What is the difference between between mutual fund and mutual benefit fund?
345934
Check their respective prospectus. If they refuse to give, walk away. That's your right as investor.\n\n:->
436201
A Mutual Fund is a collective fund pooled by an enterprise from the investors having mutual interest. The fund collections shall be invested by the Fund manager in the stocks traded on the exchange. The type & mode of investment made by the Fund Manager shall be made specific to the investors at the time of collecting the amount from them. There are lot of mutual funds availble in the market like Morgan Stanley ... etc.,. The mutual funds are governed by laws of the respective country.
870260
Vanguard is one of the three largest mutual fund companies in the world (varies between them, Fidelity, and American Funds), they have been around for decades and have nearly $1 Trillion under management.  It is probably the best place to go for someone starting out.  \n\nI used to do consulting for them, while it doesn't seem like the best place to work (low salaries and numbers on the cubicles), they are one of the best mutual fund companies.
892142
hi\nI have no idea about your knowledge on mutual fund. so it is difficult to me to understand from where I start and where to end.\nSo I just describe the basic things of mutual funds. Actually mutual fund are share trading companies. \nThink you have invested in five different share of the capital of 10 lakh but you are not related to this field, then it is difficult for you to make decisions when to sell or buy share.\nIn that case the solution is mutual funds, most of mutual fund are created by big financial company or banks. you invest in mutual fund and mutual fund invest in share. so indirectly you investing in shares with the help of professional persons.So mutual fund is more secure than investing in equity share.and secondly mutual fund work under observation of Security Exchange Board of India.\n\nbut risk also exist with mutual fund too because indirectly your money is investing on market.    \n\nmutual fund can be classified such as \nEquity diversified\nhybrid equity oriented\nhybrid Debt oriented\ngilt etc. \n\nfor more details or specific details you can mail me .
173961
A mutual fund is a collection of some kind of investment, usually stocks. They’re extremely popular. Your parents own at least one mutual fund if they’ve ever worked at a company. Mutual funds work like this: You pick a fund you like (e.g., growth, value, technology, international…), buy shares of the fund, and let a money manager pick the stocks he thinks will yield the best return. In exchange for this diversification and his expertise, you pay an annual fee. \n\nAdvantages: Hands-off approach means an expert money manager makes investment decisions for you. Mutual fund (ostensibly) holds many varied stocks, so if one company tanks, your fund doesn’t go down with it (i.e., it’s “diversified”).\n\nDisadvantages: Annual fees can equal tens of thousands of dollars or more (!) over the lifetime of an investment. If you invest in two mutual funds, they may overlap in investments, yielding a less-diversified portfolio than you really think. In other words, if both funds hold Microsoft and Microsoft tanks, you get hit twice. Although you’re paying an expert to manage your money, they rarely beat the market—the mutual fund industry’s dirty secret!\n\nMuch more clear info in the link below :)
433283
An international mutual fund is a mutual fund that is combination of stocks in foreign countries.\n\nAdvantages and disadvantages it is good to invest in an International Mutual fund to have a diverse portfolio.\n\nRight now is an excellent time to invest in an international mutual fund.\n\nInvest in Brazil, Russia, India, and China.
431020
Here is a very thorough and point-by-point comparison of these two products:\n\nhttp://financialsoft.about.com/od/reviewsfinancesoftware/a/MDel06vsQDel06.htm
535179
mutual funds ..as the name suggests is pool of funds contributed by large no. of individuals which is invested by financial experts in different fields to give a good retuen on the investment to the contributers. A company, trust, financial instituion as the case may be in a country invites funds from individuals and hires experts to invets the same into equity, debt, commodities and even real estate to generate profitable returns on them and investors thus gain from their investment as the profits made on investments are distributed among different contibuters to the fund in the ratio of their contribution. thus mutual funds help small investors to gain advantages of diversified portfolio and gain from specialised knowledge of experts who invest the money. to know more email me at siderminator@yahoo.co.in
821290
I assume you mean mutual funds.  \n\nThere are a lot of types.  They all have the same basic function--to pool individual investors' moneys and invest those moneys for the individuals hopefully with a decent return.\n\n1 index funds.  These are funds that attempt to match the returns of particular indexes. They are unmanaged and have very low expenses.  They are relatively new.  There are maybe 200 to 400 different index funds indexing everything one can imagine from the price of gold to the S&P 500. Many but not all are traded like stocks.\n\n2. managed equity funds.  These invest in stocks.  There are many different types of these.  Some invest in growth stocks, some in small cap stocks, some in value stocks, some in foreign stocks and everything else for that matter.  Many of these can be purchased directly from mutual fund companies.  They come in three different types. 1. ones with front end loads normally 7.75%. 2. ones with no front end loads. 3. closed end funds that are traded like stocks.  \n\n3.  managed bond funds.  These invest in bonds.  Some in taxable bonds and some in tax free bonds. \n\n4. Unit trusts.  These buy a pool of bonds and do not manage them.  They have very low fees.
754451
It depends. A good stock will perform better than a good mutual fund.  A good mutual fund will perform better than an ETF.  Stocks are subject to more specific risk than a mutual fund or an EFT.  Unless you have a diversified portfolio of about 10 to 20 stocks, there will be less risk investing in a mutual fund or an ETF.  ETFs have lower expense ratios.  They have become very popular lately and there are hundreds of different ones available.  Mutual funds are available in the thousands.  They have a somewhat bad reputation lately because 70% underperform the market in general.  And many have very high expenses.  I do believe there are many mutual funds worth owning, especially investing in those areas where an individual has difficulty investing on his own, such as in small cap stocks, mirco cap stocks, and foreign stocks.  \n\nA good investment plan is to invest in some of each.
822041
money market:  It is basically a mutual fund that invests in very short term debt instruments.  Normally it pays interest rates that are about currently 4% to 5% annually.\n\nMutual funds: these are managed pools of investment money. There are quite literally thousands to choose from.  Some are good buy many are not so good.  For a beginning investor, mutual funds offer a good option for long term investment.  Look to these companies for a wide variety of funds.  Fidelity, Vanguard, T. Rowe Price.  Look to this company for a selection of funds that invests in small cap stocks: Royce Funds.  Look to closed end funds to find funds that sell at a discount to net assets, a big plus.  GAM is one.  SWZ is another.  Both have excellent records.   IRAs.  There are two different kinds.  Roth IRAs and Traditional IRAs.  Roth IRAs in general offer investors the advantage that money earned in a Roth IRA is tax free, a very big advantage.  You can deposit up to $4000 annually into a Roth IRA with certain income limits which most people do not have trouble meeting.  After tax dollars are what are deposited into a Roth IRA.  Traditional IRAs are different.  Money deposited into a traditional IRA is not taxed until it is taken out.  But all money earned by a traditional IRA is taxed at the regular tax rate.  So investments made in a traditional IRA are best made in such things that would be taxed at the full rate anyway such as stripped U S bonds for example.  Variable annuities:  These are sold by basically insurance companies.  The insurance company then invests the funds into mutual funds that invest in the stock market.  The money earned in a variable annuity is taxed deferred until the annuity comes due.  I am not too familiar with the due date ramifications.  Something like 5 years or longer.\n\nIn my opinion Roth IRAs are a great deal.  \n\nOne thing I did not mention.  There is a penalty for withdrawing IRA funds prior to age 59 1/2.
664117
Mutual funds are actively mangaged...ie, the manager takes everyone's money , pools it, and buys and sells whatever stocks seem like decent buys.\n\nETFs tend to be pretty static, ie, not alot of change in the makeup of them.\n\nETF's prices change throughout the day as the underlying stocks change price. Theoretically, you could buy in the morning and sell in the afternoon and have 2 different prices. Mutual funds TEND to get priced once a day, after the closing bell.\n\nWith much less turnover, you won't get capital gains distributions from ETFs like you would mutual funds.\n\nETFs trade like stocks...but they are "stocks" made up of other stocks.\n\nETFs are really popular now and getting more popular. Expenses TEND to be lower...if you can find some you like...that might be the route to go.
631755
The advantages of mutual funds:\n\nsome funds specialize in areas that the average investor would have a difficult time investing in, such as stocks of foreign countries and stocks of small cap companies for example. \n\nmutual funds allow for diversification without having to buy a bucket of stocks.  \n\neasy to purchase and sell for the small investor.\n\ndisadvantages:\n\n70% of mutual funds under perform the market in general. Not a great record. \n\nmany mutual funds are bloated. It is difficult to invest a billion dollars.\n\nmutual funds have to declare and pay capital gains once a year on which one will have to pay taxes. If you buy and hold a sound quality stock, that is not the case.
742738
mutual funds are pools of money, invested in varying amounts by a large number of people. the money is invested according to a specific objective. a professional fund manager runs the fund and sees to it that the investments are in accordance witht he stated objective of the fund. these types of investments have enabled small investors to purchase diversified portfolios with the use of professional managers.
148087
Buy and hold.  Mutual funds which buy and hold do better on average than those that buy and sell. Most active trading systems sound good, but are based on faulty theories.  When they work, they do so because of luck, not because they are inherently sound.
40519
Mutual funds are a "basket of stocks" that allow you to have an ownership in a more diversified way. Check out ETF's a newer wrinkle on fund investing.\n\nread education links at bobbrinker.com
209580
IRAs generally have some advantages over a 401K.\n\nThe biggest one is that you aren't as limited in your investment choices.  The typical 401k may have 9-10 funds to select from.  IRAs are pretty much unlimited.\n\nHowever, without knowing what costs your company covers for you in the 401K, this is a pretty difficult question to answer.