The image is a black and white photograph of a group of people on a pier near a body of water. The pier is located on the right side of the image and there is a large building with a clock tower on the left side. The building appears to be a hotel or a restaurant. In the background, there are several sailboats on the water and a few people on the pier. The sky is overcast and the water is calm.

In the foreground, there is an old photo of a sailboat with a white sail. There are several people in the boat, some standing and some sitting on the shore. Some of them are wearing hats and jackets, while others are walking along the pier and some are sitting on benches. There is also a flagpole with a flag flying in the background. The photograph appears to have been taken in the early 20th century.