On which types of policies is it a certainty that the insurance company will have to make payments?
952415
The only one not questionable is LIFE.\n\nWhen beneficiaries show a death certificate there ain't NO arguing about it.............\n\nThe others......they always look for a loophole or escape route.....
719285
You have to check your policy because every company and policy is different.  If you don't know, your dentist should get preapproval and should be able to tell you what you'll be responsible for.
251623
Ask a friend or neighbor you respect who they use.\nA deductible is the amount you must pay before insurance begins to pay.
136126
There's two different bases for the insurance.\n\nLife insurance has an inevitability built in.  You are going to die someday for certain and as long as you pay premiums and materially mistate your health or fraudulently try to collect it will pay.  Life insurers (thorugh the use of wise actuarial tables) hope that enough people live long enough to grow enough capital to eventually pay off all their claims.\n\nProperty/Casualty insurance doesn't have the same inevitability built in but is supposed to protect your assets in the unlikely case that a claimable event happens.\nIf you have several claims in a close enough time period, you become too risky to continue to insure, thus the company will cancel ("nonrenew" in the biz) your policy.\n\nSo in life insurance they know you are going to die but just don't know when.\nIn property insurance you could conceivable pay premiums and never need to make a claim.
834143
Some states, like NJ , have a website that details payments, if you are the responsible person. Go to your states website and search.
236191
What kind of insurance are you looking for?
988786
To Insure Prompt Service.
12983
It depends on your insurance carrier, whether or not you run a business in your home or if te worker just happens to be going to your home for a specific reason, but normally works elsewhere, and it probably isn't a good thing to mention that you pay them under the table.  \n\nIt also makes a difference in how you present the loss/liability to your insurance company.\n\nSo it isn't a black or white answer, you need to offer much more information.
189186
Most underwriters will want to see that your son is the one paying this policy.  It is typically a big red flag for a parent to be listed as payor on an adult child policy.
98349
ANY INTEREST AND ANY PROPERTY TAX THAT MIGHT BE INCLUDED IN THE PAYMENT
375482
it depends on the contract
1017905
Somebody has to pay your bills.
1117777
you should contact your Broker/Dealer agency's commissions department or the life insurance's commissions department.  they should be able to tell you.  they way that commissions are paid out also depends on the type of product you sold as well.
347451
Every company has different underwriting policies.  Some of the common things that an agent would need to run a quote would be: square footage, type of roof, age of the house, address,  total mortgage balance, date of birth and social security numbers of owners, building materials and prior policy number.  Here is an article on ways to save money on home insurance: http://www.insuremyhouse.com/lowercosts.html
632250
Most states require payment within 30 days.\nBut it will likely be sooner if there's been no problems with the claim.
461362
Actually, underwriters are not the ones who decide what is or isn't paid in a claim. Underwriters are the people that decide what risks are or are not acceptable for whatever line of coverage you are applying? The answer to your question is there aren't any.  I am a licensed agent in Texas and the only reason I can think someone wouldn't want to have to go through an underwriting process is if they are trying hide something that would obviously keep the underwriter from issuing the policy, if that is the case then that is INSURANCE FRAUD. I'm sure the people out there that do pay their insurance on time and abide by the laws and rules in their state don't appreciate people that try to find a way around it.
34360
I would ask a title insurance company about this, but ask one that you don't intend to use to obtain a policy from when you finance the property, unless of course they say no problem.