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Yesterday's piece on health care and the presidential election got a great response, and some of it from Republicans, using the slogans and logic I hoped they wouldn't. But that's okay, it helps me focus my rhetoric on the precise point of disagreement, and hopefully by illuminating it, I can either convince some of the Republicans to come over to my side, or help eliminate some of the confusion on both sides. Or maybe it'll just keep the argument from slopping over into all kinds of irrelevant issues. The basic Republican argument goes like this. Why should I pay for the health needs of people who are so irresponsible as to not have health insurance.  If I got it wrong, please set me straight. Now I'd like to answer this, very carefully. The Democrats aren't proposing that you should pay for the uninsured. Key point. They either agree with you, or know that they're not going to get their proposal passed unless they take this into account. The Obama plan says you don't get care unless you have insurance. His proposal aims to get a lot more people insured. Clinton goes one step further, by requiring everyone to have health insurance.  Also, you already pay for the health needs of the uninsured. Whether you or I like it, we don't look the other way when someone is in need. You may feel the system should work differently, but that's not responsive to the proposal the Democrats are making. The debate is how health care works for the non-indigent.  If you have property, a car, a house, or if your kids go to private school or college, or if you want to take a vacation, or have a baby, or exercise between jobs, getting sick without insurance is a sure way to go from being middle class to being poor, quickly. This is why we have health insurance, to smoothe out the risk, to protect our family's lifestyle. It seems to me it's a good thing. It's the market solving a basic human need.  So this is what we should be discussing, how can we get insurance for all the people who want it, or should we require it for everyone -- this is the debate of 2008. This is what the Democrats are putting on the table, and what McCain, or whoever is the Republican nominee, will have to respond to, if we're going to have the respectful debate everyone is talking about having.  Why is this such a problem?  A lot of people, even healthy people without pre-existing conditions, can't get health insurance. And what if you have a pre-existing condition? Do you really think it's cool for the insurance industry to refuse them coverage? Why is that a good thing? I honestly don't get it. Consider the penalty for not having insurance. (See above.) So far the leaders of the Republican Party have managed to keep health care off the national agenda, but this year, it's there. If you doubt me, just ask a few people you know, and don't just ask poor people or Democrats, ask Republicans. Disease isn't a party issue, and while poor people tend to have poorer health, even well-off people need health care. And most people can't afford to pay for a catastrophic illness, and enough of them can't get health insurance to make this an important national issue. If you disagree with this, please let me know why. PS: Phil Windley asks where it stops. Should we provide free housing for the homeless? And what about free cable TV for people without cable TV? (He provides other examples.) No, this is only about health insurance. It's not about any of the other things mentioned in Phil's post.
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THE REGION Blue Cross and Blue Shield of Massachusetts plans to lower or keep steady premiums for senior citizens enrolled in two health plans designed to bridge the gap between Medicare and the cost of medical care. The insurer aims to drop the monthly premium for Medex Core by 8 percent next year to $77.36 and essentially keep flat the ...
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As of July 1, Massachusetts residents are required to buy health insurance, and many businesses must offer health insurance or pay a penalty. Globe reporter Jeffrey Krasner recently spoke with Jon Kingsdale , executive director of the Commonwealth Health Insurance Connector Authority, about the implementation of healthcare reform and how businesses are responding to the challenge.
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Small employers that are only willing to pay one-third of their workers' healthcare insurance premiums can now offer policies through Blue Cross and Blue Shield of Massachusetts. Previously, the state's largest health insurer only offered coverage to companies that contributed at least one-half of premium costs.
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Health insurance premiums for federal employees and retirees will increase by an average of 2.1 percent next year, the Office of Personnel Management announced this afternoon.
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WASHINGTON -- The popularity of health savings accounts for the poor will be put to the test in Indiana under a program approved Friday by the Bush administration. Under the plan, someone making $20,000 a year could get health coverage for about $19 a week.
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Jump in the expense of firm-based benefits on per-employee basis is lowest since 1999. By Jeff Swiatek. The cost of health care benefits slowed for a second consecutive year in 2004 in part because employees
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First they tried nudging. Now companies are penalizing workers who have high health risks such as obesity and high blood pressure or cholesterol as insurance costs climb.
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Part-time workers, contractors, and early retirees who usually wouldn't qualify for corporate health insurance could get coverage under a plan unveiled yesterday by a consortium of dozens of large companies.
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MONDAY, June 11 (HealthDay News) -- Uninsured Americans or those with certain types of public health insurance are more likely to have oral or breast cancer diagnosed at an advanced stage, compared to people with private insurance whose disease is caught earlier.
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Take a stand against the high costs of health care.
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Most Americans agree our health insurance system is too expensive and leaves too many without coverage. There isn't much agreement on what to do about it.
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Blue Cross Blue Shield of Massachusetts' lucrative business of selling health insurance to municipalities and unions is under attack since a law was enacted in June allowing cities and towns to join the health insurance plan for state employees.
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Health-insurance premiums are up by double digits for the fourth straight year. And Chuck Mott, like millions of other small-business