Festive credit card spending down
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Figures show Christmas credit card spending fell, as debit card use increased.
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Displacement effect Card fraud in the UK fell three per cent from Â£439.4m in 2005 to Â£428m last year, according to figures from payment association APACS released Wednesday.â¦
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Don't write off the 2007 holiday shopping season just yet. Consumers are set to cash in $60 billion worth of gift cards in the next seven days, experts say.
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The Dow and Nasdaq slipped on Friday on concerns about consumer spending after an index of consumer sentiment fell to a 16-year low and retailer Best Buy  warned that shopper traffic dropped off after the holidays.
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The nation's retailers slashed prices further Wednesday in hopes that a post-Christmas shopping rush will salvage holiday sales that, so far, have fallen below even modest expectations. They're waiting in particular for legions of shoppers armed with gift cards to snap up bargains and buy new merchandise that has just hit store shelves.
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Despite signs of a poor Christmas for British retailers, the Bank of England will likely refrain on Thursday from cutting interest rates from the current level of 4.75 percent, analysts said.
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Scored a gift card for Christmas? Maybe cool, maybe not.
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NEW YORK -- The nation's consumers, uninspired by this season's fashions and rattled by high gas prices and the weak housing market, shopped gingerly last month, extending the misery of retailers who have struggled with a spending slowdown since February.
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Consumers are a bit more inclined to cut back on holiday spending than in recent years, concerned about energy costs and credit card debt.
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Homeowners have had to cut spending on holidays and other luxuries because of the rise in interest rates., research suggests.
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Retailers are in for a gloomy holiday season, with shoppers weighed down by the weakening housing market and the credit crunch, according to industry forecasts.
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Investors may frown as a sluggish holiday season has retailers slashing prices.
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Economic pressures and online deals  might have led consumers to sharply limit their trips to  retailers in the week leading up to Christmas, data tracker  ShopperTrak RCT said on Thursday.
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Many cards haven't been lowering rates for their customers.
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For a lot of consumers, especially come December, the line appears to be blurring between giving and receiving.
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Financial pressures hit US consumers and spending slumps to a 15-month low in December, data shows.
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With the economy slowing and houses no longer easy sources of cash, a growing number of consumers cannot pay the minimum monthly amount off their credit card debt.