how do i successfully collect judgment monies from an insurance company that insures licensed professionals?
959681
It is part of the job for which you hired the attorney who got you the judgment in the first place.\nHis job is not over until he collects the money for you. If he had a contingent fee, he doesn't even get paid until he collects the money.
662752
I can't stand you people who are giving horrible advice. If you file suit against someone and they file bankruptcy, you are still able to collect. Judgments are non dischargeable when filing Bankruptcy. Any court order form of payments are nondischargeable. You get a judgment and record it with the clerk/state, it is vaild for 10 years and if the defendant receives any money or assets you can place a lien on them. Also, if you get a judgment you and your attorney can file a citation to discover assets to get your settlement. They will then need to sell any assets they own (up to a certain amount) to satisfy your judgment.\n\nDo not take the first amount the insurance company offers you. You can get more. Even without an attorney you need to ask for things other things like gas that was in your car, if you had new tires, they usually will pay the tax on a new car up to the value of your old car, the title and license. You can accept the check from you insuance company and then sue her and her insuance for reimbursement. Your insurance will put a lien on the amount you recover usually 2/3s of what they paid out. Don't give your insurance company any information that will incriminate you. You can tell them you are seeking counsel and will be intouch with them about it.\n\nIf you are moving out of state, you need to make sure that you are able to go back to the county that you are moving from because you need to file suit in either the county you lived when this happened, county it happened in or the county that she live in. (assuming they are all different)
1054433
First, you should bring an action to collect the monies. Once, you receive a judgment in your favor, then you must wait a statutory number of days to allow compliance with the judgment. If the person has not complied with the judgment, then you can ask the court to garnish his or her wages or collect his or her property to be sold, etc. via a motion.
116380
Call the insurance company.
974644
My advise?  Attorney and fast...before they get a judgment against your paycheck, bank account, savings, etc...
1063080
Start with your commissioner/department of insurance site for the state in which you live. You need a license and, possibly, reserves.
605963
look in the yellow pages for insurance agents- look for an agent with CLU- after his name- that means Chartered Life Underwrier- this person has passed ten different areas of study and is very knowledgeable on insurance matters- they are a big cut above other agents in knowledge--also look for ChFC- Chartered Financial Consultant- another 3 or 4 areas of study passed- and or CFP- Certified Financial Planner- this is also good- yet CLU's know more about insurance than CFP's do--I am a retired insurance broker, and a retired CFP, CPA, & LUTCF-another insurance designation--good luck to you- also- choose a mutual life insurance company- they will pay you dividends or part of the company profits that other cos wont pay you !!!
211125
First off this sounds like a threat.\n\nIf you owe a business or professional (Accountant, Lawyer, Doctor, etc.) they typically don't have the ability to report directly to a Credit bureau.\n\nThe only 2 ways they can do this:\n\n1) Send your debt to a collection agency who will try and collect from you. Each state has specific laws regarding how long they have to try before they can report to bureaus.\n\n2) The "Professional" can take you to court. If he wins he will get a Civil Judgment. That will most likely be reported to the bureaus.\n\nIt is always best to negotiate a settlement/payment plan with the original lender.\n\nIf you know the charge/debt is incorrect than I would let him either take you to court where you can present to the Judge your information and depending on your jurisdiction you can recieve a judgment for your costs if you win.\n\nIf he takes you to collection you can ask the Collection Agency to validate the debt and they have 30 days to provide you with the pertinent info (date of debt, how much, copy of invoice, etc.) to prove their debt. That will at least buy you 30 days.\n\nIf you are just being threatened and you know that the debt is invalid then send them a certified letter requesting validation(proof) of the debt.\n\nGood Luck
535743
By getting a very large liability insurance policy because you are going to need it. Next best choice, talk with a good lawyer on how to insulate your company from liability claims.
1012966
as acting agents of the company they would be responsible. best bet is to retain an attorney and go after them. collection agencies are of no use as they get a large percent if they recover and rarely do. an attorney can take it to court and get your costs and fees back also. you would need a attorney that specializes in commercial law or corporate law. good luck!
586668
Try writing to your state's department of insurance. Usually the insurance department in each state maintains records of claims, denials, and consumer complaints.  The National Association of Insurance Companies (NAIC) has a list of insurance departments on their web site: http://www.naic.org/state_web_map.htm\n\nKeep in mind that each state has different regulations regarding the record keeping of certain data, therefore the information you are looking for may not be available in the state where you reside. Your best chance is to just call or email the insurance department and find out.
293161
Partner with an expert in other fields.  I have arrangements with P&C agents, annuity agents, etc.. where I strictly handle the life insurance for their clients and refer my life clients to them for P&C.\n\nWe do splits on cases. It has been tremdous revenue boost for all parties.
854433
you need to inform your company that is thier responsibility to provide workers compensation.  And that it would be a shame to have to get a lawyer to make sure they do.  Meanwhile, definetely go to the chiropractor.  I will always believe my chiropractor saved my life.  P. S. I don't think medicare deals with chiropractors, do they?  I bet that is why you are having so much trouble with medicare.  I always thought they just dealt with doctors.  Here's some good info:  Doctors know how to get insurance companies to pay, but I doubt chiropractors do since not many insurance policies cover chiropractic.  However, you might see a doctor just something to present to medicare, just so they will notice!
947658
Hi, my name is Eunice Saunders and I am an Insurance Agent. Most insurance companies go by the blue book value and it sounds like your car is totaled to me. They will send an Adjuster to look at the damages and he will access the damages and advise the insurance company as to the best way to handle your claim.......remember their title is "adjuster" which means they adjust.......so if you do not agree with their assessment then argue with them.....remember also that the adjuster works for the insurance company and has the best interest of the company and all other policy holders....he does not work for you...although he will want you to think that your best interest is being served...so you look out for your best interest which is to either get your car fixed or get enough money from the deal to bring you back to a financial condition that is comparable to the condition you were in before your car rolled down the drive. So if they give you blue book value you can pay off the loan you owe and buy another vehicle........remember you can not gain from insurance.....meaning you will never get more than what you had to start with. Good Luck! Eunice
192780
If it is out of business, you can't find them.  However, all states have a State Insurance Board that handles claims, premium refunds, and anything regarding an insurance company that goes into liquidation.  Go to your state website, look for the State Insurance Board and you should be able to find some information on where that Insurance company's issues are being routed.
672156
you should check with an attorney as to your rights in this case- if the advise was given verbally as opposed to in writing- it might be more difficult-yet, only an attorney would be sure about that..CFP's- Certified Financial Planners can give financial advice-they have passed rigid exams in ten different areas to get certified-CPA's can also give advise-some have an additional certification in financial planning--CLU's- Chartered Life Underwriters know about pensions and insurance and annuities- they have passed ten tough exams also to get their designation---unfortunately EVERYONE THINKS THEY CAN ADVISE OTHERS- YET FEW ARE QUALIFIED TO DO SO, BY EDUCATION, TRAINING, AND EXAMS & CERTIFICATIONS--unfortunately that lack of qualifications does not stop people from rendering opinions and advise--sorry you have this problem- i believe an attorney could spell out any recourse you might have better than anyone else !!! I am a retired Independent Insurance Broker, & CFP & CPA & LUTCF ..good luck to you- if i can be of further help-holler back at me !!
1180398
I agree with spade_2nite, something doesn't sound right if they are contacting you for payment - if they had recieved a judgment.\n\n\nContact your county court clerk and ask if there is a judgment or a suit filed in your name. (You can also go to the clerks office and request to see your file.)\n\nIf there is no judgment or pending suit filed, that company is violating your rights. If that is the case - speak with an attorney immediately!!!\n \nIf there is a judgment filed and you had been properly served, check your state statutes for the exemptions in your state.\nFor example -  exemptions "may" mean that they cannot garnish your wages, take your car, take funds from your bank account etc. It all depends on "your" states exemption laws. \n\nAfter you check with your county court clerk and find that there is or is not a judgment against you, it may be best to speak with an attorney. There are many attorneys that will give a free first consult   \n\nAlso, I would suggest purchasing a tape recorder and the next time they call, tell them that you are recording the call. Some states allow you to tape without informing the other party that you are taping, you would have to check your state laws on that. But, if you cannot find your states laws on taping, then be sure to inform them you are taping when they call.  \n\nTell them that recieving phone calls at your home and place of employment is inconvenient for you and that you are requesting they contact you by the U.S. postal service only - be sure to have that on tape. By law, if you tell them to cease calling - they are "required" to stop calling.\n\nIf there is a judgment against you, filing for bankruptcy may not be the wisest thing to do - depending on the dollar amount of the judgment and your other debts. \n\n\nI have included a link so you can check your states rules of service