what are the advantages of an atm card?
963858
SO YOU DONT NEED TO CARRY A LOT OF CASH
1055595
Banks will preform better with automation.\n 1. I still like teller service.\nBanking services will also preform better. \n 1. Older users still do not use automation.\nBanks are making more money because it cost less to run the daily shop.  \n 2. Less people needed.
687354
American green backs,but cashless transactions are more popular and can be done all over , I personally like to hold my money in my hand.\n\nBeing prepared from the get-go helps make things easier. Carrying an ATM card, a credit card, traveller's cheques and American (the most accepted world wide) cash gives you pretty much all the options you need
443431
Well you can compare online between Chase and LaSalle (another big bank in Chicago). I know Lasalle has over 500 ATMs if that helps.
24844
I would bet that it's probably because ATM machines are mass produced by the companies who make them. Since ATMs are installed at walk-up as well at drive-up locations, it wouldn't be cost effective for these companies to make two nearly identical models: one with braille and one without.
964389
An ATM (Automated Teller Machine) is an electronic/computerized way to withdraw or deposit money to your bank account without having to visit the bank. It does so via an internet connection which, through your confidential pin number, links you to your account. Banks have ATM's for the convenience of their customers. It is mainly used to withdraw money, but can also facilitate other functions such as checking bank balances, and transferring money from one account to another.\n\nYou can find a lot of information about ATM's in the following link.
887830
Disadvantage\n\n1)It looks bad to customers, they think ur in problems thats why you have to factor debts\n2)Charges\n3)\n\nAdvantages\n\n1)Reduced risk of bad debts\n2)Dont have to have debt collection staff\n3)Easier to plan cash flow\n4)Protection against currency movements\n\n\nSorry cant think of any more disadvantages
191795
EverBank.com\n\nI've been with them since December 2005. EXTREAMLY HAPPY. They refund ATM fees every month up to $6.00. Pay 3% interest on checking. Free bill pay. Free bank by mail envelopes. Free deposits at local banks throughout USA via ATM deposits.  Great crew working the phones there.
996218
ING is great.  Check out www.GMACBank.com (also).  I have both. GMAC has an ATM card & free checks as well as electronic transfers. Currently GMAC has higher rates for savings.\n\nBoth are FDIC insured. Both are major players in the on line market.
576239
ATM/debit card are basically the same thing - you use them to get cash out (or make deposits) at ATM machines and some places will allow you to pay for things with them (Target, Walmart, grocery stores).  The money is drawn directly from your account, so - no money, no stuff.\n\nA credit card is borrowing money you don't have.  Most places accept them, but you don't pay for your stuff until the bill comes at the end of the month.  If you don't pay in full when the bill comes, the issuer tacks on this little thing called interest (often around 3-5% per month on the unpaid balance).  And for every month you don't pay in full, they continue to tack on more interest.  That means you bought for $100 dollars but now you're paying $120, $130, $140 or more for it, depending on how long you take to pay it back.  If you JUST pay the minimum (typically 1% or 1.5% of the balance), it will take you 40 YEARS to pay for it!  Honestly!\n\nCredit cards are VERY dangerous and, really, should be avoided.  If you save money from every paycheck, you will be able to get the things you need, plus many of the things you want without have to pay some bank to use their money.  PLUS - you get to keep the interest you make!\n\nThen there's this thing called a debit/credit card (or a check card).  It has the Visa/MC logo, but takes funds directly out of your account like a debit card.  It can be used at more places because of the logo AND since the funds are drawn directly from your account - no funds, no stuff.\n\nIf you have a large bank balance (say $10,000-15,000) when you go to apply for your home loan (the ONLY thing you should buy on credit because it appreciates), banks will WANT to lend you the money at a great rate because they see that you manage your money well because you don't spend every penny you earn (and more by using credit cards).\n\nALWAYS have cash in savings for emergencies.  They WILL happen, so it's best to be prepared.
61525
Open a "Complete" account.  It is their best product and is by far the best inthe industry.  Trades cost 13.99 and everything else is free.  No other fees.  ATM fees are refunded.  It is awesome.  Highly recommended.
423701
It won't work as a normal debit card, but you can use it at any ATM that accepts Visa to get American currancy
711114
Automated (or automatic) Teller Machine
337891
The only one I can think of is your Check Cashing Outlets.\nThey make it easy for someone who does not have or cannot obtain a bank account. It usually costs about 3% of the value of the check but is an excellent option if you can't get a checking account.
787889
You can use an ATM, which enables you to do these things even when your bank is closed or you can't get to your bank:\n\n+ Withdraw cash\n\n+ Make deposits\n\n+ Transfer money between accounts\n\n+ Check your balances
1140894
I own three but rarely use them and if I do its to establish and improve my credit. I use my ATM/debit card as a credit card for larger purchases. Your personal credit is used for insurance rates, jobs as well as many other purposes. :)
504060
I think all ATMs are made according to ONE template and it would not be cost effective to make a separate one. Therefore, all ATMs have the braille dots on them.