how do i move out and live by myself with $20 in my pocket?
343267
You need a good paying job or some really generous friends. LOL
1022782
Look at a LOT of apartments before you decide. Factor in utilities when planning your budget-- some apartments include them, some don't. Make sure your roommate(s) all sign the lease too, so if one backs out, you're not stuck holding the bag. Ask the landlord about their policy on joint and separate liability--- it's basically who do they come after if there are multiple names on the lease and one person stops paying.\n\nDrive through the neighborhoods at different times of the day and night to see what they're like. Your chosen neighborhood may be really nice during the day and a little sketchy at night, or maybe it's near a church and you didn't know it so you're shocked that all the parking spaces are full for blocks on a Sunday afternoon.\n\nWhen you move, don't bring stuff just for the sake of bringing stuff.  Meaning... don't bring all the mismatched and chipped dinner plates from your mom's house just so you can have plates. Buy a small number of decent items instead of scavenging from friends and relatives, if you don't already have all the items you need. A first apartment can turn into a junk-shop pretty fast because you're so desparate to furnish it. It's better to only have a few water glasses than to have a cabinet full of hand-me-down mismatched junk!
431361
I think you should move out even if your not sure you can do the things suggested by the previous posted. Don't go far enough that you can't get help if you really need it and so people who care about you can keep an eye on how your doing, but also pride yourself on your new found independence and don't run to them for simple things. Get roommates if you can, it lowers your rent and helps you get a better feel for things - roommates usually don't operate like a family, they operate like independent individuals living under the same roof, and they can teach you a lot if you need to learn.
749494
Spend $100 on something you want/need.\nSpend another $100 on something stupid (go crazy with this one...once in a lifetime thing)\n\nSave the rest.  Put it up somewhere like you didn't even have it until some time comes along when you really really need money.
486937
Dont worry - you could be thirty and living by yourself and they will still treat you like you are 12. Thats something parents do :)\nDont worry - move out when you can and move on. Love and respect your parents but sooner or later, you need to take responsibility for your life
1072839
For sure.  Financially it would be your best move.  You can save money and have a nice bank account when you do move out on your own.
179411
If I was you, I would place a budget on my funds.\n1.  How much funds do you or will you posesse.\n2.  Find a motel on the outskirts of town.\n----That will rent weekly\n3.  Get a storage shed for your time away.\n\nIf you can follow your budget you will succeed.  For extra cash or for free rent call some ranchers or farmers up, they usually have big barns.  Clean there chicken coop or something.\n\nYou will make a friend, hence the glory of.\nGood luck :)
107632
Single living is going to be pretty tough in any city or state, because the bottom end of single person living is usually around 300 dollars whereever you go.  Now in bigger cities, that 300 dollars is obviously not going to get you as far in terms of "decency" as it would in a much smaller town, it just depends on what you define as "decent".  If you are going for the absolute value for the dollar, you probably want to go to a smaller town (but not small enough that it doesnt have apartments).  Also, I would really recommend living with ROOMATES.  On that income, it really helps to have everything split.  And I am afraid that on that income, having and maintaining a car, with car insurance just isnt possible (assuming you live by yourself, if you have enough roomates it may be possible)\n\nA good place to start looking at the comparative cost of living is at http://www.bestplaces.net/city/.  Under the cost of living section, it gives you a number which is calculated by taking the cost of living in that area, and dividing it by the average cost of living and multiplying it by 100.  This is the "cost of living index".\n\nAnyway, I hope that helped.
359923
I would say at $500 a month you're getting off pretty cheap.  You don't say how old you are or if you work full time or go to school.  If you went out on your own you'd have to pay rent, utilities, food, etc.  My advice would be to find a higher paying job.
148177
Develop a mind set that you have no money. No credit cards, only leave the bare minimum in your bank account and lock up your money (maybe in a bank account that is to difficult to withdraw from)\nI do this through ING direct, then i think i only have $20 bucks left for 3 days, then i don't spend anything. Works a treat.
1153997
Whoa, dear one, which planet are you from?  The rent covers your portion of living there, your use of electricity for the TV, Cable and the Internet fees, computer, DVD players, CD players, the printer, Monitor, the Speakers.  The furniture upon which you sleep or sit.  How about the food you eat or the clothes you wear, or the materials you need for school?  \n\nPaychecks don't go too far these days.  Gas has gone up tremendously in the last couple of months.  Phone, gas, electricity have all gone up and in some states have doubled because of municipal, city, and local taxes have been added.\n\nUnfortunately after all that, they just might be right.  Definitely was that way for me.\n\nMy son started collecting all the old newspapers in our apartment complex.  Collecting the soda cans tossed at our football games and saving up the plastic containers at home.  It was work, sure, but he was getting almost $20 bucks a week.  Darn sharp I say.\n\nHope this gives you a bigger picture on what may be happening with you.  Good Luck with how you chose to deal with your situation.
110431
put a little aside every day. i just took $5 out of my wallet everyday, before i left for work. if you do that for a week then you have $35. for a month that's $150. if you do it for a year then you have $1825. it may not sound like much, but it worked very well for me.
477041
Part of living at home is dealing with things like this. Depending on how much money you are giving to your mother, think of it as more of a cost of living there. If you are able to live elsewhere, for less - you MAY consider that - but don't forget - there is a whole lot more - utilities, insurance, you'll be alone or with someone that is not your mother - which means (if you are sharing) they can disappear at any time and leave you stuck with rent/bills etc.\n\nKeep track of the money, via an excel spreadsheet or even simple pen and paper. If your mother pays you back one day, great! - if not - then it was just the cost of your being safe in a place that you know - which is usually better than being in a place you don't know, with people you think you know.\n\nI Hope this helps.\n\nGood luck!
175100
Check http://atlanta.craigslist.org/ for a place to live. Be prepared to spend a lot of time looking for a place. If you can stay with someone while you look that would be good.  When you move, save money on boxes by getting to Walmart at 7:15 AM and go through the aisles and pick up boxes. You can also buy cheap paper to wrap things in at U-Haul. The more you pack yourself the more you will save.
1026611
You could mow lawns, baby sit, car wash, collect stuff from neighbors/friends/family and sale it, ask your family for a little cash but make sure that you put some of what they give you into the bank just to make them happy that you know how to spend and save your cash, sell lemonade, walk dogs, take care of pets while their homeowners are away, take care of the mail and homes while the homeowners are away (just don't actually take or touch anything your not supposed to ask first what you can do or help with around the home of the person that is leaving for a little while).
374182
First you need to know what your net income is.  In case you don't know what this is:  Net income is the income after taxes (remember we have to pay Uncle Sam first) and other deductions.\n\nYou'll also need to know the expenses you have per month. \n\nI'll give you a typical budget.\n\nExample for a Monthly budget:\n\n2500.00 Net Income\n\n0850.00 Rent or Mortgage\n0100.00 House insurance\n0100.00 Gas\n0050.00 Phone\n0050.00 Electricity\n0040.00 Cell phone\n0250.00 Food\n0100.00 Clothes\n\n1540.00 Total expenses\n\n0960.00 Balance\n\nThere are expenses that you cannot change.  For instance, the rent or mortgage do not vary  unless you move somewhere else or get a new mortgage.\n\nEverything else on this budget can be changed.  \n\nIf you see that you don't have enough money to pay the rent, then don't eat out that much, don't buy those extra pair of sneakers just because they were beautiful.\n\nIn the above budget, you have 960.00 extra per month.  You can choose to spend it all on beautiful sneakers.  I would advise you to save some of it for a rainy day. After all, 950.00 on sneakers is pretty high.  Don't you think?\n\nBesides, if you don't own a house now, maybe you'll want to save it for a house. I don't know.  Maybe you prefer to go on a vacation.  My point is:  DO NOT SPEND ALL YOUR MONEY UNLESS YOU HAVE TO.  ONE DAY YOU MIGHT NEED IT.\n\nOf course, your budget might differ from above.  I  did not take diapers for your toddlers into consideration.  Neither did I take medical costs, babysitters, or entertainment into consideration.  \n\nI figure that this is enough for you to see how a budget works.  \n\nRemember, if your income is greater than your expenses, don't spend what you have left on stupid things.\n\nIf your income is less than your expenses, you are in big trouble.  Therefore, cut down on the expenses.\n\nKeep in mind, however, that sometimes you need to spend money on stupid things.  They nourish your soul.
19598
Pay Cash\nDo things that don't require money\nDeposit Money in a savings account\nSimplify your lifestyle\nSet a financial goal