Why credit card? Why can't others? Pls let me know if you know.?
342626
If your debit card has the Visa or Mastercard logo on it, it works as a credit card too. If yours doesn't then talk to your bank and ask for a newer card, because these days almost all debit cards can be used just like a credit card.\n\nAMEX sometimes works as a credit card, sometimes not. It depends on if the merchant does business with AMEX. Same with Diners. The reason no one takes those cards any more is that all charge/credit cards (Visa, Amex, etc) make their money in part from fees they charge the merchant. Amex and Diners charge fees that are a LOT higher than Visa/MC. That's how they can stay in business and not charge the cardholder any interest.
148280
There are two factors at stake. One is the interest rates of the credit card companies which are very high. The other factor is in the inability of many people to live within their means. I pay my credit card bills in full every month. Many people simply lack that restraint. To blame the credit card companies is like blaming Anheuser Bush because you drank too much beer and got a DUI.
1117334
you need to call the credit card company and ask them why they canceled your card. There could be a dozens of reasons why they decided to cancel your card. You might have even made late payments and decided you are a risk!!! The worst thing you can do is not find out why!!!!!
946831
If you have a bank account, you may consider asking your bank for a credit card.  They may require that it be secured, which means you would have say $500 in an account that you couldn't touch, and you would be borrowing against that money and paying it back.  Then use it for gas and groceries and pay it back every month.  After a while (six months or so) you can apply for a real credit card, they will see you can pay, and will probably say yes and offer you a higher credit limit. As long as you use the cards, but don't really appear to need the cards, they keep raising your limits. For credit scores to be good once you get your cards, you don't want to have the cards charged up above 30% of the total value.  Stay away from Capital One, they do more injury than good to people's credit scores.\n\nYou can also try jewelry stores and electronic stores if they have anything you want to buy.\n\nThere are other ways too, but they take some major explaining. So if you are curious, email me and I'll respond.  Part of how you better your credit has to do with why you want it improved. What is your goal and why?
284854
Apparently, questions have been raised about CGS, as well:\n\n\n\nI have been offered a credit card by CGS if i pay a fee of 49.50 i want to repair my credit history and thoght this company could help but i am getting bad feed back has anyone had any dealings with CGS good or bad......CHEERS\n\nthe disc joc  Sun 26/02/06 16:13\n\nDo NOT give this company money! All CGS will do is give you the name of a credit card company and tell you you can have a card with them. However, it won't be correct. Any credit card company will have their own lending criteria which CGS are not privvy to and therefore do not know if you meet that criteria. After being given the name of the card company you would have to apply directly with them and you may not get the card. I work for a credit card company and i've had to tell many people this over the phone. Best thing to do is go directly to the credit card themselves. :o)\n\nhttp://www.theanswerbank.co.uk/Money_and_Finance/Question204222.html
794076
I've had son on accounts as 'authorized user'.  It has not given him ANY credit base line.  He's the only one that uses them also.  Because the card is in my name, and his an authorized user doesn't cut it.  You would have to be added as a 'co-purchaser'.  In other words a 'Co-applicant'.
642659
Virtual Credit Card\n\n\n\nThis Card is specifically designed for use in remote shopping environments like the internet, mail order and telephone order transactions.\n\n\n\n\n\nSecurity \n\nFor your protection, this card has a low limit, does not have a magnetic strip or a signature panel and cannot be used at retail outlets or for cash advances
280260
First, what is the reason you can't supply a ccv number?  \n\nIt's there for a reason.  Mainly because online sales have resulted in a big majority of credit card fraud.  That's why the number is required.\n\nAny merchant who will accept your card without it take the risk.  So your job is to find a merchant dumb enough to accept your card without proper verification.
644192
In Thailand have many people hold credit card not get by company but give by Bank many International Bank manage money offer for salary person money down 300 pounds can hold credit card when there use all more problem cannot pay back the Bank get lot of interest more than cash who pay so must take law punish cannot pay lot of people I think way save money is better than use credit card but people if have a discipline an necessary to use in group of movement money sometime is good i  am  not agree to use credit card for people use money swing by credit.
915439
I AGREE WITH YOU WHOLEHEARTIDLY.  I see all these people flipping out their credit cards when it comes to pay.  They go to bed worrying, they are thousands of dollars in debt, they probably have all kinds of high blood pressure, ulcers. etc.   If I can't pay for it cash, I don't get it.  I learned  my lesson by putting myself in major debt with credit cards.  I have paid them off and now I live a simple life.  I have taught my children to appreciate things.  Don't get me wrong. I give them what they need, but they are not spoiled little brats. They have learned to appreciate the value of things and money.  Excellent question and though provoking.
634065
Credit Card's are nice to have,but bad to use unless u can pay the balance every month.My motto is if I can't afford to pay cash for it I don't need it.If food stamp's are necessary to get u through the month by all mean's use them that's what they are for.
738566
If your Credit card did not have enough funds or if there was any other reason that your CC could not be used Paypal would have charged a fee for costs. In view of financial charges nowadays it is very reasonable.\nWhy not ask Paypal? They are very helpful.
1030721
The nearest you can come to something like that is a credit card, which is why it is so popular.  Check major credit card companies -- I know MasterCard and especially Visa are accepted in most of the world.
577701
OPEN ANOTHER ACCOUNT WITH A DIFFERENT CREDIT CARD - TRY CALLING THE PHONE NUMBER YOU MAY GET SOMEWHERE WITH IT AS COMPUTERISED  SYSTEM CAN BE A PAIN
941840
Owning a credit card is different than "holding" a credit card (or debit card).\n\nI have an account with Wells Fargo that allowed me to provide my son a card as an authorized user.  I do monitor the account closely to see how much and where money is being spent but keep a couple of hundred dollars in there per month for his expenses.  In doing this, I stopped purchasing his clothing and providing lunch money!  \n\nI can track his spending habits and the calendar of events and put some extra money in there when the situation warrants it but I find HE spends less when he considers it his money than when he asked me for MY money!!! Win-win!!!  \n\nHe is learning responsibility, finances and budgeting and self-limits when he knows he wants something like a new ipod.
33493
Get a "prepaid" card, which is only good for the amount that you "load" it with.WHen you want to make a purchase, load just that much on the card, make the purchase and relax.  Nobody can take out more than you put in.  If somebody tries, toss the card and get another one
120373
Its a piece of mind.  Don't spend what you don't have; avoid using credit cards.