Is there 2nd chance banking??
926225
www.wamu.com ($1 to open, real bank account)\n\nwww.accountnow.net (mostly a debit/credit card account with direct deposit numbers including routing and account number)
194116
i have worked for enough banks to know there is very little difference....one thing you can count on they all change so what you liked about one bank another will start and the first will stop.... i want a bank where i know someone i can call to fix a problem and/or advocate for me
151490
Yes, sometimes you can.  You may have to take an interest only loan, and one with a high interest rate, and you will probably be given terms of a hugh pre-payment penalty.  Not all lenders look strickly at the numbers, some actually do look at the over all picture and past history before your circumstances forced you into bankrupsy.  Good Luck, and keep looking as there are some companies out there!
341113
Check with your local bank.
142571
Most likely not. If you have an account at another bank, you could deposit it but even then there may be a hold for a day or two. Another option is going to a check cashing place but they take out a certain percentage.
234528
generally banks won't close an account that is already open and in good standing once you are reported into the chexsystem. There's no way to get out once you're in unfortunately. however there are banks that offer second chance banking once the debt is paid off and you have proof. Wells Fargo is one of those banks.\nAs far as payday loans go, you need to get out of that cycle. It's tough, I know. Been there. But it's trap and you'll have to wean yourself off of it and never look back. AS someone who is in the chexsystem myself, and as someone who once had FOUR payday loans going at one time, I know. I was paying $400 a month to MAINTAIN the debt at one point. That was the same as my truck payment !
37858
Most financial institutions these days have what they call "second chance" loans especially for those who have bankruptcy on their credit. If thats the only blemish on your hurt credit report then chances are they may be able to help. It is at a much higher interest rate but it is worth it to rebuild your credit and oh ya, by the way here is a tip for ya. If and when you do get a loan, pay the payments and take a long time to pay them off.\nYou see, the issue here is not that you paid in full but that you can show a good and faithful payment history. If they begin to see faithfull payments regularly then it out does the bankrupsy. most people make the mistake of paying something off too early and it shows a lack of payment history. So the best thing to do is stretch those payments out as long as possible so you can develope and good long payment history. It'l help especially if you ever go to buy a home.
1051492
Call the bank and ask them
427925
My ex, who claimed bankrupcy 3 years ago, is now carting aroud his new visa! He had maxed out 6 cards at that point and was in debt about 30K. Tell me how he got another card??? Funny thing is that when I applied to get a card, I was declined even though I made more than him. I'm quite certain if I was a man earning the same salary, I'd have several cards by now.
482241
rob a bank!just kidding.there are sometimes post-grad funding programs that you could look into.
888174
Yes it is possible, if you  have overdraft protection....but you will pay a fee.
543758
check with your bank. they can assist you.\n\ngood luck.
765780
hey dont lose hope dearie I am sorry to hear that, Ive been through a lot of financial troubles too and I always got assistance from NHBS, Inc. they are a team that works with the best lending institutions...try contacting them and I do hope you'll get thru all these ,\n\nhttp://www.newhorizon.org\n\nIm sorry I can only give you their site, not contact info but I think it can be seen on their site too\nall the best\nhave a super day
518196
You can get it free, just look for a different bank.
590922
Yes. Go to www.bankofamerica.com
1166457
Yes they can.  You can also try another branch of service.  Each of them has different requirements.  Of course, this can also depend on the reason you were denied in the first place.  If it's what you really want, don't give up.  There are ways in.  Good luck!!
973502
Any bank should offer very low rates and fees.  Just make sure you're working with a reputable company and you'll be fine.  There's probably hundreds of companies out there that can give you the lowest rate.