Credit cards make it easier to spend more on gifts than you planned
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At this time of year, I'm duty-bound to deliver a fire-and-brimstone sermon about the evils of spending too much during the holidays.
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Gift cards have popular with gift givers, but many arenât aware that they come packed with hidden fees that can nibble away at the initial value of the cards.
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Gift cards are the perfect gift - they always fit and never cost a fortune to send, right? But consumer advocates are cautioning that we need to be slightly more careful when it comes to such gifts.
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Take advantage of cards instead of it being the other way around.
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It's time for credit card companies to pay you back.
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Gift cards were hot; department stores were not. The pricier the goods, the better they sold. American Eagle Outfitters was the store to shop; Aeropostale was so 2003. And for stores with all the wrong stuff, not even huge discounts saved Christmas.
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A simple strategy can get you out of debt faster.
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Chase credit cards will soon offer better terms.
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I know it's no use fussing about the financial mess many of you are probably going to get into this month by buying holiday gifts you can't afford with other people's money -- you know, credit cards.
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It's more important than ever to optimize your credit rating.
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Your credit card companies want to charge you more.
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As post-Christmas retail results began trickling in yesterday, this much became clear about the 2004 holiday shopping season: Consumers procrastinated; they gobbled up gift cards; they defected, in greater numbers, from stores to the Web; and, overall, they appeared to spend more this year than last.
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Those who need an excuse to enjoy  themselves this festive season now have a very good one: having  fun has become cheaper, while day-to-day living expenses have  rocketed.
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Computer shoppers who want and can afford the fastest machines face a dilemma as they decide just how to spend all that cash. Desktop PCs using the new PCI Express design - a faster way
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Sky-high interest rates on credit  cards can make a mountain of debt seem insurmountable.  Eventually for some, it is.
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What a surprise -- credit card issuers aren't exactly playing nice.
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Even with tempting promotions, don't charge more to your credit card than you can afford.