                    totalFee += fee;
                    // Amount lent for this order
                    uint256 amountLent = amount - fee;
                    // Sum the total amount lent to Swivel (amount of ERC5095 tokens to mint) minus fees
                    lent += amountLent;
            fees[u] += totalFee;
            // transfer underlying tokens from user to illuminate
            Safe.transferFrom(IERC20(u), msg.sender, address(this), lent);
