The image is a collage of four photographs of a red-necked grebe (Podiceps cristatus) swimming in the water. The photographs are arranged in a grid-like pattern, with each photograph showing a different angle of the bird.

The first photograph on the top left shows the bird in its natural habitat, with its head above the water and its body partially submerged. The bird has a black head and neck, with a yellow beak. The second photograph in the top right shows the same bird, but it is slightly larger than the third photograph. The third photograph is in the bottom left corner, and the fourth photograph is on the bottom right corner. The text on the image reads "Red-Necked Grebe, Morro Bay State Park Marina, 12/18/04".