Ok, the college I will be attending is 25,000 a year and my EFC (expeted family contribution) is 24,700 a year.  They arent really going to make me pay that, are they????????????????????????????
212725
There is hope for you. You may not have to pay any money at all if you try several sites that are free. Also talk to your finicial aid counslor at school. There are grants at the college you will be attending. All you have to do is ask.
666193
I went to community college on complete financial aid - they even paid for my books, a very expensive calculator for a calculus class one year, plus I got around a $200 check every year for "living expenses"  It all depends on your individual situation though.\n\nIt depends on your income - they will consider both YOU and YOUR PARENTS' income on the form (regardless if you live with them or not) until you are 23 years old. (I know, not fair - especially if you are financially independent from your parents)\n\nAll schools have a financial aid advisor that is willing to answer any and all of your questions about financial aid.\n\nBTW - don't let the cost of college be the deciding factor on whether you go or not.  It will pay off in the long run if you do decide to go - that degree is worth more than you might think.  Plus, many community colleges have special transfer programs that make the transition from a two year to a four year college much much easier.\n\nGood luck!
554643
H'mmmm.  Well if you're dependent upon them for financial support, I'd think about it twice.  Maybe it is a good idea to wait until after you've completed your education.  Sounds calculating, I know. But it's also practical.\n\nI've never met your family, and of course you should have a better feeling for how they'll react.
321065
As long as you have fully funded your own retirement, THEN start putting money away for your kids college.  If you haven't maxed out your own retirement savings (401(k), Roth IRA), then you should NOT be saving anything for your kids college (unless you expect the kids to fund your retirement). \n\n529 accounts are good only IF you are certain that the kids will go to college.  There are other options.  Talk to a Certified Financial Planner (CFP) to find out what they all are.  Just be careful - make sure they are not paid a commission based on your investments.  They should receive a flat fee.
664417
Yes.\nYou cannot, in any time, get more than your tuition costs minus EFC* unless you have a full scholorship.  This could happen because you recieved more private scholorships than you planned, or your parents make more that you originally stated.\n\nSo the school typically starts out with private scholorships you've won.\nThen they go to their "standard" scholorships they give, which may change depending on the former.\nThen to fill in the rest the government aid is put in place...the money between the EFC and what the scholorships came to.\n\nYou may also have accidentally opted out of things such as work study.  Work study is usally a VERY easy job and no one should ever opt out if they qualify.\n\nIf for some reason your parents won't be making so much (eg, dad got a bonus for retiring, mom is going to go voulenteer and isn't making money, getting a divorse) talk to your advisor about a hardship review.\n\n*EFC-expected family contribution, eg. how much you and your family are expected to contriube per year to your education.
672554
College costs are based on ability to pay in a couple ways. She will have to fill out the Federal Application for Federal Student Aid first and the government will then tell her what her "expected family contribution" will be. This is based on income, etc. If the EFC is too much for her to pay, she can contact the school who will help her. She may be able to fill out a financial aid revision form (which gives her the chance to better explain her financial situation) and he will get additional aid. Her son can also apply for grants and scholarships. His high school counselor should be able to help him fill out forms to get these.
88085
Hi again. Apart from trying to persuade them that you want to attend this school, maybe is a good idea to find a job and contribute by yourselft to your studies, so as to cover even a part of the expenses.\nThis is what I did some years ago since my parents were not able to pay for my studies...and I did not regret at all.\nIf you want to do something, be sure that you will find a way to do it!!
392261
I almost get the impression that you are literally asking people to donate money to you...\n\nSorry to say this but I think you are just one big fat liar !! I checked out answers you have given to questions asked by other people and it appears that you have 3PhD's, 2MBA's...you were working four months ago in finance with 84 people underneath you (which contradicts your question completely) and that you also have a son that is in college..isn't tuition kinda expensive for someone that is all but bankrupt? did you simply forget to mention that in your tirade of self pity? For a person that worked in finance for so long you sure know very little about it...and I seriously doubt you would have been scammed in the amount of $45,000 if you knew ANYTHING about it at all. You certainly wouldn't be running after scam-artist loans in yahoo answers.\n\nYou mentioned also (somewhere in your additions to the original question) that you are unable to treat people while you are on medication..tell me..how does a person so educated in the art of finance treat people?..it sounded very much as if you were talking in a medical sense?  Incidently, there are times when your spelling and grammar are consistent with that of a fourth grader...hardly a good example of the kind of highly educated person you claim yourself to be..\n\nI think that you are just another person seeking attention on the internet and you probably ARE completely broke..but when you tell lies to make up for all the inadequacy in your life it is difficult for others to tell if you are indeed serious about something..\n\nMy advice would be..quit lying, get a life, and get over it.
429407
I am a student nurse, and NO, your bursary will not affect your benefits, if anything, you will be better off.\nYou will be entitled to extra bursary for having two children, and maybe extra government benefits which I am not sure about.  Your uni should have a financial advisor who will help you get all you are entitled to.  Your tax bracket will drop (but not automatically, you have to go and get it from your tax office,) so any work you do will be taxed accordingly.  You should be entitled to a council tax benefit, (if you are not getting it already) but again, you have to go to the tax office to claim it.\nStudent life is ace, you get a student uni card which gets you discounts here and there, and there are not many courses available which offer a bursary, so make the most of it, study hard, and in no time at all you will be getting a decent wage and being an excellent role model for your kids - good luck!!\n\nBe honest cos you will be surprised, there are alot of benefits out there for someone in your position - go for it!
677034
There are Federal loans, such as the Stafford, that tend to be lenient.  Sit down with one of your school's financial advisors/counselors and discuss this.  Federal loans don't cover the entire tuition if your school is a proprietary school (tuition starts at 24,000 and higher), but they  may accept payments.   If you've got the GPA, look into nurse-specific grants and scholarships.  I'm a nurse and this is what I did.  The only other thing I can think of is to find out from your bank if they offer student loans for folks with "iffy" credit.  Having nursing as a goal may make you a better risk.  Of course, now you're obligated to pass boards!  Yikes!
40654
Dear Bob, \nThe investment to finance your education will cost you $7500 per year.  When you graduate in 5 years, assuming you have deferred all loan payments, you will owe approximately $47,500.  This may seem like a lot of money now, but consider the improvement in your future earnings after you get your college degree.  If you begin working now at a salary of $19000, after 5 years of 3% annual raises, your salary would be about $22000.  The job you get out of college will pay at least $25000.  If we amortize your loan payments over 20 years at 8%, you will have to pay about $400 per month.  This may be a struggle at first, but you can expect bigger raises (5%) per year with a college degree.  After 3 years, your income will be almost $29000 if you go to college compared to $24000 if you start working now.  This is enough to completely cover the loan payments, especially when you consider that the interest payments on student loans are tax deductible.  Beyond the third year, your salary with a degree will continue to rise faster than if you skip college.  It makes sense not only from a financial perspective, but also in the fact that you are more likely to find more interesting and challenging work with better career advancement opportunities if you get your degree.  Good luck!
153668
You are the sweetest child in the world, they obviously feel you deserve it. A parent looks forward to this moment from the day you are born. That is actually not an unreasonable amount I have seen them reach $5,000 plus. But Like I said this is as special to them as it gets. Don't look at it as them spending the money on you, look at it as them enjoying the fruits of their labor. You graduating (and especially going on to college) means they have achieved their dreams in life, and you will understand it better if you choose to have children. But If you feel that it is still to much, than when you finish college and get that nice paying job get them some cruise tickets, just to say "I love you"
557278
Possibly because of past abuse of help program funds, they are overly cautious about giving it out now.  I felt a little daunted by the amount of paperwork for the application process I am now going through, but it was minimal compared to what I got when I looked at financial aid for community college.\n\nGood luck to you and persevere until you get what you need!
541680
if you have a finical hold it will transfer to all colleges... so i would take care of that balance... besides that... i would reflect of what i really want right now... the credits.... the money .... the effort.... \n\nits all what you want... ask yourself...reflect
337100
yes, i am making that now and trying to support my famly with it. i am 16 and some teens like me need the money for college, helping the famly, and other things. my dad is a teacher and he is not paid very much, it takes his, mom's, mine, and my older brothers pay checks to pay our bills and put food on the table.
241944
For me it's alright. They are family anyway. :) Just make sure that your older siblings has the capacity to pay you back because if not and your in need of money, you'll have a big problem! And you're really wise to charge interest. ;)
353791
I would ask the school exactly what they mean.  I know it is a lot of paperwork, but if it means money you do not have to pay back when you complete school--it is worth it.