can you drive a car under your parents insurance?
245203
Generally speaking, your parents can allow you to drive their car under their insurance as long as you don't live in their house without adding you as a driver. If you DO live in their house, you are NOT covered under their policy just because it says that licensed drivers they give permission to are covered.
250256
In most states, it is illegal for drivers to take the road without car insurance. However, drivers that do not own a car may be covered by the car owner's policy if they have permission to drive the vehicle.
61241
Unfortunately, your parents will need to add you to their policy. You cannot just drive their cars without insurance (even if the cars are insured). The way it works is this – your parents buy insurance policies for the cars in their household. ... Whatever you do, don't drive without insurance.
22268
Typically, even if the person driving your car has his or her own insurance, your insurance will be the primary payer for damages caused by your vehicle; but, the person driving your car has to be found legally at fault before your insurance will pay.
1149591
You can't drive a car without insurance. If you get pulled over, you'll be in legal trouble. There may be a used car insurance grace period. If you already own a vehicle, you could contact the insurance provider ahead of time to let them know you'll be purchasing a car shortly.
96911
Is it always illegal to drive without car insurance? It's against the law to drive a vehicle on a public road without at least the most basic level of car insurance (third party insurance). If the land you're driving on can't be accessed by the public you do not need insurance.
1403816
In fact, a driver cannot own an auto insurance policy in Ontario until they have a full driver's license. ... If you sometimes loan your car to a friend, a child, a parent, or a neighbour, you may be wondering if your automobile insurance policy will cover them. The short answer is 'yes'.
941741
In all 50 states, driving a car without insurance is a crime. You can buy a car without auto insurance, but you can't drive it! If you drive a vehicle that is registered but not insured, then you are driving uninsured and will be subject to harsh penalties.
173855
Usually, yes — your car insurance coverage should extend to anyone else driving your car. ... This means even if your friend, sister or cousin have the best coverage possible, it would usually be your auto insurance that'd be covering the damages if they were at-fault in an accident while driving your vehicle.
783366
In general, you do not need insurance to drive someone else's car, as long as you have permission to drive it and you only drive it occasionally. ... The insurance company may not cover an accident you cause while driving a car that you borrowed from someone living in the same household.
106388
If you live in your parents' home, you can remain on their car insurance policy so long as they are listed as the owner of the car you're driving. ... But when you purchase a vehicle and the title is only under your own name while living at home with your parents, you'll need to purchase your own car insurance policy.
225085
Ultimately, most states require you to maintain insurance on a vehicle even if you're not driving it. As long as your car is registered in your state, and that registration has not lapsed, then you're required to maintain the minimum legal level of insurance (liability insurance).
326808
Yes you can, no you should not and neither should your parents drive an uninsured car. Remember the car is insured not the individual. With the owners permission and you properly licensed, you can drive any car. Before you do be assured with paperwork that the car is properly registered and insured.
1313820
You can use your Scheme car in the same way that a family car would be used (e.g. carrying pets). We recognise that all cars will show wear and tear with use however, you are not covered for interior damage to the vehicle under the insurance policy .
623964
If you're buying a new vehicle and want to drive it off the lot, then you need car insurance coverage. You cannot drive a vehicle on a public road in the United States without car insurance. ... The car dealership will not let you leave with the vehicle until you provide proof of insurance.
852119
Yes, you need car insurance before heading out on the road - even though you are a learner driver. Generally, you'll be covered by your driving school while taking lessons and the practical test, but if you practise between professional lessons in a car belonging to family or friends, you will need additional cover.
1012631
Driving someone else's car (non-owner driver insurance) This is “non-owner coverage.” In provinces such as British Columbia, Manitoba, and Saskatchewan, a driver can buy this as a standalone policy. In other provinces such as Ontario, you can only buy this insurance as an add-on to your own auto insurance policy.