I've been on the federal do not call list since 2003-same caller "American Lending" up to 6 times a day
921416
have you gone do donotcall.gov and filed a complaint yet?\n\nIf you want to get more information on your own about this company, you can act as though you're interested in what they're selling and get a phone number to reach them at and have them mail you a brochure.\n\nI also use a feature my phone company offers called Privacy Manager. This requires callers to display their caller ID or else they cannot reach me. You might see if this service is available to you.
118223
That is a telemarketer. I get them showing all 0's or 9's. I answered it after getting the call a few times. They will keep calling. just pick it up and say no and hangup.
597152
People like Zandelia need to be spanked for constantly referring freecreditreport to people.  I'm getting more convinced they get kickbacks by sending people there.\n\nGo to http://www.annualcreditreport.com and get a FREE, NO GIMMICKS credit report.  This is the site that was set up to handle the government mandated free credit reports.\n\nOnce you have your report, it will show all of the delinquent accounts you have, and their contact information.  Contact them and negotiate a settlement.\n\nBE SURE that you get them to agree IN WRITING to remove any negative information that they placed on your credit report.  Remember, the reason you are paying your debt is to fix your credit score.  It does you no good to pay them if your credit will still reflect these unpaid balances.  You will find that once they have your money, they will be very uncooperative in fixing your report.\n\nAlso note that just placing "paid" on your account does not remove the negative information such as late fees, or collections.  They must either show on your account "Paid as Agree, Never late", or simply remove the listing entirely.\n\nYes, it's legal.  They may tell you they can't do it, or it's against the law, but they are lying.  I've done it, and I've helped many others do it also.  Nothing in the Fair Credit Reporting Act prevents a creditor from removing their own reports.  \n\nGood luck
1017886
Yes  I have 2 in fact. If I don't call them I'll never talk to them, in fact I have stopped as of 3 months ago. I just got tired of always being the one to pick up the phone and call.
1152757
you from the UK? got info the other day from a company called Nationwide Credit consultants tel:0870 787 1990, call is free. You pay them a fee and can have your history cleared of the last 6 years, and yes it is Legal too so try that. I will.
1053049
Call phone company and have tham block that call.  I had a similar problem with getting called by a fax machine several times a day.  \nAfter a week I called the phone company, they checked into the number and then the calls stopped.  Good luck.
893904
I work for a major consumer financing corporation and trust me when I say that this is a common and frustrating concern from a lot of consumers. Most companies have 'opt out' policies where you can request no calls, mailings, or emails outside of those you agreed to in your cardmember agreements. I'd advise calling the company and telling then you want to have ALL calls, including those from any affiliates and the company itself, ceased immediately. \n\nHowever, if you are on any 'existing' marketing lists you may still receive some residual calls until new lists are ran. Hope this helps.\n\nOnequesti0n
303342
Sign yourself up for the Do Not Call List here is the url https://www.donotcall.gov/default.aspx  this is sponsored by the government, I have our cell phones and house number registered there.\n\nSapphyre
94419
Buying has nothing to do with this phenomenon.  Having credit card accounts, catalog memberships, music club memberships all contribute and of course being a homeowner.  We get almost no calls anymore because we have registered on the do not call list www.donotcall.gov.  The other thing to do is tell any issuer of any account you own that they can only call for existing business reasons, i.e. fraud prevention on your account, late payments etc.  It is a pain if you have a lot of accounts but the calls do stop.  The other thing is when they call they should ask if you wish to be removed from their lists when you tell them to stop calling.  When you open a new account it is common practice for the company to share with affiliates make sure that you have this privilege revoked.
434648
call this number: 1-888-382-1222. it is the national do not call list, it is active for 5 years. i called for both my home and cell phones, it takes 30 days after you call to be in affect. you can file charges on these people (companies) if they continue to call. good luck!!!
850234
I know some telephone companies do, but I don't think AT&T does.\n\nTry the National Do Not Call Registry.  It might take a few months since they release the list updates quarterly (I think).  It does reduce your telemarketing volume.  After signing up, just tell whoever calls that you are on the "Do Not Call" list and the telemarketer should apologize and go away forever.  They know if they violate that they can get some serious fines.\n\nhttps://www.donotcall.gov/default.aspx
64417
Tell them to take you off their list when they call again
991465
As a former financial counselor seeing the number 7 makes me cringe. I am not sure where people get their information, but the "7 year" rule is something from the past. Realistically nowadays, depending on the type of debt, negative credit history can remain on your credit report up to 10 years, sometimes even longer than that. Collection agencies make it a regular routine to sell older accounts from one to another, each time reporting it as a new uncollected debt on your report. As far as bad debts, the statutes of limitations, which varies by state, is 7-10 years after your first delinquency. That is, this is the amount of time that can pass before the lender is no longer able to take any legal actions to satisfy the debt. If I were you, I would make an honest attempt to pay off some of these debts in order to improve your credit rating. It's always better to take action than to sit back and wait for things to happen. Bad credit isn't fixed overnight. It takes time and energy on your part to correct the situation that you put yourself in. Be patient and make an effort, and you will see your credit rating improving over time.
544594
They did the same thing to me too.  I moved out of their network and their mover's connect people said that since I moved against my will (military move) I could get outta my contract.  Well it took a month and a half before they shut down my phone and they billed me for it (which was fine I used it),  I paid my last bill in sept., then in March of the next year a collection agency called me up saying that I owed them over a thousand dollars.  Well long story short after 6 months of calls, faxes and letters to their cust. care center they finally said to hell with it and refunded me the money (I paid it so I wouldn't be bothered by the collection agency anymore... which I wouldn't recomend untill they admit guilt).  Just remember this dude. "the Sqeaky wheel gets the grease."  \nP.S. Everytime you call them it cost Verizon $8.50 so just keep calling them, eventually they'll give in!!!!\n\n\nP.S.S. Amy your completely full of sh** the only headway I got from verizon is when I started yelling, screaming, kicking, and bit**ing.  So unless you've been through it shut the he** up!  I also went into there store and they were complete morons in there, twice they acctually tried to resign me.... sh** after all the bs they put me through anytime anyone tells me there thinking of verizon I tell them my story!!!!!!!
388761
This is from a marketing group.  They called me in regards to magazines that I receive, probably one of the ones I get for free for providing BS information about the spending habits of the company I work for.  Stay on the line for a few seconds after answering, ask them right away what this is in regards to and on behalf of what company are they calling, then immediately tell them you are tired of their harassing phone calls, that you want to be put on their "Do Not Call" list, and you want them to mail you a copy of their "Co Not Call" policy.  When I did this, the girl on the other end immediately got quiet, said 'Ok', and hung up the phone.
696253
First:  \n\nThese are your options: \n\n1. Change your phone number (easiest solution)\n2. Pay up. (not so easy) \n3. Use Federal Law to your advantage. (easy) \n\nWhat did I mean by use Federal Law? \n\nWell, \n          You as a consumer have rights my dear. One of them is that creditors are not allowed to harrass you. You can find this and much more right on this page:  http://www.expert-credit-advice.com/debt_collection_laws.htm \n\n\nIf you send a cease and desist letter; the collection agencies MUST CEASE AND DESIST (leave you alone!)  \n\nHere is a sample of what to send: \n\nDate:\n\nName Collection Agency\n\nAddress\n\nCity, State, ZIP\n\nRE: Account #\n\nDear Agency,\n                          You are hereby notified that your services are no longer desired. This is in accordance with the laws of the Fair Debt Collection Practices Act. \n\nThis notice has been delivered via certified mail, return receipt and is dated ___________________.\n\nYou and your company must cease and desist all attempts to collect the above debt. Failure to comply with this law will result in my filing a complaint with the Federal Trade Commission and my State Attorney General's Office. \n\nBe advised, that if any negative information regarding this debt is added to my credit reports after receipt of this letter, I will take all necessary action to protect my rights. \n\nRegards,\n\nSignature\n\nName \n\n\n\n\n                                  OR USE THIS ONE: \n\n\nName Of Creditor\n\nAddress\n\nCity, State, Zip \n\nRe: Account Number\n\nDate \n\nDear creditor/collector, \n\n                                       This letter is to formally advise you that I am requesting you to cease and desist all communications with me immediately regarding the above account. As a third party debt collector- that is- not the original creditor, you must comply. \n\nYour conduct thus far is unacceptable and borders on harassment. \n\nPlease be advised that the following applies to you.\nPursuant to the Fair Debt Collection Practices Act:\nDebt Collection Practices\n\nIf a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt.\n\n\nYou are governed by this Act as a third party debt collector or creditor attorney. All communication with me including phone calls to my home or business must stop immediately.\nIf you continue to contact me after receiving this dated certified mailing, you will be in violation and I will file a complaint with the Federal Trade Commission and State Attorney General's Office. \n\nSincerely,\n\nYour name\n\nAddress \n\n\n              OR USE THIS FREE CREDIT REPAIR KIT\n\n  http://www.expert-credit-advice.com/free_credit_repair.htm\n\n\n\n         There are dozens of other letters you can use and unlike all the other websites out there, this one is 100% free. \n\nI suggest that anyone who reads this bookmark this page  http://www.expert-credit-advice.com/ because this site is loaded with answers to any credit or debt answer. \n\n\nIf the collection agency or creditor ignores the cease and desist letter, you should file a complaint with the FTC by clicking here: www.ftc.gov  \n\nDocument everything. \n\nSend only certified mail. \n\n\nThen sue them. You can be awarded up to 1% of the agencies net worth, which could be millions! \n\n\nGood luck and make it fun!
720041
First of all, I see alot of people upset that they are onn "do not call" lists and still get calls. Number one, if you own a home, forget about being on a do not call list. Your information is public record and will, therefore, probably never stop getting calls from Mortgage companies. I suggest losing the phone all together.