trusts-and-estates
How to find out whether direct transfer is an option for a spousal rollover
<p>Let's say person #1 and person #2 are married. Person #1 has a retirement plan which is administered at company #1. Person #2 has a retirement plan which is administered at company #2. Person #1 dies, and person #2 wants to do a spousal rollover into their own retirement plan. How can person #2 find out whether the spousal rollover can be done as a direct transfer into their retirement account, rather than an indirect transfer which means person #2 gets a check that they have 60 days to deposit into their retirement account?</p>

<blockquote>
<p>How can person #2 find out whether the spousal rollover can be done as
a direct transfer into their retirement account, rather than an
indirect transfer which means person #2 gets a check that they have 60
days to deposit into their retirement account?</p>
</blockquote>
<p>Contact the plan administrator, sometimes called the plan trustee.</p>
<p>The law allows plans to permit this, but the individual plan document may or may not allow it.</p>
