If I change my original wheel into Sport rims and get into an accident,will insurance still cover?
961262
They won't cover the value for the NEW wheel, unless you call them and add "customizing equipment" coverage to your policy.  Then you have to tell them the value of the customizing equipment - aka, the cost of the wheels - and the cost of insurance goes up in accordance to the extra value. \n\nAlso, if I were you, I'd take pictures of the wheels, and keep the receipt.  You need to do that for all customizing equipment you get for the car.
477370
Yes, it's normal for insurance companies to tell you that they can not insure due to a particular condition.  There's the usual wear-and-tear that insurance do not cover.  You do want to make sure that you maintain your property and do the best you can to prevent any damage.  I don't think the insurance will reimburse you amount you spent on maintenance, but you definitely want to be adequately insured at all time by complying their recommendations.
240723
I would check with the driver registration authority in your state as to what you should do.
279840
The extra wear on shift linkage bushings is negligible compared to the increased likelihood of being unable to react quickly to a road hazard. You should aim to have both hands on the wheel unless you're actively changing gear.\n\nThe cost of a new gear linkage in a typical family car would typically be in the $100-300 range. The cost in increased insurance rates when you crash because a deer ran out in front of you and you couldn't react in time would be MUCH more...
245483
The dealer ship should be the ones to pay. They sould have insurance on there automobiles that cover other drivers.\n\nhave a great day
265951
It depends. If you are in a state with no fault insurance then you are probably screwed.  If not, you have to get in touch with them to get to their insurance company to get your car repaired.
1138701
I'm a J.D. and was similarly injured in an auto accident that caused numerous ruptured discs.  Though your injury is serious and your suffering severe, your recovery will depend on the amount of the negligent driver's auto-insurance coverage.  Most accident cases are settled out of court, with no fault insurance taking care of all medical bills up to a certain dollar amount, as much as $500,000, but that of course depends on the particular carrier and policy.  When people buy car insurance they do so in increments; in most states, 25/50 is the lowest possible amount of coverage a driver may have, meaning that if you are injured by that party, the maximum you will be able to recover from their insurance would be $50, 000.  If you are lucky, the other driver's coverage will be greater.  Of course, your recovery would be augmented by any personal recovery against the other driver.  Have you brought suit against the other driver?  If that is the case, as much as 5 years can pass before the case is finally resolved.  I couldn't see a jury coming back with more than a $100,000 verdict in your favor, and that's a stretch.  I truly empathize with you and wish you well in your future recovery as I know your struggles.
726875
i work for a major insurer so think i can help...... poor workmanship is not covered.. its an exclusion on your policy.... its up to your insurers and the cover you have provided if they decide to cover the internal damage :-) If you have accidental damage cover on your policy, they usually will.. If the windows have been poorly installed... you should be looking to the window company to deal with both the windows and the resultant damage that the event has caused\n\nMaintenance issues are also a no no.... it is your responsiblity to make sure that your property is kept in reasonable condition.... if you think about it... if insurers covered maintenance issues... everyone would be ringing them to get their houses re-decorated etc..... thats not what insurance is for...... its for protection against unforeseen events... if you need more advice,,, drop me an e-mail
191429
Unless the car has a big fault to it, you may be stuck with it.  If the dealer did not disclose a problem with it then they are still liable for it.
1044590
There is no way to find out what type of insurance someone has by their drivers license number.  \nThe only thing you can do is call back the person and ask for the information.\nI would also call the police department and file a report.  Otherwise, if the accident was not your fault, and you do not have the insurance information on the person who hit you, you may be responsible for paying for the loss to fix your auto.  \nYou also may want to see what your auto deductible is.  If the amount to fix your auto is less than or equal to your deductible, then it isn't even worth filing the claim b/c you will have to cover your deductible first.  Plus, any claim your fault or not, will always stay on your history for at least 3 years in most companies.
676708
Yes it will be considered an 'accident'\nIF your a registered Repblican...\nThey only watch out for their own kind...
978241
It depends even when the other person admitted they were at fault their incurance will try and prove your injuries were not from the accident. They don't want to pay you, thats how they make money. Time for a settlement can be a few months or a few years. Lawyers are helpful in getting you what you need but the cost can be astronomical. Consult with a lawyer and your finances BEFORE making a decision.
110800
Check with your insurance company - it should be covered.
371881
Go buy some rims then you wont have to worry about that and it will look better.
734109
Who's insurance company are you having a problem with, yours, or the other person's?  It's relevant!\n\nThe other person's company does NOT have a "fair claims practices" type responsibility to YOU.  They won't pay out more than the policy limit, or more than the minimum required by their policy terms, WHICH YOU DON'T KNOW WHAT THEY ARE.\n\nIf it's YOUR insurance company, is the problem that they want to depreciate parts or use after market parts?  You will have to read your policy to see if they can do that. \n\nANY law firm will take this on, but you'll have to pay them up front, and by the hour - which will likely cost more than a new 99 Dodge Durango by the time this is all done.  So it's not worth it to hire a lawyer.
539257
You shouldn't expect any compensation because it was an accident.  No one's fault, but yours, for not being careful.  This accident you caused will make you much more careful in the future - think of it as one of life's lessons and move on.
665878
Just check with your doctor - and keep in mind that if your doctor has advised against it and you drive and have an accident, insurance wont cover it.