i have a 2005 fordf150 i been paying it for 1 years. how can i trade it in and how it works?
348764
you probably still owe more than the book value if you did not make a large down payment.\n What many dealers do is add what you owe to the price of the new vehicle.\n  You would probably do better to sell it yourself.\n Not knowing what you have for options or mileage I looked up a short bed V6 automatic with 18,000 miles.\n Kelly Blue book list trade in at 13,400. With all the rebates and overstocks you should be able to do $5000 better than that.
126396
I'd sell the car. After 3 accidents no matter how small and 176,000 miles your only going to keep dumping money in it.   I't would be cheaper in the long run to just buy a new car.  Good Luck !!
18515
Some dealers will sell you the car with a high percent rate.  They don't care about the bad credit.  If a big dealership doesn't sell you one, go to a "mom and pop" type used car dealership.
408849
buy a good used $3k-$5k drive it for a year or two then sell it for what you payed for it then get another one, never get a new car, that's for suckers
717902
Well, that all depends on whether or not the bank that repo'd the car was able to collect the total outstanding balance after selling the car. If not, you have an outstanding debt still on your credit, and it will be there indefinitely, despite what some people may tell you. Yeah, it technically will come off after 7 years, but if you ever go to get a mortgage or other large loan, they're going to see that you have that still outstanding. Good luck getting a bank to look the other way on something like that...
249959
I got one in the mail from Ford recently. Don't know what to tell you though.
561430
There are companies that will let you\nborrow money on your car title.\n Just be sure and pay it back,promptly.
254361
They are refering to 1031 exchanges. That may or not be the route to take. You need to elaborate on your situation before anyone can give your fruitful advice.\n\nRH
216511
I sold a 58 Impala convertible on ebay. My reserve was $10,000 and it sold for $16,100
55802
If you don't they will require a cosigner.  Do not purchase the vehicle if you can't pay for it.  It will only cost you more in the long run.
856619
Contact the business which loaned you money for the car.  What probably happened is:  you turned the car in to them....they sold it....the amount of the sale did not cover your loan amount... you now owe the difference (called a deficiency balance).\n\nMake arrangements to pay it... and any other debts that you've decided not to pay.  Grow up....fix your own credit.... you and you alone are responsible for it.  You can pay a company to "fix" it for you, but it won't be fixed and you will then owe THEM money.\n\nIf you've been turned down for a loan, go back to that loan officer and ask her how you can become more eligible for a loan.  Follow her advice exactly.
916837
Buy the car with leasing you don't own the car. It will cost more in the long run.
302243
hey, im a  finance manager for a dealership,yes you can buy a lot of finance companies have first time buyer programs,however you will have a higher rate and may need some mony down just stay alway from buy here pay here lots they sell high mileage cars at high prices and do not report to the credit bueau good luck
806600
Check the loan to see if it has a pre-payment penalty clause in it.  If it does, I'd take the extra payment and put it in an interest bearing savings account created specifically for your car loan.  After 4 or 5 years, you should be able to make payments using just your special savings account.\n\nIf your car loan doesn't have a pre-payment penalty clause, I'd just go ahead and pay additional each month towards your car loan.
1183189
Please, please, please don't do that to yourself.  You will be paying in upwards of 3x's the brand new value of that truck.  That doesn't include depreciation!  Most times you will be hit with fees if you refinance before 24 months!  So you'll be paying 4x's the principal in interst each month for two years!!!  If you can give it a few months go this route:\n\nScore Max\nhttp://www.communityempower.com/cfic/... \nUse Loan Officer #139336\n \nThis is such a GREAT program... it's seriously the fastest way to improve your score!!! It's truly crazy to pay that kind of interest.  The depreciation will be enormous!!   Let these guys take a look at everything for you!!!  You can repair your credit from day one... a few months could literally save you THOUSANDS!!!!!
470293
Depends greatly on where you live.\n $5000 at one location would get you pretty nice used car. And another place you may be lucky for it to have a motor and tires at the same time.\n The way I buy a used car:\n Say to the seller. Be it a private seller or at a car lot.\n "Look I know I am buying a used car. What are the problems with it. If it was perfect? The original owner would not have traded it." \n Or(If a private owner). "Why do you want to sell it? I want to know what's wrong with it. I may not want to deal with it's problems in the near future."\n If either say it is perfect or there is nothing wrong with it. Have them put that in writing and they sign it.\n If they refuse. Walk away.\n Car lots,that I have not been to in years,remember me.\n I have alot of friends that want me with them when they are looking for a car.\n My car buying motto:\n "There is no deal so great that I can't walk away from it."\n The only deal would be free with NO strings attached. And it is not stolen/clear title.
127772
Yes you can!!!  I am a finance director. Call and speak to the SPECIAL FINANCE DIRECTOR at your local Dealership. DO NOT go to a buy here pay here lot they normally only report to one buerau if any at all.  A dealership will get you credit with all three credit bueraus.  E-mail me if you have any questions I can put you intouch with who ever you need.