ADV: Health Insurance for the Self-Employed!
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Affordable health, dental, and life insurance for you and your family. Ideal for self-employed, small business owners. Fill out our form for a competitive quote.
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Do you have business insurance? Do you need it?
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In Tennessee, nearly a half-million people are warned they could lose their government-supported health care. In Maine, the move is in the opposite direction &#151; the state is expanding its role and, with reliance on the private sector, aiming to provide affordable health insurance for all 138,000 residents now without it.
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Going without healthcare coverage can spell disaster for your finances.
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BOSTON -- The average uninsured Massachusetts resident could obtain health care coverage for as little as $175 a month under the state's insurance law, less than half of earlier estimates, officials said Saturday.
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Employer-sponsored health insurance premiums increased an average of 11.2% in 2004 -- less than last yearâs 13.9% increase, but still the fourth consecutive year of double-digit growth, according to the 2004 Annual Employer Health Benefits Survey
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KANSAS CITY, Missouri  - Matt Oglevie makes a good living as a self-employed house painter, is healthy and has no family to worry about. But he has been looking for a night job so he can get health insurance.
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Yesterday's piece on health care and the presidential election got a great response, and some of it from Republicans, using the slogans and logic I hoped they wouldn't. But that's okay, it helps me focus my rhetoric on the precise point of disagreement, and hopefully by illuminating it, I can either convince some of the Republicans to come over to my side, or help eliminate some of the confusion on both sides. Or maybe it'll just keep the argument from slopping over into all kinds of irrelevant issues. The basic Republican argument goes like this. Why should I pay for the health needs of people who are so irresponsible as to not have health insurance.  If I got it wrong, please set me straight. Now I'd like to answer this, very carefully. The Democrats aren't proposing that you should pay for the uninsured. Key point. They either agree with you, or know that they're not going to get their proposal passed unless they take this into account. The Obama plan says you don't get care unless you have insurance. His proposal aims to get a lot more people insured. Clinton goes one step further, by requiring everyone to have health insurance.  Also, you already pay for the health needs of the uninsured. Whether you or I like it, we don't look the other way when someone is in need. You may feel the system should work differently, but that's not responsive to the proposal the Democrats are making. The debate is how health care works for the non-indigent.  If you have property, a car, a house, or if your kids go to private school or college, or if you want to take a vacation, or have a baby, or exercise between jobs, getting sick without insurance is a sure way to go from being middle class to being poor, quickly. This is why we have health insurance, to smoothe out the risk, to protect our family's lifestyle. It seems to me it's a good thing. It's the market solving a basic human need.  So this is what we should be discussing, how can we get insurance for all the people who want it, or should we require it for everyone -- this is the debate of 2008. This is what the Democrats are putting on the table, and what McCain, or whoever is the Republican nominee, will have to respond to, if we're going to have the respectful debate everyone is talking about having.  Why is this such a problem?  A lot of people, even healthy people without pre-existing conditions, can't get health insurance. And what if you have a pre-existing condition? Do you really think it's cool for the insurance industry to refuse them coverage? Why is that a good thing? I honestly don't get it. Consider the penalty for not having insurance. (See above.) So far the leaders of the Republican Party have managed to keep health care off the national agenda, but this year, it's there. If you doubt me, just ask a few people you know, and don't just ask poor people or Democrats, ask Republicans. Disease isn't a party issue, and while poor people tend to have poorer health, even well-off people need health care. And most people can't afford to pay for a catastrophic illness, and enough of them can't get health insurance to make this an important national issue. If you disagree with this, please let me know why. PS: Phil Windley asks where it stops. Should we provide free housing for the homeless? And what about free cable TV for people without cable TV? (He provides other examples.) No, this is only about health insurance. It's not about any of the other things mentioned in Phil's post.
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Even with Medicare, you'll end up paying nearly half of your health-care expenses, so if you don't have retiree coverage from your employer, you may want supplemental insurance. Make sure you have what you need.
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Most Americans agree our health insurance system is too expensive and leaves too many without coverage. There isn't much agreement on what to do about it.
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With fewer employers providing retiree health insurance than in the past, you may have to shop for insurance to cover your health-care costs between retirement and qualifying for Medicare. Here are some tips from Cheryl Matheis, director of health strategy for AARP:
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Up to $250,000 in life insurance with inexpensive rates. Highly advanced life insurance system. Complete your application in less than 10 minutes. No blood or urine tests.
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I believe every American citizen has a basic right to health- care benefits. Outrageous bills stemming from unplanned injuries have left families homeless. More preventative health care would prevent diseases and unnecessary rehabilitations. This would result in more capable, productive taxpayers.
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Health insurance in Colorado has eased its staggering climb in 2004, growing just 7.8 percent to an average of $6,769 per worker. A study from Mercer Human Resource Consulting
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MONDAY, June 11 (HealthDay News) -- Uninsured Americans or those with certain types of public health insurance are more likely to have oral or breast cancer diagnosed at an advanced stage, compared to people with private insurance whose disease is caught earlier.
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Get a plan to protect your financial independence.
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Health-insurance premiums are up by double digits for the fourth straight year. And Chuck Mott, like millions of other small-business