anybody heard off a firm that debits your account under the name ..paper chain..   serious?
958629
Go and ask your bank. They have lists of aliases and may be able to tell you the companies real name.
202012
There are credit collection agents who like to scare people into paying by forging legal documents such as a summons, and mailing them to you.  Sometimes it's accompanies by a letter saying somewhere that "...if we do not receive our money we will file this summons with the court...."...that sort of nonsense.\n\nIf the summons is legit, and the court clerk failed to write a court date, then you have a wide open loophole for an appeal.  Whether you show up or not is up to you.\n\nHow was the summons served?  Depending on the state you live in, it must be served by a court clerk, an uninterested adult (a process server), or mailed by certified mail/restricted delivery.  Mailing it by regular first class mail does not constitute a legal service.  You can simply inform the judge of this and your case will be tossed out (but they can file it again...more cost on their part).\n\nNow, lets say this is a fake document. You called the court and they informed you there is no such case.  Can you say "cha-ching"?  Contact a lawyer.  These people have broken a number of laws.\n\nForging court papers, fraud, violation of the Fair Credit Collections Act, just to name a few.\n\nIf everything turns out legit, don't panic.  Just appear in court with whatever documents you have.  If the debt is legit, and you think you will lose your case, come with documents supporting your income, and ask the judge to order a payment plan that you can afford.  Otherwise the creditor can garnish your wages,seize your property, or make your life miserable.\n\nYou may want to contact the credit company and try to work out some kind of payment plan, in exchange for them dropping the negative report on your records. If they refuse just accept the judgement, since your credit is ruined anyway.\n\nGood luck
1076430
THIS IS SOOO IRRITATING.....I had a checking and "share" acct (with a $25 balance) at Credit Union, and ATM transaction overdrew the acct by $1.45. Silly me, had already opened up another acct at different bank so I figured I would let those accts sit a couple of weeks and close them out. WRONG, when I finally opened up a statement  I was in shock that the share acct was still there but the checking now had a balance of -$386.00! Now I thought that when you try to get more money then is available, the ATM transaction should decline, WRONG AGAIN, (oh did I mention I worked at a bank for 4 yrs :(). Got as far as you did at the branch and left more irritated then before, two days later the Sheriff shows up to serve me with Court Papers. I go to the bank because I can't afford to miss work at this point and ask the girl at the counter "after transferring the $25 from the share account, what do I need to pay?" She has me write a check for $350 + dollars, and says the accts are closed. End of story....nah...I get a call 2 days later from the branch manager saying that if I don't make the 50 mile trip by the end of business day to pay the additional $43 in fees, the teller left out, I would be in contempt of court............\n\nOpen a new account quick and hope the bank burns down. Keep your chin up :)
124001
I don't think there is a company out there that is legit.  I signed up for a couple a few years ago and I ended up getting screwed
87786
I don't know either, but I sent an e-mail to membersupport@mongle.com and the e-mail was returned to me.  What a jip, I had been with them for years and finally saved enough equity points with them to start looking for a house!  I think they went out of business, but how horrible as they didn't even let their members know.  I hadn't checked my account in a while and went to check it today and the website was gone.
884759
I recieved the same letter, I checked it out at the bank first had them call Chase, the check is not valid. I also called the number on the letter two nights ago at 10:23pm and was surprised when the answer I got was "What the f*ck are you doing calling so late, don't you knwo what time it is" "click" It is a scam just frame the check in the "wish it was" frame and go back to our pathetic lives
934097
You know I was gonna sign up with them, but I can tell you they are a scam. They will stretch sending those dispute letters for a long time so you have to keep paying them monthly-\n\nYou can do what they do by sending the letters and disputing your credit errors by yourself. It is very easy. I just got a judgment taken off last week. \nSign up with www.truecredit.com\n\nThen look for the errors- \nmake 3 copies of your credit report and highlight all the errors\nsend one copy of your report to each of the credit agencies(trans union, equifax,expirian)\nAlso write a head letter for each credit agency\n\nheres a sample letter(customize it to each credit agency)\n\n Credit Report Dispute Letter\n\nDate\n\nComplaint Department\nName of Company\nAddress\nCity, State, Zip Code\n\nRe: Your Name\nYour Date of Birth\nYour Social Security Number\n\nDear Sir or Madam:\n\nI am writing to dispute the following information in my credit report; I have circled the items I dispute on the attached copy of my credit report.\n\nItem 1: (identify item by name of source (i.e. \ncreditor) and type of item (i.e. credit card account, judgment, etc.) This item is (inaccurate or incomplete) because (describe what is inaccurate or incomplete and why). I am requesting that the item be removed (updated, modified, etc.) to correct the information.\n\nItem 2: (if applicable, etc.)\n\nEnclosed are copies of documents (i.e payment records, court documents, cancelled checks, etc.) which support my dispute of the above-referenced item(s). Please reinvestigate this (these) matter(s) and (delete or correct) the disputed item(s) as soon as possible.\n\nSincerely,\n\nYour name\nYour Address\n\ncc: creditor(s)\n\nEnclosures: (List what you are enclosing)\n\nMail this letter along with a copy of your printed credit report to each agency:\n\nDo not dispute any bad credit that is not listed under that agency.For example if you have a credit error with transunion and its not listed with equifax, you dont want to send a dispute letter to equifax because this will only cause the creditor to possibly make a report to equifax.\n\nSend your letters First class mail and always keep all copies of what you sent and receipts that you did in fact mail your disputes.\n\nThis way you have proof of the exact day you mailed your claim . The credit agency has 30 days to do the investigation or bye bye baby the debt gets deleted.\n\nHere is another letter for your creditors to demand proof of your debt:This was emailed to me by another yahoo board member and it is great:\nSample letter to creditors\n\nThis letter is being sent to you in response to a notice sent to me on December 16, 2005. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.\nThis is NOT a request for “verification” or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.\nPlease provide me with the following:\n• What the money you say I owe is for;\n• Explain and show me how you calculated what you say I owe;\n• Provide me with copies of any papers that show I agreed to pay what you say I owe;\n• Please evidence proof of the alleged debt, including specifically the alleged contract or other instrument bearing my signature.\n• Prove the Statute of Limitations/UCC has not expired on this account\n• Show me that you are licensed to collect in my state.\n• Provide me with your license numbers and Registered Agent\n\nAt this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureau’s (Equifax, Experian or TransUnion) this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mar
14095
Kathy,\nbased on jlpopo's answer, I would say DON'T DO IT!\nThere is nothing more aggravating then a fraud company!
284890
I was unable to locate any reference to such company on BBB, US and UK government records, or major search engines.\n\nIf this is a scam, which is possible, it is not widespread to trigger any news, or records yet.
179505
thats really odd! theyve been in business a long time. I did try the # too--and got same message.\n\nid complain to federal trade commission and BBB, also stop payment or notify bank of the problem
914163
You should check out these companys with the better Business Bureau. before sending them any money. You could also report the company to your local law inforcement agency. It won't get you back your money. but it might help someone else.
515787
I've done bankruptcy for years for clients; the website is slick, but I've never heard of these people, and I'm in Texas.  Check them with the Better Business Bureau and the State Bar of Texas -
760946
If you cannot get a straight answer when they are trying to get your money, then you won't get a straight answer when you try to get your money. I have never heard of this company; however, I would recommend that you stay away from them.
188164
they dont need the actual card, marianne.  if they have the account number and expiration date, many businesses will accept phoned-in orders without actually checking to see a physical card.  i'm glad your company didn't process that huge transaction.\n\nthese ^ guys are right... you're a victim of credit card fraud.  call ALL your creditors immediately, as well as the police, to CYA.  if they have one of your numbers, they could have gotten more,  especially if you order things online.
657285
Better Business Bureau:\n\nhttp://www.bbbonline.org/consumer/\n\nRip Off Report:\n\nhttp://www.badbusinessbureau.com/\n\nAlso I recommend searching the internet for the company name to see if anything derogatory has been written.
31770
It is a scam. As soon as you contact them they will ask for a processing fee. I Googled \n\n"United Claims Center" Cash\n\n(with the quotation marks exactly as typed) and found 25 warnings in 0.46 seconds. That proves my Internet skills are better than yours. You are probably better looking, though.
418413
I checked into it a while back.  They usually want money up front for a 'list' of companies that employ, supposedly, people to stuff envelopes.  After you get the list, you are to contact these companies and try to get work from them.  Yes, a scam.