Hello. Have you ever had one of those thoughts of, "If I had 20 bucks to blow I would go buy such and such"? I had one of those and then thought.. ya, that's what I would do too. So I'm trying to retrain my thought process.\nWhat can I do with $20 besides blow it? Yes, there's the obvious, stocks, bonds and savings. What else can I do that'll bring me ROI (return on investment)? Thanks for your thoughts.
217769
If your talking a single $20.00 bill, your wife or mothers birthday is a great investment. If you have $20.00 a week to spare, stick with the obvious. My choice would be a Mutual Fund. You would be suprised how quickly it will add up.
615655
Count up the money you have. Go to work and save that amount in 12 months. Within a year your money will have doubled, guaranteed.\n\nI've doubled money in far less than a year, but it entailed significant risk. More important to me is to hang on to what I have, save more, and achieve a return of 15% or more every year. I do this by researching and investing in quality stocks of companies that produce hard commodities (oil and mining companies).\n\nBest of success.
545515
Coach has maxed itself out @ almost $40.00 per share and will never offer you much of a return unless it plummets back down to it's foundation price.  \n\nIt is too high and was only a productive purchase to those smart enough to get in on the ground floor.  \n\nIt is rated at an 8,  a great stock to own but as far as it going up enough to make you money...  I don't see it happening.  It wont ever become an Abercrombie or an american eagle.  I don't think so anyway...  always go with your gut!  I would hate to be the deciding factor and you not do something you should have done. \n\nCheck out Psun...  It just split and is still cheap!
672656
If you could only realize how silly this question is, you would not try to sound like you know something about investing. Nor would you pose a question with so many unlikely decisions already made.\n\nFirst, "doing well" is subjective; different for everyone. If you cannot be specific, you just don't get it. Investing and trading is precise, not general. Like, how much steel should I use in this building, in general?\n\nSecond, in all of the plans you've made in your life, how often does it work out as planned? Almost never, right? Something's always a little different than the plan. So, how much money you "expect" to make is irrelevant.\n\nThe sad part is, that you "expect" to make money at all, from knowing nothing at all about what you're doing. It just doesn't work that way, or am I the one being silly? \n\nThird, you are focusing on profits, exactly the opposite of what you should be focusing on. The number one rule of investing is capital preservation, which means managing risk and losses first, then if you don't lose it all, profits will come eventually. Warren Buffet's #1 Rule, "Never lose money." Making money comes after you learn something. Making sound investment or trading decisions requires more than a click of the mouse. Cheap and easy does not equal successful trading or investing. Nothing substitutes for research and education. It is a burning desire to achieve mastery that produces success, not a burning desire for money.\n\nFourth, a "good" stock is subjective; different for everyone. What exactly do you mean? "Good" stocks lose money every day.\n\nFifth, if you invest "$2000 into seven stocks," either you're talking about penny stocks, or just a few shares of each one, and just from the initial hit of commissions on seven stocks will put you down by !0% before you ever begin. The $2,000 is barely enough to buy a hundred shares of one "good" stock, let alone seven. If you buy 100 shares of IBM, that will cost you $9,000. Don't even think about penny stocks, where manipulation is rampant and companies come and go faster than you can keep track of them.\n\nYou have quite a bit to learn before you can post a relevant question. Stick it in the bank, and count yourself lucky to have $2,000.
46505
At the end of the day it's your money and you are the one responsible for it's performance. Are you investing in stocks or mutual funds? \n\nThe wisdom of averaging into stocks is debatable. If you want to dollar cost average into mutual funds a decent strategy would be to buy a fund comparable to the Russell 2000, Nasdaq or S&P500 when it is well below it's 200 day moving average. Maybe try buying in fifths. It has been a while since this last happened, you never know what the future will bring.\n\nThere are no guarantees in investing.\n\nFollow Up: Learn what a 200 day moving average is. Leave your money in a Money Market Fund until what you want to buy is well below it's 200 day moving average. \n\nThis only happens once and a while, five times would probably be better than ten times, depends on how many years you're going to hold it for, and in the end it's your decision.\n\nDon't do it on a set schedule. Buy when the market is down.\n\n"Buy when there is blood in the streets."
437750
dreaming and planning is good, but thinking about a billion or billions or even borrowing that kind of money is just out of the question.  If you had that much money or could get that much money you wouldn't be asking us how to invest it.  If you had it you would put your portfolio in mixed investments plus have trusts, lend it, put some in real estate, and give it away to the needy for tax purposes.
72048
Try this company called CTLM. They are expected to go up big next week, and at the very least, they won't lose money.\nAnother stock I really like is TRFX--they are a stable company and bounce around 5 and 5.50, so see if you can get them at five and then hope they end your 5 weeks near 5.50\nOne word of advise--buy things that aren't 10,000 dollars a share and all that because with only 30k you can't get very many shares of big companies. Try to stick with stuff under 40 bucks a share.\nNow if you wanna' be really safe and not make or lose money, then listen to the other peeps suggestions like hotels, nike, etc. \nIf you wanna win on the other hand, try goin with stuff that is unexpected. Every dork in your class is gonna take Wal*Mart, adidas, etc.  So try something new and origional!
208278
'John Blaze' is full of sh*t; you don't need $25K to daytrade. Open a brokerage account. Study John Murphy, "Technical Analysis of the Financial Markets". Don't trust money managers; they will rip you off. Take control of your money. Find a stock that has huge price swings daily or weekly such as Juniper Networks or Redback Networks. These are high 'beta' stocks. Depending on your age, part of your portfolio should be speculative. If you are in your 20s and your portfolio is less than 100K, then definitely you should be using your knowledge and investing in high beta stocks to profit greatly from their daily and weekly price swings. You have the years to do that. 'Short' the stock when it goes down, and go 'Long' when it goes up. As your portfolio grows to a couple Mil or so, then you can pull back and put some of it in stuff that is a little lower beta such as the QQQ. As an example of how well you can do by taking control of your money: if just do your normal 1% per day on that 100K porfolio over a year through profiting from the swings, how much would you have after one year? You got it my friend, way over $$$1Mil!! Give it whorl, go for it!
370559
Back in the 80's I purhcased EE savings bonds.  The "financial experts" claimed these were bad investments, so I quit getting them.  But I also stopped saving (duh).  Lo and behold those savings bonds that I purhcased (45 for $50) are now worth over $5,000(!) and will help get my son through his final year of college (yay!).  Of course, it's 20 years later but still...  it was a grat investment.
355948
i would invest in something else entirely...something more stable...these days its really easy to get on a bandwagon and have it fall through, i would be more careful with my money
637241
Hi,\n\nFrom experience, you should be very cautious when approaching penny stocks because they can lose value very quickly. It may worth  opening a demo account to play with "play" money before using real money.\n\nGood Luck!
232555
Leave it.  its a very broad investment that has very little chance of being lost.  Sure, it may have bad days and good days, but over the long term it will only go up.
636058
Wow!\n\nYou have some serious reading to do!\n\nI would suggest you start with The complete idiot’s guide to investing!
105421
Start by asking your bank what you can do to save $ for the long run. Maybe a IRA plan? Do you have a full time JOB...if so, ask your employer if they have a 401K plan or anything similar. Stocks too me is just like gambling your money. But whatever suits you
369057
(my assumed numbers are for residential, non commercial, and casual investing)\n\nif you have a small investment in this stock, i cant really provide you with much good information (small can go from 1 to maybe 35/40 shares in this case)\n\nassuming a more medium investment of 50-120 or even up to 150 existing shares, there are two options i see as viable.\n#1. if the stock may split in a year or less, hold on to what you have, and then after the split, hold on just long enough for the post-split rise to end, and pull out all the extra shares you gained that you did not originally have, thus making profit.\n#2. pull out and invest in something you predict will do a similar thing in the near future, and keep riding the short-term market until you lose your momentum.\n\nif you have a larger investment, you might consider the previous plan on #1 or, you can take the time to do some math. take $ you have in stock, subtract $ in stock you had at start, and sell enough shares to equal that difference (your profit) as close as you can. that way, you have the same commitment as before in terms of money, but not shares. However, in the event that the stock splits, you will increase those shares and have the opportunity to sell those extra shares again for even more money. even if it does not split, the money you made pulling out the profit will support another endeavor into a similar situation or allow you to do whatever it is you want with it.\n\nThat’s the short term scheme of things anyway! (im more of a long-term investor) Good luck.
354800
You don't say how old you are, what kind of resourses you have or your knowledge of finance in general, I.E. do you know how the market works, listed vs over the counter, options, etc.?  Before you invest a dime remember the cardinal rule of investing: the public finds out after the money's been made.  In other words, if a stock is at a high it's not the time to get in.  Also, the corolary: if it's too good to be true, it's too good to be true.  Finaly, don't invest money that you can't afford to lose, especially if you're speculating (which it sounds like you are).  Go to Morningstar.com and sign up.  It will be the best money you spend for ideas, research and analysis.  Read the Wall Street Journal and look for companies with a future.  You might want to put money in an index such as the S&P 500 especially if you think the market will keep going up (and it won't - it will correct).  Bottom line is that there is no easy answer to your question.  \n\nAvoid the following:\n\nemails with stock tips\nfax messages with stock tips\nany stock selling for under $5.00 a share (unless you're willing to lose all you invest in it\npenny stock\noptions\ncommodities\nfriends who say they "know a guy who knows a guy who said..."\n\nDo the following:\n\nUse a reputable broker either bricks and mortar (Merrill Lynch, Lehman Bros, etc, or a reputable on line broker like E*Trade, Scwabb, etc.\nPut half your money in a good mutual funds of either high or mid-cap companies - you'll have gains while you experiment\nPick a point at which you want to get out on the up side (on Wall Street the pigs get slaughtered) and stick to it\nIf a stock is falling, pick a point at which you want to cut your loss.  If it;s a good company you can always buy in at what you think the low is.\n\nGood luck.  If you find the secret let me know.  I stick to known companies with solid balance sheets and a track record.  Even so I've lost (Worldcom, GM and a few others).
333732
Penny Stocks have had a good run the last three years. A good reason not to get in them now.\n\nI have about 2% of my money in Penny Stocks.  Over the years I've done better than average.... but I've taken some big hits (especially when I first started).\n\nMy suggestion;  Learn all you can with Large Caps.... Then move into Mid Caps... Then into Small caps before you even think about Penny Stocks.\n\nWhat ever you do, make sure it fits nicely into your "asset allocation".