I am looking for Disability Insurance. Dose anybody has disability insurance and would you recommend your company ?
199691
Different companies will be better for different professions. Assurity is good for the blue collar and higher risk. Find a good agent and ask him to quote different companies for you. Cheaper is not always better!!!
457672
Has your brother in law tried applying for disability status?  Is he qualified for medicare? Social Security? How did he get injured initially? Is he a student? Has he seen a chiropractor?
174115
my insurance covers my therapist, and was actually able to negotiate with her for a smaller fee. you should try contacting your insurance company for a list of therapists they cover, then take the list to your doctor, who may be able to recommend someone from the list for you. your doctor may also be able to find a list of therapists covered by your insurance.\nGood luck!
74419
Thats becasue they make money off of you.  If you have a condition that you had before you joined theyre company that means you are costing them money.  Insurance is a business it doesnt exist to help you, it exists to make your money thier money.  Its fuc*ed up but thats the way it is in America.
235304
I have been scammed several times from insurance companies, do not let them do the same to you.\n\nthis article explores the several possibilities of insurance scams and even gives you several tips on how to minimise insurance costs:\n\nclick here :\n\nhttp://umgarticles.atspace.com/insurance.htm
213010
I had to go shopping for health insurance recently and got a lot of quotes with all kinds of options. Private pay - like what your asking. If your not over 40, healthy, don't smoke or have any special needs, then our situations are similar and I can tell you what I was impressed with. Out of 8 bids from various national company's; The two best were Mutual of Omaha and American Family. MofO was very impressive with coverage, additional free benefits and low cost riders like glasses and dental. American family was the same with an added benefit of a high yield health savings account that can be used as a tax deduction. Both had low deductables with free well care or low co pay well care, and were well under 200 a month not including riders. Good luck.
358416
It can be a disability depending on many factors. Is it wrong for not informing employers? This may sound harsh but definitely, how would he/she feel if they severely injured someone or even themselves if they had a seizure during the course of their job and in this sad culture of litigation the financial implications could be enormous. Employers should be informed so they can perform an accurate risk assessment that ultimately will not only benefit the person but the whole workforce at large.
636454
I happen to live where they are based, and from the experiences that I have had with them they have been worth it. Please understand that they are a supplemental insurance, meaning that they pay what your "other insurance policy" doesn't cover. If there is something that you don't understand about the policy, call the toll free number and they will be glad to answer any questions you have. I personally know the CEO of the company, and several of my friends, and relatives work there. They have been in business for as long as I can remember, and have billions in assets. They do offer several different policies, so choose only what you think you would need. Also you can ask the sales rep all of the questions that you might have, if they can't answer, then call the toll free number. Hope this helps!!
451008
Just call around... Just ask if they use the sliding scale for uninsured people.  I went to one that normally charges $120 an hour but I wasn't working at the time and could only afford $40 and he agreed to see me. So just call around and state your situation and I'm sure people would help you out.
215617
You should look at your states bar association for a list of lawyers.  For example: \nIllinois State Bar Association http://www.illinoisbar.org/\nhas a link to http://www.illinoislawyerfinder.com/\nWhich you can search "Select a Field of Practice = DISABILITY".  \n\nDo the same kind of search or call your local library.  They will know where to look.
472598
you need to talk to your doctor, if he has documented you disabilities it's you doctors reports that persuades SSI your need for benefits.  By all means file, and put your doctors name as physician, as it was explained to me the Doctor's report is a deciding factor, SSI will send you to a doctor of their choice, for a second opinion,  As it was explained to me you are not expected to take a job of night clerk or anything.  If you are disabled where you cannot do the work you have been trained to do you are disabled.  I wasn't expecting to get disability, but my income had decreased due to working at a lower level, but could not continue and my income reflected the lower level, so got disability within a month.  Health insurance was a problem had to wait to get on medicare,
44498
New York State Disability Insurance
363414
Yes you can get disability... go to your local Social Secerity office and apply... They will probably turnyou down but dont get discouraged....APPEAL IT!!!!!
60755
Man, I hope you have insurance. Hit up the website of your carrier and click on "directory." Good Luck.
57428
your disability isnt a problem.
553238
Well stated, but don't overlook the insurance companies.  They have strict policy guidelines for liability insurance.
591193
I'm sorry to hear your situation but you do have options. You can compare quotes from InsureMe. They offer you several quotes and accept many medical conditions.\n\nYou can also look into life insurance with no medical exam required. This may cost a little more, but you get quick approval, if qualified. There's no exam, no agent to deal with, and no delays. Try out quotes from both options. And good luck with getting your coverage placed at a reasonable rate. Take care.\n\nhttp://www.term-life-online.com