draw backs ,good investment opertunities
126527
In most cases yes, different states have different laws.
343270
I've done that with what I call 'loose change'.  Sometimes I've got a few dollars sitting around, obviously not going to make a lot of interest and not large enough for something substantial.  If some risky thing has been going down but I still feel it worth holding onto (its kinda fun when you sweat over a $90 stock moving a couple of bucks while a stock selling for less than a dime now goes for a buck or two, and yes, I've had that happen), then making an extra small trade can average down the value of your position.  When the stock starts to tick up for whatever reasons, you now have a lower break-even or profit point.  Again, it is only if you've got a few bucks left not doing anything and at Scottrade for $7 plus a half-point, it doesn't hurt much.  Of course, I also got a couple that are cluttering up my list because it will cost more to sell than they are worth today but that is part of the risk, right?
101252
I do not have any experience with them, but in general I have found that sometimes investment advice can be good and other times not so good. If you use the advice as "suggestions" and follow them up with your own research they can be rewarding. If you follow them blindly, you can open yourself up to big disappointments. Sometimes a "suggestion" will prove to be a dozy. When you do your research, you will either realize that this thing really does have merit or you will come away wondering "How did they ever come up with that crap?"\n\nPersonally, I use S&P a lot but just to get some ideas.
189177
The problem is the same with all investment.  There is the risk that you will lose some or all of your money.  Developing countries are especially high-risk in this regard because they frequently have political turmoil which could lead to the government (or pseudo-government) seizing/stealing your property.  Also, developing countries tend to have higher poverty and weak law enforcement, so your property is at risk for vandalism, destruction, or theft by criminals.\n\nThe solutions depend on how you actually plan to invest.  If you will be lending money to locals to establish a business, charge an appropriately high rate and do not put all of your money into one venture.  The rate must be high enough to offset your risk, but low enough to be affordable to your debtors.\n\nIf you intend to actually go into the country and establish a business, you must pay close attention to the security of your assets.  Do not expect the government to protect your property, and do not expect them to keep their word - even if it's in writing.  You must have adequate security to defend your property, and secrecy to hide as much as you can in case your defenses fail.\n\nIt is NOT easy to overcome those problems, which is why there is not more investment in developing countries.  It's really a bummer because investment and economic growth are precisely what are needed to stabilize the systems.
530379
try investin a little, then you decide\n\n:> peace\n.
31614
Consult a financial consultant that specializes in Tax-Sheltered investments.  In the days before the IRA and 401K's they were quite popular.
122957
It depends. Please give the details of the INVESTment OPPORTUNITYies for my PERUSEal and EVALUATEion. You can e-mail me at: romy472000@yahoo.com. thanks.
508649
you can buy as few shares as you like, but the commission would eat up a larger portion of you available funds, the less you buy
543527
I would certainly not trust you with investments.  Investing is investing regardless of gender.  And a range of 500K tio 100 million?  That's not exactly a "niche".  I think you are a scam
317119
Perhaps you're not as risk-averse as you imagine, you're just averse to bad investments.  And who could blame you? \n \nWhich risk are you averse to?  Maybe what you mean is you're averse to volatilty.  Or maybe you ARE risk-averse, and you're averse to interest rate risk, or credit risk, or market risk, or inflation risk.  Maybe you're averse to all kinds of risk and think the best thing to do is put all your money, your whole enst egg, into one real estate property.  Then the real estate market tanks, and you see you were actually way too risky--you weren't diversifed enough.\n\nThe real answer to this depends on what you will need the money for, and when you'll need it. If it's anything over 10 years (ie retirement, kids' college education, saving for that big vacation home up at the lake, etc), equities-based investments are the way to go. Long term, they've average an 11% return, compared to 6.8% for real estate, 5% for bonds, and 2.5% for cash investments. Of course, stocks are a lot more volatile than most other kinds of investments (excepting commodities, of course), so short-term, a mostly-stock portfolio is a no-go. If you're truly "risk-averse", you'd have to keep that in mind going in, but frankly, if you're under 60 years old, that would be insane.\n\nIndiviudal stocks, however, ARE usually way too risky to even bother with. In 2000, you could have invested in the #1 energy company in the U.S., or the #2 phone company. What could have been more stable than a couple of leading utilities? Ask the shareholders of Enron and Worldcom, respectively. No, a far smarter, and safer, way to get that needed equity exposure is through high-quality mutual funds. I'm not talking the junky tech-bombs that exploded on the scene the late 90's. I'm talking about quality funds that own quality stocks, and have a quality track record to back it up, with a pattern of low expenses as well.\n\nNo matter what route you go with, the most important thing is to DIVERSIFY. Diversify, diversify, diversify. I can't say it enough. If you're risk-averse, here's how you manage the risk.  A good rule of thumb for most people is that your age should be the percentage you are in fixed income investments, like bonds, CDs, and cash. Thus, the older you get, the more conservative you'll become. Of course, your individual risk tolerance will vary, as you've already indicated.\n\nAssuming you are 30, a sample portfolio like the following will be sufficient:\n\n15% Large-cap stocks\n15% Mid/small cap stocks\n20% International stocks\n5% Emerging markets stocks\n5% Real Estate Investments\n5% Commodities\n5% Precious Metals\n10% Government bonds\n10% Corporate Bonds\n5% International bonds\n5% Emerging Market bonds\n\nAs daunting as that may or may not look, it can be achieved very easily through just a few mutual funds. Consult a financial advisor, or do the research yourself if you have the time, tools, and talent. Oh, and the discipline. That's probably the #1 reason people go to financial advisors: they realize they don't have the discipline to stick with a plan on their own.\n\nA portfolio like the one above should average 8-12% annually, or better. They key is that all the different asset classes behave differently when the same economic event happens, like, say, interest rates rising, or a war starting in Venezuela. Stocks behave differently than bonds, which behave differently than commodities, which behave differently tha real estate, etc.\n\nUsing the "Rule of 72", where you divide teh number 72 by your return % to see how often your money will double, we see that if this portfolio is earning 10%, it will double every 7.2 years. Compare that to a savings account earning 1%, which will double every 72 years!\n\nThus, starting with the $300k you're talking about, in 7 years, we can expect the diversified portfolio to be about $600k, in
4823
If you are going to back it financially, any construction company will welcome you with open arms. It takes a large amount of time, money and work just getting the real estate and permits. If it is a fantastic idea and you are not going to finance it, as soon as you let the cat out of the bag, it is no longer your idea.
246154
Without knowing any specifics regarding your project, offering convertible debentures does increase the "appeal factor".  Looking at it as an investor though, I would have to be convinced that their convertibility will either reduce the risks involved or possibly be profitable in the future.
232555
Leave it.  its a very broad investment that has very little chance of being lost.  Sure, it may have bad days and good days, but over the long term it will only go up.
167089
No, but typically, it's pretty inconvenient to invest with a company directly.  The easiest way is to open an account with a broker and execute your trades there.
283486
You'll laugh, but I remember people asking this same question 10 years ago.\n\nFor investments, I've found that it's always difficult to predict precisely when a certain technology will take off, or which of various forms will dominate.  In the end, I don't invest in companies like this until they actually start to show profits.  By then, we can usually get a pretty clear picture of where things are going, and there's usually still a sizeable upside left.\n\nHold on to your good idea, and wait until the winners become apparent.\n\nMeanwhile, I would guess that companies with holdings in both TV and Internet sites might have an edge.  Consider something like IACI, perhaps.\n\nBest of luck to you.
393609
I agree with common sense, you should pick a well diversified portfolio and stick with it.  Many studies show that when people start switching in and out of investments, they actually make less in the long run because you will end up missing on some of the highest returns, there is no way of knowing then the highest returns will come about, the only way to guarantee them is to stay invested permanently.  market timing rarely works in the long run, you need a Crystal ball to be successful, plus this means buying stocks when they are doing badly and selling then they are doing well, and people always want to do the opposite.   If you are chasing a hot stock and jumping on the bandwagon, chances are you've already missed the boat.
58347
Watch out for some of these answers. 20% return (with no time frame mentioned...hmmm) with little risk is not realistic. A private equipment leasing investment is a huge risk, not only if construction slows and business drops off, but there is zero transparency, who are they?\n\nHigh yield (junk) bonds aren't a terrible idea, but only for a portion of your money, not all. What you have to ask yourself is:\n\nDo I already have a sufficient emergency fund (3 months worht of expenses, min) set aside NOT counting the 9Gs? If so, you can invest for the longer term. If not, find a good money market account (INGDirect or HSBC Direct) and plug enough of the $9,000 in there to make up the 3 months. Depending on your expenses you may need to add money to $9,000.\n\nOnce your emergency fund is taken care of, you can invest the rest. You now have to ask yourself (or have a financial planner ask you) what am I saving this money for? Is it ok to lock it up for retirement or do I expect to use these funds to buy a house in 5 years or send someone to school 16 years from now? Your time horizon(how long you have to stay invested) is the single largest determinant of how much risk can be built into your portfolio through asset allocation. Your attitudes towards risk will fine tune your allocations. A competent financial planner can help you through this process.\n\nALSO, AVOID these spammers talking about Daily12 or Swisscash or any other pyramid scheme. They're garbage.