ADV: Health Insurance for the Self-Employed!
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Affordable health, dental, and life insurance for you and your family. Ideal for self-employed, small business owners. Fill out our form for a competitive quote.
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Privately insured, low-income workers with chronic medical conditions such as diabetes and asthma are being financially squeezed as employers shift the burden of higher health care costs to employees, a new study found.    The number of such individuals spending more than 5 percent of their income on out-of-pocket medical costs soared 48 percent to 2.2 million people from 2001 to 2003, according to a study released Thursday by the Center for Health System Change...
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KANSAS CITY, Missouri  - Matt Oglevie makes a good living as a self-employed house painter, is healthy and has no family to worry about. But he has been looking for a night job so he can get health insurance.
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Get your company off to the right start.
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Sept. 9, 2004 -- Employee-sponsored health insurance premiums rose an average of 11.2% between spring 2003 and spring 2004, now averaging just under $10,000 per year for the average worker with a family of
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Yesterday's piece on health care and the presidential election got a great response, and some of it from Republicans, using the slogans and logic I hoped they wouldn't. But that's okay, it helps me focus my rhetoric on the precise point of disagreement, and hopefully by illuminating it, I can either convince some of the Republicans to come over to my side, or help eliminate some of the confusion on both sides. Or maybe it'll just keep the argument from slopping over into all kinds of irrelevant issues. The basic Republican argument goes like this. Why should I pay for the health needs of people who are so irresponsible as to not have health insurance.  If I got it wrong, please set me straight. Now I'd like to answer this, very carefully. The Democrats aren't proposing that you should pay for the uninsured. Key point. They either agree with you, or know that they're not going to get their proposal passed unless they take this into account. The Obama plan says you don't get care unless you have insurance. His proposal aims to get a lot more people insured. Clinton goes one step further, by requiring everyone to have health insurance.  Also, you already pay for the health needs of the uninsured. Whether you or I like it, we don't look the other way when someone is in need. You may feel the system should work differently, but that's not responsive to the proposal the Democrats are making. The debate is how health care works for the non-indigent.  If you have property, a car, a house, or if your kids go to private school or college, or if you want to take a vacation, or have a baby, or exercise between jobs, getting sick without insurance is a sure way to go from being middle class to being poor, quickly. This is why we have health insurance, to smoothe out the risk, to protect our family's lifestyle. It seems to me it's a good thing. It's the market solving a basic human need.  So this is what we should be discussing, how can we get insurance for all the people who want it, or should we require it for everyone -- this is the debate of 2008. This is what the Democrats are putting on the table, and what McCain, or whoever is the Republican nominee, will have to respond to, if we're going to have the respectful debate everyone is talking about having.  Why is this such a problem?  A lot of people, even healthy people without pre-existing conditions, can't get health insurance. And what if you have a pre-existing condition? Do you really think it's cool for the insurance industry to refuse them coverage? Why is that a good thing? I honestly don't get it. Consider the penalty for not having insurance. (See above.) So far the leaders of the Republican Party have managed to keep health care off the national agenda, but this year, it's there. If you doubt me, just ask a few people you know, and don't just ask poor people or Democrats, ask Republicans. Disease isn't a party issue, and while poor people tend to have poorer health, even well-off people need health care. And most people can't afford to pay for a catastrophic illness, and enough of them can't get health insurance to make this an important national issue. If you disagree with this, please let me know why. PS: Phil Windley asks where it stops. Should we provide free housing for the homeless? And what about free cable TV for people without cable TV? (He provides other examples.) No, this is only about health insurance. It's not about any of the other things mentioned in Phil's post.
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With soaring insurance costs squeezing workers and employers, votersâ choices this November may well be swayed by an issue that has great personal significance to Americans and their pocketbooks: health care.
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So what do Americans want when it comes to health care? Two things, according to a citizens group created by Congress: protection for all from high medical expenses and guaranteed coverage for specific checkups and treatments.
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Few Employers Say They Will Drop Coverage In 2006 When Medicare Drug Law Is Implemented - As businesses struggle to control rising retiree health costs, they are asking their retirees to pay more and plan to do so again in 2005, according to a new survey
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Health insurance in Colorado has eased its staggering climb in 2004, growing just 7.8 percent to an average of $6,769 per worker. A study from Mercer Human Resource Consulting
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The health insurer beats some estimates and raises others.
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For the next four weeks, federal employees and retirees will select their health insurance coverage for 2007. Many will escape the sticker shock of past years, as federal officials say 63 percent of enrollees in the federal employee health insurance program will see no increase in their premiums...
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Uninsured lower-income Massachusetts residents who earn just enough to escape poverty will pay about $18 a month for coverage under the state's new health insurance law, while those who make more will pay up to about $106.
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I believe every American citizen has a basic right to health- care benefits. Outrageous bills stemming from unplanned injuries have left families homeless. More preventative health care would prevent diseases and unnecessary rehabilitations. This would result in more capable, productive taxpayers.
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You don't have to own a home to need domicile insurance.
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Up to $250,000 in life insurance with inexpensive rates. Highly advanced life insurance system. Complete your application in less than 10 minutes. No blood or urine tests.
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Americans are willing to pay higher taxes to guarantee that every one has health insurance, according to a poll.