Unfair charges levied by Clydesdale financial services... where do I go for help ??
926332
The Banking Ombudsmen.
771864
Call the company and explain the situation.  They can often reverse the charge on your account when you correct the situation.  Most places are reasonable.
972652
Go to Theattorneystore.com\n\nThey are based in bedford and offer legal help nationwide.
173794
GET A LAWYER!! seriously they can't screw you like that I'm sure. Call Balkin and Doran. There are some places advertised on regular cable (2 or 3 am that's all you see) that will pay up front and you don't have to pay them back if you lose. You only pay them if you win.
463235
maybe if u call the cc co and explain they'll help u dispute the charges, while they're in dispute u don't have to pay that transaction
932658
I am 100% with you on the NTL thing I really hate that company.\n\nI have spent so many hours on the phone trying to get various problems with my service sorted out only to be given unhelpful comments and be put on hold for ages.\n\nNow they are charging me £4 a month for not paying them by Direct Debit, but when I did set up a direct debit with them last year they took £200 out of my bank that i did not owe them, it made other cheques I had written bounce and took a lot of my time to sort out.\n\nThe worst thing is that the building I live in is wired up to only use NTL so I'm stuck with them until I move.\n\nLol sorry for the rant there, when someone brings up NTL I can't help myself.
732562
you are right on track.this one is a slam dunk.though you are doing every thing right you need to contact your attorney generals office because she is adopting unfair and illegal business practices.this PERSON IS HAVING SERIOUS FINANCIAL PROBLEMS AND IS TRYING TO TAKE IT OUT ON YOU,You sound like you have enough fight in you.go get her.If I were you I would start by sending her a certified letter indicating intent to file charges against her for double dipping,and to file a $5000 dollar small claim against her for attempt to defraud.if she goes ahead with her claim to send your "bill"to a collections agency she is only giving you additional ammunition for your claims.If this thing appears on your credit you can get it removed by showing that this is an attempt to at distortion.It will also give you the additional info.you need for a successful claim.
119583
Never heard of them. If they are saying anythign along the lines of "send us an admin fee" or "send us your account details so we can process it" then it is most likely a scam!\nThey are very common where you get emails or notifications saying that you have some money owed.\n\nIf on the other hand you have a physical paper cheque in your hands then go ahead and pay it in!\n\nAll banks are regulated by the Financial Services Authority so they will be able to tell you if it is a legal UK registered bank
895538
Dear (whomever you want to address it to - manager etc)\n\nRegarding Acct#__________________\n\nI believe my account has been debited without my knowledge and I would like you to investigate the debit of $____________ which occurred on (date).  Please explain why this amount was deducted from my account and if done so improperly, please credit my account. I can be reached at______________.\n\nCordially,\nSign your name
283808
nothing apart from the collection agency get a bit miffed off because they can't charge their fees!!
883601
try stop the bank transfer NOW then call police they can trace this kinda thing  and you  should be covered for a refund from your bank depending on the bank you are in they cover loses
47000
contact the creditor. If it is a large firm ask for the collections department. Attempt to negotiate a settlement that includes elimination of the negatively reported information. Start by saying "can you help me with this". Explain the original problem and staate that you want to make it good. Sometimes they will be sympathetic. At a minimum, if you pay they have to report it as originally charged off but paid.
783566
Alright, you will need to go to the bank and talk to someone and let them know what happened and then ask them if they would please deny the charge to the lounge. Go to the lounge speak to a manager and tell them what happened because they assumed something.And tell them that they are legally responsible for all the charges from the bank and from anyone who recieved and NSF. Pay them cash for the drink that you bought . If you have a decent bank they should work with you on this. I had a very similar thing happen to me as well. It is a pain in the behind but if you want it fixed you have to do it.
1024791
what type of help are you asking for? you stated that you were charged. you need a lawyer.
914805
Is this a UK question if so....\n\nSpeak to a section supervisor and ask for a copy of the complaint procedure. If the issue isn't resolved by this go to your local MPs office and ask them for help in taking your case to the Parliamentary Ombudsman. Your MP will write to the CSA informing of this and either they will move  alot quicker or the Ombudsman will investigate your case which could lead to an award of compensation, but you must follow the CSA's internal complaints procedures to exhaustion first.
97740
First my battle cry....\n\nYou are about to go to war.  Do not fight these guys unarmed!  Your weapon is knowledge of the law!  Go to the link below and read up on the Fair Debt Collections Act.\n\nThe debt collectors are armed...they know these laws.  \n\nStopping the calls is easy.  Use the sample letters below, and send them a CERTIFIED letter.  It's not necessary to get a return receipt, you just need to prove you sent it.  If they continue to bother you then sue them!\n\nThere are other ways, but without knowing more about the who's and why's they are bothering you I can't help.  \n\nI am not a lawyer or a credit counsoler.  I am someone who has been down this path and counsoled others in dealing with these jerks.\n\nIf you need help or encouragement contact me.
58648
Call the issuing bank or Visa or MC which ever the card is and tell them they will reverse the charge.\nThere usually is an 800 phone number on the back.