How do i remove annual fee on my credit card?
962312
Closing an account does not necessarily make you FICO score go down BUT if you only have a few credit cards, it would. What you can do is call Capital One and tell them you DO NOT want an annual fee. They can switch your account into one that does not have an annual fee (because they do have them) BUT the interest rate WILL be higher! But if you pay it off each month, it wouldn't matter. Hope this helps!
302225
Try to reverse the charge thru complaining to your credit card company, the reason is fraud or no good or service rendered, ecurves will contact you instead of you chasing after them.
380003
If this is the independence plus VISA stored value card that you are referring to then I would immediately cancel your membership and request your money back. It is a rip off and you can get all of their "benefits" either free or at the same price from their providers directly and not pay their $14.95 monthly membership fee.\n\nGood Luck
1014611
All you need is your reports and an internet connection, sometimes a phone.  \nGet your reports annualcredit report.com\nFind innaccuracies/outdated information\ndispute online\nif your report contains accurate negative information, it can still be removed if it is unverifiable.  if you dispute and the company doesnt respond in the alotted time frame the information must be removed.  \nIts just so easy.  theres lots of information on the net.  Id give you my email to help further but im not sure if we can do that or not ;)
211459
I don't think there is one.  Even if the report is free, they still want your credit card so they can start charging you after 30 days if you don't cancel the service.  Otherwise, why would any company want to give it to you for free?
740180
$4000 isnt that much....Care One Credit Counseling. and cut up your cards!
109577
Take away its credit card
551580
6 years is about right, IF AND ONLY IF you make all your payments on time and never charge another dime on the card for the next six years. Tough to do if you have an annual fee on the card. So, probably closer to seven years.
366279
There is a opt out tool online.  Its to stop credit card companies from being able to get a preapproval from your credit score.  http://www.optoutprescreen.com  I used this a few months ago and have seen a big drop in the number of credit card offers.
930102
This is always difficult to turn that corner, but it can be done! My best advice is to first begin by talking with your banker to make them aware of your desires and losses associated with fees. In many cases, banks are willing to give you a hand, maybe reverse some of the fees for you. Ths biggest thing long term is to maintain a positive balance in the checking account. In fact, I recommend NOT writing any checks - pay only with cash - or your check and cash card. This should help. If you don't have the cash - don't buy it! Next thing is to get a store credit card, charge on it once, then pay it off completely. Slowly but surely you will build up positive credit, but there is no quick fix! It takes months... Be methodical about it and you'll get there. Good luck!
1111128
If you have a credit card that is being automatically charged each month, contact the credit card company and tell them you had discontinued this service but are still being billed for it.  Instruct the credit card company to not accept any further charges from aol and not to pay them anything.  Believe me, aol will not provide service if they aren't getting paid.\n\nIn the meantime, keep trying to contact aol and keep a record of all your attempts to contact them.  Try contacting them here:  http://notify.aol.com/ui_front/jsp/notify_ask.jsp
1142080
Place an ad on an online directory ASKING them.\n\n"Are you fed up with your current billing service?"\n\nTry here:\nhttp://dmoz.org/Business/Financial_Services/Medical_Billing/
522935
Only knowledge.  Don't believe the hype.  Use the three major credit bureau sites, they provide a great deal of help and advice, and now they are required to give one free credit report per year. Get one from each today. Cut up all credit cards.  Do not buy anything on credit. Live on the income that you have. Be disciplined. Make a tight budget. Stick to it.  Reevaluate what is a want versus what is a need. Eliminate the unnecessary. Find ways to cut costs in everyday living. Pay bills on time every time.  Correct any errors of your credit reports. Errors are more common than one may think.\n\nThere is no need to pay any one else to do this for you.  They cannot do what you can do for yourself.\nYou can amaze yourself at the improvements that can be made this way.  I followed this plan and amazed myself.  I have guided many friends and relatives to do the same with great success.
1152757
you from the UK? got info the other day from a company called Nationwide Credit consultants tel:0870 787 1990, call is free. You pay them a fee and can have your history cleared of the last 6 years, and yes it is Legal too so try that. I will.
611587
The easiest way is to ask them to submit their own credit report that they can access online for free once a year.  Or, you can have them sign a waiver and pay a fee to cover your costs so that you can access it, but it seems like you probably don't have a lawyer and it might be easier the other way.  \n\nHave them start here: https://www.annualcreditreport.com/cra/index.jsp
907416
go to annualcreditreport.com
262994
Last time I checked you could for a fee of about $7 per month. I didn't think it was worth it though.\nGood Luck