I am trying to establish my credit.  What is the easiest credit card for me to get?
338655
a dept store credit card that was my first one but then I found out I was being ripped off bcuz those have super high interest rates.  it's a good way to establish credit I guess just make a purchase every season and take the rest of the season to pay it off without defaulting it will show you're consistent and reliable.
12137
The best credit you can get
268996
Amex Green Card is the easiest to qualify for but they will look for some type of credit history before approving you. \n\nI would look at secured credit cards to start building your credit history.The best programs are from Wells Fargo & Bank of America. They are have low annual fees, no application fees, no maintenance fees, and lower interest rates. They are available in all 50 states. Both Wells Fargo and Bank of America report their accounts to all 3 credit bureaus.\n\nStay away from the "Sub Prime" crap like First Premier, Aspire & Orchard Bank. They have lots of hidden fees.\n\nYou can review lots of programs at www.bankrate.com\n\nGood Luck
456519
Credit cards are easy to get.  TOO easy if you ask me.  You can apply online, call the company, or apply through your bank.  BE CAREFUL though because they will give you a card and a maximum limit and it is so easy to just start spending.  I have a friend who racked up credit cards when she was 17 and 18 and she barely, barely paid them off (she is 27).  They are not your friends.  Make a habit of only spending what you make and having one to only use in emergencies like unexpected car repair.  Good luck and God bless.
483005
I have one and I dont recall on how long it took to get one (you could probably call) but Capital one is the only credit card company Ive found for people with so-so credit that actually isnt so bad...  word of advice... if you got a card with an annual fee... a week or 2 before the annual fee is to be charged call them and most times they will cut it in half or remove it
133397
Try the bank where you have a checking account they will probably give you a credit card. You have to start out  small with like a 200 or 500 dollar limit.
150217
A debit card usually isn't a problem, this has to do with banks and they have their own system for checking good standing in the banking system. As long as you don't have a slew of bounced checks somewhere you should be allright. A credit card is harder. Lots of time you just have to wait a little while.Here's a good idea, some jewelry stores will offer credit to anyone. I did this and received three credit cards within a matter of weeks. I didn't have a bankruptcy,though, but I had really awful credit and I tried for three years to get a credit card.
2292
Another avenue here is to get a secured credit card, you find a bank or institution, you put whatever you can afford in a savings account (say $250.00) the bank gives you a credit card using your own money. After about 6 months if you keep up your payments they give you your money back and give you an unsecured a credit card. In time with the other great ideas here you will have credit.
458229
Any credit card that has a low FIXED interest rate such as Prime +2.5% and no annual fee. I do not recommend American Express and Discover just because they have limited usage. VISA and MASTERCARD are accepted everywhere in the world and have friendly programs and rules. The best to get a credit card is through a credit union. Moreover, if you are looking to build credit, you have to get a secured credit card/loan and might need to pay a yearly fee but just for 6 months. After that you can apply for any card you want but be conservative. The less cards you have the better your credit will be - providing you have a line open. Hope this suffice.
567312
Having a history of good, revolving credit (finger hut, Mervyns, Sears, JC Penney) will help you.  Just use it.  If you buy one thing, once, that won't really help.  I got a card at Mervyns and bought maybe one item every three months.  It helped me.  I had a great credit history but "lack of revolving accounts".
818734
First of all you should have your credit report to know your score so as you won't make a wrong application. The fastest and the most convenient way to choose a credit card and qualify for it is by Internet. You just go to a site, look through credit card offers and fill out an application form and you can receive your card in about 7-10 business days. There are numerous sites of the kind, and you shouldn't fear to use them.\n\nYou can try these:
571444
Please don't do that...you would be paying fees and not getting to borrow money like on a regular credit card (they actually shouldn't call it a credit card) You should open up a checking account instead..you will still be building credit, most banks have visa or mastercard logos on there debit card, and you won't be paying as much in fees. \n\nIf you really want a credit card, but can't get a regular one, try a secured credit card.
640064
This is one of the most common questions on this board.\n\nHow do I build/establish credit?\n\nFirst off you need to be educated about how credit works in the U.S.  Every credit decision a lender makes is driven by FICO credit scores. You can go to www.myfico.com and look in the Credit Education section to learn how FICO credit scores are determined. To build your credit you have to place positive credit items on your file that will report positively for 6-12 months minimum. If you want your credit to be in the Excellent category (FICO score 750+) then your goal should be to have 3-6 revolving accounts(dept. store, gas cards, Visa. etc.) WITH NEAR ZERO BALANCES and 1-2 installment loans(car, mortgage) that are reporting positively.\n\nI would start out with a Bank of America or Wells Fargo secured Visa card. Both banks have great programs with low annual fees, low starting amounts ($300.00) and no junk fees. After 12 months of positive on time payments you will graduate to an unsecured status. Then you will probably be approved for other cards such as dept. store and gas cards.\n\nGood Luck
265833
This is one of the most common questions on this board.\n\nHow do I build/establish credit?\n\nFirst off you need to be educated about how credit works in the U.S.  Every credit decision a lender makes is driven by FICO credit scores. You can go to www.myfico.com and look in the Credit Education section to learn how FICO credit scores are determined. To build your credit you have to place positive credit items on your file that will report positively for 6-12 months minimum. If you want your credit to be in the Excellent category (FICO score 720+) then your goal should be to have 3-6 revolving accounts(dept. store, gas cards, Visa. etc.) and 1-2 installment loans(car, mortgage) that are reporting positively.\n\nI would start out with a Bank of America or Wells Fargo secured Visa card. Both banks have great programs with low annual fees, low starting amounts ($300.00) and no junk transaction fees like some people are promoting on this board. After 12 months of positive on time payments you will graduate to an unsecured status. Then you will probably be approved for other cards such as dept. store and gas cards.\n\nGood Luck
683981
Apply for a Discover card with a credit limit of $200; limit your use of it to $100 a month.  You will get credit for spending as you use it so you are not just spending money but getting something in return.\n\nAlso, go to your bank. Most banks have credit cards that they offer depositors; just make sure you tell them you want one with a limit on it.  Asking for a credit limit will demonstrate to them that you are responsible and credit savy.
189732
This is the easiest way. Find someone that has good credit and have them put your name on their credit card. They don't have to give you a credit card so it is no risk to them. After a few months you will show credit history. Then go and get a credit card in your name that has a limit of 5K.
47254
Without a credit history, getting a credit card is not easy. Keep trying at the bank you do business with. They may start you off with a credit card with a $500- $1000 credit limit to see how you pay your credit card bills, then increase your credit limit as time goes by. If all else fails, there is such a thing as a SECURED CREDIT CARD. This card is backed up by a specific amount you put up to ensure  payment of your charges. This is also your credit limit. One you establish yourself as credit worthy, you get whatever credit deposit you put down,and a regular credit card is issued to you. For secured credit cards, again see,  your local banker first.