loan-shark killed? now what?
925152
Jump for joy??  lol\n\nI don't know what to tell you... I'm sure there's someone taking over for him or who knew what was owed and by whom.\n\nGood luck!
244479
OK sorry 2 hear about grandaddy.I know exactly what you mean.FIRST and most of all ,do you have your Granada's information? On paper you need:SSN#,DOB,I.D#,mothersmaidenn name,at least 2 address's.DR. name.Most of all you will need the name of the life insurance company's of which he had.Now all this information I just gave you is for you to take a legal STEP.If not be your own detective!!!!!!FIRST find out how much his policy was 4 and how much his funeral ex-pens.were and do the calculation.If there is a whole lot of $$$presidents$$$ left over and nothing to show 4 then this is what you do.............MY FRIEND: you just let it be .I'll tell you why! After you find out what happened and  if every piece fits the puzzle it will put you at PEACE That's what is probably really bothering you most.REMEMBER if she did wrong it will come back on her it may take 1week,1year it will happen.He up above knows whats rightfully yours,be patient it will all work out I promise!!!One the other hand get a free consultation with an attorney they can help YOU DECIDE .Good luck,Marina
297962
Contractually, I don't see anything here that legally obligates you to pay for his error. Read your final closing statement thoroughly to see how much he's already received.  Usually, commercial loans are handled by the banks directly w/o the use of third party brokers, so try going direct w/ the bank for any questions/concerns.  The loans funded, so I wouldn't pay a dime since he won't be able to prove your legal obligation.  What could he do?
558970
http://en.wikipedia.org/wiki/Savings_and_Loan_crisis
1129551
I agree with the above poster. If you credit is good, you have other verifiable income you may be able to stay with the same lender; if your up front and honest. Just prior to funding the loan the funder is going to call your employer to verify your still there. Guess what happens when she finds out your gone? Loan dies and now your already at your closing date.\n\nIf you have a month to go before closing you have lots of time to find a solution. If your credit is as good as you say you may be able to go no doc (no income, no assets, no employment) or a no employment verification only but with verified assets etc...\n\nBe up front and honest and you should be ok.\n\nIf you would like to discuss some alternatives to your situation drop me a line.\n\nKevin 866-562-6838 x 106\nkruorock@firstratelending.com\nwww.firstratelending.com
468806
Speak to a Loans Officer.  Any banking agent in Customer Service can assist you in speaking to the appropriate person.
1060730
My friend ignore such offer The named bank have seize to exist after the banking reform in Nigeria. What to do is locate website...www.efcc.com to report the case and the people concerned will be procecuted by the law enforcement agent. wishing goodluck and to be deceive anymore nothing good comes so easy.
1157674
Contact all credit companies NOW. Tell them you Will not guarantee any additional purchases and you want the account closed. Follow up with a written letter. Keep a log of everyone you call with time and date.  Request a copy of his loan balance and the agreement you signed.   You need to establish a "cut off" point so if the credit companies continue to extend credit it will be at their own risk not yours.\n\nNext ask the "dead beat" if he has anything to sell you to pay off his debt. (Get anything you can. Something is better than nothing.) make a list of what you get and how much it is worth. Send that amount into the credit companies directly. Don't give the money to the "dead beat".  Ask for a lien on his car. Tell him that will help you get a loan if needed to pay off his debt.\n\nNow it's 10 days later. Ask the "dead beat" how much he can pay each month towards the debt. Don't put him into a situation he can't live with it will just be a bigger problem.  Now call the credit companies ask ask for a reduction in interest rate and a payment schedule that you can afford.\n\nNow comes the time to KICK yourself in the butt for doing a "verbal" agreement and letting it go this far.
894236
If it is an unsecured loan, then they cannot use your home, also, if the loan was only in his name, there is no way they can claim the loan off you either!\nThe only leg they have got to stand on is if he lied on the application, but with him dead, there is not much they can do about that either!
51680
They can keep handing it off to other creditors that buy the loan.  And can actually follow you as long as they want.  There are legal avenues to follow and they can be stopped also.
362197
I"m so sorry for your loss.\n\nDid you go to a bankrutcy lawyer?  I would check with them.  If some of the debt included in the bk was soley his, you might not be responsibe.  If it hasn't gone through completely, you might be able to file hardships with creditors who will suspend rates or payments for a little while.  Also, the bankruptcy courts might be able to recalculate payments because of your lack of income.\n\nBasically, I would see a professional.  Maybe you can find a relative to help you with finding someone that will do it cheap/free.
835905
condolences on your loss but you really need to ask  lawyer. i am not sure if you think a qualified lawyer exist on here.
118841
yes, a pawn shop or a loan shark
1149901
Not as crazy as it may seem.  If a person murders another person they have, as seen time and time again in every cop and lawyer show on Network TV, "the right to an attorney; if you cannot afford an attorney, one will be provided to you."   "Mirandizing" - the recitation of these rights - is required.  So let's say you hire an attorney to handle your divorce (always happy people involved in THOSE situations) and you are really dissatisfied with the result (s/he "got everything") and you think your shark attorney was worse than incompetent....all the rage boils up and you kill him/her.  You've committed murder and will "have the right to an attorney" in the criminal justice system.  Same scenario would work if you were on trial for murder already and decided to off your attorney because they were doing a lousy job (or whatever....) - you'd not only get an attorney for the murder of your attorney but you'd get a new attorney for your current trial.   All at taxpayer expense.
546547
I had the same business about 30 years ago, while I was in college. Its unlikely that your customers will ask about insurance and bonding for this business type. It might be better to start operating the business and if anyone ever ask for insurance and bonding, decide then if that account is worth the expense. If your business is setup as a corporation or LLC, you would be protected from most liability yourself anyway. Make sure that your contract holds the doctors office or restaurant where the aquariums are located responsible for any damages that may occur. Their employees and customers are more likely to damage the aquarium and spill the water than you are. Try to keep the business small enough to handle the accounts yourself. Having employees is where most of your business troubles will start. More help available if you need it.\n\nI recently retired from the real estate business in Central Florida after 27 years. For the past two years I have been offering free business mentoring services to young entrepreneurs. I can offer a variety of small business ideas depending on your personal interest and abilities. I will also make myself available for consultations by email or phone. I do not charge for these services.\n\nIf you want to know more, please feel free to write to Bruce at boatclub@go.com . I will help if I can.
700226
I am sorry for your loss and my condolences to you and your family.As long as you or any family member has not co-signed on any of her debts the creditors will have to just eat that debt, as far as their constant harrasment you may want to provide them with a copy of the death certificate or mark the correspondence deceased return to sender and that may get most of them off your back .
1134256
OK this is what you do. Go to where the loan officers are and see if you can sit down with as many as you can and ask them how and why they do what they do then ask them what you should do. Please forgive me for being frank. I am not trying to sound like a smart a—just like a friend told me if you want to get hit by a truck you don’t sit in your living room and wait for one to come crashing the door – you go out to where the trucks are running