Which is the best bank for saving and checking in US? (Bank of America, Wacovia, Suntrust........)?
351683
The best banks are usually the regional or local banks not the nationals.
515582
Hey I am in PA also heres one i have in my favorites\nhttp://www.bankdirectory.net/pennsylvania_banks.htm
687618
Wachovia does. It's great, I've been out of school for a year now and I still use my free checking account.
425645
The best programs are from Wells Fargo & Bank of America. They have low annual fees, no application fees, no maintenance fees, and lower interest rates. They are available in all 50 states. Both Wells Fargo and Bank of America report their accounts to all 3 credit bureaus.\n\nStay away from the "Sub Prime" crap like First Premier, Aspire & Orchard Bank. They have lots of hidden fees.\n\nYou can review lots of programs at www.bankrate.com\n\n\nGood Luck
449379
Yes.\n\nI have a link to it on my website - bankrate.com.\n\nIt is okay - but not always very thorough - depending on where you live. Click on the compare rates tab (on top) and then answer the questions - state, city - and you will have a comparison.\n\nUse it as a guide - think about how you will use your account and bank, and let that help you choose.\n\nFor instance: Need a bank with atms near where I work and play, need a bank that is open when I can get there, need a bank that doesn't charge me for checking, need a bank that is easy to get in and out of, need a bank with helpful staff, etc...you know what you need\n\nGood luck
60699
It all depends on what you need from a bank. You can get more bang for your buck if you choose an individual bank for each banking need. A bank that gives you a good deal on free checking may not be able to give you a good savings rate.\n\nMyself, I have a Bank of America checking account ('free' with direct deposit, but I'm very happy with their bill pay program), a savings account with Emigrant Direct (4.25% APY), and I use credit cards from Citibank (excellent cash rewards).
223582
It depends what you want it for. ALl our major banks offer various competing products and are mostly country wide, unlike in some other countries. \nIf you want to compare their bank rates go to USwitch or a similar website and compare the specific bank product you are interested in.\n\nPersonally I would stay clear of HSBC and Lloyds as they bothe screwed me around!
61525
Open a "Complete" account.  It is their best product and is by far the best inthe industry.  Trades cost 13.99 and everything else is free.  No other fees.  ATM fees are refunded.  It is awesome.  Highly recommended.
918681
That depends on which bank or credit union your using for your accounts. you can go to www.bankrate.com and check the best rates on savings accounts, MMA's, and CD in your local area.
1132077
Looking for a credit union in Cape Girardeau? Check out http://www.creditunion.coop/cu_locator to find the nearest credit union in your location. \n\nCredit unions are definitely the way to go. Most offer all the same servicees as banks, but because they are not-for-profit, they can offer lower loan rates and higher rates on your savings. \n\nGood luck!
996218
ING is great.  Check out www.GMACBank.com (also).  I have both. GMAC has an ATM card & free checks as well as electronic transfers. Currently GMAC has higher rates for savings.\n\nBoth are FDIC insured. Both are major players in the on line market.
474799
Wachovia - Don't know anything about it.\nBofA - hate them, their customer service is horrible, your just a number to them; have had different accounts there (business & personal) and have had anything but a good experience, no matter what the situation.\nWahsington Mutual - they are very good.  I don't bank there only because I have a credit union for the past 8 years.  Any dealings I have had have always been pleasant.  They are willing to please, actually listen to you and seem to care about you even if you aren't an account holder\n\nAll said, I would go with Washington Mutual.
93998
Switzerland is pretty solid, they have a strong reputation and Switzerland has also stayed out of any major conflicts in the past 500 years. If you are looking for a bank to shelter your assets, try the Caribbean, not as solid but it know one else knows about it; and the largest bank in the united states is Citibank, a financial conglomerate.
742544
I use bank of america. My husband and I have used them for several years. We have never had any problems with them. Everytime we have gone in to the bank or tried to call someone on the phone we have received the information we needed.
124199
Go with the following combination:\n   Online Bank Acct:  hsbcdirect.com   - offers 4.25%\n   brick & mortar bacnk:  bankofamerica - free bill pay, lots of atms.\n\nThis has worked out great for me.  I transfer money over to the Bank of America acct from my HSBC account whenever i need money in there for ATM access.  Works great and I get 4.25%!
1072465
I would try Chase.  They are everywhere!  And, I believe they just took over Bank One.  (At least all the Bank Ones here in Columbus just changed to Chase.)  The Chase website shows two branches in Wooster and 28 branches in Rochester.
403104
Capital One and ING offer the best high yield savings account.  There is no minimum, and there are no fees to maintain.  I just opened one up with Capital One, and there interest rates are 4.25%.  You're not going to find much better than that.  With both of these accounts, you can have them linked to your checking account.