how do i get a pay day loan when everyone is turning me down?
930365
try asking a friend and make sure you pay them back\nand then start working on taking care of your finacies properly so that so don't have to no more
971487
I would not recommend getting a fast cash personal loan. You would be better off asking a friend or relative for the money because the interest you have to pay or penalties for being late, could exceed the amount that you ask for in the first place.
335342
Try going to a credit union.  They usually will let you sign for an unsecured signature loan if you at least have a steady job.
685416
Hi Pat,\n\nI am a loan officer and you should easily be able to get a loan.  We are not allowed to discriminate because of age and with a credit score of an 850 you can get the best deals out there.  I would recommend you asking around and find a trusted mortgage broker who can search out the best loan for you.  Most brokers work with about 50-100 different lenders and can find you the best deal out there.  If you are in Texas I can help you and if you are in another state I can probably refer you to a good company.  Feel free to email me if you would like a referral.\n\nBy the way, if you do get into a house you can then do a reverse mortgage and pay off your loan or get some money back.  I specialize in reverse mortgages and would be happy to assist you with that also.
80067
If you are looking for a payday loan, try to avoid this type of loan. I realize that sometime we have to do what we think is best, but try to stay away from them. \n\nIf you are in need of more income, you can work part time and make as much as you want by owning your own cleaning service. I started my business two years ago and make more at it part time than I make at my day job.
1062514
I used to work as a collector at a payday loan company. My advice to you is to stop borrowing from them.  You need to add up how much debt you have, and then see how long it will take to pay it back.  Possibly bankruptcy might be the answer for you.  Concerning payday loans,  if you dont have the money to keep renewing them and repaying the interest, you should probably default on them.\n\nThey will hound you like crazy, call you at work, call your references, etc.  To stop this you can send them a certified cease and desist letter.  If they dont stop you can sue them and win easily, but i think they would definately stop.  This would buy you some time to save up the money and pay them back.\n\nMaybe think about talking to a financial counselor who can help you set up a budget and a plan to get your debt paid off. \n\nIf its not possible to get things under control in a reasonable amount of time, you may want to think about bankruptcy.  Im pretty sure its free to contact a bankruptcy attorney and have a consult with them.  One thing to keep in mind, they only make money when you do file, so some of them may pressure you to file when you actually should not.\n\nOne last thing, people who were going to file bankruptcy would often come to my company and borrow money, then go to the attorney's office and use the money to pay him.  They would then include this in the bankruptcy.  This is pretty unethical, and if a bankruptcy judge knew this happened, they would probably not allow it, but ive never seen that happen.\n\n(If you owe money to Advance America , please pay them back asap, I own stock in the company!)
770890
there's an online people to people lending site that's getting very popular nowadays..www.prosper.com. you can try asking for a loan there..good luck
618080
There is a site www.prosper.com that has individual financiers that have money to loan. Go apply and see if you can hook up with someone to loan you the money.
213903
Your in luck, we are a direct lender and also broker.  I have done many loans for people that have bad credit.  The normal banks you walk into will turn you down for any reason they want. I have lenders that look at other factors besides your credit.  Contact me at www.xclusivefinancial.com
541487
Suggestion: Go to 'rent to own' places and ask them if they will report your timely payments to the credit bureaus for you. Most of them will be happy to say yes, if you buy something of course. Get something small and simple and make the payments on it. Try to get 90 days, same as cash and knock it out before the 90 days are up. They report your good work and you can start rebuilding your credit. The bad stuff will still stick around for 7 years, but your efforts will help you in getting loans if you need them. Good luck to you!
895908
This is very easy online to do. Google "discount small loan".  You will come up with many options.  The interest rates are going to be high trust me. Been there did that.  It's a quick fix to your $1000.  A local bank will help however they want you to borrow at least $2500.00.  Try also to google "low interest payday loan".  \nHope this helps
1085544
call them and explain the situation. At the end of the day you agreed to pay it by accepting the card but they are not heartless people. \n\nAdvise of your current situation with income and other outgoings more important (car, house etc) and then arrange a repayment plan. The sooner you do it the better.\n\nIn some cases they will stop you being able to use the card and will stop or at least reduce the interest charges, but you're better contacting them sooner rather than later
784783
a loan from the bank wait snap u have poor credit nvm idk
692124
Call the lender (or, possibly the collections agency if your situation has gotten to that point).  Many companies are willing to work with you because defaulting on a loan is bad for their business, too.  However, you have to show them that you are a responsible borrower:\n\n1.  Explain to them what happened (tell them just what you told us here)\n2.  Tell them that you will take responsibility from now on (the loans will always be in your name, so even if your mother still plans to pay them off, you should still keep a watchful eye on your account balance to make sure that she is never late) \n3. Ask what repayment options you have at this stage.  Some lenders will put you into a forbearance in order to alleviate your payment problems.  Other lenders will recommend that you consolidate your loans in order to lower your monthly payment.  Others will, as you suggest, devise alternative payment options called an "income contingent" or an "income sensitive" payment plans.  Ask them if they can do this and, if so, whether they can make your payments close to $50.  Generally, once you make 6 consecutive payments on time, you will be out of default, which will help your take-home wages and your credit report in the long run.\n\nRemember, too, that collections agencies deal with a lot of lazy people -- show them that you are different.  If the person you speak to is having an "off" day or doesn't seem willing to help you, try again.  Consider asking your former Financial Aid Office to contact them on your behalf (I have done this for students) -- sometimes they are more pleasant when dealing with someone "in the business."\n\nFinally, one of your rights as a Stafford or Perkins Loan borrower is that you be allowed to speak to an ombudsman when things get rough.  You can find one and learn about what they can do at http://www.ombudsman.ed.gov/  (Basically, an ombudsman is an individual who resolves disputes through an independent viewpoint; they do a lot of impartial fact-finding to make sure that you have been treated fairly.)
295357
Do you have a job? You never said if you even have one. If not, get one. If you have a job, get a second job. A lot of people have to do that now days. Also what are you spending your money on? Take a look at how you are spending your money and if you are buying over the amount you make, cut out buying things you do not absolutely have to have. Do not go to one of those payday loan places. They charge really high interests and you usually end up worse off. Some places charge like 100% to 300%. If you borrowed $100, and they charged only the 100% you would owe them $200 when you try to pay it off. Those are rip off places. They are on the news reports all the time about how they charge you extreme amounts. They are like loan sharks.
673335
Contact them immediately and set up an arrangement to pay them or borrow from friends or family to pay them back.  They can garnish your wages.  When they do, it will be on their terms.
680136
1. Contact the company that dis-pursed the loan. \n2. Speak with a loan officer or Representative. \n3. Explain situation or hardship.\n4. Ask for deferment on payment. \n5. Always remain in contact with them.\n\nYou may ask for a deferment payment if the loans have not exceeded the overdue period without contact from the loan holder. They will work with you on payment arrangements if you communicate your situation. \n\nKeep in mind that student loans can be deducted from your payroll... as well as taken out of your end of year taxes, if you do not ever resolve the issues with the loan holder. This could also be considered a federal offense if the account is never closed out. \n\nJust keep your eyes peeled, keep lines of communication open, and you should be OK. \n\nGOOD LUCK!