is there any credit card company out there that would give a person with bad credit a chance to own a credit c
352118
try Capital One. but alot of credit card companies will try to work with bad credit just the intrest wont be that low. if that doesnt work try a secure credit card.
475111
Sure if you want to be raped. If you're trying to fix your credit, start with a secured credit card. You know, one that requires 75 to a hundred dollars per year to have and has bad intrest, but don't use if for more than 50 dollars at a time and never make a late payment. After a year or two, ditch it for a better card with no yearly fee. This is a leg up to a better credit score.
1088866
Most likely yes--my guess is that you would have to get a student account, so that your parents would be responsible for your debt if you shirk it.\nYou could also try for a checkbook or something like it.\nIn terms of a good card, make sure you get one without an annual fee (or any other nasty fees), and shop around to get the lowest APR (though you shouldn't carry unpaid balances from month to month so hopefully it won't matter).\nRewards are probably also a nice thing to look for.  If you shop at one store a lot, some stores will offer you a credit card from that store that gives a discount on merchandise from the store, and there are some cards that give cash back and other nice things (costco cards give cash back, that's the only one I know off the top of my head).
76846
Call your credit card company.
1048373
Yes, you can! \n\nFirst, you need to find a starter card. You can get one for people with 'bad credit' or you can try getting a small one ($200) through Capital One. I started with that, and bought a car around the same time (not with the credit card, of course! :)). The interest on my car is ridiculous, but such is the penalty for not paying my bills before. After you work diligently to pay off your card every month and keep up with your utility bills, it will eventually pay off. I bought my own house (2 years after finally beginning to clean up my credit) and have several cards now. Most of them I don't use, they are just for emergencies. \n\nYou want to make sure that you don't keep maxing out your card and paying it off. I did that with the $200 card, because I would pay bills, then use the bill money to pay that off. I have a steady job, so I knew it wasn't that much of a risk, but if something ever happens, you're screwed. Your best bet is to carry no more than 20% of the limit every month. It looks better on your credit report. \n\nYou can do it ... it just takes hard work and patience. It won't change over night, but after about a year or two of consistent payments, you'll be in a much better position.\n\nGood luck!\n\nEdited to add: One thing that I forgot to mention is to watch the "program fees" etc. With Orchard Bank, for example, you may get a credit line of $300. When you first get the card though, there is already a $92 balance from program fees, signup fees, etc. I was never really okay with that, so I avoided those cards. It's a place to start if you have no other option, but I would go with a secured card before I would go with a card that starts me out with a $92 balance ...
766636
Be very careful with credit counseling agencies.\n\nThere are good ones out there - and there are bad ones out there.\n\nAny that charges YOU the customer - is not a good deal.  Then too there are those that have you send them your money and then you never know what happened to it.  No one gets paid and you never get it back.\n\nThe only one I can tell you for sure is legit is "Consumer Credit Counseling".  It appears to be the most respected one in the credit industry.  \n\nKnow too that lenders do not have to abide with whatever a credit counseling agency tells you the creditor will do.\n\nPLUS - talk to the creditor first is a good idea.  Explain to them that you are considering this option.  You may find that your creditors will work with you to resolve the problem you are experiencing.  My company does that.  At no cost to anyone.\n\nGood luck.
982090
Yes, you can by  asking the credit bureau, the best thing is \napply for a credit card if they approved you it means you do have a good credit and if not it means you have a bad credit.
924821
The following offers represent the top 10 credit cards for consumers with a "bad credit" rating.  In addition to quick and easy approval, many of these cards also feature monthly reporting to the major credit bureaus, which in turn can help cardholders rebuild a positive credit rating.\n\nFirst PREMIER Bank Gold MasterCard
1113712
sure use the link on my profile\nlet it take you to the website that states this in its text\nWe have over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required.
1145727
You can get one done but it won't show much.  It is a wise idea to open one or two credit cards and then charge something and pay it off promptly.  If you ever want to buy a house or a car this will help you more than if you have never charged anything. You see, they want proof you are capable of handling credit.
520622
Yes I would say you have a very good chance.  BUT listen....if you want the best deal, the lower interest (and trust me, you DO) start working to correct any mistakes on your credit NOW. Order your reports and pay every thing on time.  This is the best gift you can give yourself.  It will pay off for a long time to come.  I recommend www.myfico.com (the Suze Orman package)She will teach you everything you need to know.
49021
Try Advanced Credit Systems.\n\nVery reliable and great pricing!
796920
*Capital One Classic Credit Card  \nThis credit card offers the chance to rebuild your credit rating as it is designed especially for those with a bad credit history or whose application for credit has previously been declined.\n\n# Credit limit between £200 and £2,500\n# Low monthly payments\n# No annual fee \n\n*Vanquis Abacus Visa Credit Card  \nVanquis specialises in understanding individual’s circumstances, they’ve already helped over 100,000 people with a poor credit rating. They'll consider you if you are new to credit, have a bad credit history, or have had credit problems or CCJs in the past.\n\nTypical APR 39.9% variable\n\n*Aqua Credit Card  \nAqua have helped over 100,000 people including individuals with adverse credit history and people with difficulties proving a regular income such as the self employed, or those that work part-time or are on low incomes.
213903
Your in luck, we are a direct lender and also broker.  I have done many loans for people that have bad credit.  The normal banks you walk into will turn you down for any reason they want. I have lenders that look at other factors besides your credit.  Contact me at www.xclusivefinancial.com
1091325
you can look at my profile\nthere I have a link you should have interest in\ncheck it out for yourself text from the site\n"We have over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required."\ngood luck
1164438
Stores like Sears or Best Buy offer store credit cards with much less strict credit requirements.  You might try getting a Sear charge card and making a few purchases to establish a credit history.
79400
Call the credit card company for advice.