are mortgage rates going up ??
353535
In general, yes they are.\n\nMortgage rates are based on inflation.  When there is greater risk of inflation rates trend higher.\n\nCurrently, if you look around at the cost of goods that you buy day to day... things are a little more expensive.  (Gas to say the least).\n\nAdditionally, foreign monetary policy is starting to frown on the US treasury as an investment.  This means that we will probably see further deterioration of the dollar, probably not too much, but enough, to attract investment...\n\nIn a nutshell, I don't have a positive rate outlook.
777146
Prime rate was 7% on 11/05 and 8.25% on 11/06.  The reason why they go up is because of the Fed wants inflation to remain below 3%.  Too much inflation hurts everyone because prices increase rapidly.
477922
THE FED WILL INCREASE THE RATE BY AT LEAST ANOTHER .75% THIS YEAR. THIS WILL BRING THE PRIME TO ABOUT 8.5% SO YOU BETTER BE SURE OF THE INCREASE. LONG TERM FORECAST IS PROBABLY A MUCH SLOWER GROWTH OF THE FED RATE.
688422
depends on where you live. Ours are now at about 6.25% on a 30 year fixed conforming loan.
645012
From the point of view of housing market I believe it will be leveled to what we see now. It may show a small increase but it wil not be that much. The reason behind that is that interest rates will raise as Fed. will keep raising rates(my believe) and therefore mortgage rates will follow the trend. Becausue of this lots of homeowners with adjustable rate mortgages will be switching to fixed rates as adjustable rate mortgages will reset this year. With interest rates rising steadily since June 2004, the difference between the monthly payment on an adjustable-rate and the monthly payment on a fixed-rate has narrowed. There is around a 10% difference between the two. I believe that Fed. will raise rates to 5% on wedesday May 10.\n\nThe average rate on a one-year ARM has risen from around 3.00% in June of 2004 to 5.00% in May. People who took out adjustable-rate mortgages in 2004 have possibly seen an increase of $230 in their monthly payments. \n\nTherefore I see another great refinancing time coming up this year, maybe as soon as Fed. will release it lates numbers on Wendsday.
1110783
There is no "standard", just what the market will bear.\n\nBut I just heard a figure you may find interesting.  There was a survey done recently by real estate people and the average monthly rent increase is expected to be 5.3%, about double what the average increase was last year.\n\nReason given is that interests rates are rising so home purchases are slowing.  More people are staying in apartments so demand is up.  Supply is also down as many apartments are being converted to condos.\n\nSounds like you did pretty well.
217256
need more information to answer your question, I am a mortgage broker, just e-mail me with more specific information and I will try to help you with you question
220573
If your loan is only at 6% then you are doing REAL well.  That is a really terrific rate.  Dont go to those websites.  They just suck you dry and distribute money where THEY want to and its not always where it needs to be at, at the right time.  If you want to get your finances together just go to http://www.consumercreditcounceling.com and they will be able to help you a lot better.  Good luck.
19117
Try this one\nhttp://www.hfamerica.com/?ovchn=GGL&ovcpn=11.26&ovcrn=mortgage+rate&ovtac=PPC
526082
That question isn't as easy to answer as it may seem.  I'm a real estate agent, not a lender, but in my opinion, that question can't be summarily answered by throwing out one rate.  I'd shop around and while you are comparing rates, make sure the loan package is the same structure before deciding one company's offer is better than another.  :)
354582
Although it's anyone's guess (even experts can't predict interest rate levels with any consistency), my bet is that the trend in interest rates will be upward, principally due to continued inflationary pressures (energy costs and growing economies worldwide, e.g. China) and the demand for funds by the U.S. Government (war, disaster and medicare costs).\n\nThis prediction does not preclude some major shock which might cause the Federal Reserve to pump money (liquidity) into the system, thus lowering interest rates temporarily.\n\nIf I were planning to lock in a fixed rate mortgage rate, it would have been a couple of years ago.  If I had not yet done it, I would lock it in now.\n\nThe basis for my prediction is an a 25 year career in investments, principally focused in fixed income (bond) investments.
1028086
It is going up as of July 1st.  You need to consolidate and begin paying on your loans, or you will end up paying a higher rate.  There is a loan calculator at the website cited below.  It should help you to decide what to do.
6769
With the Federal Reserve likely to raise rates again this week, it will affect mortgage rates.  But a swing of more than 1% over the next 2 to 3 months is highly unlikely given the history over the past 5 years.
421325
This is a little known mortgage option, cause there's unknowns.  The index that the interest rate is following is hard to look up.  I would not take this mortgage.  A fixed 15 or 30 year is better.  If you need to take on an adjustible, try a hybrid 5/1 interest only.\n\nhttp://www.bankrate.com/brm/news/Drdon/20050916a1.asp
291241
mortgage rates are on the rise, that usually limits house price appreciation
65136
Here is what I learned:\n\nMedia is not your friend, all they want is attention and get tune on.\n\nHousing market is not tied to interest rate, 'cause even if the rate increased by 0.5%, it will only increase payment $8 per week for avg. american family. But the real estate is tied to employment, if people don't have jobs, the last thing they buy is a house. So check the turn time for a house to get sold, and if the price is going up or down, with local real estate professional. And check employment growth.
714690
You will need to read your loan document. More likely you will need to start paying principal, which could make your payment increase. Also you have to make sure your interest rate stays the same. If not, it could go up to the level you can't afford.