Internet Sites Allow Gift Card Exchanges
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The gift card &#151; often viewed as the little, plastic solution for keeping friends and family out of the return lines &#151; doesn't always serve as the ideal present. Responding to consumers who don't want to buy themselves another sweater, or will take a pass on a fancy steak dinner, Internet businesses have sprung up allowing people to sell or swap unwanted gift cards.
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Think exchanging Santaâs mistake will be quick and easy? Not if you donât know the storeâs rules on receipts, time limits, restocking fees, or opened electronic items.
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With holiday shopping in full swing, U.S. banking regulators on Tuesday urged consumers to carefully check the terms and conditions when buying gift cards, including fees and expiration dates.
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Online shops look set to have a good Christmas as UK web-users get the online buying habit.
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People play games, go shopping and meet dates on the Internet. So why not use the Web to download the perfect mood-enhancing fragrance?
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Regulation of online betting on the cards
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Online charitable gift cards allow the recipient to choose the organization that will receive the money given in his or her name.
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Alternative browser features protection against online scams.
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Look at more than just the interest rate when choosing a card.
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The consumer electronics giant offers gift advice for your loved ones.
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A Web venture gives borrowers a way to compare what they will probably pay for a mortgage in commissions, points, interest rates and fees.
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Online payment system Paypal can now be used for purchases by US customers of Apple&#39;s iTunes music store. Until now, iTunes accepted credit cards, gift certificates and account balances as forms of payment.
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(InfoWorld) - Santa Claus may take online orders this year, but the Grinches will also be on the Internet. Holiday shopping online is expected toÂ reach new peaksÂ this year, and with the surge comes concern over the safety of transactions, according to technology services company EDS and the U.S. Federal Trade Commission (FTC), both of which have issued guidelines for Web shoppers. U.S. shoppers are expected to buy about 25 percent of their holiday goods online this year, with a typical shopper spending nearly $800, according to the National Retail Federation. But various vendors and consumer groups have issued warnings for online shoppers because a likelihood of fraud accompanies the increase of buying online. Internet-related fraud cost an estimated $340 million last year, the FTC said. EDS and the FTC cautioned that online shoppers should: -- Know your retailer. Stick with reputable businesses with contact numbers and physical addresses. Some Web sites display seals that vouch for their security, but these can also be faked. -- Use secure Web sites. Sites that use encryption to protect data should display "https://" rather than "http://" in the address bar. Secure sites should also display a padlock symbol to show that the Web site has a secure, encrypted connection. EDS advises against sending a retailer more information than they need to complete a purchase. -- Be aware of phishing e-mail. Most people have received fraudulent e-mail asking for personal information. Never send information and never click on links in such e-mails, which are likely to be directed to look-alike Web sites designed to harvest identity and financial details. It's safe to type a Web site address into a browser. Reputable businesses do not ask for information through e-mails. -- Review privacy and security policies. Most companies will tell you what information they collect and how they use it. Also, foreign Web sites may be bound by different laws for how they can handle your personal information. -- Use antivirus and firewall software. -- Check your credit report and credit card balances regularly. The FTC Web site has a page devoted to holiday shopping tips, including those for online shoppers. Â
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If a plastic card that gives you credit for something you don't want isn't your idea of a great gift, you can put it up for sale or swap.
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Customers at Apple Computer&#39;s iTunes store will now be able to pay for their songs, albums and gift certificates using PayPal, a virtual-wallet technology owned by eBay.
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Feeling light in the wallet but  generous of heart this holiday season? You can still benefit  your favorite cause -- without spending a dime -- via a host of  fun and easy Web sites.
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The traditional credit card marketer is going dot-com.