we all smile, but really, how is ur credit rating? bad huh?
931012
My credit is of perfect condition. How did I get it this way? Simple. I only bought things I needed/saved up for and as soon as my Visa statement arrived in the mail I would write out a check, in full of the balance, and then mailed it out the very next day. I also had a $3500 car loan that has been paid off with no late payments.\n\nYou can always join a credit union and apply for a Visa. However, the more accounts you have open will negatively affect your credit score. Late payments on accounts, old unresolved accounts, over-limit amounts, bankruptcy, ect. will also negatively affect the score.
897657
A smile from your lovely face.  ;-)
859526
Umm maybe a little but try not to lie, smile!
191043
Poorly, how about you?
520637
you are indeed correct, its a catch 22 basically, you want to build ur credit but inturn it affects your credit to apply. lame, i know. but thats the way the cookie crumbles.
861802
So your gloating, huh? Well, OK pal, so am I. lol
808763
Good, thanks how was yours?
1054356
Your credit score is good..any thing above 700 is good and gets you rated as a AAA. just keep paying everything on time \n\nNormobrian is a moron  he is totally wrong
900345
Fair enough, but I believe that's a two-way street.\n\n(I use the rating system all the time)
604941
just according to your salary and credit rating
528034
I had a really bad day today... you and everybody that answered this question (sincerely) made me feel a lot better about people in general, its nice to know the whole world isn't awful. I haven't done anything like that in awhile, but I think I will start... thanks, we need more people like you in the world
510940
lmfao, ty... that was very funny... however, because I am very tough on ratings in general (makes ya wonder why I'm married to who I'm married to and why I've let myself go over the years, cuz I would only give myself a 4 or 5 right now)\nI give it only a 7.5 only because it is a little see-through.  However, a very funny joke.  Thanks.
882483
not bad kid.  95 or so is average so your not doing too bad.
506347
dont do it if you credit is bad, not worth it
298490
loan shark?i would avoid like the plauge tho,and sort your finances out and rebuild your credit rating 1st!
424700
Fine!\nAnd How's Yours'?
870989
There is almost always room for improvement, so if you are asking that, chances are that this isn't as good as it gets :)\nThat said, you could be one of the unlucky ones for whom things don't get better.  If thats the case, I'm sorry - welcome to the club :-/