what can I do with my life so i will be finacially stable in 5 years?
348564
You will need to find something to either overcome your shyness and depression or you will have to work at something which requires no personal contact.  \n\nEven if you get a degree on-line, you will still have to do something with it.  Being educated will not get you past your depression or your shyness, so that needs to be addressed before anything else.\n\nThere is an excellent book titled "The Lifetime Conversation Guide". It is so much more than the title suggests.  It provides a vast amount of information about communication, relationships, personality types and more.  It would be SO helpful to you if you could read it. While it may not conquer your fears or the blues, it can give you resources for understanding and addressing them.  It can also show you how to interact with others in a positive way.\n\nHaving said all that, there are many things that you can be wildly successful at doing, but you have to be the one to determine what it is that you enjoy doing.  When you discover your passion, then you have a basis for creating the kind of financial stability you are seeking.\n\nThere isn't anything you cannot accomplish.  Be persistent and brave.  Live your dreams.
42436
First, you got to find out what you really want in your future life, how do you like the way you live your life? Simply, how do you picture yourself, say, 5 years from now?\n\nBasically, when you work for a company it means you rely on someone else. But if you work independently you rely everything on yourself.
980810
By using the following formula in life\n\nSuccess in finance - spend less, save more without going overboard, don't take loans, live without too many luxuries or gadgets\n\nSuccess in job - do relevant courses in your job, work hard, improve your job skills, be prepared for the worst and be nice to others\n\nSuccess in marriage - love your wife with total trust, honesty, commitment and dedication.\n\nSuccess in bed - love your wife and listen to her needs rather than only enforcing yours\n\nSucess with family - love your family, be understanding and be nice to them as you would to your friends.\n\nSucess with friends - treat your friends as you would treat your family.\n\nGood luck!
140027
about 12-19% over the next 5 years
707315
We think much alike. What you have to do is Educate yourself. You can work 5-10 years to Build your own home and OWN it and buy your car, boat, etc. for entertainment. Then stop working and do a few odd jobs for paying your bills. Many Americans follow this concept and I even gave a presentation about owning a home in 5 years at a college. Just this one concept will take 10 years out of your work life. Good Luck.
251070
Your own education. Invest in college or vocational training, and you will increase your lifetime earning potential significantly. Then you can put that money into financial investments such as real estate, 401k plans, mutual funds, etc. But go with education first of all.
569737
1. Have a checking account.\n2. Apply for small credit line for something you need furniture, Department store credit card and gas cards are a good place to start.\n3. Pay them off on time do not Carry a large debt. \n4. Maintain a small debt to income ratio. That means your income should be many times greater than your debt. \n5. Constantly, stay informed about personal financial matters.\n6. Do build savings and build a large net worth.\n7. Take a few classes on personal finance.\n8. Make certain that your housing cost rent or mortgage payment plus utilities is never greater than 30% of your income. In fact aim for 25%.
367536
Unless you have some kind of illness you should probably try to work at least another 5-10 years.You are probably unchallenged at what you are doing now .If you can afford to think of retiring why not instead think of something that you have always wanted to do not necessarily for the money and go for it.\n\nThe best way to suceed is to take what you love and offer it to others.
443015
always remember that the world is not yours .\nwe are all here on bought time .but do enjoy your\nyoung years.do it responsibly  the world is cruel\nand there is not any room for mistakes.be a good \nexample it will pay off !
479933
You have some choices, it depends a little on where you'd like to be 10 years from now. If you want to work in Finance or Accounting, Wall Street, etc., then that's where you should start out, in a financial firm, and keep going to night school. Focus on meeting the "right" people who can help your career, stay away from the cynical types (who are surely more interesting), and put yourself next to the eager beavers.\n\nBut if it's not your primary interest, just sort of a job skill, then you should look for a finance position not in the finance industry. For example, non-profits need finance help, or help keep the books in a clothing store to learn either retail, or specifically the clothing industry, etc. This will dead-end you for Wall St (on a normal career ladder) but it will open opportunities in whatever area you head for. Again, be very conscious of what crowd you hang with.\n\nOr, perhaps the career doesn't directly interest you so much, and what you'd like is straight 9-5 with security and benefits so you can raise a family or something, in which case govt work, or perhaps healthcare, that sort of thing, will offer something more steady.\n\nIf you don't get exactly what you want, none of what I said should discourage you, just keep pushing toward what you want anyway. I'm just talking averages, and things always change anyway.
344615
Work hard, be lucky, or inherit are the only real options.\n\nYou'll know at birth if "inherit" is an option.\n\nYou can't count on being lucky.\n\nSo work hard. Find something you're good at, and do your best.
750048
Your not a worlkholic, but a great parent. Becouse you work and earn money for the betterment of your family. Enjoy a social life after age 55 or 60.
920256
5 years, is the norm,
121309
Be aggressive with your career goals and go after your dream job or career early.  When you are married with kids and a mortgage, you won't be able to take chances.\n\nAlways, always, always, live below your means.  If you make $3,000 a month, live like you make $2000 - $2500 a month.  Take the difference and start systematic monthly investing into a good growth or index mutual fund.  \n\nAt 25, if you invest $500 per month with a 10% return compounded annualy, when you turn 40 you will have $200,000 and when you are 65 you will have $2.8 million!
75009
you know, it's ok not to know what you want to do for sure. try different things. work for different companies. see what you like doing. what you see yourself doing for the rest of your life. it should be something you're good at, enjoy doing, and won't get bored with in a few years. it's good to have a general education or a degree in business or education. you can do a lot with that. and remember, you're never too old to go back to school. and you can always change jobs and proffessions every couple of years, if you get bored easily. how about starting your own business? there's a lot of room for thought here. good luck.
843641
You should take plenty of time to make this desicion...Its a life changing one..Weigh your options...Do you have a big family that you would miss too bad?Do you have finacial stability?Just take some time to think things through and dont rush anything....
477463
First decide how long you plan to keep the house.  Is it for 5 years or for 25 years ?  If you plan to keep the house for a long time the traditional 30 year mortgage is the way to go.  Many people keep their first houses less than 5 years when most of the payment is interest.  if that is the case a 5 year adjustable rate mortgage (arm) is best. But when taking out this type, do a worst case scenario i.e. if itcould increase 2% for example, run the numbers and make sure you can make the payment.\n\nNo matter which you choose, make sure your credit score or fico score is as high as it can be.  You should be able to get this on line.  If you have a high score --over 700- your rate will be lower than a low score 500 -- and you will pay much less in interest. If your score is not high, try to pay off your credit cards and after that charge a very small amount , $50 a month a pay it off in full each month.\n\nBuy an easy to read book on mortgages like Mortgages for Dummies and try to understand it well.  There are literally 100 or more mortgages to choose from and it is very complex.  The mortgage broker wants to sell you one and not necessarily educate you forthe one best for you. Buyer beware.\n\nIf you belong to a credit union, it will offer some very good rates.  Try that first. \n\nFinally shop around and check programs at various places and ask, ask , ask if you do not understand.  One time a mortgage broker tried to sell me a mortgage that appeared to be $500 less a month than any other.  I asked how that was possible and she said they $500 would just be added to my principal mortgage.  In other words at the end of a year my mortgage would be $6,000 more and after 5 years it would be $30,000 and of course my monthly interest payment would go up.  Notice she did not offer to explain this . \n\nGood luck and rememeber ask, ask ,ask  until you are sure you understand what you are getting