In CO or ANYWHERE is it true that the basement is not counted as "living space" and therefore not included in the listed square footage of the house?  Or was the realtor I was using Bullsh*tting me?  I feel like she lied to me and ripped me out of 10,000 or more (I could be wrong) and also she said that if the buyers were getting the home through HUD or FHA that I, yes, I, had to pay the 4K closing costs.\nOh, and she didn't even count the bathroom in the basement as a 3/4 bath in the listing . . . which I'm pretty sure would have raised the value substantially. I was far away and needed to sell the house that's why I put up with this\nsh*t.
213333
realtors work for the seller.  If you are the seller, interview several agents and pick one you can work with, you are paying them a nice chunk so they should be more accomodating to you.
660151
OK....sellers realty costs are no more than 6% of the sales price of your home, and take it from a realtor...when you list your house, and you don't offer a good commission to the BUYERS agent, they won't even SHOW your house to their buyers, so you can basically concider your home blacklisted and it will not be shown.  So unless you already have a buyer lined up to purchase your home, you really need to get an agent.  Not all of them are annoying, but there are always a few that give the rest of us a bad name.  Plus, when a buyer buys a home from a *for sale by owner* the buyers agent knows they will be doing the work of both sides and again, we avoid that at all costs.  Why should we work double duty and then only get paid for one side, and its usually only 1.5%-2% commission anyway? No thank you..so bottom line...get an agent.  Interview 3 or 4 and find one who's personality you can get along with.  There are a lot of very good, honest agents out there and with the right one you can have a smooth job of selling your home.  Good Luck!
561927
Where are you and what are the other homes in your area doing on  there property.  You don't wanat to be the first to overdevelope the neighborhood.  Do you have a pool?  A guest/poolhouse might be a consideration.  Are you planning to live there for many years or flipping the property?\nSometimes you can answer the question by playing devil's advocate.\nDo you want your "guests" IN your house ALL day?
35719
Be there WITH the home inspector. If he's good, you'll learn a lot about what to watch for, what could be improved, and how to maintain/avoid problems. The inspector's list of 'scare' items may be huge;to pare those down to actual items that would represent health & safety issues or you may lose the house if you're expecting an existing home to get whipped into 'brand new' shape for you by nitpicking every detail. [Example: Inspector warned us of hairline sink cracks--'could leak any time!' I didn't think I could justify making a seller 'repair' something that wasn't leaking, I lived there 8 yrs, it never leaked.] YOU might want to hit the FNMA website for 1st time homebuyer booklets, which may be of help. You've struck a big broad question--every deal will be different. Big hint: DON'T take assertions and promises verbally...needs to be in writing on purchase contract or addendum.The loan officer may or may NOT know anything--I've been in business 20+ yrs & you can't tell one from the other on your end. Attorneys may charge a flat fee for reviewing paperwork--the peace of mind may be well worth the expense. You don't need to put 20% down--I'd advise against it if it drains your cash reserves, or you'll be house-poor, broke, and scrambling for higher interest rate financing to survive.
135059
that is usually a no-brainer clause in a real estate contract, that and if the home doesn't pass inspection (high repair costs).  Your agent should have included that in the contract when submitting your offer.\n\nThe problem is if it is a new development, often they have their own agents doing the sales, so they probably aren't including any nice back door clauses like that.  \n\nBut, your house has probably appreciated in value since your offer, so the builder might be happy to get out of the contract, too, so they can sell it for more.\n\n---------------------------------------------------\n\nOkay, this is a longshot, but contact www.naca.com   they are a non-profit housing advocacy group.  they really aren't geared for people in your situation, but they hate real estate bloodsuckers and they might be able to strong arm this builder or recommend a decent attorney, or stage a picket in front of this development.    NACA got their money from a predatory lending settlement against Fleet bank and now they do their own loans.  Good luck, $34,000 is a lot to lose...
4145
If you have an agent, have them run a CMA (comparative market analysis) for the property.  This will tell you what other homes the same size, age and location have recently sold for.  From there, you can make a realistic offer.  I've had clients offer full price because of market demands, and I've had clients get $10-20k less because a particular area is slow.  You need more info!  You can email me if you have any further questions.
162136
if i were you i would check with a lawyer before anything else happens. i do not believe the realtor has the right to change anything without the sellers permission unless there was something in the contract that you signed with the realtor. read that 1st and contact a lawyer next if you feel that this was not a legal doing by your realtor. by no means would i let a closing on the property happen without finding out for sure if this was legit
411700
When your relator sent your offer it should have been included that the seller had XX number of days to respond to your offer.  Anyone who is serious about selling their home will respond or counter offer you as soon as possible!  \n\nDon't worry purchasing is a very intimidating and mind-boggling...you'll definitly get a response tho. \n\nCongrats on making the first steps !
71177
Why did she do that?  It must have been a beautiful house.  I used to be in the business . . . and it is a good way to make a living . . . but thing is . . . once you get out . . . it is better to stay out.\n\nI've been out of the business for almost 18 years.  It is good to get yourself established, pay for schooling, etc . . . but for raising a child . . . no . . . especially school age.\n\nI agree with you . . . she should sell the house . . . hopefully for a profit . . . but with the market . . . who knows.  With the money Profit . . . get an apartment or a condo . . . and after a year or two is selling real estate . . invest in some investment property.  Then parlay that in to a home . . . \n\nShe is already out of the business . . . please encourage her to find alternative methods.  She could do it . . . because if she was able to get this far . . . it will take a little more work to maintain it.  I know it is difficult . . . but I know she could do it.
397812
Daizy, \nIt looks to me that what you're saying is this...\n... you refinanced your house and had been given a good faith estimate that at first looked ok to you.  Around closing time, the payment was much higher than you expected.  Probably the interest rate was higher than what the loan officer first calculated.  To get the payment to a point that would "satisfy" you at the closing table, the loan officer reduced the escrow account significantly - resulting in your current shortage.\n\nIf that's it, the words you're looking for are "PREDATORY LENDING".  Contact your state's agency that regulates lenders.  If you're in Texas, call 1-877-276-5550 to file a complaint.  The FBI is also getting after these people.  Call their local office. \n\nI'm proud of you for trying to find the solution to this problem.  Don't give up.\n\nRichard
547828
Look at redbuggy answer of re-listing the house. sound like an honest thing to do, re-list and give the false impression that it a new deal. What other games are played with the MLS?? maybe listing the house once you have a buyer so you can brag that you sold a house in one day?? It is these and other games that have been played with buyers and the MLS that made the bubble.\n\nhttp://www.breakingbubble.com/index.htm\n\nYou need to find out what you can afford to walk away with out a lost, and bee happy because if you hold out you own and loss everything, sorry to say but if you look at your house as an investment there is no rule that you will make a profit.
551272
Why would you want to pay closing costs twice, by refinancing?\n\nThere are too many variables for a specific answer, but\nyou need to be asking this broker some questions- why do I need a cosigner- what's the rate- how much do I need to bring to closing- is it a fixed rate-for how long-is there a prepayment penalty?, etc.\n\nRead all the paperwork and don't sign it unless you understand it, and don't give anybody money until you are comfortable moving forward. \nShop around, but don't let people keep pulling your credit. Get your scores from the broker and be honest when you are talking with another broker.
474641
The problem I had with Assist2Sell, is they wanted to list my home about $10k below market.....To sell it fast.....I got other appraisals and realized they were under selling my property....Plus they won't put it on MLS for the $2495.....Only on there website.....If you want it to be on MLS, they will charge you the 6%.....Its sort of a scam.....I ended up selling myself for more than Assist2Sell's price and saved 1,000's.....Best of luck to you...
656101
Maybe knowing that you're in good company will make you feel a little better.....My house has been on the market for just under a year.  We've dropped the house by 15% (about 110K) and still no activity (for a beautiful house.)  It's just a BAD market right now.  By the way, I tried the statue of St. Joseph (didn't work for me.)  Also tried the "sell your house" prayer - nothing yet.  I sincerely wish you good luck and if you find out the secret to success, PLEASE send it to me!
634970
Hey there, you probably put your listing as real estate, and real estate listings cost $100 dollars for a listing, just list it as another\ncategory.
13705
The sky's the limit. Realtor's must present every offer that's received, even verbal ones.  But that doesn't mean that they can't talk down an offer by encouraging the seller to keep taking offers.\n\nYou might be surprised.  A seller listing their house for $492K just might sell it for $350K.  They might be desperate...or they were just "reaching" when they posted the $492K price in the first place.\n\nThe market is set by YOU.  What the BUYERS are willing to pay.  So don't let any price intimidate you.  You're the real guage for the selling price of a home.
586668
Good luck selling without a realtor. 99% of people just aren't comfortable without one. Too many things to miss or overlook. If you've tried to sell one using a realtor already, and had no luck, something is wrong with the house other than the price. Did you have a lot of shows? Did anyone make an offer at all?