criminal-law police finance
Where do I go when police refuse to investigate someone who made purchases with my debit card?
<p>A few months ago, my debit card information was stolen and used to purchase some computer equipment in the state of Oklahoma, but the perpetrator lives in the state of Florida and I live in the State of Texas.</p>

<p>My local law enforcement refused to take the case because it did not occur in my city and the local law enforcement of the city where the crime occurred in Oklahoma also refused to take the case saying the law enforcement of my city has to take it and they will just do a supplemental report.</p>

<p>So, my big question is, what law enforcement agency can I count on here in the United States when the police refuse to investigate a crime against me regarding my financials?</p>

<p>The fact that the Oklahoma businessmen didn't reimburse you until you informed him it was a crime (because he didn't know it was a fraudulent charge) really means nothing. You recovered your loss, albeit by yourself. The bank covered the rest, like your earlier question: <a href="https://law.stackexchange.com/questions/46226/as-a-victim-of-debit-card-fraud-what-are-my-legal-options">As a victim of debit card fraud, what are my legal options?</a></p>

<p>Few prosecutors will look into prosecuting a crime in hindsight since your losses were reimbursed or covered by the bank. A local prosecutor <em>might</em> look into the name of the fraudster to see if he/she has a previous record, and possibly tell law enforcement to keep that person in mind. The local prosecutor would lead the case, not police or law enforcement.</p>

<p>But again, if you didn't lose any money, or at least a minimum that would be hundreds of dollars, depending on local and state laws, nothing is going to happen. Talk to the county prosecutor's office in your county and see what the say; there will be a minimum of monetary loss, distant jurisdictions and other more important cases to consider, and since it's a free country, the miscreant will most likely crime again, until they're caught for something that can be prosecuted.</p>

<p>Credit/debit card fraud is very prevalent, and will remain so until prosecutors have time/money to pursue, laws become more strict, and the banking industry creates more technical protections. Check <a href="https://www.google.com/search?q=carder+sites" rel="nofollow noreferrer">https://www.google.com/search?q=carder+sites</a> to see what they are up against.</p>
