what is the age you can collect social security?
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You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.
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The original age to claim Social Security payments was 65. A 1961 law allowed workers to begin claiming permanently reduced Social Security payments as early as age 62.
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If you claim Social Security at age 62, rather than waiting until your full retirement age (FRA), you can expect up to a 30% reduction in monthly benefits. For every year you delay past your FRA up to age 70, you get an 8% increase in your benefit.
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By now, you may have heard: 70 is the best age for claiming Social Security benefits. Here's why. Because you have already reached your full retirement age — age 66 or 67 for most — you'll receive 100% of the benefits you are entitled to.
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If you were born in 1955 your full retirement age is 66 and 2 months. You can start your Social Security retirement benefits as early as age 62, but the benefit amount you receive will be less than your full retirement benefit amount.
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You can apply once you reach 61 years and 9 months of age. However, Social Security reduces your payment if you start collecting before your full retirement age, or FRA. ... Spousal benefits can begin at 62, as long as the spouse on whose work record you are claiming them is receiving retirement benefits.
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The decision of when to take Social Security is highly dependent on your circumstances. You can start taking it as early as age 62 (or earlier if you are a survivor of another Social Security claimant or on disability), wait until you've reached full retirement age or even until age 70.
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In the United States, the term "full retirement age"—also known as "normal retirement age"—generally refers to the age you must reach to be eligible to receive full benefits from Social Security. This age can vary depending on when you were born.
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You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you reach your full retirement age. ... If you start receiving benefits early, your benefits are reduced a small percent for each month before your full retirement age.
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Applications for Social Security benefits can only be processed a maximum of four months before benefits are scheduled to begin. Thus, the earliest you can apply is age 61 and nine months, and you can expect to receive your first payment four months later—the month after your birthday.
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What is the Social Security Retirement Age? ... Currently, the full benefit age is 66 years and 2 months for people born in 1955, and it will gradually rise to 67 for those born in 1960 or later. Early retirement benefits will continue to be available at age 62, but they will be reduced more.
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Social Security retirement benefits start as early as age 62, but the benefits are permanently reduced unless you wait until the full retirement age of 66 or 67. Payments are for life. ... Payments are for life. Social Security survivor benefits go to certain family members of deceased workers.
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You can receive Social Security benefits based on your earnings record if you are age 62 or older, or disabled or blind and have enough work credits.
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En español | Yes. If you are receiving Social Security, the Social Security Administration will automatically sign you up at age 65 for parts A and B of Medicare. ... If you are receiving or are eligible to receive Social Security retirement benefits, you do not pay premiums for Part A.
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Full Retirement Age If You Were Born in 1967 If you want to collect social security, your full retirement age is 67.
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You Can Receive Benefits Before Your Full Retirement Age. You can start receiving your Social Security retirement benefits as early as age 62, but the benefit amount will be lower than your full retirement benefit amount.
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You can check on your eligibility, earnings history and estimated future benefits on the Social Security statement at your online My Social Security account. While you can start collecting retirement benefits at age 62, your payments are reduced if you claim them before reaching full retirement age.