can i cash a check not written to me?
6074
Blank endorsement: A blank endorsement is made by signing your name on the back of the check. You must sign it exactly the way it appears on the “Pay to the Order of” line. Anyone can cash or deposit a check with a blank endorsement, even if the check is not written to him or her.
759743
If you don't have a bank account, the bank isn't obligated to cash a check for you. But many banks will cash checks written by the bank's account holders. ... Not only does the check have to come from that specific bank, it also must come from an account that has enough money to cover the check's amount.
79774
['Your Local Bank or Credit Union. The best place to cash a check is your personal bank or credit union. ... ', 'Visit the Issuing Bank. ... ', 'Walmart Check Cashing. ... ', 'Your Local Grocery Store. ... ', 'Gas Station Travel Centers. ... ', 'Transact by 7-Eleven. ... ', 'Endorse Your Check to a Friend. ... ', 'Cash Your Check Using an App.']
585167
Yes. Banks and credit unions generally don't have to wait until the date you put on a check to cash it. However, state law may require the bank or credit union to wait to cash the check if you give it reasonable notice. Contact your bank or credit union to learn what its policies are.
968528
Even without a bank account. High check cashing fees and interest charges can take a big chunk out of your check. At any KeyBank Plus Check Cashing branch, you can cash your checks, plus get extra services that will let you keep more of your money, all for a low 1.0%1 fee.
1221766
Even if you're not a Capital One customer, you usually can have a Capital One check cashed at a Capital One bank. In fact, Capital One is one of the few banks that doesn't charge non-customers fees for cashing on of its own checks, as some banks charge $10 or more for this service.
1379876
Originally Answered: Can I cash a personal check made out to me? Yes. You may go to the bank the check is drawn on, or cash it at your own credit Union/bank against the funds in your own account.
584028
To avoid the risk of writing a check to "cash," you can simply make the check out to yourself. Write your name in the "Pay to the Order Of" section of the check. This step removes the potential that someone else comes across the check and is able to cash it.
1457803
You can also cash a check online or mobile, either through your own bank (most banks allow you to deposit checks online, although the check proceeds won't be available until the next business day. ... Simply take a picture of the front and back of the check and download the check to the online payment service's mobile app.
636884
Cashiers can come back unreturned if the business can proof that they didn't endorse the check. ... If the business goes to their financial institution for an endorsement guarantee. You might be able to cash it at a local money service center or check cashing store.
1289869
There are many places where you can cash a cashier's check: The bank that wrote the cashier's check. As long as it's convenient for you, this should be one of the first stops on your list. This is the bank that's paying the check right out of their own funds, so they will cash it for you even if you're not a member.
1467539
Go to the Check-Issuing Bank A bank will only cash a check for a non-customer if a check is issued by that specific bank. Even then, the non-customer could face a check-cashing fee, which varies from bank to bank. For instance, TD Bank charges $7 whenever a non-customer wants to cash a TD Bank check.
1140000
You might be able to cash the check at the bank where it was written. ... Banks will typically cash a check for up to $5,000, but there may be a lower limit, depending on the bank — and banks often charge a higher fee for checks above $5,000. Make sure to call ahead before going to a bank where you don't have an account.
211056
Yes, a bank or credit union can require identification before it cashes a check. However, if you are at a bank or credit union where the check is from and you show the identification they require, the bank or credit union must cash the check if there is enough money in the account on which the check is written.
17226
If you don't have an account, do the same thing, but expect a fee attached. The bank will cash the check if they are the issuing bank. You can cash a check written to you from a bank of America customer at your bank. A check cashing service will cash a check written to you.
1382861
Don't endorse a check with just your signature and no further instructions until you're ready to cash or deposit it. A check that's endorsed this way becomes negotiable, which means it can be cashed or deposited by anyone who presents it to the bank, even if that person isn't the payee.
117733
['Cash it at the issuing bank (this is the bank name that is pre-printed on the check)', 'Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.)', 'Cash the check at a check-cashing store.', 'Deposit at an ATM onto a pre-paid card account or checkless debit card account.']