Oprah effect brings microlending to Main Street
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The credit crisis may be fouling up billion-dollar takeover deals, but if you're a poor African seamstress who needs a loan for a new sewing machine, you could not ask for a better borrowing market to expand your business.
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For generations, wealthy investors could rely on Wall Street to come up with products and services geared to meet their financial needs. Average Americans weren&#146;t so lucky. To much of Main Street, the financial world has long been a bewildering place with an unintelligible language of symbols, slogans, and acronyms. This wasn&#146;t a problem years ago because employers generally paid ...
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Making money in a different world than Wall Street.
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Christmas is a time of fantasy. Throughout the land, merchants fantasize about hitting their fourth-quarter numbers, with the aid of gift-givers with starry eyes and platinum credit cards.
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A new study shows that giving can make you wealthier.
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A simple strategy can get you out of debt faster.
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With the economy slowing and houses no longer easy sources of cash, a growing number of consumers cannot pay the minimum monthly amount off their credit card debt.
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If you want to make money go to where the people are paying.
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Some credit card companies and banks speak of Gen P, or Generation Plastic: young spenders who are using debit or credit cards for most on-the-go purchases.
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Innovation doesn't stop when the giving starts.
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By Rosemary Gallagher  GONE are the days when people visited their local bank or building society when they wanted a mortgage or savings account - and brand loyalty is becoming a thing of the past.
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LONDON, Nov 16 (IPS) - Small is becoming beautiful again in the world of   finance. Or let us say, the microfinance business is beginning  to pick up.
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In many poor and emerging countries, the lack of banking infrastructure but widespread use of mobile phones has created a business opportunity that network operators are keen to exploit.
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Recent research shows some unexpected links between income and giving.
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Attracting investors without putting the charitable focus at risk.
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Sky-high interest rates on credit  cards can make a mountain of debt seem insurmountable.  Eventually for some, it is.
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âMaxed Outâ examines why the most vulnerable segment of society is victimized by the lending industry and finds a simple answer: Itâs obscenely profitable.