216:        // compute interest owed
217:        uint256 borrowAmount = loan.borrowAmount;
218:        uint256 interest = (borrowAmount *
219:            params.interestRate *
220:            (block.timestamp - borrowTime)) /
221:            YEAR /
222:            1e18;
223:        uint256 loanDebt = borrowAmount + interest;
224:        uint256 _openingFee = params.openingFee;
225:        if (_openingFee != 0) {
226:            loanDebt += (borrowAmount * _openingFee) / 1e18;
227:        }
228:        uint256 creditMultiplier = ProfitManager(refs.profitManager)
229:            .creditMultiplier();
230:        loanDebt = (loanDebt * loan.borrowCreditMultiplier) / creditMultiplier;
664:        // update loan in state
665:        uint256 loanDebt = getLoanDebt(loanId);
666:        loans[loanId].callTime = block.timestamp;
667:        loans[loanId].callDebt = loanDebt;
668:        loans[loanId].caller = caller;
750:        // compute pnl
751:        uint256 creditMultiplier = ProfitManager(refs.profitManager)
752:            .creditMultiplier();
753:        uint256 borrowAmount = loans[loanId].borrowAmount;
754:        uint256 principal = (borrowAmount *
755:            loans[loanId].borrowCreditMultiplier) / creditMultiplier;
756:        int256 pnl;
757:        uint256 interest;
758:        if (creditFromBidder >= principal) {
759:            interest = creditFromBidder - principal;
760:            pnl = int256(interest);
761:        } else {
762:            pnl = int256(creditFromBidder) - int256(principal);
763:            principal = creditFromBidder;
764:            require(
765:                collateralToBorrower == 0,
766:                "LendingTerm: invalid collateral movement"
767:            );
768:        }
133:        // first phase of the auction, where more and more collateral is offered
134:        if (block.timestamp < _startTime + midPoint) {
135:            // ask for the full debt
136:            creditAsked = auctions[loanId].callDebt;
169:        (uint256 collateralReceived, uint256 creditAsked) = getBidDetail(
170:            loanId
171:        );
172:        require(creditAsked != 0, "AuctionHouse: cannot bid 0");
...
180:        LendingTerm(_lendingTerm).onBid(
181:            loanId,
182:            msg.sender,
183:            auctions[loanId].collateralAmount - collateralReceived, // collateralToBorrower
184:            collateralReceived, // collateralToBidder
185:            creditAsked // creditFromBidder
186:        );
143:        // second phase of the auction, where less and less CREDIT is asked
144:        else if (block.timestamp < _startTime + auctionDuration) {
145:            // receive the full collateral
146:            collateralReceived = auctions[loanId].collateralAmount;
