Recieved a certificate of an approval of a winning and to contact Union Bank of Nigeria now,  Should I ?
916111
NO!! This is a scam to steal your identy. For real help to pay off bills go to www.crown.org, www.daveramsey.com or www.suzeorman.com\n\nMore information on the scam:\nhttp://www.snopes.com/crime/fraud/nigeria.asp\nand a similar scam:\nhttp://www.truthorfiction.com/rumors/d/dutchlottery.htm
346052
I am sorry to hear of what happened. This should be a lesson for you in terms of the dangers of online selling. I sure hope that now you don't think anymore that the man contacted you "IN GOOD FAITH" because as you are now aware, his intention is to simply empty your bank account.\n\nI don't think there is any organization in the world that can help you get your money back, especially since you are in the Philippines and this is Nigerian. If you think the person gave you correct name and contact info, you may want to file a complaint with the Nigerian embassy in the Philippines. It may not likely result to you getting back your money, but sometimes the process of doing something can make you feel better.\n\nI also have a website, and we CANCEL all orders coming from Nigeria and other well known hot beds of ecommerce scams (sorry to Nigerians here, but Nigerian scams are giving a bad bad reputation to Nigeria) -- no matter how well meaning the transaction appear to be. \n\nAnd DON'T EVER EVER GIVE YOUR BANK ACCOUNT NUMBER AGAIN. Don't deviate from your well established procedures like accepting only payments from Paypal.\n\nRead the article "How to Protect Your Business from Online Fraud" http://www.powerhomebiz.com/vol34/fraud.htm
410029
Have them checked out by Visa and Master card they would know if they are officially a merchant and if they had any complaints!Good luck and be wise about giving out your information!
831725
Regrettably, I'm going to go with you can't. I suppose you could appeal to Nigeria's government, and you should,but they may be powerless. Also consider they unfortunate possiblity you may be too late. Don't send money, and most definitely don't go there yourself.
72204
Call the bank that it's drawn on. They will tell you.\n\nIs someone scamming you?
276510
As has already been said, if you are even thinking of responding to an unsolicited e-mail regarding a big sum of money and a promise that you'll receive a big chunk of it FORGET IT! You will lose your money.\n\nHowever, if there is a legitimate reason why you wish to deal with this bank and are trying to confirm its address then you might want to visit www.firstbanknigeria.com and check out their branch address search. I see no Abuja listed. I do see Abia.
580620
i have been claim to receive money from you and i know that it is true,but i have to contact cahoot bank plc.\nwhen am i going to receive the money.
674041
If you are asking this because you have received an email or letter telling you you have won something, then I'm sorry but it's a scam.  Read this:\n\nhttp://www.ripoffreport.com/reports/ripoff185647.htm
264559
Certificate of Deposit
1146911
Are you going to TT before or after delivery?\n\nIf it is before delivery, ask yourself how much trust and confidence do you have on the seller that you will get the right type of goods that you ordered.\n\nIf it is after delivery, I think there is virtually no risk at all when your TT vide a reputable bank.
1141373
It sounds like a huge scam... Does this letter look familiar?\n\nCONGRATULATIONS: YOU HAVE WON AUSTRALIA LOTTERY PRIZE !!!\n\nAUSTRALIA LOTTO LOTTERY INC.\nDate:21/02/2006\nRef: 200658961725 \nBatch: ALLINC 0064943902/188 \nWinning no: FGAGN2701/LPRC \nCONGRATULATIONS ....................\n\nDear Sir/Madam, \n\nWe are delighted to inform you of your prize release on the  \n 20th of  FEBUARY 2006 from the Australian International Lottery programme.\n\nWhich is fully based on an electronic selection of winners using their \ne-mail addresses \nYour name was attached to ticket number; \n0061725 07056490902 serial number 6641145002 \nThis batch draws the lucky numbers as follows 4-13-22-38-46 bonus number \n17,which consequently won the lottery in the second category. \nYou hereby have been approved a lump sum pay of US$1,000,000.00\n(DOLLARS) \nin cash credit file ref: ILP/HW 47509/02 from the total cash prize of \nUS$5,000,000.00 shared amongst five lucky winners in this category "B".\nAll participant were selected through a computer balloting system drawn \nfrom Nine hundred thousand E-mail addresses from Canada, Australia, United \nStates, Asia, Europe, Middle East, Africa and Oceania as part of our \ninternational \npromotions program which is conducted annually. \nThis Lottery was promoted and sponsored by a conglomeration of some \nmultinational companies as part of their social responsibility to the \ncitizens in the communities where they have operational base. \nWe hope with part of your prize, you will participate in our end of year \nhigh stakes for US$1.3 Billion international draw. \nHOW TO CLAIM YOUR PRIZE \nSimply contact our fiducial agent, Dr Mr David Akume at \ninfolotteryaus@yahoo.com.au to file for your claim . \nPlease quote your reference, batch and winning \nnumber which can be found on the top left corner of this notification as well \nas your \nfull name, address and telephone number to help locate your file easily. \nFor security reasons, we advice all winners to keep this information \nconfidential from the public until your claim is processed and your \nprize released to you. This is part of our security protocol to avoid \ndouble claiming and unwarranted taking advantage of this programme by \nnon-participant or unofficial personnel. \nNote, all winnings MUST be claimed by the  2nd of  MARCH - 2006\notherwise all funds will be returned as Unclaimed and eventually donated to \ncharity \nCongratulations once again on your winnings!!! \n\nBest Regards \n\nSandra Dean(co-ordinator) \nPLEASE DO NOT REPLY TO THIS EMAIL.CONTACT YOUR CLAIMS \nAGENT:infolotteryaus@yahoo.com.au\nBREACH OF CONFIDENTIALITY ON THE PART OF THE WINNERS WILL RESULT \nTO \nDISQUALIFICATION. \n \nTHANKS:\nMANAGEMENT.\n\n\n\nIt's a scam letter, originating in Nigeria: check out the website \nhttp://www.quatloos.com/Posted_Letter.php?ID=13136\n\n\nHope that helps!
284508
Sounds like a scam to me.  Go to your bank right away and tell them you are a victim of fraud.  They may be able to reverse it.
560406
Call your bank.  They can look it up and tell you exactly what it is.  Then if it's not approved by you, tell them and make them send the charge back.
1128460
if you pay with pay pal or check or moneyoreder  it will be easier to report (becaseu you have proof) with cash it will be harder,.....when you look under what you've won and look under contact seller there is also item not received then you can follow the directions\n\n\nBuyers can open an Item Not Received or Significantly Not As Described dispute between 10 and 60 days after the transaction date (the date when the listing closes and the buyer commits to buying the item and the seller commits to selling it). When opening a dispute, the buyer indicates whether the item was not received or whether it was received but significantly not as described.
407474
Yes, this is a scam and here is how it works. \n\nThe criminals who run the scam are a Nigerian gang. They use stolen checks from real businesses. \n\nWhen you receive one of these checks and deposit it in your bank account, your bank will verify if the account on which the check was drawn exists and has sufficient funds. This will generally be the case. Therefore after a few business days you will receive funds in your account. \n\nNow this is where it becomes really dangerous to you: You have just passed a bad check, which is *illegal* and you can go to prison for that. Furthermore, the check can and will still bounce. When that happens it is *you* and not the bank who will be liable for any losses! Checks can bounce for months after they have already "cleared" and it is the depositor who endorsed it with his signature on the back who is responsible. You vouch for the check with your signature.\n\nOnce the bank that holds the company's account forwards it to the company's accounts department they will see that it doesn't match any check they signed. They will find that it came from a stolen checkbook. They will notify their bank, which will notify your bank and the funds will be removed from your account. \n\nIf you have already withdrawn the cash and forwarded it to the criminals (they will tell you there are taxes and handling fees to be paid) then your account will be thousands of dollars in the red. It will get frozen. The bank may report you to the police. You may be charged with and prosecuted for passing bad checks and for wire fraud. \n\nIf you receive any check under an arrangement where you are to cash it and forward funds from it to the check sender or a third party nominated by the sender, you can safely assume it to be a scam. Take the check to the police. Possession of fake checks is a crime under US Federal Law.
232059
Do Not Do! If you win something they should not ask for cc# or bank account#. Report it immediately. Go to yahoocustomerservices.com then answer form. Hurry
220562
First of all did you even enter this Lottery?? If not then its a scam if you answer it the next thing they will want your bank account details so they can transfer the so called winnings into your bank But the only that will happen is they will steal all the money from your account. Don't even answer the letter cause that will confirm your details and the scammers can do many fraudlent things with YOUR identity.\nP S its proberly a Nigerian money transfer scam