How can I start investing with very little money?
350891
Use Bank Of America  Keep The Change Program.\n\nThis is how it works:\n\nIf you have a debit card or a check card, use it as many times you can during the day.\nYour debit card is used when you buy something, let's say a Coffee in Starbucks it costs $3.07 if you pay with your debit card from your account it reduces $4.00 to nearest thent. And the $0.93 cents that you have left goes for another account of yourse.\n\nIf you use it daily you can earn like $500 thru $1200 a year.\nSo that's a way to invest money while you're spending it.
933938
You know there is a minimum amount you have to invest in money market funds. Probably at least 18,000 pounds or 10,000 US
58602
You can go to the company's home page and find out if they have direct investing options.  You see some companies allow you to buy stock directly through them McDonalds is one such company.  Buying common stock this way allows you to save money on brokerage fees.  Some companies sell for a small fee for 1 or two dollars and others for free. \n\nYou can also talk to a financial advisor.  Your local bank is a good place to start.  You can also find a financial advisor the American Express.  You can also open an account with one of the online trading companies.  However, research these carefully/.  I also suggest setting up a special bank account if you are going to do this.  This will prevent someone from using you online account to completely wipe out your savings.  \n\nOne last thing remember the market is an extremely volatile and you need to research any company prior to investing in it.  And any investment you make may bring larger rewards are extremely large disapointments.\n\nGood Luck!
765057
Before investing in anything I'd suggest at least getting a basic understanding of mutual funds and investing (in general).  If you're too lazy to learn & just want a quick investment....\nVanguard Funds would be the best choice. Do the S&P500 Index Fund or the Total Market Index Fund for diversification & low cost(no commission).\n\nA Brokerage may charge account fees for such a low balance. \nFor $3000 go direct to a good no-load mutual fund company like;\nVanguard\nFidelity\nT. Rowe Price\netc.
137696
First, start an emergency fund...$1,000 put aside for emergencies.  Second, don't EVER apply for credit cards!  Third, invest a little of it in a good mutual fund. Fourth, buy a pony.
445424
You can fund any investment by redirecting your purchasing dollars on ever thing you buy through your own store, Then you simply isolate the money that is normally retail profit in your own bank account. This take time, but is is money your are already used to spending. In the process you will create a substantial income on the side because you have a store that your friends can shop at. Email us for more info. We are here to help.
613153
Sure, there a number of ways.  If you're 18 or over, you can start up a brokerage account pretty easily and invest that way.  If you're under 18, you could still do it using a custodial account.  Those are probably the easiest.\n\nOptionally, you could start putting money into retirement accounts, such as Roth IRAs, which have tax benefits.
1062287
Do not spend one red cent of it. \n\n You did not mention your circumstances so giving advice will be too hit and miss.  \nHave you completed your education?  If not you may wish to invest in that.\n\nDo you own a house or are you renting?  You may wish to invest in a down payment on a house, but do not invest in a house larger than what you need.  A lot of people think they have to have a 3000 sq ft home.  Then they complain about the taxes, utilities, and upkeep. \n\nIf you are set in both of those departments but do not have any investment experience, you do not want to go blindly into investing just yet. Put it into a 12 mo CD for the time being and begin learning about mutual funds. They are your safest bet for the intermediate term.  Do not put all of your funds into any one investment. The key to minimize the risk of investment is diversity.  Maybe $10000 in a fund investing in Chinese companies, maybe $10000 in a fund investing in European companies, maybe $10000 in a fund investing in small U S companies, maybe $10000 in a fund investing in large cap companies. \n\n Get the picture?  Always have a cash reserve for emergencies.
148177
Develop a mind set that you have no money. No credit cards, only leave the bare minimum in your bank account and lock up your money (maybe in a bank account that is to difficult to withdraw from)\nI do this through ING direct, then i think i only have $20 bucks left for 3 days, then i don't spend anything. Works a treat.
715858
You don't say how old you are, what kind of resourses you have or your knowledge of finance in general, I.E. do you know how the market works, listed vs over the counter, options, etc.?  Before you invest a dime remember the cardinal rule of investing: the public finds out after the money's been made.  In other words, if a stock is at a high it's not the time to get in.  Also, the corolary: if it's too good to be true, it's too good to be true.  Finaly, don't invest money that you can't afford to lose, especially if you're speculating (which it sounds like you are).  Go to Morningstar.com and sign up.  It will be the best money you spend for ideas, research and analysis.  Read the Wall Street Journal and look for companies with a future.  You might want to put money in an index such as the S&P 500 especially if you think the market will keep going up (and it won't - it will correct).  Bottom line is that there is no easy answer to your question.  \n\nAvoid the following:\n\nemails with stock tips\nfax messages with stock tips\nany stock selling for under $5.00 a share (unless you're willing to lose all you invest in it\npenny stock\noptions\ncommodities\nfriends who say they "know a guy who knows a guy who said..."\n\nDo the following:\n\nUse a reputable broker either bricks and mortar (Merrill Lynch, Lehman Bros, etc, or a reputable on line broker like E*Trade, Scwabb, etc.\nPut half your money in a good mutual funds of either high or mid-cap companies - you'll have gains while you experiment\nPick a point at which you want to get out on the up side (on Wall Street the pigs get slaughtered) and stick to it\nIf a stock is falling, pick a point at which you want to cut your loss.  If it;s a good company you can always buy in at what you think the low is.\n\nGood luck.  If you find the secret let me know.  I stick to known companies with solid balance sheets and a track record.  Even so I've lost (Worldcom, GM and a few others).
620098
You could start by educating yourself. Read on the "Rich dad, poor dad" series of books by Robert Kiyosaki. Its a good book to start if you are naive to investing.\n\nThe first books in the series discusses about "financial intelligence". His perspectives are a real eye opener. From here, you develop an "eye for investing".  And believe me, there are so many investment opportunities, if only you are learned enough to see them.\n\nThe later books in the series, the "advisor series", gives more practical ideas on where to invest according to your competencies or interests. \n\nLooking to retire at age 52? That's too late! You can do it by age 37! Or even by age 36. You just need a good mentor.\n\nPlease do a google search on Robert Kiyosaki so you can judge for yourself based on the book reviews from the various critics and financial gurus.\n\nOn mutual funds, time deposits, saving accounts, bonds, etc.: Look for interest rates that keep you 6 points above the inflation rate. Lower than this and you might fall short on funds after your target retirement age.  \n\nMy personnal preference? Online stock trading! It works for me!
346403
No Money...Little Money...Lots of Money
258661
start learning, park you cash in a high yield money market until you know what you are doing.\n\nread the educational info @ bobbrinker.com
50052
Start with mutual funds. I suggest reading The Zacks Method and How to Make Money in Stocks. These books will teach you how to pick stocks on your own. I dont recommend following advice from magazines. Their picks tend to be old news by the time the magaine is printed.
344986
Nothing could be more simple. First you open an account with a brokerage firm. On line brokers charge very reasonable commissions. You normally have to make a deposit of at least $500. But in my oppinion that is not really enough to begin with. You can purchase stocks on margin, which means you only have to fund 50% of the purchase price and the brokerage firm will lend you the rest, at an interest rate of course. \n\nNext, you pick out a stock you want to buy or sell. You can do either. If you do not own the stock, selling it is called short selling. That means that eventually, you will have to buy it back. You then make your trade and wait for the price to go up or down. At some future time, maybe a few minutes, maybe a few hours, maybe a few days, or weeks, or months, or years, you will decide to sell the stock or repurchase your short position at either a gain or a loss. \n\nIt is that simple. If you hold the stock for at least a year and you have a gain, you will be taxed at a rate of about 1/2 the normal tax rate. On short sales, gains for some odd reason are always taxed at the full rate.
755989
Your question reveals the fact that you are a complete newbie with very weak basic, fundamental knowledge in the stock markets and is about to do something you might regret for a very long time.\n\nListening to free, off the street advice is an expressway to disaster. Read more good books and articles on investments to expand your vision and horizon before you decide to go deeper into the subject. For some of the best investment books that I have ever read, please visit http://www.bestoptiontradingbooks.com\n\nInvesting or trading the stock markets never start from asking how to buy a certain stock ... it starts from adequate investment and trading knowledge. There are quite a number of things you need to learn before you can even start thinking of the stock markets ...\n\n1. You need to understand how the stock market works and what it is exactly about.\n\n2. You need to know what are the different styles of trading in stocks and shares. \n\n3. You need to read about why so many people lose their shirts in the stock markets so that you can avoid their mistakes and also decide if this is a risk you want to take.\n\nFor all these issues and more, you can read about them from some of the articles that I wrote at http://www.mastersoequity.com/articles.htm\n\nAfter you are adequately armed with the basic concepts and ideas, you need to know how to find profitable stocks to trade or invest in. You can do that the easy way by subscribing to stock pick services (example http://www.stockpickmaster.com ) or you can learn to use charting tools and softwares to find stocks with parameters that you can pre-define. (example http://www.worden.com ) \n\nAll in all, investment and trading is a lifelong education and non stop learning. No one is ever done learning and catching up with changes in the markets. \n\nIf you care to read about how I went from completely broke to retired millionaire trading stocks and options by 28 years old, you can go to http://www.mastersoequity.com/\n\nRemember, the slogan "Just Do It", Just won't do for the stock markets. If profiting in the stock markets is as simple as buying a single stock , then why are so many people still poor?\n\nAfter you have all the above mentioned knowledge, you need to ask the following golden questions before you can decide whether a stock is worth buying or not :\n\n1. Why are you of the opinion that this stock will rise?\n\n2. Is your opinion valid in the first place?\n\n3. When are you expecting it to rise? Can you hold on for that period of time or longer?\n\n4. What is your expected entry price? After what price would your expected profit margin be too thin to enter upon?\n\n5. Where is your expected stop loss point? What is your stop loss point based on? Where will you tell yourself that it is time to take a loss and get out?\n\n6. Where is your expected profit taking point? What is your profit taking point based on? \n\n7. Does the way you are buying the stock allow you to hold on until your expected profit taking point?\n\n8. How much of your money should you dedicate to this one trade?\n\n9. What is the level of primary, secondary and idiosyncratic risk you are undertaking when deciding how much of your fund to use?\n\n10. What is your cashflow need? Does your cashflow needs allow you to hold the full lifetime of the stock?\n\nAfter you are able to answer all these questions confidently, THEN you are ready to... PAPER TRADE your stock strategy. Yes, even at this point, you are NOT READY to trade for real. You should trade on PAPER for at least 6 months and become consistently successful BEFORE you take your stock strategy into real life.\n\nThen.. you are ready to start... but there is still no guarantee of success as paper trading is very different from real trading. You will need another maybe 1 year or 2 trading very little money and be consistently successful BEFORE you are ready to increase your stakes.\n\n\nSo, as you can see, success in the stock market
228452
Invest $500 a month in a diversified stock mutual fund (I like Vanguard Total Stock Market Index Fund). Wait ~30 years and you will have around a million dollars. Most people would hedge their bets by putting some money in bonds, in which case it will take longer. This assumes you have the stomach to handle the volatility of the stock market.