i do not have good credit but its not bad either....where do i go for a loan?
915620
whats your credit score and fica score.how old are you and do you have a job?you have to answer many questions to be approved for a loan and having just credit isnt bad but if your credit score is below 600 you will have a problem.check your ratings
587462
If you have bad credit, it's because you didn't pay money you owed in the past.  People don't want to lend money to someone who has shown they might not pay what they owe.\n\nBut you don't need perfect credit.  There are lots of places, with names like "family finance company" or some such, that specialize in lending money to people with not-so-good credit.  But there is a big catch--you will pay a very high interest rate if you go to one of those places.
938530
If you have credit without bad mark on it I am sure you can get a loan from a private source(bank or person).  Also depending on how much you need you maybe able to use other options like credit cards.
988739
if you have a job with a steady income,  you can usually just go to your bank and ask for a loan.  You'll pay higher interest rates if you have no credit history, but as long as you have a job they should be able to help you out.
118259
If you have poor credit, and dealerships have tried to get you a loan and cannot, there is not much you can do about it..you can possibly put a  large ammount down and the bank might finance you because its not as much money....or a co-signer......I would also try to get a loan with your own bank, as long your in good standing with them, you might have more luck with them.  Also if you have had a good car loan with any bank, no lates, made all payments ect, they might also take that into concerderation...And if all else fails Call around and look for a buy here pay here, they dont go through banks, but you do have to put a bit some $$$ down.............Good Luck, Hope that helps!
589825
home loan: www.naca.com  \n\nthey are a non-profit housing advocacy group and they will work with you to improve your credit.
618550
Have you tried the SBLA?  That is the Small Business Loan Association.  I do not know the web address.  Also, try your local bank.  If you have collateral and good credit, I am positive that they will work with you.\n\nGood Luck!
795831
look around for these car lots that say we finance right here right now..\na lot do this,\nbut you may get a better rate as long as your credit is good, but tell them you just want to fiance through them,\nor go to a CREDIT UNION not a bank and talk to them for a car loan, they usually only require you open a bank account with them and this way it can even be taken right out of your check if you want it to. this makes it much better for them to give you the loan\n\ngood luck\nsmile
132971
Check the smaller banks. I have terrible credit and still have a checking account, visa check card, and overdraft protection.\n\nI found out really quick when I opened my account that the smaller "Mom-and-Pop" banks don't check your credit. The big ones will almost alway deny you or offer you some sort of crappy account that isn't worth it.\n\nI use a bank called City National. If they have them in your area, you might check them out.
335342
Try going to a credit union.  They usually will let you sign for an unsecured signature loan if you at least have a steady job.
62803
Do you have a bank that you have any accounts in?  if you do they may be willing to make you a small loan.  Everyone has to start somewhere.   (how can anyone ever get a loan if they didn't have credit?  think about it... Everyone had to have a "first" loan - it's from that point that you will establish if you are trust/creditworthy or not) so don't blow it.  Pay that loan when you do get it. \n\nIf you don't have a bank account - you may need to have a family member co-sign  the loan for you.  You need to be sure to pay the loan off on time and you will be on your way to building a great credit for your future.
770890
there's an online people to people lending site that's getting very popular nowadays..www.prosper.com. you can try asking for a loan there..good luck
638792
www.naca.com\n\nIt's a non-profit housing lender, they make their own loans and also work with some lenders.  They will require you to get your credit on track and they will help you with that.  Check them out.
123332
I need a loan you can help me
522230
BarNone.  You can find more info at barnone.com\nYou can also call them at 1-800-BAR-NONE\nThey offer auto loans exclusively for people with less than perfect credit.
341665
Check to see if there is a Consumer Credit Counseling Service in your area.  Also check with HUD (US Govt office of Housing and Urban Development).  They have loan programs that require people to go through credit counseling first.  These are usually free programs through reputable organizations.
974220
Try a local credit union or bank.  Open an account with them and stay in good standing for a time.  Then get a credit card with them.  The interest rate will be much lower and there are usually no application fees, etc. that other companies try to rip you off with.\n\nI gave this advice to my daughter who had no credit rating yet.  She has a card from her own credit union now and is not being ripped off. \n\nBest Wishes,\nSue