My husband is sick. Being in and out of hospital and will be going back for surgery. We need money but do not have good credit. was thinking about those bad credit loans seen on the web but not sure if they are on the up and up. Will appreciate and imfomation you might have concerning the payday/bad credit loans companies
133558
i heard PAYDAY ADVANCE IS NOT A GOOD THING..due to they charge outrageously high interest fees!!!do you belong to a credit union???they are a good place to loan you money...it will be a lot less interest...even if you only have a small amount of money in there...as long as you been with them a few years, you may be able to get a credit union loan..call them or look them up in the yellow pages...good, good luck...and i am sooo sorry about your husband...
567865
I am a loan originator and deal with people who have bad credit on a daily basis.  I would suggest getting a copy of your credit report.  Then making sure that there are no duplicates or closed accounts affecting your score.  If there are you can call those places that have been dawdling in taking them off your credit report.  Pay things on time and try to get rid of as much revolving debt as possible.  If your credit is bad now you may need to wait a couple months until you can correct all of the above problems and bring your credit score up to where it should be.  I hope I helped to answer your question if you have any more concerning your credit scores feel free to contact me through my yahoo email.  P.S.  A credit repair company can raise your scores but you most likely won't see the results until the process is over, they can really affect your score negatively while the repair process is taking place.  Just put yourself in the lenders position. Would you lend money to someone going through a "credit repair"?  I suggest trying to do it on your own first.
184676
I have horrible credit myself and couldn't even get a credit card. However, I could buy a car at one of those buy here pay here places that does in house financing. I have the payment taken directly out of my checking account and I'm sure once I pay off my Cadillac, my credit will be somewhat ok. The interest rate sucks but it is well worth it to repair my credit. If I don't I will never be able to buy a home. Even try one of those rent a center places.
564893
The more you apply for & get turned down the worse it looks on your credit rating.\nThe best option for you is to take out small loans & pay them back preferably early as this will improve your credit rating do this 4 or 5 times & your credit rating will improve a lot.\nThe only companies that deal with unsecured/low or no credit score will charge an extremely high rate of interest & I mean high, for example Provident charged a total payback of £534 on a loan of £300, Welcome Finance are owned by Provident also now & most people get accepted by them because the payback is so high
241206
please try to avoid payday loans as musch as possible. I took one out and had to continue taking them ,and then they ruined my account. if your're absolutely positive you can handle them here are a few :\nhttp://www.Cash2day4u.com\nhttp://www.quikpayday.com\nhttp://www.soniccash.com\nhttp://www.cashtransfercenters.com\nfisr american cash advance is walk-in place, check and see if it's in your area , they are real good as far as getting you the maximum and setting up just the finance fees so you don't have to pay it back right away. but please, please, if you can avoid it, dont take them out.only do one at a time and pay it back before you get another one, and only get it if you desperately need it. amscot also does them. most online lenders require you to fax your check, bank statement, and paystubs if you can. they do thid to eliminate fraud.
275741
I, too am in a similar situation, except I'm in more debt and little older. Instead of bankruptcy, I consolidated my school loans and also applied for financial hardship or income sensitive...whichever one is used for those not making much $$ and i contacted a credit consolidation company. The consolidation company will take over all of your outstanding bills and those in collection aside from things like car and house and school loand payments.\n\nMy hospital, credit, and other similar bills are lumped into a once a month payment under $500 and will pay everything off in 4 or less years...no penalties for paying off sooner.\n\nI think going this route will show that you are taking responsibilty for whatever fianancial problems you may have and should hopefully get back to having good credit. Also, for my credit card, the consolidation company is communicating with the companies for me and will do what they can to have interest rates reduced as well as late payment fees and etc....\n\nfeel free to contact me in regards to all this if you like....
120322
try this link there are lots of loan programs available
123991
well honestly when it say payday loan that is exactly what it is. you have to have a valid checking account and a paycheck coming into that account within 2 weeks. if you are in desperate place for money then this may be your best bet but beware of a few things. first the interest rate is anywhere from 20 to 29% percent and that is regardless of your credit rating. secound, they will draft the payment from your account the date they say they will so if you have a problem with the bank or the money simply is not there, they will not stop the draft. paydayok inc. is probably the best site. they are very nice and customer friendly and have bonuses for referrals. good luck.hope this helps.
603349
Both credit card advances and payday loans (also known as paycheck loans) charge outrageous fees.  Check with your bank to see if you can get what is called "overdraft protection", as this service will serve as a de-facto short-term loan.
420532
Payday loans are a vicious circle type loan to get in to, but if you really need one, you should check out http://www.mycashnow.com, they are really helpful, and easy to deal with.  Check N' Go is another company that is located in a lot of states.  Hope it helps!  Be prepared to come up with your last paystub, your current bank statement, social security card, current utility bill, state i.d. and checkbook from an open checking account.
83828
Sadly, if there were quick easy money out there, we'd all be going for it.  There isn't, really.  Best thing to do, I think, is look for other folks who are in a similar situation and pick their brains.  And/or talk w/ someone in a temp agency to get a feeling for the needs in your community.  Might be able to do some non-internet based computer work (medical transcriptionist?), or possibly phone work... hope things work out for you!
8477
I can speak from experience here.  I do not have a very high score I think it is in the low 600's.  I think the main reason is that people are still able to get credit while having a score this low.  You may have to pay a higher interest rate but you can still get a car and a house.  I know I have a mortgage and I just refinanced for a slightly lower fixed rate at 4.5% interest.  I don't think that is too bad for someone with below average credit.  We all should care more about our credit. We just have champagne taste on a Boone's Farm budget.
544099
I would not recommend getting a fast cash personal loan. You would be better off asking a friend or relative for the money because the interest you have to pay or penalties for being late, could exceed the amount that you ask for in the first place.
601702
You can have a pretty low credit score and still get a loan. The only thing is, it may be a really bad loan. It might have lots of fees and a much higher interest rate.\n\n**Edit:\n\nI have read that some people got loans with scores as low as 530, but they admit that the terms of the loan weren't the best.
68285
hereisyourwayoutofpaydayloans\nPayday debt[how to get out]\nWe first got into the loan because we needed car repairs and didn’t have enough money then someone told us we could get a payday loan.  We went to the payday store and it was so easy just needed to provide a bank statement, pay stub and post dated check for two weeks, my next payday, $575.00 they handed over $500.00 cash.  We really thought we would be able to pay it back and that would be that.  Then when payday came along $575.00 out of it would be hard as we were already living payday to payday.  We went back to the payday store and were told we could just pay the $575.00 cash then re-borrow again that sounded good we just didn’t think of the very high interest rate.  So if you borrow every two weeks at $75.00 interest for 26 weeks that equals $1,950.00 in a year.  So when we would re-borrow that would not  cover all of the bills because we would be short the $150.00 from the interest so we went to the next payday store to cover the monthly bills then we found we needed more money for some other need.  Then when we needed to pay off that loan we were short so we had to go to another to cover that loan then another and another before we knew it we were into four paydays per month.  Here is the calculation $75.00 x 4 loans =$300.00 per two weeks x 26 weeks per year $7,800.00 x 3 years $23.400.00. Paydays are suppose to be a happy time but when you are into them like we were it is a nightmare and very stressful, robbing Peter to pay Paul, running from one store to another. What was amazing is as I was going from one to another I would see the same people at each store, sad but true. \nOur website is hereisyourwayoutofpaydayloans
446703
When you're looking for a payday loan, it pays you to shop around. You can get a payday loan online, but have a look at several options before you decide.\n\nHere is a website where you can get information, links, advice, etc.\n\nI hope this helps. Good luck!
86638
Your in luck, we are a direct lender and also broker.  I have done many loans for people that have bad credit.  The normal banks you walk into will turn you down for any reason they want. I have lenders that look at other factors besides your credit.  Contact me at www.xclusivefinancial.com