I have a negative on chexsystems but still got a bank account. So why are checksnow being denied?
923465
Have you contacted Chexsystems?  Give them a call, they should be able to identify why you were denied.  And, perhaps tell you how you can get off the list. \n\nAlso, are you sure it is Chexsystem that denied the check?  Is the store where you were writing the check is one where you previously bounced a check?  If so, they might have their own internal system for identifying past offenders.
960293
Some financial institutions might open you a savings account, but if they use chexsystems they wouldn't open a checking account up for you. Also not every financial institution uses chexsystems, but they probably would find it wierd if you asked if they did use it.
232059
Do Not Do! If you win something they should not ask for cc# or bank account#. Report it immediately. Go to yahoocustomerservices.com then answer form. Hurry
911240
Unfortunately, no.  You can thank our government for this...that's part of the "Patriot Act".  You may want to ask your financial institution why they didn't ask when you opened your checking/savings account!
332889
First of all, think hard about what might have happened.  If you maybe signed up for an adult site, or have one of those credit rebuilding cards like USA Platinum.  \n\nIf you're 100% sure you did not authorize this, contact your bank and file a fraudulent transaction.  THESE ARE USUALLY REOCCURRING TRANSACTIONS.  Check your past statements and be sure to inform your bank that this is not authorized.  \n\nDon't waste your time calling the number.  Usually it's a fax or no one answers, or you never call during business hours.  You can try googling the number to see if there is anything about the company.  It should not be that hard to note it as a fraudulent transaction with your bank.  They should be able to remove it and reimburse you.  Just let them know to look out if it tries to come through again.
885172
In the U.S. your debit card has to have a Visa and/or MasterCard logo. Also In the U.S. and some countries. Some merchants require you to have Address Verification. This is to helps with fraud. So you need to check your address that you use with Amazon and the address that the bank put on your debit card. To see if it is the same. Amazon may require C V V. That is the 3 digits on the back of your card.  Amazon may do what appears to be a double charge. It actually an authorization and the actual purchase done at the same time. So it may look like $18, when it actual $9.00 the extra $9.00 will be remove in about a week. This could cause your card to get denied if you only had $11 in the account.  Your paycheck may have not cleared or you may have gone over your banks daily authorization limit for debit cards.
874352
some banks have whats called a second chance account with limitations and a probational period  meaning that if you have messed up with other banks they give you a chance to get yourself together .you may have to build your relationship with the bank before they let you get a debit card or checks,but its for your safety so that you don't mess up another account.
424289
because you either entered it wrong or you did not select the correct country while trying to sign in.\n\nDouble check.
752859
You should personally go down to the bank where the account was, ask to see the manager, and find out what happened. Ask what you can do to make it right. If they refuse, go immediately to the next bank down the street, ask to see the manager, say you want to open a biz checking account but your boss has problems, can you help?  Repeat until you are successful.\n\nGood luck\nScott\n\np.s. the economy is booming, unemployment is at an all-time low... you don't have to work there if the guy is a deadbeat.
170959
ask your bank or go to their website
529752
You responded to my question on authorization denials- whether they needed to be reported to the card holder or not.  Your answer was the most articulate and seemingly knowledgeable I received- I'm not in the banking industry so have to take your word for it.\n\nYou're looking for some wisdom eh?  Write a book in the spare time you play talking to countless throngs that use venues like this as entertainment.  You're much to intelligent and well written to waste your time drumming up silly questions just to fill a void of loneliness.\n\nI don't mean to preach to you and perhaps I exceed some kind of protocol here but there was something in your posting that sparked me to write.  \n\nHave you read the book The Celestine Prophecy?  Don't even think DaVinci code here.  Proph is a fun book and will make your brain ticker melt down with possibility.  \n\nThanks for answering my question.  I hope you meet someone out there who fills your void.
706668
Was the deposit in cash?  If it was a check or money order, obviously you could present the cancelled item for verification of the correct amount.  Good luck.  You would think that the stamp in the passbook, which the bank entered, would be as good as a receipt, but I don't know for certain.  Actually, I didn't know they still issued passbooks.
414500
I used to work at USBank and they have an account called SEcond Chance Checking.  They can open an account as long as you don't owe more than $200 to Chex Systems. I would give them a call.
119583
Never heard of them. If they are saying anythign along the lines of "send us an admin fee" or "send us your account details so we can process it" then it is most likely a scam!\nThey are very common where you get emails or notifications saying that you have some money owed.\n\nIf on the other hand you have a physical paper cheque in your hands then go ahead and pay it in!\n\nAll banks are regulated by the Financial Services Authority so they will be able to tell you if it is a legal UK registered bank
242670
It depends on what you mean by "didn't go through."  If you mean that you got an error back that said you were declined, then that account will not be charged.  If the website just sat there and didn't do anything, you'll have to wait until you can check your bank account to see if a charge went through.
899786
We had a similar problem The bank will follow through as they will want there money back also. The best thing is to protect your details I dont deal with anyone that does paper transactions anymore as Our details were taken from a carbon in th rubish of a chineese Resturant so if there machine isnt working we go elsewhere.
382498
I have bad credit and I am on chexsystems and I was able to open an account with Citibank.  I did it on line at citibank.com, the only problem with mine is that there are no local branches, but there are several ATM's in my area.  Hope this helps, Good Luck!!