texas insurance
Should I get a lawyer after my accident?
<p>Last Tuesday I got in an accident with a lady who is insured with GEICO. I merged into the middle lane (three lane highway in TX) I was in the lane and all of a sudden this lady who was in my left lane decided she needed to take the next right like RIGHT NOW. hit my car and caused me to hit the divider and busted front tires. </p>

<p>My driver and passenger door were smashed, my headlights smashed, my wheel axles and shocks broke and I had to tow my car. Police came, asked me what happened, than asked the lady and asked if we were okay. No citations were issued to me.</p>

<p>Now my car is an old Chevy Impala and not really worth fixing the body damage and don't really care how it looks so long as it drives. Her insurance told me they would deny my claim and to give them couple of days to get everything sorted out. So today, I get my class from my insurance saying the lady who hit me got a lawyer! Now I'm freaking out! Since the police didn't say who was at fault and both insurance companies deny the claim, who will the lawyer go after? A broke college student? Someone help me! </p>

<p>Based on your <a href="https://law.stackexchange.com/questions/11686/car-insurance-claim-was-denied-what-are-my-options">other question</a> (which is not all that well distinguished from this one), if you want to sue the other party for the damages to your car you would probably need a lawyer for that, though it'd be expensive.  </p>

<p>If the other lady is going to sue you for the damages to her car, she (via her lawyer) would serve you with formal papers for a lawsuit.  At that time, you'd call up your insurance company and they should send an attorney to defend the case for you because you have liability coverage.  If the other lady, after consulting with her attorney, decides not to sue you (e.g. observing how expensive that attorneys' fees would likely be for a full suit), you might just not hear anything more.  </p>
