what documents do you need for mortgage pre approval?
145906
['Income and employment documents, such as tax returns, W-2s and 1099s.', 'Asset statements on bank, retirement and brokerage accounts.', 'Monthly debt payments and any real estate debt statements.']
165134
['Identity cards. ... ', 'Passport for non-citizens.', 'Birth certificates of your children.', "Your birth certificate and your parents' marriage certificate if you are buying a flat under the Multi Generation Priority Scheme or Married Child Priority Scheme."]
1244291
['your passport.', 'your driving licence.', 'a council tax bill.', 'utility bills dated within three months – mobile phone bills are not acceptable.', 'bank statements.']
645854
Summary: Documents needed for a mortgage preapproval letter Income and employment documents, such as tax returns, W-2s and 1099s. Asset statements on bank, retirement and brokerage accounts. Monthly debt payments and any real estate debt statements.
1044591
['Previous bank details, if applicable.', 'One form of ID to prove your identity.', 'One form of ID to confirm your UK address.', 'Business name, start date and business address¹¹']
618525
['driving licence.', 'utility, Council Tax or rates bill from the last 6 months.', 'bank or building society statement from the last 6 months.', 'national identity card.']
742691
['Employer Identity Card.', 'Completed loan application.', '3 Passport size photographs.', 'Proof of identity (photocopies of Voter ID Card/Passport/Driving Licence/PAN Card)']
562876
Most sellers expect buyers to have pre-approval letter and will be more willing to negotiate if you do. To get pre-approved you'll need proof of assets and income, good credit, employment verification, and other types of documentation your lender may require.
293872
['Step 1 – Organise your team of professionals. ... ', 'Step 2 – Get your loan pre-approved. ... ', 'Step 3 – Applying for a mortgage. ... ', 'Step 4 – Confirm you qualify with the FIRB. ... ', 'Step 5 – Find a property. ... ', 'Step 6 – Negotiate the purchase price. ... ', 'Step 7 – Obtain formal mortgage approval.']
934506
Potential buyers need five essential things—proof of assets and income, good credit, employment verification, and other documentation—to be pre-approved for a mortgage.
1459666
A photo ID such as a driver's license or current passport will do the trick. If you don't have either of these, a state-issued ID should work. In addition, some lenders have started to require a second form of identification. If your agent or lawyer hasn't told you otherwise, it's best to bring one along just in case.
1384610
['Identification (a state ID will usually do)', 'Proof of income.', 'Employer contact information.', 'Contact information (telephone and address)', "Most recent tax returns (some lenders may ask for several years' worth of tax returns)"]
492916
['Passport (check for date of expiry)', 'Voters ID card (with valid photograph)', 'Registered sale or lease agreement of the house.', 'Driving licence with photograph.', 'Maintenance bill.', 'Insurance paper.', 'Utility or telephone bills.']
980412
["Proof of identity. Lenders are required by federal law to confirm customers' identification. ... ", 'Proof of income. ... ', 'Credit and banking history. ... ', 'Proof of residence. ... ', 'Vehicle information. ... ', 'Current vehicle registration (for trade-in) ... ', 'Proof of insurance. ... ', 'Method of down payment.']
489460
['Household bills.', 'Bank or building society statements.', 'Letters from the Revenue or the Department of Employment Affairs and Social Protection.']
764403
['Proof of your identity. This can take the form of a passport, drivers licence or national identity card. ... ', 'Proof of address. This is generally a recent utility bill, rental contract, council tax bill.']
136039
['Proof of identity. ... ', 'Proof of National Insurance number. ... ', 'Proof of earnings. ... ', 'Proof of benefits, allowances, pensions and other income. ... ', 'Proof of capital (for example bank accounts, savings and investments) ... ', 'Proof of money paid out.']