If letter is dated March 30, postmarked March 31, received on April 5, when is recipient liable for content of letter? this company basically back dated the letter stating they would not pay a bill after March 30 which leaves at least one week of unpaid bill that they were supposed to pay.
206753
within 10 days as per Common Law and UCC in the States
1726
You have a case there, yes.\n\nBasically, you need to begin logging the events (a notebook with timely, dated entries are sufficient).  Also note any communications you have had with your company to get the problem fixed.\n\nYou should report the problem to the company, and the company should deal with it.  If the problem persists, you may have a claim against the company, or the individual (although I doubt that the penalties against an individual are very severe, unless the person is in a position of power.)\n\nSo work with your COMPANY to get it resolved.  Don't try to take it up with the individual.  And keep meticulous notes.
132715
it will be returned postage due...hopefully in time for you to mail it again so that it is not late. if you have another copy, better mail that one if you don't get the other back by april 15th.
561092
The company should send you a new one with a new expiration date. The outstanding balance stays "open" until it is paid regardless if you use the card anymore or not.
560648
You should call the credit card company and check to see if your payment posted, if it did, you can charge as of the posted day.
674421
I'm a lawyer.  There are two issues here:  does failure to pay on time invalidate the policy and does acceptance of a late payment constitue a waiver of the insurer's remedies against you.  The answer to the first part is yes -- your late payments are a breach of the contract and the policy can be cancelled.  I have experienced this first hand.  I was late making an insurance payment the month my son was born and I nearly got saddled with over $50,000 in medical bill.  The difference between your situation and mine is that the insurance company was smart enough NOT to initially accept the payment.  (Eventually, they accepted it and granted coverage once they realized that they failed post it to the proper account).  They knew that if they accepted payment you would argue that they have agreed to continue the policy as long as they will continue accepting your money.  This is a common sense argument.  Once they take your money, EVEN AFTER IT BECAME OVERDUE, you can then argue that they have waived the remedies of your breach:  translation : they must honor the policy because they were happy to take your money, so now they must pay out on the policy.  If you are local in Florida get in touch with me.
547413
SCAM. Pay the 1600 and it shows as paid after 30 days. They can't pull it off until the scheduled date (seven years after it was posted) Dont let them do that to you. Tell them you want to be assured in writting that the entry will be completely removed from your CR. Until then, keep ur 2400 inyour wallet. Those Jerks.
55212
ok i'll pay it on feb 31!!!
279321
Worry not my friend you aren't responsible for it.  Legally "they" can't put debts on your unless your signature is present.\n\nRival
303690
Most states require payment within 30 days.\nBut it will likely be sooner if there's been no problems with the claim.
582522
Ordinarily when there is a judgment entered in the court record, that is what is legally binding.  The company will have ensured that if the payment was not in full, then they have the right to charge reasonable interest until it is paid.  The Court would have accepted this and it would be part of the judgment against you.
435704
(1) Send the demand letter, requesting your $$ back; however, do not say that you will request punitive damages if they do not settle, give them a time limit to respond say 1 month to 6 weeks, then file suit. (2) if you sue, then ask for court cost and lawyer fees (missed work  and transportationcannot be recovered under the law)and ask for punitive damages (do not specify an amount, the court might give you more or less than the $1000.00 you are seeking )  the court can award punitive damages if the actions of the company was wrong. I WOULD CHECK AND SEE IF THIS COULD BE TAKEN TO A NJ SMALL CLAIMS COURT, THAT WAY YOU WOULD NOT NEED AN ATTORNEY.
198035
Dude, you knew when your payments were due.  You should have called them when you realized that your bill was late.\n\nBe responsible & own up to your own mistake.  Pay the stupid-tax and chalk it up as educational costs!
50400
It does nto matter when the payment was mailed .. it matters when it was recieved, and processed by the company. That is why they typically suggest mailing the payment 10 days prior to the due date. even if you apy your bill online, alot of times it will take 24-48 hours to clear.
469135
NO...............\nNOTHING THAT FAST..\n\nCREDIT HISTORY UPDATED ONCE A MONTH\nSO WOULD TAKE UP TO 45 DAYS TO REFLECT CHANGE.\n2 LITTLE HITS WILL NOT MAKE ANY DIFFERENCE ON MORTAGES.\n\nLOOK AT CREDIT SCORE 675 OR HIGHER?\nGOOD TO GO.\n\nANYWAY JUST CONTEST THE LATE PMT ON GAS COMPANY.\nTHEY WON'T RESPOND TO CREDIT BUREAU RESPONSE AND IT WILL BE TAKEN OFF.\nTHE GAS COMPANY WON'T DO ANYTHING TO HAVE IT TAKEN OFF.\nCONTEST IT TO CREDIT BUREAU-THEY CONTACT GAS COMPANY-COMPANY WON'T RESPOND-IT WILL BE TAKEN OFF.
665231
VC1109 needs to supply me with a source for her info.  I know of no laws allowing creditors 60-90 days to respond to a VOD.  \n\nWe are following the Fair Credit Reporting Act here...that that gives the creditor 30 days to respond.\n\nNow, I am assuming that you sent them this letter by certified mail and you can prove the received it?  If not, start all over again.  You need proof they received it, and their 30 days starts on the day it's delivered.\n\nIf you have this proof, then your next step is to send a certified letter to the credit bureau, along with a copy of the letter you sent to the creditor.  Demand that the debt be removed due to "lack of validation".  \n\nIf they still do not remove the listing, sue them.  You can easily do this in small claims court.\n\nIt's very important to follow the FCRA rules exactly!  I was recently in court and saw a lady with an excellent case against a creditor!  But since she didn't understand the law and didn't come prepared, she had the case dismissed.  \n\nThis is a war!  Knowledge of the law is your only weapon!  The creditors are armed!\n\nIf you need more help contact me.  I am not a lawyer or credit counsoler, just someone who has been down this road (and won).
671059
CBCS has purchased this debt.  They own it.  It will not help to contact the telephone company.  The reason they will not settle with you is because this is considered a utility bill.  Collection companies, even though they could, will not accept partial payments for old accounts.  Occassionally, when the bill is very, very old they will accept a lesser amount.  Your's is not terribly old.  You could contact a supervisor and offer a larger amount, but I doubt that they will accept anything other than full payment or a payment plan.  If you are purchasing a home next year, you need to get this resolved quickly.  It can take 12 months for your credit score to get anywhere near normal after something like this.  If your FICO score is too low, you'll end up paying a higher interest rate on your mortgage; that'll cost a heck of a lot more than an old phone bill.  The paid in full will need to season on your credit report to get this off your back. Don't waste time disputing the debt if the account was in your name, regardless of the circumstances. If it was incorrect, it should have been disputed with the phone company back then, not now with someone who could care less.  Be sure to get a paid in full receipt from CBCS.  If they don't report it correctly, at least you'll have the receipt to show the underwriter when it was paid.  They can manually underwrite your loan and adjust your FICO score appropriately, if needed, when the time comes.  It is smart of you to think about this now.  Next year is not the time to deal with this issue.  Good luck, and happy house hunting.