How many years my loan will be reduced by if?
952302
if you are paying back 357,50 per calendar month you are paying 47190 in all which is 14690 interest. This is 45.2% over 11 years or 4.1090 per annum. Your interest on the first month is 110, second month 109 etc etc (I am leaving off the pennies.)\n\nIf you pay 2500 EXTRA ie 2867.50 on the 12 th month of every year your payments will finish on month 68 witn a payment of 232.34, having paid 3882.136 interest.
1144160
you can request that your loans be deferred. they can usually defer them for one to three years, so you can have time to get your feet under you to be able to make the payments.  you can also ask them if they will work with you on the monthly payment amount.  they may be able to let you pay a smaller amount each month.
332705
The down payment is a key factor. Usually the 2nd (line of credit) is at a higher rate and shorter term. Making the payments high.  The more down you can provide the lower your monthly payment will be. There are also many options like Interest Only and even some Negetive Amortized loans which have considerably lower payments than the conventional 30yr fixed paymetns. It ultimatly depends on what your long term goals are? \nBest thing I can recommend talk to a loan specialist at your local bank.
990388
7 years from the date of last activity on the account. My advice to you is to not make any payments on it, you will just keep on resetting the clock. Even if you pay them off, it will still be there for 7 years from the time you paid it off.
946478
I'm going to go with B.  \n\nNot really sure what your definition of discount loan is, but assuming that it means amortizing (loan is getting paid off as you go), your balance decreases and the interest charges do as well.
511823
Talk to your loan officer that processed and did your first loan, you may wanna stay away from the interest only loan after a while, save your money for later, it's a much smarter choice, get a fixed 30-year loan, I got mine about 6.25%  Good luck
722916
depends on which state you live in, the statute of limitations in california on loan payments is 7 years i think, just find out if the statute of limitations passed allready where you live and if it didnt, pay thee 16 bucks and sue his ass. I hope the IOU has his signature on it.
822801
if i were you i would go to an independent mortgage adviser for help i got a variable with a fixed rate or 5 years that way it stays the same for 5 years
1076899
If your credit report is clean and the score is over 700 without buying down the rate you are around 6.5 30year fix P&I loan
851066
That means the loan, not the house. You probably have a prepay penalty for the first 2 years, and you'll end up paying thousands in penalties if you refi before the prepay expires. Make sure the broker meant a prepay and not something else.
164735
to reduce payments and interest
486285
If u hav 10% interest to be paid then the total amount u will hav to pay is $22,000.00 coz 10% of 20,000 is 2,000.\nNow out of which u hav already paid $7,000 so the remaining amount to be paid=22,000-7,000=15,000. If u pay $400/month then the total no of months for which u hav to pay your loan=15,000/400=37.5 that is u will hav to pay $400/ month for 37 months and in the last month u will hav to $200. It will approximately take 3yrs and 2 months to pay your loan.
672549
It sounds fishy.  If you are consolidating and paying for 3 years, it sounds like the deal he offered is that you pay for those 3 years and you are back owing what you owe today, the amount of what you owe.  Why would anyone in their right mind do that?  Maybe because it makes for lower payments today and for the next 3 years, but you'd be much better off taking out a personal loan from a bank and paying off your cards and then paying back the bank and not running up your cards again.
442767
It is always adviable to get the shortest loan term possible, that way you pay the least interest.  In case changing your loan term will result in any complications, the bank told me that I could turn my 30 year loan into a 15 year loan simply by making 1 extra full payment towards the principle every year.  So if its easier for you, just pay extra and leave the loan as it is.  You will still be better off in the long run.
976632
You can....the longest car loans allowed in (IL at least) is 72 months. But creditors are allowing people to refinance their cars now. So I guess if you wanted you could make car payments indefinitely. I'd recommend the sooner it's paid for, the better. If you are in a tight squeeze ask about 72 months instead of 60 and see how much it lowers the payment. It wont by much maybe 20 bucks
382614
I think you would be better off putting that 20k into a 90-day CD at or around 4.5%.  Thus eliminating the chance of losing it.
12303
If you're talking about a legal judgement on your credit report, it would be no more than 7 years.  It may be less, depending on your state of residence.