This is mv first time trying to get a credit card and I'm having a hard time trying to find one?
354068
you can get a great card at www.entrustsystems.com/wow with no credit check and you don't even need a bank account
935080
there are many many banks and credit institutions who issue mastercard credit cards. You can do a google or yahoo search online and find one easily that way.
150217
A debit card usually isn't a problem, this has to do with banks and they have their own system for checking good standing in the banking system. As long as you don't have a slew of bounced checks somewhere you should be allright. A credit card is harder. Lots of time you just have to wait a little while.Here's a good idea, some jewelry stores will offer credit to anyone. I did this and received three credit cards within a matter of weeks. I didn't have a bankruptcy,though, but I had really awful credit and I tried for three years to get a credit card.
567312
Having a history of good, revolving credit (finger hut, Mervyns, Sears, JC Penney) will help you.  Just use it.  If you buy one thing, once, that won't really help.  I got a card at Mervyns and bought maybe one item every three months.  It helped me.  I had a great credit history but "lack of revolving accounts".
877732
Avoid this one like the plague as well.  It's a racket, it isn't a real credit card at all.  They only thing you can buy is overpriced junk from their catalog.  For that dubious privileged they charge you for the "card" and charge you a monthly fee.\n\nSave your money.  It isn't going to help your credit in the slightest.\n\nAnd yes, you will have to pay a shipping fee as well for items you purchase.
573075
First of all don't go around applying like crazy. That actually decreases your credit score. I particularly got my first credit card with Capital One, but only after an uncle of mine put my as an additional on his American Express. If you have a trustworthy family member or friend, I suggest you to do that first. After about one year, that's when I applied for a Capital One card. They gave me a 14.9% APR and a $250 credit limit (which still after almost 4 years is still the same). I started using it consciously and then they sent me 2 more. I got out of the American Express I had with my uncle and know I am building my credit with this 3 cards. I applied for a car loan and they gave me 9%.  There is a Financial Literacy Program (is free) you can do on www.dmcccorp.org that would teach you a lot and they will even give you a completion certificate that can be added to your comments section on your credit reports. A friend of mine is enrolled in their Debt manegement plan and referred me to this course. Good luck.
679732
dont try to apply for many cards at the same time, cause credit cards companies are going to check your credit report and that will low your score a lot, cause of course, they are doing the same thing at the same time. So, try to aply for one or two credit cards only, such as, chase, american express, and washington mutual credit card. Avoid capital one, thats a piece of sh...\n\ngood luck :)
82861
see if you can go on your mom's or dads credit card as authorized user then use it and PAY for it...it will report on your credit, also try to get on one that has no balance and pay for it yourself. take the FULL responciblity
698466
for credit cards with any type of credit none bad or fair try\nhttp://www.wesayes.com
390256
your CVV2 code should be asked for (or your zip code if it is a personal credit card). It is the last 3 digits on the back of your card. \n\nAs for honesty, well, you just have to keep an eye out on your bank statement to make sure the correct payment was charged. And call the bank or CC company as soon as possible if the wrong amount was charged.\n\nSigning a slip at a store is for identfication. They should ask for an ID if the card isn't signed on the back or check the signature to make sure they match.
963826
You contact the credit card company and they investigate it. sometimes it can turn out to be a parent company of something you charged. at other times it can be an error. but for example i have a bank of montreal mastercard so if i have an error on my statement i call them. if you have a store card you would call the head office etc. check the back of your card and see if there is a number. if not look up their web site online.
477230
THE FIRST CREDIT CARD I GOT WAS FROM THE WOMEN'S EXPRESS STORE ABOUT A YEAR AN A HALF AGO. IT WAS A CREDIT LIMIT OF $150. AFTER I PAID ON IT FAITHFULLY FOR ABOUT 6 MONTHS, I STARTED GETTING CREDIT CARDS OFFERS IN THE MAIL. I FOUND SOME GOOD ONES WITH A FIXED RATE AND I WAS APPROVED FOR ONE OF THEM WITH A $1000 CREDIT LIMIT. I PAID THEM OFF, BUT LEFT THEM OPEN WITH A $0 BALANCE. THAT'S THE BEST WAY TO RAISE YOUR CREDIT SCORE. SO NOW I GET AT LEAST 2 CREDIT CARD OFFERS A DAY AND HAVE A CREDIT CARD WITH A BALANCE WITH $3000 NOW. (DON'T WORRY, I CAN PAY FOR THAT) :-) BUT JUST MAKE SURE YOU CAN PAY FOR THE BALANCE CUZ YOU DON'T WANT TO GET YOURSELF IN CREDIT CARD DEBT. SO START OFF WITH A SMALL RETAIL STORE, THEN EVENTUALLY YOU'LL MOVE INTO BIGGER CREDIT CARD COMPANIES. GOOD LUCK!\n\nPS. SO WITHIN A YEAR AN A HALF, I WENT FROM HAVING NO CREDIT TO VERY HIGH CREDIT SCORE. JUST LEAVE CREDIT CARDS OPEN WITH A ZERO BALANCE. THAT SHOWS THE CREDITORS THAT YOU HAVE THE CASH TO BUY THINGS WITH, INSTEAD OF USING YOUR CREDIT CARD. I KNOW A LOT MORE TOO BECAUSE I WORK AT A MORTGAGE COMPANY. EMAIL ME IF YOU HAVE ANYMORE QUESTIONS!
786098
Sometimes to get started you have to go to some local store,  like an appliance store, and arrange a modest purchase to be paid in installments,the interest will be high, bite the bullet.  Make sure you pay each payment ahead of time by a few days, in person if you can.  Be certain of your payment due date and amount, and be certian it is RECEIVED before the due date each month.  If you can't do this you will be really screwed with a credit card.  What you are doing is proving you are a responsible person about debts.  Interest rates will improve as you advance.  Just make absolutely sure, when you get a card that you can always pay more than the minimum payment on your purchases or you will pay more than double their worth.
596381
Just get any credit card, doesn't matter what the interest rate or anything is. Just make sure you pay it off every month then the interest won't matter and it will help your credit rating. Make sure the card doesn't have an annual fee either. Then eventually you will be offered better credit cards. I currently have 7 credit cards because i opened four credit cards when i was 17 then went from there and now i have better credit cards with rewards.\n\nDo not listen to the people that are telling you to get debit cards, if you want a credit rating you need to have available credit which doesn't apply to a debit card.\n\nAlso, getting a credit card from certain stores such as Victoria's secret don't necesarily work as a real credit card, they are only limited to that store.\n\nCiti card would be a good card to start out with, you just have to be responsible with it, if you want a good credit rating you can't abuse it.
946831
If you have a bank account, you may consider asking your bank for a credit card.  They may require that it be secured, which means you would have say $500 in an account that you couldn't touch, and you would be borrowing against that money and paying it back.  Then use it for gas and groceries and pay it back every month.  After a while (six months or so) you can apply for a real credit card, they will see you can pay, and will probably say yes and offer you a higher credit limit. As long as you use the cards, but don't really appear to need the cards, they keep raising your limits. For credit scores to be good once you get your cards, you don't want to have the cards charged up above 30% of the total value.  Stay away from Capital One, they do more injury than good to people's credit scores.\n\nYou can also try jewelry stores and electronic stores if they have anything you want to buy.\n\nThere are other ways too, but they take some major explaining. So if you are curious, email me and I'll respond.  Part of how you better your credit has to do with why you want it improved. What is your goal and why?
1164438
Stores like Sears or Best Buy offer store credit cards with much less strict credit requirements.  You might try getting a Sear charge card and making a few purchases to establish a credit history.
1123389
its called a cash advance, they incure really high interst rates so be careful, you first have to set up a pin number with you credit card first