how to get control over your salary and make savings?
343343
its hard to save then spend.\nwhen will u get ur salary, take a pen and paper.\nAllocate ur budget on various things like-\nGrocery, education, transport, entertainment etc.\nThen plan ur investment details. U can opt mutual fund, property or bank savings.\nBut u have to sit and plan ur earnings and spending structure of ur money.\nAlways remember "A penny Saved id Penny Earned."
65086
1 pray to god\n2 save little from paycheck\nbe focused if you want to save money\n3 borrow from friends \nhope thats help
1116708
set up a budget and stick to it, save a certain amount of money a month and just do your best to stick to that budget and someday you will be free, winning the lottery can help too
788214
Use the envelope system.  Make a realistic budget for each category and when you get paid put that much money into each envelope.  When the money in the envelope is gone you don't buy anything else in that category.
1133761
how much your earn is an important factor, but it`s how much you keep and save/ set aside  that`s most important.\n\nif you can discipline yourself to set aside a fixed percentage of what you earn, and never touch it-absolutely not-\n\nthen you'll surely see your savings grow.\n\nreal necessities are things that IF you don't buy, you'll die or is absolutely needed at home or at work. so, if you see something in a store, think, wil i survive without this? if yes, then don't buy it.\n\na dollar a day is about 30 dollars a month. and 30 dollars a month is 330 dollars a year... and so on.\n\nhope this helps,\nhelpmeets\nhttp://mwfrc.blogspot.com
1141376
well to make a great salary you need to find something that will be in demand when you graduate not in demand right now, for it to still be worthwhile that is dependent on your on personal values, just remember though you can be happy at a job that doesnt pay very well and your're personal life will suffer or you can be content with a job that pays well enough to support yourself and not live with your parents when you graduate
671726
With a variable income, that is going to be a very big challenge. First, I would figure out what is the minimum I would bring in and use that as my "salary". Anything extra then would be saved for emergencies and big purchases. Then, I would identify all of my current financial commitments: house payment/rent, utilities, and monthly payments including food. You must get that number under your minimum check. A few tips that really stink but are critical:\n\n1) House payment or rent is your biggest expenditure. Is there some way to reduce this by getting a roommmate or moving in with someone. When I was in school, everybody lived with someone. It was just too expensive living on one's own. \n\n2) Eating out is deadly. Even fast food is more expensive than eating food from a grocery store. I would ban all eating out if I was this pressed for cash.\n\n3) Car payments. If you are driving a car that is killing you with the payments, sell it. Chances are you can dump it and try to get something for a couple of thousand. When I sold cars for a living, I saw people get car loans that were completely beyond their ability to pay. The banks don't mind  if you are eating spaghetti every day to drive your SUV.\n\n4) Luxury items like cell phones, recreational shopping, cable tv, high speed internet, all have to go too.\n\nBest of luck to you.
266110
Budgeting involves planning your and/or your family's revenue and expenditure. Basic things you need to do related to this are:\n\n* Monitor expenditure and revenue;\n\n* Review your budget periodically as a result of this new information or to set new goals;\n\n* Have a 60-40 rule with 60% in fixed bills and rent and 40% on discretionary expenditure and 10% on irregular expenditure, savings goals, retirement and fun;\n\n* Try to have your rent or mortgage at now more than 25% of the budget;\n\n* As far as possible, Keep It Simple Stupid.
498567
Yearly take-home pay ~ $54.4K\nMonthly take-home ~ $4.5 K\nExpenses ~ $2 K <people never get this right so I double it>\nMonthly savings of $2.5 K.\n\nIf you can automatically have $ go from work directly into saving vehicles do so ... this will stop temptations.  You should pocket 40% for expenses & living <getting your date> ... and 60% savings.\n\n1.  Before you do anything else <except pay off all debt> ... Build up to $20K in Emergency Savings first <$2K * 12 = $24>.  I then tell myself I have no money when I deplete the account to $15 K. Then I change allocations, and make sure I always have this highly liquid stash. <T-Bills, CD's, Saving/Checking accounts ... safe & liquid>\n\n2.  Savings - After the safety account is established goals reached, then you need savings that are more risky but still liquid <make sure there are no penalties to get $$$>.  You can invest the money into bonds, mutual funds, or stocks ... what ever you are educated in and feel confident in.  This account is taxable so be mindful of that when you make investment decisions.  \n\n3.  Retirement - 401(k), SEP, ROTH, IRA ... See what you're company has for retirement.  If they match, then contribute what they match.  If no retirement is offered, then go to a broker and get their help.  You should be investing 10-20% of your savings here.\n\n4.  Housing - With only $1K in expenses I'm guessing you don't own a home.  I would look into buying a home <Loft, condo, town home> It's money well spent, and you can get great loans today <tomorrow the good loans will be gone>
234432
Try getting a job and saving the money.
215201
Pay yourself first!  Start by sitting down and budgeting out your essentials, with costs as accurate as possible.  Then take a look at the money you have left over, and designate how much you can afford to save.  Tell your bank to set up an automatic debit to your savings account for each time you get paid.  When you do this, you pay yourself first, and you know that your bills are paid, you have savings, and the rest is yours to spend as you wish!  When you can't have access to the money, you can't spend it, and it works great for me.  Good luck!
1020732
work, save and invest.  if you want money go to where the money is.
127482
Start by saving small amounts, maybe the change you have in your purse after any purchases. If you use shopping coupons try saving what the money you saved from the coupons. If you work, try setting up a savings account where your employer deposits the money into your savings account. You might find that if you don't see the money, you  might not spend it. If you can get by with a small amount of savings try increasing the amount and see how that works. If you get a large tax refund when you file your taxes, have your employer adjust your witholding to a lower amount and try  to save the difference. Once you get in the habit of saving you will have success.   Good Luck!
321338
Saving money is hard to do, but it can be done. Make you a budget with all your monthly expenses on it and than add a small amount for something extra that might come up that week or month which ever budget you are going to go by. After you have made it stick to it. It really is something you have to make up your mind to. Say you make a 500.00 weekly and your bills that week come to 398.00, what you would want to do after all the total is paid out is put at least 50.00 of that into saving or some other savings and don't touch it. Good luck...K
228528
You need to budget your money and get a mind-set to allow yourself only so much per account. \nExample: $250 net income/week\n         $100 car\n         $100 food, gas, laundry, etc \n          $50 spending money\nBudget will be tight, but very satisfying when you make your goal. Also, try not to loan out money you may not get back, or will be slow being repaid. Another thing that can make money disappear quickly is taking others out to eat as "your treat"\n\nGood luck!!
655841
You should write out a budget. Budget for everything. Bills, car payments, entertainment etc. And try to save a little every paycheck.
529922
I would say, first, create a budget.  Outline what cash inflows you will have, and what expenses you expect to incur.  Doing this will help you save for what you know is coming, and be better prepared to adjust, should something unexpected come along.\n\nOtherwise, you might be interested in setting up an IRA. (individual retirement account)  There are many kinds, and you choose the one that's right for you.  IRA's are a good way to set aside money for retirement; they are also treated very favorably by the tax codes!\n\nOh, and Use something like a Microsoft Excel spreadsheet, it helps you stay organized and can be adjusted, saved, and can do a lot of the adding/subtracting stuff for you.\n\nSimple answer for a simple sounding question... anything specific?