We are currently using an online bill payment company which charges a fee for taking payments.  We act as a local payment station.  We set the service price, but not all of the bills are accepted by the online payment company.  We want to know if we can use a business bank account and take payments ourselve and use our online banking to pay the bills.  Does anyone know if this is possible or what it might take to make sure everything is done in a legal manor so as to not run into problems?
208342
Speak to the online bill payment company to see if that is acceptable, or contract with the individual companies the bills are from, to be a local payment station for them.
305664
Did you give details of your bank account before you switched off? If not you wont be charged, if you did then call up your bank and cancel the direct debit, that way they cant get to your money. If you did it some other way just cancel it.
37383
Bills such as electic, phone, credit cards, etc. need only be kept until you recieve the next bill, legally they cannot make you responsible for errors (yours or theirs) not caught within the current billing cycle. Tax records not included.
50487
All States are not the same. In my State, yes. They do it all the time. I would close the account. The Question that I would ask is how did they get your account number? Did you give it to them on a check? It took me 6 months to get a internet service provider out of my checking account. Cost me time and money. The bank told me "they can take any amount, anytime they want", since I gave them the number.
422584
You probably need a business license to do that, check with your local chamber of commerce.  It could end up being more trouble than you bargained for.
393542
Like answerer #1, I have also signed merchant account agreements.  Not sure where all these other peple are getting their answers but from personal experience, they are mistaken.\n\nSo here is your answer...\n\nWhen a company wants to accept credit cards it has to sign a contract agreeing to certain terms and conditions.  So while it is NOT illegal (they cannot go to jail over it) it IS against the terms of a retailers contract to have a minimum charge.\n\nAlso, they are not supposed to give discounts for paying cash, or charge a percentage for the amount you want to charge.\n\nSee an additional source below.
144804
Check your area I use a bank that offers free on line bill pay with my checking account.I only have the house payment go automatically but do the rest Gas, Lights, phone, Insurance ect. I do manually only takes a few seconds and works well.You can even (and is what i do mostly) When I get a bill the day I receive it I go on line to pay it and tell it to pay 3 to 5 days before the due date write the conformation # down and file it.The money doesn't come out of your account until the day you tell it to pay on.
176851
The bank has your checking account number (which is also very visible on your checks, which anyone you pay with them can plainly see). However, only you can access that account via safeguards you set up with the bank at the time you opened your account.  Paying bills online is an excellent way to track payments.  When you use your bank's bill pay feature, they will let you know when the payment will be delivered.  You can also print a copy of the check they mailed out for you.
225764
I dont really know if i uderstand what you mean, but maybe this can help. They have prepaid credit cards that you put money into, kind of like a bank account. You can put just enough to buy whatever you're buying online plus whatever fees ofcourse. If this is what you're looking for you can try this website... www.netspend.com
118402
Seems a bit of a daft situation and one theat needs to be looked at.\n\nBusinesses can refuse legal tender just as they can refuse to sell you anything at all. There is no obligation on a business to sell goods or provide a service (other than certain statutory ones).
217872
Sure you can.  Go ahead and continue through the payment process.  As long as you don't commit the transaction, it won't be posted.  If you run into issues, just contact customer care and they will be glad to take your info.
253752
put the bill payment on your debit card and pay it at the bank machine
489650
customers are going to want to make secure payments if they are buying online, asking them to send cash will just mean you get no custom! how about sending bank cheques, or postal orders as an option? but people who buy online usually want to pay online too..\nyou should look into using something like worldpay or paypal.. see the links for more info on them... http://www.worldpay.co.uk/sme/index.php \nhttps://www.paypal.com/uk/cgi-bin/webscr?cmd=_merchant-outside
103261
Most companies will let you do this, however if they don't, try using your bank's website to pay them directly. Also, you can try one of the payment portals like paypal or mycheckfree.com to see if they accept payments that way.
627127
I have not seen any Bank giving credit/debit card on line. It may be a futile exercise. also I do not sugest u reveal your persoal information to any one here. experiences are not good. experience is the best judge.
446377
Yes it is a pain.\n\nUnfortunately just got to be pragmatic, smile and take the cheque. A customer is a customer. Just hope they spend more next time.  In business there will always be some expenses - this is just one of them. \n\nDo you object to the bank charges for paying cheque in?\n Or is it just the time involved with cheque handling?\n\nIf bank charges issue - consider alliance and Leicester business account (post office) think it's free to bank cheques - (please confirm could be wrong). Also we used to have an agreement with a high street bank that they would not charge us for banking cheques but forfeit interest on current account - you could try this.\n\nNowadays we still get a few cheques, but also have electronic card handling. Many advantages - cheaper than bank charges, faster and can use cash back and sell phone-top up etc.
406775
Online banks pretty much operate the same way as land-based banks.  The main difference is that online banks typically have less overhead costs than a physical brick-and-mortar bank.  These savings is then passed onto the consumers.\n\nOn the same token though, banks, both online and offline, are in business to make money.  So, don't let your guard down, and keep researching and comparing for the best deal out there.  Another thing to remember is that mortgage rates are dependent on indices, so timing is an important factor when taking out a new loan.