how do pet insurance companies determine pre-existing conditions?
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To help identify pre-existing conditions and assess the overall health of your pet, some providers may require proof that your pet has had a full medical exam prior to enrolling in their pet insurance. They may also ask for past veterinary records.
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Pet insurance policy: new policy and renewal Under all levels of coverage, the accident waiting period is only 48 hours and the illness waiting period is 14 days.
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['Where Did These Puppies Come From? ... ', 'How Have The Puppies Been Socialized? ... ', 'Is The Puppy Up-To-Date On Vaccinations And Has He Been Dewormed? ... ', 'What Health Guarantees And Reclaiming Policies Do You Provide In Your Contract? ... ', 'Do You Have Any References? ... ', 'Can We Contact You After Taking The Puppy Home?']
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NFU Mutual pet insurance overview. NFU Mutual only offers its pet insurance policies to existing home insurance customers. You have to pay an additional fee to get the policy. There are two types of cover available, one with a £4,000 vet-fee limit and another offering a £2,000 limit.
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Pembroke Welsh Corgis have some health problems that can be of concern, especially if you aren't cautious about who you buy from. They include hip dysplasia, eye problems such as progressive retinal atrophy (PRA), retinal dysplasia and persistent pupillary membranes, and hypothyroidism.
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In general, if your pup is in good health, you should take them to the vet at least once a year for an annual checkup. During these checks, vets will perform a physical exam and assess their overall health. But if you have a new puppy or an older dog, things get a little more complicated.
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['Illness and physical pain.', 'Kenneling and confinement.', 'Degenerative issues.', 'Anatomic disorders.', 'Toxic issues.', 'Abnormal nervous system activity.', 'Autism.']
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AKC Pet Insurance is an excellent option for dog and cat owners who want inexpensive, customizable coverage with a wide variety of add-on options. AKC Pet Insurance's quote tool only requires your pet's breed, age and location to give an initial quote.
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Third party liability is a part of pet insurance that covers you if your dog: Injures someone. Injures another dog. Damages or breaks someone else's belongings or property.
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Payment plans for vet bills just a click away. CarefreeCredit has launched a concierge service that enables vets to offer payment options to owners of uninsured pets in need of medical treatment.
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["What's Covered and What's Not? ... ", 'Will a Renters Policy Cover my Roommate? ... ', "What's the Difference Between Cash Value and Replacement Coverage? ... ", 'Will Owning a Dog Affect my Renters Coverage?']
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The Guidance: An up-to-date veterinary vaccination record must be seen to ensure that dogs have current vaccinations against canine parvovirus, canine distemper, canine adenovirus/infectious canine hepatitis, leptospirosis and other relevant diseases.
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['Vaccinations. Puppies are expected to get their first vaccination when they are 50-60 days old. ... ', 'Health clearance certificate. ... ', 'Breeding frequency. ... ', 'Age of the parents and medical check. ... ', 'Frequency of handling the puppies.']
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Companies test on animals to provide data that they can use to defend themselves when they are sued by injured consumers—even though some courts have ruled that the FDA has failed to show that the results of animal tests can be extrapolated to humans.
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A standard dog or cat vet check-up cost could sit around the $50–$100 mark, depending on your pet's age and whether they have any health problems.
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Pre-existing Damage As A Basis For An Insurance Claim. Generally, insurance companies do not pay out on policies if they determine that the covered property has pre-existing damage. The determination of the pre-existing damage is done through valuations and investigation by the insurance company.
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In calculating pain and suffering, insurance companies look at the severity and permanency of your bodily injuries. ... Insurance companies typically multiply the amount of medical bills by a number between one and five to calculate “pain and suffering.” The more severe and permanent the injury, the higher the multiplier.