Below is an instruction that describes a task, paired with an input that provides further context. Write a response that appropriately completes the request.

### Instruction:

Convert text to sql: Find the name and total checking and savings balance of the accounts whose savings balance is lower than corresponding checking balance. | accounts : custid , name | savings : custid , balance | checking : custid , balance | savings.custid = accounts.custid | checking.custid = accounts.custid | 

### Response:

select _ + _ from _ where _ | select accounts.name , savings.balance + checking.balance from accounts join checking on accounts.custid = checking.custid join savings on accounts.custid = savings.custid where savings.balance < checking.balance