has anyone tried those overnight payday loans?how do those work?
929427
If you need money urgently, payday loans should be your last resort, only to be used if you have a dire emergency AND you can be sure to pay the money back on time. If you pay it late or get the loan extended you can get charged a lot of interest and fall into a debt trap, so be careful.\n\nIf you need money fast and you have no other way of getting it there is some advice and information on this website. Good luck!
810207
Almost everything is a scam these days. I wouldn't pay them until they guarantee you in writing you'll get the loan.\n.
280634
have you tried the LAW loan?\nhttp://www.salliemae.com/apply/borrowing/lawloans.html
750155
Some of the smaller internet-based payday lenders do not necessarily use teletrack. There is not a list of these though that is publicly available.\n\nYour only recourse is to ask them. Often they require that you apply rather than reveal their practices to you.
323991
Yes, if they are still effecting your credit rating. The better your credit rating - the more they will want to loan you. I get automatically accepted for loans and credit cards. I've never had debts - always pay of my credit card, bought my car for cash. My credit card company offered me a loan at 5.9% last month. I could probably borrow that and invest it in the markets and make money! Give the impression you're loaded and they'll offer you more - if you're broke - you don't stand a chance of a loan for the price of a sandwich. With on line banking now - you can move money around your accounts and give them a great turnover and put virtually everything on a credit card. I was offered a new credit card that doesn't incur any interest for up to 12 weeks after the purchase. Stupid interest rate of 19% - but 12 weeks interest free credit can be handy.
596815
If you need 1500.00 with no credit check, I wish you luck in your search. Apart from borrowing it from a friend, family member or on of those next payday loans, this will be a difficult task. Also the "next payday loans" let you borrow based on what your take home pay is. I should also let you know that you have to have a checking account with direct deposit and your account cannot have a lot of overdrafts. \nI found this website below, I do not know if it is reliable or not, but you can call them or e-mail them with questions you have.\n\nBe careful if you do use the payday loan. It's really easy to get trapped in a circle of always having to use them. You usually have to pay the money back by your next payday and then you end up having to borrow again...if you see what I mean. You might be better off seeing if a friend or family member will let you borrow the money and let you pay them back over time.
657100
Providing you havenet used it yet, student loans come wiht what is called a forbearnce. Its used in times of hardship. YOu need to call your loan provider and see if you can apply for them. You may not be able to now that you've defaulted but its worth a try. the forbearnce will bring you current, and maek it so you only have to pay the intrest on you loan. I had to use it.
794711
Not online but go to your local mafia and they will hook you up. They have pretty generous interest rates as well. But they have very strict deadlines and their collection tactics have sometimes been characterized as deadlines. As Don Nicco told me "We put the DEAD in deadlines you [expletive deleted]"
213899
Loans are not always the best way to get away... increase your income or decrease your spending. If you have employment and a savings or bank account... payday loans are sometimes helpful.
205126
Yes, all loans are like that.  \n\nBut your question is quite vague.  What exactly are you looking for?\n\nAbout the longest term you will be able to get for a loan is 60 months, and this will depend on the purpose of the loan (such as car loans).  \n\nSo the question is, when you state you want to pay it off "a little at a time", what sort of payment are you thinking about?\n\nLets take this example.  A $5000 loan over 60 months and 5% interest rate will cost you $96.66 a month.  But lets say you can only afford a $20 payment.  How much can you borrow now?  $1000.  Does that fit your needs?\n\nCheck out the link below.  It contains a bank loan calculater.
840602
When you're looking for a payday loan, it pays you to shop around. You can get a payday loan online, but have a look at several options before you decide.\n\nHere is a website where you can get information, links, advice, etc.\n\nI hope this helps. Good luck!
679870
I think they are legit, but there main customers, are people with no, or bad credit. You will probably end up paying a hefty interest rate. Probably 20% or over..
1037556
yes....some banks will give you loans for that....world savings has a program for that
937825
That definitely sounds like a scam.  That's sounds more like you giving them money, then them giving you a loan.
636894
It is true, but you have to meet certain income levels.  If you don't measure up, they will offer you less.  They don't charge you interest, they charge a flat fee.  If you chose not to repay the loan on your next pay peroid, they will charge the flat fee over and over again until you tell them to repay the loan plus the flat fee.  If you can, find a better way.
256799
A freakin miracle!\n\nI have seen the term "early payment" (sometimes there are penalties, sometimes not) in loan documents I have read before signing.
217294
What you are talking about is an "unsecured loan" in banker's language.\n\nMy quess is that if you have sufficient debt that you need to consider a consolidation loan, you are very unlikely to find a legitimate lender who will advance you the funds on an unsecured basis.  You notice, I said legitimate.  Loan Sharks would loan you the money, but the rate would be higher than what you pay on your credit cards and the "collectors" might be a little aggressive.