ADV: Health Insurance for the Self-Employed!
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Affordable health, dental, and life insurance for you and your family. Ideal for self-employed, small business owners. Fill out our form for a competitive quote.
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I believe every American citizen has a basic right to health- care benefits. Outrageous bills stemming from unplanned injuries have left families homeless. More preventative health care would prevent diseases and unnecessary rehabilitations. This would result in more capable, productive taxpayers.
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Group health insurance -- most commonly sponsored and subsidized by an employer -- is almost always a person's best bet, though many companies are cutting benefits and increasing workers' costs as premiums soar.
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With medical costs soaring, the fine print on your open enrollment form matters more than ever. Make the wrong choice, and you wind up paying much more than you expected for health care.
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Retirees who receive health benefits from their former employers saw premiums shoot up an average of 25 percent this year, a new study says.
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Yesterday's piece on health care and the presidential election got a great response, and some of it from Republicans, using the slogans and logic I hoped they wouldn't. But that's okay, it helps me focus my rhetoric on the precise point of disagreement, and hopefully by illuminating it, I can either convince some of the Republicans to come over to my side, or help eliminate some of the confusion on both sides. Or maybe it'll just keep the argument from slopping over into all kinds of irrelevant issues. The basic Republican argument goes like this. Why should I pay for the health needs of people who are so irresponsible as to not have health insurance.  If I got it wrong, please set me straight. Now I'd like to answer this, very carefully. The Democrats aren't proposing that you should pay for the uninsured. Key point. They either agree with you, or know that they're not going to get their proposal passed unless they take this into account. The Obama plan says you don't get care unless you have insurance. His proposal aims to get a lot more people insured. Clinton goes one step further, by requiring everyone to have health insurance.  Also, you already pay for the health needs of the uninsured. Whether you or I like it, we don't look the other way when someone is in need. You may feel the system should work differently, but that's not responsive to the proposal the Democrats are making. The debate is how health care works for the non-indigent.  If you have property, a car, a house, or if your kids go to private school or college, or if you want to take a vacation, or have a baby, or exercise between jobs, getting sick without insurance is a sure way to go from being middle class to being poor, quickly. This is why we have health insurance, to smoothe out the risk, to protect our family's lifestyle. It seems to me it's a good thing. It's the market solving a basic human need.  So this is what we should be discussing, how can we get insurance for all the people who want it, or should we require it for everyone -- this is the debate of 2008. This is what the Democrats are putting on the table, and what McCain, or whoever is the Republican nominee, will have to respond to, if we're going to have the respectful debate everyone is talking about having.  Why is this such a problem?  A lot of people, even healthy people without pre-existing conditions, can't get health insurance. And what if you have a pre-existing condition? Do you really think it's cool for the insurance industry to refuse them coverage? Why is that a good thing? I honestly don't get it. Consider the penalty for not having insurance. (See above.) So far the leaders of the Republican Party have managed to keep health care off the national agenda, but this year, it's there. If you doubt me, just ask a few people you know, and don't just ask poor people or Democrats, ask Republicans. Disease isn't a party issue, and while poor people tend to have poorer health, even well-off people need health care. And most people can't afford to pay for a catastrophic illness, and enough of them can't get health insurance to make this an important national issue. If you disagree with this, please let me know why. PS: Phil Windley asks where it stops. Should we provide free housing for the homeless? And what about free cable TV for people without cable TV? (He provides other examples.) No, this is only about health insurance. It's not about any of the other things mentioned in Phil's post.
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Question: If government and business leaders do their part to lower the cost of health insurance, should people be required to sign up?
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MONDAY, June 11 (HealthDay News) -- Uninsured Americans or those with certain types of public health insurance are more likely to have oral or breast cancer diagnosed at an advanced stage, compared to people with private insurance whose disease is caught earlier.
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Privately insured, low-income workers with chronic medical conditions such as diabetes and asthma are being financially squeezed as employers shift the burden of higher health care costs to employees, a new study found.    The number of such individuals spending more than 5 percent of their income on out-of-pocket medical costs soared 48 percent to 2.2 million people from 2001 to 2003, according to a study released Thursday by the Center for Health System Change...
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Independent Health has added options and adjusted rates for 2005 in Encompass 65, a group of Medicare managed care plans. The health plan has introduced a no monthly premium plan that includes office visits
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Good benefit management can mean more for your family.
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The cost of health insurance provided by employers rose an average of 11.2 percent this year and is expected to rise again in 2005, adding to the economic anxiety of workers and businesses.
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Why pay more than you need to for insurance?
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When Shannan Phillips's employer went out of business last year, she quickly found a new part-time job. But her new employer did not provide health insurance to part-time workers.
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The Mayo Clinic proposal doesnât advocate a government-run single-payer system, but urges private insurance companies to offer plans with many options. The Mayo Clinic proposal doesnât advocate a government-run single-payer system, but urges private insurance companies to offer plans with many options.
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Up to $250,000 in life insurance with inexpensive rates. Highly advanced life insurance system. Complete your application in less than 10 minutes. No blood or urine tests.
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