united-states
insurance refund check made payable to me and my ex husband
<p>we were to receive a $924. insurance refund due to overpayment on a house we sold. my ex husband had the check sent to his new address without telling me , signed his name and forged my name and cashed the check, when i found out about it and asked him  he admitted he forged the check and said there is nothing i can do about it. i called the insurance co they said its not up to them to police if its forged or not. do i call the police?  Should i call the bank that cashed the check? is small claims court really worth the trouble to get  half of $924? </p>

<p><strong>You should call the police.</strong></p>

<p>If you talk to any bank they will say "well we had your signature on the cheque". They aren't in a position to perform criminal investigations.</p>

<p>You might first consider telling your husband that you are calling the police. After all, the downsides for him of having a criminal record, and whatever criminal punishment there is, will far outweigh $462.</p>

<p>However there is no guarantee that the police can prove anything. It may end up being your word against his. If you can do it legally you might try recording him admitting that he forged the cheque.</p>
