House bill would let courts alter mortgages
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Bankruptcy courts would be allowed to alter mortgages written by "predatory lenders" in moves that could save 600,000 Americans from foreclosure, according to the author of a bill introduced in the U.S. Representatives on Friday.
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A High Court test case is due to start which could bring a big change to High Street banking in the UK.
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President Bush's housing chief urged Congress on Monday to quickly enact legislation that he said could help stave off future distress for homeowners with high-risk mortgages without spending government money.
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Barney Frank, chairman of the House Financial Services Committee, yesterday unveiled legislation aimed at curbing abusive lending practices that, he said, have fueled an alarming rise in foreclosures.
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Legislation designed to overhaul the U.S. patent system was approved by the House Committee on the Judiciary.
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The Federal Reserve on Tuesday proposed a much stricter set of rules for mortgage lenders as part of the central bank's effort to avert abusive lending.
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WASHINGTON, Sept. 18  â The House approved a plan on Tuesday to expand federal backing of mortgages in hopes of helping struggling homeowners avoid foreclosure.
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The US Department of Housing and Urban Development (HUD) will propose an easing of rules that will require Fannie Mae (FNM.N: Quote, Profile, Research) and Freddie Mac (FRE.
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The Federal Reserve proposed new regulations yesterday to clean up a broad array of deceptive mortgage lending practices, a move that represents the central bank's most significant response to the nation's housing tumult.
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The top Republican on the U.S. House  Financial Services Committee on Thursday introduced legislation  that would create a national registry and set new standards for  mortgage originators in response to the subprime mortgage  crisis.
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THE REGION The Massachusetts Senate is expected today to pass legislation aimed at preventing foreclosures and mortgage fraud. The bill encompasses several proposals made earlier by legislators and Governor Deval L. Patrick including: Making mortgage fraud a felony; establishing procedures to avoid deceptive mortgage loan advertising; adding requirements for lenders and borrowers, including in-person counseling; licensing mortgage originators; creating a ...
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The chairman of the U.S. House of Representatives Financial Services Committee will this year scrutinize the mortgage lending industry and draft new consumer protections for credit card holders, he said on Friday.
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Some of the rules changes approved Tuesday by the House at the opening of the 109th session of Congress:
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Legislation pending in Congress could spur still more people to choose Chapter 13 to save their homes.
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The US House of Representatives passed a bill this week that could allow criminal charges to be brought against individuals who use file-swapping Web sites or networks.
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Ben S. Bernanke offered lawmakers fresh assurances today that regulators are taking steps to better protect would-be homeowners from abusive mortgage practices.
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SAN FRANCISCO - The U.S. House of Representatives passed a bill Tuesday that could allow criminal charges to be brought against individuals who participate in file-swapping Web sites or networks.