The image is a photograph of a plaque on a brick wall. The plaque is rectangular in shape and has a black background with gold lettering. The text on the plaque reads "First Bank & Trust Co. 1922" and "Built as a bank, it operated until 11.20.1930 when it closed. Reorganized by local investors, it reopened 2 weeks later as State Trust Co., merged later with Northwestern Bank, then First Union Bank until 1998. Designed by prominent local architect Erle Stillwell." Below the text, there is a logo of the Hendersonville Historic Preservation Commission.