How Can I Fight an Unfair Insurance Company?
345954
I'll answer following your question sentence by sentence.  Your mechanic has a lower estimate than the insurer...Well, estimates are, in fact, "estimates".  The appraiser for the insurer may have seen additional damage, or their could have been a part price increase.  Or, the mechanic's estimate was for structural and mechanic repair but did not include aesthetics such as blending paint to match faded, old paint.  The insurer can't estimate damages to repair a vehicle halfway - they have to write the cost to repair it completely.  By the mechanic's estimate or theirs, your vehicle would still be totaled.  This is because of the likelihood of additional, hidden damage that could be found in the middle of repairing the bike as well as other elements of a property damage claim, such as loss of use of the vehicle.\nNext, you say they offered $9000 to settle.  This may well be the valuation "AutoSource" listed.  But that's all a "book value" is - a number from a list.  Ask the adjuster to show you the AutoSource valuation if you are curious.  A book value cannot take into account factors such as the condition of your individual vehicle, not to mention aftermarket refurbishments.  And, finally, adding $8400 in aftermarket parts does not make the vehicle worth $8400 more.  Whatever you add to the bike, it is still a used version of the bike the manufacturer built.  Essentially, the insurer will pay you what the market will bear for your bike as it was just before the accident - Market Value.  It's a negotiable amount.  So if you want to "fight" the insurance company, bring something to them showing that it is worth more than they offered.  Find your own "book value" or some comparable vehicles sold recently.\nBy the way, you called those "compensatory damages".  Interesting you use the term.  After all, the insurer's job here is to "compensate" you for the value of what you lost.  You think they owe you more?  Why?  Think about "why" and then bring the answer to the insurer with documentation to back your assertions.
797149
Try this:   \n\nhttp://www.ohioinsurance.gov/Complaints/ComplaintMain.htm
1072351
Have you tried contacting your state insurance department for help?  Any company selling insurance in your state would have to have been registered with the state's insurance department so they should have some sort of record of what happened to the company; such as, out of business (and why), sold (and to whom), became insolvent, etc.
1075100
contact a insurance agent.\n\nlol
921145
Insurance or sue the theif.
69732
The name of an insurance company.
603994
The American Bar Association of the state in which you live can help you.  There are rules about fair pricing and disclosure.  They are your best bet, another lawyer will be cautious to take you on as a client when the claim is against another lawyer.  Good luck.
37440
Your state may have a workers' compensation commission - call them.  Ordinarily a claim for compensation is filed with them first.  You should be able to find an attorney that works on a contingency fee (no fee unless you win).\n\nIf you're an employer, contact your workers' comp. insurance carrier.
611024
Ask the state that you live in, If they say you have to retest and provide proof of valid insurance then restest and show them a legitimate insurance policy, If not don't drive... EVER
1130473
contact the better business bureu also contact the state dapartment of labor and ask for a fairness hearing they should have an office that can help
19232
Schedule a meeting with 2 different local agents from well known companies.  Tell them that you want to get life insurance and wait for their response.  If they don't ask you about your income, assets, loans, future plans.. then they are wasting your time.  You need someone that makes sure you get the right amount of coverage and the right type of coverage.
992955
Pay you $50 and sue the other driver and his carrier in small claims court. If you win and they do not appeal, then you will get your money. However, if you lose, then forget it. Legal costs will be more than your seeking. They know this and that is why they will likely appeal. Remember, the binding arbitration is between too companies and does not stop you from seeking recovery through the courts, if you can afford it.
181839
call an insurance agent
650270
Approach a Consumer Protection Society and through them fight.\n\nIn the mean time (1) Approach the highest official you know, with a detailed complaint in writing. Take an acknowledgement from him, may be a signature on an extra copy of your complaint.\n(2)Most newspapers have complaint columns on certain days of the week. Write them.
153574
Man, I hope you have insurance. Hit up the website of your carrier and click on "directory." Good Luck.
641264
Have the doctor write a letter.  This has greatly helped me in the past.  If this fails, you can always contact the Insurance Commissioner...they REALLY hate to hear from them and it usually gets resolved.
1187204
have to find a provider, and be willing to match premiums