The image is a digital collage of a calendar for January 2020. The calendar is in the center of the image, with a photo of a woman's face in the top right corner. The photo is surrounded by a gold frame with a floral design. The frame is decorated with pink and gold flowers and leaves. The background is a mix of green and blue, with gold and silver ornaments scattered throughout. The overall theme of the collage is festive and cheerful.