If I bought health insurance today, how soon could in go into effect?
916263
Each policy is different, so you will have to ask the agent.  In the case of pre-existing conditions, they usually ask you to disclose things up front.  If they get a claim for a diagnosis that is often pre-existing, they will request medical records to determine whether you were previously treated for the condition.
958724
You have to have permission from your doctor, it's normally 6 weeks, as if you have an accident your insurance can be void
22752
I suggest that you consult your health insurance company. That would be the best way to sort out this answer.
886604
Go to any emergency room, just like the illegal aliens do for medical insurance....it works for them
1143174
Did you have health insurance through work and then left the job, or did a personal policy expire? If you had insurance through work, then you have 63 days to get a new job with health insurance. If you do, then the Health Insurance Portability and Accountability Act (HIPAA) protects you and you can’t be denied coverage from a group health plan, and the length of time you have to wait for epilepsy coverage is reduced, depending on the amount of time you were previously insured.\n\nOn the state law, side, contact your state insurance department to see what kind of legal protection you have there (link below).\n\nI did a quick search for epilepsy support programs at Needy Meds that help with medical costs and could only find two (New Jersey and Central Florida).  The link’s below. Also, it seems that there are epilepsy organizations in about every state, so just do a search.\n\nYou should probably record your history of epilepsy. Some insurance companies weigh the frequency and severity of seizures when deciding to accept applicants who have epilepsy. Also, if you haven’t had an attack in a while, that could make it easier, too. Also, if your seizures are controlled, that could make insurance easier to obtain and less expensive. If you are looking for a personal policy, you should talk with local health insurance agents. MostChoice.com is a good place to start. There’s not cost or obligation to buy insurance. You just fill out a short form, review online quotes from local health plans, and state-licensed agents should contact you within 48 hours. Tell them about your situation, and let them do the legwork. If you like what one of them comes back with, then buy the policy. If you’re not happy with what an agent is offering, then move on.\n\nYou can find it here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\n\nBarnes@MostChoice
57094
You would first have to find out how long you have to wait until your insurance kicks in at your new job.  Sometimes it is from the 1st day, following month, 3 months, or even longer.  If your new insurance has kicked in then I dont think that you can continue Cobra insurance.  If your new insurance has not kicked in then you can use Cobra up until your new insurance starts.
943843
Call your insurance office..the number should be listed on your medical card..they will have an up today list.
1168634
If you are already ill, health insurance will be more expensive. Although that might not be true if you have not yet been treated for your medical condition. If you’re interested in health insurance, you should probably talk with local health insurance agents (link below). Here are a few quick thoughts. I’ve included links in the “Sources” section for each number.\n\n1.Free clinics or county health departments. You might have to pay, but it will be much less than if you go to the emergency room.\n2.Medicaid\n3.Organizations that sponsor people with your condition. I’ve linked below to Needy Meds. Just look up your condition and see if they have links to support groups.\n4.Health insurance through work: if you have been insured within the last two months on a group health plan, such as one through work, then a new group health plan would have to accept you even with your medical condition. Also, group health insurance is cheaper.\n5.State-licensed agents: they can probably let you know about your possibilities of getting and affording private health insurance in about five minutes.\n\nGood luck, and don’t delay in getting help.\nBarnes@MostChoice
137234
first obvious question is are u insured?
530793
Health Insurance........
747109
you should consider seeing someone(even your dr) sooner than next week to get started on antibiotics.
1023369
yes\nyou need to immediately inform your doctor
234111
Maybe health insurance rates may go up
1153851
First off,  I would not worry about the what the insurance company feels.  I would do whatever it took to get myself treated.  If it makes you feel any better, think about the $125 million a year compensation the CEO of United Health Care makes.  \n\nhttp://hcrenewal.blogspot.com/2005/05/how-can-1248-million-year-ceo-make.html\n\nSecond, you do not have a pre-existing condition based upon that definition.  Nothing has been diagnosed, treated, or cared for so therefore it is a new condition and not a pre-existing one.  Lets take an easy example,  you see a doctor and he finds that you have high blood pressure.  You probably have had high blood pressure for a while already and is only being diagnosed now.  This is a newly diagnosed condition not a pre-existing one even though you had high blood pressure before seeing the doctor.  Just because you have pain before seeing the doctor doesn't mean it is a pre-existing condition because the cause of the pain has never been diagnosed.\n\nThird,  sorry to say that your insurance sounds like a PPO  or POS.  (since you can directly go see an orthropedic doctor.)   Don't forget that even with insurance especially a PPO you have a deductable (its like car insurance).  You are responsible for the first $250,500,1000 or whatever you deductable is.  Once your deductable is met, the insurance picks up a percentage of the cost (90%/10%, 80%/20%, 70%/30% etc your share being the later percentage.\n\nSo good luck
155484
The "as soon as administratively feasible" rule really means as quickly as they make payments to healthcare and other providers, but in NO case should it be later than the 15th of the month following the month in which the deductions are taken.  \n\nA violation of this is CERTAINLY enforceable for corrective action.  Withholding for 5 months (even if they eventually make the deposit) is HIGHLY illegal and is a hot topic at the DOL.  There is nothing worse than a DOL audit.  REPORT THEM.\n\nGood luck!\n\nPS- this is often a sign that a company is in serious financial difficulty.  You may want to consider applying elsewhere immediately.
95310
standard policies state you must add the vehicle within 30 days from the date on the bill of sale for your new car. however, you should definitely check with your insurance company if you don't have your policy handy. and make sure you're talking to someone who's trained, and not just the minimum wage call center people.
238037
What josey said. Also, you can call the insurance companies, they will send you an "invitation to join", you will then need to fill out necessary paperwork & they will check your credentials to see if they will accept you. \nIt takes a while, sometimes up to 3 months. Get started now!