I need to put my fiance on my medical bc I really think he needs to see a doctor soon. But for the good insurance it would be 120 every paycheck. I live paycheck to paycheck now so that would be very hard. This one insurance offered is 70 bucks a check BCBS high deductible. Now its like 80% covered after the deductible. I mean I do not know how good this is. I mean we prolly don't need a doctor but a few times a year and he needs to go soon. So what could I expect to pay for a doctors visit and presciption medicine?
131508
It is really hard to say. It depends on what the office call is and what the doctors diagnosis is. Then after that the medication that he is put on and if he can get a generic or if he needs the name brand. \n\nIf you have a high deductable and it hasn't been all covered, then you may end up paying for most of the visit anyway.\n\nMaybe he should look into getting his own individual medical insurance. \n\nHope this helps. \nGood Luck!!
424181
Sadly there likely is a website explaining the very thing you ask.  However I would caution you in doing so.  Your writing structure is decent so I'm guessing you are educated to some degree and either trying to make a statement or just have shitty insurance.  Could be you are just a regular middle class person like myself who is frightened to go to the doctor in fear of having to take a second mortgage out on your house to have any medical procedure done.  I think your question belongs before the house of representatives, not in this forum.  There are millions, no probably more than that, Americans in the same situation asking themselves the same question.  Pathetic really and very very sad.
362396
Go to see the financial couseler at the hospital. They found that I had a problem and couldn't pay so they paid 7000.00 for me. Then ask your doctor if you can set up payment plans through them. Some doctors will write it off and others just want your money.
596562
Your odds are not good getting beyond his limits. Your attorney might sue him, but it is doubtful you would be able to collect much. Even if you won a case you would have to go after him for garnishments,etc.. If he doesn't own a paid home or other material goods the attorney probably won't bother. He may look at your personal auto insurance. That will usually cover for uninsured motorists if you carry that coverage but he would have to determine of you could use it since you weren't driving at the time. Since you say you have $170000 in medical bills I am guessing you don't have any personal medical insurance either. Your attorney should be able to tell you what to expect to receive after his fee, which is usually 25% to 40% depending.
259747
I feel your pain...I retired to Canada (partially for that reason) a number of years ago and was quite pleased with the health care......a family doctor in Canada is very versatile and can treat a number of ailments including minor outpatient surgery in his/her office...other side of the coin..if you have to go into a hospital, more often than not, unless it is a life or death emergency, you will face a lengthy (several months) wait....now, there IS more to the story....I was able to do this, because at the time, I was married to a Canadian citizen...after a minimum of paper work I was granted health care priviledges...what you would have to do as a non-Canadian citizen to be granted residence in Canada, I'm not sure.........and of course, in this world there is no free lunch, income taxes were considerably higher; and there is/was a modest monthly cost for health care premiums....this was in 1998....if there have been changes since that time, I am not aware of them...........also, I mentioned that was only one of the reasons I moved to Canada...I was living in Victoria, Vancouver Island and it's one of the most beautiful places on earth..the Canadians are great people...ALSO, the U.S. dollar was was about 30 to 40% higher than the Canadian $.....not so now; and it's dropping....so, you've much to consider......good luck!!
158587
I am going to assume you don't have insurance.  When I went to see one,  it cost me about $200 cuz the doctor was out of my insurance network.  That was just a follow up to a procedure.  All together, with procedure, it cost me about $2000.  $1500 for procedure, $300 for in-patient, and about $200 for the follow-up.  Luckily the procedure and the in-patient were partially covered by insurance.  All in all, it's expencive.
66299
I think they attorney may have just been trying to make a joke.  The attorney may have been giving you different amounts throughout the process as what the insurance carrier was offering or what he thought it may settle around.\n\nWhen you signed up with the attorney, you should have signed a retainer agreement, which stipulates what percentage the attorney gets from your settlement (usually anywhere from 25-33% plus expenses).  That amount is off the actual settlement, not off of what is left after medical bills.  So if you settled at $50,000 and the attorney gets 33% (hypotheically), he will get $16,500, leaving you with $33500.  After $21000 in medicals, that leaves you with $12500 to cover future medical bills and pain and suffering.\n\nThis should have all be explained out to you by the attorney up front, and is probably done in the paperwork he gave you at your consult.  Getting another attorney will not help necessarily, because your current attorney is legally entitled to what he earned, and he can prove he earned that share of the $50,000.
538441
The Basic and Essential plan is alot cheaper then the Blue Cross HMO plan. The basic plan is just that. Very basic! $30 copay for doctors $500 copay for hospital inpatient. Alot of the major services are covered by either a high copay or a 70/30 coinsurance. The plan info. sheets on the site are pretty good. Most agents dont know much about the ind. plans because they are more hassel then they are worth commission wise. You may want to go on your mom's plan as an overage dependant. You may keep this coverage until your 30th birthday. Your premium would be about 60% of the single rate that your mom pays. Its a good deal and you will get better coverage then the individual plan can provide.
509430
By law hospitals have to give life saving care even if the patient cannot pay.  There are already low cost health clinics all over the place.  People have the option of medical bankruptcy which does not effect their credit rating.  So pretty much those 45 million should start thinking of taking care of themselves in my opinion.\n\nAnd out of that 45 million, how many actually need insurance.  That s just 15% of the population, does a healthy 25 year old really need full coverage?  How many of those are exercising their right not to buy insurance even though it is available?  These are numbers that are not represented in a blanket number.
401611
I'm willing to bet the above poster is a medical doctor... it's evident by his obvious ignorance towards chiropractic and what it entails.\n\nFor a start, chiropractors follow exactly the same training as medical doctors for the first half of their training and then instead of going into training for surgery and such, focus on the spine etc.\n\nThe aim of chiropractic is to keep the body in it the best shape possible, which is done by maintenance visits to your chiropractor. You should take care of your body all the time, not just when you are in pain.\n\nIf you walk into your chiropractors office and they ask you how you are, they want you to say great.. because that's how you are supposed to be! They check you, make sure everything is good to go and you're set. What do you think your medical doctor would say if you walked into their office feeling great? "well then what have you come to see me for?"\n Both professions have completely different philosophies, so naturally the chiropractic philosophy is lost on doctors because it is not pain orientated.\n\nWith that said, just like when choosing a doctor... when selecting a chiropractor, you have to make sure you get a good one.\n\nA 12 month program of care seems unusual to me, but that depends on what it entails. Some chiropractors have a 6-8 week intensive care program, and once your spine is in good shape, they switch you to maintenance. That means you go in every 3 weeks for a check-up, unless something happens in that time and you need to go regularly again. The intensive care program costs about 1100 euro (i live in ireland, that is what my program costs) and after that, the maintenace care program is around 500 euro and that covers you for any amount of vists you may need in that time.\n\nAdding those things together and changing them to US dollars would bring about the same price - $3000. If the program I have described sounds similar to what your chiropractor has told you, then it sounds pretty reasonable.\n\nJust make sure your chiropractor has the right qualifications and you have nothing to worry about =)
161064
I would check with the state you live in. For example my state (NY) has a plan called healthy NY for working people that have no insurance at reasonable rates. Go to your state's website to check.
551797
Well, look at it this way.  Insurance is all about grouping people together in similar risk groups, figuring out how much a year it's going to cost that particular group for claims, and dividing up the estimated claims projections between all the people in the group.   So yes, high risk people grouped together should pay the same high risk premiums.  That's why 16 year old kids pay a small fortune for car insurance, and a 40 year old man doesn't.  In general.\n\nYounger people pay less for life insurance than older people.  It's common sense.\n\nSo IF you can find a company willing to cover what we all know right now, will be A LOT of medical bills this coming year, yes, you should pay more than a healthy person.  \n\nPeople who have Aids are usually not insurable AT ALL on a new policy.  But yes, they should pay more.  Drunks, well, that's harder to prove, but they should pay more, too (detox costs A LOT!!).
20579
You can go and pay out of pocket.  That should be less than $50.  Many, but not all, insurance policies pay for that. \n\nBut you should be careful asking for meds when you don't need them.  If you simply have a virus, taking anti-biotics not only won't help you, but could make it worse for you next time you get a bacterial infection.  If the bacteria has become immune to the drugs because you took them when you shouldn't have last time, it could kill you.
237921
May I suggest to you Ameri Plan's discount benefits program. They do not have any restrictions on ongoing conditions and you can start saving immediately. The plan includes savings on dental, vision, prescription and chiropractic care. I'd check them out. I'm so proud to be with them. I know I shouldn't advertise, but your need sounds great. Let me know if you have any questions. wlakin@ameriplan.net\n\nhttp://www.mybenefitsplus.com/40378118\n\nWe are currently running a promotion (ends May 31!) where you can try it out for 3 months for $23 total. This is a great service. You should check it out!
517152
If you are a non-smoker and in good health, you should be able to get insurance that includes a doctor co-pay benefit and a drug card for under $100 a month.
429386
In the last year between me and my insurance company between 70,000 and 75,000 dollars have been paid out. This covers everything from my first visit to a cardiologist to the last test of the unit at the end of the recovery period from the surgery. I don't have my insurance papers in front of me to give a more exact result. \n\nI've had a lighter amount of attention than many in my general situation have had. I've had:\n- two visits to my heart specialist\n- one sonar probe of the heart (is it called a cardiogram?)\n- one couple day stay at the hospital for the surgery\n- one visit to the pacemaker clinic for the first test of my ICD and an introduction to a machine I now have here at home that can read my ICD and fax my doctors a report.\n- one brief visit to the specialist who installed the ICD\n- one test where they put me under and had my ICD correct artificial induced heart problems. \n\nI have one of the lesser models of the Implantable Cardioverter Defibrillator. It might be a little different than what you are asking about. It is both a defibrillator and a pacemaker designed to deliver a large shock if my heart starts fluttering and pace my heart if it goes too slow. I believe that actual pacemakers are a little different. \n\nMy device is a two wire model. Meaning there is only two wires going to the heart. There are four wire models that are much better, but more costly. Then there are all kinds of other variations in what they are capable of. So costs will vary.
448684
I am a paramedic and have to deal with Malpractice lawsuits from patients on a regular basis.  This is not due to a lack of patient care on my part, but more that the individual is looking to make a quick buck.  The health care system is here to help and I promise you that the medical professionals that work in the system are not making a fraction of what your insurance pays.  The small private clinics, like the one you went to, are a gray area.  You should talk with the Podiatrist and share your concerns with them and find out why he provided you with the care that they did.  If in the long run, you decide to sue, make sure the money your asking for is appropriate and dont pull that "mental anguish" crap.  Medical professionals are only human and cannot be expected to be perfect.