what does it means Third party credit ?
952343
When i apply for a Macy's Credit Card, they ask me for that too!! It sucks man!! :(
908646
Some credit is available to people with bad credit experience.\n\ngood luck !
699413
Hi. It is a way to promote lessening of a person, company, or other entity's emission of co2. Emit less and get a credit. Not monetary ( at least in the States) but a good concept.
520637
you are indeed correct, its a catch 22 basically, you want to build ur credit but inturn it affects your credit to apply. lame, i know. but thats the way the cookie crumbles.
772416
It depends on the credit rating of the consumer.  Certain types of accounts with annual fees are often set up as "second chance accounts" for people with less than desirable credit.  They feel that they are doing the consumer a favor by giving them an account in the first place so they typically do not offer competitive advantages that would be available to someone with a better credit rating.
158966
You can get your official score from each of the 3 reporting companies.\n\nDo not trust any free credit report sites except those officially authorized by the Federal Trade Commission which include the 3 main companies that compile your credit score (Equifax, Experian, and TransUnion). My source includes official government information regarding free credit reports and how to get one. It doesn't make sense to trust other credit reporting sites when you can get information officially from those that actually compile your credit score.\n\n"The law allows you to order one free copy of your report from each of the nationwide consumer reporting companies every 12 months."
1010662
Guess lesson learned.  You NEVER do this with a friend and family is questionable.  You have to worry about your credit for the rest of your life, so you need to be in control of it, not someone else.
476362
You can write to all three of the credit report places yourself.  They have to look into all matters that you report.
273809
usually it is credit that decreases fairly fast in quantity,\nit is usually used as a stop gap when things go wrong but can be put right in a short amount of time.
1111773
That means that they (that specific company) is no longer trying to collect the debt. They can however refer it to a collection agnecy for collection. This doen;t mena you no longer owe the bill it simply means they are not going to bill you anymore.
150763
Just like the entry above states, it's a way to identify the corresponding logo to the credit.  This helped identify counterfeits at the beginning.  \n\nCheck out the link below...
382345
Your credit should be in good standing. There is no other condition.
60737
You share the responsibility with the other party.  It will reported on both credit reports.  If you co-signed with someone and the other person stops paying, you are liable and must pay or it will affect your credit also.
98716
Federal law now requires all three credit reporting agencies to provide you with one free credit report each year.  You won't be required to provide any payment information, unless you want to purchase additional services.\n\nFind out more here:
794076
I've had son on accounts as 'authorized user'.  It has not given him ANY credit base line.  He's the only one that uses them also.  Because the card is in my name, and his an authorized user doesn't cut it.  You would have to be added as a 'co-purchaser'.  In other words a 'Co-applicant'.
865236
It allows you to purchase something that you normally could not easily afford to pay out of pocket.  A wise consumer with rarely buy anything other than major expenses (house, car, etc.) on credit.\n\nOn the other side of the equation, it allows money to become a useful asset.  If I have three dollars, I can either stick it under the matress, or I can lend it to you, with the promise that you'll pay me back $4 in a year.  \n\nAssuming that you do, the money has now served ME, instead of the other way around :-)\n\n---\n\nYour credit problems are fairly typical.  Start by getting your credit score and credit report to ensure that they are accurate.  Then get, and use, ON A LIMITED BASIS, some sort of national credit card (like a Visa.)  On a limited basis means charge some minor amount each month, then pay it off completely when the bill comes.\n\nWhen you are ready to buy a house or car or something that requires a good credit score, again, check your credit score and report, and then go talk to the personal banker at the bank where you have a checking and/or savings account.  You're more than a number to that person.
745965
I believe it helps your credit