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So what do Americans want when it comes to health care? Two things, according to a citizens group created by Congress: protection for all from high medical expenses and guaranteed coverage for specific checkups and treatments.
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Should the government force you to have coverage?
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Yesterday's piece on health care and the presidential election got a great response, and some of it from Republicans, using the slogans and logic I hoped they wouldn't. But that's okay, it helps me focus my rhetoric on the precise point of disagreement, and hopefully by illuminating it, I can either convince some of the Republicans to come over to my side, or help eliminate some of the confusion on both sides. Or maybe it'll just keep the argument from slopping over into all kinds of irrelevant issues. The basic Republican argument goes like this. Why should I pay for the health needs of people who are so irresponsible as to not have health insurance.  If I got it wrong, please set me straight. Now I'd like to answer this, very carefully. The Democrats aren't proposing that you should pay for the uninsured. Key point. They either agree with you, or know that they're not going to get their proposal passed unless they take this into account. The Obama plan says you don't get care unless you have insurance. His proposal aims to get a lot more people insured. Clinton goes one step further, by requiring everyone to have health insurance.  Also, you already pay for the health needs of the uninsured. Whether you or I like it, we don't look the other way when someone is in need. You may feel the system should work differently, but that's not responsive to the proposal the Democrats are making. The debate is how health care works for the non-indigent.  If you have property, a car, a house, or if your kids go to private school or college, or if you want to take a vacation, or have a baby, or exercise between jobs, getting sick without insurance is a sure way to go from being middle class to being poor, quickly. This is why we have health insurance, to smoothe out the risk, to protect our family's lifestyle. It seems to me it's a good thing. It's the market solving a basic human need.  So this is what we should be discussing, how can we get insurance for all the people who want it, or should we require it for everyone -- this is the debate of 2008. This is what the Democrats are putting on the table, and what McCain, or whoever is the Republican nominee, will have to respond to, if we're going to have the respectful debate everyone is talking about having.  Why is this such a problem?  A lot of people, even healthy people without pre-existing conditions, can't get health insurance. And what if you have a pre-existing condition? Do you really think it's cool for the insurance industry to refuse them coverage? Why is that a good thing? I honestly don't get it. Consider the penalty for not having insurance. (See above.) So far the leaders of the Republican Party have managed to keep health care off the national agenda, but this year, it's there. If you doubt me, just ask a few people you know, and don't just ask poor people or Democrats, ask Republicans. Disease isn't a party issue, and while poor people tend to have poorer health, even well-off people need health care. And most people can't afford to pay for a catastrophic illness, and enough of them can't get health insurance to make this an important national issue. If you disagree with this, please let me know why. PS: Phil Windley asks where it stops. Should we provide free housing for the homeless? And what about free cable TV for people without cable TV? (He provides other examples.) No, this is only about health insurance. It's not about any of the other things mentioned in Phil's post.
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WASHINGTON - Job-based health insurance premiums jumped an average of 11.2 percent this year, according to a new survey of employers released Thursday.
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Health insurance premiums for federal employees and retirees will increase by an average of 2.1 percent next year, the Office of Personnel Management announced this afternoon.
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Just like with do-it-yourself taxes, a growing software industry lets patients create their own "personal health records." No more answering 10-page questionnaires every time you visit a new doctor Â just hit the print button before leaving home to arrive armed with your life's medical history.
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Employer-sponsored health insurance premiums increased an average of 11.2% in 2004 -- less than last yearâs 13.9% increase, but still the fourth consecutive year of double-digit growth, according to the 2004 Annual Employer Health Benefits Survey
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With medical costs soaring, the fine print on your open enrollment form matters more than ever. Make the wrong choice, and you wind up paying much more than you expected for health care.
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BOSTON -- The average uninsured Massachusetts resident could obtain health care coverage for as little as $175 a month under the state's insurance law, less than half of earlier estimates, officials said Saturday.
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The Mayo Clinic proposal doesnât advocate a government-run single-payer system, but urges private insurance companies to offer plans with many options. The Mayo Clinic proposal doesnât advocate a government-run single-payer system, but urges private insurance companies to offer plans with many options.
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Premiums for job-based health insurance jumped 11.2 percent on average this year across the nation, according to a survey released Thursday, the latest evidence of a painful rise in medical costs that is placing an increasingly heavy burden on employers
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MUNICIPAL UNIONS should raise a holiday toast to gullible Massachusetts taxpayers for their willingness to absorb disproportionate pain from increases in health insurance costs. Bostonians, for example, sit by passively while city workers, who pay just 10 percent of premium costs for their HMO coverage, gobble up nearly half of the annual increase in the city's operating budget.
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Health insurance premiums are skyrocketing at five times the rate of inflation and worker earnings. Employers are shuttling more and more costs of health care onto their workers or dropping coverage (for 5
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First they tried nudging. Now companies are penalizing workers who have high health risks such as obesity and high blood pressure or cholesterol as insurance costs climb.
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Take a stand against the high costs of health care.
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Frequently Asked Questions about the State Children's Health Insurance Program (SCHIP)