can you apply for social security at age 57?
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If you were born in 1957 your full retirement age is 66 and 6 months. You can start your Social Security retirement benefits as early as age 62, but the benefit amount you receive will be less than your full retirement benefit amount.
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Most people who receive unemployment benefits find that they aren't enough to stay afloat financially. If you're 62 or older and on unemployment, you may be tempted to start collecting Social Security benefits. And technically speaking, you're allowed to do that.
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En español | Essentially, yes. You can claim Social Security retirement benefits at any time after reaching 62 years of age. ... So if a person retires at, say, age 62 and six months, the benefit is, in effect, prorated — the person is credited for waiting six months after becoming eligible.
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You can receive Social Security benefits based on your earnings record if you are age 62 or older, or disabled or blind and have enough work credits.
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Your work income could lower your benefit if you claimed Social Security before reaching full retirement age (currently 66 and gradually rising over the next several years to 67).
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Yes, if you are between the ages of 62 and 65, disabled, and currently on early retirement benefits, you can apply for Title II Benefits or Social Security Disability Insurance (“SSDI”). ... However, as I said at the beginning of this post, you can still apply for SSDI Benefits.
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You can start your retirement benefits as early as age 62 or as late as age 70. If you're preparing to apply for retirement benefits, knowing when you're eligible to apply and how the system works are the first steps in choosing what age is right for you.
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If in your lifetime you have worked for ten years, you are eligible to place a claim to begin receiving Social Security benefits as early as age 62 and as late as age 70. Deciding when is best for you is a personal decision. Refer to this chart to determine your full retirement age.
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You can apply once you reach 61 years and 9 months of age. However, Social Security reduces your payment if you start collecting before your full retirement age, or FRA. ... Spousal benefits can begin at 62, as long as the spouse on whose work record you are claiming them is receiving retirement benefits.
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If you're at least 62 years of age, you can collect Social Security and continue to work. 1﻿ But unless you've reached full retirement age, you'll be doubly penalized: By taking Social Security early, you'll be accepting a benefit that is permanently reduced by about 30%.
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You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you reach your full retirement age.
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“Currently, the earliest you can start taking Social Security retirement benefits is at age 62,” says Logan Allec, a certified public accountant and founder of Money Done Right in Santa Clarita, California. However, if you choose to start payments at age 62, you will receive a reduced benefit.
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In order to qualify for Social Security spousal benefits, you must be at least 62 years old and your spouse must also be collecting his or her own benefits. Additionally, if you are the higher earner, your spouse can apply to collect spousal benefits based on your work record.
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As the minimum age to collect retirement benefits is 62, the earliest you can apply is when you reach 61 years and 9 months. Regardless of how far ahead of time you file, you will not get your first payment until the month after your first full month as a 62-year-old.
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Age 63. It's relatively unusual to claim Social Security payments at age 63. Only about 6% of new Social Security recipients enroll in the program at this age. Monthly Social Security payments are reduced if you sign up at age 63, but by less than if you claim payments at age 62.
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If you claim Social Security at age 62, rather than waiting until your full retirement age (FRA), you can expect up to a 30% reduction in monthly benefits. For every year you delay past your FRA up to age 70, you get an 8% increase in your benefit. So, if you can afford it, waiting could be the better option.
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You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you reach your full retirement age. ... If you start receiving benefits early, your benefits are reduced a small percent for each month before your full retirement age.