Did any of you buy the 4 yr accidental protection? Are accidents really covered with itseems to be some confusion if it is worth it and what it covers, even after reading the reviews.
1339175
I did not buy the 4-year accidental protection. My thinking is that the probability of damage, loss, theft, etc. is quite low so I tend to "self-insure" for all these types of losses. In that context, I never buy any type of extended warranty be it for a vacuum cleaner, a car or a piece of electronic gear such as a computer or digital camera. I'm in my 70's now and I honestly believe that I'm well ahead given the self-insurance philosophy.
1339176
Hey Brian, I ddn't purchase any accidental protection. I just try to be extra careful with my things.
1339177
We did not but already have a mechanical issue that Nikon is trying to help us with.
586624
Amazon usually offers extended warranties from two main companies that offer them. I usually go with Square Trade -- I have not had a problem with them. I would think that Canopy is probably OK -- as with most warranties on computers, the main warranty is important -- the accidental is even more so in my opinion. I had a friend lost a $2,800.00 laptop from an accident -- screen busted & NOT covered -- also, he lost laptop for 4 months in an attempted repair -- because he thought he had a warranty. He did, but not for accidents. Just my opinion -- but getting one somewhere is important & Amazon prices are as good as buying directly or on your own. I would just get on from someone & go to the trouble of forwarding your receipt & filling out the serial number so it is all over if something should happen.
2011681
The detail in the listing states: Product Features 2-year coverage from date of purchase: drops, spills & hardware failures I have several phones with them covered; two recently that the warranty was applicable to; Square Trade did exactly what they said they would do; without exception. For one phone able to workout a new phone with ATT and ST paid what they would have; the 2nd is being repaired under warranty less the deductible. Both done to my satisfaction. I have several other warranty's with them; the way they handled the several phones provides confidence to use them. For the most part, we have had no claims on all the policies so knowing how they have handled the cell phones gives piece of mind that we have coverage if we need it; the warranty is with it in my opinion. My better than the cell phone company's that has deductibles too. You can also go to Square trade website to view 2 year plan which costs $125 vs $99. http://www.squaretrade.com/smartphone-warranty
1890569
when you purchase the product it usually ask you if you want it. They cover a lot of different products. I suggest you call them if you don't see it when you purchased it. I have never had a problem with them and I covered many products.
863640
Insurance is a gamble. Amazon is pretty dependable. So I decided to not go with the protection. I hope I don't regret it later.
620057
My husband, six-year old, and myself were rear-ended last night (13 hours ago) by a guy driving a 2013 Porsche Cayenne (1999 Camry for us). My husband and I both needed to be examined at the hospital and have whiplash injuries. My son was completely unscathed, scared for a moment but not hurt in any way. The fire department first responders took one look at Felix's seat, checked that it was installed correctly, and high-fived Felix, telling me that they rarely see any injuries in big kids in those kinds of seats. Felix is 6.5 years old, 45" tall. 45 lbs of muscle. He is not sore at all today either, but holy crap, I am sore. The fire captain advised me that even though the seat visually looks fine that the seatbelts have been strained and the foam is probably somewhat compressed so we should replace it. I am here to buy another one today. Worth EVERY penny for Felix to be completely unhurt and the guy who hit us or his insurance will have to pay for it.
978182
I copy and paste this from the warranty.WHAT ISN'T COVERED: There are 4 notable exclusions to your coverage. (Refer to the Protection Plan for a full list.) Accidental Damage: Unless you purchase ADH coverage, we don't cover items that are damaged accidentally. This includes water immersion, drops, and spills. Cosmetic Damage: We don't cover cosmetic damage that doesn't interfere with normal use of your item, like damage to cases. Accessories and Buyer-Replaceable Parts: We don't cover accessories or parts that are meant to be replaced by the buyer, like earpieces and ink cartridges. Software: We don't cover software issues, including for computers, phones, and tablets. I copy and paste this from the warranty.WHAT ISN'T COVERED: There are 4 notable exclusions to your coverage. (Refer to the Protection Plan for a full list.) Accidental Damage: Unless you purchase ADH coverage, we don't cover items that are damaged accidentally. This includes water immersion, drops, and spills. Cosmetic Damage: We don't cover cosmetic damage that doesn't interfere with normal use of your item, like damage to cases. Accessories and Buyer-Replaceable Parts: We don't cover accessories or parts that are meant... » Read More I copy and paste this from the warranty.WHAT ISN'T COVERED: There are 4 notable exclusions to your coverage. (Refer to the Protection Plan for a full list.) Accidental Damage: Unless you purchase ADH coverage, we don't cover items that are damaged accidentally. This includes water immersion, drops, and spills. Cosmetic Damage: We don't cover cosmetic damage that doesn't interfere with normal use of your item, like damage to cases. Accessories and Buyer-Replaceable Parts: We don't cover accessories or parts that are meant to be replaced by the buyer, like earpieces and ink cartridges. Software: We don't cover software issues, including for computers, phones, and tablets. « Show Less
1183099
This is a super-great question!!!! I like the idea of the SmartGuard because it makes me feel more secure even if it is a false sense of security. Yes, that's totally dumb, but I'm just plain going with the laws of probability. Although they just don't make things like they used to, have you noticed that things generally fall apart the day after your last payment or when the warranty expires? Anyway, although I can't make a comment about having to use the extended warranty, I will say that it certainly is a throw of the dice.
1481850
I am looking for this info too; did you ever find out? Kind of surprising how everyone raves about it but it doesn't give any specifics about the level of protection.
1053631
I have had to use it twice. Once to replace a Kindle Fire with a cracked screen, and again to have a cell phone screen replaced. All went threw with out a hitch, a new Kindle was ordered and I sent the old one back in the box that the new one was shipped in. They sent me a prepaid label to send the cell phone for repair in and it was back in a few days don't remember exactly how long it was. I will advise you to read the whole contract before purchasing. Someone pointed out in a review that (I can't remember what he said it was called) the contact is consumable. So if you buy a contract for a $600 electronic equipment and send it for a repair that cost $400, a second for $150. You would have a plan that only have a balance left of $50 (two repairs of $550 minus the original value of $600). So if you have forbid a third repair of more then $50 they would send you a check of $50 and then the plan would be cancelled out after that. I'm not saying thats a bad thing, you just got $500 in repairs for the price of the contract. I have multiple contracts with them and have only had to use two of them. Thats the problem with electronics, they for the most part work and will at last many warranties except for that one out of a thousand (barring power surges and drops which is what happened to the Kindle).
1948036
Many hold that the extended warranties are too expensive for the coverage. I used an American Express card that doubles the warrany - that is enough for me. Most failures occur early (and the AE period is handy for those) - the ones that happen after many years, well, you can't cover those with insurance for it would be far too expensive.
257137
I bought the warranties having just 'lost' two computers that weren't under warranty and the parts to fix them were no longer available. I bought them simply for the replacement value. I can't speak about Smart Guard because I don't remember what their warranty did and did not cover, but extended warranties are generally a poor investment. They know how long the product will last and their warranty periods take that into account. I understand you also have to fight them; they accuse claimants of mis-use, etc. I find it telling that you can't read Smart Guard's waranty prior to buying it, and after purchasing, it takes a while to get via the 'Net, giving you little time to 'return it'. I bought the warranties having just 'lost' two computers that weren't under warranty and the parts to fix them were no longer available. I bought them simply for the replacement value. I can't speak about Smart Guard because I don't remember what their warranty did and did not cover, but extended warranties are generally a poor investment. They know how long the product will last and their warranty periods take that into account. I understand you also have to fight them; they accuse claimants of mis-use, etc. I find it telling that you can't read Smart Guard's waranty prior to buying it,... » Read More I bought the warranties having just 'lost' two computers that weren't under warranty and the parts to fix them were no longer available. I bought them simply for the replacement value. I can't speak about Smart Guard because I don't remember what their warranty did and did not cover, but extended warranties are generally a poor investment. They know how long the product will last and their warranty periods take that into account. I understand you also have to fight them; they accuse claimants of mis-use, etc. I find it telling that you can't read Smart Guard's waranty prior to buying it, and after purchasing, it takes a while to get via the 'Net, giving you little time to 'return it'. « Show Less
129920
Rule is you can wait a month to buy, but why wait a month to buy accident protection if you need it right away.It will protect your tablet in case you drop it and brake or it get damage some how. I hope this answer helps.
2076774
Unfortunately, the Square Trade warranty begins when you purchase it, AND, you're required to first "go through" the manufacturer warranty for that first year. If the manufacturer warranty does not resolve the issue then you can submit it to Square Trade. For the 2nd year coverage its all through Square Trade. It kind of stinks because you're really only buying an extra year of coverage, not two as they advertise it. (This is somewhat common with aftermarket warranties.) But.... With the Square Trade warranty you should also be sure to purchase the "accidental drop and water" coverage..... Because neither of those things are covered by the manufacturer warranty. Even so, I still recommend purchasing the Square Trade warranty because to many things can go wrong with these high tech devices. Hope this isn't to complicated, just read it slowly. I personally read all the fine print before I bought my 2 year Square Trade warranty with accidental drop coverage. Best of luck!
1476563
Their standard protection plan covers mechanical or electrical failures the occur by normal use. The ADH (accidental damage from handling) is a must it covers spills and drops. If your iPad stopped working they claim to help you file a claim with the manufacture. If the manufacture agrees with the claim and replaces or repairs the iPad square trade says they will cover the cost. If the manufacture refuses the claim square trade says they will still cover and replace or reimburse you the cost of the covered item. I would suggest googling The SquareTrade and reviewing the polices yourself. They explain it slot better in detail. Also make sure you buy the right dollar amount of coverage. Hope this was somewhat helpful.
7422
I did not buy the Accident Protection Plan. I think it depends on what you are going to do... If you'll be in situations where you could drop or other wise damage the camera then buy the plan.
2165896
I hear the debates on this and both sides have valid points. For my wife and I, we can't afford to just replace everything each year. Major things like our cars and electronics we get the extended warranty. Just knowing they are covered is well worth the little we pay and we have found the square trade to very well worth it. For us its a question of not having to worry if something goes wrong. Hope that helps.