Cant get insurance for pre- existing condition and SSI denied me?
968507
I used to work in HR years ago with benefits.  Do some research on the internet about HIPAA (the Health Insurance Portability and Accountability Act) which provides protection for working Americans and their families who have preexisting medical conditions, or who might suffer discrimination in health coverage based on factors that relate to an individual's health.  Have your husband get a copy of his health insurance overview and see if preexisting conditions are not allowed.  Keep in mind, also, that most employers will not let an employee add a family member to their benefits except during Open Enrollment or change in life status (like if you got married in the middle of the year and he wanted to add you).  As for your pain, even if you have to pay for it yourself---DEFINTELY get some physical therapy.  They will have exercises you will have to do from now on, but it will keep you from being in pain.  Good luck!
350680
Be upfront about not having insurance, and some hospitals will give you financial assistance or a sliding scale fee. There are also sliding scale clinics out there, so ask around for them. My husband owes his life to a hospital that was willing to offer us financial assistance, so I know how overwhelming and frightening this can be.
216547
If you don't have income you may qualify for medical assistance and then can use that to seek counseling.  Seeking counseling is a wonderful thing to do, so I would encourage you to go to your closest Social Security Office and find out if you qualify for medical assistance (medicaid) temporarily till you get back on your own two feet. I know many people here may not like me suggesting you seek government help, but if it's with a goal in mind to help yourself for the long term, (rather than those who want to stay stuck for life with government handouts and never try to help themselves) it may be a worthwhile step for you.\n\nBest of luck.
163241
Washington State Disability Insurance???
28171
You can apply for SSDI (Social Security Disability) or SSI (Supplemental Security Income) by going to www.ssa.gov and filling out the application. In addition some states will give additional income to people who qualify for SSDI or SSI. You will probably need a lawyer to win your case, but the lawyers who take these cases will not charge you unless you win your case. If you are denied benefits on your first request, your lawyer will appeal it for you. If and when you win your case, your disibility lawyer will be paid a small percent out of your first initial lump sum payment. Make sure the lawyer you choose has experience in ss disibility law. Do not pay anyone for this service up front. Some of these lawyers advertise on tv. Look in the yellow pages of your phone book. You can also type www.socialsecurity and you might find a lawyer on one of those entries.
754275
Why are you applying for s.s.i. when you could be eligible for social security disability?\n  Have you applied, If not do so even if social security says that you are not eligible,file anyway,                  You can retain a disability lawyer when and if disability shoots you down.\n  Most lawyers require that you be denied disability benefits once before they will take your case but it pays to shop around, there might be one that will help you file.\n  Best to get the ball rolling as soon as possible, in the meantime you can go to your local social services office  ( welfare) and see if they can help you out with some food stamps or any other items.\n There are other places you can go to for help, salvation army, united way, and there must be some local programs that you should be able to qualify for.\n  Now is not the time to be too proud to accept a helping hand, If things work out you can always make a donation to the agency that helped.  Check with your local church too.
2295
It is my understanding that SSI disability is a federal program under Social Security. Therefore there is no difference in the benefits received in different states.\n\nInstead of looking for more money, perhaps you should consider finding where it's less expensive to live on the income you have.
488549
If you applied for SSI you would get it. There are medications that you need to be on and you need to be seeing a Dr. Besides you will need to have a Dr to help with your SSI. I am 46 and suffer from several ailments including fibromyalgia, so I understand your problem.  There is help out there. It seems like once we hit 40 we start falling apart. Good luck to you and I hope I was helpful.
358480
You can get it if you can prove you're too sick to work. But it takes a long time and social security turns most people down the first time so you'll have to appeal.
366945
HOW ARE U LIVING ABOVE POVERTY LEVEL AND CAN'T AVOID TO GET HEALTH INSURANCE? U CAN TRY MEDICAID OR MEDICARE. ALSO DEPENDING ON WHERE YOU ARE, YOU CAN CHECK WITH THE CHARITY HOSPITAL IN YOUR LOCAL AREA AND THEY SHOULD DEFINITELY HAVE INFO ABOUT THAT.
929902
I would call your state medical board.  What they are doing seems to be quite unscrupulous since they already started the work.  I have never heard of a doctor refusing insurance once he accepted it and started the work.  Good luck.
5099
Are you currently covered, and thinking of a change?  Have you had any gaps in your coverage?\n\nIf you aren't covered at all, generally the Blue Cross/Blue Shields will cover even those with pre-existing conditions.\n\nIf you are covered and looking at a change, you may have rights under a federal law called HIPAA, that guarantees access to insurance.
864644
I receive SSD,it took me two years to finally be approved.You can count on them denying your claim at least once.Mine was denied twice,then I had to get a lawyer and go to court.I have known some people who it has taken even longer to receive benefits than two years.If you do not have a legitimate disability,you will never get approved.You also have to be out of work because of your disability to even apply.Best advice is to get a lawyer before you even apply the first time,they will tell you if you even have a case worth fighting for.
108014
First of all, I'm sorry for your mom.  My mom had Lupus also. Check with the social security office on applying for disability.  I know my mom didn't qualify, but she never was able to work.
1141197
first of all contact ssi and explain the what is happening and see what they can do also ask the legal dept at the hosptial social services see what they can do to help. I hope things get better and you are in my prayers.
621498
You know that the Social Security Administration itself does not determine eligibility...the state does. You would definitely want to pick up the phone and call the SSA before you take any yahoo answers advice.
239345
It's entirely possible that they will deny your claim.  If they do, appeal it as many times as it takes for them to approve you.  If you do, then when you are approved they have to pay you retroactive to the date you first applied.  \n\nA lot of times, social security denies claims to weed people out.  They only want those who have serious problems to be granted the money, so they make it very difficult.  Sadly, I know people who are really capable of work who have been granted social security because they were stubborn enough to appeal their cases, and people who really need it, but have given up.  I wish you the best of luck with your claim.