Is it possible to have a cell phone company report your payment history to the credit bureaus?
914823
They are not going to report to the credit bureaus. But you can ask for a letter of reference from them.\nIf you do not have enough credit some creditors may use letter of references from your other creditors that do not report.\nThat includes you house phone, electricity, and gas bills.\nAnd if you have not looked at your credit report, review and you can go to www.annualcreditreport.com if you have not already done so.\nHave fun and good luck.
552185
I'm not sure about that. I got my cell phone from Verizon when I was 18 and I didn't have any credit at the time.  I don't think you'll have a problem, but I would just check with each company first.  There's no harm in that.  If it turns out that you need credit, then try and get your folks to put it in their name.  You can pay the bill and eventually put it in your name when you're ready.  All you have to do is fill out a name switch form. Good luck.
587696
You can sign up with Equifax and Experian and get a full credit report
381338
Maybe they were scamming you and wanted you to answer personal information for them. I have never had my credit card company to do that so I would contact the company that your credit card is through and tell them about this call...D
383094
No there isn't but i work for cell phone company, and i have really bad credit myself, before i worked here i had a cingular GO PHONE. and now that i have work for about every cell phone company, i can say honestly that the Cingular GO PHONE is the best thing out there for the credit challenged. You just need a bank account or credit card. Trust me it the best thing going.
476362
You can write to all three of the credit report places yourself.  They have to look into all matters that you report.
306840
Just about all of the above answers are correct.  Any time you give your number to a business it can eventually filter down to your credit report.  I'm willing to bet the cell phone company gave it when they did your credit check.  \n\nEither way, it's simple to get them off your back.  Send them a cease and desist order telling them not to call you again.  By law, if they continue to call or harrass you, you can sue them for violation of the Fair Credit Reporting Act.\n\nThe reason they do this is because consumers don't know the law, and they constantly get away with violating it.  Read the law and protect yourself....go to the links below.
502998
The closest that you will come is www.billmelater.com. But as you stated, they will check your credit.
653128
If they dont report the information to the credit bureaus it does not affect your credit.  Going 7 dollars over does not effect your credit if paid within the 30 day period
925216
That’s great that you atempted to repair your credit yourself before you decided to pay someone. \n\nNow that you know how aggravating the credit bureaus are to deal with, you need to find a legitimate company. Let me tell you; they are far and few between. I tried to repair my credit myself and gave up. Then I hired a company in California called a “Fresh Start” they charged me $695 and stole my money. I never heard back from them. It turns out it was a complete scam. \n\nStill very serious and skeptical about repairing my credit, the 2nd time around, I researched quite a few different companies. I finally decided on a company in Florida called Credit Network. They are a smaller company and they really know what they are doing. They also didn’t charge anything upfront except for a small setup fee, after that they charge $49 mo, after the work is performed for the previous month. When I started I had 73 negative items between all 3 bureaus! That was about 8 months ago, and they have deleted all but 17 bad items. They were realistic when they said it could take over a year, buts that’s fine with me, because they followed through on what they said.     \n\nSomething very important….. The bad debts that you say you owe; you need to pay them off. I don’t care if you settle them or pay them in full, eventually you need to pay them off because if you don’t, there is a very good possibility they will pop back up on your credit after you delete them. I was told that debts get sold and resold, even after the statute of limitations. So if you are as serious as you sound about repairing your credit, you have to pay them off!! \n\nOh yeah, here is the link to them http://www.expert-credit-advice.com/credit_repair_service.htm
1184395
It depends on what agency he used to pull your credit. Some creditors only report to certain bureaus. maybe they'll report to equifax and not transunion. If could be that the creditors you have may have only reported to two of the three agencys. Highly unlikely but possible. Tell your guy to use CreditPlus. That's who I use. I'm a mortgage guy too. Basically it costs money to report you to the bureaus. so if your creditors are cheap than it may just be that they only reported you to the cheaper bureaus and not all of them. Most credit cards will report you to all three bureaus but some smaller ones will only report you to some.
1069908
call your credit card company and see what the charge was
809691
OH YES!!!!!  i've had problems with them about 5 yrs ago---and just recently again---they were charging my bill with a cell phone i never had.....my bill was over $900  I spent almost two hours on the phone with them, after they completed their research they found the error---but just the same i had to spend my time to straighten out this mess.......so watch them......my advise to you with at&t, be careful what department you talk to, they have billing, the payment center and of course the collection department.  these 3 departments have different amounts on \naccounts that is owed.....always talk to the billing department they have the accounts more up to date. good luck.
1058942
To begin with, never NEVER believe a collection agent.  When they tell you they will notify a credit bureau about your payment, there is NO GUARANTEE the will do so. \n\nWhat you need is for the collection agency to send you IN WRITING an agreement that once you have paid your bill, they will remove any negative information from your report.\n\nThe problem is we are now dealing with other countries, and other laws.  I don't have a clue what laws Irland has concerning credit reporting (they may not even have any!), so without any legal backing that letter can be next to worthless.  \n\nSo before you procede, you need to research the credit reporting laws and see what sort of protections you have.   Otherwise, you are working solely on the work of the creditor, which is not a bright idea.
451472
Ok, I don't think any of the other answers have a clue.\n\nCell phone companies pull your credit report to see whether or not you will have to put down a deposit.  They use yoru past credit to see how likely it is that you will pay your bill.  Techinically this inquiry counts as an inquiry on your credit report, but by itself will have no impact on your credit.\n\nSince a cell phone is not a credit account, it does not go on your credit report.  UNLESS you don't pay your bill on time or do not pay at all.  Then the company will put collections and other negative remarks on your credit.\n\nIt really won't help your credit at all because it doesn't go on your credit report unless you do something bad.\n\nBut as long as you pay your bill and never more than 30 days late, it will not effect your credit at all.
1160784
You can try Lexington Law Firm. They claim to specialize in this area, but as a rule the credit bureaus will tell you that No-one can remove a legitimate item from your report.
485237
Employers can find the same as credit card companies can in a consumer report. They can find all your old addresses, other names you have used, former employers, and what standing your credit is in.