ADV: Health Insurance for the Self-Employed!
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You wouldn't ask your banker to  choose stocks for you, or your dentist to check out your bum  knee, even though their fields are related. So don't expect  your life insurance agent to answer all of your questions about  long-term care insurance.
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MUNICIPAL UNIONS should raise a holiday toast to gullible Massachusetts taxpayers for their willingness to absorb disproportionate pain from increases in health insurance costs. Bostonians, for example, sit by passively while city workers, who pay just 10 percent of premium costs for their HMO coverage, gobble up nearly half of the annual increase in the city's operating budget.
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Protect your family and save up to 70&#37; on term life insurance with ReliaQuote. Apply online and compare rates from top-rated life insurance carriers.
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Employers' health premiums rose 11.2 percent this year, according to a benchmark study released yesterday that reinforces voter concerns about the US healthcare system.
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Let the patient beware. Going outside your insurerâs network of preferred doctors or hospitals could be more hazardous to your financial health than you suspected.
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Blue Cross Blue Shield of Massachusetts' lucrative business of selling health insurance to municipalities and unions is under attack since a law was enacted in June allowing cities and towns to join the health insurance plan for state employees.
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The health insurer beats some estimates and raises others.
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Yesterday's piece on health care and the presidential election got a great response, and some of it from Republicans, using the slogans and logic I hoped they wouldn't. But that's okay, it helps me focus my rhetoric on the precise point of disagreement, and hopefully by illuminating it, I can either convince some of the Republicans to come over to my side, or help eliminate some of the confusion on both sides. Or maybe it'll just keep the argument from slopping over into all kinds of irrelevant issues. The basic Republican argument goes like this. Why should I pay for the health needs of people who are so irresponsible as to not have health insurance.  If I got it wrong, please set me straight. Now I'd like to answer this, very carefully. The Democrats aren't proposing that you should pay for the uninsured. Key point. They either agree with you, or know that they're not going to get their proposal passed unless they take this into account. The Obama plan says you don't get care unless you have insurance. His proposal aims to get a lot more people insured. Clinton goes one step further, by requiring everyone to have health insurance.  Also, you already pay for the health needs of the uninsured. Whether you or I like it, we don't look the other way when someone is in need. You may feel the system should work differently, but that's not responsive to the proposal the Democrats are making. The debate is how health care works for the non-indigent.  If you have property, a car, a house, or if your kids go to private school or college, or if you want to take a vacation, or have a baby, or exercise between jobs, getting sick without insurance is a sure way to go from being middle class to being poor, quickly. This is why we have health insurance, to smoothe out the risk, to protect our family's lifestyle. It seems to me it's a good thing. It's the market solving a basic human need.  So this is what we should be discussing, how can we get insurance for all the people who want it, or should we require it for everyone -- this is the debate of 2008. This is what the Democrats are putting on the table, and what McCain, or whoever is the Republican nominee, will have to respond to, if we're going to have the respectful debate everyone is talking about having.  Why is this such a problem?  A lot of people, even healthy people without pre-existing conditions, can't get health insurance. And what if you have a pre-existing condition? Do you really think it's cool for the insurance industry to refuse them coverage? Why is that a good thing? I honestly don't get it. Consider the penalty for not having insurance. (See above.) So far the leaders of the Republican Party have managed to keep health care off the national agenda, but this year, it's there. If you doubt me, just ask a few people you know, and don't just ask poor people or Democrats, ask Republicans. Disease isn't a party issue, and while poor people tend to have poorer health, even well-off people need health care. And most people can't afford to pay for a catastrophic illness, and enough of them can't get health insurance to make this an important national issue. If you disagree with this, please let me know why. PS: Phil Windley asks where it stops. Should we provide free housing for the homeless? And what about free cable TV for people without cable TV? (He provides other examples.) No, this is only about health insurance. It's not about any of the other things mentioned in Phil's post.
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Good benefit management can mean more for your family.
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The Mayo Clinic proposal doesnât advocate a government-run single-payer system, but urges private insurance companies to offer plans with many options. The Mayo Clinic proposal doesnât advocate a government-run single-payer system, but urges private insurance companies to offer plans with many options.
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CINCINNATI - First they tried nudging. Now companies are penalizing workers who have high health risks such as obesity and high blood pressure or cholesterol as insurance costs climb.
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Going without healthcare coverage can spell disaster for your finances.
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Health-insurance premiums are up by double digits for the fourth straight year. And Chuck Mott, like millions of other small-business
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Privately insured, low-income workers with chronic medical conditions such as diabetes and asthma are being financially squeezed as employers shift the burden of higher health care costs to employees, a new study found.    The number of such individuals spending more than 5 percent of their income on out-of-pocket medical costs soared 48 percent to 2.2 million people from 2001 to 2003, according to a study released Thursday by the Center for Health System Change...
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Health insurance premiums for federal employees and retirees will increase by an average of 2.1 percent next year, the Office of Personnel Management announced this afternoon.