our insured has a battery operated go-cart that want to \ninsure at least for liability coverage. we have been having \ntrouble finding a company that will insure this risk.
213408
Its gonna be hard to find an insurance company that would accept just 1 go-cart to insure. As it is motorized, personal liability insurance won´t cover liability. If the go-cart is being used in your business, and your business has full coverage, including liability, try to get an extension of that same policy to cover probable liability from the go-cart. If it is privatly owned and used for recreational matter, it becomes trickier. Since profit for an agent for 1 go-cart isn´t going to be too much, agents my not do the right job. Try going with an insurance company that you already have business with. I think they might be more helpful.
20868
it really depends on the driver and the go cart it can be really cheap or expensive to have on. and if you do not realy know any thing about cars or go carts it is realy hard to learn.
321365
Get a lawyer if it is that good. He will know the best vehicle for protection.
48169
What is the nature of the risk you are "insuring"? For example, Auto insurance protects against the risk one faces from having an accident.\n\nA type of business that falls into your line of thinking is third party warranties. Think about extended warranties on products. You buy them, typically when you purchase the product. You agree to the terms of the contract and it protects you from the risk of the product breaking, but it is not insurance.\n\nIt depends on the nature of the risk you are offering protection against.
291729
Ask the state that you live in, If they say you have to retest and provide proof of valid insurance then restest and show them a legitimate insurance policy, If not don't drive... EVER
140706
You may want to do more research on your insurance company before choosing it.  Some are a lot more reputable than others.
372379
hello there.\nsince your employers have put you out of work for the cause of a physical disability, you should be covered for the costs of your electric scooter.\ngood luck!\njasmine.
671431
check with a insurance company with experience in commercial insurance. You need the wrecker insured, insurance for the car you are towing and also insurance in case something flys off that wrecked car and hits a passing car. Also insurance for the driver and the passengers if you pick up a wrecked car and transport the driver somewhere. \nAlso where ever you park the wrecker may become a commerical ( sales area) so that may be more than just plan house insurance. If parked at home \nIf you store the wrecked cars to work on them that is a whole other can of worms,  you need insurance for hazard waste in case the radiator or gas tank leaks into the ground surface
86300
They don't offer it because it's so expensive. Call around and get prices. Start with Blue Cross and Blue Shield. Do you have auto or homeowner's insurance? If so, call them, maybe you can get a discount.
241806
Dear Friend,\n\nYou can purchase an umbrella insurance policy that will give you liability coverage.\n\nBeing dead broke, and hence judgment-proof, is also a good option.\n\nYour Friend,\nFrancesois
9186
There is a company called Electric Insurance.  www.electricinsurance.com\nI would not recommend them as they do not offer local agencies.  You'll be stuck with a 1-800 number.
318896
You should try an independent agency. That means they are not captive agents that can only write through one insurance carrier. Look in the yellow pages and look for insurance and look for one that says they are an independent agent. They may have upwards of 20 or more companies to quote you with to get you the best rate.  BB&T Insurance is an independent agency, writing in Florida. Check out the link and call the Personal Insurance Sales Center or the agent in St. Petersburg or Tallahassee, if they are close to you.  Good luck!
58316
For a company that is not reputable, the offer of additional insurance is basically a scam to get the workers a “tip.”\nIf you have witnesses to their mishandling of you items, you might go to small claims court and get some additional compensation, but without independent witnesses, you will probably loose the case.
346437
A medical emergency should be covered on their home-owner's insurance policy.  Talk with them about making a claim against their insurance.  Failing that, I believe your only recourse would be to check with your state about the legal limits for "small claims court" and/or hiring a lawyer.
96768
The Companies do not always want the products liability.  I just insured a pharmacuetical maker, and had to write the products liability on a separate non-admitted carrier paper policy (kinda like Lloyds)\n\nAsk around.  And the person that answered that was a homeonwer specialist is correct.  Your current carrier could deny coverage, check into it.
221310
No. I co-own a private company and we have to hold several million dollars in liability insurance for that reason.
422785
Just have your insurance company handle it. That is why we HAVE insurance.