Where can I get a loan with poor credit in the UK?
917969
Two of the largest unsecured loan brokers in the country are:\n\nhttp://www.advantageloansuk.co.uk\nhttp://www.tenantloansonline.com\n\nEither one of them will find the best loan that is avaliable to you based on your current circumstances.
298017
oops, i hope you did't use the ID you're using on this site coz maybe it would make a negative impression.  anyway try contacting a charity organization if u really have a need & u can't get a loan. example: local church, red cross, catholic charities, or united way etc etc
654708
You can apply at any bank for a personal loan. Go to the bank where you are a customer and see a loan officer. Interest rates are usually a bit higher for unsecured personal loans, but they are still far cheaper than the Fast Cash alternative. You can also get a cash advance from a credit card.
339137
Yes - look into FHA loans. For most loans you need a valid credit score which means at least 3 open credit accounts. If you can't get a credit card it is unlikely you have 3 credit accounts.\n\nFHA let's demonstrate credit by using utility bills, car insurance, rent, a monthly deposit to a savings account, etc. \n\nIf you use these forms of "alternative credit" you need to make sure you have a minimum of 12 months of paying on time.\n\nYour score could go as low as 550 for FHA
299517
Go to a Mortgage Lender...they service loans to poor credit, although if it is too bad, they may want you to clean it up a bit before loaning to you anyway.  A loan that takes into account poor credit is going to at least double if not more the percentage rate of your mortgage.  When you go to look for your loan, be sure to watch for all of the hidden costs (that goes for ANY mortgage)...never sign anything until you have seen a Good Faith Estimate which will disclose any and all fees that are associated with your mortgage!  If you don't understand it, find someone who will help explain it to you....don't let the lender that is "offering" you the loan do the explaining...they can try to make everything sound "okay" and you can get yourself into a mortgage that you can't get out of.  Be Careful!!!   and Good Luck!!!
589825
home loan: www.naca.com  \n\nthey are a non-profit housing advocacy group and they will work with you to improve your credit.
1047151
Try going to a local church for the help you need.  Those fast loan places are bad news.  Your financial problems will only increase.
326358
See if you can find a shop which will cash third party cheques.  I can't help more than that as I don't live in London.  Apart from that, open an account and get yourself a hole-in-the-wall card.
478444
If you have a bank account-depending how long you've had it and if you have a job(employment) go to the same bank and apply for the loan.  Since this is a small amount and you can afford payments of approx 100. per month--maybe less but only the Loan Officer at your bank can tell you-that is your best bet to get the loan and  you're also establishing good solid credit by paying off a bank loan. Whatever you do-do not get the loan from anyone where you'll have a high finance charge.  Talk to your bank and even if for some reason they can't they can advise if you can get loan and what to avoid doing--if you've applied bring proof and show to bank officer, bring all paperwork that shows you're here legally.  Good Luck
156362
You can't.  If you have bad credit, you are a high risk.  You WILL pay more for a loan, PERIOD.
988739
if you have a job with a steady income,  you can usually just go to your bank and ask for a loan.  You'll pay higher interest rates if you have no credit history, but as long as you have a job they should be able to help you out.
649195
Yes.  If you have a poor credit score, you can approve a personal guarantee on the loan by placing an asset as collateral.  The banks may not do this, but private loan companies have it available.  The rate of interest will be higher due to the risk involved from the credit score and other assets in the evaluation.
611948
Any purpose loan with low APR! Called Any for short
180790
try applying for a personal loan at any bank or credit union
454863
Only way you could hope for a loan is from family. You really need to get your credit back on track and keep it that way. Get a credit card or something that will allow you a small monthly payment and keep it up and that way your credit gets back up. Although I know with your bad credit right now most lenders will not want to loan to you and you may be able to find a credit card company that will..Good Luck Nicky
67196
Prima facie I do not think there should be any difficulty in getting the loan .   Probably your bad credit is haunting you .   Assuming you have bad credit ---due to any reason whatsoever --- it should be possible to explain to the potential lender the reasons which led to the problems .  You may further convince the potential lender that the causes --which led to bad credit---no longer exist .   It is a question of putting up your story in a proper way .   Of course the problem can be solved quickly if the lender listens to your story with empathy .  If this does not work , --as a stratey ---you may try high cost loan where the credit rating may not be an issue .   After repaying some part , you can approach a new lender who offers you " take over loan facility " at a soft rate.    He will be guided by the latest record of repayment .   All in all , it should not be difficult matter.
908646
Some credit is available to people with bad credit experience.\n\ngood luck !