My mortgage provider charges interest daily and i pay by d/d monthly, can i pay in cash twice a month?
955496
Refinance for a better interest rate.
1063314
your payments are deferred for a few monthes but you will be charged the interest on the unpaid payments
379493
Usually, they go by average daily balance for the month and then compound it every month.  At least this is what my bank does.  I guess this is simulated by compounding it every day and added the interest once a month.\n\nThe daily interest is annual interest divided by 360.
1094421
pay cash for things not charge. payoff what debt you have as soon as possible by making payments for more than the minumin due.
110431
put a little aside every day. i just took $5 out of my wallet everyday, before i left for work. if you do that for a week then you have $35. for a month that's $150. if you do it for a year then you have $1825. it may not sound like much, but it worked very well for me.
176971
Yes you should consolidate. It makes it easier to pay because you'll just have 1 payment. If you move around, you'll also just have to keep track of 1 loan instead of 2. Try this http://www.dlservicer.ed.gov/consolidatenow/welcome.asp . My husband and consolidated with them. They have a low rate and they offer a discount if you pay automatically from your account every month. They also adjust your payment according to changes in interest rates automatically. You'll just notice that your monthly payment has decreased.
871340
There are a number of factors that will affect the answer.  These factors include the outstanding balance on your existing loan, the loan-to-value ratio (i.e. how much you have borrowed vs. how much your home is worth) and the rate of interest you are paying as compared to the rate you qualify for today.\n\nThe short answer is that borrowing more money means making larger payments.\n\nI suggest you contact a mortgage banker, as they will have a widest range of products for you to choose from.  A mortgage broker depends exclusively on outside underwriting and is generally stuck with larger fees, and a bank is stuck with its own products only.\n\nThe company I work for, Mission Hills Mortgage, has access to over 4000 products, including our internal banking assets, so we are one source that represents the best of both worlds.  I would be happy to speak with you and take a closer look at the situation.\n\n800-880-1853, ask for Todd
633448
monthly installment? (sales price - deposit)/(%number.of.mths) which could be 12/18/24 +++
327033
you can pay double the minimum payments. you can transfer the balance to a lower interest rate card and pay double the minimum payments.
902580
No, there's a special law to allow deduction of home mortgage interest, but it doesn't allow you to deduct other personal interest like car payments or leases, unless you have a business and the car is used for your business.
192229
the easiest way to do that is to add in some cash and refinance as 1 mortgage.  Whoever gave you the 2nd loan did something that really didnt help you out at all.
771730
You will have to read the information that the credit card company sends you. The way it is applied can vary by company and depends on if you pay the bill in full or not. They may divide the rate by 365 and apply it daily or divide it by 12 and apply it monthly.
541508
Your lender can tell you.  I'm paying a mortgage on a piece of land I am buying with a credit card that gives cash back.  It's really nice.  Pay the morgtage with card.  Pay card within grace period.  Get 5% cash back.  Of course, you can do miles, too, but the value of miles is waaaaayyyyy down from a decade ago.
981203
Why would you want to pay closing costs twice, by refinancing?\n\nThere are too many variables for a specific answer, but\nyou need to be asking this broker some questions- why do I need a cosigner- what's the rate- how much do I need to bring to closing- is it a fixed rate-for how long-is there a prepayment penalty?, etc.\n\nRead all the paperwork and don't sign it unless you understand it, and don't give anybody money until you are comfortable moving forward. \nShop around, but don't let people keep pulling your credit. Get your scores from the broker and be honest when you are talking with another broker.
57948
It is true that a normal origination fee is about 1%.  For that price they need to be doing all of the work, however people a lazy, so...? Anyway, I have digressed.  You should know that a mortgage broker is not just getting that 1% from you.  Your broker is also getting discount points on the back end of the deal.  The bank that he is getting your loan from is paying him extra money for any higher interest rate he can charge you.  So it is in his best interest to charge you the highest possible rate he can get you to pay.\nSolution- Find a dicount or wholesale lender.  These lenders are people who make their money selling the mortgages directly to the secondary market. Eliminating the middle man they will usually give you the  best rate.
724226
hard to know...you'd have to ask the bank.  Sounds like it may be accrued interest to the day of the month you are making the payoff and some sort of administrative fee--maybe title transfer fee?
1169931
hawk996 is right.  pay what you can, make steady, timley payments for as much as possible.  if you are doing everthing else right, you most likely will not get violated for not paying in full every month.  the court wants to see improvment and progress and it sounds like you are doing that.  keep up the good work.