My estranged bro is 20 years default on his studnt loan,my parents are called daily,is his wife responsible?
341150
Dont get into it then.  Dont give them her number if he was not married to her when he got the loan.  Just say hey I havent spoken to my brother in five years so when you find him say hi for me.  Thats all.
812416
Two wrongs don't make a right.  Your mom needs to speak to an attorney who specializes in such matters.  To deliberately try to defraud creditors rather than attempt to set the record straight will get her into deeper hot water. She can give her money to whom ever she desires but to transfer funds under your name when it is not a legit gift could be a problem.  Creditors have access to our banking records and if this is found out, she could be prosecuted as a criminal matter instead of a civil matter.\n\nWere your parents legally separated at the time your father opened these credit accounts?  Where were the cards mailed to, etc.? The creditors aren't listening because what is happening is not uncommon.  People knowingly use all sorts of tricks and loopholes to defraud institutions all the time so just having your mother tell them about her estranged husband's bad acts is not going to be enough.  She needs to get on with the business of taking care of this.  If she had nothing to do with this, she should be able to provide records and documents to augment her claim and innocence.\n\nHope it all works out.
692124
Call the lender (or, possibly the collections agency if your situation has gotten to that point).  Many companies are willing to work with you because defaulting on a loan is bad for their business, too.  However, you have to show them that you are a responsible borrower:\n\n1.  Explain to them what happened (tell them just what you told us here)\n2.  Tell them that you will take responsibility from now on (the loans will always be in your name, so even if your mother still plans to pay them off, you should still keep a watchful eye on your account balance to make sure that she is never late) \n3. Ask what repayment options you have at this stage.  Some lenders will put you into a forbearance in order to alleviate your payment problems.  Other lenders will recommend that you consolidate your loans in order to lower your monthly payment.  Others will, as you suggest, devise alternative payment options called an "income contingent" or an "income sensitive" payment plans.  Ask them if they can do this and, if so, whether they can make your payments close to $50.  Generally, once you make 6 consecutive payments on time, you will be out of default, which will help your take-home wages and your credit report in the long run.\n\nRemember, too, that collections agencies deal with a lot of lazy people -- show them that you are different.  If the person you speak to is having an "off" day or doesn't seem willing to help you, try again.  Consider asking your former Financial Aid Office to contact them on your behalf (I have done this for students) -- sometimes they are more pleasant when dealing with someone "in the business."\n\nFinally, one of your rights as a Stafford or Perkins Loan borrower is that you be allowed to speak to an ombudsman when things get rough.  You can find one and learn about what they can do at http://www.ombudsman.ed.gov/  (Basically, an ombudsman is an individual who resolves disputes through an independent viewpoint; they do a lot of impartial fact-finding to make sure that you have been treated fairly.)
1007870
I can't believe your husband signed the house over to his father. Legally you owned half of the house because you are married to the home owner. He signed away your rights to the property...which translates to $$$$$ when the home is sold. You DID have legal rights to the property!!!!  As far as the loan you are responsible for paying it back too, because he is your husband and your debts are joined together in TEXAS and nearly every other state. They screwed you over!!!
148168
I am so sorry to hear. It must be very difficult for you and your family. \nI hate to say this, but if my son had this many charges against him, I would have to let him deal with the consequences. Otherwise, the only thing he would learn is that "mom and dad (or one or the other) will bail me out." I've seen this happen to someone who I am very close to and she is on the verge on losing everything, including her mind, trying to keep her son from dealing with the responsibility of his actions. What happens when mom and/or dad are no longer there to bail him out? When does he start learning responsibility for his actions? Chances are that he will outlive you and if he doesn't learn now, then what happens to him? Not to mention the people he has harmed by committing these crimes. It is harsh, I know, and I'm sorry. I know this has to be extremely painful for you. \nHaving said that, if I were determined to try to help him, what I would do is contact an attorney for a consultation. Many atty's give initial consulations for free. I would contact Legal Services which is for people who cannot afford to hire an attorney and is usually located in the blue pages in your local phone book (if your phone book doesn't have blue pages, I mean the section for government phone numbers). I know in our area they have certain times each week you can call, speak to an atty and ask for legal advice, no charge. \nThe website is for a criminal defense lawyer in Lubbock. Don't know how close you are to him but his site says initial consultation is free.
1160703
She hasn't grown up yet, and you have.   If you can handle her, then stick to your plan, save your money and get out of there.  \n\nShe isn't going to change.  She will always want her husband to put her and her family first.  You are getting in the way of that just by being around.   \n\nDon't stop helping and paying for your part of things, this will help you to be able to walk away later not feeling like you owe her anything.   \n\nIf you can, plan to be out of the house or sleeping as much as possible when she is going to be home.  \n\nI hope that this helps.  I understand how hard it can be.  Best of luck.
916354
you are there only to execute the wishes of your mother.  that's it.  you are entitled to a fee for your services.  beyond that, you have NO control.\n\nsure, your brother has the right to receive whatever has been laid out for him.  as for the papers, if he challenges you and lawyers get involved, you for sure will be showing him the papers.
761763
From what I understand generally about estate law, your parents' debts should not roll over to you and your siblings when they pass away. However, if you or your siblings are co-owners or partners with your parents in any business enterprise or are gurantors to any loans taken by your parents, then yes, you may become liable to their debts when they pass away.\n\nIn short, you will not be liable for their liabilities unless you are somehow a party to the liability to begin with.
201727
sounds like mother is no good. if he is an adult why is dad still paying child support? money should go to son automatically! maybe son should go to FOTC and dispute that case. let me know if you need my help. ntjack02@yahoo.com. and good luck god bless you.
578237
His estate is liable for it.  If there's an executor, they may be bound to settle the debt, depending on the agreement grandfather entered into when the debt was created.  You should consult an attorney.
406930
Ultimately your son is responsible. I he does not have the financial means to fix the damages then you as his parent are responsible. If you don't feel that to be the case then think of it this way. You deposit money into a savings account thereby giving them permission to use it for loans, if the bank get robbed of all their funds are they responsible to you?
1161616
You need to stand up for yourself. You have a baby to protect now. Too bad if your husband has to sell the race car.\nYou say he has many debts. He should sell the car. That's what marriage and fatherhood is all about. sacrifice!\nTell your brother he has to begin paying RENT if he wants to keep living there. Send a letter IN WRITING so you have proof.\nGive him 2 months to find a job. If he doesn't pay on the 1st of the 3rd month, KICK HIM OUT. Use the money to help your parents
775421
The minute you used the card after your husband passed away you, in essence, affirmed that you would be responsible for the debt.\n\nAs your husband's survivor and probably the only person to benefit from his estate, either the estate or you personally would be responsible for this debt.\n\nSo no matter which way you look at it, you need to pay it, or make the determination to file bankruptcy.  There is no in between
1115847
If he filed bankrupts on the house it belongs to the bank, i do not see how she can owe that money because the bank does not take only a portion of the loan of the house for bankrupts they take possession immediately. all of it. something doesn't sound right. I would call a lawyer for advice. But i am not sure about the new laws for filing bankr. They are different now. I heard your dept is not dissolved.
128107
If htey gave you the house and you are paying the notes, do you have a ocntract with them?  Has it been transferred to your name?  These are things you need to check out.  Sounds like they still own the house, and if so I would take my 842.00 and go elsewhere to live or have to put up with controlling in-laws and a nosey sister-in-law.
829759
He's in control, and wants to exercise it. I don't see anything unreasonable in your or your mother's concern over this matter; in fact, I'm surprised that you did not have a pre-nup worked out before you married your husband if you knew you would at some point be inheriting a large sum of money. Unfortunately, you can't *make* him sign anything, so how you proceed from here is up to you.
62875
Contact and file a complaint with the attorney general in the county that ordered the support.\n\nIt will be collected from the parent who owes it no matter who they are.\n\nGood luck and God Bless