John Roberts has $42,180.53 in a brokerage account, and he plans to contribute an additional $5,000 to the account at the end of every year. The brokerage account has an expected annual return of 12 percent. If John’s goal is to accumulate $250,000 in the account, how many years will it take for John to reach his goal?
205981
Rounded up to the nearest year, 11.
640365
The current contribution margin is\n\n(Sales - VC)/ Sales\n(900k - 375k) / 900k = 58.3%.\n\nI'm not sure if you mean a straight 9% increase or 9% better than the current contribution margin.\n\nIf you go with the straight 9%, then the new CM is 67.3%.\n\nThe new sales is 81000 units for 972k.\n\nWith a CM is 67.3%,\n.673 = (972k - VC) / 972k\nVC = 317844\n\nProfit = 972k - 300k - 317844 = 354156.\n\nYou can recompute the whole thing if you want to take the other assumption.  It's about the same.
207889
You can use the Dividend Growth Model to value your investment based on the current dividend, estimated growth in the dividend and your required return.\n\nThe current dividend is 1.75 and based on 3 yr history (assuming this growth will continue) your dividend is growing at 9.04%. Your required return is 12%. \n\nThe stock will return 12% if you were to buy it at no greater than $64.37.\n\nValue = (Current Dividend x (1+ dividend growth)) / (Required Return - Dividend Growth)\n\nBut this value is only loosely in line with the concept of "intrinsic value". Instead of explaining the concept of "intrinsic value" here, let me point you to the definitive source on intrinsic value - Warren Buffett.\n\nsee pp 77-78 of the attached link
647846
Your math is correct but you have to remember that all rate are on annual basis. That means that if you invest 5000.00 for one year you will earn $27.00 after one year with 0.55%. \n\nThe difference between Money market account and saving account is following.\n\nMoney Market:\n\n-Ussualy requires higher minimum balance\n-You are limited to amount of withdraws (6 per month out of the six 3 can be checks)\n- Some Money Market accounts may not br FDIC insured\n\nSavings account:\n\n-Lower balance\n-Lower interest\n-Lower monthly fee if account is uder minimum balace\n-you can make up to 6 withraws per month no checks\n\n\nSome other regulations apply.\n\nHope this helps. If you need more info let me know.
213434
Let's see, A million in three months\nis 1 million a month.\nInvest 10 million dollars, and get a net\nreturn of 10% in a month.\nI think that comes to 1 million a month.\nDo that three times. Surely a day trader can net\nyou 10% over a month.
109088
to be able to solve this, first you have to determine the amount of money in the fund after 30 years of annual deposit. to solve this you'll use the formula for annuity, which is,\n\nP = A [1 - (1+i)^-n] / i\n\nP = is the pricipal, in this case this would be the amount of the fund after 30 years.\n\nA = is the annual withdrawal, which is 50,000\n\ni = is the interest rate, which is 10%\n\nn = is the number of years, in this case it would be 20 years\n\nsubstitute the values of A, i, and n\n\nP = 50,000 [1 - (1 + .1)^-20] / .1\n\nP = 425678.19, this would be the amount of the fund after 30 year\n\nfrom this you can get the annual deposit in the account, you'll be using this formula,\n\nF = A [(1+i)^n - 1] / i\n\nF = is the future amount, in this case it would be the amount of the fund after 30 years, which is 425678.19\n\nA = is the annual deposit, which we are looking for\n\ni = is the interest rate, 10%\n\nn = is the number of years, this time it would be 30 years\n\nsubstituting,\n\n425678.19 = A [(1+.1)^30 - 1] / .1\n\nA = 2587.80
459641
1 month CD deposit of $1,000 @ 2% per month is $20 per month.\n\nthat's around $240 of interest per year @ 2% on $1,000\n\nif you put in 500 per month for one year that's $6,000.\n\n$1240 + 6,000 = $7,240\n\n2% per month of that $7,240 is about $144.80\n\nSo, after 11 months of interest that's an additional $1,592.80 \n\nIn total you could potentially have around...$8,832.80\n\nAfter 11 months including interest and making $500 deposits on that initial $1,000 deposit.\n\nIt's only ever going to be 2% per month... but it's a 24% increase over one year on your investment.\n\nYou'll have 24% more money in your account at the end of the year if you don't do anything at all.
113731
Assuming that you will get a 10% return annualy during the 30 year accumulation and also in the 20 year distribution, not taking into account taxes or inflation, the annual contribution is $2,458 per year for 30 years.  If you want to play with some numbers yourself, go to http://dinkytown.com and play with the retirement and savings calculators.
550173
I'm not sure where you are, but I know that locally, in Ohio, it is illegal to put any deposits into an interest bearing account.  All earnest money, which it sounds like what this is, is required to go into a broker's non-interest bearing account.  You may want to double check about it going into an account that bears interest.
63065
This is a stupid question that doesn't make sense!  What does this mean: "At the end of four years, I will receive $10,000 for 10 years."\n\nWhat the heck do you mean?  I think you are asking questions just to get points.\n\nps- This is a hypothetical answer
197210
set up the diffeq:\n\ndM/dt=1.05*M+alpha //money accrued at rate of 5.5% per year plus some amount alpha that is placed into the accout per year\ndm/dt=1.05*m -45000 //rate spent per year after retirement (assuming interest continues to accrue)..\nM(0)=162000; //intial ammount in retirement fund\nM(15)=m(0) //retirement fund begins expenditure with intial value of total saved + interest, or M(15)...\n\n// Note: 12 is measured from date of retirement...\nm(12)=0; //money only lasts 12 years, assume total amount expended...\nsolve dm/dt and plug in m(12)=0 to figure out what the total saved, m(0), must be present at the beginning of retirement in order to completely expend the money in the 12 yr period\n\nfinally, solve for M(t) and use the known values at M(0) and M(15) to compute the value of alpha.
79272
sounds like $63.00 is what they are worth. that is what you said. or 4 x $63.00 = $252.00 less commissions on sale. you could have a stock that has split and you might have more. provide details for a complete up to the minute analysis from your unpaid advisors at Yahoo/Answers.
562454
The minimum amount means, your broker will not let you open an account, unless you have their required amount of money in your account. \nLike if you were to open a checking account with a bank and only deposit $10 in it. Most likely, you wouldn't be using it much.\n---If a broker requires a minimum of $2500, with only $500 they don't think you'll be making many trades and that's less money for them to make on commissions. With only $500 the maintenance fees and paperwork needed to keep your account open isn't worth their bother.\n---No matter what amount of money is in your account, you can buy shares of stock at any price. As long as you have that amount of money in your account.\nWhen they require a minimum amount in your account, that can be in money and the price value of any securities (stock shares) you have in your account.
131575
I'm using the financial apps package on the TI-83.\nAt 7% annual for 10 years the $200,000 will grow to $401,932.  To withdraw $6000 a month for 25 years he'll need $848,921, which is $446,989 more than he'll get from investing the $200,000.  So he'll need to put $312.93 a month into his retirement fund.
486751
the equation for interest is I=p*r*t\n\nso plug in 400 for I, 5000 for P and 4 for T(time) in years:\n\n400=5000*r*4\n\nthen you just solve for R\n\n\nhope that helped
393190
I did this yesterday, I guess it didn't get included with the other answers.\n56000 times.12 = 6720 interest for the year\nDivide that by 12 months = 560\nSubtract that from the monthly payment = 59.36 is the amount coming off the principal\nso from 56000 subtract the 59.36 = 55940.64 is the amount of principal left after one month
207251
Based on the rule of 72 your asset will double in 11.1 years.  \nHere is how the rule of 72 works;\n\n\nThis teaches you how to determine the number of years it will take for your investment or debt to double in value.\n\nDivide the number 72 by the percentage rate you are paying on your debt, or earning on your investment. Here are two examples...\n\nYou borrowed $1,000 from your friend, who is charging you 6% interest. 72 divided by 6 is 12. That makes 12 the number of years it would take for your debt to your friend to double to $2,000 if you did not make any payments.\n\nYou have a savings account with $500 deposited in it. It earns 4% interest from the bank. 72 divided by 4 is 18. It will take 18 years for your $500 to double to $1,000 if you don't make any deposits.\n\nRemember: 72 divided by the Interest Percentage is the number of years it takes to double.\n\n\n\n\nFor a calculator that you can use to determine how long it will take to double your money based on interest rates check this out.....