i diversify all the time and im rollin' in cash i got somanny ho's i dont know what to do wutang
200317
They should.\nBond ladders are a good thing to use when investing in bonds.
215025
You have a chance of lowering your risk by not putting all of your eggs in one basket so to speak.\n\nIf you know what you're doing and you diversify anyway, you may water down your returns.  Warren Buffett is one of the more famous investors who doesn't believe in diversification because he thinks he knows what he's doing, and so far it's worked out for him.
369348
Are you after short term gains, safe investments for the long term\n, mixed risk investments?\n\nWhat is your risk/reward strategy?\nTimescales?\nCan you afford to lose it ALL if the shares crash?\n\nUntil you know these answers, we cannot REALLY help you - other than give suggestions which SOUND good but might cause you all sorts of problems if they were not the right answers for you.\n\nIf you do not understand the market at all, then learning a little about it would be a GREAT idea. Also, if you expect people to give you investment advice and ideas, you might take the trouble to write a proper sentence WITH reasonable spelling - otherwise most folks will take you as a "txt-talking kid"
631864
go to an Investment advisor and talk with then on what to invest your money in to get the best return.
157183
Just let it hang,limply at your side..people will feel sorry for you and give you change. You could also walk around downtown with a box of Chiclets, then you would really pull in the coins! lucky you!
594101
There is no value added by diversification (all things being equal). You are trying to reduce your risk.
23032
Start sleeping with married women, their husbands will naturally start to call you with work.  The more you bang the richer you get, the richer you get the more you bang.  (sounds like a winning business plan to me!!!)
143521
In the word of Wu Tang ...\n\nC - cash \nR - rules\nE - everything\nA - around\nM - me\n\nI don't agree with it, but if you can't fight 'em .. best join 'em!
111368
make daily deposits or @ each collection time just as if you were a big buss, keep your hand out of the cookie jar, even start 2 separate accounts one for petty cash and another for long term wealth, if you get rid of it asap you dont lose it or no one can take it.
260155
The financial world is no joke, its better accomplished with a trunk full of skills, then a hedge of short cuts. You will appreciate the level of skill enduring the time, because your rewards are much greater not speaking of confidence
112823
u might make some money
130691
U won the lotery?? Good for you! Go around the wourld buy a big house and a nice car, invest about 500,000 that way if the investment doesn't pay off you'll still have some money, don't spend TOO much on the house though, remeber there will still be water electric gas and security bills, not to mention the dreaded council tax! Give a million to charity, but don't go too wild with your money or before you know it it'll be gone and you will still need to pay out on your other bills! Good luck on your spending! Enjoy yourself! But don't go too mad!
589445
god bless you honey! Keep working and doing whatever you're doing and (even if it's not much)...it is fine. I rather make money for things blow it all anyway.\nIf you don't feel like you're doing enough have a little party yourself or just kick back with your closest friends. I think when you cram your life with so much, it can become a little monotanous. Go through life nice and easy. You gotta a long time to do EVERYTHING !
483251
hey i just got into rap myself about two years ago...i came  form a very religious home where it wasn't allowed...but it really isn't all bad...some of it is just shameless excess(bling-bling, hoes, and fast cars)...which i really don't like...but i suggest you buy some Tupac albums as well as the roots,  and common...their songs usually have a message and some nice beats...you will get tired of hearing about hoes and money after awhile...their music is really refreshing!
320046
Buy a diversified series of HIGH QUALITY, LOW EXPENSE mutual funds. One good piece of advice is that especially when just starting out, owning individual stocks is just way too risky. In many cases, it's more akin to gambling than investing. So go with mutual funds, which are much more diversified, and therefore spread the risk among many, many more holdings. The key, of course, is buying quality. So make sure you hit ALL the asset classes, like Large cap stocks, small/mid cap stocks, international stocks, emerging markets stocks, government debt, corporate debt, hi-yield debt, foreign debt, emerging markets debt, real estate, commodities, and precious metals. That's 12 categories right there, so with $1200, you're talking about $100 each. This is called asset allocation, and it's a step beyond simple "diversification", which most idiots think is buying a hardware tech stock AND a software tech stock.\n\nAdd systematically on a monthly basis. That means make sure you put the same amount of money in every month, no matter what. Soon you won't even care what any of the markets are doing. They're up? Great! Some of my investments are worth more. They're down? Great! Now I'm buying quality investments at an "on sale" price.\n\nThen sit back and re-balance each year, back to your original percentages. Again, this is called asset allocation. It's is very important, perhaps the most important thing you can do with your money. The thinking being, what's BEEN hot is more than likely not going to STAY hot. All markets are cyclical. There's hundreds of years of data to back this up. Yet some people still think they can ride the next hot wave. They usually wind up begging on the street for beer money.\n\nNow, this sort of portfolio should average 8-12% per year, so just split the difference and say 10% on average. Will it do 10% EVERY year? Of course not. I'd be surprised if it EVER did EXACTLY 10%. That's an annual average. With that average, your money should double roughly every 7 years.\nSo, if you're starting with $1200 or so like I said in my example, then in 7 years , even if you added no more money, you should have about $2,400\nin 14 years you should have about $4,800\nin 21 years you should have about $9,600\nin 28 years you should have about $19,200\nin 35 years you should have about $38,400\nin 42 years you should have about $76,800\nin 49 years you should have about $153,600\nin 56 years you should have about $307,200\nin 63 years you should have about $614,400\nin 70 years you should have about $1,228,800!\n\nOf course, if you keep adding money in that $100 a month, you'll become a millionaire MUCH sooner. The key is discipline, and sticking in when markets are up OR down. Don't try to time the market--you'll NEVER get it right.\n\nBy the way, here's a handy formula:\n\n$100/month x 12% x 20 years = $100,000.\n\nSo if you need $300,000 in 20 years and have no idea how to get it, just save $300 a month and you're there. If you don't get 12%, you'll wind up with less naturally. But IF you still wind up with $250,000, I'd call that one hell of a failure.\n\nOh, and if you qualify on income limits (generally, if you're a single filer and make under $90,000/yr), and do this all in a Roth IRA? Then every penny will be 100% TAX-FREE. That's a deal that's too good to pass up. That's why I tell anyone who's under 30--if you make under $90,000, and therefore qualify to do a Roth, you'd be a fool not to. Just having the power of youth (and therefore time) on your side is such an advantage, to squander it would be such a waste!\n\nHope this helps!\n--J.
320167
Blimey...there is certainly more to you that meets the eye isn't there Mr Raidehz??!! Am completely ignorant on all things business/stock etc...so have to compliment you as I'm sure its all pukka..what you says sounds completely confident and from someone who really knows his stuff...\nSo - a question for you: If I had @ £10,000 to invest, what is the best thing for me to invest it in right now to virtually guarantee good payback within a relatively short timespan......?
346685
No but im in touch with my inner $lut