liability insurance france motorcycle
In France, can the insurance not apply if my motorcycle has racing parts?
<p>I have a motorcycle in France that is insured. For clarification, I do ride on road and not on a circuit.</p>
<p>Doing some maintenance, I changed the air filter to a racing one that says to increase air flow (and therefore performances). In the description of the filter is written &quot;Competition use on closed circuit only.&quot; and the filter has a different color to clearly indicate it's a racing one. For precision, there is a similar air filter said to be for &quot;performance&quot; that does not contain the &quot;Competition use on closed circuit only.&quot; line in the description nor the special color and with smaller indicated air flow.</p>
<p>In case of an accident (responsible or not), can my &quot;all-risks&quot; insurance not apply because of this ?</p>

<h2>Racing parts generally lack EWG certification and thus roadworthiness certificates</h2>
<p><a href="https://www.tuningblog.eu/fr/cat%C3%A9gories/wiki-de-r%C3%A9glage/Permis-d%27exploitation-ewg-235351/" rel="nofollow noreferrer">A part needs to have an EWG registration number matching to the type of vehicle to be allowed to be used on a street-legal motorcycle.</a> If a part has non street-legal parts, its whole registration usually is void. Driving a vehicle without a valid registration is illegal and generally not insured.</p>
<p>Please check the <a href="https://www.ecologie.gouv.fr/homologation-des-vehicules" rel="nofollow noreferrer">regulator</a> or the <a href="https://www.argusdelassurance.com/dossier-ja/securite-des-pieces-de-rechange-et-homologation.39663" rel="nofollow noreferrer">general information of insurance companies</a> about what replacement parts have to comply with. Your insurance agency usually can help you too.</p>

<p>The best thing to do is read your policy and ask your insurer.</p>
<p>Some insurance policies do not include modifications from the factory state.</p>
<p>If you have such a policy and do not declare the modification to your insurer, your insurer might be able to void the policy if you make a claim.</p>
