Below is an instruction that describes a task, paired with an input that provides further context. Write a response that appropriately completes the request.

### Instruction:

Convert text to sql: Find the name of account that has the lowest total checking and saving balance. | accounts : custid , name | savings : custid , balance | checking : custid , balance | savings.custid = accounts.custid | checking.custid = accounts.custid | 

### Response:

select _ from _ order by _ + _ asc limit _ | select accounts.name from accounts join checking on accounts.custid = checking.custid join savings on accounts.custid = savings.custid order by checking.balance + savings.balance asc limit 1