trying to open a new checking account but i'm afraid because i owe a bank money and i am worried that may also be on the cheqs system that banks go thru when you open an account.. anyone know anything about that??
205330
pay off the amount you owe - or settle with the company.
457765
Typically your bank will only hold you responsible for a small amount, say $50 but check with them.  Perhaps they will not charge you anything because you acted so quickly.  Don't worry though, it is not the end of the world.  Just take deep breaths and hang in there and it will all work out in the end.
450698
I work at a loan office. You're credit rating alone has you covered. Beside, no balance is way better than an unpaid balance. As long as you have more cash flowing in than going out it's not that big of a deal. But if it couldn't hurt to re-open that one. You never know when you may need it. Good luck!
51789
You should call your bank and ask.  If you have a good bank and they catch it, you should not have a problem as I believe the only difference is in the routing numbers.  When it comes to the actual account number there shoul not be a problem, but be sure to call you bank.
399670
I see no reason why you should not have their contact information and be able to contact them.  A simple solution would be change your checking account and wait for them to get in contact with you, which I am sure they will do when their next attempt to debit the account fails.
330417
First of all, if a cheque was issued in your name there is already a paper trail created. Whether you deposit it or cash it won't matter. A trail has been created. The only way it would have gone unnoticed is if you received cash.\n\nNext, since you are not a citizen if you leave you will probably get away without paying tax. However, depending on the bill and if you live in a country with a treaty with the country you are visiting now then there may be a way for them to obtain the money owed them. This chance is slim however.\n\nNonetheless, if you do have a bill outstanding and try to return to the country you are in now, you may get caught then and it may not simply be a case of paying your outstanding bill. You may be charged with tax evasion.
468759
Banks don't give out that kind of information.  \n\nIf you ever had a bad account with a bank that would be reported somewhere but good accounts remain silent.  Stop worrying.
167517
I have bad credit and I am on chexsystems and I was able to open an account with Citibank.  I did it on line at citibank.com, the only problem with mine is that there are no local branches, but there are several ATM's in my area.  Hope this helps, Good Luck!!
458702
I think they're looking for liens and tax problems.  I had TERRIBLE credit following a layoff and have never have any problems. Banks are a little different because they have to bond you, but I think you can relax.
270780
Well I am a senior teller.  Deposit account fraud would consist of "Kiting", which is setting up an account at another institution and then writing a check even though the funds are not available there and then deposit into the other account. And back and forth it goes. This worked much better when check clearing took much longer. \n\nNow there is check 21 and that makes thing more difficult to circumvent the system as the image of the check is put through electronically and it is instantaneous, much like a debit card. Not a "float" time.  \n\nAlso there are scams like on-line purchases.  You agree on a price, they send you a check but they accidentally "overpay" you and request you just remit back to them a cashiers check for the overpay.  Trouble is THEIR check is BOGUS and you are out the cash.  Many variations of that scam.  \n\nAny of these and others can be considered Deposit Account Fraud. Even a forged check.\nHope this helps. Good luck.
672611
I have been going thru CCC (Consumer Credit Counseling) for two years now. I know it's awful having so many bills and so many rude people calling and demanding payment. There was a start up fee and then they just started deducting so much every other week. I'll be finished in November, thank goodness! You should look into it, it definitely takes a weight off your shoulders because you just see the progress ya know? You're not writing checks and balancing who gets how much. Good luck!
513328
This is always difficult to turn that corner, but it can be done! My best advice is to first begin by talking with your banker to make them aware of your desires and losses associated with fees. In many cases, banks are willing to give you a hand, maybe reverse some of the fees for you. Ths biggest thing long term is to maintain a positive balance in the checking account. In fact, I recommend NOT writing any checks - pay only with cash - or your check and cash card. This should help. If you don't have the cash - don't buy it! Next thing is to get a store credit card, charge on it once, then pay it off completely. Slowly but surely you will build up positive credit, but there is no quick fix! It takes months... Be methodical about it and you'll get there. Good luck!
442484
I doubt you could find a cash advance place without checking or savings account.  You have to have some collateral so to speak, they want to make sure they can get their money back with or without your cooperation.  Go open a checking account, they're no big deal.
599330
Don't do it!!!! They charge really high interest.  If you had to write a check out of your personal account for them to hold until you can pay, they can cash that check as soon as your agreed upon time to pay has passed.  They do NOT have to tell you before they do it.  Then, not only do you have their stupid fees, you also have a charge from your bank for a returned check!!!!
265426
NO!  Why would they need them.  You probably have to provide them with a report on the money in questions but, NOT an account number.  Why would they need that?  They wouldn't have any access to the account if their name isn't on it.  Sounds fishy to me -
110199
Is there any problem with you?\nI need an account to open. can you help me to do so...
96989
no u wont go to jail its a loan it should answer that in your agreement but it will hit your credit report after 30 days and be reported to chex systems and it will be hard for u to open another bank account just tell them when they call ur situation they should work with u a little