Who pays credit card bills in case of a relative's death?
921795
Since she had no immediatte living relative to inherit the estate and had no executor assigned to handle the disbursement of the assets and settlement of liabilities, the courts will handle the estate.  The first thing they will do is tally the value of the assets in order of liquidity, then list the creditors in order of rights to claim payment.  They will then pay off debts attached to her with all available cash, then begin liquidating her assets until the debts are paid.  Whatever is paid will be disbursed as decided by the court.  Since there is no will, the remaining family will not have a huge say in who receives what or how much.  I am sure the court will list what assets are remaining and allow family members to petition to the court who wants what, but it is up to the court to decide who gets what.
471757
Actually, funeral costs are a debt to the estate. The heirs who accept inheritance are then responsible for the estate's debts. If an heir renounces the succession (which is the general course of action when the estates debts exceed its assets) then that person is not legally obligated to pay the debts of the estate.
1121788
yes, unless there was a written agreement that the debt is discharged if the creditor dies.  The money will need to be paid to the estate of the dad person.  Continue sending the payments as you have in the past and the executor of the estate will let you know where to send them in the future.
570819
That would depend on the policy you have and that may vary by company. I work for a large insurance company, and our policy pays for funeral expenses. I think that is what all policies are required to pay for. This is not really a deathe benefit, but it will cover the cost of the funeral up to your policy limits. Therefore, no beneficiary is named since the insurance company would deal directly with the funeral home that the family chooses to handle the funeral.
517428
my brother's credit card bills.
589784
A credit card, such as VISA or MasterCard, allows you to pay for sales or services by borrowing against your line of credit with the credit card company and to make monthly payments on the outstanding balance. A charge card, such as American Express requires payment in full each month of the outstanding balance charged to the account. \n\nAs for who is eligible to obtain it....that depends on the specific creditors requirements although one cannot not be a minor.
435273
Some credit card companies will write off the debt if you send them a death certificate others will want the payment but if the house is the only asset I would ask a lawyer first.
775421
The minute you used the card after your husband passed away you, in essence, affirmed that you would be responsible for the debt.\n\nAs your husband's survivor and probably the only person to benefit from his estate, either the estate or you personally would be responsible for this debt.\n\nSo no matter which way you look at it, you need to pay it, or make the determination to file bankruptcy.  There is no in between
76537
The responsibility falls first on their family or heirs.  If there are none, or none can be found, then it their debts are taken out of their estate.  Cars, house, clothing, houshold, anything can can be sold at auction to pay the bills. \n\nMost people with no money (street people and bums) have no bills.  However, there have been people who have died that were thought to be paupers, and actually had thousands or even millions of dollars in the bank.  The collectors can get you one way or the other.
1017905
Somebody has to pay your bills.
73347
Depends on which country you are in.  In the UK, an executor is bound to carry out the wishes of the deceased.  All expenses and costs may be reclaimed from the estate but no costs to their own benefit may be requested.
760302
do a google search with the last name and city and state in quotation marks.  \nAnother thing that is okay to do is to call the co-worker and offer your condolences then ask either where to send the card or which place is taking care of the service. I would avoid telling them you are sending flowers as most people will say "ahh you don't have to do that"  but deep down the effort is appreciated.
400446
I think they do exist... but I wouldn't trust one who charges.  A friend of mine died 5 years ago.  2 days before he died we went to have dinner with the president of his father's company a (good friend of him).  Days after he died ANOTHER friend of mine (who's kind of a psychic) told me he talked to him, that he told him he owed someone some money that he wanted to pay back.  Months later I see the president of the company, and he tells me that during that dinner 2 days before my friend died, he had told him he owed someone money but never said who... My dead friend and my psychic friend NEVER talked to each other while he was alive.  I believe in psychics, but would never trust one who charges you for it.
638779
Pay on Death - it will pay to your beneficiary.
418933
She can add it without asking, all she needs to do is go to the bank and tell them to do so.\n\nIn the United States, bank CDs terminate at the death of the last account holder, which would be her.  The beneficiary then receives the value at death.  In some states for larger estates, inheretance tax is due, but otherwise nothing is due.  Any taxes due will be due from her estate.  Only if the estate cannot pay the taxes will the government start chasing the money.  There may be legal issues with a minor beneficiary that needs managed, but UTMA or UGMA would cover it.
106815
If you owe a credit card company money, they CAN and WILL sue you to recover their losses. There are horror stories of people losing homes and automobiles because a family member charged too much on credit cards that couldn't be paid for.
367485
This is controlled by state statute; it's different for every state.  Usually the will will list an executor who will handle the distributions in the will.  It can often take over a month to get around to reading the will to the heirs, though there's no reason for it to take so long.  It frequently take MUCH longer-up to 3-9 months--to "probate" a will through the court process.\n\nIf you're concerned, you should call the 'clerk of court' in the state and county where your relative died.  They will adivse you on local procedure.