who must pay the use of credit cards, the owner of the credit card or the shop where you use it?
343902
The answer to this is "both", because you both do, in some way, shape or form.  What happens is, the store owner, who must pay a % of credit card sales to MC or Visa, will pass those costs onto their patrons.  If you use the store's credit card, it obviously costs them less, since they don't owe part of the cost of the transaction to anyone but themselves.\n\nIf anyone thinks stores don't pass this cost along to their customers, they're crazy.
1108910
Is Courts the company you bought it from? Many stores use creditors to finance purchases. Courts may not even be doing what is called in house financing. \n\nHowever, can you called the exact store you bought it from and ask them who they use to finance their purchases and go from there?
314159
The Credit Cards take a percentage opf your purchase for themselves (typically 1.5-4%).  They will pay the business in a few business days, allowing them to use the money for investing for a few days without interest; kind of an interest free loan. more here....\nhttp://en.wikipedia.org/wiki/Credit_card
980963
Does the debit card have a credit card symbol (Visa or MasterCard are the most common) on it?  If you have one of those, you can use the debit card wherever the CC symbol you have is accepted - including online if the merchant you are purchasing from accepts your CC.
4125
it depends. From what I know, a store credit card is considered the same as a bank card (for your credit history). At any point it is good to have around 2-3 such cards open. any more or less, and you risk being considered as not such a good credit risk
770897
That depends on  what your store's codes are. Most businesses have their own procedure with free items. Most of the time it's subtotal, then the code for the free item and total.
574807
it is up to the vendor what they want to accept as payment.  debit cards , credit cards,  or none.
943838
The creditor will want you to personally be liable for the debt, so they'll use your social security number to review your credit report and determine your creditworthiness.  I believe creditors will consider opening the card in the business name if its well established, has proven income (read profit) history, and has its own business credit report, called a dunn & bradstreet report.  If you don't pay, they'll find a way to get you, don't worry!
777193
If you are using someone else's copyrighted or trademarked materials, and doing so under a grant of license from the rights holder, what that license says is what controls the usage and business relationship. As you've described it, the license requires the use of certain crediting. \n\nThe only legal standard here is that you have to comply with your license, or you risk litigation over your breach of the license.
203877
The agreement between merchant (the store) and the credit card processing company.I\n\nf the store wants easier (faster) processing, they can elect to have a higher "Signature" amount, but will increase their risk level by being responsible for that amount if it is disputed.\n\nZero risk would be to require a signature for all transactions, but would take a little longer.  So if the store has a lot of business, they may ellect to "bypass" the signature.
333117
Use your credit cards, or you debit cards, or pay cash.
952031
Absolutely! It costs them money to accept your card. Also the fees change depending on if the charge is rung up as debit or credit. A local store owner explained to me that for sales below about $20 US, the debit card had a smaller fee. Sales greater than that and the credit charge costs less. \n\nI think we should work with businesses to help them keep costs down for processing plastic transactions because ultimately those extra fees are added into  the cost of the product. We will pay for it one way or another.
557023
They dont HAVE to but many do. My current place DOES pay for it but my last place did not. Im in Southern Cali.
289852
the owner's credit history.  If you are applying for a merchant account, for instance, to accept credit cards, the bank processor will check the credit of the business owner to decide whether or not to approve, and the maximum amount of transactions they can do per month.
1147912
The banks charge the merchants and stores a fee (around 2-3%) for providing the equipment and the verification system any time someone scans a card and so on, so the store loses out slightly, but they don't have to deal with checks, which take forever to clear.\n\nThe credit card companies like Mastercard are owned by the banks.  For example, MC is owned by 25000 different banks, so I'm not sure if they actually pay the MC corporation but they might.\n\nAMEX is slightly different because it's a whole separate company.  They just charge a higher fee to the merchants, which is why some don't take AMEX and do take Visa/MC.
828462
Technically, any business accepting payment by credit card without actually seeing the card should ask.
1041018
The places charge money.