My husband's son (from exwife) try to buy our house.  But I'm just wandering his son had just filed a bankruptcy.  Can you buy a property or even loan a property if you filed a bankruptcy?
200157
Once the bankruptcy is final, you can get all sorts of loans ( but at very high interest rates)\n\nBut honestly, if they are already filing bankruptcy that means they have lived and spent beyond thier incomes.  Why should they want to start out with new debts already.\nIt is a trap.  they should get all of their money in line first and work out and live on a budge before going back into debt.
228595
This is why you should not do your own bankruptcy.  Hire an attorney and let him/her help you.
546626
Was the house bought with money accumulated during the marriage, an inheritance or some outside source? Also, it depends on the state in which the divorce was filed in because each state has its own property division laws in a divorce situation. In the end, you should consult your attorney for further information. Just in case, I have provided information for both states on links.
610210
If you haven't had any more bad credit on your record since the bankruptcy a year ago, you probably won't have too much trouble getting a loan, actually.  You will pay a higher rate, to be sure, but you can't file bankruptcy again for quite a while so you're a pretty good credit risk, actually!\n\nA good friend filed bankruptcy about 18 months ago due to high medical bills (nearly 7 figures) and recently bought a new car.  She's paying 8.5% with 15% down but had no problem getting the loan approved through the auto maker's financial wing.\n\nA local credit union would be a good place to start, as another poster recommended.  You won't get their prime rate but you won't be raped either!  Just move all of your banking business with them and start rebuilding your credit!
434792
If you are talking about during a bankruptcy proceeding, the answer is no.  Only the BK trustee can seize property.  If you are talking about something else, it would require a court order to seize any property.
62182
Contrary to what many people think, a bankruptcy does not automatically void a judgment lien.  If you have a judgment against you and the creditor filed a lien against your home, the lien would survived the bankruptcy unless you filed the proper motion with the bankruptcy court to remove the lien.\n\nMy suggestion is that you see a bankruptcy attorney right away to review your bankruptcy file to see if there is still something you can do about this.  If you did not file the appropriate motion, you might be out of luck.
84476
It depends on how your 'Community Property' laws in your state work.\nYou might want to retain a financial lawyer, or at least hunt around for a decent one experienced with financial matters.\nI would suggest you keep your finances separate, too. Stuff only in your name and such.\nOn a side note...even if it is illegal, creditors will say anything and everything to get money out of you. \nIf they've already discharged the bankruptcy, creditors cannot bother you anymore unless you fail to pay on agreed terms setup in the bankruptcy. We only had a couple of issues with creditors, but, as soon as you say it was discharged and give them the doc-number,they'll usually leave you alone.
162311
start paying the stuff you owe on yet. and you cant declare bankruptcy unless you are so much in debt, i believe you have to be close to 10 grand in debt to do so. and i dont think it will hurt your husbands credit.
639589
Yes, you can get a student loan even though you've filed bankruptcy within the past 10 years. You can also get other loans and credit cards.
234638
You have to petition the bankruptcy court.  Check to see if an attorney represent customers like you that also had gift certificates.  This will be in the court documents.  This is worth your time if it was a lot of money, otherwise it is a waste and a lesson learned.
217973
I would file tommorow if I was you, once they get a judgement you cant include them in your bankruptsy. I just filed in october and it was over in march. I downloaded the forms from gov.org website and did it myself, I filed it myself and included a form to ask the court for a payment plan for the court costs which were $187.00, to be made in payments. We filed chapter 7, and because we didnt have more than 25% equity in our home we got to keep it. We wernt behind on that bill. So we just keep on paying it like usuall. We got to keep one car for each of us. Both were already paid off. My husband had one judgement that was not allowed to be discharged. And our home equity loan and mortgage was not entered as a discharge, because we are still able to pay for that. We got $69,000 dollars worth of debts discharged (meaning we don't have to pay them)The day you file, you have to pay $50 dollars toward the total if you file the form asking for the payment plan. The forms are kinda hard to understand at first.The packet is about 20 pages. One ask to list all secured debts, which are home loans or car loans. And then you list all your unsecured debts on one page meaning credit cards and hospital bills and the like with all the totals and names and addresses of the debtors, and then a page to list your income and what your personal assets are like jewlery, art work etc. Just work one page at a time, you can do it. But work fast before the judgement, and don't tell them you are doing it. The day you file you and get a number you are protected from them harrassing you, calling you or sueing you. The papers are free to download of the government web page. You have to decide which one to file chapter 7, 11, 13 depending on you particular circumstances. 7 is total and if you own more that 25% equity in a home they can sell the home to satisfy the debtors. 13 is a repayment plan I think. And state to state has different rules. Now you have to have credit counciling to, I think. The second web site has the forms free to download and the rules of the credit counciling and a listing of the individual states that you would live in. I hope this has helped you. Remember the law was set up for you to help you, when you cant pay the bills. Dont let anyone shame you. Its your right to file..
535503
you won't be able to file for bankruptcy it's much harder to do now than it was before. you can thank people like you who didn't have to file but did anyway. it doesn't matter if it's medical or mechanical they want their money and it looks bad on you. First off realize that you won't be able to get a house in the next few years, be realistic.  Call all of those agencies that you owe and ask to settle they usually settle for less than what is owed to them. Then on your other accounts start paying off the ones with the lowest balance first then the high balance ones. Well good luck and I wish you the best. Don't' try those credit counseling agencies, they are funded by credit card companies to get their money back so they are worthless to people like you who are in debt.
100144
If someone has a mortgage on their house, the bank owns the house and has the deed.  They don't release the deed until the mortgage is paid.  It is very hard to buy real estate without you yourself getting a bank loan.  I think you have gotten some bad information.
521365
If you are already concerned about her wanting the house back, don't do a land contract (AKA contract for deed).  On these, when you do get your financing together, you need her to sign it over to you.  If she refuses, if you can't find her, if she's died, you've got trouble... you called her your mother in law..... if you get divorced from her son... probably trouble too.
476079
if they wont work out a forebearance agreement,then contact a bankruptcy lawyer, call HUD now!!!! you nedd to prepare to move in case.....good luck
504370
Hi there,\nIt is possible to obtain a mortgage as a discharged bankrupt yes. You will need to consult a specialist mortgage consultant however. I know that a specialist consultant will answer questions about mortgage products on a section of the Myvesta advice forum. I will add the link below for you.\n\nhttp://myvesta.org.uk/forum/viewforum.php?f=12&sid=aa605a6bff28759984cce5392bccb197\n\nHope this helps!
314811
I was told by a bankruptcy trustee that child support cannot be included in a bankruptcy.  The support will still be due and continue to acrue.  As for the 401k, yes it can be taken for his back support.  All his assets can be attached for support.  Make sure you have a good lawyer, contact child support enforcement in your town, and get the money the children rightfully deserve.  Good luck and God bless.