My friend and her husband were struggling and I loaned them some money.  $2100 to be exact.  That was in November and they still havent offered to pay me back.  At the time I had the money so thats why I loaned it to them.  Now I need it back, not right away, but something would be nice.  How do I bring it up with out sounding like a jerk?
212262
A) be sure they knew it was a loan. They might not be aware of it.\n\nB) Talk it over with your friend, in a "Hey, money is getting kind of tight for me right now, how are things for you guys? Would it be possible for you to say, start floating me 50 bucks a paycheck or something? It would really help me out."\n\nC) Remember, there is no way to not sound like a jerk. Because that depends entirely on what kind of people they are. Also, a good rule of thumb when loaning out money, is to never actually expect to see it again. Try, yeah. But don't be surprised when it never appears again.
288529
do you have any kind of written contracts, or promissory notes with any of the people who owe you? \n\nif you don't, and all you've got are verbal agreements (with no witnesses), you're pretty much out of luck. sometimes verbal agreements are as legally binding as written ones, but since you can't afford a lawyer, you can't really start to pursue these people in court anyway.\n\nthere's nothing you can do to recover your money, i guess. naturally, some people will suggest to you to just "start breaking legs" or possibly stealing from these people and holding their stuff for ransom, but i don't think any of those tactics will help.\n\nrepeated attempts to convince or coax them probably won't work either, since they're already blowing you off. also, be aware that aggressive, repeated phone calls and house visits can possibly get you in trouble for harrassment or stalking.\n\nnever, ever, ever give people money. but if you're sure that you must, never give people money (or anything else) without signed, noterized contracts, and possibly collateral.
296866
honestly!\n\nwhy are you bothering?\n\nYou'll end up the person who will be supporting his habit 'cause he needs to borrow $20 (and he promises to pay you back, and he never does!)\n\nHe'll sweet talk you, he's probably got a way with words... but you'll be wasting your time! What do you expect to get out of this relationship?\n\n...And to top this off, be weary he'll eventually be stealing from you too! (This will definitely happen if he's out of work, can't hold a job down!)
146096
Dont get into it then.  Dont give them her number if he was not married to her when he got the loan.  Just say hey I havent spoken to my brother in five years so when you find him say hi for me.  Thats all.
70730
Welcome to the club.  There's a lot of us who have lent money to relatives, friends, or romantic interests and got nothing back.  Forget the money.  In the future, consider any loan you make as a gift that you probably won't get back.  If you're not willing to lose the money, don't lend it.
122389
Sadly that's not even proof of a loan.  Since there is no documentation your friend can simply claim in court that it was a gift then you're stuck with your word against his/her word.  All the check does is prove that you gave money to the friend.\n\nYou can sue your friend for the amount but without documentation it's a toss up that relies on credibility.\n\nI'd try to get your friend to sign some sort of note (notarized of course) that statest he money was a loan and gives some sort of repayment schedule.\n\nIf your friend refuses to do this or says something like, "hey I'm your friend" you know your're jobbed.  But hey at least you learned something.  You never loan money to friends or family.  Always consider it a gift and if you get paid back it's a bonus.
574634
My husband and I have borrowed money from both of our parents at one time or another.  When we borrow, there is always a reason (laid off, kids are sick and need meds, ect.) and we always get it paid back as soon as possible.
8474
wow-i can relate having moved in w/friends a month ago after leaving my husband. be honest and upfront. sit her down w/your facts written out in front of you.\n\nHave a time-line for you to leave if she cannot pay her share. If she's in over her head - offer to help her find subsidized housing/sell her place etc.\n\nIt's awful to lose good friends over money, honesty is the best policy before you and your other half resent her or worse. Good luck and Happy New Years, Pat
120589
I had been placed in a similar situation before...I did not take my (former) friend to court...\n\nWhen I loan an amount to a friend, I prepare myself to accept the eventuality of not getting paid. It will really hurt a lot if you will expect something to be paid and it will not come at all...\n\nBut let it serve as a lesson for future decisions. Anyway, you said that "it was only 500 bucks"...\n\nSince the amount is not much, don't let it devastate you...\nI am sure that any small misfortune that you may have experienced will be easily replaced by having a positive attitude.
404277
Depending on the amount, small claims court would probably be the best, especially if you have the agreement in writing.  Keep a good record of payments received (dates and amounts); this will show that he has violated the loan repayment.  Also, maybe send a letter stating that he is in violation and that legal action may be taken against him if he does not start a faithful repayment plan.
303447
Well as you probably have already guessed, he doesn't respect you. Once someon loses their respect for someone then they are capable of doing silly things.\n\nFrom my experience, I've been there before, it is unfortunately going to have to be one of those situations that you may have to totally forget about your stuff. He is acting really immature and using your stuff to still hold on, for whatever reason. It is a control thing. He likes  the control.\nSo, don't give it to him, Just walk away completely, don't have your friends get in touch with him to get the stuff or anything like that. I'm so sorry to have to tell you that cause I know what it is like to not get your stuff back, when it is your stuff. What goes around, comes around.\nHe will eventually end up losing stuff as well that will equal what you lost. I know that sounds weird but I have had many experiences like this that have happened. Weird but true.\nI lost $2000 I let him borrow to my boyfriend of 3-1/2 years. I tried a couple of times to get it back but to no avail. So I came to the conclusion that I would rather walk away from the money then go through the agony of getting it back AND seeing his face again. Since I had broken up with him I just really never wanted to see him again. What goes around comes around. He got his eventually, he ended up going into major debt and owing the creditors tones of money and screwed up his credit for years and years.\n\nAbout the chatter that is going on, well, that again you can diffuse if you don't respond to it AT ALL. No matter what is being said. Him and maybe even your friends are just doing it to get a "rise" out of you. Don't play that game. Your better than that.\nYou'll look stronger and feel better about the whole situation if you don't respond and just stay friend with your friends, the ones that are worth it, and remind yourself that this will pass. When they see you move on and that none of this is bothering you they will be impressed and move on as well. It may take a bit but hold on, it will come. Time heals all!!\n\nRemembre, it is all about control and insercurity on his part. Don't let him get the best of you since you are soo much stronger than him.\n\nI wish you all of the best and good luck. I hope that helped!
80710
They will be happy to get whatever you are willing to give them.  Suing people costs money, if they can avoid it they will.\n\nI would call and arrange a payment schedule with them.  Then, you can stop worrying about it and they will know that they can expect a repayment.\n\nDo it soon, I am sure this is KILLING your credit!
459577
First mistake was telling them anything.  You should have been completely silent.  But since you have confessed and are paying them back you can include this in your defense.  The key is to work your a** off and pay them back regularly and with a large amount.  (i.e. $100 a week).  Get a lawyer though, he can make this go a lot better for you.
365149
I would be honest with her and tell her that she has not yet paid you back to 200.00 and therefore you are not able to give her any more money....she is treating more of a gift than a loan unfortunately.
468328
They probably don't want to go through the cost of taking your car back, so continue to insist on working out a payment plan with them.  Ask for the supervisor, and whatever you are able to agree on, get it in writing.  If you can't get anywhere with them, however, I would consider getting an attorney or nonprofit debt counselor involved who can negotiate for you.  Daily phone calls are harrassing and can be illegal.
486883
Ask your friend for the help in paying for the storage unit but be sure you are the one responsible for paying for the monthly rent. Put it in your name not his. Also pay him back as soon as you can. It sounds like your friend is being supportive of you and he should understand that you may need help until you get back on your feet.
230248
You know now you should have been honest upfront about all this. Now all you can do is try to get her trust you again. That said now you have to try to fix the things you need to with your debt........