are fixed term contracts good?
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Fixed term contracts can be very useful to cover a period of maternity leave or long term sick leave. It may also cover a job where funding has been provided to undertake a specific task. ... They can also be great when an employer has a strict budget as they can predict labour costs more easily.
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Fixed annuities are one of the safest investment vehicles available. Although they are not backed by the Federal Deposit Insurance Corporation (FDIC), fixed annuity providers are required by state law to protect their outstanding annuity contracts with cash reserves on a dollar for dollar basis.
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The Bottom Line for Investors Built to offer better returns than CDs (certificates of deposit), fixed-indexed annuities are a fairly conservative investment. If you are nervous about upcoming market volatility, and want to take some risk off the table, then a fixed-indexed annuity may be a good option.
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Fixed-term employees have a right to statutory redundancy pay if they have been continuously employed for two years or more. ... Fixed-term employees should receive the same level of redundancy payments as permanent employees unless different treatment is objectively justified.
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The best thing about fixed rate mortgages is that your interest rate - and therefore your monthly repayment - stays the same throughout the agreed term. As a result, it's easier to budget for your monthly expenses and stay on top of your finances. This means it could be a good idea if you have a tight monthly budget.
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Because the interest rate is fixed, your monthly mortgage repayment will stay the same for the duration of the term. When the fixed rate term expires, you're automatically switched to a variable rate. This is usually either your lender's standard variable rate (SVR) or a tracker rate.
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Indexed annuities give buyers an opportunity to benefit when the financial markets perform well, unlike fixed annuities, which pay a set interest rate regardless. However, certain provisions in these contracts can limit the potential upside to only a portion of the market's rise.
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The company's healthy balance sheet and recent correction in stock price make it a good buy for the long term. The company's healthy balance sheet and recent correction in stock price make it a good buy for the long term.
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"Don't buy bonds for yield; buy bonds for defense," says Gitterman, who is unequivocal in saying Treasurys are still worth buying. "It really doesn't matter where the yield is. A large portion of your fixed-income portfolio should be Treasurys."
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Companies use fair value or cash flow hedge interest rate swap contracts to mitigate risks associated with changes in interest rates. ... The swap contract converts the fixed-rate payments into floating rates.
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In truth, yes, HVAC service and maintenance contracts are worth it in the long run, even if you don't use them every year.
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Contract tends to mean a definite term of work period yet often extendable and frequently without benefits but depends on project where benefits may be included. Permanent tends to be for an indefinite period with benefits yet depends on right to work states and can be easily released due to various conditions.
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Investors may have to get used to more volatility than in the past. In a low-rate world, however, municipal bonds still offer an attractive combination of decent yields, tax-free income, and generally strong credit quality.
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Foot in the door / Keeping a hand in: Zero hours contracts are a good way for inexperienced workers to gain useful grounding in a new industry, and may lead to permanent contracts and more reliable employment.
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Fixed-term employees have some of the same as their equivalent permanent employee. The biggest difference from permanent employees regards the fixed-term, as opposed ongoing, nature of employment. The contract for a fixed-term employee states directly when the term of employment will end.
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Fixed interest investments, like bonds, offer investors a regular income for a specified term with the expectation that the principal will be repaid at the end of the term. Cash as part of an overall investment portfolio can be held in high interest bank accounts or in term deposits.
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EMI is fixed: In a fixed rate loan, you don't have to stay updated about the changing market conditions. On the other hand, in a floating rate loan, you can't be completely sure about your EMI outgo and may find it difficult to budget. It can be particularly difficult when rates constantly rise over a few months.