Does anyone know about the reputation of NationPoint Mortage Company?
353503
YOU CAN GO ON DUN AND BRADSTREET'S WEB SITE AND THEIR RATE ALL BUSINESSES.  BUT, BEFORE YOU BUY RIGHT OUT, IF YOU QUALIFY FOR A MORTAGE FROM THEM, THEN YOU CAN QUALIFY ANYWHERE.  CHECK WITH YOUR CITY OFFICE AND SEE IF THEY HAVE PROGRAMS.  IN COLUMBUS, OHIO THEY HAVE A PROGRAM WHERE THEY PAY THE DOWNPAYMENT AND ALREADY HAVE LENDERS THEY WORK WITH.  ALSO CHECK FOR FORECLOSURES, HUD, AND AUCTIONS.  YOU MAY GET A BETTER DEAL.  ALSO GO ONLINE AND SEE WHAT OFFERS YOU GET.  IF YOU FEEL WORRIED ENOUGH TO ASK ABOUT THEM, MAYBE YOU SHOULD LOOK FOR ANOTHER LENDER.\n\nJJ
958561
These are my thoughts on this.  \n1) The fact that they only provide a PO box not a street address is a cause for alarm.\n2) There is no listing for them in the local business area on the site: http://www.eatonrapidsmi.net/  Another cause for alarm, if they are a legitimate thriving business it would seem to me that they'd be listed/involved in the community in some way.\n3) Take heed, you did not mention if there is any "start up" costs for you (sometimes these scam things tend to lure you in with promises on big returns for a small outlay for supplies).  Even if the initial offer is not indicating this they "tell" you in the teeny tiney print or at the last second after they've gotten you hooked on the idea of easy money, this is how they make their money.  Any job where you have to put money up front to make money is not a real job it's a scam.\n4) If you're still not certain, take a minute and check with the local chamber of commerce  or equivilant, for Eaton Rapids.  If this is a legitimate business they should have at least heard of them or they'd be a part of the chamber.  \n5) IF the company has a contact # then find out their real address if at all possible.  You may be able to use that to search the Better Business Bureau site.  But I can almost guarantee they won't be willing to give that out.\n6) If you do decide to write/contact them keep in mind that your name address & # will now be a part of their records and you could find yourself the recipient of tons of unwanted junk mail & phone calls.\n7) DO NOT!! GIVE THEM YOUR PERSONAL INFO WITHOUT CHECKING AND VERIFYING ALL OF THEIR INFO FIRST!  Sorry to "shout" that but it cannot be said enough.  In this day and age of identity theft security improvements you'd be surprised the lengths people will go to to obtain other's personal info, even to the extent of taking out ads for a bogus job offer, it does't take a whole lot to rent a PO Box, and once they harvest enough info they let it lapse and move along, well before anyone is on to their scam.\n\nJust remember, just because they don't have anything on them at the BB doesn't mean they're good or bad.  They might be legitimate but if they are they'll be willing to provide to you their credentials, (Business license #, contact names & numbers, a physical address & more).  Still unsure, check out the BB site again, they have links and info on prevention of scams and bogus job offers.\n\nNote:  I just checked the BBB myself for C & R and noted that they warn about the possible fraud in this type of job and do note a contact # but they have not received any info from this company.  From my own experiences if the company is legitimate with nothing to hide, then they'll willingly provide info to the BBB.  Whatever you do, just use caution in your dealings with them.\nhttp://www.westernmichigan.bbb.org/commonreport.html?bid=25004851&language=1
1160959
Kensington Mortgages \n1 Sheldon Square \nPaddington \nW2 6PU \nPhone: 0800 111 020 \nEmail: IntermediaryEnquiries@kmc.co.uk
716698
Yes, i am a licensed mortgage broker licensed nationwide..\n\nFeel free to contact me at any time!\n\nJason
224077
Go thru this site:\n\nhttps://www.nationalcity.com/secure/personal/points/default.asp
832422
I've never dealt with them, but although they're aren't BBB members, they do have a satisfactory record with them: http://data.ottawa.bbb.org/commonreport.html?bid=53
1116780
My fiance and I fell for this scam about 2 months ago. We wired them a deposit of $750 and never received a call back OR our money! I really wish we would have looked into everything alot more closely. When we tried calling them, no one EVER answered, we left countless messages for someone to call back. \nFinally, after a week of no response I went back to the site and did a whole new request under my name. LESS then 24 hours later, someone called! We told them who we really were and they hung up on us! Well, we called back again and someone different answered. We explained everything to this women, we told her that "Sally Hamilton/ Rachel Wilson" never called us back or emailed us, and that we were going to hire a lawyer against them. That must have scared this women because she said she was going to have to speak to "Sally/ Rachel" about that issue. She also told us SHE would be refunding out entire depost in 30 days.\nIt's been OVER 30 days and we have not received anything, not the deposit, not a phone call, nothing! Now, if you go to www.carltonfinancialgroup.com, their website is down, we have no other way to contact these people, and all of the numbers we have contacted them through before are not in service anymore.\nWhat phone numbers do you have and who did you speak to?\n\nThis is a SCAM, please don't do it!\n\nPlease respond, maybe we can put our information together.
528427
Yes, though I have no direct experience with them. \n\nTheir site doesn't raise any of the red flags that most of the disreputable lender sites do.  It's a good sign that www.finaid.org lists them on their "best private loans" lender list.  That said, I don't get the sense that they are specifically catering to students with less-than-ideal credit histories, but that's not necessarily a bad thing (CampusDoor doesn't *say* that they approved borrowers with minimal credit histories, but they usually DO).  If you apply with them and they don't approve you, take that as a sign that you need to search for a lender who specifically states that they make loans to borrowers with credit problems.
452311
I can only comment on our network marketing company that we are distributors for. as we have been going for 27 years , with no debt, every country we open a head office in we buy it cash... We are currently in 114 countries. \nwe dont owe anyone money and our turnover in uk was 34 million and rising.we are ranked the 2nd successful mlm. I cant see any way possible that this would suddenly fold and the distributors lose out. The assets our company own include south fork in Dallas plus a number of other resorts worldwide. \nI feel safe with my company but you never stated which one you are joining and how long they have been going. I would be wary of joining any networking company that did not have a proven track record. before you sign do your homework, get as much info on the co as poss.\nI loved the whole concept of our company and they way that it works, I have since looked at a few other mlm and found their way does not benefit the distributor as much, but that does not mean to say there arent other good ones out there. If you would like to know more dont hesitate in contacting me but include a email for me to contact you back. I think speaking to someone else can help as you get a different view on things and good ideas!!
29721
Michael, I would like to know if there is anyone else that has experience with this company. The OP's quesiton is not redundant. They are seeking more information, information I would like too.
720783
Contact www.naca.com\n\nthey are in the process of becoming nation-wide. They are a non-profit housing advocacy group that also does it's own fixed rate mortgages. They also do refinacing.  They work with people to improve their credit and educate consumers on the importance of good credit and how to keep it. \n\nthey got their money by winning a predatory lending lawsuit against Fleet Bank. Now they use that money to help save people from predatory lenders. They want to see people own homes because it's their philosophy that home ownership is the cornerstone to financial security
907957
I bought a pram from them about a month ago without any problems.  Have seen them expand significantly within Bedford (and online) in the last 2-3 years. \n\nTheir showroom is on the Kempston Industrial Estate:-\n\nhttp://www.twoleftfeet.co.uk/premises.html
718257
Yeah they are property developers in the UK, north america and new zeland.\n\nSee http://www.worldcapitalpartners.co.uk/index2.html for more details
543696
Hi,\n\nYes, I signed up with them too and followed thru with their instructions. On Wed 5/17 I opened up a NEW Chase acct with online access and on Thurs 5/18 added their Wells Fargo acct to be linked with mine. \n\nOn Friday, I got further instructions to activate this acct with the 2 deposits mentioned and to initiate a 10k transfer from their acct to my acct. I did this in the morning because this was supposed to be a SAME day transaction. I got the confirmation #'s and printed out all paperwork for my records. Friday evening, I decided to check the status of the transaction only to find out that my Chase online access was DEACTIVATED and was instructed to all Chase's regulation dept to speak with them.\n\nI have yet to speak with the Chase team to find out what needs to be done. I heard from another gal that said the same had happened to her but I haven't heard further word.\nI also emailed Dollartime on Friday evening, but so far have not heard anything. Tried calling too but all I get is a busy signal.\n\nI have filed an online complaint with www.fraud.org and they will forward the info submitted to the local authorities. These thugs need to be caught and proscecuted!\n\nAlso found out that Universal Escrow's identity WAS stolen and aka Dollartime was using their impressive list of business trade references to lure innocent folks (like us) into cashing BAD checks for them.
483303
Yes this is VERY true! They are a very hard company to find because of what they offer. They really don’t advertise because, well they don’t have to. My husband and I used them and received a check at closing for over $7,000. Can you believe it? We paid off our car and one credit card with the extra money and here is something else they offer.  If the home you purchase is over $400,000 the pay you %75 of their commission. (Do the math on that one, WOW!) Plus no matter what the amount of the home you purchase they also pay for your home inspection and your home appraisal.  They are a fantastic company and we refer them to everyone. I highly recommend them. Their phone number is, 407-384-0044, ask for Frances she’s great.
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LensCrafters is running a scam. \n\nI went there yesterday and showed them the box I'm living out of, and I even blew some of my unimaginable halitosis on the lady who was fitting a frame on my face.  I thought for sure I was going to get hooked up!  But they pointed at my "Will Work for Food" sign, and noted that I used a "Sharpie" Brand marker to write on the sign (instead of using my own feces - oops, my mistake),  and they said that *I* was too rich, too.  \n\nIt must be a marketing strategy.
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I cannot offer an answer for the first part of your mortgage,  most brokers will offer self cert as most mainstram lenders are now offering a self cert option via their specialist lending companies, which can cause consumer confusion as most are names which are not familiar to the lay person and only people working in the industry.  I know of a great 2 yr fixed with accord mortgages who is the specialist lender of Yorkshire Building Society - fixed for 2 yrs at 4.99% a prime product you could acheive approx 4.47% with nationwide (subject to conditins of course) so all in all compares quite well I think. Hope this helps with part of your question.