51 A review of state statutes, including those of the District of Columbia, revealed that 38 states have a provision that allows third-party payors to issue policies that deny payment for injuries sustained while intoxicated.
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If someone is injured while intoxicated it puts their medical coverage at risk in certain states because expenses may not be covered if the accident was a direct result of intoxication.
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No matter the cause of an accident or injury, third party payers will always pay the medical expenses under the insurance plan.