Which bank is offering the best mortgage at the moment?
912446
bank&offer is an oxymoron,my good friend...
80068
I doubt that anyone will go that far.  Try Regional Mortgages. \nhttp://www.regionalmortgages.com
833051
ING Direct- Great user friendly interface, no minimum, no BS. Currently paying 4.40%\n\nE-Loan- $5,000 minimum to open, $500 minimum balance to avoid account being closed. However, as your balance drops below 5k, your rate will drop as well. Good if you plan to park money there. Not all the details are on the FAQ page yet, but this is what customer service told me. \n\nEmigrant Direct- Slightly higher rate than ING, but customer service is horrible from several customer stories I've been told. Best to skip this place.\n\nE-Trade- No advice for or against since I haven't reviewed this site.
644424
YES ... ME  I AM A SR MANGER AT MORTGAGE BANK PLEASE EMAIL IF WHAT LTV YOU ARE LOOKING TO DO WWW.JOHNG@OLDMERCHANTS.COM
907399
you may have to go to a sub prime lender and pay a slightly higher interest rate.\n\ni would visit a mortgage broker, sit and go through it with them, they will recognise the best deal for you.
536285
I think ing is great.  I have my savings account there.  The only drawback for some is that it is only online
81016
You want Lloyds of London.\n\nhttp://www.lloyds.com/
44045
HSBC is currently offering 4.25% APY with no minimum deposit.  ING Direct and Emigrant Direct are both offering around 4% with no minimum deposit.  Check rates frequently at www.bankrate.com
964122
I cannot offer an answer for the first part of your mortgage,  most brokers will offer self cert as most mainstram lenders are now offering a self cert option via their specialist lending companies, which can cause consumer confusion as most are names which are not familiar to the lay person and only people working in the industry.  I know of a great 2 yr fixed with accord mortgages who is the specialist lender of Yorkshire Building Society - fixed for 2 yrs at 4.99% a prime product you could acheive approx 4.47% with nationwide (subject to conditins of course) so all in all compares quite well I think. Hope this helps with part of your question.
906807
There is no "best" fixed rate mortgage in the UK, as different products cater for different people. The best mortgage for one person may be the worst mortgage for someone else. In terms of fixed rate mortgages, it depends on how long you want the fix to last for - and whether you're happy to accept a high redemption penalty.\n\nYou could take out a mortgage in a different currency, but you would be putting yourself at risk as your mortgage payments will fluctuate in response to the exchange rate. The only time you might consider taking a foreign mortgage is if you have a source of income in that currency which is sufficient to make the repayments.
969437
maximum is usually 3.25 x joint salary although abbey have recently introduced 5 x. You will need to provide payslips/P60 as evidence of earnings. In theory you should be able to borrow anywhere between £94250 and £145000.\n\nYou could also do a self certified mortgage, where you simply tell them how much you want, and that you can afford it, no need to prove earnings that way, but don't be tempted to push things to far past the normal limits.\n\nYou will need a deposit as well, 10% is considered about normal, any less and you will end up paying an indemnity premium on top of the mortgage.\n\nTake a walk down to your bank and have an informal chat with them \n\nRemember your house is at risk if you do not keep up payments on a mortgage or other secured loans
403886
Time to think of other areas to consider...If you can afford it! It is a buyers market right now in the south east and soon the bubble will burst. So now is the best time to buy!
144452
http://www.bankrate.com/brm/rate/high_home.asp
1131419
try mortgage loan officer
973502
Any bank should offer very low rates and fees.  Just make sure you're working with a reputable company and you'll be fine.  There's probably hundreds of companies out there that can give you the lowest rate.
210761
Right now your best bet is HSBC Online. They offer 4.8% until the end of April. Citi is solid with 4.5%. You can also open a Paypal account and enroll in its Money Market account and save according to your needs. Finally, overall, the best would have the be the high yield Orange accounts with ING.
759036
If in UK. Consult a Independent Financial Adviser. The first interview is free they can survey the entire market place and get you the best deal for you. Just put in IFA and the area you live in to your tool bar and it will give you a list of people to contact. Some of the best companies only deal through independents