I am a 22-year old Russian college student and I am sick of all my income going to rent. I lived in my car a few days before but it sucks. I might be going to NY and don't want to pay more than $100 for rent with bills and all. Any suggestions on how I can accomplish this?
215181
get a bum ride to the middle of arizona, no one will bother you, except snake, and no rent. no government.
669361
I have done a lot of traveling all over the US and I can answer this for you firsthand.  Sorry, but they won't rent you a room if you're only 16.  Most places are going to require that you be 21.  They're also going to require a credit card in your name.  You can always call up some hotels to check ahead of time, but I don't think you'll find anywhere that will rent to you.\n\nYour best bet is to have someone rent the room for you under their name (if you can get someone to do that for you).\n\nJust to make sure I called up a few places here (I live in California) and was told that they require at least one person be an "adult" which in their words is someone 21 or older with valid ID.
563335
Trust me, living on your own is not as great as it seems. I personally moved out when I turned 18, and it was very difficult. If circumstances are that you have to, consider going away to college, and living in a dorm (there are grants out there...), the military, or Job Corps. You do not want to move out without a steady job, and at least a few months living expenses in a savings account. The misery of being broke is far worse than dealing with parents (of course if abuse is involved you may want to seek a crisis center in your area for help.)
313279
You may have to downgrade what you are looking at.  You may have to live in a lower rent complex for a period of time and regain the trust.  Explain to your prospective landlord (only if asked!) that you have had problems in the past due to past monetary problems.  Explain to them and document that you have the income to pay rent.  Make it clear that if they have to start the eviction process immediately following a week of non-payment you would understand and respect this.
520764
Use auto pay features. My bank will send my rent check out for me every month, I simply had to enter the information online and they cut the check for me. Every time the lease renews I go in and set up the payment schedule.\n\nAlso, some places will allow you to have a auto debit set up also. Instead of the bank sending the money your credit card pulls the money from your bank account for you. \n\nWhile these methods are easy, they do require you to properly manage your accounts, nothing worse than having money pulled out of an empty checking account.\n\nAnother option if you do everything on paper, is get a box, folder, etc and place all your bills in it as they come in the mail. Every week the same time (monday nite after work maybe while dinner is cooking) open the folder and pay the bills that are due. Getting into a schedule like that becomes routine and if you are keeping up on things you won't miss any payments and it will be a quicker process than trying to do everythign at once.
327355
Step one - figure out exactly how much you owe and to whom.\n\nStep two - if you can't pay everybody, start by setting aside funds for your food, shelter, transportation, and clothing (all stuff you need to live) and a small emergency fund ($500-1000).  Talk to your apt. landlord and see if you can get out of your lease a month early - this may be cheaper than paying the rent for June.\n\nStep three - if you can't pay minimums on everything, contact your creditors BEFORE they start calling you.  Try to work out a payment plan that YOU can afford.  Don't let them tell you they need a certain amount (more than what you  told them you can pay).  They'll be happy to get something from you.  Only you know how much you can afford to pay them.\n\nStep four - list all your debts (except "mortgage") in order from smallest to largest.  Once you have the emergency fund, pay as much as you can on the smallest debt and minimums on everything else.  Once the first is paid off, use the money you were paying them to work on the next largest debt, so that the total amount you're paying on all your debts stays the same.  Some people may say to start with the highest interest rate, but (in the end) the amount of interest you save is so small, it really doesn't matter.  This way (smallest to largest balance) you see progress pretty quickly and it encourages you to keep going.\n\nStep five - once you're debt free, remember all the mistakes you made and how horrible this time was so you don't end up back there.\n\nIf you need more info, go to the library and look for any books by Dave Ramsey (Financial Peace, Your Total Money Makeover).
350250
Dress up.  They probably won't want to rent a nice big house to a bunch of college guys.  My other BIG suggestion is writing up a rental agreement between you and your friends.  In there, you need to have stuff about how you're splitting the bills, what penalties if they're not paid on time. how you're dividing chores, rent, maintenance issues that come up with the house that the landlord won't fix or that you want to fix on your own.  Also, what happens if someone loses their job, etc.  One of my roommates lost his job and was out of work for 2 months.  We had to come up with a bunch of money to cover his share and his lazy butt didn't do any chores around the house while he was out of work, either.  Cover your butt and put everything in writing so nothing comes between friends.  Also, go to an office cupply store and get a receipt book.  Every time a bill is due, write everyone receipts as they pay their share.  This will help avoid confusion as to who paid what and who hasn't paid yet.  This gets really confusing as time goes on.  While inspecting the house, look at the ceilings.  If there are brown discolorations, that means there are plumbing problems causeing leaks.  Look for any cracks in the walls as this indicated foudation problems.  See if any doors won't shut or windows that won't open.  Also, go look at the thermostat.  If the thermostat has to be running at 90 degrees to keep the house at 70 during the winter, your untility bills are going to be HUGE.  If you're in a warm area, switch the scenario with the same result.  Long response, I know, but I hope it helps.
555032
You will need a roomate or two. Rent is expensive. You might want to try Brooklyn, Queens, or Bronx. All are good and close to The City.
58483
Hey, I've been following your line of questioning.  You seem to be in a tight situation.  I don't want to sound like I'm lecturing you but there are many great books out there to help you in your situation.  You might try Suze Orman, she is a guru on personal finance and getting some tips from her books will save you $loot$!  \nI was in your same situation, I went to school and got lots of debt trying to get my M.S. as well.  I even filed for bankruptcy.  Even when you do that it is not over.  I learned a big lesson on personal finance that way.  I now have a 728 credit score, I own 3 houses, one credit card with a $13000 limit (i never carry a balance over), I lease a $38000 car with no downpayment, and can get financed anywhere I want, if I had to.  Plus, that bankruptcy is still visible on my Credit report (it was almost 5 yrs ago).  Hopefully you will never have to do that. \nAll I'm saying is, stick with it.  Don't let other people tell you it's really bad where you are.  It is going to get better, it is just going to take some time.  If I were you, I would keep renting, especially if you have some debt you need to take care of. UNLESS you are going to get into income property, such as a duplex, that pays for itself b/c of the tenant's rent pymnt.  You are doing the right thing and getting the facts about how to overcome your current status.  \nYou really should call the company about your above question.  When lenders get the sheet on you, they look at the money you owe.  If you owe twice as much as you really owe it is going to look horrible.  One of my reports said I owed the Dept. of Education twice the amount of my school loan!  Can you imagine?  Over $80K!  That looked real bad.  It really doesn't matter if it is a duplicate, lenders only care about the amt. you owe against the amt. you earn.  \n\nGood luck friend!  If you ever have any questions or advice about personal finance I am willing to share with you what I did or read to do it, I really like to help people with finances.  I'm not a guru just a real person with a similar background.\nqumungis@yahoo.com
429247
You want an apartment in Manhattan that isn't a studio, and you want your rent less than $1000/month?  \n\nYou're going to need roommates.  \n\nGo look at CL for housing and roommates.
108046
What my mom did was after high school, she made me pay rent. It was 100.00 a month and if I didn't pay it, she would kick me out. That will convince her to atleast get a job and assume  some responsibility. Give her some chores and if she doesn't do them, sell her stuff on Ebay. Check out my link.
293118
It depends on the landlord.  Some will. Some will not. Many now have a ratio of rent to monthly income and require proof of employment.  Some will happily rent to students under these terms, others like mine, prohibit tenants from becoming full time students during a part of their lease.\n\nYou can simply call up their leasing office and ask, or contact an apartment locator and tell them your situation, they can help you find a complex that is happy to have students.
339555
Go on findaproperty.com - rentals, - you can find somewhere to rent in any area and to your price range. They are all through agents - so tend to be safer. If you don't go through an agent it might be cheaper  but be careful of dodgy landlords.  Agents will ask for credit check which in London can cost around £150, 1 months deposit and rent in advance and references.\n\ngood luck
433368
There is so much good advice already , but ...   I would like to add a little to it anyway, namely ,  PLEASE  see to it immediately that you have a job, an income of your own of some sort . Take your name off that account of his and get one in your own name . You do not need anybody else's  approval when you feel you want to spend some money . Earn it yourself and enjoy it yourself. Pay your debts and don't be a moocher living in a person's apartment etc., and they have total control over your destiny . He can do an about turn and kick you out any time if your name is not on the renter contract . All you need is a good fight or argument and you are history . I hope for your sake you put some money aside . Sure is hell to be hungry and have no place to keep warm . Look out for yourself and good luck to you .
340777
I know in my town it is.\nThere are furnished apartments, or non furnished as well...\nso you could test living with other people's furniture to save yourselves the trouble of moving stuff.\nFurnished apartments are usually about 1/2 as much more again though (so if an unfurnished was $400/mo., a furnished would usually be $600/mo.).\nI recommend getting the phone numbers of superintendants of big buildings or rows of buildings to ask them about their one-month options, smaller buildings (or single buildings) are usually less open to the idea.\nYou'll probably need to put down a damage deposit, and get parental signatures ~ the building superintendants will want to be sure you're not a couple of apartment-trashing rowdys looking for a place to party for a month.\n\nAll that aside, I'd like to make a recommendation ~ don't move out from home sooner then necessairy.\nI could easily list about 20 people I know who all regret moving away from home as soon as they did. Contrarily, I can only think of 2 who say they should maybe have left sooner.\nIt's a sweet deal living at home and having all (or most of) your money to yourself rather than to bills... and while I'm giving advice, I highly recommend saving at least 1/2 of all the money you do get for later in life. Believe me, you WILL need it.\nOnce you move out, the idea of 'spending cash' becomes laughable for most folks. Getting started on your own (even with friends) in life is way harder than you probably imagine.\nIt was for me.\n\nWhatever you decide to do, I wish you luck!\n~ Apple
472851
Nope.\n\nYou may be able to get a tiny share with someone really far out in Queens for $500 plus utilities.\n\nThere is no way you could live in NYC on $6,000 for a year.  \n\nBack in the late 1970's when I was a student, I literally starved in NYC on $10,000 a year and that was almost 30 years ago.
426956
Don't worry about how you got there.  Just figure out how to get out.  First step is to get a job - any job, you are not making a lifetime commitment to the job so you can always change jobs when you find something better.  First concern is getting a paycheck and second is getting medical benefits.  Once you have a source of income. find a cheap place to live.  Get a small apartment, and keep expenses down.  You can eat cheaply by getting nothing ready-made.  Save whatever you can to give yourself some breathing space.  (The one luxury I recommend is pets, possibly two cats.  If you get two they can keep each other company and if you go to a rescue place you can get an older animal so you don't have to train a puppy or kitten.)  Improve your skills one at time so you can get better jobs or move up where you are. Sign up a community college and take one class at a time, or more if you can manage it.  (Besides improving yourself, that takes up time so you won't spend as much money doing other stuff.)  You are young, you don't need to have it all together at this point.  Just work on moving forward!