I won 4K (4 thousand dollars at the casino, i'm scared to spend it, i kno i will waste it on car parts or food or some expensive clothing...\nANy way I can invest (AND I DONT MEAN PUT IT INTHE BAK AND WATCH IT)
213200
As much as you don't like the bank...some might belong there. Take a look at various mutual funds...think about what sort of areas YOU think are growing in the US and in the world right now. Think China and other countries in Asia will be growing quickly over the next 5 to 10 years? Maybe put 1000 or 1500 in an Asian fund. Think telecom will be important? Put some in a telecom fund. Health care? Same thing. But I would also recommend putting a little in the bank...it'll give you a little cushion and might help pay down any credit cards or car loans you might have outstanding....
102796
I can tell you what worked the best from my own experience to make my first million. \n\nLearn all there is to know about building up your credit, learn how to work with powerful finacial instruments like a pro using options, futures, strip bonds, convertable securities and investment trust units. Learn about your own emotional make up so you can stay in control of greed and fear at all times. Learn how to trade online using margin and send me specific questions from time to time.
528604
I watched a special on big lottery winners recently, and YES you can win too much money.. I think it depends on a personality type, but when you start putting solid gold statues by your pool?  Seems a bit over the top!
524276
I really don't mean to be a downer, but there is a lot of learning to do before jumping right in. I would read anything and everything you can, because otherwise, any money you invest will probably (very probably) never come back.\n\nPlease understand: I'm not saying you're not capable or intelligent, or wise. You may be all of those things. But believing that you can play football and signing up to play a game with professionals are two different things. Because you lack experience, you will probably get creamed - it's no indication of your intelligence or ability, but experience.\n\nThere is no such thing as a "good stock" or a "hot stock" - anyone who tells you that is probably selling something.\n\nIf you find what I'm saying tedious, or if you find researching the stock market tedious, then buy mutual funds. If my answer makes you angry, please first only bet (yes, you are betting) a very small amount of money.\n\nAfter a good amount of experience (you will know when you've been through the ups and downs - even with small amounts of money) it is possible to be very successful trading. But for the vast majority, only after that experience.
355948
i would invest in something else entirely...something more stable...these days its really easy to get on a bandwagon and have it fall through, i would be more careful with my money
588468
Whoa! It's a nice mail regarding lottery wins. You must have already seen those attractions. Kool!! I know what they do. First, they are gonna ask whether you are interested or not. I remember..... they wouldn't pay much interest to you. This way or that, the would require your registration. And a......... it's like this: -\n\n"We greatly invite you to our community, sir. Our correspondence office in your city is going to contact you for the details of ########## sum for money transfer. Prior to this short process we need your registration and again a short sum of 5000 Rupees (~$120) to continue with your coinfirmation to our central office. We hope your response for the same."\n\nAnd who cares for 5000 if there's 500000000. Then you reply and send the money, for you see those registered sites and technical e-mails. And then there is nothing left for you to be done. You see it was all clear and so wonderful, you get up like a model millionare and end like a millionare model. Finally, you get a heartattack and next day you find yourself in a hospital. Loosing 5000 was a good experience for you and you again found an email saying " YOU WON ####################################### SUM IN A LOTTERY"\n\nor else switch on your spam blocker kit........
326919
Your story breaks my heart, and the sad thing is, so many people across the country have a similar story. People today have not been properly taught to manage money. It's also pretty difficult since cost of living increases have risen exponentially and pay at most jobs has increased minimally if at all.\n\nCredit cards are a very dangerous thing. My best advice is to cut spending to a minimal. Cut out the things you don't need. Make out a monthly budget for you and your family and stick to it as best you can. Allow for emergency and a little for entertainment, but be careful about spending more than you need to.\n\nIt's OK to rely on family and friends for help. Ask people to babysit for you when you need them to. Have them help you look for a new, better job.\n\nIt's going to be an uphill battle, but you can do it. You have to for yourself and for your kids. Good luck. :-)
20817
I would suggest that you try a free trial game first to see how you do, after all wouldn't it be better to lose money on a program (or on paper) than in real life? Also, you can learn that way. Here is one: http://compsimgames.about.com/gi/dynamic/offsite.htm?zi=1/XJ&sdn=compsimgames&zu=http%3A%2F%2Fwtc.wallstreet-challenge.com%2F\n\nI do know that you want to shop around to see how much each transaction will cost. That's about the extent of my knowledge...hopefully someone will come along to give you more advice.
240960
Lots of money\nWhile playing, write: CATDADDY, that gives you 1,000$ or 10,000$ ; for more money keep pressing "+" button until max money is gotten so money amount do not drop any more.\n\nStart with $9990000 to spend\nGo to the games directory and open the file globals.ini, found in the data folder:\n\nCasino Tycoon&#92;Data&#92;Objects&#92;Globals.ini\n\nSomewhere in the file you should find:\nStartingCashEasy = 20000.0 \n\nChange it to: \n\nStartingCashEasy = 9990000.0\n\nYou can change other variables in this file as well, but be careful, you may corupt the game if you dont know what you are changing.\n\n---thom\n------hope you get the answer you looking for
132550
Yeah me too! I've gotten some great deals, what I did though was open a separate account just for my eBay stuff. I put so much in each payday and once it's gone it's gone and I have to wait until the next payday in order to buy anything else. That keeps things in the proper perspective and where I can't spend everything, because I have to transfer the money into the other bank that I use for eBay.\nTry it it really helps, now I just have to figure out how to keep off of Yahoo answers, got any ideas that I can use!?
634847
Yep, I've thought about it.\n\nFirst, form a trust and pick a solid company to administer it.  That prize is paid out over 30 years (usually, or something close) and I don't want to lose over half of it in order to get the cash lump sum, yet I might not live long enough to see it all come in.  The trust then keeps it going for my family after I croak.\n\nSecond, a big chunk is going to taxes first and before I see a dime they will want to withhold at least a third.  Current taxes, state and federal would be really close to 40 percent (a rate that undoubtedly will go up in the future, but hopefully not as much as to cost the loss of the over 50 percent discount of the lump sum payment).  So instead of 30 percent withheld, I would have the full 40 percent withheld.  I would rather have government owe me than owe government.  Also, current rates are something like 35 percent for federal and 4 percent (actually 6, but the federal tax is deductible) state, which is 39 percent, so tack on the 1 percent that the trust company expects and make the numbers easier.\n\nThird, I would want to make some charitable donations, so set aside a quarter for a trust fund or foundation to distribute that.  As a Christian, I like to pay my tithe, an old word for a tenth, so that still leaves some 15 percent for things like schools and scholarships and helping poor families out with their health bills, medicines, and such.\n\nFourth, I would want to make some investments to keep the money working.  With today's uncertainty, I might shop for a bunch of banks to make jumbo certificate of deposit (CDs) accounts and get the better interest rates.  When the bank needs to give the money back, especially if I go to federally-insured small banks, they will probably notice that I have a few bucks and want to let me in on local opportunities like some good housing developer that needs some partnership money (he will incorporate first and give me shares or it ain't gonna happen with me).  When I identify an opportunity that will make me money better than the CDs, cash them in when they mature and invest elsewhere.  I've got a couple of practice stock portfolios, one making 19 percent and the other 6 percent increases, so those strategies might work for some of this.\n\nFinally, with the ten percent that remains, divy it up over the time as income.  With that I pay off my bills, go on to get my doctorate.  My wife can get her master's or more too.  My son will probably want to open an upscale coffee shop which will then be no problem.  I can travel abroad periodically, as well as about this country, because there are lots of beautiful places and fascinating things I haven't had a chance to actually experience yet.  Besides, there might be some fun opportunity to invest in and while I'm holding the checkbook folks tend to be nice who otherwise probably wouldn't give more than the time of day.\n\n50 million over 30 years is 1.6 million a year.  That's 1 million after taxes at the current rate.  That's a little over $400k for contributions and another for investments.  An annual $166k for disposable income is more than enough for what I want to do.  Besides, as contributions are often tax-deductible, I expect to get a chunk of that tax withholding back in tax refunds.  Thanks for the dream.
632342
I always said if I won some major cash I would give a portion to a homeless family .\n\nI would had a financial planner invest some in stocks and etc.\n\nPut some in the bank and live off the interest.  Maybe travel a little
628926
Open  a saving account and get an adult to sign on with you.  It can be set up so that you need two signatures to get your money.  Also don't get a debit card or checks for that account.  That way you have to go to the bank to get it.  Maybe on the trip to the bank, you will have a chance to rethink your purchase.  Another way is to set a rule not to make any purchase over say $20.00 until you have "slept on it" if you still really want it the next day, wait one more day.  Then decide if you really want it.  Hope this helps.  Have fun in Mexico.
419931
It's a scam.  Pay no attention to it.\nIf you didn't enter a contest or buy a lottery ticket, how do you expect to win it?
156633
Don't be tempted by everything you see.  If you can't pay cash, just wait.  It's safer that way.
317119
Perhaps you're not as risk-averse as you imagine, you're just averse to bad investments.  And who could blame you? \n \nWhich risk are you averse to?  Maybe what you mean is you're averse to volatilty.  Or maybe you ARE risk-averse, and you're averse to interest rate risk, or credit risk, or market risk, or inflation risk.  Maybe you're averse to all kinds of risk and think the best thing to do is put all your money, your whole enst egg, into one real estate property.  Then the real estate market tanks, and you see you were actually way too risky--you weren't diversifed enough.\n\nThe real answer to this depends on what you will need the money for, and when you'll need it. If it's anything over 10 years (ie retirement, kids' college education, saving for that big vacation home up at the lake, etc), equities-based investments are the way to go. Long term, they've average an 11% return, compared to 6.8% for real estate, 5% for bonds, and 2.5% for cash investments. Of course, stocks are a lot more volatile than most other kinds of investments (excepting commodities, of course), so short-term, a mostly-stock portfolio is a no-go. If you're truly "risk-averse", you'd have to keep that in mind going in, but frankly, if you're under 60 years old, that would be insane.\n\nIndiviudal stocks, however, ARE usually way too risky to even bother with. In 2000, you could have invested in the #1 energy company in the U.S., or the #2 phone company. What could have been more stable than a couple of leading utilities? Ask the shareholders of Enron and Worldcom, respectively. No, a far smarter, and safer, way to get that needed equity exposure is through high-quality mutual funds. I'm not talking the junky tech-bombs that exploded on the scene the late 90's. I'm talking about quality funds that own quality stocks, and have a quality track record to back it up, with a pattern of low expenses as well.\n\nNo matter what route you go with, the most important thing is to DIVERSIFY. Diversify, diversify, diversify. I can't say it enough. If you're risk-averse, here's how you manage the risk.  A good rule of thumb for most people is that your age should be the percentage you are in fixed income investments, like bonds, CDs, and cash. Thus, the older you get, the more conservative you'll become. Of course, your individual risk tolerance will vary, as you've already indicated.\n\nAssuming you are 30, a sample portfolio like the following will be sufficient:\n\n15% Large-cap stocks\n15% Mid/small cap stocks\n20% International stocks\n5% Emerging markets stocks\n5% Real Estate Investments\n5% Commodities\n5% Precious Metals\n10% Government bonds\n10% Corporate Bonds\n5% International bonds\n5% Emerging Market bonds\n\nAs daunting as that may or may not look, it can be achieved very easily through just a few mutual funds. Consult a financial advisor, or do the research yourself if you have the time, tools, and talent. Oh, and the discipline. That's probably the #1 reason people go to financial advisors: they realize they don't have the discipline to stick with a plan on their own.\n\nA portfolio like the one above should average 8-12% annually, or better. They key is that all the different asset classes behave differently when the same economic event happens, like, say, interest rates rising, or a war starting in Venezuela. Stocks behave differently than bonds, which behave differently than commodities, which behave differently tha real estate, etc.\n\nUsing the "Rule of 72", where you divide teh number 72 by your return % to see how often your money will double, we see that if this portfolio is earning 10%, it will double every 7.2 years. Compare that to a savings account earning 1%, which will double every 72 years!\n\nThus, starting with the $300k you're talking about, in 7 years, we can expect the diversified portfolio to be about $600k, in
158034
Wow...great idea sweety but it is alot of hard work, first of all you need to find *donations* within your community, such as business, tell them it is for a benefit. They can donate gift certificates, cash etc...etc..These will be donated at the poker run as door prizes you sell tickets for these the day of the run.You set a time for the poker run and the route , you must also have atleast 2 dead riders with trailers, these are usually 2 pickup trucks with a trailer and tools, and someone who is a lil mechaniclly inclined to pick up bike riders who have broke down and follow the bikers all the way. You have too designate 4 stops (usually bars) where you made arrangements with the owners to punch each bikers envelope with a certain hole punch, before continuing to the next stop.We usually began our yearly toy and poker run at 7a.m. til 2 a.m .The poker run leaving at 10:30a.m on a 100 mile round trip, but while the riders are gone on the poker run there was games and tattoo artist, back at the place it is held. Posters were placed 2 weeks prior the event, and you need to get ahold of venders such as hot dog stands , nacho stands, crafts, anything you want and they in turn donate a percentage of the sales to you.