Bank taking all money from checking without permission?
965927
Actually read your promissary note, in it you will see a clause called Right Of Offset.  While they have the right to offset this monthly obligation with any other asset you have within the bank.  They don't have the right to overdraft an account to execute this right causing you to incurr additional nsf fee's and possibly daily overdraft fee's.  If this transaction is the transaction took you into a negative balance you can actually file a complaint with States Attorney General's Office and even possibly your local Office of Thrift Supervision.  If however, other transactions came through the account that day they will argue that you overdrew your account with those other transactions.\n\nAt best you will get your fee's reversed but the payment is what they are legally entitled to.\n\nBest of luck and yes it's time to close your checking account and open it at another bank.  It will eat them up inside to know they can never exercise that right again.  Also do it now, because if you can not bring this account back into the positive balance quickly the will close it for you and report you to a company called Chex Systems.  If they do this you will not be able to open an account at any bank in the US until that reporting is cleared up.
881787
Ok, were your payments completely and 100% up to date.  If they were, then the bank had no right to take your money.  You were fulfilling your agreement with the bank.  However, if you were behind on payment(s) and had a history of being behind, then the bank probably got you on something that was in the credit card agreement.\n\nLook at it this way, you are being weened from credit cards.  Get away from them, they are a waste of money.  Get a check card and don't look back.  Find a different bank too.  One with a bit better customer service.
856499
that's how they keep money in the bank. There is actually never the amount of money in the bank that you and everyone else deposits. If everyone withdrew their money in one particular bank at the same time, the bank wouldn't be able to give you all your money. They need insufficent funds fees and monthly fees for accounts to be able to cover that money
368448
Tell your bank to stop payment on the account...
913753
Call the bank first and put a stop on the check. Then call the company, explain the problem to them and ask them to send you the check back so that you could write a new one.
165663
a cancelled Check? LMAO
22499
When someone deposits a check to their bank it gets "cleared" on two sides, your bank being one and their bank being the other.\n\nWhat happens is his bank sends your check (or possibly an electronic copy these days due to the Check 21 law) to your bank for payment.  Your bank then credits his bank the funds through the Federal Reserve.  His bank would then credit his account the amount of the check.\n\nDepending on the funds availability policies of their bank it is possible that the funds were deducted from your account by your bank and held by the recipient's bank for several more days.\n\nThat being said, a 14 day hold is very unlikely.  Even from the 12th to the 21st is a long float period.
943654
Nope, not from the same finanical institution.  Most banks will only cash checks for account holders.  Try a check cashing place and pay the fee.
883601
try stop the bank transfer NOW then call police they can trace this kinda thing  and you  should be covered for a refund from your bank depending on the bank you are in they cover loses
1094622
You have nothing to worry about. There is a statute of limitaions that is well past. If it bothers you so much, send the company the money for the check, but I am sure they do not even have a record of it any more!!!
965215
this is not legal,you can sue that bank if its how you said it is ,that it not the correct procedure in their terms and conditions,\nyou have rights too!!!
758757
receiving stolen property\nobtaining money/property under false pretenses
697577
If there was a lien legally placed against your account, you probably can't get the money already taken back.  But you can try to, by asking the bank for a form to challenge an unauthorized transaction to your account--just tell a teller at the bank that there is an unauthorized withdrawal from your account, that the creditor claims to have a judgment, but that you have never been notified of it.  It is rare, but it does occasionally happen, that a creditor will lie about having a legal lien.  If the bank won't help you with this, you can stop future garnishments, at least for awhile, by getting a new bank account, preferably at a new bank.  \n\nYou can avoid people finding out your bank account numbers by not using checks to pay bills.  The creditor uses the information from your checks to obtain the lien.  Use money orders or travelers checks to pay bills instead.  \n\nIf you get a new account, and it is later garnished, you may have to stop keeping your money in the bank, as unpleasant as that would be.  \n\nI helped a friend with a similar problem recently.  Be sure not to give out your banking information to anybody.  Best wishes getting this straightened out.
694911
ONLY if that persons name is on the account with authorization to withdraw from it.\n\nEveryone we write checks out to have our account numbers, they are on the checks... They cannot write any of out checks or take any money out.\n\nEven if this would happen.. the bank would be liable and you would have all your money returned.  The bank would LEGALLY have to make it right with you if they somehow let someone take money from YOUR account that wasn't authorized to do so.\n\n: )
577487
Yep, contact the person in charge of human resources at your local office, at the regional office and headquarters. The next thing to do is call the police and get it on file that you are claiming theft of our check. That way, if someone did take it and cash it, you will still have a chance to get it back. Do it now!!!  If that check is already cashed, there is probably little you can do, other than call a lawyer which would probably cost more than your check is worth.
233477
Check the laws for your state.  If you are not incarcinated I would have to wonder why this would affect you?  Is the banking in your name or in your brothers, or the bands name?  There are so many things that can be relevent but you must check with your local laws to ensure no negative action against you.  Good Luck!
779112
Go to the police. Its illegal to do that.\nContact your bank to find out where the money went and change your account; now they have your cheque or credit card number and your details, they can steal your id or try to take more money from your account.\nIf you paid by cheque, cancel it.\nIf you paid by credit card phone them NOW tell them and cancel the card.