is spouse responsible for deceased spouse medical debt?
431928
Spouses are only responsible for each other's community property debts, which are bills incurred during the course of the marriage. Spouses are not responsible for each other's separate debts, however. ... You do not have to pay your deceased spouse's debts after he or she dies.
57024
In Canada, debts cannot be inherited and cannot be transferred upon the death of a spouse. It is also important to know that no-one is legally responsible for their spouse's debts just because they are married. Your mother is only legally liable for your father's debts if she co-signed the loan or guaranteed payment.
387422
But check state law. Close to 30 states have what's known as "filial responsibility" statutes. Those require adult children to pay for a deceased parent's unpaid medical debts, such as those to hospitals or nursing homes, when the estate cannot. Mortgage debt: Inheriting a home with a mortgage is a very complex issue.
352376
If your parent wasn't on Medicaid, but died with unpaid hospital or doctor bills, the estate is responsible for paying them if it has the money. ... Those require adult children to pay for a deceased parent's unpaid medical debts, such as those to hospitals or nursing homes, when the estate cannot.
196017
In Canada, debts cannot be inherited and cannot be transferred upon the death of a spouse. ... Your mother is only legally liable for your father's debts if she co-signed the loan or guaranteed payment. Legally this is known as joint debt.
74354
If your spouse has debt, you won't take it on just because you're now married. ... If they've taken debt out in their name only, you won't be responsible for paying it back. If you take on joint debt with your spouse, however, then you may be liable if they're not able to keep up with their part of the repayment.
219402
Debts which are in the deceased name only can be paid out of the value of the estate. ... Any surviving spouse, civil partner, or relative cannot be required to pay off individual debts out of their own pocket, unless they have provided a personal guarantee.
1467900
All assets are in both of their names. Is my mother liable for the credit card debt? ... She said in New Jersey, family members, including the surviving spouse, are not typically obligated to pay the debts from their own assets unless they have co-signed the obligation.
614102
The simple answer to this is no, you are not legally liable for your spouse's debt, strictly because you are married to him/her. Generally speaking, in order for a person to be liable for a debt they must have signed the loan agreement establishing the credit facility.
528438
If there is an official separation agreement for the spouses, it likely states which spouse is responsible for which debt. ... When the spouses are legally separated, any new debts are usually considered the separate debt of the spouse that incurred them. However, not all states recognize legal separation.
205772
No, when someone dies owing a debt, the debt does not go away. Generally, the deceased person's estate is responsible for paying any unpaid debts. The estate's finances are handled by the personal representative, executor, or administrator.
1350330
In most cases, existing debts are paid from the dead person's estate. ... The executor is responsible to pay the debts out of the estate.
1093211
First, if someone dies, responsibility does not automatically fall to the survivors. In Canada, debts cannot be inherited and cannot be transferred upon the death of a spouse. It is also important to know that no-one is legally responsible for their spouse's debts just because they are married.
1291494
If you are the named beneficiary on a life insurance policy, that money is yours to do with as you wish. You are never responsible for the debts of others, including your parents, spouse, or children, unless the debt is also in your name, or you cosigned for the debt.
1309488
In a Nutshell After someone has passed, their estate is responsible for paying off any debts owed, including those from credit cards. Relatives typically aren't responsible for using their own money to pay off credit card debt after death.
147360
When someone dies, debts they leave are paid out of their 'estate' (money and property they leave behind). You're only responsible for their debts if you had a joint loan or agreement or provided a loan guarantee - you aren't automatically responsible for a husband's, wife's or civil partner's debts.
693952
When someone dies, their debts become a liability on their estate. ... If there is insufficient money or assets in the estate to pay off all the debts, then the debts would be paid in priority order until the money or assets run out. Any remaining debts are likely to be written off.