united-states medical health-insurance antitrust-law missouri
being forced to use Express Scripts (mail order delivery) on perscriptions
<p>Insurance policy set up by the workplace requires us to fill prescriptions through a specific mail order vendor and denies coverage of prescriptions through other retail vendors (Walgreens, CVS, etc)</p>

<p>Is this legal? </p>

<p>Seems like it takes away consumers choice, and there are valid reasons for not wanting mail delivery, including, not always being in or near the same address.</p>

<p>Also, I've heard that they use and send out older expired medicine but have no way of confirming or validating the truth of that. </p>

<p>Is there any legal recourse here or are we just stuck with this? </p>

<p>It is legal and quite common. Your choice as consumer is at the point of selecting insurance company. If you dislike ES enough, that would be a reason to select a different insurance company. It would be surprising if your ES contract disallows pharmacy pick-up, but even if it did, that would also be legal.</p>

<p>This does not mean that the government doesn't have the power to break up Express Scripts, under anti-trust laws. There is no clear rule regarding how successful a company can be in attracting customers.</p>
