Senate votes to expand mortgage program
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The Senate on Friday overwhelmingly passed legislation to expand the nation's largest federal homeownership program in a move that could help struggling subprime borrowers avoid foreclosure.
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With home foreclosures surging, senators on Wednesday examined lending practices that especially hurt minorities and seniors and can heighten the risk of default.
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The US Federal Reserve is set to agree a range of measures giving mortgage holders more protection.
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The bill would allow the Federal Housing Administration to back refinanced loans for tens of thousands of borrowers who are delinquent on mortgage payments.
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The House voted overwhelmingly yesterday to expand offshore oil drilling and preserve a variety of popular tax breaks for families and businesses, but the wide-ranging last-minute package faced serious opposition in the Senate from lawmakers angry about trade provisions and its $50 billion cost.
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The U.S. House of Representatives on Thursday voted to increase the federal credit limit by &#36;800 billion to &#36;8.184 trillion, a move that will allow the measure to be sent to President Bush for signing into law.
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The chairman of the banking  committee of the Senate will on Wednesday afternoon unveil a  comprehensive plan to reform mortgage lending, sources familiar  with the plan said.
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The Senate voted to make it easier for thousands of homeowners with ballooning interest rates to refinance into federally insured loans
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The Senate voted Monday against extending the eavesdropping law beyond Feb. 1, increasing political pressure to pass a new version of the bill this week.
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The Senate on Saturday approved legislation that would give rape victims and convicted felons greater access to DNA testing.
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Hundreds of thousands of minority and moderate-income home buyers would become eligible to get low-rate, low-down-payment mortgages insured by the federal government under an agreement struck yesterday in the Senate.
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The House voted Friday to amend several securities laws dating back to the 1930s to allow church pension programs to pool their assets with private and government pension plans as a means of increasing retirement savings.
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Fannie Mae and Freddie Mac will have to increase their funding of mortgages for low- and moderate-income home buyers, under a new rule the Department of Housing and Urban Development announced yesterday.
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The Senate passed a defense policy bill that would offer more help to troops returning from combat and set conditions on contractors and pricey weapons programs.
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Mortgage brokers and other loan sellers would be named in a national database under legislation introduced Thursday by the top Republican on a U.S. House of Representatives financial panel.
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Fannie Mae and Freddie Mac will raise by 7.8 percent the limit on the size of single-family-home mortgages they will purchase, increasing the pool of home buyers who will qualify for lower-cost financing.
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Election year politics result in the passing of a multi-billion dollar tax cut package. The Senate overwhelmingly approved the measure 92-3 last night.