Are there any state or federal programs that will help a single mom on SSI buy a home?
342530
FHA *(hud) will let you use the ssi income to help you qualify for your home...then depending on what state you live in, there might be some local or state funds available to use for downpayment money.  Just make sure that when you go to a lender to apply for a loan, go to one that is FHA approved...otherwise they will not offer you an FHA mortgage.
384950
The Government has created a portal to help individuals who need benefits because of life events. Visit http://www.govbenefits.gov\n\nUse the drop down button\nDO YOU NEED BENEFITS BECAUSE OF A LIFE EVENT?\nChoose the life situation best applicable to you and then see if you qualify for the available government assistance.\n\nYou can also contact your county health office to see what assistance may be available to your family.\n\nForget grant money - there's hardly any money for individuals. Go to the Catalog of Federal Domestic Assistance (CFDA) and Grants.gov - these are two sites created by the federal government to provide transparency and information on grants. But you'd be hard pressed to find any grant that would support individuals.\n\nMost of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
841481
All states, including Texas, offer a government sponsored first time home buyer program directed towards lower income buyers.  The buyer (or better yet ... the borrower) definitely needs to be a citizen.  If your credit is a mess, they usually offer credit counseling as a free service.  These government programs usually include down payment assistance in the form of a forgivable deferred loan (a loan you never have to pay back that goes away over a small number of years), which is much like a grant as long as you don't buy and sell your house fast.  Some states offer special interest rates too.  It usually works out to be a better than average deal if you can qualify.  I found the program for Texas in the link below.  Good luck!
983556
it depends on what part of florida you are in i think but i was in the pan handle.  You can go to a Job Plus office and they will help you apply for it or just go to the child and family services building.  You can apply for food stamps medicaid and TANF or cash assistance.  But be worned you must have no income for TANF.  If you are only getting child support and you apply for TANF they will take your child support to pay for the cash assistance.  Even if your child support is more than what TANF will give you.  Like in my case i was getting $288 a month for child support and TANF would only give $148 a month.  In order to get that they wanted to take my $288 and only give me $148 so in that case it didn't make sence to get TANF. Also if you do end up getting TANF they require you to do comunity service to recieve it.  In my case i would have been required to do 40 hours a week of comunity service to get $148 a MONTH.  So be sure you ask your social worker lots of information.  Things they will need for you to apply is social security cards for you and child/children birth certificates for all proof of income either last 4 pay stubs or a form filled out from someone not in your house hold that can verify there is no income.  You will probably also need to show proof of residencey which would be an electric bill or lease/deed in your name.  If you are living with family members they may need to sign a form stating that they are not supplying you with food or cash that way the food stamps is based on your family size and not effected by other family members income. Also if you have any children under the age of 5 be sure to apply for WIC.  You can apply for that at your local health department and it will supply you with things like milk cheese peanut butter cerials and fruit juice.  It helps alot because it pretty much supplies you for the month with those things.  and its very easy to get.  Hope i was able to help!
1140282
Look into the PASS program. You can get information on that at your local SSA office, or http://www.SSA.gov
1167120
Here is a list of ALL federal grants available to home owners. There's not many, and none to help in purchasing a new home -unless you are willing to give sweat equity or you qualify as very low income.\n\n10.417 USDA Very Low-Income Housing Repair Loans and Grants \nhttp://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=10.417\n\n10.433 USDA Rural Housing Preservation Grants \n10.444 USDA Direct Housing_Natural Disaster Loans and Grants \n11.462 DOC Hydrologic Research \n12.111 DOD Emergency Advance Measures for Flood Prevention \n14.126 HUD Mortgage Insurance_Cooperative Projects \n14.127 HUD Mortgage Insurance_Manufactured Home Parks \n14.132 HUD Mortgage Insurance_Purchase of Sales-Type Cooperative Housing Units \n14.168 HUD Land Sales_Certain Subdivided Land \n14.197 HUD Multifamily Assisted Housing Reform and Affordability Act \n\n14.247 HUD Self-Help Homeownership Opportunity Program \nhttp://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=14.247\n\n14.310 HUD Teacher Next Door Initiative \n14.856 HUD Lower Income Housing Assistance Program_Section 8 Moderate Rehabilitation \n14.901 HUD Healthy Homes Demonstration Grants \n14.902 HUD Lead Technical Studies Grants \n66.032 EPA State Indoor Radon Grants \n66.806 EPA Superfund Technical Assistance Grants (TAG) for Community Groups at National Priority List (NPL) Sites \n97.022 DHS Flood Insurance\n\nYou can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently. \n\nThere is no truth to what others say that there are grants for just about any purpose. That's not how grants work, and that's a myth perpetuated by those who wish to profit from this misinformation (and there are a lot)\n\nMost of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
818326
I suggest you check out non profits, who are the recipients of most housing grants. Check out Habitat for Humanity. \n\nAlso visit the Nehemiah Corp as they have a downpayment assistance program for qualified lenders http://www.getdownpayment.com/\n\nThe Housing and Urban Development in their Grants Available page makes it clear that they do not provide grants to individuals -- hence no grants for a person to buy a home http://www.hud.gov/grants/index.cfm\n\n"While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available."\n\n You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.\n\nNote though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.
284844
The Government has created a portal to help individuals who need benefits because of life events. Visit http://www.govbenefits.gov\n\nUse the drop down button\nDO YOU NEED BENEFITS BECAUSE OF A LIFE EVENT?\nChoose the life situation best applicable to you and then see if you qualify for the available government assistance.\n\nForget grant money - there's hardly any money for individuals. Go to the Catalog of Federal Domestic Assistance (CFDA) and Grants.gov - these are two sites created by the federal government to provide transparency and information on grants. But you'd be hard pressed to find any grant that would support individuals.\n\nTo check for available housing grants, go to HUD http://www.hud.gov/offices/adm/grants/fundsavail.cfm\n\n\nhttp://www.cfda.gov\nhttp://www.grants.gov\nhttp://gtionline.fdncenter.org\nhttp://www.powerhomebiz.com/vol66/grants.htm\nhttp://www.sba.gov/expanding/grants.html
679407
This would probably be a state or county program.  You are right that HUD is the federal program, and I'm not surprised that the waiting list is very long.  I would start with the counselor or whoever is responsible for your disability insurance (workers' comp insurance carrier or state disability, or perhaps Veteran's Administration), and ask what they know about housing assistance.  Once you have a social worker assigned to you in any one program, part of their job is to know what other programs you may be eligible for, and how to go about applying.\n\nI'm in school now (right now; typing this in lab) on a program run by the state unemployment office but financed by federal money.  I feel guilty about using tax money, but you gotta do what you gotta do.  I take comfort in the fact that I paid taxes -- a huge amount, in my opinion -- for many years before I was laid off.\n\nGood luck!
369834
You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes. \n\nIn the instructions at Grants.gov, you have to first go to CFDA to find out the grant number that you qualify. You can search CFDA various ways (by grant number, by keyword, etc.). You can find grant programs by category -- here are the lists of grants under Home Buying/Homeownership http://12.46.245.173/pls/portal30/CATALOG.FIND_GRANT_PROGRAM_TXT.SHOW?p_arg_names=func_cat_cd&p_arg_values=ML  Check if any applies to you\n\nTo make searching easier, Housing and Urban Development HUD has a list of housing grants http://www.hud.gov/offices/adm/grants/fundsavail.cfm - though I have NOT seen any grants available for first time homeowners.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.\n\nNote though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants. \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs \n\nhttp://www.cfda.gov\nhttp://www.grants.gov\nhttp://gtionline.fdncenter.org\nhttp://www.powerhomebiz.com/vol66/grants.htm\nhttp://www.sba.gov/expanding/grants.html
626095
If you're in California you may want to visit CalHFA. They have a variety of 1st time home owner assistance program
1110829
Check out Fannie Mae's website for all their loan programs and the lenders who process their low income loans:\n\nhttp://tinyurl.com/9ybcz\n\nAlso, check with your city hall. Every city has loan assistant programs (sometimes even grants) and affordable homes for sale to low income persons. \n\nRegards
546883
hmmmm!\nNo but not working will not help your status either, understand, your ssi will effect the amount of food stamps you can qualify for and reveive in most States.
393400
FIND A SOCIAL SERVICE PROVIDER IN YOUR AREA, THEY SHOULD BE ABLE TO HELP U WITH HOUSING,FOOD,CLOTHES,ETC....
187151
Contact your local social services.... they might be able to help you...that was how I got my job babysitting for low income families on the aspire program. It might be different state to state, but I am sure they will probably be able to steer you in the right direction. Good Luck.
966225
The Housing and Urban Development in their Grants Available page makes it clear that they do not provide grants to individuals -- hence no grants for a person to buy a home http://www.hud.gov/grants/index.cfm\n\n"While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available."\n\nI suggest you check out non profits, who are the recipients of most housing grants. Check out Habitat for Humanity - though I doubt they offer closing cost assistance (I know they offer something like sweat-for-equity where you build your house). \n\nAlso visit the Nehemiah Corp as they have a downpayment assistance program for qualified lenders  http://www.getdownpayment.com/  - but then again, your needs are for closing costs.\n\n You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes. I doubt though that you can find any grants to assist you for your closing costs.\n\nTalk to your realtor and mortgage lender and ask them if they could direct you to any assistance program.
212280
Check with your local Housing Authority to see if they offer any programs that can help. Also check with FFA,HUD and the local office of any real estate company, they may guide you into the right program for you. As well, if you have any prior military background, you could check into a Veterans program for houses. Hope this helps.