My bankruptcy has been discharged, can I sell my quads?
927201
You cannot sell them legally without a title.  Call the lien holder and work out an arrangement.  They have the right to repossess them at anytime as they are the lien holder.  The debt that you owe is forgiven, but you still have to pay to get the lien released.  They'll make an offer based on their current cash value.
511174
Don't be scared. The worst option for them is that you declare bankruptcy - then they'll have difficulty getting their money back.\n\nAlternatively, get a local debt advice company to approach them on your behalf, and they'll come to an arrangement - you might end up only paying off half or a thirdof what you owe.\n\nBut seriously, get in contact with your creditors. They'd rather see some return on their investment in the long run. What country do you live in? Depends also on local debt laws.
487121
Sell them on the secondary market. Complaining to management will get you nowhere.
1014341
Yes, you can.  As long as the trustee didn't try to sell the house.  \n\nDana Anderson, bankruptcy lawyer.
251638
Depends on your state and how much equity you have in the house-- some companies do Bankruptcy buy-outs-- chances are though-- if you filed bankruptcy, then you don't have the equity to do the refi-- or you would have used the $$$ to pull yourself out of debt.  Chances are you will need to wait a little while
554714
There are 100 different sites that do this.  Be careful trading stocks though.  After you bankrupt yourself, switch to a diversified portfolio of high-quality low-expense mutual funds.\n\n--J.
701323
sorry for your loss.  well, i'm not sure why you can't sell.  that really would be your best option.  even if things get back on track, you are "mortgage-payment poor".  you need to find something more inside your means.  hopefully you don't owe more on the house than its worth.  if you do, maybe bankruptcy is your option.  a chapter 13 allows you to setup trustee payments for the deficiency balance, and resume normal payments once a month.  that way you dont have to worry much about the past due amount.\n\nhave you tried refinancing?  there may be an option there.  if not, maybe you can talk with your mortgage company and setup a forebearance agreement (a payment plan BETTER than the one you have, that would help you get caught up).  do you have equity in your house to do a 2nd mortgage and consolidate any other debts you have?   maybe doing that would save money monthly from your budget.  i don't know, just some suggestions for you.  good luck... it will work out eventually.
646755
now that your discharged ,  you want to go back into bankrupcy again?
112655
Yes.  You do not list those debts as part of your bankruptcy plan and reaffirm with the lenders (who by law receive notice of bankruptcy) that you will still be paying them what is owed.  You do not need to file chapter 11 or 13 in order to reaffirm.  However, if you are including those debts in your bankruptcy, then as a rule those assets must be liquidated in order to minimize the lenders' losses.
918166
Hi there,\nIt is possible to obtain a mortgage as a discharged bankrupt yes. You will need to consult a specialist mortgage consultant however. I know that a specialist consultant will answer questions about mortgage products on a section of the Myvesta advice forum. I will add the link below for you.\n\nhttp://myvesta.org.uk/forum/viewforum.php?f=12&sid=aa605a6bff28759984cce5392bccb197\n\nHope this helps!
493123
I believe federal taxes can be included, but you need to make sure that you file all the returns prior to declaring bankruptcy, otherwise the IRS can convert your bankruptcy from 7 to chapter 13.\n\nFor a more definite answer, I'd go to a lawyer.
693878
What you need to do is contact a solicitor about your rights and what will happen next.\n\nYour assets will be taken into consideration whilst in debt and if Bankruptcy comes into play you will lose it to pay off your creditors. They will use that as equity and it will not become yours. I would seriously get legal advice on how to keep those assets.  It maybe that they can transfer them into another name for the time being.
851717
Strange, the title says "when I sell" and the question "I just sold".\n\nIf you are in the process of selling your house, the closing attorney or title company would not allow the sell to go through without paying off the second mortgage.\n\nIf you have already sold your house, there is nothing to worry about because the debt was discharged in your bankruptcy. You may want to check your settlement statement just to see if the 2nd mortgage was paid.\n\nMore than likely, if the person who bought your property ever try to refinance or sell the house, they will have to file a lawsuit against the title company because they did not accurately research the title to see that there was a 2nd mortgage (lien) on the property.
824665
If you are talking about during a bankruptcy proceeding, the answer is no.  Only the BK trustee can seize property.  If you are talking about something else, it would require a court order to seize any property.
1130467
There are a few mortgage companies out their that will be able to finance you while being on disability and having your bankruptcy discharged.  However, Mobile Homes are usually not properties that they will refinance, due to lower value.  However it doesn't hurt to look into it.  I know of one company that might do it, because I used to work for them, but they are only licensed in a hand full of states so it would depend on where you live.  Also, like I said it is hard with mobile homes to get them refinanced with all those other existing conditions.
712944
Most machines are depreciated over 7 years or less therefore it would seem that the basis in this item would be zero ($0.00).  The next issues would seem to be the nature of disposition.  It it is sold for the FMV you would have an income of $35,000.  If the presumed tax rate were 40% which would mean $14,000 after tax value would be $21,000.
276938
Your Uncle Eric is happy to come to your emotional rescue on this vital question.\n\nOf course, you can discharge state tax liens at bankruptcy proceedings.\n\nIn fact, apparently not known to our other Answer comrades, until the new Bush Bankruptcy bill of October 2005, Federal tax obligations were also dischargeable at bankruptcy.\n\nBush did more to hurt the little person in that bill than any other president in history, but we don´t want to wake anyone up with that do we?\n\nSpecific rules apply for state taxes.  Only those years that have gone all the way through, in most cases to liens, will apply and rules that count certain days that are tricky are in play.\n\nTherefore, look in your local phone book for an attorney to help you.  The fee is very small, even here in California, usually under $1,000, to get a fresh start in your life.\n\nLook at this....if I am wrong, and I have personally worked with people at the Tax and Law Center in San Diego to help many other people, the attorney with tell you over the phone that her office will or will not be able to help you.  Just ask them in your initial call!\n\nDon´t forget to email you Uncle Eric if I can be of any help!\n\nGood Luck.