I am a lender, I need a loan agreement form (Promissory Note)in CA.Thanks?
338332
There are sites that offer free sample Promissory Notes such as:\nhttp://www.ilrg.com/forms/promnote/us/ca\nhttp://contracts.onecle.com/cpk/hipp.prom.2000.08.02.shtml\nhttp://www.kinseylaw.com/freestuff/LOANS/calprominstallwbaloon.html
377865
Is someone willing to co-sign for you? If not, ask your school which lenders can help; they should have a list.
273390
yes try Creative Mortgage out of Denver. Colorado. 1-866-488-0929 ask for Anthony in HR. they can do just about any type loan any where.
487244
You may need to talk to your lender who is carrying the note. They may refinance the loan into a no prepayment. Also if the loan has a soft prepayment you can sell the home.
437357
call your loan company and ask them to send you a new copy of the interest.
1072002
It depends on where you are and your credit score.  I signed a borrower who had just gone BK and was getting a loan within couple of months (I’m a signing agent notary public in CA).\n\nOther options would be to try to find a property with owner financing.
806169
if it looks like this.. then yes..\n\nEMPLOYEE LOAN AGREEMENT\n\n\n        THIS EMPLOYEE LOAN AGREEMENT ("Agreement") is entered into as of the\n30th day of April, 2001, by and between INKTOMI CORPORATION, a Delaware\ncorporation (the "Company"), and EDWARD AUGUSTUS HALLY ("Employee") and MARGARET\nELIZABETH MASTERSON (the wife of Employee), who are together herein referred to\nas the "Borrowers".\n\n\n                                    RECITALS\n\n                A. Employee is employed by the Company as its Senior Vice\nPresident and General Manager of the Content Networking Solutions Group.\n\n                B. Borrowers have found it necessary to relocate their residence\nin order for Employee to become an employee of the Company.\n\n                C. The Company and Borrowers desire that the Company lend to\nBorrowers the sum of One Million Seven Hundred Thirty-Five Thousand Dollars\n($1,735,000.00) to assist Borrowers in purchasing a new principal residence.\n\n        NOW, THEREFORE, the Company and Borrowers agree as follows:\n\n\n                                    AGREEMENT\n\n        PAYMENT: The Company will lend to Borrowers the amount of One Million\nSeven Hundred Thirty-Five Thousand Dollars ($1,735,000.00) (the "Loan"), which\namount shall be used by Borrowers for the sole purpose of purchasing a new\nresidence located at 17 Acorn Lane in the City of Los Altos, County of Santa\nClara, California (the "Property") pursuant to the terms and conditions set\nforth herein.\n\n        CONDITIONS PRECEDENT: The Company's obligation to extend the Loan to\nBorrowers pursuant to this Agreement is expressly conditioned upon the\nsatisfaction of or waiver by the Company of all of the following conditions\nprecedent, each of which is exclusively for the benefit of the Company:\n\n        Borrowers shall have delivered to the Company each of the following\n(herein referred to as "Loan Documents"):\n\n        One (1) original promissory note in the amount of One Million Seven\nHundred Thirty-Five Thousand Dollars ($1,735,000.00) in substantially the same\nform as Exhibit A attached hereto (the "Note"), with all uncompleted information\nfully completed; and\n\n        One (1) fully executed, validly acknowledged deed of trust and the rider\nthereto, encumbering the Property as security for the Note, in substantially the\nsame form as Exhibit B attached hereto, with all uncompleted information fully\ncompleted (the "Deed of Trust"); and\n\n\n\n                                      -1-\n<PAGE>   2\n\n        Two (2) fully executed Promissory Note and Truth-In-Lending Disclosures,\nin substantially the same form as Exhibit C attached hereto, with all\nuncompleted information fully completed (the "Truth-in-Lending"); and\n\n        Two (2) fully executed Certificates of Employee, in substantially the\nsame form as Exhibit D attached hereto, with all uncompleted information fully\ncompleted (the "Employee Certificate").\n\n        Lender shall have received from First American Title Guaranty Company\n(the "Title Company") a title insurance policy insuring the Deed of Trust in the\namount of the Note as a first lien on the Property, subject only to the\nexceptions to title described in Items Nos. 1, 2, 3, and 4 of that certain\nPreliminary Report prepared by the Title Company, dated April 5, 2001, and\nbearing Order No. 660189, and including the following title insurance\nendorsements: 100, 103.7, and 110.9.\n\n        Lender shall have received an appraisal in form and prepared by an\nappraiser approved by Lender determining that the appraised value of the\nProperty is at least $1,735,000.00.\n\n        Lender shall have received a copy of a U.S. FIRPTA certificate, and the\nstate equivalent certificate, executed by Dr. Eugene Bauer and Gloria Bauer,\nacceptable to Lender and providing that no withhold
961458
You dont need to send a letter.  Just go into the bank and tell them what you need to do.  You also dont have to refi with the bank you have the loan with.  You can go wherever you want.  Just make sure you know what the current payoff amount is.
1014637
I think your broker is on the right track with this.  You've got two avenues to attack here: the letter and the mortgage.  To me, it looks like your better avenue would be to get this letter.  You'll have this problem with any mortgage company.\n\nIt seems silly to me that you are getting a stone wall at work.  Write up a soppy letter that explains how you need this loan and one piece of paper from them is all that is keeping you away from your dream.  \n\nAlso, the letter you show the lender doesn't necessarily need to be from the president of the company.  They're usually just looking for something on their letterhead with a signature of someone in some kind of supervisory position to you.  \n\nBest of luck!
238099
A promissory note is a document you sign before you can receive financial aid for school. Basically, it is an understanding between you and the lender that you comprehend what you are doing and that you agree to pay back the money loaned when you are out of school and out of the deferment period.It is also an understanding that you are obliged to repay money to the financial source. Any questions...feel free to email me at peaceful_collision@yahoo.com
438836
The receiver doesn't have the option to just turn a payment into interest only.  You first need to consult the loan agreement as to how the payments are to be applied.  If the agreement allows him to do that, you are getting screwed because you will never pay down the loan and you will be in debt on the property forever.\nIf the payments are interest only, you can deduct that amount on schedule A.  You should receive a Form 1098 from them detailing the exact interest amount.  If you did not receive one, request one.\nJust a note - the cancelled checks may not be enough to substantiate the deduction.  You will also need the loan agreement or the Form 1098.
1057128
I process loans for Pacific West Financial which is a Mortgage Broker since 1975.  I am currently working at the Stockton branch.   E-mail me your credit score and I will let you know if my lenders can do your loan.  I may be able to give you 100% financing from different lenders that we're registered with.
163365
Ooooh, not a good idea!\n\nCanned business notes can be purchased in kits at Staples and or OfficeMax.\n\nBut you should not use one unless you can fully understand the legalese involved and what the consequences are if there is a breach.  If you don't understand the canned note, you can still get shafted -- and maybe even worse.\n\nYou're better off:\n\n1) documenting the loan using a common sense letter which you sign and the borrower signs (you keep the original)\n\n2) making the loan with a check never in cash (you'll want to fill in that Memo line at the bottom with something like: "loan to Jack to be pd on 3/3/2006". \n\n3) keeping the cancelled check;\n\n4) requiring payment using a cashier's check or money order (never cash and never with a personal check).
709385
Hello.\nI am a Private Lender, I think i can help You Get The Loan You Required,That will be If You are still interested.My Interest rate is considerate.\nContact me Via email,edward_loanfirm@yahoo.com\n\n  Mr Edward Pellicane.
608115
I belong to a company thatwrites loans in 47 states. I am an indepemdent loan officer. You can view my site at \nhttp://www.nlcofhollywood.com/jgottschall\n\nIt sounds as though this may be what yur looking for.\n\nGood Luck
186832
The industry is full of study guides.  Hit Yahoo and search for a real estate/mortgage study guide.  In CA the license is the same (one license used for both real estate and mortgage), check your state's DRE's website and figure out if you need a special license for mortgage.\n\nAnd the person who posted above is right, this is a professional's market these days and without a strong referral network it's hard to break into the market today.
1161084
You can go to www.firstgov.gov.  Also, be prepared to write a business plan that you can present to the grantor or loan officer.