Why was the CRB disclosure system so badly designed ie no renewal facility and so expensive?
919688
I am unsure what you mean by renewal...if an employer wants to do a check and you already work for them...they should be footing the bill.\n\nIf by renewal...you get a new certificate every 12 months without a new check taking place...well..pardon me for pointing out the obvious...but where would be the point of doing ANY checks in the first place!.\n\nA person can be involved in crime without the employer necessarily finding out, and it have a major bearing on whether that employee could stay with the employer.\n\nDoing full CRB checks are also labour intensive, it in some cases means looking at paper records not just computerised...it may mean checking with authorities overseas, and there is cross referencing to make sure people aren't trying to slip under the net by using alias' etc.
1090663
To be honest there will be none you will find without starting fee b'coz its there security deposit
1002503
I hate the darn things. I have one in my name and it's a real pain.\n\nApplications written in SQL have a real problem with them too and usually error out if you include one.\n\n\nOther than that it's just plain lazy.
800560
If you are turned down for credit, the potential lender has to tell you why if you ask. I believe (do not know for sure) that the credit reporting companies must give you a free credit report 1 time a year.  Although, the system is not perfect, these companies do make it easier for people to get additional credit.  If a business could not get this information, they would have to charge a higher interest rate to cover the wont pays.  This way they can weed out the wont pays.  I believe, though, that if the credit reporting companies are charging to change your information, that this is wrong and we need a law to insure that they must change the info free of charge when you submit proof and must furnish you a statement that they have changed the info.l
646300
It's a joke, a waste of time and a sence of VERY FALSE SECURITY.\n\nI can not name a more worthless organization....\n\nThey make you PAY to file a complaint, they make you PAY to register as a "GOOD" business. Hmmmm, money comes in from both ends, and they DON"T DO ANYTHING but pay themselfs for putting their fat asses in a chair every day.\nBeing listed by the BBB is a scam that a LOT of contractors do, just to SCREW unsuspecting consumers.\nIf you are DUMB enough to PAY for a complaint filing, NOTHING IS DONE TO THE OFFENDER, even after MANY complaints.\nThe WORST they do is remove a company from their lists, even after commiting what amounts to stealing from customers.\nOOOOOOOOOOOOOOOOOOOO, that's SCARY!!!\nDo you OWN homework, GET REFERENCES, GO LOOK AT PAST JOBS, TALK TO REAL PAST CUSTOMERS.\nAnd to the people at the BBB, go to hell you worthless, pompus, self rightus jerks ( Mc D's is hiring I heard ).
345387
Im sorry i have never heard of this. I have never renewed mine what does this mean!!
649580
Because they are liars. It's good you get rejected though, because the interest rates and hidden fees are RIDICULOUS. You should send back the application (since the postage is already  paid for you) and write NO THANKS on it. Since they're paying for postage, you just wasted 39cents of their money, and for some reason, that gives me pleasure.
200051
They charge online because someone has to enter or scan all that data so that it can be accessed online.  That's a lot of time, energy and resources.
502900
I was intrigued by your question and wanted to further investigate this web site.  My first impression of the website was that it looked like it had been put together by a team of Jr. high web class students.  The web site looked extemely un-proffesional and looked like it had been put together with out much thought.  First red flag, Any company with enough money to pay employees hundreds to thousands of dollars for a few hours of work, could deffinatly hire a proffesional web desinger to create a decent home page.  Did you notice a lack of out side links The only link i found that took you any where was one that took you to "consumer reporter.org.  I must admit by this time i thought well if they have a major consumer reporting company endorsing their company maybe they are the real deal.  I guess i wasn't too surprised to find that "consumerreporter.org" was obviously a site made by these guys to make their company look good.  The same crapy designs, the same poor acting testimonials, cheesy lines, poor images (the icons they have aren't even links, shouldn't those take you somewhere?  or maybe they just didn't want their page to look plain), I also thought that it was interesting that the only product this supposed company has ever done a consumer report on is Itidata.  you couldn't see any other reports on their page!!!  Sounds like a scam to me.  Interested in some of the icons i found on their web site (the ones that dont take you any where i decided to investigate and find out what those sites where, I was surprized to find out that they were real legit sites.  I did a search to see what they said about this web site and almost fell off my seat laughing when i saw what they themselves had led me to.  Here is a letter from a lady who was unsatisfied with this company, you can find this letter on your own by going to www.complaints.com and typing in ITIdata in the search field, well here it is:\n\nMarch 2, 2006 \n\nHello,\nMy name is Mira and I would sincerely appreciate it if you could help me out. Please take the time to read this and find an honest solution. I purchased the itidata training manual after visiting the site consumerreporter.org and the www.itidata.org site. After downloading the manual and reading it very carefully, I realize that the information promised does not appear to be anywhere. The instructions for settting up a clickbank account are there and the link to the clickbank website is there but, no links to the the names of the companies listed on the itidata website. After attempting to follow the directions and sign up with these sites I realize that they ask for a website on which you can place their ads by cutting and pasting their links or they ask you to sign up with other sites by purchaing advertising tools and space. I would like to point out that the manual strictly says you dont need your own website for this and it also says you don't have to be an expert at using the internet and it also says that no extra costs would be incurred. But going to these sites I see just that. I searched for a member area on the site and called their 713-866-6212 number but found no help as promised to their members...they say to call from 9-5 central time and I called 5-6 times between those hours but got \nonly a recording. There is no response to my email which they say they would reply to in 24 hours.\nI don't know what to do anymore. I have studied the manual 5-6 times but this is all that it says.\nI can only pray that I have not been scammed. The truth is I am a part time student with a minimum salary and new to the country. I don't have money to throw away especially this kind. I need to become financially independent and am not looking to earn obscene amounts of cash. But I would love to have \na legit and regular way of doing this. I would like to get started ASAP on this and I request you to help me. I have full faith that as a consumer protection org y
107423
your name up and running...had to be a place where proper identification was needed...or a porn site you wanted to look at that uses credit cards for id perposes and then to bill you after the free trial is over if you dont cancel before then.....
217505
many times you can't, which is why they give rebates... they make it so complicated and take so long in order to discourage people from following through with them in the future
748061
You have to apply to the CRB, but you cannot just do this on your own intiative - you have to be going for a job where a CRB check is required, and the prospective employer will pay for this to be done.\n\nThe amount of time it takes varies.  I have known people wait  months for enhanced disclosure (which takes longer) so that they are unable to take up their employment, although the CRB's target is 10 days for a standard check and 4 weeks for an enhanced check.
611306
This is the legit site, but you can only use it once every 12 months:\n\nhttps://www.annualcreditreport.com/cra/index.jsp
186492
You are exactly right in your concerns. \n\nThe quality of data on the web and even the quality available to brokerages is TERRIBLE. The primary problem is NOT the daily pricing, but rather the handling of dividends, splits, mergers, and other corporate actions that impact total return (what you actually make on a share).\n\nI personally make a living taking the standard data provided by the exchanges and then fixing and cleaning it for use by people like yourself.\n\nNevertheless, my services also come with a standard disclaimer which I deeply regret having to use because of potential liability. \n\nThe three companies that take data quality seriously are Investors FastTrack, Morningstar, and Lipper. I would encourage you to use these services in making sensible long-term investment decisions.
423498
Access to those records is usually not free. At least not in Europe, not sure about the states.  However its really not expensive either, its common practice here for companies to do background checks on new employees and there are lots of web sites that offer these services.
681912
be careful with sites like that one because you can be charged big time, take it from someone who has been there done that lol
715950
No it's not, but usually the banks absorb the losses resulting from fraud because it's in their interests to prevent it being generally known how insecure it is.  By shifting so much over to the internet, the banks can sack 1,000s of staff and save lots of money.  What they lose in fraud is more than worth it to them when set against what they save in staff wages.