can i combine 2 payments into one monthly payment...read more...?
340242
If you already own your home, you can take a loan out for both amounts as long as you have enough equity in your home. If you are purchasing a home, you can not typically add additional money to your loan.
781709
For the sake of your cash flow go for the lowest possible monthly payment.  You can always pay more, but if you have a vacancy you might need the extra wiggle room made possible by a lower minimum payment.  A fixed rate would be better than an adjustable for this just because it makes you annual planning easier.  I used to own a couple of apartment buildings and know that being able to fix as many or your payments as possible can make life easier in a crunch.
968151
If you're already at the limit of $300 on the card, paying the $21.21 wont do anything to the available balance because that will go towards interest only.  \n\nYou won't be able to have the limit of $300 until all $300 is paid in full.
769473
it really depends on what ur personal circumstances are... go to a couple of banks and they'll chat u though it...so many factors play in.. like:\n do u wana pay it off as early as possible.. \nhow much u wana borrow.. \nwhat percentage of the value u want..\n.how uch you wana pay a month...\ndo you want payment breaks....
838795
Do you have credit card debt?  Please explain what you mean by debt's into loans (do you mean like payday loans) just to claify, this often means different things to different people? and what are the monthly bills? \n\n First, cut all "luxuries" down to the bone, cable, cellphones, internet, eating out, grande latte's, etc..If you have two cars, can you get by with just one? If so, sell the other. Sell anything that will help to pay off your debt.  Once your out of debt, you can always replace what you sell..but this time paying all in cash.\n\nIf you have credit cards, call the company and explain to them what is going on, emphasize your desire to pay the debt, and see if you can work out a better payment arrangment...most will be willing to...if not, look into a  debt consolidation company.  \n\nI need to know more about your situation before I could give you anymore advice.  Do NOT touch the equity in your home.  Here is  a site that I found helpful...http://www.crown.org/  E-mail me if you want to talk more indepth about your situation..
554511
That depends on if the bank you got your loan through will penalize you if you pay it off faster- sadly a lot of banks do that. Try calling the bank, explain you have a loan through them, and ask them if you can pay extra on your principle amount each month. If they say yes, then when you write your check for the payments, make sure to include an extra note which says, "Please apply any extra amount to my principle".\n\nIt also matters on how big your payments are- how much you can afford to pay per month.
1100227
Some better info is that an option arm gives you 4 payment options each month.  There is a minimum payment that usually based on a pre determined amount of interest like say 3%.  They take your loan amount based on a 30 year mortgage at the 3% and you get a nice little payment.  The problem is that this is considered a neg-am loan which means you are going backwards.  SOme loan companies recast your loan every year to avoid this (World Savings Bank for 1)  by adding 7% to the minimum payment and this loan will not g oneg am.  the second payment option is interest only, the third payment option is 30 year am, and the 4th option is a 15 year am.  By paying the minimum payment everytime you will not be a happy camper over time.  The loan is designed for aggressive investors and folks on a commission who have ups and downs in their pay.  If you want more info let me know.
844691
Talk to your bank about getting a consolidation loan to pay them off, or put them all on one credit card so you'll just have one payment to send.
645501
If you pay 1/4 of your payment weekly, you will pay your loan off faster. There are 12 months in a year, so in a year you would have made 12 monthly payments Let's say your payments are $400 per month. On a monthly payment basis you would pay $4800 per year. If you you paid $100 per week you would have paid $5200 (52 weeks X $100)\n\nA better idea is to make additional complete monthly payments, ahead of schedule. Always send in one payment at a time, because some banks have different policies about double payments.  If you make one additional payment a year, you get two good results. \n\nFirst, you save on interest, because the faster you pay the loan off the less interest you pay. \n\nSecond, you protect your credit rating. If you have paid your payments ahead, and something happens where you are late on a payment, you are still actually on time or early.
1169931
hawk996 is right.  pay what you can, make steady, timley payments for as much as possible.  if you are doing everthing else right, you most likely will not get violated for not paying in full every month.  the court wants to see improvment and progress and it sounds like you are doing that.  keep up the good work.
262994
Last time I checked you could for a fee of about $7 per month. I didn't think it was worth it though.\nGood Luck
860571
Yes if you pay monthly rent or mortgage payment then that is the amount you would use.
335474
If you're making monthly payments, they'd be $1,217.93, so a total of $3,653.79 for three monthly payments.\n\nIf you're making quarterly payments (one payment every three months) they'd be $3,663.21.\n\nI wasn't quite sure which you meant...
577009
just pay the amount of the payment\nno one says you have to pay the whole thing at once
845814
Usually 3 payments . One at september , january and april
441531
I think what you mean is: how do you accelerate the payments on an existing mortgage?  Basically, you just make extra payments.  If you make one extra payment per year, you can end up paying off a 30-year mortgage in significantly less time (say 5-7 years less).  The reason is that anything you pay in excess of your monthly payment is applied solely to the principal of the loan.  There are various ways to set up accelarated payment schedules for yourself.  One way is to simply double your payment one month per year.  Another is to divide your monthly mortgage amount in half and pay that amount every two weeks.  This will result in roughly one extra monthly payment per year.  Or, just increase each monthly payment by 1/12th.  Whatever works for your budget.\n\nYahoo has a calculator that shows you how much you will save and how much you will reduce the length of your mortgage by making extra payments: http://partners.leadfusion.com/tools/yahoo_loan/home16/tool.fcs
39873
Yes you can,there are many co's who will help you out in consolidating all your bills into one.And being a loan officer I like to suggest you that its better to consolidate your bills with you house mortgage if you have one.