We pay between 300 to 600$$ every six months. We could take that and put it in gas since its almost $4.00 a gallon but if you cancel your insurance you cant drive your car. HELLO Does anyone understand this.
204695
Ha ha, well i work for an insurnace agent, i try to let people know that im a human too (even though i work for the evil insurance company) I think that the thing that people get upset about is the fact that you HAVE to have insurance. But the thing that you have to remeber is the insurance is for you. If you hit someone, and they sue you your insurance should step in and defend you, and pay to your policy limit. Also if your car gets stolen you will be indemnified to your current need. I know that it seems unfiar that you have to pay SO much money to be protected, you just have to remember that insurance works off surveys and risk. The chance of the company having to pay out for you in the event of a claim is HUGE. The potential for millions of dollars in payment on you claim is a real thing. This is part of the reason that you are paying so much. I think that when you have a claim, that you know is horrid and you would be unable to pay if you didnt have the insurance company to back you up, it will be easier to pay that premium.\nNow the gas prices are another story all together it is unfair that these companies are making record high profits as we all suffer to pay for gas, to make an impact try to not buy any gas from the major supplier EXXON/MOBILE if they have no customers they will be FORCED to lower the price, and if they lower their price then the other stations will have to lower theirs, thus lowering the price. And when exxon again raises its price, go to a different place until they lower it....this plan will only work if ALOT of people contribute, please tell eveyone you know, and maybe instead of waiting for them to change the price we can do that for them ;) hope i helped!
548490
dumbest thing, easy one, i bought a 2005 chevy cavalier for a commuter car for 10 g's i was so busy with my new job and just having a baby that i did not put it on insurance well u have 30 days to put it on insurance well i totaled it 45 days after i bought it. my insurance covered the liability part which i'm totally greatful for but they did not cover my car! so 10 g's down the drain. i ended up selling it as is for 1400. BIGGEST REGRET OF MY LIFE!!!!
450205
Absolutely.\n\nYou should call them and offer to make small nominal payments in advance (or even let them take small token payments directly from your checking account) while you are gone.\n\nYour account will continue to accrue interest while you are gone, however, and your repayment schedule will be altered to be longer.\n\nIf you are going to be gone and not driving your car, you may want to contact your auto insurer and tell them to put your liability policy in abeyance while you are gone.  They can probably halt the need for liability premiums and you'd likely get to extend your insurance coverage when you get back to make up for the time you didn't use it.
86300
They don't offer it because it's so expensive. Call around and get prices. Start with Blue Cross and Blue Shield. Do you have auto or homeowner's insurance? If so, call them, maybe you can get a discount.
520346
A hard life lesson about why you should NEVER drive without insurance.\n\nYou are going to have a hard time getting basically an unsecured loan for 10 YEARS for 24,000.\n\nYou might be able to qualify for some loans for college expenses by re-enrolling in college and trying to roll some of that cash due into that loan.\n\nI fear you may have to get several sources to lend you the money and then eventually work toward consolidating those loans somehow.\n\nYou also could try a few lenders and then try to continually re-finance them to get a longer term....however this is going to be expensive.\n\nI hope you realize that by financing the $24,000 you will really end up paying $35 to even $40,000.  \n\nWas it really worth not paying a few hundred more dollars to forego insurance?\n\nYou also should try looking at a credit union.  If you already belong to one....try there.  They often have more relaxed lending rules.
372133
a few questions for you one do you pay for your policy at work if you do then stop you do not want to pay for something now and then if you leave before you retire you are out of luck usually where that coverage would drop off so I would recommend instead just getting a term policy and using some of that money that you would have used for the premium at work and a little extra that you would already be paying \n2 how old are you I would get as long as a term that you can afford because the fact that you cannot guarantee how healthy you are going to be in 5 year let alone 30 years\n3rd I would tell you what I would do if I where you I would get a $100,000.00 UL policy plain and simple that rate would stay the same for the rest of your life, and then if I needed more then the $100,000.00 I would then get a term policy for the remainder in a term policy for the maximum amount of time that one the insurance company offers you and secondly that you can afford if you have questions and want to hear some rates IM me at rahnside and I can pull them up for you I or another Life Agent is Licensed in every state of the US and have over 20 AM Best A- or better companies \n   A Life Specialist \n            Rahn A. Sidebotham II
461601
There should be a place on the ticket somewhere that tells how much the fine will be.  Just pay it and be done with it.  Then you can watch your auto insurance rates go up, but they will anyway, so you may as well pay it and chalk it up to being a bad experience.
41978
You paid to much for the car to start with, suggest you shop around next time. Try getting a couple of different quotes to repair the car sounds mighty high for repairs for just a fender bender.
416270
I would defiantly not pay the car loan just because of the depreciation of vehicles. The $9500 that you use to pay the car is now $6500 or so. The money would only be worth what the car is worth. I would pay down the mortgage because its not like getting rid of the cash is in a line of credit so if you ever need it you can get it back. I always would try and keep as much liquid as possible.
177800
Your fee sounds reasonable, but you can probably increase it a little. Just hike it $5.00/hour (plead expenses such as gas have increased) for about 3 or 6 months, then hike it $5.00 again.
33191
We'll spend $6 or $7 a gallon for gas because:\n\n- We're willing to.\n- Supply and Demand will dictate that price or higher.\n\nI saw a segment on 60 Minutes a couple weeks ago about huge reserves of oil in Canada. The reserves reside within soil.
468328
They probably don't want to go through the cost of taking your car back, so continue to insist on working out a payment plan with them.  Ask for the supervisor, and whatever you are able to agree on, get it in writing.  If you can't get anywhere with them, however, I would consider getting an attorney or nonprofit debt counselor involved who can negotiate for you.  Daily phone calls are harrassing and can be illegal.
158122
LMAO!!! That $2.81 qualification, is hilarious!!! Please, it's sooo not immoral, "just" illegal.  I say if you're bold enough to get over there and get your solitary carpool on, go for it.  LOL It's not going to bother me in the slightest if I'm in the carpool lane legally - do your thing if you don't mind the points on your license and the exorbitant fees!!! And you know if you get caught twice and/or three times, the penalties and fees get steeper and steeper, and the points on your license add up to higher car insurance rates... so you might want to recalculate that $2.81.  *shrug* Just a thought.
162594
DENVER - Uninsured motorists will face tough new penalties beginning Saturday if they are caught behind the wheel or are involved in an accident. \n\nA law effective the first day of 2005 nearly quadruples the penalty for driving without insurance. Violators will earn a suspended driver's license and a minimum $500 fine. Repeat offenders face a minimum $1,000 fine and a suspended license for up to eight months. \n\n"In the past, many uninsured motorists knew that the cost of insurance was more than the cost of the fine if they were caught," said Gov. Bill Owens, who signed the new law earlier this year. "With this new law, I believe more Coloradans will recognize that it is no longer worth the risk to drive without insurance." \n\nThe insurance industry estimates that 15 percent to 18 percent of Colorado motorists drive without auto insurance. The cost of paying for accidents caused by uninsured motorists drives up the cost of rates. \n\n"We all know the frustration of being in an accident with an uninsured motorist," said Carole Walker, head of the Rocky Mountain Insurance Information Center. "It's been shown in other states that increasing fines goes a long way toward putting a dent in the uninsured motorist problem." \n\nColorado's new law is one of the strictest in the country, but it could take months or years to have an impact on the ranks of the uninsured and on premiums. \n\nContinue article\nAdvertisement\n\n \n"All of these things take time," Walker said. "Hopefully, the awareness... will start making a difference." \n\nThe new law goes beyond simply citing those caught driving without insurance. \n\nA new database will match vehicle registration information with records from insurance companies, verifying whether a vehicle is insured or not. \n\nAutomobiles that aren't matched with an insurance policy will be flagged, and the registration will be suspended. \n\n"Gone are the days when scofflaws could drive uninsured on our roads and get away with a slap on the wrist and a $100 fine," said Doug Dean, Colorado's commissioner of insurance. \n\nFor more information click on this website...\nhttp://newssearch.looksmart.com/p/articles/mi_qn4191/is_20041231/ai_n10043433
362302
Said in Dr. Evil's voice: "One mil-li-on doll-ers."\n\nLong Island and 18 has gotta be expensive, but it really depends on the type of car you're driving.  The cost is based upon how much it would cost the insurance company to replace your car.  For instace, when I bought my new car, it started out around $400 every 6 months, but since the car is now worth less, it's around $300 a month.  Call an insurance agent and get a quote.  It doesn't cost anything and you can always tell them that you are just shopping.  DON'T call Geiko.  They are the most expensive I have found (but I've heard they are a great company if you're in an accident).
626897
Either you pay for a really good insurance policy (and still end up with a copayment or deductible, hoping they will never decide to not cover anything) or you join the military. If neither of those, it is expensive.
215686
Talk to a licensed insurance agent in your state - or more than one.  The 276/mo for you is a decent rate depending upon your health and your state.  Take a look at your overall financial situation then ask if you have enough resources to retire or if you need to continue to work and for how long.\n\nGood Luck\nNote:  This is not a solicitation for sale of any insurance.