what is the best option for someone who has a Pension Plan ( I left work and now have some money locked in?
918984
Check into a reputable insurance co.  Not one offered by the bank or broker.  You can get a much higher return if you go directly to an insurance co.  Rollover your 401K to a Fixed Annuity if you like safety and want to see it grow and no risk of the market.  Hope that gives you some info.
69078
Go back to work.  Your earnings potential are more than SSI. SSI doesn't give enough to pay the bills. You can work and make more money and invest.
1103584
Contact the employer or the company that administers the plan or the union.\n\nNote that there are 2 types of pensions:\n\nDefined benefit plans guarantee a certain monthly income at retirement based on things like years of service, income while working, etc.  The value of these accounts would be something like if you stop working now and start getting checks at age 65 your monthly payment will be $2,000.\n\nDefined contribution plans are a promise by the employer to put a certain amount into the account.  The monthly checks at retirement depend on how much the account is worth when the payout starts.  These accounts have a cash value so the value would be an actual dollar amount.
816778
I took  a voluntary redundancy package three years ago,at my meeting i was informed of the sum payable and date,the holiday entitlement creased,you'll be able to collect your belongings and have a party I received my company pension at the end of the following month and paid monthly,I was really ready to finish my working life when offered the package,.at first the newness of not going out to work was exciting after three years i find it a little boring at times,I don't get any state help and I'm expected to live off my pension and lump sum,I think that on the whole at the age you say you are don't turn it down you'll soon find plenty to do and make new friendships
666343
Get in contact with the company that you worked for while you had the 401 (k) and find out who manages it for them.  Depending on how the plan is set up, you will be entitled to at least the amount you contributed, if not the company's match also (depending on vesting rules).\n\nYou might also try www.cashunclaimed.com.
397967
as much as you can! you should get a pension asap, compamny schemes are good as the company puts in aswell. see your financial advisor asap
534301
it depends on what pension you are going to get from your employer,i would say think hard and long before you decide weigh up all your outgoings and think if you could afford to retire on your pension alone ,i fell into that trap and now find that i cannot get any help from the dhss because i am above the threshold, they seem keen to hand money over to scroungers who have never worked in their lives and refugees who come over here with there demands to be fed and housed by us and people who think it is neccessary to keep producing children that they cannot support but that is okay but on the other hand if you have worked for 35 years and have to retire on ill health do not expect much support from the dhss, please think carefully before you decide you are better off doing a job that you hate than having the constant worry of when you will reach your limit on your credit card just to live on ,good luck, god bless.
475214
It can be done, but take a good hard look at the situation first.. are you close to retirement?  Will you invest that $400,00 in such a way that that will not need to work any more?  that kind of money won't go far in this day and age.  Don't forget you'd also be giving up medical, commissary and exchange bennies as well as access to MWR facilities.
116194
Open your own Money market savings account where you are the only person listed on the account, this way you will be able to take money out when needed to pay for your debts and other needs.  Once you get the debt taken care of, depending on how much you have left.  Take 1/2 of the remaining money and put it in a 5 year tax free annuity account.
331522
There's no way to really answer this without more information.  It depends on what type of pension plan you have, and more importantly, how old you are.  If you are 59 1/2 and it's your own 401k/IRA type plan it's possible you can.  If it's a company provided plan, you'll probably have to take it as a monthly income.  Consult a specialist in your area.
446693
First of all, find out the reasons why it was denied.  It may have been in error.\nThen consult a professional.  Even if it was denied by a major company, there are other companies that may take you.\nAnother option could be put the money into a variable annuity.  It would carry a death benefit along with it.
836184
I presume you're talking about a retirement account (401K or pension) you've got at an employer or perhaps an IRA at some financial instituion and you want to move it somewhere else.\n\nIn order to not have to pay big-time taxes and potentially penalties, your account monies need to be transferred to where you want them to go in a very strictly regulated way.  You'll need to talk to the financial institution where the money is right now and they should have some forms for you to fill out telling them where it needs to go.  Then, they should completely take it from there and the next thing you know, you shoul dbe receiving a notice from the institution you're moving the money to that they've got it there.\n\nIf on the other hand you choose to have them cut you a check that you hand carry or mail to the new institution, the law considers you have realized capital gains and you owe tax on it, even if you pop it right back into the new institution.\n\nThe law pertaining to this is typical pointless Federal bureaucracy that was intended to cvatch a few cheats.  Don't try to buck the law, have your current institution  handle it.
545320
Contact the trustee and find out if they will allow you to pay off your "plan" early.  \n\nYou don't want your BK dismissed, that will allow all of your creditors (including unsecured ones) to come after you.
607479
Go to any Western Union agency, ask for the form (concording on what you're doing, send,retire,or other)\n\nFill the form with all your personal records, after that give it to the cashier and give him the money that you're sending or he/she will give you the money that you are retiring.
900036
I just rolled over my 401K to an ING Direct IRA account. They have great options and low maintenance fees. Check them out.  www.ingdirect.com
1100226
Put it in a savings account
109956
CD's and bank money markets would probably be the best thing for you.  They're safe and insured.  You wont loose your principle.