What is the Best Health Insurance for Me?
921799
CareFirst HMO or Kaiser HMO
94108
Different companies charge different amounts. It will also depend on how your health is, if you smoke, if you are over weight, etc. Start calling insurance agencies and ask for quotes. That is the only way to know who is going to be the cheapest.
22971
In my opinion, your best option is to find an insurance agency in your community, possibly referred to you from friends or family.\n\nAn insurance agency is licensed to write with several companies and will find the best company for your needs, and at the best price. \n\nThis will eliminate unnecessary searching, overpaying and possible liability exposures.  In addition, you will have an agent in your neighborhood that you will be able to rely on. \n\nEvery consumer should understand their policy, and most do not.\n\nMy opinion: Shopping for insurance over the internet is the worst choice available.
687159
May I suggest to you Ameri Plan's discount benefits program. They do not have any restrictions on ongoing conditions and you can start saving immediately. There is a hospital advocacy program that assigns you a personal advocate to negotiate with doctors on your medical bills.\n\nThe plan also includes savings on dental, vision, prescription and chiropractic care. I'd check them out. I'm so proud to be with them. I know I shouldn't advertise, but your need sounds great. Let me know if you have any questions. wlakin@ameriplan.net\n\nhttp://www.mybenefitsplus.com/40378118\n\nWe are currently running a promotion for just the dental, vision, prescription and chiropractic plan where you can try it out for 3 months for $23 total. This is a great service. You should check it out!
715456
Visit your state insurance department's Web site. You'll probably find a list of companies selling individual coverage in your state, including those that aren't handled by brokers. For example, many BlueCross/BlueShield plans -- often one of the few choices available in highly restrictive states -- prefer to deal directly with customers, or offer such low commissions that they aren't worth a broker's time. \n\nThe insurance department may provide shopping tips for your state, as well as insurance-company complaint records. \n\nIt is a good idea to check with a qualified insurance agent before purchasing a health insurance policy.  Health policies can get very complex and can hidden coverages/non-coverages.  Start by getting a quote at: http://www.insureme.com/landing.aspx?Refby=614499&Type=health.  This web site will allow you to compare prices and find the best price and coverage.  It is free of charge and they even give you the option to speak to local agents if you have questions.  \n\nI hope that helps!  \nRon @ InsureMe
293262
you can go for Bajaj Allianz life insurence. I think its good. visit:www.bajajallianz.co.in
1132689
There are several good plans available in Florida.  Price is going to be a function of where you live and how old your daughter is.  Not all companies offer plans in all areas.\n\nThe best and most affordable health plan will be with Aetna, Blue Cross (BlueChoice), Humana, or United Healthcare (Golden Rule).  It depends where you live.  All are good companies ("A" rated by A.M. Best) with good coverage.\n\nPremiums are regulated by the Florida DOI (except UHC is regulated by the Illinois DOI and they do not regulate premiums).  Your best bet for a low premium is to look at deductibles of $1,000 to $2,500 with co-payments for Doctor visits and prescriptions.  These higher deductibles offer considerably lower premiums and can save you hundreds of dollars a year in premium.  \n\nIt is a question of managing your risk effectively.  Individual health insurance is medically underwritten.  This means that if you are not healthy and your are going to cost them money...you will be declined or the pre-existing conditions will be ridered (excluded) or rated up (price increase of 25-100%).\n\nOn the other hand, if  you are healthy you probably won't be using your health insurance for much more than preventative care.\n\nAetna, BCBS, and Humana all have good preventative care benefits that are NOT subject to the deductibles.  They also have co-pay options available or included in the product.\n\nI hope this helps.
1132628
The short answer is $173 for an individual health insurance policy for a single person, according to a study conducted by the Kaiser Family Foundation. Of course, premiums depend on what kind of plan you have, where you live, your age and sex, medical history, and other factors. For example, another KFF study found that a 25-year old would spend $57 a month for a HMO policy while a 60-year old would spend $205 for an identical policy. A few states do not allow health insurance companies to charge more based on age. And the average monthly premium in California is about $211 – about $40 dollars above the national average, according to California Healthcare Foundation. Moreover, some medical conditions can increase premiums by 20 to 80 percent.\n\nMostChoice.com has a free and easy way to find out all about health insurance. You can get free policy descriptions and pricing estimates through the site. More importantly, you can talk with state-licensed insurance agents near you. You just fill out a short form and local agents contact you within 48 hours. It’s a stress-free way to shop for health insurance and a great way to find out answers to tough health insurance questions.\n\nYou can find it here: http://www.mostchoice.com/health-insurance.cfm\n\nGood luck,\n\nBarnes@MostChoice.com
255965
there is really no best plan. i would recommend a discount plan that coincides with your prescriptions. ex: pays 100 percent on bloodpressure but must only get generic brands of everything else.  so surf the net for a discount plan that way your only charged for the prescription instead of the monthly cost plus co-pay and/or diff. of what the insurance company payed for the medicine.  Sorry no specific company GOOD LUCK
530793
Health Insurance........
720285
Get in on an insurance plan. :)
1168634
If you are already ill, health insurance will be more expensive. Although that might not be true if you have not yet been treated for your medical condition. If you’re interested in health insurance, you should probably talk with local health insurance agents (link below). Here are a few quick thoughts. I’ve included links in the “Sources” section for each number.\n\n1.Free clinics or county health departments. You might have to pay, but it will be much less than if you go to the emergency room.\n2.Medicaid\n3.Organizations that sponsor people with your condition. I’ve linked below to Needy Meds. Just look up your condition and see if they have links to support groups.\n4.Health insurance through work: if you have been insured within the last two months on a group health plan, such as one through work, then a new group health plan would have to accept you even with your medical condition. Also, group health insurance is cheaper.\n5.State-licensed agents: they can probably let you know about your possibilities of getting and affording private health insurance in about five minutes.\n\nGood luck, and don’t delay in getting help.\nBarnes@MostChoice
264203
www.ehealthinsurance.com and www.lifeandhealth.com lets you shop around and compare different health insurances\n\nAre you self-employed? If you are, you can contact the National Association of Self Employed (www.nase.org) and sign up for health insurance through their plan.
512630
There is a lower costing health insurance called KChip that is just for children. I don't know if it is just available in my state of Kentucky but you could type it in the search engine and they might have something similiar in FL for you.
210210
A number of companies will exclude pre-existing conditions for the first year and cover them after that.  The best thing to do is shop around.  Try Golden Rule.  They have a pretty good price.  Try getting a plan with a Health Savings Account attached.  Part of your money pays for the insurance and part goes into a cheking account that you can use to pay for any medical expenses.
834167
Basic health insurance will cover you for pre-existing conditions, as long as you haven't had treatment in at least 6 months for these conditions. Since you don't tell us what pre-existing conditions you have, this may or may not be an option for you.\n\nUnfortunately, as far as I can tell, Nevada does not have a high risk insurance pool for you to consider as an alternative. However, you could contact the Nevada Division of Insurance for some ideas. They provide help to consumers through their SHIP program. \nVolunteer Counselors will help you figure out your health insurance needs and provide unbiased information to assist you in making decisions about health and long-term care insurances. \n\nYou can find the Nevada Division of Insurance at: http://doi.state.nv.us/
707438
It depends on what you mean by cheap. That is, cheap could mean low monthly payments. However, if it doesn’t provide the financial protection you need or the access to the kind of care you want, having the insurance really won’t justify the lower payments. The first step in finding affordable health insurance is finding out exactly what you want from a health plan.\n\nBasically, health plans differ in three basic ways:\n\n•monthly price/annual deductible\n•access to health care (the degree to which you can visit whom you like and undergo medical treatment a specialist thinks you need)\n•financial strength of the insurance company\n\nAlso, the price of a plan is not simply the premium you pay each month. You also have to consider the annual deductible, as well as any coinsurance amounts or copayments. Additionally, the savings you can achieve through an HMO, PPO, or other managed care plan can be erased if you have to go outside the network for expensive medical care. I’ve included links to two articles that do a good job of walking you through making the best possible choice in health insurance you can afford that still provides the coverage you need.\n\nKaiser of course has a major presence in California, and Blue Cross Blue Shield is also a popular choice among Californians (they had by far the most PPO plans in the top 10 of the CR survey). You might want to write down all your concerns and then rank them in order of importance. It’s simple, I know, but I’ve always found it a useful way to make a tough choice.\n\nYou might also want to check out Consumers Reports and US News&World Reports Rankings to get some opinions about high-quality health plans (link below). I’ve also linked to a couple of online articles that do a good job of explaining health insurance and what to look for in a new health plan. The last link in the Source section is to the California Department of Insurance page on Health Issues: it has some good information on the rate of customer complaints for insurance companies and has tools to help you find out which health plan might be right for you.\n\nTo get a lot of information quickly, try getting in touch with local insurance agents through MostChoice.com. There’s no cost or obligation, and you can also view instant free quotes on health plans available near you. All you have to do is have your questions ready and tell the agents how much you want to pay and what kind of coverage you expect to get in return.\n\nYou can find it here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\nBarnes@MostChoice