are my social security benefits reduced if my spouse works?
475349
While your wages can reduce your Social Security payout, your spouse's wages won't. A spouse's wages will, however, reduce his or her own Social Security payment if your spouse is also younger than full retirement age.
920
You can get Social Security retirement or survivors benefits and work at the same time. But, if you're younger than full retirement age, and earn more than certain amounts, your benefits will be reduced. The amount that your benefits are reduced, however, isn't truly lost.
336825
In other words, if you work in your business more than 45 hours in a month, Social Security may reduce your benefit.
561003
A: The good news is that the sale of your home, or real estate that you hold as an investment (like a vacation home or rental property), won't reduce your Social Security benefits. ... Up to 85% of your Social Security benefits may be taxable when the “provisional income” of you and your spouse is more than $44,000.
1321403
It reduces their Social Security benefits in some cases. If you receive a pension from a government job but did not pay Social Security taxes while you had the job, we'll reduce your Social Security spouse, widow, or widower benefits by two-thirds of the amount of your government pension.
24450
Social Security only counts income from employment towards the retirement earnings test. Other kinds of income — including income from rental properties, lawsuit payments, inheritances, pensions, investment dividends, IRA distributions and interest — will not cause benefits to be reduced.
608733
The SSA provides an essential protection for ex-spouses when it comes to the family maximum. Sometimes, the family maximum leads to reduced benefits for family members. However, the SSA specifically states that benefits for divorced spouses, whether they're spousal or survivor benefits, are never reduced.
224302
Benefits For Your Family. If you're getting Social Security retirement benefits, some members of your family may also qualify to receive benefits on your record. If they qualify, your ex-spouse, spouse, or child may receive a monthly payment of up to one-half of your retirement benefit amount.
589257
Married taxpayers who file jointly are exempt from paying state taxes on their Social Security benefits if their federal AGI is below $60,000. Colorado. ... Social Security benefits are not taxed for disability recipients who have a federal AGI of less than $85,000 ($100,000 for married couples).
1186426
No. There is no such thing as a disabled spousal benefit from Social Security, although there are disabled widow's benefits. So, unless your husband dies you couldn't get disability benefits based on his work credits.
1317449
You can apply once you reach 61 years and 9 months of age. However, Social Security reduces your payment if you start collecting before your full retirement age, or FRA. ... Spousal benefits can begin at 62, as long as the spouse on whose work record you are claiming them is receiving retirement benefits.
47317
You can receive up to 50% of your spouse's Social Security benefit. You can apply for benefits if you have been married for at least one year. If you have been divorced for at least two years, you can apply if the marriage lasted 10 or more years.
855556
The Social Security benefit of a nonworking spouse is up to 50 percent of the working spouse's FRA benefit. (FRA is 66 for those born between 1943 and 1954.) So if your FRA benefit is $2,000 per month, your husband would be able to collect up to an additional $1,000.
250865
The spousal benefit can be as much as half of the worker's "primary insurance amount," depending on the spouse's age at retirement. If the spouse begins receiving benefits before "normal (or full) retirement age," the spouse will receive a reduced benefit.
447206
You can get Social Security retirement or survivors benefits and work at the same time. But, if you're younger than full retirement age, and earn more than certain amounts, your benefits will be reduced.
764607
If your ex-spouse will also receive a pension based on work not covered by Social Security, such as government work, their Social Security benefit on your record may be affected. The amount of benefits your divorced spouse gets has no effect on the amount of benefits you or your current spouse may receive.
838976
["You can receive up to 50% of your spouse's Social Security benefit.", 'You can apply for benefits if you have been married for at least one year.', 'If you have been divorced for at least two years, you can apply if the marriage lasted 10 or more years.', 'Starting benefits early may lead to a reduction in payments.']