I have a bad credit history, and have recently been approved for a loan from an internet borrower.?
931640
i was in same situation.sent the money.didn't get the loan.that's  their  fee to look for a loan.the finance  company  make the final    decision.which is a credit check.so don't send the fee.its a con
526986
How soon will it be cahrged off? Your credit is already affected so it won't hurt it any more if your credit is bad already. Secondly, make CERTAIN it's your bill and call the company to ask for verifacation that this is a legit bill. Even if you know it is. Why? Because most companies don't really keep good records for the long haul and they maybe can't produce your bill. Thus, you're off the hook.\n\nThen again, BEFORE you make arraingements understand that once you inquire on the bill that you're opening up the credit hounds to pursue you until payment is recieved. \n\nI appluaude you for wanting to clean it up. Just understand what it is, how much to pay it off in a lump payment and don't over commit to something you can't afford as far as payments.
295073
Who is your vehicle financed with now? If you have been making on time payments to them, then you do have some good credit. I would try asking your current lender if you can re-fi. If not, try e-loan.com, I have a loan with them and have refinanced once with the same lender.
969974
Go to www.hud.gov and file a conplaint. HUD will investigate and will bar the lender from conducting further business.
1127393
Check you credit report\n\nget a free on on www.annualcreditreport.com
972602
Yes I do! But read because its not just that simple\n\n\nThat’s good that you tried to repair your credit yourself before you decided to pay someone. Now that you know how aggravating the credit bureaus are to deal with, you need to find a legitimate company. Let me tell you; they are far and few between. I tried to repair my credit myself and gave up. Then I hired a company in California called a “Fresh Start” they charged me $695 and stole my money. I never heard back from them. It turns out it was a complete scam. \n\nStill very serious and skeptical about repairing my credit, the 2nd time around, I researched quite a few different companies. I finally decided on a company in Florida called Credit Network. They are a smaller company and they really know what they are doing. They also didn’t charge anything upfront except for a small setup fee, after that they charge $49 mo, after the work is performed for the previous month. When I started I had 73 negative items between all 3 bureaus! That was about 8 months ago, and they have deleted all but 17 bad items. They were realistic when they said it could take over a year, buts that’s fine with me, because they followed through on what they said.     \n\nSomething very important….. The bad debts that you say you owe; you need to pay them off. I don’t care if you settle them or pay them in full, eventually you need to pay them off because if you don’t, there is a very good possibility they will pop back up on your credit after you delete them. I was told that debts get sold and resold, even after the statute of limitations. So if you are as serious as you sound about repairing your credit, you have to pay them off!! \n\nOh yeah, here is the link to them http://www.expert-credit-advice.com/credit_repair_service.htm  \n\nand the home page: \nhttp://www.expert-credit-advice.com/
157750
Get a credit report....If it is not on it , it was probably paid off
796405
try borrowing from prosper.com. It is a people to people lending site that's getting very good reviews. Good luck..
411317
go to your local bank and ask for info. a lot of places will give you a loan with bad credit. don't you ever watch television??
724962
Their are all kinds of companies out there to help you. The only bad thing about them is they charge you a very high rate . Look on the Internet for: Amazon.com,  United Credit Help  Or the best ,  Quicken Loans. They  charge a higher rate ,but they work with people who have NO credit or very BAD credit. I wish you the very best of luck & I hope this helps..
548294
Talk to the bank that did the loan. Maybe they can add your spouse on the paperwork. Hope this helps.
740280
Please ask a loan officer in the financial institution you have borrowed money before.  It is easier to deal with people who know you  than with a bank you never dealt with.  Good luck.
907187
My credit limit is $300..I don't think they ever turn anybody down since they guarantee you even if you have bad credit..Interest rate is high...DON'T miss a payment or go over the limit.. Depending on your income, you may get more or less than 300.00.. I went online, set up my account and set the payments up to come out of my account and then I know that my payments are always on time (wonderful thing).. They will (though you have to set that up) send you e-mail reminders to pay your bill and receipts for your payment
329180
depends on your credit score and how many revolving credit accounts you have... my credit just shot through the roof thanks to the new house I just bought. I had no credit and got approved for a brand new house, so if you do have good credit then i'd assume you could get the loan
115478
This is what I did, I went to my bank and gave them $250.00 and they gave me a secured credit card. You cannot tell by looking at them that is what they are. I would use it one month and pay it off the next, after about 6 months they gave me back my money and now I have a credit card through them. Since then I applied for a QVC card and was accepted with no questions, plus I took out a small loan $500.00 and through paying these things on time I have managed to start rebuilding my credit. Good Luck
297382
There may be such a company. If I were you I would not believe a word of it. If something sounds too good to be true it probably is. Good luck friend. I wish you well. Nobody unless it is a charitable organization will help you with credit problems for free.
368592
ask your family or friends with good credit to add you as an authorized user on his/ her credit account. Mainly someone who has had an account open for at least a couple of years and is in good standing...the same information will show up on your credit report as if you had that account also for a couple of years