Maybe something to reduce mortgage payments, or interest rates, maybe special loan sources?
205898
It all depends on income and credit. There are programs that can help. Fanny Mae Foundation created a lot of opportunities for all sorts of issues. Also Farm Home Association is helpful.
497274
I would definitely have concerns about the resale of the house. Fewer and fewer lenders are writing loans for No Fines homes, and unless you make substantial upgrades to the exterior insulation and windows (or the previous owner did) you may have a hard time finding a buyer. It's very hard to predict the future but if you can get any idea from your realtor or lender about how many lenders are still writing these loans, and how that percentage has changed over the years, you may have a better idea how likely a future  buyer may be to get their financing.
543860
I write a blog on the subject of credit management, mortgages, real estate trends, etc. Check it out for more information that may be helpful.
525305
Depends on the state you are in. Check with your bank first. They might be willing to do it. Most lenders won't want to mess with that. A land/home package would be better and get you a better interest rate.
197566
Have you thought of a refi on your home. Stated prices are only 1/8th to 1/2 pt and you could make it tax deductible from inception. Most lenders go stated to 560 mid score, up to 100 cltv. A small biz loan up to 100K
256259
First try with your mortgage company. Sometimes they have special hardship programs to re-age your account.
648157
The PMI charge on most loans can be eliminated if you have 20% equity. Some of the closing costs like origination fees can usually be negociated down a bit.
563383
Basically sites such as that submit your information to various mortgage companies who have paid to aquire your information as a lead source. I am a mortgage broker myself who services all 50 states and can look into any of your mortgage needs for you! I work with well over 100 lenders and can pretty much help you with any of your mortgage needs. Please feel free to contact me Jcorreahq@yahoo.com
67260
Im not sure if you happen to live in the baystate (massachusetts or even New hampshire or RI) but baystatelending.com is awesome- put in your info regardless of whether or not your from the area and they will probably refer your information to another lender who could get you a loan
165283
here's an idea: get a job.  But don't worry you aren't alone Lot's of people take 20years to pay off loans.  They are called home mortgages.
306524
Dear Lender,\n\nI would like to request a ________ month/year loan for $X, the purpose of which is to ___________________. For collateral, which will have a value of at least 125% of the loan, I am prepared to grant a security interest in the following property:\n\nThis loan will be repaid from _____________________.  I look forward to discussions with you regarding this request.
40265
You need to have excellent credit for those kinds of loans. I suggest you shop around several banks, and lendingtree.com\nYou may qualify for a low downpayment not as high as it would be normally. Just shop around and make sure you have a couple thousand saved up for closing cost and a downpayment.
553831
The missing pieces of this puzzle to quote solutions are credit score and value of the home. \n\nThere are many loan programs designed for debt consolidation. maybe a little guidance from the credit score side would be helpful...if we get your score as high as it could be it helps with rate / fees etc.\n\nI train loan officers and write a blog that can help you...check it out.
579859
There is not enough information to answer your question. What kind of loan is issued? There are different laws regarding mortgages, credit cards, personal loans, etc. There also may be federal regulations in addition to state laws. From the sound of what you are asking, I'd call a lawyer.
102170
you might consider a no dock loan  which more expensive than a regular loan   or find a cosidner to help you with qualifying
587329
I think you should concentrate on targeting apartment dwellers.  Let them know how much money they "waste" on renting and how even with interest rates on the rise, it's a great time to purchase a home!
659501
You've got it reveresed.  Lower interest rates (ie: price of money) lead to an increase in demand for borrowing, which puts more buyers into the market because lower rates mean lower payments, which means that more people can afford to qualify for mortgages.  More buyers in the market leads to a sellers market, because there are more buyers to bid up prices.   High rates do the opposite, because with a lower demand for borrowing, there are fewer buyers, and they can wait for the sellers to cater to them.  \n\nYou want to sell when rates are low, and buyers are eager.  You want to buy when sales are slow and sellers are worried.\n\nMortgage rates actually affect refinancing more than purchasing.  It's only when rates are above, say, 8% that you'll see a significant slowdown in purchasing due to interest rates.