I believe insurance companies are getting away with  all they do.?
918123
I want to respond to the first poster and maybe give you a reason why medical costs are going so high.\n\nHealth insurance costs are rising becuase health care costs are rising.\n\nWhy?\n\nBecause we insist on having the best, latest and most innovative medical procedures.\n\nAnd, we insist on having all of it all the time without regard to cost because somebody else (the insurer) pays....we don't really know how much all that stuff costs.\n\nBut while the medical devices and drugs and doctors all cost more.....more and more doctors are being sued by people like the first poster who complained about the 3D sonogram and the HIV test.\n\nShe'd be the first to sue if, god forbid, something went wrong in the birth.  The medical malpractice lawyer would be asking....why didn't you do a 3D sonogram?  Or why didn't you give an HIV test?\n\nThey'd ask this in context of the multi-million medical malpractice lawsuit.\n\nAnd, you know what.....'because the patient told me she didn't want the test' is not an acceptable answer.  \n\nShe's not getting treated because the doctors are not willing to accept the risk....so they have to now practice defensive medicine because the scum sucking, bottom feeding trial lawyers are ripping the system off.\n\nAnd, guess who's paying?\n\nWe all are.\n\nThe lawyers are suing more so the doctors have to pay more for medical malpractice insurance...so the doctors charge more for their services to health insurers....so health insurance premiums go up which are paid by you and your employer...so your employer's products are that much more expensive.\n\nIt's all a racket.  The lawyers get rich and we pay for it.
1045667
to busy trying to fight the dummicrats as well as terrorism\ni live in florida and the insurance company's are going wild
809455
Same as if the tree falls on their house and destroys their garage, it's their apple and their mess.  It's an act of God.  Insurance companies see it that way anyway.  If it wasn't theirs...consider raking the apple tree's leaves off their yard.
426445
Insurance fraud is the art of filing false insurance claims. It's a good way to win free cash by the fistful and also go to prison. It's also a solid alternative to fraudulently applying for welfare or robbing the local dollar general.
569828
The insurance company's lobby the politicians so that they will not go to socialized medicine, it would be a loss of billions of dollars to them, they would have to find a different racket, no pun intended as I do feel insurance company's are legal organized crime. Health care has soared in recent years and they are the main reason why. All you have to do is look north to see how well health care works without insurance company's.
865440
No way... Insurance company's are all scam artists Thay make BANK!!!!  And they barely ever have to pay out money...  Thats a bunch of BULL!!! if that goes through
443342
its about time.  i am sick and tired of subsidizing others insurance, when they are fully able to pay for it themselves.  so they can't party every night of the week anymore.  boo-hoo
623889
The money's in the pockets of the people who are supposedly "keeping us safe". They do nothing, but the government spends a ton of money, giving it to their friends companies who are supposedly protecting us, but instead they're buying bigger yachts and houses with our money. Welcome to reality.
997369
they are getting away with it, i noticed that too
983875
Well stated, but don't overlook the insurance companies.  They have strict policy guidelines for liability insurance.
246938
They usually sell life insurance or used cars.
274490
Their not supposed too. But I bet that they do get away with it.
1184649
don't fool yourself big companies do make money, they streamline there product, plunder there employees by over working them while under paying them, they create paper money, and move it around. some companies even hold there employees pension funds, now that is scary. they have huge write offs, and make huge insurance claims, and when one employee steals they pin all internal theft on them, trust me these guys only see $$ and they know how to make it at every turn and in every way. the saying goings i went to university to become an honest business man and came out a crook caring for nothing but the bottom line.
31905
Too much of a corporate liability
362185
its nuts, more people try to protect the criminals instead of the victims.  Now days if some one brakes into your house and hurts them selves doing it they can sue your ass for everything you have left.
529199
Very carefully, or there might just be a lawsuit coming your way....
715674
Because they know you'll cover their butt.  It used to chap my hide too, but there everywhere.  Nowadays its harder to get rid of employees with all the laws and unemployment claims that employers are putting up with it.  I think eventually it'll catch up to them; you'll have a house you own, they won't...you'll have a car paid off, they won't.  You will be retired when you want to, they won't.  In the end, I want to believe the hard worker will be better off.