I need major financial help,can anyone help me? I feel like killing myself.?
350111
i feel the same way.. i thought about joining one of those credit counselors but haven't decided yet.. i have heard good and bad about them.. i'm interested to see what you get for answers cause i could use some advice too.. good luck
748307
I think that you need more than a friend...I think that you need someone that you can talk to who can help with why you are feeling this way.  Best of Luck!
920160
don't end your precious life so easily, your family will feel sad, think of them. money is not everything in life. yes, without money we can do nothing. talk to the banks, tell them your situation, banks cant do anything if u have no money to repay, but at least, when u tell them your situation, they can help to work out a payment plan. banks just need u to continue payment although is over a period of time. they gain nothing if you declare bankrupt cos it is very "troublesome" for them too. dont worried sure there is a way out. ( from my experience, i accounted the same situation too.) i did not end my life cos i dont want to be a failure to my family, we have to care for our families' feeling if we commit suicide. just being curious, 1. how u  get hold of credit card with your monthly income 2. u gamble? so the debts is snow-balling ?
673445
Your story breaks my heart, and the sad thing is, so many people across the country have a similar story. People today have not been properly taught to manage money. It's also pretty difficult since cost of living increases have risen exponentially and pay at most jobs has increased minimally if at all.\n\nCredit cards are a very dangerous thing. My best advice is to cut spending to a minimal. Cut out the things you don't need. Make out a monthly budget for you and your family and stick to it as best you can. Allow for emergency and a little for entertainment, but be careful about spending more than you need to.\n\nIt's OK to rely on family and friends for help. Ask people to babysit for you when you need them to. Have them help you look for a new, better job.\n\nIt's going to be an uphill battle, but you can do it. You have to for yourself and for your kids. Good luck. :-)
468965
I'm sorry you are having a hard time but things can get better. You may want to speak to a therapist to sort through some things that are bothering you. No money for a therapist call your local Suicide Prevention phone line and see who they can recommend to treat for free or at a reduced cost. Not interested. Then you might want to try some vitamin B 12. In time it often helps lift a lot of people out of depression. Good luck.
558686
I'm sorry to hear about your husband, but you seem to be doing all you can do right now with out killing yourself. I would suggest trying to borrow from a friend or family member. Sometimes we find that we have to sacrifice our most prized possesions in times of need, do you have anything you can sell worth value. I had too sell off my horses, that really hurt, but it was something we could live without.  Are you making payments on a car, if so you may want to try to work with refinancing or something to lower payments..  Good luck, things always work them selves out.. PHB
954793
Well,I mean dude you seriously need help.I'm talking asap.I suggest therapy.Go try it.
234554
Trust me, it's possible.  I know because I did it.  Try the government funding agencies.  I was actually very lucky because the agent that sold me this house knew where to go to get help for people like us.  Do some research on the internet.  Not sure which state or country you live in but I am sure there is help available.  Good luck.
85771
You need to get a job. That will help your self esteem immensely, and help you start to get out of debt.
433398
Sweetie, you are not alone. If I was there with you I would give you a big hug and you could have a good cry. Then I'd feed you ice cream and just sit with you. Maybe we could go outside and enjoy the sunshine if you felt up to it.\n\nLook at all these people who care about you! Please reach out for help again--like you have here. There are community call centers run by caring people who can help people like you who feel suicidal. Please, look in your phone book. Or go to the hospital or urgent care health center.\n\nOr check out www.samaritans.org.uk/\n"Samaritans is available 24 hours a day to provide confidential emotional support for people who are experiencing feelings of distress or despair, including those which may lead to suicide."\nhelp available via:\n-phone\n-text\n-email
970013
Contact Social Services asap, they WILL be able to help you, even the very same day in most cases, especially as you are also becoming ill and stressed with all the pressure being put on you. CPN's are not very good in my experience (I have had a lot of experience)
785163
It seems that it it was so expensive that they must have saved your life. So, if you did not want it you most likely would have died. Either pay it and be happy that you are alive or kill yourself and don't worry about it as you would have died anyway. OMG>.. this is all you have too bit ch about.............that someone helped you?
931551
You mention suicide, but just in case, please read here:\n\nCall some on this list that can help you!\nIf you kill yourself, your dead.  Then nobody can help you, you can't even help yourself.  My brother committed suicide.  Not the best option!\n\nSuicide: Don't let despair obscure other options\nDespair and hopelessness may lead you to think about suicide. But you have other options, from weathering an immediate crisis to creating a long-term safety plan.\n\nWhen life doesn't seem worth living anymore or your problems seem insurmountable, you may think that the only way to find relief is through suicide.\n\nYou might not believe it, but you do have other options — options to stay alive and feel better about your life. Maybe you think you've already tried them all and now you've had enough. Or maybe you think your family and friends would be better off without you.\n\nIt's OK to feel bad, but try to separate your emotions from your actions for the moment. Realize that depression, other mental disorders or long-lasting despair can distort your perceptions and impair your ability to make sound decisions. Suicidal feelings are the result of treatable illnesses. So try to act as if there are other options, even if you may not see them right now.\n\nNo, it probably won't be easy. You may not feel better overnight. Eventually, though, the sense of hopelessness can lift. You can find support, appropriate treatment and reasons for living.\nWhen you need immediate help for thoughts of suicide\n\nIf you're considering suicide right now and have the means available, talk to someone first. The best choice is to call 911 or your local emergency services number.\n\nIf you simply don't want to do that, for whatever reason, you have other choices for reaching out to someone:\n\n    * Contact a family member or friend\n    * Contact a doctor, mental health professional or other health care professional\n    * Contact a minister, spiritual leader or someone in your faith community\n    * Go to your local hospital emergency room\n    * Call a crisis center or hot line\n\nCrisis centers or suicide hot lines are often listed in the front of your phone book or on the Internet. They generally offer trained counselors — usually volunteers — who can help you through an immediate crisis. Some crisis centers with an Internet presence offer e-mail contact, but remember that responses may not be as prompt as they are with telephone support.\n\nTalking to someone about your feelings — connecting with someone — can help relieve the burden of despair and isolation, even if just temporarily. It may help you shift perspective and more clearly see that you have options beyond suicide.\nDaily coping strategies to manage thoughts of suicide\n\nYou may struggle with suicidal feelings frequently, perhaps many times a day. Develop a strategy to cope with those feelings in a healthy way. Consider asking a doctor, family member or friend to help create a strategy tailored to your specific situation.\n\n\nThat strategy may mean doing things you don't feel like doing, such as talking to friends when you'd rather hole up in your bedroom all day with the curtains drawn. Or it may mean going to the hospital for a mental health evaluation. But stick to your strategy, especially when you're in the grips of despair and hopelessness.\n\nAs part of your strategy, consider these measures:\n\n    * Keep a list of contact names and numbers readily available, including doctors, therapists and crisis centers.\n    * If your suicide plans include taking an overdose, give your medications to someone who can safeguard them for you and help you take them appropriately.\n    * Rid your home of knives, guns, razors or other weapons you may consider using for self-destructive purposes.\n    * Schedule daily activities for yourself that have brought you even small pleasure in the past, such as taking a walk, listening to music, watc
218467
Well as far as financial assistance goes good luck and keep trying. However have you considered changing your lifestyle maybe a small apartment, and other ways to be more efficient. It kinda hard to tell what your situation already is but, but wish you the best of luck.
1147773
First sit down, than think twice! \nNow make a list of every good situated man from who U may dare to ask financial help! Those U expect would help U, put last on your list! \nNow GO! Don't stop! Be U! Be your busines, make them wish to help U!\nGood Luck!
1139168
You sound depressed and suicidal.  Hon, get help.  It's not here.  Good luck
906570
Oh Kirk - you need to get out of there as soon as you can.  You deserve better.  There is help and support out there. No one has the right to treat you like that.  Are there any agencies you could contact ? And please contact your mom or another close relative or someone you feel you can trust.  I guess you much feel totally alone and scared and adults have not exactly been a source of trust for you.  Believe me you need to get out.  I wish I could help  I truly do.  I am in Scotland.  I am not surprised that you feel so bad about your life.  IT IS NOT your fault please believe that.  Contact someone and get yourself to safety.