Does anyone know what happens to the empty atm envelopes after the deposits in them have been processed?
954851
I am hoping they are recycled.
1114607
Well, if you know there is a check in it you must have already opened it. Send the check back in the mail to the issuer. \nIf you "cash" it, you will be in trouble!
355727
If you saved the stub/carbon copy from the money order before you sent it, it can be traced to see if it was cashed.  The post office can always tell you about it IF you bought it there.\n\nTake the paperwork where you bought the money order.  They can check to see if it has been cashed.
389332
Just contact your bank. They got all this stuff figured out.
920756
I have been depositing cash as well as checks through my bank's ATM now for almost 5 years and I haven't had a single issue. They are normally credited to your account the next business day, though. For paychecks, I would look into firect deposits - where your paycheck is electronically transferred straight to your account. That makes the funds available usually at 12:01am of the business day it is scheduled for - a little sooner than most people are used to. All in all ATM deposits have been quite reliable for me.
502824
the postage is paid on them...dont fill them out, just mail them in...lol
797482
I got one of those last month - from someplace in Canada, although the bank in question was in Idaho or North Dakota or someplace like that. It is a "snail mail" version of those emails that go around trying to convince you that you've won the Irish Lottery or something. I did some research online and this is a fraud. And since it was sent through the mail, it is actually mail fraud. The website I read said that I should take the letter to  my postmaster and report it - but I've been too lazy to do that. The post office is closed by the time I get home, and only open till noon on Saturdays. I feel bad though for those, especially the elderly, who buy into this. The letter I received actually said I was to send the entire $4grand or whatever it was back to them to pay for "administrative costs". Yea, right. And in the meantime, they get my banking information from the check I send them and they can steal my identity!
816959
if you have the reciept (the top part) and its not cashed w/in a certain time period the post office will replace it.  if it is from the us post office.
413537
At an American Express office.\nOr, you can try to find a newtwork ATM that takes them.  If you have a PIN.\nCall the number on the back of the card for location information.
446307
That is a scam. They get you to pay money and then they give you worthless advice. There are machines that stuff envelopes for a lot less than human beings do it.
656864
No you can't do that. Your account may be closed.  This is fraudulent activity.  \n\nThe bank would likely reduce your access to funds to zero, meaning that in the future anything you deposit to your bank account would be held for 3-5 business days, your card would likely be cancelled and your account may be closed.
1103007
c. unposted deposits.\n\nI hope you don't have a bank account!
815026
Call your bank and ask them whether it cleared from the sender's bank yet.
346520
One of two things will happen:\n\n1) After you give them your bank account number, they clean out your bank account.\n\n2) They send you a check for 10,000 dollars.  It seems to clear.  You send them a check back for 9,000 dollars.  Then the first check bounces.  You are out 9,000 dollars.
674537
No, don't do this.  This is fraud.  Your card would likely be cancelled, your access to deposited funds would likely be reduced to zero so that you couldn't do that again and your account may be closed.
548993
Banks process all deposits in batches, usually run overnight. This is when the availability of funds is verified.  They give you the benefit of the doubt as soon as you deposit the money, however. This means that you can write a check against it but can't get cash. That's why we often see a "balance" and an "available balance" that differ. Hope that made sense, I was a bank teller for a few years in college.
1163284
No, but you can donate them to charity and the banks will sort that out for the charity.