Trying to find out if I will have to pay any portion of tuition out of pocket or if all tuition will be paid.
213722
That number means that your Expected Family Contribution is $0 (put another way, this means you are a "full need" student).  \n\nHowever, it should be emphasized that this does not mean that 100% of your schooling will be paid for. Many FAFSA applicants mistakenly believe that a $0 EFC (or very low EFC) means that the school or the government will cover the remainder.  This is not the case.  Most colleges do not have the means to meet all their students' full need through scholarships, and almost all of the Federal awards have limits that often fall short of tuition costs. \n\nHere is a sample financial aid package for a $0 EFC student (this assumes that you are a first-year dependent undergraduate student):\n\n-- $2,626 Stafford Loan\n-- $4,050 Pell Grant\n-- up to $4,000 (max.) Perkins Loan *\n-- up to $4,000 (max.) SEO Grant *\n-- a Federal Work-Study Award (FWS) -- from as low as a few hundred $ up to your unmet need *\n\n* {These funds are allotted at the school's discretion. These days, there is never enough SEOG, Perkins, and FWS to go around, so it is uncommon for schools to award students to their maximum eligibility.  While a student *could* be eligible for a great deal of Work-Study, most schools impose limits of a few thousand at most.}\n\n-- Your home-state may offer additional grants/loans to their residents. These awards are based on financial need, but check the criteria before expecting these funds to be part of your package. \n-- scholarships from your school (amounts very greatly and may not be based on your financial need but, rather, academic performance, etc.)\n\nLook at these awards in light of your tuition costs.  If you are planning on attending a low-cost school, it is possible that your financial need will be met with this package.  However, the average undergraduate student's financial aid package won't meet the cost of a private school education and you will need to seek out private/outside scholarships, appeal for additional scholarship from your school, or borrow a non-federal loan to supplement your aid package.\n\n{Just in case you aren't an undergrad... As a grad student, your $0 EFC would make you eligible for up to $18,500 in Federal Stafford loan funds and up to $6,000 in Perkins loan funds.  Graduate students are not eligible for Pell or SEOG.}
2379
If you received the pell grant by filling out the FAFSA and then decide not to go to college for a semester you don't have to pay the money back as long as you don't enroll yourself in any classes.  If you already enrolled but the semester hasn't started yet contact the college and drop that semester to avoid having to pay back your pell grant.  If the classes have already started, but you can still drop the classes, then do so as soon as possible.  If the classes have already started, and it is too late to drop the classes, you will have to pay a portion of your pell grant back to the government.  You can still withdraw from the classes to avoid getting an "F" in every class, but since the deadline to drop the classes has passed your transcript will still show a "W" in every class, which is considered as failing as far as your financial aid is concerned.  Your best bet is to talk to your college financial aid office to see what options are available.
519160
I know with federal aid there is a limit to the amount you can borrow as an undergraduate each year, and there is a cap on the total amount.  I don't know if the same applies to private.  Ask your loan officer, they should be able to tell you and they'll give you better information.
434010
Enrolling in college to attend classes IS a contract.  Just because you didn't have a lawyer and were not handed a piece of paper that said "Contract" across the top, does not mean that your agreement to use the college services and attend classes is not a legally binding contract.\n\nMost colleges have a final "drop/change" date each semester.  This is the final day you can pull from a class and still receive a partial refund of your tuition.  Did you officially drop these classes (go to the registrar's office and fill out the forms) or did you just stop going to class?\n\nIf you just quit going, you are legally responsible for your full tuition for that semester.\n\nCall the college and try to talk to someone in the Financial Office to see what can be done to get this off your credit report.  They might agree to a payment plan, or reduction in the amount they show you owe.
269974
Information taken fro Housatonic Community College website\n\nHow Financial Aid Works\nFinancial aid awards are based on your enrollment status as of the 14th calendar day of the semester. Any course added after that time will not be covered by financial aid and will be billed directly to you.\n\nStudents should remember that:\n\nFinancial aid cannot be used for non-credit courses offered through the Continuing Education Program; \nFinancial aid cannot be used for audited courses; \nWithdrawal during the first two weeks of any semester will result in the cancellation of all financial aid. Students will be billed by the Business Office for 50 percent of their tuition, all fees and any bookstore charges;\nPlease see Policy for Refunds of Cash Disbursement of Title IV financial aid for withdrawal policy after the first 14 days of the semester; \nFinancial aid does not cover the cost of any course and/or related books for which a student registers and never attends. The charges for any such course become the responsibility of the student who will be billed directly by the Business Office. \nStudent Responsibilities\nAll financial aid recipients are expected to make satisfactory progress toward completion of degree or certificate requirements. Every recipient should obtain from the Financial Aid Office a copy of Housatonic's policy on Satisfactory Academic Progress. In order to remain eligible, students who are the recipient of financial aid are required to meet the Satisfactory Academic Progress Policy established by the US Department of Education. Copies of this policy are available in the Financial Aid Office or the Student On Line System (SOS).\n\nAll financial aid applicants are assumed to be familiar with the contents of the HCC catalog. Students are responsible for reading and understanding all forms they are asked to sign and should keep copies of all documents submitted to the Financial Aid Office.\nFinancial aid recipients must inform the Financial Aid Office in writing of any change in name, address, marital status, family size, curriculum, or financial circumstances.\n\nStudents with questions concerning the accuracy or completeness of their applications should contact the Financial Aid Office. If your application is in any stage of processing or review and you have not received an official notification of financial aid at the time you wish to enroll, you will be responsible for your tuition bill at the time of registration, and must make payment arrangements with the Business Office. If payment arrangements have not been made and you do not have an official notification of financial aid, your classes will, in all probability, be cancelled.\n\nThe only formal announcement of financial aid is an official award letter or e-mail sent by the Financial Aid Office. Information on the SOS (Student Online System) is not official unless you have received an official e-mail award notification or have been sent an award letter.\n\nPlease Note\nApplicants are responsible for completing all Federal eligibility and file completion requirements as soon as possible. Under NO circumstances will financial aid be available for the fall semester unless ALL requirements are satisfied by November 15; or for the spring semester by April 15.\n\nSatisfactory Academic Progress Policy For Student Financial Aid Recipients\nA student receiving Federal Title IV financial aid or other financial aid directly administered or certified by the college must maintain satisfactory academic progress towards the completion of a certificate or degree program of study. Satisfactory academic progress for financial aid recipients is measured by both quantitative and qualitative standards and is an assessment of a student's cumulative academic record at the college. Students should be aware that the Satisfactory Academic Progress Policy for financial aid recipients differs from the institutional Satisfactory Academic Progress Policy. \n\nThe current Financ
662163
Your best bet is to ask the school you will be attending.  I don't know of many people who have financial aid for living expenses.   I think your best bet is to take out some loans to help cover what you need.
622945
Speak to the Dean, and explain your situation. A letter would also help explain how serious the situation is. Make a payment agreement with the school and stick to it, honor your word. Schools are there to help not hinder.
561217
Your fafsa student aid report or whatever it is called will tell you what your EFC is (expected family contribution)  even if it is 0, this does not guarantee that the school you are going to will award you enough money to cover all expenses,  each college calculates their student money differently.  The best thing to do is go into the Financial Aid office of your school and see what steps are still needed.  Make sure you are told what scholarships are available through your school as well.  You should also do a search for scholarships on the web, there is always money out there for students.  Good luck
294527
Tuition covers just the cost of going to class. Nothing else, like a meal plan or books. Room and board just covers whereever you will be living on campus. It could also possibly cover all maintence fees, cleaning fees, or a deposit. Check with the college to find out exactly.
568877
Go anywhere you like but know this...you are obligated to pay your student loan and that debit will follow you where ever you may roam.  Otherwise, you're free to go anywhere you wish.
522700
You have a right to know what the over draft was and for how much. This sounds really funny to me. I wouldn't pay a thing until you get that information. If you send in the first check then you are agreeing to paying the $4500 and it will be near impossible to get out of that amount if you don't truly owe that much.
289498
im not quite sure about #1 because the times have varied slightly when ive applied for mine...\n\nfor the second answer youll know how much help youre getting because you get a letter in the mail stating how much youre getting etc...\n\nyour classes wont be dropped but if financial aid doesnt cover them your liable to pay the school before you can go your next semester (atleast at mine its that way)
404901
It is through FAFSA. It is pretty easy to apply, and they'll explain everything in painstaking detail. Financial aid will generally cover tuition first, then books and then based on your need, it'll also cover some living expenses. You also need to educate yourself on the difference between subsidized and unsubsidized loans!!! VERY IMPORTANT.  Good luck to ya.
317060
I,_______________________(your name--printed) agree to pay the following expenses:\n\n(list types of expenses:,i.e., tuition, books, meals, rent, or a lump sum quarterly or per semester., etc)\n\n for  ______________________________(name printed) from date______________to__________________as long as __________________(name) attends college and makes ___________(type of grades -- if going to college and playing around is not what is intended with the support)\n\nAt any point this agreement may be re negociated; depending on the circumstances of either party.(  This is so that if the person wanted to give the money falls ill, has a reverse in their financial life or anything else comes up, the agreement will be able to be revised.)\n\n__________________Signed_________________Dated donor\n___________________Signed__________________dated recipient
276702
FYI: I solved my school tuition cost problem by working for an employer who offers 100% tuition reimbursement.  Also, did you know that some student loans are forgiveable if you work in an improvished area for a designated amount of time.
647686
Unless there has been some -- drastic changes, financial aid barely cover a bag of chips after educational finances are deducted.  If you are starting from "bare bones" and you are a minor, you may want to re-think how much of what you have now can be stretched until you can successfully finance at least 75% of your basic needs - food, clothing, shelter & contents.  If in the near future you decide to have a roommate - pick one that can be self-reliant at the 75% level as well.  Both of you will have a little bit of change to spoil yourself.  Another rommate could cut the percentage down to 50% self-reliant for each of you.  This can be considered "drama insurance".  In addition to classes, there is employment and you'll have to plan and think ahead of routines (cleaning, sleeping, laundry, meals, work, study, attending classes ---- girls, girls, girls).\n\nUnless you have liberal parent(s) that are in excellent physical condition, you may want to slow the role of independent student.  It won't be 4-ever.  Some institutions have on-line classes in addition to traditional classes.  Some of these institutions will accept completed on-lince coursework from other institutions. Liberal Arts courses can be accomplished at a community college and many technical institutions.  You could delay initiating the amount of debt in student loans for at least a year by living at home for a few more moments and work to purchase your car :)
184799
My sister paid for hers by working full time during the summer and not spending any money. Then she went to a community college for two years because is was cheaper than a state college or university. Because she paid for these two years out of her pocket, up front, she was able to use that as a tax write-off and get most of the money back because of some bill that bill clinton passed.  This helped her pay for first semester tution when she transferd to a state collge, which is still cheaper than a university.  \n\nShe paid for all of it out of her pocket by working full time/overtime during the summer, and then working full time while going to school. working more than 20 hours however is not recomended while taking classes.\n\nAlso it depends on what you are going into. If you are going to be a teacher, and if you plan to teach in a rural area, and you take out the right loans, you might get it paid off for you, just for teaching in a rural area or poor school district. Im not possitive how that works though.