What should I do to get more for my money in terms of smarts.?
956365
First, I would pay off all high interest debt.  Paying off debt is one of the best investments you can make. You will have more money in the future because you won't have credit card bills to pay. \n\nNext, start investing in stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks, as individual stocks are too risky. For most folks this means buying mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low cost funds. If you are like most people you will invest part of your money conservatively, in money market funds and bond funds, and part aggressively in stock funds. Vanguard.com has an on-line questionnaire which will give you an idea how aggressive you want to be. \n\nInvesting in a mutual fund IRA for retirement may give you an income tax break. Talk to your tax adviser, if you have one. You may also be able to invest in mutual funds via a 401K plan at work. (The Air Force has a Thrift Saving Plan or TSP which is similar to a 401K)  When you get out, consider buying a house instead of renting. It will save you a lot of money in the long run in rent you don't have to pay.\n\nBelieving advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial adviser. They will charge you significant commissions, however.
339660
work more often, earn more money.\nwork harder, advance in your field, earn more money.\ngo to school, attain a degree, earn more money.\n\nspend less, keep more money.\n\nvery simple.
618440
Invest in education, either university, college, or trade school. It will pay off in higher wages over the long haul.
1086203
Count up the money you have. Go to work and save that amount in 12 months. Within a year your money will have doubled, guaranteed.\n\nI've doubled money in far less than a year, but it entailed significant risk. More important to me is to hang on to what I have, save more, and achieve a return of 15% or more every year. I do this by researching and investing in quality stocks of companies that produce hard commodities (oil and mining companies).\n\nBest of success.
414933
Do your homework, especially on HOT TIPS people may offer you.  Never invest more than you can afford to lose.
673311
Getting an education is a great investment in yourself, and being cautious with your investments is wise, but don't ever let anyone tell you that low income families shouldn't invest in the same types of opportunities that anyone else could.\n\nPeople with very low incomes have made themselves into millionaires by a combination of responsible spending and thoughtful investing.\n\nThe best place to start with small balances is mutual funds.  As long as you stick with mainstream funds, you should be fairly safe.  Don't expect a straight upward line, but over time, on average, you should expect the long-term results to be strong over the long run.\n\nMeanwhile, as you build up your portfolio, you can be reading and learning more about investing for the future. By the time you outgrow mutual funds, perhaps you will know more about the different stock market decisions you will need to make.  Perhaps hiring a financial advisor would be wise at this point, or perhaps you can go on your own with your newly acquired knowledge.  \n\nConsider books by Peter Lynch, Jeremy Siegel, and Benjamin Graham as some of the best sources.  \n\nBest of luck to you.
712948
getting a higher education, by knowing as much more as you do now will gain you that money where you can spread your knowledge and gain more people to listen to what you say ;)
707135
hello there, \nI can suggest you a very good business opportunity. \n\nNow its time to do Smart Business NOT Hard Business. So investment should be very small and returns should be high.\n\nI am earning good and many of my friends are earning like anything in this business i do everything with just some efforts. \n\nYou just need to be calm and have good relationship in your local area to get succeed, you can do it anywhere you want it and no matter where you are. \n\n*Its a Unique chance to become financially free and earn US \n$3000 a day. \n\n*I will Make You Grow Financially.\n\n*A small investment which will keep expanding like the Roots of a \nBanyan Tree. \n\n*No risk factor of the Stock Market. \n\n*Earn millions for yourself and your generation. \n\n*It grows as you enjoy the beaches or have retired. \n\n*You’ll have enough to have your desires and dreams come true. \n\n*You’ll be able to help the needy with your tender feelings. \n\n*You’ll be able to leave a legacy for your family.\n\n\nIf interested, please reply me your complate details.\n\nSidhu.
251693
work a little harder on your current job.\nIf you dont want to do that, then do some research on stocks and invest some money in them.
844725
A lot depends on your interests and skills.  I could suggest lots of things, but if you don't have the interest or talent, they would be a waste of your time.\n\nThat being said, here's a few.\n\nReal Estate sales.\nWriter.\nComputer tech.
127484
Donate 10% to charity and invest the rest. Find a broker nearby and that money could grow into something even more useful.
717921
get a lot of money ...
66781
The best way to earn money is get into the field and gain experience.  If you can find someone in the field you'd like to get into who is willing to take you under their wing (ie: apprenteniceship), it would be a great way to get your foot into the door.  At this point it shouldn't be about the money.  To really get more money, I find it's the experiences someone has not the multiple degree's someone has.  It's what they do with the degree and how it's applied that matters.
104486
Learn how to use proper english.  Then work hard and save your money.
848396
1) If you find something you enjoy doing, you're going to be making the big bucks sooner. Trump himself said the easiest and quickest way to making the money is to do something you LIKE. If you like to do it, you'll be happier to do more of it.\n\n2) Don't only go by cash--find what you are good at and go from there. Are you good at English? Try journalism. Are you good at creativity and art? Try graphic design. Go from there.\n\nGet away from the cash trap--honestly. I just got out of college and expected to make $50K. Guess what? I'm looking at making just over $30K.
1011254
Open up a 529 College Fund account. The sooner, the better.\n\nPut AS MUCH AS YOU CAN AFFORD each year (only YOU know what your finances are like).\n\nYou can't go wrong, no matter how much (or little) you put into it. Your fund is sure to grow after a few years of investing.
290876
$300 - $500???  Good returns????\n\nWhat a waste of time and effort!\n\nWhere you park that amount of money doesn't matter a hill o' beans.  Even 0% return is fine.\n\nYou should be concentrating on adding to that nest egg and getting it to a sizable amount before talking stocks or mutual funds.  When I say "sizable, I'm talking $5k - $10k at the very least.\n\nIf you invest that money and you aren't charged any fees at all (not likely) and you make a super-duper 20% return on $500 the first year, you've made a measly $100.  How long would it take you to find $100 to add to that nest egg just by working at Taco Bell?  A couple of days?\n\nPut that money wherever you want and concentrate on building it up before you start talking investing.  Otherwise the hard work over such small amounts of money in return will burn you out.\n\nIf you really want to invest that money wisely, buy some books on investing or on your education in some field that really gets your blood flowing that will enable you to make serious money by making yourself more valuable either to an employer or out in the business world.\n\nThen you'll really see a super duper exponential return on your money if you do it right.  The first book you might consider buying with that money is a book by Warren Farrell entitled "Why Men Earn More".  It was written primarily for women but it will be no less helpful to you as a guy.  It'll teach you where the money's at.\n\nNumber two on the list you should consider would be, "The Richest Man in Babylon" by George S. Clason.  Then if you'd really like to get serious about making some really serious money, number three should be, "Mentored by a Millionaire" by Steven K. Scott.  Number four could be, "The Millionaire's Secrets" by Mark Fisher.\n\nGood luck!  Invest in yourself!