Start-up financing advice?
338737
Take a look at the small business resources available at http://www.sba.gov website.  They have lots of information on startups and loans.
1120760
The best "FREE" start up money are from two sources:\n\n- you own savings or bank account\n- your parent's or relative's bank account.\n\nOther than these two options, you'll have to shell out funds for interests for loans or give a part of your business to the investor.\n\nFor information on how to raise capital for your business, I suggest you read the following articles:\n\nHow to Raise Money to Start a Business http://www.powerhomebiz.com/vol8/HowtoRaise.htm\nFast and Fun Ways to Raise Money To Start Your Home Business http://www.powerhomebiz.com/042006/financing.htm\nFind Yourself an "Angel"  http://www.powerhomebiz.com/vol13/angel.htm\nSmall Business Financing Alternative: Future Credit Card Sales  http://www.powerhomebiz.com/102005/financing.htm\n\nYou may also want to read the following books:\n\n- Financing Your Small Business \n- Small Business Financing: How and Where To Get It \n- Financing the Small Business: A Complete Guide to Obtaining Bank Loans and All Other Types of Financing \n- The SBA Loan Book \n- Angel Capital : How to Raise Early-Stage Private Equity Financing \n- Financing Your Small Business (Barron's Business Library Series)
163027
Check the sources box for direct links concerning grants for the US as well as SBA's Financing Center.\n\nHope that helps! I wish you much success & happiness in all your ventures!
382229
The easy answer is to ask family to back the idea with private loans.  Remember to treat it professionally rather than personal, money makes enemies out of friends.\n\nYou could also incorporate and give your family stock and by that partial owner ship in the business, but retaining a larger majority of stock than was given out so that you retain control, especially since I imagine you would be involved in day to day operations, but incorporating has rules that has to be followed and may be too complicated for your situation.\n\nAnd, when all else fails you can always try to get financing from a bank.
618550
Have you tried the SBLA?  That is the Small Business Loan Association.  I do not know the web address.  Also, try your local bank.  If you have collateral and good credit, I am positive that they will work with you.\n\nGood Luck!
198265
Small Business Association.. and try federal grants - since you are minorities.. your odds of getting a grant or loan is higher.. especially since you have a solid business plan
271714
I have operated a grant research and writing consulting firm for 30 years. Do not buy into the myth that there is FREE MONEY out there for your to start your business. The people who sell this information make their money off of people who are looking for something for nothing.\n\nContact your local Small Business Administration (SBA) for courses and services that can help you learn how to do it the right way.\n\nThe government DOES provide GUARANTEES for qualified loans that may be advantage to you should you be prepared to go the professional convential route of borrowing money to establish your enterprise.\n\nGood Luck and stay away for the FREE MONEY SCAMS.
1010525
Sounds good. You can also look into a making a business plan, and applying for financing(loan) from a financial institution.\n\nFor a business plan there is a very good interactive website that might help get the plan done step-by-step, its absolutely free, and gives samples as well.\nIts a service provided by the Canadian Business Service Center\n\nwww.cbsc.org/ibp\n\nBest of Luck - Buena Suerte
26873
Don't go into debt. \nStart small and grow.  \nUse guerilla marketing techniques.  \nNETWORK.\nOnly invest in equipment that has a visible ROI in it's future.  \nUse interns and college kids as employees.\n\n- In general  Think Cheap, but think Growth!\n\nYou're way better off if you remain small for a while than if you got into a bunch of debt and had to declare personal bankruptcy or something.
605430
The business of lending is a dense one and should be researched properly. To get started, I suggest contacting the Small Business Administration (SBA) – links below. Entrepreneur also offers a great site dedicated to money & finance – see below.\n\nResearch, research, research – this cannot be stressed enough. Read as much as you can about the industry. Here are some book titles that are relevant:\n\nHow to Get a Small Business Loan: A Banker Shows You Exactly What to Do to Get a Loan (Small Business Series, No 1) by Bryan E. Milling\nThe SBA Loan Book: Get A Small Business Loan--even With Poor Credit, Weak Collateral, And No Experience by Charles H. Green\nThe Insider's Guide to Small Business Loans by Dan M. Koehler\n\nThere are plenty of free informational resources out there. Check the source box for links to articles.\n\nHope that helps! I wish you much success & happiness in all your ventures!
341331
easy debt to fund thier business...
1097936
Typically , any bank willing to lend you money wants you to have at least a 25% stake in the venture. Your business plan should work as long as your  conservative estimates will pay all bills and the loan. do not include your wages!  partnerships are another idea. if you own a home, leverage that. You may be able to swing a SBA loan, w/ your good credit and exp. good luck.
6445
You will find many resources for funding in the local yellow pages. Make sure you call a broker (not a banker or a mortgage oficer).Call one, tell them you have very bad credit and need to buy a business. They will tell you who and what company provides high-risk business loans in your area.
1020772
I recommend checking out the SBA, Entrepreneur, The Start Up Journal & Nolo. All 4 are great informational resources for the new/small business owner. I posted links for you in the source box.\n\nResearch, research, research – this cannot be stressed enough. Read as much as you can about the industry. Here are some book titles that are relevant:\n\n* Entrepreneurial Finance: For New and Emerging Businesses by James McNeill Stancill\n* The Business Startup Checklist and Planning Guide: Seize Your Entrepreneurial Dreams! by Stephanie Chandler\n* How to Really Start Your Own Business, Fourth Edition by David E. Gumpert\n* How to Really Create a Successful Business Plan: Step-by-Step Guide by David E. Gumpert\n* What No One Ever Tells You about Starting Your Own Business: Real-Life Start-Up Advice from 101 Successful Entrepreneurs (What No One Ever Tells You About Starting Your Own Business) by Jan Norman \n* Business Start-Up Kit by Steven D. Strauss \n* Start Your Own Business (Entrepreneur Magazine's Start Up) by Rieva Lesonsky\n\nThere are plenty of free informational resources out there. Check the source box for links to articles.\n\nHope that helps! I wish you much success & happiness in all your ventures!
308405
apply for a business loan, and credit cards.  Also set up a corporation then issue stock.   Having a corporation gives you owners equity from which to borrow.
582728
First step is a business plan (a really good one) your ideas, what money will be going out and what will be coming in (you have to second guess these things) and a trip to the bank for advice. A course on running a small business would help too, I did one and it turned me right off the idea lol.
834199
Get registered as self employed with the tax office. Go see a business startup specialist in a Bank.  One of the best banks out there from personal experience were Barclays they have a team of business specialists they can provide loads of info including Starting and running your own business guides on CD Rom and information fact sheets, there are other sources of information you can obtain through Business Link too. \n\nBanks usually lend on a matched funding basis to new businesses, ie 50/50 but only if you can provide a cashflow projection and business plan up front.  If you have already bought equipment to use for your business and can produce receipts this would be included in your 50%\n\nYou sound like a hardworker, working for yourself is not always easy and does demand your time and effort, from what you have said you have no objections to doing this.  The benefit obviously being that any money you make (less any deductions) is your own clear profit not someone elses.\n\nAnyhow, best of luck!