uint256 onBehalfOfCollateralRatio = (depositedAsset[onBehalfOf] * assetPrice * 100) / getBorrowedOf(onBehalfOf);
function getBorrowedOf(address user) public view returns (uint256) {
        return borrowed[user] + feeStored[user] + _newFee(user);
    }
uint256 providerCollateralRatio = (depositedAsset[provider] * assetPrice * 100) / borrowed[provider];
