What is the best type of credit card?
960393
AMEX, it gives you more freedom and protection with there enrollments
8498
Probably your bank. They can usually open a secured credit card based on the amount in your savings account. It's also the safest bet for you, because it's a place where your money already is, and it's with a company you trust and already have a history with.
612020
The more you have, the more open credit you have which lending companies like. As long as you can pay them all off monthly (the best way to use credit cards) you can have as many as you want. I'd say optimal number would be 3-4. Those should be:\n1 visa\n1 mastercard\n1 discover\n1 american express\nThis way you can pay at any location that accepts any type of credit card. I'd also recommend cards that give you bonuses like cash back (discover and american express) or airline miles (all of them).
58833
Your best bet is going to be getting a secured credit card - where you give them some money up front, and they give you a credit card. Use it wisely, pay all your bills on time, and don't overspend, and it'll help you build credit so that in a little while you can qualify for unsecured cards.\n\nWatch out for secured credit cards where where they charge you phenomenal interest rates or exuberant annual charges.
403821
That depends on what type of rewards you are looking for, Air miles, points or cash back.\n\nCheck out www.bankrate.com. They have a great section comparing different rewards cards.\n\nGood Luck
560060
Try first permier bank. They offer credit cards to every one. High APR though. However you can also take a secure credit card i.e. you deposit 2000$ in the bank and they give u 2000$ credit limit. Ones u have this for a few months then you will get a good credit and you can get other cards.
483005
I have one and I dont recall on how long it took to get one (you could probably call) but Capital one is the only credit card company Ive found for people with so-so credit that actually isnt so bad...  word of advice... if you got a card with an annual fee... a week or 2 before the annual fee is to be charged call them and most times they will cut it in half or remove it
86100
Capital One has their No Hassle credit card. However, I don't know if they report to the Credit Bureau if your FICO is 600
1168771
this might help..\nhttp://www.cardratings.com/lowrateplatinumcreditcards.html\nhttp://www.creditcards.com/
409079
Wells Fargo (Just open a Checking Account with at least $100.00 and the Visa Card is FREE)
740086
I'm happy with my Citi bank card and also my Washington mutual card.  The latter is really cool because it gives you your FICO rating and also gives a breakdown of total spending, categorizing what you spend your money on.  They have the best website, too.  It's easy to navigate.  I opted for a card with a liwer interest rate w/out rewards.  My citicard has rewards, though.  They have gas cards and other very useful items that you can redeem points for.  www.wamucards.com
754102
There are better cash back cards than the Discover Platinum and Discover Gas cards.  I used to carry Discover until I found much better rewards cards.  I'll get to those in a minute.  First, answers to your questions:\n\nDiscover Gas is the better deal because it offers 5% back on gas and vehicle maintenance up to $1200 per year.\n\nDiscover Platinum also pays cash back on gas, but at a lower percentage rate:  .25% for the first $1500 in spending, .5% for the next $1500 in spending, and 1% back on spending after $3000 (year-to-date).\n\nWith two cycle average you still get billed every month, but if you're not paying off your balance every month, then you're being charged interest on the average balance you had over the previous two months (rather than the previous one month as is typical with most credit cards).\n\nSince rewards cards pay different percentages in different spending categories, have different tier structures, etc., the *best* card for you will depend on your spending profile (how much you spend in various categories each month).\n\nAn easy way to pick the best card for you is to use the calculator tool at http://www.creditcardtuneup.com/ to estimate how much each of the leading rewards cards will pay you.\n\nIf you're interested in using two cards to earn more cash back than you could with just one card, the tool will also calculate the best combinations of cards for your spending.
92426
Prepaid credit cards are not credit card they just look like a credit card so they are the same as paying cash.\nYou may consider SECURED credit cards
63954
E-loans, and if your credit is good, Wells Fargo, Quicken, or me personal favorites, AM express or Bank of america.
505664
Unfortunately, you must establish credit to purchase cars and homes, the needs of life.\nLook for a card that is low interest and does not have any extra charges. Have a couple of friends or relatives, who are knowledgeable on the subject go over application to ensure you are not getting ripped off. \nTHE GREATEST WISDOM TO HAVING A CREDIT CARD is not to over charge. You should put small purchases on card each month and PAY FOR ALL OF YOUR PURCHASES WHEN YOU PAY YOUR MONTHLY BILL. The way these people make money is to increase your spending limit until your limit is so high that you have to eat worms for five years in order to pay the card off. Pay all charges each month. If you find yourself spending more than you can pay each month, either give the card to a TRUSTWORTHY friend or relative that will not let you have the card or just tear the card up.
467109
the best for me is "my credit keeper" 9.99 a month and it gives you all three credit bureaus and credit scores along with a scoring calc "EX. if i get another card how will effect my score" plus it gives you a explanation on why your report is the way it is
438062
credit card (noun)\n\nA plastic card having a magnetic strip, issued by a bank or business authorizing the holder to buy goods or services on credit. Also called charge card.\n\nA credit card system is a type of retail transaction settlement and credit system, named after the small plastic card issued to users of the system. A credit card is different from a debit card in that the credit card issuer lends the consumer money rather than having the money removed from an account. It is also different from a charge card (though this name is sometimes used by the public to describe credit cards) in that charge cards require that the balance be paid in full each month. In contrast, a credit card allows the consumer to 'revolve' their balance, at the cost of having interest charged. Most credit cards are the same shape and size, as specified by the ISO 7810 standard.