my credit card was stopped last year because of returned mail to card company
135897
Where do you live?  What water are you on?\n\nMichigan has the only floating, traveling post office.
438483
I understand your frustration. This happened to me with a "trip" I didn't want.\nSome company charged a trip to my card and when I called to contest it they said they talked to me on the phone and I agreed to buy the trip. I said no, play the recording for me. They wouldn't. I called my credit card company and told them take it off I don't want it. I don't have any part of the "trip" in my posession. The card company took it off and two months later put it right back on. I was furious, felt like I had been robbed. I had a lawyer call them and threaten them with a law suit.\n\nSeems to me your cable company could have authorized a credit to your card instead of making you wait.  \n\nIn the future, tell them you are recording the conversation because I have had so many instances of failed promises and twisted statements I could barf. Get a recorder that hooks to the phone line and turns on when any voice is there. Radio shack has them. They take a standard cassette tape and you can pause it if it is just a friendly conversation.\n\nTry not to let this throw for a loop. It most likely was a mistake not an attempt to rip you off. They most likely process thousands of forms a day.  But imagine if your card was close to max and that put you over the limit. You would have a fee of anywhere from $19 to $29! \n\nI got fed up with the constantly increasing rates of cable and switched to satellite.\n\nGood luck ...............
521738
CALL THE CREDIT CARD COMPANY AND FILE A CLAIM!!!!\n\nDO IT IMMEDIATELY\n\nThey will be able to help you on the next steps.
547059
Hello,\n\nYou should contact the store and ask if they can provide you with receipts for purchases during this time period.\n\nIf the purchases were not made by you, but money has been taken from your card to fund purchases; then you should get on to your account provider and explain the situation (as your card may have been cloned or details stolen).\n\nThanks
292073
It depends on who provided your address. If it was an internet service provider, and you cancelled the service, you probably can't get the address back. You need to contact the company that provided your old address.\n\nIt's probably not worth the trouble. Just get a new e-mail address. Yahoo! and Google both offer good free e-mail.
537407
Call Shopping Essentials or whoever it is and inform them of the unauthorized charges.  If you are not getting any resolution from them, contact your credit card company to dispute the charges.  The vendor will have to provide a authorized signature slip or some sort of authorization to prove you made the charges.  If they fail to do this within 30 days, the charges may be removed.
176880
call your credit card company, i'm sure you can get teh number off their website, ask them what you should do.
447228
depends what country you live in\n\nthough i would suspect it is illegal in most countries.\n\nThey should just put "return to sender" or "not known at this address" and put them back in the post\n\nbetter still get your mail diverted it doesnt cost much\n\nhttp://www.royalmail.com/portal/rm/jump2?catId=400040&mediaId=600008
478607
First thing take out the card and look for any ID numbers on it.  These will be helpful to you later.  Call up their customer service people and explain to them what has happened.  If you only bought this a year ago then it is most likely still under warranty.  You may have to supply them with the ID numbers on the card if you no longer have the receipt.
534077
You would just be able to get a copy of the signed receipt from the credit card company, not an itemized receipt unless it was the receipt you signed.
621791
Call your credit card company and get it reversed. Your credit company will understand, and AOL will not do anything.
104851
STOP APPLYING FOR CREDIT CARDS!\n\nIf you have been denied, don't apply again for a year at least.  Every time you apply, a notch goes on your credit history.  You are making your credit worse every time you apply after you are denied. \n\nIf you are wondering what happened or what the status is of a previous application, call the bank or the company you made the request to and they will resend the result to your home.  Otherwise, just start spending less and save your money because a credit card might be a year or more away for you.
166229
If this is the independence plus VISA stored value card that you are referring to then I would immediately cancel your membership and request your money back. It is a rip off and you can get all of their "benefits" either free or at the same price from their providers directly and not pay their $14.95 monthly membership fee.\n\nGood Luck
224541
Call your card company or bank and dispute the charges immediately, let them know the situation, they will take care of it. Also, contact the company that is making the charges and file a complaint with customer service. Finally, make sure to keep tabs on your credit report to make sure that they do not report you because you refused to pay the fraudulent charges. If it is reported to the credit reporting agencies, make sure you dispute it and send them documentation from your credit card company that you disputed the charges on your card and tried to resolve the situation. That way it will not affect your credit rating, and if it does you have proof that you took steps to close the account and collect the fraudulent charges months before. Be careful because the company could attempt to report you at any time in the next seven years.
416258
Unfortunately I don't hold out much hope for you getting anything from Andy's.  I too discovered (unfortunately too late) they're a very disreputable company with a significant number of unresolved/ignored complaints filed with the local BBB in Milpitas, CA.  Their employees simply lie to you about cancelling orders and providing refunds.  Your only recourse is to dispute the charge with your credit card company as I have done.
608541
Order your credit reports and see if the collection agency is listed. If it is, use the info that they list on the report to send them a debt validation letter. Send it certified mail return receipt (CMRRR). \n\nSend a dispute to the credit reporting agency's concerning the tradeline that the collection ageny has placed on your reports after you receive the CMRRR green card back.\n\nCheck the statute of limitations (SOL) in your state to see if this debt is still within the limits.\n\nWhen you get proper validation back, and it is still in SOL and you want to pay, send a pay for delete letter. Send it CMRRR\n\nMake sure you send everything in writing. Make sure that you include in the letter that they will delete the tradeline they have placed on your reports after payment, that they will not continue to collect the debt, that they will not sell the debt or the remainder of the debt if you have an agreement with them to pay only a percentage of the amount.\n\nIf you find that the account is out of SOL, you are within your rights to send them a SOL letter and not pay. Send it CMRRR
416233
Last year I canceled 5 credit cards and I did it all over the phone. In each case, I requested the name or other identification of the customer service person I was speaking with once I identified myself, but before I made my request known to them. I believe that I got better treatment that way.\n\nWith one card, they made me talk to two other people who tried to talk me into keeping the card before they agreed to close the account. In each case, they sent me a confirming letter. I did cut up the cards, but I did not return any to them. In all of the cases, the accounts showed up on my credit report as "Closed at the request of the cardholder."  Cards I had not used in 5 years still showed open on my credit report before I took these steps.\n\nYou need to be polite, but firm. You do not need to give any reason for canceling the card other than "you want to."  If you get any static at all, ask to speak with the person's supervisor.