Consumer credit growth slows
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Consumers increased their borrowing in December at the slowest pace in eight months, additional evidence that economic activity was slowing significantly at the end of last year. For all of 2007, consumer credit rose at the fastest clip in three years.
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The economy grew at a 0.7 percent  annual pace in the first three months of this year, the weakest  in more than four years as businesses sold off inventories but  consumer spending remained strong, a Commerce Department report  on Thursday showed.
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Mortgage lending slows to its lowest level in a year in August, but credit card spending continues to boom, Bank of England figures show.
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The first economic data to emerge since last month's credit woes suggest a modest impact on business and consumers.
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U.S. consumers will curb spending  this year after being hit by continued troubles in the housing  sector, but business investment is set to pick up, adding to  economic growth later this year, according to a survey of  economists released on Sunday.
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NEW YORK - Strained by a tight credit market, the nation's economy should stumble along at a slower pace in coming months, but it may find help from lower interest rates and possible employment gains.
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Americans increased their borrowing in July at the slowest pace in four months as the gain in credit card debt fell off sharply.
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Late payments on credit card bills dipped in the second quarter, while delinquencies on home equity lines of credit climbed to a 5 1/2-year high, painting a mixed picture of how people are managing their debt.
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Consumers kept charging at a rapid pace on their credit cards in July although their overall borrowing slowed a bit.
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WASHINGTON -- Consumers' borrowing grew in January, reflecting an increase in auto loans. The Federal Reserve reported yesterday that consumer credit rose at a 3.2 percent annual rate, up from December's 2.5 percent increase.
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Consumer spending slowed in December and inflation continued to rise,  leaving the Federal Reserve less maneuvering room as it ponders policy decisions.
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Business & money: But building society produces evidence that upward trend is slowing.
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US retail sales are set to slow markedly this year as consumers feel the impact of rising interest rates, the National Retail Federation says.
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Consumer borrowing increased less than expected in July as higher incomes allowed Americans to reduce their credit card use.
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The rate consumers pay on, for example, a 30-year, $200,000 home loan will likely rise 0.2 percentage point -- an extra $9,200 -- as the largest US buyer of mortgages slows growth to meet regulators&#39; request to boost capital, an analyst said Friday.
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Americans increased their borrowing at a 2.4 percent annual rate in May, significantly slower than in April, as a big jump in credit card borrowing was not enough to offset a slowdown in the growth of auto loans, the Federal Reserve reported Monday.
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In its annual report to Congress, the Bush administration acknowledged that deepening problems in the housing and credit markets will lead to slower growth than last year.