How are you investing your money?
348238
I have taken the approach of multiple streams of income, multiple streams of investment.  I have money socked away in a Roth IRA, REIT, and a 401(k). I also have my own web site, I have one million Iraq Dinar, some gold and I have a side business on the internet.\nEach of these are paying me daily. I'm fifty-one.
314980
Ah, yes.  Here's a good investing question!
677792
investing your money. You can do that 10 dollars at a time. Contact Scottrade or ETrade for starters.
594271
Pay off some of your bills before you invest. \nIf you need help with your bills, check out your local church...if you are in need of your most basic needs being met.
420407
Study, Earn, Save and Invest
648897
1. Never spend your saving's\n\n2. Try putting some into high interest account's\n\n3. Personal Pension or 401 K..etc.\n\n4. Invest to reduce your cost of living..etc. (Buying rather than Renting property...etc)\n\n5. Spread your saving's into different Mutual Fund's
1014448
I have found the best way of saving.  I was able to put away approximately $8000 in 18 months.  Look for www.sharebuilder.com.  Its an investment site.  You can purchase stock for $4.00, no matter how much stock you buy.  Do some research.  I chose companies based on the products i use in my daily life.  I found it be fun to save and also enjoyed shopping for new stocks.  The dividends usually pay better than any savings account, so give it a try.  It worked for me.
318964
For us little people, I find the best way to invest is with no-load mutual fund accounts.  That way there are no charges or fees either up front or when you eventually sell out.  Also professional managers take care of the investing and do much better than we could ever do.  Second, I find the best way is to make the investment LONG TERM, let it sit no matter and over time I have found my investments always do well.  May I suggest a conservative long time company:  Lord Abbett Affiliated Fund has been excellent for me.
586030
There are plenty of ways to invest and also plenty of investments in which you can loose your money. \n\nfarm land. buy it and rent it out to farmers or go shares\n\nrental properties. maintenance can be a nightmare though, but the tax advantages are terrific\n\nrare coins, stamps, baseball cards, comic books, etc. but you have to spend a lot of time and energy persuing that venue. \n\nvacation home. but not in a huricane prone area.\n\nthose are some of your options. Now let's talk stocks\n\nYou say you are invested in stocks but how diversified is your portfolio?  Do you have 50% of your porfolio invested outside the U S? Is a portion invested where the future growth is expected to be? India, China
280469
Investing in the stock market for myself.  I have several stocks that I research at any time and invest in, then trade them when I feel they have reached their intrinsic value.  Some within a few days others within 18 months.  While doing that I am going to school for business finance and another school for CFP (Certified Financial Planner) and working part time for a company that is sponsoring me for my insurance, mortgage and brokerage licenses.  Once I am done with my education - end of 2007, I plan on working full time for a firm for 3 years while still building my personal wealth on Wall Street and through investing and managing money for others.  Then I plan on opening a not for profit financial planning office in town here for the lower to upper middle class.  Possibly with the lower class as well.  To teach them how to gain their financial independence.  Then in 2015 I plan on becoming semi retired and working strictly with people and their financial needs while traveling the world on my sail boat.
1117757
Yep, I've thought about it.\n\nFirst, form a trust and pick a solid company to administer it.  That prize is paid out over 30 years (usually, or something close) and I don't want to lose over half of it in order to get the cash lump sum, yet I might not live long enough to see it all come in.  The trust then keeps it going for my family after I croak.\n\nSecond, a big chunk is going to taxes first and before I see a dime they will want to withhold at least a third.  Current taxes, state and federal would be really close to 40 percent (a rate that undoubtedly will go up in the future, but hopefully not as much as to cost the loss of the over 50 percent discount of the lump sum payment).  So instead of 30 percent withheld, I would have the full 40 percent withheld.  I would rather have government owe me than owe government.  Also, current rates are something like 35 percent for federal and 4 percent (actually 6, but the federal tax is deductible) state, which is 39 percent, so tack on the 1 percent that the trust company expects and make the numbers easier.\n\nThird, I would want to make some charitable donations, so set aside a quarter for a trust fund or foundation to distribute that.  As a Christian, I like to pay my tithe, an old word for a tenth, so that still leaves some 15 percent for things like schools and scholarships and helping poor families out with their health bills, medicines, and such.\n\nFourth, I would want to make some investments to keep the money working.  With today's uncertainty, I might shop for a bunch of banks to make jumbo certificate of deposit (CDs) accounts and get the better interest rates.  When the bank needs to give the money back, especially if I go to federally-insured small banks, they will probably notice that I have a few bucks and want to let me in on local opportunities like some good housing developer that needs some partnership money (he will incorporate first and give me shares or it ain't gonna happen with me).  When I identify an opportunity that will make me money better than the CDs, cash them in when they mature and invest elsewhere.  I've got a couple of practice stock portfolios, one making 19 percent and the other 6 percent increases, so those strategies might work for some of this.\n\nFinally, with the ten percent that remains, divy it up over the time as income.  With that I pay off my bills, go on to get my doctorate.  My wife can get her master's or more too.  My son will probably want to open an upscale coffee shop which will then be no problem.  I can travel abroad periodically, as well as about this country, because there are lots of beautiful places and fascinating things I haven't had a chance to actually experience yet.  Besides, there might be some fun opportunity to invest in and while I'm holding the checkbook folks tend to be nice who otherwise probably wouldn't give more than the time of day.\n\n50 million over 30 years is 1.6 million a year.  That's 1 million after taxes at the current rate.  That's a little over $400k for contributions and another for investments.  An annual $166k for disposable income is more than enough for what I want to do.  Besides, as contributions are often tax-deductible, I expect to get a chunk of that tax withholding back in tax refunds.  Thanks for the dream.
490841
quick smoking, drinking.\n\nput 20% of your earning into high yeild mutual funds -
97714
You can buy stock/mutul funds/CDs. But, it depends on when in the future do you need the money.
492559
start investing systematically in mutual funds, over the next 10 to 20 years you'll make a helluva a lot more there than you will in a savings account, it just won't happen overnight
66458
Invest,\nReal Estate, Stocks
933501
I received a similar amount from my deceased parents estate.\n90% is being invested for mine and my family's future. But with about 10% I bought some things I really wanted for myself and my family. I tried not to waste it on little things like Cd's that I could work into my weekly budget, but instead got the kids new beds and a few things we had been wanting for a while. This computer was one of those purchases, and we took a family holiday on the Indian Pacific train across Australia. \nAfter losing both my parents in recent years I needed some retail therapy, but I still have the rest of my life to think about and kids to provide for. So investment is the wisest  thing to do with a lump of cash like that, no matter where it comes from.
17606
Assuming you live in the US investing in the share (stock) market is as simple as:\n1. Opening a brokerage account with one of the brokerage firms such as Wells Fargo, TD WaterHouse, Ameriprise with a deposit of say $1000 and start buying and selling shares online.\n2. Initially you could buy shares upto your deposit amount\n3. As you build assets you will be eligible to borrow against your assets and buy stocks on margin even if you don't have cash in the account. This is a risky strategy and should be employed by experienced investors