is it a scam when a company that offers loans request an insurance amount sent to them first?
927455
Let me guess, they are located in Quebec?  They have been scamming people for years, including me.  Buy, I was lucky and I got my money back.  This is what you do, contact your attorney general's office and also police in Quebec if you can.  Also I know they told you to wire the money... and if they said Western Union I am surprised because they are the people who warned me about the scam.  If it is Western Gram... Money Gram then contact them and give them all the information.  The next step you do is contact the vender in Canada and tell them you wired the money.  When they go to pick it up, make sure you notify the police there and they will get arrested.  \n\nGood Luck and do this ASaP
1005786
This sound like scam!!! Don't do that unless you want to lose some money!!!
997260
The appears to be a scam out there that is using the name of textile companies.  Be careful.  If you think you are going to get free money, run the other way.
1051877
They sent me (and still do actually) plenty of offers.  Like you, it was not a company that I had any experience with.  No one used it, so I elected to go with Sallie Mae, as my loans had already been sold to them, and their consolidation rates were the same (this was back in 2003).  If I were you, I'd stick with Sallie Mae.  Though I haven't heard anything bad about Educational Direct, I haven't heard anything good either...and unknowns with something this important are a bit scary to me.  :)
352501
sounds like scam to me.. watch out
638947
Don't worry they will figure it out and demand it back right away.That happened to me with a student loan one time but I didn't take the money I called them and told them about it because I knew they would figure it out and I would have to pay it back right away, best to not touch it and let them know.
927305
its alwas asking to borrow money from me.
974171
my and my bf got a loan with barclays of£5000 and we told them we wud be movin home and that we would have a period of time were we wouldnt have jobs and they said that if we bought the loan protection we wud be covered for that and we could have a year where we didnt have to pay so we bought it then we moved home and told them we cudnt pay and the loan protection wud cover us and they refused and now we r payin over £200 a month as well as all the other general bills and we r actually payin out more that we get in a month and they worked that out but then said there was nothing they cud do so we r F***ED and they cudnt care less so i wudnt even bother tryin and now we even have to pay for loan protection which we wudnt have even bought if they hadnt of told us we wud be covered it takes the p*** and im only 17 so i dunno how we r gonna pay this for the next 5 years!!!
1154124
It's probably a scam. Call a medicaid or medicare representative to double check this. It doesn't hurt.
617895
Therre really isn't such a thing.\n\nHere's what the companies do.  They have you buy materials, or say... a sewing machine, whatever you need.  Then they say they'll pay you PER item that passes inspection.\n\nThe thing is, none of your products will ever pass inspection.\n\nI'm really sorry, but it is a really mean scam.
978647
Why would you need to pay them an up-front fee - let alone any fee!! Doesn't sound too legit to me.
297382
There may be such a company. If I were you I would not believe a word of it. If something sounds too good to be true it probably is. Good luck friend. I wish you well. Nobody unless it is a charitable organization will help you with credit problems for free.
435342
there is always a finance company willing to take this risk somewhere however it will not be a good loan for you the rate will be robbery. try credit counseling instead
277928
we offer that loan.  what kind of info woud you like.  \n\nwww.xclusivefinancial.com
7982
be carful dont give any of your vital information.  it could be scam.  if they request your bank account so they can transfer the money or anything else like that, dont do it. ask them for a check instead.  after talking with them, you will know if it is a scam or not
147412
For a company that is not reputable, the offer of additional insurance is basically a scam to get the workers a “tip.”\nIf you have witnesses to their mishandling of you items, you might go to small claims court and get some additional compensation, but without independent witnesses, you will probably loose the case.
93016
no if you find a real one if you have to pay up front it is a scam