how old do u have 2 b 2 have a credit card?
921360
In my country its 21.\n\nDebit Card is 18.\n\nWhy 21 you may ask, is because that is where most people around that age starts to work. Young adult they called it.
44997
I think it's seven years, but you would be suprized that most credit card companies will give you credit amediately knowing that you have no more debt!
109137
yes. Ask you credit card.
1124799
18 unless you have permission
198031
umm check bonjovi.com  \n\nbut i want that credit card 2!!\n\nlol
456519
Credit cards are easy to get.  TOO easy if you ask me.  You can apply online, call the company, or apply through your bank.  BE CAREFUL though because they will give you a card and a maximum limit and it is so easy to just start spending.  I have a friend who racked up credit cards when she was 17 and 18 and she barely, barely paid them off (she is 27).  They are not your friends.  Make a habit of only spending what you make and having one to only use in emergencies like unexpected car repair.  Good luck and God bless.
941840
Owning a credit card is different than "holding" a credit card (or debit card).\n\nI have an account with Wells Fargo that allowed me to provide my son a card as an authorized user.  I do monitor the account closely to see how much and where money is being spent but keep a couple of hundred dollars in there per month for his expenses.  In doing this, I stopped purchasing his clothing and providing lunch money!  \n\nI can track his spending habits and the calendar of events and put some extra money in there when the situation warrants it but I find HE spends less when he considers it his money than when he asked me for MY money!!! Win-win!!!  \n\nHe is learning responsibility, finances and budgeting and self-limits when he knows he wants something like a new ipod.
4125
it depends. From what I know, a store credit card is considered the same as a bank card (for your credit history). At any point it is good to have around 2-3 such cards open. any more or less, and you risk being considered as not such a good credit risk
1076752
nope...i got it at age 13...and my cuz at age 14...you will b fine ..♥
777372
Yes I have numerous.\n\nI have a friend who is in his 40's and he has never had a credit card.  NO need...  Life is not about credit cards !!  If you have no need for one then why bother having one.\n\nCertainly do not listen to anyone who says you need a credit card to have a credit score !!  You can have a credit score simply by doing business with a bank and paying your bills on time!!\n\nGood luck and no worries !!\n\n : )
711393
I almost wish they required age-verification through a credit card or something.  The kids post answers that I almost need a translator to figure out what they are really saying.
365340
It is probably more dangerous to hand your credit card to some 16 year old, puke, kid cashier at the local store. Who knows what that kid will do with your number!
1129952
its fine. as long as you pay them regularly (i pay mine in full everytime so that i dont have to pay interest), you'll have perfectly fine credit, whether you have 2 or 200.
708378
A 17-yr old will not be approved for their own credit card in the US.  You can obtain a checking account at most banks if your parents agree to hold the account jointly with you.
13311
Here's something we're trying with our 15 year old to help him understand credit cards and money management.  \n\nHe has a Visa Buxx card, which is a prepaid, reloadable card that works like a credit card, but has a balance only you (the parent) can control.  The teen has access to account information on their balance and transactions.  They use it just like a credit card anywhere Visa is accepted.  They MUST be aware of what's available in their account or their purchase will be declined.  \n\nYou fund the card from a checking account or checking card.  The issuing bank charges you a setup fee and a small fee ($2)each time you add to the card.  We have a checking account with the bank that issues it and they actually waive that fee.  You can put as little or as much (up to $2000) as you want.  Minimum age to use a card is 13.  And there's no minimum balance or minimum time limit on it.\n\nFor us, it's a real simple way to give him an allowance AND responsibility for it.  For him, it's a way to spend AND budget his money, easily helping him save it for what he wants without tapping his real savings account.\n\nIf your kids are too young, or you think it's too soon, I'm sure the program will be around for a while.  But if you think it's something worth trying, here's a link from Visa to explain the program.
607534
It would be good for you to start understanding how credit cards work and learn the discipline of managing it properly. Your parents could probably get you a card with a very small starting limit of $50-100 max. It would help you get under way with a credit history and also understand the penalties that you could get with overdraft and late payments. Go for it, but cautiously
386221
Two, with a primary card that you pay off every month in full and a back-up.  The primary card should earn cash for you as you use it.  \n\nDon't use a debit card.  They're for suckers.