why was the obamacare created?
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President Barack Obama's health care reform plan became law in 2010 as the Patient Protection and Affordable Care Act, more commonly known as Obamacare. 1﻿ His goal was to lower health care costs. He also wanted to improve the quality of life for those who couldn't get health insurance from their jobs.
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The Patient Protection and Affordable Care Act (ACA) has 3 main objectives: (1) to reform the private insurance market—especially for individuals and small-group purchasers, (2) to expand Medicaid to the working poor with income up to 133% of the federal poverty level, and (3) to change the way that medical decisions ...
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noun. a federal law providing for a fundamental reform of the U.S. healthcare and health insurance system, signed by President Barack Obama in 2010: formally called Affordable Care Act or Patient Protection and Affordable Care Act.
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Since then, the law has transformed the American health care system by expanding health coverage to 20 million Americans and saving thousands of lives. The ACA codified protections for people with preexisting conditions and eliminated patient cost sharing for high-value preventive services.
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ObamaCare is Free Everyone is required to have (buy) insurance, so everyone is supposed to have “affordable healthcare coverage.” ObamaCare is a law that requires compulsory or mandatory insurance – not healthcare. ... Employers are only required to pay up to 60% of the cost of insurance premiums.
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There is no such thing as free healthcare. But if you pay taxes and you want your government to put that money to good use, you make sure that universal healthcare is one of place that money goes too. ... Good schools, roads, hospitals and healthcare are where the people want their tax dollars to go .
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The most important difference between Medicaid and Obamacare is that Obamacare health plans are offered by private health insurance companies while Medicaid is a government program (albeit often administered by private insurance companies that offer Medicaid managed care services).
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"Free" health care isn't really free since we must pay for it with taxes; expenses for health care would have to be paid for with higher taxes or spending cuts in other areas such as defense, education, etc. Profit motives, competition, and individual ingenuity have always led to greater cost control and effectiveness.
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COBRA is still an option; the Affordable Care Act didn't change that. What the ACA did instead was radically reform the private individual health insurance market to make coverage much more comprehensive than it used to be, and available to everyone, regardless of medical history.
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The federal Health Insurance Marketplace, which is also called the “Marketplace” or “Exchange,” is the website where individuals can browse various health care plans available under the Affordable Care Act—commonly known as “Obamacare”—as well as compare them, and purchase health insurance.
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ObamaCare: Another step toward corporate socialized medicine in the US. ... Small steps, incremental “reforms,” have taken place in American medicine via increased rules and regulations regarding utilization and rationing of services, coverage, payments to physicians, etc.
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The social health insurance model is also referred to as the Bismarck Model, after Chancellor Otto von Bismarck, who introduced the first universal health care system in Germany in the 19th century.
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The national health insurance open enrollment period for major medical coverage – also referred to as ACA or Obamacare coverage – begins on November 1st 2019 and runs through December 15th 2019 for coverage beginning on January 1st 2020, in most states.
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Under the Affordable Care Act, more people are getting free and low-cost health insurance than ever before. U.S. citizens and lawfully present immigrants are eligible for coverage through Washington Healthplanfinder.
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The Affordable Care Act is a watershed in U.S. public health policy. ... The law will result in health insurance coverage for about 94% of the American population, reducing the uninsured by 31 million people, and increasing Medicaid enrollment by 15 million beneficiaries.
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And the US government backed away from the prospect of negotiating down prices for costly pharmaceuticals, as other countries do. But the Affordable Care Act also included additional excise taxes on pharmaceutical companies, incentivized generic drugs more heavily, and created a system to approve biosimilars.
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Thanks to the Affordable Care Act (ACA), more than 20 million people have gained health coverage. ... The rest comes from increased Medicaid coverage, due primarily to the ACA's Medicaid expansion to low-income adults but also to ACA policies making it easier for eligible people to enroll in Medicaid.