what is the easiest retail credit card to obtain, even with bad credit?
924821
The following offers represent the top 10 credit cards for consumers with a "bad credit" rating.  In addition to quick and easy approval, many of these cards also feature monthly reporting to the major credit bureaus, which in turn can help cardholders rebuild a positive credit rating.\n\nFirst PREMIER Bank Gold MasterCard
1136803
Pulaski Bank...but they do a credit check on you. Search Yahoo for low interest credit cards.
380995
Yes.\n\nYou are looking for a secured credit card.\n\nA secured credit card is on if which you put a security deposit and charge against it. Most finical institutions who issue secured credit card charge noticeable monthly or annual fees.\n\nExample:\nYou put down a $200 security deposit.\nYou get a credit card with a $200 limit.\n\n\nA secured credit card may be the best way to repair a bad credit history. It will take a while, but if you pay on time, your credit will get better.\n\nIf you just need credit card convince, but don't care about your credit, try looking for a pre-paid credit card. You can get these from most local banks.
1097765
well, I've had a credit score of 785 to 810 from the time I was about 22.  The only credit card I truly believe in is American Express.  I've switched to Blue by American Express because there's no annual fee.  \n\nBut, if you can not get a credit card, I would try a credit union.  Try every one of them.  Be VERY VERY weary of credit card companies.  My entire family is in the financial business and NO ONE HAS THE SLIGHTEST CLUE HOW UNBELIEVEABLY SLIMY THEY ARE.  It would blow the average human's mind if they knew the types of practices that credit cards were allowed to practice under.  It all started with one man in the 80's who's had to move about 50 times since because so many people want to assassin him.  He's the one that created the concept of "compounding interest" and made the credit card companies TRILLIONS of dollars off of people's misfortunes.  \n\nSO, if ANYONE like at a store like target, old navy, gap, walmart, ANYWHERE offers you a credit card and you'll save yourself 15%,,,,tell them to go (*&#$(*@&#($ themselves.  They are out for your first newborn.  \n\nOnly trust American Express and a credit union.  You should be able to find a credit union who will give you a small balance just to see how well you do with payments.\n\nYou will build credit, don't worry.  Just pay off car loans, student loans, etc.  All of that counts towards credit.
1089731
http://www.creditcard321.com/\nBut be careful when getting a credit card, period.\nGet one only for emergencies or don't get one at all. The debt thing in america is out of control.
63954
E-loans, and if your credit is good, Wells Fargo, Quicken, or me personal favorites, AM express or Bank of america.
970486
been there done that. I don't know how legal this is but what the hay.   Anyway, get a credit card from anywhere. Then get another one from anywhere. then get another one from anywhere. The ones advertised in magazines are the easiest. When you have these credit cards, you run them up to a $100 each and make the payments. You do this for three months. Then you look for one of these consolidation offers [usually in your junk mail from any bank] then you consolidate your three cards into one and that will bring down interest dramatically. One word of advice. If you are climbing out of a bad credit situation you have to make the low interest card payments on time and at least two times the minimum payment. You have to do this for one year. been there done that  I now have a 10,000 dollar credit limit. go slow.
989780
www.capitalone.com  Look for the credit card that they offer to people to insufficient credit history.\n\nSometimes discover offers cards a little easier.\n\nOr, you can contact your bank and ask them if they offer a secured credit card.  For this, you will have to deposit money in a CD with the bank, and they will issue a card to you with a limit of that amount.
475111
Sure if you want to be raped. If you're trying to fix your credit, start with a secured credit card. You know, one that requires 75 to a hundred dollars per year to have and has bad intrest, but don't use if for more than 50 dollars at a time and never make a late payment. After a year or two, ditch it for a better card with no yearly fee. This is a leg up to a better credit score.
132971
Check the smaller banks. I have terrible credit and still have a checking account, visa check card, and overdraft protection.\n\nI found out really quick when I opened my account that the smaller "Mom-and-Pop" banks don't check your credit. The big ones will almost alway deny you or offer you some sort of crappy account that isn't worth it.\n\nI use a bank called City National. If they have them in your area, you might check them out.
828469
Depends where you are in the world, but a credit card may be the fastest route to the credit.  Or a loan from a local bank - however they will require some collateral.
560060
Try first permier bank. They offer credit cards to every one. High APR though. However you can also take a secure credit card i.e. you deposit 2000$ in the bank and they give u 2000$ credit limit. Ones u have this for a few months then you will get a good credit and you can get other cards.
974220
Try a local credit union or bank.  Open an account with them and stay in good standing for a time.  Then get a credit card with them.  The interest rate will be much lower and there are usually no application fees, etc. that other companies try to rip you off with.\n\nI gave this advice to my daughter who had no credit rating yet.  She has a card from her own credit union now and is not being ripped off. \n\nBest Wishes,\nSue
976872
I got one from Orchard Bank. I think they'll give one to anybody.  My credit limit is only  $300.\n\nBut do you really need a credit card?  Why don't you just work towards paying off the debt you have?
216252
The best credit card for anyone is a Visa or Mastercard debit card (not technically a credit card).  If you need the use of a credit card and can afford to pay for it, just use that money to open a checking account and use the debit card instead.  If your intention is to build your credit, do it with other forms of debt like an auto loan.  The only good credit card is one with a zero balance.
745696
TRY DIRECTMERCHANTSBANK.COM OR GMFLEXCARD.COM OR WELLSFARGO.COM\n\nNO ANNUAL FEE, NO PROCESSING FEE AND NO SECURITY DEPOSIT.YOU WANT TO STAY AWAY FROM ALL OF THAT.\n\nIF YOU DON'T HAVE ANY CREDIT THOSE CREDIT CARD WOULD HELP YOU TO BUILD YOUR CREDIT. GOOD LUCK!!!
477230
THE FIRST CREDIT CARD I GOT WAS FROM THE WOMEN'S EXPRESS STORE ABOUT A YEAR AN A HALF AGO. IT WAS A CREDIT LIMIT OF $150. AFTER I PAID ON IT FAITHFULLY FOR ABOUT 6 MONTHS, I STARTED GETTING CREDIT CARDS OFFERS IN THE MAIL. I FOUND SOME GOOD ONES WITH A FIXED RATE AND I WAS APPROVED FOR ONE OF THEM WITH A $1000 CREDIT LIMIT. I PAID THEM OFF, BUT LEFT THEM OPEN WITH A $0 BALANCE. THAT'S THE BEST WAY TO RAISE YOUR CREDIT SCORE. SO NOW I GET AT LEAST 2 CREDIT CARD OFFERS A DAY AND HAVE A CREDIT CARD WITH A BALANCE WITH $3000 NOW. (DON'T WORRY, I CAN PAY FOR THAT) :-) BUT JUST MAKE SURE YOU CAN PAY FOR THE BALANCE CUZ YOU DON'T WANT TO GET YOURSELF IN CREDIT CARD DEBT. SO START OFF WITH A SMALL RETAIL STORE, THEN EVENTUALLY YOU'LL MOVE INTO BIGGER CREDIT CARD COMPANIES. GOOD LUCK!\n\nPS. SO WITHIN A YEAR AN A HALF, I WENT FROM HAVING NO CREDIT TO VERY HIGH CREDIT SCORE. JUST LEAVE CREDIT CARDS OPEN WITH A ZERO BALANCE. THAT SHOWS THE CREDITORS THAT YOU HAVE THE CASH TO BUY THINGS WITH, INSTEAD OF USING YOUR CREDIT CARD. I KNOW A LOT MORE TOO BECAUSE I WORK AT A MORTGAGE COMPANY. EMAIL ME IF YOU HAVE ANYMORE QUESTIONS!