can you collect social security if you never worked?
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Even if you've never had a job, you may still be eligible for Social Security benefits when you retire or become disabled. Social Security benefits are based on the amount of income you earned during your working life.
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Quitting work before you're old enough to claim benefits won't reduce that amount when you do claim it. But if you stop work now, your benefit won't get any larger. Social Security benefits are based on your highest 35 years of earnings. ... If you continue working, you'll reduce those zero years and drive your benefit up.
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You can receive Social Security benefits based on your earnings record if you are age 62 or older, or disabled or blind and have enough work credits. Family members who qualify for benefits on your work record do not need work credits.
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If you received Social Security benefits during the tax year, you will receive a Form SSA-1099 from the Social Security Administration. ... If you have no other income, your benefits may not be taxable and you may not need to file a tax return.
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You can get Social Security retirement or survivors benefits and work at the same time. But, if you're younger than full retirement age, and earn more than certain amounts, your benefits will be reduced. ... Your benefit will increase at your full retirement age to account for benefits withheld due to earlier earnings.
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SSI is a disability benefit program that is also administered by SSA. ... SSI is available to individuals who have either never worked or who have not worked enough work quarters to qualify for Social Security disability insurance. However, eligibility is subject to income and asset limits.
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If you haven't worked enough to qualify for Social Security Disability, you may be able to get SSI (Supplemental Security Income) benefits. Social Security has two disability programs to help individuals who are unable to work because of a disabling condition (or conditions).
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If you do not have enough work credits but suffer from a long-term or permanent disability, you may be able to qualify for SSI benefits even if you have not earned any work credits in the past. ... The Social Security Disability SSDI program, which does require work credits, is not a needs-based program.
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Most people who receive unemployment benefits find that they aren't enough to stay afloat financially. If you're 62 or older and on unemployment, you may be tempted to start collecting Social Security benefits. And technically speaking, you're allowed to do that.
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Even if you've never had a job, you may still be eligible for Social Security benefits when you retire or become disabled. Social Security benefits are based on the amount of income you earned during your working life. ... Not necessarily -- thanks to the spousal benefits option.
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If you are already receiving retirement benefits on your own work record, you can also claim any ex-spousal benefits you are eligible for, but Social Security will not pay you both combined. You'll receive whichever amount is higher and no more.
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You need a Social Security number to get a job, collect Social Security benefits, and receive some other government services. ... In general, only noncitizens authorized by the Department of Homeland Security (DHS) to work in the United States can get a Social Security number.
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Q: Does receiving Social Security affect my benefits? A: We do not reduce your unemployment benefits because you collect Social Security. You must be able to work and be looking for work with no restrictions when you receive Social Security.
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If you have never paid Social Security tax, claiming spousal benefits may be your only source of retirement income. However, if you are eligible to receive payments from a government pension or foreign employer not covered by Social Security, you may still be able to receive spousal benefits at a reduced rate.
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When you begin receiving Social Security retirement benefits, you are considered retired for our purposes. You can get Social Security retirement or survivors benefits and work at the same time. ... If you are younger than full retirement age and earn more than the yearly earnings limit, we may reduce your benefit amount.
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If you worked only in jobs for which you were covered by Social Security and your employers withheld Social Security taxes from your paycheck, your pension payments won't have any effect on your Social Security benefits. You can receive your full Social Security benefit and your full pension without penalty.
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Any benefits you get from unemployment insurance will not reduce your Social Security payments. That's because Social Security does not count unemployment benefits as earnings. ... Get in touch with your state's unemployment agency to find out full details of jobless benefits available to you.