We probably get 2-3 calls a week of this nature. They claim its not a telemarketing call, possibly to skirt the don't call list? Google and Yahoo! searches indicate this is some sort of credit repair or debt collection service. Been tempted to call from a payphone to see what it really is.
210411
Last I heard, that number was a scam to get information from you to allow others to market to you for specific services. Avoid it. :-)
406717
Many credit companies share information, so if it's listed on any card you have, they could have gotten it.  Also, if you called into a credit card company, the system automatically notes that number and if they don't have a good number for you they can and will try that number.  Also, they have access to pubic databases which may include your phone number.  And since you wrote them a bad check, they are well within their rights to track down a good number and call you.\n\nTwo words of advice - look into the sailors and soldiers relief act - payments on any card your husband had before deployment can be reduced and the intrest lowered.  Also, if collectors call you, answer your phone and identify yourself before you hang up.  That means they can't call back for a longer period of time than if you just scream "don't call and hang up".  Plus we are mostly nice people if you are nice to us.\n\nAnd you can't sue them, they haven't broken any laws by calling an unlisted number.
550808
I saw this on a news cast one night.  They featured a story where the news employee approached people at random that were walking thru the mall.  They asked them if they had a credit card and would they want to lower their interest rates.  Well.....who wouldn't?  They simply called the credit card company and asked!!  Yep, it was that easy.  Time and time again, people (including myself) were amazed!!  All you need to do is call and ask them to lower it.  The odds ended up being something like, 8 out of every 10 people who called were successful.  Good luck, I hope this helps you.
332529
I signed up for several 'survey' sites that promised to pay for your answers. I can't speak for all of them, but the ones that I signed up with only sent me unwanted emails, unwanted phone calls from telemarketers and only 'paid' me by sending me to other websites. I have not received a cent from any of them, and I've had to get on the "Do Not Call" list. I can ony hope things will turn out better for you.
516658
wow - this is the slickest way I have seen a collection credit debt company looking for someone.\nyou guys suck
89399
There seems to be a rash of these scams lately. It's just a standard phishing scam. They just want your credit card number.
33553
I'm almost 100% sure that this is a scam. Most of the time, companies will say whatever they have is free, regardless of whether it is legitimate or not. When they ask you for your credit card number, hell no. Not unless they have a really, really good reason, it is a scam. Unless they are providing a trial that after a certain time you will have to pay for, it is a scam. You should put in the question you put up here exactly why they said they needed it, cuz depending, they're might be a slight chance it is a good reason, but im pretty sure this is a straight up scam, especially seeing as the mail went directly to junk mail also.
151895
Yahoo just had something on the homepage about devious "junk buyers" buying old debt for pennies on the dollar and then trying to make you pay even after the statute of limitations had passed-I know there is limits but as to what they are I can not 100% tell you.  \n\nAnd actually it is never 'removed' from your credit report, but companies only 'pull' a 7-10 year history, so it does not show, the debt is always listed on the report, so it never really disappears, just hanging out in old debt land, and if you go for a Senate Hearing or something they will pull it up.\n\nThe report said something about the basement buyers buying the debt and then reporting it as a 'new' debt to get it back active on your Credit Report, which is against the law.  The report also said they target those that paid some debt, because they were more worried about the ramifications of the credit report.  I will research and see if I can find the article-it was an informative read.
612868
It's identity theft.  File a police report and notify the three credit agencies.  They will set it up so your friends mom has to actually talk to someone to obtain any sort of line of credit.\nKeep all documentation because this will follow her around.  Notify the head of HR if the person has done this to one person, chances are she's done it to many.
407746
It depends, is it one of those bad crdit credit cards? I've got a Rewards 660 they required copy of utitlity bill (proof or residence) drivers license (proof of identity) and since I provided them with my home and cell # I had to send part of my cell bill.  Also before they sent my card they called my home and cell #.  Once I got my card I had to call from my home or my cell to activate.  They can ask for what ever they want, it's up to you whether you give it to them or not.  If it's a more reputable company they don't ask for these things.  If you've got bad credit, they put you throught the ringer, although I have other cards for bad credit and they didn't ask for all of that.  Google the company and see if there are any complaints from other card holders about them.
49448
I would be highly suspicious. It sounds like somebody is trying to get your credit card number.  If you really win, tell them to send you a check.  Nobody gives a payment to a credit card for real.
552777
What reason would they get upset unless the caller says things that upset them OR if they are registered with the DO NOT CALL list.   Invest your money cold calling yourself, you might do a better job at it that the company that's doing it for you!  No one can represent you better than you!  Go to: http://www.unlockthegame.com/   invest your money and purchase this!  Its a lesson you get to keep with you forever!!! tell em I sent ya!
570089
What's happening, Courtney, is that they are probably trying to collect a debt and can't reach the debtors.  However, federal law (Fair Debt Collection Practices Act) prohibits them from discussing the debt with anyone else, and even from disclosing that they are with a debt collection agency.  So while it's legal for them to try to collect a debt, there are limits on how they can go about doing it.  Of course, you don't have to cooperate if you don't want to.
69981
All of those work from home deals you see on the internet are a scam. Do not ever give someoneone like this your credit card number.  You will end up losing a lot more than $99.
31025
I got a call from these guys today.\nI listened to their pitch and was going along with it until they asked for my bank info.\nI refused, but they kept pushing, gently.\nFinally, I asked for their federal tax ID. The "manager" I spoke to said that no one there had that information, but they would have one of their superiors get back to me.\nWhen I asked for a contact number, she said that it would be better if they contacted me. I asked if it was their policy not to give out their phone number. I was told that they give that info out all the time. \nThen she hung up.
163064
Here are a couple thoughts.\n\nFirst, the FCC and FCRA (fair credit reporting act) both have something to say about harassing phone calls.  There are only certain times during the day when collection agencies and their affiliates are allowed to call a debtor.  Furthermore, they are not allowed to contact a debtor at work or on a cell phone (assuming that the debtor has dutifully informed them that the number is a cell or work number).  She can easily file a complaint with the FCC about the harassing behaviour if these companies aren't complying with the regulations.\n\nThis person needs to look up the statute of limitations for collecting a debt in her area (or for the area in which she lived when the contract was signed).  My understanding is that a business is legally entitled to try to collect on a debt forever and there isn't a statue of limitations.  However, if this person was married during the time or was under 18, she may be able to prove that it isn't her debt legally, allowing her to stop collection efforts.\n\nAlso, any type of communication that this person has with these agencies or their affiliates is voluntary unless she's been given legal notice.  That being the case, I recommend that she simply ignore them and they'll go away because it's just not worth their time to keep bothering you.  They'll write off the debt before too long.\n\nSuing the companies for harassment would just aggrivate the situation and cost her time and money which, presumably, she can't afford.\n\nFinal suggestion:\n- Contact a local consumer assistance hotline.  You might be able to find one by contacting your local PIRG (USPIRG site: http://www.uspirg.org/)\n- Obtain copies of her credit report from all three CRAs and determine if anything has been posted regarding this debt.  If applicable, follow the CRAs requirements for having the debt removed if it was reported.
364947
Definately a scam, but I have not heard of this one. If he calls again ask for his phone number so you can call him back, see what happens.