This just seems like a scam. If your credit is bad, shouldn't you be given a job to fix it up, rather than being denied and sinking further into debt? Make the rich richer and the poor poorer.
129986
I like your way of thinking.. They would check your credit.. Cuz they believe if your credit is bad.. You'll most likely steal from them. Same with auto insurance.. If you have bad credit.. you pay higher premiums then those with good credit.. Guess they think if you have bad credit your at a greater risk to get in a accident.. Stupid huh!
317515
It means they not only accept but encourage people with bad credit ratings to apply.  The reason they do this is because they like to charge outrageous interest rates to those with bad credit, knowing those people have little choice but to accept the outrageous interest rates because they can't get approved by regular banks & loan companies.  It is a good risk for them because they make so much money from desperate people who have nowhere else to go.
612410
No and I've gone through this before.  We went from apartment to apartment and because of our credit they would not rent to us. It's insane!!!  People with bad credit need a roof over their head too.  The rich just want all the non-rich to be homeless I think. It sucks.  We did get into a low income housing complex but because of our credit, out deposit alone was $800.00.  It's a nice place actually and I love living where I am but still.  It was hard getting in too.
458702
I think they're looking for liens and tax problems.  I had TERRIBLE credit following a layoff and have never have any problems. Banks are a little different because they have to bond you, but I think you can relax.
565592
yes I do that type of loan, How is your credit score? Can you prove your income (W2 etc)?What is the buy back price?Please email me the answer and I will tell what you can get. Johng@oldmerchants.com
497225
It sounds fishy.   If you have that much money to give to someone else,  just pay off your own debt and that will help you too.  I know when I opened to much credit too fast, it hurt my credit score a bit and were only talking about 1500 dollars.  This company is talking about credit lines of 10-15 thousand each.  That could show you as out of control and a credit risk and lower your score.
20784
This sounds like a scam, sorry.  I think you've been duped.  First link is to the bank-job scam on SNOPES; second is to the Nigerian con, cuz it's so prevalent.  Could be a spin on these that you're in, I'm thinking.
215856
No, you are not too sensitive about this. I believe that everyone needs help sometimes, whether they are fortunate enough to get it from their families, or from the state. The key is: being able to pull yourself out of a bad financial situation and give back what you have recieved ( maybe not in a literal sence, but, you know??) Maybe it would be a good idea to start denying these people help. I am sick of seeing and hearing about welfare parents, I could die. I mean, some of these people drive NICE vehicles, are draped in expensive jewelry, wear very nice clothes, and pay for thier food with an EBT card. Sickening. I would like to see them get off their lazy a*s, wake up at 5:00am, and go to fu**in work like the rest of us. I'm with ya on this one- totally.
330583
I think they are legit, but there main customers, are people with no, or bad credit. You will probably end up paying a hefty interest rate. Probably 20% or over..
326427
It sounds fishy.  If you are consolidating and paying for 3 years, it sounds like the deal he offered is that you pay for those 3 years and you are back owing what you owe today, the amount of what you owe.  Why would anyone in their right mind do that?  Maybe because it makes for lower payments today and for the next 3 years, but you'd be much better off taking out a personal loan from a bank and paying off your cards and then paying back the bank and not running up your cards again.
479693
No, you aren't the only one that finds this confusing.  It seems like the more I read--the more they contradict eachother.  I think it is just a hit or miss---sometimes the advice you get works, sometimes it doesn't.  What worries me is that some of the people that have used the advice received have had negative effects on their credit---its really confusing.
670939
You are considered a poor credit risk.  Get a job or two or three and work on repairing your credit.  Never use a credit card.
544920
Yes I do! But read because its not just that simple\n\n\nThat’s good that you tried to repair your credit yourself before you decided to pay someone. Now that you know how aggravating the credit bureaus are to deal with, you need to find a legitimate company. Let me tell you; they are far and few between. I tried to repair my credit myself and gave up. Then I hired a company in California called a “Fresh Start” they charged me $695 and stole my money. I never heard back from them. It turns out it was a complete scam. \n\nStill very serious and skeptical about repairing my credit, the 2nd time around, I researched quite a few different companies. I finally decided on a company in Florida called Credit Network. They are a smaller company and they really know what they are doing. They also didn’t charge anything upfront except for a small setup fee, after that they charge $49 mo, after the work is performed for the previous month. When I started I had 73 negative items between all 3 bureaus! That was about 8 months ago, and they have deleted all but 17 bad items. They were realistic when they said it could take over a year, buts that’s fine with me, because they followed through on what they said.     \n\nSomething very important….. The bad debts that you say you owe; you need to pay them off. I don’t care if you settle them or pay them in full, eventually you need to pay them off because if you don’t, there is a very good possibility they will pop back up on your credit after you delete them. I was told that debts get sold and resold, even after the statute of limitations. So if you are as serious as you sound about repairing your credit, you have to pay them off!! \n\nOh yeah, here is the link to them http://www.expert-credit-advice.com/credit_repair_service.htm  \n\nand the home page: \nhttp://www.expert-credit-advice.com/
358199
ACTUALLY people have all the patience in the world buddy, if it comes to taking your whole bank account, or something like that, think about it if it takes a week to put these documents back together, and they are gonna rip off 25,000 dollars, wouldn't you have the patience to only work for a week straight and make a minimum wage earners salary in a week?  As for everyone else, they aren't really that good, the ones you should get are either confettii or higher, they shouldn't just cut little strips, thats too easy.  I just bought one that works good for 130 dollars, but there was one that did random cuts and made it virtually impossible to piece together.
440371
Hmmm interesting, well i dont know much about credit cards. I know that this has done me and my friend good in the past in bad times. Give this a look, tell us what you think.\nhttp://shurl.org/AWxZX
560939
Credit is a double edge sword.  If your not careful you can buy things you can't afford and then owe everybody.  Then the bill collectors are calling and you can't even pay the minimum payment.  \n\nIf you had bad credit you would never had been able to borrow the money in the first place.\n\nGood credit is great to have and yes it saves you money, but i can also get you into trouble.
34369
The system is imbalanced.  If you don't have money you don't have the same representation, that would make it a bit unjust.  However, the system is much better than other nations systems.  That doesn't mean we can't work on it, and the best place to work on it is by becoming part of it.