Is it possible to receive loans without a credit card?
960000
cosigner or large enough down payment
323991
Yes, if they are still effecting your credit rating. The better your credit rating - the more they will want to loan you. I get automatically accepted for loans and credit cards. I've never had debts - always pay of my credit card, bought my car for cash. My credit card company offered me a loan at 5.9% last month. I could probably borrow that and invest it in the markets and make money! Give the impression you're loaded and they'll offer you more - if you're broke - you don't stand a chance of a loan for the price of a sandwich. With on line banking now - you can move money around your accounts and give them a great turnover and put virtually everything on a credit card. I was offered a new credit card that doesn't incur any interest for up to 12 weeks after the purchase. Stupid interest rate of 19% - but 12 weeks interest free credit can be handy.
253772
You can't it's all a trick,I've tried them all. Go to a bank and apply for a loan even if you know you won't get approved. This is the only FREE credit report I've found. \nYou will receive a complete credit report from the bank!
387238
Whenever you get an answer to this, PLEEEEEEEAAAASSSE email me the answer.  I'm in the exact same situation and need a loan and can't get one.  And I don't want that pay day loan either b/c I need big money.
166959
you could try credit card companies
187029
It's not a loan, but a grant...\n\nMeaning you don't have to pay for it.\nHowever, you have to qualify.\n\nIf you're earning next to nothing, and living on air, then you probably can get it.
174671
Try www.prosper.com\n\nThis is the new p2p lending/borrowing without the middle men. (Similar to Zopa in U.K.) This works like ebay. You list a loan for $X (you can borrow up to $25,0000) at r% or less. The lenders would bid for your loan. As a borrower you are the "seller" and the lenders who bid on your loans are the "buyers." Unlike in ebay there will be multiple lenders giving you partial sums. Prosper takes 1% service fee upfront from you and distribute your monthly payments to the lenders. You personally won't have to deal with the lenders and you can remain anonymous.\n\nYour chances of getting a better rate on the loan is higher if you have good credit. Propser does the usual credit check when you sign up as a borrower and rates you as AA, A, B, C, D, E, HR(high risk), or NC (no credit).
149956
Some take paypal, which requires a link to a bank account. But it is very limiting as most sites require a credit card.
787622
borrow it from someone or take a credit card advance
652932
You would need to have a secured loan.  Secure with some sort of item so that the lender could get their money if you default.\n\nIf you're looking for a credit card, there are cards out there that you give them $500, and then you have a $500 limit.  It helps you build credit.
962034
never pay money to get a loan or credit card\nsounds like these online finance companies and they are a  scam \npeople on here are saying they don't even get their loan
984173
Sounds like a prepaid credit card may be the way for you to go... \n\nHere is a link to one that says "No credit or bad credit OK, NO credit check required, No employment required"\n\nhttp://www.fastcreditcardoffer.com/credit-card-search/credit-rating/bad-credit-no-credit/default.aspx\n\nGood luck.\n\n.
261666
http://www.paypal.com just sign up for one...u need a credit card and i think u can use a bank account if u don't have or don't want to use a credit card
828469
Depends where you are in the world, but a credit card may be the fastest route to the credit.  Or a loan from a local bank - however they will require some collateral.
1088858
If you find one let me know.\n\nSeriously you either have to have good credit or collateral to get a loan.  Period.  Collateral means something of value they can keep or take if you don't pay that helps protect the lender from losing all their investment.\n\nThe closest thing to money without credit or collateral is a payday loan.  You can find them by looking in the phone book.\n\nBut before you do, realize the fees are so steep that many who use them end up owing a lot more than they borrowed.  Some states are trying to pass laws to put them out of business because the fees they charge are so high, and the people who use such services are the ones who can least afford it.\n\nA payday loan still requires you have a job and I'm not sure how they secure it, but I think they get your next check.  I've never used one.  Never will.
258061
There's several Non-Profit debt consolidation groups out there that will do this, but it completely kills your ability to obtain any new credit until the consolidation is totally paid off.  I've been credit card free for almost 8 years now and it feels great to never see a bill in my mailbox.\n\nDo your part to end pointless economic wars on yourself by financial institutions by becoming a balanced-budget person.
921117
A Pay Pal account works by deducting funds directly from your bank account.  You do not need a credit card.