What would be a good starter credit card?
912283
They're right with Capital One. That was my first card long ago. They started me off at 500 bucks. I used to charge stuff just so I could pay it off when the bill came. This built very good credit. Next thing I knew I was recieving lots of card offers. \n.
975860
That is actually quite simple.  Go to your bank, assuming that you have one, and see if they offer a secured credit card.  Then, also assuming that you have the money, you would put say $500 dollars into the account and they would issue you a credit card.  you can only spend what you have put in and you would still have to pay the balance like a normal credit card.  It is a smart way to start and it will build your credit without having the chance for you to run up huge bills.\nCheers
443901
I am here to help.  First Premier Bank issues a low limit credit card (appx $150-$300) to people trying to rebuild their credit.  Now you are going to have to pay your min. monthly payments ON TIME, but after 6 months they will raise your available limit.  It's a good program if your SERIOUS about rebuilding your credit.  I've been there so I understand.
42617
I got a capitalone card with in 6 months of my discharge... to start off it is a very small balance (which that is all you need to start rebuilding your credit anyway). Plus the interest rate is a little on the high side and there is an annual fee. But a lot of other companies will charge you that plus a sign up fee and many other fee's that I have no idea what they are called but it is best to stick with a company with as less fee's as you can get and the lowest interest rate. or you can also get a card that requires a deposit that you basically work against. That is always a safe way to rebuild.
683981
Apply for a Discover card with a credit limit of $200; limit your use of it to $100 a month.  You will get credit for spending as you use it so you are not just spending money but getting something in return.\n\nAlso, go to your bank. Most banks have credit cards that they offer depositors; just make sure you tell them you want one with a limit on it.  Asking for a credit limit will demonstrate to them that you are responsible and credit savy.
153532
If you don't want to get an actual credit card you can always get a prepaid credit card. Greendot is a popular one. It's a Mastercard, used like a real one only the amount that you "load" onto the card is the amount your allowed to spend. It's worked great for us. Keeps you from wracking up a huge credit card bill but still allows you to shop online or use it wherever Mastercard is accepted. Another thought...do you have a debit card attatched to your checking acct? If so, you can usually use those too. I prefer the prepaid credit card myself. Hope this helps!
1124141
You have to build credit history first. The first card is the hardest to get. Get a secured card first, then once you build credit history then you can have a regular credit card. Secured card is you give the bank the amount of money that you want for your credit limit and the give you a card for that amount.. For instance if you give them $200.00 then they will give you a line of credit for $200. If you give $300' then the give you a $300. credit line. Than  once you do that for about 6 months or more then try for a card. Good Luck to you. Even if you don't want it a secured card is the only way you will get the regular one i don't think you have any other options.
70890
Depends on your credit rating, and what you intend to use the money for.  Try your local bank or credit union, and they'll give you more information.
607534
It would be good for you to start understanding how credit cards work and learn the discipline of managing it properly. Your parents could probably get you a card with a very small starting limit of $50-100 max. It would help you get under way with a credit history and also understand the penalties that you could get with overdraft and late payments. Go for it, but cautiously
2292
Another avenue here is to get a secured credit card, you find a bank or institution, you put whatever you can afford in a savings account (say $250.00) the bank gives you a credit card using your own money. After about 6 months if you keep up your payments they give you your money back and give you an unsecured a credit card. In time with the other great ideas here you will have credit.
827605
Make sure that the one you get does not have an annual fee, or a start up fee. Also a lot of them have introductory rates that get raised ALOT after the 1st 6 mos or so. So, read the fine print. PErsonally, I like Capital One. You can earn rewards, there is no annual fees/start up fees & my interest rate is low.\nGood Luck !
69083
try Orchard Bank (www.orchardbank.com). They have a pretty good card and there's no annual fee. Watch out for cards that say unsecured and then hit you for a 'participation fee' 'set up fee' 'annual fee', etc, to where your first 300.00 is eaten up in fees. \nYou'll probably end up paying a higher interest rate, but make your payments on time and you should be able to qualify for a better card in a year or so.
1052309
Try Chase. Or capital one. They both gave me credit cards when I had no credit. Then just use them and pay more than the minimum payment (or pay all of it) and it will help establish your credit. You may also think about asking your financial institution. They may have ways to help you as well.
984173
Sounds like a prepaid credit card may be the way for you to go... \n\nHere is a link to one that says "No credit or bad credit OK, NO credit check required, No employment required"\n\nhttp://www.fastcreditcardoffer.com/credit-card-search/credit-rating/bad-credit-no-credit/default.aspx\n\nGood luck.\n\n.
227217
Your best bet is probably to start with a secured line of credit.  These are credit cards, however you have to pay against the line of credit ahead of time.  This will allow the lender to give you a card to use and have the money available if you default.  Use the card wisely AND pay off your charges on time.  It'll go a long way to giving you a good credit history.\n\nAnother choice if you can't afford the upfront payment on the secured line of credit is to get a regular credit card and since you have no credit history be prepared to have an obscene interest rate.  Use that card wisely AND pay it off on time to prevent any interest charges.  After some time, you can apply for another card with a lower interest rate and chop up that higher card.  NOW THIS IS IMPORTANT...pay those cards off immediately.  Do not get trapped with revolving credit.\n\nYou can give yourself a decent credit rating in as little as a year or so as long as you always pay your debts on time.\n\nGood Luck
440369
If you have a bank account, your bank (or credit union) may be able to use your business history with them to qualify you for your first card.\n\nOnce you have one, the rest are easy to get, as long as you don't run up huge balances or pay late.  In fact, if you have a major credit card, you can often get a department store card very quickly, and use it to help establish a credit rating, even if you don't use the card.
49021
Try Advanced Credit Systems.\n\nVery reliable and great pricing!