Has anyone ever used hsbcautoloans before?
918569
I have used them to get customers financed at work in the past  (Auto dealership).  They do not have the best interest rates out there.  But if you have had a bankruptcy or shaky credit, they may give you the best financing options.  If you have good credit, there are better options.  They do not work well with auto dealers though in many cases (which is not your problem), so often a dealer will find another lender with just as good terms to do the loan thru.
266928
I hate to say this but I don't know myself but whomever they are, I think they are trying to rob me. I didn't sign up for anything from that "company" and just recently I saw an attempt to withdraw $159 from my banking account. Since then I have been searching for the company and location and names but I haven't found anything yet. If I do I will be sure to pass it along to you and anyone else that has had problems with this "company."
67775
There are hundreds. Probably the most reputable is CheckIntoCash (http://checkintocash.com/). Bascially you write them a check, and they hold it for up to two weeks before cashing it.\n\nThe problem with all these companies is the fees they take. Many of the one-off places will charge much as 50% for the privilege, although I believe 20% is more the norm.\n\nConsidering how much you'll lose on the transaction, only do this if you really have no other choice.
18630
None. I have been in one, do yourself a favor... avoid them like the plague, all they do is take your money.
223582
It depends what you want it for. ALl our major banks offer various competing products and are mostly country wide, unlike in some other countries. \nIf you want to compare their bank rates go to USwitch or a similar website and compare the specific bank product you are interested in.\n\nPersonally I would stay clear of HSBC and Lloyds as they bothe screwed me around!
796660
Had a friend who used them and wasn't impressed.  Customer service was not great.  He ended up going with http://www.thinkfinancial.com and he said they were very helpful and easy to deal with.  Received his money quickly.  Terms of the loan are pretty much exactly the same and the customer service was great.  Good luck.
1102026
CitiBank offers 4.75% for their eSavings account.  Citi has a better Brick & Mortar presence than HSBC through out the U.S. \n\nHSBC, I think is confined only to NYC.  If you're from NYC, then it's good, but then again you might also want to consider Citi...which is also quite prevalent in NYC.\n\nIf you're already sold on HSBC, but don't have access to your funds all the time, say via. ATM, Bank etc. near your residence, there is a work around for this.  sorta...\n\nAlong with HSBC Online Savings Account, also open a FREE Checking Account.  Get a DEBIT CARD and NOT the ATM Card. ( You get only ATM card with just Savings account ).  Then you can use your debit card in grocery store, cvs...etc...where you can get cash back, after your purchases.  There is a limit on how much $$$ you can get per transaction like this.  You cannot get hundreds of $$$ like you do from ATM.  \n\nKeep most of your funds in HSBC  Savings account and move them online to your linked HSBC Checking account whenever you think you may need them...say while you're travelling and all.\n\nHope this helps.\n\np.s.\n4.75% (Citi),  4.65% (HSBC), 4.73% (PayPal)...all are most likely to go up, end of this month when the FEDs, raise the interest rate again...as anticipated by everyone
119755
For anyone to tell you whether or not it is wise for you to invest in a CD is ridiculous without more information.\n\nAssuming you have other investments in your portfolio and are simply trying to decide how to invest the portion of your portfolio that you have already determined should be in cash equivalents, then CD's can be considered. It sounds like you want to retain a high degree of liquidity for this investment. If this is the case, consider the money market. Seek an institution that consistently offers great rates. Watch out for smaller banks that come out of nowhere with a sepcial or introductory rate. I use ING Direct, but I have heard good things about HSBC direct also.\n\nIf you have not done an asset allocation yet, do that first before deciding how conservative or aggressive to be. Speak with a financial planner in your area.
44045
HSBC is currently offering 4.25% APY with no minimum deposit.  ING Direct and Emigrant Direct are both offering around 4% with no minimum deposit.  Check rates frequently at www.bankrate.com
28729
*********Never.  And Never is too soon**********\n\nThe investment company that I used turned out to be professional scam artists.  They 1) stole my money 2) had my life threatened 3)stole my identity & 4) falsely accused me of trying to steal their property & had me arrested 5) stole my documentation 6) I have been made homeless and had to file bankruptcy. 7) with an arrest I can't get a decent job to feed, clothe or sustain myself or my family. 8) Some days I do not have a roof or food. My life had my families lives have been turned upside down. We have been living in danger for a long time now.  Law Enforcement Agencies have done nothing to stop the criminals.  After this trama, I would never invest in property. \n\nI used to invest in stocks & bonds prior to the stock market lows.  I thought real estate was a slow stable long term method of investing.  It has been a horror story.\n\nJust, Please go to your credit union and open a savings account. Think of your future differently.  I do every day.
569358
If it seems to good to be true then where's the catch?  I have owned apartment buildings before, and if you are around long enough you get to know people in the banking business.  At one point I got to know the vice-president in charge of real estate at Hudson City Savings Bank in New Jersey. I had already been a party to one transaction with the bank, a 29-unit half-abandoned building in Jersey City.  One day he offered me a property, and suggested I go take a look at it.  Turns out it was a massive brick apartment building, totally abandoned, sitting on on entire city block just off Bergenline Avenue in Jersey City.  As I recall it had something like 42 apartments.  He offered to sell me the building for just one dollar.\n\nI turned him down.  That is as close to 'no money down'as you can get, heck, this was no money at all, yet even at that price it was a terrible deal.  Sure, you can get these things for no money, I've been there, but you better have access to massive amounts of capital for renovation and upgrades, and I'm talking anywhere from tens of thousands to millions.  If you don't have the means to carry it and improve it, you better think twice before you get into something that can literally slay you.\n\nA lot of the real estate moguls who sold seminars on no money down deals in the late 70s and 80s ended up bankrupt, which ought to tell you something.
528427
Yes, though I have no direct experience with them. \n\nTheir site doesn't raise any of the red flags that most of the disreputable lender sites do.  It's a good sign that www.finaid.org lists them on their "best private loans" lender list.  That said, I don't get the sense that they are specifically catering to students with less-than-ideal credit histories, but that's not necessarily a bad thing (CampusDoor doesn't *say* that they approved borrowers with minimal credit histories, but they usually DO).  If you apply with them and they don't approve you, take that as a sign that you need to search for a lender who specifically states that they make loans to borrowers with credit problems.
475506
YES!!! \nDont do it.  My wife and I did it and when we went to buy a new car it showed up on our credit report.  It wasnt as bad as a bankrupcy but it did put a negative hash on it.  We were still able to get the new car loan but it really mad me mad at myself for not looking into that first.  Should have just paid them off by myself.
802665
I have a friend who used them and was quite happy.  He said the reps were nice, and best of all, he got his check in like 7 days.  \n\nThey have some press releases out, and they are partnered with some other big student loan companies - Charter One Bank and First Marblehead - so their reputation seems solid.  And they are written about on About.com, a good source for finding legit companies with unique products.
169209
try the BBB \n\nhere is the bbb report for the company you are looking at.\n\nhttp://www.chicago.bbb.org/commonreport.html?bid=51002056\n\nI looked at the site and thought about how they would make money. They must get you with the fees for borrowing the money. Its worth it if you have no money and no other way to do it I suppose. But if you dig down deep and look at the numbers, my guess is it would make just as much sense as maxing out a credit card or getting a home-equity loan on your first house. Unless....\n\nMaybe they offer advice for the novice fixxer upper which may be worth it if they really do provide you with help. You would have to check I have no idea if they do or not.
434836
No, they are not scams in any way.  I have instituted hundreds of these for my first time home buyers and you don't have to pay them back.  \n\nIf you would like more detailed information on them, please contact me at timothy.kazee@americanhm .com and we can talk.  These are great options for someone in your shoes.\n\nTalk to you soon!!!!
479451
If it was even partially true it would be oversubscribed to the point of stupidity ... the institutional investors would be kicking their doors in - just have a look at what the interest rate would be.\n\nAs has been said, if it sounds too good to be true then it probably is.  If you still are interested read their terms and conditions VERY VERY VERY carefully.  Look for any "buts", "ifs", "at our discretion" and "subject to" type statements ... I'm betting that you wont see your cash again or the $6000.\n\nSorry but I can't see how these schemes can exist in a real economic system.  High rewards are only gained through high risk.