Looking to start a Class Act law suit for innocent people who have had unresolved problems with HSBC Mortgage
122422
I recommend contactiung the Better Business Bureau http://www.bbb.org/ to find other people who have filed complaints against the company\n\nYou should be able to find every single person who is unhappy with HSBC, and then you can get a very large group of people together to procede with your suit.\n\nGood luck!
636037
My dad discovered some small print a few years back where they couldn't charge the redemption fee if you're remortgaging with the same company (not sure if it applies to all companies however) - it pays to read the terms and conditions very thoroughly for any loopholes there are because these firms never advertise anything that will lose them money... it may even take 3 or 4 nuisance phone calls to make them change their minds.. persistence is the key!  Keep complaining and you'll get anything just so they can get rid of you!
506853
sorry hun you have no case......... you have to put the shoe on the other foot  and think,,,, If someone owed you money wouldn't you try anything to get it back???????????????   BTW if you paid your bill your wouldnt be in the mess you are in
288529
do you have any kind of written contracts, or promissory notes with any of the people who owe you? \n\nif you don't, and all you've got are verbal agreements (with no witnesses), you're pretty much out of luck. sometimes verbal agreements are as legally binding as written ones, but since you can't afford a lawyer, you can't really start to pursue these people in court anyway.\n\nthere's nothing you can do to recover your money, i guess. naturally, some people will suggest to you to just "start breaking legs" or possibly stealing from these people and holding their stuff for ransom, but i don't think any of those tactics will help.\n\nrepeated attempts to convince or coax them probably won't work either, since they're already blowing you off. also, be aware that aggressive, repeated phone calls and house visits can possibly get you in trouble for harrassment or stalking.\n\nnever, ever, ever give people money. but if you're sure that you must, never give people money (or anything else) without signed, noterized contracts, and possibly collateral.
546325
I read an article on this in www.moneysavingexpert.com. Its seems that if you make a complaint and mention 'taking legal action against them' they are willing pay you it back out of what the bank might call 'customer courtesy'. \nThe other 99 out of 100 will have paid their £50 charges. Thats not bad for the price of 100 letters plus postage at say 50p each!? Now thats a nice little earner.
308135
If the suit was settled and the settlement has been paid without appeal (which can take a while), then the settlement funds should have gone into a trust to be paid to the class members.  You need to find the trustee for the class and find out about claim procedures.  The best way to do that is probably to contact the class attorneys.  Good luck.
404242
Alright, you will need to go to the bank and talk to someone and let them know what happened and then ask them if they would please deny the charge to the lounge. Go to the lounge speak to a manager and tell them what happened because they assumed something.And tell them that they are legally responsible for all the charges from the bank and from anyone who recieved and NSF. Pay them cash for the drink that you bought . If you have a decent bank they should work with you on this. I had a very similar thing happen to me as well. It is a pain in the behind but if you want it fixed you have to do it.
430629
Reclaiming Unlawful Bank/Credit Card Charges\n\n\nDid you know that when banks and credit card companies charge you for going over your overdraft limit, those charges are unlawful?\n\nNope, most people don’t. However, there are a few people who are waking up to this and have won back their charges, either directly from the banks or through the courts.\n\nHow to reclaim your charges. (Please note, you can just change the wording of the letters for your credit card or store card) \n\n1.  Before sending the sample letter, you need to know the amount you are claiming. You can back-date your claim for up to six years. If you need to get copies of your bank statements, use sample letter two.\n\nUnder the Data Protection Act - the bank has only 40 days to provide your statements. Do not worry about the extra wait - you can legally claim 8% APR on each charge for the full period, so the longer it takes them, the more money you will have back. If they still refuse, or do not furnish you with this information within 40 days, report them to the information commissioner - www.informationcommissioner.gov.uk - for a breach of the DPA. \n\n2. Now you have your statements, add up all your charges and then send them sample letter one with your own details. \n\n3. You should now receive a reply from your bank; it will be along the lines of: \n\na) Sorry you're not happy; however our charges are listed in the terms and conditions, if you are not happy you can now go to the Ombudsman.\n\nb) We looking in to this, however please note under the bank code we have 8 weeks in which to reply. (Do not accept this - you have given them 7 days) \n\nc) You will be offered a partial or full refund. You can choose to accept a partial refund, but the money is yours so it may be better to hold out for a full refund.\n\nd) They will deny the claim that the charges are unlawful (about 50% do this) \n\n4. If they do not offer you a full refund, send them a follow-up letter reiterating your original claims and giving them 7 days to pay\n\n\n\n\n5. Most banks will have paid up by this stage. If your bank doesn’t, now is the time to take them to court. It is a simple procedure, don’t let it intimidate you. To enter a claim go to www.moneyclaim.gov.uk and fill in the claim form. \n\nYou will have to pay the fees upfront with a credit or debit card.  If you are receiving benefits of any kind, you may be exempt from the fees.  However, you will have to use the paper N1 claim form and submit it to your nearest county court; you can get these on-line or from your nearest county court. \n\n\n6. The bank will now do one of four things.\n \na) Ignore the claim completely - in which case after 14 days you will need to ask the court for judgment in default. This means you win. \n\nb) Offer to pay the claim in full, including interest and court fees \n\nc) Acknowledge the claim – they then get a further 14 days to enter a defence. Some banks will acknowledge the claim and then pay up.\n\nd) Acknowledge the claim, and then on the 26-28th day, enter a defence \n\nIf the bank defends, the next thing that will happen is that you will receive a Court Allocation Questionnaire you must fill this in within 7 days of receiving it, and pay the additional fee. \n\n7. The court will now set a date (if the bank has not already given your money back by this point - and most will have done) \n\nAs far as we can tell from our research, most banks have settled before the court date, and those that have not, have lost the case.\n\nSample letters are on the next pages.\n\n\n\nImportant Updated information\n\nSome banks are now closing down the accounts of those who chose to challenge them. They are entitled to do this and you should consider this possible outcome before taking any action.\n\nThe Office of Fair Trading has ruled that it will view any charges over £12 as automatically ‘unfair’. However, the banks have a yet to respond to this before any action will be taken. This
660385
When it comes to legal matters of this sort--one has to be very specific on details-------First-hopefully this company is within the same state in which you have residence--if this be the case--call the state's Attorney General's offices and they will assist you in making a formal complaint and council you on your options (in some states they will do this for you even if the business your having problems with is an out of state address)----if it is not in the same state  as you ---you may need to go to the Federal Trade Commission  (FTC) to get satisfaction--------in any case---and not meaning any disrespect to those who have answered in the manner---the BBB is not going to give you satisfaction in this matter--all the BBB does is take the report--contact the business in question and give them a chance to file a report on their side of this story---if the business files that report---BBB will file it along with your complaint and log it as a settled matter and that will be that---they do not advocate--council--negotiate--or seek legal actions against anyone-------------have all your records of contracts--reciepts and other correspondence handy when you contact the Attorney General's office because --once you get the person on the line that will talk to you about the specifics--they more than likely have alot of questions and will want to know particulars that only the paperwork will provide-------------Hope this Helps---------Now----Go Nail the Bastards
520625
i had asimilar problem a while back and got in touch with the inland revenue. in my case my employer had been deducting the payments and listing them on my wage slip but not forwardinig it on. the guy from the inland revenue said that as i had reasonable grounds to believe that paye and national insurance payments were being made that it was my employer and not me that they would chase and possibly prosecute if necessary.\nhope this helps
420458
Report to the RBI complaint cell .\nThey will initiate a proper compaint and the bank will contact and apologise and pay all your expenses. Its the only thing thats gonna work.\n\nI m sure your bank was Citibank.\n\nAnd you cant sue noone here man, this is India.
186452
All the information you need is in the link below.  If you need any further help contact me.  I'm starting to get good at it.\n\nNote that the FTC won't be of much help to you personally.  They have "administrative" control over credit agencies, and can put massive fines on them, but only in class action situations.  For individuals you can sue them yourself in small claims court (depending on the state live in).\n\nBut before you can even start a lawsuit, you must follow a certain procedure. It's all links below, but for now, here's a very quick outline.\n\n-Get copies of your credit report at \nwww.annualcreditreport.com\n\n-Send a protest letter to the Credit Reporting Agency (CRA) that has the report listed.  They will "verify" the debt with the creditor, and must respond back within 30 days of the result.  Note that "verify" only means that the creditor just has to inform the CRA it is a valid debt, and no proof or documentation is required.  This is what most likely will happen.  At this point you can send the CRA a letter protesting the entry, and they must put your statement on the record.\n\n-Now send a "validation demand" letter to the creditor.  That means the creditor must supply copies of all bills, contracts, receipts, and anything that was used to calculate what they say you owe.  The must demonstrate you have a legal obligation to pay.  They have 30 days to respond.\n\nIf they do send this information, examine it carefully.  If it's correct, decide if you still want to go to court.  This is the information they will use to defend themselves, so if you have a case  you can now take it to court.\n\n-If you do not get this information within 30 days, send a copy of the validation letter, plus another demand to remove the credit entry to the CRA, informing them that the creditor has violated the Fair Credit Reporting Act.  If the CRA still will not remove the entry, you now have grounds to sue the CRA as well.\n\nBe sure to send all letters by certified mail, keep very accurate logs of when they are mailed and who you talked to.  It is NOT necessary to send them by certified mail, return receipt.  Your receipt will prove you mailed it, and the tracking number on it can be traced to show it was delivered.  That will save you a few dollars in postage.\n\nContact me if you need more help.  I am not a lawyer or credit counsoler, just someone who has been through this many times before (and still doing it!).  \n\nYou are about to go to war!  Knowledge of the law is your only weapon!  Don't fight these guys unarmed!  Read the links below.
420459
No, you would need to highlight your particular issue to the finance house directly in writing and allow for a formal response from the company. You should keep copies for yourself and if, when they do reply you are still unhappy, you should be able to go to the financial ombudsman. \n\nIts more likely that the FSA won't be interested in one complaint, if they get 200 they'll look into the issue, but that doesn't help you.
382671
Check out http://www.paypalsucks.com and other similar forums.\n\nMany users, sellers especially, have complaints about PayPal, which -- having been bought by eBay for $1.4 billion -- has had to eliminate virtually all customer service to make money.\n\nIn most cases, complainant sellers have fallen foul of PayPal terms of service by not replying to complaints by buyers within ten days. Anyone who keeps assets within PayPal's reach is asking for trouble, given the number of complaints on the Internet.\n\nSuing PayPal is difficult because you need to sue them in their own jurisdiction. There have been pitifully few suits against them that have led to published reports, although I am led to believe that many or most suits validly brought have been settled. I doubt that a class action suit would work since they would claim that the factual situation of each case is different. But you might get lucky and find a law firm able and willing to help.\n\nI did some considerable research on them a couple of years ago when it was clear to me that they were operating as a financial services provider in violation of European Union law. In the course of that project, they established PayPay (UK) Ltd. and registered their European Union operation -- making my arguments moot.\n\nYour facts as set out don't provide enough information for me to make further comment.
326907
So the lawyer has taken another morgage on your property. In my opinion it seems that the Lawyer has committed fraud, in which case is a matter for the criminal courts. In the case of the loan Im afraid as the law stands here as long as the morgagee (loaner)was innocent in his dealings the loan sticks. I would hire a lawyer quick smart and dependeding on your countires land law you may be entitled to compensation. It seems that the Lawyer may have said " I represent X (your name) who has requested a loan on the property, morgagee doesnt care makes preparations. Im afraid the loan stands, with the option of a possible statute remedy (see a lawyer).
224505
I suggest that you contact your local Ministerial Council on Consumer Affairs, and ask their help to resolve. The main site is:\nhttp://www.ocba.sa.gov.au/\nGood luck!
71887
There is a MAJOR class action lawsuit against H&R right now because of RAL (refund advance loans).  \n\nClass action lawsuits require you to contact the firm handling the case, NOT the court or the defendent.  This is how they earn part of their fee is by getting all the affected person together and submitting a list.  If you don't contact them you can LOSE your legal right to be compensated and to sue for the same reason.