Grants for 1st time home buyers?
962809
Go here for information on downpayment assistance for any state in the nation.\n\nhttp://www.downpaymentsolutions.com/type2.shtml
17404
Try www.grants.gov or   www.firstgov.gov    or   www.cfda.gov ,  they all have alot of information.
74186
You can purchase a home and fulfill your mother's dream. You should go to a first time home buyer's seminar, a bank in your area might be having one soon. You can also look for information on low interest government programs at www.Fanniemae.com and www.Habitatforhumanity.com these are two programs that I know of. You should probably be the one to apply because of your age and income. You may also be able to apply together. Your income is quite low, so you may have to get a part-time job to supplement your income to be eligible. Can't hurt to look into all your options. Good Luck.
511553
there are free goverment funds.try starting out at the shelters voluntering and someone may know of other funds.
389574
Yea there is stuff out there. I went to grad school, was in a similar situation. I applied, I was eligible for loans, but no grants.
369834
You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes. \n\nIn the instructions at Grants.gov, you have to first go to CFDA to find out the grant number that you qualify. You can search CFDA various ways (by grant number, by keyword, etc.). You can find grant programs by category -- here are the lists of grants under Home Buying/Homeownership http://12.46.245.173/pls/portal30/CATALOG.FIND_GRANT_PROGRAM_TXT.SHOW?p_arg_names=func_cat_cd&p_arg_values=ML  Check if any applies to you\n\nTo make searching easier, Housing and Urban Development HUD has a list of housing grants http://www.hud.gov/offices/adm/grants/fundsavail.cfm - though I have NOT seen any grants available for first time homeowners.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.\n\nNote though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants. \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs \n\nhttp://www.cfda.gov\nhttp://www.grants.gov\nhttp://gtionline.fdncenter.org\nhttp://www.powerhomebiz.com/vol66/grants.htm\nhttp://www.sba.gov/expanding/grants.html
419903
With no deposit loans the interest rate is higher (to cover their losses) and you need REALLY good history, 3 years in the same job, good income and NO defaults on your credit statement.  If you meet these critera then it may be good not having to put any money in.\n\nBut another option is to go through Keystart Loans, they only need a $2000 or 2% deposit depending on which is higher and you can use your first home owners grant as that deposit.\n\nMost other banks wont allow you to use your grant and you just get the money later on.
440518
Whenever you do something for the first time, it's good to seek professional advice.  All the better when you do not have to pay for it.   In the case of purchasing your first home, there are many factors to consider (condo, coop, single family home, duplex, multifamily home).  Much of that will be answered by your budget.  Remember Location, Location, Location.  Buy in the best location for resale purposes.  \n\nNow that you've narrowed things down a bit, ask friends or visit open houses and find a good realtor in your area.  Find an experienced one (usually, they will have been in business for a number of years and do it full time).  Now that you have a good realtor, work with them.  They want to make a sale and the seller is the person that pays the broker.\n\nReal Estate Agents are up on the latest developments in mortgages and finance.  They will be able to tell you about first time buyer programs, adjustble rates etc. \n\nGood luck.  I believe owning property is the best thing you can do to protect your future.
225190
get a repayment ....thats the only kind to go for unless u a financial wizzkid \n\nalso try lookin into this new goverment housing scheme they look reasonable where u only buy half your house ..\n\ni feel ya pain ...1st timers got it tough
1015621
Try http://www.grants.gov
725948
http://www.grants.gov/
475096
You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.\n\nNote though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants. \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs \n\nHere is a list of grants available for homeowners:\nhttp://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show \n\nThere is a grant called Very Low-Income Housing Repair Loans and Grants (CFDA # 10.417) and you can qualify if you are "very low-income rural homeowners an opportunity to make essential repairs to their homes to make them safe and to remove health hazards to the family or the community." http://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=10.417\n\nhttp://www.cfda.gov\nhttp://www.grants.gov\nhttp://gtionline.fdncenter.org\nhttp://www.powerhomebiz.com/vol66/grants.htm\nhttp://www.sba.gov/expanding/grants.html
1170956
The Housing and Urban Development (HUD) agency gives grants on housing http://www.hud.gov/offices/adm/grants/fundsavail.cfm#grants , but they do not give out grants for individuals. As indicated on their page http://www.hud.gov/grants/index.cfm "HUD does not offer direct grants or loans to individuals."\n\nThere are very few grants available to private individuals, and as far as I can find, there's none for the purpose of downpayment assistance unless:\n\n- You provide sweat equity (14.247 SELF-HELP HOMEOWNERSHIP OPPORTUNITY PROGRAM http://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=14.247)  \n \n- You are a teacher (14.310 TEACHER NEXT DOOR INITIATIVE http://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=14.310 ) \n\nTo avoid being scammed, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.\n\nOn CFDA, you can find a complete list of housing grants on this page\n\nhttp://12.46.245.173/pls/portal30/CATALOG.FUNCTIONAL_PROGRAM_TXT_RPT.SHOW?p_arg_names=func_cat_cd&p_arg_values=ML\n\nNote though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants. \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs \n\nThe government is NOT in the business of giving away free money for the sake of giving away money. Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.\n\nFor one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant. Grants have objectives, and the grant applications that best captures the grant's objectives are approved.\n\nThere is a stringent review process through a committee composed of federal employees and selected experts in the field. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.
111421
don't worry about past mistakes, there are grants for everyone. i've given this same advice to like 3 other people. the best place to start is at your local library or bookstore. look for an author named Ben Kaplan. he delivers the easiest to read system for finding scholarships and grants and the grants and scholarships in his book almost everyone qualifies for. plus he walks you through each step of applying and even has examples of winners' entries. here's a list of his books.
147406
You can go to the Grants page of HUD to see what housing grants are available http://www.hud.gov/grants/index.cfm although I doubt that just because you graduated from college now qualifies you for a grant
104810
There are many grant programs etc.available.  Check with your local and state government.  Also, a really good motivating read is "Rich Dad, Poor Dad" It is really straightforward.
796405
try borrowing from prosper.com. It is a people to people lending site that's getting very good reviews. Good luck..