If an insured is injured in an automobile accident and the insured pays for prescription medication, will the insured be reimbursed?  (If so, from what source and in what amount?)
136662
You need to contact your insurance company.  The answer to this is state specific.  It will depend on whether you are in a "no fault" state or not.  Also if you are at fault or even partially at fault.  Also, what coverages you carry on your policy.\n\nIn Connecticut, there is no "no fault" coverage.  If you're at fault, you need to be carrying medical payments coverage to pay for any medical bills related to the acident, including prescriptions.  If you're not at fault, then you can collect reimbursement from the other person's insurance.
448684
I am a paramedic and have to deal with Malpractice lawsuits from patients on a regular basis.  This is not due to a lack of patient care on my part, but more that the individual is looking to make a quick buck.  The health care system is here to help and I promise you that the medical professionals that work in the system are not making a fraction of what your insurance pays.  The small private clinics, like the one you went to, are a gray area.  You should talk with the Podiatrist and share your concerns with them and find out why he provided you with the care that they did.  If in the long run, you decide to sue, make sure the money your asking for is appropriate and dont pull that "mental anguish" crap.  Medical professionals are only human and cannot be expected to be perfect.
517097
If no one was cited for the crash then the insurance does not have to pay a penny even if the other person told you it was their fault and gave you all the insurance information.\n\nExample. I know a guy who cut someone off and side swiped them. He told them it was his fault and gave the insurance information. They agreed not to call the police but 3 hours later he got a phone call from a cop asking him what happend. The cop looked at his cars damage and could not determine who was at fault. Even so he told them his insurance would pay and he already filed a claim to have them fix the car, he was pissed that they called the cops and called the insurance and cancled the claim. The insurance said as long as he wasnt cited they wont have to pay unless he wants them to.\n\nYou probally pissed the person who rear ended you off when you called the police. You should of worked it out with them and had them agree to have their insurance pay for your car.\n\nIts probally to late.
31892
Not sure how you can get paid if neither of you had insurance.  But my best advise is to contact an attorney.  I know attorney's charge a fee, but you may want to check out www.allexperts.com and find an accident attorney on that site and ask them the same question.  It is a free site and you can find experts in almost anything there.  I use it myself.\n\nGood luck and I hope you can find an attorney on allexperts.com.
75429
Every state has an Insurance Commissioner who oversees the insurance industry.  Contact them with the details, including photocopies of any written proof you have available.  There may have been a law passed that requires them to add some tax or something.  But it does not sound fair the way you describe it, no.  Was there some change in the circumstances, such as a person who is covered who had an accident or was arrested, which put them in a higher risk category?
112630
There really is no "ballpark" but it will be a good amount.\n\nBe aware that most states have "resident relative" laws pertaining to insurance.  That means that if your child is involved in an accident on his own policy and the damages max out his policy, and he lives with you, if you have excess insurance (higher limits than he does), the other party can pursue your insurance as well.  I am not sure if this applies in Texas, so I would ask a broker or whatever insurance company you call, if you try going direct (like through GEICO).  You will probably need to set high limits on your child's policy at least equal to your own to avoid something like that.
626250
I have worked with insurances at a doctors office for 5 years and have had very similar problems to this.  The insurance company should not have a problem filling the correct dosage prescription if your doctor's office calls and explains the situation.  I've never seen it be a problem in my experience.  Good luck.
471060
I work for a personal injury firm. When you get into an accident, it doesn't only depend on how much of your medical bills are. It depends on how injured you are. Just because you were in an accident doesn't mean that you will get compensated b/c of your medical bills. You must prove significant injury. But based on your 100K in bills so far, it seems pretty serious. So I wouldn't worry about. \n\nHowever, you can't get more money than what the policy has. You have a lawyer right? They will file a suit for you. What you should tell him is the file the suit now because your case will take a long time to settle if you don't. \n\nAlso the only way you can get more money from the accident, is if (a) you have an underinsured motorist policy that exceeds that amount (which you can get the difference, if it settles for their entire policy) or (b) they have an umbrella policy (that's a homeowners policy which could be in the millions, but if their not homeowners then theres no policy); \n\nAnother thing you have to check is when they told you its a 500K policy, is it a single combined limit? (that means all injured parties will have to share the 500K in the policy, no matter how many were injured or their injuries) or is it a 250/500 policy? because that means that the most you can get as an individual is $250,000 only. It's basically $250K per person/$500 per accident. So you should find out because if you weren't the only one injured, then you'll be looking at the funds being split amongst the injured parties. \n\nWhen you sue, you are basically suing for pain and suffering, emotional distress, and loss of enjoyment of life. Those are thing s you must prove. Psychologist, can prove emotional distress. Enjoyment of life? like not being able to workout, go dancing, have intimite relations with your significant other. Those are thing s you must prove, especially if it goes to court. \n\nGood luck.
101201
My husband was in an accident same thing Dr. wanted him on pain meds.. Now there is a device out there that is called Pulse generator that is transplanted in your back. They put a lead up your spine and then implant the device in lower abdomen or lower back.You have a remote that turns it on or off. The company that makes it is Medtronic. If you are interested in this product I can give you alot of info. My husband is almost completely off meds.. Insurance companies will pay. You have to get his pain management Dr. to see if he is a candidate than a Nero-surgeon puts in it. It is a miracle device. About every 3-5 yrs they must go in and change the battery in your back. An over night op..
84439
Take the police report to your doctor. Your insurance might not pay, but the doc should refill the script.\n\nYou can copy the report and send it to your insurance company if they don't pay.\n\nBeen there, done that.\n\nLast ditch effort, it will cost you but it is better than going cold turkey, go to the emergency room and tell them your knee is killing you and you need meds and can't wait for your doc.
171254
I would go to the pharmacy company's website to find out. If need be, call the doctor's office and find out. It doesnt hurt to ask.
299528
ask your doctor-the one that prescribed the medication.
299907
Perhaps:\n\nYes you are covered by the institutions liability insurance, but this is also true of MD's and PharmD.  They get there own because they want someone fighting in their corner fighting for there best interests and not the hospital or pharmacy.\n\nTechs have liability when they make a mistake regardless of who checks it, however it is doubtful a lawyer would sue because they do not have the deep pockets a MD, PharmD, Hospital, Chain pharmacy have.\n\nSo theoretically Yes they should, in reality I doubt it is necessary.  The profession is changing as techs gain more and more responsibilities so this could change in a few years.
251315
You shouldn't expect any compensation because it was an accident.  No one's fault, but yours, for not being careful.  This accident you caused will make you much more careful in the future - think of it as one of life's lessons and move on.
242541
STOP! before retaining an attorney $$$, consider contacting the business and informing them of the incident and request the name of their ins. provider. Often they make reasonable offers. (in this case doc bill plus $1000)\n\nOnly if they refuse and your injuries/damages exceed your states max. small claims award by $1000 should you even consider discussing the matter with an attorney. \n\nUnless you were injured and treated professionally (have a bill) your case is weak. Damages for pain and suffering with this type of occurance will be aprox. $1000 unless you can prove the incident was the result of negligence or malice. \n\nIf you hire an attorney it is likely there won't be enough money left to pay the bill for your care.
608391
I suggest you call your pharmacist and ASK. You should have been provided with information when the prescription was filled. If not, ASK FOR IT.
295764
if the ambulance comes as a 911 or requested by another dept i think here in mass it's around $600.00 plus supplies.insurance will pay them a set rate and you'll be resposible for the rest even though they are supposed to accept what the insurance pays them.i had a friend who had to have a med flight and it was like $7500.00