If my credit card is fraud use ( others use my credit card without my premission), who will pay for the debt ? Would the bank simply cancel it?
200920
Most companys have a zero liability policy nowadays where you don't have to pay for anything. Check with your card company.
359629
You scofflaw!\nOK the WORST thing is that you get charged with a crime. Theft by fraud (bad check) is a crime. \nReality: don't worry about it. \nAmount was too small and time was long ago, statute of limitations may have already run.\nIf the store turned over your debt to collections, it probably would have shown up by now On your credit report.\n\nHowever, you did steal from that store. Find out if they are still in buisness (God forbid your theft drove them under) and send them a note and the $. Get it off your guilty mind.\n\nAlthough I would not send another check.
310227
I'm not sure I understand the question, but if you've been charged on your credit card for anything you did not mean to purchase, I'd suggest you complain to the company that made the charges and ask for a refund. If they don't give you one, follow up with the bank with which you have the card and see if you can get the charge reversed.
474160
Avoid this one like the plague as well.  It's a racket, it isn't a real credit card at all.  They only thing you can buy is overpriced junk from their catalog.  For that dubious privileged they charge you for the "card" and charge you a monthly fee.\n\nSave your money.  It isn't going to help your credit in the slightest.\n\nAnd yes, you will have to pay a shipping fee as well for items you purchase.
306061
Yes, unfortunately this can happen - although if they're a reputable company it's extremely unlikely.  I know a number of people who have had this happen at hotels, car rental companies, and strangest of all, a restaurant which they visited for a meal, paid by card, then a year later the same amount was debited by the same restaurant on the same date.  I'm sure this particular one was just a glitch, but regrettably there is often a more sinister motive.\n\nHowever, most credit card companies are fairly pro-active in dealing with complaints of this type (at least in the UK).
362611
Since the "product" was shipped in August, and received by the customer at about that time, why did it take 3 months for the customer to charge "fraud"?\n\nIt seems to me that since the customer has not returned the item, that they are merely trying to acquire a "product" without paying for it.  You should inform the credit card company of the facts, and indicate that you believe that they are aiding and abetting a fraud. \n\nNext find an attorney that would be willing to initiate a civil action against the customer and the credit card company. You can get a referral from the local bar association.
416233
Last year I canceled 5 credit cards and I did it all over the phone. In each case, I requested the name or other identification of the customer service person I was speaking with once I identified myself, but before I made my request known to them. I believe that I got better treatment that way.\n\nWith one card, they made me talk to two other people who tried to talk me into keeping the card before they agreed to close the account. In each case, they sent me a confirming letter. I did cut up the cards, but I did not return any to them. In all of the cases, the accounts showed up on my credit report as "Closed at the request of the cardholder."  Cards I had not used in 5 years still showed open on my credit report before I took these steps.\n\nYou need to be polite, but firm. You do not need to give any reason for canceling the card other than "you want to."  If you get any static at all, ask to speak with the person's supervisor.
537970
If you paid by credit card, contact the credit card complany and cancel payment on the item.  That's the reason we use credit cards!  Once they realize they aren't getting their $$ I bet they start listening to you.\n\nSorry about your bad experience.
458092
If you didn't get it, your credit card company will have a receipt of the payment.\nYou can ask the card issuer for proof of payment and if that doesn't work with the vendor then you'll need to ask that the payment be charged back.
160348
Contact the credit card company, they are the one's who erroneously overcharged you.
26115
Call the credit companies - sush as Equifax and put a freeze on your credit in addition to calling the credit card company. Depending on your credit card most of the time they do not hold you liable for fraudulent charges.
173219
You still owe them the funds, irrespective of it being their mistake. They cannot penilize you for it i.e: charge intertest that you would not have paid, or make additional money on the deal. However as they have inconvienced you, they should allow you to settle the debt in a manner that you have been doing without additional fees.\n\nYou may be entitled to compensation for damages if for example you had already budgetted for another item. In that case a lawyer would be the person to handle that.
652643
No, I don't use credit cards either.  Like you, if I can't pay for it, I don't get it....:)
96462
You are stiffing the credit card company, not the dentist.  As soon as the credit card is swiped, the dentist is paid his or her money.  But just so you know, if you do that with no intentions of paying the bill, that is fraud and is considered the same as theft.
57297
Call the credit report company and they will tell you the number or address of the company in question.Also if it's on your credit report it usually tells you when they will take the charge off.
193304
No, they cannot do that, you can report them for threating you. The only property they can take is what you paid for on the credit card, which most companies will not do, since what you bought is usually not worth the money it requires them to get it. Just hang up on them. It will eventually go to charge off.
448652
Call your credit card company and have the card cancelled. Tell them who is defrauding you.