Im looking for best interest rates,closing costs etc.
132580
I got an equity line of credit through my current lender and there were no closing costs or appraisals.  It was fast and free, basically.  I have a $49,000 line of credit and just use it like a checkbook if I need it.
272147
Definitely get an attorney as there is a ton of paperwork, much of which will make no sense at all (earnest money, title insurance, inspections, closing costs, blah blah blah).\n\nCheck out www.zillow.com regarding pricing of the house. It is a great website. Just type in the address of the property you are interested in and there is a ton of information available (for most cities anyway).\n\nShop around for the best mortgage rate. It probably doesn't really matter which one you choose, just get a good rate. Watch out for the creative financing schemes available these days ... ARM's, reverse mortgages, etc are all time bombs. Beware!\n\nAlso, consider using an agent, because the seller pays the commission. If you aren't using an agent, use that as a bargaining chip with the seller and get the agent's commission knocked off of the price! Good luck!
95750
check out bankrate.com for latest rates on CD's
38093
http://www.municipalbonds.com/\n\na good place to check out state by state current trades with yields and prices. use this to compare offerings from various discount brokerage firms. i prefer to buy new issues only. many discounters have an email service that lets you know what is coming out.
183551
Best way is to check recent sales prices of other homes in the area.  Try domania.com.  As for what it will fetch in another year from now, no way to predict.
113036
remember not to go to a broker because they earn commission which could have been discounts off your home loan and they throw you away after the sale.\n\nremember to haggle. go to the 4 major banks, talk to every trustworthy financial institution and haggle. for my experience, i got 0.9% off of the lowest rate at the time, it was cheaper than what the bank paid on term deposit interests.
442255
www.bankofamerica.com -get guidelines from this site\nVR
413576
Go to bankrate.com to check out the local rates.\n\nThere may also be some pretty good links on \n\nhttp://www.advancedwealthsolutions.com
230402
Think a repayment type is best\nI usually choose a tracker\nit has variable interest rate that is fixed 1 or 2 percentage points above bank of england base rate
252740
*$3.00 monthly administration fee.\n*Interest calculated on daily closing balance paid monthly.\n*Interest rate for corresponding balances\n0.10%  Over $25,000+         \n0.05%  Between $5,000-$24,999 \n0.00%  Between $0-$4,999
2666
BankRate.com publishes a weekly list of highest CD yields in the nation.\nBestCashCow.com keeps a running tally of the best CD rates in the US.
320593
Depending on your needs (and credit rating!), you may find that a home equity loan is more appropriate than a total refinance.  You would save on closing costs and be able to choose how much to take out and when.  These loans are typically higher interest rates, but the savings may work out for you.\n\nAt 8%+ that loan sounds very high.  I would shop it at several lenders until you get the best rate for you.  If you can find a reputable mortgage broker/lender you may be able to submit to several companies at once. (Yes I know "Lend Tree" has the same service, but I've found their lenders are all very similar). \n\nDon't give up! With prime rates still in the 5% range, you can probably save 2-3% by being thorough.\n\nMy company does NOT make or sell loans, but I will be glad to help you find a lender if you run out of resources. If you're looking to resolve a load of debts I can help you with that decision as well.  Call 888-221-2711 and ask for the Director.
532539
Check out http://www.cibc.com/ca/mortgages/index.html
147707
try Gartex group http://finance.groups.yahoo.com/group/GarTex/
441047
ING Direct- Great user friendly interface, no minimum, no BS. Currently paying 4.40%\n\nE-Loan- $5,000 minimum to open, $500 minimum balance to avoid account being closed. However, as your balance drops below 5k, your rate will drop as well. Good if you plan to park money there. Not all the details are on the FAQ page yet, but this is what customer service told me. \n\nEmigrant Direct- Slightly higher rate than ING, but customer service is horrible from several customer stories I've been told. Best to skip this place.\n\nE-Trade- No advice for or against since I haven't reviewed this site.
490681
try fidelity, schwab, vanguard.  you'll get almost unlimited choices and much cheaper than a bank
118188
Try bankrate.com:\nhttp://www.bankrate.com/brm/default.asp