I am in bankruptcy and nobody knows. I have a gambling problem and am so ashamed of the situation I am in. I actually make $100K+ but live paycheck to paycheck....I won't let anyone get close to me because I don't want to have to tell them the truth. I wouldn't want someone like me so why should anyone think differently????
213811
MY GOD!!...Stop beating yourself up!!\n\n' Nothing worthwhile to give....'???? How utterly ridiculous! You have YOURSELF...Yep, you got problems, but everybody does as well, and you might be surprised there are people out there who would ADMIRE your being able to admit you have a problem with something.\n\nNow, if you make $100K+, you ain't no dummy!! Nobody makes that if they can't produce...So...If you are going to gamble, get a stock portfolio, and gamble 15% of that portfolio on low-cap or foriegn stocks...Pick a winner and you've made up for all you've lost...\n\nGET ANGRY WITH YOUR DEBT!!...Get rid of it!!!...Then make a plan to NOT make the same mistakes again..\n\nThe only time you LOSE is when you STOP TRYING!!
246062
It's all for the love of money. I'm sure they get mad cuz I would. If it's paying the bills then it's just a harsh reality. I couldn't myself be with someone in those situations  but there's a lot of people that can
141274
Sorry for all the idiots offering you stupid thoughts, I understand your frustration, this is no laughing matter. \nNot sure what your professional background is but I think if you stay away from jobs in the financial industry you should be ok, financial jobs do credit/criminal checks, any job dealing with money directly pretty much does. so look for work where you don't deal with money directly and you should be fine. \n\ngood luck
330717
You may be applying to ridiculously professional firms or something. They shouldn't discriminate because you had to file bankruptcy...\n\nTry leaving your bankruptcy vague on your resume. If the rest of your resume is good, they'll call you in for an interview and usually ask for you to explain some vague points like "Was forced to file bankruptcy in 2005".\n\nThink through the reason you became bankrupt and make sure you know why so you don't sound like a liar when you're explaining it to an employer. Seem a touch ashamed of it.\n\n...Or if you still can't find a job, get a crap job working at Burger King or something. Unskilled and Blue Collar jobs don't care about credit.\n\nTo be honest, you shouldn't care about credit that much and neither should employers. Good luck with selling out.
385670
It needs professional intervention with a therapist and probably Gambler's Anonymous.  It's beyond their control after a point.  Good luck!
137810
Have you admitted it to the people for whom you work? Admitting it anonymously on a website won't absolve you from anything, but it is a first step toward making it easier to do  what I already believe you know is the right thing.\n\nYou need to admit it to the people from whom you stole it. Explain that you were desperate and made an irrational mistake and try to work out a plan to pay them back. Hopefully, they will forgive your momentary lapse in judgment. If it is a significant amount they may choose to prosecute you. You need to be prepared for that. Most likely they will find out anyway and then you're in really deep sh*t. You'll not only risk your freedom but you will be paying for legal services and perhaps fines that will far exceed what you took initially. But if you try to make amends they may work with you on this. Even if they do prosecute it will be in your favor that you confessed and offered to to the right thing. On a lesser scale, they may just fire you and you'll have to find another job, which may be difficult if you don't have it on record that you tried to do the right thing.\n\nThe fact that you feel bad means you have a conscience. You may be surprised how willing they may go to help you if you are completely honest with them. "Honesty is the best policy" is not just an hollow phrase. If you don't come clean about this, it will only get worse for you, even if you are never caught.\n\nYou already realize that you made a mistake. Don't let it eat away at you any longer. Everyone makes mistakes. You are human. I don't know if you are a person of faith or not, but I believe God will look out for you if you make every attempt to rectify it. I'm am not a bible-thumper by any stretch of the imagination. I know it is not for me to judge your actions and I don't and I hope other people of faith don't on this forum. (for them I will quote Jesus: "Judge not lest ye be judged".)\n\nSometimes we do things we regret because of great need. In your case basic needs for you and your mother. My opinions above are merely suggestions. ONLY you know what is best for you.\n\n If you follow what's in your heart (i.e. "Be True To Yourself") then everything will eventually work out for you.\n\n\nGood luck to you, pal.
646765
In my work as a therapist, I have heard lots of different situations.  It is possible that (1) they are big gamblers and live on those earnings; (2) one or both of them deal drugs, hence no need for "real" jobs; or (3) a combination of the two.   The man's mom may give her son handouts, too.  Who knows?  It's definitely unusual, that's for sure.  It sounds like a scenario from a soap opera!
647843
I have wealthy relatives who've told me they love me but haven't supported me when I've really needed them most. I haven't approached them and asked for their help, but they've known I was having it rough and could have helped on their own, and didn't ...\n\nThere are some generous souls and I'm one of them. I'm not rich, have no degree and have had to struggle - sometimes terribly - to build what I have but now have a net worth of about $600,000 and make well over $100,000/year ... As far as I'm concerned, money's just another tool and if a friend of mine needs my help in any way, including financially, I'll help them and not expect repayment.\n\nI've done that several times. I'm a good friend, in part because I know how it is to need and go without. I don't trust or expect that anyone will ever help me, but I'm always willing to help others.\n\nBe aware, though, that most of those offering help will want something in return whether they say-so or not, and that sometimes it'll be your soul.\n\nFighting it out and going it alone is almost always best. You know you can trust yourself ...\n\nWrite me if you wish: laippletm@yahoo.com
77028
If you really did what you say you did,you are stupid!!!..you deserve what you had coming to you....you are a gambler..Learn your lesson, cry everyday, work harder, tell your friends to stay clear of gambling...\n\nLet your life be a lesson to them...
246548
i actually have thught of doing this myself but everyone i have talked to that was not working for them always gave me negative feedback...and they want to much money even to get started with it.. if i had all that money i would not be trying to get started in it in the first place...i just by what i have asked around about would leave it alone just as i have decided to do... and you get so many calls from so many of them even when you sound like you are the least bit interested...they can really talk to...
557608
trust is a hard thing to earn and should be because if it wasnt then it would not mean so much. There are always people out here that listen and honestly want to help and there are some who want to use you for their own amusement. \nbe sure when you find this person that everything you talk about is always about you and your problems. no one wants to hear about troubles all the time. but when things are private keep them that way. dont wash your clothes in public. ;P
48385
They are taking advantage of you since they think you won't do anything about it.\n\nFind a lawyer willing to help you and do something about it. \n\nYou can call them for free and tell them your problem. Then they decide if they can help you. Try and find one that you only have to pay if you win, out of the money they win. You might not get much, but you just need to get the problem straightened out anyway. That will do it.
315497
Never ever lie!!\nBecause all money in the world is not able to remove that bad feeling of being guilty from your mind.Try to sell some thing that you believe in.Besides, it's good that you have such feeling some people never mention it.\nGood luck
392261
I almost get the impression that you are literally asking people to donate money to you...\n\nSorry to say this but I think you are just one big fat liar !! I checked out answers you have given to questions asked by other people and it appears that you have 3PhD's, 2MBA's...you were working four months ago in finance with 84 people underneath you (which contradicts your question completely) and that you also have a son that is in college..isn't tuition kinda expensive for someone that is all but bankrupt? did you simply forget to mention that in your tirade of self pity? For a person that worked in finance for so long you sure know very little about it...and I seriously doubt you would have been scammed in the amount of $45,000 if you knew ANYTHING about it at all. You certainly wouldn't be running after scam-artist loans in yahoo answers.\n\nYou mentioned also (somewhere in your additions to the original question) that you are unable to treat people while you are on medication..tell me..how does a person so educated in the art of finance treat people?..it sounded very much as if you were talking in a medical sense?  Incidently, there are times when your spelling and grammar are consistent with that of a fourth grader...hardly a good example of the kind of highly educated person you claim yourself to be..\n\nI think that you are just another person seeking attention on the internet and you probably ARE completely broke..but when you tell lies to make up for all the inadequacy in your life it is difficult for others to tell if you are indeed serious about something..\n\nMy advice would be..quit lying, get a life, and get over it.
515262
I think that anyone that would sell their story of who they slept with before is absolutely wrong.  I think that if you even cared a little for the human being involved you would keep your mouth shut. I believe that good things happen to good people, however I also think that whatever goes around comes around.  It will haunt you as well.  I was always told to never sell yourself for money, to have dignity for yourself as well as for others, that is what makes us human beings, not animals. \nHowever, in the interest of writing, I personally feel that if you yourself are writing the story, it would be better. Selling your story to someone that will portray you and the individual inappropriately can happen.  I also feel that using celebrity names to write a good story is also not good writing, in fact it is as cheap as the act of selling it.  If you write about anything write about it well, but if you are just selling it to someone just prostitute yourself ! You probably will make more money... no one wants to hear your story as much as you think.  They are using you as much as you are using them for money.
439006
You don't want to admit how much money you have if the people around you have less. You don't want to brag or make them feel bad. I think that's why rich people keep what they make to themselves.
200364
Did the Earth just shake?  Something awful happened, cause we finally got a wise answer from icsowesmemoney!\n\nFact.  You owe $20,000.  \nFact.  You make $800/month\nFact.  If you were somehow able to find $200 in that tight budget, and factoring in interest payments, it's going to take over 10 years to pay this debt!\n\nThe other responders completely ignore your comments on the difficulty in finding a better paying job.  Some day, they will lose their jobs or get laid off, and will discover this fact for themselves.\n\nYou are a prime candidate for filing chapter 7.  You will not meet the "means test" because you don't make enough money to be forced into a Chapter 13 "wage earners" plan.  With no home or car, you have nothing.  \n\nCheck with the local bankruptcy attorneys, and you may even find a program for low income people and get a very low legal cost.\n\nGood luck.  You are in very good company.  Many thousands of other people filed for bankruptcy last year for this very reason.