can i drive my friend's car if we are both fully comp?
44019
When an insured drives someone else's vehicle, such as a rental car, a dealership loaner, or a friend's car, he is usually covered for liability insurance. ... As long as a driver has the vehicle owner's permission to operate the vehicle, the owner's policy will provide coverage no matter who the driver is.
1244547
If you lend your car to a friend and he gets into an accident, your car insurance will pay to repair the car for covered incidents. Insurance follows the vehicle, not the driver, so typically the car will be covered by your insurance policy regardless of who is driving. ... Policy coverages won't extend to a rental car.
228713
Usually, yes — your car insurance coverage should extend to anyone else driving your car. ... So if you lend your car to your best friend, your sister or even your second cousin, your insurance is most often the insurance that will pay in the event of an accident.
1317532
If you use your car only for your job or business, you may deduct all of the miles driven or actual vehicle expenses. But if you also use the car for other purposes, you can only deduct the portion used for business purposes. Normal commuting from your home to your regular workplace and back is not deductible.
1058780
Yes. You're still the owner of this vehicle and are still responsible for it, even if it's in storage. Any damage that happens to your vehicle during that time wouldn't be covered if you don't have insurance.
741831
If it is your fault, then you will be expected to pay for repair costs to both your car and theirs, even if they are uninsured. Your third party insurance should cover the repairs to the other person's vehicle, but not your own. So unless you have comprehensive cover, you will have to fork out to repair your car.
1457243
If you give your friend permission to borrow your vehicle and she gets into an accident, your own insurance company will probably need to pick up the tab — and the claim will likely remain in your file, which could affect your premium or other aspects of your coverage.
118262
In general, insurance coverage for an insured driving someone else's vehicle is the coverage he carries for his own vehicle. ... If a person drives his own vehicle without insurance, he should not expect that he is covered when driving someone else's vehicle.
1296980
If you have comprehensive insurance, your named driver will almost always have comprehensive cover too. Check the policy details to make sure you have the level of cover that you both need.
319056
The driver's personal coverage will apply in most cases when driving a vehicle he does not own. ... If a person drives his own vehicle without insurance, he should not expect that he is covered when driving someone else's vehicle.
245203
Generally speaking, your parents can allow you to drive their car under their insurance as long as you don't live in their house without adding you as a driver. If you DO live in their house, you are NOT covered under their policy just because it says that licensed drivers they give permission to are covered.
71139
You don't need non-owner car insurance in California to drive someone else's car occasionally. Their insurance generally will cover you. ... The car owner's insurance normally pays out for any accident you cause, anyway. You only need non-owner car insurance if you're not comfortable with the owner's liability limits.
265712
So in most instances, as long as the owner of the car has insurance, it's covered even if someone other than the owner is driving it — as long as they have the owner's permission. ... So if your teenager allows one of his or her friends to drive your car, your coverage likely won't apply.
1063792
If the engine appears to function normally, as before, it is likely OK to drive it. However, if the engine starts to misfire (you would see a flashing check engine light) then it is NOT OK to drive it all without risk of damage. Diagnostic Trouble Codes can never be used to "directly" condemn parts.
373402
If someone other than the insured is driving a vehicle covered by comprehensive coverage and is not listed as a covered driver – even if the other person has permission – the other person might not be covered in an accident.
90309
According to UK law, all cars must have at least two mirrors that offer an adequate view of the rear of the vehicle. ... But if the nearside wing mirror gets damaged – the one that's attached to the passenger door – then so long as your other two mirrors are intact, you can legally drive.
16991
Your car insurance covers other drivers when you give them permission to drive your vehicle. ... Also under Michigan law there may be issues with how frequently you are letting someone drive your vehicle. This is called “constructive ownership.”