what is the difference between subsidized and un subsidized?
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Federal aid offers Direct subsidized and unsubsidized loans. The difference between these two loans is that subsidized loans are based on financial need and the interest does not accrue while the student is in college, as the interest is paid by the federal government.
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Federal Student Loans. If you have a subsidized loan, there are certain periods of time, like when you are in-school at least half-time or during a grace period, when the Department of Education pays the interest. When you are not in one of those approved periods, your interest will accrue daily.
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What's the difference between Direct Subsidized Loans and Direct Unsubsidized Loans? In short, Direct Subsidized Loans have slightly better terms to help out students with financial need.
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An academy is funded by the government, unlike maintained or state-funded schools that receive funds from local authorities and institutions. ... The difference between the two is the fact that sponsored academies are sponsor-funded and they are generally under-performing schools turned into an academy.
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Subsidized Loans are loans for undergraduate students with financial need, as determined by your cost of attendance minus expected family contribution and other financial aid (such as grants or scholarships). Subsidized Loans do not accrue interest while you are in school at least half-time or during deferment periods.
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Subsidized loans are available to undergraduate students only, and the government reserves them for students who demonstrate financial need. ... Interest accrues on unsubsidized loans while you are attending school, during the grace period and during deferment.
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An unsubsidized loan is a federal loan for undergraduates who are still in school and need help paying for tuition and other college expenses.
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The government does not pay interest on Direct Unsubsidized Loans because these are general loans not based on financial need. Borrowers must repay their debt in full, interest and all.
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Subsidized: Interest is paid by the Education Department during deferment, which lets you temporarily pause payments. Unsubsidized: Interest continues to collect during deferment and will be added to your principal loan amount.
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If you need to accept loans to help cover the cost of college or career school, remember to borrow only what you need. You should accept the subsidized loan first because it has more benefits. If you have to accept an unsubsidized loan, remember that you're responsible for all the interest that accrues on that loan.
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Subsidized and unsubsidized loans are federal student loans for eligible students to help cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school. ... (Some people refer to these loans as Stafford Loans or Direct Stafford Loans.)
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Subsidized Loans do not accrue interest while you are in school at least half-time or during deferment periods. ... Interest is charged during in-school, deferment, and grace periods. Unlike a subsidized loan, you are responsible for the interest from the time the unsubsidized loan is disbursed until it's paid in full.
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Borrow unsubsidized federal loans first: The interest rates on Graduate PLUS loans are higher than those on unsubsidized federal student loans, which means students will have more to repay.
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What is the difference between an entitlement program and a Means-tested or public assistance program? You need to have an income below a certain amount to qualify for a means tested program and you don't need a certain income to qualify for an entitlement program.
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What are Direct subsidized loans? Subsidized loans are available to low-income undergraduate students who demonstrate financial need. Currently, there are no subsidized student loans for graduate students. With subsidized Stafford student loans, you're responsible for paying your principal balance and interest.
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Subsidized yield reflects fee waivers and/or expense reimbursements during the period. Without waivers and/or reimbursements, yields would be reduced. Unsubsidized yield does not adjust for any fee waivers and/or expense reimbursements in effect. ... Expense ratios are as of the funds' most current prospectus.
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Unreimbursed employee expenses are those expenses for which the employer has not paid you back or given you an allowance for. ... Ordinary expenses are those that are common and accepted in your trade, business, or profession while necessary expenses are appropriate and helpful to your business.