I need help with bad credit, I need a loan?
930102
This is always difficult to turn that corner, but it can be done! My best advice is to first begin by talking with your banker to make them aware of your desires and losses associated with fees. In many cases, banks are willing to give you a hand, maybe reverse some of the fees for you. Ths biggest thing long term is to maintain a positive balance in the checking account. In fact, I recommend NOT writing any checks - pay only with cash - or your check and cash card. This should help. If you don't have the cash - don't buy it! Next thing is to get a store credit card, charge on it once, then pay it off completely. Slowly but surely you will build up positive credit, but there is no quick fix! It takes months... Be methodical about it and you'll get there. Good luck!
95835
It is possible to get a loan if your credit is bad. If you have a good idea, and your business proposition makes sense you could get private lenders to help you. Private lenders may be more expensive, and sometimes upfront fees apply. Private leneders tend to work with you, regardless of your credit.
503885
try Prosper.com.  If you meet a minimum credit score criteria you should be able to get a small loan with a decent interest rate and low payments
1140848
check the link on my profile it might suite your needs better\nquote from the site\nWe have over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required.
306887
call the banking institute that holds the loan and tell them what you need they will send it to you
323263
Speak to the bank manager at the bank of you're preference. He/She would be able to help you and explain all the requirements that need to be met to get a loan.\n\nBest of luck!!
1113712
sure use the link on my profile\nlet it take you to the website that states this in its text\nWe have over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required.
1075701
if you have a bad credit rating it's not easy to get a loan for anything
408406
Check out www.bankrate.com. It is the best site for all credit products and has great calculators to see what types of loans you might be able to afford.\n\nGood Luck
396894
Unfortunately (certainly in the UK) there's no way to get a loan that fast...as you will have to supply details...get checked and so on - so a week is usual.\n\nAn overdraught facility with your bank can be arranged faster...but whether they will depends...\n\nIf you have bad credit then you are counted by the industry as higher risk and so will be charged greater rates of interest.  So you should think carefully before entering any agreement - as you will pay back much more than you borrow - which will obviously create more problems in the long term.\n\nThe best place I found to investigate loans (in the UK) was moneyfacts.co.uk - they compare the lot - but of course it might not apply to your circumstances.\n\nBut to be honest a loan isn't going to fix your troubles (sorry!) - and if you're finding yourself getting in trouble financially there are loads of great charities that aim to help people struggling.  Here are two:\n\nhttp://www.cccs.co.uk/\n\nhttp://www.consumercredit.com/\n\nAll the best
913356
there are lenders here for people with limited credit experience\nhttp://www.wesayes.com
1175781
The only way I know of is to get a co-signor on a loan, and re-establish your credit from there. See if your bank will work with you on a small credit-reestablishing loan as well. Most banks will, especially if you tell them your circumstances.
770890
there's an online people to people lending site that's getting very popular nowadays..www.prosper.com. you can try asking for a loan there..good luck
1047151
Try going to a local church for the help you need.  Those fast loan places are bad news.  Your financial problems will only increase.
213903
Your in luck, we are a direct lender and also broker.  I have done many loans for people that have bad credit.  The normal banks you walk into will turn you down for any reason they want. I have lenders that look at other factors besides your credit.  Contact me at www.xclusivefinancial.com
486181
Contact the institution you have your loan through, and let them know you are under hardship.\n\nThen start looking for another $20 job as fast as you can.\n\nDepending on how many years you have already paid into the loan you MAY beable to refinance it.  Call a local mortgage broker and see how they can help.  Consultation is free.\n\nSometimes our credit isn't as bad as we think it it, sometimes it is worse.  But there should be help.  A good mortgage broker or financial officer can help.
1016816
What do you need a loan for?  If your credit is horrible, any loan you are going to be able to get is going to be at a very high rate of interest.  You'd be better off saving $200 a month for a few months and paying cash for whatever it is you need the loan for.  If you just need it to make ends meet, you're going to sink further and further in the hole and never be able to get out.  Spend less.  Pay your bills.  Don't borrow.  Adjust your lifestyle to fit your income, not the other way around.\n\nSorry.  Not the answer you wanted, but having been down the "I can't live on my income, no matter how many raises I get" road, I know what I'm talking about.