What is the best card to build credit.?
922699
Link: http://www.goeufora.com/418121496892 \n\nName: Bankfirst = Eufora Credit Builder \n\nType: Mastercard\n\nYearly Fee: 99.00\n\nMonthly fee: 9.95 \n\nWhy: Will report to the bureau that you have an open installment loan. \n\nI love it!  It has added like 90 points to my score in 6 months.
505664
Unfortunately, you must establish credit to purchase cars and homes, the needs of life.\nLook for a card that is low interest and does not have any extra charges. Have a couple of friends or relatives, who are knowledgeable on the subject go over application to ensure you are not getting ripped off. \nTHE GREATEST WISDOM TO HAVING A CREDIT CARD is not to over charge. You should put small purchases on card each month and PAY FOR ALL OF YOUR PURCHASES WHEN YOU PAY YOUR MONTHLY BILL. The way these people make money is to increase your spending limit until your limit is so high that you have to eat worms for five years in order to pay the card off. Pay all charges each month. If you find yourself spending more than you can pay each month, either give the card to a TRUSTWORTHY friend or relative that will not let you have the card or just tear the card up.
70690
Open a savings account with Citibank ask them for a secured credit card.  You will need a Social Security Card and an established credit history, i.e. five or so tradelines (credit cards, cell phone account etc...) in your name to establish credit here in the states.  But a secured credit card is a good first step for someone with no credit history at all.  Always pay the bill on time and keep the credit limit low.  Eventually other banks will be willing to offer you additional credit as you prove credit worthiness.
823683
I just got this sham deal in the mail today.Outrageous APR for starters.I've never even heard of this company before today.If you want a GREAT card for lesser credit,then you NEED the Orchard Bank card.I've had a few cards of this sort and Orchard destroys the rest for rates,customer service and 2% cash back.\nYou can apply right on the Yahoo! home page.It's the good card for ugly credit.It's always there.\nGo to www.ripoffreport.com and look up applied card bank.Thecardiwant may be there as well,but applied card bank is definitely there.\nOrchard has files there too,but that was from before HSBC owned them.Orchard is by far your best choice if you have limited credit.Stay away from Imagine or Aspire.First Premier isn't terrible,but the customer service really stinks.
1186203
Go to your bank , get prepaid credit card of $250.00 or so and start building better credit.
33893
I would personally stay away from any type of credit card with bad credit.  The credit card companies may qualify you but at a higher rate. The temptation may be there but the best plan of action is to either pay for the purchase up front.
1069864
The best way to build credit is get a loan and pay it off. You could start by betting a store credit card. If your making payments to rent to own, then you have a line of credit with them and that should help.
735241
When my score was around 525, last year at Christmas I got approved for a Target credit card, but other than that, the only card I know that is legitimate for bad credit is the Orchard Mastercard (the one you see advertised on Yahoo). Good luck!
571444
Please don't do that...you would be paying fees and not getting to borrow money like on a regular credit card (they actually shouldn't call it a credit card) You should open up a checking account instead..you will still be building credit, most banks have visa or mastercard logos on there debit card, and you won't be paying as much in fees. \n\nIf you really want a credit card, but can't get a regular one, try a secured credit card.
120703
I can list some,\n Commerce Bank credit card, Chase Bank credit card,Citi Platinum etc.Check creditcards.com and can find a bunch of deals.
15471
If you can get a very low limit credit card, and be very responsible with it, that will build your credit.  So will getting  a loan that's somehow secured, either with money in your account or a car or other solid collateral.
652932
You would need to have a secured loan.  Secure with some sort of item so that the lender could get their money if you default.\n\nIf you're looking for a credit card, there are cards out there that you give them $500, and then you have a $500 limit.  It helps you build credit.
1147170
You should be able to get a credit card from just about any bank that offers a VISA or MasterCard.  Look in your local Sunday paper or on line to find a card with either a low interest rate or no annual fee.\n\nIf this is your first card, keep your credit limit to $1000 or less.  This way, you won't get into trouble by over-extending yourself.
759054
they have those secured credit cards, where you put up a savings account and they give you that amount in credit. It shows on your credit report as a credit, so you build credit that way.\nhttp://www.bankrate.com/brm/news/cc/19990823.asp
588552
If you have issues with credit, best not to get a credit card.  The companies who will give you one will charge insanely high interest and you may get into debt again.  If you're trying to build credit, you should be able to get pre-approved through your own bank.
740086
I'm happy with my Citi bank card and also my Washington mutual card.  The latter is really cool because it gives you your FICO rating and also gives a breakdown of total spending, categorizing what you spend your money on.  They have the best website, too.  It's easy to navigate.  I opted for a card with a liwer interest rate w/out rewards.  My citicard has rewards, though.  They have gas cards and other very useful items that you can redeem points for.  www.wamucards.com
1087634
To build credit\n1. use credit, pay on time, make payoffs, and don't owe too much in credit or your debt-to-income ratio will lok bad.\n\n2. Pay other bills on time.\n\n3. If you have outstanding bills, pay them off as quickly as possible.\n\n4. Do not apply for credit too frequently, all inquiries show on your report and make you look desperate for credit.\n\n5. Besides credit cards you could purchase an older car with easy financin terms and a short pay-off time, pay it off, and then buy a slightly more valuable car and pay it off. Your credit grows quickly with timely car payments.