What is the best way to cancel credit cards?
342398
Are your cards that you wish to cancel, paid off? If not, you should not cancel them.\n\nEven if they are paid off why do you want to cancel them? It may hurt your credit score. Before you take any action go to www.myfico.com and look in the Credit Education section and learn about credit scoring. \n\nGood Luck
311228
The first thing you must do is cancel that card! Cut it up, put it in the blender, flush it down the toilet, just make it go away! Make sure you let the credit card company know that you want to be taken off their mailing list. Trust me, two days after you cancel, you will be sent another card. \n\nAs for your PLC, the best thing to do is to sit down and explain that using that fund is not an acceptable means of daily living. It is set aside for certain things and day-to-day expenses are not one of them.
368448
Tell your bank to stop payment on the account...
136045
Don't cancel your accounts.  Keep them open but don't rack the bills up any more.  If you cancel your cards - what you will be doing is cutting off your credit history.  This will NOT help your credit.  It WILL hurt it.  Paying the cards up will help your score!! this is the best thing you should do. then don't use the cards anymore unless you know that you can pay the balance off in full at the end of the month when that bill comes.  \n\nIf you feel that you must close out at some of your accounts - don't close them all... Keep at least 3 or 4 of your best cards - these would be major cards like visa, mastercard, or discover etc...  Then also the main thing is that they are free (don't charge you a membership fee each year)  Keep them open for the rest of your life it will show that you have credit but can be trusted not to run it up all the time.  \n\nGood luck.:)
1068926
Pretty much everybody has trouble cancelling AOL.   They have to be the toughest companies to work with. \n\nHere are some articles: \n\nhttp://www.gripe2ed.com/scoop/story/2005/8/18/23220/7949\n\nhttp://www.metroland.net/back_issues/vol28_no04/features.html\n\nhttp://www.jameshoyer.com/news_wsj_cancel.html\n\nhttp://www.heferito.com/aohell.asp\n\nhttp://www.escapeaol.com/testimonials-read.asp\n\nMaybe your credit card company can BLOCK payment. \n\nGood luck.
851019
Yes, always process cancellations first. \nRun the credit card through before actually making the reservation.
409157
It will have a temporary hit on your score.  But having too many is also bad, because it makes it look like you have too large of a credit line.  \n\nIf you must cancel them, do it slowly.  One card every 3-4 months.\n\nI suggest to visit the home site for the folks that developed the FICO scoring method that creditors use to evaluate you.  They have an educational area that does an excellent explanation of this topic, and can give you lots of other advice to improve your score.\n\nGo to http://www.myfico.com
891785
Just use something like a plucker (actually something fine enough to grip the card while it is in the slot, if you have long nails, that may do as well!!) and take the card out.
957237
how can i changed my credit card to a new card??
17617
You need to practice Denial.  The simplest initial ways are to cut your credit cards, keep limited cash in your wallet, avoid any kind of credit line, and refuse to borrow money from anyone (including friends).  \n\nThats the quick stuff. \n\nBut for the rest of your life, you will have to practice saying no to yourself, and refuse the impluse emotion. Best idea is to give yourself an allowance everyweek in cash, and refuse to take your cards.
109577
Take away its credit card
970486
been there done that. I don't know how legal this is but what the hay.   Anyway, get a credit card from anywhere. Then get another one from anywhere. then get another one from anywhere. The ones advertised in magazines are the easiest. When you have these credit cards, you run them up to a $100 each and make the payments. You do this for three months. Then you look for one of these consolidation offers [usually in your junk mail from any bank] then you consolidate your three cards into one and that will bring down interest dramatically. One word of advice. If you are climbing out of a bad credit situation you have to make the low interest card payments on time and at least two times the minimum payment. You have to do this for one year. been there done that  I now have a 10,000 dollar credit limit. go slow.
1095013
From a pure mathematical standpoint, the quickest (and cheapest) way to pay off credit cards is to pay off the cards with the highest interest first.  This is because as your balance with the highest rate diminishes, the amount of interest accrued on the remaining balance diminishes as well.\n\nHowever, many advocate the "debt snowball" which endorses paying the card with the lowest balance first, then moving progressively to the next highest balance as each card is paid off.  This works for some people from a psychological standpoint because they see quicker results as each card is eliminated.  For some, it has been the only method that worked.  There is no doubt, however, that you will pay more money overall through this method, all other things being equal.  This method is most closely identified with Dave Ramsey.\n\nNegotiating with all the credit card companies for a lower interest rate is a good idea.  If they are not interested in lowering the rate, you can bluff them by threatening to transfer your balance to a lower interest card.\n\nBalance transfers are a tricky thing.  In many cases, a credit card company will assess a charge for a balance transfer.  Make sure that you read the fine print before doing this.  Also, some cards have a separate interest rate for balance transfers vs. purchases.  Do not be fooled.  Good luck!
762632
Go to your account settings and click on "Cancel account".
1043931
Keep paying minimum payments on the CC then use everything else to go toward collections.  \n\nThen the credit card.\n\nYour credit isn't too good now, but this will help it from getting worse.
19827
They should not have cancelled your card just becasue you asked for a credit-increase.\n\ntry calling the customer service, and ask them why they cancelled your card... I think it is some sort of miscommunication.
76846
Call your credit card company.