can i apply for disability at age 62?
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Yes, if you are between the ages of 62 and 65, disabled, and currently on early retirement benefits, you can apply for Title II Benefits or Social Security Disability Insurance (“SSDI”).
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Your Social Security disability benefits will automatically convert to retirement benefits when you reach full retirement age, which for you is age 66 & 2 months. There will almost certainly be no change in your benefit rate when you convert to retirement benefits.
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If you're at least 62 years of age, you can collect Social Security and continue to work. 1﻿ But unless you've reached full retirement age, you'll be doubly penalized: By taking Social Security early, you'll be accepting a benefit that is permanently reduced by about 30%.
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The SSA does not set an age limit for applying for disability. But, you must know that there are a few specific rules for applicants over 65 years old. If you are over 65 the SSA requires a full review of your medical records to show any possible age-specific impairments related to aging.
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If a husband or wife has been married for at least a year to someone who receives Social Security disability benefits, the spouse can get Social Security benefits if the spouse is 62 years old or older.
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If you think that you meet the medical and contributory requirements for a disability benefit, you should always apply for that. This is because the amount of a disability benefit is always more than a retirement pension, and when you reach age 65 it will convert automatically to an unreduced retirement pension.
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The usual age of eligibility for those benefits is 65, although certain people qualify for the program earlier. (Medicare is available to people under age 65 who have been eligible for Social Security disability benefits for at least 24 months or who have end-stage renal disease.)
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For social security income, the youngest age you can apply is 61 years and nine months old. You'd then receive your first SS check four months later—the month after your 62nd birthday. It is recommended you apply three months in advance of when you would like to start receiving the checks.
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People age 65 and older are usually eligible for Medicare. Although, you can qualify if you're under 65 and have a certain disability or a chronic illness such as End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS).
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Benefits can continue until graduation or age 19 and 2 months, whichever comes first. The child is disabled, and the disability began before age 22. In this case, benefits can continue into adulthood.
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You can get it if. You're over 65 and have a long-term illness or disability. It doesn't matter how much you earn or have in savings.
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You must also be either pregnant, blind, have a disability or a family member in your household with a disability, be responsible for children under 19 years of age, or be 65 years of age or older.
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You can receive Social Security benefits based on your earnings record if you are age 62 or older, or disabled or blind and have enough work credits.
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If you're applying for benefits for a disabled child, you'll need to furnish medical evidence to prove the child's disability. The Social Security representative who sees you will tell you what other documents you may need. Benefits stop when your child reaches age 18 unless your child is a student or disabled.
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Can I Collect My Social Security Benefits At Age 55? ... Unless you are disabled, the earliest that you can potentially draw Social Security retirement benefits is at age 62.
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If you claim Social Security at age 62, rather than waiting until your full retirement age (FRA), you can expect up to a 30% reduction in monthly benefits. For every year you delay past your FRA up to age 70, you get an 8% increase in your benefit. So, if you can afford it, waiting could be the better option.
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If you're 60 to 64 years old and already getting your CPP retirement pension, you may want to try to switch to disability benefits or get the post-retirement disability benefit. Once you turn 65, you can no longer get CPP disability benefits.