what is the age to collect full retirement?
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Currently, the full benefit age is 66 years and 2 months for people born in 1955, and it will gradually rise to 67 for those born in 1960 or later. Early retirement benefits will continue to be available at age 62, but they will be reduced more.
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You can start your retirement benefits as early as age 62 or as late as age 70. If you're preparing to apply for retirement benefits, knowing when you're eligible to apply and how the system works are the first steps in choosing what age is right for you.
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By now, you may have heard: 70 is the best age for claiming Social Security benefits. Here's why. Because you have already reached your full retirement age — age 66 or 67 for most — you'll receive 100% of the benefits you are entitled to.
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Also, beware, for upcoming retirees full retirement age for your Social Security benefits is NOT 65 - it is age 66 or later. 7﻿ For most of you this means even if you retire at 65, you'll be best off waiting a year or so before beginning your Social Security benefits.
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If you were born in 1953 or earlier, you're already eligible for your full Social Security benefit. The full retirement age is 66 if you were born from 1943 to 1954. The full retirement age increases gradually if you were born from 1955 to 1960 until it reaches 67.
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The general retirement age is currently set to age 67, however, given sufficient pension contributions it is possible to retire as early as at age 62. The longer an individual postpones withdrawing a pension, the greater the government pension provision becomes.
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Here's the short answer. You can start receiving retirement benefits as early as age 62, but benefits are reduced if one takes benefits prior to full retirement age. For anyone born in 1960 or later, full retirement age is 67. Whether to take benefits at the reduced rate at 62 is entirely your decision.
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If you were born in 1960 your full retirement age is 67 If you start receiving benefits at age 67 you get 100 percent of your monthly benefit. If you delay receiving retirement benefits until after your full retirement age, your monthly benefit continues to increase.
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When it comes to Social Security for the year 2020, the full retirement age is 66 and 2 months. For most people reading this, your full retirement age will likely be closer to 67.
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If you were born in 1959 your full retirement age is 66 and 10 months. If you start receiving benefits at age 66 and 10 months you get 100 percent of your monthly benefit.
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If you were born in 1959 your full retirement age is 66 and 10 months. You can start your Social Security retirement benefits as early as age 62, but the benefit amount you receive will be less than your full retirement benefit amount.
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Key Takeaways. Social Security retirement benefits start as early as age 62, but the benefits are permanently reduced unless you wait until the full retirement age of 66 or 67. Payments are for life.
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What is the Social Security Retirement Age? ... Currently, the full benefit age is 66 years and 2 months for people born in 1955, and it will gradually rise to 67 for those born in 1960 or later. Early retirement benefits will continue to be available at age 62, but they will be reduced more.
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The general retirement age is currently set to age 67, however, given sufficient pension contributions it is possible to retire as early as at age 62.
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When it comes to Social Security for the year 2020, the full retirement age is 66 and 2 months. For most people reading this, your full retirement age will likely be closer to 67. That being said, the maximum Social Security benefit for someone at full retirement age in 2020 is $3,011 per month.
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If you work and are full retirement age or older, you can earn as much as you want and your benefits will not be reduced. However, individuals may begin taking Social Security retirement benefits early beginning at age 62.
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"Full retirement age is 66 years, six months. This is a two-month increase over those born in 1956." The full retirement age will further increase in two-month increments each year until it hits 67 for everyone born in 1960 or later. [Read: Social Security Changes Coming in 2019.]