I need to find an attorney and government agency that will actually enforce the law on predatory lending?
912140
You need to go to your state's attorney/public defender's office.. \n\nWho do you do business with?? The Sopranos??
330913
Ask you attorney or look in the your state's penal code book.
208067
I would recommend the Office of the Attorney General of your state, or the United States District Attorney.
805963
United Lending or US Lending, apparently. They have been irritating a lot of people.\n\nThe second reference, below, claims this is the Tampa phone book.\n\nThis has been asked before too.
807662
Three lawyers, and we agree on one critical thing: consult a lawyer in your area immediately.\n\nAnd - while I don't necessarily speak for my colleagues on this one - ignore the spammers offering "prepaid" legal advice.
1131419
try mortgage loan officer
250932
go to phone book and find a lawyer who works on a contingency basis
1056480
go to \nsba.gov\nthey have all kind of help.
928671
CONTACT ATTORNEY AND DA.
758881
Contact citizens advice, and the law society to find a law firm who will offer you a free initial consultation. This area is so complex that you really really do not want to base any actions on the information you get form anonymous people on the internet.
797004
You aren't going to get your money back.\n\nAny loan company that asks for fees up front is not legitimate.\n\nThey are not based in the USA, so other than taking a report, law enforcement isn't going to be able to do much of anything for you.
339362
You can get information on how the bank is regulated (State or Federal and which agency) on its website.\n\nIf you suspect foul play, a letter to your State's Attorney General is a good place to start.\n\nGood Luck!
94396
Your best to consult Find Law.  Follow the link I have listed below.  Best of luck to you.
148657
you should consult an attorney
120880
Yes you need help, the help of a good attorney. I hope you have deep pockets, because the kind of represention you seek requires a specialist.
774764
Daizy, \nIt looks to me that what you're saying is this...\n... you refinanced your house and had been given a good faith estimate that at first looked ok to you.  Around closing time, the payment was much higher than you expected.  Probably the interest rate was higher than what the loan officer first calculated.  To get the payment to a point that would "satisfy" you at the closing table, the loan officer reduced the escrow account significantly - resulting in your current shortage.\n\nIf that's it, the words you're looking for are "PREDATORY LENDING".  Contact your state's agency that regulates lenders.  If you're in Texas, call 1-877-276-5550 to file a complaint.  The FBI is also getting after these people.  Call their local office. \n\nI'm proud of you for trying to find the solution to this problem.  Don't give up.\n\nRichard
1122744
check your state laws, and with an attorney