what is the soonest you can get a home equity loan?
956942
Once you apply for the loan the application process could take anywhere from a day to three weeks...depending on several factors like your credit score, debt to income ratio and other leans on the home...\n\nAfter you sign the loan docs for the equity it will then take another few days for the money to be funded to you.  It's somewhat of a long process...and definitely not the quickest way to get a loan. What I'd recommend is getting a small personal loan first to pay off any initial debt due now...and once you get the equity you can pay off that small personal loan....
648324
if u live in california i can do the work for you. does your friend currently have a second on his house? if he does refinance depending on how much equity over the house you have u can join both loans into one and at the same time add in the $5-10 k you owe(u would get a check or cash if ud like at the signing). if he only has one loan on his house he can open up a second for the total equity you have available. im pretty sure they wont do a $5-10k loan but wat will happen is that u open a second for the total equity available to u and u just use what you need that come with really low interest rate
1028086
It is going up as of July 1st.  You need to consolidate and begin paying on your loans, or you will end up paying a higher rate.  There is a loan calculator at the website cited below.  It should help you to decide what to do.
848983
Need more specific information.  I would sell as quickly as possible and take the equity and put it into something more managable.
776448
Assuming you have a heartbeat, you will get a loan.\n\nFrom there, your credit, remaining assets, income, and debt ratios will all come into play as your interest rate is determined.\n\nBut you can pretty much have been foreclosed on yesterday and get a new mortgage today if you put 30-40% down payment.
254595
Buy house with cool cash and then apply for a home equity line of credits or refinance with cash out.
472509
All loans are based on Credit, Capacity to repay, and the collateral. Even a reverse mortgage the was mentioned in a previous answer. Home equity lines are adjustable to an index that the lender uses. Usually it is the prime rate. The higher your scores the closer you get to prime. You can also get a fixed rate on a second deed of trust in the conforming market. If you have credit problems the you will end up in the sub-prime market with higher rates. These loans will usually be a closed in loan with a fixed rate. Be careful as many of these are Balloon notes and have Call Provisions. When they call the note you have to pay the outstanding balance at that time.  You still have to qualify for the loan in any case.Hope this helps you out!\nGood Luck.
469385
if you have a house you can get a home equity loan.\n\nOr if you can get a personal loan from a bank to pay off those loans.\n\nYou should never do pay day loans.  They are about 1 step above loan sharks.
482935
There are plenty of companies that offer 100, 103 and 107% loan options.  Lending Tree.com would be a start.
940371
You should be able to technically do this as long as the new home equity loan + the 1st mortgage are not more than 85% of the home's total value.  This is generally the cap.\n\nSo if you have a home that's worth $200,000: 85% of that is 170,000.  As long as the new home equity loan and the mortgage balance added together are less than that amount, you should be OK.
732061
When you find that dream home, allow our program to help you pay it off quickly.  Go to savingthousandsininterest.com\n\nGlad to be of help!
1177784
Credit card is fastest, but the loan will mean that you will pay less. If it is in a few weeks, I would suggest a loan because the credit card ameliorates monthly while the loan can take years.
663007
Yup, there wont be any time better than the earliest that you can think of.\nReal estate rates will be shooting up in next 2-3 years at least.\nIf you got bucks to buy then go for it.
884850
A home equity line of credit can only be obtained based on the equity you have in your home.  You cannot convert a mortgage into a LOC.  Mortgage rates are typically lower and have a longer term, so short of refinancing your mortgage, you're probably best off sticking with what you have.  If you visit any bank they are required to carry a government brochure talking about HELOC's (home equity lines) which will give you an idea about what your options are.  Most people get HELOCs as an emergency backup for unexpected expenses.  The good thing about these is that if you use the line, the interest you pay can be tax deductible, which helps defray the cost of using the line.  However, like any loan or line based on the equity of your home, failure to repay it can result in a lien against your property so if you ever sell the house, they'll take what money you owe out of it.
9904
when you can get lower payments
226458
This is a loan where you use the value of your home (equity) as collateral to borrow against, therefore home equity loan.
443411
One day.  If you kept some payments on time throughout the Bankrupcy and have a decent credit score you can qualify for up to 100% financing.  Contact your local mortgage broker.  There are only a few banks that will do that so your rate won't be great.  I'm working on one of these loans right now.  They discharged in January and I'm getting them 100% financing.  After one year it gets much easier and your rates get better.  After two years you can get a mortgage just as easy as if you never went bankrupt in the first place.