i'm trying to open a checking/savings account and don't know which bank is better.
202220
Yes.\n\nI have a link to it on my website - bankrate.com.\n\nIt is okay - but not always very thorough - depending on where you live. Click on the compare rates tab (on top) and then answer the questions - state, city - and you will have a comparison.\n\nUse it as a guide - think about how you will use your account and bank, and let that help you choose.\n\nFor instance: Need a bank with atms near where I work and play, need a bank that is open when I can get there, need a bank that doesn't charge me for checking, need a bank that is easy to get in and out of, need a bank with helpful staff, etc...you know what you need\n\nGood luck
141271
I like Fifth Third.  I'm not sure what city you are in, but if it's in Ohio, there are lots of branches and ATMs to use.  They are inside all of the Kroger's stores (grocery store) so it's easy to bank on the weekends.
421543
Go to the bank better. Better yet go ta credit union.
393840
Definately go with the credit unions!\n\nI quit using banks a long time ago because I was tired of their fees.  Everything I did cost me something.  When they decided to start charging me for statements I left them.\n\nMany of the people I counsel also have had much more success in getting loans from credit unions.  But student loans???  I can't say.  They were much easier with secured loans.
570478
I doubt anyone here can give much more than a bank or two.\nUse your browser and type in all the banks, by name, that you can think of, or use your local Yellow pages. for names.  They may even have their web addresses listed.\nAt these sites you will see all their benefits and services offered.\nAs to atmosphere, you will have to visit banks and compare them yourself.
533204
You need a checking account to write checks on to pay your bills.  You need a savings account to put away funds for your future.  The checking account will pay little or no interest on the funds you leave in it.  The savings account will pay a better interest rate of the funds in it.  You should have both kinds of accounts.  Use the checking account to pay bills.  Use the savings account to begin your pursuit of economic independence.  Try to put away ten percent of your take-home pay into the savings account.  Also,try to put away all weird little monies you get such as a rebate on a purchase or  Christmas gift check from a relative into your savings account.  Over time you will probably exchange the savings account with a money market account...and likely branch out to certificates of deposit and mutual funds as you increase the balance in the money market account.
586667
Bank of America will kill you with hidden fees and stupid minimums. Go with Wachovia or Washington Mutual.
51789
You should call your bank and ask.  If you have a good bank and they catch it, you should not have a problem as I believe the only difference is in the routing numbers.  When it comes to the actual account number there shoul not be a problem, but be sure to call you bank.
498778
yes i have had Major problems with that same thing, Ive been with chase since it was bank 1 but i recently changed to saint martins bank (Louisiana) and now i have had no problems at all balancing my check book and all my bank statements have been correct
401689
If you have 5-10,000 dollars then the money market deal is good mentioned above. But if you're like most of us that have a grand or less, you want to look into online banks for the best interest. These are a little scary because you can't walk into them and if you want to tak out money, it takes a day or two, but they pay the best interest. Check this link to compare interest rates. Good luck!\n\nhttp://www.bankrate.com/brm/news/chk/20001002j.asp
442255
www.bankofamerica.com -get guidelines from this site\nVR
167517
I have bad credit and I am on chexsystems and I was able to open an account with Citibank.  I did it on line at citibank.com, the only problem with mine is that there are no local branches, but there are several ATM's in my area.  Hope this helps, Good Luck!!
104296
check with either bank if you can perform a balance transfer from one account to the other. once that is done, you can close the account you 'no longer need' if you wish.
442484
I doubt you could find a cash advance place without checking or savings account.  You have to have some collateral so to speak, they want to make sure they can get their money back with or without your cooperation.  Go open a checking account, they're no big deal.
238801
The best savings accounts in UK are definitely from Halifax Banks.\n\nHalifax Banks have alot of services that they can give you for example: \n1. Bank Accounts\n2. Credit Cards\n3. Estate Agency\n4. Holidays \n5. Insurance\n6. Investments\n7. Loans\n8. Mortgages\n9. Savings\n10. Share Dealing\n\nAll these services that the Halifax banks offer are great, besides they help you in your life they can give you alot of money and alot of interest in your savings account.\n\nNumber 9 called Savings: Is an excellent account in which you can open a savings account and if you keep your money in that account for a long time, automatically it will increase your interest rate, for example: If you have  £6,500 in your savings account and if you keep your money there for 6 months your interest rate will increase from 3.5% to 6% and it will be a little bit more of money; But you cannot take out money from your account once you've already made this deal, if you take money out you'll lose your interest. (And you can hardly be able to apply once again.)\n\nI think this one is good because they give you alot of interest, it's secure, it has alot of popularity, all the people have their account in it, and it's a bank in which you can trust 100%.\n\nSo try it! It's an excellent bank that in my opinion, I recommend it for everyone that lives in UK.\n\nI hoped that this answer has helped you in everything. \n\nRegards
618085
As someone who works in the industry and a current Wells Fargo customer, I can say that Wells has much more services than Washington Mutual. Whether it's student loans, mortgages, secured credit cards, brokerage, insurance, grocery store branches or some other financial-related thing, if it's legal, Wells Fargo probably does it. \n\nI've heard WaMu is more strict in reversing overdraft fees than Wells Fargo too (ex. WF does something like $100 per 6 mos. but WaMu's new account only waives one fee per year -- $25). And purchases using your debit card are all going to process the same, for the most part, no matter what bank you use. I try to always keep at least $100 in my account.\n\nI like Wells Fargo because in California where I live, there's more ATM's than WaMu. And since I have my mortgage with them, they give me a checking account that waives fees at other ATM Since my credit isn't all that great, I started with a secured credit card, got upgraded to a normal one a year later and have been happy ever since. \n\nI'd compare what WaMu or US Bank gives you that Wells doesn't, then go to Wells and see what they can do. Don't forget about credit unions either. They usually have really good rates (for auto loans) but not that many locations. It depends on the area you live in.
127760
Try your bank. That is always a good place to start.