what documents do i need for home equity line of credit?
434598
You'll want to have an idea of your home's value, as well as documents showing your household income, Social Security number and any other outstanding balances. Lenders also will ask for a mortgage statement, a property tax bill and a copy of your homeowner's insurance policy.
764403
['Proof of your identity. This can take the form of a passport, drivers licence or national identity card. ... ', 'Proof of address. This is generally a recent utility bill, rental contract, council tax bill.']
668352
['Photographic proof of ID e.g. photographic driving licence or passport.', 'Proof of address documents e.g. utility bill or bank statement.']
738998
['Social Security Number.', 'Birth Date.', "Mother's Maiden Name.", "Driver's license or government ID.", 'Second form of ID (such as a utility bill, phone bill or bank statement in your name)', 'Current home address.', 'Phone number.']
1343697
['Title Deed.', 'Mortgage statement.', 'Current utility bill.']
145906
['Income and employment documents, such as tax returns, W-2s and 1099s.', 'Asset statements on bank, retirement and brokerage accounts.', 'Monthly debt payments and any real estate debt statements.']
980412
["Proof of identity. Lenders are required by federal law to confirm customers' identification. ... ", 'Proof of income. ... ', 'Credit and banking history. ... ', 'Proof of residence. ... ', 'Vehicle information. ... ', 'Current vehicle registration (for trade-in) ... ', 'Proof of insurance. ... ', 'Method of down payment.']
817741
['Birth and death certificates.', 'National insurance numbers.', 'ID cards and passports.', 'Marriage licenses.', 'Divorce certificates.', 'Business licenses (if applicable)', 'Insurance documents.', 'Wills, living wills and powers of attorney.']
1116958
['Original Sales Contract. ... ', 'Professional Appraisal From The Original Purchase of Your Home. ... ', 'Mortgage Statement (Payoff Amount) ... ', 'Homeowners Insurance Records. ... ', 'Homeowners Association Documents. ... ', 'Home Repair and Maintenance Records. ... ', 'Receipts for Capital Improvements.']
1145539
['ID, such as a passport or driving licence.', 'Most recent three payslips.', 'Details of any borrowing, including credit cards, personal loans, car finance, overdrafts and student loans.', 'Most recent three month bank statements which show your income and outgoings.']
643113
['Passport.', 'Driving license.', 'Bank accounts.', 'Credit, debit and store cards.', 'HMRC.', 'Your employer.', 'Car registration.', 'Electoral roll.']
354205
['1) Management Information Pack. ... ', '2) Proof of identity. ... ', '3) Leasehold / shared freehold documents. ... ', '4) Energy Performance Certificate (EPC) ... ', '5) Property Title Deeds. ... ', '6) Fittings and contents form (TA10) ... ', '7) Property information form (TA6) ... ', '8) FENSA certificates for windows and doors.']
475545
['One passport-sized photograph.', "Valid photo identity (Passport /Driver's License / Voter ID).", "Proof of residential and postal address (any of the following): Utility bill. Tenancy agreement. Employer's reference letter.", 'Initial minimum balance to be maintained at all times.']
507700
To qualify for a HELOC, you'll need to provide copies of certain documents that can include pay stubs, W-2s, tax returns, homeowners insurance policy, tax bills, credit reports, recent appraisal and the deed to your house.
397631
['Your credit score is 620 or higher. ... ', 'You have a maximum loan-to-value ratio, or LTV, of 80 percent — or 20 percent equity in your home.', 'Your debt-to-income ratio is no higher than 43 percent.', 'You have a documented ability to repay your loan.']
762525
['Social Security Number*', "Driver's license or government ID*", 'Current home address*', 'Credit card or bank account and routing number to fund your account.']
1083756
['A certified legible copy of your ID, passport or drivers license. ... ', 'Proof of address (this can be a rates bill, utilities bill, phone bill, bank statement etc – anything that shows your name and your address on an official letterhead)', '3 months banks statements, original and stamped by the bank.']