can i get my social security benefits and my deceased husband's?
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Many people ask “can I collect my deceased spouse's social security and my own at the same time?” In fact, you cannot claim both a survivor benefit and your own retirement benefit. Instead, Social Security will pay the higher of the two amounts.
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If you are between the ages of 60 and full retirement age, you will receive in the range of 71.5% to 99% of your deceased ex-spouse's SSDI or retirement benefit. If you are between the ages of 50 and 59 and disabled, you will receive 71.5% of your deceased ex-spouse's SSDI or retirement benefits.
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You may need to provide the late worker's birth and death certificates and other documents. You might also need to answer questions about the deceased's family, financial and Social Security status, as enumerated in Social Security form SSA-8.
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Within a family, a child can receive up to half of the parent's full retirement or disability benefit. If a child receives survivors benefits, they can get up to 75 percent of the deceased parent's basic Social Security benefit.
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If you remarry after age 60, you can still receive survivors benefits based on your former spouse's record. However, if your new spouse is also collecting Social Security benefits and you would receive a higher amount based on the new spouse's work record, you will receive the higher amount.
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When you apply, you should bring documentation proving your spouse's death (such as a death certificate or statement issued by the funeral home), proof of your spouse's income (such as the most recent W-2 or pay stubs), your Social Security number, your late spouse's Social Security number, your marriage certificate, ...
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When a retired worker dies, the surviving spouse gets an amount equal to the worker's full retirement benefit. Example: John Smith has a $1,200-a-month retirement benefit. His wife Jane gets $600 as a 50 percent spousal benefit. Total family income from Social Security is $1,800 a month.
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["proof of your relationship to the deceased (for example, marriage/civil partnership or birth certificate, child's birth certificate naming both parents)", 'your social security card/National Insurance number if you will be claiming/changing benefits.']
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If you are married and your husband or wife makes an income, the SSI program might "deem" part of your spouse's income to be available to you. If your spouse has a sizeable income, his or her income, if deemed to you, can lower your SSI payment or even make you ineligible for SSI.
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No. There is no such thing as a disabled spousal benefit from Social Security, although there are disabled widow's benefits. So, unless your husband dies you couldn't get disability benefits based on his work credits.
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If your ex-spouse will also receive a pension based on work not covered by Social Security, such as government work, their Social Security benefit on your record may be affected. The amount of benefits your divorced spouse gets has no effect on the amount of benefits you or your current spouse may receive.
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If you have qualified to collect Social Security when you retire, your spouse or children may be allowed to collect a percentage of your payouts after you die. Survivor benefits may be collected by unmarried widows and widowers, minor children, older disabled children, and dependent parents of the deceased.
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You can collect benefits on a spouse's work record regardless of whether you also worked. If your own retirement benefit is lower than your spousal benefit, Social Security will pay you the higher amount.
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En español | Yes, you can receive a Social Security benefit and a civil service pension. ... If you are receiving spouse, ex-spouse or survivor benefits, your benefit will be reduced by the Government Pension Offset.
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If the deceased was receiving Social Security benefits, you must return the benefit received for the month of death and any later months. For example, if the person died in July, you must return the benefits paid in August. ... Request that any funds received for the month of death or later be returned to Social Security.
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The deceased person may have been entitled to pension benefits from a private company, government agency, or union. Some pensions end at death, but many pensions provide for payments to a surviving spouse or dependent children. Survivors may be entitled to part of the payments the person would have received.
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["You can receive up to 50% of your spouse's Social Security benefit.", 'You can apply for benefits if you have been married for at least one year.', 'If you have been divorced for at least two years, you can apply if the marriage lasted 10 or more years.', 'Starting benefits early may lead to a reduction in payments.']