ive been trying for the lst three years to get a nissan skyline, and although there are plenty of them it seems just about impossible to get finance or insurance for one? so why do yards even bother selling them let alone telling people that finance is easy
123484
ak is right...\n\nYou must have a bad credit rating, or worse, no credit rating at all.\nThese are two things that will stop you from getting a car.\n\nEstablishing and maintaining a good credit score will get you that car in your driveway tomorrow.
385326
Right now it is kinda true. home loans take alot more paperwork cars take alot less, but you can have a much lower credit score and still qualify for a house than you could going for a car. It is a buyers market baby!!!
82172
It's just a job.. Just like telemarketers... no one will admit to being one cause everyone hates telemarketers. You dont have to like what you do for a living as long as it puts food on the table for your family then it is a good thing.\nI would not appreciate it if they repo'd my car (since it is payed off.. not that they would want it since it is so old) but if I was behind in my payments I would kinda expect it.. nothing in life is free and you cant live on credit.
198960
When I go to E-bay, I am looking for a hot deal on anything.  However, I would say that a few things sell better than others:\n\nItems you can purchase in lots, but sell individually.  You can do this through warehouse clubs (like Sam's Club), or discount places.\n\nI've always thought that yard-saling is such a missed avenue.  Become a professional yard-saler, pick up items that are unique and/or popular and sell them on E-Bay.  Most people have yard sales to clean out their crap.  But you know what they say about one person's crap being another person's treasure.  \n\nRegional Items - are there things you can sell from your region that are easy and cheap for you to get but maybe less cheap in that person's area?  It's worth a try!
403365
Craigslist.org is a great place to promote yourself. Yardsigns promoting your services as well as a magnetic sign on your car. Visibility, visibility, visibility.\n\nGet your clients to do a referal program ... like a free service for two new client referals. It doesn't come much cheaper than this.
461337
Don't play games with the customers. Be HONEST. Give them the best rate and the best closing cost. They will shop around and they will know that you are the best. Show that you care about them and not about your commission. Over time this will pay off because you will ask them for referrals and they will send people to you.\n\nAnd once you get a deal going, don't give up. I never saw a business where the product was so easy to sell and so hard to deliver.  Things will go wrong. There will be clouds on the title, the underwriter will give you fits. Be persistent. Also be sure to tell your customer NOT to open any new loans, change jobs, buy a car, or apply for any credit until after the loan is CLOSED. \n\nGood luck.
575236
Depends....want to buy a house? Not too bad. Want a new Ferrari...better steal one.
457828
Because they sold it for below market value to eat some of their losses.  You have to make up the difference.  It's not their fault that you couldn't pay for the car that YOU bought, so why should they be stuck with the remainder of the bill?
146985
yes, why have a car just sitting there collecting dust if you're not using it...use that extra money for something else.
389427
Why cant you have a garage sale or even sell some things on ebay? I dont think taking out a bank loan is worth it because you are then going to be stuck with the interest and the loan payback when you return.
157723
because they were very high priced and profits and sales were very low on these in the US. thats why they are so rare today. try looking at the lexus IS300, they have the same engines just no turbos.
556317
yes, in some areas quite a bit more easily than others. it's just about impossible to get anything in the SF bay area for less than half a million, yet that much will buy you mulitple acres and a house in some states.
455034
It doesn't matter how much collateral it is worth. If you have bad marks, you won't get the loan. And even if you have good credit doesn't mean that they will except you. You have to have credit for an extended period of time, not just a year or two. My boyfriend did the exact same thing a couple of days ago. He has had great credit but only for like 5 years so they denied him. The only way for him to get a loan was to have a co-signer that has more credit than he does....like a parent for instance & to put something down as collateral. As long as you put the title of the car down as collateral then you will be able to use it as collateral, thats what my boyfriend did. So using the title of the car will work, but not just the car. It has to be something the bank can hold on to incase you and/or your co-signer doesn't pay for the loan, so they can get their money back & by giving them the title your stating that if you and/or the co-signer don't pay then the car will be in their possession and will no longer belong to the person who owned the car.
327276
Unfortunately that used to be true. And was much of the reason for the foreign cars making such inroads to sales here in the states.\nManufacturing quality has improved a lot since then, but American made cars are still subject to the costs cutters knife. If one product they use is a tenth of a cent cheaper, they use it.\nThey aso sell rather than repair, defective vehicles.\nThey used to return them to the assembly line for refit, or repair..........
553454
As I understand the system, your loan must be fully-funded. If you think about it from the lenders point of view - the lender only wants to fund loans that have a reasonable probability of being repaid vs the rate of return (risk). A loan that is only 80% funded, for example, is probably not attractive enough to lenders to encourage them to lend.
556600
they shop it to outside companies. They don't finace the cars
8477
I can speak from experience here.  I do not have a very high score I think it is in the low 600's.  I think the main reason is that people are still able to get credit while having a score this low.  You may have to pay a higher interest rate but you can still get a car and a house.  I know I have a mortgage and I just refinanced for a slightly lower fixed rate at 4.5% interest.  I don't think that is too bad for someone with below average credit.  We all should care more about our credit. We just have champagne taste on a Boone's Farm budget.