are business allowed to ask for a minimum to use you credit card?
952031
Absolutely! It costs them money to accept your card. Also the fees change depending on if the charge is rung up as debit or credit. A local store owner explained to me that for sales below about $20 US, the debit card had a smaller fee. Sales greater than that and the credit charge costs less. \n\nI think we should work with businesses to help them keep costs down for processing plastic transactions because ultimately those extra fees are added into  the cost of the product. We will pay for it one way or another.
774803
more than likely it is a matter of time, i would keep enough money on the card for what ever the amount was\n\n they will want their money eventually, \n\nthe reason they wait is because the credit card companies charge them eigther a % of the sales, or they charge per transaction, and they are better off turning them in all at once, than one at a time
953283
Yes.  This verifies that you have the card in your posession.  This prevents anyone with just your credit card number from using it.   If somesone steals your card and uses it, you can always dispute the charges.  I have been victim in credit card theft and it is really no big deal.  The card companies have always taken care of me.
269990
I haven't found anything illegal about it (unfortunately).  However, I would guarantee that the bank doing the transactions made the restaurant sign an agreement stating they wouldn't charge their employees when a customer uses a credit card--So it's in violation of their credit card agreement.  Also, since it costs you to accept credit cards, you should get a 1099 with the costs detailed so you can count it on your taxes--discuss this with your tax preparer/advisor.
924103
They can get a judgement but I seriously doubt they want to go through the hassle for such a small debt. Even if they could garnish wages, which I don't think they can for credit card debt, they won't even get what your minimum monthly payment would be if you can prove all of your money goes to neccessary bills and living expenses. See if you can negiotiate a settlement with the credit card company that will save you both time, money and headaches if not just send them something every month and they can't say you are not paying down your debt.\nGood Luck
133397
Try the bank where you have a checking account they will probably give you a credit card. You have to start out  small with like a 200 or 500 dollar limit.
848325
It is illegal for a company or business to "copy" your credit card.  If a company asks to do so, I wouldn't do business at that company....they are probably going to try and scam you!
589784
A credit card, such as VISA or MasterCard, allows you to pay for sales or services by borrowing against your line of credit with the credit card company and to make monthly payments on the outstanding balance. A charge card, such as American Express requires payment in full each month of the outstanding balance charged to the account. \n\nAs for who is eligible to obtain it....that depends on the specific creditors requirements although one cannot not be a minor.
458679
limit: on your bank's site\nsec # only available on card,not revealed online
431487
Columbia House allowed me to do that during the xmas holiday.  I had not planned on it, but I ordered several on the phone and then she asked me if I would prefer to be billed.  They may only do that if you are a member in good standing, I'm just not sure what the reqs are.
856498
No, your parents weren't strange. What you describe is what I had also learned. But, times have changed. I use a card that I can use as a debit or credit card. As do many other people. I am not sure if the fees charged to the retailer are less than they once were, but the security of the payment (credit card company will pay, then chase down the non-paying customer) is a big advantage for using cards like Visa, MC or Discover. There is no 'official' minimum, except in stores that require it.\n\nOne of the reasons I learned the lessons you mentioned was also as a guideline for learning that money spent on a credit card was no different than the cash used for the same purpose.
223330
Typically, credit card companies will accept any amount you send them - it's money. However, unless you pay the minimum amount due, they will charge you late fees and interest and overlimit fees (if applicable) and cancel your card if they deem it necessary. The only way to help with this is to call the company and calmy explain your situation. They still may not work with you, but there is no way they'll work with you if you just ignore the situation.
8341
AS far as I know there is no way to offer credit cards to customers from your business unless you partner up with Visa or Mastercard to do so.
88675
Yes, if you try to screw them by not paying...Is this what you are asking?
958291
If the site gave a number....AND if you checked that sellers feedback and it was all good, then it should be ok.   The rule is, if you call a firm and do business...you're usually safe to give your number to complete a transaction...if they call you and want a card number, no way!
864817
Our firm requires it.  I guess they are allowed.  I don't mind the direct deposit, but it seems wrong to force it.
992686
You can ask customers for credit card information and use it along with verisign in your website.