what is the best for pensioner .       to claim  pension credits or income support?
930266
They ain't the same thing but there is a set minimum amount the government set for someone to live on.. So the amount of money payable should be the same. To top up any income already received  to that minimum amount... Hope that makes sense.
506201
It depends on the pension plan. Check with the Pension Benefit Guaranty Corporation; they do not deal with ALL pensions but they do deal with any pension that was insured.  They can help you with the options available for your particular pension. If the PBGC does not service your pension, then check with your company's Pension Benefits Administrator.
792428
please try to learn accounts soft wares & tax laws.  Salestax / income tax / service tax accounts maintanance & consultancy will fetch good money. software will not pay for your olden days i.e. above forty years of age. Tax consultation will more & more yeilding with more experience. As you have done B com Accounts & tax laws you may have good knowledge.
1175010
Hi there\n\nIf you mean "cash in" as withdrawing money from a pension scheme to use as you wish then this is not possible.  Even at the age of 55 you can not withdraw the complete amount.\n\nIf you mean transfer the funds from your company pension plan to another pension plan then you should be able to do this.  But you need to understand the pros and cons.\n\nIf you have a final salary scheme then, in general, it would not be recommended to transfer out of this.\n\nIf you have a personal pension plan with your company then you need to consider its (future) performance potential and the cost of transferring - often companies will charge a percentage of the fund value if you transfer out.\n\nOverall get some advice from and independent financial adviser (IFA) that specialises in pensions.\n\nGood luck.
353816
No, you can only claim something that "helps" your career.  You could see if there is a subscription rate for seniors card holders.  Speak to their subscription department.
560902
Go to the bank or employ an adviser. We can harp on about what to do but the Bank is the first place. Bank of Scotland is the best at the moment if you are in the UK
721543
Not too bad, have found that in the long run, BT is the safest bet though. Not the cheapest, but certainly the best service and the most reliable support...shop around and play them all up against each other, there is very little in it. Look out for additional charges for broadband usage over and above your agreed limit. My account with BT is a set fee of £x.00 a month, some of them will give you a base rate and then charge in addition to that base rate...
251228
Make sure you are recieving any benefits that may be due to you such as tax credits and family allowances. Its always the same that the hard working people struggle whilst the scroungers get all the benefits
868617
Robert welcome to the grey zones, your best bet would be a private insurance person that you can trust and he/she can sit down and discuss the choices in your area relevant to your finances, beware most of 'em want to sell you their's and they don't care for the rest. Besides this part d is necessary in a way, you don't get it at age 65, they will make you pay penalties later, good luck
356984
You can find benefits here.\n\nhttp://www.mybenefitsplus.com/40374893
397967
as much as you can! you should get a pension asap, compamny schemes are good as the company puts in aswell. see your financial advisor asap
320523
Are you from the UK? Is the place that you intend to work in tax free?\n\nIf yes then:-  as long as you are not in the UK for more than 186 days of the current tax year you will be entitled for tax free status on your income for the balance of the year, it is important that you do not return to the UK for more than 90 days a year (on average over 5 years) you will have to be careful when you return to the UK if you have been away for less than 3 years. \n\nYou will need to complete the Inland revenues tax form. for more info check out their web site..\n\nDon't forget to keep on paying the NI stamp, very cheap and keeps you entitled to the pension.
245469
You are given an allowance in the Tax\nscheme for these things,so I don't think\nyou can claim them.check with your taxman\nto be sure.
861698
If you have been paying contributions for less than 2 years you will probably be able to get your money back.  If you've been in the scheme for 2 years or more than no.  Pension scheme rules are subject to the approval of the Inland Revenue (HMRC) and all group schemes require that contributions of 2 years or more duration have to remain in the scheme.  However, if the scheme run by your employer is a Group PERSONAL Pension Scheme (perhaps a Stakeholder Pension) then you will not be able to get your money back.  It will remain there and you'll not be able to get at it until you are 55 at the earliest.  Dig out the paper they gave you when you joined and within the small print you should find the answer (if you can't find them, ask your personnel people for a copy).  \nA couple of thoughts.  If you can possibly manage to leave it there, assuming you have the choice that is, you might have the chance to transfer the benefits to a new employer's scheme in the future and, most important of all, every pound you save towards your retirement (however far off that may seem) will help you to have a better retirement  -  you will not have any sort of decent retirement if you have to rely on the State Pension, if it exists when your time comes.  Best, take advice from an Independent Financial Adviser for all the options.
185717
If you want more money now claim more exemptions. If you want less money now and more at the end of the year then claim less exemptions on your w-4. Just make sure that at the end of the year you will not owe over 999 to the irs. I'm not sure what you and your spouse's income is. there are income limitations for certain credits. You can go by last years return. if you don't think your income will  go up much  then you should get the same credits in 06. Know what you guys claimed last year on your w-4 form and see if you want to add or take away exemptions based on whether or not you want more or less money when you get pd or at the end of the year.
601091
Yes, if you have over £6,000 in savings it affects your claim.  I don't think you can claim it if you have over £6,000.
321901
you need to contact the inland revenue www.inlandrevenue.gov.uk From the sound of it though, if you've been in full time employment and the different companies you've worked for have sorted out your wages, I cant imagine you getting a rebate, but its worth a try