What is a good insurance company in Washington for someone with a pre-existing condition?
958939
There isn't one.\n\nYou have to consider what you are really asking.\nYou are basically asking a pool of people (all the other insureds who are paying premiums) to take you into their pool and have them pay for the majority of your care costs that you will only pay a fraction of...\nWhy would any one agree to that?\nOnce you consider it from that perspective, then you'll realize why companies won't do this.
210210
A number of companies will exclude pre-existing conditions for the first year and cover them after that.  The best thing to do is shop around.  Try Golden Rule.  They have a pretty good price.  Try getting a plan with a Health Savings Account attached.  Part of your money pays for the insurance and part goes into a cheking account that you can use to pay for any medical expenses.
489525
May I suggest to you Ameri Plan's discount benefits program. They do not have any restrictions on ongoing conditions and you can start saving immediately. The plan includes significant savings on dental, vision, prescription and chiropractic care. I'd check them out. I'm so proud to be with them. I know I shouldn't advertise, but your need sounds great. Let me know if you have any questions. wlakin@ameriplan.net\n\nThey are headquartered in Plano, TX and have been in business for 14 years. They are currently offering (just for May) $1 per month for 3 months...basically a 90-day trial. :)\n\nhttp://www.mybenefitsplus.com/40378118...
51489
I would look for companies that have local agents in your area.  Try here: http://www.insuremyhouse.com\nThey have a directory of local agents.
568520
listen, as long as your don't have a lapse in coverage, NO INSURANCE COMPANY CAN USE THE PRE EXISTING CLAUSE CONDITION ON  YOU... so make sure to extend that cobra just a little longer if needed... other wise they can only use the pre existing for one year.... Good luck.
937964
Contact an independent agent such as a Natiowide agent. If they can't write it with their "standard" companies, ask them for a quote throught a wholesaler. You may be able to get a quote with a national association relating to EMTs. Ask others who are EMTs or the instructors. They should have an idea of where other students have gotten their insurance.
741576
There are a few ways to compare plans and rates before you find the most affordable plan for health insurance in the State of Washington.\n\nYou could look in the yellow pages under "health insurance" and contact a health insurance agent in your area who can give you quotes and review the plans available in your area. That way, if you have questions they can answer them for you before you decide.\n\nOr, you could compare free, no obligation quotes for affordable health insurance plans online through a health insurance quote provider.\n\nTwo of the leading online health insurance quote services for the self-employed are:\n\n1) InsureMe - they give you up to five free health insurance quotes from top-rated health insurers nationwide. To Request a free, no obligation quote, Go to - http://www.insureme.com/landing.aspx?ref...\n\n2) eHealthinsurance.com offers you side-by-side quote comparisons from a large network of health insurers across the country. eHealthinsurance has more than 900,000 clients in the U.S.\n\nBefore you decide on a plan make sure to understand how the Co-Pay works. And, review all exclusions, including any Pre-Existing Conditions Exclusions. \n\nTake the time to compare quotes at different deductible/Co-Pay amounts, you may be able to save some extra money that way.\n\nMake sure to ask about any tax-deductions available to you for your self-employed health insurance premiums.\n\nI hope that helps you find affordable health insurance in Washington.
206132
By UHC, I assume you're talking about United Health Care?  If so, you may want to contact UHC's customer service department if you are attempting to ask about coverage for pre-existing conditions.  The customer service phone number to UHC should be on the back your ID card.  I included a link below to iVillage that, in my opinion, should help clarify what insurers consider a "pre-existing" condition.  Good luck.
258110
it depends on what type of policy you want.  If you do a search on a site like insuranceshoppers.net, you'll find some REALLY cheap options on through some more expensive options that would be a waste of money.  But there is a reason the cheapest ones are so cheap, because they have really low limits (calendar year, outpatient, Rx, etc) or don't have any coverage at all in some areas.  The best thing to do is to choose one of the companies you have heard of and get a high deductible plan that still covers everything like Rx.  Call the agency to help you out, it doesn't cost anything.  In the end, it's all just a gamble - like going to Vegas.  If you are healthy and don't know what is going to happen in the future, you'll more than likely come out ahead by saving money in premiums with a high deductible plan or HSA qualified plan.  If you have pre-existing conditions and can't get individual (underwritten) health insurance in Colorado, you might check Cover Colorado - covercolorado.org
953916
try http://everyonebenefits.com/40436527 it's $49.95 per month for an individual. It covers all specialists, prescriptions, labs, x-rays, hospital stays, etc. Pre-existing conditions covered. No deductible, no claim forms, and no waiting period to use your benefits. Contact me with any questions you may have.
369892
I would check with the state you live in. For example my state (NY) has a plan called healthy NY for working people that have no insurance at reasonable rates. Go to your state's website to check.
540328
CALL 800 # TO INSURANCE COMPANY AND ASK.  THEY HAVE A LIST--YOU CAN GET ONE MAILED TO YOU OR LOOK ON THEIR WEB SITE.  THEY CAN TELL YOU DIRECTLY OVER THE PHONE AS WELL.
985332
typically blue cross and blue shield is a decent company
674379
I doubt if you CAN, and that's one of the major problems with private health care. It's called a 'pre-existing condition' and most companies do not allow insurance payouts if a pre-exising condtion re-occurs.\n\nSOME companies MAY if you haven't had any treatments for a given duration (i.e. if you haven't been treated for or hospitalized for that condition for 6 months, for instance)\n\nBest thing to do is check around and find OUT.
203651
Very very hard, not only in Ohio but any state for that matter.  Of course it is always a matter of money, which in your case can become totally out unless you have millions.  Contact Blue Cross/Blue Shield or simiar in Ohio for guidance and more IMPORTANT contact your state Department of Health.  In most states there is a set up that provides "private" health insurance through a pool for people that have conditions not acceptable through the regular companies....of course its expensive.  In most cases they are set up by a pool of health insurance companies.  For example Texas has that set up.
964891
If you've looked at all of the corporate websites and not found any source of information, I would go to your state department of insurance (can be found at www.naic.org), consumer affairs division, and tell them of your search.  They can surely put you in touch with the right people at Prudential, and recommend a course of action if that doesn't result in a positive experience.  Good luck.
505075
You can search for providers at: http://www.virginiapremier.com/home/search/providerSearch.jsp\n\nIt does not look like they provide dental insurance, so you would most likely need to pay for a dentist on your own and get a referral for surgery. There are orthodontic surgeons listed, you could start there.