Careful With Those Gift Cards!
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Look those gift cards in the mouth -- some are missing a few teeth.
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Crackers Security researchers have highlighted how corrupt bank insiders might be able to obtain bank card PINs using as little as one or two guesses.â¦
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Banks may be taking cards  from reliable customers and giving them instead to riskier ones, an MP fears.
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Get more out of your credit cards before the holidays hit.
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'Are you nutso?' That was a question one reader posed to me recently. He thought I was wrong to advise a young woman not to transfer $13,000 of student loan debt to a credit card offering a very low interest rate.
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You might not want to set your credit record straight after all.
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Make sure YOUR wallet is the one getting fatter.
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Think exchanging Santaâs mistake will be quick and easy? Not if you donât know the storeâs rules on receipts, time limits, restocking fees, or opened electronic items.
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Gift cards are hot items this holiday season -- both at stores and in the courts.
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Gift cards have popular with gift givers, but many arenât aware that they come packed with hidden fees that can nibble away at the initial value of the cards.
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You officially less than two weeks until Christmas. Great.  Don't feel guilty if that totally bums you out. It's the gift-giving that makes single people hate this time of year.
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(InfoWorld) - Credit card thieves are becoming big-time charity donors, but it's not out of the goodness of their hearts. According to Symantec, the criminals are starting to use charitable donations as a way to check whether their stolen credit card numbers are working. Fraudsters have been using a similar technique for years, but until recently, they tended to make minor purchases on online retail sites. Now, as these sites have become better at identifying and blocking these transactions, the criminals have begun looking elsewhere, said Zulfikar Ramzan, senior principal researcher with Symantec. "Using a charitable organization as a way to verify a credit card number is a relatively new technique, and it's probably being used by a minority of the more innovative guys," he said. Credit card numbers are bought and sold in underground "carder" forums, which bring together the people who have stolen the credit card numbers with those who want to use them. These charitable donations are typically made by the person buying the card numbers as a final check to ensure that the numbers will work, Ramzan said. Last month, the Red Cross was forced to return nearly $7,000 that was donated in the course of 700 fraudulent transactions, said Carrie Martin, a spokeswoman for the American Red Cross. "We routinely see this kind of activity," she said. "We have someone in place who deals with this on a regular basis." This fraud accounted for a tiny sliver of the Red Cross's $6 billion in revenue last year, but the organization also has to pay staff to stay on top of the fraud, Martin said. This is not the only time that fraudsters have found ways to misuse charities. In another common scam, the criminal will give the charity a fake check and ask that a portion of it be returned in cash. Though the check will initially clear in the charity's bank account it will eventually be returned. By then, however, the charity will have already paid out to the thieves. "These kinds of things have hit charities before," said Ramzan "I feel bad because all these charities are trying to do good and you have these fraudsters that try to take advantage of them because of the way they work."
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Don't get taken when you're trying to give.
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Gift cards have become popular with gift givers, but many arenât aware that they come packed with hidden fees that can nibble away at the initial value of the cards.
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Funds can bring you a world of hurt, so be careful.
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If you get a holiday greeting e-mailed to you, be careful to check where it&#39;s from. There&#39;s a Christmas grinch making its way through cyberspace.
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Well, itâs almost that time of year, when the holiday cards start to roll in. You know the drill â the ones from relatives and close friends get opened and showcased prominently, especially if their kids or dogs are cute. But the courtesy ones from people you barely remember sit there in a pile for weeks until you overcome the guilt of chucking them.