to purchase something how can we select a correct plan for ourselves & how can we prevent ourselves from false
921823
One way would to read about that type of product in a respected consumer focused journal such as "Consumer Reports".\n\nAnother is to talk to friends and co-workers about their experience with the product.\n\nStill another is to examine what the advertisements actually say about the product.
95904
The first two answers your question received are correct, in a limited sense, but there are great differences that they failed to mention.\n\nThe biggest difference to you, as a consumer, might be the protections available to you when you use a debit or credit card to make a purchase.\n\nIf you use a credit card to purchase something, and you find that the item is faulty, or not as advertised, or the seller fails to deliver it in proper order, or perhaps fails to deliver it at all, you can challenge the charge and if you can substantiate your case, the charge can be reversed.\n\nIf you use a debit card, you are guaranteed no such protections.\n\nI'm not recommending you cut up all your debit cards and use only credit cards, just pointing out a major difference between credit and debit cards, which is what you asked about.
1119928
That is one reason you have to look at your statement each and every month when it comes and make sure that you have made the purchase.. if not then get in touch with your company.. they will not make you pay for items that you did not buy.. never leave your credit card bill laying on the table at a restaurant either, always make sure the server picks it up before you leave, you are just asking for trouble, anyone can pick that up .. most places now are just showing the last 4 numbers of your credit card on the bill , but some are not.. for the most part people are honest, but there are people out there that are going to take advantage of us.. you just never know.. it is just the chance we all take.. most times they are to busy to get your info off the card.. or to double swipe.. and it would do them no good to double swipe in a restaurant.. are they going to eat the same thing you did?? don't think so.. just always make sure you get your card back in a store, and by law you do not have to sign your card !!! you do have to have a picture ID on you to prove it is your card.. anyone can sign your card.. make them look at a picture ID to make sure it is your card...
365098
I work in purchasing. You'll probably need to keep a log of all vendors. Make sure they're trust-worthy. Keep records of all Purchase requests and orders as well as all bids from vendors. Stick to a budget and classify all items purchased in order to keep an inventory and not buy things twice. \nHave an approval system for larger purchases, among others. Just make sure that if you ever want to look back at something, it'll  be easy to look over details.
1107985
Open  a saving account and get an adult to sign on with you.  It can be set up so that you need two signatures to get your money.  Also don't get a debit card or checks for that account.  That way you have to go to the bank to get it.  Maybe on the trip to the bank, you will have a chance to rethink your purchase.  Another way is to set a rule not to make any purchase over say $20.00 until you have "slept on it" if you still really want it the next day, wait one more day.  Then decide if you really want it.  Hope this helps.  Have fun in Mexico.
707148
One of the most basic things you can do is to check that the balances agree with the supplier statements that the suppliers send in to you and investigate any differences, also any purchase orders should be approved by management, my auditing text books always harp on about having as many different people involved in the process as possible, this reduces the chance of one persons error not being detected or fraud.
592559
Stop and ask yourself this question every time you want to buy something: "DO I REALLY NEED THIS?" CAN IT WAIT? if your answers are 'no' and 'yes' or 'yes' and 'yes' respectively, than DON'T BUY IT!!!!\n\nIf your answers to the questions are YES and NO respectively, go ahead and buy it.\n\nP.S. (this technique, if used constantly, will cut your spending a lot more than you think, trust me)\n\nWarning: a large dose of self control is needed to use this technique.
888294
ask to the person you bought
250407
One piece of advice I got from a financial planner was to make sure that if I did participate, that I really liked and believed in the product.\n\nIf what you are being asked to promote is something you like, use and believe in - that makes a big difference.
963813
Usually kids that age will tell you (and everyone else) exactly what they want.  If you don't know ask a parent or someone who spends time with the child, or if the child is really young you can ask them yourself, and it will still be OK.  Then just use your discretion and make sure what they want is appropriate, in your price range, etc.
460428
Are you talking about personal or at work?\n\nI use a spread sheet for my personal budget. I keep it up on a regular basis and reconcile any problems on a monthly basis.\n\nA key point is that I "charge" any credit card purchases as soon as the purchase is made. Just like I had written a check.
430402
Compulsive spending, like all other compulsions, must be dealt with one day at a time.  Since you know you have been spending too much, what can you do about it TODAY?  You can avoid those budgetary items that are most nearly luxuries rather than necessities; I do not NEED another DVD.\n\nThen, when it comes to necessities, try to appreciate just how much of each necessity you really need.  I have known plenty of people, not only females, who have more clothes than they can possibly wear.  Or they buy new clothes just to put off doing the laundry!  \n\nThen, finally, there is extravagance even with necessities that involves higher quality than you can reasonably afford.  It is all very nice to have good taste, but the finest of everything every day is for multimillionaires, not ordinary folk.  Allow yourself one fine luxury habit, such as very good tea instead of cheap supermarket types, and let that be your "little luxury," because it is the only one.  Or enjoy the thrill of finding very good bargains, but only buy what you really need when it really is a remarkable bargain.\n\nOne day at a time, my friend; you'll be OK.
876995
How about buying the product instead of stealing it?
38642
Here is what you are looking for!  I have included a link to FamilyHandyman.com.  You can pick your home plan, put in your zip code, and it will give you an instant price based on costs in your area.  It is that easy.  It is a great tool to help you pick the most cost effective home plan for your money!  Good Luck!!!
769603
Are you planning on getting something that you absolutely need or just something that is an impulse b/c you saw it in their ad sheet? If it is something you'd've gotten anyway, maybe it is a good deal. If not, save your $.
794121
name the price----make sure it is not to expensive for people to buy.
668407
the most important thing is to choose the company which has same interst as yours that is they are looking to provide what u r seeking for. Once this is done both of your criterias will be met. that is u r satisfied at the same time the company is satisfied once this is achieved there is no point of insecurity