Why would a guy give me financial advise but can't pay his own hydro or mortgage?
929530
For the same reason that fat people tell you about diet - they think about it a lot and are sharing their thoughts.\n\nI think you could see it as a friendly gesture.\n\nI rarely talk about money because I have enough and it is otherwise boring.\n\nInteresting question - thanks for asking it
397684
tell him your worried about the utilities being turned off and you dont wanna pay late fees and\n you can't float his half cause you are strapped for cash as well. \nmention that you know he needs money for cabo but he needs to take care of his responsibilites as well. or give him the option that if he is so strapped for money is there anything he can give you that he wants to sell and put it on craigslist.com and sell it for him and take the money for the bills. \nact like you'll work with him but by no means can he leave you strapped and sweatin' the bills while he's kickin' it in cabo. thats so selfish.!!! \n better yet let him read these answers to your question! maybe he'll then  pull his head outta his a$$. you must be firm cause he'll just walk all over you from here on out. \nif you cant talk to him write him a note and give him a couple of options as how to pay, with no option of NOT giving you the money. \nif the shoe was on the other foot he'd have no problem asking you for the money i'm sure. \ngood luck! \n**if he doesn't pay you,  I hope it rains the whole time he's in cabo or he gets montezuma's revenge, \nkarma is a bitch!!!!***
929346
He is unemployed and buying games? You are helping out financially while he is unemployed and buying games?  You are about to learn a life lesson through experience and nothing anyone tell you is going to change you actions at this point. Learn from it once reality comes crashing down.
826392
It means the company is being asked by the State to explain their actions in this matter.  Unless you haven't told us the whole story (like maybe you co-signed for the loan) they should stop harassing you.\n\nYour deadbeat boyfriend is another matter entirely.  Why don't you tell him to pay his debts so you don't have to keep answering phone calls from his creditors?
245722
Possibly the problem is security.  Have the security to make the loan possible.  The lender may not want to take a risk on you because of no stability, job time, time of residency, or credit issues.  Try to see about getting a co-signer or a guaranteeor to the loan.
930365
try asking a friend and make sure you pay them back\nand then start working on taking care of your finacies properly so that so don't have to no more
278227
i work in finance, dealing mainly in lending. lenders are legally bound to follow certain rules. one of those is that they cannot lend money to customers that cannot afford to make the repayments. there is a little grey area, as different companies have different criteria. if you are in the uk, this is all covered by the consumer credit act 1998, and i would recommend that you contact the Financial Services Authority. this is the governing body for all financial companies in the uk. they will investigate, and will remain impartial. they will be able to give you better advice for the specific problem you are facing, though i have to say it's not very sensible to take out a loan when you know yourself that you cannot pay it back. having said that, they still have responsibilities, and i'd definitely check into that if i were you.
901659
Presumably he is doing it because you need the money. So why don't you either work overtime, or take another part time job as well, so that you get the money you need faster.
204956
You can offer to pay - but do it discreetly. Most guys like to be a gentleman and pay for everything - but it does get expensive! Maybe, let the guy pay. Then discreetly give him the money to pay for something - so it looks like he's paying. He will think you're thoughtful - you've considered his finances and understood his pride! \n\nOf course you can take it in turns paying. You also have to take into account who has the higher income - if he does and he insists on paying - maybe you should let him - if there are no strings attached. But some men see paying for everything as "buying" you and you then feel under their control. Don't let that happen.
193792
Possibly because you haven't been paying the minimum interest payments. I know on my interest only mortgage, they allow me to do this without penalty, essentially increasing my principle each month. They actually highlight an amount on my statement that is less than my interest, trying to trick me into paying less today. It's all part of the scam. Read your statement carefully and pay more than just the interest due.
38198
This is something you should talk to a CPA about! An attorney is not allowed to give financial/tax advice!
947986
Do you have any documentation of the loan?  Was there an agreed timetable for repayment?  If you have a promisory note or an IOU, then you can try to put a lean on his houses and cars.\n\nHowever that will definitely kill the friendship. If you value your friendship, just explain that you really need the money and if he could just pay a portion of it each month ($500 minimum and $1000 maximum/ per month)  then you will be happy.  If your friend begins to slack off, gently remind him that you did him a huge favor and he should pay you back.  Be understanding if there is an emergency that disrupts the payment schedule.
87151
Hi PaintedTiger, \n\n Well you have certainly painted yourself into this corner, haven't you now? I know, I know, bad joke, but hey what can I say? You gave me that joke. \n The first thing I would suggest is that you call your creditors and explain your situation and ask for an extension. You would be surprised how often creditors are willing to work out a payment arrangement with you. If you blow them off or wait too long, then you will pay the price. Call them today!!\n  As for your utilities, gas, electric or heat, there are a number of community programs available depending on where you live. I suggest you contact your local city hall or maybe the library and ask for assistance. If your in a cold climate I know there have been a number of oil assistant programs. Check on those if needed. \n  Well I hope this info helps and please keep a positive attitude, because in the grand scheme of things, this is no biggie, no smallie either.
633169
I hope your brother is trustworthy because if your name is on the loan and he doesn't pay, the bank is coming after YOU!! Just make sure you are financially able to carry his debts as well as yours or you could be bankrupt and there goes your good credit for many years.
510463
wow...your father will not work out an arrangement? \n\nare you spending money frivously on other things the reason you can't pay him?\n\ntry to talk to him, \nget on a budget, \nmake paying him your top priority.
9051
The bank would much prefer you to make your payments compared to taking on a property.  Talk to them.  A lot of times they can work out a deal.
1073728
Before removing your self from mortgage, why did you leave the property?\nGo to a lawyer and take his advise pronto.