Without putting a down payment down
199513
Apply for one, you cant get one unless you tell the credit card companies you want one. And get your parents to be one of your references just in case they think you wont be able to pay the bill.
493026
forget the 100 % financing with bad or no credit
4363
You must live in North Jersey if you are seeing those kind of prices.  If you put 20% down on a $500,000 house that would be $100,000.  That leaves $60,000 in savings.  Hold on to that.  Setup automatic withdrawl so the mortgage payments come from that account.  Continue to add additional money to that account and you will have a nice buffer if one of you were to loose their job.
560683
I sold my hunting rifles a few years ago and received pretty good cash (although I had to give up my hunting career).  If looking to raise money without selling and personal possessions, have you considered "leverage" options, such as "flipping" a house?  i.e. buy a rundown house (20% down), remodel and renovate, then sell.
308888
i have the same problem... just don't max it out in a day... the trick is to pay it off each month... that way you don't get charged interest.
501081
Use the money for a down payment on a house and use the credit score to your advantage by getting a low interest rate. You might consider buying a duplex that has good potential, and then charging over what you owe on the loan. Then you could eventually save up enough money to buy another house and rent it out. \n\nIt's just one idea that has worked for people that i know.
405269
Try community banks. Any other type of financial institution would be willing to work with you esp. with the individual guarantees. Sounds like you should have no problem so long as the cash flow from rental income is sound.
672849
No, you cannot withdrawl it without a 10% penalty plus ordinary income taxes (probably around 28%). My opinion....you would be beter off rolling that money over into an IRA and just save for a while to raise money for home improvement projects.
425509
Yes you will have to pay. It is not your primary residence. However, you could defer the taxes through a 1031 exchange and purchase a similar property and not pay taxes right away. This probably won't help you because you want to pay down your mortgage though.
639007
Suck it up and pay them off.  You'll have to do without some luxuries for a little while but the only way to get around them is to pay them and not go back for another.
376975
look for a lender who will underwrite a loan package called \nstated income.  even if you have a renter, get a one year lease agreement signed.  don't know if that will help you.  alot of this depends on what your down payment is- the more you put down will offset the monthly mortgage amount.
412403
There are many options available to you that do not necessarily require any certain commitment period or be locked-in at any one time. \n\nWell, with $1.3m, you can have perpetual passive income by using the right financial tools. Using no-risk/guaranteed/fixed instruments in the market, Financial Planners actually know how to arrange it in such a way that you get to spend  $10k every month and your principal of $1.3m is intact. (If you can take a little risk, of course you may earn more) Sounds too good too be true? Not at all, it is actually possible with today's many products in the market. You just need to know where are the right places to look. \n\nSpeak to a good Financial Planner and he will advise you accordingly.
595956
You can always go up, but you can never go down......\nIf you want it for 100k, start at 90k\nUnless you are in a hurry to buy a place, take your time, and remember, there are plenty of houses to choose from
135956
Buy a $111,111.00 or less house (If you don't have one)\nBuy a $11,111.00 or less car (If you don't have one)\nPay all your Credit Card Debts.\nInvest 50% of the rest on a small business (With the help of a retired CEO of a public company) and 50% of the rest on the stock market (With the help of a Portfolio Manager)
187734
This is a little known mortgage option, cause there's unknowns.  The index that the interest rate is following is hard to look up.  I would not take this mortgage.  A fixed 15 or 30 year is better.  If you need to take on an adjustible, try a hybrid 5/1 interest only.\n\nhttp://www.bankrate.com/brm/news/Drdon/20050916a1.asp
490435
yes there is a way, some banks allow you to do what they call "stated income, stated assets" that is a program that allows the borrower to state their income to whatever (within reason) to make them qualify for the loan. The down side is the intrest rate is a little higher than normal usually about .50 of a %. with that kind of down payment I could get him into a home fairly easy, and depending on his credit score he may not have to put all of his money down. email me if you are intrested, i can give you more advise or even help you out with it.
3302
The bank would much prefer you to make your payments compared to taking on a property.  Talk to them.  A lot of times they can work out a deal.