I hear alot about those books you can buy that tell you how to take advantage of government grants that help you pay for student loans.  I am swimming in student loan debt and I can take any help I can get...I wanna know is this stuff for real.
215406
It is hard to find grants to start a business or for personal purposes such as paying off student loans (though there are government assistance programs that can help with student loans - but they are not grants). \n\nUnlike the myths that some perpetuate such as Lesko, federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK - lots and lots of it, that is why a cottage industry of grant writers was born.\n\nNonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same - hardly any grants for starting a for profit business.\n\nEven SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html... \n\n"The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments."\n\nMost of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs \n\nFor private grants, you may want to check the Foundation Center's Foundation Grants for Individuals Online. It's a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for "students, artists, academic researchers, libraries and financial aid offices." Entrepreneurs are apparently not one of them, so I take it they also don't have listings of private foundations who give grants to would-be entrepreneurs.
81523
I have been taking on-line courses for about a year now. (Business Adminastration) I am taking them though the local college. I checked out the on-line at other places and their cost was 3 times as much as our local college. Yes, you can get financial aid for these, but it is no where near the amount that it will cost you. ADVISE: Get out of the one you found on the internet, and go to your local college, take the on-line courses through them. Your Financial aid will cover these. Books and all!!!
162743
I watched an Oprah show a few days ago about the "Great American Debt Diet", I guess she&the financial experts that came up with the concept&'diet steps' have some tips that would be useful for you.\n\nI think this is the link: http://www.oprah.com/money/debtdiet/money_debtdiet_main.jhtml\n\nI wish you luck!\n\nGod Bless*
194813
I would recommend books of Suze Orman. She is a very well know person in the personal finances. I Enjoy reading her books. The second link below will show you her books
41190
Better check with student loan requirements.  Things are getting tough for people not paying these loans back.
317662
Providing you havenet used it yet, student loans come wiht what is called a forbearnce. Its used in times of hardship. YOu need to call your loan provider and see if you can apply for them. You may not be able to now that you've defaulted but its worth a try. the forbearnce will bring you current, and maek it so you only have to pay the intrest on you loan. I had to use it.
104785
Don't be taken in by the guy in funny suit. He is out there to sell his books, his CDROMs or what not. He is promising people that there are grants just for about any purpose -- from starting a hair salon to doing cosmetic surgeries -- which is FALSE.\n\nyou can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.\n\nEven if you buy Lesko's books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same - hardly any grants for starting a for profit business or for federal use.\n\nMost of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs \n\nFor private grants, you may want to check the Foundation Center's Foundation Grants for Individuals Online. It's a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for "students, artists, academic researchers, libraries and financial aid offices." Entrepreneurs are apparently not one of them, so I take it they also don't have listings of private foundations who give grants to would-be entrepreneurs.
424060
Almost everything is a scam these days. I wouldn't pay them until they guarantee you in writing you'll get the loan.\n.
339722
at one time there were allowed, but the attorney had to word it just right and everyone had to approve of it....but several years ago approximately 10 years ago the government and the financial people figured out that a lot of students were using bankruptcy to get out of paying their student loans..a lot are either government money or insured by some type of government loan..so the government said we need to put a stop to this, and I believe they did just that...\nso at this time I say the answer to your question is no..\nsorry...but no..hey I am still paying for mine....I just wish they would cut the interest way way down...\nbut I would ask a really good attorney this one before you make any decisions...\n\ngood luck
363196
YES - grants are real, not just "smoke and mirrors". But they're not easy to get.\n\nUnlike the myths that some people spread, the government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.\n\nGrants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.\n\nFor one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.\n\nThere is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.\n\nYou can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.\n\nNote though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants. \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
542880
My understanding of the Student Loan Process in the past 7 years I have been attending and the past years I have helped my son with his college tuition, is that THERE IS NO RELIEF from PAYING STUDENT LOANS.  The only way you get out of paying off your Student Loans, is if you die.  They are then forgiven for the families benefit.  You do not get out for what you mentioned, you do not get out for Filing Bankruptcy.  You can thank President Bush and his pals for rewriting part of the Student Loan process.  They also reduced many of the student loan amounts that used to be available.  If I am wrong, then the Financial Aid people who just returned from training this past fall were given the wrong information by the government.
235145
It's definitely too good to be true. It's probably spam. My interest rate is 6.7 percent.  I thought that was good.  Be very careful to read the fine print on that loan application...)(
487678
Im really good at this sort of thing, I do this for a living( not set budgets) but loan according to debt to income ratios. so you need to let me know what other bills you have.I would love to help, Email me.
571182
well if you are willing to do some reading, just get stuck into these for a couple of days, hope they are of any help, hope things work out you sound decent what's up with those GW Bush  lot:\n\nhttp://finance.ebookorama.com/\nhttp://credit-cards.ebookorama.com/
446730
it's called student loans.
586801
Yes I do. Going to college is just like buying a showroom car. It's expensive, and it keeps getting more and more expensive. If you ask me I think the government already had it figured out that way in order to keep out certain types if you catch my drift. I don't know any people who can pay for college out of pocket. Plus to get a loan or grant means you better pass and get a good paying job cause then you have to pay them back. Man has just made life unbareable, and education much harder. The new math they have now is confusing and unnecessary. I haven't seen anyone doing fractions in the grocery store or any store for that matter. Yet I have seen a lot of people having problems with $5.50 and hour. The government will increase everything but a pay check.
297745
Grants are NOT free money that is given to anyone for the sake of simply giving away money. Grants are OBLIGATIONS and given for a PURPOSE - Government gives you a grant because you can do something that is for the good of the community or whatever greater good. When you receive grants, there is a performance review to find out how you are meeting the objectives of the grant that you received. \n\nOne of the common misconceptions floating around is that government is giving FREE MONEY away. They are not, and those who believe that government is indeed giving free money away are those who are SCAMMED by those perpetuating these lies.\n\nLet's take for example Grant 81.042 WEATHERIZATION ASSISTANCE FOR LOW-INCOME PERSONS. The objective of this grant is to http://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=81.042 :\n\nTo insulate the dwellings of low-income persons, particularly the elderly, persons with disabilities, families with children, high residential energy users, and households with a high energy burden, in order to conserve needed energy and to aid those persons least able to afford higher utility costs. \n \nThis grant is not given directly to an individual but to states including Native American tribal councils. Individuals can benefit from this grant though, but individuals who receive this type of assistance are EXPECTED to use the funds to insulate their dwellings.\n\nyou can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your objectives.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same - hardly any grants for starting a for profit business.\n\nNote that most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs \n\nhttp://www.cfda.gov\nhttp://www.grants.gov\nhttp://gtionline.fdncenter.org\nhttp://www.powerhomebiz.com/vol66/grants.htm\nhttp://www.sba.gov/expanding/grants.html