credit grantors who only check equifax credit profiles?
344942
There some who only pull from equifax but you never know which ones...C
1184395
It depends on what agency he used to pull your credit. Some creditors only report to certain bureaus. maybe they'll report to equifax and not transunion. If could be that the creditors you have may have only reported to two of the three agencys. Highly unlikely but possible. Tell your guy to use CreditPlus. That's who I use. I'm a mortgage guy too. Basically it costs money to report you to the bureaus. so if your creditors are cheap than it may just be that they only reported you to the cheaper bureaus and not all of them. Most credit cards will report you to all three bureaus but some smaller ones will only report you to some.
786381
Not sure how you would do this, but could you do a background check on yourself to see if there is anything there incorrectly?  There are tons of cases of credit reports being flawed.  Isn't it possible that a background could have false information in it?\n\nIf they found something, they certainly should have told you.
408975
BE CAREFUL. Many of the sites that offer to give you a free view of your credit rating, are actually using you to get a copy of your credit rating which they use for their own purposes.\n\nYou are entitled to see your credit rating for free under the law http://www.annualcreditreport.com/\n\nYou do not need to share it with third parties such as www-freecreditreport-com To give you an example of how sleazy they are, on their site they show a link to http://www.annualcreditreport.com/ but if you look at where it goes *before* you click it, you'll see that it actually takes you to freecreditreport-com because they still want to spy on you.\n\nI wouldn't be surprised if they posted this question themselves just to run an AD! but i have no knowledge of it if they do.
346928
Hey, check that is it only with a particular profile or with all of them.
102339
Go to freecreditreports.com or call one of the bureaus equifax, experian or transunion they should be able to forward a tri-merge (recs on all 3 bureaus) with credit scores.  Watch out for those inquiries!!!
1014680
there is no need to wait that long.  go to creditreport.com and you can have a full report from al three agencies today.
177498
By checking their profiles...\n\nBut the chance of a 100% true profile in the net is so slim that you can't trust the data you get...
993888
Skip is dead wrong. There are no free scores out there and if there were, they wouldn't be correct. In my research I have found that FICO, Identity Guard and TrueCredit all report different credit scores. I have found TrueCredit to be the most accurate, based on credit report information. TrueCredit is affiliated with TranUnion Credit Bureau.\n\nI get my reports free annually and, whenever I apply for credit, ask what my scores are from the lender. But I find it necessary to monitor my credit more than once a year. For $30 bucks, I go to TrueCredit and buy my 3 credit report/score combination.
850343
go to Bluehippo.com they do not do credit checks just as long as you have a checking account is good for them.
42636
The only place authorized by the government to provide free credit reports to consumers is annualcreditreport.com
874620
There's no free place to check credit score.  Even the ones that advertise a free score make you sign up to a monitoring service first, then give you their version of the score.  The most commonly used score, the Beacon 5.0 is available at equifax.com.  The cost is $15.50 for a score and credit report online.  Annualcreditreport.com will sell you a score for $7.95, which is cheap, but not free.  If you sign up for score monitoring at equifax.com, you get 2 free score power reports, plus your score is monitored for changes.  This costs $7.95 per month, but there is no minumum number of months.
654696
Go to http://www.annualcreditreport.com and get your totally free, no-strings-attached credit report.  Get one report from each of the three agencies, but only get one agency's report every four months (i.e. Experian in June, Equifax in October, TransUnion in February).  That way, you can monitor your report all year long for free.\n\nIf YOU are checking your report, it will NOT affect your score.  It only drops when you are applying for credit and someone else checks your score.
447279
equifax, transunion, experian
49348
If you have a creditor that you already owe - they can periodically check on your record but they don't get in depth reports.  You have to give a company permission to pull a credit report on you.  If you don't they don't have the right to do so.  \n\nWhen you get offers in the mail that say you are qualified (not sure if this is what you question has to do with)  but those offers are not based on your total credit report.  It is only based on basic info that is not totally private.  It is a prelimiary kind of credit worthiness they look for.  Like maybe if you fall within a certain group (with a certain fico score or something) they will send you offers just incase you are interested in them.
158966
You can get your official score from each of the 3 reporting companies.\n\nDo not trust any free credit report sites except those officially authorized by the Federal Trade Commission which include the 3 main companies that compile your credit score (Equifax, Experian, and TransUnion). My source includes official government information regarding free credit reports and how to get one. It doesn't make sense to trust other credit reporting sites when you can get information officially from those that actually compile your credit score.\n\n"The law allows you to order one free copy of your report from each of the nationwide consumer reporting companies every 12 months."
461096
Equifax: 1-800-525-6285  www.equifax.com