We sell lubricants re-packed from bulk package into smaller pack-sizes under our own private-label (Superlube) in Bangladesh, since July 1991.\n\nWe had 80 employees at the peak of our business (2000-2004) which has now dwindled to 40 employees, mainly due to the fact that a lot of our money ($165,371.00) tied up as outstanding dues from 814 customers out of 4367 customers.\n\nWe need urgent cash loan or credit-supply of specialised lubricants in bulk to continue with our business, which would help stop further retrenching of our employees. The Banks here in Bangladesh have very high interest rates 15%-25% per year and also they won’t pay loan without mortgage/collateral.\n\nWould appreciate Joint-Venture proposal as a last resort. Our Turnover is in average $230,409.93 per year in the last 15 years. Any idea as to how we can overcome this temporary inconvenience?
198822
Yes, may be u do this already, if not, start to give 7 % discount for payment on the spot. PLus give 4% discount for payment within 2 to 15days. after a month charge a some percentage. Tell your clients that u pay so much interest for money they are blocking. (u will lose little bisuness in the beg. but in the long run the market will do the same)\nFor now call all clients and tell them they will receive a 4% discount if they make the payment in 2 weeks after that they will be charged  the bank rate or something u think is appriopriate. But dont be scared, If your product, price and service is good, lost customers will be back. have some patience also. start contacting some other sellers and tell them to do the same.
322946
I am a banker, and without security, you will not get a loan. \n\nJust a bit more information, the highest risk is the restaurant industry, because it is a very fickle business, high turnover and lots of possibilty of pilferage (theft) from employees. \n\nThe equipment has a very low resale value, less than 60 cents on the dollar to re-sell.  Which is why lots of liquidators have old restaurant equipment & supplies for sale. \n\nAt the minimum, you will need to guarantee your loan, which means your net worth (assets) must exceed your borrowing.\n\nIn the restaurant industry, your labour costs (to pay employees is the highest expense).  You need to look at their whole business report, including their balance sheet to see the net income of the company. (what is left over, after all expenses have been paid).  \n\nGood luck to you.
391340
Most jobbers,Distributors,Wholesalers would rather buy from an established importer or manufacturer with a Good track record,UNLESS you have a hot money maker ,that they are have supply problems with or their current supplier  , WARNING! dont make promises you cannot keep, that is a way to go down in a blaze of glory!  THE ANSWER IS YES, IT CAN BE DONE!
34393
Hi PaintedTiger, \n\n Well you have certainly painted yourself into this corner, haven't you now? I know, I know, bad joke, but hey what can I say? You gave me that joke. \n The first thing I would suggest is that you call your creditors and explain your situation and ask for an extension. You would be surprised how often creditors are willing to work out a payment arrangement with you. If you blow them off or wait too long, then you will pay the price. Call them today!!\n  As for your utilities, gas, electric or heat, there are a number of community programs available depending on where you live. I suggest you contact your local city hall or maybe the library and ask for assistance. If your in a cold climate I know there have been a number of oil assistant programs. Check on those if needed. \n  Well I hope this info helps and please keep a positive attitude, because in the grand scheme of things, this is no biggie, no smallie either.
468401
I think this is disgusting behaviour from this bank and I would urge anyone that banks with these people to move their money immediately. Why the hell should anyone go into debt just in order to stay with a bank ?!\nOn top of this, surely it is obvious discrimination against those that do not have £1500 to deposit or keep within the bank !! It seems this bank thinks we are there to line the pockets of their share-holders by increasing personal debt, just when people are needing to tighten belts due to higher mortgage payments.\nShame on those greedy sods.\n\nThank you for you help, but all the same I will not be making this bank "look" as if they are keeping their customers happy.
338427
What do we get in return for giving our jobs away?  A lot of people think that we are outsourcing only blue collar/labor oriented jobs say like manufacturing. We are also outsourcing engineering and other technical work to countries like India via the internet. There are a lot of high paying manufacturing jobs. I get my hands dirty every day at work and I am not ashamed because I will make nearly 50 grand this year. That's on 50 hours per week which is a lot better than some of the white collar workers I know. There is a rediculous misconception when I walk into a store after work with my dirty navy blue uniform on with my name on it that I must be poor or something but the fact is I probably make more money than just about anyone else there.  Sorry going on a rant here. The fact is that when you take raw materials and produce usable products from those materials wealth is created. If you can produce a product and take it all the way to the end consumer you can make a lot more profit. But that requires engineering, research and development, market analysis, advertising, packaging, warehousing, wholesaling, distributing, and final sales. At each of those points wealth is redistributed. It all starts with mining and manufacturing. Everyone else makes some money along the way. A lot of very high paying high tech machining/die making jobs have gone to Taiwan. They are developing skills there that not many here in the U.S. can see the benefit. It makes me sick every time a have to explain what a machinist does. A machinist makes anything from the pistons in your engine to the wheels on your car to the mold that was used to form the shape of anything made from plastic. For example your keyboard, monitor casing, and mouse were all formed from plastic in a mold made by a moldmaker which is a type of machinist. These are the types of jobs we are losing.  Manufacturing drives innovation and if we stop doing this kind of work then our engineering capabilities will suffer due to lack of use. The main reason our country has become so wealthy is because of the huge supply of natural resources that have been mined and then manufactured into usable products. At every point in our growth we have come against obstacles to produce enough to supply a growing population. Due to these obstacles innovation was required. If we allow other countries to do our dirty work for us we will also be allowing other countries to be innovative for us. And we will eventually become weak minded and unable to solve our own problems. To answer the question, "Why is outsourcing of US jobs bad for the US?" It is bad because it takes away from the SOURCE of our wealth and our strength. There are only four economic sectors that generate material wealth: agriculture, mining, manufacturing, and construction. Other sectors, such as services and trade, redistribute this wealth, and are built on the products created by the wealth generators. Check out the link I hope your paper goes well.
450608
It sounds normal for an average UK company to do that. Some will have policies in place to provide additional income but this is unlikely to kick in after just 6 months.
507422
For my kids' Quarter Midgets, we usually ask local businesses that we patronize.  Some of them are large distribution companies that my husband deals with through his work.  I know you need cash on a larger scale, but think about larger industries & companies in your area.
213268
We run our own health and beauty business backed by a 27 year old debt free company, we are looking for people to join our team and develop their own business, with our help and support. We are in 110 + countries worldwide and growing!\nI think this opportunity would suit you very well as you are looking toward the future for long term rewards with low start up costs. Alot of people in our business fit this around their family and other commitments, the one thing it has given them is a better quality of life. I do appreciate that the pakistani market is different fron Europe/ usa but healthcare is a booming business worldwide, yielding 19 million daily! People all over are looking for a more natural way to help their health and supplement their diets. So for a 21st century company this is a perfect choice.\nOur products are of a very high standard we carry the international aloe seal of approval as well as a kosher rating as well as being backed by the Islamic society. There is a large range of products that not only help humans but animals too.\nThere are alot of benefits on offer for people who want to make this work, car plan, international travel, royalty bonuses and residual income. If you want to find out more I will answer any more ? you have just contact me by email and leave a contact email for me to reply. Hopefully like me, this will be just what you are looking for!!
8843
First of all Anirudh, Really got to appreciate the parents of yours who bore such a genius.\n\nYour research paper of Non Redundant Compression, was my life time ambition, but I am glad that you already solved it. I would like to read it. If you have a copy of the paper for educational purposes you can send it to spkranthisagar@yahoo.co.in\n\nComing to your question.\nI might be a novice to answer such a question from you. I would only try to comment. Yeah big companie's policies are always not clear. Some obvious things seem to be difficult.\n\nIt may be because of the big organizations employ ordinary people like me along with smart folks like you....\n\nEvery one should be given right positions. Even if it means most of the workers in a company not even logging and programming in your main server of the organization. Big companies always tradeoff quality with productivity/money. What good of a dollar is if it does not serve a purpose.\n\nEspecially in the technology driven days...\n\nHave good day.
447060
Gee, maybe you could contact the company you used to do this for and see if they've got a branch close to you.  If not, maybe they could suggest someone for you to contact.
122288
I am a branch manager at a national direct lender.  Email me at ryan.wood@truelend.com for advise.  I look forward to speaking with you.
644206
Call them up and explain what happened.  It sounds crazy, but credit card reps are trained to work with people on situations like this.\n\nTips for calling:\n\n1)  call during regular business hours - if you call at an off-hour, you may get a call center in India, which will make things much tougher\n\n2)  If things don't seem to be going well, gently ask to talk to the supervisor.  Supervirors exist only to write reviews of their staff, and to solve customer problems.\n\n3)  They might try to give you some run-around, but don't let them.  Be honest, be respectful, and you'll probably get what you want.
28018
Before you become interested in the oil company in Nigeria, if you are reading an e-mail that talks about making alot of money because someone died or somthing of the sore and all you have to do is help the  person get the money put into your account and then split it, I hate to tell you this but it is just a scam to be able to take oney out of your account because you give them your account nuber  with out knowing it. I have five e-mails juast like it that were sent to me.
493429
Persuant to the ...mem  of Und....for the..800.000 BPD ref proj located in Malaysia and was signed in Kuala Lumpur in the month of ? by your co abc and our GHI and it's subsidiary company DEF we are pleased to offer  ful support throughout developmental stages with the aid of our Joint development committe and task force.\n\nAs you are aware, our participation is based on equity, domestic product offtaking??and technical assistance, operatorship??? plus other areas and it is subject to  feasibilty and viability  of the project.\n\nIt is our hope that there is a succesfu and prompt completion of this product fpr the mutual contribution and benefit of our county.\n\nthat's the best I can do,  I have no idea what your trying to say!!!\nHope this helps.. ignore spelling errors, I couldn't spell check
598273
I suppose you want to SUE.  Everyone now wants to sue and get quick and easy money for any little boo boo.  That's why our rates are outrageous.  If you don't want to sue or if you have a legitimate problem, please accept my apologies.  There are good and bad people everywhere.  I hope you are a good one.  There aren't too many left that have any integrity
566680
You didn't mention if this new manager was also selling. If he is, great. Have your top sales person offer to match him sale for sale. That should embarrass him into either quitting or coming up with a more reasonable figure. Or, who knows? Maybe he is right. Either way, everyone will find out. Chances are, especially if one comes from outside of their industry, that the manager doesn't know how to sell. That is usually the case. In that case take the top salesperson's monthly average and add about 20%. I don't care what the product is cable or airplanes, that's doable. BTW, why did they hire from outside the company? Another problem might possibly be that they want people to quit that are close to collecting retirement benefits. It happens all the time.