I wanted to invest in stock market and I dont have money, but my real problem is... should I borrow money from commercial banks to invest in the Initial Public Offer(IPO). Is it too risky. Everyone thinks it will go up. Some thinks it will depriciate and hence I may loose. Help
208525
Definitely not. While the interest you'll have to pay is fixed, the gains from investing in stocks are not (especially IPOs which are extremely risky, usually individual investors stay away from those). If you're going to invest in anything, buy a bond (assuming it's coupon rate is a lot higher than the interest you'll be paying on your loan, which is probably unlikely). As a rule of thumb, investing is for people who have extra money.
118605
Buying stocks is a good and easy way to make money ONLY if you invest in stocks that go up. If you invests in stocks that go down from the time that you buy them, you'll be loosing money big time! The stock market is a big risk...it's gambling with your money. You might earn money, but if you lose money and you don't have a lot of it, you'll have a big problem.
469185
If you are starting out and you dont know anything about stocks it is better to invest in a no load mutual fund, such as Vanguard Equity Income fund. You willneed $3,000 to open yor account and you can add $100 any time. If you buy stocks it will cost you commissions and if you dont have at least $50,000 to start you cant diversify.But stick with large cap stocks . The blue chips. A  mutual fund is your best bet. I am an investor for 40yrs.
659834
You can honestly do it trading options.  You could get a margin account which would automatically give you a $20000 account, $10k yours and $10k borrowed.  Then buy "calls" on stocks you think are going to go up and "puts" on stocks you think are going to go down.  If you chose wisely you will get rich quick, if foolishly you will be over $20,000 in debt in a matter of days.
353741
Nope.  That is the risk you take with the market and using brokerage firms to manage your hard earned money.  All of the paperwork and even your quarterly statement indicated that these investments were no guaranteed, insured and could lose value.  It is a hard pill to swallow, but you are not alone.  The great thing is that you get to pay these crooks to lose your money!  Sorry,.
364207
cheap to BUY but very expensive to sell. It's easy to open the account but if you have some money saved up (at least $1000) you would be better off in something like scottrade or even your local bank. I had it for a while and was on their monthly investment program but the selling fees were a bit too high for me and i switched (and it was a pain to switch)  if you want to invest in small amounts then go here but make sure you look at every option before investing.
654235
SOME SAY IT IS NOT WORTH IT, PERSONALY MY OPINION IS IT IS WORTH INVESTMENT IN THE LONGER TERM. ALTHOUGH 'START UP' FEES AND COSTS ARE GREAT. THE COST ON THE ENVIOMENT IS ALSO LESS.
637241
Hi,\n\nFrom experience, you should be very cautious when approaching penny stocks because they can lose value very quickly. It may worth  opening a demo account to play with "play" money before using real money.\n\nGood Luck!
179546
I'm afraid that your question is apparently based on several separate misunderstandings of the way the stock market works, so that it is not possible for your question to be answered. If you are asking this for a specific reason (for example, if you are trying to figure out a way to fund a startup company) then you really should consult with an attorney who specializes in corporate law. If you are asking just out of academic interest, let me point out a few of the basic problems:\n\n1) A company with 20,000 investors cannot, under US securities law, have an IPO. An IPO is an initial public offering, but if a company has over 300 investors, it is required to file publicly, so it would already BE public, and thus could not have an INITIAL public offering in the first place.\n\n2) At an IPO, the company initially begins selling shares (not "stocks") at a particular price, after which the market bids the price up and/or down. Therefore, a company is not legally allowed to offer any particular class of people (such as investors) a discount to the market price.\n\n3) The number of shares being bought or sold is completely irrelevant without looking at the larger picture. One share of Warren Buffett's Berkshire Hathaway is currently trading at about $87,000 but one share of many 'penny stocks' trade at $0.01.  Therefore the value of 2,000,000 shares (not "stocks") depends on a large number of factors, such as whether there a total of 2,000,00 or 200,000,000 shares issued.\n\nAs you can see, this is a big, complicated question, and you really, really should speak with an attorney if you are thinking about DOING anything along these lines.\n\nA good way to get a quick introduction to how the stock market works is to play the Stock Market Game, which is at the URL below (and it's free).
582705
Go to a bank and take out a loan... very unlikely that you'll find any answers that you want.. no one is going to give/loan/borrow/invest.. whatever you want to call it.. that much money to someone on yahoo.. come on kid.. seriously!
142859
You probably shouldn't take advise on stocks and mutual funds from people on yahoo.answers. If you want help on what stocks to look at just look at the financial reports from companies you are interested in. And if you are young, which I have a feeling you are, you are better off in higher risk stocks since you don't have a lot of cash. The chance to get money is larger, and so is the chance to lose it. Check out Sharebuilder.com.
206237
It's just like how you learned to swim.... jump into water as soon as possible.\nThe younger you start, the better you will be. You will never start investing in stocks if you don't have confidence that you will earn profits from stocks investment. You don't need to start with BIG investments in order to learn about stocks investment. Basically, you need to be focused on one industry and get all the information about a company that you would like to have shares.\n\nGood luck..!!
459591
I'm a long-term investor and believe in holding stocks... for decades.  If your gut, however, is telling you to take a profit... there's no harm in it.  And if you think some other stocks show more potential, no reason to hold off reinvesting in those.  As for me, I'm keeping my oil stocks... indefinitely.
441824
newbie,\nU need to decide what risk you want to take before attempting to come up with an investment strategy. With regard to stocks there are some aspects u should bear in mind, these are important points which most uneducated investors fail to grasp. there are 2 ways a stock price moves (1) new information coming available and (2) irrational behavior. Assuming that the fund managers with access to the largest funds have perfect information (valid assumption given empircal evidence) the price can only justifiably move when new info comes available i.e. profit, economic data etc. People who have a hunch about a stock can drive a share price too through fads (eg dot com companies). Now the informed fund managers (if they are good) will realise when irrational strategy is pushing up a price and act on  that inflating it further but eventually exiting to make a profit. My advice to you is shop around for mutual funds until u have the basic principles comprehended. Also there are some exciting capital guaranteed investments out there that give u access to different stock markets. Speak to a professional
640511
Real estate is a super huge thing It was a better investment for me than stocks as I was always able to use my investment . Can you eat stocks or live on them? Be careful because there are ways to gain and ways to lose. Don't ever borrow too much or it will all disappear. Hey why not just go into money lending?
484819
Simply put, you're investing in the stock to go down. \n\nNormally, you'd buy to open, hope that the price goes up, then sell to close.  \n\nIf you thought the stock would go down, you'd do the opposite.  Sell to pen first, have the stock price go down, then buy to close.  You keep the difference minus commissions.\n\nOptions are different and a little more complex.  In options, usually you use sell to open in conjunction with a buy to open on a different option.  But you could just do what's called going naked.  \n\nYou sell to open and buy to close a "put" option if you thought the stock was going up.  Or you'd sell to open and buy to close a "call" option if you thought the stock would decrease.\n \nThis is the simple definition.  Trading options takes more education, so be careful if you decide to do so.  Because they are leveraged, you can lose money much, much faster with options if you don't know what you're doing.  Education is the key for consistent success.\n\nBest of luck.  Hope that helps!
75124
Why in the world would you ask a bunch of idiots on Yahoo answers financial advice?  You need to research this yourself or talk to someone who has a license to advise you.\n\nBesides, what stock are you even referring to?