I need information about getting a loan, using my car title as collateral, in Indiana.?
348231
apply for a loan through your bank, if you have one.  If not, any local bank.  When filling out the loan application and it asks for collateral, fill in your car's information.  They will only usually lend Kelly's black book value, depending on your credit history and your income.  You may be able to get an unsecured loan if your credit history and income are good enough.
424038
Try a bank first - a local bank, credit union. \n\nThen consider places like beneficial finance.\n\nMake sure they are legitimate places to obtain a loan - at reasonable terms.\n\nGood luck\n\nPS: on my website, I have a link to bankrate - here you can research places to get loans as well as local rates.
851928
It doesn't matter how much collateral it is worth. If you have bad marks, you won't get the loan. And even if you have good credit doesn't mean that they will except you. You have to have credit for an extended period of time, not just a year or two. My boyfriend did the exact same thing a couple of days ago. He has had great credit but only for like 5 years so they denied him. The only way for him to get a loan was to have a co-signer that has more credit than he does....like a parent for instance & to put something down as collateral. As long as you put the title of the car down as collateral then you will be able to use it as collateral, thats what my boyfriend did. So using the title of the car will work, but not just the car. It has to be something the bank can hold on to incase you and/or your co-signer doesn't pay for the loan, so they can get their money back & by giving them the title your stating that if you and/or the co-signer don't pay then the car will be in their possession and will no longer belong to the person who owned the car.
976632
You can....the longest car loans allowed in (IL at least) is 72 months. But creditors are allowing people to refinance their cars now. So I guess if you wanted you could make car payments indefinitely. I'd recommend the sooner it's paid for, the better. If you are in a tight squeeze ask about 72 months instead of 60 and see how much it lowers the payment. It wont by much maybe 20 bucks
967964
The title company should have the paperwork...when you go to get the equity loan from the mortgage company, they should order title work and they handle all of it.
672095
Contact local banks that have loans for ATV's, and also contact ATV dealerships to find out what company they do their financing for and then contact that those companies for info on where they aution their property.  The above writer is correct in saying that you must attend the auctions early and be there w/ cash in hand.  Most places that auction automobiles off will generally have a list you can purchase ahead of time so that you know if there's anything there worth showing up for.
486678
SINCE THIS WAS 1ST PARTY COLLECTIONS THERE IS PRETTY MUCH NOTHING YOU CAN DO ABOUT IT.  THE FDCPA ONLY COVERS 3RD PARTY COLLECTIONS, AND THIS WOULD BE 1ST PARTY.\n\nTHERE ARE REALLY NO LAWS COVERING 1ST PARTY COLLECTIONS, SO, YOU ARE OUT OF LUCK.\n\nWHY WOULD THEY HAVE ASKED FOR THE TITLE TO THE CAR, THEY SHOULD ALREADY HAVE IT IF THEY WERE THE LIEN HOLDER ON THE CAR.  WAS IT A SIGNATURE LOAN OR DID YOU USE THE CAR AS COLLATERAL ON THE LOAN.  YOU SHOULD NOT HAVE HAD THE TITLE.  YOU DO REALIZE THAT EVEN THOUGH YOU GAVE THE CAR BACK IT IS STILL GOING TO SHOW AS A "VOLUNTARY REPOSSESSION" ON YOUR CREDIT.\n\nGOD LUCK!
98446
Don't try to get to clever, you are a bank. Keep it professional and easy to know what it is. The name of your bank plus Auto, is a good start, from there try every combination of your and names for autos, like , vehicle, wheels, cars plus, etc.\n\nIf you really want to get cute, try " "just a-loan for the ride" as a tag line.
561430
There are companies that will let you\nborrow money on your car title.\n Just be sure and pay it back,promptly.
815493
try investing in google, if i had any money i would do that.  you can also try entering contests (i think kiis fm and others give away cars) and then sell the car...or banks...
1182257
good luck trying to get one..\nhold off on another loan; work to pay off your current ones as of now..
1165385
To the comapny that you got your car loan with.
1078047
Go to the title company
548294
Talk to the bank that did the loan. Maybe they can add your spouse on the paperwork. Hope this helps.
224189
I work for a title company in utah and most of our major counties are online if you just google the county you can look your abstract up by name or address.  If that doesn't work where you are try calling a title company in your state and see if they'll do it for you. We will usually look stuff like that up for free
858063
The chances are very good.  The car will be collateral for loan. You can show your earnings.  If your bank turns you down, ask why.  If you are buying from a dealer, the dealer can usually arrange the loan, but the interest my be somewhat more than the bank.  Good luck.
981777
You should be able to i would think, I mean your credit score is better than most people, and the fact that you have your car for collateral, i would think you should be able to with out any problems.