How can I get a personal loan if I have a poor credit history and do not own any property?
353532
it will be very difficult\n\nyou are better off trying to sell some clothing or something else you own on Ebay-it will take about 2 weeks for you to run the auction and get a check or money order from someone- but it works great
180790
try applying for a personal loan at any bank or credit union
282483
Try getting a small signature loan through a credit union.  An unsecured loan has less stringent requirements for qualification.
1052309
Try Chase. Or capital one. They both gave me credit cards when I had no credit. Then just use them and pay more than the minimum payment (or pay all of it) and it will help establish your credit. You may also think about asking your financial institution. They may have ways to help you as well.
1066343
Pay your bills on time, and you'll be on your way.\n\nIf you have no credit to start with, you need to actually have a credit card or other loan and pay it back to prove that you are willing to pay and able to pay.  Also, time will help.
917100
No, Dont know of any that would be foolish enough to give you a loan without a credit check. The very thought suggest you might be better off working for someone instead of a small business. Or maybe take some courses at your local college.
1150310
I have flawless credit and this is how I did it. Start by joining a credit union or a bank. After a few months they will approve you for a small personal loan. Once you take out the loan, cash the check and pay it back in a few days. You wont get hit by the interest and they love to see you paying off your debts that soon. Repeat this process a few times, they should give you larger amounts each time, based on your repayment history. After a couple of years you will be well over a 750 rating. Also avoid racking up huge number on a credit card. That will only come back to haunt you. Also buying and paying off a car or home counts huge.
1157254
You might want to try to rent from a private owner...usually these people dont do credit check..but if they do you might have to get a co-signer or pay a few months ahead of time
913356
there are lenders here for people with limited credit experience\nhttp://www.wesayes.com
1113712
sure use the link on my profile\nlet it take you to the website that states this in its text\nWe have over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required.
1070109
The first place to look is a mortgage broker. Many mortgage brokers have several programs to choose from including for people with bad credit. Also, pull a copy of all 3 credit reports. this will allow you to get a complete picture of your credit without taking a hit on your credit score. You can even take these with you to meet with the mortgage broker and then he or she will be able to provide more direction. You should know what you can afford before you go looking for a house. Plus don't be afraid to take a smaller investmetn than originally planned. Home ownership builds credit as long as payments are on time and consistent. This can lead to your dream home.
468978
Check out Prosper.com   It is a really neat website to get small unsecured loans.\n\nIf it has anything to do with real estate, email me and I will send you my groups contact information.   matt@eastbaylending.com
1150878
Let's first look at why you don't have a credit card and its implication to your getting resources for your business:\n\na. You have poor credit - if you have no credit cards because no company would approve you for line of credit, chances are also very high that no banks will lend you loans. Having a business plan is not enough; some banks would not even look at your business plan if you have poor credit history. Even SBA loan is a long shot.\n\nb. You have no credit history - either because you are an immigrant or you are a young person just starting out in life. In this case, you have to have a business plan PLUS a collateral or loan guarantor when you approach a bank.\n\nCredit cards have become an important source of financing for many small business entrepreneurs, especially those who cannot get a loan or will not require a significant amount of money. They use credit cards to buy their equipment, pay their suppliers, buy inventory, etc.\n\nWithout access to credit cards, your best sources of capital include your savings, your family, or your friends. You may also be able to find an investor willing to help you out, but the investor must either believe in your business idea so much, or the investor must believe in you as a person and your determination to succeed. I know some entrepreneurs who got financing because the investor just loved their tenacity to succeed.\n\nOtherwise, you scale down your plans or wait for a better time to start a business -- and that is if your financial condition improves.
1088858
If you find one let me know.\n\nSeriously you either have to have good credit or collateral to get a loan.  Period.  Collateral means something of value they can keep or take if you don't pay that helps protect the lender from losing all their investment.\n\nThe closest thing to money without credit or collateral is a payday loan.  You can find them by looking in the phone book.\n\nBut before you do, realize the fees are so steep that many who use them end up owing a lot more than they borrowed.  Some states are trying to pass laws to put them out of business because the fees they charge are so high, and the people who use such services are the ones who can least afford it.\n\nA payday loan still requires you have a job and I'm not sure how they secure it, but I think they get your next check.  I've never used one.  Never will.
1089045
If you are self employed only then you need tax returns for the loan.You can ask the tax office for a copy of your old records. If you haven't paid the tax then you may get a fake tax return from a tax agent(May be $500). Or you can look for a loan called NO DOC OR LOW DOC.\nIf you work for somebody , you need your pay slips, and employement letter stating your gross income and net income.
1175781
The only way I know of is to get a co-signor on a loan, and re-establish your credit from there. See if your bank will work with you on a small credit-reestablishing loan as well. Most banks will, especially if you tell them your circumstances.
984173
Sounds like a prepaid credit card may be the way for you to go... \n\nHere is a link to one that says "No credit or bad credit OK, NO credit check required, No employment required"\n\nhttp://www.fastcreditcardoffer.com/credit-card-search/credit-rating/bad-credit-no-credit/default.aspx\n\nGood luck.\n\n.