank or the post office (I think the post office has a limit as to how much they'll do the money order for, and the bank will probably charge you more in fees).  They'll charge you a fee, and write you up a little slip of paper that looks like a cheque with the amount you paid on it.\n\nYou just fill out the details on the money order and it's all done!