How do i get a credit card with bad credit?
966749
You need a guaranteed approved secured card. \nI highly recommend the Eufora Credit Builder Mastercard from Bank First. \n\nYou are guaranteed to be approved, there is no credit check. \n\nIt is a Mastercard you can use anywhere Mastercard is excepted. \n\nIt reports to the credit bureaus and will have a dramatic impact on your credit. \n\n\n\nIts $100 for two years membership\n\nWhen you pay the $100, you will have a zero balance and will need to load funds onto it. \n\n\nIt may sound expensive, but have you any idea how much bad credit costs you? Thousands every year. \n\nFYI, it also reports that you are making payments on an installment loan so it really helps your credit! \n\n\n\nYou can apply for it here: http://www.goeufora.com/418121496892
404457
you need to apply for a major credit card-like discover, visa, mc. These are fairly easy to get if you are in school or planning on it. i think discover has a student card. You pretty much need a major card to get other types of credit started, like store cards etc.be careful how you use your credit!
483000
Many Credit Unions will let you open a savings account.\nYou put at least $200.00 in it and you can get a loan against it. Make regular on-time payments, and your credit will improve.\nAlso, many credit card companies offer secured cards to people with low or no credit.\nFirst premiere bank\nOrchard bank\nRewards 660\namong others.
216252
The best credit card for anyone is a Visa or Mastercard debit card (not technically a credit card).  If you need the use of a credit card and can afford to pay for it, just use that money to open a checking account and use the debit card instead.  If your intention is to build your credit, do it with other forms of debt like an auto loan.  The only good credit card is one with a zero balance.
23261
There is no clear cut answer to this question. Your credit score is not good at all. No matter what card or loan that you apply for, you will end up paying higher interest rates. \n\nThe best way to get lower rates is to increase your credit score. To increase your score, pay your bills on time, stop charging as much as you do now, and try to pay off as many cards as possible.
970486
been there done that. I don't know how legal this is but what the hay.   Anyway, get a credit card from anywhere. Then get another one from anywhere. then get another one from anywhere. The ones advertised in magazines are the easiest. When you have these credit cards, you run them up to a $100 each and make the payments. You do this for three months. Then you look for one of these consolidation offers [usually in your junk mail from any bank] then you consolidate your three cards into one and that will bring down interest dramatically. One word of advice. If you are climbing out of a bad credit situation you have to make the low interest card payments on time and at least two times the minimum payment. You have to do this for one year. been there done that  I now have a 10,000 dollar credit limit. go slow.
213903
Your in luck, we are a direct lender and also broker.  I have done many loans for people that have bad credit.  The normal banks you walk into will turn you down for any reason they want. I have lenders that look at other factors besides your credit.  Contact me at www.xclusivefinancial.com
189732
This is the easiest way. Find someone that has good credit and have them put your name on their credit card. They don't have to give you a credit card so it is no risk to them. After a few months you will show credit history. Then go and get a credit card in your name that has a limit of 5K.
616539
Look for a credit card that's secured with a deposit. Don't carry a balance on it. As soon as you can, try to get an unsecured card.\n\nMake sure you make any payments; try to not keep a balance.
742910
It is possible to acquire property with bad credit.  Contact your local lender and see what kinds of programs they have for people in your situation.  The only drawback for having bad credit is that the interest rate will be higher than normal.
1147170
You should be able to get a credit card from just about any bank that offers a VISA or MasterCard.  Look in your local Sunday paper or on line to find a card with either a low interest rate or no annual fee.\n\nIf this is your first card, keep your credit limit to $1000 or less.  This way, you won't get into trouble by over-extending yourself.
628442
It all depends on how bad the bad credit is and how old it is. If its very recent, you'll have to wait for some time, perhaps an year. As it gets older, it becomes less significant, especially if you have even one credit account that is current. If you do not, your best option is to open a small limit secured card perhaps from Capital One. I recommend them because they charge no fees. Use it for $20 a month and pay it off when you get the bill. Each month you pay them, your credit rating will be improving.\n\nP.S. You have a beautiful baby. I wish you best of luck!
735241
When my score was around 525, last year at Christmas I got approved for a Target credit card, but other than that, the only card I know that is legitimate for bad credit is the Orchard Mastercard (the one you see advertised on Yahoo). Good luck!
798846
If it's so bad you don't have a credit card you can try a secured credit card.  (Where they keep an amount of money you send them in a savings account for a certain amount of time to back up your purchases.  Depending on the card you can start with as little as a $100, but you actually have to USE the card for it to reported.  Eventually they'll up your credit limit and you can get your money back after so a couple of years.  I had a secured card with Providian a few years ago, high interest rate but no problems!  I think after I got a real credit card I called and cancelled the account and just asked them to apply my money they had to my balance.  I was nervous about getting my money back so I went and bought something that put me close to my limit anyways right before calling!)  They will report your ontime payments to your credit reports and it will help improve your credit status.  \n\nLike others said you definately go over your credit reports and check for errors!  \n\nAlso, if you believe that you have a good reason for not paying something that is on your credit reports you can write a "note" that explains the situation to be attached to your credit reports.  (You would send these to all 3 credit report companies.  You'd have to search on requirements and where to send them.)  That may or may not help!  Say for example you were ill for several months, had no income, you're just getting back to work, the amount due was in dispute and you have proof, etc.   A lot of credit decisions are made by a person somewhere, you can hope to hit a soft nerve once in a while!
496561
hold a job. \ndon't get into any debt.\nmake good grades.\nif you live in an apt, pay your rent and bills on time.\n\n**WARNING**\nA CREDIT CARD IS VERY DANGEROUS. IF YOU DON'T HAVE THE SELF DISCIPLINE OR INCOME TO PAY THE FULL BILL EVERY MONTH, DON'T EVEN CONSIDER ONE. \n*****\n\nif you do get a credit card, call them and lower the credit limit to something small like $100 or $50.\n\nif you get into the bad habit of credit card use, you'll end up with worse credit than if you never had one.
1137400
from one credit to junkie to what may be another, save yourself! cut up your cards, all but one. if you make minimum payments, a 5000 card turns into a 30 year, almost 25000 debt, a huge profit for the card company. Please don't get more! \nIf you really need more credit, there are numerous places to apply on the Internet. just answer a few surveys and then you get a few free gifts as well as an application. Best of luck to you.
458229
Any credit card that has a low FIXED interest rate such as Prime +2.5% and no annual fee. I do not recommend American Express and Discover just because they have limited usage. VISA and MASTERCARD are accepted everywhere in the world and have friendly programs and rules. The best to get a credit card is through a credit union. Moreover, if you are looking to build credit, you have to get a secured credit card/loan and might need to pay a yearly fee but just for 6 months. After that you can apply for any card you want but be conservative. The less cards you have the better your credit will be - providing you have a line open. Hope this suffice.