Instruct: Classify Amazon reviews into positive or negative sentiment
Query: No insurance protection

Caveat Emptor.You get what you pay for. The only warranty for this product is a limited 2 year replacement if defective, worth about $40. (That would be after the damage is done most likely) Competitors will provide replacement of damaged household electrical goods up to $25,000. That's what I want...insurance protection to back up surge protection.