How to reduce banks reliance on liability management?
343897
You need to clarify this question.
164735
to reduce payments and interest
1026784
Contact a personal injury lawyer.  Most charge a contingency fee - that is a percentage of what you make on the claim.  The usual amount is about 20-30% of the verdict.  On the plus side. they only make money if you win the case.\n\nThey can also help stave off creditors until the matter is resolved and you are back on your feet again.
640809
Technically IC Systems is liable, but you'd probably have to go to small claims court to make them cough up.  \n\nMy advice to you is to change your bank account number right away so they can't dip into it any time they like.  (This is the only dependable way to stop unwanted ACH transfers once you have given your permission for the withdrawal.)  Then set up other payment arrangements with them.  While you're doing that, you should tell them you're reducing the amount you owe by the $120 in fees they cost you.  Put that in a letter to them, and pay the account down until there is only $120 left.  Then stop paying.  If they continue to come after you, refer to the letter and point out that you have a legitimate dispute.
273225
Get yourself arrested so that you can't get your fingers broken. You could also go pigeon. \n\nBest way is to STOP BORROWING FROM LOAN SHARKS!
1106573
There should be a night auditor balancing the books each night. If the issue is not accounting it may be the clerks. I worked as a manager on duty for a sleazy motel chain and found several employees who would trade hotel rooms for drugs or pocket money from cash sales. It may be as simple as monitoring the staff or instituting a more stringent accounting technique.
803737
I took out Card Guard an insurance if anything goes wrong...the Banks use the Net...so I do to, but take the obvious precautions...I been using net to buy for about 7-8 years now and ( touch wood..) had no problems...
752759
Public liability insurance would be a good idea, otherwise you would be very vulnerable if you poison a customer with the wrong leaves, or if the canopy falls off your stall and cracks someone on the head. If you are employing anyone, you will need Employer's Liability insurance, too. \nGood luck with he business.
112614
just prepare the balance sheet with all the account titles in their proper positions but without amounts eg ($XX,XXX). something like a structure...
455310
legal system....hire a good business lawyer, that specailizes in accounting.
858890
The worst thing that you can do with a problem is ignore it.  Something happened... it sucks, but time goes on, and if you make wise choices now, you can get back on track.\n\nFirst contact the bank, be proactive. Explain the situation and that you lost your job - specifically ask for them to put you on either :\n\nA Hardship plan (a repayment plan with lower interest rates and a lower monthly payment usually 3-12 months of time is allowed on a hardship and it is designed as a temporary fix to a short term problem or financial change)\n\na Workout (workouts are designed to help recast loan terms and place missed payments at the end of a loan - this can be done with credit cards as well - car loans, mortgages. You agree to make a fixed number of payments at a specific monthly amount this is again designed as a fix for a short term problems, and banks are pretty likely to work with you if you have been a good client up until this point.) \n\nAll lending institutions base  their willingness to help on one factor "risk"  If you default on payments and make no effort to contact them your "thermometer of risk" starts to boil.  However, if you are proactive and solution oriented you appear like a responsible borrower who got slapped with an unfair dose of hardship.\n\n\nThere are also plans such as Debt Management or on the end of complete financial insolvency Debt Settlement that can help you to quickly and safely (debt management) pay your debts off.\n\n\nAlso, i suggest you apply for unemployment... and if turned down, appeal.  the squeaky wheel gets the grease (or oil, i forget... but I know it gets something)
69558
None.  Use a debit card, save money, invest.
59088
Since you're in business and finance, I'll go out on a limb and say it has nothing to do the military.\n\nOperations Risk Management, at least for banks, involves controlling the risk associated with operations such as deposit accounts, trust functions, and even lending operations.  It also controls the reputational risk asssociated with things like security breaches, inadvertent disclosure of nonpublic informaiton, money laundering.
795543
Well, if you think about it, you're not relying in a bank, you're relying on yourself to manage your own personal finances.  Believe me, i've had my share of financial problems. i.e. overdraft charges, payday loans, etc.  What i've learned is you HAVE to take the time and sit down and come up with a budget.  I know it's easier said than done, but, think of it this way..... it's not going to get better on it's own.  Can you manage your money/bills w/o a bank acct?  Of course you can.  But, and i'm not trying to make you feel bad, if you're having fees with banks now, what makes you think you'll be able to be responsible enough to stick money aside for your bills as they come in?  You're going to had this wad of money everytime you get paid.  Can you handle that kind of self control?  \nThere's a paperback book out there called The Budget Kit by  Judy Lawerence.  It'll run you about $14.00 at Barnes & Noble.  That alone has helped me in a big way. Dedicate the time to read the book, do the few exercises, there's even very resourceful CD inside called; MyEnvelopes.  \nTry it out and best of luck to you!  Mary
485300
First, try to learn proper grammar.  Second, you can try to call whoever you owe to have the interest reduced, which will reduce the payment amount.  Third, manage your credit so you don't get into this problem again.
513739
go-first to the bank-then to the lawyer
459436
Maybe look into GASB34.  It's an accounting standard for government.  It is causing a lot of uproar because of what it means for asset management.  Hot topic right now.