Instruct: Classify Amazon reviews into positive or negative sentiment
Query: Dacey lacks real knowledge about the subject.

Norman Dacey is forty years behind the times. He is not knowledgeable. He is terribly biased.In this book Dacey hides his real purpose for about three hundred pages. Then the reader discovers that the author was actually a mutual funds salesman for forty years. His information is outdated and has no significance with current products. He erroneous compares old whole life plans with current term premiums. He selects alternate methods of self-insurance based on an historical look at what happened. His thoughs center on what if scenarios rather than on reality.