IM REALLY EAGER TO OPEN UP MY BUSINESS. IM PLNNING ON OPENING A CAR AUDIO AND RIM SHOP. I REALLY NEED A BUSINESS LOAN AND WANT TO KNOW HOW TO DO IT. I AM OPEN FOR ALL SUGGESTIONS.\n\nTHANK YOU
201134
SBA does NOT give loans...they back loans made by a bank. A bank will not loan money to you if you have no collateral, regardless of the SBA backing. Forget about it, go to family and friends with a GOOD business proposal showing how you will find buyer, what your overhead will be, what anticipated profits will be in year one, two, three. Do your homework, where will you get product, labor??? Remember, what you borrow from family and friends, you will have to repay whether or not the business succeeds. Good Luck
323000
I recommend checking out the SBA, Entrepreneur, The Start Up Journal & Nolo. All 4 are great informational resources for the new/small business owner. I posted links for you in the source box.\n\nAssociations may be a good avenue to explore as well. These organizations will address many of the thoughts, questions and concerns you'll inevitably have as well as many you haven't anticipated yet. See the source box for some relevant links. \n\nResearch, research, research – this cannot be stressed enough. Read as much as you can about the industry. Here are some book titles that are relevant:\n\n* How to Open a Financially Successful Pizza & Sub Restaurant by Shri L. Henkel \n* Getting Your Slice of the Pie: A Definitive Source for Prospering in Pizza by Tracy Powell\n* Restaurant Financial Basics by Raymond S. Schmidgall \n* Opening a Restaurant or Other Food Business Starter Kit: How to Prepare a Restaurant Business Plan and Feasibility Study by Sharon Fullen \n\nThere are plenty of free informational resources out there. Check the source box for links to articles.\n\nHope that helps! I wish you much success & happiness in all your ventures!
355230
Ok, you just told me your car, your assets, are not worth the cost of a lawyer?\n\nI recently formed an LLC, it was highly customized for 5 un-equal partners with all sorts of weird what-if clauses by a top-end downtown lawyer, and his whole charge was $1,200. \n\nIf you're not willing to at least spend $500 or so for one of these "incorporate online" companies, then you really should not go forward with this business. You are not ready financially and from a business sense perspective. I mean that seriously.\n\nYes I know money's tight with a startup and you could get a lot of good marketing for $500... but you and I both know that 85% of startups are gone within 12 months. So protect yourself now, while you still can.
629779
First off it would take lots of money do you have that??  Will your product sell from a little boutique.  You need to write up a proposition and get it to a loan officer or someone that is more qualified.  This little place might be two minutes from disaster.  Don't loose lots of money.  I wish you the best.
674119
If you find someone willing to do that I'm interested - I have land as collateral and can't find investors. :-) \nThe thing that raises my ? though is NO company can GUARANTEE you 50 prequalfied customers a day. This sounds like a scam. They contacted you. The radio and tv ads - how many and how often and for how long? And internet - not a lot of cost there. Billboards aren't that expensive. They will answer the calls and screen them...ok but to guarantee 50 a day that are qualified for your business...without even knowing what that is that sounds awful high. Out of internet, radio ads I was lucky to get...well...NO calls and it was for food. Everyone eats. I would really seriously look over that with a fine toothed comb...something does not sound right. Guaranteeing you will make X number of $ but it takes $35k to get started now sounds like a scam to me. Be careful
325108
Mr. Matsumoto, you seem hesitant about a business opportunity. I'm not sure what a "Cash flow" business is, but maybe you realize something about this business doesn't seem right. A good business opportunity will get you in tough with experienced business people and give you all the information you need. You shouldn't have to ask for any ones opinion  on "Yahoo! Answers".
298097
Hey there! Running your own online business can be an extremely lucrative venture as well as one that requires very low start up costs. I run my own business from home, and make a little over $500 a week, and I just started a month and a half ago. I am hoping to double that amount by the end of June. Check out www.live-wealthy.ws . The site features an online DVD presentation that you can view to see what the company is all about, and what they can do for you, as well as an income calculator so you can see just how much you can make. The earning potential is unlimited! Some members are earning hundreds to thousands of dollars a week with this program!! www.live-wealthy.ws features a 7 day free trial so you can check the program out for yourself, and see all of the tools and support that are available to you. To become a full member, you only pay $10. This can easily be recouped within the first day that you start if you start working the program from day one. If you are interested sign up, and should you need any help at all, you can email me personally at ecommsolutions@yahoo.com . I would be happy to help you out any way I can! Good luck on all of your future endeavors!
389427
Why cant you have a garage sale or even sell some things on ebay? I dont think taking out a bank loan is worth it because you are then going to be stuck with the interest and the loan payback when you return.
189497
I too am considering this venture... ask who ever contacted you for a free sample and do your own research... if they are willing to stand behind their product and it works as well as they imply it will.... they should be willing to help you to try it out.  I know the guy who proposed it to me has given me enough to do some comparrisons... personally I have just added it to my tank for the first time so, it will be a few days before I can let you know ow it is working for me.\n\nIf you'd like to contact me, I am also involved with another company that is legit... I am able to suppliment my income from home and deals with products that everyone needs, uses and repurchases on a regular basis.  They too offer car bonus programs (comparing the two... I will be able to get my car faster through my current program) but what I really like about the program I am already working is the fact that it is affordable for EVERYONE.  What worries me about BioPerformance is the high start up costs. ($500 to become a "full Member" and receive full commissions is quite a bit compared to the $29 investment of what I am already doing.  Both programs are aproximately the same as far as monthly requirement.)  I'm just not sure I can convince people to put something into their gas tank... who am I to tell someone to do that... I have no mechanical experience... personally my friends require a little more factual information before subjecting an expensive automobile to a feul additive.  These have been my concerns.  I'm told that they will help me to get people to enroll...but was told that before and most mlm's seem to promise more than they actually produce.  Like I said I am happy with the program I am currently working it just seems that BioPerformance is "NEW" and really making a big splash right now... Question is how long will it last? AND Does the product actually do what they say it does. (BTW.. the guy who gave me the samples... hasn't even used it in his car yet... what's up with that?)\n\nMy car is older and I'm willing to make it the guinnea pig... so I'll let you know if you'd like.
211125
A new business idea rarely qualifies for a bank loan (unless you have collateral).  You may however, be able to get an SBA loan.  Your banker can help you with this.\n\nMost likely, you will have to use your own money to start a small business.  Take a 2nd loan out of the equity in your house, use your savings, use 'cash advances' on your credit cards, etc.  These of course are risky and expensive.\n\nIt may be best to 'start small' with your idea and 'test the waters' to see if you can make it work.  Maybe renting a kiosk in a mall would be feasible.\n\nBest wishes and good luck!
445809
ask what the cost to buy into this is (the start up cost). ask about the  term of the agreement, ask amout what kind of help they are going to give you to help this business get up and running? Good luck
197525
I think it's interisting.  I'm curious to see how this turns out.  I guess they make us have car insurance... I'm worried it's gonna be a huge burdon on business and low income families... let's wait and see!
64758
I've been there, I decided after many failed attempts to start my own business, which is what I am in the process of doing right now. a Great website I have found is www.businessownersideacafe.com, there is a link called "cybershmooze" and you can post questions there about legitimate, low cost oppotunities. They have a business plan section, a section to help name your business, and a lot more. and since everyone one is a small business owner or is looking to be, you will be in good company. Good Luck
405462
This is a very good business. Please click on http://www.4xmoneytrain.com\n\nYou will see how you can make a substantial income with no experience and no guess work. A revolutionary software allows you to "SET IT AND FORGET IT". \nMake sure you watch the two short movies and fill out the survey so that someone can get back to you if you have any questions.\n\nThis is the most amazing business opportunity I have ever seen. NO PRODUCTS TO SELL!!
290846
Maybe you could start with the neccesary things first, then expand. If you can undercut any competition within a reasonable driving distance, and can remember names well,sell goldfish, dog and cat food, treats, manufactured as well as custom built houses, then add your designer clothing as a small addition, just to see how it goes. You know if your items cost the same or more the traffic will be very low. But yes I think pet sales account for a real good income. Now, location, the better the locatiuon the more it'll cost you. People in towns where traffic is 9 cars long  to the intersection find that corner lots are not as good as they were when cars only lined up 2-3 long. Too busy of an intersection makes it impossible to get in and out. \n\nOr you could purchase a franchise. But here's a clean little example of what it might take to seriously consider such an enterprise:
421685
The business of lending is a dense one and should be researched properly. To get started, I suggest contacting the Small Business Administration (SBA). Entrepreneur also offers a great site dedicated to money & finance – see below for both.\n\nResearch, research, research – this cannot be stressed enough. Read as much as you can about the process. Here are some book titles that are relevant:\n\n* How to Get a Small Business Loan: A Banker Shows You Exactly What to Do to Get a Loan (Small Business Series, No 1) by Bryan E. Milling\n* The SBA Loan Book: Get A Small Business Loan--even With Poor Credit, Weak Collateral, And No Experience by Charles H. Green\n* The Insider's Guide to Small Business Loans by Dan M. Koehler\n\nThere are plenty of free informational resources out there. Check the source box for links to articles.\n\nHope that helps! I wish you much success & happiness in all your ventures!
300296
There are many auto dealerships in our area that do in-house financing and offer the buy here, pay here option.  I do not personally endorse any one place, however I know of a few people who have gone through a place called DriveTime.  You can do a search, they might have a website or a dealership in your area.  Even more lenient with credit worthiness are the small dealerships that offer the buy here/pay here option on their marquees.  My suggestion?  Drive around with a friend, keep your eyes open for these small operations.  Or, check your local newpapers for similar offers.