Borrowers Find System Open to Conflicts
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Critics say the three biggest credit raters -- Moody's, Standard & Poor's and Fitch -- have become important gatekeepers in capitalism without commensurate oversight or accountability.
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Arm yourself with information before shopping for a home loan.
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Home credit lenders are told   they must provide clearer information to consumers about loan costs.
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Here's something more scary than  Chucky: A growing number of people are borrowing against their  homes to invest in the stock market.
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Mortgages are complicated, and lending markets are in flux right now, but savvy, well-positioned consumers can still get the loans they need to buy, build, or refinance a home. They just need to pay attention to what's going on, says David Reed, a lending veteran based in Texas and co-author of "Mortgage Confidential."
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Don't let tighter lending rules keep you from home ownership.
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As easy-money lenders increasingly make service members a target market, military people have become trapped in a spiral of borrowing that can ruin their finances.
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Lenders have concocted a frightening brew of fees. Are there fang marks on your wallet?
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The subprime mortgage mess has created a mixed blessing for potential homebuyers.
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Although overspending is a common problem, even frugal people can wind up in financial difficulty.
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The bloodbath in the residential mortgage market is attracting some creatures of a darker disposition.
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Borrowers have used the Internet for years to shop for mortgages. Now a growing number are actually closing their loans online, too.
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Lenders haven't locked their doors, but they are raising their standards.
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The crisis in the U.S. subprime mortgage market has heightened tension between mortgage lenders and brokers who both hope to shape any laws aimed at stamping out dangerous loans.
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A decades-old system for paying residuals ignites a new fight.
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Hundreds of lawsuits are being filed on behalf of borrowers who legal advocates say were shoehorned into homes beyond their means with creative and onerous mortgages.
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Beware of interest-only mortgages and other extreme loans.