How to track lien and mortgage information?
344138
You would need to go to the County Registrar of the property you are inquiring about, provide them with identification, and then you can search the records. First you should no the A.P.N. (Assessors Parcel Number.) Many counties have websites and the process for searching for information is likely on their site.\n\nIf you don't have a specific property in mind, perhaps you are looking to find properties in distress?, that would involve a different process.
172473
Not sure who the expert is.  If you are looking for mortgage information, here is a good glossary:\nhttp://www.regionalmortgages.com/terms.html
346295
from mortgagetransit.com
290075
You can go to www.nslds.ed.gov to see the status of any federal loans that you have (if you no longer have a PIN, you must apply for one in order to view this data -- but it's worth it to have the access).  This system will let you know if you are still in default, if payments are being made (whether from wage garnishment, forfeiture of your tax refund, etc), and so on.  If your loan is still held by the original lender, you might also be able to view your loan's repayment status on the Web site of the loan holder (i.e. the lender/servicer, i.e. Sallie Mae, Citibank, etc... whoever used to send you bills).
318017
simply have a release of lien form filed in the county court clerks office where the home is. The cost is about $10. Any title company can prepare and notaries the form for you for a small fee.
265071
Go to a bank!  You can check the information on line!
964286
do a title search.\nit is worth paying the title company to do this.\ndoing yourself is difficult.\nif the county has public access to recordslook up the current owner. the document will show a recording date and a cross reference #. trace theat # and it will tell you the seller.look up that seller in general ref if you  have to but usually the recording # will tell you what you need to know. keep doing this until you get to the time period you want..\nwhen the owners name you want appears, then you have to do a geneological trace to0 find family who may or may not have pictures, and may or may not share them with you.\nstewart and american are both natiowide as i remember\nwhen you call them area code 555 1212 for info, ask for customer service.
257936
Talk with your neighbor or check you closing paperwork when you purchased the home.  HOA and its guidelines are included in your closing information supplied by your title company.  If you are a renter, contact the owner for the HOA information.
984560
You create a contract for deed, and she pays you like any other bank, you pay your mortgage.\n\nMost mortgages have a "due on sale" clause, which means that if they find out you have sold your home, they can call the mortgage due.  So be careful.  If it's paid on time, may not be a problem.  If you don't record your contract, they may not find out.  But it is a potential risk.\n\nYou should contact a real estate attorney to advise you and handle the documents and the sale.  Gather up your mortgage documents from when you did your last closing and bring them to the attorney.
301244
Boy you can get the goofiest advice on these forums!\n\nTom the mortgage guy is mostly right. If you want to have the loan in only one name, then you can only put that name on the title. After closing, record a transfer from you to you and Lisa. (that was not a typo) \n\nIf you are using a Realtor to find the house, he will have done this before and you should be using the lender he recommended. Don't use the cheapest lender in the newspaper. That guy was just working at a tire store two weeks ago. If you aren't using a Realtor, you should be. Sheesh.\n\nI am glad to refer you to a ReMax agent in your home town that I have personally interviewed. Call or email me.\n\nLeigh M\nPortland, Oregon\nhttp://www.LeighMaynard.com\n\nI am not an attorney. I am not YOUR attorney. Nor do I play one on TV.
429365
Unfortunately in the - very advanced - society we currently live in, the computers do not have a field for joint applications and/or accounts.\n\nThey - institutions and the like - say yes it is joint, but the fact is whoever is listed first, is who the account/property, etc is listed under.\n\nOne (the institution etc.) has to look further into the matter (via computer screen) to see the joint names.\n\nBut it is the individual that appears first on the account that USUALLY has ALL the control.\n\nHaving said that, when you contact the customer service departments, speak to a supervisor, if the rep. is not responsive. YOU ARE listed on the account and have the right to the information. So a)You should get billings - even if they are copies, and c)You are entitled to mortgage interest information - if you know the amount - then you are legally (understand I am NOT an attorney/accountant) entitled you use at least 50% - if not more. It depends on what percentage of mortgage /home equity you pay - even if you do pay ALL, ex may argue he used his funds to pay your 'whatever' bills.\n\nb)Equity account awarded to you - again speak to supervisor and/or their legal people. Explain you have judgment in your favor-they SHOULD- give you the access you need to the equity.\n\nd) If the house is in your name, then the house is yours and the loan is 'joint' Insurance claims as I understand (I'm not an insurance agent)are paid out to the lien holder's favor (mortgage company) who would then release it to proper party - like the people that reconstructed whatever broke - so do not pay out of pocket - let insurance company pay.\n\nNone of the above is easy, or a great way to do things.  it will take time, and probably longer than you would like. Document EVERYTHING, who you talk to and when, check your credit report regularly (I have a link to free report on my website) and do what you can to move on.\n\nYou may decide it prudent to get a second opinion from an another attorney, it may be expensive, but may be worth it, IF it allows you to get on with your life.\n\nGood Luck!
1156964
Contact the bank where the mortgage is.
413659
You have to look up the Property Tax Authority or County assessor & look up the owners name.  Once you have that look up the county recorder's office to see if you can do an online document search for an recorded deed of trusts for example.  It will show all liens against a person & the document will show show the parcel or operty address its tied too on the document.  Some Counties hold this info private & you may have a hard time getting this (if your in some parts of CA).
710074
1.  Have your title company provide you a copy of the title report.  It will show any items of public record (property taxes, tax liens, mortgages, etc.) that affect the property and confirm ownership.\n\n2.  Have your broker get a disclosure statement from the Seller.  The disclosure is a statement from the Seller of any known defects and condition of the property.\n\n3.  Have a home inspection done by someone licensed or by a general contractor.  The report they issue will point out things the disclosure statement may not.  It is a physical inspection of the property and it's systems.
1790
First of all, if a lien was place, you should have received something in the mail that indicated such.  If you didn't, get down to the County Recorder's office and do a search on your parcel number.  It's quick, free and easy.
228373
you can get a letter report from a title company.  the tital company checks to see if there are any liens, etc. on the property.
377816
Try visiting your state's website for governing the real estate entity.  They should have a number to call for grievances.  If you are in California, visit www.dre.ca.gov.  That is definitely illegal and you may have a small window for statute of limitations on this so act quickly.  If you call the lender first, before seeking guidance, they may "call the note" which means that you will have to refinance or pay the loan in full at that point in time.