what happens if i received a CCJ over 6 years ago and i still have not paid it ?
343194
it can stay on your credit report for twenty years or more, depending on your state laws.  judgments are renewable every so many years.  they will essentially really mess up your credit.  i know, i've got the jacket.  was the judgment a default judgment?  did you show up to defend yourself?  if it's a default judgment, you may be able to have it vacated.  that's what happened to me.  but you need to either pay it, or take other legal avenues.  even if it's vacated, the creditor can turn around and sue you again.  that's the point i'm at now.  so, you need to ask yourself if it's a smaller amount, is it worth paying it off, or spending lots of other legal fees.  all depends on the total amount due.  also, now that they have the judgment, they can file garnishments with your employer, and you'll never know it until after it's being deducted.  it's quite a mess.  once it's paid, though, the judgment will stay on your report for 7 years.
825880
I don't believe there is a statute of limitations on debt collection here in Georgia.  If you owe the debt, the collector can try to collect it at any time, even 10 years from now.  However, as far as your credit goes, it now stays on your credit report for 10 years.  I would just tell you to bite the bullet, contact them and just make arrangements to pay it.  Don't let them bully you into paying what you can't afford because then  you'll never pay it at all.  Whatever you think you can afford to pay them, tell them thats what you're going to pay each month.  That way you won't always feel like you're just waiting to be served those papers by the magistrate court.
1152757
you from the UK? got info the other day from a company called Nationwide Credit consultants tel:0870 787 1990, call is free. You pay them a fee and can have your history cleared of the last 6 years, and yes it is Legal too so try that. I will.
995477
AMEX did the same thing to me years ago. They call the shots. I cant tell you if you should pay it but I can tell you it will haunt you longer than the 7 years because it will continue to be "sold" and thus will stay on forever.
888616
You don't mention what country you are in now.\n\nUnless this $10k is to one debtor, it's not likely they will pursue you for the money.  It does not follow you to your new credit report.  \n\nContact the collection agencies and explain all of this to them. (don't tell them where you are!).  Make your offer to them to begin paying in 6 months, but in return they MUST make sure this does not appear on your U.S. Credit reports.  \n\nIf they won't work with you, then don't pay them.  They are going to have a very difficult time suing you in a different country, let alone locating you!
918539
call the court house tell them you want to seal your records, pay the money than it takes about 6 months
839375
What seems to be happening here is,the company you had the actual debt with has not closed the account and it has therefore gained small interest,these files are then sent in bulk for a collection agency to sort out,the amount which has been paid still remains as unpaid when sent to the collection agency,so what you need to do is make contact with the persons,company or who ever the debt originated from and in turn they should inform the collections company,the fact that you say you continue to get them off different companys also backs this,has what is also happening one you explain the situation to one collection company and they then send it back to the originator who then sends it to another collection company,this is because the left arm hasnt got a clue what the right arm is doing and in any case dont worry about it,if seven years have passed you can tell them to take a run and jump
1171446
If it from after 18 years of age, it will be there forever. Your criminal history is not like your credit history. Convictions don't go away unless they are expunged.
991465
As a former financial counselor seeing the number 7 makes me cringe. I am not sure where people get their information, but the "7 year" rule is something from the past. Realistically nowadays, depending on the type of debt, negative credit history can remain on your credit report up to 10 years, sometimes even longer than that. Collection agencies make it a regular routine to sell older accounts from one to another, each time reporting it as a new uncollected debt on your report. As far as bad debts, the statutes of limitations, which varies by state, is 7-10 years after your first delinquency. That is, this is the amount of time that can pass before the lender is no longer able to take any legal actions to satisfy the debt. If I were you, I would make an honest attempt to pay off some of these debts in order to improve your credit rating. It's always better to take action than to sit back and wait for things to happen. Bad credit isn't fixed overnight. It takes time and energy on your part to correct the situation that you put yourself in. Be patient and make an effort, and you will see your credit rating improving over time.
188489
You may contact the court and ask for the court to set a debtor hearing to find out what his assets are.  If he failed to appear the judge could issue civil contempt charges against the defendant.\n\nNormally, judgments will affect his credit and hopefully that will make him eventually pay you.
175445
You need to look at the original contract with the credit card company.   Generally it's 60 days.
12303
If you're talking about a legal judgement on your credit report, it would be no more than 7 years.  It may be less, depending on your state of residence.
729221
Check with the finacial institution used to make the payment.  If you did not make the payment yourself, then you have to ask the appropriate court to make sure the payment has been made.
1072314
call the bank. tell them you had no record of anything, see if they can give you some info on it.
929819
Under no circumstances should you fail to show up in court to answer the complaint.\n\nIf this is an old debt you should go to court and demand proof that you are the person who contracted the debt.  They must have the original paperwork showing you opened the account, with your signature, and that you are responsible for the debt.\n\nIf they are able to prove it's your account you should insist that the statue of limitations for collecting the dept has expired.  Google "debt statute of limitations (name of your state)"  Normally after a couple years, with no payments from you, the debt can no longer be collected.\n\nMany times bottom-feeders buy up old debt for pennies on the dollar.  Many times they don't have any of the original account documentation and many times the statute of limitations has expired.  They sue all the debtors knowing that most will not show up in court to contest it. They get judgments by default which can then be enforced whether the original debt was collectible or not.
543198
My guess would be that the judgement will create the CCJ, without regard as to how quickly you pay up.  Speak to an attorney for advice specific to your case.
517343
Check with your treasurer's department for your state. But there is a statute of limitations and it could have been absorbed into the state as unclaimed.