I know I should have great credit and am curious because of news warnings etc.
123475
You might.  Some of these are just attempts to generate business lead information, and lead to spamming.  Some are more sinister, being a kind of phishing scam designed to get information from you that could be used for identity theft.\n\nIf you want to learn your credit report and score (and to learn much, you will want both your report and your score), you should forget getting it for free and spend the 12-15 dollars to get your report directly from one of the three reputable credit reporting agencies:  Experian, Transunion, and Equifax.  All legitimate financial agencies in the United States depend on these three credit reporting agencies.\n\nIf you want a free credit report, which is not as detailed as the score+report you can get from the three reporting agencies listed above, you may be entitled to one limited report for free per year.  This is available from www.annualcreditreport.com.  You generally are entitled to a free credit report any time you are denied credit by any potential creditor.\n\nIn matters of credit and finance, it never pays to go with anyone who seeks you out unsolicited.  That means never do banking business or credit reporting business with anyone who cold calls you without your calling them, who appears in a pop-up ad, or who e-mails you without your e-mailing them first.
10393
Credit: What it is, why it's important, how to maintain good credit, protecting yourself from credit fraud, etc\n\nMaybe lump it into a big "Personal Finance" course encompassing checking, savings, retirement plans, doing your taxes, credit, rent, credit cards, student loans, car loans, etc etc.\n\n[edit]\n\nThese may seem like easy concepts to some people, but there are alot, and I do mean alot, of people out there who have no idea about these things.  Many companies exploit this ignorance to make big profits.
546162
My husband and I learned a great deal from just studying our own credit on experian.com.  You pay $10 a month and you can view your credit and history anytime.  We disputed many old or false credit histories and now our credit is much better.  About 100 points higher.  It also has a credit score simulator where it points out the things you personally could do to make your score this number or that number.  I would recommend doing that first.
129986
I like your way of thinking.. They would check your credit.. Cuz they believe if your credit is bad.. You'll most likely steal from them. Same with auto insurance.. If you have bad credit.. you pay higher premiums then those with good credit.. Guess they think if you have bad credit your at a greater risk to get in a accident.. Stupid huh!
26047
I don't know, but I can refer you to an excellent site for information you'll need and want to have.
169915
I work for a debt management company. I have heard of them they are a genuine creditor. If they are a good company or if that is a good deal I don't know. What they are offering is typically called a pre-paid or partially prepaid credit card. they are very common when you are rebuilding your credit. there are more well known companies that you could go through- talk to your bank, and I think paypal offers one
401698
Its really impossible to predict accurately, but I would expect it should have a resonable improvement. \n\nYou should consider building more credit. \n\nhere is a good article about building credit the smart way: http://www.expert-credit-advice.com/building_credit.htm
66912
They most surely do! I started building my credit  by applying for a credit card from a credit union; the card and payments ARE on my credit report.
458702
I think they're looking for liens and tax problems.  I had TERRIBLE credit following a layoff and have never have any problems. Banks are a little different because they have to bond you, but I think you can relax.
28868
Just paying a few dollers each month will put you in good standings credit wise. All you need to do is let them see you are making a little effort also if you need assistance you can go to your local human services and they could help you get some assistance. Good Luck cause I know how it feel I got overian cancer and had no insurance now I have thousands of dollers in bills. It seems like they never stop mailing you bills but like I said just show them a little effort.
582922
I think this is a new area of concern and that there isn't policies as to rights set in place yet.  I could be wrong.  Talk to a lawyer.\n\nBe thankful that your company told you so you can keep an eye on your credit reports and be more aware if something looks fishy.
569847
Guess lesson learned.  You NEVER do this with a friend and family is questionable.  You have to worry about your credit for the rest of your life, so you need to be in control of it, not someone else.
543860
I write a blog on the subject of credit management, mortgages, real estate trends, etc. Check it out for more information that may be helpful.
521149
They are ripping you off. There are tons of companies that can help the only thing is when people are stressed by debt they end up making wrong decisions.\nso you want to read up on it all so that you'll be able to find a good deal and not fall pray of any con artist.\nhere you'll find tons more info than I could possibly\nwrite myself. It'll take a bit but it's your money and well worth\ntaking your time over it\nhttp://credit-cards.ebookorama.com\nand here http://finance.ebookorama.com \nalso plenty more to read here\nhttp://credit.ebookorama.com\nhttp://credit-repair.ebookorama.com\ngood luck!
497225
It sounds fishy.   If you have that much money to give to someone else,  just pay off your own debt and that will help you too.  I know when I opened to much credit too fast, it hurt my credit score a bit and were only talking about 1500 dollars.  This company is talking about credit lines of 10-15 thousand each.  That could show you as out of control and a credit risk and lower your score.
243610
As long as the credit card is in good standing and you can verify the amounts that are added to the credit card for credit it should not be a problem.
370301
Yeah, you have a lot of credit available to you.  If you were to max em all in one month you might find it hard to make all the payments.