fraud
False debt on credit report, original creditor bankrupt/ out of business multiple fraud lawsuits filed against them in state
<p>I recently discovered a collections on my credit report, over $4000 U.S. 
The original creditor was a now defunct property management company.
They are notorious here in Idaho for evading with over $1 million dollars of fraudulently gained monies
I spoke to legal aid at v.a. Boise and they said I have a good case ?
How do I proceed in clearing my credit report ?
Please and thank you
Mr. Tower</p>

<blockquote>
  <p>How do I proceed in clearing my credit report ?</p>
</blockquote>

<p>Regardless of whether you retain an attorney on this matter, I suggest you to get acquainted with the <a href="https://www.law.cornell.edu/uscode/text/15/chapter-41/subchapter-III" rel="nofollow noreferrer">Fair Credit Reporting Act, 15 U.S.C. § 1681 <em>et seq.</em></a>, as it addresses the issue of correcting inaccurate credit reports.</p>

<p>Also search for <a href="http://www.leagle.com/leaglesearch?exact=fair%20credit%20reporting%20act" rel="nofollow noreferrer">court opinions</a> involving the FCRA to get a better sense of how the Act is interpreted/applied.</p>

<p>Please note that this answer is rather generic. The creditor's alleged history of fraud and the fact that now it is a defunct company add complexity or uncertainty on how to proceed in your particular case.</p>
