I have my 1st credit card - can i make a payment any time?
924620
You can pay your balance or part of a balance higher than the  minimum payment anytime before the due date. Some lenders will allow up to 3-payments without penalizing you for it. \n\n\nWith a $500.00 Credit Line you need to be ware that you cannot use more than 50% of the credit limit., keep your utilization low, this mean only use $250.00. and try to pay the balance in full every month.
140048
Depends on how long it was ago and how your other credit obligations have been paid. Do you have any other negative things on your credit report?If you have several credit cards that have been opened a long time and always paid on time you might be okay. But my guess is that you are going to need an excellent credit co-signer.
495638
It will help build a payment history.  Always be on time with your payments.  It's easier to destroy credit than fix it!!!  Then, start saving up and using cash!!!!  Credit cards are EVIL!!
448298
Pay on time and don't be late on anything. On a credit card do some buying with it and then pay it off. Cejay
580728
Yes, pay cash for everything or else you will be in the same boat again. Credit cards are for them to make money and for you to spend it.
574075
When you pay your credit card bill you have an option to either pay:\n\na. Full Balance (which I would recommend)\nb. Anything above minimum payment\nc. Minimum Payment - this is the smallest amount you can pay for that particular month.  Note that when you pay minimum payments you are not just paying for the item you are also paying interest charge, which makes your purchase more expensive.  That's why its better to pay it all at once.
996464
hell no ! just dont be late and you should try to pay a lil more than min i.e. min= 15 pay 25-30\nalways increaseses your score when you pay early and more than min! but has no affect if you pay just min so stop worrying!
11812
Anytime you use your card as a card...not to include items like cash advances or balance transfers.
150355
If you've been paying on time try to find a card with a lower interest rate and transfer your balance from the card with high interest rate.  Check out www.bankratemonitor.com for credit card interest rates.
477795
AnnualCreditReport.com Just a suggestion, it is recommended that you check your report about every 3 months. So if you check through one service now then another 3 months later etc. that brings you back to the 1st one year later! You stay current on your credit and never pay for a report.
564383
ARe you talking about "Kiting" I use one credit card to pay off the balance of another credit card , so I really do not have to make a real payment until I want to. Now that is using credit when credit is DUE!
763757
I bought a car on Oct 6 and I checked my credit a couple of days ago and it was already on there!  My first payment has not yet been deposited by them.
279991
I'm not sure, but you should check the fine print on the credit card application/disclosure. It will state what the minimum payment is. Normally around 3-5% of your balance.
1076704
Sorry but if I keep refinancing when will I ever get it paid for?
1175200
currently, citibank and discover are at either 0 percent to start with and 9 percent after that. many banks you belong to will give you 9 percent cards, but miss a payment or late with a payment and it jumps to 31 percent for six months until you make six payments on time then goes back to 9 percent.
109137
yes. Ask you credit card.
1373
Pay your bills on time.  If bill is over due then pay it.  Even when you have paid all your bills, it takes 7 years for credit to be cleaned out completely.