Are Spendthrift Americans Really the Problem?
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As much as it may offend the many critics of materialism - the whole notion that Americans don't save enough is overblown.
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Statistics don't tell the real story about the state of your finances.
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Many of the Medicare recipients who would benefit most from using discount drug cards think they&#39;re too much trouble to be worthwhile.
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A new study finds that Americans' failure to save may be caused by the mechanics of saving systems, not by moral opposition.
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Disorganization may be a person problem, not a house problem.
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People disagree about how companies should use excess cash.
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They are not wealthy. Their home states are politically symbolic. Their occupations or their circumstances suggest salt of the earth.
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Probing the depths of spending psychology.
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SAVING MONEY is supposed to help Americans afford their own futures. But a new study shows that poorer, younger people are often punished for saving by kinks in the tax code and in federal program rules. To fix the problem and encourage saving at all income levels, Congress should change the rules and seek out innovations.
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Heavy consumer spending in the United States strains the global economy and also sustains it.
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Some economists are starting to question the magnitude of housingÂs impact on national habits of spending and thrift.
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NEW YORK: For years, profligate American consumers have been chided for putting aside nothing for a rainy day. Now, with the Federal Reserve raising interest rates, the prospect that households could start
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The American Dream of home ownership may not be quite as dreamy as it once was. Sky-high prices, risky mortgages, and job instability have made home buying a bigger investment than it used to be. For some folks, it's an investment not worth making.
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Why the housing bust and inflation havenât deterred American consumers â yet.
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THE PROBLEM: Social Security faces a &#36;3.7 trillion shortfall over 75 years.
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If you're an American with money in the market, you probably are. And good for you.
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Some fear that American consumers will pull back from their exuberant spending, cooling demand for goods worldwide and dragging down the global economy.