Possible hit and run penality if only a little scratch?
922518
You have probably confessed to the officer and have clearly confessed to the insurance co.\n\nMake retributions to the car owner quickly, and get receipts.\n\nThen be forth-coming with the prosecutor, and seek mercy.  If you show regret, bear responibility, the prosecutor could easily drop all penalties, and offer a bargain.
881949
Yes.  If the scratches are small enough to be buffed out, they will take them for a smaller price.
971936
That happens ALOT where I live.  A couple of my friends have been in accidents that the illegal alien has ran away.  The ones that get caught go to court and are charged a fine that they can make payments to, but if a American gets caught with out Insurance and goes to court they have to pay for fines up front. We not do have the option to make payments. On this one road where I live, they wreck a car and just leave it there and run away.
372903
DENVER - Uninsured motorists will face tough new penalties beginning Saturday if they are caught behind the wheel or are involved in an accident. \n\nA law effective the first day of 2005 nearly quadruples the penalty for driving without insurance. Violators will earn a suspended driver's license and a minimum $500 fine. Repeat offenders face a minimum $1,000 fine and a suspended license for up to eight months. \n\n"In the past, many uninsured motorists knew that the cost of insurance was more than the cost of the fine if they were caught," said Gov. Bill Owens, who signed the new law earlier this year. "With this new law, I believe more Coloradans will recognize that it is no longer worth the risk to drive without insurance." \n\nThe insurance industry estimates that 15 percent to 18 percent of Colorado motorists drive without auto insurance. The cost of paying for accidents caused by uninsured motorists drives up the cost of rates. \n\n"We all know the frustration of being in an accident with an uninsured motorist," said Carole Walker, head of the Rocky Mountain Insurance Information Center. "It's been shown in other states that increasing fines goes a long way toward putting a dent in the uninsured motorist problem." \n\nColorado's new law is one of the strictest in the country, but it could take months or years to have an impact on the ranks of the uninsured and on premiums. \n\nContinue article\nAdvertisement\n\n \n"All of these things take time," Walker said. "Hopefully, the awareness... will start making a difference." \n\nThe new law goes beyond simply citing those caught driving without insurance. \n\nA new database will match vehicle registration information with records from insurance companies, verifying whether a vehicle is insured or not. \n\nAutomobiles that aren't matched with an insurance policy will be flagged, and the registration will be suspended. \n\n"Gone are the days when scofflaws could drive uninsured on our roads and get away with a slap on the wrist and a $100 fine," said Doug Dean, Colorado's commissioner of insurance. \n\nFor more information click on this website...\nhttp://newssearch.looksmart.com/p/articles/mi_qn4191/is_20041231/ai_n10043433
790157
I am buying my daughter a new Lexus for Christmas.  She got a dent in the one I bought her last year.\n\nCoach
510629
First off, you get what you pay for and secondly, if it seems to good to be true then it probably is. I would bump up to COMP and COLLISION as well in my opinion. I would also ask the agent for a copy of the policy itself , called a specimen policy, and comb through it very carefully. It will spell out what you will and won't be getting in the policy. If you are comfortable then yes, go for it. Be advised , anything not covered by the policy  in theory could be charged back to you. I work for an insurance company and have seen people lives ruined by not having enough or the RIGHT TYPE of insurance. Bad things do happen to good people. I hope this helps.
1151367
Then both drivers "left the scene of an accident"  and that's not legal.  It may be your car but it's our highway(taxes)  and DLs aren't rights it is a privilege the state can and will revoke for little things.  A police report has to be made on State and Federal highways.  But hey, no cops no foul.  I'd take the $1000 and go too.
1124641
If the car was being used witout your authorization...there should be an additional charge against the person driving it at the time of the accident! You can recoupe those damages thru restitution no law suit necessary. If you want to sue for breach of contract...you need to file suit. If you want to get a judgement in excess of 5k (in NY) you can not file small claims. My suggestion take what you can get in small claims so you dont have to pay the lawyers!
535951
If you don't throughly check the car..you could get blamed for someone elses...mistake.. or damages
1041760
No, go ahead and do it.  Sometimes people don't even know something is missing for a while.  Check with your homeowner insurance company, to see if there's anything they can do if it isn't received.  When you file the police report, give as thorough a description as possible, including any kind of identifying marks, serial numbers, its value, etc.,
564965
Yes. They can still take you to small claims court even though there was no police report filed. You are responsible for the damages you caused. However, to avoid going to court tell them to go get 2-3 estimates and you pay the smaller of the two. Thats the law. Hope this helps, I am a paralegal.
92461
He shouldn't need to have a ticket cited. If the report says that the other guy was the primary cause of the accident, that's all you should need. Just go to the police department and ask for a copy of the report.
860689
There should be a place on the ticket somewhere that tells how much the fine will be.  Just pay it and be done with it.  Then you can watch your auto insurance rates go up, but they will anyway, so you may as well pay it and chalk it up to being a bad experience.
840789
Go directly to the police station and file a hit and run report.  Take all your evidence with you, including pictures of the damage to your car.  Do this ASAP.
221878
If you have collision coverage, use it and then your insurance company will pursue for subrogation.\n\nIf not, you can file a claim against the city for damages.  They have insurance for things like this, and usually look to pay it quickly.  You have to get together an estimate, a copy of the police report and file some paperwork quickly (there is usually a time limit, ranging from 30-90 days) depending on the jurisdiction.
236753
They may not because of liability issues if you hurt yourself or someone else. I would check the website and look for a contact link somewhere and ask them.
194922
I don't understand what you said about the damage. You say that it almost caused a fatal accident, but did cause slight windshield damage. That doesn't sound like a truthful statement. \n\nMost plow operations have rules that exempt them from certain rules of the road and some liability. That would be something a lawyer would have to decide, which could get expensive.\n\nIf all you have in damage is $500, it probably wouldn't be worth it to hire a lawyer and sue. You would wind up spending more money on him that the damage. This is not a cost effective thing to fight, right or wrong. Let you insurance take care of it.