what age can you retire to collect social security?
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You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.
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If you were born in 1955 your full retirement age is 66 and 2 months. You can start your Social Security retirement benefits as early as age 62, but the benefit amount you receive will be less than your full retirement benefit amount.
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Key Takeaways. Social Security retirement benefits start as early as age 62, but the benefits are permanently reduced unless you wait until the full retirement age of 66 or 67.
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You Can Receive Benefits Before Your Full Retirement Age. You can start receiving your Social Security retirement benefits as early as age 62, but the benefit amount will be lower than your full retirement benefit amount.
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The decision of when to take Social Security is highly dependent on your circumstances. You can start taking it as early as age 62 (or earlier if you are a survivor of another Social Security claimant or on disability), wait until you've reached full retirement age or even until age 70.
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If in your lifetime you have worked for ten years, you are eligible to place a claim to begin receiving Social Security benefits as early as age 62 and as late as age 70. Deciding when is best for you is a personal decision. Refer to this chart to determine your full retirement age.
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You can start your Social Security retirement benefits as early as age 62, but the benefit amount you receive will be less than your full retirement benefit amount.
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No. One way to lose some of your Social Security benefits is to earn more than a certain amount while working before you hit your "full retirement age." That full retirement age is 66 or 67 for most of us, and it's the age at which you're entitled to start collecting the full benefits to which you're entitled.
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Key Takeaways. Social Security retirement benefits start as early as age 62, but the benefits are permanently reduced unless you wait until the full retirement age of 66 or 67. Payments are for life. Social Security spousal benefits pay about half of what your spouse gets if that's more than you'd get on your own.
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Originally Answered: If you were born in 1964, what is the age you can start collecting social security? Under current law, it is 67 for full retirement benefits.
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If you were born in 1965, you can get social security once you reach age 67. The Age Pension age is the same for both men and women.
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For the full retirement benefit, you must be 62 years old at retirement or, if you have 30 years of credited service, you may retire as early as age 55.
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You can get Social Security retirement benefits as early as age 62. However, we'll reduce your benefit if you retire before your full retirement age. For example, if you turn age 62 in 2020, your benefit would be about 28.3 percent lower than it would be at your full retirement age of 66 and 8 months.
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En español | You receive the highest benefit payable on your own record if you start collecting Social Security at age 70. Once you reach your full retirement age, or FRA, you can claim 100 percent of the benefit calculated from your lifetime earnings.
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At 65 to 67, depending on the year of your birth, you are at full retirement age and can get full Social Security retirement benefits tax-free. However, if you're still working, part of your benefits might be subject to taxation.
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Maximizing Social Security Benefits You reach age 62, and you can start collecting benefits. Or you wait until normal retirement age (66 for most) to collect a larger benefit. 2﻿ For an even bigger monthly check, wait until age 70.
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You can retire with reduced Social Security benefits as early as age 62. You can begin collecting from private retirement funds, such as a 401k, without tax penalties at age 59 1/2. If you can't work because of a disability, you may also qualify for Social Security disability insurance benefits.