my car was inside a garage that cought fire will the home owners unsurance cover the damage?
927843
You won't need to sue your father.\n\nHis homeowner's insurance will not pay for the vehicle damage.  All damage to all vehicles are specifically excluded from homeowner's policies.\nIf you have comprehensive coverage on your car, then your auto insurance policy will pay the claim and if the fire was negligent your insurer may file a subrogation claim on the liability portion of your father's home owner's policy.\nIf you had personal property inside the vehicle, then your own home owner's policy will pay up to the policy limits for those items like clothes, CDs, household items that you may have had in your car while it was in your dad's garage.\n\nA big word of caution though.  PLEASE be patient with the insurers you make claims with.  This is a bit of an unusual event with some odd circumstances and they'll need to thoroughly investigate.
658142
Report the damage to your insurance company, they will take the battle to the towing outfit's insurer. If that doesn't work, sue them.
855451
I hope you have approached your neighbour about this.  Wouldn't their insurance cover the damage their water tank caused??????
828353
Signs at the enterances of the parking area saying "Parking In Designated Areas Only.  Landlord Is Not Responsible For Any Damages"  should do the trick.  \n\nDirect the people who's car gets hit to their vehicles to take the matter up with the individual who hit their car.  Offer to call the police on their behalf (be sure to detain them so they can't move the evidence).
894846
No, it is not allowed, at least not here in Michigan. Renters rights state a 24 hour notice before any one can come in and look the place over.\n\nIf it was a fire inspection (which seems unlikely at 11pm), then the landlord can get fined for all of the stuff being in the furnace room, and he could, in turn, pass the cost of the fine off on you.\n\nContact a lawyer and inquire about whether that was legal. Also consult your lease. Many times, inspections are outlined in the lease in regards to when they can happen, and whether or not the landlord needs advance notice.
564965
Yes. They can still take you to small claims court even though there was no police report filed. You are responsible for the damages you caused. However, to avoid going to court tell them to go get 2-3 estimates and you pay the smaller of the two. Thats the law. Hope this helps, I am a paralegal.
1115582
How much were your belonging worth? Do you have any proof, e.g., receipts, etc.? Not any attorney, but doubt you could sue for more than actual damages and court costs. Have you contacted the owner or insurance company.
614604
Not unless it's been damaged. If it were, the previous tenant would pay for it with the security deposit.
1070698
I have experience with this actually.  It gets really smoky inside, and you have to dodge flying fire.  When the smoke clears there are holes burnt in the carpet and the fire department is at your door.
11813
I would talk to a lawyer to discuss your options. There might be a chance the landlord is found guilty of negligence.
906404
Must burn house. Insurance to the rescue!
122944
You will have to be more detailed in your question.  I am presuming that you have a possible claim under a "Renter's" policy; is that correct?  Depending on your state's insurance carrier, if you are NOT the named insured, then usually your property is NOT covered, regardless if your name is on the lease or not.  It is not a breach of contract for the situation you describe, however, please read your policy for the limitations and exclusions afforded by the carrier in your state.
466513
Since it has been 8months I doubt you will get anywhere with it. Not only that you have to prove that they knew about the damage....the court doest side on just assumptions. If I would you next time you buy a used car take it some place and get it looked over if the dealer ship wont allow it have the look it over and sign off that there is no damage. If you dont like this answer I would seek legal help!
581946
let it burn n call the insurance company
510269
I would say the first thing to do is read your lease and see if use of the garage is included in the lease agreement especially if it is a detatched unit. If the garage is included in the lease then see if the landlord specified that he/she would be utilizing X % for personal use.\n\nIf the landlord has not spelled out in the lease that he or she is going to utilize so much for personal use I would say you have the right to tell the landlord to get his vehicles out of the garage your paying to use. Your lease most likely has a clause that is something along the lines of "tenant has the right to quiet enjoyment of the property from the holder of paramount title..." What this means is you have the right to use/enjoy the property without the owner/landlord being around all of the time.\n\nIf your looking for specific legal building dimensions, check with the city building department; they will tell you specifically what square foot requirements are; however I will bet that if the city OK'd the building permits when built then the dimensions are OK.\n\nGood Luck
915152
OK,, you CAN go to small claims court and dispute the damage.\nHowever is 350$ REALLY worth it(keep in mind -- you will have to miss work, pay court fees, etc.)?\nIf it is go to your local small claims and file a claim.\nIf it is not do not do anything. \nDO not pay anything, let the landlord sue you if she Wants 119 so bad she can sue you.
987968
If they have a Home Owners Insurance policy yes.....  If not you could sue them but this would cost more than a weeks work, and not be worth it.... imho